Shows
The Connector.The Connector Podcast - DFS Digital Finance Summit - Beyond Traditional Banking: How Paynovate Serves Every CustomerRobert from Paynovate describes how the Belgian payment provider has built a comprehensive electronic payment processing service with an EMI license from the National Bank of Belgium, offering everything from card issuing to open banking. Their standout approach is welcoming customers that traditional financial players often reject through scalable compliance procedures that adapt to each client's risk level.• Paynovate provides complete payment solutions including card issuing, terminals, e-commerce, IBAN accounts, and recently added open banking• Their risk-based compliance approach uses 4-8 eyes principles and third-party verification to safely onboard clients from traditionally underserved sectors• They've achiev...
2025-03-2013 minThe Connector.The Connector Podcast - DFS Digital Finance Summit - Approach - Cybersecurity for Fintechs: Protecting Digital InnovationHow Approach Cyber helps fintech companies navigate cybersecurity challenges from integrated security development to regulatory compliance. Dorian Pacquet shares insights on evolving cyber threats, the role of AI in security, and the importance of managing data protection in the fintech ecosystem.• Approach is a pure-play cybersecurity and privacy partner with over 100 professionals across Belgium and Switzerland offering 360° cyber resilience services• Modern software development requires security integration at all stages, not just end-of-process testing• Supply chain vulnerabilities are a growing concern as all software now relies on external libraries and dependencies• Fintechs face increasing regulatory pressure...
2025-03-2011 minThe Connector.The Connector Podcast - DFS Digital Finance Summit - From Mobile Apps to Agentic AI: How In The Pocket is Shaping Financial InnovationAI agents are set to transform financial services by taking over tasks people currently do while enabling entirely new services, creating both challenges and opportunities for established banks and fintechs alike.• In The Pocket has evolved from a mobile app developer at the dawn of smartphones to a 200-person European digital product studio with a significant focus on AI strategy• Financial institutions must decide how to approach "agent experience" as consumers increasingly interact with their services through AI assistants• The speed of AI development means companies can't afford to wait and see, with hallucinations and high o...
2025-03-2014 minThe Connector.The Connector Podcast - DFS Digital Finance Summit - From Credit Risk to Digital Trade: AREA42's EvolutionLode from AREA42 explains how this innovation vehicle within Credendo is transforming B2B trade finance by offering flexible working capital solutions that make digital trade more accessible and user-friendly.• AREA42 is the innovation arm of Credendo, a credit insurance company with over 100 years of history• Credit insurance protects sellers when buyers don't pay invoices, unlike factoring, which provides immediate financing• Digital B2B marketplaces often require upfront payment, creating friction compared to traditional trade credit terms• AREA42 evolved from offering complex credit insurance to providing streamlined working capital solutions• Their approach keeps user experien...
2025-03-2014 minThe Connector.The Connector Podcast - DFS Digital Finance Summit - Navigating Europe's Regulatory Landscape: A Conversation with Philippe from Simont BraunThe regulatory pendulum in European fintech isn't swinging toward deregulation as dramatically as some might have expected. Philippe from Simont Braun law firm cuts through the noise to explain what's happening in the European regulatory landscape.Despite widespread speculation following the European Commission's 2025 work program announcement, major financial regulations like FIDA (Financial Information Data Access Regulation), PSD3, and PSR remain firmly on track. What we're witnessing isn't deregulation but rather a nuanced approach to limit unnecessary regulatory growth – pushing back against what Philippe aptly calls "regulatory overdrive" at the technical implementation level.The conversation reveals a...
2025-03-1719 min
The Connector.The Connector Podcast - FinanceX #10 - Navigating the Future of Insurance TechnologyOur 10th episode dives into the exciting intersection of insurance and technology, exploring innovations within the InsurTech landscape. We celebrate milestone achievements while uncovering key themes of balancing reliability with digital transformation.• Exploring the significance of InsurTech in reshaping traditional practices • Highlighting Vee Finance's layered strategy for effective digital transformation • Discussing cybersecurity importance and NIS2 regulations for SMEs • Delving into the concept and benefits of parametric insurance • Investigating the rise of embedded insurance and its regulatory implications • Analyzing InsurTech trends across various regions in Europe • Reflecting on the necessity of balancing innovation with the...
2025-03-0350 minThe Connector.The Connector Podcast - DFS Digital Finance Summit - Fintech Document Revolution: Roel from Docapi on AI-Driven Innovations and E-Invoicing Mandates in EuropeReady to unlock the secrets of fintech innovation? Discover how Roel, the mastermind behind Docapi, is transforming the landscape of smart document processing. As a spin-out from IXOR, Docapi is setting new benchmarks with its revolutionary APIs for financial documents like invoices, receipts, and pay slips. Roel shares the strategic decision to bootstrap Docapi, with a hint at potential investment opportunities on the horizon. If you've ever wondered how AI is reshaping the way we handle both unstructured and structured documents, this episode is a must-listen. We promise you'll gain insights into Docapi's journey from a Belgian startup to...
2025-01-2914 min
The Connector.The Connector Podcast - FinanceX #9 - Revolutionizing Wealth Management: Unleashing AI and Technology for Personalized Financial Strategies and Cybersecurity EnhancementsUnderstanding the role of AI in enhancing wealth management, this episode explores the evolving trends shaping the financial landscape. We dive into goal-based investing, the rising influence of women in wealth tech, and the need for robust cybersecurity measures. • AI as a powerful tool in personalized finance• Global economic outlook highlights regional disparities• Dividend payouts are set to reach record highs in 2025• The shift towards goal-based investing strategies• Poland's wealth tech companies democratizing investments• The importance of female leadership in the financial sector• Independent financial advisors provide personalized services• Rising need for complian...
2025-01-2730 minThe Connector.The Connector Podcast - DFS Digital Finance Summit - Transforming Credit Management: Jens from GraydonCreditSafe on Data Accuracy and Global Fintech InnovationJoin us on an intriguing exploration into the evolving world of fintech, banks, and regulators with our guest Jens from GraydonCreditSafe. Discover how the merger of Graydon and CreditSafe combines local expertise with global technological capabilities to transform credit management and fraud prevention. Jens shares captivating insights into how this alliance leverages data accuracy and reliability to tackle regulatory challenges, including KYC, KYB, and ESG compliance. Get ready to uncover the strategic advantages that this partnership brings to the table, offering a deep dive into the heart of financial innovation.As we further our discussion, we explore...
2025-01-2316 minThe Connector.The Connector Podcast - DFS Digital Finance Summit - Exploring E-Invoicing Innovation: Cedric Neve of Digiteal on Regulatory Challenges and Transformative Fintech SolutionsDiscover the revolutionary world of e-invoicing and fintech as we host Cedric Neve, the visionary founder and CEO of Digiteal, a pioneering Belgian company making strides in e-invoicing, e-payment, and open banking services. Learn how Digiteal's SaaS API is setting a new standard by enabling businesses to effortlessly integrate these services into their software, a necessity with the new Belgian and European regulations on the horizon. Cedric shares unique insights into Digiteal's cutting-edge technology, designed to meet these regulatory demands with its seamless payment integration and automated processing capabilities. This episode unveils how Digiteal's licensed services across Europe are...
2025-01-2018 minThe Connector.The Connector Podcast - DFS Digital Finance Summit - Advancing AI Risk Management: Jos CEO at Yields on Navigating Regulatory Landscapes and Enhancing AI Reliability Across SectorsMathematical modeling expert and Yields co-founder, Jos, joins us to unravel the complexities of AI risk management in our latest podcast episode. Explore Jos's insightful journey from the demanding fields of mathematical modelling to spearheading advanced solutions for AI reliability in production. We dive into how Yields has secured its place as a leader in this space, thanks to accolades like the Risknet Model Validation Award, and how it's successfully transitioned from focusing on investment banking to addressing AI-related challenges across various sectors.Understanding and managing its risks becomes imperative as AI continues to permeate industries worldwide...
2025-01-1716 minThe Connector.The Connector Podcast - Unveiling Fintech Sales Success: James and Richard on Leveraging MEDDPICC for Strategic Growth with Humble TechnologyWhat are the secrets behind skyrocketing sales in the fintech world? Join us for a thrilling conversation with James and Richard from Humble Technology as they unlock the mysteries of scaling sales in the ever-evolving fintech landscape. You’ll hear firsthand from James about his incredible journey from a successful project at ICAP to launching Humble Technology and learn how a world-class product and strategy are just the beginning. Richard, with his vast experience in financial services and consulting, sheds light on a crucial yet often neglected aspect of fintech success: a robust sales engine. Together, they introduce us to...
2025-01-1322 minThe Connector.The Connector Podcast - DFS Digital Finance Summit - Innovating Payment Solutions: Nathalie and Claire from Worldline on Blockchain Integration and Digital WalletsUnlock the future of payment technology with Nathalie and Claire from Worldline as they share groundbreaking insights on our latest Connector Podcast, recorded live from the DFS Digital Finance Summit in Brussels 2024. Ever wondered how a leader in transaction services like Worldline is shaping the payment industry's evolution? Discover how they are pioneering the integration of emerging technologies such as blockchain and digital wallets to meet the surging demand for digital and contactless payments. Join us as we uncover Worldline's strategic partnerships with fintechs and their substantial investment in research and development, which keeps them at the c...
2024-12-1913 minThe Connector.The Connector Podcast - DFS Digital Finance Summit - Bridging Data and AI: Bastien from Dataiku on Transforming Collaboration Across IndustriesOn our latest episode of the Connector podcast, business transformation director Bastien from Dataiku joins us live from Brussels to unravel the evolving landscape of data and AI initiatives. Whether you're a coding expert or prefer a more visual approach, Bastien demonstrates how Dataiku's groundbreaking platform redefines collaboration between data specialists and business professionals. Discover how this unique synergy simplifies the data science process and enhances transparency and trust throughout the AI project lifecycle. With over 600 global clients, including major players like BNP Paribas and Morgan Stanley, DataIQ is leading the charge in preparing organizations for upcoming regulations like...
2024-12-1914 minThe Connector.The Connector Podcast - DFS Digital Finance Summit- Hungarian Fintech Insights: Baiba on AI-Driven Innovation, Quantum Computing, and Startup Opportunities in a Transforming Financial LandscapeBaiba Rosenberg, the head of startups at MBH FinTech Lab in Hungary, joins us to navigate the transformative currents reshaping the fintech world. Get the inside track on how AI is not just a buzzword but a catalyst for change, redefining customer support to be more personal and data-driven without losing the essential human touch. From the intriguing discussions at Singapore FinTech Week, where quantum computing is emerging as the next tech frontier, to understanding how regulatory developments like PSD2 and PSD3 are recalibrating the fintech landscape, this episode is your guide to the future of finance. We promise...
2024-12-1916 minThe Connector.The Connector Podcast - DFS Digital Finance Summit - Jersey's Fintech Frontier: Aaron on Digital Currency Innovation and Next-Gen Compliance SolutionsJoin us for an enlightening exploration into the world of fintech with Aaron from Digital Jersey, as we uncover the transformative innovations reshaping Jersey's financial landscape. Discover how this small island is making big waves in the tech industry, with initiatives like comprehensive 5G and one-gig fiber connectivity attracting cutting-edge firms and startups. We'll spotlight Moneybrain, the visionary digital currency company that's breaking ground with Jersey's first digital bank and the innovative digital pound. Their pioneering approach in decentralized banking, supported by real-world asset-backed stablecoins, is empowering consumers with more equitable financial choices.Our conversation with Aaron...
2024-12-1915 minThe Connector.The Connector Podcast - DFS Digitail Finance Summit - UK Fintech Expansion: Laure on Catalyzing Innovation Beyond London and Introducing Global Fintech LeadersWhat if you discovered that the epicentre of fintech innovation isn't just in London? Today, we're thrilled to welcome back Laure Hindin, also known as Laure, the Senior Trade Advisor at the British Embassy in Brussels. Laure shares her expertise on the dynamic UK fintech scene that extends its influence beyond the capital, flourishing in regions like Scotland, Wales, and Northern Ireland. Laure's passion for highlighting the UK's fintech prowess shines through as she discusses how this vibrant sector, spawning 27 fintech unicorns and contributing around £11 billion to the economy, is revolutionizing the global market.Prepare for an e...
2024-12-1910 minThe Connector.The Connector Podcast - Swiss Fintech Innovation: Andreas on Enhancing Data Quality and Resilience for Financial Institutions with theScreenerCan the secret to thriving in the fintech industry lie in data quality and resilience? Andreas, the founder of theScreener, thinks so. In a riveting conversation, he shares his journey from the tumultuous days of the dot-com boom to establishing a pioneering fintech company. He explains how The Screener sets itself apart by focusing on precise, twice-weekly data updates, catering exclusively to banks and financial institutions. This episode promises insights into how data simplicity and accuracy empower investors to make well-informed decisions amidst ever-changing market conditions.We also explore the critical factors influencing equity prices, such as...
2024-12-0418 minThe Connector.The Connector Podcast - Milan Fintech Summit: Journey from Intrapreneur to Co-Founder in Open Banking with Ana-Maria Georgescu from Smart FintechJoin us for an insightful conversation with Ana-Maria Georgescu from Smart Fintech, recorded at the Milan Fintech Summit for the European Digital Finance Association (EDFA). Discover how Anna transitioned from a non-technical background to becoming a prominent tech industry figure, starting her journey at IT Smart Systems in Romania. Her career reached a pivotal moment when she co-founded Smart Fintech, inspired by the PSD2 Open Banking Directive. Anna's story is a testament to perseverance and ambition, highlighting her evolution from an intrapreneur to a co-founder as she embraced new opportunities in the rapidly evolving tech l...
2024-11-2838 minThe Connector.The Connector Podcast - European Digital Finance Association (EDFA) -Transforming the Fintech Landscape: Joachim's Visionary Journey from Mobile Payments to Global B2B SolutionsStep into the fascinating fintech universe with Joachim Krüger, a visionary entrepreneur whose journey from existential musings in academia to trailblazing innovations in digital payments is nothing short of captivating. Inspired by the groundbreaking launch of the iPad by Steve Jobs, Joachim's pioneering concept of transforming tablets into mobile cash registers catalyzed his venture into the payments industry. Despite the hurdles of hardware integration, this visionary pursuit birthed the mobile payment solution mCash, now known as Vips. His adventures don't stop there; Joachim's tale of building an "Uber for trucks" unveils the multifaceted challenges of financing s...
2024-11-2840 minThe Connector.The Connector Podcast - Demystifying Crypto Compliance: Lukasz on Revolutionizing Bank-Crypto Transactions with ChainComplyStep into the world of crypto compliance with Lukasz Lukaszewski, the Chief Product Officer at ChainComply, as he demystifies the complexities banks face when dealing with crypto assets. Discover how ChainComply is revolutionizing the transfer of crypto wealth to bank accounts by harnessing existing data tools to streamline processes. Learn how the Markets in Crypto-Assets (MiCA) regulation pushes banks to reassess their risk management strategies and technology adoption to ensure seamless crypto transactions. Lukas shares his expert insights on how these changes can transform the landscape, making crypto a practical tool for payments and automated services.ChainComply...
2024-11-2517 minThe Connector.The Connector Podcast - Transforming Regulatory Compliance: Building towards DORA readiness with Marissa from DORAedge by PerformativUnlock the secrets to navigating the future of fintech with Marissa from Performativ and DORAedge on the Connector podcast. Gain valuable insights into how emerging technologies transform wealth management and regulatory compliance, especially in light of the upcoming Digital Operational Resilience Act (DORA). Discover how Performative pushes the boundaries with DORAedge, a groundbreaking tool engineered to support financial entities in meeting DORA's rigorous standards. Join us for an enlightening discussion as Marissa explains how DORAedge simplifies mapping an organization's supply chain and managing contractual agreements, ensuring seamless risk identification and compliance reporting. From understanding the proportionality principle t...
2024-10-2812 minThe Connector.The Connector Podcast - Nordic Fintech Week - Lars' Journey from Trading Firm founding SaxoBank to Tech Innovator and Blockchain VisionaryEver wondered how a financial trading firm can transform into a leading technology solutions provider? On this episode of the Connector Podcast, we sit down with Lars, co-founder of Saxo Bank, who takes us through his riveting journey from the bank's inception in 1992 to his departure in 2018. Lars shares pivotal, often serendipitous, moments that shaped Saxo Bank’s trajectory, including the need to build their own trading platform and the unexpected development of their successful white-label model. This episode offers a rare glimpse into the evolution of a hybrid financial and technology powerhouse.Moreover, Lars opens up ab...
2024-10-0213 minThe Connector.The Connector Podcast - Nordic Fintech Week - Transforming the Financial Ecosystem: Henrik from PixelPai on Distributed Ledger Technology and Regulatory CompliancePrepare to be inspired as Henrik, the mastermind behind PixelPai, shares his transformative vision for the financial industry. Imagine a financial ecosystem free from scams, where transparency and audibility reign supreme. That's the promise of the "Finternet," a concept Henrik is turning into reality with PixelPi's cutting-edge platform. Discover how distributed ledger technology—beyond just blockchain—is revolutionizing identity management, payments, and digital assets and why this matters for the future of finance.Navigate the regulatory maze with us as Henrik dives into the complexities of blockchain-based business models and the crucial role PixelPai plays in helping crea...
2024-10-0213 minThe Connector.The Connector Podcast - Nordic Fintech Festival - Transforming Agriculture with IoT and Satellite Technology: Theodor's Vision at AgroRisk for Climate Resilience and Banking CollaborationHave you ever wondered how cutting-edge technology is transforming agriculture? Join us at the Nordic Fintech Festival as we welcome Theodor, the visionary founder of AgroRisk, who is revolutionizing how farmers tackle climate change. Learn how AgroRisk utilizes satellite imagery and IoT data to monitor and predict the impact of extreme weather on individual fields. Theodor dives deep into how integrating data from harvesters and other IoT devices enhances their models, making farmers more resilient. We'll also explore how EU sustainability regulations shape farming and the readiness of younger and larger farms to embrace these innovations.But...
2024-10-0213 minThe Connector.The Connector Podcast - Nordic Fintech Week - Transforming Fraud Detection and Credit Risk: Provenir’s AI-Driven Platform with SophiaUnlock the future of fintech with insights from Sophia of Provenir, live from the Nordic Fintech Week in Copenhagen! Discover how a 20-year-old platform is revolutionizing fraud detection, credit risk assessment, and customer management—all in one seamless interface. Sophia not only shares the impressive history and capabilities of Provenir but also dives into the transformative role of AI in enhancing decision-making processes and providing critical insights into customer demographics.Curious about how AI can optimize your business strategies or how to effectively manage KYC, AML, and fraud risks? This episode covers it all, including the fascinating ch...
2024-10-0214 min