Kara Walker - Debt-Free Educator

Shows

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 456 - Small Podcast Break - Family Funeral & Sickness, Please Pray 🙏Today starts a temporary break from Money and Mental Peace due to family situations, including a funeral and another relative in the hospital. Please help to pray for comfort, healing and reconciliation! Here's candid reminder that podcasters are human! We must embrace grace over perfection, and ask for God's guidance in all life things - family, health, and work decisions, etc. Thank you for your understanding! New episodes may resume after the break, possibly with replays in the meantime. Thanks y'all!!! ~Kara Come join our FB Christian C...

2026-02-2403 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 440 - Check Out This $3000 Video Scholarship Before Thanksgiving Break is Over! (Replay)Want to stay productive over Thanksgiving break without giving up your precious time with family, food, and football? You’re in luck. In this episode, I walk you through a $4000 VIDEO scholarship you can apply for before Thanksgiving break is over—without sacrificing your turkey, mashed taters, or chill time. You’ll get: • Where to find this $4000 video scholarship • What the video actually needs to include (don’t worry, it’s simple!) • How to finish this fast so you can get back to relaxing Perfect for students looking for fast or easy scholars...

2025-11-2810 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 439 - Finish This $5000 Scholarship in UNDER AN HOUR Over Thanksgiving Break!! (Replay)Want to be productive over Thanksgiving break without giving up family time, football, or those mashed taters? 🙌 You’re in luck. In this episode, I walk you through a $5000 scholarship you can finish in UNDER an hour — one of the easiest, fastest scholarships to apply for this season. If you’ve been searching for quick scholarships, fast scholarships, or ways to pay for college without drowning in essays, this is the one to hit before the holiday ends. You’ll hear: • Where to find this $5000 Thanksgiving scholarship • Why it’s one of the best quick schola...

2025-11-2620 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 388 - College Disability Accommodations 101: How To Get The Help You Need! - Best-Of EpisodeGot test anxiety? Want extended time? Need extra tutoring or resources, or alternative adaptive technology? Getting extra accommodations in school is possible, and you don’t have to have a visual or obvious disability to get help. My guest Dan Jordan discusses the when, why, and how of getting additional assistance to make college a level playing field for you to play on, alongside your fellow classmates. This is PART 1! Watch out for PART 2 coming out in a few days. Let’s goooooooo!!!! Check out Dan’s podcast at --> After the IEP: College...

2025-01-2310 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 387 - 5 Quick Tips for College Students to FIND EXTRA MONEY in Their Budget!Hey friend! Are you looking for an extra $20, $50, $100, etc. in your budget, for food, rent, or for something fun? I have 5 quick tips about how to find extra funds that you already have hidden in your budget, plus a BONUS suggestion on how to basically get paid for doing things in your everyday life (listen to the end to find out how!). You can truly find and earn extra money for EVERY facet of your life!! Additionally, do you want me to find you up to $30,000 in scholarship opportunities for you to apply for? I can guarantee...

2025-01-1620 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 377 - How to Reduce the Cost of Tuition for Your Daughter by 50%! 3 Steps to Get Started - (BEST-OF EPISODE)College is SO expensive, but you’d rather not get any loans. Did you know that there are ways to LOWER costs instead of just trying to find more money to pay for high costs? But… how do I know this? I myself graduated from college debt-free without rich parents nor ANY student loans, and I can walk you through many options to reduce the cost of college tuition by 50%! You could also schedule a FREE Scholarship Strategy Session with me to discuss how I can find your daughter between $10,000-30,000 in scholarship opportunities! Plan a time on my...

2024-12-0718 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 376 - 5 Things I’d Do if I Had to Start College All Over Again (Without My Parents' Help) - (Repeat Best-Of Episode)Lemme guess, you don't have a huge inheritance or rich parents, but you need to pay for college? You also might not know what you want to study, too. School, plus work, homework, keeping up with relationships, and, oh yeah, SLEEP, can be just too much sometimes! Join me and 3 of my friends who are in college GAP years to discuss what we would do differently if we had to start college all over again! Let’s goooooooo!!!! Related Episodes: 186 - Find $10,000 in Scholarships This Week if You Optimize Your Time Mana...

2024-12-0420 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 373 - How to Find Scholarships for Students with ADHD, Learning Disabilities, ADD, & Mental Health Conditions - (Repeat Best-Of Episode)Did you know students with physical or learning disabilities might have MORE scholarship options than the normal student? (Alongside ADD, ADHD, or mental health conditions, etc.) Or that there are scholarships out there for those who are homeschooled because of their disability/diagnoses/condition? Today I share with Dan Jordan, of the “After the IEP'' podcast, about scholarship research and accessibility for such students. We discuss how to begin the process, organize it, document it, and the art of asking questions! Check out his podcast at --> After the IEP: College Transition and Success Tips for Parents of...

2024-11-2628 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 365 - "How Can My High GPA Daughter & Middle Income Family Pay For College WITHOUT STUDENT LOANS?" Your Scholarship Questions Answered! - Best-Of EpisodeSo your kid wants to go to college, but money is tight! I mean, you’re not poor, so you don’t get any federal funding, but you’re not rich either! You’re just stuck between a rock and a hard place. You might wonder if her high GPA will help with scholarships? DON’T WORRY! I myself graduated from college debt-free without rich parents nor ANY student loans, and I can walk you through how your exact situation is actually ideal with lots of scholarship options available. Listen in, and… Schedule a FREE Scholarship S...

2024-10-2921 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 359 - Student Loans Are UNNECESSARY To Send Your Kids to College (Real Life Story Inside!) - Best-Of EpisodeSo your kid wants to go to college, but money is tight! I mean, you’re not poor, so you don’t get any federal funding, but you’re not rich either! You’re just stuck between a rock and a hard place. You think, “Maybe student loans are my best option?” WAIT! Just hear me out in this episode, where 2 of my business friends interview me on how I graduated from college debt-free. I used scholarships, grants, and plain old, cold, hard cash to pay for school, and I’ll show you how you guys can too!!! ...

2024-10-0638 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 338 - Part 2 - College Disability Accommodations 101: How To Get The Help You Need!Cue part 2! - Got test anxiety? Need extra tutoring or resources? Want extended time, or alternative adaptive technology? Getting extra accommodations in school is possible, and you don’t have to have a visual or obvious disability to get help. My guest Dan Jordan discusses the when, why, and how of getting additional assistance to make college a level playing field for you to play on, alongside your fellow classmates. This is PART 2! Check out Part 1 at → 337 - College Disability Accommodations 101: How To Get The Help You Need! - Part 1 Let’s goooooooo!!!! Check o...

2024-07-2810 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 337 - College Disability Accommodations 101: How To Get The Help You Need! - Part 1Got test anxiety? Want extended time? Need extra tutoring or resources, or alternative adaptive technology? Getting extra accommodations in school is possible, and you don’t have to have a visual or obvious disability to get help. My guest Dan Jordan discusses the when, why, and how of getting additional assistance to make college a level playing field for you to play on, alongside your fellow classmates. This is PART 1! Watch out for PART 2 coming out in a few days. Let’s goooooooo!!!! Check out Dan’s podcast at --> After the IEP: College...

2024-07-2526 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 335 - 3 Ways to Have Someone Else Pay for Your College So You Can Save MoneySometimes higher education is just a waste of money! But that doesn't mean it always is, or that there is no hope of going and succeeding! Why not just have someone else pay for it, so you don't go into massive debt as you figure out life? That might seem easier said than done, but today I have 3 ways to have someone else pay for school instead of you! Plus my besties Alyssa and Liz are along for the ride(: LET'S GOOOOOOOOOOOOOO!!! Grab your cold brew and TI-89, because class is no...

2024-07-1929 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 322 - How to Reduce the Cost of Tuition for Your Daughter by 50% - 3 Steps to Get Started...College is SO expensive, but you’d rather not get any loans. Did you know that there are ways to LOWER costs instead of just trying to find more money to pay for high costs? But… how do I know this? I myself graduated from college debt-free without rich parents nor ANY student loans, and I can walk you through many options to reduce the cost of college tuition by 50%! You could also schedule a FREE Scholarship Strategy Session with me to discuss how I can find your daughter between $10,000-30,000 in scholarship opportunities! Plan a time on my...

2024-06-0218 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 321 - 5 Things I’d Do if I Had to Start College All Over Again (Without My Parents' Help)Lemme guess, you don't have a huge inheritance or rich parents, but you need to pay for college? You also might not know what you want to study, too. School, plus work, homework, keeping up with relationships, and, oh yeah, SLEEP, can be just too much sometimes! Join me and 3 of my friends who are in college GAP years to discuss what we would do differently if we had to start college all over again! Let’s goooooooo!!!! Related Episodes: 186 - Find $10,000 in Scholarships This Week if You Optimize Your Time Mana...

2024-05-3020 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 320 - How to Find Scholarships for Students with ADHD, Learning Disabilities, ADD, & Mental Health ConditionsDid you know students with physical or learning disabilities might have MORE scholarship options than the normal student? (Alongside ADD, ADHD, or mental health conditions, etc.) Or that there are scholarships out there for those who are homeschooled because of their disability/diagnoses/condition? Today I share with Dan Jordan, of the “After the IEP'' podcast, about scholarship research and accessibility for such students. We discuss how to begin the process, organize it, document it, and the art of asking questions! Check out his podcast at --> After the IEP: College Transition and Success Tips for Parents of...

2024-05-2528 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 317 - "How Can My High GPA Daughter & Middle Income Family Pay For College WITHOUT STUDENT LOANS?" Your Scholarship Questions Answered!So your kid wants to go to college, but money is tight! I mean, you’re not poor, so you don’t get any federal funding, but you’re not rich either! You’re just stuck between a rock and a hard place. You might wonder if her high GPA will help with scholarships? DON’T WORRY! I myself graduated from college debt-free without rich parents nor ANY student loans, and I can walk you through how your exact situation is actually ideal with lots of scholarship options available. Listen in, and… Schedule a FREE Scholarship S...

2024-05-1421 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 316 - I Found Her $16,000 in Graduate Scholarships! Wanna Be Next?I personally found my client over $16,000 worth of grad school scholarship opportunities, pertaining to her major, hobbies, age, interests, etc. (Wanna be next!?!?) . What if you were handed a list of scholarships that were tailor-made for you? . What if you didn't even have to search for them because I did it for you? . This is possible! I myself graduated from college debt-free with over $10k leftover in my bank account, and was able to completely pay for college without my parents help or working full time all throughout college. Why? Because I know how to search for scholarships like nobody's...

2024-05-1010 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 315 - 2 Women’s Scholarships Worth $1000 - CLICK HERE - Repeat Best-Of EpisodeHey fam! Calling all my girls out there to come apply to these scholarships solely for women, worth $1000! Stop flirting with student loans, that you know could become a massive burden to you, and do something different than everyone else! Grab your cold brew and TI-89, because class is now in session(: . Want me to find you scholarships for college that you are FOR SURE eligible for, so you can spend your time applying for them (or sleeping, whichever you choose? . HEAD TO… calendly.com/moneyandmentalpeace to schedule a FREE call with me to find out how! . LET'S GOOOOOOOOOOOOOO!!! . Scholarships me...

2024-05-0722 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 188 - Want a High-Paying Student Job That Fits Around Your Classes and Homework? Find Online Work Here! - REPEAT BEST-OF EPISODEHeyyyyy girl! Wouldn't you love a high-paying job that fits so seamlessly around your class schedule and homework? I have an idea for convenient online work HERE in this episode, with my special guest podcaster Arianna Vernier, host of Ditch the Classroom! Arianna's podcast --> Ditch the Classroom - Quit Teaching, Virtual Assistant, WAHM, Side Hustle, Freelancer on Apple Podcasts Let's get it! Grab your cold brew and TI-89, because class is now in session. Related Episodes: 4 - How I Got FREE Textbooks For College, and YOU C...

2024-04-3022 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 313 - Student Loans Are UNNECESSARY To Send Your Kids to College (Real Life Story Inside!)So your kid wants to go to college, but money is tight! I mean, you’re not poor, so you don’t get any federal funding, but you’re not rich either! You’re just stuck between a rock and a hard place. You think, “Maybe student loans are my best option?” WAIT! Just hear me out in this episode, where 2 of my business friends interview me on how I graduated from college debt-free. I used scholarships, grants, and plain old, cold, hard cash to pay for school, and I’ll show you how you guys can too!!! ...

2024-04-3038 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 305 - How I Got FREE Textbooks For College (& You Can Too!!)Are textbook prices stacking up and you wish you could forget the expense altogether? Is it truly possible? YES! Because I did, and I'll be telling you how, along with finding cheap textbooks to rent. You don't want to miss the awesome steps and tricks that I lay out. Grab your cold brew and TI-89, because class is now in session. I can also personally help you!! I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I cannot guarantee that you will for sure receive t...

2024-03-1409 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 301 - No Money For College and Your Parents Can’t Help? 5 Scholarship and Budget Tips to Fund School! - Repeat Best-Of EpisodeDo you need funds for school, and you see your friends' parents paying for their college education, but that is not your situation? I get you! I was in the same boat, and I STILL graduated from college debt-free with over $10,000 left over in my bank account that I had been saving up but didn't need to use. Scholarships, internships, grants, and other cool hacks paid for it all instead! Today my bestie Julia and I discuss 5 tips to pay for school, alongside the unique situation of her being a first-generation college student, and all the ups an...

2024-02-2936 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 297 - CANCEL Anxiety in 5 Minutes a Day, to Combat Stress and Overwhelm While in College - Replay Best-Of EpisodeThe struggle is real. You know you need to decompress and recharge to be able to handle all the stuff happening on your calendar, but ain't nobody got time for that! But... do you have 5 minutes? I can help you start fighting this good fight in only 5 minutes a day. Is it truly possible? YES! Because I did, and I'll be telling you how, in a relateable and low pressure way. You don't want to miss the awesome steps and tricks that I lay out. Grab your cold brew and TI-89, because class is now...

2024-02-1620 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 296 - Wishing For Worse Grades While in College - Confessions of a Recovering Over-Achiever - Replay Best-Of EpisodeI would have been fine, sometimes better even, if I had gotten worse grades in college! Just take it from me, a girl who graduated college debt-free with honors in both of my degrees, and a "recovering over-achiever." I might have had more peace if I had just let gooooooo. Is it truly possible? YES! Because I did, and I'll be telling you how, in a relatable and low-pressure way. You don't want to miss the awesome steps and tricks that I lay out. Grab your cold bre...

2024-02-1310 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 295 - 2 Ways to Use Scholarships to Pay for Gas, Books, and Coffee!! Try These Budget Tips to Get You There - Replay Best-Of EpisodeHey friend! Did you know you can use scholarships to pay for expenses OTHER THAN just tuition? Maybe you have school paid for, but now need $ for life expenses. Scholarships are STILL the way to go! I have 2 ideas + some budget tips to get you there, so you can find money for EVERY facet of your life!! If INSTEAD you want me to find you scholarships to apply for, I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I cannot guarantee that you will for sure receive th...

2024-02-1013 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 291 - 6 High-Paying 4-Year College Degrees ($100,612 Salary and Up!) - Repeat Best-Of EpisodeSay less! Can you believe that I have 6 degrees to discuss today, in which graduates can earn $100, 612 annual salaries and up!? Anything from business, architecture, and technology made this list today! So stop what you’re doing, and grab your cold brew and TI-89, because class is now in session! P.S. Want me to find you scholarships for college so you can spend your time applying for them, or sleeping, whichever you choose? :) HEAD TO… calendly.com/moneyandmentalpeace to schedule a FREE call with me to find out how! Related episodes: 210...

2024-01-2919 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 290 - 6 High-Paying Jobs That Require Only Trade School or High School Diploma - $62,890 Salary and Up! - Repeat Best-Of EpisodeSay less! Can you believe that I have 6 degrees to discuss today, in which graduates can earn $100, 612 annual salaries and up!? Anything from business, architecture, and technology made this list today! So stop what you’re doing, and grab your cold brew and TI-89, because class is now in session! P.S. Want me to find you scholarships for college so you can spend your time applying for them, or sleeping, whichever you choose? :) HEAD TO… calendly.com/moneyandmentalpeace to schedule a FREE call with me to find out how! Related episodes: 210...

2024-01-2613 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 284 - How to Apply for a Scholarship in 5 Easy StepsYou might be hearing of your friends or influencers getting all sorts of scholarships for school, but they never seem to work out for you!!! Don’t fret, this IS POSSIBLE. If my male friend got a women’s scholarship and I earned an award after the deadline had already passed, then it is totally possible for you to get some scholarship funds as well! But there is a bit of science to it, and I spill all in today’s episode. P.S. Want me to find you scholarships for college so you can spend y...

2024-01-0819 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 281 - Questioning Your Career Choice? 2 New Year’s Resolutions That Will Help You Choose A College Degree You’ll LOVE!Episode link → Questioning Your Career Choice? 2 New Year’s Resolutions That Will Help You Choose A College Degree You’ll LOVE! I know how it feels to question my career choice! I declared a major and then I was like, "Now what?" Was it correct? What would I do after college? Even though I was still in college, I thought way ahead. Can you relate? Honestly I was just worrying about tomorrow, it was very annoying. So… Now hindsight is 20/20, I'm outta college, graduated, and I have 2 New Year's resolutions that helped me...

2023-12-3002 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 269 - College is a Waste of Money! 3 Ways to Have Someone Else Pay for School So You Can Save MoneyThere, I said it... sometimes higher education is just a waste of money! But that doesn't mean it always is, or that there is no hope of going and succeeding! Why not just have someone else pay for it, so you don't go into massive debt as you figure out life? That might seem easier said than done, but today I have 3 ways to have someone else pay for school instead of you! Plus my besties Alyssa and Liz are along for the ride(: LET'S GOOOOOOOOOOOOOO!!! Grab your cold brew and TI...

2023-11-2229 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 262 - Need Legitimate Scholarship Opportunities to Cover Costs? Book a FREE Coaching Call With Me to Find Money for College - Best-Of EpisodeAre you open to applying for scholarships, but don't have any time to find them? I got you boo! I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I charge less than 1% of what I find them, depending on which tier you choose to hire me. I try to find them based on school, major, interests, and other random/general scholarships for which anyone can apply. I cannot guarantee that you will for sure receive the scholarships, as you will need to apply for them yourself, but I...

2023-10-3112 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 254 - No Money For College and Your Parents Can’t Help? 5 Scholarship & Budget Tips to Fund School! - Best-of Episode ReplayDo you need funds for school, and you see your friends' parents paying for their college education, but that is not your situation? I get you! I was in the same boat, and I STILL graduated from college debt-free with over $10,000 left over in my bank account that I had been saving up but didn't need to use. Scholarships, internships, grants, and other cool hacks paid for it all instead! Today my bestie Julia and I discuss 5 tips to pay for school, alongside the unique situation of her being a first-generation college student, and all the ups an...

2023-10-0136 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 245 - She Paid Off $20,000 in Student Loans Before Ever Paying Interest! - w/ Sasha Star RobertsonHey you! Today we’re gonna talk with a friend who paid off $20,000 in student loans before they were ever due, thus paying NO INTEREST! This was before all the COVID stuff and loan deferment/interest pauses of the last few years. The deadline was approaching for her, but she paid everything off within just a few months after college! We discuss how she reduced the expense of college and then how she paid it all back lickety-split. You can learn how to do this too (or even better, how to not ever need to take loans ou...

2023-09-0434 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 244 - Overwhelmed and Anxious About Everything You’re Juggling in College? The #1 Question You’re Probably Not Asking Yourself - with Podcaster Emily McDermottAre ya overwhelmed? Anxious about ALL.THE.THINGS you’re juggling? It’s hard to have mental peace when surrounded by visual clutter and the many proverbial hats you’re wearing. This is all happening because you’re probably not asking yourself this #1 question. You need perspective! This episode will get you there! Today I chatted with my friend and podcaster Emily McDermott on how you can improve your mental health in college and mitigate decision fatigue. Check her out → MOMS OVERCOMING OVERWHELM, Decluttering, Decluttering Tips, Home Systems, Routines for Moms, Home Organization on Apple Podcasts

2023-09-0133 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 242 - 3 Ways to Maintain Your Faith While Balancing a Busy Schedule in a New Semester! REPEAT BEST-OF EPISODEToday we're answering a question submitted by a listener - "I've actually only recently just got back into practicing my faith again (yay!) and so keeping hold of that momentum while balancing a busy schedule is my biggest worry as we enter a new semester!" Let's chat about 3 ways to maintain your faith while balancing a busy schedule this semester! Grab your cold brew and TI-89, because class is now in session... LET'S GOOOOOOO!!!! Apologetics Books Mentioned in This Episode Jesus Skeptic - https://www.amazon.com/Jesus-Skeptic-Journalist-Credibility-Christianity/dp/0801078083 ...

2023-08-2611 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 241 - In The Dark on How to Go To College Debt-Free? 4 Steps to Get Started. - REPEAT BEST-OF EPISODE My fraaaaand! Are you in the dark about how to go about graduating from college debt-free? Whether you're already in school or beginning in the fall, I have 4 steps you to help you get started!!!! If you're interested in MORE assistance than this short episode can offer, check out my online course The Debt-Free College Blueprint, WHERE I TEACH YOU… How to find God’s path for college and graduate loan and debt-free. IMAGINE IF… You walked into next semester knowing exactly how you were going to pay for the rest of college, and knew you were aligned with God’s will for wha...

2023-08-2319 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 239 - Top 5 Low-Cost Christian Universities in America!!!Hey fam! Today I have details about the top 5 most budget-friendly Christian colleges in America! Employers don’t need you to always have the highest GPA or have gone to an Ivy League level university. You just need that degree! Why not go budget-friendly so you can try to finish without student loans? Of course, it’s important to make sure they have the programs you are looking for and wisely consider all options. I’m here to help you get started! So stop what you’re doing, and grab your cold brew and TI-89, because class is now in session...

2023-08-1715 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 238 - Top 5 Cheapest Universities in America!Hey fam! Today I have details about the top 5 most budget-friendly colleges in America! Employers don’t need you to always have the highest GPA or have gone to an Ivy League level university. You just need that degree! Of course, it’s important to make sure they have the programs you are looking for and wisely consider all options. I’m here to help you get started! So stop what you’re doing, and grab your cold brew and TI-89, because class is now in session! Top Cheapest Universities - Top 50 Cheapest Colleges and Universities in America...

2023-08-1417 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 237 - How to Find $41,000 in STEM Scholarships for College! O:I personally found my client over $41,000 worth of scholarship opportunities, pertaining to his major, hobbies, age, interests, etc. (Wanna be next!?!?) In this episode, I tell you how I do it, and also teach you how you could do the same thing all by yourself!!! Ready? LET'S GOOOOOOOOOOOOOO!!! Grab your cold brew and TI-89, because class is now in session! P.S. What if you were handed a list of scholarships that were tailor-made for you? What if you didn't even have to search for them because I did...

2023-08-1117 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 236 - I Found Her $16,000 in Graduate Scholarships! Wanna Be Next?!I personally found my client over $16,000 worth of grad school scholarship opportunities, pertaining to her major, hobbies, age, interests, etc. (Wanna be next!?!?) What if you were handed a list of scholarships that were tailor-made for you? What if you didn't even have to search for them because I did it for you? This is possible! I myself graduated from college debt-free with over $10k leftover in my bank account, and was able to completely pay for college without my parents help or working full time all throughout college. Why? Because I know how to search for scholarships like nobody's bus...

2023-08-0810 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 235 - 2 Women’s Scholarships Worth $1000 - CLICK HERE!Hey fam! Calling all my girls out there to come apply to these scholarships solely for women, worth $1000! Stop flirting with student loans, that you know could become a massive burden to you, and do something different than everyone else! Grab your cold brew and TI-89, because class is now in session(: Want me to find you scholarships for college that you are FOR SURE eligible for, so you can spend your time applying for them (or sleeping, whichever you choose? HEAD TO… calendly.com/moneyandmentalpeace to schedule a FREE call with me to find out how! LET'S GOOOOOOOOOOOOOO!!! Scholarships mentio...

2023-08-0522 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 234 - 3 Ways I Saved $10,000 & Managed My Money While Going to College Full-TimeDo you get your paycheck and then it seems to disappear in less than a week? Where is it going? Are you overwhelmed with full time school and work, a social life, sleep, laundry, and, oh yeah, trying to manage your money so that you can pay for school? Let's chat about 3 ways to SAVE THOUSANDS OF $$ and maintain and even stretch your budget while balancing a busy schedule this semester! Grab your cold brew and TI-89, because class is now in session... LET'S GOOOOOOO!!!! Related Episodes: 218 - Earn Money While You Study: 3 College Jobs That Pay To Do Homework 222 - Ho...

2023-08-0322 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 233 - $1500 Book Lovers Scholarships - Calling All Book Worms!Did you know there's a Book Lovers Scholarship!? If you could only read one book for the rest of your life, what would it be? Some of my favorite authors are Lisa T. Bergren (River of Time Series!!!) & Bryan Davis (Dragons in our Midst series!!!). If y'all have not read them, what are you doing with your life? The adventure, the suspense, the romance! Sigh....

2023-08-0114 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 232 - A Debt-Free Degree with NO STUDENT LOANS is Possible for Homeschoolers and Public Schoolers - REPEAT BEST-OF EPISODEHellooooo! Wondering how you're going to pay for college? Wish you could even graduate with no student loans or debt? Is it possible? Yes! Not only did I graduate debt-free, but I finished with $10,000 left in my bank account that I hadn't needed to use for school! No, my parents didn't pay for my college, I found other ways. Because of Dave Ramsey's inspiration, I was also able to start a business and immediately begin saving for retirement within a month after I graduated! P.S. Want me to do all the work in finding you scholarships to apply for? Pla...

2023-07-2920 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 231 - Apply for This $1000 Disney Super Fan Scholarship (EASY!)Did you know there's a Disney Super Fan Scholarship!!??!? Write about your favorite movie, character, theme park ride, etc., and you could win some $$$$ for college! My favorite classic movies are Mulan, Tarzan, and Treasure Planet! If y'all have not watched them bc they're not new, what are you doing with your life? The soundtracks, characters, humor, etc. is all amazing! Anyways, I digress (: The point is, there's a Disney scholarship out there, so what are you waiting for!?!? - Disney Super Fan Scholarship | Bold.org LET'S GOOOOOO! P.S.

2023-07-2710 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 230 - I Found Her $16,489 in Scholarships & You Could Be Next!I personally found my client over $16,489 worth of scholarship opportunities, pertaining to her major, hobbies, age, interests, etc. (Wanna be next!?!?) What if you were handed a list of scholarships that were tailor-made for you? What if you didn't even have to search for them because I did it for you? This is possible! I myself graduated from college debt-free with over $10k leftover in my bank account, and was able to completely pay for college without my parents help or working full time all throughout college. Why? Because I know how to...

2023-07-2510 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 229 - How to Pick a Purposeful Major and Career that Will Make You Want to Jump Out of Bed in the Morning! - REPEAT BEST-OF EPISODEI know you -- you don't wanna waste your life at a job that sucks the soul out of you! But how can you find and pick a purposeful major/career that will make you want to jump out of bed this morning? Check out the answers in today's episode! LET'S GOOOOOOO!! Grab your cold brew and TI-89, because class is now in session. P.S. Want me to do all the work in finding you scholarships to apply for? Plan a FREE Scholarship Strategy Session with me at --> Calendly - Kara Walker Facebook --> Christian College Girl Community ~ Schola...

2023-07-2220 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 228 - How to Pay for College WITHOUT ANY Student Loans (Thanks Dave Ramsey!) - REPEAT BEST-OF EPISODEHellooooo! Wondering how you're going to pay for college? Wish you could even graduate with no student loans or debt? Is it possible? Yes! In this interview with my friend and podcaster friend Lydia Senn (Frugal Debt Free Life on Apple Podcasts) we discuss how I did so through Dave Ramsey's inspiration, free classes, scholarships, and other unconventional money hacks. Not only did I graduate debt-free, but I finished with $10,000 left in my bank account that I hadn't needed to use for school! No, my parents didn't pay for my college, I found other ways. B...

2023-07-1925 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 227 - How to Find Purpose in College & God’s Calling for Your Future Career! (thanks NF!!) - REPEAT BEST-OF EPISODEHey lovely! Are you struggling lately with finding your purpose and calling? Today we discuss the #1 way you can find God's purpose and calling for your NOW and your FUTURE, with some NF wisdom sprinkled in along the way! NF's new single HOPE --> NF - HOPE - YouTube My YouTube NF reaction channel --> Kara's Quest - YouTube Related Episodes: 149 - Find Your Purpose and Calling in College! 152 - Choosing a Major Within God’s Will in 5 Steps Find Passion, Purpose, and Calling 163 - How...

2023-07-1618 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 226 - 3 Ways to Search and Find the Scholarships Specific To You - REPEAT BEST-OF EPISODEHey friends! Today, we'll discuss 3 ways to find scholarships specific to you! Not random ones that you just don't seem to qualify for, but ones tailored to you!!!! Let's get it! P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week on Apple Podcasts 100 - Apply for This $1000 EASY, NO ESSAY Scholarship Around Your Hectic Schedule on A...

2023-07-1312 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 225 - 5 Tips To Save $400 on Coffee in College (Dave Ramsey Approved!!!) - REPEAT BEST-OF EPISODEWhat would you do with $400? You could pay for all your textbooks, gas for the semester perhaps, or even a whole semester of tuition (if you follow some other hacks I lay out in this podcast about free or low-priced classes)!!! Now here's the real question... how much do you spend on coffee on the daily? You're in luck! No matter if you're a coffee connoisseur or only dig hot chocolate or tea, all these tips still apply! I can help you save around $400 on coffee in college, and these tips are even Dave Ramsey approved!!!

2023-07-1028 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 222 - How to Apply for a Scholarship in 5 Easy StepsYou might be hearing of your friends or influencers getting all sorts of scholarships for school, but they never seem to work out for you!!! Don’t fret, this IS POSSIBLE. If my male friend got a women’s scholarship and I earned an award after the deadline had already passed, then it is totally possible for you to get some scholarship funds as well! But there is a bit of science to it, and I spill all in today’s episode. P.S. Want me to find you scholarships for college so you can spend your time a...

2023-07-0319 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 221 - 6 Highest-Paying 4 Year College Degrees ($100,612 Salary and Up!)Say less! Can you believe that I have 6 degrees to discuss today, in which graduates can earn $100, 612 annual salaries and up!? Anything from business, architecture, and technology made this list today! So stop what you’re doing, and grab your cold brew and TI-89, because class is now in session! P.S. Want me to find you scholarships for college so you can spend your time applying for them, or sleeping, whichever you choose? :) HEAD TO… calendly.com/moneyandmentalpeace to schedule a FREE call with me to find out how! Related episodes: 210...

2023-06-3019 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 220 - Are You Paying For Your Own College Education? 4 Tips to Ease the Financial Burden (Besides Scholarships!)Don’t have enough $ for school and parents are unable to pay for it? I get it, because I WAS IN THE SAME BOAT! We all know about scholarships, but today I mention 4 other ways that you can ease the financial burden on your quest to graduate debt-free (besides scholarships)!! LET’S GOOOOOOO! Also, join me on... ~ Facebook: Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook ~ Instagram: @moneyandmentalpeace ~ Email: info@moneyandmentalpeace.com Related episodes: 203 - 5 Tips to Find an Extra $2200 in Your College Budget! 16...

2023-06-2821 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 219 - I Found Her Over $19,800 in Scholarships & You Could Be Next!I personally found my client over $19,800 worth of scholarship opportunities, pertaining to her major, hobbies, age, interests, etc. (Wanna be next!?!?) What if you were handed a list of scholarships that were tailor-made for you? What if you didn't even have to search for them because I did it for you? This is possible! I myself graduated from college debt-free with over $10k leftover in my bank account, and was able to completely pay for college without my parents help or working full time all throughout college. Why? Because I know how to...

2023-06-2609 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 218 - Earn Money While You Study: 3 College Jobs That Pay To Do HomeworkI’M GONNA HELP YOU GET PAID TO SIT IN CLASS + DO YOUR HOMEWORK WHILE MAKING BANK!!! Eeeek! What a fun topic! Listen in to learn more :D Related episodes: 93 - Can I Really Find Cheap Textbooks Online for Under $50? YES!! 3 Steps to Save Money on Books! on Apple Podcasts 169 - 5 Tips To Save $400 on Coffee in College (Dave Ramsey Approved!!!) on Apple Podcasts 186 - Find $10,000 in Scholarships This Week if You Optimize Your Time Management on Apple Podcasts P.S. Join me on... Facebook -->...

2023-06-2419 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 217 - #1 Way to Earn $1000 For College Without Scholarships or Working!Eeeek! What a fun topic! Ppl usually discuss scholarships, grants, jobs and internships as ways to earn money for school, but I have a UNIQUE way for you to find $1000 that has nothing to do with the conventional ways of college funding. Tune in to find out what it is! :D Related episodes: 13 - The WEIRDEST Scholarship That Could Make You $10,000 for College! on Apple Podcasts 93 - Can I Really Find Cheap Textbooks Online for Under $50? YES!! 3 Steps to Save Money on Books! on Apple Podcasts 169 - 5 Tips To Save $400 on C...

2023-06-2214 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 216 - APPLY FOR THIS $2500 EASY JUNE SCHOLARSHIP & TY FOR 15,000 DOWNLOADS!!!Guys, we've hit 15,000 downloads on the podcast! Thank you so much for your listens, and I'm happy to share with you today an EASY $2500 scholarship you can apply for this month (: Please consider leaving a review to help boost the pod for more people to find! Grab your cold brew and TI-89, because class is now in session... LET'S GOOOOOOO! Scholarship mentioned in this episode: $2,500 June ScholarshipPoints Scholarship - Scholarships360 P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate De...

2023-06-2011 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 215 - Student Loans Gotcha Down? 4 Ways to Quit Drowning in Loans and Get Through College Without Any MoreStudent loans gotcha down? You’re not alone — but you don’t have to stay stuck! In this episode, we’re talking about real ways to get through college debt free, even if you’re already in debt or don’t qualify for many scholarships. I’ll share practical ways to get help in college, cut costs, and find creative options to get out of debt and finish school strong — even without scholarships! LET’S GOOOOOO!! Other episodes mentioned today: Step 1: 119 - Devos: God is in the Details of Your College Life...

2023-06-1717 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 209 - Haven’t Looked For Scholarships Because You’re Afraid You Won’t Get Them? THAT’S FALSE! (+ Other College Lies We Believe)STOP BELIEVING THE LIES! You can get scholarships, God does want to partner with and help you, there are many ways to pay for school, and it's totally possible for you to graduate debt-free with your mental health still intact. Today we DESTROY the lies of the enemy while speaking truth & life! ____________ Want me to find you scholarships for college so you can spend your time applying for them (or sleeping, whichever you choose :) ???? HEAD TO… calendly.com/moneyandmentalpeace to schedule a FREE call with me to find out how! LET'S G...

2023-06-0211 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 208 - STILL TIME LEFT TO FIND $20,000 IN SCHOLARSHIPS FOR 50% OFF - MEMORIAL DAY SALE!!!What if you were handed a list of scholarships that were tailor-made for you? What if you didn't even have to search for them because I did it for you? FOR A LIMITED TIME I will find you $20,000 worth of scholarship opportunities for the normal price of $10,000 in scholarship opportunities! Or, in essence, you could think of it as 50% off my $20,000 tier. This is so possible! I myself graduated from college debt-free with over $10k leftover in my bank account, and was able to completely pay for college without my parents help or...

2023-05-3005 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 206 - 3 Hacks To Stay Motivated When Applying For ScholarshipsWhen motivation wanes, it's no joke. Today, I wanna help y'all with 3 hacks to get ya motivated to find and apply for scholarships for college!!! ... OR want to work with me, and I'll find you scholarships instead? HEAD TO… calendly.com/moneyandmentalpeace to schedule a FREE call with me to find out how! LET'S GOOOOOOOOOOOOOO!!! Grab your cold brew and TI-89, because class is now in session! Links mentioned in this episode: WHY CAN’T WE USE CRYSTALS FOR HEALING?... - Christian Answers for the...

2023-05-2725 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 204 - Are You ONLY Finding Scholarships You DON’T qualify for? Try This Instead to Find $10,000+ (For College Students!)You're not a green-eyed monster from space, so you don't seem to fit the exacting qualifications of all the scholarships you're finding, UGH! Don't worry boo, I got you(: Today we discuss 2 ways that could help you find $10,000+ in scholarships for college! Online Database --> Chegg - Get 24/7 Homework Help | Rent Textbooks Work with me --> calendly.com/moneyandmentalpeace LET'S GOOOOOOOOOOOOOO!!! Grab your cold brew and TI-89, because class is now in session! Related Episodes: 78 - How to Find $10,000 in Scholarship Opp...

2023-05-2306 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 193 - No Money For College and Your Parents Can’t Help? 5 Scholarship and Budget Tips to Fund School!Do you need funds for school, and you see your friends' parents paying for their college education, but that is not your situation? I get you! I was in the same boat, and I STILL graduated from college debt-free with over $10,000 left over in my bank account that I had been saving up but didn't need to use. Scholarships, internships, grants, and other cool hacks paid for it all instead! Today my bestie Julia and I discuss 5 tips to pay for school, alongside the unique situation of her being a first-generation college student, and all the ups an...

2023-04-2436 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 183 - Afford Textbooks Next Semester With This $500, EASY Scholarship!Are you open to applying for scholarships, but don't have any time to find them? I got you boo! Today, I present to you the following scholarship that could help you afford textbooks this semester! --> Courage to Grow Scholarship OR, let me find you scholarships!!! I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I charge less than 1% of what I find them, depending on which tier you choose to hire me. I try to find them based on school, major, interests, and other r...

2023-03-2909 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 176 - In The Dark With How to Go About Graduating College Debt-Free? 4 Steps to Get Started.My friend! Are you confused about how to graduate from college debt-free? Whether you're already in school or beginning in the fall, I have 4 steps to help you get started!!!! If you're interested in MORE assistance than this short episode can offer, check out my online course The Debt-Free College Blueprint, WHERE I TEACH YOU… How to find God’s path for college and graduate loan and debt-free. IMAGINE IF… You walked into next semester knowing exactly how you were going to pay for the rest of college, and knew yo...

2023-03-1019 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 174 - Struggling With Spiritual Warfare? College Students’ Battle Plan for Victory in Jesus! (Click HERE)Hey lovely! Are you struggling lately with spiritual warfare? Need a battleplan? I have one to share with you today, for VICTORY in Jesus!!! Join our Facebook community to share what you're going through and how we can pray for you --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free LET'S GOOOOOOO!! Grab your cold brew and TI-89, because class is now in session (: P.S. Enjoy some great apologetics books to feel confident and grounded in your faith! Jesus Skeptic The Case for C...

2023-03-0623 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 171 - Do College Campus Revivals Mean the End is Coming!?!? (FYI, This is Kinda Clickbait:)Well, this is a juicy topic, and I wonder if y'all will agree with my assessment of recent revivals or not? They've been springing up all over the US (Asbury revival, Lee University, Cedarville University, Heart of Dating Conference, etc.). What does this mean? Come join the Christian College Girl Community and let me know your thoughts, and if you agree with my thoughts in the episode! LET'S GOOOOOOO!!!! Related Episodes: 147 - Devos: Feel more present with God and see His clear guidance, even when you feel small and co...

2023-02-2819 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 169 - 5 Tips To Save $400 on Coffee in College (Dave Ramsey Approved!!!)What would you do with $400? You could pay for all your textbooks, gas for the semester perhaps, or even a whole semester of tuition (if you follow some other hacks I lay out in this podcast about free or low-priced classes)!!! Now here's the real question... how much do you spend on coffee on the daily? You're in luck! No matter if you're a coffee connoisseur or only dig hot chocolate or tea, all these tips still apply! I can help you save around $400 on coffee in college, and these tips are even Dave Ramsey approved!!!

2023-02-2328 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 168 - APPLY FOR THIS $1500 EASY FEBRUARY SCHOLARSHIP & TY FOR 10,000 DOWNLOADS!!!Guys, we've hit 10,000 downloads on the podcast! Thank you so much for your listens, and I'm happy to share with you today an EASY $1500 scholarship you can apply for this month (: Please consider leaving a review to help boost the pod for more people to find! Grab your cold brew and TI-89, because class is now in session... LET'S GOOOOOOO! Scholarship mentioned in this episode: Complete Your Profile | CollegeXpress P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Face...

2023-02-2122 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 166 - A Debt-Free Degree with NO STUDENT LOANS is Possible Via Free Classes, Easy Scholarships and Unconventional Money Hacks, for Homeschoolers and Public Schoolers Alike! - REPEAT BEST-OF EPISODEHellooooo! Wondering how you're going to pay for college? Wish you could even graduate with no student loans or debt? Is it possible? Yes! Not only did I graduate debt-free, but I finished with $10,000 left in my bank account that I hadn't needed to use for school! No, my parents didn't pay for my college, I found other ways. Because of Dave Ramsey's inspiration, I was also able to start a business and immediately begin saving for retirement within a month after I graduated! If you're interested in MORE assistance than this short episode can...

2023-02-1622 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 163 - How to Pick a Purposeful Major and Career that Will Make You Want to Jump Out of Bed in the Morning - REPEAT BEST-OF EPISODEI know you -- you don't wanna waste your life at a job that sucks the soul out of you! But how can you find and pick a purposeful major/career that will make you want to jump out of bed this morning? Check out the answers in today's episode! LET'S GOOOOOOO!! Grab your cold brew and TI-89, because class is now in session. P.S. Come join our FB Christian College Girls Community, and tell us what traditional degree you're getting, and how you want to use it...

2023-02-1017 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 162 - Can Homeschoolers Graduate College DEBT-FREE? Yes! I Spill the Tea in Today’s Episode - REPEAT BEST-OF EPISODENot only did I finish college debt-free, but I had over $10,000 left in my bank after graduation! I now have time, money, and location freedom. This is all because I didn't have to take the first job that came to me just to pay off loans - I was DEBT-FREE!!! It's so cool how graduating debt-free gave me such freedom after college to start a business, invest, travel, etc., and I'd love to show you, homeschooler, how YOU can do the same! Of course, this can all apply to public schoolers and homeschoolers alike, but I dish...

2023-02-0830 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 161 - Q&A: Periods, Hormones, Diets, and Body Comparison Help for Christian College Girls!Who else out there just feels utterly insane sometimes when shark week comes (your period week)? Hormones making you crazy? Getting sucked into body comparison or diet culture? GIRL. Let's release that stress! My friend Tara brings the answers to my questions all around periods, hormones, diets, and body comparison for Christian college girls. LET'S GOOOOOOO!! Grab your cold brew and TI-89, because class is now in session. P.S. Tara Faulmann's podcast --> The No Nonsense Wellness Podcast | Weight Loss & Health for Real Life Com...

2023-02-0337 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 160 - Devos: 3 Ways to Deal w Strict or Annoying College Professors! - Luke 6:37-42Who else has had a strict or annoying college prof, like mine WHO WOULDN'T LET ME TAKE NOTES, AND I ONLY HAD A CERTAIN NUMBER OF BATHROOM BREAKS!?!? Um.... yeah, so today we discuss 3 ways to deal with such unique situations. LET'S GOOOOOO! P.S. Come join our FB Christian College Girls Community where you can ask questions, request prayer, and vent about ALL THE THINGS! Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com Website -->...

2023-02-0114 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...Hey friends! Did the title catch your eye? Wanna finish college with MONEY LEFT OVER? Maybe even $10,000 to spare? If you're new here, we talk about finding God's path for college and graduating loan and debt-free! If you're new here, I did an interview on a friend's pod (Published Before College, more info below), talking them through how they could run after their dreams without student loans hanging over their heads. I walk through how I graduated college debt-free with $10,000 left in my bank account! If you're interested in the previous episode, I interview her a...

2023-01-2716 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 157 - You Can Be a Published Author Before Graduating College, Even if You Declare a Major in Another Field!Hey guys! Is part of God's path for your college journey to be a published author? Did you know this can happen before graduating college, even if you declare a major in another field, like engineering or the medical field, etc. My guest has a podcast entitled "Published Before College," but the same tactics and strategies can apply to getting you to published-author-status before graduating college! She tells her story, provides some truths to combat your limiting beliefs, and teaches you to do it faster and more efficiently than she did! Let's get it!

2023-01-2548 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 155 - Are You Just Surviving College, and Not Thriving? You’re Normal. 3 Steps to Lean Into Jesus and THRIVEHeyyyyy! Do you feel like you are always putting out fires or psyching yourself up to the next thing on your to-do list, but always overwhelmed and only half surviving? Want to thrive? You're normal. We've all been there! No, we don't want to stay in survival-mode, but I want you to know that YOU'RE NORMAL! Good? Now, listen in as we discuss 3 steps to lean into Jesus and THRIVE! Let's get it! Grab your cold brew and TI-89, because class is now in session. P.S. Come join...

2023-01-2011 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 154 - Devos: Worried you’ll never stop worrying? Avoid student loans and pay for college in peace on God’s timeline! - Psalm 18:16-19Worried you'll never stop worrying? I feel that! Today we chat on worrying positively (is there such thing???), avoiding student loans, and paying for college on God's peaceful timeline... is it truly possible? You'll see... LET'S GOOOOOOO!! Grab your cold brew and TI-89, because class is now in session. Come join our FB Christian College Girls Community where you can ask questions, request prayer, and vent about ALL THE THINGS! Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com...

2023-01-1816 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 153 - Apply for This $40,000 Easy, NO Essay Scholarship!! (NOT CLICKBAIT) - BEST-OF EPISODEHey guys! Can you believe we're already in the 100s of episodes!? So cool! Thank you for your continued support. Today I'll tell you about this amazing scholarship that is literally worth $40,000, and there's no essay connected. Honest, this is not clickbait! You can find it here: BigFuture Scholarships: Earn by Planning for College (collegeboard.org) Do you wish there was a way to find more scholarships like this? Cue my online course, The Debt-Free College Blueprint, where I teach you how to find and apply for scholarships, among other things. BONUS: I also give y...

2023-01-1607 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 152 - Choosing a Major Within God’s Will in 5 Steps | Find Passion, Purpose, and Calling - BEST-OF EPISODEDude, I GET IT. You know you need to decide a major soon if you're going to stay in college, and not choosing is still choosing to go a different way! Wouldn't it be nice for you to have a step-by-step guide to making those plans? Is it truly possible? YES! Because I did, and I'll be telling you how, in a relatable and low-pressure way. You don't want to miss the awesome steps and tricks that I lay out. Grab your cold brew and TI-89, because class is now in session. LET'S...

2023-01-1319 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 151 - Apply for This $1000 EASY, NO ESSAY Scholarship Around Your Hectic Schedule - BEST-OF EPISODEWe've got an easy, no essay scholarship worth $1000 that you can apply for around your hectic schedule. You don't want to miss this one! LET'S GOOOOOOO!! Grab your cold brew and TI-89, because class is now in session. Related Episodes: 41 - Colleges Don’t Tell You the Secret to a $3000 Degree, They Just Want a LOT of Your Money on Apple Podcasts 46 - Wanna Earn $10,000 for College From a WEIRD College Scholarship? Let’s Get the Bread! on Apple Podcasts 58 - Take 30 Secs to Apply for T...

2023-01-1107 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 150 - 5 Steps to Getting an EASY Full-Ride Scholarship, or Let Me Do it For You! - REPEAT BEST-OF EPAre student loans stacking up and you wish you could go to school debt-free? Is it truly possible? YES! Because I did, and I'll be telling you how with 5 steps to getting an easy full ride scholarship! Follow these tips I lay out, or let me do it for you :O Related Episodes: 76 - Is It Possible to Get a Full-Ride Scholarship? 100% Yes! 3 Reasons Why You Can on Apple Podcasts 121 - This is why I don’t have to work full-time after college!! #timemoneylocationfreedom on Apple Podcasts ‎110 - How to Fi...

2023-01-0922 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 148 - How I Earned a Degree for $1200! Colleges Don’t Want You to Know This Best-Kept Secret - REPEAT BEST-OF EPISODEAre student loans stacking up and you wish you could go to school debt-free? Is it truly possible? YES! Because I did, and I'll be telling you how with this first step on how I got a degree for only $1200! Colleges didn't tell me how to do this, I had to find out for myself, and now I share all the secrets with you! Ready? Grab your cold brew and TI-89, because class is now in session. Related Episodes: 146 - This New Year’s resolution has me on track to...

2023-01-0428 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 147 - Devos: Feel More Present with God and See His Clear Guidance, Even When You Feel Small and Confused! - Micah 5:2-4Clarity, guidance, and intimacy with God is possible, and today's devotional gives you that spiritual caffeine boost you need when you feel small and confused! Enjoy devotions daily from Our Daily Bread here: https://odb.org Today's particular devotional can be found here: A Small Start | Our Daily Bread (odb.org) Let's get it! Grab your cold brew and TI-89, because class is now in session. Related Episodes: 125 - Devos: Where in the World You Can Find Guidance For Your Life! - Psalm 19:7-14 on Ap...

2023-01-0214 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 146 - This New Year’s Resolution Has Me on Track to Become a Millionaire! Only Takes 20 Mins a Week (:Real talk here: Do you want to feel stabilized with money? That's usually a New Year's resolution of many people. Do you have enough money for college? Well, I started doing this one thing back in high school, and I am in my late 20s, and this one resolution has me on track to become a millionaire. Legit, no joke. Thanks to Bonnie for having me on her podcast to discuss this topic! We're almost to 10,000 downloads on the podcast! Will you please share a favorite episode with a friend, and leave a review on A...

2022-12-3022 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 145 - Questioning Your Career Choice? 2 New Year’s Resolutions That Will Help You Choose A College Degree You’ll LOVE!I know how it feels to question my career choice! I declared a major and then I was like, "Now what?" Was it correct? What would I do after college? Even though I was still in college, I thought way ahead. Can you relate? Honestly I was just worrying about tomorrow, it was very annoying. So... Now hindsight is 20/20, I'm outta college, graduated, and I have 2 New Year's resolutions that helped me, and can now help YOU, find a college degree you'll love! I think it'll help you! Ready? Grab your cold brew...

2022-12-2812 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 144 - 2 Ways to Earn Spending Money from Phone Games While Resting Over Christmas Break!In this episode I discuss 2 Ways to Earn Spending Money from Phone Games While Resting Over Christmas Break! I want you to feel like you're recharged, while also enjoy all the festivities AND being a bit productive along the way (: Ready? Grab your cold brew and TI-89, because class is now in session. Related Episodes: 114 - 3 Ways to Earn Money for College Playing Phone Games!! on Apple Podcasts 120 - ANOTHER Study Abroad Scholarship Worth $2500 COULD BE YOURS!!! on Apple Podcasts 81 - 3 Places to Get CHEAP T...

2022-12-2212 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 143 - Apply for This $1500 EASY Scholarship BEFORE CHRISTMAS While Navigating Family Celebrations!Today I share how you could win a $1500 scholarship by sharing your favorite holiday tradition! Who wants to be productive over college break, WHILE enjoying family time and extra rest? Christmas break can truly be joyful and triumphant! Ready? Grab your cold brew and TI-89, because class is now in session. P.S. Scholarship mentioned in this episode --＞The Happy Holidays Scholarship | Fastweb - https://www.fastweb.com/college-scholarships/scholarships/181610-the-happy-holidays-scholarship Related Episodes: 141 - Apply for This $2000 EASY, NO ESSAY Scholarship Over Chri...

2022-12-2013 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 142 - Find $10,000 in Scholarships in Under An Hour Over Christmas Break While Surviving Family Drama!Who wants to be productive over Christmas break, WHILE enjoying family time WITH LOW DRAMA? You’re in luck! In this episode I share the details on where to find $10,000 in scholarships in under an hour, alongside several tips to lower family-stress this season. You are allowed to get away and be refreshed before the next Christmas party. You are allowed to leave next year in next year and learn to be present. I also equip you with ways to start out conversations with relatives that are cushioned in kindness and bring life! Christmas break ca...

2022-12-1718 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 141 - Apply for This $2000 EASY, NO ESSAY Scholarship Over Christmas Break!Who wants to be productive over Christmas break, but not give up your precious time with family and Jesus? You're in luck! In this episode I share the details on where to find this $2000 EASY, NO ESSAY scholarship that you can apply for over Christmas break! Even if you're still in college finals right now and need a little break, this is a fun one that can give your mind a refreshment before getting back to studying! Either way, I want you to be encouraged that there are still easy scholarships out there that you can get...

2022-12-1413 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 140 - Worrying About Tomorrow Even Though You Have Faith? You’re Normal. 3 Steps to Lean Into Jesus and Find Peace While Navigating Anxiety and Depression in CollegeHeyyyyy! Do you feel like you shouldn't be worrying because you're a Christian? Listen, if you often worry about tomorrow, you're normal. No, we don't want to stay in worry-mode, but I want you to know that YOU'RE NORMAL! Good? Now, listen in as one of my fav cohosts, Liz, and I discuss 3 steps to lean into Jesus and find peace while navigating anxiety and depression in college! Let's get it! Grab your cold brew and TI-89, because class is now in session. Related Episodes: 154 - Devos: Worried you’ll ne...

2022-12-1237 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 138 - 3 Hacks to Survive College Finals While Avoiding Student LoansDo you have senioritis and just WANNA BE DONE WITH THE SEMESTER!? Wait! Don't forget about finals! My bestie Liz and I discuss how you can survive college finals with your sanity intact, while ALSO needing to register for next semester, and ALSO worrying about how you'll pay for next semester or next year. Stressed yet? We'll provide you with 3 hacks today to not only survive, but maybe even THRIVE, during college finals!! Let's get it! Grab your cold brew and TI-89, because class is now in session. Related Episodes:

2022-12-0626 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 137 - Telling an 18-Year-Old To Choose Their Life’s Career is a Joke! Here’s A Roadmap for When You Need to Declare a Major and Pay For College But Are Uber Confused!Today I hang out with Liz and we discuss how it's crazy to tell an 18-year-old to decide what they should do for the rest of their life! Sometimes I interview people who have, I don't know, solved world hunger and accomplished something huge! But I also want to get real and let you hear from a current college student who is just trying to figure out what to major in. Do you agree that there is too much pressure put on high school seniors or college students to choose a career and job that has to...

2022-12-0331 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 136 - Want a High-Paying Job That Fits Around Your Classes and Homework? Find Convenient Online Work Here! (Special Guest - Arianna Vernier)Heyyyyy girl! Wouldn't you love a high-paying job that fits so seamlessly around your class schedule and homework? I have an idea for convenient online work HERE in this episode, with my special guest podcaster Arianna Vernier, host of Ditch the Classroom! Arianna's podcast --> Ditch the Classroom - Quit Teaching, Virtual Assistant, WAHM, Side Hustle, Freelancer on Apple Podcasts Let's get it! Grab your cold brew and TI-89, because class is now in session. Related Episodes: 4 - How I Got FREE Textbooks For College, and YOU C...

2022-11-3022 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 135 - Devos: Help! I’m Scared That I’m Not Where I’m Supposed to Be in College! Click Here to Trust God with Your Future! - Ecclesiastes 10:12-14So, when I was in college, I dreamt of the peace I would feel if I just KNEW I was in the right place. I was concerned that I wasn't hearing Jesus correctly! Was I going to the wrong school? Was I studying the wrong thing? Was I completely off track? If felt like a constant stressor! Click on this episode to learn how to release the pressure, feel joy and freedom again, and trust God with your future! Needing wisdom, guidance, and encouragement? Today's devotional gives you the spiritual caffeine boost you need to know Him...

2022-11-2814 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 134 - Check Out This $4000 Video Scholarship Before Thanksgiving Break is Over! (Deadline Coming SOON!)Who wants to be productive over Thanksgiving break, but not give up your precious time with family and food (& football anyone?). You're in luck! In this episode I share the details on where to find this $4000 scholarship that you can apply for before break is out! You can be productive without your turkey and mashed taters getting cold(: Let's get it! Grab your cold brew and TI-89, because class is now in session. Related Episodes: 133 - Apply for this $5000 scholarship in UNDER AN HOUR over Thanksgiving break!! on Apple P...

2022-11-2511 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 133 - Apply for This $5000 Scholarship in UNDER AN HOUR Over Thanksgiving Break!!Want to be productive over Thanksgiving break without giving up family time, football, or those mashed taters? 🙌 You’re in luck. In this episode, I walk you through a $5000 scholarship you can finish in UNDER an hour — one of the easiest, fastest scholarships to apply for this season. If you’ve been searching for quick scholarships, fast scholarships, or ways to pay for college without drowning in essays, this is the one to hit before the holiday ends. You’ll hear: • Where to find this $5000 Thanksgiving scholarship • Why it’s one of the best quick schola...

2022-11-2321 min

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness 132 - Devos: Reading BACKWARDS Could Resolve Your Fear of the Future and Anxiety in College - John 2:13-22Fighting fear of the future and anxiety in college!? Needing wisdom, guidance, and encouragement? Today's devotional gives you the spiritual cafferine boost you need to know Him better and find help and direction for your life! Enjoy devotions daily from Our Daily Bread here: https://odb.org Let's get it! Grab your cold brew and TI-89, because class is now in session. Related Episodes: 170 - 3 Ways to Maintain Your Faith While Balancing a Busy Schedule in a New Semester! on Apple Podcasts 154 - Devos: Worried yo...

2022-11-2014 min