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Keep’n It Real-T PodcastKeep'n It Real-T EP 13 | Hometown Heroes Program (Down payment Assistance)Here’s your cleaned-up and polished version of the episode description with minor tweaks for clarity, consistency, and a smooth professional flow:
🎙️ Episode 13 – Hometown Heroes Program is BACK! | Keep’n It Real-T
Ready to buy a home with little to NO money down? 👀 You need to hear this!
In this episode of Keep’n It Real-T, hosts Martha Smith and Natalia Pierantoni are joined by special guest Heidi Lombardi, Branch Manager and Mortgage Loan Originator with Pioneer Mortgage, to break down the newly relaunched Hometown Heroes Program—expected to roll out July 1, 2025!
This game-changi...2025-06-1726 minKeep’n It Real-T PodcastKeep'n It Real-T EP 12 | Comprador Por Primera Vez- En Español para nuestra comunidad Latina🎙 Episodio 12: Spanglish Special – ¡Sí Se Puede! Comprar Sin Miedo 🏡
En este episodio especial de Keep’n It Real-T, lo hacemos Spanglish-style 🎉 porque queremos hablar directamente con nuestra comunidad Latina. Si alguna vez has pensado que no puedes comprar casa porque no tienes suficiente dinero ahorrado, no entiendes el proceso o simplemente tienes miedo... ¡ESTE episodio es para ti!
Las anfitrionas Martha Smith y Natalia Pierantoni comparten toda la información esencial para que puedas comprar tu casa sin miedo:
✅ Qué necesitas para empezar
✅ Qué documentos piden los prestamistas
✅ Qué...2025-06-1210 minKeep’n It Real-T PodcastKeep'n It Real-T EP 11 | GTE Financial- Down Payment Assistance, Grants & More🎙️ Episode 11: Down Payment Assistance – with Nancy Booi from GTE Financial
If you’ve ever wondered how buyers come up with the money for a down payment—or if you're a hopeful homebuyer thinking “I don’t have enough saved”—this episode is for YOU!
We’re sitting down with Nancy Booi, Mortgage Loan Executive at GTE Financial, to break down the truth about down payment assistance, grants, and other special loan programs that can make homeownership more accessible than you think.
✨ GTE Financial isn’t just any credit union—it’s the official credit union of the Tampa Bay...2025-06-0313 minKeep’n It Real-T PodcastKeep'n It Real-T EP 10 | New Construction, Everything You Need to Know🎧 Episode 10: New Construction – Everything You Need to Know 🏡
Thinking about buying a new construction home? Don’t do it without hearing the REAL-T first!
In this episode of Keep’n It Real-T, we’re diving into all things new construction—the good, the bad, and the blueprints you wish someone told you about. From builder warranties to hidden costs, production vs. custom builders, and how to protect yourself throughout the process—we’re breaking it ALL down.
Whether you're a first-time buyer, a seasoned homeowner, or just curious about what it’s like to build from scratch...2025-05-2716 minKeep’n It Real-T PodcastKeep'n It Real-T EP 9 | Exp Realty ft. Lisa Colon🎧 Episode 9: Let’s Talk eXp Realty – with Lisa Colon
What’s it really like to work at eXp Realty? We’re breaking it ALL down!
In this episode of Keep’n It Real-T, we’re joined by the amazing Lisa Colon—an ICON agent, former team leader, and someone who’s had a major impact on our real estate journey. We dive deep into what makes eXp Realty stand out, how the revenue share model works, and what kind of agents thrive in this growing cloud-based brokerage.
Whether you're thinking of making a switch, want to understand...2025-05-2015 min
Keep’n It Real-T PodcastKeep'n It Real-T EP 8 | Q&A🎧 Episode 8: You Asked, We Spilled the Real-T! | Q&A with Martha & NataliaYou asked... and we definitely spilled. In this juicy Q&A episode, your favorite real estate duo, Martha Smith & Natalia Pierantoni, get real about everything—from our real estate journeys to behind-the-scenes tea you didn’t even know you needed! ☕️🔥💼 In this episode, we cover:✨ How we got into real estate (and what we did before)✨ Our biggest challenges, wins & wildest commission checks✨ What brokerages we're with and if we mentor new agents✨ Honest takes on Airbnb, commission structures & staying motivated✨ H...2025-05-1315 minKeep’n It Real-T PodcastKeep’n It Real-T EP 8 | Q&A with Martha Smith and Natalia Pierantoni🎧 Episode 8: You Asked, We Spilled the Real-T! | Q&A with Martha & Natalia
You asked... and we definitely spilled. In this juicy Q&A episode, your favorite real estate duo, Martha Smith & Natalia Pierantoni, get real about everything—from our real estate journeys to behind-the-scenes tea you didn’t even know you needed! ☕️🔥
💼 In this episode, we cover:
✨ How we got into real estate (and what we did before)
✨ Our biggest challenges, wins & wildest commission checks
✨ What brokerages we're with and if we mentor new agents
✨ Honest takes on Airbnb, commission structures & staying motivated
✨ H...2025-05-1315 minKeep’n It Real-T PodcastKeep'n It Real-T EP 7 | Commercial Real Estate with The Commercial Cowboy, Yae Colon🎧 Episode 7: Commercial Real Estate with The Commercial Cowboy, Yae Colon Welcome to the Wild West of Commercial Real Estate!In this episode of Keep’n It Real-T, we’re joined by none other than Yae Colon, a.k.a. The Commercial Cowboy! From land to industrial space, Yae knows the ins and outs of commercial deals—and he’s here to spill the REAL-T on everything you need to know if you're thinking about leasing or investing in commercial property.🤠 We talk cowboy hats, commercial loans, lease structures, negotiation tips, and everything...2025-05-0620 minKeep’n It Real-T PodcastKeep’n It Real-T EP 7 | Commercial Real Estate with The Commercial Cowboy, Yae Colon🎧 Episode 7: Commercial Real Estate with The Commercial Cowboy, Yae Colon
Welcome to the Wild West of Commercial Real Estate!
In this episode of Keep’n It Real-T, we’re joined by none other than Yae Colon, a.k.a. The Commercial Cowboy! From land to industrial space, Yae knows the ins and outs of commercial deals—and he’s here to spill the REAL-T on everything you need to know if you're thinking about leasing or investing in commercial property.
🤠 We talk cowboy hats, commercial loans, lease structures, negotiation tips, and everything...2025-05-0620 minKeep’n It Real-T PodcastKeep'n It Real-T EP 6 | So, You Want To Be A Real Estate Agent🎧 Episode 6: So, You Want To Be a Real Estate Agent? Buckle Up, Buttercup!Hosts: Martha Smith & Natalia PierantoniEver wondered what it really takes to become a real estate agent? Spoiler alert: it’s more than passing a test and selling sunset views. In this episode, Martha and Natalia break down the real cost, real steps, and real hustle behind getting licensed and launching a successful real estate career.We cover:📋 Step-by-step guide to getting licensed in Florida💵 What it actually costs to become an agent (hint: it’s not just the course)🏡...2025-04-2911 minKeep’n It Real-T PodcastKeep’n It Real-T EP 6 | So, You Want To Be A Real Estate Agent🎧 Episode 6: So, You Want To Be a Real Estate Agent? Buckle Up, Buttercup!
Hosts: Martha Smith & Natalia Pierantoni
Ever wondered what it really takes to become a real estate agent? Spoiler alert: it’s more than passing a test and selling sunset views. In this episode, Martha and Natalia break down the real cost, real steps, and real hustle behind getting licensed and launching a successful real estate career.
We cover:
📋 Step-by-step guide to getting licensed in Florida
💵 What it actually costs to become an agent (hint: it’s not just the course)
🏡...2025-04-2911 minKeep’n It Real-T PodcastKeep'n It Real-T EP 5 | Credit Repair with Saile (Gigi) Alvarez🎙 Keep’n It Real-T – Episode 5: “Fix Your Credit” Credit Repair with Guest: Saile Alvarez (aka Gigi) – Credit Repair SpecialistYour credit score can make or break your dreams of homeownership—and in this episode, we’re breaking it ALL down!Martha and Natalia are joined by the incredible Saile Alvarez, known to many as Gigi, a credit repair expert who's helped countless people take control of their credit and buy their first home. 💪🏡We cover:✅ What really affects your credit score✅ Common myths about credit✅ How to recover from late payments, collections, an...2025-04-2209 minKeep’n It Real-T PodcastKeep’n It Real-T EP 5 | Credit Repair with Saile (Gigi) Alvarez🎙 Keep’n It Real-T – Episode 5: “Fix Your Credit” Credit Repair with
Guest: Saile Alvarez (aka Gigi) – Credit Repair Specialist
Your credit score can make or break your dreams of homeownership—and in this episode, we’re breaking it ALL down!
Martha and Natalia are joined by the incredible Saile Alvarez, known to many as Gigi, a credit repair expert who's helped countless people take control of their credit and buy their first home. 💪🏡
We cover:
✅ What really affects your credit score
✅ Common myths about credit
✅ How to recover from late payments, collections, an...2025-04-2209 minKeep’n It Real-T PodcastKeep’n It Real-T EP 4 | Story Time🎙 Keep'n It Real-T – Episode 4: Story Time - Plumbing Gone Wrong & Not all Sellers want to Sell
In this episode of Keep'n It Real-T, Martha drops a real estate story so wild, you’ll swear it’s fiction. A cute $250K Tampa home turns into a full-blown construction site, complete with $25,000 in plumbing issues, busted pipes, and even an attempted AC theft 😳. Followed by Natalia's short story about her sellers that had no intention of ever selling.
👇 Drop your questions in the comments for future episodes!
📲 Follow us on Instagram & TikTok: @keepnitreal_t
📍 S...2025-04-1511 minKeep’n It Real-T PodcastKeep'n It Real-T EP 4 | Story Time🎙 Keep'n It Real-T – Episode 4: Story Time - Plumbing Gone Wrong & Not all Sellers want to Sell In this episode of Keep'n It Real-T, Martha drops a real estate story so wild, you’ll swear it’s fiction. A cute $250K Tampa home turns into a full-blown construction site, complete with $25,000 in plumbing issues, busted pipes, and even an attempted AC theft 😳. Followed by Natalia's short story about her sellers that had no intention of ever selling. 👇 Drop your questions in the comments for future episodes!📲 Follow us on Instagram & TikTok: @keepnitreal_t📍 S...2025-04-1511 minKeep’n It Real-T PodcastKeep’n It Real-T EP 3 | Know this before you sell🎙 Keep'n It Real-T – Episode 3: Know this before you sell: How to Sell Your Home Faster & for More Money
Thinking about selling your home? 🏡 Don’t list it until you watch this! In this episode, Tampa Bay Realtors Martha Smith and Natalia Pierantoni spill the REAL tea on what it actually takes to sell your home quickly—and for top dollar.
Whether you're preparing to sell now or just starting to think about it, this episode breaks down:
✔ The 4 things every seller should do BEFORE listing
✔ How to price your home to attract offers without leaving...2025-04-0815 minKeep’n It Real-T PodcastKeep'n It Real-T EP 3 | Know this before you sell🎙 Keep'n It Real-T – Episode 3: Know this before you sell: How to Sell Your Home Faster & for More MoneyThinking about selling your home? 🏡 Don’t list it until you watch this! In this episode, Tampa Bay Realtors Martha Smith and Natalia Pierantoni spill the REAL tea on what it actually takes to sell your home quickly—and for top dollar.Whether you're preparing to sell now or just starting to think about it, this episode breaks down:✔ The 4 things every seller should do BEFORE listing✔ How to price your home to attract offers without leaving...2025-04-0815 minKeep’n It Real-T PodcastKeep'n It Real-T EP 2- First-Time Home buyers🎙 Keep'n It Real-T – Episode 2: First-Time Home buyer Survival GuideThinking about buying your first home? Feeling overwhelmed and don’t know where to start? Don’t worry—we’ve got you! 🙌In this episode, Tampa Bay Realtors Martha Smith and Natalia Pierantoni walk you through EVERYTHING first-time buyers need to know—without the fluff. From the biggest mistakes to avoid to red flags, hidden costs, and home buying myths, we’re giving you the real tea on how to buy smart and stress-free.📌 What we cover in this episode:✔ Are you actually ready to buy? (3 key ques...2025-04-0211 minKeep’n It Real-T PodcastKeep’n It Real-T EP 2- First-Time Home buyers🎙 Keep'n It Real-T – Episode 2: First-Time Home buyer Survival Guide
Thinking about buying your first home? Feeling overwhelmed and don’t know where to start? Don’t worry—we’ve got you! 🙌
In this episode, Tampa Bay Realtors Martha Smith and Natalia Pierantoni walk you through EVERYTHING first-time buyers need to know—without the fluff. From the biggest mistakes to avoid to red flags, hidden costs, and home buying myths, we’re giving you the real tea on how to buy smart and stress-free.
📌 What we cover in this episode:
✔ Are you actually ready to buy? (3 key ques...2025-04-0211 minKeep’n It Real-T PodcastKeep’n It Real-T EP 1 - Meet your Hosts🎙 Keep'n It Real-T – Episode 1: Meet Your Hosts | Real Estate, Real Talk, Real Fun
Welcome to the very first episode of Keepin’ It Real-T! We’re your hosts, Martha Smith and Natalia Pierantoni, two Tampa Bay real estate pros who are here to keep it raw, real, and unfiltered.
In this episode, we’re sharing who we are, why we started this podcast, and what you can expect from us each week. Whether you're a first-time buyer, seasoned seller, fellow agent, or just here for the laughs, you’re in the right place.
We talk:
🏡 H...2025-04-0206 minKeep’n It Real-T PodcastKeep'n It Real-T EP 1 - Meet your Hosts🎙 Keep'n It Real-T – Episode 1: Meet Your Hosts | Real Estate, Real Talk, Real FunWelcome to the very first episode of Keepin’ It Real-T! We’re your hosts, Martha Smith and Natalia Pierantoni, two Tampa Bay real estate pros who are here to keep it raw, real, and unfiltered.In this episode, we’re sharing who we are, why we started this podcast, and what you can expect from us each week. Whether you're a first-time buyer, seasoned seller, fellow agent, or just here for the laughs, you’re in the right place.We talk:🏡 H...2025-04-0206 min