Shows
Culinary Characters UnlockedMichelin award winning chef Julia Momosé on creating the tastes she grew up with in Japan at her Chicago restaurant Kumiko, and the mixology that just won her a James Beard award
Born and raised in Japan, Chef Julia Momosé developed a respect and love for hospitality watching her mother entertain at home. Her motivation for entering the culinary world was a visit she made to a bar in Kyoto watching the bartender hand making ice spheres for use in drinks. She pursued that newfound passion while attending college in the U.S., working at bars and local restaurants, before making a big name for herself as a bartender in Chicago, working for celebrated chefs and restaurateurs at Michelin starred restaurants, before opening Kumiko, what she calls a d...2025-07-0841 min
The Miko Love Podcast28: What Are We Getting Wrong About Financial Freedom?In this episode of the Miko Love Podcast, host Kumiko Love explores the true meaning of financial freedom, challenging the conventional notions that equate it with wealth and success. She emphasizes the importance of defining financial freedom on a personal level, rather than adhering to societal standards.Kumiko discusses the emotional aspects of money, including financial trauma and the impact of comparison on personal goals. She provides actionable steps for listeners to create their own financial systems that align with their values and emotional needs, ultimately encouraging them to build a life of freedom through intentional choices.2025-06-0418 minThe Miko Love Podcast27: Breaking the Cycle of Habitual ShoppingIn this episode of the Miko Love podcast, host Kumiko Love delves into the complex issue of habitual shopping, exploring its psychological roots, emotional triggers, and the societal influences that perpetuate compulsive spending. She emphasizes the importance of self-awareness, self-compassion, and community support in overcoming these habits. Listeners are encouraged to identify their spending triggers, regulate their emotional responses, and create a spending plan that aligns with their values and healing goals. Ultimately, the episode serves as a reminder that healing from habitual shopping is possible and that individuals can cultivate a healthier relationship with mo...2025-05-2218 min
Optimal Finance Daily - Financial Independence and Money AdviceWhat to Do with That Extra Third Paycheck by Kumiko of The Budget Mom on Intentional SpendingDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3148:
Kumiko Love shares a strategic guide to making the most of an extra paycheck - a financial opportunity that comes just a few times a year for bi-weekly earners. By prioritizing intentionality over impulse, she outlines how to align this bonus income with your money goals, whether it’s crushing debt, boosting savings, or planning guilt-free fun.
Read along with the original article(s) here: https://www.thebudgetmom.co...2025-05-1910 minThe Miko Love Podcast26: How I Bought My Dream Home With Cash — My Personal StoryIn this episode of the Miko Love Podcast, host Kumiko Love shares her personal journey of buying her dream home with cash. She discusses the importance of vision, discipline, and financial planning, as well as the emotional challenges she faced along the way. Kumiko emphasizes the significance of tracking progress, staying consistent, and believing in oneself, regardless of financial circumstances. Her story serves as an inspiration for anyone working towards their own financial goals, reminding listeners that they are capable of achieving their dreams.]KEY TAKEAWAYSEveryone's financial journey is different, and t...2025-05-0741 minThe Miko Love Podcast25: Social Media, Perfection, and the Price We’re All PayingIn this episode of the Miko Love Podcast, host Kumiko Love explores the pervasive issue of perfectionism in the age of social media, particularly Instagram. She discusses how the definition of perfectionism has shifted from achievement to appearance, leading to emotional costs and pressures that affect not only adults but also children. Kumiko emphasizes the importance of redefining what 'enough' means and encourages listeners to choose presence over perfection in their lives.KEY TAKEAWAYSPerfectionism today is about being seen doing well, not just doing well.Social media has commercialized perfectionism, profiting o...2025-04-2313 min
Optimal Finance Daily - Financial Independence and Money AdviceWhat You Should Know About Index Funds by Kumiko of The Budget Mom on Stock Market InvestingDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 3116:Kumiko Love breaks down index funds in a simple, approachable way, showing how they can be a powerful, low-cost investment tool for long-term financial growth. With relatable explanations and clear comparisons, she empowers beginners to take confident steps toward building wealth through consistent investing.Read along with the original article(s) here: https://www.thebudgetmom.com/what-you-should-know-about-index-funds/Quotes to ponder:"Index funds are one...2025-04-2112 minThe Miko Love Podcast24: The Truth Behind My Debt Story: More Than Just the NumbersIn this episode of the Miko Love podcast, host Kumiko Love shares her transformative journey from being over $77,000 in debt to achieving financial freedom & fulfillment. She reflects on the emotional and practical aspects of her experience, discussing the importance of family support, the challenges of budgeting, and the mindset shifts necessary for lasting financial success. Kumiko emphasizes that being debt-free is not just about the numbers, but about understanding one's relationship with money and the deeper motivations behind financial goals.EPISODE RESOURCESCreate a realistic budget that actually works: https://co...2025-04-1639 min
The Miko Love Podcast23: Why Work-Life Balance Isn’t the Answer (And What to Strive for Instead)In this episode of the Miko Love podcast, host Kumiko Love engages with wellness expert Kristel Bauer to explore the complexities of work-life balance. They discuss whether true balance is achievable or merely a myth, the evolution of balance in modern life, and the importance of defining personal balance based on individual values and priorities. The conversation emphasizes the significance of mindfulness, community support, and the need to embrace imperfection in the pursuit of a fulfilling life. Listeners are encouraged to reflect on their own definitions of balance and to seek resources that support their well-being.2025-03-2635 min
The Miko Love Podcast22: Raising Financially Savvy Kids with Maya CorbicIn this episode of the Miko Love Podcast, host Kumiko Love speaks with Maya Corbic, a financial educator passionate about teaching kids about money. They discuss the importance of financial literacy in today's consumer-driven society, the impact of social media on children's spending habits, and effective methods for teaching financial concepts to kids of different ages.Maya shares her journey from being a first-generation immigrant to becoming a CPA and a financial educator, emphasizing the need for parents to be transparent about money and to instill good financial habits in their children. They also explore v...2025-03-1944 minThe Miko Love Podcast21: Running Safety for Women: Hard Truths & How to Stay SafeIn this episode of the Miko Love podcast, host Kumiko Love discusses the critical issue of running safety for women. As she trains for her first ultra marathon, she reflects on the risks women face while running, sharing personal experiences and tragic stories of women who have been harmed or murdered. Kumiko emphasizes the importance of safety precautions, community support, and raising awareness about these issues to create safer environments for all runners.KEY TAKEAWAYSEvery woman who runs has to think about safety.Women face unique risks while running.Statistics show that 84% of...2025-03-1222 minThe Miko Love PodcastBONUS: My Mom’s Death, the Autopsy Information I Never Got, and the Fight for ChangeIn this deeply personal episode of the Miko Love Podcast, host Kumiko Love shares her journey through grief following the unexpected loss of her mother. She discusses the challenges faced in navigating the autopsy process, the lack of information provided by hospitals, and the emotional turmoil that ensued.Kumiko advocates for legislative change through 'Shirley's Law,' aimed at ensuring families are informed of their rights and options regarding autopsies. The episode emphasizes the need for transparency and compassion in healthcare, especially during times of loss.SIGN & SHARE THE PETITIONhttps...2025-02-1417 min
The Marie Forleo Podcast426 - Take Control of Your Money with Kumiko LoveStressed about money? You’re not alone. In this episode, Kumiko Love (aka “The Budget Mom”) shares her expert tips to face your financial fears, take control of your money, and live a life you love — on a budget you can afford! Thanks for listening! New episodes drop every Tuesday. Make sure you hit the follow button to get notified. 2025-02-0437 min
Optimal Finance Daily - Financial Independence and Money AdviceInstant Gratification Wish List: Becoming a Patient Spender by Kumiko Love of The Budget MomDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 3001:Kumiko Love explores the pervasive culture of instant gratification and its impact on finances. She offers practical tools like Shopping Lists, Wait Lists, and Instant Gratification Wish Lists to help you cultivate patience and make thoughtful spending decisions. By focusing on delayed gratification, you can achieve financial goals while still enjoying occasional treats without guilt.Read along with the original article(s) here: https://www.thebudgetmom.com/instant-gratification-wish-list-becoming-a-patient-spender/2025-01-1112 minThe Miko Love PodcastBONUS: Forget Resolutions—Here’s What I’m Focusing On in 2025In this episode of the Miko Love Podcast, host Kumiko Love reflects on the significance of choosing a word for the year as a guiding principle for personal growth.She shares her own word for 2025, 'consistency,' and discusses how it has shaped her journey. Kumiko emphasizes the importance of small, consistent actions in achieving goals and encourages listeners to select their own words for the year, providing practical steps to do so.The episode concludes with a reflection on the past year and a motivational message for the new year ahead....2025-01-0814 minThe Miko Love Podcast20: Season One Finale: What’s Next?In this reflective episode, Kumiko Love, the host of the Miko Love Podcast, shares insights from the first season, highlighting key moments, listener engagement, and the importance of community.She discusses standout episodes, including topics like invisible labor and investing for beginners, and emphasizes the lessons learned throughout her podcasting journey. Looking ahead, she teases exciting topics for season two, including mental health and financial empowerment, while expressing gratitude for her audience's support.KEY TAKEAWAYSThe podcast achieved over 35,000 downloads in its first season.Starting messy is better than not...2025-01-0108 minThe Miko Love Podcast19: Carrying the Mental Load - The True Cost of Invisible LaborIn this episode of The Miko Love Podcast, host Kumiko Love uncovers the unseen world of invisible labor—the mental and emotional work that keeps households running yet often goes unrecognized.Kumiko explores the different forms of invisible labor, from the mental load of planning and organizing to the emotional labor of managing relationships. She dives deep into its emotional and societal toll, revealing how this imbalance disproportionately affects women and impacts families and communities.Through heartfelt insights and research-backed examples, Kumiko sheds light on why this hidden work matters and why it’s time to s...2024-12-1117 min
The Miko Love Podcast18: Investing for Beginners - Simple Steps to Start Growing Your Money with Jeremy SchneiderIn this episode of The Miko Love Podcast, Kumiko Love sits down with Jeremy Schneider, the founder of @PersonalFinanceClub, to make investing less intimidating and more accessible. Jeremy shares his inspiring journey from a struggling entrepreneur to achieving financial independence, offering straightforward strategies and lessons for anyone looking to build wealth.They cover:The essential steps to start investing and build confidence.Budgeting and living below your means to free up money for investments.How to use target date index funds and three-fund portfolios for a simple, effective investment strategy.The role of compound interest in...2024-12-0457 min
The Miko Love Podcast17: Accredited Financial Counselors: What We Do and Why It MattersIn this episode of The Miko Love Podcast, host Kumiko Love, an Accredited Financial Counselor (AFC), sits down with Jessica Moorhouse, an Accredited Financial Counselor Canada (AFCC), to explore the unique aspects of their certifications and their shared passion for financial education.They discuss their journeys to becoming accredited, the challenges of working in financial counseling, and the importance of regulatory oversight in the industry. The conversation highlights the shift from one-on-one client work to broader educational efforts, emphasizing financial literacy, budgeting, and support for underserved communities.Jessica also shares insights from her upcoming book...2024-11-2752 minThe Miko Love Podcast16: Marketing Tactics to Watch Out for This Holiday SeasonIn this episode of the Miko Love Podcast, host Kumiko Love discusses the psychological tactics used by retailers during the holiday season that often lead consumers to overspend.She explores various marketing strategies such as scarcity, social proof, emotional marketing, and the influence of technology on consumer behavior. Kumiko also provides practical strategies for listeners to maintain a strict holiday budget and make intentional purchasing decisions, emphasizing the importance of experiences over material gifts.KEY TAKEAWAYSThe holiday season is filled with marketing tactics that can lead to overspending.Understanding...2024-11-1924 min
The Miko Love Podcast15: Is Your Attachment Style Helping or Hurting Your Relationships with Laura CarusoIn this episode of The Miko Love Podcast, host Kumiko Love and therapist Laura Caruso dive into attachment styles and their impact on relationships. They unpack the origins and types—secure, anxious, avoidant, and disorganized—and discuss how childhood experiences shape these patterns. The conversation highlights the importance of self-awareness, the potential for change, and the value of therapy in breaking generational cycles.Kumiko and Laura also explore the link between attachment styles and narcissism, the role of confidence in building secure relationships, and the complexities of parenting and emotional regulation. They share insights into overcoming fears as p...2024-11-1347 minThe Miko Love Podcast14: Dealing with Spending Guilt - How To Enjoy Your Money Without RegretIn this episode of the Miko Love podcast, host Kumiko Love delves into the complex topic of spending guilt, exploring its emotional and psychological roots, societal pressures, and practical strategies to overcome it. Kumiko emphasizes the importance of reframing one's mindset about spending, viewing money as a tool for enhancing life rather than a source of stress. She provides actionable strategies such as value-based spending, creating a guilt-free spending fund, and practicing gratitude to help listeners cultivate a healthier relationship with their finances.IMPACTFUL QUOTES"Spending is often equated with recklessness.""Spending...2024-10-3020 minThe Miko Love Podcast13: Breaking Free from Comparison - How To Stop Measuring Your Life Against OthersIn this episode of the Miko Love Podcast, host Kumiko Love delves into the pervasive issue of comparison, particularly in the context of social media. She discusses how comparison can rob individuals of joy and self-worth, leading to anxiety and distress.Kumiko emphasizes the importance of embracing one's unique journey and offers actionable strategies to combat the negative effects of comparison, including practicing gratitude, setting personal goals, and limiting social media exposure. The episode encourages listeners to focus on their own growth and celebrate their achievements, no matter how small.IMPACTFUL QUOTES2024-10-1619 minThe Miko Love Podcast12: Ask Me Anything: Kumiko Love Answers Your QuestionsIn this episode of the Miko Love Podcast, host Kumiko Love dives into a variety of topics centered around personal finance, budgeting, and the journey of financial fulfillment. She shares her own experiences as The Budget Mom, discusses the importance of motivation versus self-discipline in budgeting, and offers insights on balancing family spending with long-term financial goals. Kumiko also emphasizes the significance of teaching children about money management, shares success stories from her community, and provides practical advice on building an emergency fund and handling joint finances in relationships.KEY TAKEAWAYS2024-10-0943 min
The Miko Love Podcast11: Mastering Emotional Spending with Paige PritchardIn this episode of the Miko Love Podcast, host Kumiko Love engages with spending coach Paige Pritchard to explore the emotional and psychological aspects of spending.They discuss how emotional triggers, such as boredom and sadness, lead to impulse shopping and overspending. The conversation emphasizes the importance of self-awareness, understanding one's triggers, and developing healthier spending habits.They also touch on the impact of social media on consumer behavior and the value of delayed gratification in financial decision-making. The episode concludes with practical advice for listeners on how to navigate their spending habits with compassion...2024-10-0254 min
The Miko Love Podcast10: Why Sourdough? Exploring the Trend that’s Taking Over Kitchens with Andra StefanescuIn this episode of the Miko Love Podcast, host Kumiko Love dives into the world of sourdough baking with expert Andra Stefanescu. They discuss the journey of sourdough, its health benefits, and the rise in popularity during the COVID-19 pandemic. Andra shares her personal experiences, tips for beginners, and the importance of understanding the process behind sourdough baking. The conversation also touches on the mental health benefits of baking, the essential tools and ingredients needed, and the significance of community support in starting this rewarding hobby.EPISODE CHAPTERS>> 00:00 Introduction to...2024-09-2553 min
The Miko Love Podcast09: The Truth About Running - Expert Insights with Rhandi OrmeIn this episode of the Miko Love Podcast, host Kumiko Love interviews Randi Orm, an accomplished ultra marathon runner and coach. They discuss Randi's inspiring journey in running, the emotional connections to the sport, and the importance of mental toughness.Kumiko shares her own running experiences and goals, including her transition from casual running to preparing for her first marathon and aspirations for ultra marathons. The conversation also touches on balancing running with life commitments, nutrition for endurance athletes, and the challenges faced during Randi's participation in the reality show Race to Survive New Zealand...2024-09-181h 26The Miko Love Podcast08: Ask Me Anything: Kumiko Love Answers Your QuestionsIn this special episode, Kumiko Love answers your most pressing questions submitted by listeners! From budgeting tips and financial strategies to personal insights and life advice, Miko dives deep into the topics that matter most to you. Tune in for a candid, informative, and inspiring conversation tailored to your curiosities and concerns.Today's questions include:The hardest part of being an entrepreneur: Kumiko shares the challenges she faces in running her business.Best high-yield savings accounts: She provides recommendations for high-yield savings accounts.Next dream to...2024-09-1138 minThe Miko Love Podcast07: Creating Balance Through Setting BoundariesIn this episode, Kumiko Love discusses the importance of setting boundaries in various areas of life, including emotional, mental, physical, financial, and personal. She shares her personal journey and struggles with setting boundaries and provides practical tips for establishing and maintaining them. Kumiko emphasizes the significance of saying no without guilt, walking away from toxic relationships, giving oneself permission to have privacy, prioritizing time and energy, making self-care a non-negotiable, and setting financial boundaries. She also encourages listeners to embrace the courage to disappoint others and prioritize their own well-being.IMPACTFUL QUOTES"Setting boundaries i...2024-09-0431 min
The Miko Love Podcast06: From Surgery to Strength - Navigating C-Section Recovery with Nicole AlfredIn this episode of The Miko Love Podcast, Kumiko Love chats with C-section recovery specialist Nicole Alfred.Nicole opens up about her personal journey, emphasizing the importance of scar massage, proper postpartum care, and the challenges of both physical and emotional recovery.They also tackle societal pressures to "bounce back" after childbirth and highlight the significance of self-care and mental well-being. Nicole offers valuable tips on preparing for a C-section, creating a birth prep ritual, and shares resources to support C-section recovery.IMPACTFUL QUOTES"When you learn to accept and...2024-08-2854 minThe Miko Love Podcast05: Data Breach Fallout - Protecting Your Finances and IdentityIn this episode of The Miko Love Podcast, Kumiko dives into the growing threat of data breaches and identity theft, a concern that’s becoming all too common as companies face increasing security challenges. She shares practical steps to safeguard your money and assets, including freezing your credit, using two-factor authentication, and staying vigilant for signs of compromise. Kumiko also clarifies the difference between a credit freeze and a credit lock, and stresses the importance of regularly checking your credit report. Tune in to learn how to take proactive measures to protect yourself and minimize th...2024-08-2119 minThe Miko Love Podcast04: Ask Me Anything: Kumiko Love Answers Your QuestionsIn this special episode, Kumiko Love answers your most pressing questions submitted by listeners! From budgeting tips and financial strategies to personal insights and life advice, Miko dives deep into the topics that matter most to you. Tune in for a candid, informative, and inspiring conversation tailored to your curiosities and concerns. Today's questions include:Managing a Large Social Media Following: Kumiko discusses the challenges of handling a large audience and the difficulty of keeping up with messages and comments.Mastering New Skills: She shares her drive to quickly...2024-08-1440 min
The Miko Love Podcast03: Empowering Women in Salary Negotiations: Practical Advice from Fotini IconomopoulosKumiko discusses the challenges of increasing income for single moms and the importance of negotiation with Fotini Iconomopoulos, the negotiator. Fotini shares her background and negotiation strategies, emphasizing the 'say less' mentality. She provides valuable advice on preparing for salary negotiations and the significance of nonverbal communication in negotiation settings. In this conversation, Fotini Iconomopoulos shares valuable insights on negotiation skills, body language, and self-advocacy. She emphasizes the importance of confidence, preparation, and strategic communication in negotiation scenarios. Fotini also provides practical exercises and advice for women in salary negotiations. The conversation concludes with information on...2024-08-0750 min
The Miko Love Podcast02: Cleaning up the Grief Process With Danielle RemigioIn this conversation, Kumiko interviews Danielle Remigio about grief and loss, sharing their personal experiences of losing their parents and the challenges they faced. Inspired by Danielle's TEDx talk, 'Cleaning Up the Grief Process,' they discuss grief clutter and the importance of creating space for grief.The conversation highlights the need for open communication, empathy, and support when dealing with grief. They explore acknowledging and accepting grief, the role of support from loved ones, unexpected emotions, and the impact of milestones. They also offer advice for those navigating the grieving process. IMPACTUFL QUOTES2024-07-3138 minThe Miko Love Podcast01: What This Podcast IS and IS NOTThe Miko Love Podcast is where curiosity meets conversation. I'm Kumiko Love, also known as The Budget Mom, and I'm excited to take you on this journey. This podcast delves into a diverse range of topics beyond personal finance.I'll be sharing personal stories and engaging in thought-provoking discussions on subjects such as homesteading, sourdough, grief, postpartum care, mental health, entrepreneurship, and so much more.My goal is to encourage a holistic approach to financial decisions, aligning choices with your values, goals, and aspirations. I'll be bringing on expert guests to provide informative and realistic...2024-07-2414 minThe Miko Love PodcastTrailer: The Miko Love PodcastWELCOME TO THE MIKO LOVE PODCAST!This is a space where curiosity meets conversation. I'm your host, Kumiko Love, and when I am not educating about personal finance as The Budget Mom, I'm here diving into the exploration of my own passions and exploring a range of captivating topics.Every Wednesday, join me as we explore a range of topics that ignite curiosity and inspire learning. Whether I'm sharing personal insights in solo episodes or diving deep with expert guests, this podcast is your go-to for fresh perspectives and engaging discussions...2024-07-1300 min
Optimal Finance Daily - Financial Independence and Money AdviceHow to Celebrate Halloween on a Budget by Kumiko of The Budget Mom on Money-Saving Halloween IdeasKumiko of The Budget Mom talks about how to celebrate Halloween on a budgetEpisode 2481: How to Celebrate Halloween on a Budget by Kumiko of The Budget Mom on Money-Saving Halloween IdeasKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/how-to-celebrate-halloween-on-a-budget/ Visit Me Online at OLDPodcast.com In...2023-10-1409 min
Transformations with JayneSummer homework and bringing the best of both worlds to Japan from Sweden with Kumiko EkstedtKumiko Nakajima Ekstedt and I are discussing the differences between life in Japan and Sweden where Kumiko has lived for more than 14 years. I am interested to learn more about where in the world women have the best life and are able to live the life they want, be a mother if they want, have a career if they want. Full disclosure, I was having a very difficult time when I recorded this episode. My perimenopause symptoms were really giving me trouble and I may have gotten quite passionate about the summer holiday tooth brushing calendar. If y...2023-09-171h 05Optimal Finance Daily - Financial Independence and Money AdviceI Stopped Trying to be Perfect and My Budget Thanked Me for It by Kumiko of The Budget MomKumiko of The Budget Mom stopped trying to be perfect and her budget thanked her for it.Episode 2419: I Stopped Trying to be Perfect and My Budget Thanked Me for It by Kumiko of The Budget MomKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/i-stopped-trying-to-be-perfect-and-my-budget-thanked-me-for-it/ Visit Me Online a...2023-08-2009 min
Optimal Living Daily - Personal Development and Self-ImprovementA Simple Way To Reduce Your Mortgage Payments by Kumiko of The Budget Mom on How to Remove PMIKumiko of The Budget Mom offers a simple way to reduce your mortgage payments.Episode 2826: A Simple Way To Reduce Your Mortgage Payments by Kumiko of The Budget Mom on How to Remove PMIKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/reduce-your-mortgage-payments/Visit Me Online at OLDPodcast.com 2023-07-0909 minOptimal Finance Daily - Financial Independence and Money AdviceDealing With Credit Card Debt When You’re in Over Your Head by Kumiko of The Budget MomKumiko of The Budget Mom helps you deal with credit card debtEpisode 2349: Dealing With Credit Card Debt When You’re in Over Your Head by Kumiko of The Budget MomKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/dealing-with-credit-card-debt-when-youre-in-over-your-head/ Visit Me Online at OLDPodcast.com Interested in a...2023-06-2010 minOptimal Finance Daily - Financial Independence and Money Advice3 Tips for Paying Off Debt in Collections by Kumiko on Debt Reduction StrategiesKumiko of The Budget Mom shares 3 tips for paying off debt in collectionsEpisode 2325: 3 Tips for Paying Off Debt in Collections by Kumiko on Debt Reduction StrategiesKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/3-tips-for-paying-off-debts-in-collections/ Visit Me Online at OLDPodcast.com Interested in advertising on the sho...2023-05-3010 minOptimal Living Daily - Personal Development and Self-Improvement4 Ways to Tackle House Clutter by Kumiko on Minimizing and Strategies For Cleaning Your HouseKumiko of The Budget Mom shares 4 ways to tackle house clutterEpisode 2779: 4 Ways to Tackle House Clutter by Kumiko on Minimizing and Strategies For Cleaning Your HouseKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/save-yourself-from-the-clutter/Visit Me Online at OLDPodcast.com Interested in advertising on the sh...2023-05-2910 min
Optimal Relationships Daily - Dating, Marriage and ParentingLearning How To Punish My Son by KumikoKumiko of The Budget Mom talks about learning how to punish her sonEpisode 1758: Learning How To Punish My Son by KumikoKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/learning-punish-son/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com...2023-05-1908 minOptimal Finance Daily - Financial Independence and Money Advice4 Smart Ways to Use Your Tax Refund by Kumiko of The Budget MomKumiko of The Budget Mom shares 4 smart ways to use your tax refundEpisode 2286: 4 Smart Ways to Use Your Tax Refund by Kumiko of The Budget MomKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/what-you-should-really-do-with-that-tax-refund/ Visit Me Online at OLDPodcast.com Interested in advertising on the sho...2023-04-2610 min
Inspired MoneyHow to Make a Budget That Works with Kumiko LoveEpisode 265: Kumiko Love, "The Budget Mom," shares how she took back control of her financial life by creating a budget and paying off $77,000 in debt in less than a year. Guest Biography Kumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment. She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has be...2023-03-0357 min
asanami roomGrief is the price we pay for love (English)Welcome back, English listeners, to asanami room! We are so sorry that we've been gone for a good 1... 2... 3 months 😅Today's episode may come as a shock to many of you.Our beloved father, Robert Clinton Butz II, died on January 9th, 2023 at 7:30 P.M. at just 65 years young. Many of his friends knew him as Casey, the man with the biggest heart in the world. He was a remarkable father, brother, husband, son, cousin, friend, and best of all, grandfather. He ALWAYS introduced himself to everyone by saying, “Hi, I’m Casey, and these are my t...2023-02-2244 min
Hurdle#HURDLEMOMENT: Essential Financial Tips For 2023 With 'The Budget Mom' Kumiko LoveMoney can feel a little awkward to talk about. But at the turn of a new year, it's a great time to take a step back and look at your finances. This week, I'm bringing Kumiko Love, AFC, better known to her massive social media following as "The Budget Mom," back on the show to give us her top tricks! Love talks me through her best-practice tips for better financial health, from tracking your spending and creating a budget to planning for retirement and maximizing your earning potential.
SOCIAL
@thebudgetmom
@emilyabbate
@hurdlepodcast
O...2023-02-0844 min
Optimal Parenting Daily[Part 2] Saving for College – What is a 529 Plan by KumikoKumiko of The Budget Mom tells you how to save for your or your children's education expenses by using a 529 Plan. This is part 2 of 2. Episode 147: [Part 2] Saving for College – What is a 529 Plan by KumikoKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/saving-for-college-what-is-a-529-plan/ Visit Me Online at OLD...2022-11-2711 minOptimal Parenting Daily[Part 1] Saving for College – What is a 529 Plan by KumikoKumiko of The Budget Mom tells you how to save for your or your children's education expenses by using a 529 Plan. This is part 1 of 2. Episode 146: [Part 1] Saving for College – What is a 529 Plan by KumikoKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/saving-for-college-what-is-a-529-plan/ Visit Me Online at OLD...2022-11-2610 min
English Learners Club(ELC)30【Etsuko】My younger sister KumikoMy younger sister is Kumiko.
She is a very unique and interesting person. Kumiko and my youngest sister Mieko were close in age. Mieko was very strong but Kumiko was born prematurely, so they grew up like twins. Kumiko wasn’t good at sports and even gave up learning to ride a bicycle because she had no sense of balance.
One time they were playing in front of our apartment and were almost hit by a car.
Mieko quickly jumped out of the way, but Kumiko was too slow and uncoordinated to dodge it...2022-11-1602 min
Marriage Kids and Money: Personal Finance for FamiliesBroke Single Mom to Mortgage Free Millionaire - w/ Kumiko Love (BEST OF MKM)Have you heard about the life-changing benefits of a Roth IRA for Kids?Dee from Kids Money Academy shares why a Roth IRA for Kids is so great and how to hire your kids in your business.Also, Crystina Cardozo from New Jersey shares how she became a half-millionaire by age 34! RESOURCES**Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsorsWebsite: Kumiko Love - The Budget Mom Book: My Money My Way by Kumiko LoveGUEST BIO - Kumiko Love:Kumiko Love is a si...2022-10-3132 min
Lance E. Lee Podcast from TokyoWHEN I FALL IN LOVE - Kumiko Saito - Lance E. Lee Podcast - Episode #189Kumiko Saito is passionate about her singing career and is working on releasing an album. Devastated by the tragic loss of her younger sister, Kumiko was consumed by the trauma and, for a while, dropped everything. When she finally found musical inspiration again, it felt like it was coming "from the universe." After college, Kumiko pursued fashion design at Esmod Japon. Her grandfather managed Golden Gessakai, a renowned Akasaka cabaret, in the 1960s and 1970s.2022-10-1833 min
Feature & a shortShirley Venard: The Railroad Lady, Kumiko, the Treasure HunterEpisode #36 - Shirley Venard is an incredible Minneapolis-based actress who uses her life experiences to embody a character. She’s kind, thoughtful, and a teacher. She loves to tell stories which is why we love her.Shirley brought Oscar-winning short movie The Railroad Lady (La Femme et la TGV). The first tale of a lonely woman in this pairing. Shirley looked at the great actresses of the 1900’s to find her short and her and Justin talk of Jane’s fake orgasm that made her famous.The feature Shirley chose is the Zellner Brother’s Kumiko...2022-10-1708 min
Optimal Health Daily - ARCHIVE 1 - Episodes 1-300 ONLY3 Things to Do Today to Feel Better About Your Finances by KumikoKumiko of The Budget Mom offers three tips for feeling better about your financial situation.Episode 1887: 3 Things to Do Today to Feel Better About Your Finances by KumikoKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/3-things-to-do-today-to-feel-better-about-your-finances/Visit Me Online at OLDPodcast.comInterested in advertising on th...2022-10-0211 min
SnackySays featuring Joddie TaylorMoney Books! Personal FinanceSHOW NOTE LINKS: https://joddie.substack.com/p/money-books-personal-finance-a90In this episode, I share personal finance books that I have read! One common thread in almost all of these books is financial independence. Have you read any of these personal finance books? Do you have any money books/personal finance resources that you love and recommend? Please let me know! THANK YOU (◍•ᴗ•◍)❤CASHING OUT BOOK TOUR - EEK! (This is my YouTube short from the DC stop of the Book Tour!)PERSONAL FINANCE BOOKS:1. Cashing Out by Julian and Kiersten Saunders 2. Eat Be...2022-07-2514 min
Real Money, Real ExpertsProviding Real Value in your Business with The Budget Mom, Kumiko Love, AFC®Download the transcript here.On this week’s episode, Mary and Rachael had the privilege to sit down with Accredited Financial Counselor®, Kumiko Love, more widely known as The Budget Mom. Kumiko is as authentic as they come. She openly shares her own money story, what led her to start The Budget Mom, and what she’s learned along the way. We dig into imposter syndrome, the power of community, the importance of niching down (spoiler alert: one person can’t help everyone), and setting boundaries.Miko offers excellent insights on grassroots marketing and reminds us that...2022-06-2139 min
The Money Love Podcast86: Your Money Your Way with Kumiko Love, The Budget MomDo you often feel like there is right way or a best way to do things when it comes to managing your money? Are you constantly trying out different budgeting strategies that don’t seem to work with your unique personality, goals, and lifestyle? If so, then you’re not going to want to miss this week’s episode of The Money Love Podcast with Kumiko Love, The Budget Mom. In this episode we discuss the entire cycle of budgeting and how to come up with a system and plan that works for you. We discuss finding your financial WHY, t...2022-05-3148 minOptimal Health Daily - ARCHIVE 1 - Episodes 1-300 ONLYThe True Cost of Waiting for What You Really Want by Kumiko of The Budget Mom on Living In The MomentKumiko of The Budget Mom talks about the true cost of waiting for what you really want.Episode 1743: The True Cost of Waiting for What You Really Want by Kumiko of The Budget Mom on Living In The MomentKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/the-true-cost-of-waiting-for-what-you-really-want/Visit M...2022-05-2910 min
Trending NorthwestEpisode 40: Living a Life of Abundance with Kumiko Love aka The Budget MomFrom stressed out single mom to international best selling author, Kumiko Love has "been there, done that" - and she wants to help you get from living a life of scarcity to a life of abundance. As The Budget Mom, Kumiko has helped thousands of people figure out their budgets and go from 'barely making ends meet' to living the lives of their dreams. We talk about what inspired her, her journey, plus what living a life of abundance means to her.
Huge thanks to our local sponsor, 1889 Salvage Co! Do you love vintage, from furniture to boo...2022-03-3046 min
This Is the AuthorS7 E11: Kumiko Love, Matt Paxton, and Dr. Mimi WinsbergS7 E11: In this episode, meet The Budget Mom founder Kumiko Love, downsizing expert Matt Paxton, and psychiatrist Dr. Mimi Winsberg. From improving personal financial health, to learning how to declutter, to decoding cryptic text messages, these authors are experts in helping others. Listen in to hear what motivated them to write their books, and what it was like for them to record their audiobooks.
My Money My Way by Kumiko Love: https://www.penguinrandomhouseaudio.com/book/676459/my-money-my-way/
Keep the Memories, Lose the Stuff by Matt Paxton: https://www.penguinrandomhouseaudio.com/book/676687/keep-the-memories-lose-the-stuff/
Speaking In Thumbs by Mimi Winsberg, M...2022-03-0111 min
More Money PodcastThe Evolution of The Budget Mom - Kumiko Love, The Budget MomThis week’s episode has a little bit of everything, including talking about budgeting, investing, and defining success on your own terms. Joining me on the show today is The Budget Mom aka Kumiko Love, whose new book My Money My Way: Taking Back Control of Your Financial Life is such a great read that is chock-full of practical finance tips. In 2015, Kumiko found herself in $77,000 worth of debt while making a yearly salary of only $24,000 as a single mom. She managed to pay off the debt in record time, while also sharing the journey on her blog, The Bud...2022-02-1654 min
The Marie Forleo Podcast292 - Take Control of Your Money with Kumiko LoveStressed about money? You’re not alone. In this episode, Kumiko Love (aka “The Budget Mom”) shares her expert tips to face your financial fears, take control of your money, and live a life you love…on a budget you can afford.2022-02-0840 min
Journey To LaunchFind Financial Fulfillment & Create a Financial Plan That Works With Kumiko Love, The Budget Mom Kumiko Love, The Budget Mom, joins the podcast a second time to discuss all things debt payoff, money mindset and her new book, My Money My Way: Taking Back Control of Your Financial Life. Kumiko began her debt free journey as a single mom making $24k a year. After trying every budgeting system on the market and facing a mountain of debt, she decided to create her own. The Budget By Paycheck Method was born, allowing her to pay off $77,000 in just 8 months. Kumiko has amassed an impressive following of over 2M devoted fans by b...2022-02-0246 min
Unlock This Ground-Breaking Full Audiobook And Feel The Difference.My Money My Way: Taking Back Control of Your Financial Life by Kumiko LovePlease visithttps://thebookvoice.com/podcasts/1/audiobook/525652to listen full audiobooks.
Title: My Money My Way: Taking Back Control of Your Financial Life
Author: Kumiko Love
Narrator: Kumiko Love
Format: Unabridged Audiobook
Length: 6 hours 43 minutes
Release date: February 1, 2022
Ratings: Ratings of Book: 5 of Total 3
Ratings of Narrator: 5 of Total 2
Genres: Accounting & Finance
Publisher's Summary:
Barnes and Nobles’ 2022 List of “Best Books that Help!' Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single...2022-02-016h 43Find Best-Selling Full Audiobooks in Business & Economics, Management & LeadershipMy Money My Way: Taking Back Control of Your Financial Life by Kumiko LovePlease visithttps://thebookvoice.com/podcasts/1/audiobook/525652to listen full audiobooks.
Title: My Money My Way: Taking Back Control of Your Financial Life
Author: Kumiko Love
Narrator: Kumiko Love
Format: Unabridged Audiobook
Length: 6 hours 43 minutes
Release date: February 1, 2022
Ratings: Ratings of Book: 5 of Total 3
Ratings of Narrator: 5 of Total 2
Genres: Management & Leadership
Publisher's Summary:
Barnes and Nobles’ 2022 List of “Best Books that Help!' Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single...2022-02-016h 43Download Top Full Audiobooks in Business & Economics, Accounting & FinanceMy Money My Way: Taking Back Control of Your Financial Life by Kumiko LovePlease visithttps://thebookvoice.com/podcasts/1/audiobook/525652to listen full audiobooks.
Title: My Money My Way: Taking Back Control of Your Financial Life
Author: Kumiko Love
Narrator: Kumiko Love
Format: Unabridged Audiobook
Length: 6 hours 43 minutes
Release date: February 1, 2022
Ratings: Ratings of Book: 5 of Total 3
Ratings of Narrator: 5 of Total 2
Genres: Accounting & Finance
Publisher's Summary:
Barnes and Nobles’ 2022 List of “Best Books that Help!' Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single...2022-02-016h 43
Hurdle#HURDLEMOMENT: Essential Financial Tips For 2022 With 'The Budget Mom' Kumiko LoveMoney can feel a little awkward to talk about. But at the turn of a new year, it's a great time to take a step back and look at your finances. This week, I'm bringing Kumiko Love, AFC, better known to her massive social media following as "The Budget Mom," back on the show to give us her top tricks! Love talks me through her best-practice tips for better financial health, from tracking your spending and creating a budget to planning for retirement and maximizing your earning potential. A huge congrats to her, as her new book My Money...2022-01-2644 min
How to MoneyTaking Back Control of Your Financial Life with Kumiko Love #457With all the craziness we’ve experienced in our world recently, whether that was because of school shutdowns or rising prices due to inflation, it’s tempting to believe that we’re no longer in the driver’s seat. But our guest today, Kumiko Love, who is also known as the Budget Mom, wants you to know that you have more control over your life than you realize. Her new book “My Money My Way” comes out next month, where she helps readers identify a uniquely personal plan that you’ll stick with, which will allow you to crush your money goa...2022-01-0352 min
Friends in Beauty PodcastEp. 60: Kumiko Ming - How Kumiko Ming, Business Woman + Owner of House of Uni, Is Creating Multiple Streams Of IncomeToday I welcome Kumiko Ming to the Friends in Beauty guest chair. Kumiko is a photographer, businesswoman, and the owner of House of Uni. Founded in 2014 Kumiko, a Caribbean woman, wanted something that would represent her culture. With almost 2 decades under her belt in the beauty and fashion industry she wanted to create products that embodied everything she loves; travel, Caribbean music and the unity of people. Starting right from her kitchen is where the Calypso Collection was born. Inspired by everything the Caribbean has to offer from the beautiful beaches and breathtaking scenery to the rhythmic reggae and...2021-05-191h 24
Trip On ThisEp #23 - Indigenous Prophecy of 5th World, Shamanism & Plant Medicine w/ Kumiko Hayashi & Jimmy PiaguajeI absolutely loved speaking with documentary filmmaker Kumiko Hayashi and indigenous filmmaker, Jimmy Piaguaje. For the last five years, Kumiko has been living with indigenous tribes in the Amazon creating a new documentary film called The Roots Awaken.
We talk about the indigenous prophecy of the Fifth World, we talk about shamanism, we discuss plant medicine, and we cover how westerners can help the indigenous. It's such a good ep!
Catch the trailer of The Roots Awaken today at https://www.therootsawaken.com/trailer for a little teaser of the film.
If you're...2021-05-1846 min
Hurdle#HURDLEMOMENT: Essential Financial Wellness Tips With 'The Budget Mom' Kumiko LoveMoney can feel a little awkward to talk about sometimes. So, I'm calling in the reinforcements! Just because Tax Day got the scoot from April 15 to May 17 doesn't mean we can't start talking $ now. This week for #HURDLEMOMENT, I'm chatting with Kumiko Love, AFC, better known to her massive social media following as "The Budget Mom." Love talks me through her best-practice tips for better financial health, from tracking your spending and creating a budget to planning for retirement and maximizing your earning potential. TRUST ME, this is one episode you don't want to miss.
SOCIAL
@t...2021-04-1438 min
CreAsian CollectiveKumiko Mendl - Artistic Director of New Earth Theatre UKMichelle chats to Kumiko Mendl, the Artistic Director of New Earth Theatre (previously Yellow Earth Theatre), which is to-date the longest running and leading British East and South East Asian (BESEA) theatre company.
Support #FilipinoFood4NHS. Find out more with New Earth Theatre’s Bayanihan with Love.2021-04-0323 min
Marriage Kids and Money: Personal Finance for FamiliesHow to Stick to a Budget - with Kumiko Love (The Budget Mom)Can't figure out how to stick to your budget and crush that debt? The Budget Mom, Kumiko Love tells us how to do just that.We first review how she eliminated $77k of debt in just 8 months and then went on to purchase her home for cash.After that, she shares 5 helpful tips for others who are looking to pay off their debt and achieve their financial freedom goals. RESOURCES**Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adch...2020-10-1232 min
Everyone's Talkin' MoneyGet A Life You Love On A Budget You Can Afford | Reboot with Kumiko Love
Raise your hand if you’ve ever said the words, “I don’t want to deal with my money right now?” Friend, I am right there with you. Especially in those seasons when I had debt or things just weren’t flowing like I’d hope they would be. The truth is, we all face different money seasons and challenges – absolutely no one is immune.You may know of our guest today in this reboot episode, Kumiko Love from the Budget Mom. She’s the real deal, paid off a ton of debt, and has some serious money advice to sh...2020-10-0934 min
The DreamNation Podcast With Casanova BrooksDN134 - Kumiko Love: How To Budget For SuccessKumiko Love graduated with a finance and accounting degree and minored in economics as well. However, her financial background did not make her good with her own finances. In fact, she described herself as horrible with her own money. She felt embarrassed working in a financial firm, advising other people on how to handle their finances when it is her who do not have a grip of hers. Her $800 per month student loan weighed her down. When she give birth to a beautiful baby boy, that’s when her life turned around. She knew she should do better. She kn...2020-09-2458 min
Journey To LaunchReaching Financial Independence, Buying her Dream Home in Cash & Amassing a $2 Million Portfolio w/ Teri IjeomaTeri Ijeoma was an assistant principal who started trading in the stock market to make extra income. Her goal was to make $300 a day to replace her salary. Today, Teri trades, travels, and has made over $100,000 a day trading in quarantine! In this week’s episode check out what Teri has been able to accomplish since her last appearance on the podcast. We are talking about how Teri achieved financial independence, bought her dream home with cash, and helped her students earn $1,000 a day trading too. If you want to learn more about trading and want...2020-09-0943 min
So Money with Farnoosh Torabi1086: The Budget Mom on How to Erase $80,000 of Debt in Eight MonthsIf you’ve ever felt like budgeting just doesn’t work for you, my guest Kumiko Love can relate. Frustrated by traditional budgeting methods, she created her own technique to pay off almost $80,000 of debt in eight months. And this technique helped launch her business, The Budget Mom.
A few years ago Kumiko was struggling to pay down her debt. As a single mom, she knew that she needed to get out of the cycle of making minimum debt payments each month, but she had tried and failed to stick to a budget numerous times. So, she created a method that...2020-08-2430 min
Journey To LaunchHow To Live A Life You Love & Can Afford w/ Kumiko LoveKumiko Love graduated with a degree in finance but didn’t learn anything about personal finances in school. After her divorce, Kumiko was a single mom, $77,000 in debt, and determined to get her finances in order. What started as a community for her to share her financial journey, has grown into The Budget Mom (TBM). Kumiko’s platform, TBM, is now her full-time business where she provides practical, fun budgeting methods and techniques to thousands of women all around the world. She has helped women take control of their finances, pay off debt, save more money, and build...2020-08-1253 min
Make Me Known with Heather AdamsS1E16. Financial Security During a Pandemic and Teaching Kids About Money Management with The Budget Mom’s Kumiko LoveToday, Heather sits down with one of our beloved clients, Kumiko Love, to talk all things finances! Kumiko, also known as The Budget Mom, is an Accredited Financial Counselor and single mom who paid off $77,000 in debt across eight months. She now shares her personal journey, the tools she used to pay off debt, and money-saving strategies with millions of followers online, all with one goal: to empower women everywhere to regain control of their financial lives. Heather and Kumiko talk about sustaining a budget during a pandemic, prioritizing savings during uncertain times, giving ourselves grace, teaching kids about...2020-08-1054 min
This Intentional Life with Heather AdamsFinancial Security During a Pandemic and Teaching Kids About Money Management with The Budget Mom’s Kumiko LoveToday, Heather sits down with one of our beloved clients, Kumiko Love, to talk all things finances! Kumiko, also known as The Budget Mom, is an Accredited Financial Counselor and single mom who paid off $77,000 in debt across eight months. She now shares her personal journey, the tools she used to pay off debt, and money-saving strategies with millions of followers online, all with one goal: to empower women everywhere to regain control of their financial lives. Heather and Kumiko talk about sustaining a budget during a pandemic, prioritizing savings during uncertain times, giving ourselves grace, teaching kids about...2020-08-1000 min