Shows
Meu Mundo na Escrita PersuasivaMarketing de conteúdo posiciona o AfroempreendedorMarketing de conteúdo não é “postar por postar”. Para afroempreendedores, é educar a audiência, engajar com propósito e vender com respeito. Neste episódio, detalho como tirar o plano do papel com 5 passos simples (definir público, metas, formatos, calendário e mensuração), escolher formatos por objetivo (blog para profundidade/SEO, redes para diálogo, vídeo curto para demonstração, e-book/guia para captura) e executar um calendário de 30 dias que cabe na rotina. Falo também de copy ética (convite, não truque...
2025-11-0725 min
Meu Mundo na Escrita PersuasivaPresença Digital fortalece e impulsiona a marca do AfroempreendedorSerá que a sua marca, como afroempreendedor, está sendo vista online? Ou você sente que sua voz não consegue furar a bolha?Ter uma presença digital não é vaidade, é estratégia de sobrevivência, poder e construção de legado. É erguer o seu próprio Quilombo Digital.Neste episódio, desvendo os 5 Pilares essenciais para construir uma fortaleza online autêntica e lucrativa.Vamos falar sobre:Pilar 1: Identidade e Propósito: Como sua cultura é sua maior força de branding....
2025-10-3121 min
Meu Mundo na Escrita PersuasivaAfroempreendedor é muito mais do que dono do próprio negócioCelebro o 20º EPISÓDIO com a segunda parte da série sobre Afroempreendedorismo!Neste episódio robusto, conto como ser afroempreendedor é muito mais do que ser dono do próprio negócio.É um ato de afirmação, um resgate cultural e um motor de fortalecimento da representatividade. É sobre construir um legado com propósito genuíno e impacto positivo.Para ajudar quem está começando (ou repensando) sua jornada, mergulhamos fundo em seis perguntas essenciais que todo empreendedor negro deve se fazer an...
2025-10-2415 min
Meu Mundo na Escrita PersuasivaAfroempreendedorismo: O Mercado Digital como Território de LibertaçãoInicio uma nova e poderosa série de cinco partes no "Meu Mundo na Escrita Persuasiva", dedicada ao Afroempreendedorismo. Neste primeiro episódio, parto de uma jornada pessoal para explorar um movimento coletivo. Conto como eu, Luís Rosa, transitei do jornalismo para o marketing digital e me descobri como um afroempreendedor, sentindo a obrigação de devolver o conhecimento para a minha comunidade. Descubra por que, para muitos de nós, empreender vai além da sobrevivência econômica; é um ato de resgate da id...
2025-10-1713 min
Meu Mundo na Escrita PersuasivaCrise é oportunidade de crescimentoEste décimo oitavo episódio do "Meu Mundo na Escrita Persuasiva" é uma viagem no tempo. Retorno a maio de 2020, ao epicentro da incerteza da pandemia, para revisitar um artigo com um título ousado: "Crise é oportunidade de crescimento". Cinco anos depois, com a poeira assentada e um mundo transformado, fazemos a análise definitiva: a crise foi, de fato, uma oportunidade? Este é um episódio de reflexão profunda sobre as lições que o caos nos ensinou e como a capacidade de se reinventar...
2025-10-1013 min
Meu Mundo na Escrita PersuasivaGatilhos Mentais são armas da persuasão nas mãos do CopywriterSejam todos bem-vindos e bem-vindas ao grande final da nossa série de cinco partes sobre a Psicologia do Consumo!Neste décimo sétimo episódio, uno todo o aprendizado e centro as atenções nas ferramentas mais práticas e poderosas do arsenal do Copywriter: os Gatilhos Mentais.Baseado na obra "As Armas da Persuasão", do psicólogo Robert Cialdini, este episódio é sobre os atalhos que a mente humana usa para tomar decisões e como você pode usá-los de forma ética para construir mensagens mais b...
2025-10-0316 min
Meu Mundo na Escrita Persuasiva7 Dicas de como usar a PNL como fonte de inspiração para o CopywriterNa quarta parte da nossa série sobre Psicologia do Consumo, analiso um dos conceitos mais poderosos da PNL: a ideia de que "o mapa não é o território". Este episódio vai transformar sua visão sobre o copywriting, mostrando que nosso trabalho não é apenas vender, mas atuar como verdadeiros "cartógrafos da mente". Aprenda como a linguagem que usamos serve para criar e alterar os mapas mentais que as pessoas usam para navegar em suas decisões, guiando-as de um estado de dor e confusão para um nov...
2025-09-2613 min
Meu Mundo na Escrita PersuasivaComo Explorar a Programação Neurolinguística no Mundo CopywritingNa terceira parte da série de cinco temas sobre Psicologia do Consumo, compartilho um nível de estudo que muito me ajudou a entender como funciona a mente de um potencial cliente. Se antes destaquei as influências, agora darei dicas de como falar a linguagem que o cérebro entende. Bem-vindo ao universo da PNL (Programação Neurolinguística), o estudo de como nossas mentes usam a linguagem para criar nossos comportamentos e crenças. Neste episódio, conto como a PNL não é uma té...
2025-09-1813 min
Meu Mundo na Escrita PersuasivaPsicologia do Consumo Facilita a Vida do CopywriterNeste segundo episódio da série de cinco episódios para entender o comportamento de compra das pessoas, o assunto é a Psicologia do Consumo.Faço um convite ousado: antes de tentar decifrar a mente do seu cliente, que tal olhar no espelho? Chego ao décimo quarto episódio do Meu Mundo na Escrita Persuasiva, e parto de uma jornada de autoconhecimento para nos tornarmos copywriters mais empáticos e eficazes. Exploro como nossas próprias tendências de consumo, seja a lealdade a u...
2025-09-0513 min
Meu Mundo na Escrita PersuasivaPsicomarketing tem tudo a ver com o CopywriterBem-vindo a uma nova jornada no "Meu Mundo na Escrita Persuasiva"! Neste episódio 13º episódio, inicio uma série especial de cinco partes dedicada a desvendar o universo da Psicologia do Consumo. Parto da premissa fundamental de que toda compra começa na emoção e só depois se justifica com a razão.E para inaugurar esta série, destaco o alicerce de tudo: o Psicomarketing. Descubra como esta fascinante área da psicologia nos ajuda a entender o comportam...
2025-08-2913 min
Meu Mundo na Escrita PersuasivaComo ter ideias para se tornar um Copywriter profissionalQual copywriter nunca sentiu o terror da página em branco com um prazo se aproximando? Aquele desespero paralisante conhecido como bloqueio criativo. Neste décimo segundo episódio do "Meu Mundo na Escrita Persuasiva", vou desmistificar a criatividade e provar que ter boas ideias não é um dom, mas sim o resultado de um sistema. Este é um apanhado de ideias para você construir sua própria "máquina de ideias", um processo confiável para transformar a inspiração em uma rotina e nunca mais s...
2025-08-2218 min
Meu Mundo na Escrita PersuasivaMarketing Pessoal serve de incentivo para o crescimento da carreira do CopywriterExistem dois tipos de Copywriters no mercado: os que procuram por trabalho e os que são procurados. O que diferencia esses dois grupos não é apenas o talento, mas a força de sua marca pessoal. Neste décimo primeiro episódio do "Meu Mundo na Escrita Persuasiva", traço pontos em um dos temas mais importantes e desafiadores para qualquer profissional criativo: o Marketing Pessoal. É o momento de quebrar o tabu e o desconforto de "falar sobre si mesmo", superando a síndrome do impostor par...
2025-08-1513 min
Meu Mundo na Escrita PersuasivaGestão de tempo: saiba como Copywriter ser mais produtivoEstimado Copywriter!!!! Você já chegou ao fim do dia com a sensação de que as 24 horas não foram suficientes para dar conta de tudo? Se essa angústia é familiar, este décimo episódio do "Meu Mundo na Escrita Persuasiva" é para você. Saber do que isso significa, eu detalho en um dos temas mais cruciais para qualquer profissional criativo: a gestão de tempo. Descubra que o segredo não é ter mais tempo, mas sim gerenciá-lo com mais inteligên...
2025-08-0712 min
Meu Mundo na Escrita PersuasivaNicho de Mercado é o caminho para a especialização do CopywriterNa construção da carreira como Copywriter, ou Escritor de Linguagem Persuasiva, você é um generalista ou um especialista de nicho? Muitos de nós, na tentativa de abraçar o mundo, oferecemos de tudo um pouco: produção de conteúdo para blogs, sites, anúncios pagos, SEO, e-mails, roteiros, posts…É tanta coisa!!! Mas será que essa é a estratégia mais inteligente? Neste nono episódio do "Meu Mundo na Escrita Persuasiva", entro em ponto crucial: as decisões para a escolha de um...
2025-08-0124 min
Meu Mundo na Escrita PersuasivaGeomarketing gera benefícios e impulsiona carreira do CopywriterVocê já esteve andando por um shopping e, como em um passe de mágica, recebeu uma notificação no celular um anúncio de uma loja que estava a poucos metros de você? Isso não é coincidência!É a estratégia eficaz conhecida como Geomarketing: a poderosa criatividade de usar dados de localização para entregar a mensagem certa, no lugar certo e na hora exata. Neste oitavo episódio do "Meu Mundo na Escrita Persuasiva", vamos desvendar esse universo que, embora pareça ter nascido co...
2025-07-2517 min
Meu Mundo na Escrita PersuasivaMarketing Conversacional Expande Talento do CopywriterVocê já se sentiu frustrado ao preencher um formulário de contato e ter que esperar dias por uma resposta? Agora, compare isso com a experiência de ter suas dúvidas resolvidas em segundos por um assistente virtual inteligente. Essa mudança radical é a essência do Marketing Conversacional. Neste sétimo episódio do Meu Mundo na Escrita Persuasiva, conto um pouco sobre a revolução que transformou monólogos de dezenas de anos no marketing tradicional em diálogos em tempo real, a base do M...
2025-07-1720 min
Meu Mundo na Escrita PersuasivaMarketing de relacionamento testa habilidade do Copywriter em cativar a audiênciaNo marketing, o que acontece depois da primeira venda? Em um cenário de negócios onde a competição é acirrada, muitas empresas focam apenas em transações imediatas, mas as marcas que verdadeiramente prosperam jogam um jogo diferente: o da lealdade.Neste sexto episódio do "Meu Mundo na Escrita Persuasiva", mergulhamos fundo no Marketing de Relacionamento, a estratégia vital para criar conexões duradouras e transformar clientes em verdadeiros defensores da sua marca.Descubra como mudar a mentalidade para criar relacionamentos duradouros...
2025-07-1015 min
Meu Mundo na Escrita PersuasivaMarketing Afetivo: A Arte de Escrever para o CoraçãoEm um mundo saturado de anúncios e mensagens que são esquecidas em segundos, como uma marca pode criar um laço real e duradouro com seus clientes? A resposta está em trilhar o caminho apenas com o objetivo final na venda e começar a construir relacionamentos. Neste quinto episódio do "Meu Mundo na Escrita Persuasiva", mergulho fundo no Marketing Afetivo, a estratégia poderosa que transforma consumidores em verdadeiros fãs. Se você é um copywriter, ou qualquer profissional que deseja criar cone...
2025-07-0211 min
Meu Mundo na Escrita PersuasivaMarketing de Influência oferece um vasto campo para o CopywriterVocê ouve "Marketing de Influência" e pensa apenas em celebridades com milhões de seguidores? Neste episódio, vamos virar essa ideia de cabeça para baixo.Eu, Luís Rosa, vou discorrer sobre o tema e te ajudar a entender que o verdadeiro poder da influência não está nos números, mas na confiança, e que este é um dos campos mais promissores para nós, Escritores de Linguagem Persuasiva.Descubra por que qualquer pessoa, em qualquer nicho, pode se tornar uma voz influente e qual é o papel estrat...
2025-06-2319 min
Meu Mundo na Escrita PersuasivaInteligência Artificial é aliada ou inimigaOlá, e bem-vindas e bem-vindos! A espera acabou, e está de volta o Podcast Meu Mundo na Escrita Persuasiva.Eu sou Luís Rosa, e compartilho minhas experiências com a Escrita Persuasiva, que vão muito além dos negócios e promover a venda de produtos e serviços.A Escrita Persuasiva está por toda a parte, e podemos juntos construir uma nova forma para aprofundarmos como escrever é uma diversão para todos os públicos e idades.Bora lá então!!!
2025-06-1112 min
Build a Better Financial Future162: Understanding Tariffs & Their Impact on Your Personal FinancesIn this episode, Luis talks about tariffs, their mechanisms, the Federal Reserve's role in inflation control, and the overall impact on personal finances. In this episode Luis discusses: What tariffs are How tariffs work The Federal Reserve & Inflation Impact on Personal Finances And much more….. Resources: Luis’ LinkedIN Luis’ X/Twitter Luis’ IG On My Way to Wealth YouTube Channel
2025-01-2913 min
Build a Better Financial FutureHow The New Real Estate Compensation Rules Affect HomebuyersIn this episode, Luis speaks with Alex Vazquez. Alex is a top producing Realtor® and award-winning team leader, including three-time 40 Under 40 Top Realtors. As a real estate professional, Alex is passionate about helping clients reach their real estate objectives through buying, selling, and investing. In this episode Luis and Alex discuss: · The role of a Realtor® in the homebuying and selling process · How the new compensation rules affect homebuyers · Little known benefits of purchasing new construction homes · The pros and cons of Homeowners Associations And much more…..
2024-08-2842 min
Diversity in Action™Season 3 Kick Off with Shawn & LuisTune in to this kick off episode as Shawn and Luis discuss everything BLX since the program’s inception. The application window for 2025 internships is opening soon, and Shawn and Luis provide an update on all the exciting things at BLX.Notes: In this episode, Shawn and Luis talk about: Celebrating successes and providing an update on how things have gone so farChanges we made and learnings we have discovered over the yearsChallenges our program has facedWhat’s next for the BLX Internship ProgramAnd more…….. Resources: https://www.blxinternshi...
2024-08-2741 min
Build a Better Financial Future144: Reach Your Financial Edge with Vanessa N. Martinez, MBAIn this episode Luis speaks with Vanessa N. Martinez, MBA. Vanessa is the CEO and Founder of Em-Powered Network, bringing over fifteen years of experience in wealth assessment and guidance. Barrons Top 100 Women Advisor 2020 & 2022, Forbes Top Women Wealth Advisor 2020 & 2021, Forbes Best in State 2021-2022. She is dedicated to building meaningful relationships and helping clients pass on a legacy rooted in strong values. Co-author of Family Values at Risk, Inclusive Communication to Pass on Your Family’s Wealth and Legacy. Notes: In this episode Luis and Vanessa talk about: ●...
2023-09-1343 min
Build a Better Financial FutureHow I Achieved a Perfect 850 Credit Score In this episode Luis shares how he obtained the highly coveted perfect credit score. If you’re looking to improve your credit score, tune in to learn more about what you should be doing today! Notes: In this episode Luis talks about: · How having a good credit score impacts other parts of your finances · The different parts that make up your overall credit score · Often overlooked mistakes that lower your credit score · How to protect your credit from fraudsters Resources:
2023-06-2124 min
Build a Better Financial FutureDeveloping a CEO Mindset & Leveling Up Your Finances In this episode Luis speaks with Jason LeDuc, CEO of Evil Genius Leadership Consultants. Jason served twenty years in the United States Air Force and retired at the rank of Lieutenant Colonel in 2015.He started Evil Genius Leadership Consultants to bring the best leadership and strategy lessons from the military to the civilian world. He maintains his growth as a leader through learning the best practices of various industries as he trains government and corporate clients, non-profit organizations, and small business owners to be effective and dynamic leaders. Jason first got involved in the Las Vegas startup community as...
2023-06-0753 min
Build a Better Financial FutureWhat You Need to Know Before You Apply for a Mortgage LoanIn this episode Luis speaks with Thomas Russo. Tom is the Managing Member of Coltrain Funding Group, located in NY. With over 25 years of experience in mortgages, Tom loves to help individuals and families achieve their dream of homeownership. Tune in to learn more about what you need to know before you apply for a mortgage loan. Notes: In this episode Luis and Tom talk about: The difference between a mortgage banker and a mortgage broker The criteria that lenders look at in order to determine a loan approval H...
2023-05-2450 min
Build a Better Financial FutureWhat You Need to Know Before You Borrow From Your 401KSometimes we find ourselves in need of additional cash. Whether it’s to pay off debt, buy a house, deal with an emergency or finance a project, it can be tempting to take money out of or borrow from our retirement plans. Tune in to learn more about what you should know before you borrow from your 401K. Notes: In this episode Luis speaks about the following and more: The difference between a 401k withdrawal and a 401k loan The pros and cons of borrowing from your 401k Lit...
2023-04-1224 min
Build a Better Financial FutureStrengthen Your Marriage & Level Up Your FinancesIn this episode Luis speaks with TV’s #1 relationship expert! Pastor Cal from the TV show Married At First Sight. Tune in to learn how to make your marriage and your finances stronger as a power couple. Pastor Cal is a sought-after magnetic speaker, acclaimed author, marriage coach, and relationship expert. As an ordained minister and pastoral counselor, Pastor Cal has dedicated nearly three decades to public speaking, teaching and relationship- building. He holds a BA in Theology from Oakwood University, a Masters of Divinity from Andrews University as well as a law degree from Col...
2023-03-0854 min
Build a Better Financial FutureThe Top 6 Ways To Make Your Tax Refund Work For You in 2023!‘Tis the season to be jolly! It’s tax refund season for most people. Want to learn my top 6 Ways to make your tax refund work for you in 2023? Then tune in to this episode! Notes: In this episode Luis talks about: Different types of accounts to make your money work for you Credit card payment strategies Different types of investment accounts Protecting Your Family Investing in Yourself Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 The BLX Inter...
2023-03-0122 min
Build a Better Financial Future4 Things Every Solopreneur Should Know!4 Things Every Solopreneur Should Know! Whether you have a side hustle or left your job to become a business owner, there are things that you should do in order to operate your business more efficiently. Tune in to learn the 4 things every solopreneur should know! Notes: In this episode Luis talks about: Keeping business and personal separate Forming a legal business entity Paying estimated taxes during the year Planning for your own retirement Resources: Download the 3 Fundamental “Money Moves” to Make Befo...
2023-02-1520 min
Build a Better Financial FutureConverting Funds to a Roth IRA When the Stock Market is DownRoth IRAs are a great way to have tax free income in retirement. If you have pre-tax funds in a Traditional IRA or 401K, you may benefit from converting those funds into a Roth IRA. Tune in to learn strategies you can use and the pro’s and con’s to help you make an informed decision. Notes: In this episode Luis talks about: What is a Roth IRA? How much you can contribute to a Roth IRA What is a conversion and how does it work? The pro’s and con’s of doing a...
2023-02-0820 min
Build a Better Financial FutureWhy You Need an Estate Plan with Andres MazabelIn the newest episode of On My Way to Wealth, I sit down with Andres Mazabel, Head of Advisor Solutions at Trust & Will. Having spent 10+ years in private banking, he's now on a mission to help advisors implement estate planning and deliver comprehensive planning. Andres views estate planning as a huge opportunity for financial advisors to deepen relationships, add value, and implement legacy planning conversations. Notes: In this episode Luis and Andres talk about: -What you need to know about estate planning -What is probate? -Choosing a guardian for y...
2023-02-0138 min
Build a Better Financial FutureTop 6 Moves to Make After a LayoffIf you have been watching the news or scrolling social media, you may have noticed some large companies have recently laid off thousands of their employees. Being laid off and not having that steady income can be scary for many people. Tune in to hear my six money moves you should make after being laid off. Notes: In this episode Luis talks about: Reviewing your severance package & expenses How a financial advisor can help you navigate life after a layoff Resources available to you after being laid off Figu...
2023-01-2518 min
Build a Better Financial FutureCreating Financial Success in 2023 & BeyondMany people take advantage of the new year to make new year’s resolutions. Some people decide to go on a diet, start a new fitness regime or learn a new hobby. If your new year’s resolution is to budget, then I’m going to give you a few tips on how to create financial success in 2023. The word budget does not have to be a scary word. In this episode, I talk about creating a budget that gives you the ability to enjoy your life and still do things you love so you don’t feel like you are...
2023-01-1820 min
Build a Better Financial FutureRent or Own? What Gen Z Should Know Before Living On Their Own For The First TimeIn this episode Luis talks about: Long-term cost and benefits of buying a home vs. renting The biggest difference between renting and owning Cost-benefit analysis and what you are able and willing to spend How much of your time can you invest into home ownership Bottom line for Gen Z Resources: Read Luis's Article Here! Lets Make a Plan Website Download the 3 Fundamental “Money Moves” to Make Before Turning 45 The BLX Internship Program Luis’ LinkedIn Luis’ Twitter Luis’ IG ...
2022-12-1421 min
Build a Better Financial FutureWhen Opportunity Knock$ with Louis Barajas, MBA, CFP®, EAIn today’s episode, Luis speaks with Louis Barajas. Louis is the first Latino CERTIFIED FINANCIAL PLANNER™ pro, speaker, author, and entrepreneur. Growing up in East Los Angeles to Mexican immigrant parents, Louis was passionate about imparting financial wisdom to the unbanked Latin community. However, seeing the deficiency in just financial planning, he was inspired to help his community achieve success. It’s about putting people first, financial planning, and finally, financial doing! Louis is certainly the man who practices what he preaches. Listen and be inspired by his trailblazing journey of overcoming a poor financial mindset to being...
2022-11-3045 min
Build a Better Financial Future2022 Year-End Planning OpportunitiesThere’s still time to make some money moves in 2022. Tune in to episode 128 to learn what you can do to end 2022 strong and start 2023 with great momentum. Notes: In this episode Luis speaks about the following: Student Loan Payments Resuming Reflecting on Life Changes That Happened During the Year Rebalancing Your 401K and the New Contribution Limits New Contribution and Income Limits for Roth IRAs Opportunities before Year-end and Starting 2023 with a Bang! Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 The BLX Internship Program Luis’...
2022-11-1615 min
Build a Better Financial Future128: "Your Network is Your Net Worth" with special guest Ramona Maior, CFP®Ramona immigrated from Romania, was raised in Chicago, IL and resides in sunny Phoenix, AZ. A Navy veteran, she served in the Navy during Operation Iraqi Freedom and Operation Enduring Freedom. She is passionate about her community and gives back by teaching Financial Literacy to women in transition, and volunteers with Hospice of the Valley. Ramona lives by the motto: “It takes a village” and realizes the importance of professional and personal networking relationships. In her free time, she enjoys hiking with her Blue Heeler pup and traveling abroad. Notes: In this episode Luis and Ramon...
2022-11-0238 min
Build a Better Financial FutureGrowing up Latina with Arelis CorreaArelis Correa serves as VP, Director, Global Acquisition for Brown-Forman Corporation. With a specialization and passion for recruiting talented people to join Brown-Forman, Arelis has served in talent acquisition roles with increasing responsibility during her 18 years at the company. This includes stints supporting Brown-Forman’s former North America Region, as well as its International divisions. Arelis assumed leadership responsibility for Global Talent Acquisition in 2018 and was named to the HR & Communications Leadership Team in 2020. A true advocate for diversity, equity, and inclusion, Arelis has served in several leadership roles for COPA, Brown-Forman’s employee resource group for Hisp...
2022-10-1243 min
Build a Better Financial FutureGrowing up Latina with Joyce RojasJoyce Rojas has positively impacted thousands of people’s lives by shifting their relationship with money. She’s the national and international bestselling author of 31 Badass Money Mindset Affirmations, has been a top financial advisor at Fortune 500 companies, holds a Master’s in Business Administration, and recently opened her own investment firm. But what she’s most proud of, is the journey to these accomplishments. As a daughter of immigrant parents, she never learned about investing and as a single mom, she struggled financially and wondered how she’d do this on her own. But it was in this pr...
2022-10-0543 min
Build a Better Financial FutureGrowing Up Latino with Uziel GomezUziel is a first-generation college graduate. He was born and raised in San Fernando, California, where his parents migrated after leaving their native country, Mexico. Uziel’s dad is a construction worker, and his mom is a homemaker. Growing up in a low-income household, Uziel explored careers where he could serve as a resource to empower his family and community. Uziel graduated from California State University, Northridge, with a bachelor’s degree in Financial Planning. He’s currently completing a Financial Planning Residency at a fee-only RIA firm. Uziel is passionate about helping people navigate their financial journe...
2022-09-2853 min
Build a Better Financial FutureGrowing up Latina with Joelle L. Martinez In this special Hispanic Heritage Month Edition episode, Luis speaks with Joelle L. Martinez. Joelle is the president and CEO of the Latin Leadership Institute. Joelle is a nationally recognized executive, strategist, speaker and facilitator. A visionary leader, Joelle has dedicated her life to helping cross-sector leaders realize their individual potential as well as the economic and social opportunities present by an increasingly diverse U.S. populace. Prior to the Latino Leadership Institute, Joelle spent more than 15 years building winning communications, business development, and public affairs strategies in both private and public sectors. Joelle is a...
2022-09-2152 min
Build a Better Financial FutureGrowing up Latina with Valerie A. Rivera, CFP®In this special Hispanic Heritage Month Edition episode, Luis speaks with Valerie Rivera. Valerie is the founder of FirstGen Wealth, a financial planning practice serving early to mid-career first-generation wealth builders across the country. She is passionate about normalizing quality financial advice and educating people on becoming financial powerhouses! Valerie Rivera is a proud Latina and first-gen Mexican-American. She was born and raised in the Southside of Chicago. She continues to live there today, with her husband and their three-year-old daughter, Violet Esperanza. Valerie has spent over 10 years in financial services, working directly with individuals and families...
2022-09-1438 min
Build a Better Financial FutureMy Thoughts on Bank of America’s No Money Down Mortgage LoanBank of America recently announced a new no money down mortgage program for first-time home buyers, called the Community Affordable Loan Solution™. Tune in to learn about this new program, and to hear my thoughts on no money down mortgage loans. Notes: In this episode, Luis speaks about the following and more: Bank of America’s Community Affordable Loan Solution™ What private mortgage insurance is and how it can increase your mortgage payment What debt-to-income-ratio is and how it’s used to determine if you qualify for the loan How you can qualify for a home y...
2022-09-0718 min
Build a Better Financial FutureStudent Loan Forgiveness; What You Should KnowThe Department of Education recently announced a new plan which will provide for additional deferment of payments on federal student loan debt, as well as loan forgiveness for millions of borrowers. Tune in to learn the qualification criteria and see if you’re eligible. Notes: In this episode, Luis speaks about the following and more: Extension of the student loan repayment pause Income guidelines for student loan forgiveness eligibility Changes to the income-driven repayment plan How to access information on the new changes to the Public Service Loan Forgiveness Program Sources: https://st...
2022-08-3110 min
Build a Better Financial FutureThe IRS is Hiring 87,000 New Agents; Should You Be Worried About an Audit?The Inflation Reduction Act was recently signed into law and allocated $79 billion dollars for the IRS. The IRS is said to hire 87,000 full-time employees, which has caused some concern from some regarding the likelihood of IRS audits increasing. Tune in to learn why the IRS needs this kind of funding, and the things the new budget will be allocated towards. Notes: In this episode, Luis speaks about the following and more: IRS budget and employees for the past 10 years IRS delays in processing tax returns IRS delays in answering calls Who is more likely...
2022-08-2410 min
Meu Mundo na Escrita PersuasivaTrailer do Meu Mundo na Escrita PersuasivaLuís Rosa, consultor de Marketing Digital e Copywriter, conta neste trailer como vai ser a jornada do canal Meu Mundo na Escrita Persuasiva.
O canal vai mostrar como o domínio das palavras tem poder decisivo para se desenvolver nessas três áreas.
A primeira lição:
No Brasil, as técnicas de Copywriting se popularizaram nos últimos cinco anos com o boom do Marketing Digital.
Porém, aqui a Língua Portuguesa vai ser valorizada. Portanto, é escrita persuasiva.
E isso não é manipulação, é técnica!
Muito prazer, s...
2022-08-1702 min
Build a Better Financial FutureHow New Changes to Medical Debt Reporting Can Boost Your Credit ScoreAccording to the Consumer Financial Protection Bureau, Americans are struggling with over $88 Billion dollars in medical debt. Tune in to learn how new medical debt reporting changes will impact your credit scores. Notes: In this episode, Luis speaks about the following and more: New changes to medical debt collection reporting on credit reports Understanding your explanation of benefits Tips to navigate medical debt How to plan ahead in order to maximize your health insurance benefits and minimize medical debt Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more th...
2022-08-1716 min
Build a Better Financial FutureHow to Save Taxes by Using a Dependent Care FSAChildcare is one of the biggest expenses for some families. Tune in to learn how to take advantage of the pre-tax benefits of a Dependent Care Flexible Spending Account. Notes: In this episode, Luis speaks about the following and more: What is a Dependent Care FSA? Eligible Expenses Dollar limitations Coupling Dependent Care FSAs with other pre-tax benefits to maximize your tax savings Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than a brand, it’s a movement! Luis’ LinkedIn Luis’ Twitter Luis’ IG On My Way To Wealth...
2022-08-1011 min
Build a Better Financial FutureTerm Life vs. Whole Life Insurance: Which One is Best?Life insurance is an important aspect of your overall financial plan. With so many options available, how do you know which one is best? Tune in to learn about the two most common types of life insurance and which one is best for your circumstances. Notes: In this episode, Luis speaks about the following and more: When you need life insurance Term Life vs. Whole Life A Little-Known Type of Term Insurance Buying Term and Investing the Difference Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than...
2022-07-0616 min
Build a Better Financial Future4 Things You Need to Know About Bear MarketsThe S&P 500 is now in bear market territory. Before you make any moves, tune in to learn four things you need to know about bear markets. Notes: In this episode, Luis talks about the following and more: Definition of bear market Average occurrence and length of bear markets The one thing you should not do during a bear market The importance of a diversified portfolio Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than a brand, it’s a movement! Luis’ LinkedIn Luis’ Twitter Luis’ IG
2022-06-2212 min
Build a Better Financial FutureInherited IRA Rules: What You Need To KnowInherited IRAs can be a great way to continue to build wealth. Tune in to learn the IRS distribution rules in order to minimize taxes on your distributions and take advantage of tax deferred growth. Notes: In this episode, Luis talks about the following and more: Required Minimum Distributions Spouse vs Non-Spouse IRS rules IRAs with Multiple Beneficiaries The benefits of disclaiming all or part of the inherited assets Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than a brand, it’s a movement! Luis’ LinkedIn Luis’ Twi...
2022-06-1521 min
Build a Better Financial Future5 Ways You Can Build Generational WealthA solid financial foundation is key to building generational wealth. Tune in to listen to easy to implement ways that you can start on your money journey and build a better financial future for yourself and generations to come. Notes: In this episode, Luis talks about the following and more: The importance of generational wealth How to help your kids build credit The gift you can give your kids at an early age to give them a head start Why estate planning is not only for the rich Resources: Download th...
2022-06-0826 min
Build a Better Financial Future112: How to Grow Your Net Worth Like the WealthyKnowing and keeping track of your net worth is a great tool to measure progress in your finances. Tune in to learn how to grow your net worth and build a better financial future. Notes: In this episode, Luis talks about the following and more: How to calculate your net worth Strategies for growing your net worth Good debt vs. bad debt Ways to protect your net worth Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than a brand, it’s a movement! Luis’ LinkedIn Luis’ Twitter Luis’ IG
2022-06-0128 min
Build a Better Financial Future111: What To Do (and not) When the Stock Market DipsThe major stock market indices are in negative territory year to date. With talks of a possible recession, inflation, and the war between Russia and Ukraine, there is a lot of uncertainty. Tune in to learn the do’s and don’ts when the stock market is down so that you protect your investments and don’t make a fear based decision. Notes: In this episode, Luis talks about the following and more: Panic selling Knowing your risk tolerance The importance of diversifying your investments Historical recessions and stock market crashes and how long they l...
2022-05-1819 min
Build a Better Financial FutureShould Inflation Really Concern You?Prices of goods and services continue to rise as a result of inflation. Tune in to learn how this impacts your personal finances and some things you can do to help offset the effects of inflation. Notes: In this episode, Luis talks about the following and more: What inflation is and why it happens How your money in the bank is actually losing money over time The second silent killer eating up your money’s purchasing power What you need to become in order to outpace inflation over time Resources: Download the 3 Fundamental “Money Move...
2022-05-1122 minBuild a Better Financial FutureHow Sunk Cost Fallacy is Hurting You & How to Avoid ItHave you ever continued doing something that no longer serves you only because of the amount of time, energy, money & effort that you’ve invested in it? Tune in to learn how this behavior negatively impacts your future and how to avoid it! Notes: In this episode, Luis talks about the following and more: What a sunk cost is Why we become subject to sunk cost fallacy The negative ways that sunk cost fallacy affects us long-term How to avoid sunk cost fallacy in order to make better decisions going forward Resources: Do...
2022-04-2719 min
Build a Better Financial FutureBuilding Your Personal Brand with Brittney Castro, CFP®In this Women’s History Month special episode, Luis speaks to Brittney Castro. Brittney is a leading speaker, host, and brand ambassador and has worked alongside top brands like Chase, Mint, ETrade, CNBC, Gemini, AirBnB, Zoom, Altruist, Refinery29, and more to promote financial literacy via media interviews, video content, celebrity, and expert interviews, TV appearances and more. At the age of 22, Brittney began her career as a financial advisor and at 28 launched her own Registered Investment Advisory, Financially Wise Inc. Over those 15 years, she worked with thousands of clients on their financial journeys. In 2020, she sold...
2022-03-3040 min
Build a Better Financial FuturePaving Your Own Path to Success: Women Entrepreneurs with Suzanne LawrencePaving Your Own Path to Success: Women Entrepreneurs In this Women’s History Month special episode, Luis speaks with Suzanne Lawrence. Suzanne is CEO and founder of Advisor Business Solutions based in Long Beach, CA. She is a strategic business management specialist with over 20 years of experience providing business solutions and marketing strategies for financial services, government agencies, nonprofits, and small businesses. Suzanne’s team specializes in guiding financial services firms, small businesses and health & human services agencies primarily looking to hire staff, increase revenue or develop multicultural training and outreach campaigns to underserved communities. She is passionate about...
2022-03-2343 min
Build a Better Financial FutureOwning Your Voice & Telling Your Story with Miri RodriguezIn this special Women’s History Month Episode, Luis speaks with Miri Rodriguez. Miri is a globally recognized Storyteller and author of Brand Storytelling. She is a creative journalist and content strategist, evangelizing brand narrative and showcasing how thought leaders can leverage storytelling techniques for culture activation and influence in the digital age. Miri has earned several awards in digital marketing and customer experience and is ranked as top in-demand speaker at leading industry conferences around the world. Miri brings 15+ years of expertise, valuable industry and consulting insights matched with a lighthearted and connected delivery approach. Her social advocacy and...
2022-03-1647 min
Build a Better Financial FutureWhy Women Should Invest: The Good, the Bad, The Ugly!Less than half of the women in the U.S. are investing. Tune in to learn some of the reasons why, and how women can start taking charge and invest in their future. Notes: In this episode, Luis talks about the following and more: Reasons why women tend to not invest Factors that benefit women Disadvantages that work against women How women can start investing today Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than a brand, it’s a movement! GoBanking Rates Women & Investing Survey Luis’ LinkedIn Luis’ Twitter Luis’ IG
2022-03-0914 min
Build a Better Financial Future103: 5 Reasons Why You Need Renter’s Insurance!Many people are under the misconception that their landlord’s policy will cover them in case of an incident. Tune in to learn why you may want to consider purchasing a renter’s insurance policy. Notes: In this episode, Luis talks about the following and more: You’re not covered by your landlord’s policy. Protecting your personal belongings. Liability coverage. Covering your belongings while traveling. Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than a brand, it’s a movement! Luis’ LinkedIn Luis’ Twitter Luis’ IG
2022-03-0213 min
Build a Better Financial FutureTop 6 Money Moves for Your Tax Refund!Got refund? Tune in to listen to the top 6 strategies you can use to make your tax refund work for you! Notes: In this episode, Luis talks about the following and more: A unique opportunity that expires at the end of tax season How you can use your tax refund to create a ripple effect in your finances The many ways you can invest in yourself Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than a brand, it’s a movement! Luis’ LinkedIn Luis’ Twitter Luis’ IG
2022-02-2319 min
Build a Better Financial Future101: The 3 Steps to Have a Successful Money Date!Money conversations with you and your partner do not have to be unpleasant. Having a money date will help you both be on the same page and help get you closer to achieving your goals. Notes: In this episode, Luis talks about the following and more: What is a Money Date? Why are Money Dates Important? How Often Should You Have a Money Date? The 3 Steps to Have a Successful Money Date Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than a brand, it’s a movement! Episode 010 – Marrying...
2022-02-1616 min
Build a Better Financial FutureHiring a Nanny; What You Need to Know!Finding and hiring a nanny can sometimes be a challenge. Handling the taxes does not need to be. Tune in to learn how to setup payroll, be compliant with tax laws, protect yourself, and have peace of mind. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and be...
2022-02-0915 min
Build a Better Financial FutureWhy I don’t Want a Huge Tax Refund and Neither Should You!As we prepare to file our tax returns during tax season, most of us are anticipating receiving a refund. Tune in to learn why a huge tax refund is not always the best strategy. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, L...
2022-01-2617 min
Build a Better Financial FutureTax Season 2022: What You Should KnowThe New Year is upon us, and with a new year comes a new tax season. Tune in to listen to the things you should know to help you get prepared for tax season and get your refund on time. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an...
2022-01-1917 min
Build a Better Financial FutureSix Habits to Make Your Resolutions StickThe New Year is a time when a lot of people set new goals for themselves. Tune in to listen to 6 science backed habits to help you achieve your goals. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Amb...
2022-01-1217 min
Build a Better Financial FutureUsing Series I Bonds to Boost Your Savings and Investment StrategyThe average savings account in the U.S. is currently paying 0.06% interest. Want to know of other places where you can learn a higher interest? Series I Bonds may be a great option. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a...
2021-12-2216 min
Build a Better Financial FutureHave Your Latte & Drink It TooWhat do you want your tomorrow to look like? There are things you can do today to help set you up for future success. You don’t have to cut out everything that brings you joy today in order to save for tomorrow. Tune in to this episode to learn how you can have your latte and drink it too! Notes: In this episode, Luis talks about the following and more: The magic of compound interest The power of doing small, consistent steps for a long period of time Designing your environment to set yo...
2021-12-0121 min
Build a Better Financial FutureAchieving the American Dream with Ivan AragonIn this episode, Luis speaks with Ivan Aragon. A native of Chihuahua, Mexico, Ivan moved to Phoenix, Arizona as a child. He played football at Phoenix Community College where he was selected as Male Student-Athlete of the year his second year. He later transferred to Arizona State University to continue his studies. Following his undergraduate studies he excelled in the mortgage, insurance, and food supply chain industries. A proud DACA recipient, he was admitted to the University of Michigan’s MBA program in 2017. While at Michigan Ross, he was elected to be his Section’s (cohort) President, and to the Mi...
2021-11-1741 min
Build a Better Financial FutureYear-End Tax Planning Opportunities for 2021The last quarter before the end of the year provides great opportunities to do tax planning for the current and upcoming tax year. It is best to be forward looking when it comes to tax planning. Tune in to learn some strategies that can help you maximize your tax savings opportunities before the end of the year. Notes: In this episode, Luis talks about the following and more: Opportunities during your employer’s open enrollment period Rebalancing your 401K and keeping track of your contributions Roth IRA conversions Things to be on the lookout fo...
2021-11-1017 min
Build a Better Financial FutureBuy Now Pay Later – Point of Sale Loans ExplainedOnline shopping has become a popular way to make our everyday purchases. This has increased during the pandemic. Buy now, pay later options have also significantly increased as a result. Tune in to learn about point-of-sale loans, and the pros and cons so that you can make an informed decision. Notes: In this episode, Luis talks about the following and more: Buy now pay later Pros and cons of point-of-sale loans Things to be on the lookout for before you apply for one of these loans Alternatives to point of sale loans Resources:
2021-11-0312 min
Build a Better Financial Future5 Spooky Money Habits to AvoidWe are creatures of habit, and those very habits we have can make or break us. When it comes to personal finance matters, you may not even notice the bad money habits you’ve built. Tune in to learn more. Notes: In this episode, Luis talks about the following and more: Failing to pay yourself first What it means to invest in yourself Contributing to your 401k Lifestyle creep Living beyond your means Resources: Schedule Your Complimentary Introductory Meeting with Luis! Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than a...
2021-10-2719 min
Build a Better Financial FutureAchieving Proper Pay for Outstanding Performance with Rick GillisFor those individuals waiting for the government or their organization to achieve pay parity, Rick Gillis, author of Leveling the Paying Field, offers workers the opportunity to take the issue into their own hands. After more than twenty years of job search support and career advising, Rick has now created the QTNT® (pronounced: Quotient) Personal Value Calculation process to teach workers (as well as their employers!) how to identify and assign value to individual job performance and personal accomplishment in an all-new way. Rick, the creator of this very simple, easy to use, performance metric shares with you how t...
2021-10-2048 min
Build a Better Financial FutureGrowing Up Latina with Lyanne AlfaroIn this special Hispanic Heritage Month Edition episode, Luis speaks with Lyanne Alfaro. Lyanne tells stories about what’s next in the world of technology, business, and entrepreneurship. With more than a $2.6 trillion GDP, she is especially passionate about exploring the Latino influence in the world of business, which she speaks about via newsletter, podcast and platform; Moneda Moves. She is an award-winning journalist, having reported in national outlets including CNBC, NBC Latino, Business Insider, Millie Magazine, and worked on audience engagement as well as strategy. By day, she is supervising producer and social media cont...
2021-10-1340 min
Build a Better Financial FutureGrowing Up Latina with Alejandra AlanisIn this special Hispanic Heritage Month Edition episode, Luis speaks with Alejandra Alanis (Ale). Alejandra is a Risk Consulting Manager for RSM US LLP, a public accounting firm focused on the middle market. She grew up in a small town in Eastern, Washington and later went on to attend the University of Washington where she majored in Finance and International Business. She is the proud daughter of two Mexican immigrants who are now self-employed. Her parents’ story has always inspired her, and she is passionate about empowering individuals to pursue their aspirations & excellence. Ale serves as the VP of Me...
2021-10-0647 min
Build a Better Financial FutureGrowing Up Latino with Camilo Moreno-SalamancaIn this special Hispanic Heritage Month Edition episode, Luis speaks with Camilo Moreno-Salamanca. Camilo is a proud alumni of the Foster School of Business (Class of 2012). Upon graduating Foster, Camilo joined Boeing in their Business Career Foundation Program, which gave him a view of Boeing's global business across multiple disciplines and experience working with airlines and suppliers in Korea and Japan. After a successful four years at Boeing, Camilo changed career paths and joined Google in a sales role for Google Cloud supporting the Latin America region. Throughout his Google career, Camilo has held multiple sa...
2021-09-2950 min
Build a Better Financial FutureGrowing Up Latina with Mayra Rocha, MBAIn this special Hispanic Heritage Month Edition episode, Luis speaks with Mayra Rocha. Mayra is a Media executive and Emmy-Award-winning journalist. She is a graduate of the University of Virginia’s Darden School of Business. In her 15 years of experience, she has interviewed politicians and leaders of our time for the most respected news program in US Hispanic Television "Aqui y Ahora". She was also Senior Strategy Executive Director for Univision Networks and Fusion Media. Currently, she is the President of Project M Media, a Digital Strategy Corporation which focuses on the management and development of personal finance content. ...
2021-09-2252 min
Build a Better Financial FutureGrowing Up Latino with Diego A. Verdugo, CFP®, CRPS®In this special Hispanic Heritage Month Edition episode, Luis speaks with Diego A. Verdugo, CFP®, CRPS®. Diego is first-generation immigrant from the Mexican state of Sonora. His family arrived to Arizona in 2001 with the hope of pursuing the American Dream. He is a cancer survivor and has battled a chronic immunodeficiency since birth. In 2012, Diego became the first in his family to graduate from college by earning an undergraduate degree in Economics & Business and Spanish language from Cornell College in Mount Vernon, Iowa. Diego entered the financial services industry by joining Principal in 2012. In his cur...
2021-09-1551 min
Build a Better Financial FutureMy Thoughts on F.I.R.E. (Financial Independence Retire Early)The F.I.R.E. movement has gotten a lot of attention in recent years. Tune in to learn about this lifestyle and things to consider in order to determine if it is right for you. Notes: In this episode, Luis talks about the following and more: What F.I.R.E is all about Understanding Your Why Variations of the F.I.R.E. Movement Things to Consider, Pros & Cons Resources: Schedule Your Complimentary Introductory Meeting with Luis! Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than...
2021-09-0821 min
Build a Better Financial FutureHealth is WealthMany believe that wealth is only material. It is important to be at your best from a mental and physical standpoint in order to enjoy and share the wealth that you create. Tune in to listen to some tips that you can do to reduce burnout and increase your health net worth! Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents...
2021-09-0115 min
Build a Better Financial FutureWhen a Spender and a Saver Get Together: How To Make It WorkMoney is one of the main reasons why couples argue. The good news is that there are ways for a saver and a spender to make it work. Tune in to learn some easy to implement tips to find common ground and build a better financial future. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue a...
2021-08-2518 min
Build a Better Financial FutureHow to Use a Health Savings Account to Boost Your RetirementThe cost of health insurance and out of pocket expenses is a great factor when it comes to retirement planning. Tune in to learn how you can use a Health Savings Account to plan for these costs, and also use it to help boost your retirement. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an e...
2021-08-1816 min
Build a Better Financial FutureHow to Gift Your Kids a Student Loan Free EducationThe cost of education continues to rise. Imagine being able to give your kids the gift of a student loan free education. Tune in to learn more about ways to save for your kids’ education while using the tax code in your favor. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. Fro...
2021-08-1117 min
Build a Better Financial FutureIs An Investment in Solar Panels Worth It?Solar panels have become increasingly popular. Are they a worth investment? In this episode, Luis talks about the things that you should consider before acquiring a solar electric system for your home, in order to help you make an informed decision. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating a...
2021-07-2828 min
Build a Better Financial FutureMillennials: 5 Reasons to Work with a Financial Planner Before Turning 30In this episode, Luis talks about the reasons why it’s not too early for Millennials to work with a financial planner. Even if you don’t consider yourself “wealthy”, a financial planner can help you get started and help you navigate your options on your way to wealth! Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and purs...
2021-07-2115 min
Build a Better Financial FutureDefining Your Own Wealth with Diana Gisel YañezIn this episode, Luis speaks with Diana Gisel Yáñez, CFP®. Diana is the founder of All the Colors, a financial empowerment firm dedicated to helping clients create peace and joy with their money, so they can affect their community and the world. As a money coach, meditator, and activist Diana brings a unique approach to money questions. Sign up for her bimonthly newsletter for inspirational posts on money and community, and to hear about upcoming workshops. Notes: In this episode, Luis and Diana speak about the following and more: Diana shares her Mexican backg...
2021-07-1443 min
Build a Better Financial FutureIs It Smart to Buy a Home During a Hot Real Estate Market?In this episode, Luis talks about the things you should consider before you buy a home in a hot real estate market. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform to help spread f...
2021-06-3021 min
Build a Better Financial FutureHow Does the Fed Raising or Lowering Rates Impact My Finances?In this episode, Luis talks about how the Federal Reserve’s actions affect the economy, the stock market, and your finances. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform to help spread financial lit...
2021-06-2317 min
Build a Better Financial FutureGive Yourself a Raise Without Getting a Raise!In this episode, Luis talks about how to turn the cost savings of working from home into action steps to help you decrease debt, increase your assets, and get a better quality of life. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and b...
2021-06-1618 min
Build a Better Financial FutureUsing the Right Mix of Credit to Boost Your Credit ScoreIn this episode, Luis talks about how important it is to have the right mix of credit in order to help boost your credit score. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform t...
2021-06-0917 min
Build a Better Financial FutureHow Does a Rental Property Affect My Taxes?In this episode, Luis talks about how having income from a rental property affects your taxes. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform to help spread financial literacy via media outreach as w...
2021-06-0221 min
Build a Better Financial FutureUnderstand Your Risk Tolerance Before You InvestIn this episode, Luis talks about the importance of determining and understanding your risk tolerance before you invest your money. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform to help spread financial literacy v...
2021-05-2619 min
Build a Better Financial Future2021 Child Tax Credit: How Do I Qualify?In this episode, Luis talks about the expanded child tax credit for 2021 and how to know if you qualify. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform to help spread financial literacy via m...
2021-05-1921 min
Build a Better Financial FutureThink Twice Before Moving to a Lower Income Tax StateIn this episode, Luis talks about things to be aware of before you decide to move to a lower income tax state. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform to help spread f...
2021-05-0517 min
Build a Better Financial FutureUnderstanding Your Health Insurance PolicyIn this episode, Luis talks about how health insurance plans work, and some key things to consider before you decide which option is best for you. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his p...
2021-04-2819 min
Build a Better Financial FutureOwn Your Financial Narrative with Shehara L. Wooten, CFP®In this episode, Luis speaks with Shehara L. Wooten, CFP®. Shehara is a CERTIFIED FINANCIAL PLANNER™ professional and is the founder of Your Story Financial, LLC, a virtual fiduciary boutique firm committed to helping women and #STEM professionals. Shehara is also the author of In the Meantime: Own Your Financial Narrative. In the book, Shehara explores the intersection of the racial wealth gap and the inspiring stories of those who have overcome it despite economic injustice. In addition, the book highlights the power of community, thus dispelling the myth that one must pull herself up by her own bootstraps.
2021-04-2144 min
Build a Better Financial FutureSo the Economy is Reopening. Now What?In this episode, Luis talks about the financial lessons learned from the pandemic and how we can use those lessons to build a better financial future. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his p...
2021-04-1417 min