Shows
The Consumer Finance PodcastLions, Tigers, and Sovereign Citizens, Oh My! UCC and Banking Litigation Trends and a 2026 ForecastIn this episode of The Consumer Finance Podcast, Chris Willis is joined by Troutman Pepper Locke Partners Heryka Knoespel and Mary Zinsner for a year-in-review and look-ahead tour through the sometimes wild world of UCC and banking litigation. From check cashers and sovereign citizens to elder financial exploitation, the panel unpacks the major trends banks faced in 2025, including a steady stream of retail deposit disputes and increasingly inventive plaintiff theories to recover funds — often running headlong into the UCC's traditional allocation of risk.
Against this backdrop, they discuss where courts have drawn (and redrawn) the yellow brick ro...
2026-03-1219 minThe Consumer Finance PodcastWire Fraud Litigants Beware: Fourth Circuit Ruling Protects the BanksIn this episode of The Consumer Finance Podcast, Chris Willis is joined by veteran litigators and Troutman Pepper Locke Partners Mary Zinsner and Heryka Knoespel to dissect a groundbreaking Fourth Circuit decision on bank liability in wire transfer fraud cases. The ruling clarifies the actual knowledge standard under the Uniform Commercial Code, rejecting negligence-based liability and safeguarding the speed and efficiency of the banking system. Discover how this decision impacts future litigation and the banking industry's approach to fraud prevention. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and...
2025-07-1726 min
Payments Pros – The Payments Law PodcastNavigating Elder Fraud: Challenges and Legal Trends in Payment SystemsIn this episode of Payments Pros, Carlin McCrory is joined by Mary Zinsner, a partner in the Consumer Financial Services Practice Group, to explore the increasing litigation trends in the payments industry, with a focus on elder fraud and financial exploitation.Mary provides valuable insights into how these fraud cases frequently involve diverse payment systems, such as wire transfers and electronic fund transfers. The conversation sheds light on the challenges faced by financial institutions, including the delicate balance between compliance and customer satisfaction, as well as navigating claims related to negligence and breach of contract....
2025-06-1824 minThe Consumer Finance PodcastDeposit Account Litigation: Highlights From 2024 and What to Expect in 2025In this episode of The Consumer Finance Podcast, Chris Willis is joined by Mary Zinsner and Heryka Knoespel, partners in Troutman Pepper Locke's Consumer Financial Services Practice Group, to discuss the latest in deposit account-related litigation. As part of the Year in Review and Look Ahead series, they delve into significant cases from 2024, including Ponzi schemes, check washing, and elder exploitation scams. They also provide insights into what depository institutions can expect in 2025. Tune in to stay informed about the evolving legal landscape affecting banks and credit unions. Hosted by Simplecast, an AdsWizz company. See pcm...
2025-02-1321 minThe Consumer Finance PodcastGarnishment Practices: Has the Dust Settled or Is It Still Flying?Please join Troutman Pepper Partner Chris Willis, along with colleagues Lori Sommerfield and Mary Zinsner, as they discuss the impact of a consent order issued by the Consumer Financial Protection Bureau (CFPB) in May 2022 relating to cross-border garnishment practices and the implications on the financial services industry over the last year and a half. Chris, Lori, and Mary emphasize the CFPB’s expectations (which include the necessity of establishing a compliance program for garnishment processes and conducting 50-state surveys to better understand state garnishment laws), cross-border garnishment law issues, and the impact of the consent order on litigation. They al...
2024-01-1813 minThe Consumer Finance PodcastLitigating Elder Financial Exploitation Cases: Defending Banks in a Tough SpotJoin Troutman Pepper Partners Chris Willis, Mary Zinsner, and Dave Gettings for an in-depth discussion about litigating elder financial exploitation cases. Elder abuse and financial exploitation of the elderly are increasing problems in our society, and financial institutions are right in the thick of it. Chris, Mary, and Dave discuss trends in elder fraud litigation, offering insights on the common themes and defenses that financial institutions have in these cases. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
2023-10-1917 minThe Consumer Finance PodcastWire Fraud Scams: What You Need to KnowPlease join Consumer Financial Services Partner Chris Willis and his colleagues and fellow Partners Mary Zinsner and Susan Flint as they discuss the current landscape of wire fraud scams in the financial services industry. Topics include:Wire fraud scams, such as Business Email Compromise (BEC) fraud, and the potential liability of banks;How banks should analyze wire fraud claims in the pre-litigation stage;How courts are ruling on the issues;Responsibilities of nonbank parties to the wire; andTips for bank in-house counsel in handling wire fraud transfer situations.Mary Zinsner focuses her practice on litigation and strategy...
2022-10-2030 min