Shows
This Time Is DifferentThe Real Economics of Sports BettingWhat happens when we put a financial planner and a mixed martial arts betting analyst in conversation?Cody Saftic is a mixed martial arts betting analyst, the co-host of Bookie Beatdown, and an MMA matchmaker. Cody joined Malcolm and Ricky to discuss:- Recent fight fixing allegations in the UFC. - The number one rule of gambling.- How Cody has seen the interest in sports gambling explode over the past decade.- What you can do if you want to “gamble” in the stock market (and not hurt yours...
2025-11-1346 minThis Time Is DifferentHow to Invest with a Casino in Your PocketWhy is Sam Altman getting heated about a simple valuation question?In the first half of the show, Malcolm Ethridge and Ricky Mulvey discuss- OpenAI CEO Sam Altman’s surprising response to a question about his company’s $1.4 trillion commitments.- A Big Short against Palantir.- Where they’re seeing opportunities in Ethereum and Chipotle.Then, they explore the rise of sports betting and how taking a game-like approach can change the way you invest.Hosts: Ricky Mulvey, Malcolm EthridgeEngineer: Mark Lamorgese
2025-11-1145 minThis Time Is DifferentThis Time Is Different TrailerLong-form conversations that challenge the consensus thinking around markets, the economy, and your money.Hosted by Malcolm Ethridge and Ricky Mulvey
2025-11-0901 minThis Time Is DifferentA Wave of Big Tech LayoffsThe economy is in a weird place. Nvidia added more than $600 billion in market cap in five trading days. Amazon cut 14,000 workers. AI is the reason for both.Malcolm Ethridge and Ricky Mulvey discuss:- Why Nvidia’s market cap continues to skyrocket.- OpenAI’s proposed initial public offering, and why “$60 billion won’t cut it”.- Some takeaways from big tech earnings.In the second half of the show, Malcolm and Ricky discuss the wave of white collar layoffs. They talk about the economic implications and the personal f...
2025-11-0443 minThis Time Is DifferentLeave Stocks? And Go Where?Retirement savings are wide open for private equity, and more investors are looking to gold. Malcolm Ethridge and Ricky Mulvey discuss:- The FBI breaking up a gambling ring involving NBA players and the mafia.- OpenAI releasing the Atlas web browser.- Why more private funds are opening to regular investors.- What’s behind the massive run-up in the price of gold.Then, Tim White, the Principal at Cyface Design, which offers Fractional CTO consulting in di...
2025-10-2847 minThis Time Is DifferentInvesting Through Dark CloudsWhen should you run toward a dumpster fire? When should you stay away? Ricky Mulvey and Malcolm Ethridge discuss:- What some investors misunderstand about Oracle's business.- If Robinhood has a branding problem.- Investing in companies with visible problems.Articles discussed: Oracle's margin questions: https://www.theinformation.com/articles/internal-oracle-data-show-financial-challenge-renting-nvidia-chips Robinhood profile: https://www.bloomberg.com/news/features/2025-10-17/robinhood-s-next-bet-gen-z-401-k-s-and-trump?embedded-checkout=trueHosts: Malcolm Ethridge, Ricky Mulvey Engineer: Mark Lamorgese
2025-10-2246 minThis Time Is DifferentYes, AI Is in a BubbleBut that doesn’t mean the bubble will pop soon.Ricky Mulvey and Malcolm Ethridge kick off their new show, “This Time Is Different”. They discuss: - What the Shiller PE ratio reveals about the stock market. - Circular dealmaking among AI companies.- Why Ricky is putting more of his long-term savings in cash and bonds.- Peter Lynch’s investing lessons for 2025. Hosts: Malcolm Ethridge and Ricky MulveyEngineer: Mark LamorgeseReferences: Bloomberg article on the AI bubble: https://www.bloomberg...
2025-10-1538 min
Motley Fool MoneyThe World Grows More UncertainAnd yet, the market remains close to all time highs.
(00:21) Jason Moser and Matt Argersinger join Ricky Mulvey to discuss:
- Macro uncertainty and market bullishness.
- A record amount of unsold housing stock in the United States.
- Chime’s IPO.
- Earnings from RH and Adobe.
(19:11) Malcolm Ethridge, Managing Partner at Capital Area Planning Group and author of "Financial Independence Doesn't Happen by Accident".
(35:00) Jason and Matt share two radar stocks: Chipotle and Whirlpool....
2025-06-1342 minThis Time Is DifferentTech Money Podcast: Improving Your Relationship with Money with Hanna HorvathIn this episode of Tech Money Live, Malcolm chats with special guest, Hanna Horvath, of Bankrate and "Your Brain on Money," to discuss her work as a personal finance writer, and her passion for helping people understand the ways in which their background, social conditioning, and personalities all influence the way they think and handle and talk about money. Join the Tech Money Community on Microsoft TeamsResources:@Hanna_HorvathLinkedIn: Hanna HorvathYour Brain on MoneyConnect with Malcolm: LinkedIn: Malcolm Eth...
2024-06-2634 minThis Time Is DifferentTech Money Podcast: Beyond Bitcoin: Is there More to Crypto?In this episode of Tech Money Live, Malcolm chats with special guest, Ryan Rasmussen, of Bitwise Asset Management to discuss cryptocurrency as an entire asset class beyond Bitcoin. The pair delve into into broader landscape of cryptocurrencies, including the emerging technologies and diverse applications that are shaping the future of finance. While Bitcoin captures headlines as the pioneering digital currency, the crypto industry is vast and varied, encompassing far more than just its flagship asset.Join the Tech Money Community on Microsoft TeamsResources:Ryan RasmussenBitwise Asset Management...
2024-05-2247 minThis Time Is DifferentTech Money Podcast: How to Build an Investment Portfolio from ScratchIn this episode of Tech Money Live, Malcolm lays out a playbook for how to construct an investment portfolio from scratch. Inspired by a recent blog post and feedback received from the Tech Money community, Malcolm walks through his own approach to investing, and also shares plenty of helpful resources for investors at all phases on the journey.Join the Tech Money Community on Microsoft TeamsResources:One Up on Wall StreetStock Market Analysis and Tools for InvestorsHere's How to Build an Investment Portfolio from Scratch
2024-05-0826 minThis Time Is DifferentTech Money Podcast: The State of the Tech Worker with Alex KantrowitzIn this episode, Malcolm Ethridge sits down with Alex Kantrowitz, Founder/CEO of Big Technology to discuss many different topics affecting tech workers, such as whether mass layoffs in tech are finally done, the likelihood that AI actually replaces knowledge workers, as well as Alex’s own journey from working in tech to reporting on it. Join the Tech Money Community on Microsoft TeamsResources:Service Now's People Pact AI Is Starting to Threaten White-Collar Jobs. Few Industries Are Immune.Employers Train Employees to Close the AI Skills Gap
2024-03-1256 minThis Time Is DifferentTech Money Podcast: Take Your 401(k) With YouIn this episode, Malcolm Ethridge shares the reasons why he believes it’s (almost) always a good idea to take your 401(k) with you whenever you change jobs or retire. He also shares some of the potential pitfalls to be aware of, as well as some helpful insights about a little known option available to those who own substantial shares of their company’s stock inside the plan. Resources:Changing Jobs? You May Want to Take Your 401(k) With You Own Company Stock Inside Your 401(k)? Here’s Something to Be Aware OfHow to Avoid an IRA Roll...
2023-05-1716 minThis Time Is DifferentTech Money Podcast: Going from Saver to Spender in RetirementIn this episode, Malcolm Ethridge discusses the phenomenon of frugality inertia, and why it keeps retirees from being able to enjoy their retirement. He shares his insights on how it can help to reframe your focus and spend that retirement nest egg on things that will enhance your quality of life, ultimately leading to a happier and healthier version of yourself.Malcolm Ethridge Discusses:The common causes of frugality inertiaThe high class problem of having to invent new ways to spend your moneyThe importance of balancing your desire to preserve your savings with enjoying your retirementWhat...
2023-05-1015 min
This Time Is DifferentTech Money Podcast: The Latest on Crypto Regulation with Andie KramerIn recent years, the rise of digital currencies has revolutionized the way we think about money and finance, with more and more individuals and businesses embracing the potential of blockchain technology. However, with this rapid growth has come a significant amount of uncertainty and confusion around the legal and regulatory frameworks that govern this new asset class. And as the crypto industry continues to grow and evolve, the issue of regulation and security will remain a key focus for lawmakers and industry stakeholders alike.One of the biggest challenges facing the crypto industry today is the issue...
2023-05-0342 min
This Time Is DifferentTech Money Podcast: How to Know Whether Options Belong in Your Portfolio with Jessica InskipInvesting is a way to grow your money over time, and secure your financial future. When you invest without a clear plan, you're more likely to make decisions based on emotions, rather than logic. You may be tempted to buy a stock because it's the latest hot trend or sell a stock because you're afraid of losing money. However, when you invest with a purpose, you have a plan in place that guides your investment decisions. And thus, you're less likely to make impulsive decisions that can lead to unnecessary financial losses.Investing with a purpose means...
2023-04-1950 min
This Time Is DifferentTech Money Podcast: Navigating Money and Divorce with Andrew HatherleyNobody enters a marriage expecting to get divorced. Yet, regardless of our best intentions, relationships can and do fall apart. While the emotional roller coaster of divorce is difficult enough, the added frustration of financial litigations can make a situation that much worse. Unfortunately, the current system of divorce in the United States does a poor job of educating clients on the alternatives to litigation. And in the event legal arbitration is the only choice left: where does one turn?Given their higher salaries and equity arrangements, tech workers are more likely than most to enter marriages...
2023-04-1240 minThis Time Is DifferentTech Money Podcast: Avoiding Burnout as a Tech Worker with Michael LinPicture this: you’re working for one of the FANG companies, in a high-paying role, with unlimited PTO, free food, and plenty of responsibility -- sounds pretty ideal right? But there’s one big problem: you can’t take it anymore. On one hand, you feel guilty because you’ve ascended to a position many of your peers could only dream of. On the other, you’re unmotivated, unproductive, and struggling to make the commute to the office--or perhaps more telling--your kitchen table. What was once a challenging and fulfilling endeavor has soured. And the pressing question isn’t if you shoul...
2023-04-0547 minThis Time Is DifferentTech Money Podcast: The Rising Trend of Social Investing with Manning FieldThe most common example of social trading is when individual investors follow successful traders on social trading platforms and copy their trades. This can help investors who lack the time, experience, or confidence to invest on their own to achieve similar returns to more experienced traders. But, if you’ve ever traded stocks or crypto on Robinhood, and immediately received a prompt letting you know which of your friends also bought that stock earlier that same day, then you’ve experienced social investing. Or, if you’ve ever found yourself knee-deep in a Reddit thread debating the merits of bottom...
2023-03-2947 min
This Time Is DifferentTech Money Podcast: What Does it Mean to Pay Yourself First?Traditionally, we are taught from a young age that anyone who fails to pay their bills on time and in full is either irresponsible, lazy, or otherwise bad with money. By the time a person reaches young adulthood, they have essentially learned rule #1 of managing your personal finances: pay every bill on time, no matter what.The reality though is that the importance of paying yourself supersedes paying anyone else. As cliché as it sounds, paying yourself first is an important financial lesson to learn and one that will serve you well in the long run.
2023-03-2215 minThis Time Is DifferentTech Money Podcast: Investing in Non-Traditional Real Estate with Whitney Elkins-HuttenThe promise and allure of passive income is undeniable. The idea of making money “while you sleep” has led to a proliferation of personalities and influencers telling us how to build income streams through dividends, real estate, online courses, e-books, and more. Unlike the day-to-day income most workers are accustomed to, passive income allows you to receive earnings, royalties, or sales in perpetuity, well after the initial investment. Passive income streams compliment one’s salary and provide stepping stones to creating a life with greater financial freedom.Historically, real estate investing has represented one of the most popula...
2023-03-1557 minThis Time Is DifferentTech Money Podcast: The Impact of Diversity in Fintech with Drew GloverThe Fintech sector is responsible for the rapid transformation and digitalization of financial tools that help consumers intelligently manage and understand their money. Making an incredibly positive impact, financial services companies distance consumers from the legacy banking system and provide access to historically underrepresented communities. Despite this progress, it is a well known fact that a disproportionate number of entrepreneurs and decision makers within Fintech do not adequately reflect their consumer base. In light of this, there are calls for diversifying all levels of the industry to build a more inclusive financial system.When financial service products...
2023-03-0843 min
This Time Is DifferentTech Money Podcast: Being Strategic With Your Equity During a Recession with Brooke HarleyEquity is an important aspect of any tech worker’s overall compensation. This employee perk gives you a stake in the company and incentive to perform. Not only should it be negotiated upon hire, but also leveraged to its full-potential as your career progresses. When times are good, it’s comfortable to continue taking shares, but what happens when the market sours? The looming recession is forcing some workers to navigate falling stock prices for the first time. While it’s tempting to mitigate risk by increasing cash compensation, it often provides marginal lifestyle comfort to high-earning workers...
2023-03-0146 min
This Time Is DifferentTech Money Podcast: Using Technology to Make Estate Planning More Accessible with Martha UnderwoodThe process of assets changing hands from one generation to the next within a family is what we mean when we use the term "generational wealth." But in actuality, the next generation may not be equipped to manage the money they inherit. However, it is also true that family wealth can be diluted as it is divided amongst children and other heirs, especially if each has a different stance on how to invest or manage their individual finances. And to make matters worse, if the proper legal documentation and instructions are not in place, it can be difficult for...
2023-02-2237 min
This Time Is DifferentTech Money Podcast: What is Financial Independence?It’s widely believed that work is something that is supposed to happen between the hours of 9 to 5, 40 hours per week, 5 days per week, 50 weeks per year, for 40 years, until age 65 or later. Then, and only then, are you allowed to think about and prioritize the people and things that matter to you the most. Or at least that’s how it seems. But in reality, you should also be spending your younger years enjoying time together with friends and family, exploring and traveling, and dedicating your time to the causes that you care about - not just when you...
2023-02-1521 min
This Time Is DifferentTech Money Podcast: Is ESG Investing More than Hype with Daniel NaimLong gone are the days of investing solely for the bottom line. A growing percentage of investors want to put their hard-earned money behind organizations that align with their personal values. Some want to move away from a one-size fits all basket of blue-chip stocks, for one that supports initiatives that actually matter to them. While some may strictly invest in this manner as an outward expression of their values, others believe this is a winning formula for people and the planet.Are the supply chains ethically developed? Do the employees receive fair compensation? What is the...
2023-02-0854 min
This Time Is DifferentTech Money Podcast: Understanding Your Investor Personality with Chris HillIn this episode, Malcolm Ethridge sits down with friend of the show, Chris Hill, to discuss ways to identify and develop your own investor personality. Chris reflects on some of his best and worst investing decisions over the years. And the pair share some of their own rules for determining which stocks to buy and when.Chris Hill discusses: The difference between being a value or growth investorHow to determine when it’s time to buy or sell a stockThe importance of dividends and whether you consider a stock that doesn’t offer oneHow his investing prefe...
2023-01-2546 min
This Time Is DifferentTech Money Podcast: Managing Financial Regret with Aja EvansAccording to a recent survey conducted by Bankrate dot com, Americans’ biggest financial regret is not saving enough for emergencies. In fact, 20% of respondents gave this answer - even topping the reigning top response related to saving too little for retirement. And when broken down further, older millennials (36 percent) were more than twice as likely than baby boomers (14 percent) to say they regret not having a strong enough emergency fund. And when asked what they intend to do with their money going forward, 26% of respondents said they will save more for emergencies, while another 21% said they will spend less....
2023-01-1844 min
This Time Is DifferentTech Money Podcast: The Importance of Managing Your Own Personal Finances as a FounderAs a founder, it can be challenging to know when to make the shift from pouring every dollar you have into getting your startup off the ground to taking a few chips off the table to eventually paying yourself first. However, every business owner should begin to separate their own personal finances from the business as soon as possible for a few different reasons.In this episode, Malcolm Ethridge sits down to discuss best financial practices for founders and how to know when it is time to begin to allocate your revenue to more personal goals. Malcolm...
2022-11-2331 min
This Time Is DifferentTech Money Podcast: The Importance of Knowing Your Numbers as a Founder with Jason RayFor startups, investors often put a lot of emphasis on cap tables. They want to see a diluted picture of equity ownership among you as a founder, any co-founders or partners, early investors, and key employees before they’ll seriously consider handing over a check to invest themselves in your company. That’s because a healthy cap table illustrates not only your business’s potential for growth in the future, but also communicates to your investors just how solid your judgment is as a CEO.In this episode, Malcolm Ethridge speaks with Jason Ray about how to tell a...
2022-11-1641 min
This Time Is DifferentTech Money Podcast: Estate Planning for Concentrated Equity Positions with Aaron RubinThough it may seem like a very distant and high-class problem that only the super-wealthy among us will ever have to contend with, for many tech workers who have accumulated a significant sized stake in their employer, it is not unlikely that estate taxes are something they will have to consider as a part of their overall financial plan. In fact, with the number of bills currently floating around the halls of Congress with the intention to increase tax revenue by lowering the estate and gift tax thresholds, there could be significantly more Americans who will be impacted by...
2022-11-0937 min
This Time Is DifferentTech Money Podcast: The Ins and Outs of Crypto Taxes with Micah FraimAs anyone who has ever bought and sold any sort of digital asset in the last couple years can attest, the rules and regulations around reporting those transactions to the IRS can be very fuzzy. Coupled with the lack of information made available by the IRS itself, and the lack of general knowledge and adoption of crypto by the accounting community, it can be very tough for investors to make heads or tails of it all. At best, you manage to stumble across a couple of really helpful twitter posts or youtube explainer videos offering solid tidbits o...
2022-11-0254 min
This Time Is DifferentTech Money Podcast: Stock Options Trading 101 with Todd RampeA stock option is the right to buy a specific number of shares of either a stock or an index at a preset price. These options allow traders to speculate on the directional performance of a stock or index without owning the shares outright. For better or worse, options trading has now been democratized and made available to just about anyone, regardless of their individual risk tolerance, risk capacity, and overall understanding of the inner workings of options contracts.In this episode, Malcolm Ethridge speaks with Todd Rampe, author of “Get Paid, Learn To Trade” and founder of t...
2022-10-2651 min
This Time Is DifferentTech Money Podcast: The Importance of Mentorship as a Founder with Ron BauerIn the simplest terms, a mentor is anyone who possesses more experience and knowledge than you in a given industry. They have skills you want to master in order to thrive. And you’d rather lean on their experience and expertise and learn from their mistakes, rather than having to go and make those same mistakes on your own.Entrepreneurs need mentors especially, and perhaps more than other professionals, simply because it is nearly impossible to formally teach entrepreneurship in any controlled setting. There are just too many variables that will inevitably change from entrepreneur to entrepreneur an...
2022-10-1944 min
This Time Is DifferentTech Money Podcast: The Importance of Building Your Network in Real Life with Nick GrayWe’ve all heard the popular saying “it’s not what you know, but who you know.” But when you hear the word “networking,” how many of the feelings that start to bubble up are negative ones, such as anxiety, discomfort, and maybe even fear? And that word can be especially triggering for those who consider themselves introverts.And while there have been several social media platforms and other tech tools built over the last couple decades designed to help make networking and building relationships easier for both introverts and extroverts alike, there will never be any true substit...
2022-10-1252 min
This Time Is DifferentTech Money Podcast: Incorporating Precious Metals Into Your Diversified Portfolio With Patrick YipHistorically, gold and other precious metals have been how we trade with one another across borders and globally. Gold bars were the original store value before there was such a thing as the US dollar. The gold standard was so consistent in its ability to maintain its value through varying economic cycles that we backed up our dollars with it. Incorporating precious metals into a diversified portfolio as a hedge against the volatility in both the stock and bond markets sounds like a good idea.In this episode, Malcolm Ethridge speaks with Patrick Yip from APMEX about...
2022-10-0543 min
This Time Is DifferentTech Money Podcast: Using Technology to Accelerate Your Influence as a Founder with Mark LachanceOne of the biggest problems that need to be solved almost immediately after launch is making some noise to let the public know you and your product or service exist. If not, no matter how good that product or service is, you likely won’t be in business for very long. And as daunting as it might sound, blitzscaling your content creation can be done; especially with the use of social media.In this episode, Malcolm Ethridge sits down with Mark Lachance, CEO of Maxy Media, and author of “The Lucky Formula.” Mark gives us the critical takeaw...
2022-09-2843 min
This Time Is DifferentTech Money Podcast: Making Room for Your Startup In A Crowded Space With Desmond WigganFor those who have thought of an idea for a tech startup in a crowded space, it can be tempting to think that your idea must be completely brand new and inventive. Especially when you consider the seemingly ubiquitous announcements that so-and-so big name venture capital investor has chosen to back so-and-so startup looking to go where no one has gone before, which tend to dominate the headlines. However, if done right, there can also be room for those who have built a better mouse trap to enter into a crowded space and make a name for themselves.
2022-09-2128 min
This Time Is DifferentTech Money Podcast: The Evolution Of Contactless Payments With Aaron WollnerThe banking and payments industry is in a period of rapid change, with new technologies and services emerging all the time. It can be hard to keep up. In this episode, Malcolm Ethridge speaks with Aaron Wollner, the Chief Marketing Officer of Quontic. They discuss how Quontic is changing the narrative of traditional banking by … Continue reading 53. The Evolution Of Contactless Payments With Aaron Wollner →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-09-1439 min
This Time Is DifferentTech Money Podcast: Tax Planning vs Tax Preparation with Christina LaelWhile they may sound like the same thing to those outside of the financial services profession, there are several key differences between the terms tax planning, and tax preparation. In short, one takes place once per year and is more transactional in nature, while the other likely happens multiple times each year in stages and … Continue reading 52. Tax Planning vs Tax Preparation with Christina Lael →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-09-0737 min
This Time Is DifferentTech Money Podcast: Managing Your Finances as a Woman Working in Tech with Danika WaddellWomen in tech often face unique financial planning challenges that are not usually taken into account by traditional financial advice firms or FinTech solutions. For women working in tech, it can be hard to find a financial planner who understands the nuances of the gender pay gap and its limits on taking risks, the need … Continue reading 51. Managing Your Finances as a Woman Working in Tech with Danika Waddell →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-08-3144 min
This Time Is DifferentTech Money Podcast: Creating A Plan For Your Restricted Stock UnitsIf you are a person who is paid in restricted stock units each year, it’s important that you develop a plan for how and when you will convert those shares into actual dollars well before they actually vest. Doing so will help to ensure that no matter what direction the markets move over time, you … Continue reading 50. Creating A Plan For Your Restricted Stock Units →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-08-2433 min
This Time Is DifferentTech Money Podcast: Using Technology To Improve Charitable Giving With Adam NashA donor advised fund is simply a type of brokerage account, where contributions to it are specifically earmarked for charitable giving. And in exchange, the IRS allows you to realize the entirety of the donation in the year it is made; regardless of how many years it might take you to actually distribute those dollars … Continue reading 49. Using Technology To Improve Charitable Giving With Adam Nash →
2022-08-1737 min
This Time Is DifferentTech Money Podcast: Protecting and Profiting from Your Intellectual Property with Toni MooreHow many times have you had an idea for something that you thought should exist in the world, but never actually pursued the thought much further than that initial moment of inspiration, only to see someone else promoting that very same product on Instagram a few months later, and all you could do was kick … Continue reading 48. Protecting and Profiting from Your Intellectual Property with Toni Moore →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-08-1042 min
This Time Is DifferentTech Money Podcast: Using Technology to Land Travel Deals on a Budget with Alex SimonIf there’s one thing we all have in common, regardless of age, gender, profession, or socio-economic status, it’s a good deal. And one thing many of us love to be able to say that we got a good deal on is travel. In fact, some of us love to brag about the deal we received … Continue reading 47. Using Technology to Land Travel Deals on a Budget with Alex Simon →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-08-0337 min
This Time Is DifferentTech Money Podcast: How to Plan for a Financial Windfall with Susan BradleyReceiving a financial windfall, such as winning the lottery, may seem glamorous to those of us who never have. Still, even if half of the news articles or TV shows covering lottery winners are accurate, it may not be all that it’s cracked up to be. While winning the lottery is a bit of a … Continue reading 46. How to Plan for a Financial Windfall with Susan Bradley →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-07-2038 min
This Time Is DifferentTech Money Podcast: The Positives Of The Great Resignation with Matthieu SilbersteinThe Great Resignation may have tipped the scales, but the underlying sentiment of dissatisfaction among workers of all ages and demographics, representing companies and industries across the board, had been brewing underneath the surface for some time. Whether it’s the multiple attempts to unionize, rallies and protests outside of corporate headquarters, or the class action … Continue reading 45. The Positives Of The Great Resignation with Matthieu Silberstein →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-07-1346 min
This Time Is DifferentTech Money Podcast: How To Know When To Pivot With Donald BooneYou’ll often hear about companies and their founders who made the decision to pivot from their initial big idea that wasn’t quite working right, to something else that ended up being the best thing that ever happened to them. Take Facebook for instance, which got its start as a silly website used by college kids … Continue reading 44. How To Know When To Pivot With Donald Boone →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-06-2942 min
This Time Is DifferentTech Money Podcast: Keeping Younger Investors Engaged with Seth WunderFollowing the bursting of the dot com bubble in 2000 that stretched all the way into 2002, the American public developed this feeling that the stock market was rigged against them. And considering how many company insiders and those in the know on Wall Street were revealed to have been selling at a time when … Continue reading43. Keeping Younger Investors Engaged with Seth Wunder→Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-06-2245 min
This Time Is DifferentTech Money Podcast: How To Negotiate For Better Compensation with Kwame ChristianIn the past couple of years, much has been made of the so-called Great Resignation, and workers of all ages, demographics, and geography leaving their company for greener pastures, in the form of a substantial raise, signing bonus, and maybe even a better equity package. But with all of the noise that has been made … Continue reading42. How To Negotiate For Better Compensation with Kwame Christian→Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-06-1541 min
This Time Is DifferentTech Money Podcast: African-Americans’ Contribution to the Modern Internet (Part 2) with Albert White***We’re bringing you part two of Malcolm’s conversation with Mr. Albert E. White about African-Americans’ lesser known contributions to the modern internet. *** Through the years, a small handful of individuals have all taken credit for bringing us what we know as the modern internet. However, it is possible for more than one of those … Continue reading41. African-Americans’ Contribution to the Modern Internet (Part 2) with Albert White→Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-06-0147 min
This Time Is DifferentTech Money Podcast: African Americans’ Contributions to the Modern Internet (Part 1) with Albert E. WhiteThrough the years, a small handful of individuals have all taken credit for bringing us what we know as the modern internet. However, it is possible for more than one of those stories to be accurate, as the modern internet is the combination of several simultaneous discoveries made by a few pioneers, alliterating on the … Continue reading40. African Americans’ Contributions to the Modern Internet (Part 1) with Albert E. White→Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-05-2645 min
This Time Is DifferentTech Money Podcast: What Happens To Your Equity When Your Company Goes PrivateUnless you’ve been living under a rock, by now you have certainly heard about Elon Musk’s plans to buy Twitter and take it from a public company to a private one. Oftentimes, there are many things that will change when a company goes private. And that is especially true with it comes to existing shareholders. … Continue reading39. What Happens To Your Equity When Your Company Goes Private→
2022-05-1827 min
This Time Is DifferentTech Money Podcast: Developing Passive Investment Income as a Tech Professional with Christopher NelsonTech professionals are some of the best paid and most in-demand workers around the globe. And in exchange for that great pay and other incentives, it is not uncommon to log back-to-back (to back to back to back) 50, 60, or even 75-hour work weeks; ultimately leading to a burnout. One of the ways to … Continue reading38. Developing Passive Investment Income as a Tech Professional with Christopher Nelson→Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-05-0440 min
This Time Is DifferentTech Money Podcast: Finding Liquidity for Your Illiquid Shares with Vieje PiauwasdyIf you’ve ever worked for a startup, then you know it can feel a bit like watching paint dry, waiting for the company to reach its light at the end of the tunnel, going public, and allowing you to finally cash in on all of your hard work and contribution. In many cases, it can … Continue reading37. Finding Liquidity for Your Illiquid Shares with Vieje Piauwasdy→Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-04-2743 min
This Time Is DifferentTech Money Podcast: Taking the Emotion Out of Investing with Daniel CrosbyThe underlying theme of the stock market and the way it functions is that we are all rational actors in a rational world, acting on the very same publicly available information at the very same time. But the reality is that we are all irrational beings, living in an irrational world. We frequently do things … Continue reading36. Taking the Emotion Out of Investing with Daniel Crosby→Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-04-2041 min
This Time Is DifferentTech Money Podcast: Common Tax Pitfalls to Avoid When Managing Your Equity with Daniel HodginWhen it comes to your equity, every decision, whether it’s to do something with your shares, or to do nothing at all, comes with a tax consequence. But sometimes, the consequences of that action or inaction, are less obvious, until it’s a year later, the tax bill is due, and you have no idea how … Continue reading 35. Common Tax Pitfalls to Avoid When Managing Your Equity with Daniel Hodgin →
2022-04-0643 minThis Time Is DifferentTech Money Podcast: The Importance of Negotiating Your Equity with Brooke HarleyUnsure whether and how to ask for more equity when negotiating your new compensation package? The 30 minutes you spend negotiating your new employment agreement could change the course of your entire future, and negotiating for more equity can be the driving force for that change. In this episode, Malcolm Ethridge sits down with Brooke … Continue reading 34. The Importance of Negotiating Your Equity with Brooke Harley →
2022-03-3045 minThis Time Is DifferentTech Money Podcast: LatinX Representation in Tech and Venture Capital with Cheryl CamposLess than 1% of all professionals working in venture capital today identify as LatinX, and only 1.2% of LatinX founders had access to or received VC funding in the last year. However, there are several leaders in the finance and tech communities actively working to change that. In this episode, Malcolm Ethridge sits down with … Continue reading 33. LatinX Representation in Tech and Venture Capital with Cheryl Campos →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-03-2341 minThis Time Is DifferentTech Money Podcast: Talking to Your Family About Money with Amy CastoroWe’ve all heard the statistics and read the articles about the pro athlete or entertainer who lived a life of luxury for years, spent money freely, gave it away, didn’t respect it, and then one day, they were no longer at the height of their fame and success, the dollars stopped coming in, and they … Continue reading 32. Talking to Your Family About Money with Amy Castoro →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-03-1644 minThis Time Is DifferentTech Money Podcast: Are NFTs a Fad or the Future? with Jesse KriegerNot that long ago, we were all trying to wrap our collective heads around this thing called Bitcoin and how it was promising to revolutionize the way we all pay for goods and services. And now, before we’ve really even come to a consensus on whether cryptocurrencies are a digital currency, a store of value, … Continue reading 31. Are NFTs a Fad or the Future? with Jesse Krieger →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-03-0243 minThis Time Is DifferentTech Money Podcast: Cultivating the Next Generation of Black Tech Leaders With Clinton BrowningTraditionally, companies source their executive teams and boards of directors solely through their existing networks of employees, investors, friends or family. This tends to lead to companies being led by groups who are not very reflective of their workforce or customer base. In this episode, Malcolm Ethridge sits down with Clinton Browning, partner and Head … Continue reading 29. Cultivating the Next Generation of Black Tech Leaders With Clinton Browning →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-02-1642 minThis Time Is DifferentTech Money Podcast: Malcolm’s 10 Financial CommandmentsThere is no shortage of thoughts and opinions out there when it comes to managing your personal finances and making smart money moves. However, not all financial advice is created equal. Some is meant to entertain, some is meant to inspire, and some is meant to educate. In this episode, Malcolm Ethridge rips a few … Continue reading 28. Malcolm’s 10 Financial Commandments →
2022-02-0237 minThis Time Is DifferentTech Money Podcast: Non-Traditional Ways to Fund Your Startup with Doll LankAre you considering launching a start-up but unsure how you’ll come up with the funding? Are you currently looking at options to bring to life the next stage of your business and grow? A ROBS transaction might be the answer you’ve been looking for. In this episode Malcolm Ethridge sits down with Doll Lank, partner … Continue reading 27. Non-Traditional Ways to Fund Your Startup with Doll Lank →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-01-2645 minThis Time Is DifferentTech Money Podcast: Teaching Financial Literacy Through Technology with Evan LeaphartYour credit is important, and it is something that is going to either propel you toward or hold you back from financial independence. So why is that so many people know next to nothing about how credit scores work? In this episode, Malcolm Ethridge sits down with Evan Leaphart, founder of Kiddie Kredit, to discuss … Continue reading 26. Teaching Financial Literacy Through Technology with Evan Leaphart →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2022-01-1940 minThis Time Is DifferentTech Money Podcast: Is it Possible to Qualify for a New Mortgage as a Retiree?When a person retires, conventional wisdom tells us that since they no longer have an income, there’s no way they can pay back a loan – and thus, no bank would be willing to offer them a mortgage. But is that always the case when it comes to purchasing a home? On this episode of … Continue reading [Bonus Episode] Office Hours: Is it Possible to Qualify for a New Mortgage as a Retiree? →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-12-1515 minThis Time Is DifferentTech Money Podcast: The Advantages (and Disadvantages) of Refinancing Your Home’s MortgageThese days, not only are we experiencing record low interest rates, we are also seeing home prices that are constantly on the rise. And this has created a perfect storm for people wanting to refinance their mortgage – for a number of reasons. Although it is obvious to mortgage professionals the reasons why you might … Continue reading [Bonus Episode] Office Hours: The Advantages (and Disadvantages) of Refinancing Your Home’s Mortgage →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-12-1524 minThis Time Is DifferentTech Money Podcast: The Difference Between Borrowing to Buy a Primary Residence vs a Second HomeRecently, you too may have experienced the feeling that everyone else but you has a beach house. And you may be wondering how it’s possible that the people you know can afford to purchase a beach house while they’re still paying off the mortgage on the house they live in currently. On this episode of … Continue reading [Bonus Episode] Office Hours: The Difference Between Borrowing to Buy a Primary Residence vs a Second Home →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capg...
2021-12-1519 minThis Time Is DifferentTech Money Podcast: Using Gift Funds from a relative to Help Qualify for a MortgageTypically, when a person is applying for a new loan, they will be asked to provide statements from any bank accounts or investments as a means to show the lender where their down payment will come from when it’s time to close on the loan. And although it may seem simple that a person may … Continue reading [Bonus Episode] Office Hours: Using Gift Funds from a relative to Help Qualify for a Mortgage →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-12-0117 minThis Time Is DifferentTech Money Podcast: What Happens When You Need to Buy a New House Before You Can Sell the One You’re Living In?With some folks still looking to get out of city centers and move into single family homes with more space to stretch out, it’s not uncommon to need to carry two mortgages for a short time while moving from the old house to the new one, then getting the old house sold to pay off … Continue reading [Bonus Episode] Office Hours: What Happens When You Need to Buy a New House Before You Can Sell the One You’re Living In? →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapita...
2021-12-0121 minThis Time Is DifferentTech Money Podcast: What are Non-Traditional Mortgages and Who are They a Good Fit For?A non-traditional mortgage is defined as any mortgage that does not qualify as standard or conventional, or conform to a standard amortization schedule. Such as an adjustable rate mortgage, an interest only mortgage, a balloon payment, etc. And although these loans typically have higher interest rates to reflect the additional risks for the lender, they … Continue reading [Bonus Episode] Office Hours: What are Non-Traditional Mortgages and Who are They a Good Fit For? →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-12-0118 minThis Time Is DifferentTech Money Podcast: Can You Include Cash for Renovations Into Your Loan if You’re Buying a Fixer Upper?In this competitive market, buyers are having to be flexible in what they want and are willing to accept in their new homes. That house with the worn floors or dated bathroom that may have been a disqualifier in years past is now receiving multiple competing offers from buyers looking to escape the city center … Continue reading [Bonus Episode] Office Hours: Can You Include Cash for Renovations Into Your Loan if You’re Buying a Fixer Upper? →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www...
2021-12-0120 minThis Time Is DifferentTech Money Podcast: Can I Qualify for a New Mortgage as a Small Business Owner?As a small business owner, it can be challenging to prove to a lender that you are a safe enough credit risk to lend hundreds of thousands of dollars to. However, that is not to say it is impossible. For most small business owners, the mortgage process just comes down to properly establishing yourself on … Continue reading [Bonus Episode] Office Hours: Can I Qualify for a New Mortgage as a Small Business Owner? →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-12-0120 minThis Time Is DifferentTech Money Podcast: Untapped Career Opportunities in Technical Sales with Ryan JonesIn a sales role, you are responsible for your own success. You get the opportunity to make your own schedule, meet interesting people and travel to new places. However, a role in sales might not always be easy. In this episode, Malcolm Ethridge is joined by Ryan Jones, enterprise sales director for Microsoft, as they … Continue reading 25. Untapped Career Opportunities in Technical Sales with Ryan Jones →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-11-2448 minThis Time Is DifferentTech Money Podcast: Founding a Tech Company with a Background as a Marketer with Hassan RiggsWhen you think of the founder of a tech company, your mind tends to immediately picture an engineer in a hoodie hunched over a laptop coding into the wee hours of the night. But for the founders of some of the largest tech companies that you know and love, this isn’t the case. It is … Continue reading 24. Founding a Tech Company with a Background as a Marketer with Hassan Riggs →
2021-11-1050 min
This Time Is DifferentTech Money Podcast: The Gender Pay Gap Around Equity Compensation with Brooke HarleyAccording to a study by Rutgers Institute, 24% of male employees hold employer stock options while only 17% of female employees do. Looking at it from a dollars and cents perspective, in 2018, the average value of a stock option for a male employee was $104,902 compared to $26,361 for a woman. These staggering numbers … Continue reading23. The Gender Pay Gap Around Equity Compensation with Brooke Harley→Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-10-2748 minThis Time Is DifferentTech Money Podcast: Answering Your QuestionsWe have been at this podcast for a while now, and are constantly bringing you new topics that relate to your personal finances. With that, comes a lot of listener questions; we are sure that there are lots of people who are questioning the same things. We encourage you to send in your questions and … Continue reading 22. Answering Your Questions →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-10-1335 minThis Time Is DifferentTech Money Podcast: Accessing the Value of Your Concentrated Stock Position with Anthony LoBalboThere are ways that you can access the value of your concentrated stock positions and avoid the huge tax bill. In this episode, Malcolm Ethridge sits down with Anthony LoBalbo, regional manager with Schwab Bank, as they discuss the securities backed line of credit. Malcolm and Anthony discuss how it works and how you could … Continue reading 21. Accessing the Value of Your Concentrated Stock Position with Anthony LoBalbo →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-09-2925 minThis Time Is DifferentTech Money Podcast: Managing the Tax Implications of Your Employer Stock and Options with Megan GormanTaxes are something that we will never be able to fully avoid, so it is imperative that we understand how they are going to impact all aspects of our finances, and prepare to manage them to pay as little as possible. In this episode, Malcolm Ethridge is joined by Megan Gorman, founder and managing partner … Continue reading 20. Managing the Tax Implications of Your Employer Stock and Options with Megan Gorman →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-09-1550 minThis Time Is DifferentTech Money Podcast: Financial Planning Rules that Everyone With Employer Stock & Options Need to Know with Bruce BrumbergOftentimes, there is a significant gap between the information that companies who offer stock based comp to their employees think they are providing versus the amount of information those employees feel that they receive. And this information gap can make it hard to know which end is up. In this episode, Malcolm Ethridge is joined … Continue reading 19. Financial Planning Rules that Everyone With Employer Stock & Options Need to Know with Bruce Brumberg →
2021-09-0144 minThis Time Is DifferentTech Money Podcast: The Importance of Diversification When Managing Your Employer Stock & Options with Bill DillhoeferYour equity compensation can have an outsized impact on your overall portfolio, so it is key to set your strategy ahead of time and find tools that will help you stick to your plan to diversify. In this episode, Malcolm Ethridge sits down with Bill Dillhoefer, CEO of Net Worth Strategies Inc, as they discuss … Continue reading 18. The Importance of Diversification When Managing Your Employer Stock & Options with Bill Dillhoefer →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-08-1843 minThis Time Is DifferentTech Money Podcast: The Basics of Equity Compensation with Amy RebackNavigating the world of equity compensation can be intimidating, but it doesn’t have to. As a participant in an equity compensation plan, a good place to start is by getting acquainted with your plan document and its various terms and conditions. In this episode, Malcolm Ethridge is joined by Amy Reback, head of Charles Schwab … Continue reading 17. The Basics of Equity Compensation with Amy Reback →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-08-0435 minThis Time Is DifferentTech Money Podcast: Financial Therapy vs Financial Planning with guest Dr. Preston CherryHave you ever wondered why you make the financial decisions you make? Or what has influenced your relationship with money? In this episode, Malcolm Ethridge is joined by Dr. Preston Cherry, president elect of the Financial Therapy Association and founder of Concurrent Financial planning , as they unpack the key differences between financial therapy and … Continue reading 16. Financial Therapy vs Financial Planning with guest Dr. Preston Cherry →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-07-2147 minThis Time Is DifferentTech Money Podcast: Trends in Personal Finance Brought on by the COVID-19 Pandemic with Liz WestonThe COVID-19 Pandemic has had a lot of impacts on how people interact with their money. Will these changes stick around forever? In this episode, Malcolm Ethridge is joined with Liz Weston, personal finance expert and senior writer for NerdWallet, as they talk about some of the major influences the COVID-19 pandemic has had on … Continue reading 15. Trends in Personal Finance Brought on by the COVID-19 Pandemic with Liz Weston →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-07-1447 minThis Time Is DifferentTech Money Podcast: Investing in Alternative Assets Through Self-Directed IRAs with Patrick HagenWhat else exists that you could be investing your dollars into, other than traditional investments? How about a franchise, real-estate or even cryptocurrency? In this episode, Malcolm Ethridge is joined by Patrick Hagen, national director of business development with Strata Trust. The duo discuss alternative investments through self-directed IRAs along with the advantages of using … Continue reading 14. Investing in Alternative Assets Through Self-Directed IRAs with Patrick Hagen →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-07-0742 minThis Time Is DifferentTech Money Podcast: Building Generational Wealth Through Proper Estate Planning with Elsa W. SmithDid you know that 70% of families lose their wealth by the second generation, and 90% lose wealth by the third? There are actionable steps you could be taking to avoid this from happening. In this episode, Malcolm Ethridge sits down with Elsa W. Smith, founder of the Law Offices of Elsa W. Smith, as … Continue reading 13. Building Generational Wealth Through Proper Estate Planning with Elsa W. Smith →
2021-06-2341 minThis Time Is DifferentTech Money Podcast: Your 401(k) Is Not Your Piggy Bank with Malcolm EthridgeWhen it comes to your 401(k) plan, you want to keep your hands off for as long as possible. The longer those funds can compound and grow, the better. In this episode, Malcolm Ethridge speaks about his recent blog that left a few people uneasy about the message he was getting across. Malcolm discusses why … Continue reading 12. Your 401(k) Is Not Your Piggy Bank with Malcolm Ethridge →
2021-06-0231 minThis Time Is DifferentTech Money Podcast: Turning to Franchising as a Second Act with Boynton WeekesThe world of franchising includes more than just fast food In this episode, Malcolm Ethridge is joined by Boynton Weekes, a franchise business consultant with FranNet. Malcolm and Boynton take a deep dive into all things franchising, from selecting the right concept, how to finance it, and how much time it really takes to own … Continue reading 11. Turning to Franchising as a Second Act with Boynton Weekes →
2021-05-1936 min
This Time Is DifferentTech Money Podcast: From Basketball Superstar to Venture Capital Rookie with Alana BeardHave you ever been curious what a basketball star does once they have left the game? In this episode, Malcolm Ethridge is joined by WNBA champion Alana Beard. Listen in as they discuss Alana’s journey to professional basketball and her recent pivot into Venture Capital. Alana shares which parts of her own personal journey have … Continue reading10. From Basketball Superstar to Venture Capital Rookie with Alana Beard→Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-05-0545 minThis Time Is DifferentTech Money Podcast: The Ins and Outs of Donor Advised Funds with Mary JovanovichWhen it comes to charitable giving, there’s more to it than simply writing a check to a few non-profit organizations near the end of the year and claiming a tax deduction. In this episode, Malcolm Ethridge is joined by Mary Jovanovich, senior relationship manager with Schwab Charitable, as they dive into theMentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-04-2137 minThis Time Is DifferentTech Money Podcast: The Return of the Retail Investor with Chris HillSince the onset of the pandemic, we have seen a renewed interest in the markets from so-called retail investors – otherwise known as Mom-and-Pop or Main Street investors. What does this mean for the markets long-term? In this episode, Malcolm Ethridge is joined by the one and only Chris Hill, host of the Motley Fool … Continue reading 8. The Return of the Retail Investor with Chris Hill →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-04-0739 minThis Time Is DifferentTech Money Podcast: Performance Coaching to get you to the next level with Christy RutherfordHave you ever experienced that “stuck” feeling in your career? Do you appear successful to everyone around you but have a hard time seeing it yourself? Have you ever wondered what performance coaching looks like? In this episode, Malcolm Ethridge is joined by Christy Rutherford, founder and CEO of Vision Finder International. Christy and Malcolm … Continue reading 7. Performance Coaching to get you to the next level with Christy Rutherford →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-03-2447 minThis Time Is DifferentTech Money Podcast: Key Tax Considerations for Americans Working Abroad with Katrina HaynesWhen given an assignment to work abroad, thinking about taxes and where you owe them can be the last thing on your mind. In this episode, Malcolm is joined by Katrina Haynes, international tax expert and founder of Haynes and Associates, as they take a deep dive into understanding what happens with taxes when you … Continue reading 6. Key Tax Considerations for Americans Working Abroad with Katrina Haynes →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-03-1044 minThis Time Is DifferentTech Money Podcast: From Employee to Employer with Calvin WilliamsSome say entrepreneurship is the new job security. We aim to explore what entrepreneurship looks like first hand and what it takes to be successful. In this episode, Malcolm is joined by Calvin Williams, CEO of Freeman Capital, as they discuss what it takes to be an entrepreneur and how you can make your side … Continue reading 5. From Employee to Employer with Calvin Williams →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-02-2436 minThis Time Is DifferentTech Money Podcast: It’s Tax Time. Should You DIY or Hire a Pro? — with Erica JamesDo you dread the time of year when you have to file your taxes? Do you feel overwhelmed about how to file or all of the information you need? In this episode, Malcolm Ethridge is joined with Erica James, Manager and Client Advisor at SBSB Financial Advisors, and they dive into the conversation about tax … Continue reading 4. It’s Tax Time. Should You DIY or Hire a Pro? — with Erica James →
2021-02-1046 minThis Time Is DifferentTech Money Podcast: Are You Asking the Right Questions of Your Financial Advisor? — with Malcolm HodgeAre you asking the right questions for yourself and your financial goals? When you first begin looking for a financial advisor, there are some things you should be asking yourself. In this episode, Malcolm Ethridge is joined by Malcolm Hodge, strategic sourcing manager at Microsoft. Malcolm puts Malcolm in the hot seat, asking questions he … Continue reading 3. Are You Asking the Right Questions of Your Financial Advisor? — with Malcolm Hodge →
2021-01-2737 minThis Time Is DifferentTech Money Podcast: Is Now The Time For Crypto? – with Sampson WilliamsEveryone is saying now is the time to buy cryptocurrency. Is it something you should invest in? In this episode, Malcolm is joined by Samson Williams, a professor and world renowned speaker on FinTech, Blockchain, and cryptocurrency. The pair dive into how crypto actually works, how to buy it, and all of the nerdy details … Continue reading 2. Is Now The Time For Crypto? – with Sampson Williams →Mentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-01-2034 minThis Time Is DifferentTech Money Podcast: Meet Your Tech Money Podcast Host Malcolm EthridgeWelcome to the Tech Money Podcast, where all things tech and personal finance collide. In this inaugural episode, Malcolm Ethridge launches his podcast by sharing how he got into financial services and who he enjoys working with. Malcolm gets personal with a discussion about his passion projects, achievements, and ardor for the tech industry. Malcom … Continue reading 1. Meet Your Tech Money Podcast Host Malcolm Ethridge →AlDVKdNGbZ0OiVek918xMentioned in this episode:Capital Area Tax Consultants - www.capgllc.comCapital Area Tax Consultants - www.capgllc.com
2021-01-1334 min