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Die Woche – der Pfefferminzia Podcast für VersicherungsheldenDie Woche – der Pfefferminzia Podcast für VersicherungsheldenDie Woche 231 – Wie man sich die Kranken-Zusatzpolice bezahlen lassen kannWillkommen zu Folge 231 unseres Podcasts! Moin aus Hamburg und herzlich Willkommen zu Folge 231 unseres Podcasts. Heute ist Freitag, der 20. Juni 2025. Und diese Themen haben wir heute für Sie: • Im Schmolltalk sprechen wir über eine Mystery-Shopping-Aktion der Bafin unter Versicherungsvermittlern, die Ergebnisse und Reaktionen. • Im Gespräch erfahren wir von Vanessa Kirchner und Siegfried Isenberg von der IKK Classic unter anderem, wie man sich die Krankenzusatzversicherung bezahlen lassen kann. • Und in den News der Woche gewinnen Verbraucherschützer gegen die ADAC Versicherung. Frauen verlieren laut einer Analyse zehntausende Euro beim Vermögensaufbau. Ökonomen würden die vorzeitige Rente gerne a...2025-06-2025 minThe MomForce Podcast Hosted by ChatbooksThe MomForce Podcast Hosted by ChatbooksEmbracing Change with Chatbooks CMO Karen PetersonIn this heartfelt season finale of the MomForce Podcast, Vanessa Quigley is joined by Chatbooks CMO, and fellow mom, Karen Peterson for a conversation that every parent will feel in their bones. Together, they open up about the emotional rollercoaster of parenting milestones, from preschool graduations and big-kid beds to the life-shifting moment of sending a child off to college. They reflect on the beauty of “lasts and firsts,” the myth of control in motherhood, and the power of reframing painful transitions as sacred moments. Karen shares her personal journey raising her son Gavin, a sought after D1-b...2025-06-1026 minVanessa Gracia CruzVanessa Gracia CruzDiciendo Sí al Llamado de la Adoración | Maven House Podcast S.3 Ep.9En este episodio, tengo el honor de conversar con la adoradora Karen Espinosa sobre cómo fue su proceso al decirle “sí” al llamado de Dios. Hablamos de sus inicios, sus luchas internas, y los momentos clave en los que supo que la adoración no era solo un talento, sino un llamado divino. Karen comparte con sinceridad cómo Dios la formó en lo secreto antes de llevarla a las plataformas, y cómo la obediencia abrió puertas que jamás imaginó.Si alguna vez te has preguntado cómo se ve el “sí” a Dios en la vida r...2025-05-3038 minScience with ImpactScience with ImpactFrom Isolation to Innovation: Lessons in Collaborative STEM Education🧪 Are you a STEM educator looking to foster collaboration in your teaching?Today on ⁠Science with Impact⁠, I speak to Drs. Claire Dancz, Bridget Trogden, Shannon Stefl, Karen High, and Abby Boyd to unpack the "sauce" of building transformative, interdisciplinary learning communities for postsecondary STEM faculty.🤔 Who is this for?STEM faculty, instructional designers, and academic leaders who want to break down silos, advance equity, and create lasting change in how science is taught and learned.📋 What is it about?Our guests, representing faculty, administration, educational development, and graduate student perspectives, share the les...2025-04-291h 11The Mint Door PodcastThe Mint Door PodcastBusiness Growth WITHOUT BurnoutBusiness Growth WITHOUT Burnout: Wellness Hacks for PROFESSIONALS with Vanessa EmersonTired of juggling ambition with sanity? Join renowned business strategist and wellness guru Vanessa Emerson as she ditches the tired advice and unveils UNCONVENTIONAL STRATEGIES to achieve EXPLOSIVE GROWTH while keeping your well-being in check!This episode is your goldmine if:You're a hustler juggling career goals with personal sanity.You're tired of the same old conference fluff and crave UNIQUE SOLUTIONS to hidden challenges.You're curious about integrating ANCIENT WISDOM (Ayurv...2024-08-2248 minThe Perfume Making PodcastThe Perfume Making PodcastSaved From Extinction - How Quintis took Sandalwood from endangered to sustainable.As regular listeners will know, one of Karen’s favorite materials is sandalwood, that’s why she’s genuinely excited to welcome Sophie and Vanessa from Quintis on the show this week.  Certain varieties of sandalwood become endangered over the years, so, 30 years ago, Quintis decided to create new plantations so that sandalwood could thrive.  In this interview with Karen, the ladies talk about all things sandalwood from the therapeutic benefits, the growing and harvesting procedures and why, with the right approach, sandalwood will never be endangered again.   KEY TAKEAWAYS As well as producing an incredible scent, san...2024-05-2747 minWe Are The Family RoomWe Are The Family RoomEp 90 - Alcohol-Free in Motherhood: Vanessa's StoryMommy wine culture is pervasive and drinking while parenting has been normalized in recent years.  For many people, having a drink at night can feel like a reward for a hard day of parenting. Some parents find their alcohol consumption actually increases after kids as a way to not only reward themselves, but to reconnect with their relaxed and carefree past. There is a debate about how mom wine culture could be a troubling trend and is proof that the pressures of modern parenting are simply too much.On the podcast to share her story is Vanessa G...2024-05-0743 minOptimal Protein Podcast with Vanessa SpinaOptimal Protein Podcast with Vanessa SpinaOptimizing Mitochondria & Wellness with Circadian Health: The Quantum Mom Kelly BentoThe BRAND NEW 2nd Generation Tone Devices have launched!! Order HERE  This episode is all about optimizing wellness with circadian health with the quantum mom, Kelly Bento! Everyone is loving Tone Protein! Scientifically formulated based on the science to support Muscle Protein Synthesis.  Click Here to Check it out! Get $50 OFF The Tone LUX Red Light Therapy Panels when combined with a pre-order for the new Tone LUX Crystal Mask - use the code TONELUXSAVE50 - Click HERE To Shop! - Join the Community! Follow Vanessa on instagram to se...2024-04-291h 13Optimal Protein Podcast with Vanessa SpinaOptimal Protein Podcast with Vanessa SpinaMastering Hormones with Nutrition, Fitness & Self Advocacy with Esther BlumThe BRAND NEW 2nd Generation Tone Devices have launched!! Order HERE  This episode is all about women's hormones & hormone replacement therapy for postpartum, peri and post menopause with Integrative Dietitian and Hormone Expert Esther Blum! Everyone is loving Tone Protein! Scientifically formulated based on the science to support Muscle Protein Synthesis.  Click Here to Check it out! Get $50 OFF The Tone LUX Red Light Therapy Panels when combined with a pre-order for the new Tone LUX Crystal Mask - use the code TONELUXSAVE50 - Click HERE To Shop! - Jo...2024-04-221h 10Optimal Protein Podcast with Vanessa SpinaOptimal Protein Podcast with Vanessa SpinaHormones & HRT from A to Z! With Certified Hormone Specialist Karen MartelThe BRAND NEW 2nd Generation Tone Devices have launched!! Order HERE  This episode is all about women's hormones & hormone replacement therapy for postpartum, peri and post menopause with Certified Hormone Specialist Karen Martel Everyone is loving Tone Protein! Scientifically formulated based on the science to support Muscle Protein Synthesis.  Click Here to Check it out! Get $50 OFF The Tone LUX Red Light Therapy Panels when combined with a pre-order for the new Tone LUX Crystal Mask - use the code TONELUXSAVE50 - Click HERE To Shop! - Join the Co...2024-04-151h 22The Human ChallengeThe Human ChallengeEp 27 Period Equity in Remote Communities ft Nicole White, Moontime ConnectionsNicole White, founder of Moontime Connections, joined Vanessa on "The Human Challenge", an Amazon Music x ACAST "Indie Podcast Amplifier 2023" to talk about period inequities in the remote communities. Moontime Connections, along with their partner True North Aid, collects and distributes period products for women in remote communities across Canada.Nicole also talks about their new research, completed in partnership with the Department of Psychology at the University of Saskatchewan, a first-of-its-kind study offers vital and much-needed insights into menstrual-related needs in remote northern communities as well as the experiences of Indigenous menstruators. Moon Time Connections (MTC...2024-04-0434 minMenopause Whilst BlackMenopause Whilst Black“There’s no soldiering on in my vocabulary!”Happy New Year! It’s 2024 and our FIFTIETH guest *runs around screaming excitedly* is the delightful Vanessa Afful of Made By Pure Hands Aromatherapy @mbpharomatherapy Vanessa Afful has had many former lives but found her calling as an aromatherapist and massage therapist after developing eczema in her twenties. A lack of natural skincare available to suit her specific needs led to her starting her own business Made By Pure Hands Aromatherapy. Vanessas Ghanaian mother was, unusually, open around her own menopause, entering this stage of her life surgically after her hysterectomy at 40 years old, when Van...2024-01-0345 minCareer TransitionsCareer TransitionsJourneying through work identity transitions with Karen Loon | S2 Ep6In our sixth episode of season 2, we speak with Karen Loon, Non-Executive Director and Author.Karen is a thought leader and speaker on workplace diversity and inclusion. She had a successful corporate career for 29 years, and then transitioned into board roles. She was formerly PwC’s Singapore and Asia Pacific Diversity Leader and a member of its Global Diversity Leadership Team and Global Financial Services Diversity Steering Committee. She recently wrote a book called Fostering Culturally Diverse Leadership in Organizations: Lessons from Those Who Smashed the Bamboo Ceiling. The book was a fin...2023-12-1827 minRendering Unconscious Podcast: Psychoanalysis & CultureRendering Unconscious Podcast: Psychoanalysis & CultureRU273: KAREN DOUGHERTY & MARIA VERONICA LAGUNA ON SANDOR FERENCZI 150TH ANNIVERSARY CONFERENCERendering Unconscious episode 273. Karen Dougherty and Maria Veronica Laguna are here to discuss their experiences at the International Sandor Ferenczi conference in Budapest celebrating his 150th anniversary. https://ferenczisandor.hu/en/category/conference/ The next conference is happening in Sao Paolo, Brazil, May 29-June 1, 2024. https://www.ferencziconference14.com/en Karen Dougherty is a Registered Psychotherapist and Psychoanalyst in private practice in Amaranth, Ontario. She is also a documentary filmmaker and a mental health consultant for film and television. https://www.karendougherty.ca She is also the host of Conversations in Psychoanalysis Today Podcast. https://www.en.psychoanalysis.ca/podcast/ Maria...2023-12-1458 minCourageous ConversationsCourageous ConversationsEp 55: Bad Bunny & AuthenticityFor those of you trained in NVC, please note that we use natural language and street giraffe when we are in conversation together. So, listen on with an open mind, a furry heart, and curious ears, or not. In this week's episode of Courageous Conversations, Cici and Karen talk about our need for authenticity and how one reggaeton artist, Bad Bunny, meets our need for authenticity and why. If after listening, you find yourself longing for some connection, feeling stimulated, or wanting to hear more, you can connect with us via the message button at...2023-10-1022 minCourageous ConversationsCourageous ConversationsEp 54: It's a Barbie WorldFor those of you trained in NVC, please note that we use natural language and street giraffe when we are in conversation together. So, listen on with an open mind, a furry heart, and curious ears, or not. In this week's episode of Courageous Conversations, Cici and Karen talk about everyone's favorite movie these days, Barbie! Take a listen and let us know what you connect with or don't connect with, we'd love to hear it. If after listening, you find yourself longing for some connection, feeling stimulated, or...2023-09-0632 minCareer TransitionsCareer TransitionsBoldly Breaking Boundaries with Karen Chan | E5We look at what it means to boldly break boundaries at the workplace!We speak with Karen Chan, Group Chief Commercial Officer, Air Asia Aviation Group. She shares her experience being fearlessly bold and having a growth mindset to embark on challenging career transitions. Always one to take on bold moves, Karen shares how she has surrounded herself with strong mentors and family support. Finally, Karen shares her thoughts about transitioning into advisory board roles, and how she’s embraced this new experience. We were inspired by Karen’s candor, focus, and boldness in making these...2023-09-0433 minCourageous ConversationsCourageous ConversationsEp 53: Where Your Power LiesFor those of you trained in NVC, please note that we use natural language and street giraffe when we are in conversation together. So, listen on with an open mind, a furry heart, and curious ears, or not. In this week's episode of Courageous Conversations, Cici and Karen talk about the space where our power lies. You'll hear quotes and stories discussing how to access our power even when at times it may seem like we don't have any at all. If after listening, you find yourself longing for some connection, feeling stimulated, or wanting...2023-08-1323 minCourageous ConversationsCourageous ConversationsEp 52: Checking It OutFor those of you trained in NVC, please note that we use natural language and street giraffe when we are in conversation together. So, listen on with an open mind, a furry heart, and curious ears, or not. In this week's episode of Courageous Conversations, Cici and Karen discuss what it means to us to check it out. How do we go about checking out a scenario instead of acting off the story we've made up in our minds based on our thoughts? If after listening, you find yourself longing for some connection, feeling stimulated...2023-08-1316 minCourageous ConversationsCourageous ConversationsEp 51: We Still Have Choices For those of you trained in NVC, please note that we use natural language and street giraffe when we are in conversation together. So, listen on with an open mind, a furry heart, and curious ears, or not. In this week's episode of Courageous Conversations, Cici and Karen re-enter the world of choices. They'll discuss scenarios where it may seem like you don't have choices and the awareness around knowing that you are always at choice. If after listening, you find yourself longing for some connection, feeling stimulated, or wanting to hear more...2023-08-1326 minVidas varadas en la Ruta del SolVidas varadas en la Ruta del Sol"Es importante mejorar las vías"Viaja constantemente a Bogotá para comprar concentrado para los pavos y gallinas que cría en su finca en la vereda Agua Clara. Entre Guaduas y Villeta ha perdido hasta cuatro horas en trancones porque todavía no hay doble calzada.2023-06-1400 minVidas varadas en la Ruta del SolVidas varadas en la Ruta del Sol"Tenemos derecho a tener la información completa"Considera que la concesión no ha tenido en cuenta a su vereda, El Cocuelo, y que la obra ha seguido su curso sin considerar las necesidades de quienes habitan el territorio. Por ejemplo, la tala de árboles ha perjudicado a los campesinos en muchos sentidos: Quiroz afirma que las consecuencias van desde una sequía más cruda, hasta cambios a la hora de esperar el transporte, pues antes podían aguardar en la sombra y dejar sus animales amarrados bajo el árbol, “ahora los burritos tienen que esperar al sol”.2023-06-1301 minVidas varadas en la Ruta del SolVidas varadas en la Ruta del Sol"Vienen y nos afectan con ese tema de la vía"La doble calzada de Ruta del Sol III trunca la vía que conecta el corregimiento de Macaraquilla con el casco urbano de Aracata, complicando el transporte de campesinos y comunidades indígenas que viven en la Sierra Nevada. Yepes cuenta que los habitantes de la zona fueron desplazados y ahora, que la comunidad ha retornado, les “están afectando la vía de acceso”.2023-06-1301 minVidas varadas en la Ruta del SolVidas varadas en la Ruta del Sol"Los niños aún lloran cuando llueve"Tras la inundación del 23 de octubre de 2022, la abogada, que representa a más de 350 personas, presentará una acción de grupo en contra de la Yuma. Aunque la ANI y el privado aseguran que la construcción de la variante que conecta Valledupar con Bucaramanga no causó la emergencia, la comunidad sostiene que sí y busca demostrarlo ante la justicia.2023-06-1301 minVidas varadas en la Ruta del SolVidas varadas en la Ruta del Sol"En el transporte el tiempo es dinero"El presidente de la junta de acción comunal de la vereda La Cuchara describe a la carretera como una “pista de obstáculos”. Más allá de los huecos, a los habitantes de La Mata les preocupa qué pasará con el corregimiento si se construye la variante que en su momento prometió Consol. “La mayoría de las personas viven del comercio. Si sacan la vía, el corregimiento podría desaparecer”.2023-06-1301 minVidas varadas en la Ruta del SolVidas varadas en la Ruta del Sol"La Ruta del Sol nos ha afectado de manera directa"La concejala y lideresa cuenta que su comunidad quedó en “stand by” con la salida del consorcio Consol (conformado por Odebrecht, Episol y CSS Constructores). Cerca de 20 familias del corregimiento El Tropezón no saben si pueden participar de un proyecto que les llevaría gas licuado a la casa, teniendo en cuenta que en su momento les dijeron que debían vender la propiedad para ceder el paso a la doble calzada. Todavía no están seguros de si la nueva concesión mantendrá los mismos diseños.2023-06-1301 minVidas varadas en la Ruta del SolVidas varadas en la Ruta del Sol"Se presentan accidentes por los huecos"Hace tres décadas, cuando se inauguró por primera vez la vía, manejaba campero. Asegura que la carretera fue lo mejor que pudo pasar para la región. Hoy es representante del gremio de taxistas y siente que no se ha cumplido la promesa que les hicieron en 2009 con Ruta del Sol. “La vía en las maquetas es hermosa, pero en la realidad no se encuentra eso”.2023-06-1301 minVidas varadas en la Ruta del SolVidas varadas en la Ruta del Sol"La vía fue lo mejor para la región"Hace tres décadas, cuando se inauguró por primera vez la vía, manejaba campero. Asegura que la carretera fue lo mejor que pudo pasar para la región. Hoy es representante del gremio de taxistas y siente que no se ha cumplido la promesa que les hicieron en 2009 con Ruta del Sol. “La vía en las maquetas es hermosa, pero en la realidad no se encuentra eso”.2023-06-1301 minVidas varadas en la Ruta del SolVidas varadas en la Ruta del Sol"La Ruta del Sol está muy deteriorada"Se dedica al cultivo y comercialización de café en su finca, a 20 minutos del casco urbano. Hace 15 años tenía que destinar dos días para ir y volver a Bogotá, ahora puede hacer todo en un solo día. El problema es que tiene que ir despacio para evitar accidentes por los huecos.2023-06-1301 minCourageous ConversationsCourageous ConversationsEp 50: What Does It Mean To Be In NVC ConsciousnessFor those of you trained in NVC, please note that we use natural language and street giraffe when we are in conversation together. So, listen on with an open mind, a furry heart, and curious ears, or not. In this week's episode of Courageous Conversations, Cici and Karen talk about what it means to be in NVC consciousness after hearing the question, "when do I use NVC?" If after listening, you find yourself longing for some connection, feeling stimulated, or wanting to hear more, you can connect with us via the message button at the...2023-06-0929 minCourageous ConversationsCourageous ConversationsEp 49: These Things We Call Habits For those of you trained in NVC, please note that we use natural language and street giraffe when we are in conversation together. So, listen on with an open mind, a furry heart, and curious ears, or not. In this week's episode of Courageous Conversations, Cici and Karen talk about these things we call habits, increasing awareness around our habits, and ways we engage with our habits. If after listening, you find yourself longing for some connection, feeling stimulated, or wanting to hear more, you can connect with us via the message button at the...2023-06-0925 minVanessa Pennoyer\'s PodcastVanessa Pennoyer's PodcastKaren Combest, President, Louisville Ladies LLCLouisville Ladies is a certified woman-owned business offering  Sales & Marketing expertise & experience that spans over 40 years.With almost 40 years of Beauty & CPG experience, we have taken a woman-owned and operated small business and opened the US market for multiple other women-owned international brands, and as well as launched many US brands with major retail partners in North America.Louisville Ladies isn’t a sports team or a ladies' Social Club, Louisville Ladies is more than a competent facilitator and connection think tank. The name reflects the pride in where we live, work, and gro...2023-05-3041 minVanessa Gracia CruzVanessa Gracia CruzKaren Espinosa & Vanessa Gracia Cruz | Maven House PodcastMaven House Podcast Season 3 episode 1: Special Interview with Karen Espinosa from Maverick City Musica.2023-05-0538 minModern MatriarchsModern MatriarchsInterview with Vanessa Martinez (Empowered Network)En este episodio tenemos a una experta en finanzas, Vanessa Martinez de Empowered Network. Vanessa  nos da unos tips increibles para poder manejar tus finanzas, pensar a largo plazo, invertir, y crear estabilidad para vos y tu familia.Conecta con ella en:https://www.linkedin.com/in/vanessa-n-martinez/https://www.instagram.com/vanessa.n.martinez/2023-04-2725 minAid And AbetAid And Abet#9 Karen O’LearyYou might know Karen O'Leary as Officer O'Leary from the wildly hilarious television show Wellington Paranormal, but we know her as our friend and as a creative heavy-hitter across platforms and projects. Karen started her working life as an early childhood educator and calls herself an "accidental actress." Um, yay for an amazing accident! In this episode, we get to the heart of Karen's giant heart and her propensity to say "Yes!" to things that might seem scary or unknown - knowing that, no matter what, when you try new things and remain curious, you...2023-04-1031 minCourageous ConversationsCourageous ConversationsEp 48: CelebrationsFor those of you trained in NVC, please note that we use natural language and street giraffe when we are in conversation together. So, listen on with an open mind, a furry heart, and curious ears, or not. In this week's episode of Courageous Conversations, Cici and Karen talk about celebrations, how celebrations support our being, and more opportunities to embrace NVC consciousness. If after listening, you find yourself longing for some connection, feeling stimulated, or wanting to hear more, you can connect with us via the message button at the top and Karen has...2023-04-0423 minCourageous ConversationsCourageous ConversationsEp 47: Defining NeedsFor those of you trained in NVC, please note that we use natural language and street giraffe when we are in conversation together. So, listen on with an open mind, a furry heart, and curious ears, or not. In this week's episode of Courageous Conversations, Cici and Karen discuss defining needs. When we express needs, what is the essence of that need and how can we visualize it for ourselves? If after listening, you find yourself longing for some connection, feeling stimulated, or wanting to hear more, you can connect with us via the message...2023-03-1738 minCourageous ConversationsCourageous ConversationsEp 46: ResistanceFor those of you trained in NVC, please note that we use natural language and street giraffe when we are in conversation together. So, listen on with an open mind, a furry heart, and curious ears, or not. In this week's episode of Courageous Conversations, Cici and Karen discuss resistance and how resistance can show up in our worlds. How do we communicate our needs through resistance? How can we hold space for ourselves and others in these moments?  If after listening, you find yourself longing for some connection, feeling stimulated, or wanting to hear m...2023-03-0739 minInfinite PossibilitiesInfinite Possibilities#75 Vanessa Cheung- KPMG Enterprise Auditor, Passion for Numbers and LogicWe chat about Vanessa's logical brain and how it got it her in trouble when she was younger because she missed some important social cues. We chat about "doing things on a whim" and getting outside one's comfort zone!2023-03-0333 minCourageous ConversationsCourageous ConversationsEp 45: Liar Liar, Why Do We Choose to Lie?For those of you trained in NVC, please note that we use natural language and street giraffe when we are in conversation together. So, listen on with an open mind, a furry heart, and curious ears, or not. In this week's episode of Courageous Conversations, Cici and Karen talk about the act of lying. Why do people choose to lie? How can we overcome our thoughts when we hear someone say something we tell ourselves is a lie? We share stories about when we thought we hear lies, and how responding to what we think is a...2023-01-2727 min