Shows
Women's Money WisdomEpisode 263: Talking About Money and Overcoming Financial Stigma with Author Kathleen Burns KingsburyMoney is everywhere in our lives, yet talking about it remains one of the biggest taboos. In this episode, we bring together—Kathleen Burns Kingsbury, financial psychologist and author, and Melissa Joy, CFP®, founder of Pearl Planning—to explore why breaking money silence is crucial for financial confidence, wealth-building, and stronger relationships.Key Takeaways:💡 The Origins of Money Silence – Kathleen explains how our reluctance to discuss money started centuries ago as a form of protection but now acts as a barrier to financial literacy, confidence, and fair c...2025-03-1839 min
Female FluenceBreaking Free from Perfectionism with Melissa FinoWhat did you think of the podcast? Send your comments here!Are you a perfectionist? This episode explores how the relentless pursuit of perfection can lead to stress, disappointment, and a host of other negative consequences.What we cover today:Perfectionism is a common personality trait characterized by the pursuit of unattainable goals and relentless self-criticism.Perfectionists often set unrealistic standards for themselves and others, leading to chronic disappointment and anxiety.The root causes of perfectionism can include fear of failure, low self-esteem, and feelings...2024-11-2037 min
Women's Money WisdomEpisode 244: How to React to Any Election Outcomes as an InvestorIn this episode of the Women's Money Wisdom Podcast, Melissa Joy, CFP®, CDFA®, dives into the importance of maintaining the right mindset on election day and how political outcomes can affect investment decisions. Drawing from her experiences with clients during past elections, Melissa discusses how political shifts often trigger anxiety and the impulse to react quickly—yet emphasizes the crucial value of focusing on a long-term perspective in investing. Melissa highlights how conventional wisdom about political impacts on markets can often be misleading, noting surprising areas of growth in sectors like alternative energy, despite changing administrations. She also...2024-11-0515 minFemale FluenceLiberation from Diet Culture and Emotional Eating with Melissa RohlfsWhat did you think of the podcast? Send your comments here!In this episode, we delve into the complex and often challenging relationship we have with food. Our guest, Melissa Rohlfs, a certified holistic and life coach, shares her insights on breaking free from diet culture and emotional eating. Melissa has a deep understanding of the emotional triggers that can lead to unhealthy eating habits, and she offers practical tools and strategies for overcoming them. Whether you're struggling with emotional eating, sugar addiction, or simply want to improve your relationship with food, this episode is for...2024-08-1434 min
The Pearl Lam PodcastThe Pearl Lam Podcast | With Melissa Chiu In this episode, Pearl sits down with Melissa Chiu in her New York studio for an in-depth conversation about the differences between contemporary art and conceptual art, bridging the gap between East and West and much more. Melissa Chiu is a renowned curator and museum director known for her deep expertise in contemporary art and her dedication to bridging Eastern and Western art practices. As the director of the Hirshhorn Museum and Sculpture Garden, Melissa has significantly expanded the museum's global influence, curated groundbreaking exhibitions, and encouraged dialogue between diverse cultural perspectives.2024-08-1346 min
Women's Money WisdomEpisode 225: Create Your Dream Home with Melissa Kennedy and Jen HinesmanLooking to build your dream home? In this episode, Melissa Kennedy, President of Meadowlark Design+Build, and Design Director, Jen Hinesman discuss the process of building a custom home designed specifically for you. Using their 20 years of experience, Melissa and Jen explain all the important steps like planning, budgeting, choosing a location, and making sustainable choices.Listen and Learn:The importance of financial planning and budgeting for your dream homeHow to select the right property siteStrategies for making sustainable, eco-friendly choices in home constructionHow to deal with challenges like weather delays and labor shortages2024-06-2533 minWomen's Money WisdomEpisode 217: Teaching Kids Money Basics with Melissa GordonMelissa Joy is joined by teacher Melissa Gordon to explore why it's crucial for kids to learn about money management early on. Melissa Gordon shares why it’s never too early to start developing budgeting, investing, and retirement planning skills.This episode discusses how having open money conversations at home and school can prevent future financial pitfalls. Listen for why your kids should get involved with hands-on money projects and how you can help guide them as parents. Listen and Learn:The importance of early financial educationTips for making money lessons engaging fo...2024-04-3032 min
SPA Girls PodcastSPA Girls Podcast – EP440 – Launching a Successful New Pen Name with Melissa Pearl
Our guest today, Kiwi author Melissa Pearl, has five pen names across multiple genres and has been learning about self publishing since she published her first book in 2011. Since then she’s published more than 80 books, and shares with us some real and raw insights into the career of an indie author, including all the highs and the lows. When she launched her latest pen name last year, she made sure she used everything she’d learned over that time to ensure her new pen name was successful right from the start.
Melissa generously tells us exactly what sh...2024-03-201h 06
SPA Girls PodcastLaunching a Successful New Pen Name with Melissa PearlOur guest today, Kiwi author Melissa Pearl, has five pen names across multiple genres and has been learning about self publishing since she published her first book in 2010. Since then she's published more than 80 books, and shares with us some real and raw insights into the career of an indie author, including all the highs and the lows. When she launched her latest pen name last year, she made sure she used everything she'd learned over that time to ensure her new pen name was successful right from the start. Melissa generously tells us exactly wh...2024-03-201h 06Women's Money WisdomEpisode 203: What Lions Playoff Tickets Teach Us About Financial PlanningAre you guilty of comparing your financial decisions to others? In this episode of Women's Money Wisdom, Melissa Fradenburg, delves into the pitfalls of financial comparison. It all started with the outrageous ticket prices for a Detroit Lions home playoff game, reminiscent of those Taylor Swift tickets at Ford Field. Melissa shares her personal insights and explores how comparing finances with others can be unproductive. Discover the importance of financial planning, building emergency funds, and setting clear financial goals. Learn how having a tailored financial plan allows you to splurge on what truly matters to you without falling into t...2024-01-2311 minWomen's Money WisdomEpisode 200: Setting Financial Resolutions and Goals for 2024In this episode, Co hosts Melissa Joy and Melissa Fradenburg kick off the new year with a lively discussion on how to set and achieve your financial resolutions for 2024. They emphasize the importance of taking a strategic approach to your financial planning and share practical tips to help you get organized and stay on track throughout the year. The Melissa's share actionable steps you can take to start the year on the right financial footing, including budgeting, automating savings, and optimizing interest rates on your savings accounts. They also remind listeners to consider their tax planning needs and the...2024-01-0218 minWomen's Money WisdomEpisode 196: Slaying the Holiday Budget Beast: Tips and TacticsDo you feel like you're hemorrhaging money every holiday season? I've been there, and want to share some things that help to navigate holiday spending without breaking your budget. Join Co-host Melissa Fradenburg as she unpacks five effective strategies drawn from her own experiences and missteps. Melissa breaks down how to set clear gift-giving expectations, stick to a fixed budget, and make the most from seasonal sales. Learn how to leverage apps or spreadsheets to track your gift ideas and purchases, saving you from last-minute shopping stress and unexpected costs. And if you're tired of the materialism, we've got y...2023-12-0524 minWomen's Money WisdomEpisode 195: Maximizing the Impact of Charitable Giving with Melissa JoyEver thought about the power of your generosity? We celebrate Giving Tuesday with a deep dive into making your charitable contributions more impactful. Co-Host Melissa Joy, CFP®️ discusses building a solid donation strategy, pinpointing the organizations that tug at your heartstrings, and involving your family in this profound process. She also shares how you can leverage the tax benefits of philanthropy and how generosity triggers the release of feel-good chemicals that can add years to your life. Lastly, she shares the precious opportunity charitably giving provides to instill the values of generosity and philanthropy in our young ones. So, joi...2023-11-2819 minWomen's Money WisdomEpisode 193: Year-End Financial Planning with Alexa KaneAre you ready to wrap up your financial year and set yourself up for success in the next? In this episode of the Women's Money Wisdom Podcast, with Co-Host Melissa Joy, CFP® and guest Alexa Kane, CFP ® we discuss what you can do in the last few weeks of the year to get your finances in order. We all know how chaotic this time of year can become with the holiday season approaching. Alexa shares valuable insight on things we should review in retirement planning, employee benefits, and taxation before we ring in the new year. This episode is brimm...2023-11-1415 minWomen's Money WisdomEpisode 191: Scariest Financial Planning MovesThis Halloween special episode uncovers scary financial blunders people commit, especially in relation to retirement planning and emergency savings. Melissa Fradenburg will walk you through the chilling implications of being too conservative with long-term investments and the terror of having your cash sit idle. We underline the importance of securing your own financial future before extending help to others. This episode is brimming with real-life scenarios and practical advice to keep you safe from these frightening financial pitfalls. So muster your courage, tune in, and let's bravely confront these unnerving money behaviors together!Resources:Listen to 2023-10-3113 minWomen's Money WisdomEpisode 189: Finding Personal Success and Wellness: A Conversation with Melissa Coulier Join Co-Host Melissa Fradenburg, CDFA®️, AIF® for an enlightening conversation with Melissa Coulier, author, entrepreneur, and co-founder of Living Well with Mel. We dive into her journey navigating through her partner's fame, and how she defined her own success while building a thriving career. Melissa bares her soul, discussing her struggles and triumphs, from her successful career in commercial and editorial photography to her experiences in a relationship where her partner was already well established. It's a raw and refreshing discussion about the power dynamics and complex challenges faced by ambitious women. We take a...2023-10-1740 minWomen's Money WisdomEpisode 188: Understanding Health Savings Accounts with Melissa JoyEver wondered why a Health Savings Account (HSA) is often described as the holy grail in personal finance? Co-hosts Melissa Joy and Melissa Fradenburg discuss the nuts and bolts of HSAs and high deductible health plans in this episode of Women's Money Wisdom Podcast. We're delving into the potential savings from lower premiums and employer contributions, and the importance of striking a balance between present and future medical costs. We also talk about the unexpected out-of-pocket costs that may catch you off guard if you’re more familiar with traditional health plans.Resources:Learn more abo...2023-10-1019 minWomen's Money WisdomEpisode 188: Success, Relationships, and Wellness with Melissa CoulierImagine navigating the complexities of career ambition and entrepreneurship while living in the shadow of a famous spouse. Sounds challenging, right? Our guest, Melissa Coulier, an accomplished photographer and entrepreneur, did just that. Co-Host Melissa Fradenburg, CDFA®️, AIF® discusses Melissa Coulier's unique journey to success and how she carved her path despite societal expectations. She shares her transformative journey after being diagnosed with Lupus, overcoming imposter syndrome, prioritizing health, and tackling societal pressures that deter women from chasing their business dreams. Tune in for this enlightening episode as we uncover the different layers of success, relation...2023-10-0345 minWomen's Money WisdomEpisode 187: Navigating the Costs of Weight Loss: A Personal JourneyHave you ever wondered about the cost of the popular injectable weight loss drugs? In this candid episode, Co-Host Melissa Fradenburg, CDFA®️, AIF® is pulling back the curtain on her personal journey, navigating the costs and side effects of weight loss medication. With an overwhelming response on social media to her weight loss story, it's clear that many of us are in the same boat. From exploring the expensive terrains of name-brand medications to finding cost-effective treatment through compounded medications, Melissa's journey has taught her the significance of understanding healthcare costs and the benefits of cost-effective treatments. As we...2023-09-2619 minWomen's Money WisdomEpisode 184: The Role of 'Girl Money' in Financial Literacy for WomenWelcome to season 4! Co-hosts Melissa Joy and Melissa Fradenburg discuss the significance of ‘girl money’ and ‘girl math’ in shaping budgeting and making financial decisions. The concept of 'girl money' and 'girl math' is currently trending on Tik Tok. Can these ideas really play a role in financial decisions and budgeting? Can they change the way we perceive purchasing and spending? What is the underdiscussed stigma surrounding these concepts? in this episode, we exchange views on differing spending priorities for various people and families, and the crucial role women often play in managing household finances. We highlight the necessity of researc...2023-09-0521 minWomen's Money WisdomEpisode 183: Financial Self-Control and Budget ManagementWant to get a grip on your finances? Then you'll absolutely love this week's episode of 52 Pearls Weekly Money Wisdom Podcast, where we dive into the art of cleaning up your budget. This week, Melissa Fradenburg shares strategies and personal stories of the everyday struggles of groceries, mobile app purchases, and personal shopping pitfalls. We pull back the curtain on our own experiences to help you trim down those bills and regain control of your money. Whether you're trying to tighten your purse strings, or looking to make some room for new financial goals, you don't want...2023-08-2921 minWomen's Money WisdomEpisode 182: Turning the Back-to-School Season into a Financial ResetWhat if the back-to-school season wasn't just a time of frantic shopping and schedule juggling, but also an opportunity for a financial reset? Melissa Fradenburg discusses how this transitional period can be used as a stepping stone towards financial wellness, offering insights on re-evaluating your financial status and achieving your goals. We tackle a range of topics, from checking up on your retirement savings and credit score, to rethinking your spending habits and debt payment strategies. We also dive into the subject of open enrollment, tax withholding, and how to make the most out of your work benefits. So...2023-08-2211 minWomen's Money WisdomEpisode 181:Common Money Conflicts for Couples and How to Resolve ThemAre you ready to gain the upper hand over one of the most common sources of contention in relationships? We're talking about money, of course! In this episode Melissa Fradenburg, CDFA®️, AIF®, will help you defuse the ticking bomb of financial discord. Together, we dissect the three most prevalent money conflicts couples encounter and offer you effective strategies to evade these confrontations. We take you through the classic spender versus saver dispute, unravel the complex issue of financial infidelity, and everything in between. Arm yourself with the power of communication, the convenience of automated savings, and the virtue of finan...2023-08-1516 minWomen's Money WisdomEpisode 180: Budgeting for College Life: A Parent's Guide to College Send OffAre you preparing for college send off but feeling overwhelmed by the looming financial spreadsheet? Relax, we've got you covered. In this episode, Melissa Fradenburg shares personal experiences and insights to help you prepare for this financially demanding life event. Budgeting is crucial for managing expenses during the college years. We provide practical tips for creating a budget that covers living costs and talk about the importance of setting spending expectations with your college bound child. Resources:Learn more about Melissa Fradenburg, AIF® and Pearl Planning .Listen to Episode 166: Late-Stage College Plan...2023-08-0815 minWomen's Money WisdomEpisode 179: Top 5 Financial Planning Take-aways from the Barbie MovieMelissa Joy, CFP ® shares financial planning insights from a surprisingly unusual source - the Barbie movie! We unpack this unlikely catalyst for financial wisdom, revealing five significant takeaways. From understanding the ripple effects of consumerism to the crucial conversation around equal pay, we're breaking down barriers and bringing you a fresh perspective on money matters. A special mention for all the Kens out there - listen in for an essential lesson on individuality and planning your finances! Let's redefine the narrative and explore how you can make financial decisions based on your personal dreams, not societal expectations. Women, don't und...2023-08-0113 minWomen's Money WisdomEpisode 178: Tipping: Navigating the Gratuity Landscape in a Changing WorldEver wonder why it feels like you're constantly asked to shell out bigger tips for everything from your Uber ride to your takeout order? You're not alone! On this episode, Melissa Fradenburg is pulling back the curtain on the convoluted world of tipping in the gig economy. We'll explore the norms, the expectations, and the technology that seems to nudge us into tipping more often and more generously.Resources:Learn more about Melissa Fradenburg, AIF® and Pearl Planning .Read Emily Post's General Tipping GuideRead US NEWS & World Report Ho...2023-07-2526 min
Till Death Do Us Part PodcastBill and Pearl BrunsListen as Melissa tells Daniel about the case of a missing woman and the investigators who knew where she was but couldn’t seem to find her. Until they did.Ad swap with They Don’t Stay Dead PodcastCase begins at 16:00National Domestic Violence Hotline- (800)799-7233Send us a textSupport the show
2023-07-1854 minWomen's Money WisdomEpisode 177: Long Term Care Considerations for WomenIn today’s episode, we discuss the upsides and downsides of long-term care insurance and delve into key considerations when purchasing it. Join your host, Melissa Fradenburg, AIF® as we navigate the intricate world of personal finance, specifically designed for women. Melissa shares her recent experience visiting her grandmother in an assisted living facility as well as a basic overview of how long-term care insurance works as a standalone policy and as a rider on a life insurance policy. In addition to covering considerations when purchasing long-term care insurance, Melissa will share the most cost effective time to pur...2023-07-1823 minWomen's Money WisdomEpisode 175:Financial Planning Discussions for CouplesHave you ever wondered why so many couples struggle to get on the same page with finances? Are you in a relationship where one person is in the dark on the overall financial picture? In this episode, Melissa Joy, CFP ® and Melissa Fradenburg, AIF ® tackle the all-too-common issue of one partner being left out of financial decisions. It’s not just about understanding finances but also about encouraging participation from both partners for balanced decision-making. Resources:Learn more about Melissa Joy, CFP. ® and Pearl Planning .Read More Than Money: Real Li...2023-07-0425 minWomen's Money WisdomEpisode 174: Exploring Investment Assumptions: Real Estate vs. Stock & Bond InvestingEver wondered why real estate investments can feel more comfortable and confident than securities investing? Melissa Joy dives deep into biases surrounding real estate and investing in stocks and bonds. She shares her observations from conversations with clients as well as her own experience in real estate vs investment returns of various indices over time. Melissa unpacks the reasons behind these assumptions and sheds light on the broader discussion about investments in general.Resources:Learn more about Melissa Joy, CFP. ® and Pearl Planning .Read Take Control of Your Finances in...2023-06-2720 min