Shows
Confident Sober WomenTransforming Financial Habits From Debt to Empowerment w/Linda ParmarIn this powerful episode of the Confident Sober Women podcast, host Shelby John sits down with Linda Parmar, a financial coach specializing in helping women in recovery achieve financial sobriety. With raw honesty, Linda shares her journey from being a financial advisor managing millions while secretly drowning in credit card debt and engaging in "blackout shopping."Key Topics Covered:Understanding financial sobriety and breaking free from spending addictionThe emotional connection between money behaviors and recoveryHow childhood money stories impact our current relationship with financesPractical strategies for creating a sustainable spending plan without r...2025-02-2553 min
Financial Sobriety School with Linda ParmarLeeLee is joining us as a guest on the pod today from Brisbane Australia. It always excites me so much when I get to hear stories of recovery and money in countries all over the world as I am in Canada. Lee shares her journey of her recovery and going through a divorce and how this has impacted her money and focusing on next steps to move into Financial Sobriety. One thing that I really admire about Lee's story is how much work she has done on her recovery and how she is now...2024-07-3050 min
Financial Sobriety School with Linda ParmarJennSummer is here and guest episodes are back! Our first guest to share their story is Jenn. Jenn is a client who I worked very closely with the last few years and I am so excited that she is our first guest as her story is SO POWERFUL. When I think of someone who has been extremely dedicated to her journey with money I think of Jenn immediately. She remained so committed and accountable to her journey with money and most of all when things felt hard she kept going. Giving voi...2024-07-0250 min
Financial Sobriety School with Linda ParmarLesson 27 - Sober Spending - Summer EditionIt’s time to practice some sober spending this summer. If you are anything like me the summer sun can bring out impulse to spend money. This summer let’s make it different and practice sober spending under the summer sun. Sober Spending is one of the 7 foundations of Financial Sobriety School and in this lesson we focus on how to practice it the summer. In this lesson Linda walks you through the steps to take to ensure that you are setting some financial intentions and following through and feeling proud of yours...2024-05-2122 min
Financial Sobriety School with Linda ParmarLesson 24 - Financial InfidelityThis lesson felt hard to record and it may feel very uncomfortable to listen to. It is also a lesson that is really important to understand. Financial Infidelity is the topic of this week's lesson. Overall financial infidelity is explained as when one partner in a relationship hides financial actions, assets, or debts from the other. It can also happen when you are hiding these from yourself. This topic is something that happens often but it is not something we typically talk about because it is uncomfortable and brings up a lot...2024-04-0919 min
Financial Sobriety School with Linda ParmarLesson 23 - What were you taught about money as a child?It is extremely common not to be taught about money as a child. What were you taught about money as a child? What weren't you taught about money as a child? This is something I hear daily from people and it is often met with a lot of anger and resentment. Our society as a whole has not been taught a lot about money and in this lesson Linda breaks down how that now can affect you with your relationship with money and your overall financial sobriety. Sometimes making peace with our...2024-03-2517 min
Financial Sobriety School with Linda ParmarLesson 22- Sober Spending - Grocery EditionThe amount we are spending in grocery store and eating in general is at an all time high. Now is the time, more than ever, that we have to getting clear about our spending. In Lesson 3 we talked about Sober Spending, if you haven't listened to that lesson go back and listen if you feel called. Here is the lesson 3 that you can read: https://www.lindaparmar.com/blog/lesson3 In this lesson today Linda breaks down some tips and tricks to be able to focus on planning your spending when it c...2024-03-1327 min
Financial Sobriety School with Linda ParmarLesson 21 - Regulating your nervous system for your moneyHave you ever thought about what is going on with your body, mind and spirit affects what is going with your spending and money overall? You have probably heard people talking about regulating your nervous system. In this episode Linda helps you understand why what is happening with you physically and mentally is important for your money and your decision making with money. Linda goes step by step on some tools that you can use to be more present, clear and aligned with the decisions with your money and in your overall life. ...2024-02-2730 min
Financial Sobriety School with Linda ParmarLesson 19 - Financial Sobriety Holiday BoundariesHow is the beginning of the holiday season going for you? How is the spending going? How are your energy levels? What do you need right now to have a successful holiday season? These are just a few of the questions that Linda asks in today's lessons to help you to define some holiday boundaries for you and your Financial Sobriety. Financial Sobriety isn't always about our money. Financial Sobriety is about taking care of yourself in many different ways so that you can take care of your money. ...2023-12-0619 min
Financial Sobriety School with Linda ParmarLesson 17 - OniomaniaOniomania, also known as compulsive buying disorder or shopping addiction, is a mental health condition characterized by an overwhelming and uncontrollable urge to shop excessively and compulsively. When you struggle with oniomania you find it hard to control impulses to buy things and usually comes from an emotional need. In this episode Linda breaks down what oniomania is and how it can affect your everyday life. The next group class for Financial Sobriety School starts on October 16th and is all about breaking the cycle of addictive spending. Perfect for those who struggle wi...2023-10-0618 min
Financial Sobriety School with Linda ParmarLesson 14 - Breaking free from addictive spendingDo you struggle with addictive spending? What is addictive spending? It is patterns of compulsive, impulsive, excessive spending. Does this resonate with you? Addictive spending is really normal these days. We have been conditioned to buy anything we want. The dopamine hit gets us feeling good and then the behaviour continues. We are usually reaching for something to make us happy. We are chasing happiness in our purchases. In today's lesson Linda walks you through step by step how to break free from addictive spending. Live class to i...2023-08-0919 min
Financial Sobriety School with Linda ParmarLesson 13 - Financial Sobriety StrategyLesson 13 is all about the final foundation of Financial Sobriety School - Financial Sobriety Strategy. Throughout all the previous lessons you have found what you needed to be able to get all the information together to make your Financial Sobriety Strategy. Overall what the strategy is about is creating a plan for your money. Money LOVES us to be specific about what we expect from it. This includes how much we will put in savings, debt repayment, expenses etc. It also incorporates the tools and the systems that you will use to create you strategy l...2023-07-1821 min
Financial Sobriety School with Linda ParmarLesson 12 - Surviving to ThrivingLesson 12 is focusing on the 6th foundation of Financial Sobriety School - Surviving to Thriving. This episode is an invitation to drop into your heart and start to move the dial from being in survival mode with your money to start to repair your relationship with money and thriving. Here are the journal prompts that Linda gives in the lesson: How do I feel about my money? How do I show up for my money? How do I want to show up for my money? What current hab...2023-07-0422 min
Financial Sobriety School with Linda ParmarLesson 11 - Financial LiteracyFoundation 5 of Financial Sobriety School is - Financial Literacy. In the last lesson we talked about your Financial Inventory and started to really look at your numbers, your expenses, your savings, your debt. Now what? This is where Financial Literacy comes into place. Financial literacy refers to the knowledge and understanding of various financial concepts and skills that are there to help support you to make informed and effective decisions regarding yourpersonal finances. It includes many topics such as budgeting (savings plan), saving, investing, borrowing, and managing money effectively. In Lesson 11 Linda goes th...2023-06-2030 min
Financial Sobriety School with Linda ParmarLesson 10 - Financial InventoryLesson 10 is alllll about looking at your money. The actual numbers. Yes, that is part of your Financial Sobriety! Financial Inventory is the 3rd foundation of Financial Sobriety School. Grab your free template here for your Financial Inventory: https://www.lindaparmar.com/financialinventory Have your login information ready for your bank accounts, credit cards, investments, mortgage etc; or paper statements if you don't have online access. Putting together your financial inventory you will have all the information in one place listing your bank accounts, expenses (fixed and variable), income, savings accounts, inv...2023-06-0623 min
Financial Sobriety School with Linda ParmarLesson 9 - Financial Sobriety ToolsIt is so important for us to have tools in our toolbox when it comes to Financial Sobriety. Financial Sobriety Tools is the second foundation of Financial Sobriety School. What are some tools you can think of that will help support you and your money? In this lesson Linda gives some examples of tools that you can put into your Financial Sobriety toolbox for you to reach for when you need support. 2023-05-2320 min
Financial Sobriety School with Linda ParmarLesson 8 - What is holding you back from Financial Sobriety?So many of us want so bad to start working on our Financial Sobriety. We have the intention to start but we have no idea where to start and then we keep coming up against a big wall. What is that big wall that is holding you back from working on your Financial Sobriety? It is very common to feel paralyzed/frozen when it comes to our money. Our society is very focused on negative stigma's with money. What if we thought about how to turn that around. What if we rebe...2023-05-1622 min
Financial Sobriety School with Linda ParmarLesson 7 - Forgive yourself what you did to SURVIVE with moneyActive addiction can have you living in survival mode. It is a cycle that keeps going and going as you struggle to break the habit. In this episode Linda talks aboue how important it is for us to forive ourselves for what we did to survive in our spending addiction/overspending. A huge AHA moment is had in this episode and being able to witness what forgiving ourselves for who we were in that moment looks like. Our overall Financial Sobriety can feel really hard and when we can start to look through the...2023-05-0216 min
Financial Sobriety School with Linda ParmarLesson 6 - Does Sobriety Result In More Money?When we start our sobriety or recovery with our drug/substance of choice we can often think we are going to all of a sudden have more money since we are no longer taking part in our addiction. In today's episode Linda breaks down ways that getting sober can result in having more money but more often than not it can also come at a cost. It never equals the actual cost that your active addiction will bring you. There is more cost than just financial. There are many ways to have a look at Fi...2023-04-2516 min
Financial Sobriety School with Linda ParmarLesson 5 - The Parallels of Drinking and SpendingLiving your Financial Sobriety is starting to dig under the surface and understand why you are taking part in the behaviours of addictive, compulsive, unconscious overspending. There are so many parallels when it comes to the behaviours that we take part in when we are active in many addictions, including drinking. In this episode Linda explains how the patterns and behaviours of your overspending are exactly how you felt/feel in your addiction of drinking, or any other behaviour you are in recovery from. As my friends at She Recovers say, we are all recovering fr...2023-04-1816 min
Financial Sobriety School with Linda ParmarLesson 4 - Understanding Your Financial FeelingsOur feelings are a gateway to understanding our behaviours with money. Have you ever checked in with your feelings when impulses to spend money come up? When we are stuck in the addictive cycle of overspending we are often trying to escape from reality and fill a void. We are reaching outside ourselves to feel something different. In Lesson 4 Linda explains the first foundation of Financial Sobriety School - Understanding your financial feelings and giving you tips on how to do this and connect to yourself and your spending. 2023-04-1119 min
Financial Sobriety School with Linda ParmarLesson 1 - What is Financial SobrietyWelcome to Financial Sobriety School! This podcast was previously known as Your Money, Your Recovery and with a new facelift of my business I have renamed the show to Financial Sobriety School with Linda Parmar. In Lesson 1 I am going to explain what the Financial Sobriety School is and what the meaning of Financial Sobriety is. School is in session and I am so excited to share all my expertise on Financial Sobriety with you!2023-03-2118 min
Financial Sobriety School with Linda ParmarEpisode 71 - What you can and can't control with your moneyMoney can feel really hard sometimes; right now everything has increased in price. Just shopping for groceries right now feels like it eats up (literally) all the money you have allocated for the month/week. It can feel overwhelming when everything is this expensive so focusing on what you can control with your money is really important. In this episode, Linda breaks down what you can and can't control with your money and tips to get you through this hard time. 2023-01-2327 min
Financial Sobriety School with Linda ParmarEpisode 70 - How do you want to FEEL about your money in 2023?Welcome to 2023! In this episode Linda talks all about setting intentions vs resolutions with your money. It's time to focus on how we want to feel with our money instead of coming from a place of shame and trying to change something that is "wrong" with us. Link to sign up for the free workshop - Design your financial vision for 2023: https://www.lindaparmar.com/20232023-01-0323 min
Financial Sobriety School with Linda ParmarEpisode 69- Preparing for the holidaysIt is that time to start planning for the holidays! Do you hear the jingle bells? Linda breaks down how to prepare yourself for the holidays financially while honouring emotions that come up during this time of year. Free guide to creating a holiday spending plan can be found right here: https://www.lindaparmar.com/holidayspendingplan Let's make this holiday season as stress free as possible! 2022-11-1728 min
Financial Sobriety School with Linda ParmarEpisode 68 - My LAST credit card payment!Linda has a HUGE money milestone announcement in this week's episode. After over 6 years of financial recovery, Linda shares how she was able to pay off the last of her credit cards. What a journey it has been and Linda shares the ups and the downs and what has led her to reach this milestone. Financial recovery is a long road but it is so worth the drive! 2022-10-1941 min
Financial Sobriety School with Linda ParmarEpisode 67 - My journey with foodIn this week's episode, Linda talks about her relationship with food and how it has impacted her life. Trigger warning for this episode - please don't listen if talking about dieting, body judgments and specifics about losing weight is triggering for you. Linda's relationship with money and food has been extremely parallel. This is often the case when the layers of recovery start to happen. The group coaching program Linda speaks about in this episode can be found here - https://www.lindaparmar.com/reclaiming2022-10-0429 min
Financial Sobriety School with Linda ParmarEpisode 66 - Breaking the restriction/binge cycle with money and foodToday Linda welcomes fellow She Recovers Coach Bronwen Thorburn to chat about the parallels of our relationship with money and food. Our conversation isn't a replacement for medical advice, if disordered eating is something you feel like your experiencing please contact your medical team. Our experience has been that restricting both food and spending can lead to binge eating/binge spending. Diet Culture and so many rules in our society teach us that there are good and bad foods; with money, we can label purchases good or bad. The conversation we have in thi...2022-09-2051 min
Financial Sobriety School with Linda ParmarEpisode 65 - Inflation and RecessionLife is really expensive right now. We are experiencing inflation in our economy and it is making our wallets very sad. This week Linda talks about what inflation is, what to expect and how to make the next right decisions with your money. It is so important for us now more than ever to understand our spending and our money overall. This episode has all the tips and tricks to help support you during this time! 2022-06-2334 min
Recovery HourRECOVERY HOUR REWIND: Linda Parmar | Money CoachA look back at our favorite 2021 interviews! JANUARY 2021 Lori heats things up by talking all things money (and personal “hall passes”) with Certified Money and Recovery Coach, Linda Parmar. Here are a few major discussions in this episode: having a better relationship with your money having a fresh start with finances, mindset and new ideas DEBT is a four-letter word (and not the like the ones I say all the time) Certain behaviors associated with addiction and/or overspending addiction transference (fancy word for trading your addiction) NICHE... how the F@ck do you prono...2021-12-3136 min
The Goddess ConjurerSobriety & Money Talks with Linda ParmarWelcome the first episode of Season Two of The Goddess Conjurer Podcast, this season will be packed with lots of amazing guests and you can now check out show on YouTube check out the links below. Here is the latest episode of the show with my guest Linda Parmar. Linda is a Certified Professional Recovery Coach & Certified Money Coach listen to Linda's story and our chat about sobriety, money and recovery as woman in this crazy wild world.Check out the show on YouTube:https://youtu.be/5eUqsiGWTYIConnect with Linda:ht...2021-12-1036 min
Work Less Play More PodcastNaming Your Imposter Syndrome Gremlin with Linda ParmarSend us a textHas your business started to take off and suddenly you’re filled with self-doubt about whether or not you’re actually good at what you do?Has comparison got you questioning whether or not you are good enough to compete and that in the end no one’s going to hire you and your business is going to fail?Are you losing sleep at night while your impostor syndrome gremlin whispers in your ear that you don’t know what you’re doing and soon every...2021-09-2328 min
Financial Sobriety School with Linda ParmarEpisode 56 - Daily Money PracticesThe season of routine is here! I love September as when the season starts to turn to fall after summer the feeling of routine and structure really set in. This week I am talking all about some daily practices you could bring into your life to help support you and your money. Sometimes when we think about practices with money we assume it has to do with our bank account or spending plan, which it can, but it also has to do with mindfulness, connection, and as simple as taking a deep breath. Enj...2021-09-1427 min
Financial Sobriety School with Linda ParmarEpisode 55 - Andrea OwenThis week Linda has on author, global speaker, podcaster, fellow She Recovers® coach and professional certified life coach Andrea Owen on the show. Andrea has written a new book called Make Some Noise that is being released August 2021. In this book Andrea encourages women to dig in to find their power and and honour who they are and raise their voices for themselves. She speaks so much about money in this book and in this interview. Linda and Andrea talk in-depth about being empowered by our money and how to let go of narr...2021-07-2259 min
Financial Sobriety School with Linda ParmarEpisode 54- Where My Spending Addiction StartedThis week Linda talks about a specific traumatic moment that happened to her in middle school that started her journey to a spending addiction. "Trauma is not the event, it is how you feel during it" -Gabor Mate. The feelings that happen during a traumatic moment lead us to behaviours in our lives like a spending addiction. Linda tells this story in this episode. 2021-07-1418 min
Financial Sobriety School with Linda ParmarEpisode 53- Trauma and your relationship with moneyHave you ever wondered how traumatic events in your life have affected your relationship with money? In recovery, we are often faced with traumatic events in our lives that have led us to where we are now. These events lead us to try to be comfortable in our pain. Often we find ourselves in a cycle of patterns and behaviors with our money as a result of this pain. This week Linda talks about how her trauma has affected her relationship with money, specifically her addiction to spending money. There is so much work to be...2021-06-2227 min
Financial Sobriety School with Linda ParmarEpisode 52 - Boundaries with MoneyHave you ever thought about having boundaries with your money? In recovery, boundaries are so important to protect yourself in so many ways. What would boundaries with money mean to you? This week Linda walks you through what boundaries are, how to apply them to your Financial Recovery℠ , and start achieving your goals by having them in place. When we have boundaries in place we also set an expectation of what we want to do with our money. Money loves us to be specific with what we want. Let's set s...2021-06-0831 min
Financial Sobriety School with Linda ParmarEpisode 51 - Understanding your credit reportDo you understand your fico/credit score? Do you understand what helps your credit score and what doesn't? Linda breaks down how things report to your credit bureau, what to do if you have a low credit rating to increase it, and ways to keep your credit score happy and healthy. Our credit score rules a lot of our lives these days so being able to understand it and what to do to keep your score healthy is very important. 2021-05-2537 min
Financial Sobriety School with Linda ParmarEpisode 50 - How to Create Money HabitsDo you feel like there are habits you want to start with money but have no idea where to start? In this episode, Linda walks you through some great habits to start with money and how to start them. Start small, but just start is the motto of this episode! In 18-28 days you can build a habit and in 66 days you can build a new behaviour aka a new neuro pathway in your brain! Let's do this! 2021-05-1127 min
Financial Sobriety School with Linda ParmarEpisode 49- Financial Recovery Takes TimeDo you find that you experience a hardship in life with money and you decide that the journey is too hard? Do you beat yourself up a lot about your money? The journey to create a healthy relationship with money takes time. It can be really hard to accept this. It can be really hard to start to move forward when you are feeling discouraged about your experience. This episode is a pep talk to keep going and an explanation of why financial recovery takes time. Keep Going! 2021-04-2721 min
Financial Sobriety School with Linda ParmarEpisode 48 - MandyThis week Linda has a guest on her episode! Mandy joins Linda to talk about how she grew up with money and the beliefs of what she knew as a kid to what she knows now. Mandy is a recovery coach who has recently written a book and has her own business. Breaking down her relationship with money has provided an opportunity to seek abundance to be able to support herself and her business which in turn is creating opportunities in the recovery world to help support women. Here is a link to c...2021-03-3056 min
Financial Sobriety School with Linda ParmarEpisode 47 - Check-inIt's been a year since we officially were shut down in so many ways by Covid-19 and this pandemic that we have been surviving this past year. This episode is all about checking-in with yourself and Linda checks in on how she has been the past year and most importantly the past few months. There has been a lot of unknowns and we are finally starting to see some hope. Let's check-in to see how you are doing. 2021-03-1620 min
To 50 and Beyond podcastThe True Cost of Drinking with Linda Parmar Episode 151 When you quit drinking, you save money because you're not buying alcohol, but you also realize that money wasn't the only thing costing you while drinking. My brilliant and beautiful guest, Linda Parmar, is joining the podcast for the third time today to share her truth and her wisdom. Linda is a Certified Money Coach/Recovery Coach who helps women with their relationship with money. She uses her coaching programs to inspire women worldwide to transform their lives and money mindset experience, creating a new story. Linda shares her experience with addiction and her cost; she spent approximately $400 per week o...2021-02-2339 min
Financial Sobriety School with Linda ParmarEpisode 46 - My Husband Part TwoHe's baaack! Back by popular demand Linda's husband Sunny comes back to talk all about what is going on with their money. Working together in a marriage and as a couple in money can be hard work. Linda and Sunny talk about some major money milestones that have come up for them and the struggles that have also come up for them in the process. Money is always constant work and so important to have communication with money as a couple. Even when it's hard, the work is worth it as Linda and Sunny and de...2021-02-0246 min
Financial Sobriety School with Linda ParmarEpisode 45 - Beverly - Transcending TraumaLinda has Beverley Sartain on her podcast today. Beverly has written a book called - Transcending Trauma - How I Used Spiritual Psychology To Heal My Life. In this episode Beverly takes you through steps that she has learned about that will help transform your life, especially with your money. The steps that Beverly outlines are so beautiful and will help lead you down the path of increasing awareness, changing your thoughts, removing judgment, "looking for the learning" and so much more. Additional ways to purchase the book and workbook: 1. Through the publisher at htt...2021-01-2639 min
Recovery HourNEW YEAR, NEW MONEY || Interview with Money Coach Linda ParmarLori heats things up by talking all things money (and personal “hall passes”) with Certified Money and Recovery Coach, Linda Parmar. Linda’s upcoming Workshop “New Year, New Money” is FREE and you’re invited! Here are a few major discussions in this episode: having a better relationship with your money having a fresh start with finances, mindset and new ideas DEBT is a four-letter word (and not the like the ones I say all the time) Certain behaviors associated with addiction and/or overspending addiction transference (fancy word for trading your addiction) NICHE... how the F@ck do you...2021-01-0336 min
Financial Sobriety School with Linda ParmarEpisode 44 - New Year, New Money2021 is here! In this episode, Linda talks about starting to reflect on 2020 with your money and what you want to change in 2021. A new year brings a fresh feeling and starting to think about your money is something you can do to start to set goals for this year. Not resolutions, goals. We have learned a lot collectively with money during the pandemic and we can take what we have learned and make 2021 amazing! Let's do this!2020-12-3119 min
Financial Sobriety School with Linda ParmarEpisode 43- Holiday Pep TalkThis episode is all about a check-in about how to get through the next 10 days, how to reflect on the last year and some steps we can do to start moving forward into 2021. This year has taught us ALOT. It's time to slow ourselves down, breathe, honour ourselves and reflect and renew. Linda shares what the past few years of the holidays have looked like compared to this year and the simple things she is doing to enjoy the holidays. Sign up for New Year New Money Workshop - https://www.lin...2020-12-1523 min
The Unruffled PodcastEpisode 192 - Linda ParmarThis week on the podcast, Tammi and Sondra share a conversation with Linda Parmar. Linda is a Certified Money Coach©, Financial Recovery Counsellor℠, and Professional Recovery Coach who spent twenty years as a Financial Advisor. Becoming sober over six years ago, Linda also realized that she had an extreme addiction to spending money and getting sober magnified this. Tammi and Sondra talk about their own money stories and how they inform their financial habits today. Linda is a wealth of information and shares many practices that are helpful no matter where one is in their own financial recovery. You can lea...2020-12-141h 21
Financial Sobriety School with Linda ParmarEpisode 42 - TerriLinda has a guest this week on her podcast, Terri. Terri has a money story of trauma and heartbreak and she shares what her experience in her life has been so far with her money. The best part of this story is what Terri has learned and put into place for herself to no longer let money rule her life. In this episode, she clearly lays out ways that she takes care of herself which in turn takes care of all of her emotions surrounding money and her experience with money. Such a powerful episode an...2020-12-0150 min
Financial Sobriety School with Linda ParmarEpisode 41 - Say NO to adsDo you get a bunch of ads on your social media that catch you into a rabbit hole of scrolling and possibly shopping? Just say NO to ads! In this episode, Linda talks about setting boundaries within your social media, email, and online space to ensure that ads are attacking you this year to spend money you possibly don't have. Black Friday is also just around the corner and the advertising has already started for all those sales, PLUS the pre-Black Friday sales. Let's block out those ads! Let's set some bou...2020-11-1731 min
Financial Sobriety School with Linda ParmarEpisode 41 - Overspenders Guide to the HolidaysLinda has seven steps to ensure that you don't overspend this holiday season and she is going to break it down step by step in this episode. Do you struggle with spending too much over the holidays? Does the thought of Christmas shopping and having not enough stress you out? This is the episode for you! Let's make sure you don't spend too much this year. Download the guide as well here = https://www.lindaparmar.com/holidayguide 2020-11-1042 min
Financial Sobriety School with Linda ParmarEpisode 41 - Money and FoodHave you ever thought about how your relationship with money parallels the relationship that you have with food? This subject comes up all the time with Linda's clients and today she talks about the similarities and the parallels. She tells her story about her disordered eating and how it mirrored her spending addiction. Diet culture and spending addiction are very similar and it's time to start talking about it. 2020-10-2733 min
Financial Sobriety School with Linda ParmarEpisode 40 - Money and Addiction TransferWhen we enter recovery we start to unpeel an onion of different behaviours in our lives. Often when you quit something you pick up a new behaviour/addiction. It is very common to enter recovery and find yourself in a situation of being addicted to spending money. Transferring your addiction from one thing to another and addiction to spending money is something that can often be the experience. In this episode, Linda breaks down what addiction transference means and how to deal with it when it comes to money. 2020-10-2026 min
Financial Sobriety School with Linda ParmarEpisode 39- Money and Your ChildhoodHave you ever thought about how got to be the way you are with money? Sometimes if we look at our childhood it can tell us a lot about it. Linda walks you through some prompts to start to understand why you are the way you are with money and what could have possibly affected you. Most people haven't had a great experience with money and their childhood. Once we understand where some behaviors could have started we can adjust our sails and create change!2020-10-0630 min
The Hello Someday Podcast For Sober Curious WomenReduce Money Stress- Financial First Aid With Linda ParmarWho doesn’t carry around some emotional baggage around money?Most people have a complicated relationship with money that can show up in different ways.This may look like:
A constant weight on your shoulders or guilt about carrying debt
Buying things to get a short term hit of happiness
Fear of maintaining financial stability in an uncertain job market
Staying in a job that isn’t making you happy because you feel trapped by the “golden handcuffs”
Worries about putting your kids through college or paying your mortgage
Or not being on the same page...2020-09-171h 06
Financial Sobriety School with Linda ParmarEpisode 37 - What is keeping you stuck?Do you feel stuck when it comes to moving forward with your money? Feeling stuck when it comes to your money is VERY common and there are blocks that are keeping you there. Linda talks about money blocks and the feelings behind those blocks that are keeping you stuck. There are sometimes many layers to these blocks and let's start to explore what is keeping you there and how to start moving forward. Get UNSTUCK with your money! 2020-09-1523 min
Financial Sobriety School with Linda ParmarEpisode 36 - Spending PlanSpending Plan is another word for Budget. Linda uses the words Spending Plan as it is about choice and planning ahead. If the word budget resonates with you then please use this word! Linda explains how to set up a spending plan and the steps that are included in getting this done. Choosing what you spend your money on can be really powerful. What will you include in your spending plan? Tune in for the tips and tricks to get started! 2020-09-0826 min
Financial Sobriety School with Linda ParmarEpisode 36 - SavingsLet's start talking about FINALLY starting to save your money! This episode Linda talks about the importance of ensuring that you are saving for different things. Saving money is a common complaint that women say they can't seem to get started. It is important to start to invest in yourself. Even if you start to invest small amounts at first this starts to add up to you feeling like you have something to fall back on if you need it. Let's feel like you have "enough" when it comes to your money, start saving! Tune i...2020-09-0126 min
Financial Sobriety School with Linda ParmarEpisode 35 - DEBTLet's talk about the four-letter word that nobody likes to talk about - DEBT. In this episode, Linda talks about how to start to approach your debt. Debt is not easy and Linda breaks it down on how to start to move forward and make small but significant changes with your debt. It's time to tackle your debt and start to feel free of the burden that debt might feel like to you. 2020-08-2527 min
Financial Sobriety School with Linda ParmarEpisode 34 - Where do you start?Do you know where to start when it comes to figuring out your money? This is a question I am asked all the time so I have some answers for you! I have made an episode on steps you can take to start your journey with getting UNSTUCK with your finances. Let's take the overwhelm out of getting started with these steps. 2020-08-1824 min
Financial Sobriety School with Linda ParmarEpisode 33 - Do you really need what's on SALE?Do you love a good sale? Do you spend money you don't have because you see something on sale? You aren't alone! So many women are spending money they don't have because they see a sale. Sales can be amazing of course if you have budgeted for it and it's something you need. A lot of times you are seeing a sale and you don't have the money and you start to spend money you don't have, sound familiar? This episode is all about a good SALE and how to navigate when you "want" something...2020-08-0427 min
Financial Sobriety School with Linda ParmarEpisode 32 - A Money Coach Goes To CostcoLinda walks you through her latest trip to Costco with the tips and tricks she has learned to use in Costco. Linda loves to hate Costco for so many reasons but the main reason is how easy it is to spend A LOT of money very quickly. Costco has its perks with how cheap some things are but ensuring that you know how to navigate Costco is really important so you don't overspend because it is REALLY EASY to do this there. Let's conquer Costco and not walk out with a way bigger receipt that you intended!2020-07-2129 min
Financial Sobriety School with Linda ParmarEpisode 31 - My HusbandLinda has a VERY special guest on the podcast this week, her Husband Sunny. Linda and Sunny tell their story together about what it was like with their money in their marriage. They have been together for 18 years and sobriety has brought them Financial Recovery ℠ as a couple and it has been a hard winding road. You get to hear the details of where they were and where they are now and how they got there. 2020-07-1446 min
Financial Sobriety School with Linda ParmarEpisode 30 - Your Financial First Aid Kit2020 has been a wee bit of an emergency. Linda outlines in this episode what you need in your Financial First Aid Kit to FIX YOUR MONEY. 2020 is teaching us ALOT of lessons and one of the most important lessons is that it is officially time to fix your money. There is no better time than now. Tune into this episode to see what you should have in your Financial First Aid Kit to FIX YOUR MONEY!2020-07-0727 min
Financial Sobriety School with Linda ParmarEpisode 29 - How to Stop Spending MoneyDo you find that you are spending too much money and don't know how to stop? This week Linda talks about why we spend too much money and tips on how to stop this behavior. Most of the time we spend too much money there is a reason behind it and this week we excavate what those reasons might be. Linda gives specific tips on what to do to stop incurring debt and get on track with how to spend your money. Spending too much money is a behavior that is no longer serving you, let's figure out steps...2020-06-3027 min
Financial Sobriety School with Linda ParmarEpisode 28 - Pandemic After ThoughtsWhile the pandemic isn't exactly over it is a GREAT time to start thinking about what it has taught/teaching us in regards to our money. What have you learned so far about money during the pandemic? Linda has tips to prepare for next time a large life event happens so that you feel more prepared if you are no longer able to work or make money. We have an opportunity to learn from what has happened to us so far in 2020 and Linda breaks in down in this episode. 2020-06-2324 min
Financial Sobriety School with Linda ParmarEpisode 27 - The Stigma of MoneyDoes the stigma around money hold you back from getting it together with your money? The stigma around addiction is something that is important to start to remove in our society. The stigma about money is the same issue. There are so many women today that are stuck in their money stories because the stigma of it is holding them back from discovering their truth. It is time to start talking about the stigma of money. Let's remove the judgment and start healing. This week Linda focuses on starting to do that in your recovery. 2020-05-2620 min
Financial Sobriety School with Linda ParmarEpisode 26 - Money in RecoveryWhy is it important to look at our money in recovery? What does money in recovery even look like? What does it even mean? Linda breaks it down in this episode! Linda focuses on your relationship with money in recovery as it is an important element of the work you do in your recovery from your addiction. It is one step we take to freedom! Does your relationship with money mirror your relationship with your drug of choice? In your recovery do you realize that you need to start looking at your money? This episode...2020-05-1927 min
Financial Sobriety School with Linda ParmarEpisode 25 - StephThis week on the podcast Linda has a guest, Step. Steph has struggled with her relationship with money and especially with the expectation she felt from the church when she was growing up and how that is showing up in her life now. There were many beliefs, expectations, and feelings about what she should do with her money, and now living her life as an activist it can be very confusing. These layers are a lot to get through and Steph does a beautiful job at focusing on what is important to her.2020-04-281h 10
Financial Sobriety School with Linda ParmarEpisode 24 - TawnyLinda welcomes Tawny on her podcast today. Tawny is a writer based in NYC and loves to talk about all the taboo subjects including MONEY! Tawny is an advocate for smashing stigmas attached to sexuality and sobriety and talking to her about money was so amazing! Tawny grew up in a small town where she took charge of her own money from a young age. She felt like she was able to "hustle" her way through her life with money and in sobriety has learned how to be responsible and feels like she is ALWAYS learning. Tawny...2020-04-2149 min
Financial Sobriety School with Linda ParmarEpisode 23 - LisaIn this episode Linda has a guest, Lisa. Lisa's story is so powerful talking about codependency and how it has affected her relationship with money. Lisa has struggled with what has worked for her with money and unfortunately has learned the hard way what has not worked for her with her money. Some great tips in this episode on how to drop what no longer serves you and to try to make life as simple as possible with money to help ease your mind. 2020-04-1447 min
Financial Sobriety School with Linda ParmarEpisode 22- How to THRIVE Financially In These TimesWe are going through a hard time with the pandemic that the world is going through. Linda knows it is important to address that it is hard financially. She has created a handbook called "How to THRIVE Financially through the pandemic, 10 steps the successfully navigating the unknown. The handbook can be found at www.lindaparmar.com/thrive Linda walks through her newest offering in this podcast and goes into detail on how we can change our mindset from survive to THRIVE. It is the hardest time financially for some but there are ways to navigate this successfully!2020-04-0725 min
Financial Sobriety School with Linda ParmarEpisode 21 - SaraLinda has a guest on her episode today, Sara. Sara shares her story of her experience with money and wanting the security that money brings. Sara talks about how she knows that the energy of money and dealing with the emotions of money are so important and that she doesn't want money to just happen to her anymore. 2020-04-0751 min
Love Sober PodcastLove Sober Podcast 73 Guest: Linda Parmar 03/04/2020This week on the pod we catch up with Linda Parmar our fellow She Recovers Coach and Sobersister from Canada. Linda specializes in financial recovery and helping women in recovery to heal their money thoughts and behaviors. Her life in addiction led her to a life of financial chaos. With her recovery she has learned that alcohol and drugs were just a symptom of negative patterns and behaviors. This is the same for money. A few years into recovery she was ready to look at these patterns and behaviors which led her to become a Certified Money Coach. Linda...2020-04-0344 min
Financial Sobriety School with Linda ParmarEpisode 20 - JessicaLinda has a guest on this episode, Jessica. Such a great episode talking about how how childhoods can affect our beliefs about ourselves and money in our adult life. As children we listen to messages told to us by our parents and those are so hard to let go of and Jessica is so vulnerable and honest in her story growing up. Jessica is also an entrepreneur and striving to let go of old stories and thoughts to "level up" her business and start to make more money and start to hire staff. Such a beautiful conversation, enjoy!2020-03-311h 05
Financial Sobriety School with Linda ParmarEpisode 18 - Staying PresentToday's episode is talking about staying present during these times we are going through right now with the Covid 19 Virus. Linda shares her personal experience that she is going through due to the pandemic and her husband being laid off his job. This is a time to remain present and get back to basics with our finances but MOST importantly our emotional well being. 2020-03-2416 min
Financial Sobriety School with Linda ParmarEpisode 19 - JennLinda's guest this week is Jenn. A sober sister that Linda met on Saltspring Island at a She Recovers retreat and so grateful for this conversation. Jenn opens up about her impulsive spending which lead to feelings of guilt and shame. The conversation is so beautiful as it leads to talking about money and food and how parallel they run to each other when it comes to the emotions and behaviours. This is such a POWERFUL topic for women these days. 2020-03-2454 min
Financial Sobriety School with Linda ParmarEpisode 17 - Panic SpendingWe are living in unprecedented times right now. Fear, panic spending, hoarding are affecting our lives right now and Linda takes the time to walk you through steps to take to ensure that you aren't living in fear and unconsciousness during this time. NOW is the time for us to be conscious. There is opportunity in this pandemic for us to connect, be present and conscious within ourselves and especially our money. Stay safe and take steps to make yourself feel safe during this time. 2020-03-1619 min
Financial Sobriety School with Linda ParmarEpisode 15 - Conscious SpendingWhat does Conscious Spending mean to you? In this episode Linda talks about her views on Conscious Spending and how to be present and conscious when making financial decisions. 90% of the decisions you make everyday are UNCONSCIOUS and 10% are CONSCIOUS. Mind blowing. Let's open our eyes wide open together with money and start to be conscious with our spending and finances. 2020-03-0320 min
Financial Sobriety School with Linda ParmarEpisode 16 - TrishLinda has a guest on her podcast today, Trish. Trish is navigating life after divorce and how to move forward in life with patterns and behaviours that she is feels is no longer serving her. Trish and Linda work together on strategies on changing mindset and thoughts surrounding money. Changing mindset around money can be a challenge but so worth it as Trish experiences in this conversation. Enjoy!2020-03-0357 min
Financial Sobriety School with Linda ParmarSallyLinda welcomes her guest Sally. Sally has had many life experiences that has brought her to where she is now with her finances. Letting go of old stories and habits are some key things Linda and Sally talk about in this episode. Enjoy!2020-02-251h 00
Financial Sobriety School with Linda ParmarTop 5 Money TipsLast week Linda talked about Acceptance of your financial story. Today Linda talks to us about the top 5 money tips that she has to move forward with money. The top 5 tips are as follows: 1. Be accountable 2. Spending Plan 3. Debt 4. Be Grateful 5. Set 3 Financial Goals The action plan steps are details in the podcast and you can also download them here: Top Five Money Tips. 2020-02-2527 min
Financial Sobriety School with Linda ParmarAnnieLinda has a guest, Annie, on the show today. Linda and Annie have a great conversation about making big money choices. Annie is currently at a crossroads in her life and big financial decisions are feeling like pressure. They talk about whether taking a job that doesn't feel aligned with who you are as a person is the best choice and so many other decisions.So many good nuggets in the this episode but you will also love hearing Annie's dog Frankie makes a few special appearances. 2020-02-181h 10
Financial Sobriety School with Linda ParmarMoney and AcceptanceAcceptance is a huge part of moving forward with money. Today Linda asks you the question "How can you accept your current financial situation?" and gives tips on how to do this. Linda had to accept that she was overspending and using money as an escape of what was happening in her life to start to move forward. It is a big step in Financial Recovery but the most important one.2020-02-1818 min
Financial Sobriety School with Linda ParmarTammiIn this episode Linda welcomes her guest Tammi. Tammi's story has so many layers of trying to feel safe around money during many times in her life. Tammi is currently going through a separation and this has been bringing up feelings surrounding money during this process. Feeling unsure about money during this life event is very normal and Linda and Tammi have a great conversation on how she is maneuvering this and how to move forward. 2020-02-1154 min
Financial Sobriety School with Linda ParmarMelissaLinda has a guest on her podcast, Melissa. Melissa bravely tells her story about money has affected her in her life and how she has learned so many lessons in her life that has lead her to her experience now. Melissa has learned the hard way as many of us have and her story is so inspiring on how she is moving forward with confidence even when times are hard. 2020-02-0450 min
Financial Sobriety School with Linda ParmarMoney and EmotionsLinda talks about how important it is to feel your emotions about money. To feel it is to heal it. If we constantly resist our feeling surrounding money we will remain stuck in our money story. You need to feel your emotions to move forward. Be still, be silent, be loving to yourself and feel your emotions when it comes to your money. What emotions come up for you when you think about money?2020-02-0418 min
Financial Sobriety School with Linda ParmarImpulsive SpendingIn today's episode Linda dives deeper into her story of impulsive spending that led her to too much debt. Impulsive spending, emotional spending and shopping addiction is a thing that is being experienced by so many women right now. Linda gives you details on how to deal with this impulsive behaviour and start to move forward with your relationship with money. 2020-01-2822 min
Financial Sobriety School with Linda ParmarReneeLinda has a guest on today's episode , Renee. Renee bravely tells her story of recovery and what has led her to start to look at her relationship with money. Our money stories can run so deep and Renee shares some very important moments that have happened in her life and shaped her to what she believes today. 2020-01-2856 min
Financial Sobriety School with Linda ParmarEpisode 5 - BrookeIn today's episode Linda has a guest, Brooke. Brooke bravely shares her story about her struggle with money growing up and how that is affecting her now. Brooke is a woman in recovery that also struggles with gambling as part of her story. Linda and Brooke have a great conversation about the importance of starting small and how your past can be the best teacher of all. 2020-01-2159 min
Financial Sobriety School with Linda ParmarEpisode 4 - The Energy of MoneyIn today's podcast Linda talks about the energy of money and how that relates to your financial recovery. Linda truly believes that money flows through us. The way we feel about money is so important and will lead us to the energy that we create about money. Linda offers a way to think about how to change your energy about money in this episode. 2020-01-2118 min
Financial Sobriety School with Linda ParmarEpisode 3 - Your Money, Your Recovery - TeresaIn this episode Linda has her first guest! Teresa is the first guest on the podcast to have a live coaching session with Linda. Teresa talks about money moments in her life that have led her to where she is now, what stories she believes about money and how she is going to change it. Teresa shows such vulnerability and bravery in this episode and hopefully when you listen to this episode you will realize you are not alone in your struggle with money and feel inspired to take action. 2020-01-161h 00
Financial Sobriety School with Linda ParmarEpisode 2 - Your Money, Your Recovery - My StoryIn this episode Linda shares her story with her journey with her recovery and her money. This episode is raw and Linda tells you all of the details of what her recovery looked like and what led her to a place of hitting a bottom with her money. The most important part is that Linda shares that IT'S POSSIBLE to financially recover.2020-01-1640 min
Financial Sobriety School with Linda ParmarEpisode 1 - Welcome to Your Money, Your RecoveryIn episode one Linda walks you through what this podcast is all about. Linda is focused on helping her audience heal their relationship with money. This week she is talking about what Financial Recovery means to her and what her experience so far has been with helping people with money and some of her own experience. What is Financial Recovery? Financial Recovery is healing your relationship with money. Linda is a Certified Money Coach©, Professional Recovery Coach, She Recovers® Coach and soon to be Financial Recovery Counsellor. 2020-01-1422 min
To 50 and Beyond podcastNo More Money Shame with Linda ParmarEpisode 99 No More Money Shame with Linda Parmar In this episode, I talk with Linda Parmar, a Certified Money Coach, and Recovery Coach, about the different categories of feeling shame about money and how to let the shame go. Linda shared one of her first memories of money when she stole $ from her cousin, and how Linda works on her money story today. Topics include: What is money You are not alone in money shame Men and women's view of money Perimenopause anger (bonus:) Tracking spending Burying your head in the sand...2020-01-1451 min
The Bubble HourLinda Parmar on Addiction, Recovery and MoneyWhen Linda Parmar embraced a life of sobriety more than five years ago, she thought she was putting her worst impulses behind her. However, not only did her time in active addiction result in enormous debt, but she also spent money impulsively in early recovery as a means of comfort and distraction. Eventually, Linda's recovery lifestyle had to expand to include financial recovery as well as sobriety. Linda now helps others navigate similar situations in her role as a Certified Money Coach, Professional Recovery Coach, and a SheRecovers Coach. Her website is www.lindaparmar.com Host Jean McCarthy's blog UnPickled is...2020-01-1454 min