Shows
The SUPERmen PodcastEpisode 39 - Victor Idoko on Money Lessons, Life Goals & Playing the Long GameWhat do chess, fitness, and financial planning have in common?For Victor Idoko from CFV Advisory, they’re all about thinking ahead, making smart moves, and playing for the win.In this episode, Victor takes us from his childhood in Nigeria — where his parents had very different ideas about money — to building a life and career in Australia. He opens up about the cultural shocks, the lessons that stuck, and how those early money conversations shaped the way he helps clients today.We chat about his personal investing philosophy, why financial litera...2025-08-1245 min
The SUPERmen PodcastEpisode 38 - From Miami to Canberra - Superannuation Under SiegeMatthew and Lionel have just landed back from the MDRT conference in Miami, and … their minds are buzzing.In this episode they spill the beans on what’s shaking up the financial advice world – including how AI is changing the game.But they don’t stop there. The boys dive head‑first into Canberra’s latest grab for your super – proposed tax changes that could sting Aussie retirees.They’re fired up, calling out the pollies and asking the big question: why aren’t we teaching people how to manage money instead of moving...2025-07-1629 min
The SUPERmen PodcastEpisode 37 - TPD Claims - When the System Breaks You TwiceTPD Claims: When the System Breaks You TwiceHow Australia’s safety nets are failing the people who need them most.In this confronting episode, Matt and Lionel dive into the world of Total and Permanent Disablement (TPD) claims—where money meets trauma and red tape can cost lives. From the frontline of financial advice, they unpack the emotional and financial minefield of navigating TPD, workers comp, Centrelink and superannuation.They reveal how mental health-related TPD claims are on the rise, yet the system meant to protect vulnerable Australians is slow, confusing, and...2025-06-0635 min
The SUPERmen PodcastEpisode 36 - Real Advice, Real Aussies and the Power of Getting It RightThis week on the Supermen Podcast, it's just Matthew and Lionel — no guests, no fluff — just two seasoned financial planners breaking down real client wins and real financial turning points.From strategic asset restructuring to maximising tax efficiency and reshaping retirement outcomes, this episode is packed with the kind of stories that make the numbers matter. Matt and Lionel peel back the curtain on the conversations, decisions, and strategies that have changed lives — not with products, but with smart thinking and technical know-how.They also reflect on how the podcast has become more than j...2025-05-2029 min
The SUPERmen PodcastEpisode 35 - Making the Complex Seem Simple — James Wrigley on TikTok, Trust, and Tackling the $3 Million CapIn this episode of the Supermen Podcast, we’re joined by James Wrigley — a seasoned financial planner with two decades of experience and a surprising knack for connecting with thousands on TikTok.We dig into James’ evolution as a trusted voice in financial advice, how he uses social media to build genuine connections (not followers), and the battle against fake accounts misusing his name. This isn’t just a conversation about content — we tackle real issues: the complexity of retirement planning, the controversial $3 million super cap, and the emotional toll of navigating these conversations with clients.J...2025-05-1539 min
The SUPERmen PodcastEpisode 34 - Real Talk with John Paul Saab - Business, Balance & the Super Debate🎧 Episode Summary:In this raw and thought-provoking chat, Lionel and Matt sit down with Lionel’s brother-in-law, John Paul Saab—better known as JP—founder of ID Fitouts. From humble beginnings and first jobs to building a thriving fitout business, JP shares the real story behind his entrepreneurial journey, including the wins, the painful losses, and the lessons only experience can teach.JP opens up about his philosophy on success, the three pillars he lives by, and why—despite being a successful business owner—he's never been a fan of superannuation. In classic Supermen style, Matt and Lion...2025-03-281h 10
The SUPERmen PodcastEpisode 33 - The Dirty Little Secrets Of SuperannuationSuper’s Dirty Little Secrets: Are You Walking Into a Trap?Think your super is working for you? Think again. In this explosive episode of The Supermen Podcast, Matt & Lionel expose the hidden landmines lurking in your superannuation—traps that could cost you (or your loved ones) tens, if not hundreds of thousands of dollars.🚨 The biggest super mistakes no one talks about: ❌ Why your super doesn’t automatically become tax-free when you retire ❌ The pension drawdown trap that could derail your retirement plans ❌ How moving supe...2025-03-1928 min
The SUPERmen PodcastEpisode 32 - Money, Mental Health & Million-Dollar DecisionsLionel and Matthew dive deep into the emotional side of financial planning—how money and mental health are connected, and why treating clients with complex traumas requires more than just number-crunching. They break down real client scenarios, including a million-dollar workers' comp payout and the delicate balance between financial security and giving people permission to enjoy their wealth. Plus, smart strategies for managing and paying down debt. Know someone struggling with these decisions? This episode might just help. Hosted on Acast. See acast.com/privacy for more information.2025-03-1237 min
The SUPERmen PodcastEpisode 31 - Market Update with Michael SmaginLionel O'Mally and his friend and colleague, Michael Smagin, from Ags Financial Group, discussed their journeys into finance, the importance of understanding interrelationships between different markets, and the importance of considering one's life stage when determining investment risk. They also discussed the current economic climate, the manipulation of economic data, the value of gold as a monetary system, the impact of tariffs on the global economy, and their personal hobbies. Hosted on Acast. See acast.com/privacy for more information.2025-03-1241 min
The SUPERmen PodcastEpisode 30 - Farming, Finance & The Future with Jack Cresswell Australia’s farmers are facing a perfect storm—rising costs, labour shortages, and the challenge of attracting the next generation to the land. In this episode of the Supermen Podcast, Lionel, Matthew, and special guest Jack Creswell—host of the Farms Advice Podcast—dive deep into the intersection of farming and finance.Jack shares his first-hand experience growing up on a sheep station, his transition to intensive farming, and the innovative strategies farmers are using to stay ahead. The conversation covers everything from land values and economies of scale to managing farm cash flow, su...2025-01-301h 12
The SUPERmen PodcastEpisode 29 - Using a Self-Managed Super Fund to Secure Your Business's FutureIn this episode of the Supermen Podcast, Lionel and Matt dive into the strategy of using a self-managed super fund (SMSF) to purchase a commercial property, which Matt has recently done for his business, Newcastle Advisors. They explore the tax-effective benefits of having the business rent the premises from the SMSF, a concept Matt first encountered 15 years ago from a mentor. Lionel highlights recent government crackdowns on superannuation due to its tax advantages, but both agree this remains a viable and smart strategy when done right. Tune in to learn how SMSFs can play a pivotal role in your business...2025-01-2121 min
The SUPERmen PodcastEpisode 28 - Welcome BackLionel and Matty discussed their return and the plan for the podcast this year.They also shared their personal experiences over the break and their plans for future episodes, with the next episode focusing on Matt's office purchase.Lastly, they discussed their business growth, with Lionel's business having its biggest month ever in December and Matt expressing his excitement about building his team to have the capacity to help more people. Hosted on Acast. See acast.com/privacy for more information.2025-01-1514 min
The SUPERmen PodcastEpisode 27 - Tackling Life's Challenges with Nathan Stapleton Welcome to Episode 27 - Tackling Life's Challenges with Nathan Stapleton. "really good things happen, and really bad things happen. But no matter what, you gotta wake up the next day, put your f#cking boots on and go back to work."In this episode of the Supermen Podcast, Lionel and Matthew sit down with former NRL player Nathan Stapleton to explore his remarkable life story. Growing up in a small town in the northern tablelands, Nathan followed his passion for rugby league, rising to play for the Cronulla Sharks and later the London...2024-11-2055 min
The SUPERmen PodcastEpisode 26 - Mental Health & Money: Breaking the Silence with Simon RinneIn this episode, Lionel and Matt are joined by Simon Rinne, founder of Mindful Men, to discuss the growing mental health crisis in Australia, particularly among men, and the profound impact of financial stress on mental well-being. They highlight the importance of openly addressing financial mental health and the power of sharing personal stories to challenge societal norms. The conversation also explores the difficulties men face in talking about mental health, the crucial role of professionals in offering support, and practical tips for managing stress. If you want to reach out to Simon and his team...2024-10-2949 min
The SUPERmen PodcastEpisode 25 - Retirement Success and Tax-Smart InvestingMatthew and Lionel, co-hosts of the Superman Podcast, discussed their podcasting journey, the importance of consistency, and their plans to upgrade their podcast experience. They also discussed the importance of planning for retirement, the tax implications of property ownership, and the potential benefits of annuities and income layering. Lastly, they emphasized the importance of strategy and execution when managing one's retirement plans, the mindset shift in retirement when they see retirees go from budgeting to spending plans, and strategies for property investment and tax minimization. Hosted on Acast. See acast.com/privacy for more...2024-10-2239 min
The SUPERmen PodcastEpisode 24 - Grandparents & Grand Plans: How to Build a Lasting Legacy for Your GrandkidsLionel and Matt discussed the current state of their respective businesses. However, in this episode the boys focus on the challenges faced by grandparents who want to support their grandchildren financially. They also explored alternative investment options for grandchildren, such as superannuation, investment bonds and education bonds, which offer tax benefits and flexibility. Lastly, Matt emphasised the importance of understanding one's financial goals, whilst considering the highest and best use of capital, and encouraged listeners to reach out for professional advice if they are considering retiring early or creating a legacy for their grandchildren.*Apologises about...2024-10-1735 min
The SUPERmen PodcastEpisode 23 - Is it possible to pay no income taxOn this episode Matt & Lionel discuss how you can use superannuation to make it possible to pay no income tax. They explore contribution strategies, different phases of superannuation, and the overall tax structures. The supermen explore some recent cases and experiences to further explain how this can be used in specific circumstances. Hosted on Acast. See acast.com/privacy for more information.2024-10-0833 min
The SUPERmen PodcastEpisode 22 - The Dirty Little Secret of Super FundsIn this episode of the Supermen Podcast, Matthew and Lionel discuss the complexities and unknowns of the superannuation system in Australia. They highlight the history of superannuation, and how it has evolved over the years. They also discuss the tax traps that retirees need to avoid and the hidden rules that some super funds impose on their members. A particular focus is on the minimum balance requirement of $50,000 to access tax-free pension phase, which leaves many Australians paying 15% tax on their superannuation earnings. The conversation also touches on the issue of big super...2024-10-0229 min
The SUPERmen PodcastEpisode 21 - The 80 year old mother with a big problemIn this episode of the Superman Podcast, co-hosts Matthew and Lionel discussed their recent experiences, strategies, and client cases. They explored various financial scenarios, including the challenges of maintaining a large family home as people age and the pros and cons of downsizing for retirees. They also discussed strategies to maximize pension benefits and protect assets for a client with a disabled son, considering options such as special disability trusts and testamentary trusts. Hosted on Acast. See acast.com/privacy for more information.2024-09-2043 min
The SUPERmen PodcastEpisode 20 - The importance of personal insuranceLionel and Marshall discussed the importance of personal insurance for Australian households, emphasizing the role of life insurance, total and permanent disability insurance, trauma or critical illness insurance, and income protection in providing financial security. They also highlighted the importance of reviewing insurance plans, understanding the differences between various types of insurance, and addressing the issue of underinsurance in Australia. The conversation concluded with a discussion on the claims process and the importance of honesty and transparency when making a claim. Hosted on Acast. See acast.com/privacy for more information.2024-09-1852 min
The SUPERmen PodcastEpisode 19 - Simplifying Business Risk - Making the Complex Seem Simple with Paul MilbournePaul Milbourne, from Milbourne Insurance Solutions, shares his insights on business risk management, tax planning, and debt management, and the importance of understanding corporate structures. The team also discussed the potential implications of expanding your business partnership to include spouses, the importance of identifying key roles in a business, and the benefits of various insurance policies. Lastly, they touched on the changing trends in life insurance, the importance of collaboration between professionals, and shared real-life cases of unexpected losses due to the sudden death of a business partner.Should you need any support reach out to...2024-09-0345 min
The SUPERmen PodcastEpisode 18 - The SMSF CoachEpisode 18 - The SMSF Coach.Matt & Lionel had the pleasure of being joined by Liam Shorte, the SMSF coach from Sonas Wealth. In this podcast the boys discussed the benefits and considerations of setting up a self-managed super fund (SMSF), including the importance of understanding the associated responsibilities, seeking professional advice, and the potential risks of mismanagement. They also explored the financial implications of purchasing properties through SMSFs, the potential of using SMSFs to purchase commercial properties, and the importance of financial planning and tax minimization. Lastly, they discussed retirement strategies for couples...2024-08-071h 09
The SUPERmen PodcastEpisode 17 - Navigating Individual Tax ReturnsLionel and Matt from FMC Accountants discussed various aspects of individual tax returns, including deductions, claims, and changes in tax brackets. They emphasised the importance of seeking professional financial advice, maintaining accurate records, and working with registered tax agents to navigate the system. They also highlighted the benefits of contributing to superannuation as a strategy to reduce taxable income and introduced Matt as a resource for listeners needing assistance. Hosted on Acast. See acast.com/privacy for more information.2024-07-3138 min
The SUPERmen PodcastEpisode 16 - Client Feedback - The Impact of Financial AdviceMatthew and Lionel, hosts of the Superman Podcast, discussed their approach to financial planning, client education, and the value of their services in providing financial guidance and easing clients' worries. They also highlighted the challenges and benefits of providing financial advice to clients, particularly those with disabilities, and looking to retire. And the importance of building long-term relationships with clients. Lastly, the boys shared client feedback that highlighted the impact of financial advice.Tune in to learn more about financial advice to see if it would benefit you. 2024-07-3033 min
The SUPERmen PodcastEpisode 15 - The value of building relationships in businessToday's episode we have a special guest, someone Matt has known as a friend & colleague for over 11 years.We first met while working at the big corporate in Sydney. Our guest today is none other than Mr. Ronald Pratap.Ron is the principal financial planner at RP Wealth management. Ron is one of the most relatable and funny financial planners I've ever met, and he's dedicated to helping the people of Western Sydney get quality, financial advice.Ron shared his background, including his upbringing on a single parent pension, his...2024-07-241h 01
The SUPERmen PodcastEpisode 14 - Estate Planning with Alana Harden WilliamsAfter Matt & Lionel discussed the importance of estate planning, they wanted to get an expert on the podcast to provide some valuable insights. Alana Harden Williams from Cooper Williams discussed the importance of expert legal advice and guidance in creating a will, and the potential pitfalls of using online DIY will kits. The team also discussed the potential costs and liabilities associated with estate disputes, the process of obtaining probate, and the importance of choosing an executor who is proactive and detail-oriented. In addition, they explored the benefits of bundling services...2024-07-1646 min
The SUPERmen PodcastEpisode 13 - Heather Cameron's Inspiring Story In the Supermen Podcast, Heather Cameron, a best-selling author from Bourke, was invited to share her inspiring story of self-publishing her book. The hosts, Matt and Lionel, discussed Heather's relationship with money, exploring her upbringing and financial lessons from her rural background. Heather shared that growing up in a financially modest household, with the value of money emphasized, led her to save $5,000 as a teenager and purchase her own house at 18 years old. She estimated that the house, bought for $25,000. Lionel praised Heather's self-education in financial matters and highlighted the importance of open discussions about...2024-07-0951 min
The SUPERmen PodcastEpisode 12 - Will the RBA be forced to raise the cash rate?Will the RBA be forced to raise the cash rate? Matt McCabe speaks with the Chief Economist from BetaShares David Bassanese. They explore the impact of inflation on families, discuss the outlook for inflation, touch on unemployment and the affect it has on inflation and interest rates. David Bassanese shares his insights as to where interest rates are going, the fear of recession and how it may impact your superannuation and retirement savings. Should you have any questions, please reach out to Lionel or Matt to discuss your specific...2024-07-0220 min
The SUPERmen PodcastEpisode 11 - Understanding the Impact of Your Actions on WealthThe Superman Podcast team introduced award winning financial planner John Cachia, who shared his unique approach to financial planning and his passion for helping Australian's achieve their goals. The boys discussed the complexities of financial planning, and the importance of addressing not just financial issues but also the underlying behavioural and psychological ones. The team also highlighted the lack of financial literacy education in schools and the need for individuals to take charge of their financial education. John provides several nuggets of gold to support you and your family. *Trigger Warning*We do talk about...2024-06-1855 min
The SUPERmen PodcastEpisode 10 - The Importance of Estate PlanningIn this episode of the superman podcast, Matt and Lionel discussed the critical aspects of estate planning. They highlighted the importance of having a will, which is a legal document that specifies how assets are distributed after an individual's passing. They also emphasised the role of an executor in managing the estate and the potential consequences of not having a will, such as assets being distributed according to state law. The discussion underscored the need for effective estate planning to manage and preserve assets during one's lifetime and after death, and to reduce stress and conflicts among family members....2024-06-1147 min
The SUPERmen PodcastEpisode 9 - Uncovering the value of adviceIn this episode of the SUPERmen podcast, Lionel and Matt discuss the value and importance of financial planning. Lionel addresses the negative perception of financial planners in the media and highlights the impact of good advice on long-term financial growth. They also touch on the issue of under insurance in Australia and the recent Royal Commission into the financial services. Personal anecdotes and experiences are shared, including Lionel's recent media appearances and the ongoing rush before the end of the financial year. Hosted on Acast. See acast.com/privacy for more information.2024-06-041h 12
The SUPERmen PodcastEpisode 8 - Tax Effective InvestingMatt McCabe and Lionel O'Mally discussed the potential of investment and education bonds for tax-effective investing and estate planning, with a focus on their unique tax rates, ownership structure, and flexibility. They also explored strategies for using these bonds for future education expenses, retirement income replacement, and long-term investment, emphasising their benefits for tax-efficient transfer of funds. Hosted on Acast. See acast.com/privacy for more information.2024-05-3035 min
The SUPERmen PodcastEpisode 7 - Superannuation ContributionsMatt and Lionel discussed strategies to reduce tax burdens and boost retirement savings, with a focus on maximizing superannuation contributions and leveraging tax deductions. They also shared their thoughts on the stage 3 tax cuts. Lastly, they touched on the importance of balancing super contributions with personal cash flow needs, and the increasing demand for financial planning advice. Hosted on Acast. See acast.com/privacy for more information.2024-05-0732 min
The SUPERmen PodcastEpisode 6 - Q&A SuperannuationLionel and Matt discuss a few questions that Lionel was asked at the Caravan & Camping show at Rosehill Gardens. Lionel & Purpose Planning had a stall at the show, looking to impart some of his knowledge to attendees to support them on their journey. In the podcast, the boys discuss the financial benefits of superannuation, including strategies for maximizing concessional contributions, accessing super at retirement age, and the tax implications of different income sources. They also explored the complexities of retirement planning, the potential of superannuation as a tax-effective investment structure, and the importance of...2024-04-2231 min
The SUPERmen PodcastEpisode 5 - The importance of strategic debt managementAfter listening to your feedback, Lionel & Matt discuss a topic for the younger generations specifically debt and property.The lads emphasize the importance of strategic debt management and the benefits of using an offset account compared to a savings account.They explore the potential tax benefits of different strategies and the importance of considering future life stages when managing finances and property. Hosted on Acast. See acast.com/privacy for more information.2024-04-0229 min
The SUPERmen PodcastEpisode 4 - Retirement Planning w/ Barry "Nooka" James HarrisThe boys are coming to you from The Northy Bourke Pub with special guest Barry "Nooka" Harris. Lionel and Matthew discussed their Superman podcast, where they aim to provide financial advice for people of all backgrounds. They shared their personal stories and experiences with money, as well as their experiences assisting individuals. Including their special guest Barry "Nooka" Harris and his road to retirement. They highlighted the benefits of seeking financial advice early on and the potential of generating extra income streams through a pension account. They...2024-03-1340 min
The SUPERmen PodcastEpisode 3 - The SUPERmen chat SuperThis week, your financial planners, Matt & Lionel, discuss all things superannuation and how you can leverage superannuation to support yourself in retirement.They explore the most googled terms of superannuation, provide valuable insights and education around one of your largest assets (outside your home).Matt thought this would be a dry and boring topic, however Lionel wanted to tackle superannuation and provide further education and awareness, as to why we love superannuation and how it has significantly added value to many of our clients financial situations.They finish off the...2024-03-0655 min
The SUPERmen PodcastEpisode 2 - Six Horror Stories in RetirementIn this podcast you are in for a treat.The two financial planners, Lionel O'Mally & Matt McCabe, discuss how they came up with the name 'The SUPERmen Podcast’.Before taking a look at some recent financial articles that pricked their ears and they discuss how they would approach each situation with their clients. They explore the article 'six horror stories in retirement' in more detail, linking some of these issues faced in retirement to several of their clients that they have supported over the years, exploring their experiences, mistakes, and learnings.Th...2024-02-2636 min
The SUPERmen PodcastThe Supermen Podcast - TeaserThe Supermen Podcast is a dynamic and insightful show hosted by two seasoned financial planners from Australia, who bring a wealth of knowledge and experience to the table. In this episode Lionel O'Mally & Matt McCabe introduce themselves to the listener and discuss what to expect on the new podcast. Whether you're a seasoned investor or just starting to think about your financial future, the Supermen Podcast offers something for everyone. Tune in and come along for the ride. Hosted on Acast. See acast.com/privacy for more information.2024-02-1928 min