John Teixeira And Nick McDevitt

Shows

Retirement Planning - RedefinedTalking To Your Spouse About Market Crash FearsThis episode is all about the emotional side of investing during market turmoil, especially the conversations (or arguments) happening at kitchen tables right now. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is an SEC Registered Investment Advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. The topics and information disc...2025-04-2414 min

Retirement Planning - RedefinedWhat Should You Actually Do When the Market Drops?The headlines are loud, the markets are messy, and your gut might be telling you to do something — anything — right now. But what should you actually do when your portfolio takes a hit? Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is an SEC Registered Investment Advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securiti...2025-04-1614 min

Retirement Planning - RedefinedInside the Advisor’s Office: What People Are Actually Concerned AboutEver wonder what other people talk about with their financial advisors? A new survey of nearly 400 experienced advisors reveals the biggest concerns, challenges, and financial goals their clients are facing today. From retirement planning to healthcare costs to working longer than expected, we’re breaking down the key takeaways and how they compare to what we see in our own client conversations. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is an SEC Re...2025-03-2719 min

Retirement Planning - RedefinedApril Fool’s: Beliefs That Fool Retirement Savers The MostApril Fool’s Day is all about jokes and pranks, but when it comes to retirement planning, getting fooled can cost you real money. Today, we’re uncovering the beliefs that fool retirees and pre-retirees into making bad financial moves. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is an SEC Registered Investment Advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale...2025-03-1314 min

Retirement Planning - RedefinedSocial Security Claiming Tips for Diverse Family SituationsSocial Security claiming strategies can vary greatly depending on family dynamics. This episode explores how different family situations, such as those with a stay-at-home spouse or a blended family, can impact when and how to claim Social Security benefits to maximize your retirement income. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Speaker 1: PFG Private Wealth Management LLC is an SEC registered investment advisor. Information presented is for educational purposes only, and does not intend to make...2025-02-1320 min

Retirement Planning - RedefinedNew Year, New Me: How To Change Your Money Attitude In 2025As we kick off 2025, a lot of people consider what they want the year to look like and how to put their best foot forward, especially financially. Think: “new year, new me!” To figure out what the new “you” is all about, sometimes it helps to reflect first on what you’ve done in the past and what you want to change moving forward. Today, we’ll talk about the financial decisions and habits you’ve maybe had in the past and what changes you can make this year to embrace the new you. Helpful Information:2025-01-2322 min

Retirement Planning - RedefinedFor Couples, Retirement Planning Is A Team SportAre you and your spouse on the same page when it comes to what retirement is going to look like? If not, it’s time to talk. Listen to this episode where we'll explore why it’s so important for couples to have detailed conversations about their finances and retirement futures. We’ll cover exactly what you need to discuss, and how to handle any disagreements. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: Disclaimer: PFG Privat...2024-10-0316 min

Retirement Planning - RedefinedThe Magic 8 Ball’s Guide to Retirement PlanningRemember the thrill of shaking a Magic 8 Ball to get answers to your childhood questions? Would we ace that math test? Would we be famous someday? Well, today, we're bringing a bit of that magic back. But instead of asking about pop quizzes and playground crushes, we’re turning to the Magic 8 Ball for advice on something much more important: your retirement planning! What would the Magic 8 Ball have to say about these common retirement questions if it had the wisdom of a financial advisor? Helpful Information: PFG Website: https://www.pfgp...2024-09-3016 min

Retirement Planning - RedefinedCombatting Popular Excuses For Poor Financial Decision-MakingVery often, we see people who know that the financial decisions that they’re making aren’t the best decisions, but they try to create excuses or explanations for why they’re doing what they’re doing. Let’s talk about why these excuses usually don’t hold water... Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: Disclaimer: PFG Private Wealth Management, LLC is an SEC Registered Investment Advisor. Information presented is for educational purposes only and does no...2024-07-1817 min

Retirement Planning - RedefinedTake the Fork: Yogi’s Wisdom on Making Financial ChoicesIn this episode, we’re diving into some famous words by the one and only Yogi Berra. You might know him for his legendary baseball career, but Yogi was also a goldmine of wisdom. We'll spin some of his classic quotes into financial advice. It's all about viewing things through the right lens—so let's see what financial insights we can uncover from Yogi’s memorable sayings! Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: Speaker 1...2024-07-1116 min

Retirement Planning - RedefinedRetirement Questions The Baby Boomer Generation Is AskingEach generation is currently navigating a unique part of the retirement planning experience. With many baby boomers preparing for the transition into retirement, we're going to focus on some of the top questions this age group is asking in today's episode. Stay tuned to see what you can learn from John and Nick this week on Retirement Planning Redefined! Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is an SEC Registered Investment Advi...2024-04-1120 min

Retirement Planning - RedefinedDon't Make These Income Planning MistakesAre you planning for your retirement with the confidence that you're making all the right moves? In today's episode, we'll unveil the crucial income planning mistakes that could jeopardize your retirement and show you how to craft a financial plan that's built to last decades, not just years. Tune in to ensure your retirement strategy is foolproof against common pitfalls and ready to secure your financial future. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wea...2024-04-0415 min

Retirement Planning - RedefinedMoney Mistakes You'll Regret and How to Avoid Them“Learn from the mistakes of others. You can’t live long enough to make them all yourself.” – Eleanor Roosevelt… Ever wish you could foresee financial missteps before they happen? On today’s episode explore some real-life stories of regret and arm yourself with the essential dos and don'ts to ensure your money works for you, not against you. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and...2024-01-2517 min

Retirement Planning - RedefinedRetirement Planning’s “Hidden” QuestionsThe retirement planning world is filled with plenty of advice and suggestions, but there are critical questions lurking in the shadows – the unasked, the overlooked. These are the questions that can help define the comfort and security of your retirement future. On this episode, we unearth and tackle these hidden, but essential questions about retirement. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expre...2024-01-1820 min

Retirement Planning - RedefinedTill Debt Do Us Part: Resolving Financial Sources of Tension Between CouplesMoney can't buy love, but it can certainly start some spicy debates between you and your better half. In this episode, we're digging into the financial face-offs that make Monopoly fights look like child's play and exploring some money minefields that can test even the most solid relationships. Listen in as we explore how to resolve some of the most common financial sources of tension between couples. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wea...2023-10-1918 min

Retirement Planning - RedefinedMastering Retirement Cash Flow: Understanding IncomeGet ready for part two of our Retirement Cash Flow series! This time, we're diving into the income side of the equation. In our first two episodes, we tackled the ins and outs of your expenses in retirement. Now, it's all about understanding the crucial role of income analysis. We'll uncover the secrets of guaranteed income versus the uncertain stuff and shed light on the consequences of retiring without a clear income plan. Don't worry if you're feeling lost - we've got your back with practical solutions and expert guidance. Tune in and take charge of your retirement cash...2023-10-1217 min

Retirement Planning - RedefinedMastering Retirement Cash Flow (Part 2): Understanding Changing ExpensesOn this episode, we will continue our conversation on what expenses may change when you enter into retirement. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an...2023-08-0219 min

Retirement Planning - RedefinedMastering Retirement Cash Flow (Part 1): Understanding Changing ExpensesIn this episode, we’ll explore many of the expenses in your life that might drastically change (one way or another) in retirement. We’ll break those expenses down further to see which ones are the top priorities and analyze some of the other factors that impact your cash flow in retirement. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information consid...2023-08-0220 min

Retirement Planning - RedefinedEp 60: Top Social Security Myths, Part 2This is part 2 of our Social Security conversation. We will be debunking the remaining 5 myths on today's show. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an...2023-04-2420 min

Retirement Planning - RedefinedEp 59: Top Social Security Myths, Part 1Have you ever wondered if the Social Security system will run out of money before you retire? Or if claiming benefits as soon as you're eligible is the best decision for your financial future? In this episode, we'll be debunking common myths about Social Security and answering the questions you've been curious about. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon in...2023-04-1821 min

Retirement Planning - RedefinedEp 58: Fore Your Retirement: What Golf Teaches Us About Financial PlanningAre you a golfer? Even if you're not, the game of golf can teach us valuable lessons about retirement planning. For example, hitting a hole-in-one might be thrilling, but it won't necessarily guarantee your overall success. And just like you need different clubs in your golf bag to play a round, you need a well-balanced approach to your investments in retirement. But perhaps the most important lesson from golf is the value of having a caddy. In retirement planning, a financial advisor can help you navigate the hazards and make the most of your financial "clubs." Tune in to...2023-03-0616 min

Retirement Planning - RedefinedEp 57: Retirement Expenses For Which You Forgot To PlanAre you preparing for retirement but feeling confident that you have covered all the expenses? Well, think again... It turns out that many retirees overlook some crucial expenses that can leave them financially vulnerable. In this episode, we explore the retirement expenses that most people tend to forget, including skyrocketing medical bills, unexpected travel costs, taxes, and much more. We'll discuss practical tips and strategies to help you plan for these expenses and ensure a secure and comfortable retirement. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: in...2023-03-0618 min

Retirement Planning - RedefinedEp 56: Four Ways The SECURE Act 2.0 Might Impact YouAfter being discussed in Congress for nearly a year and a half, the SECURE Act 2.0 passed in January. Listen to today’s episode to see what you need to know and learn four ways the new changes might impact you. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any stat...2023-02-0215 min

Retirement Planning - RedefinedEp 55: How Bonds Work: What Retirees Need To KnowToo many folks misunderstand bonds, how they work, and what role they play in a proper financial plan. We’ll address some of those bond related issues on today’s show. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Inform...2023-01-2717 min

Retirement Planning - RedefinedEp 54: Warning Signs: How To Spot Problems In Your Financial LifeJust like the lights on your dashboard can indicate if something is wrong with your car (like low tire pressure or leaking oil), there are indicators in your financial life that might point out that you have a problem that needs to be addressed. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied up...2023-01-2715 min

Retirement Planning - RedefinedEp 53: Getting It Right: Irreversible Financial DecisionsThere are plenty of decisions that you’ll make in the retirement planning process that can’t be undone, so you want to make sure that you make the right call. On this episode, we’ll explain why these decisions are so important and can’t be undone. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not...2022-09-2014 min

Retirement Planning - RedefinedEp 52: Retirement Planning From A Psychologist’s Point Of ViewWe always talk about the money side of financial and retirement planning. But what about the mental aspect of that big life change? Today we’ll break down an article written by a Licensed Professional Counselor (Kate Schroeder) for Psychology Today, titled The Psychological Investment In Retirement. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not...2022-09-0617 min

Retirement Planning - RedefinedEp 51: Financial Planning Considerations When You’re In Between JobsFinding yourself between jobs can be frustrating—whether you were fired, laid off, or just had to step away of your own choosing. But it can also present some opportunities. Let’s discuss some of the challenges and opportunities that you need to consider if you’re between jobs. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it shoul...2022-08-1113 min

Retirement Planning - RedefinedEp 50: Can You Get An A+ On Our Retirement Planning Quiz?Don’t dread this as much as you hated hearing these words as a kid, but it’s time for a pop quiz! We’re putting retirement planning preparedness under the microscope with 5 critical questions to which you need to know the answers. So sharpen those pencils and let’s see how ready you are for retirement. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed...2022-08-0217 min

Retirement Planning - RedefinedEp 49: What To Do As You Count Down The Days To RetirementWe’ve assembled a list of priorities to keep in mind as you count down the days to retirement. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make...2022-06-1417 min

Retirement Planning - RedefinedEp 48: Secret To Retirement Success: Get Out Of Your Own WayThere are plenty of external factors that often negatively influence our chances of having a successful retirement. But often, failure comes from within. On this episode, we’ll talk about some of the common ways people get in their own way when it comes to financial planning. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not...2022-06-0118 min

Retirement Planning - RedefinedEp 47: Understanding Financial Jargon: Investment Terms You Should KnowThere are some important terms you’re going to come across as you prepare for retirement. Having a basic understanding of these will help you achieve financial success, so we’ll cover what they mean and what you should know on today’s episode. And don’t worry. We won’t go quite so far down the rabbit hole where we expect you to be able to explain how a company’s P/E ratio meshes with it’s Alpha and Beta ratings to determine how much stock you should buy. Helpful Information: PFG Website: https://www.pfg...2022-05-1020 min

Retirement Planning - RedefinedEp 46: The Most Important Birthdays In Retirement PlanningThere are certain age milestones where you should really pay attention to your retirement planning progress. On this episode, we’ll look at the most important birthdays as you approach retirement and cover the exact things you should be checking off your to-do list at each age. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not...2022-04-2621 min

Retirement Planning - RedefinedEp 45: Planning For Things We Can’t PredictThere are certain things in life we just can’t predict. If we knew the answers to some of these questions, planning for retirement would sure be a lot easier. So let’s see how you go about constructing a plan that addresses the kinds of questions to which you can’t possibly know the answers. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are base...2022-03-2115 min

Retirement Planning - RedefinedEp 44: Do You Have A Money Bias? And How Much Is It Costing You?On this episode, we’ll breakdown a recent CNBC article that analyzes a recent Morningstar study. The study found that most of us have at least one money bias, some of us more than one, and that those biases are very possibly costing us money in our checking, savings, investing and retirement accounts. Listen to see if you might be impacted by a specific money bias and for strategies to get it back under control. Helpful Information: CNBC Article: https://cnb.cx/3KKXSHf PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-77...2022-03-1523 min

Retirement Planning - RedefinedEp 43 : Don’t Fumble Your Retirement In The Financial Red ZoneIn football, teams are extra careful not to make a mistake when they get within about 20 yards of scoring points (known as the Red Zone). They’ve typically worked hard to get to that point and don’t want to cost themselves by throwing an interception or fumbling the ball and giving it to the other team. On this episode, we’ll explore the financial equivalent of the Red Zone and discuss how you can really mess things up if you’re not careful during this phase of your life. If you’re approaching retirement, this is a fundamental conversati...2022-02-1418 min

Retirement Planning - RedefinedEp 42: How “The Great Resignation” Could Impact You Or A Loved One’s RetirementDroves of workers are retiring early or taking a break from work as they change career paths. It’s become known as The Great Resignation. On this episode, we’ll highlight some of the key takeaways of a recent Forbes article and explore a lot of the impacts on retirement planning from across different age groups in the wake of this massive workplace shift that’s underway. Forbes Article: https://bit.ly/3JtbbeQ Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Discl...2022-02-1422 min

Retirement Planning - RedefinedEp 41: Opportunities For Retirement’s Late BloomersMaybe you’re close to retirement and think you don’t have nearly enough money saved. But let’s talk about some reasons that the news might not be as bad as you think. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change w...2021-12-2917 min

Retirement Planning - RedefinedEp 40: Quit Cutting Corners In Your Financial PlanIt can be tempting to cut corners as you make your retirement plan - but those decisions can often turn into a huge inconvenience, if not an outright disaster. We'll go over some common ways people cut corners in their financial plan, and what you should be doing instead. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it...2021-12-2916 min

Retirement Planning - RedefinedEp 39: Is Your Retirement Plan Out Of Tune?Even if you have a solid financial plan in place, things can quickly get out of tune if you don’t make adjustments from time to time. Let’s talk about some of the areas where we often see people get out of tune in their financial plan. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should...2021-11-1119 min

Retirement Planning - RedefinedEp 38: Financial Mistakes Couples MakeGetting husbands and wives on the same page with their retirement plan can often be a challenge. Let’s talk about some of the things that couples often mess up. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information pres...2021-11-0219 min

Retirement Planning - RedefinedEp 37: Things That Don‘t Matter Till They DoFire extinguishers, airbags in your car, and smoke alarms in your house are all examples of things in life that don’t really seem to matter until they’re the only thing that matters. On that rare occasion when you need one of those items, you’ll either be very glad that you have one, or really regretting the fact that you don’t. Let’s talk about some of the things in the financial world that don’t matter until they do. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 ...2021-09-0920 min

Retirement Planning - RedefinedEp 36: 5 Things About DecumulationSo much focus in the financial world revolves around accumulating money. There’s all sorts of advice, how- to guides and guardrails in place when it comes to saving and investing, but a lot less resources out there to help retirees navigate the period of time after retirement. This is known as decumulation, the spending down and managing of the assets you’ve accumulated through your life. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is...2021-09-0218 min

Retirement Planning - RedefinedEp 35: Not Your Father’s RetirementIf you’re of the age that your mom and dad retired 20 or 30 years ago, the world was a much different place when they walked away from their paychecks. Let’s talk about how things are different now. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinio...2021-06-2416 min

Retirement Planning - RedefinedEp 34: Learning Through Uncommon SenseAt first glance, each of these statements seem like basic common sense that everyone agrees with. But when we look at the way people actually behave with their money, it seems that common sense is actually a bit uncommon. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or...2021-06-1719 min

Retirement Planning - RedefinedEp 33: Fact Or FictionSometimes the easiest way to learn about something is make it really simple. Like some of the first true/false tests you might have taken in school, let’s play a round of fact or fiction to test your financial planning acuity. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such...2021-04-2216 min

Retirement Planning - RedefinedEp 32: Are You Flirtin' With Financial Disaster?Let’s talk about some of the areas of your financial life where you might be flirtin’ with disaster and don’t even know it. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and...2021-04-1522 min

Retirement Planning - RedefinedEp 31: Where Crisis & Opportunity MeetTo write the Chinese word for “crisis,” you combine elements of two different Chinese characters. One character means “danger” while the other one means “opportunity.” Translated into English, it means “opportunity riding on a dangerous wind.” Let’s discuss how some of these crises might actually be opportunities, depending on your situation and perspective. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information con...2021-03-1819 min

Retirement Planning - RedefinedEp 30: This Is Why You Never AssumeWe often see people making certain assumptions about retirement that just aren’t correct. Let’s explore some of those on today's show. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does n...2021-03-1021 min

Retirement Planning - RedefinedEp 29: Understanding Annuities - Fixed IndexThis is the final installment for our annuity mini-series. We will wrap things up by diving into fixed-index annuities. We get more into the finer details of some properties of annuities and also take a look at how these contracts are typically structured. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as...2021-02-1618 min

Retirement Planning - RedefinedEp 28: Understanding Annuities - Variable and FixedThis is part 2 of our annuity mini-series. We focus on two types of annuities on this episode which are the variable and fixed deferred. John and Nick explain what are significant about each of these and how they may fit into a retirement plan. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied up...2021-02-0419 min

Retirement Planning - RedefinedEp 27: Understanding Annuities - The BasicsThere are a lot of strong opinions on annuities. Some people heavily advocate for them, while others claim they are a bad investment. Today John and Nick will break down the basics for us by discussing what an annuity is and some important terms to know. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be...2020-10-2924 min

Retirement Planning - RedefinedEp 26: How To Process A RolloverLast episode we talked about the different items to take into account if you are thinking about doing a rollover. John and Nick will discuss how to actually process a rollover and some common mistakes to avoid. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's Show: ----more---- Marc: Thanks for tuning in to Retirement Pla...2020-09-1615 min

Retirement Planning - RedefinedEp 25: Is A Rollover Right For You?Company retirement plans can be expensive and many people are considering to rollover their account. But what considerations should be thought about before you take any action? Today John and Nick discuss the fee structures, investment options, and a few more factors when deciding if a rollover is right for you. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Tod...2020-08-2116 min

Retirement Planning - RedefinedEp 24: Importance Of Risk Management & Asset ProtectionWhen it comes to retirement planning, many people focus on filling in an income gap, or making sure they will have enough money to get them through retirement. While this is fundamental to the plan, it's important to make sure your assets are protected. John and Nick will explain what investment vehicles have some sort of protection and will also give a hypothetical example. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to...2020-07-0918 min

Retirement Planning - RedefinedEp 23 : Should You Be Thinking About Refinancing?With rates being at historic lows, a lot of clients have been asking questions about refinancing. So this week we answer the biggest questions people have. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's Show: ----more---- Marc: Hey everybody. Welcome in to this edition of Retirement Planning Redefined with John and Nick from PFG Pri...2020-07-0712 min

Retirement Planning - RedefinedEp 22: Case Study- Implementing Roth ConversionsWe spent last podcast talking about what exactly a Roth conversion is. Today we will examine a financial plan and see how implementing Roth conversions can potentially improve this situation. Case Study Before Implementing Strategy: Dual income Household: Ages 55 & 53 Existing Accounts: $500k Pre-Tax 401k Funds $25k Roth IRA Funds $50k Cash Mortgage on the home – paying extra on mortgage ($250/m) (5% rate on 30 year loan, 10 years in) Income: Person 1: $110k Person 2: $60k Current Savings strategy: Total Joint Savings 18% of income ($30.6k/yr.) – all into pre-tax Each person has 3% company match for pre-tax ($5.1k/yr.) T...2020-06-0416 min

Retirement Planning - RedefinedEp 21 : Roth ConversionsWith our tax brackets being at historically low rates, many people are looking at implementing Roth conversions in their plan. John and Nick will explain what exactly this concept is and how this may be able to save you some dollars on taxes in the future. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's Show: ----more---- ...2020-06-0113 min

Retirement Planning - RedefinedEp 20: Peeling Back The CurtainOn this week's episode, we check in with John and Nick on how things are going personally with their families, communities and clients. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's Show: ----more---- Speaker 1: Hey, everybody. Welcome into this edition of Retirement Planning Redefined with the team from PFG Private Wealth. Got John and Nic...2020-05-0718 min

Retirement Planning - RedefinedEp 19: Market Downturns And RecoveriesToday our discussion revolves around bull and bear markets. We will break down the basics of what each of these types of markets mean and take a look at some historic trends that are relevant to this topic. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's Show: ----more---- Marc: Hey, everybody. Welcome into this edi...2020-04-2319 min

Retirement Planning - RedefinedEp 18: Investing In Down MarketsIt can be tough to see the silver lining in times of volatility, but when the market is down oftentimes there are some great investing opportunities. John and Nick give us some key tips on how to take advantage of a down market. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's Show: ----more---- Mark:...2020-04-1617 min

Retirement Planning - RedefinedEp 17: Planning Through Volatile MarketsWe talked last time on some of the financial impacts the Coronavirus had caused, but now we will discuss how to plan to get through tough times and market downturns. John and Nick will talk about a few suggestions they have when they see situations like this and how to withstand a volatile market. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ T...2020-04-0914 min

Retirement Planning - RedefinedEp 16: CARES ActThe Coronavirus (COVID-19) is having a dramatic impact on our daily lives and many people are taking a huge financial hit from lost wages, a volatile stock market, and general economic uncertainty. Congress recently passed the CARES Act to try and help alleviate some of the financial impacts. John and Nick will give us the rundown on this new bill. https://floridadisasterloan.org/ https://www.sba.gov/funding-programs Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a tr...2020-04-0216 min

Retirement Planning - RedefinedEp 15: Roth IRA 101Last week we covered the basics of the traditional IRA and today we will shift our focus to the Roth IRA. John and Nick will once again explain the basics to this investment vehicle. We will also compare and contrast the Roth IRA to the traditional IRA. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's Show: ...2020-03-1914 min

Retirement Planning - RedefinedEp 14: Traditional IRA 101We cover the basics on the traditional IRA. John and Nick will break down what this investment vehicle is for and how it may be able to benefit you. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's Show: ----more---- Speaker 1: Hey everybody, welcome into this edition of Retirement Planning Redefined with John and Nick her...2020-03-0516 min

Retirement Planning - RedefinedEp 13: Secure Act Changes - Stretch IRAWe continue our conversation about the SECURE Act. Another big piece to this new law is the removal of the stretch IRA. Nick walks us through the things we need to know about this big change. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's Show: ----more---- Mark: Hey, everybody. Welcome into another edition of Ret...2020-02-0615 min

Retirement Planning - RedefinedEp 12: Secure Act Changes - RMDAfter it simmered in Congress for a year, the SECURE Act is now law. If you have a retirement account of any kind, or will one day inherit a retirement account, this will affect you. Today Nick will discuss the details around the new age specifications. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Transcript of Today's Show: ----more---- Speaker 1: Hey everybody, welcome into another edition of Retirement Planning Redefined. Into 2020 with our first podcast of the new ye...2020-01-1612 min

Retirement Planning - RedefinedEp 11: Social Security, Part 5Today is part 5 of our social security series and we will focus on the survivor benefit option. We will talk about a few situations that can arise and share a couple of client stories that have revolved around this topic. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Transcript of Today's Show: ----more---- Speaker 1: Back here with us for another edition of Retirement Planning Redefined, the podcast with John and Nick from PFG Private Wealth. Gentlemen, how's it go...2019-12-1913 min

Retirement Planning - RedefinedEp 10: Social Security, Part 4Today's show is part 4 of our social security discussion. Our topic today is spousal benefit options. John and Nick will walk us through the ins and outs of this facet of social security and offer their advice. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Transcript of Today's Show: ----more---- Mark: Hey everybody, welcome into another edition of Retirement Planning Redefined. Thanks as always for checking out and tuning into the podcast with John and Nick, financial advisors at...2019-12-0517 min

Retirement Planning - RedefinedEp 9: Social Security, Part 3This is part 3 of our social security conversation. This week we talk about what aspects you should consider before you decide to start taking social security. Everybody's situation is different, but this may help you get a better idea on when you should start reaping your benefits. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Transcript of Today's Show: ----more---- Speaker 1: Thanks for tuning in to a another edition of the Retirement Planning - Redefined Podcast. As always, I...2019-11-2116 min

Retirement Planning - RedefinedEp 8: Social Security, Part 2We continue our discussion on social security this week. Today's show will focus on how you can integrate social security in your retirement plan and some variables you may need to look out for when doing so. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com ----more---- Transcript of today's show: Speaker 1: Thanks for coming back in with us. As we talk here on retirement planning redefined, we always appreciate you joining us here on the podcast. With John an...2019-10-1711 min

Retirement Planning - RedefinedEp 7: Social Security, Part 1Today is the start of a multiple part series on social security. We'll be discussing topics such as the state of the fund and reforms that are aimed to help the program and more, so tune in and catch up on social security. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com ----more---- Transcript of today's show: Mark: Hey gang, welcome into another edition of retirement planning redefined with the boys from PFG Private Wealth Financial Advisors, John and Ni...2019-10-0317 min

Retirement Planning - RedefinedEp 6: The Challenges Of No More Paychecks, Part 3It's time for part 3 of our discussion about one of the most challenging parts of transitioning into retirement, dealing with the fact that you're no longer receiving a paycheck from work. Today, we'll discuss specifically how to turn your nest egg into paychecks with strategies like living off of dividends and using an income floor. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Transcript of today's show: ----more---- Speaker 1: The rules of retirement have changed. No lon...2019-09-0513 min

Retirement Planning - RedefinedEp 5: The Challenges Of No More Paychecks, Part 2It's time for part 2 of our discussion about one of the most challenging parts of transitioning into retirement, dealing with the fact that you're no longer receiving a paycheck from work. Today, we'll discuss specifically ways to get more comfortable with the transition from working to retirement. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com ----more---- Transcript of today's show: Speaker 1: The rules of retirement have changed. No longer can most of us rely on social security or a...2019-08-2211 min

Retirement Planning - RedefinedEp 4: The Challenges Of No More Paychecks, Part 1One of the most challenging parts of transitioning into retirement is dealing with the fact that you're no longer receiving a paycheck from work. So today we'll discuss how to make that process as smooth as possible, as well as talk about some of the common feelings and missteps that many people face. ----more---- Here is a transcript of today's episode: Marc Killian: Hey everybody. Welcome in to another edition of Retirement Planning Redefined with John and Nick financial advisors at PFG Private Wealth, an independent RIA serving you in the Tampa Bay...2019-08-0812 min

Retirement Planning - RedefinedEp 3: Why The Role Of Your Financial Advisor Isn't What It Used To BeAs the financial industry has changed, the role of the financial advisor has also changed in order to fit the needs of today's retirees and pre-retirees. So let's talk about some of the crucial elements that your advisor should be providing you with in a retirement plan, as well as how you can spot an advisor that may not have your best interests in mind. ----more---- Here is a transcript of today's episode: Marc Killian: Hey everybody, welcome in to another podcast edition of Retirement Planning Redefined, with financial advisors John Teixeira and...2019-07-0315 min

Retirement Planning - RedefinedEp 2: How The Financial Industry Has Changed In The Last DecadeThings are changing in the financial world, and they're changing for the better. This week, we'll look into how advisor fee structures have changed, and we'll talk about why more and more advisors are becoming independent fiduciaries and separating themselves from the larger wirehouses. We'll also explain the difference between the suitability and fiduciary standards, and discuss why holistic planning is becoming so popular. ----more---- Here is a transcript of today's episode: Marc Killian: Hello, and welcome in to another addition of Retirement Planning Redefined with the team from PFG Private Wealth. Joining...2019-06-2015 min

Retirement Planning - RedefinedEp 1: Getting To Know Your Hosts: John Teixeira and Nick McDevittOn this inaugural episode of the Retirement Planning Redefined podcast, we'll get to know your hosts a bit better. We'll find out how they got involved in the industry, how their partnership formed, and what experiences have shaped their financial and investment philosophies. ----more---- Here is a transcript of today's episode: Marc Killian: The rules of retirement have changed. No longer can most of us rely on social security, or a single pension to fund our futures. We're living longer in retirement, doesn't just last a handful of years anymore. Instead, you might stay retired f...2019-06-0617 min

Retirement Planning - RedefinedWelcome To Retirement Planning RedefinedComing soon: It's a new podcast helping you plan for your financial future and retirement. It's Retirement Planning Redefined with the team at PFG Private Wealth Management. Each week, John Teixeira and Nick McDevitt will bring you common sense planning guidance and advice to help you stay on the right track to get to and through retirement. Listen to this quick preview of what's to come on future episodes. Episode 1 is coming soon. Meanwhile, learn more about PFG here: https://www.pfgprivatewealth.com/ 2019-05-2803 min