Look for any podcast host, guest or anyone
Showing episodes and shows of

Krista Naldjian

Shows

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms145. Summer Rewind Series Part 1- Ask yourself these 3 questions to get clarity on HOW to increase your incomeHappy July! I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series! Each episode in July will be a replay of one of our most popular episodes from this last year.  Today's episode was originally episode #104 where we talked about questions you can ask yourself to get clarity on how you can increase your income.   I hope it's a g...2025-07-0118 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms144. Don't forget about these 4 often overlooked back-to-school expensesIt's time to start thinking about back-to-school!  Ok maybe not the actual back-to-school part of it, but at least the upcoming expenses part of it.    In today's episode I'm sharing from personal experience some of the expenses that took me by surprise in past years.   Not the crayons and pencils, but the things you don't think about until you get an email home from the school that take you by surprise. So put these on your list, come up with a reasonable budget for the back-to-school season and start saving for it! Ok...2025-06-2309 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms143. What you can do this week to make a debt payment, even when money is tightDo you ever have those weeks where you think "there's no way I'm going to be able to make an extra debt payment.  There's nothing to cut."  Because same.... I posted a Tik Tok a little while back sharing some out-of-the-box things you can try this week to still be able to make a debt payment and it seemed to hit with a lot of people so I thought I would go into a little more depth here on the podcast.   Money might be tight, but hopefully you can squeeze a few extra bucks out of y...2025-06-1715 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms142. 5 things I'm skipping to trim my summer budgetAre your kids already eating so many snacks or is it just mine?  Summer expenses can add up but with a little bit of planning and intention it doesn't have to be.   I have 5 things I'm skipping this year to make sure my summer spending aligns with the goals that I have so in today's episode I thought I'd share them with you.   And don't forget, it's not too late to join the Summer Savings Challenge!  We're unsubscribing to the idea that summer has to be an expensive season and choosing to spend the next 4 weeks...2025-06-0913 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms141. What do you actually want? Let’s chat about one shift I’ve seen in the last year from moms with money goals.You know that scene from The Notebook where Noah asks Allie "What do you want?" and she says "It's not that simple!" Relatable because I change my mind all the time.   In today's episode we're chatting about a shift I've seen recently with clients and online with what moms say they want when it comes to financial goals.  And spoiler, I'm kind of liking the change.   Consider this your invite to send me a DM to discuss!  I'd love to hear your thoughts! And don't forget, it's not too late to join the Summer...2025-06-0311 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms140. Ready to S.A.V.E. this summer? Join the Summer Savings Challenge!Summer doesn't have to be a throw away season for your money goals!  There IS a way you can feel proud of your savings progress AND still make Instagramable memories with your kiddos this summer! In this episode I break down the S.A.V.E. framework we'll be using in the 4-week Summer Savings Challenge happening in the Money Mindful Moms Club this June.  And this episode is your invitation to join us!  Because challenges are more fun with friends who are going the same direction as us and can help keep us...2025-05-2711 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms139. So you paid off a credit card... now what? Mindset shifts to help you create a new normal and a debt-free lifestyleAre you on the verge of paying off one of your debts and wondering... what do I do next to make sure I stay debt free?  Today's episode is for you! We covered: - What you should change about your plan (if anything) after paying off debt - Mindset shifts that can help you create a new default pattern when your old default was debt.  In case you need a pep talk, today's episode will deliver! xo,  2025-05-2012 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms138. Learn from my mistakes! 4 things I would do differently if I were starting over paying off debtSigns this episode might be for you: Stuck in a debt cycle? Just getting started paying off debt?  Want to start saving money but you're having a hard time changing your spending habits? Just unhappy with your progress towards your money goals? If any of those sound like you, this episode could help!  I'm sharing 4 things that I would do differently if I were starting all over again so hopefully you can avoid the same mistakes.   In this episode we cover: - money mindset challenges 2025-05-1315 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms137. The Money Check-In You should do every month when you need to hit the reset button on your goalsOff track when it comes to your goals?  Not even sure where you're at?  Feeling discouraged? Sometimes you just need to hit the reset button, right? In today's episode I'm showing you how to do just that.  In this episode we cover -3 steps you can take (let's slow down so we can speed up) -Some reflection questions to figure out what's going well and what's not -What information you need to have to move forward.  Don't stay stuck when you don't have to.   Believing in you...2025-05-0610 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms136. Savvy Mom Series Part 5- Adding an income stream while working a 9-5 with Francheska from 9 to 5 Mom with a PodWelcome to a new series, The Savvy Mom Series.  Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself.  On today's episode, we're talking specifically to moms with a 9-5. Francheska Stone is a podcast strategist, Podfest 2026 speaker, proud mama of a 2 1/2 year old daughter, and the fou...2025-04-2928 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms135. The Savvy Mom Series Part 4- Remote work 101. How to stand out with companies hiring for remote positions with Michelle from Virtual Work StudioWelcome to a new series, The Savvy Mom Series.  Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself.  On today's episode, we're talking all about remote work.   The remote work scene is changing rapidly and it's more important than ever to know how to set yourself apart...2025-04-2221 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms134. The Savvy Mom Series Part 3- Breaking down the steps to starting a small business (that doesn't take over your whole life) with Lizzie from Ambitious MomWelcome to a new series, The Savvy Mom Series.  Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself.  Today you're getting an inside look at a class that was recently held in my money club for moms called The Money Mindful Moms Club.   This month we're talki...2025-04-151h 00MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms133. The Savvy Mom Series Part 2- When knowing what to do with your money isn't enough. Breaking free from a scarcity mindset with licensed therapist Angela WilliamsWelcome to a new series, The Savvy Mom Series.  Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself.  Today I'm chatting with Angela Williams, a licensed therapist, executive coach, corporate trainer, and founder of Angela Marie Coaching. With over 15 years of experience in psychology, leadership, and mindset coaching, she...2025-04-0826 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms132. The Savvy Mom Series- Is bankruptcy the best option for you? Answering your questions about bankruptcy with Attorney Alia KhanWelcome to a new series, The Savvy Mom Series.  Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself.  Today we're kicking things off with Alia Khan, and Attorney from California who specializes in Chapter 7 bankruptcy.  She has 17 years of experience and loves to help good people get rid of t...2025-04-0121 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms131. Automating your finances- If you want to spend less time managing your money, here are 3 things I'd automate firstHi friend,  Let me guess... you're busy?!   So that means you don't have time to waste on inefficient money management tasks, right?   In today's episode I share with you 3 things I'd automate first to save you time (and brain space.) Plus I share why you want to focus on these 3 things first.  Here's a recap of the episode: 1. Savings (and investments if you're investing) 2. Debt payoff 3. Any recurring bills  And the biggest take away of all is you need to know your numbers to know...2025-03-2512 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms130. You need a side hustle in 2025. How to pick an additional income stream when you have no idea where to startHey friend! Listen, I will never be the one to use fear tactics to motivate you to make changes with your finances.  But I will unapologetically tell you that burying your head in the sand and hoping for the best isn't the move either.   I'll shoot you straight... you need a side hustle.  An additional income stream.  More money, honey.  Whatever you want to call it. There's a lot up in the air right now in the world and I am really hoping everything falls into place, and if it does, then you'll just b...2025-03-1815 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms129. What you can do as a mom in an uncertain economy to feel more secureHey friend! Egg prices.... am I right?!   Not just that but there's a lot to consider right now with everything going on in the world, especially as a mom who wants to make sure her family is secure.   So today I'm talking about some dos and don'ts for life in 2025.   In this episode I reference:  The Money Mindful Moms Club.  Pop in and grab what you need, when you need it.  It's designed to take the guess work out of your plan for progress towards your money goals.   My affiliate link for my...2025-03-1113 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms128. Spring Break on a budget- Here are 3 things I would do now if I wanted to make the most of my family time this spring break without spending any moneyHappy March! Do you have plans for the upcoming Spring Break?  Before you get tempted to spend money you don't have to make it magical for your kids, I want you to listen to today's episode.   In this episode I share 3 things you can do now to start planning fun family experiences that cost little to nothing.   PLUS in March I'll be giving you an action item for each episode (because sometimes we all need a little challenge to get us into action) so stay tuned until the end of the episode for your...2025-03-0415 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms127. Life updates- 3 Major expenses we have coming up this year and what we're doing to prepareHey friends,  Today felt like a good day to share a little of our own money goals this year.  In today's episode I share 3 big things we have coming up (that have hefty price tags attached) and what we're doing to prepare.   Plus, I share what the March theme is going to be inside of the Money Mindful Moms Club!  We're saving a seat for you there.  If you want to join us, all the details are below.  xo,  2025-02-2513 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms126. How do you learn to be "good with money" when it doesn't come naturally? A pep talk from KristaHey Friends! I'm so excited to be back today for a solo episode with a quick pep talk.  Have you ever felt like money just isn't your thing because it doesn't come naturally to you?  Maybe you have watched people win with money and thought how the heck do they do that?   First of all, you're not alone.   But most importantly, you can change that.  And in today's episode I share how I was recently reminded by watching someone win on social media that the answer is probably a lot closer than you think. ...2025-02-1809 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms125. A Money Management system for your kids. How to teach your kids good money habits at any age with Emily from Raising Little MillionairesYou want your kids to learn to handle their money, right?  But... how?  An allowance?  Piggy bank?  But what about teaching them how to save and spend and give?  On today's episode we're learning how to do this at any age with Email from Raising Little Millionaires. Emily Holthaus is a self-taught money enthusiast, reformed overspender, and former educator with a background in curriculum design. After making every money mistake in the book and working her way from debt toward financial independence, sherealized that she wanted a different story for her own kids. When she could...2025-02-1131 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms124. The Homestead Challenge- How incorporating some homesteading principles can save you money with Brittany Gibson*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Have you ever seen homesteading accounts and wondered if you could try to do some of those things to save money, but the more  you look into it, the more overwhelmed you get?  I have always been intrigued by the idea of saving money by making some things from scratch, but I don't have the time or money to be all in on in like I see a lot of homesteaders are.  When I first listened to Brittany Gibson's podcast where she...2025-02-0421 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsYou're invited to the Money Mindful Moms Club! (and why you should consider joining us)*** This Podcast is NOT financial advice.  It is simply for educational purposes*** ----more---- Did you hear about the NEW Money Mindful Moms Club? The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each mo...2025-01-3005 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms123. Are you waiting to focus on your money goals? A quick pep talk on timing.*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Are you waiting to work on paying off debt, or getting your spending habit under control, or finally starting to save for the house you've always wanted?   Is waiting really the best move?   Maybe.  But there's one question you can ask yourself to find out.  I shared this quote from a podcast episode from my friend Alexis Greco of The Rhythm Reset Podcast.  Assuming it takes around 90 Days to achieve a goal and right now we're in January...2025-01-2807 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms122. 2025 Money Moves Series- Part 3: Breaking the cycle of overspending this year made simpler with community and accountability*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Raise a virtual hand if any of these are spending triggers for you: - Certain stores (Target, Home Goods... hey Costco, I see you!) - Certain apps (Amazon, Instagram, LTK... thanks influencers!) - Specific emotions... happiness, sadness, everything in between.  Then I'm so happy you're here for this episode.  I'll be talking about an often overlooked resource that helps you stay the course when trying to change long standing behaviors and beliefs.   ----more---- NEW! ...2025-01-2115 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms121. 2025 Money Moves Series- Part 2: The #1 reason why you make good money but have nothing to show for it (and how to change that in 2025)*** This Podcast is NOT financial advice.  It is simply for educational purposes*** "I make good money, how come I have nothing left to pay off my debt or build up my savings?" "I'm making more money now but that still doesn't seem to solve my debt problem." Any of those sound familiar?  The truth is, more money doesn't = money problems solved.  And in today's episode I'm sharing the #1 reason I see this happen with the women I work with.   And I'm  not just here to talk about problems, I'm here to bring...2025-01-1413 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms120. 2025 Money Moves Series- Part 1: Why you haven't been able to pay off your debt yet (and how to fix that in 2025)*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Happy New Year!! If you have money goals this year, you've come to the right place.  In the 2025 Money Moves Series we'll be starting this year covering what you need to make this your best money year yet! Today we're talking about debt.  Do you find yourself wondering... - How am I still paying off debt after so much time? - How will I ever get my debt paid off at this rate? - What do...2025-01-0717 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms119. Wrapping up 2024- My money wins and losses this year and what I'm changing up in 2025*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Happy New Year!! Before the ball drops, and before we start talking all things 2025, I wanted to drop a quick episode sharing my money wins and losses for the year.   I'll be so transparent, mistakes were made.  But there were also some really big wins as well.  And I'm sharing it all in this episode.  Plus I share one thing I want to do differently in 2025 that I feel really good about.  You'll just have to listen to hear it all...2024-12-3109 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms118. What we spent on Christmas this year. A peek inside our personal Holiday Season spending*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Do you love watching Day in the Life content because sometimes, you just want a peek into what other people are doing?  Please tell me I'm not the only nosy one?!   In today's podcast episode I'm sharing exactly what we spent on the Holidays this year, the good, the bad, and the ugly.   In this episode I reference Ohm Connect, a company that rewards you for saving energy.  If you want to check it out for yourself, use my affiliate link below2024-12-2416 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms117. A year end reflection. Check off these 4 things to get ready for your 2025 money goals.*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Before you get deep into wrapping presents and baking cookies, I wanted to drop a few reflection questions in today's podcast episode for you as you think about what money goals you have for 2025.   Listen to this episode before you start planning your new year because your answers to these questions will help you get clarity on what your next steps should be.   ----more---- Plus, I share in today's episode that enrollment for the last round of The Overflow Progr...2024-12-1715 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms116. Anticipating an income dip in 2025? 3 things you can do now to prepare for living on a lower income*** This Podcast is NOT financial advice.  It is simply fHave you ever had one of those Let's talk taking a pay cut.  - Going on maternity leave - Getting laid off - Getting your hours cut - Taking a new job for less pay - Making the decision to be a Stay-at-home parent There are many reasons why your income could be taking a dip in 2025, but before you panic, listen to today's episode. In this episode I'll share 3 things you should do now to he...2024-12-1013 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms115. 5 Totally FREE gifts you can give this year. Stay on budget while giving great gifts this Holiday Season*** This Podcast is NOT financial advice.  It is simply for educational purposes*** If you're looking at your list of people to shop for this Holiday Season, and you're not quite sure how your budget is going to cover it all, today's episode is for you!  In this episode I share 5 unique gift ideas that still let the people in your life know you're thinking of them, without it setting you back financially.   Grab a cup of cocoa and let's wrap up your gift list... no pun intended.  ----more---- In this episode I ask...2024-12-0316 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms114. Are you unconsciously derailing your progress? My recent Aha Moment, plus how you can avoid the same trap and stay on track for your own debt payoff and money saving goals.*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Have you ever had one of those moments that you finally realize something about yourself you should have figured out much sooner?   Oooof.  Same.  In today's episode I share a recent realization I had about my business that ultimately affects my money goals too.   Sometimes we can't see the label from inside the jar and we need someone else that's outside to point it out for us, so I hope today's episode does that for you if you need it...2024-11-2612 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms113. Steal my Black Friday Strategy to stay on budget and out of credit card debt this Holiday Season*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Getting ready to do some Holiday shopping?  Whether you're planning to do Black Friday shopping, or just need someone to break down some strategy on how to do your shopping over the entire Holiday Season while prioritizing staying on budget, this is for you! In this episode, I shared the Cash Christmas Workshop Recording is now available for just $23!  To purchase the workshop, click here to order, and within 24 hours (excluding weekends) you'll receive the workshop recording PLUS the printable packet to follow alo...2024-11-1914 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms112. "How do I get my spouse on board with the budget?" A round up of my most frequently asked questions*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Have you ever wanted to know what budgeting app I use?  Or how to navigate a tricky money issue in your relationship? Or if you should pay off your debt or build up your savings first?   In today's episode I am answering some of the most common questions I get in my DMs and emails because sharing is caring and if people are curious enough to send me a message that must mean more of you have the same ques...2024-11-1217 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsHaving a humble Christmas this year? My invitation to join me in making this the best, most affordable Christmas yet!Dropping into your podcast feed on a Thursday because I want to make sure you heard about our Cash Christmas Workshop! Did you know 44% of Americans are still paying off Holiday expenses by February?  But not you!  Not this year, anyway!   This workshop is for someone who wants:  - To feel present with her family this season, instead of stressed about money.  - To keep things simple, but still magical.  - To get creative ideas on free and inexpensive gifts.  - To get creative ideas on how to make...2024-11-0703 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms111. So you want to pay cash this Christmas? 2 things to focus on to avoid backsliding on your money goals this time of year*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Happy November!   The Holiday season is upon us... are you ready?  In the middle of planning the trips, and the outfits, and the gifts and the family experiences, let's not forget that it all is made possible by $$$$, right? If this is the year you want to break the cycle of putting Christmas on a card and "figuring it out later"  I have 2 things I want you to focus on.  1. The "what."  What is your budget that you will stick t...2024-11-0512 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms110. #Kellen11- Honoring our sweet boy 11 years later*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Today's episode is a little different than our normal topic.  Today I'm sharing a piece of our story which is the loss of our son Kellen exactly 11 years ago.   The number 11 holds a special place in our hearts and in today's episode I share our way of honoring him on this day each year by asking anyone that is able to to donate $11 to the charity or cause of your choice in his honor. If you're able to give, we are so g...2024-10-2907 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms109. Navigating money goals when everything feels overwhelming. Should I press pause or power through?*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Hi friends! Today's episode is for anyone who is feeling overwhelmed by money goals lately.  How do you know what to do next?  Should you press pause on your goals?  Should you power through?  Or maybe something in between?   I'm in the middle of one of those seasons and in this episode I share 3 things that are helping me navigate this in hopes it encourages you as well.  Hugs, 2024-10-2212 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms108. Moms Making Money Series Part 4- The Money Mindful Moms Story- How you can turn a hobby into a business and some common missteps to avoid*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families.   I believe there's never been a better time to make money as a busy mom because there are so many options.  But what is the best option for you?  Over the next several weeks you'll hear from moms with various businesses and services they offer, and you'll hear straight from them how t...2024-10-1524 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms107. Moms Making Money Series Part 3- Meet Natalie! A mom with a teaching background who shares what having your own franchise could look like*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families.   I believe there's never been a better time to make money as a busy mom because there are so many options.  But what is the best option for you?  Over the next several weeks you'll hear from moms with various businesses and services they offer, and you'll hear straight from them how t...2024-10-0822 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms106. Moms Making Money Series Part 2- Meet Lex! A Mom of 5 who started a photography business with one camera and is now a sought after local photographer with a studio*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families.   I believe there's never been a better time to make money as a busy mom because there are so many options.  But what is the best option for you?  Over the next several weeks you'll hear from moms with various businesses and services they offer, and you'll hear straight from them how t...2024-10-0119 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms105. Moms Making Money Series Part 1- Meet Lizzie! Homeschooling mom of 3 running a successful online business*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families.   I believe there's never been a better time to make money as a busy mom because there are so many options.  But what is the best option for you?  Over the next several weeks you'll hear from moms with various businesses and services they offer, and you'll hear straight from them how t...2024-09-2434 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms104. Ask yourself these 3 questions to get clarity over HOW you can increase your income*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Have you been trying to figure out how to make more money but you're not sure what your next step should be?   Have you been googling things like: - How to start an online business - Work from home jobs - Side hustles for moms Before you do anything, I want you to listen to this episode first.  Not every opportunity is a good one for you and your family.  In today's episode I give you 3...2024-09-1718 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms103. 1 Year of the Money Mindful Moms Podcast! Listen for a quick boost of inspiration when you need it most!*** This Podcast is NOT financial advice.  It is simply for educational purposes*** It's been 1 year since we hit publish on our first episode and what a journey it has been!  Today I share what almost held me back from sharing more about finances and what has happened since I embraced being a "work in progress."  I pray it inspires you to move in the direction of your dreams even when you're "not quite ready yet."  Love and belief,  2024-09-1012 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms102. 3 Expenses to plan ahead for in your September budget so you can pay cash instead of adding to your debt*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Welcome to the 'Ber months! These next few months are my favorite time of year (and also have some of the sneakiest extra expenses.)  If you want to start planning ahead so you can pay cash instead of throwing down your credit card and hoping you'll pay it off later, today's episode is for you! Happy Fall, Y'all! 2024-09-0315 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsStudent Showcase: When debt payoff leads to big life change- Elizabeth's story.*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Dropping into your podcast feed for a quick reminder that The Overflow Program enrollment ends 7/31!  In today's chat you get to meet my friend Elizabeth who went through the program is now debt free!   Believing you can do the same, 2024-08-2904 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms101. Are you the Queen of "just enough?" Why this might be the one thing keeping you stuck in your money goals.*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Have you ever felt like you're doing "just enough?"  Like you're doing enough to get a B, but you're certainly not doing A+ work?   In today's episode I break down how that might show up in your money goals and what it looks like to be committed vs. casual when it comes to your debt payoff goals.   I hope it helps bring some clarity if you're feeling stuck. Cheering for you,  2024-08-2714 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsWhat would an extra $12K this year mean for your family? LISTEN ASAP!Dropping in to the middle of your week with an announcement! We have 2 opportunities to work with Krista and enrollment is NOW OPEN for both! The 3 Days to $1K challenge: Let’s find or create an extra $1K consistently every month in your budget. To learn more and enroll, click HERE The Overflow Program:  My signature 8-week group coaching program for moms who want to make some significant changes in their finances because they want to open some doors in their life that can’t be opened without the finances to back it up. ...2024-08-2207 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms100. 100 Episodes of the Money Mindful Moms Show! What I've learned from podcasting over these last 100 episodes and what's next for the show*** This Podcast is NOT financial advice.  It is simply for educational purposes*** 100 EPISODES!  We look pretty good for 100, don’t we?   In today’s episode we’re celebrating 100 episodes of the Money Mindful Moms show by sharing the journey of the podcast from 0-100.  I share a little behind the scenes of the show (and my brain) and what’s next for the podcast.  I am so proud of this show and I’m honored that you carve time out of your schedule’s to listen every week.  Thank you so much for being here! ...2024-08-2018 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms99. "I wish I could pay off debt but I don't make enough money!" How I would coach someone through this as a money coach*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Have you ever felt like you're stuck in a debt cycle and if you only made more money you could break it?  I hear you!  More money feels like it's the answer but what if there was another solution? In today's episode, I'll walk you through the questions I would ask a client experiencing the same thing to get to the root of the issue. I hope this helps! 2024-08-1510 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms98. "Budgets don't work for me." If budgets haven't worked for you in the past, try these small changes before you throw in the towel*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Let me guess.. You try to do all the "right things" when it comes to your money You work hard You want to be a person who pays off her debt BUT..... it feels like budgets just don't seem to work for you. We've got you covered with today's episode because it may be coming down to making a few tweaks so it works for you and you stick to it.  Believing in you always,  2024-08-1310 minFULFILLMENT THERAPY - Marriage & Family Therapy, Self Mastery, Self Actualization, Unmet Needs, LDS Parent, Family ConnectionFULFILLMENT THERAPY - Marriage & Family Therapy, Self Mastery, Self Actualization, Unmet Needs, LDS Parent, Family Connection138 | Building Stronger Families through Financial Wellness, with Krista NaldjianShow Notes:   In this episode, Krista Naldjian offers invaluable insights into improving financial wellness, addressing common pitfalls, sharing simple ways to teach children about money. Through her experiences and client stories, she speaks to the transformative power of financial improvement in fostering mental and emotional health, strengthening families, and ultimately finding greater fulfillment in life. Enjoy! -Kendra   ALL LINKS → https://linktr.ee/fulfillmenttherapy  Website → https://fulfillmenttherapy.org Contact → fulfillment.therapist@gmail.com Instagram → @fulfillmenttherapy  Facebook Community → http://bit.ly/fulfillmentthe...2024-08-1230 minFULFILLMENT THERAPY - Marriage & Family Therapy, Self Mastery, Self Actualization, Unmet Needs, LDS Parent, Family ConnectionFULFILLMENT THERAPY - Marriage & Family Therapy, Self Mastery, Self Actualization, Unmet Needs, LDS Parent, Family Connection138 | Building Stronger Families through Financial Wellness, with Krista NaldjianShow Notes:   In this episode, Krista Naldjian offers invaluable insights into improving financial wellness, addressing common pitfalls, sharing simple ways to teach children about money. Through her experiences and client stories, she speaks to the transformative power of financial improvement in fostering mental and emotional health, strengthening families, and ultimately finding greater fulfillment in life. Enjoy! -Kendra   ALL LINKS → https://linktr.ee/fulfillmenttherapy  Website → https://fulfillmenttherapy.org Contact → fulfillment.therapist@gmail.com Instagram → @fulfillmenttherapy  Facebook Community → http://bit.ly/fulfillmentthe...2024-08-1230 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms97. See more money from your Network Marketing Business- 4 Common indicators for long term success in business - PART THREE*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Hey Network Marketing Mama! You started your business because you wanted a flexible way to provide for your family, right?  So why does it feel like you're not seeing the financial reward?  In today's episode I'll be sharing the common threads I see among Network Marketing moms with long term success.  The ones who are don't just have a quick rise to the top with a equally as fast crash to the bottom, but the ones who have consistent success financially (not...2024-08-0814 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms96. See more money from your Network Marketing Business- 3 money mistakes to avoid if you want to grow your business - PART TWO*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Hey Network Marketing Mama! You started your business because you wanted a flexible way to provide for your family, right?  So why does it feel like you're not seeing the financial reward?  In today's episode we're breaking down a few money mistakes that may be keeping you from reaching your full potential with your business. These are things you may want to avoid in the future or they may be things you realize you're doing right now.  The good news...2024-08-0614 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms95. See more money from your Network Marketing Business- How your money mindset might be what's holding you back from success in business- SERIES PART ONE*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Do you have a Network Marketing business?  Or maybe a social selling business?  Would you like to see more money for the time you're putting in?   Today we're kicking off a 3 part series specifically for you!  You don't have to work harder or a bunch more hours to see more money from your business.   Strong personal finances are the foundation of strong business finances so we're going to do a deep dive into what might be going on if you're not seeing t...2024-08-0117 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms94. Get to your money goals faster by focusing on your grocery budget with special guest Rachel Coons*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Grocery prices in 2024.... ugh.   It's a topic on many people's minds these days.  Thankfully there is still a way you can cut back on your grocery budget and it's much simpler than you might think.  Today we have grocery budgeting expert Rachel Coons on the show to talk about why you should focus on this area of your budget and what your first steps can be.   If you want to learn more about Rachel and how she helps other moms sa...2024-07-3016 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms93. 3 Ways to prevent burnout on your way to becoming debt free*** This Podcast is NOT financial advice.  It is simply for educational purposes*** If you're feeling burned out this episode is for you! It's so easy to fall into burnout if you don't have some tools in your goal setting tool belt.  In today's episode I lay out 3 things that will help you keep from crashing and burning when it comes to your money goals.   Keep on keeping on,  2024-07-2511 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms92. A Mid- Year reset for your money goals. It's not too late for 2024 to be your debt free year!*** This Podcast is NOT financial advice.  It is simply for educational purposes*** We're passed the halfway mark on the year and you may be pumped with your progress, or you may be.... well.... less than impressed.   Either way, this episode is the reset button you need for your money goals to finish out the year strong no matter where you're at.  Proud of you,  2024-07-2311 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms91. When should you start applying for college scholarships? Tips from scholarship coach Rockell Bartoli that will save you money on your child's college education*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Attention parents of school age kids!  Did you know you can start applying for some scholarships as early as elementary school?  The early you start learning about your options, the easier the process will be when it's time to start applying.  On today's episode we are learning from Scholarship Coach Rockell Bartoli on how parents can start learning the process of applying for scholarships that could save you thousands of dollars on your child's education.  You don't want to miss this episo...2024-07-1816 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms90. “I know I make plenty of money, where in the world is it all going?” You might not need a financial overhaul, just this simple mindset shift*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Let me guess.. You try to do all the "right things" when it comes to your money You work hard You want to be a person who saves, invests, gives, etc BUT..... for some reason you can't seem to make any progress because where is it all going? We've got you covered with today's episode because it may be coming down to a simple money mindset shift. Believing in you always,  2024-07-1610 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms89. 40 Trips around the sun! An update on my credit card debt free by 40 goal*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Happy Birthday to me!    I'm closing the chapter on my 30s and moving into my 40s so I thought it was a good time to update you on my credit card debt free by 40 goal.     And I have a birthday request!  For my birthday, I'd love for you to leave a written review and rating on the show if you haven't already.  If this show has helped or supported you in any way, it would mean the world to me if you would take 3 minutes to leave a...2024-07-1110 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms87. Summer Rewind Series- Got 10 minutes? Here are 5 things you can do to improve your finances in 10 minutes or less*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Welcome back to the Summer Rewind series, where we're revisiting some of our most popular episodes.   If you're tight on time, today's episode is going to give you a few things you can do in small pockets of time to get started taking control of your finances. Resources from this episode: If you are ready to join the 3 Days to $1K Challenge we're kicking off the next round on July 8th!   General Admission includes: 3 Days of live train...2024-07-0415 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms86. Summer Rewind Series- How we found an extra $500 per month in our already tight budget*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Welcome back to the Summer Rewind series, where we're revisiting some of our most popular episodes.   Today I share the story of how we were able to find some extra cuts to our budget when we were in a tight month.   Resources from this episode: If you are ready to join the 3 Days to $1K Challenge we're kicking off the next round on July 8th!   General Admission includes: 3 Days of live training (30 minutes each day), daily implementation steps t...2024-07-0213 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms85. Summer Rewind Series- Meet 1 mom who has grown her successful business from home while homeschooling*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Welcome to the Summer Rewind Series!  We're revisiting some of our most popular podcast episodes so far.   On today's episode we're revisiting our episode where I interviewed a fellow business mama Lizzie aka @fiercelizzie on Instagram.  Lizzie has grown her business working part time from home while homeschooling her kids and in this episode I ask her all about how she's done that. Did you hear about the FREE workshop I'm doing for moms in Network Marketing?  In this free workshop you'll...2024-06-2729 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms84. Summer Rewind Series- Spending every paycheck as fast as it comes in?*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Welcome to the Summer Rewind Series!  We're revisiting some of our most popular podcast episodes so far.   On today's episode we're revisiting our episode where I cover what to do if it feels like you're spending every paycheck just as fast as it comes in. Did you hear about the FREE workshop I'm doing for moms in Network Marketing?  In this free workshop you'll get some first steps to un-mess your money so you can having thriving business.  To regist...2024-06-2517 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms"I'm not seeing money coming in from my business"- FREE WORKSHOP HAPPENING THIS THURSDAYHey friend!   Do you have a network marketing business that you are frustrated with because the money just ain't there?   Or maybe it is there, you're just not seeing it because it seems to come in and go out with no consistency and certainly no system?  I have a free workshop just for you! The Fund Your Fun Workshop is for the network marketing mama who wants her business to finally be able to pay for the fun extras she started her business for.   - The extra vacation - The...2024-06-2305 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms83. "Money Blindness?"- What will you look back on and cringe about when it comes to your finances?*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Have you heard of "Eyebrow Blindness?"  It's this trend on Tik Tok where women are sharing pictures of their bad eyebrows from the past that make them cringe now.  And it got me thinking... what are my "money blindness" moments?  Those money decisions that you wish you could take back. The ones that make you scratch your head.  In this episode I'm sharing some of my "money blindness" moments, PLUS I share a few small things you may be doing right now t...2024-06-2014 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms82. 3 Tips for handling the changes to your budget during the summer when your kids are home from school*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Hey Mama! Let me guess, kids being home for the summer is taking it's toll on your bank account balance? I've got you! In today's episode I share 3 tips that will help you manage the changes over the summer without losing your mind or throwing in the towel on your money goals.  Cheers to a stress free summer! 2024-06-1809 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms81. How to know when you've outgrown your budget (and what to do about it)*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Are you feeling like your budget just isn't working anymore?  There may be a reason for that: You are meant to outgrow your budget.   In this episode you'll walk away with clues on when you may have outgrown your budget and steps to take when that happens to get back on track. Resources from this episode: ---> If you have a network marketing/direct selling business I need your feedback!  I'm creating a free personal finance workshop for n...2024-06-1311 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms80. The side hustle I started last year that's helping us pay off our debt faster*** This Podcast is NOT financial advice.  It is simply for educational purposes*** -Have you been looking for remote jobs with no luck? -Are you a mom who's wanting to contribute more to her family's finances but the cost of childcare makes it feel so pointless to even look at what's out there? Last summer I started looking for part time remote positions to help us pay off our debt faster and that was.... well, interesting.  I decided to lay down the search and about that time I got an email from Macaroni KID ab...2024-06-1119 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms79. What I wish more people understood about how to become wealthy (and the #1 piece of advice I'll give my kids)*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Important question: How do you define wealth? In today's episode we talk about the original definition of wealth and what that means for you as you pursue wealth in your own life.  Plus, I share the biggest advice I'll give my kids as they pursue their passions and build wealth in their own lives.   HINT: It will help you get to where you want to go much faster Cheers to living well! 2024-06-0614 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms78. LIVE Q&A Coaching on paying off a large amount of debt, mom guilt and money mindset*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Do you have a large amount of debt to pay off and it feels like a heavy load to carry? Do you struggle with mom guilt over your debt because you have to say "no" to your kids a lot more than you would like? Do you have some negative thought patterns that you'd like to break through?  In today's coaching conversation with Katharine Bailey we cover it all! Katharine is a listener of the show and I was ex...2024-06-0420 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms73. Not motivated by the traditional definition of wealth? Here are 3 of my surprising motivators that I’m focusing on as we pay off over 6 figures of debtHey friend! Is the traditional definition of wealth just not doing it for you?  The fancy cars, the big houses, luxury travel, designer purses?  So maybe you can't seem to find the motivation to pursue more.  In today's episode I share some of my non-traditional motivators that I'm focusing on as we pay off over 6 figures of debt.  My hope is it inspires you to think outside of the box when it comes to your own money motivation.  Cheers to a wealthy life! 2024-05-1612 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms72. Ready to start cooking at home to save money? Stock your pantry with these 8 things to get started with some cheap, easy mealsWhere are all my aspiring cooks at?  Ok maybe you don't aspire to be a good cook but you probably would love some more ways to save money.  We've all heard we can save money by cooking at home instead of going out to eat but where do you start?   In today's episode we're going to cover 8 pantry staples to start with as you build up some things in your pantry that will help you whip up some quick, inexpensive meals.   Happy cooking!  (and eating) 2024-05-1414 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms71. Hesitant to spend money on yourself as a mom? How to drop the guilt about spending money on yourselfHappy Mother's Day! As you're getting ready to be celebrated I hope you'll take a few minutes to listen to this quick episode about spending money on yourself as a busy mom.  We have a lot on our plates and we give so much to others, but what about ourselves?  Where does spending on self care or our own wants come into play?   I hope this episode encourages you to think of yourself alongside of spending on others.   If this episode resonates with you, please share it with a mom friend! I appr...2024-05-0907 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms70. Should I save first? Or pay off debt first? A step-by-step on navigating the beginning stages of your financial journey.Are you at the beginning phases of paying off debt and you're not sure where to even begin? In today's episode I'm sharing what I would do if I were just starting off and answering the common question "should I save or pay off debt first?" As I share in the episode, I don't want you getting so hung up on details that you stay stuck and don't take action, so hopefully today's episode gives you the inspiration to just get started.   Day one, or one day?  You get to decide! Bel...2024-05-0710 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms69. How to increase your income WITHOUT working more hoursAre you feeling maxed out on the hours you're willing to put into work but you still could use some extra income?  In this episode I'm sharing some things you can focus on if you want to increase your income without working more hours.   Some things I reference in this episode: 1.  My affiliate link for my High Yield Savings Account (I receive a small commission if you use this link and meet certain requirements.)  Be sure to do your research and pick the best account for you! All you have to do is use ...2024-05-0210 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms68. Ditch the mom guilt! 4 Things you can do daily to connect with your kids while on a budget that costs nothingHi friend! Are you struggling with mom guilt while on a budget?  Maybe having to say "no" to the newest gadgets or to extra family vacations is leaving you feeling like your kids are missing out (they're not, but maybe you're feeling that way.) In today's episode I'm sharing 4 things you can do with your kids daily to connect with them that don't cost you a thing.  These 4 things helped us when we were at the beginning of our debt payoff journey and were struggling with some of the changes to our family dynamic.  I...2024-04-3015 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms64. 3 Questions to ask yourself if you want to increase the margin in your budget by $1,000 every month.The NEW 3 Days to $1K Challenge is here! What if you were just 3 days away from creating an extra $1,000 per month in your budget CONSISTENTLY? In this new 3 day challenge we're going to create your new road map to financial overflow each month so that you finally have the excess for the things you've been wanting to do (things much cooler than gas for your car or electricity for your house) You can join us in the challenge by clicking this link and getting yourself enrolled for as little as $37! But...2024-04-1612 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms63. Summer Plans Start Now! 3 Steps To Take Now To Ensure Your Summer Vacation Fits Into Your BudgetLet me guess, you have dreams of lying on a warm beach somewhere this summer?  Or maybe you want to travel the country with your kids in an RV? Whatever your summer vacation plans look like, the biggest thing you need to do is make sure they fit in your budget.  There's nothing more stressful than a vacation that's supposed to be relaxing, but instead feels very stressful because of finances.  In this episode I give you 3 steps to take now to make sure you summer vacation plans fit in your bud...2024-04-1111 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms62. A Budgeting Mistake You Could Be Making That Might Be Derailing Your ProgressWould you consider yourself to be a perfectionist? Does budgeting stress you out because it doesn't always play out the way you'd planned?  Do you feel like you're doing something wrong because your numbers never reflect exactly what you budgeted for?   If so, you want to listen to today's episode where I share a budgeting mistake you might be making that could be the thing that's derailing your progress. In this episode I refer to the book The Lazy Genius Way by Kendra Adachi if you'd like to read it for you...2024-04-0910 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms61. 3 Reasons why your Credit Score matters, and 1 Really important reason you shouldn't give it so much weight; A Credit Score Conversation.Do you have a goal to improve your credit score?  I have a question for you: Why? It actually is a good thing to want to improve your credit, but not everyone understands why it's actually important.   In today's episode I give you 3 reasons why your credit score matters and how it impacts your life.  PLUS I share 1 really important reason I don't think you need to give it too much of your mental energy.   I hope you enjoy this conversation all about Credit Scores.   2024-04-0415 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms60. If I was getting a Tax Return, here's what I would do with it (an order of operations)Are you getting a tax return this year?    If so, you want to listen to this episode where I break down the order of operations I would consider if I was getting a tax return.  Part of being Money Mindful Moms means we thoughtfully plan where we want our money to go, so get ahead of this now and have a plan for the tax return that is hitting your account. Happy Tax season! 2024-04-0217 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms59. How We Found An Extra $500 A Month In Our Already Tight Budget. Save For When You Have One Of "Those Months."Would an extra $500 a month make a difference for your family right now?  If so, I want you to stop what you're doing and listen to this episode.  I break down one of our extra tight months from a while back and how we were able to squeeze an extra $500 out of our budget to make our numbers work.  Not only do I share the things we did to find the $500, but I leave you with a message on what to do with that $500 so it doesn't disappear on something random.   I pray it bl...2024-03-2814 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms58. Start a Side Hustle or Budget Better? Pros and Cons.Have you been considering starting a side hustle, starting a home based business, or looking for a part time remote job to fix your finances? TODAY'S EPISODE IS FOR YOU! You may want to consider going that route OR you may actually just need to budget better.   In today's episode we dive into both option and discuss pros and cons.  I hope it helps you walk away with clarity on what your next steps should be.   2024-03-2615 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms57. Pay Off Your Debt Without Sacrificing all of Your Family Time. Hear How to Make it Happen Inside of My Program!In today's episode I'm giving you a peek into what it's like to be a part of The Overflow Program.   -What will you be doing over the course of the 8 weeks?  What's included? -What topics will we cover and what can you expect to walk away from the 8 weeks with?  - How can you pay off your debt WITHOUT sacrificing all your precious family time?  I answer all of that and more in today's episode.  I hope it answers your questions if you're considering joining us in this next round! 2024-03-2111 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms56. From Paycheck to Paycheck and No Savings to Feeling Empowered By Money and a Solid Plan to Reach Her Goals- With Student IsabelToday I'm excited for you to hear from one of my brand new graduates of The Overflow Program Isabel as she shares her journey starting just 8 weeks ago living paycheck to paycheck, having no savings or a plan on how she was going to get her finances on track to feeling like the fear was taken out of finances and she now has a solid plan in place to reach her debt payoff goal.   I hope as you listen to her wins it helps transfer belief that you can have this be your story too! I...2024-03-1914 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms49. When setbacks arise. How to handle the unexpected in your already tight budget.Help! My car needs a $3,000 repair! Has this ever happened to you?  You're cruising along towards your $ goals and then all of a sudden you're sucker punched with a major unexpected expense? In today's episode I'm sharing some of the recent setbacks we've experienced and how we're handling them as I continue to work on my goal to pay off all my credit card debt by the time I turn 40 in July. Unexpected expenses don't have to derail you.  You can still meet you goals and I hope the things I share in th...2024-02-2213 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms48. A message to my fellow Over Achiever Mamas chasing big money goals this year.Are you an Over Achiever? If so, high five!  Because me too! :) In today's episode I'm sharing how some of the qualities of being an Over Achiever can actually set you back in your pursuit of your money goals.  We can be perfectionists and extra hard on ourselves which is not the vibe we're going for especially when it comes to pursuing a wealthy life.  So let's change that!  I'll share  my biggest tip with you on how to change your mindset around this.  It's something I'm working through right now as well.  C...2024-02-2010 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms47. Money & Relationships. 3 ways to make money conversations with your partner less stressfulHave you ever said something like:  - I made a budget, but I can't get my husband on board with sticking to it.  - I'm a saver but my partner is a spender and it feels like he's undoing everything I'm trying to do.  - We've just stopped talking about money because it always leads to an argument.   If any of those sound like you, you're in the right place with today's episode.  In this episode I'm sharing some signs your relationship might be in a money funk PLUS you will walk a...2024-02-1519 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms33. If you have a dream to start a business in 2024 you must do THIS first. Your 1st focus if you want to start a small side business, a big business, or anything in betweenHappy New Year! I am loving hearing from so many of you that you want to start a business.  You have passions and dreams that you're eager to get out into the world. And I get it!  I've had several businesses over the past 18 years and I can 100% relate to the excitement of sharing your passions that can help people with the world.   With that experience I've found there's one important first step that can either make or break a new business.  If you want to avoid this misstep please listen to this episode.  Look...2023-12-2811 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms27. Holidays on a Budget Series Pt. 3- Family Experiences. You don’t have to miss out on the magic of the season with your kids! Celebrate the season AND stay on budget.Happy Holidays! Mom guilt can rear it's ugly head this time of year, can't it?  We see what everyone else is doing with their families and suddenly we're spiraling and worrying if we're not doing enough for our kids.  In today's episode we're releasing the mom guilt and identifying the things we actually want to do with our families this time of year.  We will dive into how to make them fit into your budget so you don't lose the magic in January when your credit card bill comes.  For more Holi...2023-12-0714 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms26. Holidays on a Budget Series Pt. 2- Holiday Parties without blowing your budgetHappy Holidays!  One of the most overlooked parts of the Holidays when it comes to your budget is parties.  The costs involved can really add up and if you're not factoring them in to your overall spending plan this time of year, it's really easy to go over budget and start putting things on credit cards you won't be able to pay off right away. In today's episode we'll cover how to determine exactly what you'll participate in this year and how to determine if it fits in your budget, and if not, ways to ma...2023-12-0513 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms19. Our debt story. How we ended up with 6 figures of debt.*A note about this episode:  I will be talking about the topic of child loss so if that's not something you want to hear about, it would be best to skip this episode.  Today's episode will be a change of pace.  Instead of me giving you some action items I will be sharing a story.   I hope it gives you hope that you can turn the ship around if you're not where you want to be financially.   Thank you for letting me be share this part of our story with you.   2023-11-0915 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms03. Dating your spouse on a budget- 7 cheap or FREE date night ideasToday's episode is all about dating your spouse while on a budget.   Like my podcast cover art says, over here we're about "living big while spending a little."  Just because you're in a season where you're spending less does not mean you are missing out on something as important as date nights! In this episode we cover 7 cheap or free date night ideas PLUS we talk about creative child care ideas.   I hope it blesses you! 2023-09-1821 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms02. Stuck in the ”in between”- What to do when you’re not broke, but not thriving either.Hey friend! Today's topic is close to my heart because I believe far too many people have unknowingly settled for the "in between."  It's where you're not broke but you're also not thriving.  It's one thing for this to be a temporary season but many of us camp out here permanently and I don't want that for you.  You deserve to not just get by, but to thrive.   I hope this episode helps you think a new thought.  2023-09-1412 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms01. What is MONEY MINDFUL? Plus 3 ways you can become more money mindful TODAY!What does it even mean to be "money mindful?"   There is sooo... much information on the internet about finances.  So how can we get started without obsessing about every dollar?  In today's episode, we'll cover 3 ways you can get started today with becoming more money mindful.   I hope you enjoy this first episode! 2023-09-1415 minMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsMONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for momsWelcome to Money Mindful Moms!The Podcast for moms who want their money to match the goals they have for their lives.   Are you tired of feeling limited by your bank account balance BUT you don't want to wait until your kids are older to be able to do fun experiences with them?  Do you want to get to a place where your money can do more than just pay bills?   There is a way that you can ditch debt and have overflow so you can spend money on what's most important to you.  Hey, I'm Krista, wife, mom, a...2023-09-0802 min