Shows
Pink MoneyEPS 48 - One Big Beautiful Bill: Last-Chance Tax Breaks Before 2026Congress just passed what they’re calling the “One Big Beautiful Bill” — and 2025 is officially your do-it-now year for tax planning.In this solo episode, Jerry breaks down what everyday listeners (especially seniors, working families, and folks living on tips or overtime) need to know before big changes hit in 2026. We’ll talk about the new $6,000 senior deduction, how charitable giving is going to get less generous, what “no tax on tips and overtime” really means, and why reporting all your income still protects your future Social Security and your ability to qualify for a mortgage.
2025-12-0528 minPink MoneyEPS 49 - Women’s Money Roundup: Lasso That Bull & Take ControlSo many women are told “don’t worry, he’s taking care of it” — right up until the moment the money’s gone. In this episode, Jerry welcomes back his friend and longtime finance pro Grace for a candid conversation about why women so often feel intimidated around money and how to change that, starting today.Jerry shares real-life stories: a woman inheriting $200,000 and unsure what to do next, another terrified her brother (with power of attorney) is draining their father’s accounts, and widows who find out after a death that survivor benefits or life insurance were never put...
2025-12-0356 minPink MoneyEPS 47 - “The $500 Question: Pay Down Debt, Invest, or Buy a Second Home?”In this episode of Pink Money, Jerry Williams tackles a deceptively simple financial question: What’s the smartest move for an extra $500 a month? Should you pay off your mortgage early, invest in the market, or buy a second home to generate income?Jerry breaks down the pros and cons of each path—from the emotional security of being mortgage-free to the risks and rewards of the stock market, to the real-world headaches (and potential profits) of becoming a landlord. Along the way, he shares personal anecdotes about rental experiences, hard-earned lessons about risk tolerance, and a wild...
2025-11-0720 minPink MoneyEPS 45 - The $50,000 Truck and the Price of VanityJerry opens Season 6 with a timely reflection on self-worth and spending habits. Inspired by a tire blowout and a chat with a fellow driver, he explores how the cost of vehicles — and vanity — can derail financial goals. Through practical budgeting rules and a clear explanation of opportunity cost, he shows how redirecting money from depreciating assets toward investments or emergency savings can transform your financial trajectory.The episode wraps with updates to the Pink Money Podcast website, including the launch of Jerry’s Playlist, and closes on a message of empowerment: the real symbol of success isn’t the tr...
2025-10-1222 minPink MoneyEPS 44 - Progressive, Flat, or Just Plain Taxing? Understanding How We Really PayIt’s the Season 5 finale of Pink Money! In this episode, Jerry breaks down one of the most misunderstood topics in personal finance: how taxes actually work. From U.S. progressive brackets to global flat tax systems, Jerry explains why your last dollar doesn’t put your whole paycheck in a new bracket, why deductions matter, and why “simple” tax systems aren’t always fair.Along the way, he highlights how states like Texas balance no income tax with high property and sales taxes, why federal cuts often circle back to you through state taxes, and why understand...
2025-09-2911 min
Pink MoneyEPS 43 - Building Abundance on Your Own Terms – with Gregory TrueJerry welcomes entrepreneur and author Gregory True, whose new book Proud Wealth: Building Abundance on Your Own Terms guides LGBTQ+ listeners through the A-to-Z of personal finance.📚 Get the book on AmazonGregory shares the personal story behind the book — the loss of his husband — and why estate planning, powers of attorney, and other legal documents are essential for queer couples. We also talk about tackling debt without shame, first steps for 20-somethings, choosing queer-competent advisors, and why “saving and security is our best form of protest.”Gregory’s audiobook is newly released, and the book...
2025-09-1529 minPink MoneyEPS 24 - Pride, Boycotts, and the Business of Backlash: Target, Bud Light & BeyondTarget has been under fire for its Pride displays — from merchandise being ripped down to employees harassed and media voices calling for boycotts. In this episode, unpacks the controversy around Target, Bud Light, and corporate Pride backlash.You’ll hear:Why stock price swings don’t mean a company is collapsing.The difference between unrealized gains/losses and actual losses.Why most analysts still recommend Target as a solid long-term buy.How Pride support in corporate America has evolved since the 1990s.A no-nonsense look at the myths linking LGBTQ+ people with “grooming” — and the hypocrisy be...
2025-08-3013 minPink MoneyEPS 41 - Inflation & Tariffs: What They Really Mean for YouFrom Jerry explores the real impact of rising prices, inflation, and tariffs—from simple t-shirt math to the historical bread lines of Weimar Germany. He explains how costs trickle down to consumers, why shortages fuel chaos, and how history shows us the dangers of runaway inflation. More, he offers practical advice for protecting your finances today: build an emergency fund, cut high-interest debt, and take control where you can—whether through smarter budgeting, side hustles, or planning ahead.💬From Tee-shirts to bread Jerry gives a couple of examples to help drive home the point that inflation and tariffs...
2025-08-1835 minPink MoneyEPS 40 - The Perils of ProcrastinationSend us a textJerry talks about losing the time value of money and problems that can occur when we wait to take steps to do what's most important to us.💬 Have a question or comment? Contact Jerry here
2025-08-1726 minPink MoneyEPS 40 - The Perils of ProcrastinationJerry talks about losing the time value of money and problems that can occur when we wait to take steps to do what's most important to us.💬 Have a question or comment? Contact Jerry here
2025-08-0326 minPink MoneyEPS 39 - Life, Death, and LGBTQ+ Resilience: Health, Hate, and the Power of GivingIn this thought-provoking episode of Pink Money, host Jerry Williams dives into the real numbers behind America’s leading causes of death—from smoking and heart disease to suicide and substance abuse—and explores how these realities impact the LGBTQ+ community in unique and devastating ways.Jerry unpacks health disparities, discrimination, and the ongoing threats of hate-filled rhetoric from those who weaponize religion and politics against queer lives. He reflects on personal stories of coming out, family conversations, and battles for equal rights, connecting past struggles like Colorado’s “special rights” amendment with today’s attacks on trans and quee...
2025-06-1626 minPink MoneyEPS 38 - The Hidden Cost of Breakups: Protecting Your Money (and Yourself)In this Pride Month episode of Pink Money, host Jerry Williams reflects on the emotional and financial challenges of breakups—sharing personal stories of how money habits, debt, and resentment can intensify the stress of separation. Jerry explains how tracking expenses, setting common goals, and building financial independence can make or break a relationship, and why developing good money habits is essential both together and apart.He also explores the bigger picture: what it means to live authentically, embrace who you are, and celebrate Pride in a world that doesn’t always make it easy. With humor, hone...
2025-06-0214 minPink MoneyEPS 37 - Don’t panic—your 401(k) might just be your best friend: Automatic Enrollment in a 401(k)In this episode of Pink Money, Jerry Williams tackles a common workplace shock: automatic 401(k) enrollment. When a listener panics after finding their paycheck suddenly smaller, Jerry explains why employers are allowed to do this, how automatic contributions work, and why it’s ultimately designed to benefit you.From target-date funds to money markets, pre-tax vs. Roth contributions, and employer matches, Jerry breaks down how to make the most of your retirement plan. He also shares practical advice on what to do if you’re strapped for cash, how to adjust contributions without missing out on “free money...
2025-05-2524 minPink MoneyEPS 36 – End-of-Year Distribution Planning Don’t let year-end taxes catch you off guardJerry talks about EOY distributions from your investment company, what you should start thinking about regarding payouts for dividends and capital gains, along with the current tax rates. 💬 Have a question or comment? Contact Jerry here
2024-11-2107 minPink MoneyEPS 35 - Using AI to Crush Debt and Build Wealth: My ChatGPT ExperimentIn this episode of Pink Money, Jerry Williams shares his surprising experience using ChatGPT as a financial planning tool. From creating a debt payoff strategy in seconds—comparing the “debt avalanche” vs. “debt snowball” methods—to suggesting investment options for as little as $60 a week, Jerry explores how AI can deliver practical, actionable financial insights.He highlights the pros and cons, explains why ChatGPT’s speed and specificity are eye-opening, and discusses how this technology can complement (not replace) traditional advisors. Whether you’re tackling credit card balances, building an investment plan, or just curious about how AI might help wi...
2024-10-1016 minPink MoneyEPS 34 – What Is a Dual Eligible Medicare Plan? Medicare made simple—without the sales pitchIn this episode of Pink Money, Jerry Williams cuts through the noise of nonstop commercials about “dual eligible” Medicare plans and explains what’s really going on during open enrollment. He breaks down the difference between Medicare and Medicaid, what “dual eligible” actually means, and the key parts of Medicare—A, B, C, and D—so you can better understand your options.Jerry also explains the role of Medicare Supplement plans, how Advantage plans work, and why timing matters when it comes to signing up or switching coverage. With clear explanations of enrollment windows, penalties, and cost factors, this...
2024-10-0224 minPink MoneyEPS 33 – Looking for a Man in Finance Because finding Mr. 6’5 Finance Bro isn’t simple mathThe viral “Man in Finance” song may be catchy, but what are the real chances of finding a 6’5”, blue-eyed finance guy with a trust fund? In this episode of Pink Money, Jerry Williams crunches the numbers—looking at how rare those traits really are—and dives into what working “in finance” actually means, from investment bankers to financial planners.Jerry also explores the reality of trust funds, professional licenses like the Series 7 and CFA, and why having money isn’t the same as keeping it. Along the way, he shares thoughts on the TikTok creator behind the trend, her sudden...
2024-08-2926 minPink MoneyEPS 35 – When Should You Take Social Security? Myths, Math & Money Social Security: more math, less mythIn this episode of Pink Money, Jerry Williams breaks down the confusing—and often overwhelming—decision of when to start taking Social Security. From age 62 to 70, Jerry explains how timing impacts your monthly benefit, why “take it early and invest” isn’t always the best advice, and what realistic returns look like compared to the hype.He also dives into full retirement age rules, earnings limits, taxation of benefits, and life expectancy considerations. Whether you’re planning for yourself or helping someone else, this episode delivers a clear-eyed look at how to make Social Security work as part of your...
2024-08-1626 minPink MoneyEPS 31 – Issues, Situations, and Challenges Faced by Lesbians Real talk on queer spaces, kind breakups, and keeping each other safe. Jerry welcomes Dalton and Melina for a candid, funny, and sometimes raw conversation about what many lesbians navigate day-to-day. From being ignored at gay bars and dress-code gatekeeping to why some lesbians feel safer in “straight” spaces, Melina shares lived realities that don’t get talked about enough. The trio also gets practical about relationships—hyphenated names, beneficiaries, insurance, and handling a mutual split with compassion. They touch on Roe’s reversal, pregnancy-test basics, and debunking sexual-health myths (PSA: don’t use food as lube). It’s an episode about respect, safety, and growing up without growing hard. 💬 Have a quest...
2024-08-0340 minPink MoneyEPS 30 - IRS Changes 2024: What’s New and How It Affects Your TaxesIn this episode of The Pink Money Podcast, host Jerry Williams breaks down the IRS’s most recent changes to the tax code — more than 60 adjustments that could affect your 2024 filing. From higher standard deductions and updated tax brackets to shifts in IRA contribution limits, AMT thresholds, and tax credits, Jerry explains what really matters in plain English. He also covers healthcare FSAs/HSAs, education credits like the American Opportunity and Lifetime Learning Credits, and how income levels affect deductions. Whether you file on your own or work with a professional, knowing these updates helps you avoid mistakes, maximize your...
2024-08-0236 minPink MoneyEPS 29 – Fees in Financial Products: The Hidden Cost of Money and Why Good Advice MattersIn this episode of the Pink Money Podcast, Jerry Williams, MS-PFP, explores one of the most overlooked aspects of personal finance: the true cost of fees in financial products.From annuities and life insurance to mutual funds and advisor commissions, Jerry explains how hidden expenses can quietly drain your portfolio over time. He also discusses the risks of chasing “hot stock tips,” the importance of reviewing your investments annually, and why professional guidance in both taxes and financial planning is often money well spent.You’ll learn:The difference between transparent and hidden...
2024-02-1121 minPink MoneyEPS 28 — Small Business Succession: Avoiding the PitfallsWhat happens to your business when you’re gone? In this episode, Jerry shares a real-life story of a woman left struggling after her CPA husband passed without a plan in place. From probate headaches to locked accounts, Jerry explains the simple steps you can take today—like payable-on-death designations, life insurance, and succession planning—to protect your loved ones and keep your business running smoothly.💬 Have a question or comment? Contact Jerry here
2023-09-1627 minPink MoneyEPS 27 — The Truth About Roofs and Insurance Claims Storm-Proof Your Roof: Insurance, Hail, and How to Hire the Right Pro (with Alex from Alexis Roofing)Austin storms can shred shingles—and your claim—if you don’t know the rules. Jerry talks with Alex of Alexis Roofing (roofer + 20+ year adjuster) about navigating roof damage and insurance without getting shortchanged. You’ll learn:Claims playbook: Document damage, request a re-inspection, and why desk adjusters often miss code-required items.Policy must-knows: Replacement Cost vs. ACV, code-upgrade endorsements, and the sneaky renewal emails that quietly change coverage.After a storm: File the claim first (24/7), then bring in a reputable roofer—skip risky DIY that can void coverage.Hail reality check:...
2023-09-161h 02Pink MoneyEPS 26 - Umbrella Insurance: Protecting More Than Just Your HomeSometimes the biggest financial risks aren’t the ones you see coming. In this episode of the Pink Money Podcast, Jerry breaks down why an umbrella policy can be a smart, affordable way to protect your assets beyond the limits of your homeowners or auto insurance.From dog bites at the neighborhood pool to trampolines, defamation claims, or even accidents that exhaust your standard liability limits, Jerry explains:When an umbrella policy kicks in — and why it matters if you have growing assetsHow much coverage typically costs (and why it’s cheaper than you think...
2023-06-1116 minPink MoneyEPS 25 – Terrible with Money? Start Here: Emergency Funds, Debt, and Building WealthDo you ever feel like your money is out of control? Host Jerry Williams dives into what being “terrible with money” really means—and how to fix it with a clear, step-by-step strategy. From setting realistic goals and creating a budget that works, to building an emergency cushion, paying down debt, and planning for retirement, Jerry lays out a roadmap for financial success. With tips on accountability, avoiding risky advice, and making your money work harder for you, this episode gives you the foundation to reach your first $10,000 and beyond.💬 Have a question or comment? Contact Jerry here...
2023-06-0524 minPink MoneyEPS 23 - Dividend Dates Demystified: Ex-Date vs Record Date Made Simple In this episode of the Pink Money Podcast, Jerry unpacks the confusing world of “X-date.” While the media ties the term to debt ceiling debates, in the investing world it means something very different. Jerry explains the record date, declaration date, and ex-dividend date for mutual funds—what they mean for payouts, taxes, and your portfolio. Using simple examples, he breaks down how dividends and capital gains affect share prices, when it makes sense to buy, and why chasing distributions isn’t always the best move. Plus, he touches on tax considerations and smart planning tips so you can avoid cos...
2023-05-3015 min