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Mehul Gandhi

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Mind Your MoneyMind Your MoneyDeath & Taxes Part 2 - Life Insurance to Create Estate LiquidityWhat happens when Canada’s tax system collides with the death of a business owner? In Part 2 of our Death and Taxes series, financial planner Mehul Gandhi shifts from host to guest as wealth advisor Joe Basque leads the conversation. Together, they unpack the “tax bomb” that often awaits successful business owners and their families—and why traditional estate planning falls short.From deemed dispositions to double taxation inside corporations, Mehul explains why wealth built in HoldCos and OpCos is vulnerable without proactive planning. They explore why life insurance can (but isn’t always) the answer, and how a lack...2025-07-161h 16Mind Your MoneyMind Your MoneyDeath & Taxes Part 1 - Interview with the Tax LawyerDeath and taxes: two certainties—only one comes with a legal strategy.In Part 1 of this two-part series, Mehul Gandhi sits down with Jonathan Wright, corporate and tax lawyer at Ritchie, Kwo, & Wright LLP to unpack the complexities of dying with private company shares in Canada.From triple taxation nightmares to the strategic use of estate freezes, pipelines, and loss carrybacks, this episode lays the groundwork for business owners (and their advisors) to understand what really happens when you die holding a corporation.If you're a business owner, incorporated professional, or es...2025-05-191h 06Mind Your MoneyMind Your MoneyDon’t Let the TOSI Tail Wag the Dog: Income Splitting Insights with @CanadaTaxGuyWhat’s the deal with TOSI? If you’re a Canadian business owner, understanding the Tax on Split Income (TOSI) rules can save you from unintended tax bills — or even a nasty CRA audit.In this episode we sit down with Mohammed Al-khooly, tax expert, Twitter sensation (@CanadaTaxGuy), and co-founder of Copilot Tax, to dive into the world of income splitting. We unpack how TOSI works, who it applies to, and the common pitfalls that business owners face.Expect to learn: ✅ What income splitting...2025-04-0347 minBeyond the black letter lawBeyond the black letter lawPortrait featuring Mehul Bhatt, Chief Strategy and Transformation Officer, Bioculture GroupImagine deciding to climb a 4,500m mountain at just 10 years old.I tried picturing my own son doing it… and honestly, I couldn’t.The sheer courage, determination, and resilience it must have taken for that young boy to set the goal of climbing Mount Meru —and then achieve it, despite challenges like getting lost in the middle of the night (!)—is nothing short of extraordinary.That defining moment set the stage for a life of adventure. This week’s guest didn’t stop at one mountain—he went on to explore the world, working...2025-03-1948 minMind Your MoneyMind Your MoneyDo you Need a Holding Company?Thinking about setting up a holding company? Before you do, tune in to this episode of Mind Your Money! Host Mehul Gandhi sits down with CPA and founder of Simplify Accounting, Shawn Gander, to break down everything business owners need to know about holding companies—what they are, when you actually need one, and why too many entrepreneurs set them up for the wrong reasons.Sean shares insights on:✅ How holding companies work and their tax advantages✅ The #1 reason they’re used for wealth preservation ✅ Why setting one up too soon can b...2025-03-1354 minBuilding Deep Tech with Ilir AliuBuilding Deep Tech with Ilir AliuEp 44 | Bringing Robots Into Your Home (w/ Mehul Nariyawala)In this episode, I sit down with Mehul Nariyawala, Co-founder of Matic Robots: Matic is a company on a mission to simplify home cleaning with autonomous robots powered by cutting-edge AI and vision-based technologies. Mehul shares his journey from moving to the U.S. from India at a young age, pursuing studies in bioinformatics and earning an MBA, to co-founding Flutter—acquired by Google in 2013 for ~$40M—and later co-founding Matic Robots in 2017. We also explore Mehul's insights into balancing functionality and user experience in robotics, scaling a hardware company, and the future of a...2024-12-191h 10Mind Your MoneyMind Your MoneyLet's Talk About CPPCanada's national pension plan, the CPP, is a cornerstone for retirees in Canada. Gaining a deeper understanding of the pension scheme and its recent enhancements is crucial to your retirement. Mehul interviews Aravind Sithamparapillai and Jason Yee for a deep-dive into CPP and the recent enhancements. We hope you enjoy the episode!Show Notes:The CPP Survivor’s pension is calculated based on the deceased person’s CPP retirement pension as if the deceased were age 65 at the time of death (no age adjustment factors). Source:  Survivor's Pension - Canada.caJason...2024-12-061h 02Rebel Business PodcastRebel Business PodcastE48: “Extend and Pretend”Rob Hadley joins Mehul to talk about more Bank BS, Kalshi Contracts on the NY Times + Election Day and of course the rise of the Brooklyn Nets! 2024-11-0335 minMind Your MoneyMind Your MoneyWhat Are You Retiring To?So much of retirement planning is based on retirement income. Something that many advisors do not talk about with their clients is what retirement life is going to look like. Mehul interviews retirement expert, Susan Latremoille, on the non-financial side of retirement and the work she does to make sure individuals spend their retirement feeling enriched and fulfilled. We hope you enjoy the episode! For more information, visit www.westmountwealth.com or contact us at https://www.westmountwealth.com/contactSusan Latremoille | LinkedInTransforming Your Next Chapter | Retirement Lifestyle PlanningSuccessDNA...2024-10-2439 minRebel Business PodcastRebel Business PodcastE47: “Nuke it”Phil Irvine joins the Mehul to talk about why tech is building and investing in nuclear power and if a Subway Series is better than NY vs LA 2024-10-2141 minRebel Business PodcastRebel Business PodcastE46: “RTO F U”Rob Hadley joins the Mehul to talk about what Amazon’s return to office mandate really is and the guys give thoughts on Kalshi contracts for Tiktok being banned, Jamie Dimon leaving JPM and Dune 2 Oscar count and rant by Mehul about how much he dislikes Yellowstone 2024-10-0949 minMind Your MoneyMind Your MoneyAlternative Minimum Tax MattersThe Alternative Minimum Tax (AMT) has gone through some changes in the last two years. Mehul interviews tax accountant, Yvonne Chu of Journey Tax Solutions to find out how the changes to AMT affect Canadians. In this episode, we cover what AMT is, why it was originally introduced, and how it has changed from a calculation that rarely applied to one that must be seriously considered by tax payers. For more information, visit www.westmountwealth.com or contact us at https://www.westmountwealth.com/contactYvonne Chu, CPA, CA | LinkedInJourney Tax Solutions2024-09-251h 13Rebel Business PodcastRebel Business PodcastE45: “Mo Power, Mo Problems”Economist and Comic Santi Espinosa joins Mehul after a long lay off to talk about rate cuts, data centers and the Fall of Bad Boy Entertainment 2024-09-2552 minThe Undefeated UnderdogsThe Undefeated UnderdogsMehul Nariyawala - From selling a $40M startup to Google to building the future of smart home robots!👉🏼 About the Guest:Mehul Nariyawala is the founder of Matic, where he is building fully autonomous home robots. He previously worked at Nest as a Lead PM for Nest Cams Portfolio and founded Flutter, a company that develops gesture recognition technologies, and was eventually acquired by Google for $40M. Mehul Nariyawala attended The University of Chicago Booth School of Business.👉🏼 About the Host:Sharath is a founder, creator, and community builder. He is also a serial maker who built and shipped 15+ projects using no-code tools. His SaaS product Shoutout gen...2024-08-221h 25Mind Your MoneyMind Your MoneyThe Individual Pension Plan: A 'Super-Charged' RRSP?Individual Pension Plans (IPP) have been described as corporate RRSP's or 'Super-Charged' RRSPs. They are essentially defined benefit plans for private corporations and incorporated professionals. IPPs are not very popular, but recent tax changes are giving these retirement savings vehicles more attention. Mehul interviews Navaz Cassam, President of the Alberta-based actuarial firm, GBL Inc. on all things IPPs. We hope you enjoy the episode! About GBL - Financial Solutions for Business Owners (gblinc.ca)Navaz Cassam | LinkedInIndividual Pension Plan: Core Planning for Business Owners and Incorporated Professions - GBL (gblinc.ca)For...2024-08-2040 minMind Your MoneyMind Your MoneyIs Real Estate a 'Good' InvestmentIn major Canadian cities like Vancouver and Toronto, real estate has been seen to be a good investment historically because of growing demand, shrinking supply, low interest rates, and easy access to leverage. Most agree that that many Canadian cities have a housing affordability crisis and have put pressure on governments to intervene. Now, in a high-interest rate environment and new government policies on rent control and tenant rights, investing in Canadian real estate may no longer be appealing. Listen as Mehul interviews Keaton Bessey, Managing Broker of Greater Vancouver Tenant & Property Management Ltd. about the reality of investing...2024-08-0146 minMind Your MoneyMind Your MoneyThe Financial Impact of 'No-Fault' Car Insurance in British ColumbiaIn British Columbia's 'no-fault' car insurance regime, individuals not at fault in an accident are limited to pre-determined levels of wage loss replacement and medical expense repayment, potentially leading to financial ruin. Mehul interviews Personal Injury and Estate litigation lawyer, Elisabeth Sadowski from Hammerco Lawyers to learn about how no-fault insurance works and what British Columbians can do to prevent financial setbacks if they are in a motor vehicle accident. We hope you enjoy the episode!Our GuestElisabeth Sadowski — HammercoFind a Primary Care Giver in BCDivisions of Family Practice | Divisions of...2024-07-0938 minRebel Business PodcastRebel Business PodcastE44: "Market Mental Illness"Comic and Economist Santi Espinosa joins Mehul to talk about market psychology and Mehul bemoans the guaranteed bet he didn't make on the NBA Finals!! 2024-06-2449 minMind Your MoneyMind Your MoneyChanges to the Capital Gains Tax in CanadaThe only constant in life is change. The percentage of a capital gain that is included as income in the year the gain is realized is currently 50%. As of June 25, 2024, that inclusion rate will increase to 66.67%. Mehul interviews tax lawyer and partner, Rebecca Cynader from Scion Law about the changes to the capital gains inclusions rate, who it affects, and what Canadian individuals, companies, and trusts need to be aware of. We hope you enjoy the episode! Scion LawRebecca Cynader | LinkedInFor more information, visit www.westmountwealth.com or contact us at h...2024-06-2342 minMind Your MoneyMind Your MoneyDonor Advised Funds: A Better Way to GiveLarge donations have increased over the years in Canada. Mehul interviews Ian Currie, Regional Development Manager of Western Canada for Canada Gives, a registered charity that centralizes the process of giving through donor advised funds (DAF). Mehul and Ian discuss the details and benefits of DAFs and how they can simplify the donation process for wealthy Canadian donors. We hope you enjoy the episode! For more information, visit www.westmountwealth.com or contact us at https://www.westmountwealth.com/contactLearn How to Start a Foundation in Canada with Canada Gives FoundationFor...2024-06-1046 minCancer Healing Journeys by ZenOnco.io & Love Heals CancerCancer Healing Journeys by ZenOnco.io & Love Heals CancerNavigating the Fear of Recurrence with Mehul VyasJoin us for a profound discussion on overcoming the fear of cancer recurrence with Mehul Vyas, a stage 4 throat cancer survivor who transformed his life post-diagnosis. In this session, Mehul shares his personal journey from diagnosis through his eighth year of remission, detailing the emotional and psychological battles that accompany cancer recovery. With insights into managing fear and anxiety, Mehul emphasizes the importance of support systems, routine health check-ups, and maintaining a positive outlook. Whether you are a survivor, a current patient, or a caregiver, this episode offers valuable strategies to cope with the persistent worry about cancer returning, and...2024-05-2256 minMind Your MoneyMind Your MoneyPlanning Your RetirementThe last thing retirees want is to run out of money. Mehul interviews Joey Basque, financial planner at Westmount Wealth Management, about financial planning for retirement. Joey and Mehul start the episode laying out the basics of retirement income planning, and then spend time discussing the crucial parts of a retirement income plan that pre-retirees and retirees need to consider. We hope you enjoy the episode!  For more information, visit www.westmountwealth.com or contact us at https://www.westmountwealth.com/contactThis podcast episode has been prepared by Mehul Gandhi, CFP®️, CLU®️, TEP an Estate...2024-05-021h 03Rebel Business PodcastRebel Business PodcastE42: “Sandwich Economy” Economist and Comic (yea both) Santi Espinosa joins Mehul to talk about the economy as a sandwich and telling people to F off (ok, that’s Mehul) 2024-05-0257 minRebel Business PodcastRebel Business PodcastE40: “The Juice is Empty”"Marketing pal Phil Irvine joins Mehul to talk about the get Paid & Laid strategy, OJ and Time Urgency" 2024-04-1443 minRebel Business PodcastRebel Business PodcastE:39 “Scene 1, take 1000”“Edwina Rai joins Mehul to talk about his first acting experience, nepotism, and Mehul’s xmas play grudge and NYC gets an earthquake Friday!” 2024-04-0745 minMind Your MoneyMind Your MoneyA Consumer's Guide to Critical Illness InsuranceMehul speaks with Sheila Burns, a director at CLHIA, about their new Critical Illness Insurance Consumer Guide. Critical Illness insurance is is one of the most misunderstood types of insurance in Canada. It is also one of the least talked about by consumers and insurance advisors alike. The Canadian Life and Health Insurance Association (CLHIA), a consumer based association, recently released a consumer guide on critical illness insurance to help Canadian consumers. Sheila starts with explaining about the decision to create the guide and then we get into a detailed discussion on critical illness insurance.A link...2024-03-2045 minRebel Business PodcastRebel Business PodcastE37: “Comedy No Show” “Rob Hadley joins Mehul to talk about Boeing whistleblower, When Someone No Shows and Matchmaker & Mehul?!” 2024-03-1745 minRebel Business PodcastRebel Business PodcastE36: “Stocks for Jocks” “Rob Hadley joins Mehul to talk about 2-hour lunches, buying shares of athletes and why is everyone so happy in Utah?” 2024-03-1044 minRebel Business PodcastRebel Business PodcastE35: “Oops I did it F’ing again”“Couple companies screw up, couple C-suite get axed and Mehul recalls when he refused to be part of a corporate Potemkin Village” 2024-03-0441 minThe Wealth Blueprint: Financial Freedom Through Real EstateThe Wealth Blueprint: Financial Freedom Through Real Estate39. The Art of Balancing Two Full-Time Jobs and Real Estate Dreams with Heta and MehulHow do you find your ideal BRRRR property, rehab multiple homes at once, manage your cash flow, and maintain productivity while juggling your two full-time jobs? It sounds insane, right? Not for Heta and Mehul, today's power couple from Chattanooga, who already have a portfolio value of nearly $1 million across four properties. Their goal now is to reach $2 million annually over the next 5 years while potentially expanding to new cities. They credit Palak, Niti, and the Open Spaces community for supporting their success.As a couple, they are simply inspirational as they divide th...2024-02-0255 minThe Tntra PodcastThe Tntra Podcast#6 AI: Are We There Yet? AI PodcastThe sixth episode of the Tntra podcast brings Aditya Khurjekar, Founder of identity.ai, who shares his insights into the historical evolution of AI, its contemporary mainstream implications, and future trajectories.Aditya explains AI's historical journey, stressing its early stages despite mainstream integration. He shares insights into Entity AI, aiming to address content authenticity and creator control in the era of Generative AI. Mehul Desai, Co-Founder & Chairman of Tntra and the host, unveils personal encounters highlighting AI's integration into daily life. The dialogue spans from short-term concerns like light regulation versus the EU approach to the long-term...2024-01-081h 16The Tntra PodcastThe Tntra PodcastThe Tntra Podcast | Episode 6 I TeaserDive into a captivating podcast teaser featuring Aditya Khurjekar, visionary Founder of identity.ai. Joined by Mehul Desai, Co-Founder & Chairman of Tntra, they explore the fusion of human ingenuity and AI evolution. Discover the profound potential of AI as a catalyst for positive change, reshaping our world for the better. This teaser offers a glimpse into their discussion on leveraging AI as a conduit for human creativity, emphasizing its pivotal role in enhancing society and the world.Watch the teaser now!!2024-01-0302 minThe Brand Called YouThe Brand Called YouThe Evolution of Corruseal Group | Mehul Mehta, Owner, Corruseal GroupFrom its humble beginnings as a printing business in India to emerging as a key player in South Africa's packaging industry, Corruseal Group has witnessed remarkable growth. In this episode of The Brand Called You, Mehul Mehta, co-owner of Corruseal Group, shares his three-decade journey in the packaging industry. From the roots in a printing business linked to Mahatma Gandhi to leading innovations in corrugated boxes and metal can manufacturing, Mehul dives into the industry's evolution. [00:17] - About Mehul Mehta Mehul Mehta is the owner of Corruseal Group.  He's based in Durban, South A...2024-01-0322 minRebel Business PodcastRebel Business PodcastE27: “The Super Unknown”A quick look at the past year and predictions for what’s to come and Mehul recants a Xmas eve dinner with a Saudi investor, his wife and concubine?? 2023-12-3147 minDiversity Cafe, Powered by ThisWay® GlobalDiversity Cafe, Powered by ThisWay® GlobalEp. 20: Mehul Bhatt - Revolutionizing The Interview Process: The FloCareer AdvantageJoin Angela Hood, CEO and founder of ThisWay Global, in a captivating conversation with Mehul Bhatt, the co-founder and CEO of FloCareer. In this episode, Mehul unveils the innovative "Interview as a Service" HR Tech Platform, likening it to the "Uber of interviewing." Discover how FloCareer's state-of-the-art video interview platform, combined with scheduling automation and tapping into the gig economy, is transforming the traditional hiring process. Learn about the partnership between FloCareer and UIP, the Universal Integration Platform, and how it's streamlining workflows for talent acquisition professionals. Dive into the challenges of bias in interviews and how...2023-12-0717 minRebel Business PodcastRebel Business PodcastE24: “Firing Your Boss” Paul returns after being sick for a month! Sam Altman the CEO of Chat GPT goes gangster and Mehul is taking a bet on the office building! 2023-11-3046 minRebel Business PodcastRebel Business PodcastE23: “Told You So”The guys talk about the next growth driver or lack thereof and Paul reveals his thoughts on Mehul's first apt/office furniture 2023-10-2946 min