Shows
Creditors' Corner LEGAL TALKThe Importance of Diversity, Equity, and Inclusion in the Banking and Financial SectorsMelissa Tulis Smith and Rachel Rogers discuss the importance of diversity, equity, and inclusion (DEI) in the banking and financial sectors. They explain that DEI involves creating a workplace where diverse individuals are represented, treated fairly, and valued. DEI is crucial for banks because it helps them better understand and serve their diverse customer base, fosters innovation, and enhances decision-making. Effective DEI practices can improve regulatory compliance, attract top talent, and reduce turnover costs. They emphasize the need for inclusive hiring, training, and promotion processes, and highlight that DEI initiatives can enhance customer service, client relationships, and overall business...2024-12-0217 minCreditors' Corner LEGAL TALKNavigating E-Filing in North CarolinaIf you practice in North Carolina or are involved in our court systems, you probably know that five counties have made the transition to e-filing. Those counties include Harnett, Johnston, Lee Mecklenburg, and Wake counties. In today's episode, we discuss what you need to know as we transition to E-Filing across the state.Rachel Rogers is an associate attorney within the Consumer Collections group at Smith Debnam. Her practice experience includes Construction Law, Creditors’ Rights & Collections, Corporate & Business Law, and Business Litigation.Melissa Tulis is an associate in the firm’s Creditors’ Rights and Collections practi...2024-01-2323 minCreditors' Corner LEGAL TALKDealing with DMCs and the Unauthorized Practice of LawAttorneys Christina McAlpin Taylor, Melissa Tulis, and Rachel Rogers discuss dealing with debt management companies - the risks and challenges they pose from the point of view of a collections attorney.Christina McAlpin Taylor is a partner at the Raleigh-based law firm of Smith Debnam and a member of the firm’s Creditors’ Rights and Collections practice group. An accomplished attorney known for handling a large volume of cases with precision and grace, she represents a wide range of businesses through all stages of creditor representation, including pre-suit collection efforts, lawsuits, judgments, and executions. In her practice grou...2022-10-1825 minCreditors' Corner LEGAL TALKPost Judgment Collections in North CarolinaIn this episode, Smith Debnam attorneys Christina McAlpin Taylor and Melissa Tulis discuss how Post Judgment Collections work in North Carolina.Christina McAlpin Taylor is a partner at the Raleigh-based law firm of Smith Debnam and a member of the firm’s Creditors’ Rights and Collections practice group. An accomplished attorney known for handling a large volume of cases with precision and grace, she represents a wide range of businesses through all stages of creditor representation, including pre-suit collection efforts, lawsuits, judgments, and executions. In her practice group, she actively leads approximately 75 employees, including two attorney associates, in a...2022-05-0914 minCreditors' Corner LEGAL TALKFIVE Things You Need to Know About Itemization of Debt for Credit Card AccountsA new regulation has gone into effect this year that has altered the itemization and disclosures to consumers that banks, financial service providers, and creditors have to provide. In this podcast, we'll discuss those changes. Specifically - we discuss what type of itemization credit card providers are required to disclose to the consumer periodically, how much transaction history a credit card provider is required to retain, and for how long.We’ll also get into what type of itemization debt buyers are required to disclose to consumers. In particular, we discuss why debt buyers need to pay attention to th...2022-02-1626 minCreditors' Corner LEGAL TALKThe Debt Collection Rule and Email Communications with ConsumersIn today’s episode, attorneys Melissa Tulis and Christina McAlpin Taylor discuss what the new debt collection rule says about communicating with consumers via email. Our discussion will cover the handoff letter, opt-out options, and how best to verify a consumer’s email address.Christina McAlpin Taylor is a partner at the Raleigh-based law firm of Smith Debnam and a member of the firm’s Creditors’ Rights and Collections practice group. An accomplished attorney known for handling a large volume of cases with precision and grace, she represents a wide range of businesses through all stages of creditor...2021-09-1520 minCreditors' Corner LEGAL TALKRoad Warriors - Tips for Motion Practices across North Carolina and South CarolinaIn today's episode, attorneys Christina McAlpin Taylor and Melissa Tulis share the lessons they've learned from traveling to motion hearings across North and South Carolina. Within each state, every county’s court functions a little different, with distinct rules and processes. From differences in security lines to the types of motions allowed – Christina and Melissa have seen it all. Christina is a partner at Smith Debnam and a member of the firm’s Creditors’ Rights and Collections practice group. She represents a wide range of businesses through all stages of creditor representation, including pre-suit collection efforts, lawsuits, judgment...2021-04-1921 min