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Missional Money PodcastMissional Money PodcastDay 7 of 30 Days to Make Your Money Count - Powered by PurposeDay 7: Clarifying What Matters Most - to You 📽‼️Welcome to Day 7 of "30 Days to Make Your Money Count." Today, we embark on a journey of self-discovery and clarity as we explore the importance of defining what matters most to you.Click Here to Download Chapter 3 Powered by Purpose 2023-09-1539 minMissional Money PodcastMissional Money PodcastMeet The Millionaire Next DoorMeet The Millionaire Next DoorThe Millionaire Next Door was written by Thomas J. Stanley and William D. Danko. The Millionaire Next Door was originally published in 1996.The book explores the concept of wealth accumulation and challenges common misconceptions about millionaires.The authors conducted extensive research to understand the characteristics, habits, and lifestyles of millionaires in the United States.The main premise of the book is that many millionaires are not the flashy, extravagant individuals often portrayed in the media.Instead, the millionaires next door tend to live modest and unassuming...2023-08-2210 minThe Salty Advisor PodcastThe Salty Advisor PodcastMeet The Millionaire Next Door - Missional Money PodcastMeet The Millionaire Next DoorThe Millionaire Next Door was written by Thomas J. Stanley and William D. Danko. The Millionaire Next Door was originally published in 1996.The book explores the concept of wealth accumulation and challenges common misconceptions about millionaires.The authors conducted extensive research to understand the characteristics, habits, and lifestyles of millionaires in the United States.The main premise of the book is that many millionaires are not the flashy, extravagant individuals often portrayed in the media.Instead, the millionaires next door tend to live modest and unassuming...2023-08-2210 minMissional Money PodcastMissional Money Podcast30 Days to Make Your Money Count30 Days to Make Your Money Count Over the last decade a small, secret group of Jesus Followers have been working to raise up a new breed of wealth managers.  This special group of wealth managers is focused on helping people create a better plan for using their money, to make a difference. To make a difference in their communities. To make a difference in culture. To make a difference, in the world. And, as always, to make a difference in the lives of the people they love. We all know, that true wealth, is not...2023-08-0806 minThe Salty Advisor PodcastThe Salty Advisor Podcast30 Days to Make Your Money Count30 Days to Make Your Money Count Over the last decade a small, secret group of Jesus Followers have been working to raise up a new breed of wealth managers.  This special group of wealth managers is focused on helping people create a better plan for using their money, to make a difference. To make a difference in their communities. To make a difference in culture. To make a difference, in the world. And, as always, to make a difference in the lives of the people they love. We all know, that true wealth, is not...2023-08-0806 minThe Salty Advisor PodcastThe Salty Advisor PodcastAmazon Employee Investment Strategies - Missional Money PodcastAmazon Employee Investment StrategiesHey Amazon employees, welcome to an enlightening episode of The Missional Money Podcast. Today, we're exploring Amazon 401k Optimization Strategies with an eye on maximizing returns and minimizing risk. Back in 2019, Nick had $100,000 invested solely in the VANGUARD TARGET 2040 Blended Fund. However, after meeting with me (Jim Munchbach, CFP® Professional, for a quick Financial Planning Review, I suggested that Nick consider putting a couple of my favorite investment strategies to work in his Amazon 401k plan. I wanted to test my marketing team with our new army of AI soldiers (too many to list her...2023-08-0706 minMissional Money PodcastMissional Money PodcastAmazon Employee Investment StrategiesAmazon Employee Investment StrategiesHey Amazon employees, welcome to an enlightening episode of The Missional Money Podcast. Today, we're exploring Amazon 401k Optimization Strategies with an eye on maximizing returns and minimizing risk. Back in 2019, Nick had $100,000 invested solely in the VANGUARD TARGET 2040 Blended Fund. However, after meeting with me (Jim Munchbach, CFP® Professional, for a quick Financial Planning Review, I suggested that Nick consider putting a couple of my favorite investment strategies to work in his Amazon 401k plan. I wanted to test my marketing team with our new army of AI soldiers (too many to list her...2023-08-0706 minThe Salty Advisor PodcastThe Salty Advisor PodcastWealthCare Client Onboarding ProcessClient Onboarding ProcessWelcome to BayRock! Our Client Onboarding Process is designed to set the stage for your financial success. Our MissionAt BayRock, we’re dedicated to helping individual investors, families, and business owners manage the risk and opportunity of everyday life, recover from the unexpected, and realize their highest purpose. We’ll be here every step of the Financial Planning Process, including the client onboarding process. Let’s take a few minutes to highlight the first steps we employ to ensure a smooth and seamless transition to help you get started as a new...2023-07-1429 minMissional Money PodcastMissional Money PodcastWhat is a Fiduciary?What is Fiduciary Advice?What is Fiduciary Advice by InvestopediaWhat is Fiduciary? Let's Ask ClarkIndependent Fiduciary Advice vs. Financial AdvisorFiduciary Advice vs. Financial Planning EducationFiduciary Advice vs. Financial Coaching Independent Fiduciary Advice Fee StructureHidden Fees and Conflicts of InterestFiduciary Advisory Client OnboardingClient Onboarding Risk ToleranceClient Intake FormsClient Onboarding Legal DocumentsClient Onboarding AgreementsFiduciary Advice and Advisor CoordinationThe Financial Planning Gap AnalysisWatch The Video - Click HereHi, I'm Jim Munchbach, CFP® Professional and Independent Fiduciary Advisor. As CEO of BayRock Financial, I provide Financial Planning and Investment Management services to clients who pay me a...2023-07-1234 minThe Salty Advisor PodcastThe Salty Advisor PodcastWhat is a Fiduciary Advisor and how can you tell if you're NOT one?What is Fiduciary Advice?What is Fiduciary Advice by InvestopediaWhat is Fiduciary? Let's Ask ClarkIndependent Fiduciary Advice vs. Financial AdvisorFiduciary Advice vs. Financial Planning EducationFiduciary Advice vs. Financial Coaching Independent Fiduciary Advice Fee StructureHidden Fees and Conflicts of InterestFiduciary Advisory Client OnboardingClient Onboarding Risk ToleranceClient Intake FormsClient Onboarding Legal DocumentsClient Onboarding AgreementsFiduciary Advice and Advisor CoordinationThe Financial Planning Gap AnalysisWatch the Video - Click Here!2023-07-1234 minMissional Money PodcastMissional Money PodcastGetting Started on your Financial Planning JourneyGetting Started on your Financial Planning JourneyGetting started can be a little scary. Or, it can be exciting. I'm getting started with a new Fitness Coach - Justin Howell. Today's lesson is Getting Started, you can watch Justin's video on YouTubeHere's how Justin opens his video: "Thoreau once said that human life is wasted in waiting."“Heaven is under our feet as well as over our heads.” “A man is rich in proportion to the number of things which he can afford to let alone.” “Rather than love, than money, than fame, give me...2023-07-0719 minMissional Money PodcastMissional Money Podcast30 Days to Make Your Money Count - coming soonAbout 30 Days to Make Your Money Count30 Days to Make Your Money Count is our FREE online course for DIY Investors and Small Business Owners. You'll have full access to our Premium Planning Portal, RiskAlyze portfolio checkup, #AskMeAnything Weekly Zoom Meetings, One-On-One coaching and much more. Our online Financial Planning Courses are generally designed to help you Save More Money, Pay Lower Taxes, And Build a Better Retirement. Sign Up for 30 Days to Make Your Money Count Click Here2023-07-0621 minMissional Money PodcastMissional Money PodcastMissional Money Membership $24.95 per MonthMissional Money Membership OfferMissional Money Membership for DIY Investors, and Financial Advisors. Get full access to our RightCapital Planning Portal, all Premium Courses, Make Your Money Count, The Blueprint, and much more. Lock in our introductory price of $24.95 per month.2023-06-2817 minThe Salty Advisor PodcastThe Salty Advisor PodcastMissional Money Membership for Financial Advisors $24.95 per monthMissional Money Membership Offer for Financial AdvisorsMissional Money Membership for Financial Advisors. Get full access to our RightCapital Planning Portal, all Premium Courses, What Matters Most, The Blueprint, and much more. Lock in our introductory price of $24.95 per month.2023-06-2817 minThe Salty Advisor PodcastThe Salty Advisor PodcastWhat's On Your Client's Bucket List?Bucket List: buck·et listINFORMAL nouna number of experiences or achievements that a person hopes to have or accomplish during their lifetime."making this trip is the first thing on my bucket list"What's On Your Bucket List?Do you have a Bucket List? Do you have a plan for your Bucket List?3 things I have on my Bucket ListClick here to watch this episode on YouTube!2023-06-2326 minMissional Money PodcastMissional Money PodcastWhat's On Your Bucket List?Bucket List: buck·et listINFORMAL nouna number of experiences or achievements that a person hopes to have or accomplish during their lifetime."making this trip is the first thing on my bucket list"What's On Your Bucket List?Do you have a Bucket List? Do you have a plan for your Bucket List?3 things I have on my Bucket ListClick here to watch this episode on YouTube!2023-06-2326 minThe Salty Advisor PodcastThe Salty Advisor PodcastAsking for Referrals with Mark Pace and Jim Munchbach LIVEAsking for ReferralsIn today’s episode, I'll be talking with my friend Mark Pace about The Referral Multiplier. Over the years, we've been blessed to get a steady stream of referrals from clients, friends, and associates. But "Asking for Referrals" is honestly something I've been hesitant to do for most of my career. In this interview, I learned a lot about myself and some of the reasons I am hesitant when it comes to Asking for Referrals.2023-06-051h 02Missional Money PodcastMissional Money PodcastJim Munchbach LIVE on Telegram: Unlocking the Power of Funny CommunicationJim Munchbach on Telegram - 25 Tweets to Make you Smile"Just joined Telegram to share my money-saving secrets! Apparently, they don't accept dollar bills as currency here, only emojis. 😂 #MissionalMoney #Telegram"Click Here to Watch the VideoJim Munchbach, CERTIFIED FINANCIAL PLANNERHost at The Missional Money Podcast: https://missionalmoney.com 📽 JimMunchbach.com: https://jimmunchbach.com📽 MissionalMoney.com: https://missionalmoney.com Connect with Jim Munchbach on Social🔹YouTube: https://www.youtube.com/@JimMunchbach @JimMunchbach 🔹LinkedIn: http://www.link...2023-06-0207 minMissional Money PodcastMissional Money PodcastAI Mania and What Could Possibly Go Wrong Investing in Artificial Intelligence TodayAI Mania What Could Possibly Go Wrong?Consider a few of the potential risks and challenges associated with the recent AI frenzy and what could possibly go wrong. I'm thinking about...The Dark Side of Artificial Intelligence, Ethical Concerns, and The Impact On Jobs And PrivacyAI Investing - Click Here to Watch VideoArtificial Intelligence (AI) has gained immense popularity in recent years, with its applications being integrated into various industries and sectors. The rapid advancement and adoption of AI have led to an AI frenzy, where businesses and individuals are...2023-05-3021 minMissional Money PodcastMissional Money PodcastAsking for Donations for Christian MissionariesAsking for Donations Requires SkillAsking for Donations requires skill, in this episode we'll share some tips, tools, and strategies for Christian Missionaries who need a better approach to Asking for Donations.Does your Christian Missionary friend need a better approach when Asking for Donations? For anyone who wants to overcome your fear of asking for donations, or just become far more successful in asking for donations, here are a few tools, tips and strategies from my own experience and a couple of experts. Asking for donations is an essential skill for anyone trying to build...2023-04-1531 minThe Salty Advisor PodcastThe Salty Advisor PodcastAsking for Donations for Christian Financial AdvisorsAsking for Donations Requires SkillAsking for Donations requires skill, in this episode we'll share some tips, tools, and strategies for Christian Missionaries who need a better approach to Asking for Donations.Does your Christian Missionary friend need a better approach when Asking for Donations? For anyone who wants to overcome your fear of asking for donations, or just become far more successful in asking for donations, here are a few tools, tips and strategies from my own experience and a couple of experts. Asking for donations is an essential skill for anyone trying to build...2023-04-1530 minMissional Money PodcastMissional Money PodcastSVB Bank Crisis Your Next StepsSVB Bank Crisis Your Next StepsGiven the enormity of the Silicon Valley Bank collapse, I wanted to share a few thoughts, insights and suggestions for your investments and more importantly for your financial plan. Here's a link to the Video on my new YouTube Channel.Watch the first video in our SVB Banking Crisis Series on YouTube!SVB Bank Crisis Your Next StepsWhat to WatchWhat to AvoidWhat to DoWhat to WatchHopefully, you're not doing what I'm doing... Watching the markets on a daily, hourly, and sometimes minute-by-minute basis...2023-03-1421 minMissional Money PodcastMissional Money PodcastJim Munchbach Contact PageJim Munchbach Contact PageWatch VideoMentioned in this episode:Missional Money Intro 2023QuickStart2022-12-0807 minThe Salty Advisor PodcastThe Salty Advisor PodcastTest and Delete : Episode Number 4 from Season 1 by Jim Munchbach 3 Laws of Personal Finance3 Charts for People Who Hate Losing MoneyFinancial Coaching for Financial Advisors SALTY Advisor Podcast website Mentioned in this episode:Welcome to the SALTY Advisor PodcastFinancial Coaching for Financial Advisors2022-09-2701 minMissional Money PodcastMissional Money PodcastAbout Money Study Group and Missional Money Financial Planning (Online Courses)About Money Study Group for Students of Personal Finance at the Bauer College of Business at University of Houston Missional Money Financial Planning CourseMissional Money Financial Planning is an online self-study self-paced course designed to help investors create a compelling financial plan in 30 days. Save More MoneyPay Lower TaxesBuild a Better RetirementPrinciples and ProcessMissional Money Financial Planning is based on the principles and process outlined in Jim Munchbach's books: Make Your Money Count, What Matters Most, and Allied for Success. The online course features The Blueprint for Fin...2022-08-2223 minThe Salty Advisor PodcastThe Salty Advisor PodcastInvestment Scams, Mr. Cartoon Head, LJ Jones Interview TeaseInvestment Scams involving cryptocurrencyAt BayRock, we’re committed to helping you protect your assets. One way we do that is by raising awareness of the increase in fraudulent investment schemes (“scams”) involving cryptocurrencies and digital assets. While investing involves taking some risks, being scammed shouldn’t be one of them. What do Investment Scams look like? Investment scams target investors by promising quick, guaranteed returns. Although “investment sales pitches” vary, using fraudulent cryptocurrency investment opportunities to entice targets is a common approach. Once targeted investors indicate interest, they are often instructed to wire funds abro...2022-08-1811 minMissional Money PodcastMissional Money PodcastInvestment Scams, Mr. Cartoon Head, LJ Jones Interview Tease Investment Scams involving cryptocurrencyAt BayRock, we’re committed to helping you protect your assets. One way we do that is by raising awareness of the increase in fraudulent investment schemes (“scams”) involving cryptocurrencies and digital assets. While investing involves taking some risks, being scammed shouldn’t be one of them. What do Investment Scams look like? Investment scams target investors by promising quick, guaranteed returns. Although “investment sales pitches” vary, using fraudulent cryptocurrency investment opportunities to entice targets is a common approach. Once targeted investors indicate interest, they are often instructed to wire funds abroa...2022-08-1811 minMissional Money PodcastMissional Money PodcastQuickStart Financial Planning and SALTY Advisor PodcastThe 3 Big QuestionsQuickStart Financial Planning course was designed to quickly answer your 3 Big Questions:When can I stop working?How can I reduce my tax bill?Where can I improve my Investments?Build a Better Retirement2022-08-1226 minThe Salty Advisor PodcastThe Salty Advisor PodcastQuickStart Financial Planning and Andy Panko Certified Financial PlannerQuickStart Financial Planning by BayRockQuickStart is to BayRock what Gmail is to Google. It’s FREE and loaded with value. Gmail began by Invitation Only. If you received a link to one of our QuickStart videos, YOU’RE INVITED to Subscribe to BayRock's FREE QuickStart Planning Group. Upgrade to Fee Based Financial Planning whenever you're ready!Gmail QuickStart StoryQuickStart is to BayRock what Gmail is to Google. When did you first hear about Gmail? Back in 2005, I had a friend (Toby Wise) who sent me an email to let me know that...2022-08-1226 minMissional Money PodcastMissional Money PodcastETF Investing for Better ResultsETF Investing and Why We Love to Trade ThemETF Investing is better than Mutual Fund investing, but you do need to learn a few things about ETF investing. If you’re new to trading or just beginning you may have never heard of ETF investing. Let's take a closer look at ETF Investing. Starting with ETFs; what they are, how do they work, the different types of ETFs; the pros and cons of ETFs and how they benefit (or hurt) you as a trader. Much of this post comes from Investopedia.com which is IMO the best source...2022-08-0110 minThe Salty Advisor PodcastThe Salty Advisor PodcastSALTY Advisor Podcast LaunchSALTY Advisor Podcast Launching Soon!SALTY Advisor Podcast will launch later this summer but first we have to get the show published in iTunes, Stitcher, Amazon Music, Spotify, and everywhere podcasts are played. Watch VideoFor Financial Advisors OnlyMaybe you've heard of the Missional Money Podcast where we help individual investors, families, and business owners manage the risk and opportunity of everyday life, recover from the unexpected, and realize their highest purpose. At Missional Money we focus on financial planning issues and we offer a wide range of resources for students of personal finance at the...2022-07-2003 minMissional Money PodcastMissional Money PodcastHappy Independence Day; 5 Cash Flow Planning Guides; Download All Five ChecklistsHappy Independece DayToday is Friday July 1, 2022 and I'm posting this episode of the Missional Money Podcast live on Facebook and YouTube. Hope you’re doing great and getting ready for a big "bang" of a long weekend! I sent out an email to all my friends with a bit of trivia in honor of Independence Day. In case you missed the email, here it is...Did you know it was actually on July 2, 1776, that Congress voted to free the U.S. from British rule? However, it wasn’t until two days later that John Hancock signed the firs...2022-07-0112 minMissional Money PodcastMissional Money PodcastOptions Trading, Covered Calls, Naked Puts, Managing Risk, Creating IncomeOptions Trading Strategies for Managing RiskOne of the tools in my investment management toolbox is Options, specifically Covered Call Options and Naked Put Options. I'm reaching out to a number of my clients to recommend that we set up Options. These two Options Strategies work best in volatile markets like what we've had in 2022. Options provide better risk management while allowing us to create an additional income stream within your IRA Account.Margin and OptionsThis post is specifially for Tax Qualified accounts. We can use additional strategies in Non-Tax Qualified accounts with Margin...2022-06-2922 minMissional Money PodcastMissional Money PodcastCredit Crush; The Most Important Screenshot; Debt Payment StrategiesCredit Crush AssignmentThe Most Important ScreenshotDebt ManagementBefore You Apply Any Action Items, review the following elements in the Debt Management section of your plan. You’ll need to grab a “BEFORE” screenshot of these elements.StrategyBalance of selected debt — grab a screenshotPaymentProposed payments for next month — grab a screenshotDetails — Before (Annual works better than Monthly)Remember to Grab a “Before” Screenshot of each of your Data Cards which you will compare with the “After” Screenshots. About the Credit Crush AssignmentThe Credit Crush Assignment is all about understanding the cost of credit an...2022-06-2408 minMissional Money PodcastMissional Money PodcastDo You Have a Will; Gap Analysis; Update Your Plan; Its Like Netflix; Save $500Every Family Needs a Will by #InvestopediaYour Will spells out who will get your assets after you die. A will is a legal document that puts in writing your wishes regarding the distribution of your property and the care of any minor children. If you die without a will, your wishes may not be carried out. And your heirs will end up spending additional time, money, and emotional energy to settle your affairs after you're gone.Obviously no single document can resolve every issue that arises after your death, your will—officially known as a...2022-06-2001 minMissional Money PodcastMissional Money PodcastBayRock and RightCapital; How to Setup Your Financial PlanHow to Setup Your BayRock PlanThere are a few key steps in setting up your plan in BayRock and in this post, I'll outline the steps and some information to help you get the most out of your experience. This article is intended for Students of Personal Finance at the Bauer College of Business at University of Houston. However, the steps outlined below will help you get started whether you're a UH Student or a BayRock client, or if you're just wanting to follow along and build your first financial plan, welcome!Getting Started2022-06-1316 minMissional Money PodcastMissional Money PodcastSpecial Edition for Students of Personal Finance UH Summert Your BayRock Planning PortalBy now, you should have completed the following steps:Congrats, You're Enrolled in Money Study Group!Now, Register for your Online Planning Portal at BayRockDownload the Mobile App (optional)Week 2 CapstoneGet Started with Your Plan by Completing 6 Data CardsFamily ProfileIncome (remember to do a little research to come up with a good estimate of your FUTURE income, assuming you’re out of college and working in your chosen vocation.SavingsNet WorthExpenses - Detailed Worksheet (remember to consider all of the expenses that will be a part of your “Budget” after y...2022-06-1032 minMissional Money PodcastMissional Money PodcastSound Blooper from Livestream June 10, 2022Sound Blooper This is what happens when you forget to change your mic setting before you hit the record button on your epic LiveStream...2022-06-1003 minMissional Money PodcastMissional Money PodcastSeason Two What is a Financial Plan?What is a Financial Plan?What is a financial plan - to you? That's a question I've been asking in my Personal Finance class at the Bauer College of Business at University of Houston. Long before I started teaching Personal Finance on a college campus, I learned that the definition of a financial plan is different from one person to the next. Season Two: What is a Financial Plan. Over the course of this semester at UH and also in Season Two of the Missional Money Podcast, I'll be unpacking the essential elements of financial planning wh...2022-06-0701 minMissional Money PodcastMissional Money PodcastSummer Special Offer from BayRock Financial; $500 Setup Fee Waived on Financial Planning servicesSpecial Offer $500 Plan Setup Fee WaivedPlease complete our Special Offer Form at the bottom of the page at https://bayrockfinancial.com (BayRockFinancial.com.) Head Start on Next Steps5 Minute Risk SurveyIf you haven't already done so, please take our 5 Minute Risk Survey. We will get an email to let us know Your Risk Number once you've completed the survey. https://pro.riskalyze.com/embed/9b6ec80d5e4d1357a9ad (Click here to visit RiskAlyze now.) Client Intake FormBayRock's client intake form is a questionnaire we use to onboard new clients. It asks you to provide information that can he...2022-06-0307 minMissional Money PodcastMissional Money PodcastSpecial Offer $500 SetUp Fee Waived for Listeners of Missional Money PodcastSpecial Offer for Podcast Listeners!$500 UpFront Fee Waived for Podcast Listeners, offer good through the end of summer 2022.BayRock Subscription-Based Financial Planning services are offered at three pricing levels designed to address three different levels of financial planning needs from simple to more complex. Each subscription level provides additional services. For example, level three includes all of the services listed in levels one and two as well as the “additional services” listed in level three.The Subscription-Based Financial Planning Fee arrangement is designed to deliver a better value for clients who need ongoing financial advice, planni...2022-06-0314 minMissional Money PodcastMissional Money PodcastRightCapital Financial Planning Tool for Smarter Strategies and Better ResultsRightCapital or MoneyGuideProWhy BayRock switched to RightCapital from MoneyGuidePro.RightCapital has (almost) everything MoneyGuidePro has and RightCapital has a few features that MoneyGuidePro is missing. BothRightCapital and MoneyGuidePro are fantastic tools for Financial Planning, for Certified Financial Planner™ Professionals, and for clients managing wealth. So, why did I switch to RightCapital from MoneyGuidePro?Why Buy RightCapitalRightCapital helps BayRock Deliver Smarter Strategies and Better Results. As a CFP® Professional, I needed solutions, not obstacles. While MoneyGuidePro was a great tool, the version we used at Morgan Stanley was bogged down with all kinds of added...2022-06-0207 minMissional Money PodcastMissional Money PodcastAdvicePay Billing Team Solves Big Problem for Small BusinessAdvicePay Questions and AnswersLet's talk about "billing". As a customer, I like to know what I'm paying. I don't like surprises like when I get a billing invoice that went up 25% from last year's price.State Farm Like a Good NeighborBack in the day, when I was a State Farm agent, I hated it when my customers were surprised by a State Farm rate hike. We had lots of rate hikes from 10, 20, or even 50%!  Rate Hikes happened at State Farm on a regular basis for a myriad of reasons. To make things even more fun, State Farm has this super c...2022-05-2506 minMissional Money PodcastMissional Money PodcastMeet Mr Cartoon HeadMissional Money Podcast TrailerSeason One, Getting to know the Big Blue Buttons on the top of each page. Also, introducing our new #Podcast Host - Mr. Cartoon Head.Meet Mr. Cartoon Head2022-05-2405 minMissional Money PodcastMissional Money Podcast3 Charts for People Who Hate Losing MoneyBull and Bear Market Update for May 23, 2022If you pay any attention to the news, especially the financial news, you're seeing a lot of stories with headlines that are designed to create panic. Sometimes they actually work. The #Fed is always a source for headlines because they have the power to turn a #Bull Market into a #Bear Market with one policy decision. The Fed has done spoken and the markets have reacted the way the Fed wanted the markets to react - and much more, IMO. Daily ReflectionsEveryday, I read at least 20 financial stories f...2022-05-2307 minMissional Money PodcastMissional Money PodcastFriday the 13th, Tesla Structured Note, Market RiskTesla Structured Note ExampleTesla Structured Note example Disclosure: The following content is for educational purposes. The Tesla Structured Note described is fictional.Sample Morgans Stanley Cup 2.5 Year Tesla Structured NoteFeatures: 20% Quarterly DistributionTSLA is the ticker for TeslaAutoCall (60%/60%)Issuer Sample Morgans Stanley Cup Underlyings Tesla (TSLA) Pricing / Settle Date Friday the 13th of May, 2022 / May 25, 2022 Maturity Date November 27, 2024 (2.5ac6m) Price 100 Interest Rate 20% subject to TSLA closing above 60% of initial Principal Barrier 60% of initial on TSLA (observed only at maturity, Cash Settle) Callable November 27, 2022 Automatically i...2022-05-1317 minMissional Money PodcastMissional Money PodcastDIY Investor Blueprint for Volatile Markets; Get Your Risk Number; Update Your Plan!DIY Investor MistakesAre you a DIY Investor? Good for you! I'm a DIY kind of guy. I do my own pool maintenance, cut my own lawn, and change my own oil. Believe it or not, I cut my own hair. I became a DIY Investor just about the time Enron imploded. The first company stock I bought was TICO because I watched PBS interview Dennis Kozlowski and I thought, I like that guy. I trusted him and I bought his stock the next day. Big mistake.As a DIY Investor I've made every mistake ima...2022-05-0506 minMissional Money PodcastMissional Money Podcast4 Ways to Offset Higher Gas Prices; Bear Market Strategy; Make Your Money Count FREE CopyGas Prices may have grabbed your attention, see my list below for 4 ways you can offest higher gas prices this summer. More importantly, however, I wanted to encourage you to book a quick Zoom Meeting with me to review your portfolio as well as your account features. I posted this article today: Bear Market Portfolio Review TimeBook Your Bear Market Portfolio Review - Click HereGas PricesGas prices don't look like they will be coming down anytime soon—at least not as far as many of us would like. With th...2022-04-2514 minMissional Money PodcastMissional Money PodcastMissional Money PodcastMissional Money is a podcast, an online course, and a premium planning portal all designed to help individual investors, families, and business owners manage the risk and opportunity of everyday life, recover from the unexpected, and realize their highest purpose. Hi, I'm Jim Munchbach, CFP® Professional and CEO of BayRock Financial in Houston, Texas. I created Missional Money to provide financial education for BayRock clients, our families, and my students at the Bauer College of Business at University of Houston where I teach Personal Finance.Missional Money Podcast is available in iTunes and everywhere podcasts are played. I t...2022-04-0301 minMissional Money PodcastMissional Money PodcastRoth IRA Deadline; Missional Money Podcast Trailer; How to Setup Roth IRA in 5 Minutes Fund Your Roth IRA before Tax DayTax Day is Monday, April 18thChoose from a wide variety of investment productsRefine your retirement strategy with innovative tools and calculatorsTake advantage of potential tax benefitsIRA contribution limitsLearn about income and contribution limits for contributing to traditional and Roth IRAs.2021 and 2022 traditional & Roth IRA contribution limits Total annual contributions to your traditional and Roth IRAs combined cannot exceed:2021: $6,000, 2022: $6,000 (under age 50)2021: $7,000, 2022: $7,000 (age 50 or older)Roth IRA vs Traditional IRAContributing To My Roth IRA Vs. My Traditional IRAShould I Cont...2022-04-0315 minMissional Money PodcastMissional Money PodcastMake Your Money Count; Clarifying Your Vision and Purpose; The Blueprint for Financial Success; Small Steps; Big PayoffsWho is Make Your Money Count for?Everybody, All the TimeMany books about financial management focus almost exclusively on those who are deeply in debt. That’s a significant audience, but the financial principles that bring fulfillment and adventure apply to all of us. Getting out of debt brings tremendous relief, but connecting our resources to what matters most produces a delicious blend of contentment and excitement. I believe that’s what most of us long for. The message of this book is for three distinct audiences: those in their 20sand 30s, who a...2022-03-2738 minMissional Money PodcastMissional Money PodcastMarket Crash History Lesson; First Market Crash; First Credit Crisis; Market Crash HighlightsFirst Market CrashOn this day in 1792, Wall Street had its first major crash in history, on "Black Monday," as Treasury bonds lost 10% of their value and shares in the Bank of the United States dropped 12%. The Panic of March 19, 1792Prior to the Financial Crisis of 1791–92, the Bank of the United States over-expanded its credit creation, which led to a speculative rise in the securities market. When a number of speculators ultimately defaulted on their loans, it set off panic selling of securities. In response, then-Secretary of the Treasury Alexander Hamilton cajoled many banks into...2022-03-2032 minMissional Money PodcastMissional Money PodcastNext Market Correction; CASH FLOW ISSUES; TAX PLANNING ISSUES; Investment Planning; Let's Make a PlanWhat's Your Plan?"Everybody's got plans . . . until they get hit."—Mike Tyson For the Next Market CorrectionWhat Issues Should I Consider During A Recession Or Market Correction?This checklist covers many of the issues to consider during a recession or market correction. It addresses some strategies particularly useful when the valuations of the markets are low (such as Roth Conversions and gifting strategies) as well strategies to mitigate the negative impact (cash flow becoming tight). This can help to pivot a conversation away from one of fear of the future to on...2022-03-1015 minMissional Money PodcastMissional Money PodcastOnline Course; Personal Finance; BayRock Clients; UH Faculty; Bauer College; How to SubscribeWelcome UH Faculty and Students!Visit UHFinance.com to learn more andSubscribe to Missional Money PodcastEnroll to Make Your Money Count (Course)SignUp and Let's Make a Plan!Make Your Money Count (Online Course)FREE for Faculty and Students at the Bauer College of Business at University of Houston.Your Family MembersYour Friends and Your AssociatesInvest Without Guessing About RiskTake our 5 Minute Risk SurveyPutting Your the Risk Number at the center of your planning process helps you manage the risk and opportunity of everyday life, re...2022-03-0521 minMissional Money PodcastMissional Money PodcastHow to Invest in a Super Bubble; 3 Things to Know; RiskAlyze Your Portfolio; Market OutlookHow to Invest in a Super Bubble Super Bubble is an old idea. The News people say we very well may be in, near, or around the Super Bubble level. We've definitely seen Super Bubble activity in the Stock Market in several sectors. Before you reach for your mouse to make your next trade, let me share a few thoughts, ideas, and strategies to help you Make Your Money Count in this Super Bubble season.Jeremy Grantham has been broadcasting what investors should own when the super bubble pops. I'd like to help you see both sides of...2022-02-2430 minMoney Study Group OnlineMoney Study Group OnlineInvestment Basics and The Perfect InvestmentWeek 9 Investment Basics Assignment ReviewThe Perfect InvestmentIn this week’s assignment, you’ll learn a few important basics about investing, including asset classes. Over the next two weeks, you’ll learn the 4 Investment Strategies designed to maximize returns in your portfolio while minimizing risk. Retirement AnalysisYou will incorporate what you learn in the investment section of this course by using your financial plan (Retirement Analysis) to highlight your probability of success before and after applying what you learn about investing into your plan.The Perfect InvestmentWell...2021-10-1948 minMoney Study Group OnlineMoney Study Group OnlineCar Insurance 101Insurance 101 Assignment: Add Home and Auto Insurance to Your Plan Insurance (Risk Management) is an essential element of Personal Finance. You’ll spend a lot of money buying insurance in your lifetime. So, a little insurance knowledge can help you Make Your Money Count.This week, we’re focusing on Property and Casualty insurance. In this assignment, you will add insurance to your financial plan. The following information will help you understand Homeowners and Auto Insurance so that you can add the coverage you need to protect your investment (your new home and car).Part One...2021-10-121h 01Money Study Group OnlineMoney Study Group Online7 Bargaining and Negotiating SkillsBargaining and Negotiating AssignmentOctober 5, 2021 Zoom Meeting for Personal Finance at the Bauer College of Business at University of Houston. Watch it on YouTubeBargaining and Negotiating Skills with Ramit SethiBased on what you learned this week about bargaining — and negotiation skills -- tell me your story:Bargaining and Negotiating ResourcesSpend 30 minutes or so and do some research *on Bargaining and Negotiating*Share 2 YouTube Video Links and 2 articles *About Bargaining and Negotiating* that you found helpful Briefly Summarize each video and each articleTell me why you chose these resources to include in th...2021-10-0554 minMoney Study Group OnlineMoney Study Group OnlinePersonal Finance Week 2 BudgetStudent Comments from Week 1YouTube Comments Lance Fontenot I have been managing my finances well and I feel confident in my money managing skills currently, but I do worry about how that will change once I take on more expenses. I always feel like I could be saving more, and I anticipate that saving will only be more difficult in the next couple of years. I hope to gain skills in managing my expenses to be able to optimize my savings for the future.Hela AliI feel anxious thinking about...2021-08-3157 minThe Blue Book StudyThe Blue Book StudyWho Are You ReallyDear Jesus, Who am I really?For God alone my soul waits in silence; from him comes my salvation. 2 He alone is my rock and my salvation,my fortress; I shall not be greatly shaken Bluebook Study Podcast Links https://followthepodcast.com/bluebook (Follow Bluebook Study Podcast) https://munchbach.com/blue-book-study/ (Bluebook Study Podcast Page) https://www.facebook.com/BlueBookStudy/ (Bluebook Study on Facebook) https://feeds.captivate.fm/bluebookstudy/ (Bluebook Study RSS Feed) https://amzn.to/35NNP1u (Get The Blue Book Paperback Amazon) https://amzn.to/3qrzCkr (Get The Blue Book in Kindle) Support this podcast2021-08-1011 minThe Blue Book StudyThe Blue Book StudyWho are You SilenceMy life feels like a collection of other people’s expectations and disappointments. I do not even know anymore who I truly am. Reveal to me my true identity, my true place in Your story.Bluebook Study Podcast Links https://followthepodcast.com/bluebook (Follow Bluebook Study Podcast) https://munchbach.com/blue-book-study/ (Bluebook Study Podcast Page) https://www.facebook.com/BlueBookStudy/ (Bluebook Study on Facebook) https://feeds.captivate.fm/bluebookstudy/ (Bluebook Study RSS Feed) https://amzn.to/35NNP1u (Get The Blue Book Paperback Amazon) https://amzn.to/3qrzCkr (Get The Blue Book in Kindle) Support this podcast2021-08-1011 minThe Blue Book StudyThe Blue Book StudyWho Are You JesusOnce God has spoken; twice have I heard this: that power belongs to God, and that to you, O Lord, belongs steadfast love. For you will render to a man according to his work.Bluebook Study Podcast Links https://followthepodcast.com/bluebook (Follow Bluebook Study Podcast) https://munchbach.com/blue-book-study/ (Bluebook Study Podcast Page) https://www.facebook.com/BlueBookStudy/ (Bluebook Study on Facebook) https://feeds.captivate.fm/bluebookstudy/ (Bluebook Study RSS Feed) https://amzn.to/35NNP1u (Get The Blue Book Paperback Amazon) https://amzn.to/3qrzCkr (Get The Blue Book in Kindle) Support this podcast2021-08-1010 minThe Blue Book StudyThe Blue Book StudyWho are You FatherO God, our Heavenly Father, who created us beautifully and wonderfully, may we always look to You for our value and worth, remembering that we are a unique expression of your infinite love, care, and creativity. Bluebook Study Podcast Links https://followthepodcast.com/bluebook (Follow Bluebook Study Podcast) https://munchbach.com/blue-book-study/ (Bluebook Study Podcast Page) https://www.facebook.com/BlueBookStudy/ (Bluebook Study on Facebook) https://feeds.captivate.fm/bluebookstudy/ (Bluebook Study RSS Feed) https://amzn.to/35NNP1u (Get The Blue Book Paperback Amazon) https://amzn.to/3qrzCkr (Get The Blue Book in Kindle) Support this podcast2021-08-1010 minThe Blue Book StudyThe Blue Book StudyWho Are You GodFor God alone, O my soul, wait in silence, for my hope is from him.Bluebook Study Podcast Links https://followthepodcast.com/bluebook (Follow Bluebook Study Podcast) https://munchbach.com/blue-book-study/ (Bluebook Study Podcast Page) https://www.facebook.com/BlueBookStudy/ (Bluebook Study on Facebook) https://feeds.captivate.fm/bluebookstudy/ (Bluebook Study RSS Feed) https://amzn.to/35NNP1u (Get The Blue Book Paperback Amazon) https://amzn.to/3qrzCkr (Get The Blue Book in Kindle) Support this podcast2021-08-1010 minThe Blue Book StudyThe Blue Book StudyWho Are You LordThe glory of God is a living man; and the life of man consists in beholding God.Bluebook Study Podcast Links https://followthepodcast.com/bluebook (Follow Bluebook Study Podcast) https://munchbach.com/blue-book-study/ (Bluebook Study Podcast Page) https://www.facebook.com/BlueBookStudy/ (Bluebook Study on Facebook) https://feeds.captivate.fm/bluebookstudy/ (Bluebook Study RSS Feed) https://amzn.to/35NNP1u (Get The Blue Book Paperback Amazon) https://amzn.to/3qrzCkr (Get The Blue Book in Kindle) Support this podcast2021-08-1010 minThe Blue Book StudyThe Blue Book StudyWho Are You IdentityIt takes heroic humility to be yourself and to be nobody but the man and the artist that God intended for you to be. ~Thomas MertonBluebook Study Podcast Links https://followthepodcast.com/bluebook (Follow Bluebook Study Podcast) https://munchbach.com/blue-book-study/ (Bluebook Study Podcast Page) https://www.facebook.com/BlueBookStudy/ (Bluebook Study on Facebook) https://feeds.captivate.fm/bluebookstudy/ (Bluebook Study RSS Feed) https://amzn.to/35NNP1u (Get The Blue Book Paperback Amazon) https://amzn.to/3qrzCkr (Get The Blue Book in Kindle) Support this podcast2021-08-1009 minMaddie for PresidentMaddie for PresidentKentucky Lakehouse Family ReunionWho's That Baby!?In This Episode:- Welcome Jade C. King, Happy Birthday!- Lovey leads the family in a fun game (Who's That Baby)- Epic Fail (digital failure, our excuse for no show last week)Maddie For President LinksWatch it on YouTubeMaddie For President LinksListen Everywhere!Love the PodcastMeet Maddie2021-07-3019 minMoney Study Group OnlineMoney Study Group OnlineFinal Capstone ReviewSummer School 2021Capstone Review4 Goals for Your Capstone Assignment- Earn 250 of the 950 Points Needed for an “A” (50 Points Extra Credit)- Define and Describe the Essential Elements of Your Financial Plan- Create a Capstone Report to Illustrate Your Financial Plan- Demonstrate Your Understanding of Cash Flows in Your Plan - Detailed Expenses Pre-Retirement - Investment Distributions - Other Inflows and Outflows Impacting Probability of Success The Capstone ReportThe Essential Elements2021-07-2034 minMaddie for PresidentMaddie for PresidentTexas Tea Party with Ben CarsonEpisode 9, On The Road with PopsTexas Tea Party with Ben CarsonWatch it on YouTubeShow Notes:https://maddiecast.com/Show+Notes/Texas+Tea+Party/Texas+Tea+Party+with+Ben+CarsonListen Everywhere!https://maddie-for-president.captivate.fm/listenMore Show Noteshttps://maddiecast.comLove the Podcasthttps://lovethepodcast.com/maddie Meet Maddie#MaddieForPresident #CalebForCongress #FreedomLinks to Ben Carson on YouTube:Pro Choice Pro Life Conversion...2021-07-1622 minMoney Study Group OnlineMoney Study Group OnlineInvestment ReviewThe Perfect Investment4 Investment StrategiesWatch on YouTubeThese are the most common and most powerful investment strategies available to young and old investors alike, designed to help you maximize returns and minimize risk so that you build more wealth over time:DiversificationAsset AllocationDollar-Cost-AveragingPortfolio RebalancingAsset ClassesIn order to implement the 4 Investment Strategies outlined in today’s lesson, it is very important that you understand the differences between asset classes. There are many many different asset classes, sometimes referred to as “styles”:US Large CapUS Mid CapUS Small CapInternationalUS Government BondsUS Corpora...2021-07-1352 minMaddie for PresidentMaddie for PresidentCorny BBQ VideoIndependence Day Recipes with Maddie, Caleb, Pops, Lovey, Mom and Dad.Last week, we shared a great looking recipe for Grilled Corn along with our best wishes for you and your family's Independence Day Celebration.In this episode, we'll come together as a family and share our meal with you. Before, during, and after!Maddie for President is a weekly #video #podcast focused on empowering kids to become capable, confident and courageous citizens in a culture of consumerism filled with chickenhearted people.We talk about everything you wish you learned about lif...2021-07-0921 minMoney Study Group OnlineMoney Study Group OnlineCapstone Assignment PreviewCapstone Assignment Summer School Capstone Pre-Review- Watch it on YouTube (https://youtu.be/9MraNWFLXE4)3 Goals for Your Capstone Assignment- Earn 200 of the 950 Points Needed for an “A”- Define and Describe the Essential Elements of a Financial Plan- Create a Capstone Report to Illustrate Your Financial PlanThe Capstone ReportThe Essential Elements- Watch The Capstone Assignment Video (https://youtu.be/_1_Lk7WIhqc) in Money Study Group- Review the Course Material Posted in Money Stud...2021-07-0637 minMaddie for PresidentMaddie for PresidentIndependence Day RecipesCelebrating FreedomIce Cream with Caleb and MaddieRumination on Freedom America's Forgotten HeroesJoshua Lawrence ChamberlanPresident Ronald ReaganMaddie For President LinksListen Everywhere!https://maddie-for-president.captivate.fm/listenShow Noteshttps://maddiecast.comLove the Podcasthttps://lovethepodcast.com/maddie Meet Maddiehttps://munchbach.com/maddie  2021-07-0328 minMoney Study Group OnlineMoney Study Group OnlineBargaining and Negotiating with YourSelf7 Tips for Bargaining and Negotiating with YourSelfEnroll in the Coursehttps://moneystudygroup.com Podcast Listen Anywherehttps://money-study-group-online.captivate.fm/listenRate The Podcasthttps://lovethepodcast.com/moneyFacebook Pagehttps://www.facebook.com/uhcoachGrab the RSS Feedhttps://feeds.captivate.fm/money-study-group-online/Munchbach.com https://munchbach.com/money-study-group/  2021-06-2955 minMaddie for PresidentMaddie for PresidentWho Are You?Maddie for President Episode 6:Who Are You?Maddie For President LinksListen Everywhere!https://maddie-for-president.captivate.fm/listenShow Noteshttps://maddiecast.comLove the Podcasthttps://lovethepodcast.com/maddie Meet Maddiehttps://munchbach.com/maddie  2021-06-2638 minMoney Study Group OnlineMoney Study Group OnlineConsumerism and the Cost of CreditConsumerismWhat it isHow it worksWhy Consumerism is the #1 Threat to...Your FutureYour FamilyYour Financial PlanEnroll in the Coursehttps://moneystudygroup.com Podcast Listen Anywherehttps://money-study-group-online.captivate.fm/listenRate The Podcasthttps://lovethepodcast.com/moneyFacebook Pagehttps://www.facebook.com/uhcoachGrab the RSS Feedhttps://feeds.captivate.fm/money-study-group-online/Munchbach.com ...2021-06-2255 minMaddie for PresidentMaddie for PresidentThe Golden Rule in 5 YearsMaddie for President | Episode 4The Golden Rule in 5 YearsShow Noteshttps://maddiecast.com Children will find in the eyes of the parents and grandparents who raise them mirrors in which they discover themselves. Endlessly reflect disbelief in their capabilities and they will learn to doubt their capabilities. Thankfully the opposite is also true.2021-06-1923 minMoney Study Group OnlineMoney Study Group OnlineFirst Memories of Money and The Parental InterviewSummer School 2021 | UH Personal FinanceMoney Study Group OnlineSummer School Week 2Welcome to Money Study Group Summer Session at the Bauer College of Business at University of Houston.Introducing First Memories of Money - #Videohttps://youtu.be/xaR_iW4GlagFull Zoom Meeting #Videohttps://youtu.be/-4EN3tvcOIcIn this Zoom Meeting, we discuss Week 1 Assignments and preview the next two Assignments.First Memories of MoneyParental InterviewFree Credit ReportList of CreditorsSubscribe and Enroll Today!https://moneystudygroup...2021-06-1541 minThe Blue Book StudyThe Blue Book StudyThe Cross Day 7The Cross Day 7https://munchbach.com/blue-book-study/ Love That Knows No Boundaries Support this podcast2021-06-1319 minMaddie for PresidentMaddie for PresidentA Birthday to Remember with Caleb and MaddieA Birthday to RememberCheck out our new Show Notes:https://wiki-munchbach.com2021-06-1216 minThe Blue Book StudyThe Blue Book StudyThe Cross Day 6The Cross Day 6https://munchbach.com/blue-book-study/ Love That Knows No Boundaries Support this podcast2021-06-1217 minMaddie for PresidentMaddie for PresidentShoutOuts and Sharing Family FavoritesWhile you wait…This week’s show will be released over the weekend and it will include:- Some cool clips from Caleb’s birthday party- Learning How to Drive in the House- Sharing and Caring- Pops Podcast Review- And Our Family Favorite Resource of the weekShare Your Favorite Family MemoriesWant to share your favorite family resources, memories, pictures, and video clips with Maddie and Caleb? After you subscribe to the show, please visit Maddie's web page and leave a message.https://munchbach.com/maddie-for-president/ https://munchb...2021-06-1103 minThe Blue Book StudyThe Blue Book StudyThe Cross Day 5The Cross Day 5https://munchbach.com/blue-book-study/ Love That Knows No Boundaries Support this podcast2021-06-1116 minThe Blue Book StudyThe Blue Book StudyThe Cross Day 4The Cross Day 4https://munchbach.com/blue-book-study/ Love That Knows No Boundaries Support this podcast2021-06-1013 minThe Blue Book StudyThe Blue Book StudyThe Cross Day 3The Cross Day 3https://munchbach.com/blue-book-study/ Love That Knows No Boundaries Support this podcast2021-06-0919 minThe Blue Book StudyThe Blue Book StudyThe Cross Of Christ Day 2The Cross Of Christ Day 2https://munchbach.com/blue-book-study/ Love That Knows No Boundaries Support this podcast2021-06-0816 minMoney Study Group OnlineMoney Study Group OnlineIntroducing Money Study GroupMoney Study Group, The PodcastMoney Study Group is a weekly podcast that teaches you how to become a millionaire by age 50.The #podcast is primarily for students of Personal Finance at the Bauer College of Business at University of Houston — but anyone who wants to learn the principles and process of building wealth is welcome!Money Study Group is also an online course and each semester, we add something cool to the online course to make it better. This semester (summer 2021) we’re adding a podcast in iTunes and everywhere podca...2021-06-0806 minThe Blue Book StudyThe Blue Book StudyThe Cross of Christ Day 1The Cross of Christ Day 1https://munchbach.com/blue-book-study/ Love that Knows no Boundaries Support this podcast2021-06-0717 minMaddie for PresidentMaddie for PresidentMaddie for President Part 2Lovey’s First Motorcycle Test-DriveBirthday Wishes- Julie S- Katy We Love You! - Birthday Present from Our Family to YoursThe Blue Book Daily Devotional Podcast. This one’s for you, Julie. Wait for it…Leah’s UpdatesBest B-Roll on YouTube- Magic Button- Time Capsule - Proper Show Notes- New Camera RevealMunchbach FlashbackPops the Original and creator of the first Munchbach home movie series.Home...2021-06-0632 minThe Blue Book StudyThe Blue Book StudySeek Day 6Reading for Reflection:Pray remember what I have recommended to you, which is, to think often on God, by day, by night, in your business, and even in your diversions. He is always near you and with you; leave Him not alone. You would think it rude to leave a friend alone, who came to visit you: why then must God be neglected? Do not then forget Him, but think on Him often, adore Him continually, live and die with Him; this is the glorious employment of a Christian. In a word, this is our profession; if we do not...2021-06-0407 minThe Blue Book StudyThe Blue Book StudySeek Day 2Reading for Reflection:Let us not amuse ourselves to seek or to love God for the sensible favors (how elevated soever) which He has or may do us. Such favors, though never so great, cannot bring us so near to God as faith does in one simple act. Let us seek Him often by faith; He is within us; seek Him not elsewhere. Are not we rude and deserve blame, if we leave Him alone, or busy ourselves about trifles which do not please Him and perhaps offend Him? It is to be feared these trifles will one day cost...2021-06-0406 minThe Blue Book StudyThe Blue Book StudySeek Day 4Reading for Reflection:That practice which is alike the most holy, the most general, and the most needful in the spiritual life is the practice of the presence of God. It is the schooling of the soul to find its joy in His divine companionship, holding with Him at all times and at every moment humble and loving converse, without set rule or stated method, in all time of our temptation and tribulation, in all time of our dryness of soul and disrelish of God, yes, and even when we fall into unfaithfulness and actual sin. (The Practice of the...2021-06-0407 minThe Blue Book StudyThe Blue Book StudySeek Day 1Reading for Reflection:We tend to use God instead of seek Him. We want God to do our bidding more than we want Him. (When the Pieces Don’t Fit by Glaphre Gilliland) When religion has said its last word, there is little that we need other than God Himself. The evil habit of seeking God-and effectively prevents us from finding God in full revelation. In the and lies our great woe. If we omit the and we shall soon find God, and in Him we shall find that for which we have all our lives been secretly longing. (The Pu...2021-06-0407 minThe Blue Book StudyThe Blue Book StudySeek Day 7Reading for Reflection:We must know before we can love. In order to know God, we must often think of Him; and when we come to love Him, we shall then also think of Him often, for our heart will be with our treasure. (The Practice of the Presence of God by Brother Lawrence) There is not in the world a kind of life more sweet and delightful than that of a continual conversation with God. Those only can comprehend it who practice and experience it; yet I do not advise you to do it from that motive. It is...2021-06-0407 minThe Blue Book StudyThe Blue Book StudySeek Day 5Reading for Reflection:He can’t be used as a road. If you’re approaching Him not as the goal, but as a road, not as the end but as a means, you’re not really approaching Him at all. (A Grief Observed by C. S. Lewis)2021-06-0407 minThe Blue Book StudyThe Blue Book StudySeek Day 3Reading for Reflection:There are no two ways about it. You’ve got your eyes open or you don’t. You’re watching at midnight or you’re not. You better be ready when it comes flying at you, skimming swiftly over the surface of time. The cares of this world are no excuse. Not father, mother, wife, nor children. No burials or births or weddings. Not fixing formula, scrubbing toilets, peddling pills or prose. Whatever the great human enterprise currently in hand, the point is to watch. All the rest is addenda. Seeking the kingdom is the essential integer. (And the...2021-06-0406 minMaddie for PresidentMaddie for PresidentMemorial Day Special 2021Maddie for president is a weekly video podcast that discusses everything you wish you learned about life, love, and money. It's all from the perspective of a brilliant beautiful two-year-old growing up in Houston Texas. Maddie is never afraid to tell you what she thinks. Pops, Lovey, and big brother Caleb are always there to help translate when necessary. In this episode, you'll meet the stars of the show and a few friends and family.The Three Laws of Personal FinanceWatch the Video!MaddieForPresident.com2021-05-3123 minStarve the Doubts ClassicStarve the Doubts ClassicSocial Business with Jim MunchbachJim Munchbach2016-06-0829 minCash Car ConvertCash Car ConvertCCC022 - Jim Munchbach Renaissance ManOn today’s podcast I interview a Jim Munchbach, who is a real renaissance man. He has worked as a master mechanic, now has his own State Farm Agency, he is a Certified Financial Planner, he is college professor at the Bauer College of Business at the University of Houston, he hosts multiple podcasts, he is a speaker, he is the author of multiple books, and he is just an all around nice guy. He is going to discuss with us today how he came to do so much with his life and how we can find a good me...2014-03-2852 minSpecial Facebook Guest Jim MunchbachIn nearly twenty years of serving clients, Jim has seen the power of purpose in shaping people’s vision for the future, motivating them to reach their goals, and giving them a thrill when they connect their money to what matters most. In addition to Make Your Money Count, Jim is the author of two books written to financial advisers who want to serve clients by first clarifying their core values, purpose, and life goals. Jim is a State Farm agent in Clear Lake, Texas, where he and his team specialize in insurance planning. His extensive experience with clients following di...2011-02-021h 30