Shows
Jeff Roediger -- Replacing Wall Street With Main StreetChapter 11 of the Informed Fed - Understanding Required Minimum Distributions (RMDs)In Chapter 11 of The Informed Fed, “Understanding Required Minimum Distributions (RMDs),” Jeffrey Roediger and Bryant Stone break down RMD rules, recent changes under Secure Act 2.0, and strategies like Roth conversions to reduce tax burdens and maximize retirement savings.To order the book: https://a.co/d/gdQclm6To schedule a consultation with Bryant Stone: https://go.oncehub.com/consultation3For additional resources for the federal employee, visit www.myfeduniversity.comBryant.Stone@toprankadvisors.com(919) 300-58702025-03-1115 min
Jeff Roediger -- Replacing Wall Street With Main StreetChapter 10 of The Informed Fed, "Thrift Savings Plan (TSP) Modernization Act of 2017"In Chapter 10 of The Informed Fed, "Thrift Savings Plan (TSP) Modernization Act of 2017," Jeffrey Roediger and Bryant Stone explore the Act's transformative updates. These include allowing up to four partial withdrawals annually, removing the 30-day waiting period, enabling withdrawal from specific account types, and offering flexible payment schedules. They compare these changes to the prior restriction of one partial withdrawal post-age 59.5 and highlight how funds can now remain invested indefinitely. The chapter underscores the importance of these enhancements and the value of professional advice in optimizing TSP strategies and retirement planning.To order the book: https://a...2024-12-1317 min
Jeff Roediger -- Replacing Wall Street With Main StreetChapter 9 of The Informed Fed, "Roth vs. Traditional TSP"In Chapter 9 of The Informed Fed, titled "Roth vs. Traditional TSP," Jeffrey Roediger and Bryant Stone break down the key differences between these two Thrift Savings Plan options for federal employees. They explain that Roth TSP contributions are taxed upfront but grow tax-free, while traditional TSP contributions are tax-deferred until withdrawal, allowing immediate tax savings. The duo emphasizes that TSP offers higher contribution limits compared to IRAs, with no income restrictions, making it a powerful tool for federal workers. With potential future tax hikes, Bryant suggests Roth TSP could be more beneficial for many employees. Both hosts stress that...2024-10-1416 min
Jeff Roediger -- Replacing Wall Street With Main StreetChapter 8 of The Informed Fed, "Maxing Your Retirement Income"In Chapter 8 of The Informed Fed, titled "Maxing Your Retirement Income," Jeffrey Roediger and Bryant Stone delve into strategies for optimizing federal retirement benefits. They discuss the crucial role of the 5% match in the Thrift Savings Plan (TSP) and offer insights on how to make the most of TSP allocations. Bryant underscores the impact of timing retirement at age 62 for a higher FERS annuity and the importance of incorporating Social Security into a well-rounded retirement plan. Jeffrey highlights the value of reviewing retirement options and encourages federal employees to consult with Bryant for personalized advice.To order...2024-08-3010 min
Jeff Roediger -- Replacing Wall Street With Main StreetChapter 7 of The Informed Fed, "Retirement Systems Explained"Bryant and Jeff explore the key details of retirement pension systems for federal employees, including CSRS, CSRS Offset, and FERS, in Chapter 7 of The Informed Fed, "Retirement Systems Explained." Bryant explains the key differences between these systems, while Jeffrey offers an in-depth look at FERS, underscoring the financial impact of buying back military time. They highlight the significant advantages of consulting a specialized financial advisor to navigate these complex retirement options. The chapter emphasizes the necessity of understanding the various retirement plans and seeking professional guidance to make well-informed decisions.To order the book: https://a.co...2024-07-1816 min
Jeff Roediger -- Replacing Wall Street With Main StreetChapter 6 of The Informed Fed, "All About Your Health Benefits"Jeff Roediger and Bryant Stone discuss the importance of planning ahead for federal employee benefits, particularly health insurance and retirement benefits in Chapter 6 of The Informed Fed, "All About Your Health."Understand the different options available, the tax implications of these benefits, and the consequences of failing to plan properly. Bryant highlights the importance of choosing the right survivorship option for FERS annuity, as well as the need to consider Medicare Part B enrollment. It's always important to consult with a knowledgeable professional before making any decisions regarding federal employee benefits.To order the book: https...2024-05-2115 min
My Fed UniversityChapter 4 of The Informed Fed, "Understanding FEGLI"Join Jeff Roediger and financial expert Bryant Stone as they review Chapter 4 of The Informed Fed, "Understanding FEGLI." This discussion explores federal employee benefits, focusing on group life insurance and retirement planning. Learn about FEGLI coverage, compare costs with private insurance, and discover retirement planning strategies tailored for federal employees. Bryant highlights the importance of holistic financial planning and regular check-ins with advisors for a secure financial future in the federal service. Tune in for valuable insights into maximizing benefits and securing your financial well-being.To order the book: https://a.co/d/gdQclm6To schedule...2024-05-2115 min
My Fed UniversityChapter 1 of The Informed Fed, "The Grass is Always Greener"Join Jeff Roediger's interview with Bryant Stone as they discuss how to simplify financial education and investing for federal employees, covering Chapter 1 of our book, "The Informed Fed."Gain key insights into benefits, retirement planning, and effective strategies tailored for federal workers. Unpack the complexities of federal employee benefits, explore tailored investment approaches, and crack the code on retirement benefits. Tune in for essential guidance to empower your financial journey in the federal workforce.To order the book: https://a.co/d/gdQclm6To schedule a consultation with Bryant Stone: https://go.oncehub.c...2024-05-2113 min
My Fed UniversityChapter 2 of The Informed Fed, "Taking a New Perspective on Learning"Join Jeff Roediger and financial expert Bryant Stone in a dynamic discussion on "Taking a New Perspective on Learning." This chapter explores personal finance for federal employees and the general public, focusing on educating federal workers about their benefits and tailoring financial planning to their unique needs. Explore the various retirement phases and associated financial decisions, gaining valuable insights into the intricate intersection of financial planning and retirement for federal employees. Tune in for a concise yet insightful session that promises to reshape your perspective on learning about finance.To order the book: https://a.co/d...2024-05-2113 min
My Fed UniversityChapter 3 of The Informed Fed, "Earn While You Learn Philosophies"Join Jeff Roediger and financial expert Bryant Stone in their review of Chapter 3 of The Informed Fed, "Earn While You Learn Philosophies." here they discuss the crucial role of mindset and motivation in the financial success of federal employees. This interview covers holistic financial planning, including retirement options and tax implications, outlines four traps for unprepared federal retirees, such as taxes on distributions and state tax liabilities, and common mistakes, like misunderstanding insurance premiums and investment options. Bryant stresses the importance of annual check-ins with an advisor for evaluating and adjusting retirement plans, underscoring the proactive approach needed for f...2024-05-2112 min
My Fed UniversityChapter 5 of The Informed Fed, "Thrift Savings Plan (TSP)"Join financial experts Jeff Roediger and Bryant Stone as they explore Chapter 5 of The Informed Fed, "Thrift Savings Plan (TSP)" Learn about crucial TSP investment strategies and retirement planning tailored for federal employees, including mindset and motivation, tax implications, and common pitfalls to avoid. Discover the proactive approach needed for financial well-being in the federal service, including annual check-ins with a financial advisor. Don't miss out on maximizing your TSP and securing a prosperous retirement as a federal employee.To order the book: https://a.co/d/gdQclm6To schedule a consultation with Bryant Stone: h...2024-05-2114 min
My Fed UniversityChapter 6 of The Informed Fed, "All About Your Health Benefits"Jeff Roediger and Bryant Stone discuss the importance of planning ahead for federal employee benefits, particularly health insurance and retirement benefits in Chapter 6 of The Informed Fed, "All About Your Health."Understand the different options available, the tax implications of these benefits, and the consequences of failing to plan properly. Bryant highlights the importance of choosing the right survivorship option for FERS annuity, as well as the need to consider Medicare Part B enrollment. It's always important to consult with a knowledgeable professional before making any decisions regarding federal employee benefits.To order the book: https...2024-05-2115 min
Jeff Roediger -- Replacing Wall Street With Main StreetChapter 5 of The Informed Fed, "Thrift Savings Plan (TSP)Join financial experts Jeff Roediger and Bryant Stone as they explore Chapter 5 of The Informed Fed, "Thrift Savings Plan (TSP)" Learn about crucial TSP investment strategies and retirement planning tailored for federal employees, including mindset and motivation, tax implications, and common pitfalls to avoid. Discover the proactive approach needed for financial well-being in the federal service, including annual check-ins with a financial advisor. Don't miss out on maximizing your TSP and securing a prosperous retirement as a federal employee.To order the book: https://a.co/d/gdQclm6To schedule a consultation with Bryant S...2024-04-0414 min
Jeff Roediger -- Replacing Wall Street With Main StreetChapter 4 of The Informed Fed, "Understanding FEGLI"Chapter 4 description: Join Jeff Roediger and financial expert Bryant Stone as they review Chapter 4 of The Informed Fed, "Understanding FEGLI." This discussion explores federal employee benefits, focusing on group life insurance and retirement planning. Learn about FEGLI coverage, compare costs with private insurance, and discover retirement planning strategies tailored for federal employees. Bryant highlights the importance of holistic financial planning and regular check-ins with advisors for a secure financial future in the federal service. Tune in for valuable insights into maximizing benefits and securing your financial well-being.To order the book: https://a.co/d/g...2024-04-0415 min
Jeff Roediger -- Replacing Wall Street With Main StreetChapter 3 of The Informed Fed, "Earn While You Learn Philosophies"Join Jeff Roediger and financial expert Bryant Stone in their review of Chapter 3 of The Informed Fed, "Earn While You Learn Philosophies." Here they discuss the crucial role of mindset and motivation in the financial success of federal employees. This interview covers holistic financial planning, including retirement options and tax implications, outlines four traps for unprepared federal retirees such as taxes on distributions and state tax liabilities, and common mistakes like misunderstanding insurance premiums and investment options. Bryant stresses the importance of annual check-ins with an advisor for evaluating and adjusting retirement plans, underscoring the proactive approach n...2024-02-0812 min
Jeff Roediger -- Replacing Wall Street With Main StreetChapter 2 of The Informed Fed, “Taking a New Perspective on Learning”Join Jeff Roediger and financial expert Bryant Stone in a dynamic discussion on "Taking a New Perspective on Learning." This chapter explores personal finance for federal employees and the general public, focusing on educating federal workers about their benefits and tailoring financial planning to their unique needs. Explore the various retirement phases and associated financial decisions, gaining valuable insights into the intricate intersection of financial planning and retirement for federal employees. Tune in for a concise yet insightful session that promises to reshape your perspective on learning about finance.To or...2024-01-2513 min
Jeff Roediger -- Replacing Wall Street With Main StreetChapter 1 of The Informed Fed, "The Grass is Always Greener"Join Jeff Roediger's interview with Bryant Stone as they discuss how to simplify financial education and investing for federal employees, covering Chapter 1 of our book, "The Informed Fed."Gain key insights into benefits, retirement planning, and effective strategies tailored for federal workers. Unpack the complexities of federal employee benefits, explore tailored investment approaches, and crack the code on retirement benefits. Tune in for essential guidance to empower your financial journey in the federal workforce.To order the book: https://a.co/d/gdQclm6To schedule a consultation with Bryant Stone: https://g...2024-01-2313 min
Jeff Roediger - Replacing Wall Street With Main StreetBryant Stone - Why It Is Important to Choose a Fiduciary When Searching For a Financial ProfessionalJoin Host Jeff Roediger and his Guest Financial Fiduciary Bryant Stone as they discuss this important term "fiduciary" and how it could impact you!Fiduciaries are obligated by law to act in your best interest as they manage your assets or money. Rather than operating out of self-interest (such as recommending insurance policies or investments in pursuit of fees and commissions). We address the following questions:- Why working with a Fiduciary is important- What are the different types of Fiduciary Relationships- How to find out if your "Financial Adv...2021-10-2416 min
Jeff Roediger -- Replacing Wall Street With Main StreetBryant Stone - Why It Is Important to Choose a Fiduciary When Searching For a Financial ProfessionalJoin Host Jeff Roediger and his Guest Financial Fiduciary Bryant Stone as they discuss this important term "fiduciary" and how it could impact you!Fiduciaries are obligated by law to act in your best interest as they manage your assets or money. Rather than operating out of self-interest (such as recommending insurance policies or investments in pursuit of fees and commissions). We address the following questions:- Why working with a Fiduciary is important- What are the different types of Fiduciary Relationships- How to find out if your "Financial Adv...2021-10-2415 min