Shows
The Conversion ShowThe Wild Ride of Retail: Adapting To A Changing Ecomm Landscape With California CowboyIn this episode of "The Conversion Show" podcast, Erik Christiansen interviews Drew Clark CEO, Founder, and Director at California Cowboy. Drew opened up about the rollercoaster ride of running a retail business, especially with the crumbling of the digital and seismic shifts in e-commerce. From website redesigns, site speed, and content creation to the return of physical stores; Erik and Drew cover the essential tweaks that can skyrocket your conversion rates.Erik and Drew discuss:From fires to covid, how California Cowboy bounced back in the face of unpredictable challenges.The digital shift and its impact...
2024-02-0932 minThe Conversion ShowThe Power of Direct Mail in E-commerce: An Overlooked Marketing Channel with Drew Sanocki, Founder of PostPilotIn this episode of "The Conversion Show," Erik Christiansen, CEO of Justuno, interviews Drew Sanocki, Founder of PostPilot. Drew has an extensive background in retail and shares his insights on how direct mail can be a game-changer for e-commerce businesses and explains the features of PostPilot, including segmentation, automation, remarketing, retargeting, and acquisition. Erik and Drew discuss:The integration capabilities of Post Pilot with platforms like Shopify and Klaviyo.The concept of the discount ladder and the 30, 60, 90 plan.Optimizing retention, basket size, and conversion rates before focusing on customer acquisition. The key to effective postcard designs i...
2023-09-0638 min
Clouds und die HeldenData in E-Commerce und DevOps - Heldentalk #15
In der 15. Folge begrüßen wir Stefan Berkenhoff, um mit ihm über E-Commerce Lösungen für KMU und insbesondere die Daten zu sprechen, welche die Grundlage für saubere Prozesse und eine hohe Kundenzufriedenheit bilden. Dieses Thema ist für langfristigen Erfolg extrem wichtig und wird nur allzugerne ignoriert, bis es zu spät ist. Deshalb rücken wir es mit Stefan ins Spotlight und finden dabei einige spannende Sachen heraus.
https://www.linkedin.com/in/stefan-berkenhoff/
Und jetzt viel Spaß mit der Folge!
Willst du mehr über Finn Christiansen erfahren? Dann schau mal h...
2023-07-1953 min
The Utah Real Estate ShowWhat the A.D.U. (Episode 93) S7 E2This episode can be watched on Youtube.com https://youtu.be/JpR_m72OcEI
What is an Accessory Dwelling Unit (ADU), and what good is it? We speak with Tysen Webb, VP of Marketing and Sales at R5 Homes.
0:00 - Introduction. What's an A.D.U.?
3:40 - Every municipality has rules, and what income can lenders use? Spoiler: R5 ADUs are compliant!
5:41 - How do purpose-built ADUs address the affordability crisis in Utah?
10:59 - Using an ADU to boost your buying power.
17:44 - Why you should buy at the top of y...
2023-06-2231 minThe Utah Real Estate ShowA VERY Moving Real Estate Message (Episode 92) S7 E1
Everything you ever wanted to know about moving companies...from a moving company itself! Miracle Movers agreed to join us for this tell-all episode about the services moving companies provide.
0:00 - Introduction
4:51 - How long does it take? What's the process?
7:19 - What about accidents and damage?
8:47 - Hire a reputable company.
10:13 - Miracle Movers history and THE truck.
12:11 - What's the weirdest thing you been asked to move?
14:09 - Stuff we don't pack.
17:52 - We can only transport in the state of Utah. Can't go over the border.
19:03 - Affiliate program.
20:54 - Moving company can STORE your stuff temporally.
23:01...
2023-05-2428 minThe Utah Real Estate ShowThe 2-1 Buy Down & Other Loan Fads (Episode 81) S6 E6You've heard of the 2-1 buy down, but what is it really? What about other loan options like discount points or a single MI pay down?
0:00 - Introduction
1:49 - 2-1 Buy Down. This is what it is and the calculations on how it works. The buy down is NOT paid by the buyer. 2% less rate first year. 1% less rate the second year. 3rd year is the normal rate. Buyer has to qualify for the loan at the regular rate. Be ready for not only the rate increase, but ALSO the escrow increases (taxes and insurance).
8:03...
2022-08-0217 minThe Utah Real Estate ShowInvesting: Taking the Leap in Indiana (Episode 80) S6 E5You can view this episode on Youtube.com: https://youtu.be/F9N0ns5lxP8
How do you get the investing ball rolling? We just took a leap ourselves in Indiana. Here's how we did it.
0:00 - Introduction
1:20 - Why invest? Financial freedom, baby.
3:23 - How to analyze a market.
5:00 - Networking. Over the phone, then face to face. Find people who know the area and the type of investing you are looking for.
12:49 - Could we get a deal before we left?
16:30 - You HAVE to take the first step. ...
2022-07-1222 minThe Utah Real Estate ShowSeller Finance: How You Can Buy a Home Without a Lender (Episode 79) S6:E4Seller Finance is one of the most versatile methods to purchase (or sell) a home. It takes outside-the-box thinking, but it can afford a lot more flexibility to both the buyer and the seller.
0:00 – Introduction. Seller Finance 101, or maybe even more basic than that. This is a high-level overview of seller finance. The most basic definition is that a seller is financing the property…not a lender. Lease Option, wrap-around mortgage (seller has an existing mortgage, and the seller writes a deed that encompasses the mortgage), contract for deed (like buying a car: buyer doesn’t get title...
2022-06-2818 minThe Utah Real Estate ShowWait, Is It STILL a Seller’s Market? (Episode 78) S6 E3You can watch this episode on YouTube.com: https://youtu.be/dxejform3vs
Looks like a seller's market, acts like a seller's market — It's probably still a seller's market.
0:00 - Introduction
1:05 - Listener Question - how to find a good lender.
1:40 - Market Freefall? - What are you really witnessing? Are price drops a sign of a crash? Well, it's more a sign of a correction. People don't like this home at this price. Right now, this is more a sign that there are homes priced inappropriately.
5:45 - Sale Price to Listing Price...
2022-06-2120 minThe Utah Real Estate ShowThe New Seller Disclosures (Episode 77) S6 E2You can watch this episode on Youtube.com: https://youtu.be/ALsX-M82ET8
There is a new seller disclosure document — do you know how to use it?
0:00 – Introduction.
1:18 – No assumption of agency for presenting the disclosure document.
2:49 – Liability. Liability lies with the information. If the seller has information and doesn’t disclose, the seller has the liability. Once the seller discloses to the information to the buyer, the buyer has the information (and the liability).
3:15 – Why do we have disclosures? Seller obliged to disclose “Material Fact.” Would a reasonable person think thi...
2022-06-1423 minThe Utah Real Estate ShowWhat Happens When You Assume...A Loan? (Episode 76) S6:E1You can watch this episode on Youtube.com: https://youtu.be/rSeLyTSKutQ.
You know what happens when you assume. But do you know what happens when you assume a loan?
0:00 - Introduction.
2:29 - Context of Assumptions.
3:25 - Who decides if it's assumable? Government loans are still assumable, but conventional mortgages are not. Contact your servicer — they'll let you know if the loan is assumable.
6:22 - It's a seller's market. How do you market an assumable loan? Contact the assumptions department at the servicer.
8:40 - What about the appraisal? Doesn't need it — it alr...
2022-06-0718 minThe Utah Real Estate ShowDown Payment vs Closing Costs (Episode75) S5:E15You can watch this episode on YouTube.com: https://youtu.be/dNLxv2PB4cU
What is the difference between down payment and closing costs? Who gets what?
0:00 - Introduction
0:42 - Not the same.
1:20 - Questions. How much money do you have? (Spoiler: Most likely it's not putting the "down payment" you've saved 100% toward the loan. It costs money to get a loan...and there are other incidentals.)
4:00 - Buying Discount Points. Spendy.
6:00 - Talk to your Lender. Cash to close, closing costs, prepaid costs are all different things that overlap.
8:40...
2022-05-3115 minThe Utah Real Estate ShowIf I Had a Million Dollars... (Episode 74) S5:E14You can watch this episode on YouTube.com: https://youtu.be/DmcleXHh624
What would you do with a million dollars?
That's the question we pose this week on the show. What do you buy? How much do you save? What are the wise decisions with this money?
0:00 - Introduction
1:01 - $1 Million - what do you buy? Statistically, most people blow most of that money. Statistically, people who win the lottery, take only a few years to return to before-lottery-winnings-financial position. (https://www.cnbc.com/2014/10/01/sudden-wealth-can-leave-you-broke.html)
4:14 - Jason's $1 Million. Jason buys 4...
2022-05-2422 minThe Utah Real Estate ShowHoly Rusty Multifamily Real Estate Man! (Episode 73) S5 E13You can watch this episode on YouTube.com: https://youtu.be/DNHt3d4MN5s
This is our interview with Utah Real Estate Investor, Rusty Pollard. We talk about his deals and break down how he looks at a deal. Rusty offers several tips and lessons he's learned in his 10-year journey from 0 doors to 100 doors.
* No drug houses were harmed in the making of this video.
Please contact us to tell us you love us, you want to hire us! Call or text:
Rusty Pollard
Director of Affiliates with ERC...
2022-05-1744 minThe Utah Real Estate ShowTo Accept, To Counter, & To Reject (Episode 72) S5 E12You can watch this episode on YouTube.com: https://youtu.be/WfLA0um9Cks.
0:00 - Introduction
0:41 – Section 25. Jason reads section 25 in its entirety. If the other party doesn’t accept the offer, the offer shall lapse, and the earnest money is returned. This is the one time you can communicate NOT in writing.
1:25 – 3 Options. Acceptance, Counter, Rejection, and Nothing: the only ways to response to an offer. Don’t just fail to respond — it’s rude!
3:45 – What’d we learn today?
4:30 – Tell us your favorite section, and Jason will take you to dinner...
2022-05-1006 minThe Utah Real Estate ShowSS, DD, F&A, S: The Deadlines of Your Contract (Episode 71) S5 E11These are the dates that matter the most in the contract. Get them right!
0:00 – Introduction
0:50 – Your Deadlines. The biggest issue we see is where dates are out of order.
2:27- Story time with Jason. Don’t fill these out without talking to your lender!
3:43 – Relative Dates. This is Tyler’s pet peeve. Use explicit deadlines. Backup-position contracts are the only exception, which should be clarified upon promotion to primary position.
4:45 – Non-Deadlines. What happens if you waive a contingency associated with a deadline?
6:01 – Financing & Appraisal. That’s two deadlines. You c...
2022-05-0312 minThe Utah Real Estate ShowThere’s No Such Thing As a Response Deadline (Episode 70) S5 E10You can watch this episode on YouTube.com: https://youtu.be/5Zs9YfNwz0k.
We hear it all the time, "What's the response deadline?" Well, there isn't one, because no such thing exists. It's an acceptance deadline, you chump!
0:00 - Introduction
0:58 - Acceptance is what a contract is. Section 23 talks about Acceptance.
1:36 - Acceptance. What is acceptance? 1) It has to be signed by everybody. 2) It has to be communicated.
2:37 - Everything in Writing Except Acceptance. You can communicate with a call, email, etc (providing everything is signed already).
3:56 - What If It's N...
2022-04-2607 minThe Utah Real Estate ShowElectronic Signatures Speed Up Everything! (Episode 69) S5E9You can watch this episode on YouTube.com: https://youtu.be/58l6FBgN5KE
Yes, we can sign for real estate purchases with electronic signatures, but how does that really work?
0:00 - Introduction
1:05 - Counterparts. You can sign digitally, but you can also sign in "counterparts". This means that you can have multiple copies and they progress toward a fully signed document. The document with all the signatures (no matter how many copies have been made), is the original.
2:40 - Wet Signatures are Slow. It used to be that you had...
2022-04-1908 minThe Utah Real Estate ShowIt’s 5:00 Somewhere! - Episode 68 (S5 E8)You can watch this episode on YouTube.com: https://youtu.be/_qpaUUzdwMg
It's 5:00 somewhere, but what does that mean? The Utah State Real Estate Purchase Contract (REPC) spells it out in section 21: Time is of the Essence.
0:00 – Introduction
1:12 – What does “Time is of the Essence” Mean? Time is an important factor in the contract.
1:48 – Day Ends at 5:00 p.m. Any date is assumed to end at 5:00 p.m. (Mountain Time) on that day.
3:29 – Today is Day 0. If you have 4 days to deposit earnest money, for example, tomorrow is day 1.
5:29 –...
2022-04-1211 minThe Utah Real Estate ShowInsurance & What Do You Mean the House is Toast? (Episode 67) S5 E7You can watch this episode on YouTube.com: https://youtu.be/_qpaUUzdwMg
Insurance protects you from loss. But what does the Utah Real Estate Purchase Contract (REPC) say about insurance and risk of loss during the purchase period?
Spoiler: It says the seller pays.
0:00 - Introduction
1:30 – Insurance will cover it. Does the buyer have to have insurance? Only if they are using a lender. The seller has to cover loss during the purchase period.
2:30 – 10% loss. This is why you don’t let the buyers move in early. All damages covere...
2022-04-0513 minThe Utah Real Estate ShowThe Real Costs of Owning a House (Episode 66) S5 E6You can watch this episode on YouTube.com: https://youtu.be/ZxVcl1oPyAY.
What are the real costs of owning a house? We break down the mortgage payment and everything you have to pay for AFTER the mortgage payment!
0:00 Introduction
1:17 - Story time with Aric. When he bought his first house, he THOUGHT he understood what he'd be paying, but there was much more than he anticipated.
3:38 - The mortgage payment. Principle + Interest. Could also have escrows like Taxes and Insurance. Together they are PITI.
4:57 - HOA. If you have an HOA, you...
2022-03-2917 minThe Utah Real Estate ShowAnd/Or Assigns. What? (Episode 65) S5 E5You can watch this video on Youtube.com: https://youtu.be/AZOVrIe9NSc
What does "And/Or Assigns" actually do?
0:00 - Introduction.
1:03 – Assignable. To assign a contract is to sell the sale of the contract, NOT the actual property. This is called “Wholesaling” a property.
2:05 – REPC Forbids Assignment. You can’t assign the contract, unless you do it properly. Assignment may happen because they may not know what they have. The REPC is protecting the seller. A long deadline is sign of a possible assignment.
5:35 – Permissible Transfer. If an individual g...
2022-03-2209 minThe Utah Real Estate ShowWhat’s the Difference Between a Loan Estimate and a Closing Disclosure? (Episode 64) S5 E4You can watch this episode at https://youtu.be/jqc-78Zm6UU.
A LOAN ESTIMATE happens when you apply for a loan, but it’s a long road before that loan funds. A CLOSING DISCLOSURE tells the borrower what may have changed.
0:00 – Introduction
1:00 – There’s ALWAYS confusion about these docs. Loan estimate comes out way up front. Closing Disclosure comes right at the end. They should be ALMOST IDENTICAL. This is an improvement over the HUD-1 Settlement Statement — it’s way more transparent, and way better for the borrower.
3:25 – 3 Day Rule. The borrower ha...
2022-03-1510 minThe Utah Real Estate ShowGet It in Writing (Episode 63) S5 E3You can watch this episode on YouTube.com: https://youtu.be/S4cqIZqnV0Y
What isn’t written down could kill your deal. Make SURE you get it in writing! 🖋
0:00 – Introduction
1:29 – Section 18 of the REPC is Notices. They must be submitted in writing. Yes, text is legit writing…but do you really want to stand in front of a judge and defend a text?
2:12 – Receipt. The other part must receive the notice. Do it multiple ways: send a text, then email the contract piece, then follow that up with a call, and keep the...
2022-03-0809 minThe Utah Real Estate ShowSo Much Equity!!! (Episode 62) S5 E2You can watch this video on YouTube.com: https://youtu.be/77l_Juz8G3E
How much equity's in your house? Well, if you haven't refi-ed and you've owned for more than two years...probably more than $80,000!
0:00 Introduction
1:32 – The Homeowner Investor. Utah numbers Since 2019: median home was $320,000. Today that home is worth $444,000. Tap your equity in one of two ways: sell your house or home-equity loan. What if we DON’T sell? Go full homeowner investor. Equity is the difference between current value and what you owe. If you’ve owned your home longer...
2022-03-0116 minThe Utah Real Estate ShowREPC 17: Paying the Attorney (Episode 61) S5 E1You can watch this episode on Youtube.com: https://youtu.be/MyNC0Dt1e5I
Who pays for the attorneys when you go to court? Well, that depends on who wins.
0:00 - Introduction
0:55 - Losers Pay. REPC 17 is about attorney fees. Spoiler: loser pays all attorney fees. M.A.L. in that order: Mediation, Arbitration, Litigation. Know what your risks are.
2:10 - Venue matters. The purchase contract is for property in Utah, and so the laws of Utah govern the contract. Anything could go to court - performance, seller disclosers etc.
2:51 - Survives c...
2022-02-2206 minThe Utah Real Estate ShowHard Money (Episode 60) S4 E15You can watch this episode on YouTube.com: https://youtu.be/_6ekRBudk2M.
Do you know how hard money works? You should!
0:00 – Introduction.
0:53 – What is Hard Money? Lending against a hard asset. Different than traditional lending, which is lending against the credit of a borrower. Hard money is usually a short-term loan.
3:10 – What’s Private Money? Private money is funding from a friend or family member that’s generally not a real estate person.
4:37 – Why Hard Money? Traditional lenders won’t lend on property that is trashed. Hard money is also fast —...
2022-02-1535 minThe Utah Real Estate ShowBreaking Contracts (Episode 59) S4 E14You can watch this video on YouTube.com: https://youtu.be/uWKHSmYVvM4
Breaking contracts is a bad idea…and it’s gonna hurt if you do.
0:00 – Introduction. Section 16 of the Utah Real Estate Purchase Contract (REPC) is about breaking the contract — also called “Default” — and what the remedies are.
2:16 – Options after Default. You’ve got three options. 1) Earnest money is forfeit. 2) Maintain earnest money where it is (in a trust account) and sue for performance (completing the contract). 3) Return the earnest money, and sue for damages and any other remedy at law.
3:38 –...
2022-02-0820 minThe Utah Real Estate ShowI Want to Afford a House in Utah! (Episode 58) S4 E13You can watch this episode on YouTube.com: https://youtu.be/y0ADGZgcfOM
Can I even afford a house in Utah? Yes, but it’s getting harder!
0:00 – Introduction
1:52 – Storytime with Tyler – There’s an Affordability “CRISIS” in Utah! Is there? If you own property, you are relatively unaffected because your equity is increasing rapidly. The $7000 / month gains we talked about in the economics episode are going into your pocket. The problem is if you don’t own property.
3:34 – Our cities are growing into a high-density metropolis. There’s limited space, which means higher-density...
2022-02-0118 minThe Utah Real Estate ShowWhoa! Was That Ethical? (Episode 56) S4 E11You can watch this on YouTube: https://youtu.be/fl7Y4IG_eBc
When you hire a Realtor®, remember the advice of Warren Buffet: “In looking for people to hire, you look for three qualities: integrity, intelligence, and energy. And if they don’t have the first, the other two will kill you.”
0:00 - Introduction. Also, Jason explains ethics with a great reference to the Pirates of the Caribbean’s Pirate’s Code. 1) Your return to shore wasn’t part of our deal. 2) You have to be a pirate to subscribe to the Pirate’s Code — and you’...
2022-01-1825 minThe Utah Real Estate ShowIn Search of SMOOTH Transactions (Episode 55) S4 E10You can watch this on Youtube.com: https://youtu.be/57pdJ3jU7mE
What makes a transaction smooth or rough? Knowing these 4 principles goes a long way to making sure your buy or your sell goes smoothly.
0:00 - Introduction
1:27 - What makes good loan officers or real estate agents is someone who's been through rough experience. There's a reason we host the podcast: because we've run into serious challenges.
3:09 - You need education to make educated decisions.
3:35 - 1. Know what you want...what you REALLY want. Knowing what your options are gives yo...
2022-01-1127 minThe Utah Real Estate ShowDomino Contract (Episode 54) S4 E9You can watch this episode on YouTube: https://youtu.be/T3jiwSqvmy0
What's a "Domino Contract"? Why does it matter? Are you making sure that your contract falls inline with other contracts? Then you're playing dominoes well in real estate!
0:00 - Introduction
0:49 - The "Domino Effect" or "Domino Contracts" is when one contract has to close before another can close before another can close, etc. This can lead to a lot of stress if we don't plan how to handle the dominoes.
1:34 - Story time with narrator, Aric: properties A through E. Dollars...
2022-01-0417 minThe Utah Real Estate ShowWhich is It: Mobile, Manufactured, or Modular? (Episode 53) S4 E8You can watch this video on Youtube.com: https://youtu.be/1JlOmaHi9uU
Is the home you're considering mobile, manufactured, or modular? Well, that's a really important distinction!
0:00 - Introduction
0:59 - Glossary time with Jason Christiansen. Mobile home: built on a chassis and has wheels, it can move. Though it’s a home, it’s more like a vehicle than a home. They’re considered personal property. Manufactured home: manufactured somewhere then brought to the final home site and affixed to the property. Modular home: it’s built in sections, then assembled at the final ho...
2021-12-2814 minThe Utah Real Estate ShowWhat Makes a Contract (Episode 51) S4 E6This episode can be viewed on YouTube.com: https://youtu.be/ZrYi6Zn_k7Y
Do you know how a contract works? Do you know when it binds versus when it can be voided? When can you legally walk away from a contract without penalty? These are all important aspects of contract law.
0:54 - What makes a contract? We're using a lot of vocab today: void, voidable, executory, executed, duress, misrepresentation, etc. Is your agent qualified to represent you and your contracts?
1:30 - The basic elements of a contract: $500,000 for Jason's blue house. T...
2021-12-0713 minThe Utah Real Estate ShowBecoming a Real Estate One Percenter in Your Twenties (Episode 50) S4E5This episode can be viewed on YouTube.com: https://youtu.be/5bwBs7ncc3A
How do you get started in real estate when everything seems to be stacked against you? Can you really get into real estate? How? We talk about how to get started, and the things we wish we knew when we were in our twenties.
0:57 - Story time with Aric. Lots of people in their 20s have asked, "How do I get started in real estate when the world is stacked against me?"
1:44 - You need to have a desire to...
2021-11-3014 min
The Peaceful Productivity Podcast#13 - The Secret to Creating More EnjoymentIn this episode, host Kim Christiansen has made herself the 'guinea pig' in the creating enjoyment experiment. Today she shares 4 strategies that yielded some surprising and fun results.I hope you enjoy!Show Notes:[00:32] The serious business of responsibility and the pressure to get it right.[01:36] An experiment in creating enjoyment and the surprising byproducts.[02:52] When pressure creates chronic stress, it becomes easy to forget to have fun.[03:27] The four strategies for creating more enjoyment: 1) creating connection, 2) visualization, 3) time blocking with choice, and 4) the LOL challe...
2021-11-2917 minThe Utah Real Estate ShowREPC 15: Mediation or Litigation (Episode 49) S4 E4You can watch this episode on YouTube.com: https://youtu.be/SFXf-nblDCo
The real estate purchase contract (REPC) provides for the ability to mediate dispute or to litigate dispute. Which one should you choose?
1:10 - What's mediation? A non-biased third party evaluates the dispute, and helps resolve the issue. Litigation happens in front of a judge, and the loser pays all fees. If you mediate, it happens in front of a mediator, and the parties split the fees. Mediation tends to be less expensive and faster.
1:56 - When you present an offer, you have t...
2021-11-2307 minThe Peaceful Productivity Podcast#12 - A Perfectionist's Guide to Making MistakesIn this episode, host Kim Christiansen shares a perspective on perfectionism and tackles the question of how to channel our perfectionist tendencies into becoming more productive. And more peaceful.It's interesting because perfectionism used to be celebrated. It was the standard response to the question about our biggest weakness at the end of the job interview. Today the reputation of perfectionism has become somewhat tarnished. And in fact, for some of us, our perfectionist tendencies can really get in our way of getting stuff done, feeling peaceful, and having more fun....
2021-11-2222 minThe Utah Real Estate ShowCAP Rate: Quick & Dirty Investment Analysis (Episode 48) S4E3This episode is available on YouTube.com: https://youtu.be/4_OyHWqShGI
Do you know how to quickly evaluate a potential investment? CAP Rate helps you understand how much return the potential investment will earn, and give you a hint about whether or not it's a "good" investment.
1:06 - What is CAP Rate? Capitalization Rate is a way to evaluate investments. The higher the CAP rate, the better the investment.
1:45 - You need Net Operating Income (NOI) and Purchase Price to calculate the CAP rate.
2:10 - Net Operating Income (NOI) is calculated by adding up...
2021-11-1608 minThe Peaceful Productivity Podcast#11 - A Funny Story About ResistanceIn this episode, host Kim Christiansen shares an amusing anecdote about moving through resistance .Back when she started coaching, she had the idea that resistance would cease to exist for her when she reached an 'enlightened' state. Of course that's not true. Accepting that there will be resistance has probably cut her experience of it in half, but that doesn't mean that it doesn't still come up. In fact, it came up recording this podcast. In this podcast, Kim walks you through a real-life example of managing resistance and what she's learned in the process with...
2021-11-1518 minThe Utah Real Estate ShowAre You Ready to Winter? (Episode 47) S4 E2You can watch this episode on YouTube.com: https://youtu.be/yhuUdE7PuVM
Getting ready for winter can feel challenging. Here are some tips to make your life easier when snow is ready to fly!
1:22 - Making your home ready for winter.
1:36 - Removing hoses from hose bibs before frost.
3:39 - Clean your gutters before water freezes.
4:11 - Sealing cracks around doors, windows, etc.
4:49 - Automatic (programmable or learning) thermostats.
5:38 - Turn off your sprinkler water and drain it.
7:13 - Ice melt pellets. Don't use too much - it's ba...
2021-11-0914 minThe Peaceful Productivity Podcast#10 - AgilityIn this episode, host Kim Christiansen discusses how to optimize your 'inner navigation system' to guide responsive, agile decision-making. She demonstrates how we can unintentionally slip into a state of rigidity or a state of reactivity, and how living in those states can lead to feelings of exhaustion and overwhelm. This podcast will share tools for moving out of those extreme states of rigidity or reactivity to a more balanced, responsive state. In the responsive state you get to enjoy the benefits of structure to keep you on track, but with the flexibility to m...
2021-11-0822 minThe Utah Real Estate ShowCalculating Your Return on Investment (ROI) Episode 46, S4 E1You can watch this episode on YouTube.com: https://youtu.be/X8FxSNhlMiY
Determining your ROI is an important part your investment strategy. It helps you differentiate investment opportunities. It's not hard to calculate, but there are some tricks.
1:00 - Returns on Investment - where do I make the most money. This is how you calculate it.
1:23 - A quick example. Say you purchase for $300,000, then sell for $400,000. You make $100,000 profit, right? But that's not ROI, which is always expressed as a percentage. The formula is Profit divided by Cost. (Profit/Cost) = ROI...
2021-11-0206 minThe Peaceful Productivity Podcast#9 - Systematic SuccessIn this episode, host Kim Christiansen shares 3 principles of high-performing personal productivity systems. With these principles, you can maximize the efficiency of your systems and spend less time making decisions. If you find yourself exhausted by the volume and complexity of information coming at you, this is the podcast for you.Kim will show you how to decrease the volume and delegate the more routine decisions to your systems.Warning! Experimenting with these principles in your personal productivity systems may lead to a productivity mindset. This mindset could lead to increased effi...
2021-11-0124 minThe Utah Real Estate ShowBetter Ways to Leverage MoneyYou can watch this episode on Youtube: https://youtu.be/wlaT6KBml5E
Is paying down your mortgage the best way to "get ahead?" Maybe. It depends on what you want to do. There are better ways to leverage your money than converting it to equity in your primary residence.
0:48 - Any extra money I have, I pay down my mortgage. It ads equity, but is it the best? Really, the question about "What's best?" revolves around the goal — what do you want? Equity is a good "safe haven" for money, but leverage could actually bri...
2021-10-2610 minThe Peaceful Productivity Podcast#8 - Resilient Thinking PracticesIn this episode, host Kim Christiansen shares 4 practices to help develop your resilient thinking. These practices include creating meaning and self-compassion in the face of adversity, validating feelings, and developing a support network. She also offers some key questions to ask yourself when you feel yourself slipping into a fixed mindset.Show notes:[00:52] Creating meaning out of adversity.[03:40] Willingness to encounter adversity.[05:17] Goals are to resilience what weights are to physical fitness[07:05] Managing expectations to alleviate suffering.[07:30] Developing self-confidence and emotional agility with resilient thinking.[10:16] Managing fear wit...
2021-10-2518 minThe Utah Real Estate ShowREPC 14: Makes a Complete Contract? (Episode 44) S3 E14How do you know you have a complete and binding contract? What's a dual contract and an incomplete contract? How do you avoid them?
0:54 - Story time with Jason. FHA amendatory language addendum that a builder doesn't want to sign until near closing (because it gives the buyer a veritable "get-my-earnest-money-back-for-free" exemption). See our episode on "Addenda" for more info: https://youtu.be/ZoVXSjSk_qg?t=150. Do you have complete contract if everything EXCEPT the FHA addendum is signed?
1:41 - It depends on whether there's a signed addendum stating that the FHA addendum will be signed.
2021-10-1908 minThe Peaceful Productivity Podcast#7 - Creating BoundariesIn this episode, host Kim Christiansen shares her favourite time management tool, creating boundaries.Not only did boundaries help Kim in the recovery from burnout, but they are now an essential part of optimizing her time and accomplishing her goals.Show notes:[00:42] What are boundaries?[02:20] Benefits of boundaries.[04:23] Tuning into your guidance system.[06:00] The gap between knowing and doing.[08:20] When you're drawn to being busy.[09:47] The discomfort of the comfort zone.[11:31] 4 Skills to creating boundaries.[12:46] The power of choice.[17:06] A key question when you struggle to identi...
2021-10-1827 minThe Utah Real Estate ShowHot Questions - Episode 43 (S3 E13)You can watch this episode on Youtube: https://youtu.be/5i1h56aJPlY
How much heat can you really take? Today, we find out how much Aric, Tyler, Jason, and Joel can go through. Who will crack first?
1:09 - Rules. 1) As much (or as little) sauce as you want. 2) Drink whenever you want. 3) If you wuss out..."I lost" written on your forehead. 4) Profanity may happen.
2:46 - The first sauce: Hot Ones The Classic Hot Sauce: 1,800 Scoville. "What would your family and friends think you had done if you were arrested?"
3:31 - The...
2021-10-1223 minThe Peaceful Productivity Podcast#6 - Self-Care for Increased ProductivityIn this episode, host Kim Christiansen follows up on the concepts shared in the previous "Preventing Burnout" episode. If burnout is the result of habitually turning away from our needs, then self-care is developing a habit of turning towards those needs, with self-compassion.Show notes:[0:49] Self-care as the prevention for burnout.[1:40] What is self-care?[2:35] A self-care myth.[3:29] Taking ownership of meeting my own needs.[5:15] Why might we resist the idea of self-care?[6:13] The value of self-care for myself and my ability to serve.[7:36] 3 techniques to incorporate s...
2021-10-1111 minThe Utah Real Estate ShowREPC 13: Do They Have the Authority to Sign? (Episode 42) S3 E12You can watch this episode on YouTube: https://youtu.be/JdJioaHU2bE
It seems self evident: if someone is transacting in real estate, they have the authority to do so right? Well, that's what section 13 of the Utah Real Estate Purchase Contract affirms. But there are other times when it may not be so simple: what if there's a trust? What if someone dies? What if there's a company that owns the real estate?
1:05 - Give us a question in the comments!
1:29 - Story time with Jason about Section 13. Parents trying to sell a...
2021-10-0510 minThe Peaceful Productivity Podcast#5 - A Unique Approach to Preventing BurnoutIn this episode, host Kim Christiansen shares her own burnout story to highlight some of the early symptoms of burnout.Show notes:[0:20] Getting perspective on burnout in hindsight.[0:53] Tools for identifying burnout including a book recommendation.[1:15] A definition of burnout and the relationship to energy.[3:20] The experience of being in burnout.[4:00] Some of the warning signs.[6:23] When to get help.[7:42] A unique approach: preventing burnout through two kinds of movement.[10:07] Using emotions as an invitation to check in. "Name it to tame it."[12:04] Self-care habits to bank ene...
2021-10-0416 minThe Utah Real Estate ShowHow You Get PAID Matters (Episode 41) S3 E11You can watch this episode on Youtube: https://youtu.be/JWeNTVSxg54.
How do you get paid? Salary, hourly, commission? Does it matter for a real estate purchase? YES!
1:19 - A story from Aric about a buyer who wanted to change jobs mid transactions. The lender needs to know security — keep the unknowns to a minimum to keep your transaction alive.
3:32 - How's the lender see it? A lender is a professional risk manager. They want to make sure a buyer is going to repay. They do that by verifying income. What you want is a "...
2021-09-2823 minThe Peaceful Productivity Podcast#4 - Productive Energy with Michelle GoodmanIn this episode, host Kim Christiansen is joined by Life and Business Coach, Michelle Goodman. Listen in as they talk about peaceful productivity - its benefits, challenges, and how to create it. They also had a quick chat about the word — 'procrastoplanning'. It’s fun to say, but it does have a deeper meaning to it so make sure you tune in.To connect with Michelle, schedule a 'Grow Possibility' strategy session:https://CoachwithMichelle.as.me/discoverpossibilityShow notes:[1:04] Who is Michelle Goodman?[1:47] What does productivity mean to Michelle?[5:59] Let’s talk ab...
2021-09-2730 minThe Utah Real Estate ShowGet Ready to Invest! (Episode 40) S3 E10You can watch this episode on Youtube: https://youtu.be/6apqTdfVK-E
How do you get started in real estate investing? Especially in Utah, there are some things you need to know to make sure you don't get burned.
1:22 - Hey, I want to go do this (investing), no what? Now they have cash to start, but they're getting ahead of themselves. Investing is starting a business. It's not just a deal.
2:10 - Jason's first deal. He started with $200,000 cash on hand. He paid off his house, then got a HELOC (Home Equity Line of Cr...
2021-09-2118 minThe Peaceful Productivity Podcast#3 - The Solution to OverwhelmIn this episode, Kim Christiansen offers tools to help you manage and prevent overwhelm. She shares the problem with overwhelm and how it can affect our day-to-day activities and even our judgment. Everybody can feel overwhelm — one way or another, so you’re not alone, and you don’t have to feel alone. Make sure you write down Kim’s tools so you can start working on those behaviors that can help you cope with the feeling of overwhelm.Show notes:[0:51] Iceberg analogy of overwhelm and why we keep putting making decisions off[2:45] Freeze vs. frantic
2021-09-2021 minThe Utah Real Estate ShowWhat Improvements Are Gonna Keep Value in My Home? (Episode 39) S3 E9You can watch this episode on Youtube.com: https://youtu.be/vUKESItdiR0
What improvements actually ADD value to your home? We talk with Joel Frost, expert Utah appraiser, about what improvements add value or reduce value.
0:59 - Joel's credibility - He seen 16,000 homes. Today we're talking about improvements, and what you get out of them.
1:49 - Specialty kitchen with $50,000 Hibachi grill upgrades. How much value did it add in an appraisal? None. It actually REDUCED value! A typical homeowner won't use it - it's not an upgrade for the average buyer. The un...
2021-09-1419 minThe Utah Real Estate ShowREPC Sections 11 & 12:the Final Walkthrough and Changes During the Deal (Episode 38) S3 E8You can watch this episode on YouTube.com: https://youtu.be/BqTCvNIqdMo
View a house on Tuesday, offer on Friday, it's accepted on Monday — Fridge is included, but they replace the fridge with a cheap one on Saturday. Which fridge is included? The Utah state REPC stipulates which fridge you get!
0:49 - Announcement! We're doing the HOT WINGS challenge, where we eat progressively hotter wings while we talk real estate. Stay tuned for date and episode!
1:37 - Aric's story: buyers went walk through a house on a Tuesday, they thought about it for a few...
2021-09-0716 minThe Peaceful Productivity Podcast#1 - Creating Peaceful ProductivityWhen you think of work, does it bring about dread, stress, anxiety, and boredom? If you answered yes, then you're not alone. Welcome to the first episode of The Peaceful Productivity Podcast, where I, Kim Christiansen, would like to help you be more engaged in your work. I hope that through this podcast, I can help you rediscover joy and fulfillment in your work and become peacefully productive. In this episode, I take you through my goal for this podcast and what I can offer. My definition of productivity and the four different strategies you can experiment...
2021-09-0614 minThe Utah Real Estate ShowHow In the H-E-Double-Hockey-Sticks Does an Appraisal Work?You can watch this episode on YouTube.com: https://youtu.be/jblruMRggiE
How does an appraisal work? What gets counted, and what doesn't? If you've ever wondered about how this mystical voodoo math gets done, Joel Frost is here to help you understand!
1:20 - Joel, tell us about yourself. Appraising since 2006, and has completed 16,000 appraiser files. The appraisal is one of the most-stressful parts of a purchase or refinance — mostly because not very many people understand what an appraisal is and what it's for.
2:40 - What do appraisers look at? What's a comp? Appraisers as...
2021-08-3122 minThe Utah Real Estate ShowHousing Marketing Outlook August 2021 (Episode 36) S3 E6Watch on Youtube.com: https://youtu.be/tGqQdajB3q4
This is how we see the market from here and beyond.
1:15 - The bubble's bursting! Are we in a bubble? Is it 2008 all over again? "Underwater" means your home is worth more than you owe. People believe they see a similar trend to 2008, so we must be in a bubble.
3:45 - Personal story of a friend who didn't buy, and wished they did. Values outpaced their ability to save.
5:22 - There are solid economics driving the Utah market. Utah jobs are up in a b...
2021-08-2432 minThe Utah Real Estate ShowDealing with Repairs (Episode 35) S3 E5You can watch this podcast on Youtube.com: https://youtu.be/f5MHE_mWbS0
Every house has something that is less than ideal, and these surface during home transactions. As a buyer, how do you ask for repairs in a way that won't scuttle your deal? For sellers, how do you work with buyers to ensure any repairs are acceptable?
0:42 - Introduction. We're talking about repairs!
1:04 - How do inspectors make money? They go through a home and categorize issues into 3 categories: red, yellow, and green. Red NEEDS to be fixed. Yellow SHOULD be f...
2021-08-1709 minThe Utah Real Estate ShowHow to NOT Blow Your Addenda (Episode 34) S3 E4Watch the show on Youtube.com: https://youtu.be/ZoVXSjSk_qg
Is it addendum or addenda? More importantly, how do you use one to modify the contract without breaking it?
0:41 - What's the difference between "addendum" and "addenda"? An addendum is a modification of the contract.
1:25 - What if you like some, but not all, terms of an addendum? All addenda and included terms are now part of the body of the contract. Any unaddressed terms remain part of the contract. You only modify as necessary. Let's talk about the FHA addendum specifically.
2:50...
2021-08-1013 minThe Utah Real Estate ShowHow Does a Rate Lock Work? (Episode 33) S3 E3Watch on Youtube.com: https://youtu.be/s_st13NcgUw
What is a rate lock? How does it work? Do you really "lock" your rate? What happens if the lock expires? Your lender should have the answers to these questions. Naturally, ours does.
0:34 - A rate lock locks an interest rate. It requires 3 things: a borrower, a property, and a mortgage program.
1:01 - Can I lock a rate for a long time? Like 6 months? Yes, but there's a cost because lenders want to make interest on their money — they'll make money on a different bor...
2021-08-0305 minThe Utah Real Estate ShowManaging Your Short-Term Rental: The Review Game (Episode 32) S3 E2Watch this episode on YouTube.com: https://youtu.be/7wQuqw8lq_A
Now that you've got your short-term rental, how the heck do you manage it? Dedicate some serious time to thinking through what your guests will want or need, and make that available for free or for a fee. You're after good 5-star reviews. Keep your guest in mind, and you'll get the the good reviews!
0:54 - In our last episode, we talked about getting started in short-term rentals (https://youtu.be/nE3x90Ij6d0). Watch that one before you watch this one. N...
2021-07-2721 minThe Utah Real Estate ShowGetting Into the Short Term Rental Game (Episode 31) E3 E1Watch on YouTube.com: https://youtu.be/nE3x90Ij6d0.
How do you get into the short term rental game? Learn how with your special guest, Kirt Forakis. Want to have a nightly rental, a coveted Airbnb, or a VRBO? Here's how you get into one. Find out how to evaluate an Airbnb. Does it have the "Convenience Factor"? Will your city shut you down? Will your HOA take protection money to operate a nightly rental? And just what will you have to do to a place to get it ready for nightly rental?
0:58...
2021-07-2016 minThe Utah Real Estate ShowYour Wicked Awesome House Hunt (Episode 30) S2 E15Watch on YouTube: https://youtu.be/YYrtq84dFrk
How to Hunt Houses like a frickin' angry pack of hungry African wild dogs chasing a gazelle.
Your house hunt can be exhausting, but it doesn't have to be. Avoid house blur, use the King Method, dodge frustration, ditch buyer fatigue, and use your time efficiently.
0:46 - How do you do this house hunting thing?
1:19 - Let's start at the beginning. I make tons of money, so I qualify for any house price, right? No, go talk to a lender first...even if it's a...
2021-07-1319 minThe Utah Real Estate ShowREPC Section 7: Seller Disclosures and Stigmatized Property (Episode 29) S2 E14Watch this episode on YouTube.com: https://youtu.be/6_LhrGj0gus
What are you required to disclose when selling a house? What are you allowed to ask about when you're buying a house? Material facts (must be disclosed), but potentially interesting information that doesn't change the value of the home need not be disclosed. But remember, if a buyer asks a specific question about any aspect of the property, a seller MUST tell the truth. There's no protection for lying about real estate.
0:59 - Story time by Aric. The biohazard cleanup adventure. An individual died...
2021-07-0620 minThe Utah Real Estate ShowBe a Good Landlord (Episode 28) S2 E13Watch this episode on YouTube: https://youtu.be/jcBmTvlHK_I
Learn the basics of how to become a good landlord. There's a lot to it, and this is just an overview, but it gives you a good take on the basics.
0:50 - Different types of rental units: rent your basement, rent rooms (roommates!), entire house, mother in law apartment (MIL), accessory dwelling units (ADUs), duplex, triplex, four-plex, and apartments.
2:15 - First step - choose an investment (rental) type. Second step, how do you want to run your business? Self managed or...
2021-06-2923 minThe Utah Real Estate ShowThe Not-So-Secret Agent, REPC Section 5: Agency (Episode 27) S2 E12Watch on YouTube: https://youtu.be/E8Q1WQixuUQ
Who are the agents in this transaction? Well, check out section 5 of the Utah Real Estate Purchase Contract (REPC), and you'll know who exactly represents who!
Do you have full representation or do you have limited agency? This section ensures people know who can talk to who about what.
0:44 - Who represents who. What's a broker vs an agent?
1:39 - Full agency vs limited agency. If a single agent represents both buyer and seller, that agent can only be a limited agent — that's limi...
2021-06-2208 min
Christiansen & AasÅrgang 1. Episode 8.Christiansen & Aas' Prilegrimspesial. Se også vår Facebook side Christiansen og Aas, legger ut bilder og videoer der fra Turen til Nidaros.
2021-06-1823 minThe Utah Real Estate ShowSave Yourself from Transaction Remorse (Episode 26) S2 E11Watch the video: https://youtu.be/5RELVJgCYzw
Buyer's remorse (or seller's remorse) can ruin an otherwise excellent transaction. Problem is: we naturally do this to ourselves. Taking a few steps during the planning phase of your purchase, can give you the best chance to Save Yourself from Transaction Remorse!
1:04 - Spicy remorse and buyers remorse. Not doing a budget and not reading HOA CC&Rs are a recipe for heartburn.
2:42 - How loan officers budget things: the 50% back end ratio. Evaluating the true affordability of a mortgage payment. It's not about ratios, it about...
2021-06-1512 minThe Utah Real Estate ShowREPC Section 4: Prorations, Special Assessments, and Fees (Episode 25) S2 E10Watch on Youtube: https://youtu.be/22U4HWFMaGY
Dive into Section 4, the "sneaky" section of the Utah Real Estate Purchase Contract (REPC). What gets prorated, and by how much? What are special assessments, and who pays them? What fees might occur during a transaction, and how are they split?
0:46 - 4.1 Prorations - or "pro rata" if you like your Latin. Haha. Rents and taxes get prorated (or proportioned) between the buyer and seller.
1:45 - 4.2 Special Assessments. A special assessment is charged to specific, local homeowners for a capital expense (like a sewer line, an e...
2021-06-0812 minThe Utah Real Estate ShowComing to Terms with Financing (Episode 24) S2 E9Watch on Youtube: https://youtu.be/HG-eRoBpjqQ
There are 15 types of terms available in the MLS. Five are common, and 10 are not — do you know what they all are? We do.
0:35 - What are the terms sellers would accept?
0:45 - The 5 most common terms. Cash, conventional loan, FHA (Federal Housing Administration loans), VA (Veteran's Affairs), USDA (US Department of Agriculture rural loans).
1:55 - Don't put terms you aren't going to (or can't) accept.
3:05 - Exchanges. There are other "less-common" terms out there. Let's start with "Exchanges." This is a 1031 Exchange that allows the...
2021-06-0114 minThe Utah Real Estate ShowHow to Buy New Construction (Episode23) S2 E8Watch on Youtube: https://youtu.be/9YonZfQL3n4
11 Tips on how to buy new construction. Buying a home from a building can be a frustrating process. Make sure you've got good people protecting you along the way.
0:43 - Who does the home building agent represent? The builder. You can buy without an agent protecting you, but why would you? Most of the time, using an agent does NOT increase the cost of building.
2:44 - The challenges of limited agency (representing the seller and the buyer). Have a separate agent — on both sides.
4:06 - Whe...
2021-05-2521 minThe Utah Real Estate ShowThe Problem with Love Letters (Episode 22) S2 E7Watch on YouTube: https://youtu.be/aoN0xL1kAcE
What's a real estate love letter, and why should you avoid them?
0:23 - Tyler received a real estate love letter, and Jason reads it.
1:01 - The letter was cringy!
1:16 - 7 HUGE Fair Housing protected classes.
1:59 - Why love letters are an issue for buyers (and buyer agents).
3:55 - Love letters are an issue for sellers as well (and seller agents).
5:00 - Agents, you cannot discriminate on these protected classes...even if your sellers direct you to
6:02 - You CAN discriminate on...
2021-05-1813 minThe Utah Real Estate ShowWhy Do You Guys Make These Vids? (Episode 21) S2 E6Watch on YouTube: https://youtu.be/vjmOCMnnT0E
You should always use a pro! Here are 3 stories about times when we DIDN'T use a pro...and paid for it. These stories illustrate why we do this show. We do this show for YOU!
0:42 - Tyler's experience selling his own house (FSBO), then purchasing another house as an unrepresented buyer. He got taken for a ride!
1:10 - Nobody told Tyler that it's FREE to use a buyer's agent.
1:23 - Pros have a fiduciary responsibility to their client.
2:14 - Jason's story - he refinanced 3 t...
2021-05-1106 minThe Utah Real Estate ShowDebt to Income: DTI (Episode 20) S2 E5Watch on YouTube: https://youtu.be/dsbqmsbY8T8
What is the debt to income ratio, and why do you care when you're trying to buy a house? How much debt you have greatly influences how much a lender is willing to lend to purchase a home. Ideally you have a huge reportable income with very low debt — that gives you the best debt to income (DTI) ratio, and makes you the most lendable.
Here we talk about front end ratio, back end ratio, gross income, recommended ratios, reported income, write offs, and working out a pla...
2021-05-0411 minThe Utah Real Estate ShowWhat the Mortgage Credit?!! (Episode 19) S2 E4Watch on YouTube: https://youtu.be/S7Dnwkvodro
Credit scores need a little more explaining when it comes to a mortgage. What's "good enough" credit for a loan? What elements influence your credit score? How do you raise your credit score?
0:48 - What's a credit score? ...How likely are you to pay back a loan?
1:35 - Most lenders use a FICO 8 score. Car loan credit is different than mortgage loan credit.
2:16 - How credit scores are computed. Mostly payment history and credit utilization. Then age of credit, credit mix, and inquiries.
2:26 - P...
2021-04-2727 minThe Utah Real Estate ShowREPC Section 3: Settlement, Closing, & Possession...OH MY! 😲 (Episode 18) S2 E3Watch on YouTube: https://youtu.be/aQBw4EWugAE
The Utah Real Estate Purchase Contract (REPC) section 3 talks about the important terms of settlement, closing, and possession.
Settlement is different than closing. What are the terms of possession? Do you have a short-term lease? What's occupancy fraud?
0:22 - What is settlement?
1:03 - What is closing?
1:52 - What is possession?
3:03 - Longest possession is 60 days
3:45 - "Owner-occupied" financing requires the owner to move in within 60 days
4:23 - Why a buyer might want to provide longer possession - make the offer m...
2021-04-2012 minThe Utah Real Estate ShowWho Cares About Title Insurance? (Episode 17) S2 E2Watch on YouTube: https://youtu.be/-8SYq3aQt3Y
There's more to title than you might think...a lot more!
What is title insurance, and how does it help the buyer...and the seller? What's an owner's policy, a lender policy, and what's the difference? What does it mean to convey "free and clear title"? When do you get a "PR" and how do you use it?
*No escrow officers were harmed in the filming of this real estate discussion.
Please contact us to tell us you love us, you...
2021-04-1352 minThe Utah Real Estate ShowREPC Section 2: Purchase Price, Down Payment & Contingency to Sell a House (Episode 16) S2 E1Watch on YouTube: https://youtu.be/7WSBbyfvdOY
How much down payment do you have to bring? What makes up the purchase price? Wait, what if I have to sell my home in order to buy this one?
These are all questions buyers face when they consider presenting an offer on a home. You want to make sure you stand out, and you want to make sure that you're presenting enough to secure the deal...but you have to be careful with the details!
*No small down payments were harmed in the filming of t...
2021-04-0616 minThe Utah Real Estate ShowWhat the Devil is a Home Warranty? (Episode 15) S1 E15Watch on YouTube: https://youtu.be/GbcnsoAHU5g
What's a home warranty? How does it work? Do you need one?
We discuss with Corey Zimmerman, owner of Elevate Home Warranty the ins and outs of having a warranty on a home.
*No appliances were harmed in the filming of this real estate discussion.
Please contact us to tell us you love us, you want to hire us! Call or text:
Elevate Home Warranty
Corey Zimmerman
801-830-9466
Realtors with Hive Collective at Presidio Real Estate:
T...
2021-03-3019 minThe Utah Real Estate ShowREPC Section 1: Inclusions, Exclusions, and Water Rights (Episode 14) S1 E14Watch on YouTube: https://youtu.be/SFkQ5GMQ3KU
Are these shelves included? What about the shed in the back? What's included and what's excluded from a real estate purchase contract? It's important to understand what the contract says, because ultimately, that's the document that governs whether or not something is sold with the house.
0:46 - What appliance must be in a home before it can be considered a home? An oven.
1:35 - If it's attached, it comes with the house: real property
2:25 - Personal property: things not bolted to the house
3:03...
2021-03-2311 minThe Utah Real Estate ShowHow to Get Your Offer Accepted in a Seller's Market (Episode 13) S1 E13Watch on YouTube: https://youtu.be/AD2OdsnDio8
Are you having trouble getting your offer accepted in a strong seller market? Here are 19 tips of how to get your offer accepted. We talk about contingencies, earnest money, appraisal gaps, seller closing cost and more! Do everything you can to make your offer stand out among the many that will be submitted.
In this video you'll find 19 tips to make an attracting and strong offer (forget "highest and best").
We've used this strategies to get buyers under contract on the home they want in th...
2021-03-1622 minThe Utah Real Estate ShowWhat's the Deal with PMI? (Episode 12) S1 E12Watch on YouTube: https://youtu.be/52Hyv5iMTRU
Mortgage Insurance on my loan, When does mortgage insurance have to be on a loan? Does PMI come off my loan? Does MIP fall off my loan? What is mortgage insurance? Can you Re-Fi out of mortgage insurance?
Mortgage insurance guarantees the investor's money in a real estate transaction. Sometimes it's programmed to come off (commercial mortgages are at 78% LTV), and other times it stays on there forever (FHA / USDA). Either way, you should know what it does before you say, "I want to get rid of...
2021-03-0913 minThe Utah Real Estate ShowHow Often Should I Get My Carpets Cleaned? (Episode 11)Watch on YouTube: https://youtu.be/v3Mmctrrx9o
How often should carpets be cleaned? Are all carpet cleaners the same? What makes one carpet cleaner better than another? How do you get a carpet allowance without committing fraud?
Get your carpets professionally steam cleaned once per year. Don't over soap your carpets unless you really like those black marks, and vacuum twice per week to keep soil out of the roots of the carpet fiber.
Oh, and call Moroni Salvador at Utah Pros (http://www.utah-pros.com) to get your carpets cleaned. He...
2021-03-0220 minThe Utah Real Estate ShowHome Insurance Is Not a Maintenance Plan: Part 2 (Episode 10)Watch on YouTube: https://youtu.be/rYuEEqAVDgw
How much insurance do you really need? What coverages are you ok to get rid of? How do you actually file a claim, and then what happens?
This is part two of two of our interview StateFarm insurance experts Joe Bowen, Ben Hardmen, and Alex Resendiz.
Part 1 is here: https://www.youtube.com/watch?v=fB3Y0ykDcu8.
0:43 - Welcome back.
1:00 - What's gonna happen after you file a claim? Your insurance will likely go up. If you can cover it, you should co...
2021-02-2306 min
Christiansen & AasTrailerDette er starten på en Podcast serie om Christiansen & Aas' hverdagsbetraktninger & om livet forøvrig.
Send gjerne en mail: arne@christiansenogaas.no - arild@christiansenogaas.no
Intet tema for stort - Intet tema for lite - for Christiansen og Aas.
2021-02-1902 minThe Utah Real Estate ShowHome Insurance Is Not a Maintenance Plan: Part 1 (Episode 9)Watch on YouTube: https://youtu.be/fB3Y0ykDcu8
How much insurance do you really need? What coverages are you ok to get rid of? How do you actually file a claim, and then what happens?
This is part one of two of our interview StateFarm insurance experts Joe Bowen, Ben Hardmen, and Alex Resendiz.
Part 2 is here: https://www.youtube.com/watch?v=rYuEEqAVDgw
0:43 - Home insurance, AKA "Hazard Insurance". Why do lenders care about home insurance? Is it different than a homeowner?
1:21 - What is "the r...
2021-02-1611 minThe Utah Real Estate ShowThinking Outside the Box (Episode 8)Watch on YouTube: https://youtu.be/XfE0BhbfZFQ
An interview with Utah Dance & Fitness owner, Camille Neilsen! How did she decide to buy? When she saw "the shed", how did she decide to transform it into "the dance studio?" Why is using a realtor so important through the whole process?
0:52 - Introductions
1:26 - Why did Camille want to move to Utah?
1:48 - The "Whirlwind" tour. How to shop for a house in just 3 days!
2:24 - Why did you decide to use a Realtor? We needed someone who knew the land, who had k...
2021-02-0918 minThe Utah Real Estate ShowWhen Do I Get to Move In (i.e. when do I get the keys)? (Episode 7)Watch on YouTube: https://youtu.be/p877Li4uOV0
There's a difference between settlement, closing, recording, and possession. Here's the kicker: you don't get to move in until POSSESSION.
Would it be bad to let someone move into a home you're selling *before* it closes? What happens during the final walkthrough, and why it could make or break your deal. And what is a closing disclosure, and why can't you close without it.
1:29 - When do you actually take possession?
4:23 - When are you signing (settlement)?
5:13 - Possession before closing
7:27...
2021-02-0212 minThe Utah Real Estate ShowI’m Out of State, but I Want to Buy in Utah! (Episode 6)Watch on YouTube: https://youtu.be/mCWpTcgm3Sk
Using technology, an out of state buyer doesn’t even need to travel to the home in order to purchase it…and it’s not “sight unseen” anymore! Do your Realtor®, lender, and other real estate professionals use digital signatures? Do they use 3D tours? Do they use drone footage and live walkthrough video? They should.
Here's an example 3D tour on a home in Spanish Fork:
https://my.matterport.com/show/?m=Y6CtTHmKggs
Example of a nice video tour:
https://vimeo.com/331569016...
2021-01-2607 minThe Utah Real Estate ShowWhy do Home Prices Keep Going Up Like Crazy in Utah? (Episode 5)Watch on YouTube: https://youtu.be/aQABBL3q-Fo
Why do prices keep going up? Well, it's supply and demand. There's a low supply, and there's a high demand, with a huge housing gap! That's great news for sellers who watch their homes appreciate as much as 20% per year! But that creates some challenges for buyers who's buying power seems to be diminishing every week. Luckily, low interest rates are still allowing buyers to acquire property.
More information on the Utah Housing Gap:
https://slchamber.com/housinggapcoalition/
https://www.youtube.com/watch?v=O...
2021-01-1906 minThe Utah Real Estate ShowEarnest Money & Backing Out Of The Contract (Episode 4)Watch on YouTube: https://youtu.be/7xLY4W-8qNo
What happens if I back out of a real estate purchase contract? Well, there's a penalty if the buyer or the seller back out — and that's earnest money.
It matters when and why you back out as to whether or not you'll get to keep your earnest money. In a nutshell, real estate contract are serious business. If you aren't serious, you're going to pay a penalty!
*No earnest money was harmed in the filming of this real estate discussion.
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2021-01-1203 minThe Utah Real Estate ShowWhat's the Difference Between Home Inspections & Home Appraisals? (Episode 3)Home inspection is part of due diligence, and it gives the buyer a report detailing any issues with the home. Home appraisal is part of financing and appraisal, and it gives the lender a report about the home's relative value.
We address all these questions: Why do buyers love inspections? Why do sellers not appreciate inspections as much? Should you have an inspection on new construction? When you get that fat inspection report, what you should pay attention to? What's a material fact, and why do you care? When should you do the inspection? When do you g...
2021-01-0611 min
Struggles to Success - Redefining ResilienceEpisode 3 - From Accidents to Awakenings with Leon ChristiansenIn this episode Terri Louise & Emma McDonald dive deep into an exhilarating chat with the founder of this podcast Leon Christiansen.
We start with Leon's family heritage and upbringing on a rural cattle property and facing immense challenges of ongoing accidents throughout his entire life, losing his dear father to suicide, having broke his back in a helicopter crash therefore having to re-shape his identity, dig his way out of a very dark space and realise why these patterns have occurred for Leon in life & why they have also been such a blessing. If you want to...
2020-06-201h 27Struggles to Success - Redefining ResilienceEpisode 1 - Struggles To Success Intro with Leon Christiansen & Terri - LouiseWELCOME to our first ever episode of the Struggles to Success podcast.
In this episode Terri - Louise Hohnke and Leon Christiansen introduce themselves and the reason behind creating this podcast.
Terri has been through major challenges around cancer, infertility and overcoming these things by learning about our emotions and energy.
Terri is a master Reiki Practitioner & mindset coach, follow her on her FB page Soul & Temple Reiki.
2020-06-0146 min
DataCentricHPE's Container Platform with HPE Cloud Strategist Robert ChristiansenAs Hewlett Packard Enterprise launches its bare-metal container platform at KubeCon this week, Moor Insights & Strategy analysts Matt Kimball and Steve McDowell have a conversation with HPE VP and Chief Cloud Strategist Robert Christiansen. The guys talk about how HPE views cloud workloads, and how the power of Kubernetes and containers might just be the right answer for both cloud and edge.
It's a great conversation with unexpected insight about the long-term impact of Kubernetes on IT architecture. HPE is helping to shape that future as it brings the power of MapR and BlueData into the fold...
2019-11-1827 min
Sequel RightsEp 94 - Child's Play (2019) (GUEST: Jonathan Christiansen)Chucky is back with some brand new tech and a brand new voice! Jonathan Christiansen, Music Supervisor on Child's Play (2019), joins us this week to give some extra insight into the making of the movie as we try to determine if it holds up to the rest of the series.
Star ratings help us build our audience! Please rate/review/subscribe to us on Apple Podcasts or wherever you listen, and share us with your night gardener! Email us at sequelrights@gmail.com with feedback or suggestions on future franchises! Special...
2019-06-261h 16