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Kimberley Haas

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The Mortgage Note PodcastThe Mortgage Note PodcastLearn More About Homeowners Insurance With The President Of Cornerstone ServicingWith the rising costs of homeowners insurance making headlines, servicers can step in and help people understand their coverage needs, according to the president of Cornerstone Servicing.Toby Wells recently sat down with The Mortgage Note’s editor, Kimberley Haas, to discuss the topic. He said that wildfires in the West, hurricanes in the South, and hailstorms in the Midwest are causing more losses than in the past.But it’s not just a high-risk area issue. Wells said homeowners’ insurance costs are going up throughout the country, with a few notable exceptions where prices have l...2025-07-2421 minThe Mortgage Note PodcastThe Mortgage Note PodcastPodcast: One-On-One With Jane Mason, Founder Of Workflow Automation Company ClarifireThe founder of Clarifire in St. Petersburg, Florida, says automation continues to modernize the mortgage servicing industry.Jane Mason is the founder and CEO of the privately held, women-owned corporation that uses a Software-as-a-Service model to reduce manual processes and increase efficiencies.In January, leaders at Clarifire announced that Towne Mortgage Company, a full-service mortgage lender and servicer based in Troy, Michigan, started using their workflow application.Towne Mortgage Company services loans in 47 states.Mason recently sat down with The Mortgage Note’s Scott Kimbler to talk about Clarifire and he...2025-07-2412 minThe Mortgage Note PodcastThe Mortgage Note PodcastDark Matter Technologies CEO Sean Dugan Shares Vision For CompanyThe new CEO of Dark Matter Technologies is focused on delivering value for clients and helping lenders thrive.Sean Dugan says that it all starts with the company’s culture. “Our clients will absolutely see an impact on their business on whatever culture that we build at Dark Matter, so that culture will be highly communicative, very transparent, and collaborative,” Dugan said in a recent interview with The Mortgage Note.Dugan lives in northern California and has been in the industry for over 20 years. The last 14 have been with the company.“I’ve got...2025-07-2420 minThe Mortgage Note PodcastThe Mortgage Note PodcastPodcast: One-On-One With Sean Faries, CEO of Land GorillaThe CEO of Land Gorilla says his goal is to empower financial institutions with best-in-class construction lending technology.Sean Faries founded the construction loan management software company after seeing the need for a platform that allowed for faster disbursements and a seamless exchange of information between stakeholders.Land Gorilla is headquartered in San Luis Obispo, California. Clients include construction lenders, commercial banks, community banks, credit unions, independent mortgage bankers, and private money lenders.Rally Credit Union in Texas announced a partnership with the company on May 6.Faries recently sat down...2025-07-2410 minThe Mortgage Note PodcastThe Mortgage Note PodcastHear From A Father-Son Team That’s Built A Legacy In Financial ServicesA father and son team that worked together to build a legacy in financial services say there is something special about running a family business.Robert and Curtis Knuth of National Credit-reporting System and Service 1st have the kind of bond that comes with working together for decades. They laugh together easily and can complete each other’s thoughts.NCS was founded in 1978 by Robert Knuth. It has the distinction of being the first organization to offer IRS tax transcript solutions (TRV® Services) nationwide.NCS distributes income, identity, and employment solutions through its All...2025-07-2420 minThe Mortgage Note PodcastThe Mortgage Note PodcastPodcast: One-On-One With Gagan Sharma, CEO Of BSI Financial ServicesThe CEO of BSI Financial Services in Irving, Texas, says the key to success in business is to treat every day as a fresh start.BSI Financial Services is working to lead the evolution of mortgage servicing for originators, investors, and homeowners using a mortgage fintech platform. And CEO Gagan Sharma said there isn’t a dull moment.“Sometimes that brings stress and challenge, but I think I enjoy the challenge, the intellectual challenge, the people challenge. Frankly, challenging myself to see, ‘Okay, what can I learn from yesterday? What did we do? What could we hav...2025-07-2422 minThe Mortgage Note PodcastThe Mortgage Note PodcastPodcast: One-On-One With Elizabeth Washburn Of New Threshold Mortgage CorporationThe president and owner of New Threshold Mortgage Corporation in Atlanta says she gets personal gratification when she sees clients achieve the “American Dream.”Elizabeth Washburn founded her mortgage broker firm in 2004 with over 10 years of experience as a mortgage consultant. She has helped buyers navigate the homebuying journey through difficult markets and extraordinary conditions. “When people come to me, sometimes they're just like, ‘I don't even know if this is possible.’ I love being able to say, ‘Okay, it is possible, but it's possible in six months, and this is what I need you to do.’ When...2025-04-0718 minThe Mortgage Note PodcastThe Mortgage Note PodcastPodcast: One-On-One With Carmine Cacciavillani Of Blue Sage SolutionsThe founder and president of Blue Sage Solutions says efficiency is the key to success in today’s mortgage industry.Carmine Cacciavillani has over 40 years of experience in the creation of complex software-based business solutions, with over three decades spent in the mortgage industry as a solutions provider. In 2011, he founded Blue Sage Solutions.Blue Sage Solutions, headquartered in Englewood Cliffs, New Jersey, engineers end-to-end lending technology. They offer a lending and servicing platform, working with a variety of clients, from credit unions to independent mortgage banks and top 20 lenders.In December, company le...2025-04-0119 minThe Mortgage Note PodcastThe Mortgage Note PodcastPodcast: One-On-One With LaTrease Price-Gistard Of ACI Mortgage In TexasThe Mortgage Note’s Scott Kimbler sat down for a conversation with LaTrease Price-Gistard. She is a licensed broker-owner and managing member at ACI Mortgage, based in Sugar Land, Texas, a suburb of Houston. Price-Gistard said when it comes to her job, she gets excited about the prospect of helping people.“I do get a lot of gratification from helping people,” she said. “For a lot of people, this is their first step towards generating wealth. Some people come from backgrounds that don't necessarily have any wealth at all, and for them to be able to become...2025-03-0404 minThe Mortgage Note PodcastThe Mortgage Note PodcastPodcast: One-On-One With Ed Pinto Of The AEI Housing CenterWelcome to The Mortgage Note’s latest podcast series. We’re sitting down one-on-one with industry leaders to learn more about their careers and to find out their perspectives on lending and housing.Our first guest is Ed Pinto, Co-Director and Senior Fellow at AEI Housing Center in Washington, DC. Scott Kimbler recently spoke with him about what they do and how the federal government could approach the national housing crisis.You can read the article at bit.ly/42LTHXW.2025-02-1115 minThe Mortgage Note PodcastThe Mortgage Note PodcastAdvancements In Technology: Tavant Launches AI Product With Lenders And Borrowers In MindGenerative AI is helping lenders drive down origination costs while increasing borrower confidence. New products can coach and assist loan officers while offering tools to educate homebuyers.Sundeep Mathur, vice president of fintech AI and business consulting services at Tavant, spoke with Editor Kimberley Haas about LO.ai, which augments the company’s Touchless Lending product, as well as their mission to create the best borrower experience possible.2024-12-1824 minThe Mortgage Note PodcastThe Mortgage Note PodcastAdvancements In Technology: Dan Sogorka Leveraging AI At Rocket Pro TPOAs lenders work to stay on top of advances in artificial intelligence, companies are hiring the top minds in mortgage technology.Mortgage technology expert Dan Sogorka recently joined Rocket Pro TPO as its general manager. He has been running mortgage tech companies for the last 25 years. Editor Kimberley Haas sat down with Sogorka to learn more about how generative AI will benefit brokers.2024-10-3018 minThe Mortgage Note PodcastThe Mortgage Note PodcastAdvancements In Technology: Fighting Discrimination In AIAs mortgage lenders work to improve efficiencies using artificial intelligence, the concept that large language models could lead to discrimination against Black borrowers is concerning. But researchers say preventing bias is surprisingly easy.Editor Kimberley Haas spoke with Donald Bowen, an assistant professor of finance at the College of Business at Lehigh University. He talked about a recent audit study they conducted which examined loan approval and interest rate decisions suggested by large language models. It showed that racial differences can be moderated through prompt engineering.2024-09-2524 minJock\'s Celtic CalamityJock's Celtic CalamityJCC Show No 503Send us a textArtist, TitleBattlefield Band, Ton Bale Leon Braz (Big Leon's March)/ The People's Jig / Ash City / Blackjack GroveOpen the Door for Three, Mary and the Soldier (Live)Éamonn O'Riordan & Tony O'Connell Feat. Brian M…, Áine's Reel / Gan Ainm / The Clare Reel (Reels)Lau, Butcher BoyPat Kilbride Kieran Fahy, Slieve Russel - EavesdropperKenneth I MacKenzie, Derek Wightman, John Grah…, Ian Mackenzie's Farewell To The ClydeSuzanne Uí Ghallachóir, Bean Uí BhaoillGerry Hallom, W...2024-09-202h 00The Mortgage Note PodcastThe Mortgage Note PodcastAdvancements In Technology: Options Offered For Borrowers With Limited English ProficiencyPeople with limited English proficiency can get access to mortgage documents in their native language with advancements in technology.Talk’uments is a digital language technology provider that empowers borrowers with interactive loan information. Company leaders recently announced an integration with nCino, a provider of cloud banking for the financial services industry.Editor Kimberley Haas sat down with George Baker, CEO and founder of Talk’uments, and Ben Miller, EVP of US Mortgage at nCino, to learn more about the integration.2024-09-0323 minThe Mortgage Note PodcastThe Mortgage Note PodcastNAR Settlement Hot Topic As Major Changes Take PlaceThe $418 million settlement that has rocked the real estate industry since it was announced by the National Association of Realtors continues to be a hot topic, and as the dust begins to settle, industry professionals are creating a strategy for what to do once the changes go into effect.Writer Nicole Murray sat down to talk about the agreement with Jules Zaphire, a real estate professional at The Pantiga Group, who is licensed in New York and Connecticut; Shant Banosian, executive vice president of sales at Guaranteed Rate in Waltham, Massachusetts; Gabriella Lisi, a realtor associate at...2024-07-2620 minThe Mortgage Note PodcastThe Mortgage Note PodcastThe Technology Podcast: Generative AI Takes Center StageArtificial intelligence is revolutionizing every aspect of the mortgage industry and as companies create systems that can help from origination to servicing, leaders speak highly of the possibilities ahead when it comes to accuracy, efficiency, and enhanced customer service. Editor Kimberley Haas spoke to leaders at Rocket Companies, mortgage servicers, and people who provide technology to the industry to learn more about what is happening in the market.  Share what you are seeing for future episodes by emailing info@themortgagenote.org.2024-06-1226 minThe Mortgage Note PodcastThe Mortgage Note PodcastEconomist Patrick Gourley Talks About Housing Prices, Interest Rates, And The NAR SettlementAs the spring selling season continues, there are growing concerns about the state of the housing market. Mortgage rates remain high, inventory is low, and a new Gallup poll shows 76% of Americans they surveyed think it’s a bad time to buy a home.  Writer Nicole Murray spoke with Patrick Gourley, an associate professor of economics at the University of New Haven. He explained how the government’s response to the Covid pandemic helped create this problem, said that mortgage rates are unlikely to go down anytime soon, and talked about what the National Association of Realtors settl...2024-05-1610 minThe Mortgage Note PodcastThe Mortgage Note PodcastStepping Into Spring 2024: Hear From Real Estate Professionals And BuyersSpring is here and the home selling season is getting underway. Writer Nicole Murray spoke with real estate professionals and recent buyers to see what they think about the current market.If you would like to participate in future episodes, please email us at info@themortgagenote.org.2024-03-2613 minThe Mortgage Note PodcastThe Mortgage Note PodcastThe Mortgage Note Podcast: Moving Into 2024 With MotivationIt's time to shake off 2023 and move into 2024 with a new perspective. Editor Kimberley Haas spoke with industry leaders who have tips for finding success in the new year and insights into the latest technology.If you would like to participate in future episodes, please email us at info@themortgagenote.org.2024-01-0618 minThe Mortgage Note PodcastThe Mortgage Note PodcastOvercoming Challenges: Finding Success During A Housing CrunchThe Mortgage Note’s team has been tracking the housing crunch as low inventory, coupled with high interest rates, creates challenges for homebuyers and mortgage professionals.Editor Kimberley Haas interviewed industry leaders to learn more about what they are seeing and what products are being offered for this podcast.If you would like to participate in future episodes, please email us at info@themortgagenote.org.2023-09-0619 minThe Mortgage Note PodcastThe Mortgage Note PodcastPredicting The Ability To Pay: FormFree's Christy Moss Talks About FICO Score AlternativesChristy Moss, chief customer officer at FormFree, sat down to talk with Editor Kimberley Haas about the limitations of FICO scores and their solutions for lenders.2023-07-2514 minThe Mortgage Note PodcastThe Mortgage Note PodcastListen: Rocket Pro TPO EVP Talks About Current Successes, ChallengesThe executive vice president of Rocket Pro TPO says a lack of housing inventory has been hurting mortgage professionals, but he is confident broker partners and loan officers have the tools to help homebuyers achieve their goals.Mike Fawaz recently sat down with Editor Kimberley Haas to talk about this year’s successes and challenges.2023-06-2808 minThe Mortgage Note PodcastThe Mortgage Note PodcastSpring Market 2023: Trends And OpportunitiesThe Mortgage Note’s team has been tracking national trends and the ways companies are working to attract buyers and sellers to the market this spring.Editor Kimberley Haas interviewed industry leaders to learn more about what they are seeing and what products are being offered for this podcast.2023-04-2723 minThe Mortgage Note PodcastThe Mortgage Note PodcastThe Mortgage Note Podcast: Successes And Innovations HighlightedThe Mortgage Note’s Editor Kimberley Haas has been interviewing some of the leaders in the country over the past year. This podcast highlights the successes and innovations taking place in the mortgage industry.If you would like to participate in future episodes, please email us at info@themortgagenote.org.2023-01-1321 minIncredible Life Creator with Dr. Kimberley LinertIncredible Life Creator with Dr. Kimberley LinertCrazy Healing - Silke Maria Haas Ep 269Silke Maria Haas has been working as a therapist/healer for over 25 years. Realizing that many people suffer from tension, stress and illness due to problems in their lives she studied many self-healing and empowerment tools over the years. However, it took an extreme situation in her personal life in 2018 for these tools to come together and create a system of energetic Coaching called crazy Healing which changed her life and has since enabled her to inspire more people. Contact Silke Maria Haas: www.crazyhealing.eu Dr. Kimberley Linert Speaker, Author, Broadcaster, Mentor, Trainer, Behavioral...2022-02-2830 minFriends In IsolationFriends In IsolationMother's Day EXTRAVAGANZA!Happy Mother's Day, Isolators! This is a VERY special episode of Friends in Isolation. Our moms are doing the show! Plus, we have some extra special shout outs at the top of the episode... we can't wait for you to hear it all! If you want to celebrate Mother's Day with us, hear some fun stories from our moms, and generally just have a fun time, then this episode is for you. Thanks, Kimberley Lee and TidyMom for being on this episode and for putting up with all the weird things we ask...2020-05-1000 minKitchen Party CeilidhKitchen Party CeilidhKPC 2015 02 06 PodcastOur eighty-first show, which aired on February 6, 2015. We Banjo 3 - Shove the Pig's Foot A Little Further in the Fire/Fine Times at Our House, Celtic Colours Live Volume Two Vasen - Fanny, Celtic Colours Live Volume Two Sharon Shannon - Sally May Melia, Renegade Blackie O'Connell & Cyril O'Donoghue - If I Never Spend A Morning Without You, Friars Green Éamon Doorley, Muireann Nic Amhlaoibh, Julie Fowlis & Ross Martin - Cailíní Deasa Mhuigheo/Eadar Alba Is Éirinn/Mrs. Ramsay Of Barton/Tie The Bonnet Tight, Dual Floating Crowbar - The Gold Ring, The Torn Jacket Kimberley Fraser, Darol Anger, Brit...2017-02-2059 min