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Kimberley Haas
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The Mortgage Note Podcast
Learn More About Homeowners Insurance With The President Of Cornerstone Servicing
With the rising costs of homeowners insurance making headlines, servicers can step in and help people understand their coverage needs, according to the president of Cornerstone Servicing.Toby Wells recently sat down with The Mortgage Note’s editor, Kimberley Haas, to discuss the topic. He said that wildfires in the West, hurricanes in the South, and hailstorms in the Midwest are causing more losses than in the past.But it’s not just a high-risk area issue. Wells said homeowners’ insurance costs are going up throughout the country, with a few notable exceptions where prices have l...
2025-07-24
21 min
The Mortgage Note Podcast
Podcast: One-On-One With Jane Mason, Founder Of Workflow Automation Company Clarifire
The founder of Clarifire in St. Petersburg, Florida, says automation continues to modernize the mortgage servicing industry.Jane Mason is the founder and CEO of the privately held, women-owned corporation that uses a Software-as-a-Service model to reduce manual processes and increase efficiencies.In January, leaders at Clarifire announced that Towne Mortgage Company, a full-service mortgage lender and servicer based in Troy, Michigan, started using their workflow application.Towne Mortgage Company services loans in 47 states.Mason recently sat down with The Mortgage Note’s Scott Kimbler to talk about Clarifire and he...
2025-07-24
12 min
The Mortgage Note Podcast
Dark Matter Technologies CEO Sean Dugan Shares Vision For Company
The new CEO of Dark Matter Technologies is focused on delivering value for clients and helping lenders thrive.Sean Dugan says that it all starts with the company’s culture. “Our clients will absolutely see an impact on their business on whatever culture that we build at Dark Matter, so that culture will be highly communicative, very transparent, and collaborative,” Dugan said in a recent interview with The Mortgage Note.Dugan lives in northern California and has been in the industry for over 20 years. The last 14 have been with the company.“I’ve got...
2025-07-24
20 min
The Mortgage Note Podcast
Podcast: One-On-One With Sean Faries, CEO of Land Gorilla
The CEO of Land Gorilla says his goal is to empower financial institutions with best-in-class construction lending technology.Sean Faries founded the construction loan management software company after seeing the need for a platform that allowed for faster disbursements and a seamless exchange of information between stakeholders.Land Gorilla is headquartered in San Luis Obispo, California. Clients include construction lenders, commercial banks, community banks, credit unions, independent mortgage bankers, and private money lenders.Rally Credit Union in Texas announced a partnership with the company on May 6.Faries recently sat down...
2025-07-24
10 min
The Mortgage Note Podcast
Hear From A Father-Son Team That’s Built A Legacy In Financial Services
A father and son team that worked together to build a legacy in financial services say there is something special about running a family business.Robert and Curtis Knuth of National Credit-reporting System and Service 1st have the kind of bond that comes with working together for decades. They laugh together easily and can complete each other’s thoughts.NCS was founded in 1978 by Robert Knuth. It has the distinction of being the first organization to offer IRS tax transcript solutions (TRV® Services) nationwide.NCS distributes income, identity, and employment solutions through its All...
2025-07-24
20 min
The Mortgage Note Podcast
Podcast: One-On-One With Gagan Sharma, CEO Of BSI Financial Services
The CEO of BSI Financial Services in Irving, Texas, says the key to success in business is to treat every day as a fresh start.BSI Financial Services is working to lead the evolution of mortgage servicing for originators, investors, and homeowners using a mortgage fintech platform. And CEO Gagan Sharma said there isn’t a dull moment.“Sometimes that brings stress and challenge, but I think I enjoy the challenge, the intellectual challenge, the people challenge. Frankly, challenging myself to see, ‘Okay, what can I learn from yesterday? What did we do? What could we hav...
2025-07-24
22 min
The Mortgage Note Podcast
Podcast: One-On-One With Elizabeth Washburn Of New Threshold Mortgage Corporation
The president and owner of New Threshold Mortgage Corporation in Atlanta says she gets personal gratification when she sees clients achieve the “American Dream.”Elizabeth Washburn founded her mortgage broker firm in 2004 with over 10 years of experience as a mortgage consultant. She has helped buyers navigate the homebuying journey through difficult markets and extraordinary conditions. “When people come to me, sometimes they're just like, ‘I don't even know if this is possible.’ I love being able to say, ‘Okay, it is possible, but it's possible in six months, and this is what I need you to do.’ When...
2025-04-07
18 min
The Mortgage Note Podcast
Podcast: One-On-One With Carmine Cacciavillani Of Blue Sage Solutions
The founder and president of Blue Sage Solutions says efficiency is the key to success in today’s mortgage industry.Carmine Cacciavillani has over 40 years of experience in the creation of complex software-based business solutions, with over three decades spent in the mortgage industry as a solutions provider. In 2011, he founded Blue Sage Solutions.Blue Sage Solutions, headquartered in Englewood Cliffs, New Jersey, engineers end-to-end lending technology. They offer a lending and servicing platform, working with a variety of clients, from credit unions to independent mortgage banks and top 20 lenders.In December, company le...
2025-04-01
19 min
The Mortgage Note Podcast
Podcast: One-On-One With LaTrease Price-Gistard Of ACI Mortgage In Texas
The Mortgage Note’s Scott Kimbler sat down for a conversation with LaTrease Price-Gistard. She is a licensed broker-owner and managing member at ACI Mortgage, based in Sugar Land, Texas, a suburb of Houston. Price-Gistard said when it comes to her job, she gets excited about the prospect of helping people.“I do get a lot of gratification from helping people,” she said. “For a lot of people, this is their first step towards generating wealth. Some people come from backgrounds that don't necessarily have any wealth at all, and for them to be able to become...
2025-03-04
04 min
The Mortgage Note Podcast
Podcast: One-On-One With Ed Pinto Of The AEI Housing Center
Welcome to The Mortgage Note’s latest podcast series. We’re sitting down one-on-one with industry leaders to learn more about their careers and to find out their perspectives on lending and housing.Our first guest is Ed Pinto, Co-Director and Senior Fellow at AEI Housing Center in Washington, DC. Scott Kimbler recently spoke with him about what they do and how the federal government could approach the national housing crisis.You can read the article at bit.ly/42LTHXW.
2025-02-11
15 min
The Mortgage Note Podcast
Advancements In Technology: Tavant Launches AI Product With Lenders And Borrowers In Mind
Generative AI is helping lenders drive down origination costs while increasing borrower confidence. New products can coach and assist loan officers while offering tools to educate homebuyers.Sundeep Mathur, vice president of fintech AI and business consulting services at Tavant, spoke with Editor Kimberley Haas about LO.ai, which augments the company’s Touchless Lending product, as well as their mission to create the best borrower experience possible.
2024-12-18
24 min
The Mortgage Note Podcast
Advancements In Technology: Dan Sogorka Leveraging AI At Rocket Pro TPO
As lenders work to stay on top of advances in artificial intelligence, companies are hiring the top minds in mortgage technology.Mortgage technology expert Dan Sogorka recently joined Rocket Pro TPO as its general manager. He has been running mortgage tech companies for the last 25 years. Editor Kimberley Haas sat down with Sogorka to learn more about how generative AI will benefit brokers.
2024-10-30
18 min
The Mortgage Note Podcast
Advancements In Technology: Fighting Discrimination In AI
As mortgage lenders work to improve efficiencies using artificial intelligence, the concept that large language models could lead to discrimination against Black borrowers is concerning. But researchers say preventing bias is surprisingly easy.Editor Kimberley Haas spoke with Donald Bowen, an assistant professor of finance at the College of Business at Lehigh University. He talked about a recent audit study they conducted which examined loan approval and interest rate decisions suggested by large language models. It showed that racial differences can be moderated through prompt engineering.
2024-09-25
24 min
Jock's Celtic Calamity
JCC Show No 503
Send us a textArtist, TitleBattlefield Band, Ton Bale Leon Braz (Big Leon's March)/ The People's Jig / Ash City / Blackjack GroveOpen the Door for Three, Mary and the Soldier (Live)Éamonn O'Riordan & Tony O'Connell Feat. Brian M…, Áine's Reel / Gan Ainm / The Clare Reel (Reels)Lau, Butcher BoyPat Kilbride Kieran Fahy, Slieve Russel - EavesdropperKenneth I MacKenzie, Derek Wightman, John Grah…, Ian Mackenzie's Farewell To The ClydeSuzanne Uí Ghallachóir, Bean Uí BhaoillGerry Hallom, W...
2024-09-20
2h 00
The Mortgage Note Podcast
Advancements In Technology: Options Offered For Borrowers With Limited English Proficiency
People with limited English proficiency can get access to mortgage documents in their native language with advancements in technology.Talk’uments is a digital language technology provider that empowers borrowers with interactive loan information. Company leaders recently announced an integration with nCino, a provider of cloud banking for the financial services industry.Editor Kimberley Haas sat down with George Baker, CEO and founder of Talk’uments, and Ben Miller, EVP of US Mortgage at nCino, to learn more about the integration.
2024-09-03
23 min
The Mortgage Note Podcast
NAR Settlement Hot Topic As Major Changes Take Place
The $418 million settlement that has rocked the real estate industry since it was announced by the National Association of Realtors continues to be a hot topic, and as the dust begins to settle, industry professionals are creating a strategy for what to do once the changes go into effect.Writer Nicole Murray sat down to talk about the agreement with Jules Zaphire, a real estate professional at The Pantiga Group, who is licensed in New York and Connecticut; Shant Banosian, executive vice president of sales at Guaranteed Rate in Waltham, Massachusetts; Gabriella Lisi, a realtor associate at...
2024-07-26
20 min
The Mortgage Note Podcast
The Technology Podcast: Generative AI Takes Center Stage
Artificial intelligence is revolutionizing every aspect of the mortgage industry and as companies create systems that can help from origination to servicing, leaders speak highly of the possibilities ahead when it comes to accuracy, efficiency, and enhanced customer service. Editor Kimberley Haas spoke to leaders at Rocket Companies, mortgage servicers, and people who provide technology to the industry to learn more about what is happening in the market. Share what you are seeing for future episodes by emailing info@themortgagenote.org.
2024-06-12
26 min
The Mortgage Note Podcast
Economist Patrick Gourley Talks About Housing Prices, Interest Rates, And The NAR Settlement
As the spring selling season continues, there are growing concerns about the state of the housing market. Mortgage rates remain high, inventory is low, and a new Gallup poll shows 76% of Americans they surveyed think it’s a bad time to buy a home. Writer Nicole Murray spoke with Patrick Gourley, an associate professor of economics at the University of New Haven. He explained how the government’s response to the Covid pandemic helped create this problem, said that mortgage rates are unlikely to go down anytime soon, and talked about what the National Association of Realtors settl...
2024-05-16
10 min
The Mortgage Note Podcast
Stepping Into Spring 2024: Hear From Real Estate Professionals And Buyers
Spring is here and the home selling season is getting underway. Writer Nicole Murray spoke with real estate professionals and recent buyers to see what they think about the current market.If you would like to participate in future episodes, please email us at info@themortgagenote.org.
2024-03-26
13 min
The Mortgage Note Podcast
The Mortgage Note Podcast: Moving Into 2024 With Motivation
It's time to shake off 2023 and move into 2024 with a new perspective. Editor Kimberley Haas spoke with industry leaders who have tips for finding success in the new year and insights into the latest technology.If you would like to participate in future episodes, please email us at info@themortgagenote.org.
2024-01-06
18 min
The Mortgage Note Podcast
Overcoming Challenges: Finding Success During A Housing Crunch
The Mortgage Note’s team has been tracking the housing crunch as low inventory, coupled with high interest rates, creates challenges for homebuyers and mortgage professionals.Editor Kimberley Haas interviewed industry leaders to learn more about what they are seeing and what products are being offered for this podcast.If you would like to participate in future episodes, please email us at info@themortgagenote.org.
2023-09-06
19 min
The Mortgage Note Podcast
Predicting The Ability To Pay: FormFree's Christy Moss Talks About FICO Score Alternatives
Christy Moss, chief customer officer at FormFree, sat down to talk with Editor Kimberley Haas about the limitations of FICO scores and their solutions for lenders.
2023-07-25
14 min
The Mortgage Note Podcast
Listen: Rocket Pro TPO EVP Talks About Current Successes, Challenges
The executive vice president of Rocket Pro TPO says a lack of housing inventory has been hurting mortgage professionals, but he is confident broker partners and loan officers have the tools to help homebuyers achieve their goals.Mike Fawaz recently sat down with Editor Kimberley Haas to talk about this year’s successes and challenges.
2023-06-28
08 min
The Mortgage Note Podcast
Spring Market 2023: Trends And Opportunities
The Mortgage Note’s team has been tracking national trends and the ways companies are working to attract buyers and sellers to the market this spring.Editor Kimberley Haas interviewed industry leaders to learn more about what they are seeing and what products are being offered for this podcast.
2023-04-27
23 min
The Mortgage Note Podcast
The Mortgage Note Podcast: Successes And Innovations Highlighted
The Mortgage Note’s Editor Kimberley Haas has been interviewing some of the leaders in the country over the past year. This podcast highlights the successes and innovations taking place in the mortgage industry.If you would like to participate in future episodes, please email us at info@themortgagenote.org.
2023-01-13
21 min
Incredible Life Creator with Dr. Kimberley Linert
Crazy Healing - Silke Maria Haas Ep 269
Silke Maria Haas has been working as a therapist/healer for over 25 years. Realizing that many people suffer from tension, stress and illness due to problems in their lives she studied many self-healing and empowerment tools over the years. However, it took an extreme situation in her personal life in 2018 for these tools to come together and create a system of energetic Coaching called crazy Healing which changed her life and has since enabled her to inspire more people. Contact Silke Maria Haas: www.crazyhealing.eu Dr. Kimberley Linert Speaker, Author, Broadcaster, Mentor, Trainer, Behavioral...
2022-02-28
30 min
Friends In Isolation
Mother's Day EXTRAVAGANZA!
Happy Mother's Day, Isolators! This is a VERY special episode of Friends in Isolation. Our moms are doing the show! Plus, we have some extra special shout outs at the top of the episode... we can't wait for you to hear it all! If you want to celebrate Mother's Day with us, hear some fun stories from our moms, and generally just have a fun time, then this episode is for you. Thanks, Kimberley Lee and TidyMom for being on this episode and for putting up with all the weird things we ask...
2020-05-10
00 min
Kitchen Party Ceilidh
KPC 2015 02 06 Podcast
Our eighty-first show, which aired on February 6, 2015. We Banjo 3 - Shove the Pig's Foot A Little Further in the Fire/Fine Times at Our House, Celtic Colours Live Volume Two Vasen - Fanny, Celtic Colours Live Volume Two Sharon Shannon - Sally May Melia, Renegade Blackie O'Connell & Cyril O'Donoghue - If I Never Spend A Morning Without You, Friars Green Éamon Doorley, Muireann Nic Amhlaoibh, Julie Fowlis & Ross Martin - Cailíní Deasa Mhuigheo/Eadar Alba Is Éirinn/Mrs. Ramsay Of Barton/Tie The Bonnet Tight, Dual Floating Crowbar - The Gold Ring, The Torn Jacket Kimberley Fraser, Darol Anger, Brit...
2017-02-20
59 min