Shows
Invested Poorly: Sad Tales of FInancial FailsBONUS: My Investment Portfolio…From Stocks to Bonds to CashBy listener request! In this bonus segment, host Jeff Harrell reveals his personal investment portfolio and shares insights on how he arrived at his current financial position.The table supplement he references throughout this bonus segment lists his asset allocation of stocks, bonds, and cash equivalents, as well as the percentages he is targeting by asset class. He also gives detailed explanations for the ways in which real-life circumstances have influenced the composition of the specific investments in his portfolio.By observing how Jeff has applied the investment strategies he highlights throughout his Invested Poorly...2025-05-2710 minInvested Poorly: Sad Tales of FInancial FailsWrap-Up Season 3 – Invested Poorly: Sad Tales of FInancial Fails (S3 E11)S3 E11: Season 3 is a wrap! Host Jeff Harrell recaps the third season, summarizing all the investing and financial topics covered over the previous 10 episodes. These included discussions on stocks and bonds (individual and funds), legacy planning, financial advice, managing investor fears, and much more.Reminder: As you progress down the road to financial independence (FI), when it comes to your investments always… “ignore the noise.”Jeff also invites listeners to contribute their own ideas and says how to support the show for bringing about future podcast episodes and resources to help you reach your FI goa...2025-05-2705 minInvested Poorly: Sad Tales of FInancial FailsFear-Based Investing…Never a Good Idea (S3 E10)S3 E10: One trait that’s nearly universal among investors is fear. Given the inherent uncertainties in investment outcomes, investors frequently seek strategies that promise a higher degree of control over their portfolios. These strategies range from simple to complex trading methodologies, as well as various insurance-based investment products. Buyer beware!Jeff Harrell has observed numerous attempts by investors to "protect" their investments using stop-loss orders, annuities, option trading, and more. Although such strategies appear advantageous in theory, their practical implementation often yields unexpected and disappointing results. As you will hear him reiterate, if something seems too go...2025-05-2715 minInvested Poorly: Sad Tales of FInancial FailsFinancial Professionals Never Make Mistakes…Not!! (S3 E9)S3 E9: The financial services industry is highly predatory, with some advisors prioritizing their own biases or financial interests over those of their clients. This poses a challenge for you when looking for trustworthy advisors and expecting them to act in your best interest.Given that most people require some level of guidance to manage their finances and investments effectively, it is important to consider the potential benefits associated with hiring, or not hiring, an investment professional. No advisor is perfect, so it is advisable to have a thorough understanding of your personal financial situation, and most...2025-05-2713 minInvested Poorly: Sad Tales of FInancial FailsYou Spend…More Money Than You Think You Do (S3 E8)S3 E8: How can you know where you’re going, if you don’t know where you’re at? This principle is crucial for achieving FI, particularly when it comes to your spending.If you’re on the path to financial independence, having a comprehensive understanding of your living expenses can reward you with a sense of comfort. This reassuring information is not only empowering but can also allow you to envision future possibilities.Imagine having time and lifestyle freedom!?!For individuals on the journey to FI, consistent tracking of expenditures must become an integ...2025-05-2714 minInvested Poorly: Sad Tales of FInancial FailsNeglecting Privacy and Security…A Recipe for Financial Disaster (S3 E7)S3 E7: Scamming people out of their money is a billion-dollar global industry. Ignoring this fact in hopes it will never impact you is not only naïve, but in many ways irresponsible. Putting basic safeguards in place before you are the target of a financial scam is not very difficult, but does require a time commitment.Host Jeff Harrell is stepping a little outside his comfort zone to address a topic that may not seem directly investment-related, but is crucial to your financial well-being, He outlines a few of the fundamental ways to minimize your risk o...2025-05-2717 minInvested Poorly: Sad Tales of FInancial FailsLegacy Planning…What Are You Waiting For? (S3 E6)S3 E6: Everyone eventually faces their ultimate demise, and when this occurs, it triggers a distressing chain of events that families dread. Not only are family members in mourning after a death, but they must address financial and estate plan matters as well. This exacerbates an already stressful time, and occasionally causes familial discord.If maintaining a positive family legacy is important to you, it’s essential to take the necessary steps now to ensure your loved ones are prepared to handle your passing. Like it or not, neglecting this preparation will imply to your family that it...2025-05-2716 minInvested Poorly: Sad Tales of FInancial FailsHigh-Yield Bonds…Junk or Treasure? (S3 E5)S3 E5: “Beauty is in the eye of the beholder” aptly describes high-yield, or “junk,” bonds. Host Jeff Harrell offers insight into their characteristics and how they may be the most misunderstood asset class in the financial markets.You’ll get recommendations on how to incorporate these securities into a diversified portfolio, with strategies that differ from typical advisor and investor approaches.Understanding that high-yield bonds rely on mathematical calculations with predictable returns over time may lead you to consider them for your portfolio.It is advisable to listen to this entire episode before inv...2025-05-2715 minInvested Poorly: Sad Tales of FInancial FailsInvesting in Bonds…Funds or Individual Securities? (S3 E4)S3 E4: The debate around buying individual bonds versus bond mutual funds and ETFs is a polarizing one in the investment world. Proponents of individual bonds tout the benefit of a maturity date, which the other securities generally don’t offer. Jeff Harrell will give you all the information you need to decide for yourself if this benefit is worth the tradeoff.Most investors are completely unaware of the advantages that bond funds have over individual bonds for the average retail investor. In just over 10 minutes, you’ll gain a wealth of knowledge as Jeff explains the role...2025-05-2716 minInvested Poorly: Sad Tales of FInancial FailsIndex Funds Are the “Right” Way to Invest…Maybe?? (S3 E3)S3 E3: Index funds are perhaps the greatest invention in the history of financial markets, but there may be circumstances where an alternative strategy could be superior. If you’re interested in learning a little more about building a portfolio of individual stocks, this episode is a must-listen.Host Jeff Harrell acknowledges there is nothing an investor can do to change the overwhelming odds against outperforming the market. But… he likes to play devil’s advocate! Coupling the benefits of index funds with strategic decisions that incorporate risk tolerance, taxes, and diversification could result in higher total return...2025-05-2715 minInvested Poorly: Sad Tales of FInancial FailsYou Know Enough About Investing to…Still Mess Everything Up (S3 E2)S3 E2: Discovering FI (financial independence) can be thrilling and it’s tempting to quickly make changes to your finances and investments. This episode cautions you to proceed slowly to ensure you fully understand the financial ramifications of your actions. Because you don’t want to win the battle, but lose the war.“Small things” like transaction fees, taxes, and placing trades are easily misunderstood or overlooked, thereby altering the timeline to reach FI. Another common failure discussed is not reinvesting dividends and capital gain distributions.Jeff Harrell explains how such oversights are easy to fix if i...2025-05-2714 minInvested Poorly: Sad Tales of FInancial FailsInvestment Phases…Accumulation to Transition to Drawdown (S3 E1)S3 E1: The three investment phases we all go through are accumulation, transition, and drawdown. This episode explains how to invest during each phase and what changes you should make as you shift from one phase to the next. Host Jeff Harrell shares his unique strategy to navigate all three phases. Using his personal FI journey as a guide, you will be able to steer your own path to FI success based on your specific situation. In less than 15 minutes, you’ll learn how to manage a portfolio over multiple decades and life changes. Simplifying yo...2025-05-2714 minInvested Poorly: Sad Tales of FInancial FailsSeason 3 Preview – Invested Poorly: Sad Tales of FInancial FailsIn the third season of Invested Poorly: Sad Tales of FInancial Fails, host Jeff Harrell adds a twist with more personal stories, including how he’s managing his own investments. Season 3 highlights how Jeff’s perspective differs from mainstream financial advice with respect to investing throughout your various phases of life. He will give you some food for thought on popular investment themes such as index funds, as well as individual stocks and bonds, and more topics that impact your finances like legacy planning, privacy and security, spend tracking, etc. Jeff teaches many lessons learned from...2025-05-1701 min
Invested Poorly: Sad Tales of FInancial FailsWrap-Up Season 2 – Invested Poorly: Sad Tales of FInancial FailsSeason 2 is now in the books! Host Jeff Harrell summarizes the investing lessons learned in the second season, highlighting the theme of each of the 10 episodes—ultimately to help you sidestep those common investing pitfalls that have trapped other investors. Jeff also shares about the ways you can stay connected to the show and reminds listeners that the path to financial independence (FI) is not complicated but requires patience. Don’t forget, when it comes to investing, always… “ignore the noise.”(Season 2 Episode 11)Podcast produced by Ted Cra...2024-10-2305 minInvested Poorly: Sad Tales of FInancial FailsWrap-Up Season 2 – Invested Poorly: Sad Tales of FInancial FailsSeason 2 is now in the books! Host Jeff Harrell summarizes the investing lessons learned in the second season, highlighting the theme of each of the 10 episodes—ultimately to help you sidestep those common investing pitfalls that have trapped other investors. Jeff also shares about the ways you can stay connected to the show and reminds listeners that the path to financial independence (FI) is not complicated but requires patience. Don’t forget, when it comes to investing, always… “ignore the noise.”(Season 2 Episode 11)Podcast produced by Ted Cra...2024-10-2305 min
Invested Poorly: Sad Tales of FInancial FailsIf You’re Worried About Running Out of Money…You Probably Won’tSpeaking especially to people who are sensible with their finances and live within their means, Jeff Harrell discusses one of the greatest fears all investors face, longevity. While this fear is real for many, experience suggests these fears are likely irrational for those who act in fiscally responsible ways throughout their lifetime. You’ll hear stories of encouragement to spend more after attaining financial independence, as well as the simple FI budget strategy Jeff uses personally to ensure he optimizes his spending now that he is FI. This episode offers the li...2024-10-2310 minInvested Poorly: Sad Tales of FInancial FailsIf You’re Worried About Running Out of Money…You Probably Won’tSpeaking especially to people who are sensible with their finances and live within their means, Jeff Harrell discusses one of the greatest fears all investors face, longevity. While this fear is real for many, experience suggests these fears are likely irrational for those who act in fiscally responsible ways throughout their lifetime. You’ll hear stories of encouragement to spend more after attaining financial independence, as well as the simple FI budget strategy Jeff uses personally to ensure he optimizes his spending now that he is FI. This episode offers the li...2024-10-2310 min
Invested Poorly: Sad Tales of FInancial FailsFinancial Planning Software…Smoke and MirrorsThis episode highlights the shortcomings of one of the most popular benefits touted by the financial services industry: financial planning software. Jeff Harrell shares his experience with how advisors use this tool in practice, as well as how DIY investors can gain access to similar features at a fraction of the cost. Jeff will arm you with the knowledge of just how useful—or not—these applications could be in your situation. Understanding the sensitivity of the variables and wide range of outcomes they can project will allow you to be better informed when...2024-10-2310 minInvested Poorly: Sad Tales of FInancial FailsFinancial Planning Software…Smoke and MirrorsThis episode highlights the shortcomings of one of the most popular benefits touted by the financial services industry: financial planning software. Jeff Harrell shares his experience with how advisors use this tool in practice, as well as how DIY investors can gain access to similar features at a fraction of the cost. Jeff will arm you with the knowledge of just how useful—or not—these applications could be in your situation. Understanding the sensitivity of the variables and wide range of outcomes they can project will allow you to be better informed when...2024-10-2310 min
Invested Poorly: Sad Tales of FInancial FailsYour Investments Are Located…All Over the PlaceMaintaining total control of your finances starts with something that seems simple and yet tends to be a major hurdle for many of us to overcome. Discover the importance of organizing your investment accounts and how merely knowing where all your money is located can lead to better investment results in the long term. Jeff Harrell shares more stories from the trenches of financial planning that illustrate why the negative effects of putting off your financial “to-do list” for a few more months or maybe even years will only worsen the longer you wait. T...2024-10-2310 minInvested Poorly: Sad Tales of FInancial FailsYour Investments Are Located…All Over the PlaceMaintaining total control of your finances starts with something that seems simple and yet tends to be a major hurdle for many of us to overcome. Discover the importance of organizing your investment accounts and how merely knowing where all your money is located can lead to better investment results in the long term. Jeff Harrell shares more stories from the trenches of financial planning that illustrate why the negative effects of putting off your financial “to-do list” for a few more months or maybe even years will only worsen the longer you wait. T...2024-10-2310 min
Invested Poorly: Sad Tales of FInancial FailsInvestment Returns Less 1% Costs…Up to 1/3 of Your Net Worth?!?This episode will blow your mind when you find out how neglecting something that seems so small and insignificant can have a catastrophic impact on your timeline to reach FI. Jeff Harrell discusses how investors who make sure they pick up every “nickel, dime, and quarter” possible in their investment portfolio will reap the benefits many years down the road. Listeners will be provided with other resources that you surely would never be directed to by the traditional financial services industry. After listening to this episode, you will be armed with the knowledge nece...2024-10-2311 minInvested Poorly: Sad Tales of FInancial FailsInvestment Returns Less 1% Costs…Up to 1/3 of Your Net Worth?!?This episode will blow your mind when you find out how neglecting something that seems so small and insignificant can have a catastrophic impact on your timeline to reach FI. Jeff Harrell discusses how investors who make sure they pick up every “nickel, dime, and quarter” possible in their investment portfolio will reap the benefits many years down the road. Listeners will be provided with other resources that you surely would never be directed to by the traditional financial services industry. After listening to this episode, you will be armed with the knowledge nece...2024-10-2311 min
Invested Poorly: Sad Tales of FInancial FailsFocusing on Dividends and Income Is…Not Important!!This episode might be one of the most controversial because it will challenge the view that dividends and income are meaningful when it comes to investing. Many investors find these to be a vital component of their investment strategy, but Jeff Harrell provides his take on why the yield of an investment is completely irrelevant to him. Jeff provides examples of investors who swear by dividends, but offers research-backed evidence, as well as personal experience, as to why those beliefs are irrational and ignore the impact of inflation. Listeners...2024-10-2309 minInvested Poorly: Sad Tales of FInancial FailsFocusing on Dividends and Income Is…Not Important!!This episode might be one of the most controversial because it will challenge the view that dividends and income are meaningful when it comes to investing. Many investors find these to be a vital component of their investment strategy, but Jeff Harrell provides his take on why the yield of an investment is completely irrelevant to him. Jeff provides examples of investors who swear by dividends, but offers research-backed evidence, as well as personal experience, as to why those beliefs are irrational and ignore the impact of inflation. Listeners...2024-10-2309 min
Invested Poorly: Sad Tales of FInancial FailsAsset Location Is All About…Taxes, Taxes, TaxesInvesting in the stock market is one of the best tools available to help you reach financial independence. However, there is one variable you must factor in that, if neglected, could result in a longer path to get there: taxes. Jeff Harrell shares his experience which suggests that even the professionals often neglect this key component of financial planning, and there’s a rather disturbing reason as to why. Sometimes in the financial services industry, you don’t get what you pay for. Relying on both empirical evidence, experience, and his own...2024-10-2309 minInvested Poorly: Sad Tales of FInancial FailsAsset Location Is All About…Taxes, Taxes, TaxesInvesting in the stock market is one of the best tools available to help you reach financial independence. However, there is one variable you must factor in that, if neglected, could result in a longer path to get there: taxes. Jeff Harrell shares his experience which suggests that even the professionals often neglect this key component of financial planning, and there’s a rather disturbing reason as to why. Sometimes in the financial services industry, you don’t get what you pay for. Relying on both empirical evidence, experience, and his own...2024-10-2309 min
Invested Poorly: Sad Tales of FInancial FailsYou Review Your Investment Accounts…Too Often?Having a basic understanding of your finances and your overall investment strategy is the first step on the path to FI. The problem is, as time goes on, many investors feel obligated to make adjustments to, or “tinker” with, their plan—often unnecessarily. The stories Jeff Harrell recounts in this episode may be some of the most relatable because it’s human nature to want to “scratch that itch” now and then by changing things up. The reason this is so prevalent with investing is because by making changes we feel more in control of o...2024-10-2310 minInvested Poorly: Sad Tales of FInancial FailsYou Review Your Investment Accounts…Too Often?Having a basic understanding of your finances and your overall investment strategy is the first step on the path to FI. The problem is, as time goes on, many investors feel obligated to make adjustments to, or “tinker” with, their plan—often unnecessarily. The stories Jeff Harrell recounts in this episode may be some of the most relatable because it’s human nature to want to “scratch that itch” now and then by changing things up. The reason this is so prevalent with investing is because by making changes we feel more in control of o...2024-10-2310 min
Invested Poorly: Sad Tales of FInancial FailsEarnings Reports Are Meaningful…Or MeaninglessQuarterly earnings reports announcements are one of the most highly anticipated events in the investing world, so much so that financial news channels even coined the term “earnings season” for when the bulk of companies release their reports. Although it would seem consequential for investors to follow “earnings season” closely for making well-informed investment decisions, evidence suggests otherwise. Earnings reports are more for show and much less useful than the average investor may think. Jeff Harrell admits just how silly he finds earnings reports as he shares his first-hand experience and offers s...2024-10-2309 minInvested Poorly: Sad Tales of FInancial FailsEarnings Reports Are Meaningful…Or MeaninglessQuarterly earnings reports announcements are one of the most highly anticipated events in the investing world, so much so that financial news channels even coined the term “earnings season” for when the bulk of companies release their reports. Although it would seem consequential for investors to follow “earnings season” closely for making well-informed investment decisions, evidence suggests otherwise. Earnings reports are more for show and much less useful than the average investor may think. Jeff Harrell admits just how silly he finds earnings reports as he shares his first-hand experience and offers s...2024-10-2309 min
Invested Poorly: Sad Tales of FInancial FailsDiversification Sounds Great…But Nobody Actually Does It!Having a well-diversified portfolio is one of the main goals of most investment strategies. Although few would argue with this, the reality is that many investors eventually lose sight of why diversification was implemented in the first place. This episode illustrates, with vivid examples, how investors might say they want something, but what they actually do completely contradicts their stated desire. Jeff Harrell also addresses whether there is any scenario in which it makes sense to ignore diversification. And he shares some insider’s knowledge about something financial service firms call “window dress...2024-10-2312 minInvested Poorly: Sad Tales of FInancial FailsDiversification Sounds Great…But Nobody Actually Does It!Having a well-diversified portfolio is one of the main goals of most investment strategies. Although few would argue with this, the reality is that many investors eventually lose sight of why diversification was implemented in the first place. This episode illustrates, with vivid examples, how investors might say they want something, but what they actually do completely contradicts their stated desire. Jeff Harrell also addresses whether there is any scenario in which it makes sense to ignore diversification. And he shares some insider’s knowledge about something financial service firms call “window dress...2024-10-2312 min
Invested Poorly: Sad Tales of FInancial FailsSeason 2 Preview - Invested Poorly: Sad Tales of FInancial FailsHost Jeff Harrell announces the return of Invested Poorly: Sad Tales of FInancial Fails for a second season. New, real-life stories of greed, fear, hubris, and negligence that ensnared other investors will help you learn how to avoid the same investing mistakes. Season 2 introduces lessons on security selection and investment execution, as well as touches on the key topics from Season 1 of behavioral finance, investment performance, and financial advice. Jeff reminds investors the journey to financial independence, or FI, requires patience and humility, but will ultimately provide you with the greatest return possible, TIME. 2024-10-1701 minInvested Poorly: Sad Tales of FInancial FailsSeason 2 Preview - Invested Poorly: Sad Tales of FInancial FailsHost Jeff Harrell announces the return of Invested Poorly: Sad Tales of FInancial Fails for a second season. New, real-life stories of greed, fear, hubris, and negligence that ensnared other investors will help you learn how to avoid the same investing mistakes. Season 2 introduces lessons on security selection and investment execution, as well as touches on the key topics from Season 1 of behavioral finance, investment performance, and financial advice. Jeff reminds investors the journey to financial independence, or FI, requires patience and humility, but...2024-10-1701 min
Discovering McKinneyBrewing up Community Through Craft Coffee with Jason KanapkeyWe explore the rich world of small batch, craft coffee with Virtuous Cycle co-founder, Jason Kanapkey. Jason shares his journey from coffee enthusiast to coffee artisan, detailing the meticulous process of sourcing, roasting, and brewing that defines Virtuous Cycle. We delve into the importance of community in the craft coffee movement, discussing how local engagement and sustainability play pivotal roles in Jason's business philosophy. Whether you're a seasoned coffee connoisseur or a casual sipper, this episode offers a fresh perspective on the art and heart of craft coffee. Tune in to discover how Virtuous Cycle Co...2024-06-1039 min
Invested Poorly: Sad Tales of FInancial FailsWrap-Up Season 1 - Invested Poorly: Sad Tales of FInancial FailsSeason 1 is now over, and Jeff Harrell reflects on what he hopes you’ve gained from the series. He highlights each of the investing lessons covered in the first season’s 12 episodes, which were designed to help you make wiser investment decisions for a smoother path to financial independence (FI).Remember: Focus on the long-term, control your emotions, simplify your investments, and always... "ignore the noise."Jeff also previews what is ahead with three investing topics he plans to focus on in Season 2, as well as shares more about the w...2024-05-2704 minInvested Poorly: Sad Tales of FInancial FailsWrap-Up Season 1 - Invested Poorly: Sad Tales of FInancial FailsSeason 1 is now over, and Jeff Harrell reflects on what he hopes you’ve gained from the series. He highlights each of the investing lessons covered in the first season’s 12 episodes, which were designed to help you make wiser investment decisions for a smoother path to financial independence (FI).Remember: Focus on the long-term, control your emotions, simplify your investments, and always... "ignore the noise."Jeff also previews what is ahead with three investing topics he plans to focus on in Season 2, as well as shares more about the w...2024-05-2704 min
Invested Poorly: Sad Tales of FInancial FailsInvestment Stories Are Like Social Media…Breeding Grounds for FOMOEvery investor at some point will experience FOMO (fear of missing out). Friends, family, and “experts” influence our investment decisions due to this feeling of FOMO which is rooted in our feelings of fear or greed. Arm yourself with stories of failure and actual data points to help keep you from succumbing to this common investor trap. Jeff Harrell recalls one of his favorite investor FOMO examples that many listeners might remember, the GameStop saga of 2020, and reminds us how so many investors got caught up in the hype…to their financial detriment. 2024-05-2710 minInvested Poorly: Sad Tales of FInancial FailsInvestment Stories Are Like Social Media…Breeding Grounds for FOMOEvery investor at some point will experience FOMO (fear of missing out). Friends, family, and “experts” influence our investment decisions due to this feeling of FOMO which is rooted in our feelings of fear or greed. Arm yourself with stories of failure and actual data points to help keep you from succumbing to this common investor trap. Jeff Harrell recalls one of his favorite investor FOMO examples that many listeners might remember, the GameStop saga of 2020, and reminds us how so many investors got caught up in the hype…to their financial detriment. 2024-05-2710 min
Invested Poorly: Sad Tales of FInancial FailsMarket Maven Predicts Next Stock Market Crash, Click Here…Nooo!Investing headlines are designed to get you to click. The more extreme the claim, the more likely we are to do what we all know we shouldn’t. What could happen to you when you push that button? Jeff Harrell tells a story about what one investor experienced after “taking the bait” and clicking on a doomsday investing headline. A second story in this episode illustrates one of several creative schemes unscrupulous scammers use to prey on investors’ emotions—for their profit and your loss. As you surely know, most of us are strongly m...2024-05-2709 minInvested Poorly: Sad Tales of FInancial FailsMarket Maven Predicts Next Stock Market Crash, Click Here…Nooo!Investing headlines are designed to get you to click. The more extreme the claim, the more likely we are to do what we all know we shouldn’t. What could happen to you when you push that button? Jeff Harrell tells a story about what one investor experienced after “taking the bait” and clicking on a doomsday investing headline. A second story in this episode illustrates one of several creative schemes unscrupulous scammers use to prey on investors’ emotions—for their profit and your loss. As you surely know, most of us are strongly m...2024-05-2709 min
Invested Poorly: Sad Tales of FInancial FailsMy Investment Advisor Is Doing a Great Job…Are You Sure?Nothing is more important than trust when it comes to financial advice. Unfortunately, the complicated nature of investing results in everyday investors having a difficult time identifying misleading tactics. Jeff Harrell shares two true stories—that infuriate him to this day—about deceptive information he discovered on real client investment reports. Do you fully understand how to interpret your returns in your performance reports? Jeff also outlines what you should be getting from your financial advisor, in the form of investment reports illustrating your returns compared with prop...2024-05-2712 minInvested Poorly: Sad Tales of FInancial FailsMy Investment Advisor Is Doing a Great Job…Are You Sure?Nothing is more important than trust when it comes to financial advice. Unfortunately, the complicated nature of investing results in everyday investors having a difficult time identifying misleading tactics. Jeff Harrell shares two true stories—that infuriate him to this day—about deceptive information he discovered on real client investment reports. Do you fully understand how to interpret your returns in your performance reports? Jeff also outlines what you should be getting from your financial advisor, in the form of investment reports illustrating your returns compared with prop...2024-05-2712 min
Invested Poorly: Sad Tales of FInancial FailsStock Market Experts on TV Are So Smart…But Can They See the Future?Perception is often extremely different than reality. Financial news channels may be the posterchild for this. A deep understanding of global economics, business management, politics, financial accounting, etc., still isn’t enough to make you able to truly predict the future. Jeff Harrell presents the evidence to support this, with shocking data from a research report available on Standard & Poor’s website. It’s another sobering look at what the data actually says about financial experts’ ability to beat the market. You’ll start to think twice about how the financial advice present...2024-05-2711 minInvested Poorly: Sad Tales of FInancial FailsStock Market Experts on TV Are So Smart…But Can They See the Future?Perception is often extremely different than reality. Financial news channels may be the posterchild for this. A deep understanding of global economics, business management, politics, financial accounting, etc., still isn’t enough to make you able to truly predict the future. Jeff Harrell presents the evidence to support this, with shocking data from a research report available on Standard & Poor’s website. It’s another sobering look at what the data actually says about financial experts’ ability to beat the market. You’ll start to think twice about how the financial advice present...2024-05-2711 min
Invested Poorly: Sad Tales of FInancial FailsCost Basis Helps Determine Performance…IncorrectlyAre you sure you understand the "Cost Basis" and “Gain/Loss” columns on your investment statements? Cost basis and gain/loss calculations are two commonly misunderstood investment terms. Learn what these calculations actually represent. Jeff Harrell uses several examples to illustrate how cost basis can be misleading and breaks down this technical concept to help you get a better handle on understanding your investment performance. What most investors want to know is: how do I determine the performance of a security I’ve invested in, or maybe even the overall performance of my accounts...2024-05-2713 minInvested Poorly: Sad Tales of FInancial FailsCost Basis Helps Determine Performance…IncorrectlyAre you sure you understand the "Cost Basis" and “Gain/Loss” columns on your investment statements? Cost basis and gain/loss calculations are two commonly misunderstood investment terms. Learn what these calculations actually represent. Jeff Harrell uses several examples to illustrate how cost basis can be misleading and breaks down this technical concept to help you get a better handle on understanding your investment performance. What most investors want to know is: how do I determine the performance of a security I’ve invested in, or maybe even the overall performance of my accounts...2024-05-2713 min
Invested Poorly: Sad Tales of FInancial FailsI’ll Wait to Invest When the Stock Market Pulls Back…Why? (S1 E7)S1 E7: Timing the stock market is something we’re all told not to do, yet all of us are guilty of it at some point. This episode may have the “smoking gun” illustration to help you avoid this poor decision going forward. Jeff Harrell explains two hypothetical (and impossible) scenarios of the luckiest and unluckiest investors in history—the former buying into the stock market at the very bottom every year and the latter buying in at the very top. How wide do you think the gap is between their portfolio values after a 35-year time horizon...2024-05-2708 minInvested Poorly: Sad Tales of FInancial FailsI’ll Wait to Invest When the Stock Market Pulls Back…Why?Timing the stock market is something we’re all told not to do, yet all of us are guilty of it at some point. This episode may have the “smoking gun” illustration to help you avoid this poor decision going forward. Jeff Harrell explains two hypothetical (and impossible) scenarios of the luckiest and unluckiest investors in history—the former buying into the stock market at the very bottom every year and the latter buying in at the very top. How wide do you think the gap is between their portfolio values after a 35-year time horizon...2024-05-2708 min
Invested Poorly: Sad Tales of FInancial FailsPast Investment Performance Matters…Does it Really? (S1 E6)S1 E6: Even though everyone knows past performance is no guarantee of future results, the allure of buying what you wished you’d owned tempts us all. This episode will help drive this point home further with examples of why heeding this advice is so important to successful investing. Jeff Harrell also shares what three types of investment returns most people typically want to achieve and how most investors hold completely unrealistic expectations. He exposes the types of shady tactics some investment firms might use to prey on investors who are enamored with performance in the recent pa...2024-05-2710 minInvested Poorly: Sad Tales of FInancial FailsPast Investment Performance Matters…Does it Really?Even though everyone knows past performance is no guarantee of future results, the allure of buying what you wished you’d owned tempts us all. This episode will help drive this point home further with examples of why heeding this advice is so important to successful investing. Jeff Harrell also shares what three types of investment returns most people typically want to achieve and how most investors hold completely unrealistic expectations. He exposes the types of shady tactics some investment firms might use to prey on investors who are enamored with performance in th...2024-05-2710 min
Invested Poorly: Sad Tales of FInancial FailsMy Investments Are Doing Awesome (Or Terrible)…How Do You Know? (S1 E5)S1 E5: Perception is often not reality. Everyday investors would do well to keep this in mind while reviewing their investment accounts. Unfortunately, many investors’ lack of understanding about performance has cost them dearly over the years. Gaining a better understanding of this will better equip you to compare your results to relevant benchmarks, thereby improving your ability to evaluate your returns. With a short math lesson, Jeff Harrell teaches you how to calculate investment performance. Tune in to this mini masterclass to get a better grasp on the differences between a personal rate of re...2024-05-2713 minInvested Poorly: Sad Tales of FInancial FailsMy Investments Are Doing Awesome (Or Terrible)…How Do You Know?Perception is often not reality. Everyday investors would do well to keep this in mind while reviewing their investment accounts. Unfortunately, many investors’ lack of understanding about performance has cost them dearly over the years. Gaining a better understanding of this will better equip you to compare your results to relevant benchmarks, thereby improving your ability to evaluate your returns. With a short math lesson, Jeff Harrell teaches you how to calculate investment performance. Tune in to this mini masterclass to get a better grasp on the differences between a personal ra...2024-05-2713 min
Invested Poorly: Sad Tales of FInancial FailsStocks Are Risky…False Fact! (S1 E4)S1 E4: We’ve all heard the term, “beauty is in the eye of the beholder.” When it comes to the stock market, I’d simply change “beauty” to “risk” in this expression. How you define risk plays a huge role in your perception of stock market investing. A look at one set of data points may change all of that. Jeff Harrell breaks down the fascinating results of a research report that analyzed stock market returns over various time periods, leading to a discussion about how risky the stock market is…or is not. Investing involves...2024-05-2709 minInvested Poorly: Sad Tales of FInancial FailsStocks Are Risky…False Fact!We’ve all heard the term, “beauty is in the eye of the beholder.” When it comes to the stock market, I’d simply change “beauty” to “risk” in this expression. How you define risk plays a huge role in your perception of stock market investing. A look at one set of data points may change all of that. Jeff Harrell breaks down the fascinating results of a research report that analyzed stock market returns over various time periods, leading to a discussion about how risky the stock market is…or is not. Investing involves...2024-05-2709 min
Invested Poorly: Sad Tales of FInancial FailsSaver or Investor…Which One Are You?Saving is where the path to financial independence (FI) begins, but if “saving” is all you ever do with your money, then your path might be longer than necessary. Implementing the next step—investing—accelerates your journey. Failure to understand from the outset about the inevitable ups and downs along a path to FI could cost you dearly in terms of extra years wasted unnecessarily. Jeff Harrell shares a story about someone who decided to save their way to FI. When the story ends, hopefully you can answer this question: “Am I a saver or an...2024-05-2710 minInvested Poorly: Sad Tales of FInancial FailsSaver or Investor…Which One Are You? (S1 E3)S1 E3: Saving is where the path to financial independence (FI) begins, but if “saving” is all you ever do with your money, then your path might be longer than necessary. Implementing the next step—investing—accelerates your journey. Failure to understand from the outset about the inevitable ups and downs along a path to FI could cost you dearly in terms of extra years wasted unnecessarily. Jeff Harrell shares a story about someone who decided to save their way to FI. When the story ends, hopefully you can answer this question: “Am I a saver or an...2024-05-2710 min
Invested Poorly: Sad Tales of FInancial FailsObviously, the Stock Market Is About to Crash…Buy, Buy, Buy!?!A day has hardly gone by without someone in the media predicting doom and gloom for the stock market. Buying in to this feeling has the potential not only to be devastating to your financial well-being, but also to your sanity. Jeff Harrell tells a true tale about a “doomsday prepper” who perpetually rooted for the stock market to fail because he started investing in a way to try and profit from a down market. How do you think it usually works out if you’re always betting against the stock market...2024-05-2708 minInvested Poorly: Sad Tales of FInancial FailsObviously, the Stock Market Is About to Crash…Buy, Buy, Buy!?! (S1 E2)S1 E2: A day has hardly gone by without someone in the media predicting doom and gloom for the stock market. Buying in to this feeling has the potential not only to be devastating to your financial well-being, but also to your sanity. Jeff Harrell tells a true tale about a “doomsday prepper” who perpetually rooted for the stock market to fail because he started investing in a way to try and profit from a down market. How do you think it usually works out if you’re always betting against the stock market?(Sea...2024-05-2708 min
Invested Poorly: Sad Tales of FInancial FailsPolitics and Investing Are Like Oil and Water...They Don’t MixWill the next presidential election be the “most important election ever”? You might think so when following popular media outlets where every four years we have the “most important election ever!” Recognizing how this may be true in some ways—since elections, especially presidential elections, are a big deal—host Jeff Harrell reveals that when it comes to investing…it’s just another year. Failure to recognize this could be very costly if you let your emotions get the better of you. Jeff describes two (of many!) real-life examples of politically-moti...2024-05-2709 minInvested Poorly: Sad Tales of FInancial FailsPolitics and Investing Are Like Oil and Water...They Don’t Mix (S1 E1)S1 E1: Will the next presidential election be the “most important election ever”? You might think so when following popular media outlets where every four years we have the “most important election ever!” Recognizing how this may be true in some ways—since elections, especially presidential elections, are a big deal—host Jeff Harrell reveals that when it comes to investing…it’s just another year. Failure to recognize this could be very costly if you let your emotions get the better of you. Jeff describes two (of many!) real-life examples of politically-motivated investment decisions and how they end...2024-05-2709 min
Invested Poorly: Sad Tales of FInancial FailsIntroduction - Invested Poorly: Sad Tales of FInancial FailsHave you ever thought of investing in the stock market as though it were like a great action movie? Host Jeff Harrell unveils their similarities (and a key difference!) and sets the stage for this seasonal podcast about how to simplify your investment strategy to help you reach financial independence. Jeff, with over 20 years of experience as a former portfolio manager and financial advisor, briefly highlights the concept of financial independence, or FI, and what it offers to those seeking it. Listen to find out how embracing FI changed his life and consider...2024-05-2708 minInvested Poorly: Sad Tales of FInancial FailsIntroduction - Invested Poorly: Sad Tales of FInancial FailsHave you ever thought of investing in the stock market as though it were like a great action movie? Host Jeff Harrell unveils their similarities (and a key difference!) and sets the stage for this seasonal podcast about how to simplify your investment strategy to help you reach financial independence. Jeff, with over 20 years of experience as a former portfolio manager and financial advisor, briefly highlights the concept of financial independence, or FI, and what it offers to those seeking it. Listen to find out how embracing FI changed his life and consider whether or not you...2024-05-2708 minDiscovering McKinneyThe Best Way to Explore Downtown McKinneyEscape rooms are wildly popular, but what if you could capture that same fun and excitement outdoors, right in the heart of McKinney Square? That's exactly what Brandon Oropallo, founder of DFW Scavenger Hunt, has achieved.In today's episode, we dive into the world of outdoor scavenger hunts. Discover how these thrilling adventures are crafted, why they ignite our sense of play and exploration, and how they help us rediscover the joy of adventure that often fades as we grow older.Learn more about DFW Scavenger Hunt. For real estate needs: jill@jjlrealtygroup.c...2024-05-2033 minDiscovering McKinneyAre the Legends of Belle Starr in McKinney True?In episode 6, we delve into the captivating tales of the outlaws that once roamed the streets of McKinney.Renowned local historian, Pat Rogers, returns to take us on a journey back in time to the days when infamous outlaws like Belle Starr ruled the Wild West.With vivid storytelling, Rogers paints a picture of McKinney's tumultuous past, recounting the daring escapades of Belle Starr and her accomplices as they navigated the area, leaving a trail of intrigue in their wake. Join us as we uncover the untold stories of McKinney's notorious outlaws and e...2024-05-0645 min
Invested Poorly: Sad Tales of FInancial FailsTrailer - Invested Poorly: Sad Tales of FInancial Fails with Jeff HarrellWhen it comes to navigating the twists and turns of stock market investing, do you choose poorly? Or wisely? Experience suggests most of us are bad investors, although you may not hear this from speaking with friends and family. Sadly, the compounding effect of poor investment decisions can add up to a lot of money lost and time wasted. On Invested Poorly: Sad Tales of FInancial Fails, host Jeff Harrell offers unique perspective and energy as he guides you through common pitfalls that trap everyday investors. You’ll hear real-life investing stories sure to make you laugh, cr...2024-04-2502 minInvested Poorly: Sad Tales of FInancial FailsTrailer - "Invested Poorly: Sad Tales of FInancial Fails" with Jeff HarrellWhen it comes to navigating the twists and turns of stock market investing, do you choose poorly? Or wisely? Experience suggests most of us are bad investors, although you may not hear this from speaking with friends and family. Sadly, the compounding effect of poor investment decisions can add up to a lot of money lost and time wasted. On Invested Poorly: Sad Tales of FInancial Fails, host Jeff Harrell offers unique perspective and energy as he guides you through common pitfalls that trap everyday investors. You’ll hear real-life investing stories sure to make you laugh, cr...2024-04-2502 minDiscovering McKinneyThe Stix Icehouse: Where Fun Welcomes EveryoneLooking for a spot that both adults and kids can't get enough of? Look no further than The Stix Icehouse in McKinney! It's a haven of fun and excitement for the entire family.In this episode, we sit down with Rae Phillips-Luther, one of the passionate owners of The Stix. She takes us behind the scenes, sharing the vision and soul behind this beloved establishment. From their incredible four core values that shape not only their business but also life itself, Rae reveals what makes The Stix truly special.Prepare to be captivated by this...2024-04-2246 minDiscovering McKinneyStaying Fit at Any Age with Laurie AndersonFrom her garage gym in McKinney, Laurie Anderson is helping others achieve their fitness goals, even those they once deemed unattainable. If you've faced challenges maintaining fitness or are curious about incorporating exercise into aging gracefully, this episode is for you. According to Forbes, nearly half of all New Year’s resolutions focus on improving fitness. However, by April 1st, over half of these resolutions have already been broken, with only a mere 6% of people staying committed to their goals.Despite our best intentions, why do we often give up?Fitness is a...2024-04-0840 minDiscovering McKinneyThe Celt: People, Pints, and......Poltergeist?In Episode 3, we delve into the rich history of The Celt, an authentic Irish pub prominently located on the square in downtown McKinney. Join us as we sit down with General Manager Nick Keim, whose tenure at The Celt spans the last decade, overseeing its evolution into a beloved community gathering place.The Celt isn't just a pub; it's a treasure trove of stories, each pint poured accompanied by a narrative as rich as the Guinness on tap. Nick shares with us how stories are woven into the very fabric of the establishment, tales of people and...2024-04-0142 minDiscovering McKinneyHow It All Began: The Rich History of McKinneyHow much do you know about the history of McKinney? Jeff has lived here since 1995 and yet knows very little. Well this week we get the gift of speaking with Pat Rogers, who has fabulous insight into the rich history of the city. Pat shares with us how it all began - the good and the bad and the awesome.You'll laugh and learn and get to know the people whose grit and determination help set the trail to what McKinney is today. Sit back and enjoy this great story!For real estate need...2024-03-1853 minDiscovering McKinneyOne and Only Burger: The Best Burger in McKinney?I set out to find a great McKinney hamburger. Did I find it? Did I find a whole lot more? Find out in episode one of Discovering McKinney, where we dive into the stories of people, places, and businesses that make this town so great.From coming to this country without speaking the language to opening his own restaurant, Gabriel Pineda's story is a powerful one. And his love and care for his guests and his family results in one of the best burgers you've ever eaten.We launch Discovering McKinney with the story of an...2024-03-0457 minDiscovering McKinneyDiscovering McKinney hosted by Jeff Harrell (launching March 4th)This is Jeff Harrell and I’m launching a brand new podcast on March 4th called Discovering McKinney.Dropping every other Monday, Discovering McKinney will dive into the amazing stories that make McKinney, Texas so great.We’ll search for the best McKinney burger, investigate stories of ghosts and outlaws, look into the live McKinney music scene, uncover hidden gems throughout the city, and much, much more.But mostly we’ll tell the stories of the extraordinary ordinary people behind this great town. So subscribe to Discovering McKinney on your...2024-02-0401 min
Big Ass Runner Trail Running PodcastThe Inside Story on a Last Man Standing (feat. Hayden Harrell)Have you considered racing in a Last Man Standing? Curious how they differ from other trail races? We invite Hayden Harrell into the Big Ass Runner studio to get the inside scoop into his first Last Man Standing. You'll learn hear all about his experience - what his pre-race goals and concerns were, what his race strategy, how the race went, and what he learning through this amazing adventure.You won't want to miss it!New YouTube channel ->YouTubeBigAssRunner.comMore content on IG @big_ass_runner2023-12-1837 minBig Ass Runner Trail Running PodcastHow a Dog Saved a Life (feat. Jeff Goodrich) & The Danger of DehydrationJeff Goodrich's was unhappy and wasn't sure what to do about it. Then a puppy dog named "Duder" entered his life. Hear how this dog changed the trajectory of Jeff's life and what lessons he has learned along the way. You'll be encouraged and inspired.And it segment two, Jefé shares three interesting things that happened to him on his business trip, and how dehydration played a role. And you don't want to miss the story of "Angry Al".Plus, find out three ways you can help the podcast!New YouTube channel ->YouT...2023-08-071h 02