Shows
Merging Life and Money with MJ CaesarEp. 201 - RETIREMENT BIGGEST LIE - WHY THE 4 percent RULE COULD BE FAILING YOU!Send us a textUnlocking Retirement Security with Steve Selengut: Income Independence StrategiesIn this episode of the Merging Life and Money Show, host Marie-Jo Caesar welcomes special guest Steve Selengut, a bestselling author and investment advisor with over 40 years of experience. Steve shares his unique approach to retirement planning, focusing on generating reliable income without selling investments—a strategy effective in both rising and falling markets. The discussion covers essential topics such as the concept of income independence, risk minimizers, portfolio management, and the critical importance of diversification. Steve also compares portfolio management to ru...
2025-08-091h 04
Merging Life and Money with MJ CaesarEp. 197 - HOW TO TAKE BACK CONTROL FROM BANKSSend us a textUnlocking Wealth: The Infinite Banking Concept Explained | Merging Life and Money ShowJoin host Marie Jo Caesar as she welcomes the Dew brothers, Jonah and Jeremiah, to the Merging Life and Money Show. Known for their expertise in the Infinite Banking Concept (IBC). They break down complex financial strategies into easily digestible steps. Discover how high cash value whole life insurance can serve as a private banking system to build generational wealth. Learn about financial management, the importance of stewardship, and actionable insights to transform your financial future.
2025-07-291h 19
Merging Life and Money with MJ CaesarThe SHIFT SHOW WITH M&M Ep. 2 - LAID OFF? - 3 STEPS TO REGAIN CONTROL OF YOUR FINANCESSend us a textLaid off and feeling unsure about what to do next? Don't worry, this is your step-by-step guide to regain control of your finances and move forward with confidence! In this empowering episode of *The Shift Show with M&M*, financial wellness strategist Mary Jo Caesar shares expert advice on how to manage your money after a layoff and transform this challenge into an opportunity for growth. Whether you’re navigating the aftermath of the 2025 federal terminations or any unexpected job loss, this episode is your ultimate financial first aid kit. Here's what...
2025-07-2840 min
Merging Life and Money with MJ CaesarEp. 195 - FROM LAYOFF TO LEGACY - THE ENTREPRENEUR'S PLAYBOOKSend us a textIn this inspiring episode, host Marie-Jo Caesar addresses the unique entrepreneurial journey of Black business pioneers, exploring how their resilience, innovation, and commitment to community laid the groundwork for modern wealth-building. Against the backdrop of mass layoffs and economic uncertainty, Marie-Jo challenges listeners to think beyond traditional job security and consider entrepreneurship as a path to lasting impact and generational wealth.In this inspiring episode, host Marie-Jo Caesar talks about the unique entrepreneurial journey of Black business pioneers, exploring how their resilience, innovation, and commitment to community laid the groundwork for...
2025-04-2044 min
Merging Life and Money with MJ CaesarEp. 193 - THE SECRET TO BUILDING A LASTING FINANCIAL LEGACYSend us a textHonoring MLK's Economic Justice Principles: Building Wealth and Legacy Join host Marie-Jo Caesar on the Merging Life and Money Show as we commemorate Dr. Martin Luther King, Jr. Day by exploring his vision of economic justice. Learn how Dr. King's principles can inspire modern strategies for building wealth and creating generational legacies. This episode addresses essential financial strategies, including budgeting, asset diversification, passive income, and the importance of life insurance, wills, and trusts. Empower your financial journey with values-driven financial decisions and make...
2025-04-1151 min
Merging Life and Money with MJ CaesarEp. 192 - ECONOMIC JUSTICE AND BUILDING GENERATIONAL WEALTHSend us a textCelebrating MLK Day: Economic Justice & Financial EmpowermentIn this episode of the Merging Life and Money podcast, host Marie Jo Caesar honors Dr. Martin Luther King Jr.'s legacy by exploring his powerful vision of economic justice. She talks about the importance of financial education, community-driven empowerment, and sustainable wealth systems as keys to achieving generational wealth and social equity. Through practical steps and actionable strategies, you'll learn how to connect your financial choices to broader social justice goals, ultimately contributing to a legacy of equality and op...
2025-04-0838 min
Merging Life and Money with MJ CaesarEp. 190 – REFLECT, RESET, RISE - YOUR ULTIMATE FINANCIAL GAME PLAN FOR 2025Send us a text🎉 Welcome to Episode 190: Reflect, Reset, Rise - Your Ultimate Financial Game Plan for 2025! 🎉In this transformative episode of the Merging Life and Money show, I, Marie-Jo Caesar, guide you through a journey of reflection, renewal, and resilience. Together, we’ll explore how to take the lessons of 2024 and create a financial roadmap for a thriving 2025. 🔑 Key Topics Covered:Reflect: Learn how breaking money taboos and embracing financial transparency empowered individuals and communities in 2024.Reset: Discover innovative strategies, from leveraging AI-powered budgeting ap...
2025-01-1258 min
Merging Life and Money with MJ CaesarEp. 189 - 65 TRIPS AROUND THE SUN TAUGHT ME THIS MONEY TRUTHSend us a textIn this special milestone episode of the Merging Life and Money Show, host Marie-Jo Caesar celebrates her 65th birthday by sharing profound life and money lessons learned over six decades. This episode dives deep into understanding the emotional connection to money, breaking generational financial patterns, and the powerful impact of gratitude on financial decisions. Marie-Jo explores how money mirrors our deepest beliefs and provides actionable steps for transforming your relationship with finances, making purposeful financial decisions, and creating lasting, positive change. Tune in for a transformative discussion that merges financial wellness with living...
2024-12-2842 min
Merging Life and Money with MJ CaesarEp. 185 - HOW TO BALANCE JOY AND FINANCE - MINDFUL HOLIDAY SPENDINGSend us a text Marie-Jo Caesar discusses strategies for balancing joy and finances during the holiday season. She emphasizes how overspending impacts both financial and emotional health and offers practical advice on creating meaningful, cost-effective holiday traditions. Key concepts include understanding the joy-to-spending ratio, implementing the Money Time Matrix, and practicing mindful spending to prioritize experiences and connections over material purchases. *KEY TAKEAWAYS* ⭐ Joy to Spending Ratio Understanding the balance between genuine happiness from holiday activities and the investment required, both financially and temporally. This involves ident...
2024-12-2635 min
Merging Life and Money with MJ CaesarEp. 184 - GET 2025-READY - MUST-DO YEAR-END MONEY TIPS!Send us a textIn this episode, financial wellness strategist Marie Jo Caesar guides viewers through a thorough year-end financial review. She emphasizes the importance of assessing one's 2024 financial performance, setting SMART goals for 2025, and implementing systems to ensure ongoing financial success. The episode is packed with actionable steps and statistics to help viewers conduct an effective financial review, with additional resources like an interactive checklist available on her website.*KEY TAKEAWAYS*⭐ Comprehensive Year-End Financial Review Gather all financial documents, calculate net worth to track progress, and assess fi...
2024-12-1343 min
Merging Life and Money with MJ CaesarEp.187 - STOP BUYING CLUTTER THIS HOLIDAY SEASON! BUY DIGITAL GIFTS INSTEAD...Send us a textMaster Digital Gifting: Financially Wise, Environmentally Friendly & ThoughtfulIn this episode of the 'Merging Life and Money' show, financial wellness strategist Marie-Jo Caesar explores the rising trend of digital gifting. Discover the benefits of digital presents, including cost savings, time efficiency, personalization, and environmental impact. Learn how to strategically select and present digital gifts that create lasting memories and meaningful connections. Marie-Jo provides valuable insights, practical tips, and inspiring stories to help you transform your gift-giving approach to align with financial wisdom and sustainability.
2024-12-1151 min
Merging Life and Money with MJ CaesarEp. 182 - BEYOND PINK - THE FINANCIAL SIDE OF BREAST CANCER SURVIVALSend us a text🎗️ Avoid These Costly Breast Cancer Financial Pitfalls! 🎗️ Navigate the often-overlooked financial impact of breast cancer with The Merging Life and Money Show. October is Breast Cancer Awareness Month, and host Marie-Jo Caesar, a financial wellness strategist, dives deep into the economic challenges faced by those diagnosed. Discover strategies for financial empowerment and learn how to manage the costs of treatment, lost income, and unexpected expenses. Key Takeaways: ✅Financial Empowerment Strategies: Establish robust emergency funds and comprehensive insurance to safeguard your financial health. ✅Money Matters: Understan...
2024-10-0742 min
Merging Life and Money with MJ CaesarEp. 179 - BEYOND THE PAYOUT - HOW LIFE INSURANCE SUPPORTS THE LIVING IN THE MODERN ERASend us a textMarie-Jo Caesar discusses the evolution of modern life insurance, highlighting: Flexible policies for gig workers AI-driven personalization Blockchain's role in streamlining processes Addressing climate change and increasing longevity Mental health support Innovative features like digital asset protection Integration of long-term care benefitsShe emphasizes that contemporary life insurance is a dynamic financial tool supporting various life stages, not just providing death benefits. The episode offers insights into how life insurance can enhance financial security in today's changing world. 🕒KEY MOMENTS IN THIS EPISODE 00:07 Modern Life Insurance: Personalized and Flexible...
2024-09-1644 min
Merging Life and Money with MJ CaesarEp. 178 - HOW LIFE INSURANCE EMPOWERS THE LIVINGSend us a textIn this episode, Marie-Jo Caesar explores how life insurance is more than a death benefit—it's a powerful tool for financial wellness while alive. The episode highlights life insurance's role in reducing financial anxiety, serving as a versatile financial instrument through policy loans, cash value accumulation, and tax benefits. It also emphasizes its importance in retirement planning, education funding, and charitable giving. The episode concludes by encouraging listeners to evaluate their life insurance strategies and download "The Living Benefits Checklist: 10 Ways Life Insurance Empowers You Today 🕒KEY MO...
2024-09-0839 min
Merging Life and Money with MJ CaesarEp. 177 - CULTIVATING GENERATIONAL WEALTH IN BLACK COMMUNITIESSend us a textIn this episode, Marie-Jo Caesar discusses the essential topic of building generational wealth in Black communities. Join Marie-Jo Caesar as she explores actionable strategies to create a legacy of financial security and empowerment. This episode covers everything from financial literacy and strategic investments to estate planning and the role of family businesses in wealth transfer. 🕒KEY MOMENTS IN THIS EPISODE 00:08 Change the Racial Wealth Gap Now!03:20 Start Financial Education Early at Home08:17 Build a Resilient Financial Future Today12:0...
2024-09-0335 min
Merging Life and Money with MJ CaesarEp. 176 - DIGITAL MARKETING BLUEPRINT: EMPOWERING BLACK ENTREPRENEURSSend us a textIn this powerful episode of Merging Life and Money, financial wellness strategist Marie-Jo Caesar explores the transformative potential of investing in Black-owned businesses. As National Black Business Month draws to a close, discover how strategic investments can drive both lucrative returns and meaningful societal change. Key topics covered: · The evolving investment landscape for Black entrepreneurs· High-growth sectors where Black-owned businesses are leading innovation· How investing in Black businesses creates jobs and closes the wealth gap· Building genuine relationships with Black entrepreneurs· The power of investment syndicat...
2024-09-0240 min
Merging Life and Money with MJ CaesarEp. 175 - Digital Marketing Blueprint - Empowering Black EntrepreneursSend us a textWelcome to the latest episode of The Merging Life and Money Show, where we unlock the secrets to thriving online! In honor of National Black Business Month, join host Marie-Jo Caesar as she dives into essential digital marketing strategies tailored for Black entrepreneurs seeking financial empowerment. THE THREE MAIN POINTS OF THE PODCAST ARE: ❇️ Sustainable Marketing Focus on long-term results by aligning your marketing efforts with your core business values. Invest in evergreen content and meaningful collaborations to build a lasting foundat...
2024-08-2638 min
Merging Life and Money with MJ CaesarEp 174 - FINANCIAL STRATEGIES FOR BLACK BUSINESS OWNERSSend us a textUnlock the secrets to "Strategic Financial Planning: Keys to Success" and take control of your financial future with host MarieJo Caesar in this empowering episode of our National Black Business Month series. Financial empowerment begins here! 🌟THE THREE MAIN POINTS OF THE PODCAST ARE: ❇️Diversify Your Funding Sources Marie-Jo discusses the importance of not relying on a single funding source and explores options such as alternative lending, angel investors, venture capitalists, and grants. Diversification is key to building a resilient and successfu...
2024-08-2559 min
Merging Life and Money with MJ CaesarEp 173 - BLACK BUSINESS RESILIENCE - OVERCOMING CHALLENGESSend us a textMarie-Jo Caesar discusses black business resilience during National Black Business Month. She addresses growth trends, financing challenges, and COVID-19's impact on black-owned businesses. Key resilience strategies include mentorship, financial literacy, and technology adoption. Caesar emphasizes holistic financial planning, community support, and ongoing education. She introduces the Black Entrepreneurs Financial Resilience Toolkit, highlighting black entrepreneurs' role in transforming the US economy. THREE MAIN POINTS OF THE PODCAST ❇️Challenges and Resilience of Black-Owned Businesses Black-owned businesses face unique challenges, includin...
2024-08-0854 min
Merging Life and Money with MJ CaesarEp - 172 - CODE-SWITCHING COSTS - FINANCIAL AND MENTAL TOLL ON MINORITIESSend us a textWelcome to another insightful episode of the ‘Merging Life and Money Show’ with Marie Jo Caesar! In this episode, we dive deep into the financial and mental toll of code-switching on minority professionals. 🌟Having spent decades in the financial industry, Marie Jo brings a unique perspective to this critical issue. Code-switching—altering one’s behavior, speech, and appearance to fit into predominantly white and male corporate cultures—has profound impacts that often go unnoticed. THREE MAIN POINTS ❇️Understanding Code-Switching in Professional Settings Defined code-switch...
2024-07-2954 min
Merging Life and Money with MJ CaesarEp. 171: RACE, FINANCE & ANXIETY - NAVIGATING MINORITY MENTAL CHALLENGESSend us a textWelcome to another eye-opening episode of the Merging Life and Money show with your host, MarieJo Caesar! Today, we explore the intersection of race, finance, and anxiety, exploring the concept of the "racial tax" and how it uniquely impacts minorities in the financial sector. The episode offers culturally responsive strategies for financial wellness, emphasizing the importance of representation and the power of rewriting financial narratives. Caesar provides actionable advice for building resilience, navigating systemic challenges, and working for both individual success and collective change. THE THREE MAIN POINTS
2024-07-1943 min
Merging Life and Money with MJ CaesarEp. 170 - UNLOCK FINANCIAL WELLNESS WITH CULTURAL INSIGHTSSend us a textIn this episode of the Merging Life and Money Show, host and financial wellness strategist Marie-Jo Caesar discusses the profound impact of cultural backgrounds on financial behaviors and mental well-being. Building on the previous discussion about generational wealth and healing, this episode explores how cultural attitudes shape financial lives and offers strategies to balance cultural expectations with personal financial goals. Marie-Jo covers cultural-specific financial attitudes across various minority communities, provides actionable strategies for overcoming financial pressures, and suggests culturally relevant approaches for comprehensive financial wellness. The episode concludes with the importance of integrating...
2024-07-1242 min
Merging Life and Money with MJ CaesarEp. 169 - GENERATIONAL WEALTH AND HEALING - MINORITY MENTAL HEALTH SOLUTIONSSend us a textIn this episode, host Marie-Jo Caesar explores the connection between financial health and mental well-being in minority communities. She highlights the importance of holistic financial wellness by discussing the historical impacts of systemic barriers and cultural attitudes. The episode covers strategies for building generational wealth, including financial literacy, business ownership, and community support initiatives. Emphasizing mindfulness, financial therapy, and policy advocacy, Caesar underscores the need for multifaceted approaches to create lasting wealth and mental health for current and future generations in minority communities. THE THREE MAIN POINTS OF THE PO...
2024-07-0744 min
Merging Life and Money with MJ CaesarEP. 168 - FINANCIAL COACHING - TRANSFORM YOUR MONEY MINDSETSend us a textIn this episode of "The Merging Life and Money Show," host Marie-Jo Caesar emphasizes the crucial role of financial coaching in transforming money mindsets. She explains how financial coaches aid in budgeting, financial planning, and accountability, addressing deep-seated money issues. She outlines the differences between financial coaches, planners, and advisors, highlighting the unique benefits of coaching, particularly for short-term financial goals and managing debts. She offers a complimentary consultation and concludes with an invitation to explore achieving financial wellness in upcoming episodes. THE THREE MAIN POINTS OF THE PODCAST A...
2024-06-2830 min
Merging Life and Money with MJ CaesarEp. 167 – JUNETEENTH - UNVEILING ITS HISTORICAL AND ECONOMIC IMPACTSend us a textIn this episode of "The Merging Life and Money Show," host Marie-Jo Caesar explores Juneteenth's historical and economic impact on the African American community. Addressing the emancipation journey, the Reconstruction Era, and modern financial wellness, she highlights the importance of financial education in overcoming historical inequalities. Caesar emphasizes the significance of sustained efforts beyond Juneteenth to build generational wealth and equitable societies by promoting entrepreneurship and economic empowerment. She encourages listeners to support black-owned businesses, engage in financial education, and stay committed to economic justice and social progress. THE THREE MAIN P...
2024-06-2748 min
Merging Life and Money with MJ CaesarEp. 166 - LEGACY BUILDING - A TIMELESS FATHER'S DAY GIFTSend us a textIn this episode of "The Merging Life and Money Show," host Marie-Jo Caesar explores the timeless gift of legacy building in honor of Father's Day. Emphasizing ethical decision-making, open dialogue, and value-based legacies, Marie-Jo discusses teaching children through personal stories, role-playing, and family traditions. Financial legacies and the importance of estate planning, like creating wills and trusts, are highlighted. Fathers nurturing strong connections with their children through shared activities and active listening can leave a lasting impact, fostering financial wellness and meaningful relationships for future generations. THE THREE MAIN PO...
2024-06-1852 min
Merging Life and Money with MJ CaesarEp. 165 - EMPOWERMENT THROUGH EQUITY- FINANCIAL WELLNESS IN PRIDE MONTHSend us a textIn this episode of "The Merging Life and Money Show," host Marie-Jo Caesar explores financial empowerment for the LGBTQ+ community, addressing unique challenges in securing employment, accessing financial services, and building wealth. Emphasis is placed on specialized financial guidance, culturally responsive services, and inclusive financial policies. Role models like Melody Hobson and Suze Orman inspire hope, while activists like Danica Roem and Jay’Len Josey champion inclusive policies. Caesar urges the LGBTQ+ community to engage in financial empowerment initiatives, highlighting financial literacy, supportive communities, and inclusive financial practices for a more equitable future.
2024-06-0739 min
Merging Life and Money with MJ CaesarEp. 163 - HEALTHY DIGITAL HABITS FOR MENTAL HEALTHSend us a textIn this episode, host Marie-Jo Caesar dives deep into how cultivating a positive financial mindset can significantly enhance mental well-being. As part of Mental Health Awareness Month, she explores three key pillars: transforming financial mindsets, practical steps for effective financial management, and building healthy money habits. Listeners will discover actionable strategies for budgeting, saving, investing, and managing debt, alongside tips for setting realistic financial goals and boosting financial confidence. The episode also emphasizes the importance of continuous learning, seeking professional advice, and adopting a growth mindset for lasting financial security and emotional fulfillment...
2024-06-0337 min
Merging Life and Money with MJ CaesarEp. 164 - LEVERAGING TECHNOLOGY FOR MENTAL HEALTH WELL-BEINGSend us a textIn this episode, host MJ Caesar explores how technology can enhance mental health and well-being. Highlighting apps like Headspace, Calm, and BetterHelp, the episode discusses their benefits for meditation, stress management, and therapy. MJ also emphasizes the positive role of online communities and platforms such as Reddit and Facebook groups in providing emotional support. Additionally, the episode delves into how AI, VR therapy, and wearable tech like the Oura Ring contribute to mental health care by offering personalized, real-time monitoring and fostering virtual connections. THE THREE MAIN POINTS OF TH...
2024-06-0335 min
Merging Life and Money with MJ CaesarEp. 162 - THE IMPACT OF TECHNOLOGY ON MENTAL HEALTHSend us a textIn this episode of The Merging Life and Money Show, host Marie-Jo Caesar explores the impact of technology on mental health. The discussion delves into social media stress, information overload, and digital isolation versus authentic connection. Strategies for managing these challenges include setting boundaries for digital use, curating positive online content, and prioritizing meaningful offline interactions. Practical tips for a balanced digital life include limiting screen time, engaging in screen-free activities, and cultivating real-world relationships. Listeners are encouraged to reflect on their tech habits and join the conversation using #mentalwellness.
2024-06-0237 min
Merging Life and Money with MJ CaesarEp. 161 - DOLLARS AND SENSE - BUILDING A HEALTHY RELATIONSHIP WITH MONEYUntitled EpisodeSend us a textIn this episode, host Marie-Jo Caesar dives deep into how cultivating a positive financial mindset can significantly enhance mental well-being. As part of Mental Health Awareness Month, she explores three key pillars: transforming financial mindsets, practical steps for effective financial management, and building healthy money habits. Listeners will discover actionable strategies for budgeting, saving, investing, and managing debt, alongside tips for setting realistic financial goals and boosting financial confidence. The episode also emphasizes the importance of continuous learning, seeking professional advice, and adopting a growth mindset for lasting financial security and emotional fulfillment...
2024-05-2335 min
Merging Life and Money with MJ CaesarEp. 160 – MOM, MONEY, AND MIND: REFLECTING ON FINANCIAL AND MENTAL HEALTH AFTER MOTHER'S DAYSend us a textIn this episode of the Merging Life and Money Show, host Marie-Jo Caesar, a holistic financial wellness strategist, explores the deep connection between financial health and mental well-being. The episode coincides with Mental Health Awareness Month, aptly themed Learn, Act, Advocate, and delves into the impacts of financial stress on mental health, presenting it as a leading cause of anxiety, depression, and other mental health issues. Marie-Jo discusses statistics revealing a significant portion of Americans are anxious about their financial situations, highlighting the importance of understanding and addressing financial wellness as a crucial...
2024-05-1840 min
Merging Life and Money with MJ CaesarEp. 159 - MODERN MONEY MATTERS - HOW FINANCES SHAPE MENTAL HEALTHSend us a textIn this episode of The Merging Life and Money Show, host Marie-Jo Caesar explores how finances directly impact mental health. She discusses the prevalence of financial stress in modern life, affecting 60% of Americans, with over 30% reporting mental health impacts. The episode covers practical strategies like budgeting, building financial resilience, and seeking professional help. MJ emphasizes the importance of financial literacy and wellness programs to improve mental well-being. She advocates for open discussions about money and mental health to reduce stigma and foster a supportive community. THE THREE MAIN P...
2024-05-1037 min
Merging Life and Money with MJ CaesarEp. 158 - MONEY ON THE MIND - EXPLORING FINANCIAL HEALTH AND MENTAL WELL-BEINGSend us a textThis episode of the Merging Life and Money Show, titled 'Money on the Mind,' aligns with the commencement of Mental Awareness Month, focusing on the interconnection between financial health and mental wellness. Host Marie-Jo Caesar discusses how financial stability is not only about managing numbers but is intricately linked to one's mental state. Throughout the episode, Caesar shares a narrative about a client named Michelle to illustrate the profound effects of financial anxiety on mental health and the transformative power of effective money management on enhancing life quality. Key topics include the...
2024-05-0640 min
Merging Life and Money with MJ CaesarEp. 157 - INSPIRING THE NEXT GENERATION - TEACHING KIDS ABOUT MONEY AND FINANCIAL RESPONSIBILITYSend us a text In this special episode, host Marie-Jo Caesar delves into the critical theme of teaching children about money and financial responsibility, marking Financial Literacy Month. She outlines effective strategies like setting budget expectations, hands-on management through allowances, and using real-life scenarios to teach financial concepts. Emphasizing a positive money mindset and the importance of learning from financial mistakes, Marie-Jo provides practical steps for parents to engage in their children's financial education, offering resources like a month-long financial task calendar to empower the next generation towards fiscal responsibility. THE THREE MA...
2024-04-2929 min
Merging Life and Money with MJ CaesarEp. 156 -LOUD BUDGETING’ – BREAKING THE MONEY TABOOSend us a textIn episode 156 of The Merging Life and Money Show, host Marie-Jo Caesar explores "LOUD budgeting," a strategy emphasizing open communication about finances. Tying into Financial Literacy Month, Caesar discusses its benefits, including improved accountability and financial success. With real-world cases, she illustrates its positive effects on personal and corporate wellness. The episode champions transparency in budgeting to align finances with life's goals. It provides resources like a free guide and app recommendations for listeners to engage with their finances actively and mindfully. THE THREE MAIN POINTS OF THE P...
2024-04-2142 min
Merging Life and Money with MJ CaesarEp. 155 - EMPOWER YOUR FINANCES - TOOLS AND TIPS FOR SURVIVING DIVORCESend us a textIn this empowering episode of "The Merging Life and Money Show," host Marie-Jo Caesar sits down with certified divorce financial analyst Leah Hadley to navigate the financial complexities of divorce. They discuss the importance of financial literacy, understanding assets and liabilities, avoiding common mistakes, and creating a sustainable post-divorce financial plan. Leah underscores the value of being informed, organized, and proactive with one's finances, offering practical tips and sharing success stories. The episode stresses education and emotional support as key to emerging financially strong post-divorce, encouraging listeners to actively manage their financial health.
2024-04-1239 min
Merging Life and Money with MJ CaesarEp. 154 - INFORM, INSPIRE, IGNITE - EMPOWERING WOMEN IN FINANCESend us a textIn this episode of the Merging Life and Money Show, host Marie-Jo Caesar kicks off Financial Literacy Month 2024 with a focus on empowering women in finance. Marking the start of the April series themed 'Inform, Inspire, ignite,' the episode delves into three key areas crucial for women's financial empowerment: financial literacy, investing, and financial independence. Through a combination of informing choices, inspiring actions, and igniting change, the episode aims to equip women with the knowledge, confidence, and strategies needed to take control of their financial futures.It discusses t...
2024-04-0552 min
Merging Life and Money with MJ CaesarEp. 153 - EMPOWER WOMEN ENTREPRENEURS - BOOST FEMALE-OWNED BUSINESSESSend us a textIn this episode of The Merging Life and Money Show, Marie-Jo Caesar champions empowering women entrepreneurs in honor of International Women's Month. Discussing the economic benefits and diversity advantages, the episode provides practical strategies for supporting female-owned businesses through funding, networking, and mentorship. Marie-Jo underlines the challenges women face, sharing success stories and resources for self-promotion and inclusion. She calls for action to back these businesses and engage with the show, wrapping up with a potent quote from Malala Yousafzai to inspire listeners to foster positive change for women in business.
2024-03-2934 min
Merging Life and Money with MJ CaesarEp. 152 - WOMEN LEADING THE CHARGE FOR CHANGESend us a textIn this special International Women's Month episode of 'Merging Life and Money,' host Marie-Jo Caesar explores women's pivotal contributions to society across history and sectors, celebrating their achievements and discussing ways to foster a more inclusive and equitable future. The episode delves into the historical milestones of women's rights, spotlighting key figures such as Susan B. Anthony and Gloria Steinem, and movements that have shaped gender equality. It shares inspiring stories of influential women, from Rosa Parks to Malala Yousafzai, and emphasizes the importance of empowering young girls. The episode also offers...
2024-03-2334 min
Merging Life and Money with MJ CaesarEp. 151 - Women Championing Inclusivity Through DiversitySend us a textThis episode of the Merging Life and Money Show, hosted by Marie Jo Caesar during International Women's Month, focuses on the pivotal role women play in fostering inclusive communities and embracing differences. The discussion centers on the importance of female role models in various fields, highlighting their impact on young girls and women by challenging stereotypes and breaking barriers. Inspirational stories of influential women like Dr. Mae Jemison, Malala Yousafzai, and Reshma Saujani are shared, showcasing their contributions to inclusivity. The episode also explores successful women-led initiatives aimed at promoting diversity and inclusion...
2024-03-1537 min
Merging Life and Money with MJ CaesarEp.150 - WHAT DOES 'INSPIRE INCLUSION' REALLY MEAN THIS WOMEN'S INTERNATIONAL MONTH?Send us a textIn this episode of the 'Merging Life and Money Show', host Marie-Jo Caesar celebrates International Women's Month under the banner of "Inspire Inclusion." She honors women trailblazers and urges collective action for a more inclusive world. The episode emphasizes the importance of valuing everyone's contributions and the necessity of inclusion across all areas of life. Marie-Jo reflects on historical milestones in gender equality and confronts ongoing challenges like the gender pay gap. She calls on listeners to support women's advancement and to connect on social media to further the conversation on inspiring inclusion.
2024-03-0930 min
Merging Life and Money with MJ CaesarEp - 149 CHALLENGING THE COMMON MISCONCEPTIONS ABOUT BLACK PEOPLESend us a textIn this episode of the 'Merging Life and Money Show', host Marie-Jo Caesar engages listeners in confronting and debunking stereotypes about Black people. She delves into historical prejudices, the harmful media portrayal of Black individuals, and the consequences these misconceptions have on career opportunities, mental health, and societal treatment. Highlighting stories like James' and Anna's, Caesar unpacks the Angry Black Woman and Thug stereotypes, advocating for media diversity, inclusive education, and dialogues to foster respect, dismantle systemic biases, and inspire a more equitable society. THE THREE MAIN POINTS OF THE P...
2024-02-2932 min
Merging Life and Money with MJ CaesarEP. -148 - EMPOWERING LEGACIES ¬- CELEBRATING BLACK HISTORY MONTH THROUGH FINANCIAL WELLNESSSend us a textIn this episode of the 'Merging Life and Money Show', host Marie Jo Caesar covers financial issues pertaining to the Black community in celebration of Black History Month. Topics include the historical context and challenges of financial wellness for Black Americans, the present landscape, and success stories inspiring financial empowerment in the community. The episode also provides practical financial tips and resources, explores key strategies for financial wellness, and highlights influential figures who have paved the way for financial empowerment. The role of Black-owned banks, non-profits, and digital platforms in improving financial literacy...
2024-02-2337 min
Merging Life and Money with MJ CaesarEP. -147 - DECODING AI - THE FUTURE OF FINANCIAL WELLNESS IN THE BLACK COMMUNITYSend us a textIn this episode MJ Caesar explores AI's transformative impact on financial wellness in the Black community. She spotlights the potential of AI to democratize financial services but urges critical engagement to address biases and promote equity. Highlighting the need for collaboration in AI development, Marie-Jo advocates for transparency and diverse representation in tech. By empowering through education and advocating for ethical AI, she envisions a future where financial tools enhance access and empowerment, encouraging listeners to actively shape an inclusive financial landscape.THE THREE MAIN POINTS OF THE PODCAST ARE:
2024-02-1541 min
Merging Life and Money with MJ CaesarEP -146 - ANATOMY OF BLACK FAMILY FINANCESSend us a textIn this episode, host Marie-Jo Caesar delves into the complexities of black family finances. She addresses systemic barriers, emotional and practical money management, and avenues for growth and empowerment. Advocating for empathy, financial literacy, purposeful budgeting, and tailored investment, Caesar emphasizes the significance of community support, entrepreneurship, and continuous learning in achieving financial wellness. She stresses the transformative power of education, open-mindedness, and collective action in overcoming systemic barriers and building generational wealth. The episode concludes with an invitation for a complimentary financial wellness discovery call through her website. THE THREE MAIN P...
2024-02-0838 min
Merging Life and Money with MJ CaesarEp. -145 -HEALING FINANCIAL TRAUMA IN THE BLACK COMMUNITYSend us a textIn this special episode of the Merging Life and Money Show. Marie-Jo Caesar delves deep into the topic of financial wellness in the Black community. Uncovering the historical and emotional relationship with money, she discusses how past financial trauma can shape our current monetary decisions. She highlights the importance of healing strategies, resilience, financial literacy and community support in building both emotional and financial wellness. Finally, she explores the concept of generational wealth and emotional prosperity, emphasizing the importance of aligning financial goals with personal values and underscoring the crucial role of financial e...
2024-02-0140 min
Merging Life and Money with MJ CaesarEP. 144 - JANUARY FINANCE HACKS- PART 2Send us a textIn this episode of "The Merging Life and Money Show," Marie-Jo Caesar delves into essential finance hacks for January. She emphasizes understanding income sources for financial stability and control. Managing expenses, tracking spending, and cutting unnecessary costs are crucial for financial empowerment. From categorizing expenses to setting SMART financial goals, Marie-Jo provides practical tips for aligning January budget with achievable targets. She stresses the importance of seeking support, staying disciplined, and maintaining a positive mindset on the journey to financial success in 2024. THE THREE MAIN POINTS OF THE PODCAST ARE:
2024-01-2652 min
Merging Life and Money with MJ CaesarEP. 143 - JANUARY FINANCE HACKS- PART 1Send us a textIn this episode, Marie-Jo delves into the game-changing strategies that will empower your financial goals in 2024 and beyond. She offers practical advice on setting realistic savings goals, regularly assessing your emergency fund, and replenishing it after any withdrawals. Additionally, she highlights the significance of creating a personalized financial roadmap, aligning your goals with your unique circumstances and values.Whether you're seeking short-term financial stability or striving for long-term financial freedom, Marie-Jo's expert advice and personal anecdotes will inspire you to take control of your financial well-being. She underlines that f...
2024-01-2040 min
Merging Life and Money with MJ CaesarEp. 142 - EMBRACING MLK’S LEGACY IN FINANCIAL WELLNESSSend us a textThe podcast episode hosted by Marie Jo Caesar delves into the profound influence of Dr. Martin Luther King Jr.'s teachings on financial wellness and empowerment. As a financial wellness strategist, Marie Jo shares insights on MLK's broader vision of economic empowerment beyond his well-known civil rights advocacy. She discusses practical aspects of personal finance management inspired by MLK’s principles, including budgeting with purpose, creating inclusive financial communities, and investing in socially responsible companies. The episode highlights ongoing efforts by various organizations to distill MLK's wisdom into actionable financial strategies, ensuring financial st...
2024-01-1345 min
Merging Life and Money with MJ CaesarEP. 141 - HIT RESET: DESIGN YOUR 2024 MONEY MASTERPLAN!Send us a textIn this episode of Merging Life and Money Show, host Marie Jo Caesar introduces the concept of holistic financial wellness, highlighting the importance of aligning values with financial goals for better financial contentment and satisfaction. The episode focuses on various psychological, emotional, and practical aspects that influence financial behaviors and decisions. It emphasizes the advantages of value-based decision-making, the challenges faced, and strategies adopted to better align personal values with objectives. The episode offers practical advice on budgeting, saving, investing, managing debt, and ethical investing along with addressing the influence of societal norms...
2024-01-0541 min
Merging Life and Money with MJ CaesarEp. 140 – TRANSFORM YOUR FINANCIAL MINDSET FOR 2024: IMPLEMENT FINANCIAL CHANGESSend us a textIt is the final episode of season one of the "Merging Life and Money Show" with MJ Caesar. I explore the importance of having a positive money mindset and provide practical strategies for cultivating such a mindset. It covers topics such as reflecting on the progress made in 2023, understanding the impact of mindset on financial well-being, identifying different money mindset types, implementing daily financial habits, and taking action to achieve financial goals. I also share inspiring stories of individuals who have transformed their financial lives through mindset adjustments and provide guidance on maintaining...
2024-01-0146 min
Merging Life and Money with MJ CaesarEp. 138 - The “Exannuals’” Journey: Unraveling the Rich Threads of Past and PresentSend us a textIn this episode, host Marie Jo Caesar explores the journey of the “Exannuals”, a term describing those born between 1940 and 1960. Discussing different eras from post-war years to the digital age, she touches upon cultural, societal, and technological changes. She provides tales from individuals that are illustrative of the diverse experiences of this generation. It underlines how these formative years shaped their approach towards work, life, and finances, and how they continue to adapt and contribute to the fast-paced world today. The discussion further delves into their resilience, adaptability, and multi-faceted lives, reflecting their impo...
2023-12-3145 min
Merging Life and Money with MJ CaesarEp. 137 – UNLOCK PRODUCTIVITY: FINANCIAL WELL-BEING'S KEY ROLESend us a textMarie-Jo Caesar discusses the importance of financial well-being in the global workforce and its impact on productivity. She explores the concept of employee financial empowerment and how it can benefit both employees and employers. The episode covers topics like the connection between financial stress and productivity, the role of financial literacy in the workplace, and the practical ways companies can support their employees' financial well-being to enhance productivity. THE THREE MAIN POINTS OF THE PODCAST ARE: 1. The significance of integrating financial well-being into th...
2023-12-3147 min
Merging Life and Money with MJ CaesarEp. 136 – Unlock Wealth with Gratitude: The Key You are Missing!Send us a textIn this episode, Marie-Jo explores the concept of gratitude and its impact on personal and financial growth. She discusses how gratitude can shift our mindset from scarcity to abundance, leading to greater financial prosperity and fulfillment. Marie-Jo provides practical tips for integrating gratitude into daily financial habits and decisions, shares real-world examples of successful individuals who have utilized gratitude to increase their wealth, and highlights the long-term benefits of maintaining a gratitude practice for financial success. Overall, the episode emphasizes the transformative power of gratitude in reshaping our financial landscape and leading us...
2023-12-3040 min
Merging Life and Money with MJ CaesarEp. 135 – UNPACKING THANKSGIVING BEYOND THE TURKEY - REDISCOVERING GRATITUDESend us a textIn this episode, Marie-Jo Caesar discusses how to make Thanksgiving more meaningful beyond just the traditional feast. She explores the history and customs of Thanksgiving, and the importance of gratitude, and suggests ideas for creating new traditions and fun activities to make the holiday more meaningful and enjoyable. THE THREE MAIN POINTS OF THE PODCAST ARE: 1. Exploring the true essence of Thanksgiving: This includes delving into the history and significance of Thanksgiving, highlighting its origins as a harvest festival and its evolution into a day for family an...
2023-12-3036 min
Merging Life and Money with MJ CaesarEp. 134 - UNLOCK YOUR INNER HERO AT ‘BOSSUPLIKEAQUEEN’ SUMMITSend us a textIn this episode, The main guest is Jeanne McPhillips, the founder of Supergirls and the force behind the Boss up Like a Queen Summit. Marie-Jo and Jeanne discuss Jeanne's journey and the purpose of her summit which aims to empower women to embrace their inner heroes and find their voice. They discuss topics like networking, mentorship, balancing personal life and career, and how to assert themselves in a male-dominated society. Jeanne also shares personal stories about the power of sisterhood and how she overcame challenges in her life. The conversation emphasizes the importance...
2023-12-3059 min
Merging Life and Money with MJ CaesarEp. 133 - INFLATION ALERT: SLASH HOLIDAY COSTS WITH THESE TIPSSend us a textIn this episode, host Marie-Jo Caesar discusses emerging trends shaping holiday shopping in 2023. She discusses the influence of inflation on consumers' spending habits and retailers' pricing strategies, the increasing shift towards digital buying habits, including the growth of online shopping, Cyber Monday deals, and the comparison of Black Friday and Cyber Monday trends. Marie-Jo also delves into the 'Buy Now Pay Later' trend, exploring the benefits and risks of this payment method. She emphasizes the importance of making informed, responsible financial choices this festive season, and encourages supporting local small businesses on 'Small...
2023-12-3045 min
Merging Life and Money with MJ CaesarEP. 132 - REDEFINING GRANDPARENTHOOD: LOVE & ECONOMICSSend us a textIn this episode, Marie Jo Caesar, talks about the joys and challenges of grandparenthood, the changing role of grandparents in today's world, and the increasing importance of grandparenthood. She emphasizes the rewards of being a grandparent, the impact grandparents have on their grandchildren's lives, and the role of grandparents in passing on values and traditions. The episode also touches on the COVID-19 pandemic and how it has affected grandparents and their relationship with their grandchildren. THE THREE MAIN POINTS OF THE LIVE PODCAST ARE: 1. The significance and impa...
2023-12-2943 min
Merging Life and Money with MJ CaesarEP. 131 - MASTER YOUR MONEY MINDSET: ELEVATE YOUR FINANCIAL EQSend us a textIn episode 131 of The Merging Life and Money Show with MJ Caesar, host Marie-Jo Caesar explores the topic of unlocking financial wellness through emotional intelligence. She discusses the importance of understanding personal finances and making informed decisions, as well as the role of emotional intelligence in managing money effectively. Through a case study of a married couple in their 30s, Caesar highlights the benefits of setting financial goals, creating budgets, and developing strong emotional intelligence to achieve long-term financial security and well-being. Listeners gain valuable insights and strategies for improving their own financial...
2023-12-2848 min
Merging Life and Money with MJ CaesarEp. 130 - DON'T LET MISTAKES DERAIL YOUR RETIREMENT DREAMS: TIPS FOR SMART INVESTING AND PLANNINGtitled EpisodeSend us a textIn episode 130 of "The Merging Life and Money Show with MJ Caesar," host Marie-Jo delves into the crucial topic of avoiding mistakes that could derail your retirement dreams. Through personal experiences and insights, she shares proactive strategies for smart investing and planning that can lead to a financially secure retirement. Whether it's the power of starting early, embracing dollar cost averaging and compound interest, or understanding the often-underestimated expenses in retirement, Marie-Jo equips listeners with valuable knowledge to help them navigate the journey to a peaceful and financially secure retirement. With a focus...
2023-11-1032 min
Merging Life and Money with MJ CaesarEp. 129 RETIREMENT REDEFINED - HOW MODERN SENIORS ARE SHAPING THE WORLD.Send us a textIn this episode of The Merging Life and Money Show with MJ Caesar, join host Marie-Jo Caesar as she explores the topic of how today's seniors are breaking stereotypes and living vibrant, fulfilling lives. Discover how seniors are staying active, engaged, and redefining what it means to age gracefully. From pursuing new passions and adventures to embracing technology, this episode highlights the evolving lifestyles and opportunities for older individuals. Marie-Jo shares inspiring stories, discusses government policies, and explores the impact of technology on senior living. Tune in to gain in...
2023-11-1044 min
Merging Life and Money with MJ CaesarEp. 126 - PASSIVE REAL ESTATE INVESTINGSend us a textIn this episode of "The Merging Life and Money Show with MJ Caesar, Kevin Amolsch and discuss the benefits of passive real estate investing and creative financing strategies. We cover topics such as mortgage funds, equity investments, and debt investments. Kevin emphasizes the importance of diversification and real estate as a safe option for investors. The episode includes success stories from both investors and borrowers, highlighting the transformative impact of real estate investing. Listeners are encouraged to stay curious, informed, and to share their own success stories.Tune in a...
2023-10-2543 min
Merging Life and Money with MJ CaesarEp. 124 -BRIDGING THE GAP-HOW TO DREAM BIGSend us a textIn this episode of The Merging Life and Money Show, host Marie-Jo invites special guest Julia Gentry to discuss the art of dreaming big. Julia shares her journey from initially not wanting to write a book about dreaming to realizing that many people know about dreaming but are not actually living it. She introduces her dream framework, which helps dreamers bridge the gap between their current reality and their ultimate dreams. Julia emphasizes the importance of recognizing patterns and unlearning limiting beliefs to wipe the slate clean and create a new belief system...
2023-10-2444 min
Merging Life and Money with MJ CaesarEp. 123 - MASTER YOUR MONEY, TRANSFORM YOUR LIFE!Send us a textIn this episode of The Merging Life and Money Show, host Marie-Jo Caesar discusses the importance of taking control of our finances for a brighter future. She emphasizes the need to understand our financial beliefs and break harmful habits, using introspection and self-awareness as tools for growth. Caesar highlights the benefits of setting achievable milestones, implementing a budget, and learning from past mistakes. She encourages listeners to stay committed, seek support when needed, and consistently take action toward their financial goals. Overall, the episode provides practical solutions for financial turnaround and transforming one's...
2023-10-2338 min
Merging Life and Money with MJ CaesarEP. 122 - RAISING MONEY-SAVVY KIDS IN A CONSUMERISTIC WORLDSend us a textDiscover how to raise money-savvy kids in a consumeristic world on the latest episode of The Merging Life and Money Show with MJ Caesar. Join host Marie-Jo Caesar as she dives deep into the importance of instilling financial literacy at a young age. In this episode, Marie-Jo explores the impacts of consumerism on children, including the influence of advertising and social media. Tune in and discover how you will be able to:Discover the invaluable importance of introducing your children to financial concepts early on.Gain insight into effective methods for teaching...
2023-10-2244 min
Merging Life and Money with MJ CaesarEp. 120 - LEGACY BUILDING: THE ULTIMATE FATHER’S DAY GIFT FOR FUTURE GENERATIONSSend us a textIn this episode of The Merging Life and Money Show with MJ Caesar, I delve into the topic of legacy building - the ultimate Father’s Day gift for future generations. I discuss the importance of creating memorable family traditions, building a solid financial legacy, promoting social responsibility, and being present in your children's lives. I also offer practical guidance on various aspects of legacy building, drawing on advice from financial advisors, family therapists, and parenting experts. Tune in to my podcast for strategies and best practices for fathers to create a l...
2023-06-1752 min
Merging Life and Money with MJ CaesarEp. 119 – HOW LONG SHOULD PARENTS SUPPORT THEIR ADULT CHILDRENSend us a textIn the Merging Life and Money podcast, Marie-Jo Caesar and Emily Rassam discuss the topic of parental support for adult children. Rassam emphasizes the importance of having a comprehensive financial plan that considers long-term goals and how supporting adult children may impact those goals. She recommends having open communication and setting healthy boundaries to maintain financial balance, as well as using financial tools to ensure that children have the necessary skills and knowledge for financial independence. The conversation highlights the key themes of clear communication and careful planning to ensure that supporting adult...
2023-06-1739 min
Merging Life and Money with MJ CaesarEp. 118 - MASTERING YOUR FINANCES – UNDERSTANDING - PLANNING AND INVESTINGSend us a textIn this episode of The Merging Life and Money Show with MJ Caesar, the topic is financial wellness and its importance for overall well-being. With only 34% of Americans considering themselves financially healthy, host Marie-Jo Caesar emphasizes the need for listeners to assess their current financial situation. She walks through the steps of assessing debt, reviewing savings and investment goals, and analyzing spending habits to make better money decisions and reach financial goals. Marie-Jo also emphasizes the benefits of financial health, including reducing stress and having healthier relationships, and provides tips for improving financial...
2023-06-0452 min
Merging Life and Money with MJ CaesarEp. 116 - EMPOWER YOUR FINANCES -ARE YOU AT PEACE WITH YOUR FINANCIAL REALITY?Send us a textIn this episode of The Merging Life and Money Show with MJ Caesar, the topic is financial wellness and its importance for overall well-being. With only 34% of Americans considering themselves financially healthy, host Marie-Jo Caesar emphasizes the need for listeners to assess their current financial situation. She walks through the steps of assessing debt, reviewing savings and investment goals, and analyzing spending habits to make better money decisions and reach financial goals. Marie-Jo also emphasizes the benefits of financial health, including reducing stress and having healthier relationships, and provides tips for improving financial...
2023-05-2022 min
Merging Life and Money with MJ CaesarEP. 115 - MAKING MOTHER’S DAY COUNT WITH FINANCIAL WELLNESS AND GRATITUDESend us a textIn this episode of The Merging Life and Money Show with MJ Caesar, the discussion centers around strategies for having successful conversations with your about financial goals and concerns. The importance of promoting financial awareness and healthy financial habits in families is emphasized. Financially focused gifts can have a significant impact on a mother's future financial security and well-being, leading to a more harmonious household environment. The podcast explores the connection between financial wellness and Mother's Day celebration and how to incorporate it by choosing gifts that promote financial stability and fostering healthy...
2023-05-1446 min
Merging Life and Money with MJ CaesarEp. 114 - MONEY MATTERS: UNRAVELING THE DUALITY NATURE OF WEALTHSend us a textIn this episode of The Merging Life and Money Show with MJ Caesar, I explore the duality of money and its power to both uplift and corrupt. I advocate for change to promote wealth equity through policy changes, ethical investing, corporate responsibility, and financial education. Understanding both the positive and negative aspects of wealth can lead to better decision-making, and financial literacy and education are crucial tools for creating a prosperous and equitable future. Also, I encourage my listeners to take action by advocating for policy changes, engaging in public discourse, and supporting...
2023-05-0842 min
Merging Life and Money with MJ CaesarEp. 113 - FINANCIAL WELLNESS AND MENTAL HEALTHSend us a textIn this episode of The Merging Life and Money Show with MJ Caesar, financial stress and its impact on emotional well-being are discussed. Financial stress is linked to increased psychological distress and poor physical health, and identifying signs of financial stress early on is crucial for managing it and protecting emotional well-being. Financial literacy is highlighted as a significant factor in reducing financial stress and promoting self-confidence. The show emphasizes the deep connection between financial wellness and mental health and discusses the principles of Mindful Money Management as a way to promote an...
2023-05-0350 min
Merging Life and Money with MJ CaesarEp. 111 - BUILDING A STRONG FINANCIAL FOUNDATIONSend us a textThe Merging Life and Money Show with MJ Caesar covers a wide range of topics from tracking expenses to diversifying investments, saving for retirement, and adopting a proactive and adaptive approach to financial resources. The importance of establishing a budget along with the benefits of various budgeting methods are discussed. Additionally, the episode delves deep into the world of investment, discussing the pros and cons of stocks and bonds, and the value of diversifying investments. The episode also provides valuable insights and strategies for making informed financial decisions and cultivating long-term financial wellness...
2023-05-0154 min
Merging Life and Money with MJ CaesarEp.109 -THE FUTURE IS FEMALE - INSPIRING THE NEXT GENERATION OF WOMEN LEADERSSend us a textIn this episode of the Merging Life and Money show, I celebrate International Women's Month by recognizing the contributions of groundbreaking women and discussing the importance of representation in media and pop culture. I encourage my listeners to learn from the resilience and perseverance of fearless female pioneers like Marie Curie and Ruth Bader Ginsburg, and to foster leadership qualities in the next generation by providing support, guidance, and mentorship. I also discuss the role of men in promoting work-life harmony and gender equality in the workplace and share stories of s...
2023-04-2957 min
Archways: Western Civilization History PodcastJulius Caesar Bio: How to win friends and influence Romans (100 BC-44 BC)Julius Caesar is pretty famous for dying. But why was he famous to begin with?
Marie discusses Caesar vs Pirates, Caesar the Pontifex Maximus, Caesar in Britain, and Caesar vs. Vercingetorix at the Battle of Alesia.
Shoot us an email at archwayspodcast@gmail.com
2022-03-1712 min
Merging Life and Money with MJ CaesarWOMEN UNIQUE FINANCIAL TRUTHSSend us a textWomen earn less, work fewer years, save more, live longer than their male counterparts and are more likely to spend their retirement in poverty. I will be exploring women’s vulnerability as it relates to their long-term financial plan.Here are some HIGHLIGHTS from this episode. 04:12 The gender wage gap drivers07:13 Women earn less than men09:16 Women live longer than men11:31 Why are Boomers postponing retirement?12:49 The pitfalls of retiring early13:40 The benefits of working extra years15...
2021-08-1422 min
Merging Life and Money with MJ CaesarWOMEN AND MONEY CONVERSATIONSSend us a textIt is time for women to break the money silence and engage in fearless money conversations. Join me every Thursday at 5:00 pm PST. This Thursday, I will be speaking about women ‘self-imposed limitations when it comes to talking about money.Support the showConnect with me:Instagram: https://www.instagram.com/the_financiologist_mjcaesar/Facebook: https://www.facebook.com/merginglifeandmoneyYouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9gTwitter: https://www.twitter.com/https://twitter.com/mariejocaesarLinkedIn: https://www...
2021-08-0725 min
Merging Life and Money with MJ CaesarTHE WOMEN GAME OF PERSONAL FINANCE AND HOW TO PLAY ITSend us a textIt is Olympic season, and we can learn and be inspired by those great athletes when it comes to winning at money.Your financial journey is unique. Your goals are, too. When you recognize your relationship to money, a positive mindset can lead to positive changes—in more than just your financial life. It is all about your mindset and optimism, confidence and self-belief and goal setting and focus. Join me every Thursday at 5:00 pm PST. This Thursday, I will be talking about the common traits between the best of...
2021-08-0433 min
Merging Life and Money with MJ CaesarWOMEN AND THEIR FINANCIAL GOALS–Are they doing enough to be financially secure now and later?Send us a textWOMEN AND THEIR FINANCIAL GOALS–Are they doing enough to be financially secure now and later?While women have made great strides as it relates to handling their finances, they are still too many falling short of having a holistic financial plan in place.Join me every Thursday at 5:00 pm PST and this Thursday, I will be talking about what is holding women back from making empowered life and positive financial decisions to achieve their financial goals.#shorttermfinancialplan #midtermfinancialplan #longtermfinancialplan #goalsetting #emergencyfund #reducedebt #insurance #investments #re...
2021-07-2327 min
Merging Life and Money with MJ CaesarEVERYTHING YOU SHOULD KNOW ABOUT TERM LIFE INSURANCESend us a textMJ Caesar and Special Guest Eric Dudley will be talking about one important tool that you MUST have in your financial toolbox: TERM LIFE INSURANCE.They will cover:What is Term Life Insurance Who is best served by term life products Details to look for in Term policies: How much is enough? What are Riders? What are living benefits?Here are some HIGHLIGHTS from this episode. 03:15 What is Term Life insurance?03:55 When should you...
2021-07-1729 min
Merging Life and Money with MJ CaesarDEMYSTIFYING WOMEN’S MONEY HABITS HABITS and uncovering if fear holds them back from managing their money successfully.Send us a textMost women know how important it is to have good financial habits but how many are doing it?Join me every Thursday at 5:00 pm PST. This Thursday I will be talking about good money habits and financial health.Here are some HIGHLIGHTS from this episode. 03:32 Why are women stereotyped as being terrible with money05:15 Does your gender determine your attitude towards money06:24 Financial confidence09:12 Why most women favor conservative investments10:29 The big secret behind spending habits12:40 Seven common mo...
2021-07-1430 min
Merging Life and Money with MJ CaesarTAKE CONTROL OF YOUR MONEY AND KEEP A FIRM HANDLE ON YOUR FINANCE.Send us a textWhile women and money have come a long way in the past 100 years or so, there still is a gap to close, not just in the earnings category but most importantly in the awareness, knowledge, and confidence to harness and manage money and finances with assurance.Join me every Thursday at 5:00 pm PST and this Thursday, I will be talking about why and how to control your finances.Here are some HIGHLIGHTS from this episode. 02:19 Why should you take control of your finance?04:54 Take control o...
2021-07-1429 min
Merging Life and Money with MJ CaesarWOMEN AND THEIR FINANCIAL MINDSETSend us a text IT’S TIME TO CHANGE THE NARRATIVE AND PROMOTE A HEALTHY MONEY MINDSETIt begins with overcoming the common limiting money mindsets that hold too many women back. As an example, far too often, divorcées and widows are financially unprepared to face these life changing events.Join me, MJ Caesar as I will be exploring the money beliefs that keep women sitting on the sidelines when they should be taking the reins of their financial destiny.Here are some HIGHLIGHTS from this episode.
2021-07-1324 min
Merging Life and Money with MJ CaesarWHY WOMEN HAVE A COMPLICATED RELATIONSHIP WITH MONEY?Send us a textHow do they view and address their finances including the obstacles that may be holding them back?When it comes to finance, women have traditionally faced an uphill battle. The gender wage gap, roles as caregivers and motherhood greatly affect a woman's savings and retirement.Here are some HIGHLIGHTS from this episode. 04:53 Why are so many women afraid to talk about money08:18 The high cost attached to remaining silent about money10:16 Five suggestions of how to overcome the money taboo11:55 Why women l...
2021-06-2324 min
Merging Life and Money with MJ CaesarTHE GENDER PAY GAP - WHAT SHOULD YOU KNOW ABOUT IT?Send us a textMen out-earn women in both traditionally male-dominated and female-dominated professions, according to recent data from the Bureau of Labor Statistics (BLS). There are a number of reasons why the gender pay gap exists.Here are some HIGHLIGHTS from this episode. 01:23 What is happening in America?03:56 What is a gender wage or pay gap?06:54 Why are women earning less than men?11:31 The motherhood penalty16.14 Pay gap and race discrimination19:54 Changes in the making24:04 Pay gap and sexual or...
2021-06-2330 min
Merging Life and Money with MJ CaesarDO YOU KNOW YOUR FINANCIAL WHY? – THE IMPORTANCE OF RECOGNIZING YOUR LIFE PURPOSESend us a text“Where there is no vision, the people perish.” – Proverbs 29:18You have a financial WHY rather or not you know it. Your financial WHY is the driving force behind living your best life with the money you have.Join me, MJ Caesar as I will look at the importance of your financial WHY and the impact it has on the way you choose to live.Here are some HIGHLIGHTS from this episode. 02:43 The WHY behind your financial decisions04:28 Your WHY helps you navigate through life...
2021-06-2320 min
Merging Life and Money with MJ CaesarTHE IMPORTANCE OF PLANNING YOUR FINANCES TOGETHER WHEN IN A RELATIONSHIPSend us a textBeing open about your finances and managing your money together have its benefits. It helps you build a stronger bond with your partner and helps you learn new ways to work together as a team. However, a recent study revealed that 67% of US couples argue over finances, and 60% do not like their partner’s spending habits.Here are some HIGHLIGHTS from this episode. 03:00 Be open about your finances04:11 Money fights are not really about money 06:28 Have the important money conversations before saying “I do”11:26...
2021-06-2346 min
Merging Life and Money with MJ CaesarTHE IMPORTANCE OF TEACHING YOUR CHILDREN ABOUT MONEY AND FINANCESend us a textFINANCIAL EDUCATION STARTS AT HOME Teach your kids the important financial lessons through show and tell. Lead by example. Teach them about how money works and the role it should play in their lives.Level with them about the limitations, realities, and details of the family budget.Like every parent you want the best for your kids, and you want to make sure that they can “hold their own” and make good decisions about what to do with their money.The sooner your kids begin to learn smart money...
2021-06-2342 min
Merging Life and Money with MJ CaesarARE YOU HAPPILY BROKE AND YOU DON’T KNOW IT!!!Send us a textARE YOU FAKING IT WHEN IT COMES TO YOUR FINANCES….. To others, you seem to have it together, you have a decent job, you have a relatively nice house or apartment, a couple of credit cards and (I do not mean 2, I mean a few like 4 or 5), some student loan debt, who doesn't right?? You have an awesome spouse, and you take your yearly vacation….All things being equal, you got it going on… Like most, you are living paycheck to paycheck, and you are technically BROKE.
2021-06-2334 min
Merging Life and Money with MJ CaesarTHE BASICS OF ESTATE PLANNING YOU CANNOT TAKE IT WITH YOU…BUT you can determine who gets it and who doesn’t!!!Send us a textEstate Planning is not JUST for the rich and the very old. Creating an estate plan is an essential task for every adult and understanding what an estate plan is and what specific kinds of issues your plan might address is the first step.Here are some HIGHLIGHTS from this episode. 03:05 You have an estate plan, and you don’t know it….05:41 What is estate planning?07:33 What is an estate?10:00 The importance of estate planning13:25 The difference between estate taxes and inher...
2021-06-2332 min
Merging Life and Money with MJ CaesarTHE BASICS OF INVESTINGSend us a textTAKE YOUR FINANCES TO THE NEXT LEVEL Let’s talk about all the money you can make without working.When it comes to investing, nothing will pay off more than educating yourself. Here are some HIGHLIGHTS from this episode. 06:42 The difference between saving and investing. 09:46 The most important type of risks you are likely to encounter when investing. 12:02 5 investment strategies you get to understand.15:22 Most common types of investment.19:20 Investment products20:34 Expense Ratio26:20 Investment styles
2021-06-2337 min
Merging Life and Money with MJ CaesarPLAN FOR THE FUTURE - RETIREMENT IS THE MOST EXPENSIVE DECISION OF YOUR LIFETIME.Send us a textIn order to lead a peaceful and uncompromised life during retirement, it is essential to start planning and investing towards it as soon as you can. I will be sharing valuable information planning for and living in retirement.Here are some HIGHLIGHTS from this episode.02:05 Why should you plan for the future? 04:38 3 keys to consider when preparing for retirement 04:51 Develop a retirement mindset 05:37 Visualize your retirement early06:43 Schedule your retirement with your partner07:22 Consider your housing needs08...
2021-06-0635 min
Merging Life and Money with MJ CaesarTHE IMPORTANCE OF SAVING – 6 TYPES OF SAVINGS YOU SHOULD HAVESend us a textSaving is not the absence of spending. It is the intentional act of setting money aside for specific goals or purposes. And no matter where you are on your financial journey, you need to know that it is possible to turn your financial life around and start saving money.I will be sharing valuable information about the importance of saving. #savings #emergencysavings #retirementsavings #themerginglifeandmoneyshow #medicalsavings #educationsavings #mjcaesar Here are some HIGHLIGHTS from this episode. 02:01 What is savings?02:47 Why should you put aside that exces...
2021-05-1728 min
Merging Life and Money with MJ CaesarTHE NEED AND THE IMPORTANCE OF INSURANCE – PART 1Send us a text How insurance works? - The various methods of risk management and How to develop your insurance plan?As much as we would like to, we cannot eliminate risk from our lives, but we can manage it and mitigate it. I will be sharing valuable information about the need and importance of insurance. You will discover that insurance is vitally important, and you will be able to buy insurance with confidence. #insuranceneeds #riskmanagement #premium #greatestasset #financialwellness #themerginglifeandmoneyshow #mjcaesar Here are some HIGHLIGHTS from this episode. 0...
2021-05-1727 min
Merging Life and Money with MJ CaesarTHE NEED AND THE IMPORTANCE OF INSURANCE – PART 2Send us a textTHE 7 TYPES OF INSURANCE YOU MUST HAVE Insurance provides protection from financial loss and mitigates the risks that we all face at some time in our lives.As much as we would like to, we cannot eliminate risk from our lives, but we can manage it and mitigate it. I will be sharing valuable information about the need and importance of insurance. You will discover the 7 types of insurance you must have. #insuranceneeds #disability insurance #term life insurance #health Insurance #long-term care...
2021-05-1734 min
Merging Life and Money with MJ CaesarELIMINATE YOUR DEBT - 10 KEYS TO GET OUT DEBTSend us a textWhy are you in debt? What are you spending money on? How much money are you making? Has your debt increased, or are you having trouble climbing out the debt pit, particularly out from under hefty interest payments? Are your expenses driving you further into debt? If you can relate, this show is for you.I will be sharing valuable information about how to go about eliminating your debt. #debt #budget #planahead #themerginglifeandmoneyshow #mortgage #studentloan #mjcaesar Here are some HIGHLIGHTS from this episode. 04:42 Acknowledge that you...
2021-05-1726 min
Merging Life and Money with MJ CaesarHOW TO CULTIVATE A BUDGET HABITSend us a textTHE IMPORTANCE OF BUDGETINGHOW TO CULTIVATE A BUDGET HABIT Budgeting is very important; it is the process of creating a plan to spend your money.A budget is a powerful tool as it allows you to determine how and where you want to spend your money, it keeps you out of debt or help you work your way out of debt if you are currently in debt. #budget #expenses #spending #income #side hustle #zero-base budget #themerginglifeandmoneyshow #mjcaesar Here are some HIGHLIGHTS fro...
2021-05-1020 min
Merging Life and Money with MJ CaesarHOW TO DEVELOP A FINANCIAL MINDSETSend us a textMost people assume that their discomfort with money is caused by the amount they have and how they mismanage money, not realizing that most of their money dilemmas have to do with their feelings and what money means to them. The truth is that the road to financial wellness begins not in a bank but in your head.Here are some HIGHLIGHTS of the episode. 01:46 4 basics of financial foundation 05:06 Your financial mindset and the psychology of money 06:04 How to change your attitude about mon...
2021-05-0226 min
Merging Life and Money with MJ CaesarWhat is the Merging Life and Money Show all about?Send us a text Are you that professional woman who is feeling anxious about money, and frustrated about her current level of financial success? Are you overwhelmed by your finances? Would you want to know what to do to feel empowered in dealing with your money and how to manage your financial resources effectively? Are you trying to bring about some clarity around your finances and figure out why you are not able to change your financial habits? OrAre you trying to figure out what financial success looks and feels like?If you answer yes to any one...
2021-05-0217 min