Shows
Rich Girls' GuideAre Women Choosing Independence OVER Marriage?Hey Rich Girls, Kirby here - Are women abandoning the idea of a traditional marriage with a man because they no longer need to rely on their income? Since the 1970’s, marriage as a whole has been on a steady decline, while women’s median wages have steadily increased over that same time period. Women have only had the right to obtain credit without a male cosigner for the past fifty one years - and that opened up the door to things like home ownership and building or expanding a business. **please note this is not investment advi...2025-04-2112 minRich Girls' GuideHow To Become Financially Independent In 5 Easy Steps | Ep 58Hey Rich Girls, Kirby here - and today I want to spend some time talking to those of you who may need a little encouragement or guidance on how to become financially independent. Now hopefully this isn’t the first time you’re hearing this, but becoming financially independent is the single most important thing you can do to make sure you are living the life that you actually want to live.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**EPISODES MENTIONED: Emergency Fund 101: https://youtu...2025-04-0714 minRich Girls' GuideBuild WEALTH With Atomic Habits! March Book ReviewHey Rich Girls, Kirby here - and we are BACK with our March book club review for Atomic Habits! Now today’s episode is going to be a little bit different from our previous book club episodes - while I am still going to do a brief review of the book, I am going to spend most of the episode tying back the major themes into personal finance and how you can start implementing micro money habits into your daily routines. **please note this is not investment advice, just my opinion & should be used for entertainment purposes onl...2025-03-3120 minRich Girls' GuideEp 57: Avoid INVESTMENT Paralysis with Four These Simple StrategiesHey Rich Girls, Kirby here - and I have a feeling that with all of the current news cycles and recession talks you might be feeling a bit overwhelmed when it comes to personal finance and investing right now. We all know how draining and stressful the doom scrolling can be, but today we are going to break that cycle by talking about the four things you can do to override that sense of impending doom and kick start your investing journey with a little pep in your step.**please note this is not investment advice, just...2025-03-2409 minRich Girls' GuideShould You Take Itemized Deduction or Standard Deduction?Hey Rich Girls, Kirby here - and have you heard the terms standard deduction and itemized deduction but never really understood what they mean? Well today we are breaking down the difference between standard and itemized deduction and how you can determine which one you should be taking. I promise it’s not as complicated as it sounds, so let’s get this explained and get you on your way!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://www.youtu...2025-03-1308 minRich Girls' GuideWhat You Can Do NOW To Lower Your 2024 Tax BillHey Rich Girls, Kirby here - and today we are going to go over 3 things you can still do NOW to lower your 2024 tax bill. Watch this episode on YouTube: https://youtu.be/UnqsDQPDpYE**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**Tax Saver's Credit: https://youtu.be/SkIEFEVQUr0?si=Nu7k-FFLO3ItECVrCONNECT WITH ME:Threads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideYouTube: https://www.yo...2025-03-1013 minRich Girls' GuideThe Great Wealth Transfer: How Women Are Shaking Up The Financial Landscape In 2025Hey Rich Girls, Kirby here - and did you know that we are currently undergoing one of the largest wealth transfers in modern history?!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:Youtube: https://www.youtube.com/@richgirlsguidewithkirby Threads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question h...2025-03-0312 minRich Girls' GuideFebruary Book Club / Reading Challenge Review: The Psychology Of MoneyHey Rich Girls, Kirby here - and today we are reviewing our February book club pick, The Psychology Of Money!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Threads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgi...2025-02-2436 minRich Girls' GuideTax Season Survival Guide: How to Prepare Like a BossHey Rich Girls, Kirby here - and did you know that on average, Americans spend thirteen hours and two hundred and ninety dollars preparing for and filing taxes? I’m here to help you cut down on both time and money, so let’s go over everything you need to know to tackle your twenty twenty four taxes. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Instagram: https://www.instagram.com/rich...2025-02-1713 minRich Girls' GuideMaximize 2025 Tax Savings for Your Family: Updated Child And Dependent Care Tax CreditHey Rich Girls, Kirby here - and today we are going over updates to the child & dependent care tax credit for 2025.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon aff...2025-02-1308 minRich Girls' GuideMaximize Your 2025 Tax Savers Credit!Hey Rich Girls, Kirby here - today we are going to discuss the tax saver's credit, AKA how you might be able to get a tax refund by contributing to your retirement account, AND how to maximize that credit to create tax savings for years to come.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**Roth Vs Traditional IRA: https://youtu.be/3LHNxKDcVOE?si=mW7Z5S71nref0VkBCONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby 2025-02-1010 minRich Girls' GuideWhy Moving Up a Tax Bracket Isn't As Scary As You Think! 2024 Tax BracketsHey Rich Girls, Kirby here - and I have a question for you today: are you scared to move up a tax bracket? We’re going to be breaking down common misconceptions about moving up a tax bracket and why you should NOT be scared to make more money. Let’s get into it.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Threads: https://www.threads.net/@richgirlsguidepodcast Instag...2025-02-0313 minRich Girls' Guide2025 Reading Challenge January Book Review: The Power Of HabitHey Rich Girls, Kirby here - and we have successfully made it to our first book club review of the year! Our January read was The Power of Habit by Charles Duhigg. Watch to find out our February book pick - and yes, this one IS money related!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**2025 Book Club Reading Challenge: https://youtu.be/AIUmih1X7Q4?si=58vJMhXGLDxZlHZl CONNECT WITH ME:YouTube: h...2025-01-2714 minRich Girls' GuideNew 401k and IRA Contribution Changes: MAXIMIZE Your 2025 Retirement Savings! | Ep 51Not sure how much money you can - or should - be saving for retirement this year? I got ya covered! Today we are going to go over the updated 2025 figures for IRA and 401k contributions, and how to effectively plan your savings for the new year.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**TIMESTAMPS:00:00 Intro00:48 Updated 401k contribution limits6:18 Updated IRA contribution limits9:57 Catch-up contribution limits11:42 Map out your savings for the year Intro to 401k’s: htt...2025-01-2014 minRich Girls' GuideMake Your Money Goals a REALITY in 2025! | Ep 50Hey Rich Girls, Kirby here - ready to make your money goals a reality in 2025? I will guide you through setting financial intentions for the new year so that 2025 can be your most financially successful year yet. And stay tuned until the end of the episode because I am unveiling a super fun project that we can all do together throughout the new year, and I cannot WAIT to share it with you!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**TIMESTAMPS:00:00 Intro00:16 Life...2025-01-0624 minRich Girls' GuideMarriage Meets Politics - Economic Policy, Inflation & Navigating Relationships | Ep 49Hey Rich Girls, Kirby here - today, Alfred and I are having a little chitchat about the economic policy being discussed in the US presidential election, as well as navigating married life with different political opinions.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CLAIM YOUR $50 SIGN UP BONUS WITH ALLY BANK: www.ally.com/referral?code=9C5K7J9Y6DCONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Threads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/ri...2024-10-0746 minRich Girls' GuideSurviving Inflation: 5 Money Tips You NEED to Know Now | Ep 48Hey Rich Girls, Kirby here - It’s the big bad word we’ve been hearing about over and over again; we are all over it by now, and yet it is still seeping into daily conversations and overtaking the content on your feed… it what must not be named… inflation. But instead of dwelling on the bad or speculating about the future, today we are going to take a positive spin on it, by going through five tips on how YOU can navigate inflation and use it to your advantage.**please note this is not investment advice...2024-09-2312 minRich Girls' GuideEp 47 | Agenda 47: Taxes & Economic Policy, ExplainedHey Rich Girls, Kirby here - even if you didn’t watch the presidential debate in full, I think you’ve probably seen - or heard - a certain viral clip by now… instead of talking about that, we are going to take a look at the promises being made by the Donald Trump campaign regarding taxes and discuss whether or not Agenda 47 is a watered down version of project 2025.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**ALLY BANK REFERRAL CODE: www.ally.com/referral?code=9...2024-09-1609 minRich Girls' GuideAre We Entering A Financial Femininomenon Era? (Alex Cooper, Taylor Swift, Harris Campaign)Hey Rich Girls, Kirby here - Alex Cooper just signed a reported hundred million dollar podcasting deal with SiriusXM, Taylor Swift is wrapping up the Era’s tour that is widely speculated to earn revenue between two and three billion dollars and Kamala Harris has been smashing fundraising records for her presidential campaign - all of which begs the question: are we entering a financial Femininomenon Era? Let’s discuss. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**ALLY BANK REFERRAL CODE: www.ally.com/referral?code...2024-09-0912 minRich Girls' GuideWill The Harris Administration Raise Your Taxes? (Kamala Harris, Tim Walz, DNC)Hey Rich Girls, Kirby here - listen, it’s no secret that when it comes to the possibility of an incoming democratic president, a lot of people have the same fear - that their taxes are going to increase astronomically. And I get it, taxes can be a huge burden to many Americans - but did you know that Kamala Harris is running on a campaign that promises the majority of Americans will not face increased taxes? Today we are going to do some digging to get to the bottom of how the majority of Americans will ACTUALLY be af...2024-09-0211 minRich Girls' GuideThe Five Year Rule For Roth IRAs, ExplainedHey Rich Girls, Kirby here - Pretty much anyone who pays even the slightest bit of attention to money or retirement savings has certainly heard some investment fanatic raving about Roth IRA’s, how amazing they are & that everyone NEEDS to be funding one. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**ALLY BANK REFERRAL CODE: www.ally.com/referral?code=9C5K7J9Y6DCONNECT WITH ME: YouTube: www.youtube.com/@RichGirlsGuidewithKirbyThreads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/rich...2024-08-2615 minRich Girls' GuideHow Much Money Should You Have By Age 30? (2024)Hey Rich Girls, Kirby here - I just turned thirty last week, and it got me thinking: what goals have I accomplished for myself that I thought I would for sure hit by age thirty? What goals have I NOT accomplished? And while I’ll spare you the personal details of ALL of the shit that comes to mind when you hit a major milestone like thirty, I knew that there was one major, important goal that my husband and I are crushing: we have a solid retirement bucket, and are on track to retire at the age we wa...2024-08-2025 minRich Girls' GuideConfused About What A Fed Rate Cut Could Mean For You? | Jerome Powell & Interest RatesHey Rich Girls, Kirby here - if you follow any news or happen to overhear finance bros talking about finance, you have probably heard of the term federal rate cuts. But do you have any idea what that means or how it could affect you? I’m going to explain it you in everyday language right now so that YOU can know what's going on - and maybe even break it out at your next happy hour. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WIT...2024-08-1212 minRich Girls' GuideBrand New Rule Allowing For $1k PENALTY FREE Retirement Withdrawal | Secure Act 2.0Hey Rich Girls, Kirby here - did you know there was a brand-new ruling allowing for a $1k PENALTY FREE withdrawal from your retirement account that took effect this year?? Me neither - so let me fill you in on ALL the deets! **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: YouTube: www.youtube.com/@RichGirlsGuidewithKirbyThreads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguide Want YOUR money question t...2024-08-0513 minRich Girls' GuideCreate Your Personalized Budget In 5 Min Or Less Using AI and ChatGPTHey Rich Girls, Kirby here - have you been struggling with creating or maintaining a personal budget? Today we are going to let AI do the work us, by creating a completely personalized monthly budget - just for you!GET YOUR FREE MONTHLY BUDGET TEMPLATE HERE: http://eepurl.com/iUT3So**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguidewithkirbyThreads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https...2024-07-2912 minRich Girls' GuideBIG CHANGES Coming For 401k Catch-Up Contributions (Secure Act 2.0, Roth 401k & More)Hey Rich Girls, Kirby here - today we are diving right into a timely topic that just might affect you or someone you love starting in 2026 - and while you might think that date is way far ahead in the future, the reality is that you need to start making changes NOW in order to get ahead of this potentially huge retirement change.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**EPISODES MENTIONED:Compound growth episode: https://youtu.be/xhtXs3mL2Cg?si=8AQexRGWfx8rN4...2024-07-2217 minRich Girls' Guide5 Crucial Questions To Ask Your Parents BEFORE They RetireHey Rich Girls, Kirby here - are your parents nearing retirement age? Did you know that the median retirement savings for those aged fifty five to sixty four is only one hundred and eighty five thousand dollars? If your parents are thinking about retiring soon, you might want to sit down and have a candid conversation with them about what they expect their retirement to look like and whether or not they are prepared. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:Y...2024-07-1514 minRich Girls' GuideLost Your Job? Listen Up. (Tips For Overcoming Unemployment & Being Prepared For A Lay Off)Hey Rich Girls, Kirby here - and today we are tackling an uncomfortable conversation; losing your job and navigating unemployment. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguidewithKirbyThreads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact TIMESTAMPS:0:00 Intro1:55...2024-07-0810 minRich Girls' GuideHow To DOUBLE Your Money Every 7 Years Using Compound Growth (Dividend Reinvestment & Interest)Hey Rich Girls, Kirby here - Did you know that if you utilize compound growth, you can DOUBLE your money every 7 years, without adding an extra PENNY to your investments?! Find out how in today’s episode!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguidewithkirbyThreads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming...2024-07-0111 minRich Girls' GuideAnswering MORE of Reddit's Money Questions | Ep 35Hey Rich Girls, Kirby here - and today I'm answering MORE of reddit's money questions!MY NEW YOUTUBE CHANNEL: www.youtube.com/@RichGirlsGuidewithKirby**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@RichGirlsGuidewithKirbyThreads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY E...2024-06-2410 minRich Girls' GuideWomen Working in Male Dominated Fields | Ep 34Hey Rich Girls, Kirby here - and today I have my very first guests on the pod! We are discussing being a woman in male dominated fields in both college & the workplace.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@RichGirlsGuidewithKirbyThreads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous questi...2024-06-1834 minRich Girls' GuideAnswering Reddit’s Money QuestionsHey Rich Girls, Kirby here - alright guys, you asked, and I’m answering - well technically you didn’t ask me, you asked Reddit, but I’m answering you anyways!!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideSpotify: https://open.spotify.com/show/6suGRkd9m1kjNNiRvbLhT7Want YOUR money question to be ans...2024-06-1316 minRich Girls' GuideMy Top 5 Tips From Working In Wealth Management | Ep 33Hey Rich Girls, Kirby here - After working in personal finance for over 6 years, these are my top 5 tips!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon a...2024-06-1015 minRich Girls' GuideTerm Life Insurance, ExplainedHey Rich Girls, Kirby here - wondering whether or not you need term life insurance? Let’s find out!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon aff...2024-06-0607 minRich Girls' GuideCan AI Make You RICH?Hey Rich Girls, Kirby here - with all of this talk surrounding AI and how it is going to revolutionize the way we work, the way we teach, the way we interact with the world - I started to wonder whether or not I could use AI to make more money. Let’s find out.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/2024-06-0314 minRich Girls' GuideDo You Need A Financial Therapist?Hey Rich Girls, Kirby here - we’ve all heard of financial advisors, CPA’s, money guru’s and even floating heads on the internet - like myself - but have you ever heard of a financial therapist? And do you NEED one?**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money questio...2024-05-3007 minRich Girls' GuideWhat Is The Best Method To Pay Off Debt?Hey Rich Girls, Kirby here - listen, when it comes to tackling debt, there is a LOT of noise when it comes to choosing how to pay it off. If you listen to the likes of Dave Ramsey, then you’ve probably heard of the debt snowball method, where you pay off your smallest debts first and work your way up to your largest debt. Or you may have heard of the avalanche method, which prioritizes paying off the debt with the highest interest rate. But is there a right choice? **please note this is not investment adv...2024-05-2711 minRich Girls' GuideHouse Hacking, Explained: Bonus EpisodeHey Rich Girls, Kirby here - Alright guys, today I am giving you the quick and dirty on house hacking: what it is, how it works and the potential benefits and risks associated with it!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideSpotify: https://open.spotify.com/show/6suGRkd9m1kjNNiRvbLhT7Want...2024-05-2308 minRich Girls' GuideFire Movement: Financial Independence, Retire Early | Ep 30STOP DROP AND ROLL, FOLKS we gotta fire in here! Jusst kidding; we ARE talking about fire today, but not like that kind of fire. We are talking about the acronym that took social media by storm: Financial Independence, Retire Early. Is it possible? Can anyone other than millionaires and nepo babies retire before the normal age of sixty five? We are going to find that out right now. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.c...2024-05-2013 minRich Girls' Guide9 Side Hustle Ideas You Can Start Today (Beginner to Expert)Hey Rich Girls, Kirby here - Looking to make some extra cash this year? I have 9 side hustle ideas from beginner to expert that you can start doing today! Whether you are looking to earn extra income for a summer vacay, you want to boost up your savings account or you are looking to beef up your marketable skills, starting a side hustle might be your way to get there. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: Threads: https://ww...2024-05-1020 minRich Girls' GuideMLM: Easy Money, Or Scam? | Ep 28Hey Rich Girls, Kirby here - Did you think MLM's were a thing of the past? Me too! Until just a few weeks ago.... **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: YouTube: https://www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguide Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT ...2024-05-0614 minRich Girls' GuidePayday Routine: Small Business Owner & Former Wealth Management Worker Ep 27Hey Rich Girls, Kirby here - wondering how someone divvies up their paycheck on payday? How about when they have a 9-5 paycheck, small business income & rental property income? I’m pulling back the curtains on how I used to do just that!My Budgeting Journey Update # 4: https://youtu.be/C09SfYy4gZw?si=74nu1ntqUV04V7f9 **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: YouTube: www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcast Instagram: https...2024-04-2909 minRich Girls' GuideIRA Beneficiaries Explained Ep 26Hey Rich Girls, Kirby here - today we are going to do a deep dive into naming beneficiaries on your IRA. We’ll be talking through the different types of beneficiaries, how they might be taxed on the money you leave them, and by the end of today’s episode you should know exactly where to start when naming beneficiaries on your IRA.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:Threads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com...2024-04-2219 minRich Girls' GuideIs Student Loan Forgiveness Actually Happening? Ep 25Hey Rich Girls, Kirby here - Is student loan debt going to be canceled once and for all?! President Biden is promising to do just that… but will this time be any different? **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME:YouTube: https://m.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: h...2024-04-1511 minRich Girls' Guide6 Money Habits That Are Keeping You Poor: Ep 24Hey Rich Girls, Kirby here - Wondering if any of your money habits are keeping you poor? I am sharing the top 6 habits that I see keeping people poor, even when they make a lot of money.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://m.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcom...2024-04-0813 minRich Girls' GuideRequired Minimum Distributions AKA RMD's Explained: Ep 23Hey Rich Girls, Kirby here - RMD’s, which stand for Required Minimum Distributions, are an elusive topic for those nearing retirement - until you actually have to start taking them. So what are they, when do you need to start taking them & is there a way to AVOID them?**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://m.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirl...2024-04-0109 minRich Girls' GuideWhat Does A Presidential Election Year Mean For Your Bottom Line? Ep 22Hey Rich Girls, Kirby here - it’s 2024, and you know what that means - it’s a presidential election year. Historically, major election years wreak havoc on the stock market; think volatile, wild price swings, tons of media coverage and insane speculations as to how the world will implode if one candidate wins over the other. Is there anything we can learn from years past before making any rash decisions?**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://m.yo...2024-03-2512 minRich Girls' GuideHow To Calculate Your Effective Tax RateHey Rich Girls, Kirby here - while your top tax rate is typically what gets discussed the most, your effective tax rate is a much better indicator of how much you are ACTUALLY paying in taxes - so let’s calculate yours today!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://m.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answe...2024-03-2105 minRich Girls' GuideCharitable Accounts, AKA Donor Advised Funds Explained : Ep 21Hey Rich Girls, Kirby here - ever wonder how top income earners - celebrities, business moguls & millionaires - are able to pay so little in taxes? Well today I’m taking you through charitable accounts, otherwise known as Donor Advised Funds, and how YOU might be able to use them to your advantage. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://m.youtube.com/@richgirlsguide Threads: https://www.threads.net/@richgirlsguidepodcastInstagram: htt...2024-03-1815 minRich Girls' GuideIRA Excess Contribution | How To Avoid Taxes & PenaltiesWorried about over-contributing to your IRA? I got you covered! Today we are going to go over what an excess contribution is, how to fix an over contribution in order to avoid taxes and penalties, and give you some tips & tricks on how to avoid this error in the future. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://m.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https...2024-03-1410 minRich Girls' GuideHow To Pay $0 In Taxes AND Get A Refund Feat. The Tax Saver's Credit: Ep 20Hey Rich Girls, Kirby here - Ever wondered how you can pay $0 in taxes AND get a refund? Tune in to find out! And yes, this is perfectly by the book!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://m.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anon...2024-03-1111 minRich Girls' GuideChild Tax Credit & Dependent Care Tax Credit, ExplainedGot kids? Get the most back on your taxes this year! I'm breaking down how child tax credit & Dependent care tax credit work, and how YOU can make them work in your favor.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://m.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an a...2024-03-0710 minRich Girls' GuideCollege Savings Account AKA 529 Accounts Part 2, Explained: Ep 19Hey Rich Girls, Kirby here - wondering whether or not you should be saving for your child's college education? I’ll give you the low down on EVERYTHING you need to know about college savings accounts so that you can make an informed decision for your family. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://m.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguide2024-03-0427 minRich Girls' GuideCollege Savings Account AKA 529 Accounts, Explained: Ep 18Hey Rich Girls, Kirby here - wondering whether or not you should be saving for your child's college education? I’ll give you the low down on EVERYTHING you need to know about college savings accounts so that you can make an informed decision for your family. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://m.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok...2024-02-2631 minRich Girls' GuideHow To Live Off Of Dividends & Interest AKA The 4% RuleHave you ever wondered how people live off of their dividends and interest? Well then you are in luck - today we are breaking down how you can calculate how much YOU would need to live off dividends & interest!USE MY ALLY BANK REFERRAL LINK: https://ally.com/referral?code=9C5K7J9Y6D to help you get started, you can get up to a &125 bonus from Ally bank to get you started on your savings journey!**please note this is not investment advice, just my opinion & should...2024-02-2208 minRich Girls' GuideEmergency Fund Explained: Ep 17How much should you have in your emergency fund? What should it be invested in? Where should you hold it??? You will be able to answer ALL of these questions by the end of today’s episode, AND we’ll even get you set up with a timeline on when you can achieve a fully funded emergency fund.USE MY ALLY BANK REFERRAL LINK: https://ally.com/referral?code=9C5K7J9Y6D to help you get started, you can get up to a &125 bonus from Ally bank to get you...2024-02-1913 minRich Girls' GuideHow To Calculate Your Net WorthHey Rich Girls, Kirby here - today we are going to break down exactly how to calculate your net worth, how much it should be increasing year over year, and why tracking your progress is KEY to growth.CONNECT WITH ME:YouTube: https://m.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazo...2024-02-1508 minRich Girls' GuideHow To Handle Money & Finances As A Couple: Ep 16Hey Rich Girls, Kirby here - and today we are going to discuss how you should be handling money and finances as a couple. RESOURCES:National Domestic Violence Hotline: 800-799-7233Women Helping Women 24/7 Hotline: 1-877-889-5610**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://m.youtube.com/@richgirlsguide Threads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money...2024-02-1225 minRich Girls' GuideGrocery Budget Challenge - $800 For Family of Four!Hey Rich Girls, Kirby here - come with me to see whether or not my family of four is able to stick to an $800 grocery budget for the month of January! While it's not exactly frugal living, it is WAY less than we normally spend on groceries!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**USE MY ALLY BANK REFERRAL LINK: https://ally.com/referral?code=9C5K7J9Y6D to help you get started, you can get up to a &125 bonus from Ally bank...2024-02-0816 minRich Girls' GuideHow To Recession Proof Your Accounts - Ep:15 Rich Girls' GuideAre your accounts recession proof? Recession or not, your accounts should ALWAYS be recession proof, and I have 5 tips for you today that will help you do just that...USE MY ALLY BANK REFERRAL LINK: https://ally.com/referral?code=9C5K7J9Y6D to help you get started, you can get up to a &125 bonus from Ally bank to get you started on your savings journey!CONNECT WITH ME: Threads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.insta...2024-02-0515 minRich Girls' GuideInvesting For Beginners: How To Invest Your First $1kHey Rich Girls, Kirby here - Want to invest your first $1k but don’t know where to begin? I’ll walk you through 5 easy steps so that you can get started investing TODAY! USE MY ALLY BANK REFERRAL LINK: https://ally.com/referral?code=9C5K7J9Y6D You can get up to a $125 sign up bonus from Ally Bank to get you started on your savings journey! Just use this link, open your account & make your first $50 deposit. Offer ends 3/1/2024. (This is an affiliate link - I get a small kickback if you use...2024-02-0118 minRich Girls' Guide3 Reasons Why YOU Need To Know WTF An ETF Is Ep: 14Hey Rich Girls, Kirby here - today I am spilling the secrets about ETF’s; what they are, why you might want to consider investing in them, and 3 reasons why you need to know WTF they are!*please note this is not investment advice, just my opinion & should be used for entertainment purposes only*CONNECT WITH ME:Threads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideYouTube: https://m.youtube.com/@richgirlsguideApple Podcasts: https://podcasts.apple.com/us/podcas...2024-01-2911 minRich Girls' GuideEp 13: Does Size Really Matter? The Size Of Your Credit Score, That Is…Get your mind out of the gutter! Hey Rich Girls, Kirby here - and today we are breaking down whether the size of your credit score REALLY matters, the amount of money it could be costing you and of course some tips & tricks to make your score bigger.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com...2024-01-2213 minRich Girls' GuideEp 12: EVERYTHING You Need To Know As A First Time Home BuyerHey Rich Girls, Kirby here - and I am spilling the tea on EVERYTHING you need to know as a first time homebuyer. Homebuying hacks I can get behind, which ones I would avoid, interest rates, realtors - we're discussing it all today! **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://m.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: http...2024-01-1532 minRich Girls' GuideEp 11: 'That Girl' But Make It 'Rich Girl'Hey Rich Girls, Kirby here - and today we have a different kind of episode. We are following the 'That Girl' trend, but instead we are becoming a 'Rich Girl'.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:Instagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideYouTube: https://m.youtube.com/@richgirlsguide2024-01-0852 minRich Girls' GuideBonus Ep: Backdoor Roth IRAHey Rich Girls, Kirby here - and today is my very first bonus episode! We are doing a short & sweet overview of Roth IRA backdoor contributions for those of you high earners who need ~options~ **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**Follow along on my 2024 budgeting journey: //www.tiktok.com/@richgirlsguideCONNECT WITH ME:Instagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideYouTube: www.youtube.com/@richgirlsguideWant YOUR money question to be answered i...2024-01-0412 minRich Girls' GuideEp 10: Let's Build A Budget You Will ACTUALLY FollowHey Rich Girls, Kirby here - and today we are building a budget that we will ACTUALLY follow! Join me in embarking upon a budgeting journey for the ENTIRE YEAR of 2024! **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**Follow along on my 2024 budgeting journey: //www.tiktok.com/@richgirlsguideCONNECT WITH ME:Instagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideYouTube: www.youtube.com/@r...2024-01-0124 minRich Girls' GuideEp 9: Unhinged 401k Q&AHey Rich Girls, Kirby here - and today is an unhinged holly jolly Q&A episode answering your burning 401k questions! **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**Part 1 of the 401k series: https://youtu.be/yqgPNO-Rt2Q?si=RWdSXDCYgJHgzFUcPart 2 of the 401k series: https://youtu.be/ebMfHFv6pLs?si=Fn_c0LK2O_s3YYjvPart 3 of the 401k series: https://youtu.be/2LFRG7SrjQs?si=c335...2023-12-2543 minRich Girls' GuideEp 8: How Much Do You Need To Retire??Hey Rich Girls, Kirby here - and today is the LAST SEGMENT in our 401k series! We are answering my most asked question regarding 401k’s and retirement in general: how much should I be saving for retirement?? Part 1 of the 401k series: https://youtu.be/yqgPNO-Rt2Q?si=RWdSXDCYgJHgzFUcPart 2 of the 401k series: https://youtu.be/ebMfHFv6pLs?si=Fn_c0LK2O_s3YYjvPart 3 of the 401k series: https://youtu.be/2LFRG7SrjQs?si=c335HSBYOih40fOiCONNECT WITH ME:Instagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: htt...2023-12-1835 minRich Girls' GuideEp 7: What Should I Hold In My 401k?Hey Rich Girls, Kirby here - and today we are going to look at our specific investment options within our 401k. I am giving you all the tips that I use for my own personal 401k! This is part 3 of a 4 part series, so buckle up and get ready to take some notes.Part 1 of the 401k series: https://youtu.be/yqgPNO-Rt2Q?si=RWdSXDCYgJHgzFUcPart 2 of the 401k series: https://youtu.be/ebMfHFv6pLs?si=Fn_c0LK2O_s3YYjvCONNECT WITH ME:...2023-12-1125 minRich Girls' GuideEp 6: Stock Market 101Hey Rich Girls, Kirby here - and today we are dissecting the STOCK MARKET! Let’s call this class Stock Market 101. This is part 2 of a 4 part series, so buckle up and get ready to take some notes.CONNECT WITH ME:Instagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideYouTube: Rich Girl’s Guide - YouTubeApple Podcasts: https://podcasts.apple.com/us/podcast/rich-girls-guide/id1716403850Want YOUR money question to be answered on an upcoming episode? Submit a...2023-12-0423 minRich Girls' GuideEp 5: 401what?!Hey Rich Girls, Kirby here - and we are doing a DEEP DIVE into all things 401k’s! This is part 1 of a 4 part series, so buckle up and get ready to take some notes.Self employed timestamp: 25:23Instagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideYoutTube: https://m.youtube.com/@richgirlsguideWant YOUR money question to be answered on an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact 2023-11-2730 minRich Girls' GuideEp 4: How To NOT Go Broke On Black FridayHey, Rich Girls! Today I'm giving you a motivational pep talk (OK, maybe more of a big sis real talk) about how NOT to go broke this Black Friday.Want YOUR money question to be answered on an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact Instagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideSpotify: https://open.spotify.com/show/6suGRkd9m1kjNNiRvbLhT7Amazon Music: https://music.amazon.com/podcasts/a4f703ca-ee8e-442f-8314-3f4980248476/rich-girls'-guide2023-11-2012 minRich Girls' GuideEp 3: To Roth Or Not To RothHey Rich Girls, Kirby here! Today we are answering the question: to roth, or not to roth?Follow along:Instagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideYouTube: https://m.youtube.com/@richgirlsguideSpotify: https://open.spotify.com/show/6suGRkd9m1kjNNiRvbLhT7Amazon Music: https://music.amazon.com/podcasts/a4f703ca-ee8e-442f-8314-3f4980248476/rich-girls'-guideWant YOUR money question to be answered on an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact Roth IRA information: https://www.irs.gov/r...2023-11-1317 minRich Girls' GuideEp. 2: Cultivating Your Rich Girl HabitsHey Rich Girls, Kirby here! Today we are exploring my top 6 Rich Girl Habits & how you can start to identify your bad money habits and turn them into good money habits.2023-11-1320 minRich Girls' GuideEp 1: How Do Credit Cards ACTUALLY Work?Hey Rich Girls, Kirby here - our first episode is diving into the topic of credit cards. Love 'em? Hate 'em? Join the club!Follow along:YouTube: https://m.youtube.com/@richgirlsguideInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideSpotify: https://open.spotify.com/show/6suGRkd9m1kjNNiRvbLhT7Amazon Music: https://music.amazon.com/podcasts/a4f703ca-ee8e-442f-8314-3f4980248476/rich-girls'-guideWant YOUR money question...2023-11-1320 minRich Girls' GuideTeaserHey, Rich Girls! Kirby here, your big sis in finance. Welcome to Rich Girls' Guide - I'm glad you're here. 2023-11-0902 min