Shows
SeedTime with Bob and Linda LotichWhat EVERY Christian Parent Wishes They Could Do One More TimeIn this tender, emotional episode, Bob and Linda open up about a simple idea that completely reframed how they parent: the "$50,000 Moment." It started with a story Bob read — one so moving he couldn't finish it without crying — about a dad who imagined paying $50,000 to relive a single bedtime with his 10-year-old. That thought experiment changed him, and now it's changing the Lotich household too. If you're a parent (or even if you aren't), this episode will recalibrate how you see the people in your life and remind you of the beauty tucked into ordinary days...
2025-11-2215 min
Living Easy with Lindsey163 | How to Handle Your Money Like It Actually Belongs to God with Bob and Linda LotichIn this episode, Lindsey and Jesse Maestas sit down with Bob and Linda Lotich, authors of Simple Money, Rich Life, to talk about what it truly means to see your money as God's money—and how that perspective can completely change the way you live, give, and plan for the future. Bob and Linda share how they started as a couple earning minimum wage and dreamed of giving away millions of dollars—and how God helped them make that happen. Together, they unpack the power of generosity, the pitfalls of "YOLO" spending, and how to build...
2025-10-1451 min![Faith & Money for Couples | Budgeting, Debt Freedom, Money Stewardship | Christian Podcast [The Jolie Harris Show]](https://d3t3ozftmdmh3i.cloudfront.net/staging/podcast_uploaded_episode/44726812/2eb1372394465c69.jpg)
Faith & Money for Couples | Budgeting, Debt Freedom, Money Stewardship | Christian Podcast [The Jolie Harris Show]Setting Priorities & Boundaries as a Couple w/ Bob & Linda Lotich (SeedTime Money)Send me a text! (I might answer you in an episode)Balancing faith, family, and business can feel like a challenge. In this interview, Bob & Linda Lotich from SeedTime Money dive into practical strategies for prioritizing what matters, setting boundaries, and scheduling our lives in a way that honors God's leading. Bob and Linda also share how they trusted God in their business, even when it meant going against conventional wisdom, and how that obedience led to unexpected blessings. Mentioned in the Episode:Money Anxiety & Your Thought Life: 5 Days to...
2025-10-0226 min![Faith & Money for Couples | Budgeting, Debt Freedom, Money Stewardship | Christian Podcast [The Jolie Harris Show]](https://d3t3ozftmdmh3i.cloudfront.net/staging/podcast_uploaded_episode/44726812/cb29d5dc6daf66ba.jpg)
Faith & Money for Couples | Budgeting, Debt Freedom, Money Stewardship | Christian Podcast [The Jolie Harris Show]The Unexpected Blessing of a Layoff w/ Bob & Linda LotichSend me a text! (I might answer you in an episode)When hard times hit, we can trust that God has a plan! That is the story of Bob and Linda Lotich - finance experts who started their business during a financial crisis. Today you’ll hear their remarkable journey of faith and how God used job loss to help them jumpstart their business.Mentioned in the Episode:Money Anxiety & Your Thought Life: 5 Days to PeaceConnect with Bob & Linda:SeedTime Mo...
2025-09-1620 min
The Living Marriages Podcast | Effective Communication, Intimacy, Healthy Habits, Christian Counseling, Christian Parenting061 | Money Trouble? (Part 2) A Key Mindset Shift for Financial Freedom with Bob and Linda LotichIn this second part of our conversation with Bob and Linda Lotich of Seedtime.com, we get practical. (Please check out the first part of our conversation in ep. 59 if you haven't already.)
One of the key mindset shifts Bob and Linda teach to gain financial freedom is to move away from valuing our "Net Worth" towards stewarding "Assets Under Management." This shift will affect everything from how we budget to how generous we can be, all while growing closer to God and one another in our marriage.
About Bob and Linda + Resources
B...
2025-09-0927 minThe Living Marriages Podcast | Effective Communication, Intimacy, Healthy Habits, Christian Counseling, Christian Parenting059 | Money Trouble? (Part 1) God's Wisdom For Your Finances with Bob and Linda LotichWe are so incredibly excited and honoured to welcome two Spirit-led guests who we've looked up to for years in the areas of finance and marriage: Bob and Linda Lotich of Seedtime.
As Bob and Linda sought out God's wisdom for their finances and obeyed him, he moved them from beginning their marriage with crushing debt to giving away $1 million by the time they were 40 with incredible joy.
Join us for Part One of this incredible conversation as we hear Bob and Linda's story along with God's invitation to his find financial wisdom and freedom...
2025-09-0228 minSeedTime with Bob and Linda LotichChatGPT says these 10 money wasters are keeping you brokeThis episode was eye-opening. I asked ChatGPT what keeps everyday Americans broke—and some of the answers hit way too close to home. Linda and I went through the list together and realized that many of us are quietly wasting thousands of dollars every single year without even realizing it. In this episode, we break down 10 money wasters that sneak into your life: If you take just one or two of these seriously, you could literally save hundreds of thousands of dollars over the next decade. Resources Mentioned in this...
2025-08-3029 min
Thrive Through the FireEpisode 19: Inviting God Into Your Finances with Bob and Linda LotichIn this episode, I sit down with Bob and Linda Lotich, authors of Simple Money, Rich Life, to talk about something so many of us struggle with: money. But we don’t just talk dollars and cents. We talk about faith. About trusting God when your bank account is empty. About surrendering control when things feel impossible. And about what happens when we invite God into every area of our finances.Bob shares his powerful testimony of hitting financial rock bottom and how that desperation led him to cry out to God, and hear Him clearly. Linda op...
2025-08-0458 minSeedTime with Bob and Linda LotichMy mom just went to heaven 🥺 (5 things I learned that might help you)What if the hardest thing you're walking through right now is actually where God is working the most - even when you can't see it? A few months ago everything was normal in our family. Linda's mom cooked a full Thanksgiving dinner, we all gathered around the table, and life felt predictable. But two weeks later everything changed forever when she got diagnosed with a tumor and went to heaven just four months after that. And here's what I discovered - while you're focused on what's not happening, you're missing what God is actually doing...
2025-08-0234 minSeedTime with Bob and Linda Lotich(2/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: What Jesus actually said about moneyIn Part 2 of our "The prosperity gospel, the poverty gospel, and the truth most Christians miss" series, we dive into some of Jesus' most controversial teachings on wealth. You've heard "sell everything," "camel through the eye of a needle," and "blessed are the poor," but what if we've been misunderstanding who He was talking to and why? In this episode, we unpack: Why Jesus told the rich young ruler to sell everything—and why He didn't tell Zacchaeus the same thing. The real reason wealth can be dangerous (it's not what you think). Why Joseph of Arim...
2025-06-2125 minSeedTime with Bob and Linda Lotich🤖 33 Ways We're Actually Using AI in Real Life (Not Just Theory)In this episode, we answer YOUR questions about how we're using AI—personally, spiritually, and professionally. We're not here to debate whether AI is "good" or "evil." We're here to share how we're using it practically—as a business tool, a parenting helper, a writing assistant, a garden coach, and even a wardrobe consultant. And yep, Linda's officially a soft summer. We get into the nitty gritty: The custom GPT we built for flipping items on eBay The podcast producer GPT that writes our show notes How AI helps with...
2025-06-0744 min
StRest with Kerstin LindquistTrust Over Balance Sheets — Bob & Linda Lotich on Finding True Financial FreedomThis is StRest! In this episode, Kerstin Lindquist welcomes Bob and Linda Lotich—authors of Simple Money, Rich Life, hosts of the SeedTime Money Podcast, and creators of church‑based money courses. The Lotichs share candid stories of crushing debt, radical generosity (giving Bob’s age as a percentage of income), paying off their mortgage in nine months, and taking month‑long sabbaticals while their business grew. They unpack why “true financial freedom” is peace in any circumstance, not a magic dollar figure, and how listening prayer plus practical action can break money stress.
From the “Never 100 Rule” (never spend 100 % of...
2025-06-061h 12SeedTime with Bob and Linda LotichThe biblical 'wealth transfer' myth debunked in 10 minutesYou know that verse in Proverbs that says "the wealth of the wicked is stored up for the righteous"? Yeah… we need to talk about that. For years, I heard people quoting it like a divine scratch-off ticket. Sit back, wait long enough, and eventually, poof - someone else's riches end up in your account. But what if that's not what the Bible is saying at all? 💡 In this quick but powerful episode, we break down: What Proverbs 13:22 actually means (and why most people are getting it totally wrong) Why this isn't about...
2025-04-1210 min
Marriage After God - Biblical advice, practical tips, and inspiring stories to strengthen your relationship and deepen your spiritual connectionFrom Financial Mess to Miracles - Interview with Bob & Linda LotichIn today's episode of the Marriage After God podcast, Aaron interviews Bob and Linda Lotich, founders of Seed Time and authors of "Simple Money Rich Life," who vulnerably share their journey from financial chaos to Kingdom-focused stewardship. Through their story, they reveal how God transformed not just their finances, but their marriage and ministry.In this wisdom-filled conversation, we explore:How God turned their financial mess into a ministry that's helping thousandsWhy unity in financial decisions strengthens marriage relationshipsThe surprising way God challenges us to give even while paying off debtHow fear and impatience can lead...
2024-12-121h 04
SeedTime with Bob and Linda Lotich(💸35/40) The Hidden Money Hack: How to Afford Your Dreams By Spending Less on Things You Don't Actually Care AboutEver feel like your dreams are slipping away because you "can't afford them"? We're about to flip everything you think you know about affording what you love. In this episode, we reveal the counter-intuitive truth about funding your passion projects and bucket list goals - without earning a single dollar more than you do right now. You'll discover how a wannabe pilot unlocked his childhood dream through one simple spending shift, and how you can use the same principle to transform your financial reality. Here's what you'll learn: The "Priority Stack"...
2024-11-3018 min
SeedTime with Bob and Linda Lotich(💸34/40) Stop Climbing Trees If You Were Born to Swim: A Revolutionary Approach to Discovering Your True CallingWhat if everything you've been taught about success is actually holding you back from what you were created to do? In this game-changing episode, we dive deep into why Einstein believed we've been measuring human potential all wrong—and how this massive misconception might be the very thing keeping you from discovering your true calling. Here's what you'll learn: Why traditional markers of success (SAT scores, job titles, net worth) are often misleading indicators of your true potential The profound truth about why some people make everything look effortless (while others st...
2024-11-2328 min
SeedTime with Bob and Linda Lotich(💸33/40)The 50/50 Rule: How To Turn Every Raise Into Both Wealth and Impact Without Feeling the PinchThe most dangerous financial trap isn't overspending. It's comfortable compromise. After years of telling ourselves "I'll give more when I get my next raise," we discovered a profound truth: Without a system, good intentions evaporate into lifestyle inflation. But through this simple rule, we found a way to increase both our giving AND our financial freedom—without feeling the sacrifice. In this episode, we share: The "50-50 Rule" that transformed our approach to raises and windfalls Why financial "peace" might actually be sabotaging your spiritual growth The fascinating story of...
2024-11-1625 min
SeedTime with Bob and Linda Lotich(💸31/40) The 2-Word Money Secret Wealthy People Know (That Took Me 20 Years to Learn)20 years ago, I read a single book that transformed how I think about money forever. Inside was a 2-word phrase that has driven nearly every financial decision I've made since. Here's the truth: Most people make financial decisions based on immediate gratification. They buy new cars, upgrade their gadgets, and focus on short-term pleasure while neglecting long-term wealth building. But the wealthy think differently. 🔎In this episode, we reveal: The powerful mindset shift that changed everything for us Why my millionaire mentor drove a 10-year-old car (while I had a brand new...
2024-11-0226 min
SeedTime with Bob and Linda Lotich(💸20/40)The 100X Giving Secret & Why Giving Away Money is Harder Than Making ItEver wondered if your donations are actually making a difference? We've got news for you: Your next charitable gift could be 100 times more effective than your last. No, that's not a typo. 100 times. In this episode, we're peeling back the curtain on the world of effective giving. We're challenging common assumptions, diving into cutting-edge research, and handing you the keys to becoming a giving superhero. Here's what you're going to discover: The shocking truth about charity effectiveness (and why some of your donations might be going to...
2024-08-1740 min
SeedTime with Bob and Linda Lotich(💸19/40) The Counterintuitive Math Behind Early Retirement That Schools Don't TeachToday, we're diving deep into the counterintuitive math behind early retirement - the kind of stuff they don't teach you in school. You'll discover: Why your paycheck size matters less than you think (Sorry, LeBron!) The shocking truth about how a 1% change in your habits could dramatically accelerate your financial goals A biblical money hack that's been hiding in plain sight for thousands of years But here's the kicker: This isn't just theory. We break down real-world examples and show you exactly how to calculate your own number. By...
2024-08-1027 min
Rich MartinThe Rich Martin Podcast | Episode 38-Navigating Finances & Faith A Deep Dive with Bob & Linda LotichNavigating Finances and Faith: A Deep Dive with Bob and Linda Lotich
In this episode of the Rich Martin Podcast, host Rich Martin interviews Bob and Linda Lotich, founders of Seed Time Ministry (www.seedtime.com), which helps individuals and churches globally manage money with a Christian perspective. They discuss the importance of viewing money through a biblical lens, teaching financial stewardship, and the impact of integrating God into financial decisions. Highlighting practical methods and transformative insights, the conversation touches on tithing, charitable giving, and achieving financial freedom while maintaining a heart for God. The Lotichs share...
2024-03-1839 min
Spiritual Brain Surgery with Dr. Lee WarrenUsing Your Gifts in a Godly Way: Bob and Linda Lotich on Kingdom FinancesMoney and Finances Can Be a Constant Source of StressBob and Linda Lotich are here today to talk about a different way to live, and they have a unique and surprising story. Bob Lotich found himself at his breaking point in his early 20’s overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name. After crying out to God for wisdom and discovering a simpler (and far more effective) approach to money, he reached a level of financial freedom he never dreamed possible: having a paid-off house by age 31 and even rea...
2024-03-1253 minSeedTime with Bob and Linda LotichThis is why SeedTime exists (and our 40 year goal)Today we're excited to dive into the heart of why SeedTime exists and share our 40-year vision with you. 🔍 Key Topics & Questions Covered Clarifying the SeedTime Mission: Understanding the 'why' behind our brand and its evolving journey. Personal Reflections: How Bob and Linda's 18-year journey has shaped SeedTime's vision. The SeedTime Credo: A powerful statement reflecting our goal of inviting God into our finances. The Impact of Christian Generosity: Discussing the potential cultural and societal changes when Christians become the most generous faith group. Redefining Cul...
2024-02-2124 min![Faith & Money for Couples | Budgeting, Debt Freedom, Money Stewardship | Christian Podcast [The Jolie Harris Show]](https://d3t3ozftmdmh3i.cloudfront.net/staging/podcast_uploaded_episode/44726812/1958462da70d9d36.jpg)
Faith & Money for Couples | Budgeting, Debt Freedom, Money Stewardship | Christian Podcast [The Jolie Harris Show]Trusting God In The Trenches: From Job Loss To Multiple 6-Figures & Beyond w/ Bob & Linda LotichSend me a text! (I might answer you in an episode)Living paycheck to paycheck can make entrepreneurial success seem out of reach. But for Bob and Linda Lotich, it was the perfect situation for God to do the impossible and get glory from it!In this interview, I sat down with the founders of the award-winning blog, Seedtime.com, and co-hosts of the SeedTime Money podcast to talk about their remarkable journey of faith and success in business that started with one simple but scary act of obedience.You'll...
2024-02-1946 min
The BetterLife Podcast#48: Bob & Linda LotichBob and Linda Lotich are authors and personal finance teachers whose work has reached 15 million people over 15+ years.In this episode, they tell the story of rebuilding their own "financial house of cards" in their 20s, how simplicity helps you build wealth, talking about money with your spouse, spenders vs. savers in marriages, and how they became the go-to financial voice for Christians worldwide.They also talk about:- What the Bible really says about money- Their #1 tip for avoiding "money marriage fights"- Their approach to debt and why they...
2024-02-051h 31The BetterLife Podcast#48: Bob & Linda LotichBob and Linda Lotich are authors and personal finance teachers whose work has reached 15 million people over 15+ years.In this episode, they tell the story of rebuilding their own "financial house of cards" in their 20s, how simplicity helps you build wealth, talking about money with your spouse, spenders vs. savers in marriages, and how they became the go-to financial voice for Christians worldwide.They also talk about:- What the Bible really says about money- Their #1 tip for avoiding "money marriage fights"- Their approach to debt and why they...
2024-02-051h 31
Let's Unpack That with Alex & Grace | Christian Life Coaching, Faith, Marriage & ParentingFrom $7 To Giving AWAY $1 MILLION: TRUE Financial Freedom with Bob & Linda Lotich (SeedTime Money) | Ep. 40Bob Lotich found himself at his breaking point in his early 20’s overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name.After crying out to God for wisdom and discovering a simple Biblically-inspired formula, he reached a level of financial freedom he never dreamed possible: having a paid-off house by age 31 and even reaching a personal goal of giving $1 million AWAY by age 40. Today, we're excited to share this "rich" conversation on the intersection of faith and finances - and seeing the "impossible" become reality - with Bob and Linda Lotich: the po...
2024-01-0851 minSeedTime with Bob and Linda LotichDoes God care more about paying off debt than ending child abuse?Hey friends, I recently shared how God helped Linda and me pay off our mortgage in just 9 months, and while hundreds of commenters were thrilled at what God did, some questioned the intentions or priorities behind it. If you've ever wondered why God would answer "superficial" prayers over what might seem like more critical issues, this episode is a must-listen for you. 🎙 What We're Covering: Why Would God Help with "Selfish Prayers"? Addressing the doubts and concerns raised about why God would help someone pay off debt rather than solve world hung...
2023-10-2518 minSeedTime with Bob and Linda LotichMy exact strategy I use to learn about money (and everything else)In this episode we are chatting about the strategies and techniques I use for effective learning. I truly believe that the art of learning is one of the most powerful tools God has given us, and I want to share the process that has been helping me in case you find it valuable as well! If you're looking to expand your knowledge, solve specific problems, or even just become better at what you do, this episode is for you! Here's what we covered: My personal love for learning (spoiler: it's like...
2023-10-1128 minSeedTime with Bob and Linda Lotich10 things only our closest friends know about us...We recently took a road trip and recorded this episode from our phone at a rest-stop. But, if you want to know get to know us a bit better, this episode will give you a peek into who Bob & Linda are! Enjoy! Watch this episode on our SeedTime Money Podcast YouTube channel(https://youtube.com/live/bh3Qnv5LO1c)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the...
2023-08-2112 min
Called to Lead - Network Marketing | Scale Without Social Media | Christian Leadership | Social Selling Strategy088 | Ask the Expert: How to Earn All You Can by Listening to the Lord with Simple Money, Rich Life Authors + SeedTime Podcast Hosts Bob + Linda LotichThis week Heather interviews Bob and Linda Lotich from the Seedtime Podcast and Authors of "Simple Money Rich Life." Join them as they share biblical wisdom about finances and share their time-tested principles of giving all you can, saving all you can, earn all you can, and enjoying it all. Hear their amazing story and some of the awesome things God has done in and through Bob and Linda's life.
Episode Highlights:・Taking natural action isn't bad, but be sure to allow God to bring in the supernatural ・Acknolwedge the source of everything in your life...
2023-08-0436 min
The Fully Known Podcast#32 How to have True Financial Freedom! INTERVIEW: w/ Bob and Linda Lotich Seedtime Money Podcast
Today we Interview Bob and Linda Lotich from the Seedtime Money Podcast and Seedtime.com! To date we have payed off over $5000 of debt in the last 3 months, and learned how to communicate about money in a healthier way with each other by simply applying the principals we have learned in the Seedtime True Financial Freedom Class.Bob and Linda Lotich have spent the last 15 years helping millions discover true financial freedom with their award-winning blog SeedTime.com and SeedTime Money podcast. Unlike most financial experts, they lead with grace over judgement and focus on creating hope while washing...
2023-07-0355 minSeedTime with Bob and Linda LotichSeedTime NEVER should have happened...this is how it all began 16 years agoGuess what? SeedTime just turned sweet 16 today! 🎉 (Psst… we've got some cool gifts and bonuses for you today!) It's been a crazy ride these past 16 years, hasn't it? I mean, by God's remarkable grace, we've had the chance to connect with over 55 million folks through our website, the SeedTime Money Podcast, and our YouTube channels. Can you believe that!? And then we've seen more than 9,200 students pass through our courses https://seedtime.com/u and nearly 20k copies of Simple Money, Rich Life https://seedtime.com/smrl have found new homes.
2023-06-111h 01SeedTime with Bob and Linda LotichThe money secret I have been hiding from BobThis ought to be a fun one in which other married couples can relate to. Have you ever felt out of sync when it comes to your finances and budgeting? But what if there's a crack in the budget? We invite you to our conversation where Linda shares this "money secret" that she's been hiding from Bob. Let us know if you can relate… 🔑 Key Topics Covered: We've tested out several budgeting methods Previous budgeting methods just didn't work for us and it would lead to confusion and oversp...
2023-05-2413 min
WOVE Inspiration - People With a Story, Giving God the Glory!From Financially Struggling To Giving Away Millions with guest Linda Lotich of SeedTime Money Podcast!Are you struggling to make ends meet? Are the arguments with your spouse always about money? Linda Lotich is an expert in helping you save, give, and manage your money the way God intended. Not only does Linda share tips on ways to live on a budget and still buy what you desire, but also offers wisdom on how she and her husband Bob overcame money being a constant point of tension in their marriage. Bob and Linda are the hosts of the SeedTime Money Podcast. Bob is the author of the book, Simple Money, Rich Life, the Founder...
2023-01-2533 minSeedTime with Bob and Linda LotichHow we gave away $1,000,000When Linda and I tied the knot, we set a goal for ourselves: to give away as much money as possible. We knew that with God's help, anything is possible. Even though we didn't have much to begin with, by His grace we managed to give away a $1 million by the time we hit 40. None of this would have been possible without God's grace. And the only way we were able to keep track of our progress was by monitoring what we call our 'Net Given' - it's a number that's crucial to keep an eye on...
2023-01-1412 minSeedTime with Bob and Linda Lotich(Devo) Get wisdom!As we begin a new year, Linda and I are making 2023 the "Year of Wisdom." Because now feels like a great time to begin growing in wisdom…and we need it more than ever. Links Mentioned: DM us on Instagram - @SeedTime- https://instagram.com/seedtime These are a few of the topics we cover: How to invite God into finding your focus How to change how others perceive you What you can do daily to unlock the treasures of true knowledge Why Larry Bird was mocked by his teammates Why the Bible...
2023-01-0622 minSeedTime with Bob and Linda LotichBusiness focus hack I am trying for myself (and Linda is trying as a mom)The mindset between a business owner and an employee is very different. Both have pros and both have cons. Having been both (and now being a business owner) I've discovered that by tapping into my employee mindset, I can get focused on some things in a way that I hadn't thought of. Hopefully, this helps you! Links Mentioned: Simple Money, Rich Life -https://seedtime.com/smrl SeedTime's Bible reading plans on YouVersion - https://seedtime.com/youversion These are a few of the topics we cover: The problem with weari...
2023-01-0109 minSeedTime with Bob and Linda LotichFundrise Update: This just made me want to invest MORE with themI just logged into my Fundrise account to see how much I was down now that we are unarguably in a recession, and I was blown away to see that even in the recession the Fundrise returns are WAY better than the S&P 500 this year. And then when you look at the Fundrise vs Reit returns you see the same thing - Fundrise is just crushing it right now. Links Mentioned Get started with Fundrise with as little as $10: https://seedtime.com/2/fundrise.php Get entered into our $1,000 giveaway: https://seedtime.com...
2022-11-2608 minSeedTime with Bob and Linda LotichA 4-part framework to casting your financial cares on the LordToday we are looking at a Biblical 4-part framework you can use today to begin casting your financial cares (or really any cares) on the Lord. We need to remember that the Lord is our strength and he cares for us. So if you need encouragement, especially in your financial situation, you've come to the right place! Links Mentioned: ● Simple Money Rich Life - https://seedtime.com/smrl ● Secrets to Powerful Prayer by Lynne Hammond and Patsy Camenteti - https://www.amazon.com/Secrets-Powerful-Prayer-HAMMOND-LYNNE/dp/157399300X/ (Please note: links mentioned may be affili...
2022-11-1921 minSeedTime with Bob and Linda LotichI bought a pair of Burberry sunglasses - and this is whyI (Bob) never imagined I would own anything from Burberry, but thanks to Linda I now own a pair - and this is why. Links Mentioned: Find us on Instagram: @seedtime - https://instagram.com/seedtime Our Book: Simple Money, Rich Life - https://seedtime.com/smrl/ Feedom Company - https://freedomcompany.co/ These are a few of the topics we cover: Minimalism and your closet Value vs. cost Attractiveness of items on sale Find out more at: https://seedtime.com/ If you haven't checked out our bes...
2022-09-2822 min
She Lives Fearless Podcast: Embracing the Unknown (Season 2025)Season Eleven: Simple Money, Rich Life with Bob and Linda Lotich In this week's episode on the She Lives Fearless Podcast, Hosts Holly Newton and Dina Gonsar chat with Bob and Linda Lotich - authors of Simple Money, Rich Life.Once they combined their financial messes, Bob and Linda spent the next couple years paying off their $46k of debt in their first years of marriage.Then at age 31 they began “giving their age” as a percentage of their income (31% at the time) and increasing each year. While this should have slowed their progress towards their goal of paying off their mortgage, they...
2022-09-1330 minSeedTime with Bob and Linda Lotich36% of people making $250k/yr are living paycheck to paycheckI read this really interesting article today. You're not gonna believe this. I was pretty surprised by it, but it says that 36% of Americans making $250,000 a year are living paycheck to paycheck. That is shocking. So, Linda and I are going to break this down at what we've identified from the opportunities we had to talk to thousands of students now. Links Mentioned: Bloomberg Article Real Money Method (our budgeting course) - https://www.bloomberg.com/news/articles/2022-06-01/a-third-of-americans-making-250-000-say-costs-eat-entire-salary http://www.seedtime.com/rmm Simple Money, Rich Life (our book) - https://seed...
2022-08-1309 min
The Messenger Movement: Faith, Leadership and Kindgom Business$7 to 7-figures: Seed, Time, and Harvest with Bob and Linda LotichYou are going to be amazed by what seed time means to Bob and Linda Lotich, and how they are living a Simple Money Rich Life concept Bob wrote a book about. They live it, and they’re also breathing it with their 21 day Kickstart to Stress-Free Money Management, They also have a podcast, Seedtime Money that you’ve gotta tune in and more importantly.I love their testimony, and it took the entire show for them to share it because I kept interjecting with questions. Imagine that - me talking - no way! But really Bob and...
2022-07-261h 03
Living On MissionEpisode 44: "Simple Money, Rich Life" with Bob and Linda LotichMoney is SUCH a sensitive topic... I know. But it's also something that can either wreak havoc on our lives and relationships, or we can choose to invite God into our finances and steward it in a way that brings JOY and PEACE! That's what I LOVE about today's guests! Bob and Linda Lotich are on the front lines of encouraging us to STEWARD what God has given us with boldness, courage and conviction, but they do it in a way that is FUN and DOABLE! Listen in today as they share their s...
2022-07-1131 minSeedTime with Bob and Linda LotichBehind the scenes of the book creation (AMA with Bob & Linda)Today we have a little bit of a special for you. One of the bonuses that we offered to anyone who pre-ordered our book: "Simple Money, Rich Life" was able to attend an exclusive AMA with Linda and I. Where we went behind the scenes with: the book creation process, some of the challenges and obstacles we overcame, how we landed on the title and how all these pieces came together. And a lot of what we learned in the process. It's super long, like an hour and 40 minutes long. So if you're on a road trip and you...
2022-07-061h 41SeedTime with Bob and Linda Lotich5 things to remember when your 401k/investments are dropping like a rockThe stock market has been dropping and a lot of people are freaking out. In this episode Bob & Linda are chatting about 5 important things to do when this happens. Find out more at https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You...
2022-05-2323 min
SeedTime with Bob and Linda LotichIf you feel stuck or passed over, listen to this…Today I want to share a story of my biggest career failure in hopes that it might encourage you if you feel stuck, passed over, or in a hopeless situation. Know that there is hope and God has a plan for what you have to offer the world! Join Linda and I as we share with you our story. Link Mentioned: Our Book: Simple Money, Rich Life - https://seedtime.com/smrl (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
2022-05-2322 min
Crystal Paine Show170. Making Sabbath Rest a Priority (with Bob & Linda Lotich)“Start where you are.” Such a short statement but it has such a huge impact. In this episode of The Crystal Paine Show, Bob and Linda Lotich, authors of their new book Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact, talk about how they’ve made Sabbath a priority in their home and lives and how to just start where you are. In this age of busyness when we all have a lot on our plates, is Sabbath rest even possible? If so, what would that look like? We delve...
2022-05-1732 min
SeedTime with Bob and Linda Lotich10 items to cut from your budget to save $500/monthLinda and I share 10 different things that you might be able to cut to save up to $500 a month! Plus we threw in a few extras at the end that could save you much more. And find out one of our favorite impulse purchases that we've made recently. It may or may not change your life. Links Mentioned: Article mentioned - https://rachelkgunc.medium.com/the-10-items-i-cut-from-my-budget-to-save-an-additional-five-hundred-bucks-a-month-7a3073e97bae The 5 best and worst car insurance companies as rated by consumers - https://seedtime.com/the-5-best-and-worst-car-insurance-companies-as-rated-by-consumers BillCutterz - https://billcutterz.com Our Book: Simple M...
2022-05-0922 min
SeedTime with Bob and Linda Lotich5 lessons from a secretary who invested her way to $7.2 millionThere's a really interesting story that I came across about a woman who was a lifetime secretary for 43 years and she invested her way to 7.2 million dollars! Which I think is really cool. Because it proves this thing that we are constantly trying to hammer home: you don't need a high income in order to have a high AUM (assets under management), or net worth. Linda and I are going to discuss the 5 lessons to take away from her investing story. Links Mentioned: Article link https://westwoodgroup.com/insight/the-curious-case-of-grace-groner Our 10X Investing Course...
2022-04-2516 min
SeedTime with Bob and Linda Lotich4 steps we are taking with the record-breaking inflation right nowAccording to the latest CPI figures inflation rates are at the highest they have been since 1982 at 8.5%. In this episode Bob and Linda look at some everyday items that have increased in price by 10-40% just in the last year. And then, most importantly, we talk about 4 things we are doing to fight back against the current inflation we are all dealing with. Links Mentioned: Inflation rates article - https://www.cnbc.com/2022/03/10/cpi-inflation-february-2022-.html Seedtime's email list (sign up) - https://seedtime.com/subscribe Gas savings app: Get Upside - https://app.get...
2022-04-2219 min
IMbetween Podcast on Marriage, Parenting, Faith, and Everything In BetweenFinances Are Killing My Marriage. What Do I Do? with Bob and Linda LotichWith the rising costs of gas, groceries, and pretty much everything in life, are you feeling the financial strain like we are? In Episode 156, we’re so thankful to be talking with the founders of SeedTime money, Bob and Linda Lotich. They answer the tough question, "Finances are killing my marriage. What do I do?"Bob and Linda Lotich have spent the last 15 years helping millions discover true financial freedom with their award-winning blog SeedTime.com and SeedTime Money podcast.Unlike most financial experts, they lead with grace over judgement and focus on cr...
2022-04-1243 min
SeedTime with Bob and Linda Lotich10 things about money I wish I would have learned earlierToday we are talking about 10 money lessons that I wish I would have learned when I was young. I probably still need to learn some of these money lessons, as we're all a work in progress. There's a lot of good points here that Linda and I want to share with you. Whether you are young, whether you're old, or if you have a young child… I think there's going to be a lot of value in this episode for you! Links Mentioned: Article - 10 money lessons I wish I learned when I w...
2022-01-3125 min
SeedTime with Bob and Linda Lotich3 Side Hustle Ideas for 2022There has never been a better time than now to have a side hustle! Earning extra cash can be done by just about anyone. In this episode, Linda and I are sitting down with Peggy Leyden to discuss the 3 side hustle ideas she and her husband took advantage of during the pandemic that paid well! We encourage you to try one (or all) of these ideas! Links Mentioned: Make money decluttering your home (I made $2k) - https://youtu.be/Or1kKO6_KwA How to pay off debt on a low income (p...
2021-12-2921 min
SeedTime with Bob and Linda LotichWhy I am not ANTI credit cardsEverybody knows Dave Ramsey hates credit cards. And it's funny, people just assume that I feel the same way. However, we don't share the same credit card philosophy. I'm not ANTI credit cards, just like I'm not anti mortgage or anti car loan. Now there are facets that we do agree with and we're gonna talk about that. So join Linda & I as we discuss our credit card philosophy! Links Mentioned: Our Sapphire Preferred Credit Card review- https://seedtime.com/chase-sapphire-preferred How we travel for free - https://seedtime.com/f...
2021-11-2913 min
SeedTime with Bob and Linda LotichThe 3 types of tithing, and the 2 you shouldn't doI've been writing about money, for money to Christians, for the last 14 years. And I get a lot of questions about tithing. There's nothing more controversial that I've ever written than on this topic. I found an awesome article by Dean Shriver that Linda and I thought was very interesting. We're going to be discussing it and sharing with you the 3 types of tithing and the 2 you shouldn't do! Join in! Links Mentioned: Tithing article by Dean Shriver - https://www.sermoncentral.com/pastors-preaching-articles/dean-shriver-can-we-preach-the-tithe-648 Giving our age as a percentage - https...
2021-11-2215 min
SeedTime with Bob and Linda Lotich5 mindless money habits that save $10,128 a yearSo many of us spend money that we don't realize we're spending. Linda and I want to help you instill 5 mindless money habits that can save you a lot of money each year! We're big advocates of budgeting and we were not surprised that this habit made the list, but we found some new money saving habits that are pretty cool! Links Mentioned: Article by Rachel Gideon - https://medium.com/financial-independence-retire-early/the-5-mindless-money-habits-that-save-me-an-effortless-10-128-a-year-6acf175efe SeedTime Real Money Method course - https://seedtime.com/realmoney (Please note: links mentioned may b...
2021-10-1812 min
SeedTime with Bob and Linda Lotich7 things people who are good with money NEVER buyWe found a list of the "seven things that people who are good with money never buy," that we want to share with you! Linda and I are going to go through this list and see how we stack up. And you can judge for yourself to see how you're doing, too. Let's see if we are good with money or not! Links Mentioned: Original Business Insider article - https://medium.com/business-insider/7-things-people-who-are-good-with-money-never-buy-70cfff912729 Chase Sapphire Preferred Credit Card - https://seedtime.com/chase-sapphire-preferred How we travel for free - https://seedtime.com/free-travel Freedom...
2021-10-1123 min
SeedTime with Bob and Linda LotichThe 3 best investing lessons I learned from my millionaire mentorToday we're talking about some of the three of the best investing lessons I learned from my millionaire mentor. Linda and I share with you our return on investing results, the before and after of the lessons that he gave, and we will also let you know how you can get started investing! Links Mentioned: SeedTime 10 X Investing Course - https://seedtime.com/10x (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are...
2021-09-2721 min
SeedTime with Bob and Linda LotichLinda is overwhelmed and torn between work and familyCalling all moms! If you find yourself torn between your work and your family, that tension probably has you feeling overwhelmed. Know that you're not alone! Linda invites you to some girl chat with Michelle and Somer, from She Works His Way, as they discuss being a working mom, and just a mom in general. And, that you can find true rest in Jesus! Links Mentioned: She Works His Way (website and community) - https://sheworkshisway.com She Works His Way Book: https://www.amazon.com/She-Works-His-Way-Get-Things-Done/dp/0764237691 (Please note: links mentioned may b...
2021-09-2031 min
SeedTime with Bob and Linda LotichHiding purchases from your spouse? (Listen to this)Linda and I talk about hiding purchases from your spouse. If you do this, you need to watch this. Or if you have a spouse who does this, you probably need to talk about it together. Join us as we share with you how we solved hiding purchases in our marriage! Links Mentioned: Follow SeedTime on Instagram (@seedtime): https://www.instagram.com/seedtime SeedTime Real Money Method course (the budgeting method we used to overcome hiding purchases in our marriage!) - https://seedtime.com/realmoney (Please note: links mentioned may be a...
2021-08-3015 min
SeedTime with Bob and Linda LotichHow This Couple Paid Off Over $229K In DebtMel and Murph Stewart (of FitNFunds) have an amazing story. Linda and I were so blown away by their accomplishment that we had to share their feat as an encouragement to all of our Seedtime community. Ready for it? They have paid off over $229,000 in debt!!! Join us as we discuss their debt-free journey and how they tackled eliminating that huge amount of debt! Links Mentioned: Mel & Murph's website: http://fitnfunds.com Following Mel & Murph on Instagram: https://www.instagram.com/fitnfunds (Please note: links mentioned may be...
2021-07-1220 min
SeedTime with Bob and Linda LotichHow To Homeschool While Not Losing Your Job (or your mind)There's a lot of new homeschooling parents post 2020. With so many new to homeschooling, we're needing some sound advice. So we're turning to homeschool expert Linsey Knerl to help us out. Join Linda and I as we discuss homeschooling hacks with Linsey and also her new book "Homeschool Hacks: How to Give Your Kid a Great Education Without Losing Your Job (or Your Mind)!" Links Mentioned: Linsey's website: https://www.linseyknerl.com Linsey's book "Homeschool Hacks: How to Give Your Kid a Great Education Without Losing Your Job (or Your Mind)": https://www.amazon...
2021-07-0521 min
SeedTime with Bob and Linda LotichFix Your Money Mindset (how to start thinking like the wealthy)Do you think like a poor person? I found an article from medium.com that states, "if you want to be rich, you need to stop thinking like a poor person." There's a lot of really good points made. And, there are things that I think are important to talk about. Join Linda and I as we discuss how you can fix your money mindset! L inks Mentioned: Medium.com Article: https://medium.datadriveninvestor.com/if-you-want-to-be-rich-you-need-to-stop-thinking-like-a-poor-person-e4ee7c668682 Our Investing Course: https://seedtime.com/10x Real Estate Investing With Fundrise: https://seedtime...
2021-06-2827 min
SeedTime with Bob and Linda LotichStop Trying So Hard... (and enjoy life more)Today we're going to talk about something that not everyone may need to hear. Some people need to hear the opposite message. But, use your own wisdom on whether or not this is for you, or if you may know someone who could benefit from this. Linda and I are talking about: Why it might be beneficial to stop trying so hard. And what could result from that? It's a much more stress-free life! Links Mentioned: Derek Sivers Interview: https://youtu.be/amS0u15AL14 Prayers For Finances Sheet: https://seedtime.com/p...
2021-06-2112 min
SeedTime with Bob and Linda LotichBuying a house with cash, Parenting, and Finding balance with Crystal PaineHave you ever felt like you've failed as a parent? I'm sure this is something every parent feels at some point. Linda and I are sitting down with Money Saving Mom, Crystal Paine, to discuss her new book Love-Centered Parenting. She shares with us the no-fail secret to launching your kids. And, how you too can parent with grace through love-centered parenting! Links Mentioned: • Money Saving Mom - https://moneysavingmom.com • Love-Centered Parenting - https://www.amazon.com/gp/product/B08CJDSY12/ref=dbs_a_def_rwt_bibl_vppi_i0 • My Sab...
2021-05-1034 min
SeedTime with Bob and Linda LotichHow To Find The Best Price For All The Stuff You BuyAre you looking for a quick and easy way to find the best price for something you're planning on buying? I have fine-tuned some money saving buying processes that I want to share with you! Linda and I will also give you some hacks that we have found over the years to not only save money online, but also in store! Links Mentioned: • Rakuten - https://seedtime.com/rakuten
• eBay - http://www.ebay.com
• Amazon - http://www.amazon.com • Camel Camel Camel - http://CamelCamelCamel.com
• Save Mon...
2021-04-1911 min
SeedTime with Bob and Linda LotichThese Cities Are Paying People Up To $16k To Move ThereIf you were paid to move, would you? It's surprising to know that you actually can be paid to move to certain U.S. cities. In this episode, Linda and I are discussing the benefits of moving. And, we'll let you know how you can find out which cities are offering this cash incentive! Links Mentioned: https://MakeMyMove.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Cas...
2021-04-1206 min
SeedTime with Bob and Linda LotichWhy we should all be concerned about the impending inflation (and how to prepare)Inflation Is On The Way! Are you prepared? In this episode Linda and I are talking with Chuck Bentley, of Crown Financial Ministries. We are giving you a comprehensive understanding of inflation and how you can prepare! Links Mentioned: Chuck Bentley's Book: "Seven Gray Swans: Trends That Threaten Our Financial Future" - https://www.amazon.com/Seven-Gray-Swans-Threaten-Financial-ebook/dp/B08SBRL5ZP (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of t...
2021-03-2235 minSeedTime with Bob and Linda LotichA few updates and a fun surpriseLinda and I have a few updates to share about the podcast and where we might be headed with it in 2021. To leave a review on Apple Podcasts, just visit: https://podcasts.apple.com/us/podcast/seedtime-money/id1367163590 then click "Listen on Apple Podcasts". After the app opens, then just scroll down and click "Write a Review". Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was na...
2021-02-0109 min
SeedTime with Bob and Linda LotichHow this couple paid off $52k in 7 monthsFind out how Chris and Andrea Petrie paid off $52,000 in not seven years, but in seven months! Join Linda and I as we talk with them, we're going to pick their brain to see how they paid off that much money so quickly and what we can learn from them. Links Mentioned: The Money Peach Podcast - https://www.moneypeach.com/podcast The Money Peach Blog - https://www.moneypeach.com Andrea's website - https://andrearobinsontv.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Tha...
2020-12-1433 min
SeedTime with Bob and Linda Lotich9 millionaire success habitsWe are talking about 9 Millionaire Success Habits that hopefully will inspire you. Linda and I are going to see if any of our habits line up, be sure to see if any of your habits line up, too! Links Mentioned: 30 Passive Income Ideas - https://youtu.be/6RSqgJieFes 7 Passive Income Ideas - https://youtu.be/6X2TG87eugM Passive Income Secrets - https://youtu.be/hksa9sp4Pb0 How I Created 5 Streams of Income (Some Passive Income) - https://youtu.be/DVRhX9uXYIc The Millionaire Next Door - https://seedtime.com/millionaire-next-door Robert Kiyosaki's C...
2020-10-2607 min
SeedTime with Bob and Linda LotichDo you spend like a millennial?Do You Spend Like A Millennial? Linda and I are Millennials and we're going to find out if we spend money like a Millennial. Or, if we spend like a Boomer! We'll look at our spending habits and see if they line up with study findings on how millennials spend their money, join us! Links Mentioned: How We Travel For Free - https://youtu.be/ZoC2Njxk184 Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate links which help us support our po...
2020-09-1405 min
SeedTime with Bob and Linda LotichYou're Burning Your Hard-Earned Money If You Do These 8 ThingsAre you burning your hard-earned money? Join Linda and I as we find out if we are wasting money making poor financial decisions, or if we're spending money wisely. In this podcast you will learn 8 things that people do that wastes their hard-earned money! Links Mentioned: You're Burning Your Hard-Earned Money If You Do These 8 Things Article - https://www.lifehack.org/597870/youre-burning-your-hard-earned-money-if-you-do-these-8-things-often How I Made $2,147 Last Month By Decluttering - https://seedtime.com/how-i-made-2k-decluttering Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate lin...
2020-08-2406 min
SeedTime with Bob and Linda LotichHow to stick to a budget (10 budgeting tips & tricks)If you're new to budgeting, or if you need a little help with your budget, Linda and I are excited to share with you 10 Incredibly Useful Hacks To Stick With Your Budget. Plus we'll let you know how to get Our FREE Budgeting Worksheet, which is a great way to start your budget today! Links Mentioned: Free Budgeting Worksheet - https://seedtime.com/free-sheet The Real Money Method Course - https://seedtime.com/realmoney Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate links w...
2020-08-1710 min
SeedTime with Bob and Linda Lotich7 struggles only people married to SPENDERS will understandSpenders vs savers. Nerds vs free spirits. In this video, Linda and I look at 7 of the struggles that we SAVERS (who live with SPENDERS) have to put up with! Are you married to a spender? If you are, I'm sure you'll agree with some of these struggles! Links Mentioned: 7 Struggles Only People Married To SAVERS Will Understand - https://youtu.be/ucTqProH6Z0 Our Money Mastery Quiz - https://seedtime.com/ppp-credit-score (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for yo...
2020-08-0304 min
SeedTime with Bob and Linda Lotich7 struggles only people married to SAVERS will understandSpenders vs savers. Nerds vs free spirits. In this video, Linda and I look at 7 of the struggles that we SPENDERS (who live with SAVERS) have to put up with! Are you married to a saver? If you are, I'm sure you'll agree with some of these struggles! Links Mentioned: 7 Struggles Only People Married To SPENDERS Will Understand - https://youtu.be/bccNtiHsrgI Our Money Mastery Quiz - https://seedtime.com/ppp-credit-score (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) ...
2020-07-2706 min
SeedTime with Bob and Linda LotichWealth Secret #5 (of 5)Join us as we finish up our book study of Craig Hill's: "The 5 Wealth Secrets 96% Of Us Don't Know." In this podcast Linda and I discuss Wealth Secret #5 (of 5), that you need to know about! (If you're following along in the book study, we're discussing chapter 6: Leave An Inheritance For Two Generations). Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 How We Paid Off Our House In 3 Years - https://youtu.be/Iwc1mFfAUno Are Jews Wealthier Than Christians? - https://youtu.be...
2020-07-2027 min
SeedTime with Bob and Linda LotichWealth Secret #4 (of 5)Join us in our book study of Craig Hill's : "The 5 Wealth Secrets 96% Of Us Don't Know." In this episode, Linda and I discuss Wealth Secret #4 (of 5) that you need to know about! (If you're following along in the book study, we're discussing chapter 4: Anticipate Economic Cycles). Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These ar...
2020-07-1329 min
SeedTime with Bob and Linda LotichWealth Secret #3 (of 5)Join us in our book study of Craig Hill's : "The 5 Wealth Secrets 96% Of Us Don't Know." In this episode Linda and I discuss Wealth Secret #3 (of 5), that you need to know about! (If you're following along in the book study, we're discussing chapter 3.) Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 "Rich Dad Poor Dad" Book by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 (Please note: links mentioned may be affiliate links which help us support our podcast and we...
2020-07-0634 min
SeedTime with Bob and Linda LotichWealth Secret #2 (of 5)Join us in our book study of Craig Hill's : "The 5 Wealth Secrets 96% Of Us Don't Know." In this podcast Linda and I discuss Wealth Secret #2 (of 5), that you need to know about! (If you're following along in the book study, we're discussing chapter 2.) Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 "Rich Dad Poor Dad" Book by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 Our Real Money Method Budgeting Course - https://seedtime.thinkific.com/courses/real-money-budgeting Sign up For Our Free We...
2020-06-2936 min
SeedTime with Bob and Linda LotichWealth Secret #1 (of 5) that the 96% don't knowJoin us in our book study of Craig Hill's : "The 5 Wealth Secrets 96% Of Us Don't Know." In this episode, Linda and I discuss Wealth Secret #1 (of 5), that you need to know about! (If you're following along in the book study, we're discussing chapter 1: Used Jars.) Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 "Rich Dad Poor Dad" Book by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194/ (Please note: links mentioned may be affiliate links which help us su...
2020-06-2214 min
SeedTime with Bob and Linda LotichI quit social media for 1 year (8 lessons I learned)You learn a lot about yourself when you fast from social media for an entire year. As a Christian fasting social media had some big implications. It wasn't just a detox, but quitting social media for a year was a spiritual thing for me that had some amazing benefits. Join Linda and I as we discuss the 8 biggest lessons I learned from my experience. These are a few of the topics we cover: Taking A Sabbatical From Social Media Feeling More Present Having More Peace And Less Stress Gaining Time Find out...
2020-06-1514 min
SeedTime with Bob and Linda Lotich30 purchases that will start saving you money todayWe're always looking to save money where we can. What if I told you that spending money today can actually save you money in the long run? Join Linda and I as we tell you about 30 purchases that will start saving you money immediately! Links Mentioned: Source article: https://www.msn.com/en-us/money/personalfinance/30-purchases-that-will-start-saving-you-money-immediately/ss-BBYASK8?li=BBnb7Kz#image=1 Produce Keeper: https://amzn.to/3aHmLlC Smartphone Protector/Screen Protector: https://amzn.to/3aJLBRN Window Insulation Kit: https://amzn.to/3aMLS6C Electricity Usage Monitor: https://amzn.to/3dV2afG Oven Thermometer: https...
2020-06-0819 min
SeedTime with Bob and Linda Lotich10 common budgeting questions answeredJoin Lauren, Linda and I as we discuss the 10 most common budgeting questions from our Real Money Budgeting students. Even if you aren't in our Real Money course, you get to tag along as we answer these questions as well as the life changing benefits of having a budget. Links Mentioned: Our Real Money Budgeting Course - https://seedtime.com/realmoney (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the to...
2020-05-2534 min
SeedTime with Bob and Linda Lotich5 Corona-proof side hustles to make some moneyIf you have lost your job or lost hours due to the craziness of the pandemic, here are some side hustle ideas that might help you make a few bucks until life returns to "normal." Now is a terrific time to make money or start a business. Join Linda and I as we discuss Corona-Proof ways to make money. Links Mentioned: Amazon - https://www.amazon.com/ LiveOps - https://liveops.com/ TakeLessons - https://takelessons.com/ InstaCart - https://www.instacart.com/ eBay - https://www.ebay.com/ (Please note: links mentioned may b...
2020-05-1119 min
SeedTime with Bob and Linda LotichHow to actually BENEFIT from the quarantineYou don't have to be bored or feel like it's groundhog day while in quarantine. Maybe you even think that quarantine can't be a good thing. We're here to tell you that it can be a very good thing. In this episode, Linda and I discuss how you can actually BENEFIT from the quarantine! Links Mentioned: Our Sabbatical Year Miracle: https://youtu.be/nlDa_EJdYlg The Rest of God (book by Mark Buchanan): https://www.amazon.com/Rest-God-Mark-Buchanan/dp/0849918707 (Please note: links mentioned may be affiliate links which help us support our podcast a...
2020-05-0425 min
SeedTime with Bob and Linda LotichThe Bible and Money (3 Practical Tips for 2020)Did you know the Bible is a great place to get financial advice? Like many subjects in the Bible, these money lessons are still relevant today. God's word is full of financial lessons and money advice… although one may not think to get financial advice from the Bible. Join my wife Linda and I as we discuss Bible & Money (3 Practical Tips For Today)! Links Mentioned: Free Email Course: How to Master Your Money Using Biblical Principles - https://seedtime.com Study by Creditcards.com - https://www.creditcards.com/credit-card-news/co-s...
2020-04-0611 min
SeedTime with Bob and Linda Lotich8 habits of successful (and wealthy) peopleI love studying the habits of successful people to get ideas of what makes them stand out. In this video Linda and I discuss 8 of the key success habits of wealthy and successful people to see what we all can learn Links Mentioned: Our Real Money Budgeting Course - https://seedtime.com/rmb-waitlist Article of 8 Habits of Wealthy & Successful People - https://yourfinancialtoolkit.com/8-habits-of-wealthy-and-succesful-people How to Invest With Little Money - https://youtu.be/EVGJvvbdbx8 (Please note: links mentioned may be affiliate links which help us support our podcast and website. T...
2020-03-2311 min
SeedTime with Bob and Linda Lotich17 Things Frugal People Don't DoNeed some great frugal tips and tricks? Well you can start by NOT doing these 17 things. Linda and I think we're pretty frugal, but in this video we're going to find out if we truly are. Join us as we discuss 17 Things Frugal People Don't Do. Links Mentioned: How We Travel for Free (video): https://youtu.be/ZoC2Njxk184 Our MediShare Review: The Good and The Bad (video): https://youtu.be/eQpx7hM_758 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for y...
2020-02-2411 min
SeedTime with Bob and Linda LotichWhy you should never co-sign a loanHave you needed a co-signer? You may have wondered, "What does the Bible say about cosigning?" My wife Linda and I discuss just that and what you should consider when it comes to cosigning loans... Join us! Links Mentioned: Study by Creditcards.com - https://www.creditcards.com/credit-card-news/co-signing-survey.php The Atlantic article on Cosigning - https://www.theatlantic.com/business/archive/2011/06/why-you-should-never-ever-cosign-a-loan-for-anyone/239775 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a fe...
2020-02-1005 min
SeedTime with Bob and Linda LotichThe unlikely money change that helped our marriageAll couples experience money issues and we want to help you eliminate any strife that may occur in a relationship because of finances. Linda and I want to let you in on the Unlikely Money Change Marriage. And, it can change your marriage, too! Links Mentioned: Interview with Chuck Bentley - https://youtu.be/w3znNfOMyZA Our Real Money Budgeting Course - https://seedtime.com/RMB (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) Th...
2020-01-1312 min
SeedTime with Bob and Linda LotichSmart People Buy Cars Like ThisWhat is your strategy when it comes to shopping for another vehicle? I'm trying to convince my wife Linda how smart people buy cars. We don't agree on everything with the cars we buy, so let's see who wins this one... Links Mentioned: Lessons from My Millionaire Mentor - https://youtu.be/K_p0ghLBvF4 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Buying New vs Buying Us...
2019-12-1611 min
SeedTime with Bob and Linda Lotich3 relevant money tips from the BibleThe Bible is chock-full of wisdom. In this episode, Linda and I are going to share with you 3 Practical Money Tips we found in the Bible... that still hold true today! No matter where you stand financial, these tips are great biblical principles to apply to your finances. Enjoy! Links Mentioned: Study by Creditcards.com - https://www.creditcards.com/credit-card-news/co-signing-survey.php The Atlantic article on Cosigning - https://www.theatlantic.com/business/archive/2011/06/why-you-should-never-ever-cosign-a-loan-for-anyone/239775 Millionaire Next Door (book) - https://smile.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 (Please note: links mentioned may be...
2019-12-0211 min
SeedTime with Bob and Linda LotichOur 5 Worst Money MovesHave you ever made a money mistake? I'm sure we all have at some point, I know we definitely have. My wife Linda and I are sharing with you Our 5 Worst Money Moves. Experience is often the best teacher and we have learned a few lessons we will never forget... Enjoy this episode and learn from our mistakes! Links Mentioned: The Real Money Budgeting Course: https://seedtime.com/rmb4 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) Th...
2019-11-1814 min
SeedTime with Bob and Linda LotichHow we paid off our house in 3 yearsHave you ever wondered if you'll ever be able to pay off your mortgage? In this episode, my wife Linda and I are sharing some ways we were able to pay off our mortgage in 3 years! With God's grace, the impossibility of feeling that you'll never have a house payment becomes a possibility. Join us in learning the 5 things that we did that helped make it happen. Links Mentioned: How can I build wealth while in debt? [with the Seesaw Principle] - https://youtu.be/VKTnOH_LFtM 12 Best Side Hustle I...
2019-11-0411 min
SeedTime with Bob and Linda Lotich8 Life Lessons from 80 years of LivingThere's so much wisdom that comes with age! My wife Linda and I read an article by Byron Wien about life lessons he's learned in his first 80 years of living. He made some awesome points and gave very wise advice that we want to share with you. Now is always the right time to challenge yourself and show kindness to others. Join us as we gain some life wisdom thanks to Byron! Links Mentioned: Article by Byron Wien - https://www.blackstone.com/media/press-releases/article/blackstone's-byron-wien-discusses-lessons-learned-in-his-first-80-years How to Travel for Free - h...
2019-08-2614 min
SeedTime with Bob and Linda LotichEver lost a friend because of MLM?Network marketing comes with pros and cons. In this episode, I want to discuss how to be in multi-level marketing the right way. My wife Linda and I value the relationships with our friends and family. And, we want you to know that you can be in an MLM without sacrificing your relationships for business success and financial gains... because relationships are with more than the money we make! These are a few of the topics we cover: Multi-level Marketing practices MLM and personal relationships How to be in MLM the right way ...
2019-08-1209 min
SeedTime with Bob and Linda Lotich5 ways to be more generousBob and Linda Lotich discuss generous giving and generous living - especially as it pertains to living a Biblical-focused Christian lifestyle. We get asked quite often about how to be generous or how to grow in generosity, and so here are our 5 best ways to be more generous. Links Mentioned: Get the FREE PDF - https://sdti.me/21-giving-verses
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover:...
2018-11-1233 min