Shows
Dollars&Sense Nelson Financial PlanningLatest Tax Deductions and Vital Estate Planning Tips to Prevent Beneficiary MistakesIn this episode of Dollars & Sense with Joel Garris and Kristin Castello, listeners get a front-row seat to a lively discussion on the latest government updates, major tax changes taking effect in 2025, and the crucial steps needed to prevent costly mistakes with retirement account beneficiaries. The show kicks off with the recent end of the government shutdown, playful banter about holiday travel and food benefits, and a spotlight on the team's annual food and toy drive. Joel and Kristin then break down the most impactful tax changes for the coming year, including a new $6,000 senior deduction, temporary exemptions for...
2025-11-1740 minDollars&Sense Nelson Financial PlanningRent or Buy? The pros and cons of homeownership. Plus, Is AI hype the next tech bubble?Welcome to this week’s Dollars & Sense episode with Joel Garris! Are you wondering if you should rent or buy in today’s crazy market? Or how AI is really reshaping the economy—and maybe even your job? In this video, Joel breaks down the biggest financial trends of the moment and gives you the tools to make smarter money moves. First up, Joel uncovers why corporate earnings are smashing expectations and how Amazon’s massive AI push could change the workforce as we know it. Is the AI hype the next tech bubble? Find out what you should be...
2025-11-1039 minDollars&Sense Nelson Financial PlanningLeveraged ETFs & The Rent vs. Buy Dilemma: Unlocking New Wealth StrategiesIn this episode of Dollars & Sense, Joel Garris and Christina Lamb tackle two of the most pressing topics in personal finance: the power—and pitfalls—of leveraged ETFs, and the shifting wealth equation for young Americans deciding between renting or buying a home. Listeners will discover why leveraged exchange-traded funds can supercharge returns but demand careful strategy and constant attention, as Joel and Christina break down the pros, cons, and key takeaways for investors seeking higher stakes in the market. The discussion then pivots to the rent vs. buy debate, exploring whether investing your cash as a renter might...
2025-11-0340 minDollars&Sense Nelson Financial PlanningAI’s Investment Impact, RMD Strategies, and Ladybird DeedsIn this episode of Dollars & Sense with Joel Garris, listeners are treated to an insider’s perspective from a prestigious investment conference attended by just 100 select guests and hosted by one of the world’s largest asset managers. Joel kicks off with a deep dive into the hottest topic in finance—Artificial Intelligence (AI). He explores AI’s growing influence on investments, the labor market, and society, highlighting both its potential and the cautionary flags, such as possible overcapacity and the challenges it poses for younger generations. Joel then shifts focus to three major investment themes: the importance of nation...
2025-10-2738 minDollars&Sense Nelson Financial PlanningEconomic Headlines, Wealth Transfer, & Couples with Staggered Retirement DatesIn this can’t-miss episode of Dollars & Sense, hosts Joel Garris and Zach Keister tackle the timely topics reshaping America’s financial landscape. They kick off with a deep dive into tariffs—cutting through the headlines to reveal how the U.S. economy remains resilient, why the actual costs may be less than you think, and what you can do to protect your portfolio.Next, they demystify the Great Wealth Transfer, exposing the gap between Gen Z’s inheritance expectations and the realities Baby Boomers face, from rising healthcare costs to shifting family values. You’ll hear practical advice and real...
2025-10-2040 minDollars&Sense Nelson Financial PlanningEstate Planning Essentials & Navigating Property Transfers: Key Insights for Securing Your Financial LegacyIn this episode of Dollars & Sense, host Joel Garris breaks down the critical steps to "die better"—or at least be better prepared—by mastering the essentials of estate planning. Drawing from Chapter 19, "Death: The Other Certainty," of the Next Gen Dollars and Sense book, Joel shares practical advice to help listeners avoid common estate planning pitfalls and protect their loved ones. The episode highlights the different ways property transfers after death, including operation of law, operation of contract, and wills, explaining how each impacts your financial legacy. Listeners will discover tips on titling property, the importance of benef...
2025-10-1338 minDollars&Sense Nelson Financial PlanningToday’s Market Insights, Paper Stock Certificates, & Retirement PrepIn this engaging episode of Dollars & Sense with Joel Garris, listeners are taken on a journey through the fascinating world of old paper stock certificates and the essential steps to cashing in on these historical treasures. Did you know there could still be $780 billion in forgotten paper stocks out there? Joel explains how to uncover their value, navigate the process of redeeming them, and avoid leaving money on the table. The conversation then shifts to the dream of early retirement. Joel breaks down the real-life factors that determine whether you can retire sooner than expected—including maintaining good hea...
2025-09-2938 minDollars&Sense Nelson Financial PlanningMedicare Myths Debunked plus Navigating Divorce's Financial ImpactsIn this episode of Dollars & Sense, Joel Garris and Rob Field take listeners on a practical journey through two crucial areas that impact your wallet—Medicare Advantage and the financial aftermath of divorce. Joel shares real-life insights about enrolling in Medicare Advantage plans, revealing common myths, what to watch out for during the enrollment period, and how to avoid costly mistakes. The duo also dives into the often-overlooked pitfalls of divorce finances, outlining typical errors like overspending, missing hidden assets, and letting emotions drive decisions. With relatable stories and expert advice, Joel and Rob break down why it pay...
2025-09-2240 minDollars&Sense Nelson Financial PlanningStrategies for strong money habits and psychological insights for your financial futureReady to take control of your finances and break free from the mental traps that sabotage your savings? In this episode of Dollars & Sense, hosts Joel Garris and Zach Keister share their expert advice on building stronger personal financial habits, including face-the-numbers budgeting and the power of automating savings. But they don't stop there—they dive deep into the surprising ways your mind can trick you through cognitive biases, revealing how illusions of control, hindsight, anchoring, and recency bias can derail even the best financial plans. From actionable tips like the 50/30/20 rule and crafting an emergency fund, to fas...
2025-09-1538 minDollars&Sense Nelson Financial PlanningOverlooked Retirement Challenges & Housing Market Buyer-Seller Gaphis week’s episode of the Dollars & Sense Financial Podcast dives deep into two crucial financial topics: the emotional and logistical challenges of retirement and the shifting dynamics of the housing market. Hosts Joel Garris and Chet Cowart explore the often-overlooked aspects of retirement, from combating loneliness to crafting a meaningful routine. They also analyze the current real estate landscape, highlighting the imbalance between buyers and sellers and offering actionable advice on mortgages, loan terms, and navigating interest rates. Whether you’re approaching retirement or considering a home purchase, this episode is packed with expert insights and practical advic...
2025-06-1637 minDollars&Sense Nelson Financial PlanningThe Tough Topics: Talking Money with Kids & Tackling the Survivor’s PenaltyIn this episode of the Dollars & Sense Financial Podcast, host Joel Garris dives into two essential and often overlooked topics: how to discuss finances with your kids and how to prepare for the survivor’s penalty when losing a partner. 💬💰 Joel begins by addressing the taboo nature of financial conversations within families. He highlights the importance of teaching the next generation about money management, providing practical tips like clearing the air, seeking quality educational resources, and clarifying expectations. He also shares stories from his experience at NFP, emphasizing how early conversations can prevent poor financial decisions and foster financial...
2025-06-0940 minDollars&Sense Nelson Financial PlanningImpact of "Mag 7" stocks and Joel Got a 1099-K – Now What?🔊 Tune in to this week's episode of Dollars & Sense where we dive into the latest market trends 📊 and essential tax tips 💸! Discover how the "Mag 7" stocks' performance impacts your portfolio and get ready for the new 1099-K reporting requirements. Plus, learn smart strategies to navigate Social Security taxation and optimize your tax returns! Don't miss out on these valuable insights! 🎧✨#DollarsAndSense #MarketTrends #TaxTips #InvestSmart #RetirementPlanning #FinancialFreedom #TaxSeason #Investing #PersonalFinance 💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio p...
2025-03-3140 minDollars&Sense Nelson Financial PlanningPreserving Your Investments No Matter The Market Headlines and Financial Red FlagsIn this episode of Dollars & Sense, hosts Joel Garris and Zach Keister delve into the recent market volatility and its impact on investment portfolios. They emphasize the importance of reviewing one's portfolio and maintaining a balance between conservative and growth-oriented investments to weather the storm of market fluctuations. Additionally, the episode explores five financial red flags in relationships and how to address them. These red flags include secretive spending, borrowing from friends and family, gambling and addictive behaviors, lack of future financial planning, and excessive debt. Joel and Zach stress the importance of open communication and financial transparency b...
2025-03-1040 minDollars&Sense Nelson Financial PlanningMastering Your Finances: Budgeting, Legal Insights, and Protecting Your AssetsZach Keister joins Joel Garris for an in-depth discussion on the essential tools you need to achieve your financial goals successfully. 💼 They explore the serious consequences of improper budgeting and offer insights on how to avoid common pitfalls. 📊💡Moreover, they delve into the latest legal developments regarding the necessity of putting your will into writing. 📜✔️ Don't miss their analysis on those peculiar unclaimed asset letters – are they legitimate? 🤔 Learn how to prevent your accounts from becoming abandoned property. 🔍💸This episode is packed with valuable information you won't want to miss!#FinanceGoals #BudgetingTips #PodcastLife #DollarsAndSense 🎧💰💵 About Dollars & Sense: 💵
2025-01-1341 minDollars&Sense Nelson Financial Planning2024 Year-End Financial Review and 2025 Market PredictionsJoin us for the final episode of Dollars & Sense in 2024 with your host, Joel Garris! 📈🔍In this special wrap-up, Joel revisits his market predictions from a year ago—did he hit the mark? 🎯 He also shares his fearless forecast for 2025, giving you insights on what to watch out for. 📅📊Plus, we'll explore the major headlines that influenced your finances this year and discuss the challenges ahead. Despite the uncertainties, Joel remains optimistic and explains why you should be too. 🌟💼Don't miss out on this insightful episode packed with financial wisdom and a look towards the future! 📻📈
2024-12-3040 minDollars&Sense Nelson Financial PlanningHoliday Scams and Estate Planning TipsJoin Joel Garris and guest host Chet Cowart on this episode of Dollars & Sense! 💵 They're diving into the uptick in financial scams during the holiday season 🎄🔍 and sharing important tips on how to protect yourself and your loved ones. Don't miss their invaluable advice on simplifying your estate planning to reduce stress for your beneficiaries 📝💡📈 Learn how to safeguard your finances and make savvy decisions!💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning...
2024-12-0940 minDollars&Sense Nelson Financial PlanningAre Your Investments Sitting in Cash?In this episode, our hosts, Christina Lamb and Joel Garris, dive deep into a troubling study that sheds light on a common financial pitfall – the cycle of rolling over investments without realizing they often end up stagnating in cash. In addition, Joel and Christina recap the market’s performance for the first three quarters of the year plus talk about some of the core beliefs people have about money and how they can impact some of your financial decisions -- how to identify and resolve your unhealthy financial behaviors. #NelsonFinancialValues #StockMarket #Investing #MoneyManagement💵 About Dollars & Sense: 💵Hosted by Joel Ga...
2024-10-0740 minDollars&Sense Nelson Financial PlanningThe Dangers of Owning ETF'sCheck out the latest episode of Dollars & Sense! 🎧💰 Joel Garris dives into four key investment themes set to drive results over the next decade, offering valuable insights for long-term success in your portfolio. 📈 In this episode, Joel also analyzes the impact of the recent Federal Reserve rate cut and unpacks new research from Morningstar that sheds light on investor underperformance when utilizing ETFs as their primary investment vehicle. 📊 Tune in to learn how these developments in the market could influence your investment strategy and gain a deeper understanding of effective wealth-building approaches. Don't miss this enlightening episode! 💡🔍 💵 About Dollars & Sense: 💵
2024-09-2340 minDollars&Sense Nelson Financial PlanningRetirement Scam Alert: How IRS Scammers Aer Tricking You Out of Millions!Did you know scammers are targeting your retirement savings and leaving you with massive tax bills? 😱 Learn how these clever fraudsters exploit recent tax law changes to steal from unsuspecting victims and leave them with IRS nightmares! Discover how you can protect yourself and your loved ones from falling prey to these devastating scams. In this episode, Joel Garris and Kristin Kalley-Castello dive deep into the alarming rise of scams that drain retirement accounts and lead to hefty IRS penalties. They cover the most common signs of a scam, like urgent demands for payment and confidential information, and explain how to...
2024-09-0340 minDollars&Sense Nelson Financial PlanningThe Real Return on Alternative InvestmentsOn this podcast Joel Garris is joined by Chet Cowart to discuss the benefits of using a 529 savings plan to help pay for education. Plus, Joel shares his personal interaction with alternative investments and what the real investor rate of return is. These topics and more on this week's radio show/podcast.originally aired 7/1/24💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights...
2024-07-0140 minDollars&Sense Nelson Financial PlanningHave You Been Affected By An IRS Scam?On this podcast Joel Garris is joined by Kristin Castello to discuss the rising amount of IRS scams and how to avoid them. Joel and Kristin provide three key take aways to help protect yourself from said scams. Plus, they discuss real property scams and what you can do to avoid them. These topics and more on this week's radio show/podcast.originally aired 2/18/24💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning...
2024-06-1740 minDollars&Sense Nelson Financial PlanningGetting A Mortgage in 2024?On this podcast Joel Garris is joined by Nelson Financial Planning’s newest Certified Financial Fiduciary Chet Cowart to discuss what it takes to get a mortgage in today’s world. Plus, the limitations of getting advice from short clip videos like the ones featured on TikTok. These topics and more on this week's radio show/podcast.originally aired 5/5/24💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team...
2024-05-0640 minDollars&Sense Nelson Financial PlanningFinancial Mistakes to Avoid When Approaching RetirementOn this podcast Joel Garris discusses some of the financial mistakes to avoid as you approach retirement. Plus, Joel shares his personal observation about his recently completed audit with the IRS. Also, what are some of the strategies to avoid an audit? These topics and more on this week's radio show/podcast at https://www.spreaker.com/episode/57738422originally aired 2/18/24💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and...
2024-04-2240 minDollars&Sense Nelson Financial PlanningFour Conclusions of Underperformance Within Alternative FundsOn this podcast Joel Garris discusses the need to check your year-end statement to make sure you don’t have any ETFs within your portfolio. Plus, Joel stresses the importance of checking your Money Market statement to verify what interest rate you are really getting for your cash. Finally, he talks about the Super Bowl market indicator. These topics and more on this week's radio show/podcast.originally aired 2/11/24💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs a...
2024-02-1240 minDollars&Sense Nelson Financial PlanningTwo Disturbing Trends In 2024On this podcast Joel Garris discusses two disturbing trends that are increasing in 2024.Investors are finding that financial advisory fees are increasing at a greater amount than normal. Joel talks about how you can determine how much you’re paying for your financial services by looking at your annual statements. Plus, Joel talks about how to avoid the disturbing trend that is online scams particularly those that target college age population. These topics and more on this week's radio show/podcast.originally aired 1/22/24💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelso...
2024-01-2240 minDollars&Sense Nelson Financial PlanningAre You Hitting A Milestone?On this podcast Joel Garris discusses the milestones of turning 50, 60, 70 and some of the things you need to think about during the course of those decades in order to have the best future and retirement. Also, Joel discusses a variety of things you can do before the end of the year to reduce your taxes. These topics and more on this week's radio show/podcast.originally aired 12/10/23💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25...
2023-12-1140 minDollars&Sense Nelson Financial PlanningFundamental ConceptsOn this podcast Joel Garris outlines some of the financial fundamentals that we all need to follow in order to achieve financial success. 2023 has been a decent year for performance but unfortunately many people have missed out as a result of not adhering to some of the fundamental financial concepts. Joel talks about these concepts at length in his new book Next Gen Dollars & Sense. This week he shares the general concepts. Also, he discusses the latest on ESG investing and compares it to “new Coke “ marketing. These topics and more on this week's radio show/podcast at originally aire...
2023-12-0440 minDollars&Sense Nelson Financial PlanningFive Pitfalls of Inheriting MoneyOn this podcast Joel Garris discusses five pitfalls of inheriting money as more fully detailed within one of the chapters in our new book Next Gen Dollars & Sense. Free hard copies are available until December 31st by calling us at 407-629-6477. Plus, Joel discusses why setting up auto pay might not be a good financial decision. These topics and more on this week's radio show/podcast.originally aired 10/29/23💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs...
2023-10-3039 minDollars&Sense Nelson Financial PlanningMajor Announcement!On this podcast Joel Garris & Christina Lamb discuss our new book and how it can help your children and grandchildren. Plus, Joel is offering complimentary copies of the book until Dec 31st, 2023. Finally, they discuss the four major changes from the SECURE Act that affect your retirement this year. These topics and more on this week's radio show/podcast.originally aired 10/22/23💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Jo...
2023-10-2740 minDollars&Sense Nelson Financial PlanningCyber Security Tips!On this podcast Joel Garris is joined by Ron Cervantes owner of C Solutions IT to discuss how to protect yourself from cybercrime traps. Plus, Joel pokes holes at the IRS weighing an option to further expand its free tax preparation and filing service. These topics and more on this week's radio.originally aired 5/21/23💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights...
2023-05-3040 minDollars&Sense Nelson Financial PlanningThe Dirty Dozen Tax ScamsOn this podcast Joel Garris is joined by fellow Certified Financial Fiduciary and IRS enrolled agent Christina Lamb to discuss the IRS’s latest listing of scams that folks need to be aware of. Plus, Joel talks about how to avoid compounding your grief at the loss of a loved one by paying more in income taxes than you should. These topics and more on this week's radio show/podcast.originally aired 5/28/23💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest...
2023-05-3040 minDollars&Sense Nelson Financial PlanningWhat still surprises Joel when folks visit for the first time and three reasons you might wind up unhappy in retirement.On this podcast Joel Garris discusses two things that still surprise him when folks visit for the first time. Plus, three reasons you might wind up unhappy in retirement. These topics and more on this week's radio show/podcast.💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your financial decisions. 👉 Visit our website: nelsonfinanc...
2023-04-0339 minDollars&Sense Nelson Financial PlanningESG investing- is it DOA?On this podcast Joel Garris discusses some of the recent developments regarding ESG investing. Plus, Joel is joined by fellow CFF and NAS Rob Field to discuss recent changes to Social Security💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your financial decisions. 👉 Visit our website: nelsonfinancialplanning.com for more resources and to connect with...
2023-03-0639 minDollars&Sense Nelson Financial PlanningPractical tips to ponder when planning for your death plus how the Super Bowl impacts the marketOn this podcast Joel Garris discusses a variety of practical tips for you to follow that will help your loved ones once you've passed. Plus, Joel discusses the Super Bowl indicator and the advertisement that will appear. These topics and more on this week's radio show/podcast at https://www.nelsonfinancialplanning.com/broadcasts/originally aired 2/12/23💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide...
2023-02-1339 minDollars&Sense Nelson Financial PlanningCould a recession be healthy for the economy?On this podcast Joel Garris discusses whether an occasional recession could be healthy for the stock market? Plus, Joel gives some market statistics. Finally, could pension plans be in hot water for this “new” holding? These topics and more on this week's radio show/podcast at https://www.nelsonfinancialplanning.com/broadcasts/originally aired 10/09/2022💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you...
2022-10-1140 minDollars&Sense Nelson Financial PlanningThe most common regrets about retirementOn this podcast Joel Garris discusses how missing the 20 best trading days over the last 20 years dramatically effects your return. Plus, Joel gives a background story on how he made it through his schooling. These topics and more on this week's radio show/podcast at https://www.nelsonfinancialplanning.com/broadcasts/originally aired 8/28/2022💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you...
2022-08-3039 minDollars&Sense Nelson Financial PlanningAre We In Another Bear Market?On this podcast Joel Garris talks about the 17 bear markets that have occurred over the last 100 years. Plus, what did Joel learn from his face-to-face encounter with a black bear? Finally, how many companies are currently making up almost 50% of the markets decline? These topics and more on this week's radio show/podcast at https://www.nelsonfinancialplanning.com/broadcasts/originally aired 5/22/2022💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Jo...
2022-05-2439 minDollars&Sense Nelson Financial PlanningRussia vs Ukraine!On this podcast Joel Garris tries to make sense of Russia’s non-sense! Plus, what should you do now that there is more volatility in the markets! Also, how can you protect yourself against cyber-attacks? Finally, how do dividend and capital gains pay outs work! These topics and more on this week's radio show/podcast at https://www.nelsonfinancialplanning.com/broadcasts/originally aired 2/27/2022On this podcast Joel talks about Russia’s invasion of Ukraine! What that means for the world order and investors in the US markets! These topics and much much more on Dollars and Sense!
2022-03-0140 minDollars&Sense Nelson Financial PlanningMarriage tax penalty problems & the Skewed 10 year investment performance issueOn this episode, Joel Garris, of Nelson Financial Planning, talks about the month of August and the markets returns on previous August. In addition, Joel talks about the marriage tax penalty. Joel also talks about why it’s so important to stay consistent when it comes to investing. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 8/4/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provi...
2019-08-0540 minDollars&Sense Nelson Financial PlanningLower interest rates & Negative yields; Your Real risks in retirement plus the Insurance lobby influence in DCOn this episode, Joel Garris, of Nelson Financial Planning, talks about last week’s market and what happened during earing season. In addition, Joel talks about the secure act and what insurance companies are up to. Joel also talks about the real risk of retirement. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 7/28/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights t...
2019-07-2946 minDollars&Sense Nelson Financial Planning529s & FAFSA Rules; New Investing Options in China & Why You Should Freeze Your Child’s CreditOn this episode, Joel Garris, of Nelson Financial Planning, talks about 529s and how they can affect the beneficiary's FAFSA. In addition, Joel talks about China and what rules could be changing in the next few years. Joel also talks about the idea of freezing your child’s credit till they are 18. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 7/21/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel...
2019-07-2346 minDollars&Sense Nelson Financial PlanningInverted Yield Curve Myths; Market Highs & Big Bond Category ChangesOn this episode, Joel Garris, of Nelson Financial Planning, talks about what is going on with interest rates and how interest rates effect the markets. In addition, Joel talks about what the inverted yield curve really means. Joel also talks about bond funds and how most of them are cheating. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 7/14/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his...
2019-07-1645 minDollars&Sense Nelson Financial PlanningTo Roll or Not to Roll & Latest on State Run IRA PlansOn this episode, Joel Garris, of Nelson Financial Planning, talks about whether you should roll your companies retirement plan into an IRA. In addition, Joel talks about the pros and cons of having your money in a company retirement plan and IRA. Joel also talks about what California is doing with your retirement. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 7/7/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each wee...
2019-07-1140 minDollars&Sense Nelson Financial PlanningEarly distribution penalty exception rules, Bitcoin and first half of 2019 recapOn this episode, Joel Garris, of Nelson Financial Planning, talks about the current markets level of volatility compared to previous markets. In addition, Joel talks about how to avoid probate. Joel also talks about the 10% early distribution penalty. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 6/30/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your...
2019-07-0146 minDollars&Sense Nelson Financial PlanningInterest Rates, Bonds & the Stock Market Plus Long Term Care Insurance Premium IncreasesOn this episode, Joel Garris, of Nelson Financial Planning, talks about the Federal Reserve and what they’re thinking of doing with interest rates. In addition, Joel talks about long term care policies. Joel also talks about crypto currencies. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 6/24/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all you...
2019-06-2545 minDollars&Sense Nelson Financial PlanningNegative Savings Rates, Greater 401k Portability & Cannabis InvestingOn this episode, Joel Garris, of Nelson Financial Planning, talks about what it means when other countries have negative interest rates. In addition, Joel talks about what is changing with your 401ks. Joel also talks about Pot stocks, what you should look for and what you should watch out for. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 6/16/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his...
2019-06-1740 minDollars&Sense Nelson Financial PlanningThe Death of the Stretch IRA & How the Insurance Lobby Won Access to Your 401k!On this episode, Joel Garris, of Nelson Financial Planning, talks about what retirement bill Washington just passed 417 to 3. In addition, Joel talks about what the death of the stretch IRA means. Joel also talks about a couple reason why you should take your social security early. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 6/2/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert i...
2019-06-0441 minDollars&Sense Nelson Financial PlanningBeware of the Fiduciary who Increases Your Investment Costs & the Growth in Prices vs EarningsOn this episode, Joel Garris, of Nelson Financial Planning, talks about what has changed in the financial services industry. In addition, Joel talks about how nice and prestigious U.C.F. is. Joel also talks about the increase of prices, also known as inflation. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 5/26/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help...
2019-05-2740 minDollars&Sense Nelson Financial PlanningThe Bottom Line in the US-China Trade War & Roth 401ksOn this episode, Joel Garris, of Nelson Financial Planning, talks about the trade war with China and how much China really “owns the U.S.”. In addition, Joel talks about the latest study from Yale University. Joel also takes a call from a listener. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 5/12/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you...
2019-05-2046 minDollars&Sense Nelson Financial PlanningWhy Your Investment Allocation Matters & Tips for Taxes After RetirementOn this episode, Joel Garris, of Nelson Financial Planning, talks about how much your investment allocation really matters. In addition, Joel talks about how much a few tenths of a percentage can affect your dollar return. Joel also talks about social security tax and how to retain the most amount of your money in retirement. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 5/12/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning...
2019-05-1340 minDollars&Sense Nelson Financial PlanningRecord Low Unemployment & Debunking Social Security Optimization ReportsOn this episode, Joel Garris, of Nelson Financial Planning, talks about the new unemployment rate and how it could possibly be the lowest unemployment rate in history. In addition, Joel talks about social security maximization and what that really means. Joel also talks about what could happen to social security in the next 15 years and what scams people are running to steal your social security. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 5/5/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Centra...
2019-05-0646 minDollars&Sense Nelson Financial Planning35 Years & Counting Plus Why Liquidity Matters for Your InvestmentsOn this episode, Joel Garris, of Nelson Financial Planning, talks about why index funds will never perform as well as the index they follow. In addition, Joel talks about how important liquidly is. Joel also talks about reits and why they might not be the best investment for retirement. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 4/28/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team...
2019-04-3045 minDollars&Sense Nelson Financial PlanningFix Your Tax Withholding Now; Rising College Costs & Longevity RiskOn this episode, Joel Garris, of Nelson Financial Planning, talks about the adjustment of the tax withholding tables. In addition, Joel talks how much the cost of college has increased over the last 20 years. Joel also talks about how often people adjust their 401K. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 4/21/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help...
2019-04-2346 minDollars&Sense Nelson Financial PlanningAre You Ready for April 15? & Getting a Mortgage in RetirementOn this episode, Joel Garris, of Nelson Financial Planning, talks about taxes and what will happen if you don’t have your taxes done by April 15th. In addition, Joel talks about getting a mortgage while in retirement. Joel also talks about cost basis on investments. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 4/14/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert ins...
2019-04-1541 minDollars&Sense Nelson Financial PlanningSurviving Spouses To Do List & Social Conscious InvestingOn this episode, Joel Garris, of Nelson Financial Planning, talks about what to do if your spouse passes away. In addition, Joel talks about sustainable investments. Joel also takes and email from a listener about short selling stocks. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 4/7/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your...
2019-04-0847 minDollars&Sense Nelson Financial PlanningRecap of 1st Quarter; Avoiding an IRS Audit & Proposed Changes to Retirement AccountsOn this episode, Joel Garris, of Nelson Financial Planning, talks about how there is only two weeks left to do your taxes. In addition, Joel talks about the voluntary compliance rate. Joel also talks about what could be some easy red flags for the IRS on your taxes. Finally, Joel talks about the latest news from Washington. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 3/31/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 f...
2019-04-0245 minDollars&Sense Nelson Financial PlanningHow to Add $500k to Your Retirement & What the Fed Decision Means to YouOn this episode, Joel Garris, of Nelson Financial Planning, talks about savings and how 42% of Americans are using their money. In addition, Joel talks about why your social security check could have gone down in 2019. Joel also talks about what the Fed holding interest rates steady means for investors and savers. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 3/24/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and...
2019-03-2541 minDollars&Sense Nelson Financial PlanningHow to Prepare for a Recession & Unique Tax ResultsOn this episode, Joel Garris, of Nelson Financial Planning, talks about some of the tactics the media uses to try and influence you. In addition, Joel talks about our newsletter that was recently sent out to our clients and posted on our website (https://www.nelsonfinancialplanning.com/from-the-desk-of-joel-garris/). Joel also talks about the markets current economic footing. Finally, Joel also hits on some taxes. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 3/17/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florid...
2019-03-1842 minDollars&Sense Nelson Financial PlanningHow to Fund a Roth Even if You Aren't Eligible & 10 Year Anniversary of Market BottomOn this episode, Joel Garris, of Nelson Financial Planning, talks about the 10-year anniversary of 3/9/2009 and what that means for your investments. In addition, Joel talks about the circumstances in which a child is eligible for social security. Finally, Joel also talks about how people with high income can still contribute to a Roth IRA. For more information, visit www.NelsonFinancialPlanning.comoriginally aired 3/10/19💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning...
2019-03-1347 minDollars&Sense Nelson Financial PlanningTax Strategies for Today & Compounding Investment MistakesOn this episode, Joel Garris, of Nelson Financial Planning, talks about taxes and the changes they had in 2018. In addition, Joel takes a couple calls from a few listeners. Joel also compares gold to the broad-based market. Finally, Joel talks about pot stocks. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of...
2019-03-0645 minDollars&Sense Nelson Financial PlanningChances of an IRS Audit & Overview of Current Tax Filing SeasonOn this episode, Joel Garris, of Nelson Financial Planning, compares this year’s tax returns to last year’s tax returns. In addition, Joel talks about the chances of you getting audited by the IRS. Joel also talks about how much millennials are currently setting aside for their retirement. Finally, Joel talks about the strong start to this year’s market. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 finan...
2019-02-2545 minDollars&Sense Nelson Financial PlanningGuaranteed Retirement Income Debunked & Higher Contribution Limits for Retirement AccountsOn this episode, Joel Garris, of Nelson Financial Planning, continues the conversation on the top 20 tax changes for 2019. In addition, Joel talks about how state governments are getting more involved in your retirement planning. Finally, Joel debunks some guaranteed retirement plans. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your...
2019-02-1842 minDollars&Sense Nelson Financial PlanningThe All New Tax Return & Government Debt IssuesOn this episode, Joel Garris, of Nelson Financial Planning, talks about bipartisan bills that Washington is purposing in regards to required minimum distributions. In addition, Joel talks about the new team member that joined Nelson Financial Planning. Finally, Joel talks about what we learned from our first client meeting of the year. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team...
2019-02-1147 minDollars&Sense Nelson Financial PlanningSuper Bowl Market Indicator & Latest Retirement Proposals from WashingtonOn this episode, Joel Garris, of Nelson Financial Planning, talks about the super bowl market index. In addition, Joel talks about some actions that Washington is trying to take. Finally, Joel talks about what the market did in the month of January. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all y...
2019-02-0445 minDollars&Sense Nelson Financial PlanningProposals to Tax the Rich; Social Security Tax Trap & To Itemize or NotOn this episode, Joel Garris, of Nelson Financial Planning, takes a tax question from a caller. In addition, Joel talks about why journalism is dying. Joel also talks about the idea of increasing the taxes on the rich. Finally, Joel talks about what has and has not changed in the tax code. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team...
2019-01-3046 minDollars&Sense Nelson Financial PlanningGuaranteed Retirement Income Debunked & Higher Contribution Limits for Retirement AccountsOn this episode, Joel Garris, of Nelson Financial Planning, continues the conversation on the top 20 tax changes for 2019. In addition, Joel talks about how state governments are getting more involved in your retirement planning. Finally, Joel debunks some guaranteed retirement plans. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your...
2019-01-2142 minDollars&Sense Nelson Financial PlanningTop 20 Tax Changes for 2018 with Special Guest IRS Enrolled Agent Christina LambOn this episode, Joel Garris, of Nelson Financial Planning, talks about the 10 best consecutive market days in the past decade. In addition, Joel talks about the new standard being held at Nelson Financial Planning. Finally, Joel talks about the top tax changes for 2019. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of...
2019-01-1441 minDollars&Sense Nelson Financial Planning2019 Trends to Watch, Fearless Forecast Review & What Not to Do with Your MoneyOn this episode, Joel Garris, of Nelson Financial Planning, talks about what happened in the 4th quarter of 2018. In addition, Joel talks about how short index annuities fall compared to the broad based markets. Finally, Joel talks about trends for 2019. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your fin...
2019-01-0741 minDollars&Sense Nelson Financial Planning2019 Fearless Forecast & 2018 Recap Including Christmas Week VolatilityOn this episode, Joel Garris, of Nelson Financial Planning, talks about what the main stream media has been saying about the market. In addition, Joel talks about the difference between a bear and bull market. Finally, Joel talks about the fearless forecast from last year and the new prediction for 2019. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide...
2019-01-0145 minDollars&Sense Nelson Financial PlanningThe Federal Reserve and Heightened VolatilityOn this episode, Joel Garris, of Nelson Financial Planning, talks about what has been going on in the market and how the Federal Reserve has affected it. In addition, Joel talks about why you should expect heightened volatility over the next few weeks. Finally, Joel talks about what you as an investor can do in this volatile market. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning...
2018-12-2745 minDollars&Sense Nelson Financial PlanningPitfalls of State Sponsored Retirement Savings Plans & 5 Steps to Check Your Retirement ReadinessOn this episode, Joel Garris, of Nelson Financial Planning, talks about individual investors impatience and where Joel gets his information from. In addition, Joel talks about what the market did last week and a few things you should look over before retirement. Finally, Joel talks about state funded retirement plans. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide...
2018-12-1944 minDollars&Sense Nelson Financial PlanningInverted Yield Curves & Recessions plus 4 Takeaways for All InvestorsOn this episode, Joel Garris, of Nelson Financial Planning, talks about what is going on with the current “inverted yield curve”. In addition, Joel talks about what recessions have looked like in previous years. Finally, Joel talks about what your allocation should look like going into retirement. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you...
2018-12-1046 minDollars&Sense Nelson Financial PlanningThe Impossibility of Predicting The Market & Tax ChangesOn this episode, Joel Garris, of Nelson Financial Planning, talks about why it is impossible to predict what the market is going to do on a daily basis. In addition, Joel talks about how this year’s taxes will be different from previous years. Finally, Joel talks about a very powerful tax technique. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his te...
2018-12-1045 minDollars&Sense Nelson Financial PlanningUnderstanding Investor Costs; Putting Your Financial Life Together & Qualified Charitable DistributionsOn this episode, Joel Garris, of Nelson Financial Planning, talks about the runaway freight train in the financial services industry. In addition, Joel talks about the best ways to start getting your financial life in order. Finally, Joel talks about a very powerful tax technique. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make...
2018-11-2640 minDollars&Sense Nelson Financial PlanningThe Latest and Greatest on 401ks and Health Saving AccountsOn this episode, Joel Garris, of Nelson Financial Planning, talks about the new rules are for your 401k and IRA. In addition, Joel talks about the pecking order in which you should invest your money. Finally, Joel talks about how some companies are getting active in their employees student loan debt. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team pro...
2018-11-1942 minDollars&Sense Nelson Financial PlanningThe 5 Parts of a Personal Financial Plan & Mid Term Election ResultsOn this episode, Joel Garris, of Nelson Financial Planning, talks about what has happened after the midterm elections and what we can be hopeful for. In addition, Joel talks about the five part process behind personal financial planning. Finally, Joel talks about behavioral coaching and why the average individual return is so much lower than the average markets return. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financia...
2018-11-1448 minDollars&Sense Nelson Financial PlanningElection Preview, Trade Talks & Tax ChangesOn this episode, Joel Garris, of Nelson Financial Planning, talks about the recent volatility in the market and what the relationship is between the good and bad days. In addition, Joel talks about the nation’s debt and how interest rates affect that debt. Finally, Joel talks about politics and why we are so excited for Wednesday. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. E...
2018-11-0545 minDollars&Sense Nelson Financial PlanningStay Calm, Stay Cool & Most Importantly Stay Invested!On this episode, Joel Garris, of Nelson Financial Planning, talks about what the bench mark return for your investments needs to be. In addition, Joel talks about how important diversification in your portfolio is. Finally, Joel talks about why it is so important to not deviate from the plan. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert i...
2018-11-0141 minDollars&Sense Nelson Financial PlanningStay Calm, Stay Cool & Most Importantly Stay Invested!On this episode, Joel Garris, of Nelson Financial Planning, talks about what the bench mark return for your investments needs to be. In addition, Joel talks about how important diversification in your portfolio is. Finally, Joel talks about why it is so important to not deviate from the plan. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert i...
2018-10-2941 minDollars&Sense Nelson Financial PlanningSocial Security Things to Know; P/E Ratios & Millennial Investing StrategiesOn this episode, Joel Garris, of Nelson Financial Planning, talks about the current price to earnings ratio. In addition, Joel talks about social security and the spousal benefits that come with it. Finally, Joel talks about how millennials are investing their money and the current status of the housing market. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide...
2018-10-2446 minDollars&Sense Nelson Financial PlanningMarket Review; Portfolio Manager Compensation & 10 vs. 15 Year PerformanceOn this episode, Joel Garris, of Nelson Financial Planning, talks about the recent volatility in the market and why it is normal. In addition, Joel talks about how portfolio managers are compensated and why it’s a big problem for 80% of fund companies. Finally, Joel talks about the 10-year return number and what it is really telling you. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning p...
2018-10-1542 minDollars&Sense Nelson Financial PlanningThe Rules for Owing Taxes on Inherited Property & Avoiding Gains on Selling Primary HomesOn this episode, Joel Garris, of Nelson Financial Planning, compares the old rule of selling your house to the new rule. Joel also discusses the step-up basis. In addition, Joel talks about how annuities work. Finally, Joel talks about how you make up for lost time. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you...
2018-10-0841 minDollars&Sense Nelson Financial PlanningPerception vs. Reality of Market Performance & Employee Benefit Selection SeasonOn this episode, Joel Garris, of Nelson Financial Planning, talks about the week that was and the publics’ views on the stock market. Joel also discusses life insurance. In addition, Joel talks about the WABUA. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your financial decisions. 👉 Visit our webs...
2018-10-0146 minDollars&Sense Nelson Financial PlanningThe Terminators are Already Here & Mid-Term Election YearOn this episode, Joel Garris of Nelson Financial Planning, talks about how much technology is affecting our lives. Joel also discusses some politics and what the midterm elections means. In addition, Joel takes a question from a listener. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your financial decision...
2018-09-2445 minDollars&Sense Nelson Financial PlanningHow Much Do You Really Need in Retirement & Proposed Changes in IRAsOn this episode, Joel Garris of Nelson Financial Planning, talks about how much money you will really need in order to retire. Joel also discusses what new legislation Washington is proposing concerning your 401k and IRA. In addition, Joel also talks about why you shouldn’t give up on Global Economy funds just yet. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and h...
2018-09-2046 minDollars&Sense Nelson Financial PlanningA Reflection on 2008 and its Lasting Impact plus Tax Changes You May Have MissedOn this episode, Joel Garris of Nelson Financial Planning, talks about the 10th anniversary of 2008 and how it still affects us to this day. Joel also talks about the changes that were made to your tax deductions. In addition, Joel also takes a call from a listener and answers some personal questions about mortgages. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and...
2018-09-1145 minDollars&Sense Nelson Financial PlanningCommon IRA Mistakes & Stock Buyback ExplainedOn this episode, Joel Garris of Nelson Financial Planning, discusses the differences between stock buybacks and dividends and why more companies have shifted to stock buybacks. Joel also talks about the IRS and commonly made IRA mistakes. In addition, Joel also talks about the radio show and how Dollars and Sense is moving to 93.1FM. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Jo...
2018-09-0341 minDollars&Sense Nelson Financial PlanningAn Estate Nightmare in California & Some Political TalkOn this episode, Joel Garris of Nelson Financial Planning, discusses some politics, Donald Trump and interest rates. Joel also talks about how the economy did over the past week. In addition, Joel discusses Aretha Franklin and what to do with your investments before you pass. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make...
2018-08-2845 minDollars&Sense Nelson Financial PlanningMid-Term Election Year Results & Running the Numbers on a Roth ConversionOn this episode, Joel Garris of Nelson Financial Planning, talks about Nelson Financial Planning’s latest award. Joel then hits on a little bit of politics and interest rates. In addition, Joel discusses how the economy did over the past week and how Walmart affected the Dow Jones industrial average. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide ex...
2018-08-2141 minDollars&Sense Nelson Financial PlanningTeachers Beware What Lurks in the Teacher’s Lounge & Mid-Year Economic OverviewOn this episode, Joel Garris of Nelson Financial Planning, discusses the topic of home ownership. He also discusses what teachers need to watch out for and why they are being prayed on. Joel hits on the major pit falls of annuities and why they are being pushed by the financial industry. In addition, Joel gives a mid-year economic breakdown. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financia...
2018-08-1340 minDollars&Sense Nelson Financial PlanningThe Perils of Ignoring Your 401k; Social Security Mistakes & Are You Caught in the Return Gap?On this episode, Joel Garris of Nelson Financial Planning, discusses why it is important not to neglect you 401K. He also discusses the return gap. Joel hits on a possible change in capital gains tax and reported earnings in the week that was. In addition, Joel talks about common social security mistakes. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team...
2018-08-0845 minDollars&Sense Nelson Financial PlanningA Washington Nightmare 401k Proposal & Growth vs ValueOn this episode, Joel Garris of Nelson Financial Planning, discusses the changes Washington is proposing to make to your 401k. He also discusses the difference of Growth vs Value and the importance of diversification. In addition, Joel hits on the Florida prepaid college savings plan. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make...
2018-07-3041 minDollars&Sense Nelson Financial PlanningA Nightmare on 401k Street & Avoid 1-800# Advice!On this episode, Joel Garris of Nelson Financial Planning, discusses the performance of last week’s market and what to expect in the upcoming week. He also discusses what not to do with your 401k or 403B. In addition, Joel answers follow up questions from last week’s show. Joel also compares last year’s tax code to this year’s new tax code. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs a...
2018-07-2347 minDollars&Sense Nelson Financial PlanningEstate Planning Musts & SIMPLE IRA OptionsOn this episode, Joel Garris of Nelson Financial Planning, discusses the performance of last week’s market and what to expect in the upcoming week. He also talks about Simple or Savings Incentive Match Plan for Employees IRA. Joel talks about some of the “must” for estate planning. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to he...
2018-07-1646 minDollars&Sense Nelson Financial PlanningETFs vs. Mutual Funds & Making a Retirement Income PlanOn this episode, Joel Garris of Nelson Financial Planning, discusses the difference between ETFs and mutual funds. He also discusses better ways to manage your 401k. Joel talks about the growing concern of how to replace your income in retirement. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your fin...
2018-07-0947 minDollars&Sense Nelson Financial PlanningHow to Generate Income in Retirement; Performance in the World Economy & the New Form 1040On this episode, Joel Garris of Nelson Financial Planning, discusses how well the American economy is doing compared to the world economy. He also discusses the changes in the new form tax 1040. Joel talks about the growing concern of how to replace your income in retirement. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you...
2018-07-0245 minDollars&Sense Nelson Financial PlanningTacking Time Bomb for Boomers; Tariff Talk & Expanded 529 UsesOn this episode, Joel Garris of Nelson Financial Planning, discusses how debt can prevent you from retiring. He also discusses the changes forth coming relating to the Dow Jones. Joel talks about changes in the new tax code involving home equity loans and 529s. Lastly, Joel discusses the fluid situation relating to tariffs between the US and China. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning...
2018-06-2545 minDollars&Sense Nelson Financial PlanningHow to Retire Early; Rollover vs. Transfer & Figuring Investment CostsOn this episode, Joel Garris of Nelson Financial Planning, discusses what millennials are doing wrong with their investments and suggests several strategies that can be utilized to expedite your retirement. He also discusses the differences between a rollover and transfer of assets and the benefits and disadvantages between them. Lastly, Joel discusses the true cost of your investments. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning...
2018-06-1839 minDollars&Sense Nelson Financial PlanningSocial Security Tapping its Reserves! & Investment Implications of Autonomous VehiclesOn this episode, Joel Garris of Nelson Financial Planning talks about the latest news that Social Security is having to tap its reserves this year to make payments. His son and office intern, Nelson Garris, joined him to talk about the implications of autonomous vehicles. Joel also describes the decision making process for paying down a mortgage and the difference between fee only and fee based investor costs. For more information, visit www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Centra...
2018-06-1142 minDollars&Sense Nelson Financial PlanningThe 4% Retirement Income Rule & Steps to Get Ready for RetirementOn this episode, Joel Garris of Nelson Financial Planning talks about the history and basis for the general rule that one can estimate their annual retirement income by calculating 4% of their assets. He also describes some of the steps people should take to get ready for retirement plus recaps the past week in the markets. For more information, view www.NelsonFinancialPlanning.com💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Jo...
2018-06-0445 min