Shows
The Confident RetirementNew 401k Catch Up Rules 4 High EarnersThe information we provide is our opinion and not necessarily that of our firm or this platform. We provide general information on the podcast, not any customized investment advice. Nothing should be construed as financial, tax, or legal advice. You should consult with your own professionals about your personal situationIn this episode, Kris Flammang is joined by guest host Colin Habig to break down the new 401(k) catch-up contribution rules under SECURE Act 2.0—and how they specifically impact high earners and plan sponsors.Starting in 2026, individuals making over $145,000 annually will see big changes in how they can...
2025-11-1312 min
The Confident RetirementIf Jerry Maguire was a Wealth Advisor - Part IIDISCLAIMER:The information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.
🎙️ This Week on The Confident Retirement PodcastKris Flammang is back for Part II of his Jerry Maguire-style perspective on the financial services industry — and this time, he's getting real about transparency, client care, and why the be...
2025-09-1643 min
The Confident RetirementIf Jerry Maguire was a Wealth Advisor - Part IIDISCLAIMER:The information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.
🎙️ This Week on The Confident Retirement PodcastKris Flammang is back for Part II of his Jerry Maguire-style perspective on the financial services industry — and this time, he's getting real about transparency, client care, and why the be...
2025-09-1145 min
The Confident RetirementIf Jerry Maguire was a Wealth Advisor - Part I📌 The information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor, or Attorney on your specific situation. Nothing shall be construed as Financial, Tax, or legal advice or recommendations.
🎙️ This week on The Confident Retirement Podcast, Kris Flammang goes solo for a powerful and personal episode inspired by his chapter from a post-recession finance book. Using lessons from the 2008 financial crisis, the pandemic, and his own near...
2025-08-2831 min
The Confident RetirementGreat Money Moves for Young Careers📌 The information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor, or Attorney on your specific situation. Nothing shall be construed as Financial, Tax, or legal advice or recommendations.
This week on The Confident Retirement Podcast, Kris Flammang is joined by Colin Habig and Armando Faucy-Smith to walk through the five (and a half!) foundational money habits every young accumulator needs to build long-term wealth.
If yo...
2025-07-3109 min
The Confident RetirementOne Big Beautiful Bill - Need to Knows📌 The information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor, or Attorney on your specific situation. Nothing shall be construed as Financial, Tax, or legal advice or recommendations.
In this timely episode of The Confident Retirement, Kris Flammang and Collin Habig unpack the new "One Big Beautiful Bill" — a major piece of tax legislation that could shake up your financial plans. From higher estate tax exemptions to new d...
2025-07-1511 min
The Confident RetirementCollege Planning for HENRYs
What are the smartest ways for HENRYs (High Earners, Not Rich Yet) to save for their child’s future college expenses—and what are the pros and cons of each option?In this episode of The Confident Retirement Podcast, host Kris Flammang and LPF Advisors’ Armando Faucy-Smith and Collin Habig take a deep dive into college planning for HENRYs. They break down the three most popular ways to save for your child’s education—529 plans, custodial accounts, and parent-owned brokerage accounts. The team explains how each account works, key differences in flexibility, tax treatment, and financial aid impact, pl...
2025-05-2910 min
The Confident RetirementBuilding A Financial Legacy HENRYsHow can HENRYs (High Earners, Not Rich Yet) start building a lasting financial legacy, even before reaching traditional “wealthy” status?
In this episode of The Confident Retirement Podcast, host Kris Flammang is joined by LPF Advisors’ Armando Faucy-Smith and Collin Habig for the next installment in their special series tailored to HENRYs. They break down practical, actionable steps for high earners still on their journey to building true wealth, covering everything from foundational planning to mindset, investing, and preparing for life’s significant milestones.5 Key Takeaways
→ Understand the importance of starting legacy planning before you...
2025-05-2208 min
The Confident RetirementLifestyle Inflation HENRYs
Are you earning more but saving the same? How to avoid the lifestyle inflation trap that keeps HENRYs from building real wealth.In this episode of The Confident Retirement Podcast, host Kris Flammang and advisors Armando Faucy-Smith and Collin Habig from LPF Advisors continue their special series designed for HENRYs (High Earners, Not Rich Yet). They break down why so many professionals who make excellent money still struggle to build wealth, and provide actionable strategies to reverse this common pattern.Key Takeaways:→ Lifestyle inflation is the gradual habit of spending more as you earn more, causing yo...
2025-05-1507 min
The Confident RetirementBuilding Wealth Through Investing - HENRYsThe information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor, or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.Are you a high earner who hasn't built wealth yet? Here's how to strategically invest and grow your money.In this episode of the Confident Retirement Podcast, host Kris Flammang and adv...
2025-04-2408 min
The Confident RetirementFinancial Pitfalls for Henry'sThe information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.Why is diversification important for managing risks for high income earners?In this episode, we explore effective tax strategies tailored for high earners, including the importance of maximizing contributions to tax-advantaged a...
2025-04-0310 min
The Confident RetirementDemystifying DiversificationThe information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.Why should over-diversification be avoided in portfolio management?Diversification in investments is a fundamental strategy akin to spreading bets at a casino to mitigate risk, ensuring that not all financial eggs a...
2025-03-2710 min
The Confident RetirementEmergency Fund BasicsThe information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.What is the purpose of an emergency fund?Armando Faucy-Smith, a credentialed financial advisor at LPF Advisors, is a fervent advocate for establishing an emergency fund as a cornerstone of personal f...
2025-03-2008 min
The Confident RetirementEstate Planning 101: The BasicsThe information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.What is the difference between a will and a living will?Estate planning is essential for individuals of all ages and financial statuses, emphasizing the importance of having the right documents i...
2025-03-1307 min
The Confident Retirement2025 Economic OutlookThe information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.Phil Blancato, an experienced investment manager and thought leader in macroeconomic theory, offers an optimistic yet cautious perspective on the U.S. economy. Emphasizing the nation's exceptionalism, diversified economy, and strong demographics, Blancato believes that managing d...
2025-03-0650 min
The Confident RetirementModerna Equity Awards - YESThe information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.Moderna's YES Plan offers its employees a unique opportunity to align their annual equity awards with their individual financial goals by choosing between stock options and restricted stock units (RSUs). The 2025 Equity Awards introduce a pivotal c...
2025-02-2708 min
The Confident RetirementSystematic Withdrawals in RetirementThe information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.A systematic withdrawal strategy is essential for retirees aiming to manage their finances effectively, ensuring a consistent income stream without depleting their savings. This strategy involves calculated methods such as the 4% rule, bucket strategy, and dynamic w...
2025-02-2010 min
The Confident RetirementEpisode 154: Retirement Plan Changes SMHThe information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations. Sarasota Memorial Hospital has recently made significant updates to its retirement plan, aiming to enhance investment choices, reduce costs, and better support employees' retirement goals. Kris Flammang highlights that these changes were made with participants' best interests at...
2025-02-1309 min
The Confident RetirementPension Plan Payout OptionsThe information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations. Choosing the right pension payout option is a critical decision that significantly influences retirement security, with commonly available choices including single life annuity, joint and survivor annuity, lump sum, and term certain. Each of these options comes wi...
2025-02-0613 min
The Confident RetirementRoth IRA Conversions 101The information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations. Roth IRA conversions offer a strategic financial maneuver for individuals aiming to optimize their retirement savings by transferring funds from traditional retirement accounts to a Roth IRA. This process allows for tax-free growth and withdrawals during retirement, th...
2025-01-3013 min
The Confident RetirementHoly Buckets! The Other Retirement Income StrategyThe information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.The bucket strategy is an innovative approach to retirement planning that involves segmenting savings into distinct categories based on time horizons and purposes, aiming to tackle inflation, market, and longevity risks. This strategy is praised by f...
2024-12-1211 min
The Confident RetirementInherited & Stretch IRA BasicsThe information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.The Secure Act has brought significant changes to the landscape of inherited IRAs, most notably with the implementation of a 10-year rule for non-spouse beneficiaries. This rule requires that the entire balance of an inherited IRA b...
2024-11-2807 min
The Confident RetirementTax Efficient Investing TipsThe information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations. Tax efficient investing is a strategic approach designed to minimize the tax burden on investments, thereby enhancing overall returns. This method involves placing various types of investments in specific accounts based on their tax implications, such as ho...
2024-11-1410 min
The Confident RetirementFinancial Wellness ProgramsThe information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.Financial wellness programs have become an essential part of employee benefits, offering valuable resources to enhance financial literacy and help employees achieve long-term financial stability. These programs present an opportunity for individuals to explore and utilize various fin...
2024-11-0709 min
The Confident RetirementSocial Security BasicsThe information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations. Social Security is a cornerstone of retirement planning in the United States, offering essential financial support through retirement, disability, and survivor benefits, all funded by payroll taxes from workers and employers. Kris Flammang and Collin Habig both un...
2024-10-2409 min
The Confident RetirementRoth vs. Traditional IRAThe information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations. When planning for retirement, understanding the differences between traditional and Roth IRAs is crucial, as each has unique tax advantages and withdrawal rules that could significantly impact your financial future. Kris Flammang and Collin Habig both underscore th...
2024-10-0309 min
The Confident RetirementModerna 401K Workshop“The information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations”In this workshop titled "Smart 401K Decisions" for Moderna employees, Kris Flammang and Collin Habig of LPF Advisors provided a comprehensive overview of Moderna's 401K plan. They began by explaining eligibility and contribution guidelines, including age and s...
2024-08-0126 min
The Confident RetirementBuilding Trust: The Foundation of Client-Attorney RelationshipsEpisode Summary:The information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.Kristina Caballero is a highly experienced personal injury lawyer, boasting over a decade of experience in the field and a Bachelor's degree in Law from a prestigious university. Specializing in cases related...
2024-03-0720 min
The Confident RetirementWhat Are Your Options For Excess Cash?The information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.Looking to invest excess cash? Look no further than this episode of The Confident Retirement, hosted by Kris Flammang. Kris discusses your options for overflow cash in this new solo episode. Kris has been in the financial services industry
2024-02-0811 min
The Confident RetirementMaximizing Your Retirement Confidence“The information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.”Looking to secure your financial future? Tune in to The Confident Retirement hosted by Kris Flammang. On today’s episode, Kris Flammang interviews Carolina Nunez, a first-generation American attorney. After graduating law school...
2024-01-1825 min
The Confident RetirementThree Biggest Retirement Mistakes to AvoidThe information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.In this episode of the "Confident Retirement Podcast" host Kris Flammang discusses the common mistakes people make when planning for retirement. Flammang highlights three key mistakes observed during his two decades of experience working with individuals a...
2024-01-0426 min
The Confident RetirementProactive Financial Planning for a Secure Future“The information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations” In this podcast episode, Kris Flammang talks with guest Sylwia Nazar. Sylwia is a partner of the firm Friedman and Huey, where she brings a wealth of experience and expertise in financial management. With a passion for making...
2023-11-0926 min
The Confident RetirementThere’s No Substitute for the Right Business Attorney“The information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations” In this podcast episode, Kris Flammang talks with guest Michele Diglio-Benkiran. Michele is a seasoned attorney with a strong background in business law and over two decades of experience. Growing up in an entrepreneurial family and owning her ow...
2023-11-0214 min
The Confident RetirementOvercoming Common Divorce Mistakes“The information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations” In this episode of "The Confident Retirement" podcast, host Kris Flammang discusses key financial considerations in divorce, emphasizing the importance of avoiding common mistakes. Topics covered include joint debt responsibilities, tax implications, updating legal documents, retirement planning, and co...
2023-10-1226 min
The Confident RetirementTaking Financial Control After a Divorce“The information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations” On today’s episode of The Confident Retirement podcast, financial expert Kris Flammang shares his comprehensive approach to financial recovery and empowerment post-divorce. Flammang's method centers on resilience, adaptation, and aligning financial decisions with personal values. He begins b...
2023-10-0522 min
The Confident RetirementAdvocating for Injured Clients: A Unique Perspective“The information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations”In this podcast episode, Kris Flammang talks with guest Emanuel Galimidi. Emanuel is a dedicated personal injury advocate with a unique background in defense law, having spent over a decade defending insurance companies and manufacturers. Galimidi Law w...
2023-09-2824 min
The Confident RetirementWhere Injury, Bankruptcy and Estate Planning IntersectIn this podcast episode, Kris Flammang talks with guest Carmen Dellutri. Carmen is the Founder and President of The Dellutri Law Group, PA. He is certified by the American Board of Certification Consumer in Bankruptcy Law. He is also a Florida Supreme Court Certified Circuit Court and Family Law Mediator and a Qualified Arbitrator. He has multiple degrees and is licensed to practice in multiple states. Carmen is a distinguished attorney and advocate in the field of personal injury law, with a reputation for relentless determination and compassionate representation. As the founder and president of Dellutri Law, he has...
2023-09-1431 min
The Confident RetirementEmpathy and a Sounding Board for Injured ClientsIn this podcast episode, Kris Flammang talks with guest Marie Banks. Marie Banks is a personal injury attorney based in Gainesville, Florida, known for her unique approach and community engagement. With a background in TV production, Marie initially worked for ABC Network's primetime show 20/20 in New York City. However, after taking a telecom law and regulation class, she became intrigued by the legal process and decided to pursue a career in law. Graduating in 2008 during a presidential election, Marie faced the challenge of name recognition in a field dominated by big firms. Determined to provide a personal, service-oriented experience...
2023-09-0730 min
The Confident RetirementA Commitment to Client JusticeIn this podcast episode, Kris Flammang talks with guest Chad Hastings. Chad Hastings is a highly experienced attorney with a focus on personal injury and commercial litigation cases. With over two decades of experience, Chad has built a strong reputation for his expertise in navigating medical care, insurance, and legal challenges. After graduating with a finance degree from UCF, Chad interned at a personal injury law firm in South Florida, which ignited his passion for helping individuals in difficult situations. As a partner at a Florida-based law firm with a history spanning over 95 years, Chad and his colleagues specialize...
2023-08-3127 min
The Confident RetirementFinding Sustainable Solutions: Navigating DivorceIn this podcast episode, Kris Flammang talks with guest Lori Barkus. Lori is a Florida native and divorce lawyer, founder and owner of Sustainable Family Solutions. With over 20 years of experience, she helps women have a successful divorce in Florida and Colorado. Lori grew her firm from scratch to significant revenue and is now rapidly expanding with a virtual team of mostly women, including military spouses and mothers. Kris and Lori discuss Sustainable Family Solutions, a family law and mediation practice that focuses on finding cost-effective solutions for clients. Lori's diverse background in family law a...
2023-08-2423 min
The Confident RetirementPassionate Advocacy: Demystifying Personal Injury LawAre you familiar with the factors involved in an injury case? Liability and damages play a crucial role. But have you ever wondered how the courts handle these cases? Join host Kris Flammang and guest Mitchell Panter as they discuss the ins and outs of injury cases on the latest episode of The Confident Retirement podcast. Discover the importance of liability and fault, the role of insurance coverage, and the challenges of navigating the judicial system. Whether you've been involved in an accident or simply want to learn more about the legal process, this episode is a must-listen. Tune...
2023-08-1727 min
The Confident RetirementHigh Touch Family Law in the Low CountryToday on the show, host Kris Flammang brings guest Jeff Schreiber onto the show to discuss his family law practice. Jeff graduated from Auburn University in 2000 with a BA in Journalism. After working in print journalism for the better part of a decade, during which time he also attended and graduated from Rutgers Law School in tropical Camden, New Jersey, Jeff returned south -- relocating to Summerville, South Carolina along with his family in June 2010. Following the move, Jeff practiced Family Law in Charleston, South Carolina before opening up Lowcountry Divorce & Family Law, LLC in Summerville in August 2012. Jeff...
2023-08-1024 min
The Confident RetirementPerspectives on Personal Injury Law, Estate Planning & LitigationToday on the show, host Kris Flammang brings guest Patrick Barnes onto the show to discuss personal injury law, estate planning, and Patrick’s experiences as a lawyer. Patrick is a licensed attorney in Florida and Colorado, focusing on the practice areas of personal injury and estate planning. Patrick obtained a bachelor's degree in psychology from Florida State University and his juris doctorate from Florida Coastal School of Law. After graduating from law school, Patrick moved to Denver, Colorado, where he practiced personal injury and workers’ compensation until moving back to Florida in 2018. Patrick understands firsthand how traumatic personal inju...
2023-07-2720 min
The Confident RetirementThe Confidence to “Come Back Stronger”Host Kris Flammang brings guest Dana Brooks onto the show to discuss her firm, retirement, and some of the most notable cases she has come across. Before Dana Brooks became an attorney, she was a paralegal, law firm administrator, mental health counselor and Florida Supreme Court certified family law mediator. Her experience and reputation as a medical malpractice defense paralegal combined with her law school performance provided the basis for the exceptional opportunity Dana was offered while still in law school. Dana was sworn in as an attorney in the morning and made a named partner of a thirty-year-old...
2023-07-2025 min
The Confident RetirementRoth IRAs, 401ks & Conversions 101Are you looking for a way to save for retirement and potentially reduce your taxes in the future? If so, you may want to consider a Roth IRA or Roth 401K. Join Kris Flammang on "The Confident Retirement" as he discusses Roth IRAs and Roth 401Ks, which both offer a unique opportunity to save for retirement with after-tax dollars, allowing for tax-free growth and withdrawals in the future. A Roth conversion is a strategy that allows you to convert funds from a traditional retirement account into a Roth IRA, potentially providing tax advantages and savings i...
2023-07-0610 min
The Confident RetirementRevisiting Retirement IncomeLooking for ways to secure your financial future? Join Kris Flammang on "The Confident Retirement" as he discusses tried-and-tested strategies to help you generate income long after retirement. From Social Security benefits to rental property and side hustles, Kris explains how to maximize your income sources so you can enjoy the retirement lifestyle you've always dreamed of. Plus, he highlights the reliability of certain income sources such as pensions and annuities, which can provide a stable base during times of economic uncertainty. With personalized financial advice and valuable insights, "The Confident Retirement" is the podcast you never knew you...
2023-06-2911 min
The Confident RetirementMaximizing Your Retirement ConfidenceLooking to secure your financial future? Tune in to The Confident Retirement hosted by Kris Flammang. On today’s episode, Kris Flammang interviews Carolina Nunez, a first-generation American attorney. After graduating law school, Carolina opened her solo practice in Winter Park, Florida and expanded recently to Daytona Beach, Florida. The Law Offices of Carolina Nunez, P.A. also expanded offices in satellite locations in Gainesville and Stuart. The goal of her firm is to provide personalized service while delivering big firm results. Their boutique office focuses on client communication to not only provide full understanding of...
2023-06-0825 min
The Confident RetirementOptions For Excess Cash Part 2Are you worried about where to put your excess cash? Tune in to The Confident Retirement with host Kris Flammang for essential tips on safe investment options with high-interest rates on this new solo episode. Kris discusses different investment options like T-bills, virtually risk-free investments backed by the US government’s full faith and credit, and I-Bonds, which are savings bonds that protect you against inflation. He also talks about municipal bonds and municipal bond funds, which offer tax-free income for high tax bracket individuals. With professional management, diversification, and liquidity, municipal bond funds can be a gre...
2023-05-2513 min
The Confident RetirementWhat Are Your Options For Excess Cash?Looking to invest your excess cash? Look no further than this episode of The Confident Retirement, hosted by Kris Flammang. Kris discusses your options for overflowing cash in this new solo episode. Kris has been in the financial services industry since 1999. He currently carries the Chartered Retirement Planning Counselor (CRPC), Accredited Investment Fiduciary (AIF), and Behavioral Financial Advisor (BFA) designations.Flammang breaks down the pros and cons of savings accounts, money market accounts, CDs, and money market funds. Learn about the benefits of having easy access with lower interest rates through savings accounts or higher interest rates with...
2023-05-1811 min
The Confident RetirementA voyage into the mind of a Social Security Jedi MasterIn this fan-favorite episode, Kris Flammang talks with Martha Shedden.When Martha Shedden read and learned about Social Security options available to retirees, she was shocked at the choices one could make that have long-term negative consequences. Today, she considers it a privilege and reward to help people understand and make personalized choices to get the most from their benefits. She is on a mission to educate financial professionals and retirees on the details of Social Security income planning, the foundation and first step to creating a financially secure retirement plan. Today, Martha is President an...
2023-05-1138 min
The Confident RetirementTop 4 Thoughts from 2022Kris has been in the financial services industry since 1999. He currently carries the Chartered Retirement Planning Counselor(CRPC) Accredited Investment Fiduciary(AIF) and Behavioral Financial Advisor (BFA) designations. He has co-authored a book on personal financial planning.Outside of work, Kris enjoys family, golf, music, reading and exercise. He and his wife, Meg, live in Bradenton with their four children. Listen to this informative The Confident Retirement episode with Kris Flammang about the top 4 thoughts from 2022. Here is what to expect on this week’s show:
Have a war ches...
2022-12-2913 min
The Confident RetirementBenefits abound! One Administrator’s take on what's TrendingNaomi Wood– The Confident Retirement Podcast with Kris FlammangEpisode 048 Benefits abound! One administrator’s take on what's trending. Featuring Naomi Wood, Benefits Specialist at Abt Associates. Naomi G. Wood is a Benefits Specialist at Abt Associates, where she counsels employees and Abt’s HR Staff on the various benefit plans offered at her organization. Prior to her current role, Naomi spent 15 years working in various roles, ranging from Retirement Support Specialist, Customer Service Representative, Senior Financial Processor, Account Manager, Benefits Administrator, and Retirement Benefits Specialist.Naomi ear...
2022-03-3130 min
The Confident RetirementSolving the "Medicare wordle" in one episode? Done!Danielle Roberts– The Confident Retirement Podcast with Kris FlammangEpisode 047 Solving the "Medicare wordle" in one episode? Done! Featuring Danielle Roberts, Founding Partner, Boomer Benefits Danielle Roberts always knew she wanted to work with the elderly, but she didn’t know how. Now she serves that group exclusively. It started when her insurance clients kept asking if she could help their parents with the Medicare maze of options and complexities.Danielle is a founding partner at Boomer Benefits, a national insurance agency specializing in Medicare since 2005. She is also t...
2022-03-2440 min
The Confident RetirementA Calm Voice in the face of an Unpredictable Mortgage SkyMarci Walker– The Confident Retirement Podcast with Kris FlammangEpisode 046 A calm voice in the face of an unpredictable mortgage sky with Marci Walker, a Co-Founder, Blue Skye Lending Marci Walker changed her career from auto finance to joining the mortgage industry. She enjoyed the career switch and with colleagues, co-founded Blue Skye Lending almost 20 years ago.Marci and her partners have a firm belief that if they put clients first, the business will take care of itself. She loves assisting first-time homebuyers achieve their goa...
2022-03-1729 min
The Confident RetirementA CPA Turning the Industry on its Head - Really!Marie Torossian– The Confident Retirement Podcast with Kris FlammangEpisode 045 A CPA Turning the Industry on its Head - Really! with Marie Torossian, CPAMarie Torossian, a Chartered Global Management Accountant, auditor, CFO, and author, has the passion to help clients succeed in their business, increase their business value, and live the life they want. She firmly believes in living in God’s grace to help those in need and to make a difference in people’s lives.She has authored two books, A Business Owner’...
2022-03-1032 min
The Confident RetirementProtection planning. Lead with a WHYMark Fontanella– The Confident Retirement Podcast with Kris FlammangEpisode 044 Protection planning. Lead with a WHYwith Mark Fontanella, Health Insurance Professional, Hanson and RyanMark Fontanella is a health insurance professional at Hanson and Ryan, a family-owned insurance company operating for over 140 years. Based in New Jersey, the company works to identify and simplify the insurance process for individuals and businesses.Mark is a firm believer in honing his craft every day and enjoys the personal satisfaction he gets when he can pr...
2022-03-0332 min
The Confident RetirementHelping Clients Diversify Self-directed IRA investmentsBrandon Hall– The Confident Retirement Podcast with Kris FlammangEpisode 043 Helping clients diversify self-directed IRA investments with Brandon Hall, President Midland IRABrandon Hall started at Midland Trust 19 years ago with the purpose of starting an IRA side of the accounting business. Today, Brandon is the President and COO of the company that only operates on IRAs and 1031s as the firm’s primary practice.Brandon knows every aspect of IRAs, helping clients diversify investments portfolios with self-direction on alternative assets. Brandon has a Certified IRA...
2022-02-2429 min
The Confident RetirementFinding A Calling to Help Others Leave their LegacyAlisa Heedy– The Confident Retirement Podcast with Kris FlammangEpisode 042 Finding A Calling to Help Others Leave their Legacy with Alisa HeedyAlisa Heedy is a Trusts and Estates Attorney at Williams Parker in Sarasota, Florida. After graduating from the University of Florida, she studied law at Stetson University. She also has a LL.M degree in Taxation from the University of Florida, which she believes gives her the advantage of knowing how to prepare and work with tax preparation in the realm of estate planning. Alisa’s entry...
2022-02-1722 min
The Confident RetirementMedicare Straight Talk from Medicare DaveDavid Silver– The Confident Retirement Podcast with Kris FlammangEpisode 041 Medicare Straight Talk from Medicare Dave with David SilverDave Silver had invested in real estate and when the markets crashed, he looked for a new career. His strength in sales comes from being knowledgeable in the product he represents, Medicare Insurance Plan options. Dave is a licensed insurance agent specializing in Medicare for almost 10 years. In our conversation, we discuss all things Medicare from Parts A and B, Medicare Supplement, Medicare Advantage and Part D Drug plans. Thi...
2022-02-1033 min
The Confident RetirementNot all Probates are EqualNiuris Bezanilla– The Confident Retirement Podcast with Kris FlammangEpisode 040 Not all Probates are Equal with Niuris Bezanilla, Managing Attorney, EPDGNiuris Bezanilla, managing attorney of the Trust and Estates department, EPDG, represents domestic and international individuals in the practice areas of Trusts and Estates, with a focus on establishing domestic estate plans, probates, and guardianships.During law school at Florida International University College of Law, Niuris clerked with the Administrative Judge for the Eleventh Judicial Circuit’s Probate Division, which gave her first-hand experience and behind-the-scenes knowledge of t...
2022-02-0321 min
The Confident RetirementDoctors, Lawyers and Crypto... OH MY!Bette Hochberger– The Confident Retirement Podcast with Kris FlammangEpisode 039 Doctors, Lawyers and Crypto... OH MY! Featuring Bette HochbergerBette Hochberger, CPA, CGMA runs a boutique firm offering accounting services, business consulting, and financial advice to forward-thinking professionals and businesses, including doctors and lawyers. Bette focuses on real estate investment owners, companies with foreign investors and Americans with overseas business interests.With experience in the startup worlds of Miami and Boston, she later developed into the world of venture capital-backed startups. Bette runs her firm remotely and has ma...
2022-01-2733 min
The Confident RetirementDoes a Trust Solve all Estate Plan Problems?Jeffrey H. Skatoff, Esq.– The Confident Retirement Podcast with Kris FlammangEpisode 038 Does a Trust solve all estate plan problems? With Jeffrey H. Skatoff, Esq.Jeffrey H. Skatoff is the founder and primary contributor to Probate Stars, a website that offers information for clients to understand inheritance solutions. For over 30 years, Jeffery has practiced law in the areas of probate, estate litigation, trust litigation, guardianship litigation, estate planning, and taxation. In the estate planning area, he has prepared estate plans of all complexities, for young families with minor chi...
2022-01-2029 min
The Confident RetirementAsset Protection is not the same as Estate PlanningHillel Presser, Esq., MBA Asset Protection Attorney– The Confident Retirement Podcast with Kris FlammangEpisode 037 Asset protection is not the same as estate planning with Hillel Presser, Esq., MBA Asset Protection AttorneyHillel Presser, Esq., MBA represents individuals and businesses with comprehensive asset protection plans, nationally and internationally. Hillel has been featured in publications including Forbes, Sports Illustrated, the Robb Report and major television networks such as Fox, NBC, ABC, CBS and in several international markets.He has also authored several books including, Asset Protection Secrets and Financial Se...
2022-01-1331 min
The Confident RetirementIn HR, Information is Not the Same as EducationLisa Rodriquez, Employee Relations Director, Charlotte County, Clerk of the Circuit Court, Florida
– The Confident Retirement Podcast with Kris Flammang
Episode 036 In HR, Information is Not the Same as Education with Lisa Rodriquez, Employee Relations Director
Lisa Rodriquez has worked up the corporate ladder in many industries, using her connections to build a great career history that has led to her current position as Employee Relations Director, Charlotte County Clerk, Florida.
Her experience includes working as an HR professional, benefits administration and managing retirement plans. The HR role is extremely important for employers, especially in today’s hiring environment.
In our c...
2022-01-0641 min
The Confident RetirementPersonal Attention Has No SubstituteRyan Reiffert, PLLC – The Confident Retirement Podcast with Kris FlammangEpisode 035 Personal attention has no substitute with Ryan Reiffert, PLLCRyan Reiffert, PLLC, is a business lawyer based in San Antonio, Texas. Ryan studied law at NY University, worked in NY City and became in-house counsel for a tech start-up. After working in some of the largest firms in the world, Ryan took control over his time and serve those back in his hometown, following his motto of “personal attention has no substitute.”Ryan, an entrepreneur himself...
2021-12-3037 min
The Confident Retirement“Bucketing Money”Craig Smith – The Confident Retirement Podcast with Kris FlammangEpisode 034 “Bucketing Money” with Craig Smith, Financial Advisor, LPF AdvisorsCraig Smith, CP, CRPC, BFA, is a Financial Advisor at LPF Advisors working out of the company’s Sarasota office. Craig enjoys working with clients in transition between career and retirement.Craig has worked in firms both large and small and in our conversation, we discuss the type of clients he serves today.Craig holds a Business degree from the University of South Florida with minors in...
2021-12-2328 min
The Confident RetirementFrom yoga to dentistry-helping small business and individuals with taxesIgnacio Huergo, CPA – The Confident Retirement Podcast with Kris FlammangEpisode 033 From yoga to dentistry-helping small business and individuals with taxes, featuring Ignacio Huergo, CPAAs a kid, Ignacio Huergo was always good at math and numbers, so he knew his calling early on and entered the accounting curriculum at Florida International University and then received his MBA in Business from Barry University.Ignacio worked in corporate environments for 18 years before taking the leap into entrepreneurship. Today he operates The Tax Firm LLC in Miami Shores, Flo...
2021-12-1631 min
The Confident RetirementA voyage into the mind of a Social Security Jedi MasterMartha Shedden – The Confident Retirement Podcast with Kris FlammangEpisode 032 A voyage into the mind of a Social Security Jedi Master with Martha SheddenWhen Martha Shedden read and learned about Social Security options available to retirees, she was shocked at the choices one could make that have long-term negative consequences. Today, she considers it a privilege and reward to help people understand and make personalized choices to get the most from their benefits. She is on a mission to educate financial professionals and retirees on the...
2021-12-0938 min
The Confident RetirementIs Budgeting a Dirty Word? Begin With the End in Mind!Annette Harris – The Confident Retirement Podcast with Kris FlammangEpisode 031 Is Budgeting a Dirty Word? Begin With the End in Mind! Featuring Annette Harris, Harris Financial ConsultingAnnette Harris, Founder of Harris Financial Coaching, is a lifelong learner with nine degrees, a military veteran, mother, and has a great passion for personal fitness.Annette is just as passionate about the importance of financial literacy and creating a safe space for having her clients feel comfortable when having conversations about debt management, budgeting and other money matters.
2021-12-0229 min
The Confident RetirementConfessions of a Tax ExpertMichael Raanan – The Confident Retirement Podcast with Kris Flammang Episode 030: Michael RaananMichael Raanan, MBA, EA, is an IRS-licensed Tax Relief Specialist, Enrolled Agent, and former Senior IRS Agent. He is also the founder and President of Landmark Tax Group, a nationally known and well-respected professional tax firm that specializes in IRS Back Taxes. While working over 17 years at the IRS and in private practice helping taxpayers, Michael has personally resolved thousands of back tax cases and settled over $100,000,000 in IRS debts. Michael is trusted by attorneys, CPAs, wealth managers, and...
2021-11-2531 min
The Confident RetirementWisdom from a One Size Does Not Fit All CPASonia Rosa – The Confident Retirement Podcast with Kris Flammang Episode 029: Sonia RosaSonia I. Rosa, CPA has worked in corporate and public accounting for over 20 years. She has an MBA from Methodist University. In 2016, she took a leap of faith and started her own firm working on accounting and taxes helping small business owners. She has a passion for helping others achieve their financial goals in the shortest amount of time possible. Sonia’s some areas of expertise include cash-flow management, tax planning and preparation, and part-time CFO services Sonia is an...
2021-11-1815 min
The Confident RetirementHow to Steer an "HR Boat" When It's Always TurningAlana Fallis – The Confident Retirement Podcast with Kris Flammang Episode 028: Alana FallisAlana Fallis is currently managing People Ops at Quantum Metric, a remote tech-startup. Currently living in Tampa, she is a former actress turned HR practitioner with a couple of curious stops along the way. Recently she achieved a Brain-Based Coaching Certification from the NeuroLeadership Institute, which she currently uses to coach managers at her organization. She is driven by learning about human behavior and helping people find gainful employment opportunities that move and inspire them.
2021-11-1122 min
The Confident RetirementFearless Tax Resolution and IRS RepresentationDaniel Henn– The Confident Retirement Podcast with Kris Flammang Episode 027: Daniel Henn Dan Henn, CPA, CTR, CTC is a seasoned Tax Professional, Financial Coach, Entrepreneur, and Speaker who is based in Rockledge, Florida. He is also the author of “No Holds Barred, Candid Talk About Small Business Success In Florida,” and “41 Dangerous IRS Tax Red Flags” which is now available on Amazon. He is also a monthly columnist in the Florida Today since June 2012.Throughout the span of just under three decades, Dan has gained extensive h...
2021-11-0449 min
The Confident RetirementCan Organizing Your Finances be as Simple as Answering Yes or No?Jaclyn Strauss – The Confident Retirement Podcast with Kris Flammang Episode 026: Jaclyn StraussJaclyn Strauss, CPA is a mid-level executive for a Fortune 100 company with multiple passions. She is the founder of her own company called My Macro Memoir and has become a leading efficiency expert by putting her skills and knowledge to work by creating a secure place for families to digitally organize themselves with the thinking done for them. Jaclyn leads with her heart in all that she does and has a passion to serve the greater good of her...
2021-10-2833 min
The Confident RetirementOne Person's Mission to Change the Employee Healthcare IndustryLester Morales – The Confident Retirement Podcast with Kris Flammang Episode 025: Lester MoralesLester J. Morales is a true consultant in the human capital and employee benefits arena and currently serves as CEO of Next Impact, LLC. Focused on innovation andchanging the “status quo,” Next Impact is a full-service employee benefits and human resource marketing and consulting company, committed to helping other companies grow and add value to their clients. Before he founded Next Impact, he co-founded Incela, a benefits administration company focused on helping advisors support their clients...
2021-10-2135 min
The Confident RetirementDomicile Planning - How to Smartly Relocate to FloridaBrad Galbraith – The Confident Retirement Podcast with Kris Flammang Episode 024: Brad GalbraithBrad A. Galbraith is the Managing Partner at Galbraith, PLLC’s Naples and Indianapolis offices. He focuses on providing creative, cutting-edge estate, tax, and business planning advice to business owners and other wealthy individuals. Brad is board certified in Wills, Trusts, and Estates by The Florida Bar Association.Brad began his professional career as a Certified Public Accountant. After switching to the practice of law and seeing the ineffectiveness and inefficiency of traditional plann...
2021-10-1237 min
The Confident RetirementLate Life Divorce's Unique ChallengesDaniel Stock – The Confident Retirement Podcast with Kris Flammang Episode 023: Daniel Stock Atty. Daniel H. Stock graduated from Pace University School of Law in 1981 and was admitted to the New York Bar in 1985. He is a member of the Matrimonial Neutral Evaluation Program, a program of the Supreme Court of the State of New York. He is also a member of the New York City Bar Association’s Matrimonial Law Committee. Listen to this dynamic The Confident Retirement Podcast episode with Daniel Stock about late-life divorce. He shared...
2021-10-0744 min
The Confident RetirementOn Demand HR Expertise & Consulting Abound!Lauren Winans– The Confident Retirement Podcast with Kris Flammang Episode 022: Lauren WinansLauren Winans is the Chief Executive Officer and Principal HR Consultant for Next Level Benefits, an HR consulting practice offering clients access to HR professionals for both short-term and long-term projects. With 20 years of human resources and employee benefits experience, Winans possesses deep expertise in HR best practices and resonates with employees. She founded Next Level Benefits in 2019, offering HR teams access to former corporate HR professionals on-demand when they need them most.Winans’ experiences at v...
2021-09-3040 min
The Confident RetirementFinally! Medicare Explained SimplyHilarie Sehorn – The Confident Retirement Podcast with Kris Flammang Episode 021: Hilarie SehornHilarie Sehorn has more than 20 years of experience working in the health care field both as a clinician and later as a researcher and Lab Manager. During her time as an audiologist, she performed work with a variety of community outreach programs and served as a consultant for a hospital infant hearing screening program. She later worked as a Lab Manager and performed research in labs studying cancer and DNA repair. First at Yale University School of Medicine and...
2021-09-2330 min
The Confident RetirementIs Overseas Relocation in Retirement Right for You?Emily Bron – The Confident Retirement Podcast with Kris Flammang Episode 020: Emily BronEmily Bron is the owner of the International Lifestyle Consulting company, which is helping people to find the destination, create a personal plan, and customized solution for the best place for life, work, and retirement overseas based on customer budget, personal preferences, desired lifestyle, connecting with reliable local professionals abroad.After years of living and working in 4 different countries, several immigrations, and changes in her professional directions, she realized that she would like to...
2021-09-1631 min
The Confident RetirementWhen Your Values are Clear, Planning is Easier, Right?Donna Rice – The Confident Retirement Podcast with Kris Flammang Episode 019: Donna RiceDonna K. Rice is part of Rice and Rice Estate Attorneys. She is a member of the American Bar Association, Indiana Bar Association, National Association of Elder Law Attorneys, Elder Law Council, Wealth Counsel, and National Network of Estate Planning Attorneys.Two priorities guide everything she does: faith and family. As a long-time estate planning attorney in practice with her husband, Cliff, she has seen and heard both the best and worst of fam...
2021-09-0938 min
The Confident RetirementLeaving a Legacy and Changing PerspectivesCharles Slamar – The Confident Retirement Podcast with Kris Flammang Episode 018: Charles SlamarCharles Slamar is a founding member of the Chicago Council on Planned Giving and a two-time past president for the association. Charlie was honored to receive its Russell V. Kohr Memorial Award for excellence in planned giving.Charlie brings a wealth of knowledge and experience to those he works with on a daily basis. He is driven by his passion for his faith, his family, and his friends – a passion that has inspired his mo...
2021-09-0233 min
The Confident RetirementWhen could a Reverse Mortgage be an Idea to Explore?Steven Sless – The Confident Retirement Podcast with Kris Flammang Episode 017: Steven SlessSteven J. Sless is the owner and the founder of The Steven J. Sless Group. He has nearly 20 years of mortgage industry experience, including 13 years devoted to reverse mortgages. He also is one of the only mortgage professionals to have earned the CLTC®: Certified Long-Term Care designation, demonstrating that he also has acquired the critical tools necessary to discuss the subject of longevity and its acute consequences on a client's family – financially, physically, and emotionally – years down the road.
2021-08-2636 min
The Confident RetirementHow a Near Death Experience Led to a New CareerSamantha Allen – The Confident Retirement Podcast with Kris Flammang Episode 018: Samantha AllenSamantha Allen is the owner of Law Mom, LLC. Her legal experience started at the Wareham District Courthouse; from there, she worked for a big law firm in Boston, MA, which led her to open her general practice law firm. She felt that there was more, something that she needed to do, and I hadn't figured it out yet. In 2019, the message was clear, and the "message" was right in front of her face. Have you ever thought to yourself, I am...
2021-08-1929 min
The Confident RetirementA Wealth Strategist with BIG Charitable Life GoalsRandy Fox – The Confident Retirement Podcast with Brett Kris Flammang and Mark Picchi Episode Randy FoxRandy A. Fox is a wealth strategist with big charitable life goals. He is a third-generation entrepreneur, is the founder of Two Hawks Consulting, LLC. He is a nationally known wealth strategist, philanthropic estate planner, educator and speaker. He has dedicated his career to helping individuals, professional advisors, charitable institutions and planned giving organizations “do well while doing good.”He is also the co-founder of EzCharitable, LLC, an online trainin...
2021-08-1235 min
The Confident RetirementWhats the Big Deal with Probate?Ashley Dotchin– The Confident Retirement Podcast with Brett Kris Flammang and Mark Picchi Episode 014: Ashley DotchinAshley Dotchin is the founder of Dotchin Law LLC. Her estate planning practice focuses on helping families and guiding them through the often-confusing maze of financial and legal decisions. She guides you to create a plan that ensures the well-being of your family while accomplishing your own unique goals. Whether you already have some experience with the estate planning process or you are just starting, Ashley will help you create a plan that will achieve your go...
2021-08-0530 min
The Confident RetirementValues Based Estate Planning & Leaving a LegacyAmber Saunders– The Confident Retirement Podcast with Brett Kris Flammang and Mark Picchi Episode 013: Amber SaundersAmber Saunders is the founding Partner of Naoulo & Saunders, a law firm in Atlanta, Georgia that is specializing in providing a new approach to business planning that incorporates tax, succession, business, estate and intellectual property planning into every aspect of the work done for clients.Attorney Amber Saunders' business and estate planning practice focuses on helping families enhance their lives today and secure their futures tomorrow. She excels in guiding her cl...
2021-07-2939 min
The Confident RetirementUnique Assets Need Unique Estate Planning SolutionsMatt Erskine– The Confident Retirement Podcast with Brett Kris Flammang and Mark Picchi Episode 012 Matt ErskineMatt Erskine is a fourth-generation estate attorney and managing partner of Erskine & Erskine LLC. He provides creative estate and strategic tax planning for business owners, collectors, and their families. He is also a contributor to Forbes Magazine and other financial publications. Matt’s true passion is customized planning for art collections as well as legacy real estate and family businesses. His love for history and the law drives him to achieve the objec...
2021-07-2243 min
The Confident RetirementYour Estate Planning Needs the attention of an Experienced ProfessionalGeorge Bischof– The Confident Retirement Podcast with Brett Kris Flammang and Mark Picchi Episode 011 George BischofGeorge L. Bischof is a wills, trusts, and estates attorney for Bischof & Bischof LLP. He helps families with some of the most important aspects of financial and family responsibility. His approach to estate planning combines direct personal attention with legal expertise: clients protect their loved ones while pre-serving their wealth, and, in so doing, they express their deepest commitments, goals, and values.Because every family is unique, an engagement begins with a meeting to di...
2021-07-1531 min
The Confident RetirementEstate Plans for Medical Pros and Families who want to avoid time clocksTrish Butcher– The Confident Retirement Podcast with Brett Kris Flammang and Mark Picchi Episode 010 Trish ButcherBorn into a medical family, Trish Butcher has dedicated her professional career to advocating for and assisting physicians and other healthcare professionals. After having her own son, she transformed her passion into a modern law practice that focuses on helping guide young families and the medical community to protect their hard-earned assets and family with personalized and comprehensive life & legacy planning. Whether her clients are just starting their career or looking to protect th...
2021-07-0850 min
The Confident RetirementA Zealous Legal Advocate during One of Life's Toughest TimesMaria BarlowThe Confident Retirement Podcast with Brett Kris Flammang and Mark Picchi Episode 009 Maria BarlowAttorney Maria Barlow is the principal attorney at The Barlow Law Firm LLC and the founder of The Barlow Family Law Clinic N.F.P. She is recognized as Super Lawyer Rising Star. She practices in the area of Family Law, Estate Planning and Conceal Carry Self-Defense. Born on the south side of Chicago to a tile-setter father and home-maker mother, Maria prides herself in being a true Chicago native. She is the youngest of...
2021-07-0132 min
The Confident RetirementWhat are Insurance Blind Spots and Advancing Female ProfessionalsTaylor Collins– The Confident Retirement Podcast with Brett Kris Flammang and Mark Picchi Episode 008 Taylor CollinsTaylor Collins is the owner of Professional Benefits Incorporated. Taylor was born and raised in Sarasota, Florida. After obtaining a Risk Management/Insurance degree from Florida State University including working at Lloyds of London in London, she returned home to join the family business. In 2019, she purchased this 50-year-old independent insurance agency from her father, Jim Tollerton. The business focuses on providing value in the executive compensation and benefit space across the country with their second la...
2021-06-2434 min
The Confident RetirementWhy it's Important your Real Estate Agent thinks like a DoctorRon PepkaThe Confident Retirement Podcast with Brett Kris Flammang and Mark Picchi Episode 007 Ron PepkaRon Pepka is a broker and owner of Keller Williams On The Water and the Lead Listing Specialist in Team Pepka. Ron can be described as the “Rock” that every successful business needs. With 24 years of local Real Estate experience, Ron has acquired a can-do attitude and a set of finely tuned skills known to get homes sold for the most money with the least amount of inconvenience.In 1996 Ron and Cath...
2021-06-1729 min
The Confident RetirementGood People, Good Estate Planning Outcomes and SolutionsJamie HargroveThe Confident Retirement Podcast with Brett Kris Flammang and Mark Picchi Episode 006 Jamie HargroveJamie Hargrove, an Attorney and CPA, is the CEO and co-founder of NetLaw Group and a founding partner of the Estate, Trust, & Tax law firm of Hargrove Firm LLP. His firm has had as many as 30 estate & trust attorneys working out of offices in over 20 states across the country.Jamie was most recently the chair of the Estate & Trust practice for the 160-Attorney law firm, Stoll Keenon Ogden...
2021-06-1041 min
The Confident RetirementAsset Protection, Selling a Business and How Trusts WorkBlake HarrisThe Confident Retirement Podcast with Brett Kris Flammang and Mark Picchi Episode 005 Blake HarrisBlake Harris is the managing attorney at Blake Harris Law, where he assists clients with wills and trusts, asset protection, and probate. Blake has been a member in good standing of the Colorado Bar since 2013 and the Florida Bar since 2010. He is an active member of Wealth Council, Elder Council, the Denver Bar Association, and the Colorado Bar Association. Blake graduated in 2007 with a degree in finance from the University of Florida and r...
2021-06-0333 min
The Confident RetirementMediation Demystified and Resolving Conflict nowChristina FlorandThe Confident Retirement Podcast with Brett Kris Flammang and Mark Picchi Episode 004 Christina FlorandChristina Florand is a Florida Supreme Court Certified Family and Civil Court Mediator and a Qualified Arbitrator. She has an educational background and degree in Psychology and Criminology. She studied at the University of South Florida and has been a Mediator for 11 years. She added Arbitration services to her practice 3 years ago. Prior to that, she had experience as owner and operator of a small business. She previously fa...
2021-05-2739 min
The Confident RetirementSimple Insurance Solutions and Focusing On What's ImportantMartin VremanThe Confident Retirement Podcast with Brett Kris Flammang and Mark Picchi Episode 003 Martin VremanMartin Vreman is an independent insurance agent of Great Insurance Florida. He opened their first agency in 1995 in Clearwater, then moved back to Parrish in 2003. He then opened their second agency in Ellenton in 2005, then sold the Clearwater office. Martin is currently servicing around 4,000 policies in auto, home, and other personal lines, as well as commercial lines. Martin is originally from Netherlands. He and his family immigrated by th...
2021-05-2032 min
The Confident RetirementAsset Protection Unlocked from an Advisor with HeartEido WalnyThe Confident Retirement Podcast with Brett Kris Flammang and Mark Picchi Episode 02: Eido WalnyEido M. Walny is the founder of the Walny Legal Group. He has been in the industry for 10 years, starting in 2011. His practice focuses on estate planning, asset protection, business succession, probate, trust administration, and he is also experienced in business, tax, and real estate law. He is a noted national speaker, author, and commentator on issues effecting estate planning, charitable giving methods, and topical business issues.Eido has a lot...
2021-05-1338 min
The Confident RetirementMystery Free Estate Planning with Education and CompassionSomita BasuThe Confident Retirement Podcast with Brett Kris Flammang and Mark Picchi Episode 01: Somita BasuSomita Basu is one of the owners for the Norton Basu LLP. Together with Zakiya Norton, her partner, they use their diverse background and perspective to educate their clients giving practical advice with compassion and world class service.Like every entrepreneur is, Somita’s road to Norton Basu LLP was not a straight line. She was originally from Nebraska and went overseas. She stayed in India for 3 years. Sh...
2021-05-0638 min
The Confident RetirementWelcome to The Confident Retirement PodcastShould simply knowing more stuff make us more confident? What is real peace of mind financial confidence and how can we get it? Only about 25% of Americans feel VERY confident about their ability to have enough to live comfortably in retirement and The Confident Retirement Podcast is out to CHANGE that – one show at a time.I’m Kris Flammang, co-founder of LPF Advisors. My partner, Mark Picchi, and I are helping hundreds of individuals and families achieve a confident retirement with our focus and expertise in giving the right advice at the right time in the righ...
2021-04-1302 min