Shows
This Day in Philly Sports HistoryThis Day in Philly Sports History - May 6, 2025It's a Tuesday and time for some motivation/positivity. We continue our look at the 5 harsh truths that we all need accept. The Flyers had the worst possible outcome in the NHL Draft Lottery yesterday falling to the 6th spot in the draft. They still have 3 first rounders and 11 total in this year's draft. We talk Bryce Harper and run a Tankathon simulation for the Sixers.Today's Question of the Day is "Are you confident that Bryce Harper will turn things around?"Today's Philly Sports Summer Playlist song of...
2025-05-0620 min
The Real Truth About Health Free 17 Day Live Online Conference PodcastThe Risks Associated With Releasing Genetically Engineered Microbes Into the Environment and Their Potential Impact on the Microbiome with Jeffrey M. SmithJeffrey M. Smith delves into the intersection of health, diet, and disease with insights from indigenous wisdom and quantum perspectives. Discover holistic approaches to well-being. #IndigenousWisdom #QuantumHealth #HolisticWellness
2025-03-2642 min
The Real Truth About Health Free 17 Day Live Online Conference PodcastHow Children Are Medicated to Manage Symptoms Caused by Chemical Toxicity, Including Glyphosate with Stephanie Seneff, Jeffrey M. Smith, and Michelle PerroStephanie Seneff, Jeffrey M. Smith, and Michelle Perro uncover the hidden health and ecological costs of GMOs and glyphosate. Explore the impact of these substances and the importance of rethinking our food systems. #GMOs #Glyphosate #HealthAndEcology
2025-03-2410 min
The Real Truth About Health Free 17 Day Live Online Conference PodcastThe Misconception That Diet Has No Relation to Heart Disease with Dr. Baxter MontgomeryDr. Baxter Montgomery presents integrative solutions for managing congestive heart failure. Learn how combining traditional and holistic approaches can improve heart health and enhance patient outcomes. #HeartHealth #IntegrativeMedicine #Wellness
2025-03-1837 min
The Real Truth About Health Free 17 Day Live Online Conference PodcastEfficacy of Stents and Statin Drugs with Dr. Baxter Montgomery and Nathan BryanDr. Baxter Montgomery and Dr. Nathan S. Bryan delve into the synergy between nitric oxide and plant-based nutrition. Learn how this powerful combination can enhance health and wellness. #NitricOxide #PlantBasedNutrition #HealthSynergy
2025-03-1512 min
The Real Truth About Health Free 17 Day Live Online Conference PodcastConversation With a Monsanto Genetic Engineer About the Unpredictability of Genetic Engineering and Its Implications with Jeffrey M. SmithJeffrey M. Smith delves into the intersection of health, diet, and disease with insights from indigenous wisdom and quantum perspectives. Discover holistic approaches to well-being. #IndigenousWisdom #QuantumHealth #HolisticWellness
2025-02-1521 min
The Real Truth About Health Free 17 Day Live Online Conference PodcastDiscussion on the Mounting Evidence Linking Glyphosate to Various Health Issues with Stephanie Seneff, Jeffrey M. Smith, and Michelle PerroStephanie Seneff, Jeffrey M. Smith, and Michelle Perro uncover the hidden health and ecological costs of GMOs and glyphosate. Explore the impact of these substances and the importance of rethinking our food systems. #GMOs #Glyphosate #HealthAndEcology
2025-02-1308 min
The Real Truth About Health Free 17 Day Live Online Conference PodcastQuestions and Answers About Cholesterol Levels With Cardiologist Dr. Baxter MontgomeryDr. Baxter Montgomery presents integrative solutions for managing congestive heart failure. Learn how combining traditional and holistic approaches can improve heart health and enhance patient outcomes. #HeartHealth #IntegrativeMedicine #Wellness
2025-02-0737 min
Delightful DestinationsVisiting Montgomery County MarylandI’ve had a few different conversations on this podcast with different areas in Maryland. It’s the state where I live and work, so it makes sense. I have my own personal biases about what places are the best to visit in this state, and what locations would make great vacation spots. For me, most of those places are near the beach or somewhere out in the lesser populated areas. Today’s conversation opened my eyes to an area that I used to live in and how many great opportunities it has.When I first moved to Maryland...
2025-02-0623 min
The Real Truth About Health Free 17 Day Live Online Conference PodcastHow Nitric Oxide Stabilizes Plaque and Prevents Cardiovascular Events with Dr. Baxter Montgomery and Nathan BryanDr. Baxter Montgomery and Dr. Nathan S. Bryan delve into the synergy between nitric oxide and plant-based nutrition. Learn how this powerful combination can enhance health and wellness. #NitricOxide #PlantBasedNutrition #HealthSynergy
2025-02-0411 minThis Day in Philly Sports HistoryThis Day in Philly Sports History - December 27, 2024It's a Feel Good Friday. Jalen is still in concussion protocol. It's looking more and more like Kenny Pickett on Sunday against the Cowboys. Both the Flyers and Sixers are heading out to the West Coast.
Today's Question of the Day is "Can the Eagles win Sunday with Kenny Pickett as QB?"
On this day in 1998 the Eagles lost to the Giants 20-10 to end the season 3-13. It was a foregone conclusion that head coach Ray Rhodes would be fired the next day. Rhodes was Jeffrey Lurie's first...
2024-12-2715 min
Exchanges with Hitachi Solutions — The PodcastContact Center Transformation: Why You Cannot Afford to Ignore AI in Your Contact CenterSend us a textIn this episode of Exchanges, host Hannah Story joins guests Jonathan Yundt, Industry Director, Healthcare & Insurance at Hitachi Solutions, and Andrew Montgomery, Director, Business Applications at Microsoft, as they discuss the transformation occurring in the contact center.In this episode, you’ll hear from Jonathan and Andrew as they discuss:The agentic experience and why it’s a buzzword for 2025 How Microsoft Copilot is empowering agents and benefiting customers Why it’s important to make sure you don’t ignore AI in your contact centerglobal.hit...
2024-12-1829 min
Craft Brew Film ReviewThis 1930 Oscars Best Film Winner has Several RemakesThis week we're at the 1930 Academy Awards as we watch three films that were all nominated for Best Picture. We take the Best Picture Winner and discuss in depth our thoughts while comparing it to two of the other nominees as we sample a craft brew from Deschutes Brewery in Bend, OR.Films:All Quiet on the Western Front (Released: 1930) - 1930 Oscars Best Film Winner- - Director: Lewis Milestone- - Writer: Erich Maria Remarque (novel), Maxwell Anderson (adaptation), and George Abbott (screenplay)- - Starring: Lew Ayres...
2024-02-222h 09This Day in Philly Sports HistoryThis Day in Philly Sports History - January 2, 2024The Flyers and Sixers return to action tonight. Things are still a mess with the Eagles with some calling for Nick Sirianni to be fired. That's our question of the day. "Should Nick Sirianni be back next year as Eagles head coach?" Call or text 267-495-8531 to get your voice heard. Today's Philly Free Agent who had a fresh start in Philly is Asante Samuel.
On this day in 2015 Jeffrey Lurie gave Chip Kelly full control of all football related decisions while "promoting" Howie Roseman to EVP of Football Operations.
Leave...
2024-01-0220 min
Meldon Law & FriendsEpisode 62 - Rodney Long & Tim MontgomeryWe are thrilled to be joined by Rodney Long and Tim Montgomery!
2023-12-131h 09
PlainSpokenAlabama-West Florida Conference - Corrections & More DetailsWith every conference I report on, I get things wrong, or I don't emphasize some of the details as I should. So I always get helpful follow-up and corrections from viewers & listeners. I got a lot of good stuff for this conference, so I knew I needed to issue a new episode. This segment has a few details about other conferences, but I mostly just read through corrections pertaining to AWF, which I think is actually pretty important as they are preparing to gather again to vote on things of consequence. Whether or not you watch this one, please...
2023-06-0515 min
The Measure of a FanI Already Know the Taste of Chicken (Enterprise - Borderland)PJ, Mat and Eliot are very happy to see special guest star Brent Spiner show up on Enterprise, as Doctor Arik Soong! And we're getting a story that ties into the Eugenics War and Khan! Is Enterprise finally becoming the prequel series it maybe should've been all along? Plus! Who want an Ensign Jeffrey spin-off?
Theme tune by Eliot Red
Artwork by Mat Troy
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If you enjoy the podcast, and would like to support it, you can buy us a coffee on ko-fi...
2023-02-0148 min
The Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryIRS Offers Some Relief with Notice 2022-53The IRS has issued some clarity and relief within notice 2022-53 which could waive penalties on RMDs that may have been missed within 2021 and 2022 for inherited IRAs. On this week’s episode, your financial coach and host, Jeff Montgomery, CTS™, dives into the interpretation of this notice and who it applies to. Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give advice to clients. So, unless you’re a client I can’t give you advice because I don’t know you. So, think of th...
2022-11-1016 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryTaxation on Retirement Accounts- Part 3Your financial coach and host, Jeff Montgomery, CTS™, continues the discussion on taxes on retirement income. In parts 1 & 2 we talked about Roth conversions, Roth IRAs, and Traditional IRAs. In this week’s episode, Jeff tackles the subject of annuities and how distributions are taxed from both qualified and non-qualified annuities. Be sure to check out episodes 69 & 70 if you missed them, and then please enjoy the final part of this mini-series on Taxation of Retirement Accounts! Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give...
2022-10-0614 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryTaxation on Retirement Accounts- Part 2 On this week’s episode of the Fiscal Blueprint podcast, we are continuing our discussion on taxable distributions from retirement accounts and how they can affect retirement income planning. We go into more detail by giving some examples of how distributions work with non-deductible IRA contributions and Roth IRA contributions. All of this and more on this week’s episode with Jeff Montgomery and Nick Craven, CFP®! Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give advice to clients. So, unless you’re a client I can’t...
2022-09-2123 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryTaxation on Retirement Accounts 101There is no doubt that income taxation plays an important role for retirees and their retirement income plans. So, what is considered retirement income? Typically, Social Security, a traditional pension, disbursements from retirement accounts (401k’s, 403B’s, IRA’s, etc.), and also, annuities. Taxation on distributions from annuities can get especially confusing for some folks. So, in today’s episode, your financial coaches Jeff Montgomery and Nick Craven go over ‘Taxation 101’ on all different retirement accounts to help better understand taxation on annuities. Disclaimer: Please do not take advice from me on this show. As...
2022-09-1332 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomerySocial Security, Inflation, & RMD news!Today’s episode covers a little bit of everything because there is quite a bit going on in the world of finance! Your financial coach, Jeff Montgomery tackles a few topics including Social Security and the possibility of an upcoming cost of living adjustment. Jeff also discusses the latest inflation numbers and some very interesting data about market performance before and after recessions. Finally, he discusses some proposed RMD regulations for post-SECURE Act required minimum distributions for inherited IRAs. All of this and more on this week’s episode! You won’t want to miss this episode to catch up on...
2022-07-0523 min
Salem The PodcastBONUS: Bewitched Statue Vandalized!It has certainly been a crazy week here in Witch City! The iconic 9-ft bronze statue of Elizabeth Montgomery was doused in bright red paint. The Satanic Temple was also attacked by an arsonist. Local Salem tour guides Sarah & Jeffrey share some details and discuss the immediate public response. They also chat about attending a memorial service for the 330th anniversary of Bridget Bishop's execution.
Resources:
SALEM NEWS
https://www.salemnews.com/news/vandalism-of-samantha-leads-to-foot-chase/article_16a8c7c4-e5e5-11ec-a91f-5342bc464847.html
NBC BOSTON
https://www.nbcboston...
2022-06-1323 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryNo Hurricane, YetIs there an economic hurricane on the horizon? Well, JP Morgan CEO Jamie Dimon seems to think so and he caused quite a stir when he alluded to this impending ‘storm.’ On this week’s episode, your host and financial coach, Jeff Montgomery, breaks down a recent article by First Trust that covers this speculation swirling around the economy and the possibility for an economic ‘hurricane.’ The article covers several economic indicators that Jeff unpacks throughout the episode. To view the full article from First Trust, click here. Disclaimer: Please do not take adv...
2022-06-0816 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryUkraine, Recent Market Performance, and the Social Security Tax TorpedoIn this week’s episode, Jeff discusses a hodgepodge of topics based on some recent news & happenings within the last couple of weeks. First, he lends a bit of perspective on the Russian- Ukrainian conflict and how it’s been affecting the markets lately. He touches on the possibility of the Fed raising interest rates once again and how that could also further impact financial markets. Then, he switched gears to discuss what we are calling a potential Social Security ‘Tax Torpedo.’ What is it and how can you possibly avoid it? To view Jeff’s original...
2022-03-2124 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryTax Planning & the Death of a Spouse- Part 2In this week’s episode, we are continuing the discussion on the unfortunate circumstances of a spouse passing away. A myriad of financial decisions need to be made during an already difficult time, and it’s important to understand the implications of many of those decisions. Last week, we talked about the step-up in basis rule as well as the widow’s penalty. This week, we are going to cover what happens when a spouse inherits an IRA and the choices that he or she may have when it comes to inheriting a deceased spouse's retirement accounts. D...
2022-02-1015 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryTax Planning & the Death of a Spouse- Part 1The death of a spouse is never something easy to handle. Not only is one facing extreme grief and sorrow, but there are also a plethora of financial decisions to make and tax implications to consider. In this week’s episode of the Fiscal Blueprint podcast, your host & financial coach Jeff Montgomery discusses how the death of a spouse can affect your taxes and the main things to potentially look out for. Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give advice to cli...
2022-02-0214 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryAlphabet Soup – QCD’s & IRA’sIn this week’s episode of the Fiscal Blueprint podcast, we are discussing Qualified Charitable Distributions (QCD’s,) which are a way for you to move funds out of your IRA to a qualifying charity, income tax-free. In the tax planning realm, they can be very useful tools and it’s important to understand how to correctly apply them. Check out the full episode for the top 5 rules you should know about QCD’s! Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give advice to...
2022-01-2514 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryThe Investor's DilemmaOn this week’s episode of the fiscal blueprint podcast, we have a ‘blast from the past’ for you! We revisit an oldie, but a goodie, of an episode with Jeff & Joani where they discuss the Investor’s Dilemma. The information in this episode is especially applicable today as it may help investors have peace of mind, especially in turbulent times like we are currently facing.
2021-12-3027 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryRetirement Age Confusion!Do you ever get confused about all the different ages and dates surrounding retirement? Social Security ages, RMD ages, Medicare ages…. the list can go on! Dates and age triggers in our retirement system can be really perplexing. In this week’s episode, we clear up confusion and discuss some common misconceptions about important ages & dates in the retirement planning realm. I began to give this some thought based on some recent experiences I have had during our annual strategy meetings with our clients, where there was some confusion on the SS start dates.
2021-11-2324 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff Montgomery8 Things to Know When Choosing a Medicare PlanIt's that time of year again! It's open enrollment for Medicare. Have you noticed all the commercials on television? The decision isn't always easy. And can be very confusing for some. So, in this episode of the fiscal blueprint, we're going to talk about eight things to know when choosing a Medicare plan. Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give advice to clients. So, unless you’re a client I can’t give you advice because...
2021-11-1021 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryA Quick Discussion on Generations and Millennial WealthThis week’s episode is short & sweet! Your host and financial coach, Jeff Montgomery, leads an interesting discussion around the millennial generation, which is defined as folks born between 1981 & 1996 and accounts for 22% of the U.S. population. Jeffs discusses some compelling facts surrounding millennial wealth and some misconceptions about their financial well-being. Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give advice to clients. So, unless you’re a client I can’t give you advice because I don’t know you. So, think of...
2021-10-2114 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryQ&A- A Little Bit of Tax Planning, Roth Conversions, & MedicareEPISODE 58: Q&A- A Little Bit of Tax Planning, Roth Conversions, & Medicare In this week’s episode of the Fiscal Blueprint podcast, Nick Craven, CFP® and Jeff Montgomery tackle an interesting and multi-faceted listener question. They dive into a real-world tax planning example where they discuss everything from Roth Conversions to Capital Gains taxes, to Medicare surcharges. Dive into this week’s episode to learn more! Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give advice to clients. So, unless you’re a cli...
2021-09-2822 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryTax Planning Strategies, Part 4: HSA's and Understanding the QBI DeductionWe understand tax planning is not a fun subject to talk about. Most of us just hand over a bunch of stuff to our accountants at tax time and let them figure it all out. However, we firmly believe it’s important to have a basic understanding in this area so you can ask the right questions! On our final podcast of this series on tax planning ideas, we will talk about HSA accounts and then we’ll discuss a provision in the TCJA called the QBI deduction, which can provide a generous tax break for bu...
2021-08-2419 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryTax Planning Strategies, Part 3: Donor Advised Funds & Bunching StrategiesThis episode marks part 3 of our 4-part series on tax planning strategies! This week, Jeff Montgomery and co-host Nick Craven briefly talk about a Donor Advised Fund, (DAF) which in its simplest form allows donors to make charitable contributions to a public charity and receive an immediate tax benefit. Later in the episode, Jeff and Nick focus the bulk of their discussion talking about bunching strategies. (0:45) Practical Planning Segment: A quick disclaimer here… after all we are talking about taxes! Please do not take advice from me on this show. As a li...
2021-08-1018 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryTax Planning Strategies, Part 2: What is a QCD?This week, your host Jeff Montgomery alongside special guest Nick Craven, CFP®, continues the discussion on tax planning. Specifically, they tackle all things surrounding Qualified Charitable Distributions (QCD’s.) What are the benefits? QCD’s lower adjusted gross income, but why is that important? All these questions are answered, and more, on this week’s episode of the Fiscal Blueprint® podcast. (0:30) Practical planning segment: A quick disclaimer here, after all, we are talking about taxes: Please do not take advice from me on this show. As a licensed Fiduciary I am only allow...
2021-08-0525 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryTax Planning Strategies, Part 1: Roth ConversionsEPISODE 54: Tax Planning Strategies Part 1: Roth Conversions Have you ever heard of the tax torpedo? Or how about the ticking tax time bomb? Maybe you’ve heard it called the tax freight train?! All these terms sound pretty scary. So, what can you do about them? In this multi-part series, we discuss some popular, and not so popular, tax planning strategies that may help you mitigate potential tax increases that most experts agree are heading our way! Disclaimer: Please do not take advice from me on this show. As a lic...
2021-07-2736 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryInflation- It's Not Transitory!So, let me ask you a question, how many times in the last couple of months or so have you heard the word inflation? I bet it’s a lot. It seems like every other article is written about inflation and if you turn on any of the popular business channels even your nightly news, it’s mentioned many times during the broadcast. As a matter fact if you Google the word inflation, you’ll get 180 million results! If it took you two minutes to read each result. It would take you 685 y...
2021-07-2130 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryRMD Madness! Why Don’t We Just Get Rid of RMD’s Altogether?On this week’s episode of the Fiscal Blueprint podcast, we continue our conversation on RMD's (required minimum distributions.) Is it time to finally get rid of them altogether? Well, a recent article in Investment News explored this possibility and there are definitely some compelling arguments for this idea. Who knows if it will it ever happen but, it is absolutely worth discussing! Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to advise clients. So, unless you’re a client I can’t give you adv...
2021-05-2626 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryA Rundown on RMD’s: Misconceptions & Mistakes to Avoid!On today’s show, we are going to go over some common misconceptions and mistakes folks make when it comes to taking their RMD’s from their IRAs. Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give advice to clients. So, unless you’re a client I can’t give you advice because I don’t know you. So, think of this as helpful hints and education only. And please before implementing any information or ideas you hear on this show always consult your legal...
2021-05-1828 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff Montgomery6 Retirement Killers to Avoid At All Costs!On today's show, we are going to discuss the 6 Retirement Killers to avoid at all costs! (0:25) Practical Planning Segment: From my experience, the number one concern for most folks when it comes to financial planning is outliving their money in retirement. Along with that, many folks are concerned about the costs of long-term care and paying for increasing health care expenses in general. Soon-to-be retirees often express that they are worried about running out of money before they run out of life! A lot of these folks are...
2021-04-2817 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryAvoid Penalties & Confusion: Know The Difference Between a Rollover and a TransferOn today's show, we are going to discuss the difference between a rollover and a transfer, and if you think that's a boring topic, you might be right., However, it is an extremely important topic because if you do it wrong, the IRS can levy some large tax penalties. Let’s deconstruct the difference between rollovers and transfers. Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give advice to clients. So, unless you are a client, I cannot give you...
2021-03-2324 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryThe Ins & Outs of Roth ConversionsWelcome to episode 48 of the fiscal blueprint podcast! Today we are going to talk about the Ins and outs of Roth conversions and answer a few questions such as: What is the purpose of a Roth conversion? How does it benefit you? And what are the pros and cons of completing a Roth conversion? Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give advice to clients. So, unless you are a client, I cannot give you advice because I don’t know you. So...
2021-03-1724 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff Montgomery4th Quarter Recap & Economic Outlook for Q1We haven’t done a show focused on the economy in a while; and it looks like the ‘double dip’ recession that so many people feared didn’t come to fruition in the fourth quarter of 2020… and it doesn’t look likely to occur in early 2021 either. On today’s episode, we are going to go through some key indicators of the economy, look at how we performed in the fourth quarter, and what may happen in 2021. We are going to focus heavily on data and statistics today, and dive into key indicators of economic health. Click Here...
2021-01-2615 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff Montgomery2021 Q&A- The Biden Tax Proposal, RMD’s, Market Outlook, more!EPISODE 46: 2021 Q&A- The Biden Tax Proposal, RMD’s, Market Outlook, more! 2021 is off to a start! It seems like we are picking up right where we left off in 2020. Although we have political turmoil setting the stage for 2021. As of this podcast, the markets are shrugging off all of this drama. However, I'm sure many of you listening are worried about what the future holds not only for the country but also for your finances. So on today's show, we're going to go through some common questions that we h...
2021-01-1328 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryIncome Ideas for Retiring Early (Part 2)Early Retirement, doesn’t it sound great? On last week’s show we began to lay out the 6 steps you should consider before pulling the trigger on early retirement. We also looked at some specific risks that will challenge your notion of retiring early, but if you prepare properly, you just might be able to pull it off! So how do you do it? How do you bridge that income gap between your original retirement date and your NEWLY revised EARLY retirement date? Stick around because that is what we will be taking about...
2020-12-1526 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryIncome Ideas For Retiring Early (Part 1)There have been so many interesting articles floating around lately on how the COVID-19 pandemic as affected retirement. Some of these statistics are absolutely astonishing! Recent research has found that millions of Americans who lost their jobs during the early months of the pandemic have decided to call a quits early. (Market Watch article in May of 2020.) Before COVID-19 came along, people over the age of 55 represented 25% of the American workforce. There were more workers over the age of 55 than under 30. In the course of just a few months, that ratio rev...
2020-12-0921 min
Unglossy with Bun B, Tom Frank and Jeffrey SledgeCubeRoyce tells us more about the launch of the Ryan Montgomery Foundation, considers some of the stigmas associated with therapy, and reveals why he believes so strongly in its power that he’s on a mission to make it more accessible. Lupe addresses his “Vote Joe Biden” Instagram post this week, and along with Royce and Tom welcomes the show’s first guest — LA Times columnist Erika D. Smith — to discuss both Ice Cube and Diddy’s forays into politics with the “Contract with Black America” and “Our Black Party,” respectively. The fellas discuss Killer Mike’s new digital bank, and consider openi...
2020-10-221h 03Unglossy with Bun B, Tom Frank and Jeffrey SledgeVoteAs Lupe puts it: This episode may be offensive to a range of people. Lupe and Royce discuss who they’re voting for in the upcoming election and what it means to be American. The fellas describe their experiences with COVID-19 testing, Lupe asks Tom to describe the taxonomy of white people, Royce explains what happened between him and Eminem stans, and they discuss the concept of “the sacred space” — and how social media has blurred the lines between public and private. The gentleman discuss their sophisticated relationships with golf, and not-so-sophisticated experience with brothels. Finally, Tom and Lupe congratu...
2020-10-151h 09The Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryThe Top 3 Characteristics of Money When It Comes To Your Retirement PlanWhat is the definition of a characteristic? “a feature or quality belonging to a person, place, or thing,” On today’s show, we cover the TOP 3 CHARACTERISTICS OF MONEY and how we can capture all 3 in a comprehensive plan. When you think of retirement and how we can prepare for it, we like to prioritize these 3 things: Safety, Growth, and Liquidity. Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give advice to clients. So, unless you are a client, I can’t...
2020-10-1418 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryAnnuity 101Practical Planning segment: What is an Annuity? An annuity is a contract between you and an insurance company in which you make a lump-sum payment or series of payments and, in return, receive regular disbursements, beginning either immediately or at some point in the future. I believe annuities are the most misunderstood retirement vehicles and there are many misconceptions about how these work. We cover the most common types of annuities in this episode, as well as the pros and cons of each one. Some history: In ancient Rome, Roman soldiers were...
2020-09-2333 min
Straight No Chaser - A Jazz ShowPodcast 766: A Conversation with Christian McBrideWe are almost three-quarters of the way through the dumpster-fire that has been 2020, and Christian McBride has done more than his share to try to keep our minds on new music. No less than three of the top releases of this troubled year have his imprint, with a new release coming out this week. Early in the year we finally got the long-awaited recording of his multi-part suite The Movement Revisisted: A Musical Portrait of Four Icons, dropping just as the battle of racial justice was once again hitting the headlines. This summer saw the 25th anniversary of...
2020-09-1942 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryThe 7 Worst Financial Decisions You Can Make During a RecessionAre you an experienced investor? What does that even mean? Does experience mean that you have been through many ups and downs of the markets and you have learned a few things from all your years of investing? Well, from my real-life experience working with hundreds of investors over my career, even the most experienced investors are likely to feel FEAR, ANXIETY, PANIC during market volatility and recessions. But it is critical to make financial decisions without EMOTION. So, on today’s show we are going to explore the top 7 worst fina...
2020-09-1622 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryDollar-Cost Averaging vs. Lump-Sum InvestingOccasionally I get a question asking me what is better: Dollar Cost averaging or lump sum investing? Maybe you just got a big bonus at work, or maybe you recently received an inheritance and are wondering what to do with it. When you start to think about investing it you might wonder: Is it better to buy a little at a time or plunk in the entire amount and put it in all at once? As usual, we are going to look at what the DATA and FACTS say! So...
2020-09-1617 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryEpisode 39: Q&A on the U.S. Coin Shortage, 2020 Elections, Taxes & more!In this week’s episode, we covered a few different topics based on some of the many questions we have been receiving lately! Question #1: Coin shortages. What’s up with the conspiracy theories surrounding the U.S. coin shortage? Question #2: What could happen because of the upcoming election, how will it affect our economy and more specifically, our portfolios? Question #3: Depending on who gets into office, how could it affect our future tax rates? Do tax rates have any effects on market return? (2:40) Question #1: Coin shortages. What’s up with the conspiracy theories surrounding the U.S. co...
2020-08-0523 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomerySmart Women, Smart Wealth (Part 4) Security & Dream BasketsWelcome to our 4th and final episode of this series Smart Women Smart Wealth! We have focused this series on the financial power of women and the unique challenges they face in retirement planning. Let’s wrap up the series by talking about Security and what all goes into the Security Basket. And in the coachable segment today we’ll talk about why this is important and what it means to fulfill your Dream Basket. Let’s go see what this all means and how it relates to your retirement. Disclaimer: Please do not take advice from...
2020-07-2228 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomerySmart Women, Smart Wealth (Part 3) The Retirement BasketsRemember that great phrase when you were a kid – “don’t put all your eggs in one basket?” Well, that adage could not be more true when it comes to retirement! From taking on too much risk by having too many “eggs” in risky investments to having too many “eggs” sitting in low-risk investments not keeping up with inflation Most people make financial planning complicated. We think it deserves to be simple. So today we will break all of retirement planning and financial planning into three core baskets: Your retirement basket, your security basket, and your dream basket. Which...
2020-07-0828 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomerySmart Women, Smart Wealth, Part 2: Putting Your Money Where Your Values AreToday we are continuing our 4-part series on Women and Wealth by climbing the Values ladder! What does that mean? We believe living a life in alignment with your values may be the most important ingredient in creating POM, Joy, and happiness not only in retirement but throughout your working years as well. There are many ways to gain clarity of your core values and today we are going to do a neat little exercise called THE VALUES LADDER. Disclaimer: Please do not take advice from me on this show. As a...
2020-06-1719 min
Who's Your Band?Episode 16 - Comedians Carole Montgomery & Rich Vos"Who's Your Band?" Podcast Episode 16! Comedians Jeffrey Paul, Sean Morton with special guests comedians Carole Montgomery and Rich Vos! On this episode of "Who's Your Band," we welcome comedians Carole Montgomery and Rich Vos as they talk about their favorite musical artist, Bruce Springsteen!
2020-06-131h 16
Who's Your Band?Episode 16 - Comedians Carole Montgomery & Rich Vos"Who's Your Band?" Podcast Episode 16! Comedians Jeffrey Paul, Sean Morton with special guests comedians Carole Montgomery and Rich Vos! On this episode of "Who's Your Band," we welcome comedians Carole Montgomery and Rich Vos as they talk about their favorite musical artist, Bruce Springsteen!
2020-06-121h 16The Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomerySmart Women, Smart WealthEpisode 35: Smart Women, Smart Wealth (Part 1) This episode kicks off a special four-part series on women and wealth! Click Here to register for the webinar and Click here to download the workbook! In this series, we are going to talk about the financial power of women and also the unique challenges that women face in retirement planning. Challenges that men often don't face or don't face as often as women We're going to start today talking about some good news and some not so good new...
2020-06-1020 min
Straight No Chaser - A Jazz ShowPodcast 746: Remembering Jimmy CobbJimmy Cobb, one of the most important drummers in jazz from the 1950's on, has died at the age of 91. The cause was lung cancer. Had he only played on Kind of Blue, the 1959 masterpiece from the Miles Davis Sextet, his mark in the jazz world would have been made. His subtle pulse, all brushes, cymbals and snare, make the music from that historic day breathe, and along with his running mate Paul Chambers on bass, anchored the music, letting Miles, John Coltrane, Cannonball Adderly and pianists Bill Evans and Wynton Kelly the necessary room to take f...
2020-05-2659 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryFAQ's on the C.A.R.E.S. ActIn this week’s episode, your host Jeff Montgomery is joined by co-host Joani Gursky as well as special guest, Nick Craven- Associate Advisor at Montgomery Financial Services. The crew discusses a recent article written by renowned CPA, Ed Slott. The article addresses the numerous questions we have received surrounding the CARES ACT, congress’ 2.7 trillion dollar stimulus program. Most of the questions revolve around the RMD waiver and the CRD withdraw provision. Let’s dive in! Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to giv...
2020-05-1329 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryMarket updates & Consumer Sentiment SurveyOn today’s show, we cover a little bit of a local community update and discuss what’s going on here on the Eastern Shore. Also, Jeff and Joani discuss what’s been going on in the markets lately, from oil prices, to Disney to meat shortages & much more. Finally, we talk about a recent consumer sentiment survey that may have some good insights for Small Business owners out there. Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give advice to clients. So unless...
2020-05-0631 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomerySilver Linings! 3 Reasons Why I’m Hopeful, Even Optimistic (1) in modern times , The human race has never before faced a SINGULAR enemy. And we are responding, in unison, in record numbers! By my estimates, somewhere between 100 - 200 million physicians, scientists, nurses, technologists, engineers are all taking aim at this pandemic. They are running tens of thousands of experiments in parallel and sharing information with a transparency and at speeds we've never seen before. These advancements may seem deceptively few at the moment (as we are only hearing about the earliest treatments), but thousands of additi...
2020-04-2924 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryThe Coronavirus & some SECURE Act Q&A!Everywhere you look someone’s screaming about it or writing an alarming article about the new SECURE ACT! Microphones and media today are guilty of manipulating the masses in the exact same way. The truth is, many of you are likely here [today/tonight], concerned that something called The SECURE Act might leave you quite unsecure financially. So let’s take a few minutes together here and unpack this thing in language that everyone here can easily understand…because while everyone else is telling you to brace yourselves, I’m telling you that there are really o...
2020-02-2626 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryLLC’s and S-Corps- Part 3 of Legal Structures for setting up your own business!(1:40) Practical Planning Segment: This is a topic that obviously doesn’t appeal to a vast audience and YES, I guess I’m kind of a nerd and like to learn new things and find this stuff interesting. However, we can tell by the number of podcast downloads what shows are popular and what shows are not J and suffice it to say these last few shows aren’t breaking any ratings records So, lets tackle LLCs and S Corps and wrap up this series! Let’s start with LLCS and our format has been to: give...
2020-02-0326 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryLegal Structures for setting up your own business! Part 2- PartnershipsTo continue our discussion of different legal structures for your business, today we are going to tackle partnerships. Have you ever been asked to join a business? Maybe you already have a business and are thinking about bringing on a new partner. There are a few things to consider: Taxes, liabilities, & succession. Let’s dive right in! Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to advise clients. So, unless you’re a client I can’t give you advice because I don’t know you...
2020-01-1526 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryLegal Structures for Setting Up Your Own BusinessAre you thinking about starting a business in 2020? Maybe you’ve had an idea for a long time and now you feel like you are finally ready to implement that idea. Maybe you recently retired from your field of expertise and are thinking about starting your own consulting business. How you decide to structure your business is critical and can affect all kinds of things from taxes on your profits, potential lawsuits, succession planning, to even what type of account your bank will let you open to handle the business affairs. Stru...
2020-01-0722 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryThe SECURE ActEpisode 27: The SECURE Act Welcome to our last podcast of 2019! The hot topic in the retirement planning community is the recent passage of the SECURE act. So, on today’s episode, I am going to highlight some of the most important changes that will affect retirees moving forward. Make no bones about it! This is the most significant change to our nation's retirement system in more than a decade. Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowe...
2019-12-3123 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff Montgomery7 Habits of Highly effective InvestorsToday we are going to talk about establishing good habits. We’ll look at a study that tells us how long it takes to establish a good habit and then apply that to 7 habits of highly effective investors. So, grab a note pad and pen and get ready to start taking some notes! Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give advice to clients. Unless you’re a client I can’t give you advice because I don’t know you. Think of this as...
2019-12-1131 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryThe Rebalancing Act... continued!Episode 25: The Rebalancing Act… continued! So last episode we started our conversation about rebalancing a portfolio. We defined the term rebalancing and discussed the #1 reason for rebalancing your portfolio. For those that may have missed that show that REASON came down to one simple term and that term was RISK! The reason we rebalance is to control the amount of RISK inside our portfolio! So on today’s show we are going to give you some hypothetical examples of well-designed diversified portfolios and show you what happens over time when yo...
2019-10-1625 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryThe Rebalancing Act!"Gambling: The sure way of getting nothing from something.” Wilson Mizner You may say that’s a strange way to start a podcast about rebalancing your portfolio with the famous Kenny Rogers Song “The Gambler”! After all what does gambling have to do with rebalancing? Surprisingly, it has a lot to do with rebalancing and, in my opinion, rebalancing is the antithesis of gambling with your investments. In this series of episodes (maybe 2 or 3) we are going to dive in and explain why it is crucial for you to reba...
2019-09-2525 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryHealthcare Before Medicare- Medi-Share ProgramsEpisode 23: Health Care Before Medicare- Medi-Share Programs Over the past few weeks on the Healthcare Before Medicare series, we have been taking a look at some different ways to answer the question of how to pay for medical insurance before you reach Medicare age. On this week’s episode, were going to explore a different kind of option! We are thinking outside the box of regular insurance and we are exploring the idea of ‘Medi-Share’ arrangements. Medi-Share is not typical insurance, so we will learn what the difference is between...
2019-09-0327 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryHealthcare before Medicare- The Affordable Care ActOn this episode of the Fiscal Blueprint we are going to continue our discussion on Health Care Before Medicare and were going to get into some detail on one particular option today! Trust me...you don’t want to miss this episode because we are going to cover the ACA or what is commonly referred to as Obama Care. We are going to talk about: How it all works What has changed since the law was first passed? How do the states differ in the way they apply the law? What are premium tax credits anyway an...
2019-08-2033 min
Immerse Yourself In The Award-Winning Full Audiobook Now, Busy Professionals![German] - Die Hedvig-Formel für glückliche Kleinkinder (Ungekürzte Lesung) by Hedvig MontgomeryPlease visithttps://thebookvoice.com/podcasts/1/audiobook/401169to listen full audiobooks.
Title: [German] - Die Hedvig-Formel für glückliche Kleinkinder (Ungekürzte Lesung)
Author: Hedvig Montgomery
Narrator: Nina West
Format: Unabridged Audiobook
Length: 5 hours 45 minutes
Release date: August 20, 2019
Genres: Relationships & Intimacy
Publisher's Summary:
Die Hedvig-Formel - für glückliche Kinder und Eltern. Die Erziehung von Kindern im Alter von 2 bis 6 Jahren verlangt Eltern viel ab: Hedvig Montgomery vermittelt uns in diesem Hörbuch ein tiefes Verständnis für unser Kleinkind, um das entscheidende Gefühl von Sicherheit und Vertrauen in der Eltern- Kind-Beziehung aufzubauen, das das Kind bis ins Erwac...
2019-08-205h 45The Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryHealthcare Before MedicareToday we are going to discuss Healthcare before Medicare and the challenges and opportunities that arise when retiring before Medicare age. I have wanted to tackle this subject on the podcast for some time now. Although it’s not the most exciting topic I think it is extremely important! The topic is our Health Care in retirement. And………I’m not just talking about Medicare. We will go over Medicare in this 1st episode but I am also going to discuss HEALTHCARE BEFORE MEDICARE. What happens if you retire early……? before you can collect Medicar...
2019-08-1526 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryQ&A- Common Scams Affecting People Today; Expected Rates of Return & More!Welcome to episode #20 of the fiscal blueprint. Today we are going to continue our Q&A session with two questions that on the surface don’t appear to be related but actually are… because of the human brain! The 1st question has to do with Scams on seniors, the second has to do with expected market returns. But first… Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give advice to clients. Unless you’re a client I can’t give you advice bec...
2019-06-1225 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryQ&A- Roth IRA 5-Year Rules; Options for Custodial Accounts for Minors & more!(1:00) Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give advice to clients. Unless you’re a client I can’t give you advice because I don’t know you. Think of this as helpful hints and education only! And please, before implementing any information or ideas you hear on this show always consult your legal adviser, your tax adviser, and your financial adviser. (3:15) Practical Planning Segment: First question today came via a phone call; We will protect the anonymity of the caller and simply call him ‘B...
2019-06-0639 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryQ&A- RMD’s, Taxes in Delaware, Social Security & More!Episode 18: Q&A- RMD’s, Taxes in Delaware, Social Security & More! So today we are going to answer some listener questions on a variety of topics. We will try to get to 2 or 3 questions on today’s show. I personally love the Q&A shows because we can get into a variety of topics like SS, taxes in retirement, investment planning, lifestyle questions…………. (2:00) If you have a question, there are multiple ways to get them over to us to be answered on a future show. #1 Record a question directly from our podcast page. You’ll see a...
2019-05-1535 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryQ&A: High Frequency Trading & More!Episode 17: Q&A- High Frequency Trading & More! Today we are going to answer some listener questions on a variety of topics. We will try to get to 2 or 3 questions on today’s show. I personally love the Q&A shows because we can get into a variety of topics like Social Security, taxes in retirement, investment planning, lifestyle questions, etc. If you have a question, there are multiple ways to get them over to us to be answered on a future show. Record a question directly from our podcast page. You’ll see an oran...
2019-05-0936 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryTaxes in Retirement (Part 4)Episode 16: Taxes in Retirement (Continued) In this 4-part series on taxes in retirement we have been highlighting the concepts of Author David McKnight’s bestselling book titled “The Power of Zero” and his follow-up book “Look before you LIRP” On this week’s show, we are going to finish up our discussion on the life insurance retirement plan (LIRP.) So far, we have made the case that there’s only one LIRP that is best suited to help you potentially get to a 0% tax bracket in retirement. There are other life insurance policies that have some...
2019-04-0332 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryTaxes in Retirement- Look before you L.I.R.P!Episode 15: Taxes in Retirement- Look Before You LIRP! In this 4-part series on taxes in retirement we have been highlighting the concepts of Author David McKnight’s best-selling book titled “The Power of Zero.” If you read that book, many of you were probably the least familiar with the LIRP. The LIRP is a retirement tool that merits a thorough screening. It’s often sold as an end all, be all perfect retirement tool. For some it works well and for others it makes no sense whatsoever (in my humble opinion.) On todays show, we...
2019-03-1337 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryTaxes in Retirement: The Power of Zero (cont.)Episode 14: Taxes in Retirement & The Power of Zero (continued) We are picking up on where we left off on last week’s show! Did you do your homework? Did you pull out a piece of paper and draw the 3 tax buckets, label them properly, and start to count your assets? If you didn’t, don’t worry, we’ll do a quick review! We have a lot to cover today so let’s get right to the disclaimer and start the show. Disclaimer: Please do not take advice from me on this show. As a licen...
2019-03-0637 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryTaxes in Retirement: The Power of ZeroEpisode 13: Taxes in Retirement & The Power of Zero “The hardest thing to understand in the world is the income tax” Albert Einstein I think you might be surprised at the person who is credited with that quote. Any guesses? Well, it’s someone who is arguably considered to be one of the smartest people to ever have walked the planet with an IQ of over 160 points…………………that’s right Albert Einstein! In our latest series we are going to tackle the subject: Taxes in Retirement……………….and we are going to explore the possibilities of achieving a z...
2019-02-2734 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryQ&A... Continued!Welcome to Round 4 of our Q & A series! What in world is going on with the markets lately?! Today we are going to discuss this and put this information in perspective. Additionally, we’re going to discuss how to effectively stretch out a spousal IRA. This is our last episode of our 4 part Q & A series. Of course we will always answer listener questions (on future shows) so please keep-em coming! (1:00) Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give advice to clients. Unl...
2018-12-1237 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryQuestions, Questions & More Questions!Episode 11: Questions, questions & more questions! Welcome to Round 3 of our Q & A series! Today we are going to talk about the loans from retirement accounts, and of course, social security! (1:00) Disclaimer: Please do not take advice from me on this show. As a licensed Fiduciary I am only allowed to give advice to clients. Unless you’re a client I can’t give you advice because I don’t know you. Think of this as helpful hints and education only! And please, before implementing any information or ideas you hear on this show always...
2018-12-0633 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryQ&A Round 2!Welcome to our Q & A series where we are going to dive into some common questions we receive from listeners. As you can imagine, we receive all sorts of questions on a variety of topics; relating to both retirement and non-retirement topics. Today we are going to talk about the economy, what’s going on in the markets, what’s the best spend down strategy: Roth or Traditional IRA, Precious Metals, Fees, and of course.. social security! (1:15) Disclaimer: Please do not take advice from me on this show. As a licensed Fiducia...
2018-11-2838 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryQ&A- Round 1!Welcome to our Q & A show where the next 4 episodes we are going to dive into some common questions we receive from listeners. As you can imagine, we receive all sorts of questions on a variety of topics; relating to both retirement and non-retirement topics. So today, along with my co-host Joani Gursky, we are going to tackle some of the most frequent questions we receive. Social Security, Long Term Care, IRA’s and RMD’s… the list goes on! Disclaimer: Please do not take advice from me on this show. As a lice...
2018-11-2041 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryShields Up! Developing Your Investment Philosophy (Mind Over Money Part 4)Welcome to our final episode of this series ‘Mind Over Money’ and why some folks worry so much about their money that never truly have Peace of Mind. With what’s going in the market these days, this is a very timely discussion to have! Last week we did some heavy lifting and we guided you toward a choice that must be made in order to have a chance of achieving true peace of mind when it comes to your money. If you recall, I challenged you to pick a side and make...
2018-10-3134 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryDeveloping Your Investment Philosophy (Mind Over Money: Part 3)Episode 7: Developing Your Investment Philosophy Last week we discussed the 4 parts of the investors mind: Cognitive: What we know – facts, statistics, data. Perception: How we see things. Your way of understanding or interpreting information. Instincts: How we behave. How you are programmed as a human being to react. Emotion: How you feel. And we gave you a formula for potential success in winning this war: The cognitive part (what we know) must override all the other parts. Much easier said than done! On top of all that we have the financial media stoking the...
2018-10-2436 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryMind Over Money- Understanding the 4 Parts of the Investor BrainThis week we are going to continue our discussion on “Why are you worrying so much?!” Last week we set the stage for the idea that there is a war for your money but more importantly a war going on for your mind! In order to protect ourselves and be prepared for this battle, we need to have a really good understanding of what it looks like and how this war is being waged. On today’s show we are going to do exactly that! But first… (1:28) Disclaimer: Please do not take advice from me on this s...
2018-10-1727 minThe Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryMind Over MoneyWe have an extremely important topic to talk about this month and that topic is your mind! And your mind specifically in relation to your money! We’re going to talk about how your mind works and how you think about money. Sometimes this is not an easy subject. From my experience most people don’t like to talk about money especially when it comes to some of the decisions and possibly mistakes they may have made in the past. We’re going to have you think about this in a differen...
2018-10-1021 min
The Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryQuestions to Ask Before You Start Collecting Your Social Security!So the first 3 episodes on SS all lead us to this episode, number 4! All the information about filing ages, primary insurance amounts (PIA), earning restrictions, taxes on social security…..........all of that information has to lead to some decision down the road, right? This episode is really one big practical planning segment. So hopefully we can help you make an informed decision that is right for you and your personal circumstance. Maybe it makes sense to collect early……..then again maybe it doesn’t! This show is about asking the right questions! What questions...
2018-08-2936 min
The Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryNumbers, Numbers, and More Numbers!In our 3rd episode on discussing social security we are going to get into some numbers! Important filing ages: Birth Year. Go to Link 1943 - 1954 66 1955 66 and 2 months 1956 66 and 4 months 1957 66 and 6 months 1958 66 and 8 months 1959 66 and 10 months 1960 and later 67 Survivor Benefits Most of us don't like to talk about death or even think about it. Social Security has survivors benefits to protect families who are affected by the death of a wage earner. If you are working and paying into Social Security, some of those taxes you pay are for survivors i...
2018-08-2131 min
The Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryThe Rumors About Social SecurityReally! How healthy is our social security system? So we are continuing our month long series on SS this week . This is our 2nd episode so if you missed number one go back and listen to it right now! Today, we are going to talk about the health of SS and also tackle some of the rumors that are floating around. Rumor: Social Security going broke No doubt it faces some funding challenges but not immediately and definitely not bankruptcy. So where did this rumor start? My guess is as u...
2018-08-1429 min
The Fiscal Blueprint: Retirement Built Right w/ Financial Coach Jeff MontgomeryWill Social Security Be There For Me?Will Social Security be there when you're ready to start collecting? Foundation Segment: The Social Security Act was signed into law in 1935. Taxes were first collected in 1937. In the beginning you had a choice as whether to take lump sum payment of monthly check. Earnest Ackerman was the first person to receive a benefit in a lump sum. Ida May Fuller was the first person to receive a monthly check. SS was originally just a retirement program. In 1939 a change was made to add survivors benefits and benefits for spouses and children. In 1956...
2018-08-0529 min
Digital Learning TodayEdison RobotsOn today's episode of the TeacherCast Podcast, we welcome Kat Kennewell and Phil Grigonis on the program to showcase the amazing Edison Robot from Microbric.About Edison RobotsIn 2014, with only a tiny team based in South Australia, Microbric launched the Edison robot with a bang. The wildly successful Kickstarter campaign hit 524% funding and the popularity of Edison has only grown from there. The highly versatile and easy-to-use robot is now distributed globally and can be found in schools in more than 50 countries around the world.Microbric’s vision for th...
2017-09-2719 min