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Showing episodes and shows of
Katelyn Magnuson
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Wealth Witches
Contractor vs Employee for Small Business Owners with Leah Weinberg
In this eye-opening episode of the Wealth Witches Podcast, Katelyn sits down with Leah Weinberg, a lawyer, author, and former wedding planner, to unpack one of the most misunderstood topics in the business world: the legal and financial differences between employees and independent contractors.Whether you’re hiring your first team member or reviewing your current structure, Leah breaks down what every small business owner needs to know to stay compliant, avoid costly fines, and make confident decisions.They also dig into the real risks of misclassification, why a contract doesn’t automatically protect you, and...
2025-08-04
42 min
Wealth Witches
Rewriting the Rules of Business with Human Design with Mel McSherry
In this episode of the Wealth Witches Podcast, Katelyn sits down with international business and life guide Mel McSherry for a soul-deep conversation about human design, energy management, and building a profitable business rooted in who you actually are.Mel shares their journey from being a personal trainer and coach to becoming a spiritual business guide, integrating human design into every layer of their work. Together, Katelyn and Mel explore how traditional business advice can lead to burnout, and how flipping the script through energetic alignment can unlock deeper clarity, profit, and joy.If you've...
2025-07-21
52 min
Wealth Witches
Finding Community in a Chaotic World
In this deeply reflective solo episode of the Wealth Witches Podcast, host Katelyn Magnuson opens up about the heaviness of the world right now and how she’s navigating it through community, connection, and choosing presence over perfection.She shares her personal struggles living in a politically mismatched area, the loneliness that can come from feeling disconnected from her local community, and how she’s intentionally rebuilding, both locally and long-distance.From planning batch cooking days with friends to romanticizing errands as quality time, Katelyn walks through what real, sustainable community looks like and how we c...
2025-07-07
18 min
Wealth Witches
Legacy, Logins, & Loved Ones: The Overlooked Essentials of Modern Estate Planning with David Edey
In this honest and eye-opening episode of the Wealth Witches Podcast, Katelyn is joined by Certified Executor Advisor and bestselling author David Edey for a candid conversation about death, inheritance, and the legacy you leave behind.David shares his personal story of spending 7 years, $50,000, and 10 court appearances settling his parents’ estate, even though they had a will. Now he’s on a mission to help families avoid the emotional and financial disasters that can happen when estate planning is delayed or ignored.Together, they cover everything from executor horror stories and sibling fallout to digital asse...
2025-06-16
36 min
Wealth Witches
Healing Wealth Wounds through Identity, Inheritance & Inner Work with Melissa Hoyer
In this deeply nourishing episode of the Wealth Witches Podcast®, Katelyn is joined by Certified Financial Planner™ and Life/Wealth Coach Melissa Hoyer for a heartfelt conversation about the intersection of wealth, self-love, and identity.Melissa works with inheritors and individuals navigating financial transitions to bring calm, confidence, and clarity into their relationship with money. Through a holistic blend of financial planning and coaching, she helps clients align their wealth with their values and create lives rooted in abundance, not just dollars.Together, Katelyn and Melissa explore how self-love fuels abundance, how to feel wealthy eve...
2025-06-02
38 min
Wealth Witches
How Biases Shape Your Money Decisions with John De Goey
In this episode of the Wealth Witches Podcast, Katelyn sits down with portfolio manager and author John De Goey to unpack one of the most overlooked factors in personal finance: cognitive bias.From optimism bias and confirmation bias to recency bias and emotional decision-making, John breaks down how our brains often sabotage our money moves, especially during periods of economic and political uncertainty.Drawing from his book, John shares how many investors falsely believe they’re the exception to risk, why that can lead to poor decisions, and what we can do to recognize and co...
2025-05-19
37 min
Wealth Witches
Astrology & Rebellion: An Annual Reflection
In this deeply personal and empowering episode of the Wealth Witches Podcast, host Katelyn Magnuson reflects on the past year of her life and what’s ahead as she turns 35. Through the lens of astrology, cycle awareness, neurodivergence, and radical self-expression, Katelyn shares the rituals, revelations, and routines that have shaped her identity, her business, and her next chapter.From navigating Mercury retrogrades and Venus-led perfection years to celebrating body autonomy and creativity as a form of rebellion, this episode is both a love letter to self-discovery and a roadmap for reclaiming joy, softness, and fun as co...
2025-05-05
20 min
Wealth Witches
Somatic Success: Nervous System Secrets for Money Clarity with Sheridan Ruth
In this deeply human and healing episode of the Wealth Witches Podcast, Katelyn sits down with bestselling author and nervous system specialist Sheridan Ruth. Together, they explore the body-based foundations of true financial clarity and why regulation, not just budgeting, might be the missing piece in your money journey.Sheridan opens up about her personal path, including a diagnosis of ADHD, navigating grief, and her lived experience with alopecia and trauma. From there, the conversation moves into powerful, grounded tools for listeners to tune into their bodies, reduce money anxiety, and finally stop collapsing into shame spirals...
2025-04-21
53 min
Wealth Witches
The Business Owner’s Starter Pack
If you’ve ever wished being a business owner came with a starter pack, this episode is for you! Host Katelyn Magnuson dives deep into the essentials of running a profitable, optimized business—without falling into shiny object syndrome.Katelyn shares her personal lessons from over a decade in business, helping you avoid unnecessary expenses, determine what to outsource, and rethink how you pay yourself so you can build a sustainable business without burnout.She also breaks down the Profit First model, discussing why it works for some but isn’t always the best approach for ev...
2025-04-07
24 min
Wealth Witches
Moving Abroad: How to Build Financial & Location Independence with Vanessa Wachtmeister
In this episode of the Wealth Witches Podcast, Katelyn Magnuson sits down with Vanessa Wachtmeister, a travel tech professional, angel investor, and founder of Wander Onwards, to discuss how to move abroad to achieve financial and location independence.Vanessa has lived abroad for over 11 years, residing in China, the UK, Turkey, and Germany, and now helps others navigate the complexities of international relocation, build financial security, and take control of their futures.If you've ever thought about moving abroad but feel overwhelmed by the logistics, this episode will give you clarity, practical strategies, and the...
2025-03-17
32 min
Wealth Witches
Merging Money & Magic: A Holistic Approach to Finance
In this episode of the Wealth Witches Podcast, host Katelyn Magnuson invites you to merge financial strategy with spiritual alignment for a truly holistic approach to wealth. Through breathwork, mindset shifts, and energy work, Katelyn walks listeners through how money and magic go hand in hand—helping you create financial abundance while staying connected to your values.She challenges listeners to examine their relationship with money and to identify limiting beliefs that may be blocking their financial success. Whether it’s incorporating gratitude practices, using tarot for financial insights, or aligning financial decisions with personal energy cycles, this...
2025-03-03
12 min
Wealth Witches
Blending Feminine Energy and Strategic Business Mastery with Marie-Eve Talbot
In this episode of the Wealth Witches Podcast, host Katelyn Magnuson sits down with Marie-Eve Talbot, an Online Business Manager and mentor for soulful entrepreneurs, to discuss how spiritual business owners can scale their impact while staying in alignment with their energy cycles, values, and intuition.Marie-Eve shares her journey from working as an ecologist—where she felt misaligned with corporate goals—to building a business that truly resonates with her love for systems, strategy, and spirituality. Together, Katelyn and Marie-Eve unpack the biggest mistakes business owners make when trying to organize their back-end systems, and why you...
2025-02-17
38 min
Wealth Witches
Do I Need To Buy More To Save On Taxes?
In this episode of the Wealth Witches Podcast, host Katelyn Magnuson tackles the ever-popular question: “Do I need to buy more to save on taxes?” Katelyn explains how the U.S. tax system works, providing clarity on tax brackets and how they impact your income. She shares actionable strategies for business owners to make smarter financial decisions, including the best timing for purchases and when it might make sense to hold off.The episode also dives into the importance of avoiding unnecessary spending and instead focusing on high-impact moves like investing in retirement accounts, such as SEP IRAs...
2025-02-04
14 min
Wealth Witches
How to Resolve Financial Disagreements with Dr. Darla Bishop
In this episode of the Wealth Witches Podcast, host Katelyn Magnuson is joined by Dr. Darla Bishop, affectionately known as “The FinanSis,” a financial expert, author, and founder of FinanSis, LLC. Together, they dive into the intersection of money and relationships, uncovering five actionable strategies to avoid becoming part of the 41% of couples who cite financial disagreements as a leading cause of divorce.Dr. Darla shares her journey from a challenging financial upbringing to empowering others with her practical, relatable advice, as highlighted in her book, How to Afford Everything. Through candid conversations, Katelyn and Darla explore how...
2025-01-20
51 min
Wealth Witches
Reflecting on 2024, Stepping into 2025
Welcome to Season 5 of The Wealth Witches Podcast! In this special episode, host Katelyn Magnuson reflects on the transformative year that was 2024 and shares her hopes and plans for an intentional, magical 2025. She begins with gratitude for the Wealth Witches community, celebrating the support, connections, and shared journey that have made this year unforgettable.Katelyn revisits some of 2024’s most defining moments, including rebranding the podcast to Wealth Witches, the acceptance of her trademark, and the return of her signature mastermind program. This year marked a deeper alignment with her mission of financial empowerment through holistic practices, bl...
2025-01-06
20 min
Wealth Witches
Embrace Your Creative Spirit with Jamie Ridler
In this inspiring episode of the Wealth Witches Podcast, host Katelyn Magnuson sits down with Jamie Ridler, founder of the School of Creative Magic, to explore the transformative power of creativity. Jamie shares her journey of embracing her artistic spirit and how it has shaped her life and work. Together, they discuss the intersection of practical and artistic pursuits, the importance of showing up authentically, and the magic that unfolds when you honor your creative self.Whether you’re a seasoned artist, a budding creative, or someone looking to reconnect with your passions, this episode is packed wi...
2024-12-16
59 min
Wealth Witches
Authenticity in Action with Danielle Riley
In this episode of the Wealth Witches Podcast, Katelyn sits down with Danielle Riley, a brand photographer and business mindset coach for creatives, to explore the art of showing up authentically and navigating the complexities of creative burnout. Danielle shares her personal journey of transitioning from wedding photography to brand photography during the pandemic and the lessons she learned about prioritizing herself and her mental health.The conversation delves into the unique nature of creative burnout, practical strategies for recognizing and overcoming it, and the importance of hobbies and self-care in sustaining creativity. Katelyn and Danielle also...
2024-12-02
1h 06
Wealth Witches
Turning Email into Profit with Shannon Vondy
In this special episode of the Wealth Witches podcast, host Katelyn Magnuson sits down with Shannon Vondy, founder of The Email Club, to explore the untapped potential of email marketing. Shannon shares how she pivoted from a burnout-prone career as a wedding photographer to becoming an email marketing pro. She reveals how sending just one email generated over $2600, prompting her to embrace email as an easy and profitable marketing strategy. Throughout the episode, Shannon emphasizes that email doesn’t have to be complicated and encourages business owners to approach it with consistency rather than perfection.The conversation co...
2024-11-18
36 min
Wealth Witches
Navigating Relationship and Money
In this episode of the Wealth Witches Podcast, host Katelyn Magnuson offers an intimate look into her relationship with her husband, exploring how they’ve cultivated a balanced and supportive partnership. She reflects on lessons from her early marriage, where unequal dynamics led to emotional burnout, and explains how she consciously avoided creating a similar “parenting relationship” with her current partner. Through candid storytelling, Katelyn reveals how mutual respect, autonomy, and clear communication have been essential to their success.Katelyn also opens up about the challenges of managing household duties, finances, and mental load while running a busine...
2024-11-04
25 min
Wealth Witches
Creating Abundance Through Feng Shui with Amanda Gibby Peters
In this enlightening episode of the Wealth Witches podcast, host Katelyn Magnuson welcomes Amanda Gibby Peters, founder of Simple Shui and a renowned feng shui expert, to explore how the ancient practice of feng shui can transform both your life and business. With over two decades of experience, Amanda shares practical, actionable tips on how to use feng shui to invite prosperity, clarity, and abundance into your spaces.The conversation covers how small changes in three key areas—the front door, kitchen, and bedroom—can have a profound impact on your energy and financial well-being. Amanda breaks down...
2024-10-21
42 min
Wealth Witches
Lean In
In this episode of the Wealth Witches Podcast, host Katelyn Magnuson explores the transformative power of “leaning into discomfort” to drive personal and professional growth. She shares her own experiences, such as the journey of rebranding the podcast and embracing her true identity, emphasizing the importance of distinguishing between discomfort that leads to growth and discomfort that indicates a misalignment with one’s values.Katelyn discusses practical strategies for managing discomfort, including aligning her work with her energy levels and outsourcing tasks that drain her energy, like email management. By hiring an executive assistant, she has been able t...
2024-10-07
23 min
Wealth Witches
Harnessing Neurodivergence in Entrepreneurship with Jess Gelvin
In this special episode of the Wealth Witches podcast, recorded live during our Wealth Witches Membership, host Katelyn Magnuson sits down with Jess Gelvin, a trailblazing entrepreneur who has turned her neurodivergence into her superpower. Diagnosed with ADHD in 2015 and autism in 2023, Jess shares her candid story of navigating a world built for neurotypical people and how these experiences have profoundly influenced her entrepreneurial journey. The conversation unpacks the realities of masking and burnout, common struggles for neurodivergent individuals trying to fit into conventional business models, and highlights the liberating moment when Jess decided to embrace her true self.
2024-09-23
55 min
Wealth Witches
Your Roadmap to Tax Savviness w/Tyler Russell
In this insightful episode of the Wealth Witches Podcast, host Katelyn Magnuson sits down with Tyler Russell, a seasoned tax strategist, to explore the essential steps toward achieving tax savviness. Together, they dive deep into key strategies every entrepreneur and small business owner should know. The conversation begins with practical tips on maximizing mileage deductions, ensuring listeners are well-equipped to claim the most from their business travel expenses—a straightforward yet effective way to cut down on taxes.As the discussion continues, they explore the complexities of health insurance for the self-employed, highlighting crucial deductions that are of...
2024-09-09
47 min
Wealth Witches
Creating a Wedding Business that Actually Feels Good with Aislinn McKenna
In this episode of the Wealth Witches Podcast, host Katelyn Magnuson welcomes Aislinn McKenna, a former luxury wedding photographer turned successful business coach. Aislinn shares her inspiring journey from being a renowned photographer, published in Martha Stewart Weddings and Brides, to coaching women in the wedding industry. She highlights the importance of building a business that feels good and supports your overall well-being.Aislinn and Katelyn discuss various challenges faced by wedding industry professionals. They cover the essential strategies for avoiding burnout, setting boundaries, and creating supportive systems that enhance productivity and client satisfaction. Aislinn emphasizes the...
2024-08-26
53 min
Wealth Witches
Cycle Sync Your Biz with Guest Christy Villasenor
In this enlightening episode of the Wealth Witches Podcast, host Katelyn Magnuson welcomes Christy Villasenor, a fractional director of operations and business strategist dedicated to empowering women in business. Christy shares her expertise on cycle syncing, a powerful tool for enhancing productivity by aligning business tasks with the natural phases of the menstrual cycle.The conversation starts with an introduction to cycle syncing, breaking down its various applications, from exercise to productivity and business management. Christy provides an in-depth explanation of the four phases of the menstrual cycle—menstrual, follicular, ovulatory, and luteal—and how each phase impa...
2024-08-12
40 min
Wedding Industry Insider
WII 147 – Katelyn Magnuson’s Formula for Pricing & Profit
Do you ever wish someone would give you a magic formula for planning your business finances? Do you dream of that sweet spot where you’re taking on a reasonable amount of weddings and reaching your financial goals? If so, our latest episode of Wedding Industry Insider is perfect for you! We’re joined by Katelyn Magnuson, founder of The Freelance CFO, a full-service accounting firm for creative small businesses. Katelyn has an easy-to-follow formula to help you set and reach your income goals. Plus, she’s providing real examples with real numbers so you c...
2024-07-30
47 min
Wealth Witches
Preventing Future Burnout with Guest Johanna Hribal
In this episode of the Wealth Witches Podcast, host Katelyn Magnuson is joined by the inspiring Johanna Hribal, a former educator turned burnout prevention coach. The conversation delves into Johanna's personal journey from experiencing severe burnout as a public school teacher and photographer to creating a balanced and fulfilling career.Johanna introduces her program, designed to help photographers and other business owners prevent future burnout by managing their workloads and setting intentional goals. She shares practical strategies for achieving a healthier work-life balance, the importance of setting boundaries, and how to maintain mental health while running a...
2024-07-29
52 min
Wealth Witches
Focusing Your Energy with Annual Profections with Guest Robin Langford
In this episode of the Wealth Witches Podcast, host Katelyn Magnuson is joined by the insightful Robin Langford, a Fate and Free Will coach who blends historical knowledge with astrological expertise. The conversation centers around the concept of annual profections, a powerful timing technique that helps you focus your energy and strategically plan your year.Robin provides an in-depth explanation of the 12 houses in astrology and how each house influences different aspects of your life and business. She highlights the significance of specific houses for entrepreneurs, particularly the 10th, 12th, 1st, and 2nd houses, and shares real-life...
2024-07-15
45 min
Wealth Witches
Welcome to Wealth Witches™
Welcome to the Wealth Witches podcast! In this episode, your host Katelyn Magnuson reintroduces you to a revamped and enchanted journey of financial empowerment. Previously known as the Confident Money podcast, Wealth Witches™ aims to create a more inclusive and holistic approach to financial discussions. You’ll learn about the exciting changes coming to the podcast, including a diverse lineup of guests such as astrologers, neurodivergent business owners, and magical creatives. These guests will share their insights on blending the practical with the mystical, offering you a fresh perspective on wealth creation.TakeawaysRebranding Annou...
2024-07-01
08 min
SHIFT with Elena Agar
Episode 124 - Financial Alchemy: Transforming Wealth with The Freelance CFO (with Katelyn Magnuson)
In this episode of Shift with Elena Agar - I sit down with Katelyn Magnuson - the visionary behind The Freelance CFO, shares her expertise in transforming the financial well-being of entrepreneurs and businesses. Her unique approach blends accounting, bookkeeping, and tax preparation to break down barriers to financial success. Katelyn also discusses her creation, Wealth Witches, which combines holistic finance with energetics and woo, offering entrepreneurs a path to a life full of abundance and balance. With her approachable and non-judgmental style, she's the go-to expert for making, saving, and investing money wisely while embracing life's little luxuries. ...
2023-10-27
36 min
Success Beyond Podcast
Understanding S-Corp Elections with Katelyn Magnuson
Have you ever wondered whether or not you’re currently set up under the right tax entity? Guess what… you might not be! Also, it may benefit you WAY more in the end to go with a true tax entity rather than starting as a sole proprietor. Katelyn Magnuson is a Fractional CFO and owner/founder of The Freelance CEO and she’s here to share her thoughts on all things numbers and tax entities. Listen in as she shares her top advice and why filing as an LLC sooner than later may mean saving tens of thousan...
2023-07-19
36 min
Confessions of a CEO
Ep. 46: Setting Up Your Business For Financial Success with Katelyn Magnuson
Who’s ready to talk about money?! Today’s guest is podcast host, author, money expert, and fellow business owner, Katelyn Magnuson. Katelyn is the owner of The Freelance CFO, a full-service accounting, bookkeeping, and tax preparation firm that empowers you and your business to achieve your own version of success. In today’s episode, Katelyn and I discuss a variety of topics from setting up your business for financial success, how to effectively manage a fully remote team, and what it means to be “anti-budget”. Let’s dive in! Follow Kate...
2022-12-06
59 min
Rise & Flow
Debunking Solopreneur Finances with Katelyn Magnuson
We get asked countless times by our clients - "Do you know any good accountants?!" And for a while, that was a hard question to answer. We knew talented tax professionals, but none that we ever felt were the right fit for our clients. Our clients came to in|flow because we were different and understood where our clients were at - we wanted to ensure any referred accountants were on the same level. Enter Katelyn Magnuson - who passed the vibe check with flying colors 🔥 Katelyn Magnuson, founder and CEO of The Freelance CFO, LLC...
2022-11-11
53 min
Own Your Business
Money Matters with Katelyn Magnuson
Finances are one of the most important parts of owning your own business. And they’re also one of the scariest, too. But like most things in life that we’re afraid of, it's because we don’t know how easy it can be to do. In this week’s episode of Own Your Business, I sit down with finance expert, Katelyn Magnuson, to discuss: - What holds you back from feeling confident about managing your business’s finances - 3 big mistakes owners make with their money - What you can DIY, and w...
2022-09-19
54 min
Wealth Witches
Are We Heading For A Crash? with Kyle Seagraves
Is the housing market going to crash like it did in 2008? In today’s episode Kyle and I will discuss the similarities and differences between the 2008 housing market and the current housing market so you can make smart decisions.Historically, home value increases over time, usually around 4% per year. This appreciation is closer to 18-20% over the last few years. There was a similarly large increase in home values before the 2008 crash, so it’s understandable that people are wary.The big difference is that in 2006-ish, there were a lot of bad loans being made...
2022-08-15
39 min
Confident Money
Are We Heading For A Crash? with Kyle Seagraves
Is the housing market going to crash like it did in 2008? In today’s episode Kyle and I will discuss the similarities and differences between the 2008 housing market and the current housing market so you can make smart decisions.Historically, home value increases over time, usually around 4% per year. This appreciation is closer to 18-20% over the last few years. There was a similarly large increase in home values before the 2008 crash, so it’s understandable that people are wary.The big difference is that in 2006-ish, there were a lot of bad loans being made...
2022-08-15
39 min
Wealth Witches
Buying A Home Strategically with Kyle Seagraves
Welcome back to another episode with Kyle Seagraves, Certified Mortgage Advisor, Licensed Loan Originator, and full-time home loan educator. In previous episodes we’ve talked about the logistics of buying a home, so in this episode we will go through some strategy tips and common worst-case scenarios.How long you’ll need to stay in a home for the appreciation value to catch back up if the market slipsWhat to do if you have to move but can’t sell your house yetHow much of an emergency fund to save up firstSelf-employed income versus W2 income for getting approv...
2022-08-08
41 min
Confident Money
Buying A Home Strategically with Kyle Seagraves
Welcome back to another episode with Kyle Seagraves, Certified Mortgage Advisor, Licensed Loan Originator, and full-time home loan educator. In previous episodes we’ve talked about the logistics of buying a home, so in this episode we will go through some strategy tips and common worst-case scenarios.How long you’ll need to stay in a home for the appreciation value to catch back up if the market slipsWhat to do if you have to move but can’t sell your house yetHow much of an emergency fund to save up firstSelf-employed income versus W2 income for getting approv...
2022-08-08
41 min
Wealth Witches
Home Buying Part 4: Budgeting with Kyle Seagraves
Now that we’ve discussed how to apply and qualify for a mortgage, now we’re going to talk about what all the numbers mean and how you can look at your budget to realistically afford to buy a home.We’ll go into detail about:Debt to income ratioDream home versus starter homeUpfront costsHow to choose between a 15 year and 30 year loan termBudgeting and investment strategiesHow to use points and what that means for the interest rateDon’t let the payment estimators online fool you. Make sure you talk to a loan officer...
2022-08-01
47 min
Confident Money
Home Buying Part 4: Budgeting with Kyle Seagraves
Now that we’ve discussed how to apply and qualify for a mortgage, now we’re going to talk about what all the numbers mean and how you can look at your budget to realistically afford to buy a home.We’ll go into detail about:Debt to income ratioDream home versus starter homeUpfront costsHow to choose between a 15 year and 30 year loan termBudgeting and investment strategiesHow to use points and what that means for the interest rateDon’t let the payment estimators online fool you. Make sure you talk to a loan officer...
2022-08-01
47 min
The Soar! Podcast
Episode 31 – Katelyn Magnuson: Business Entities: Sole Proprietor, LLC, or S-Corp – Which Is Right for You?
It's easy to do what you do well in your business – whether that's writing, designing, problem-solving, tasking. The business-y stuff of being a self-employed creative is where it starts to get far more difficult and far less sexy. Join us for this episode where we get a breakdown of when you should be a sole proprietor, an LLC, or an S-Corp (or, god forbid, a C-Corp!) with The Freelance CFO, Katelyn Magnuson. Inside, you'll learn about the smart factors you'll want to consider to save big at tax time, plus a number of financial knowledge bombs you'll want to pi...
2022-07-29
44 min
Wealth Witches
Home Buying Part 3: Timing It Right with Kyle Seagraves
It’s very tempting to house shop online and crunch all the numbers yourself before taking any steps in buying a home, but don’t wait around just because you aren’t sure. Talk to a loan officer first and see where you’re really at. Remember, the pull on your credit will only affect it by a few points.Talk to 3 lenders. Start with a big bank, then a local credit union, then a brokerage so you have 3 options. Your credit report will last around 4 months and closing will take about 30 days, so you have about 3 months t...
2022-07-25
32 min
Confident Money
Home Buying Part 3: Timing It Right with Kyle Seagraves
It’s very tempting to house shop online and crunch all the numbers yourself before taking any steps in buying a home, but don’t wait around just because you aren’t sure. Talk to a loan officer first and see where you’re really at. Remember, the pull on your credit will only affect it by a few points.Talk to 3 lenders. Start with a big bank, then a local credit union, then a brokerage so you have 3 options. Your credit report will last around 4 months and closing will take about 30 days, so you have about 3 months t...
2022-07-25
32 min
Wealth Witches
Home Buying Part 2: Home Loan Types with Kyle Seagraves
Today we’re going to get into the nitty gritty of the different types of home loans available, what credit scores are required to qualify, and we’re going to debunk some myths.Kyle and I will cover:Conventional loansMortgage insurance and PMIFHA loansVA loans for veteransUSDA loans for rural areasJumbo loans and loan limitsBank statement loans and down payment assistanceFinding the right loan officer for youConnect with Kyle:Purchase Price Calculator: https://www.winthehouseyoulove.com/max-purchase-price-calculatorLoanClarity Advisor: https://www.winthehouseyoulove.com/advisorOn YouTube: https://www...
2022-07-18
48 min
Confident Money
Home Buying Part 2: Home Loan Types with Kyle Seagraves
Today we’re going to get into the nitty gritty of the different types of home loans available, what credit scores are required to qualify, and we’re going to debunk some myths.Kyle and I will cover:Conventional loansMortgage insurance and PMIFHA loansVA loans for veteransUSDA loans for rural areasJumbo loans and loan limitsBank statement loans and down payment assistanceFinding the right loan officer for youConnect with Kyle:Purchase Price Calculator: https://www.winthehouseyoulove.com/max-purchase-price-calculatorLoanClarity Advisor: https://www.winthehouseyoulove.com/advisorOn YouTube: https://www...
2022-07-18
48 min
Wealth Witches
Home Buying Part 1: Credit Scores with Kyle Seagraves
Welcome back to another mini-season of Confident Money! In the next few episodes I’ll be talking with Kyle Seagraves, Certified Mortgage Advisor, Licensed Loan Originator, and full-time home loan educator.In this episode, we’ll cover:What credit scores are and what they meanThe difference between a soft pull and a hard pullDifferent types of loansWhat credit score numbers to aim forWhat kinds of credit you should have when applying for a mortgageHow much credit history you needConnect with Kyle:On YouTube: https://www.youtube.com/c/WinTheHouseYouLoveOnli...
2022-07-11
25 min
Confident Money
Home Buying Part 1: Credit Scores with Kyle Seagraves
Welcome back to another mini-season of Confident Money! In the next few episodes I’ll be talking with Kyle Seagraves, Certified Mortgage Advisor, Licensed Loan Originator, and full-time home loan educator.In this episode, we’ll cover:What credit scores are and what they meanThe difference between a soft pull and a hard pullDifferent types of loansWhat credit score numbers to aim forWhat kinds of credit you should have when applying for a mortgageHow much credit history you needConnect with Kyle:On YouTube: https://www.youtube.com/c/WinTheHouseYouLoveOnli...
2022-07-11
25 min
Wealth Witches
All Things Recession, Part 3 with Brock
Today, we’re going to dive into student loans, the moratorium, and types of debt. Student loans, although they are considered a “responsible” debt, can still seem crippling.Here are some things to consider concerning student loans:If your loans aren’t federal, then the moratorium on interest and collections does not apply.If you refinance or consolidate your federal loans, the moratorium won’t apply.If you continue to make payments through the moratorium, there will be less principal to charge interest on when interest does kick back in.If you’re considering college righ...
2022-07-04
30 min
Confident Money
All Things Recession, Part 3 with Brock
Today, we’re going to dive into student loans, the moratorium, and types of debt. Student loans, although they are considered a “responsible” debt, can still seem crippling.Here are some things to consider concerning student loans:If your loans aren’t federal, then the moratorium on interest and collections does not apply.If you refinance or consolidate your federal loans, the moratorium won’t apply.If you continue to make payments through the moratorium, there will be less principal to charge interest on when interest does kick back in.If you’re considering college righ...
2022-07-04
30 min
Wealth Witches
All Things Recession, Part 2 with Brock
Following up from last week’s discussion about recession and what it is, I’m back with Brock to talk about some strategies we can use right now to prepare.Millionaires can be made during recessions. Opportunities abound for those who are able to take advantage of them.There’s a few things we recommend:Have 3 months of minimum monthly expenses saved upDon’t bail out on your investments, but don’t check them all the time eitherMake business decisions logically, not just emotionallyDon’t react to the panic!Invest in some technology to save you cos...
2022-06-27
31 min
Confident Money
All Things Recession, Part 2 with Brock
Following up from last week’s discussion about recession and what it is, I’m back with Brock to talk about some strategies we can use right now to prepare.Millionaires can be made during recessions. Opportunities abound for those who are able to take advantage of them.There’s a few things we recommend:Have 3 months of minimum monthly expenses saved upDon’t bail out on your investments, but don’t check them all the time eitherMake business decisions logically, not just emotionallyDon’t react to the panic!Invest in some technology to save you cos...
2022-06-27
31 min
Wealth Witches
All Things Recession, Part 1 with Brock
Today we’re going to discuss recession, what it is, and what to do during one. Spending is down, the stock market isn’t performing, inflation is out of control, interest rates are higher than we’ve seen since 1994, and we feel the effects everywhere in the economy and not just in the US. It comes down to how we’re each living our lives financially. Do we have enough built up in our savings? Can we decrease spending on wants so that needs can be met?Some common things that happen during a recession are:I...
2022-06-21
22 min