Shows
The Fundability™ PodcastLive Updates From FICO World 2024 With David SmithEver pondered the intricacies of credit scoring and its impact on business financing? This is crucial for entrepreneurs and business owners alike. Merrill Chandler brings David Smith, a Key Account Partner and Small Business Segment Leader with FICO, to give some updates from FICO World 2024. They discuss the layers of credit scoring and the importance of cash flow analysis. Tune in to get some invaluable insights as they navigate the complexities of creditworthiness.Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2024-05-0239 min
The Fundability™ PodcastThe Benefits Of Being An Anti-Investor With Chris MilesEven though many people dabble in the world of investing, Chris Miles has chosen to go down the road less traveled. In this episode, he joins Merrill Chandler to discuss his journey from financial advisor to anti-investor. He explains how to get out of real estate, focus less on your credit score, and abandon financial myths many advisors pass on as truth. He discusses how to make the investment grind optional, which is only about acceleration instead of accumulation of money. Chris also shares how he guides people to live their lives now and not tomorrow by adopting a fi...
2024-02-1532 min
The Fundability™ PodcastHow To Leverage Life Insurance Policies With Dan ThompsonThere are tools to help you grow financially. In fact, this episode’s guest has four of them! Today, we unlock the gates to financial growth with Dan Thompson, the author of The 4 Keys to Building Wealth. He brings us one of those keys, particularly on how to leverage life insurance policies. Opening the windows, Dan gives us a clear view of why a life insurance policy is the most productive way to build wealth and how you can incorporate it into your path toward financial freedom. So, dive right into this conversation and take your wealth into your own...
2023-10-0930 min
The Fundability™ PodcastThe Truth About BankruptcyWhat is the truth about declaring bankruptcy? In today’s episode, Merrill Chandler defines bankruptcy and walks you through how, why, and when it happens. It doesn’t end there. Merrill also shares how bankruptcies impact your future transactions and what you can do to maintain a positive relationship with your lenders. Get your dose of financial knowledge with tips on debt reparation, negotiation, and more as we dive deep into the topic.Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2022-08-1818 min
The Fundability™ PodcastThe Sketchiest "Buy Now, Pay Later" PracticesNowadays, people would often splurge on what item is on trend. It could be the newest phones, gaming consoles, sought after skills trainings, etc. However, due to the lack of funds in their wallet, they cannot purchase some pricey items. Then come special sales and different payment methods, one being the overly-hyped “Buy Now, Pay Later” scheme that attracts people who don’t put much thought to what they are getting into. In this episode of The Fundability™ Podcast, host Merrill Chandler talks about how today’s Buy Now, Pay Later scheme is getting sketchier and sketchier....
2022-08-1116 min
The Fundability™ PodcastWhy Certain Credit Cards Will Never Get A Limit IncreaseDo you have a credit card that you use for shopping? Are your needs and wants to pile up, and you also want to increase your credit card limit? Listen to your host Merrill Chandler as he explains why certain credit cards will never get a limit increase. You don’t just get that quickly because they pull review scores from your previous transactions and purchases. Tune in to learn how mortgages are not loans and what type of investments suit one person.Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2022-08-0410 min
The Fundability™ PodcastWhy Failure is the Greatest Feedback With Jen Conkey and Stacy ConkeyThe real estate industry can be sometimes fickle. Making that first deal can be a very daunting task that one needs to overcome to get their drive on. Today, Merrill Chandler interviews real estate investors Jen Conkey and Stacy Conkey about their diverse real estate experiences and strategies to identify deals and make offers. With over a decade-long experience, what’s not to learn? Tune in on this latest episode to find out more!Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2022-07-2133 min
The Fundability™ PodcastHow You're Unknowingly Telling Banks NOT To Fund You With Brandon BaileyIf you could read the minds of bankers, would you? Fortunately, you don’t need to summon psychic abilities for this one. Merrill Chandler sits down with a former Tier 4 banker turned business owner, Brandon Bailey, to share with us what goes on inside of the bank between bankers and underwriters. Brandon reveals some inside information about how you’re unknowingly telling banks NOT to fund you. Tune in and earn great tips and tricks on fundability and understand why it’s not all about credit scores.Love the show? Subscribe, rate, review, and share...
2022-07-1426 min
The Fundability™ PodcastFundability and FICOWorld '22Small business owners are the backbone of the economy. They create jobs, spur innovation, and help drive economic growth. However, they often face significant challenges in accessing the capital they need to start or grow their businesses. In this episode, David Smith, a Senior Originations Consultant with FICO, sits with Merrill Chandler to talk about the trends in business lending and business borrowing. They will also discuss how the blended score shifts and how lenders use this blended data to automate underwriting.Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2022-06-3024 min
The Fundability™ PodcastThe Dangers Of Rolling Charge-OffsDo you know what a rolling charge-off is? In this episode, Merrill Chandler defines the term and how it can affect your finances, especially your credit profile. Understand how missing a due payment can escalate your financial issues by tuning in. Plus, get practical tips with real world examples from Merrill. Stay tuned!Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2022-05-1913 min
The Fundability™ PodcastYour Secret Consumer ScoreBecoming fundable often hinges on a single factor that affects your ability to get a loan. Now, getting funds depends on your secret consumer score. And just what is that? Merrill Chandler delves into consumer scores and how they affect you. He looks at secret consumer scores, how they work, and how you can bring yours up. Tune in and learn how to get fundable with great advice from Merrill.Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2022-05-0512 min
The Fundability™ PodcastThe Secret Weapon To Manifesting Opportunities And Success With Monick HalmManifesting opportunities and success is a big part of progress. Setting your goals is the first part of achieving them. In this episode, Merrill Chandler learns about manifesting your goals with Monick Halm, the Founder of Real Estate Investor Goddesses. Monick shares how she started her path towards success via real estate, her way of manifesting success. Tune and learn more success tales from ordinary people who have found their way to the top.Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2022-04-2840 min
The Fundability™ PodcastCircus School, Real Estate Investing, And Saying "YES!" With Sarah SullivanHow can you succeed with your creative and analytic sides as a woman? Merrill Chandler sits with Sarah Sullivan, the CEO of SuGo Capital – a company that offers you financial freedom through real estate investing. Sarah shares her journey going through MBA, circus school, corporate, and real estate. The key to succeeding? Learn to say “yes!” Experiment and try new things. Don’t try to follow one path because there are infinite paths! Figure out what gives you joy, wealth, and freedom. Listen to this episode for more inspiration. Love the show? Subscribe, rate, review, an...
2022-04-1436 min
The Fundability™ PodcastThe Importance Of A Fundable Business NameIf your business name is Real Estate Property Resources, LLC, you are immediately not fundable at all. Business names and, more importantly, business codes are very crucial when it comes to fundability. Join Merrill Chandler as he talks about having the right business name for your company. Remember, words drive the business codes. The business codes drive the fundability or lack of fundability. Listen in so that you may find success!Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2022-02-1715 min
The Fundability™ PodcastForecasting A Fundable 2022It's that time to forecast another fundable year this 2022. Everyone talks about their 'why' as motivation, but what about their Z? What is the endgame? How do you know you've succeeded? In this episode, Merrill Chandler shares his Z300 method to help you stay on track with your goals both in finances and in life. Getting fundable isn't just about closing the next deal. It's about building the life that you want to live and becoming the person you want to be. See how this method works for you and get ready to conquer the coming year.
2022-02-1019 min
The Fundability™ PodcastThe Value Of Fundability When Inflation HitsThe aftereffects of COVID on the economy are still lingering and will stay for who knows how long. What is the value of fundability at a time like this? Merrill Chandler is here to break down what’s really going in the economy. Is it inflation? Or is it just a scarcity of resources that result to higher prices? He also discusses how you can take advantage and why now is the best time to get fundable. Stay tuned!Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2021-11-1815 minThe Fundability™ Podcast3 Consumer Trends The Smartest Strategic Borrowers AvoidIf you’re not a savvy, educated or strategic borrower, watch out. The slew of credit products disguised to not even look like credit products are unbelievable. On today’s show, Merrill Chandler does a deep dive into these consumer trends and shares some ways on how to fix them. It pays to be better informed than to get the rug pulled out from underneath us. Tune in to avoid these credit traps and escape from more financial harm.Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2021-11-1123 minThe Fundability™ PodcastWhen Fundability Meets Travel Hacks With Owen BeinyThere are three major credit card benefits: cashback, air miles, and points. What if you were to discover neat credit card travel hacks? Merrill Chandler’s guest in this episode is Owen Beiny, the Founder of The Points Partner. Owen’s objective is to help anyone in America fly for free using points and miles. The first step to achieving that goal is to teach you how to be effective in using your credit card points. There's no point collecting credit card points if you don't know how to use them! If you want to know how to travel the...
2021-11-0431 minThe Fundability™ PodcastThe Hidden Cost Of Doing BusinessDo you know there's a hidden cost of doing business? In this solo episode, Host Merrill Chandler gives entrepreneurs a heads-up on merchant fees you have to watch out for when using credit cards as payment gateways. The sales reps, MasterCard, American Express, credit card issuer and all the other people involved charge fees you may not be aware of. Just setting up the payment gateway results in setup fees. If you want to know what happens behind the scenes and what you can do to save money, you need to listen to this episode.
2021-10-2825 minThe Fundability™ PodcastThe Success Of Self-SabotageWe all want to achieve a fulfilling life with meaning and purpose. However, we tend to talk ourselves out of it and self-sabotage. What can we do to make progress in our lives? Join our host Merrill Chandler as he talks about staying committed to our goals while still being gentle with ourselves in the process. He dives deep into discipline, habits, setting attainable goals, and the importance of staying true to our words. We will learn how to take our wins and avoid self-sabotage to achieve our ultimate desires and continuous self-improvement. So don’t miss out by tu...
2021-10-2129 minThe Fundability™ PodcastThe Truth About Home Equity Lines of Credit and How They Impact Your FundabilityWant to learn more about home equity lines of credit? You’ve come to the right place! In this episode of Get Fundable, Merrill Chandler explains what HELOC is and reveals just how it impacts your fundability. He breaks it down the concept and the rules you need to follow to make the most of your HELOC. Merrill also shares what makes it better versus other credit lines. Tune in to learn how you can create more wealth with inexpensive money through your home equity!Love the show? Subscribe, rate, review, and share! http://get...
2021-10-1429 minThe Fundability™ PodcastThe Deceptive World Of Debt ConsolidatorsDebt consolidation is scary and deceptive if you don't know what you're doing. Do not get into something that you know nothing about. That is how they get you. They will trash your credit profile before you know it. Join your host Merrill Chandler as he discusses the dangers of getting in touch with debt consolidators. Learn how they use a homegrown chapter 13 bankruptcy tactic to get you to think you're paying less than you should. Learn how to protect your credit profile today.Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.c...
2021-10-0721 minThe Fundability™ PodcastThe Physics Of WealthWe all want to live life to the fullest and experience the joys of everything from our financial freedom to family life to friends and everything in between. So how do we create a life we have always dreamed of and become better versions of ourselves? In this episode, Merrill Chandler provides analogies to help you think about how you could expand your heart and soul while having your cash flow too. We have limitless power, but how do we capture this energy we need to navigate throughout our lives? Tune into this as you dive deep into how...
2021-09-3019 minThe Fundability™ Podcast3 Borrower Behaviors Of The Financial Elite That You Can Implement TodayYou need to get the mindset that being part of the 1% is unachievable, out of your head. That 1% is not people; it's strategies and borrowing behaviors. How can you increase that 1% to 2% or even 10%? It's possible with the right behaviors. Money is unlimited, anyone can become a millionaire and be a part of that 1%. All you need to understand are the behaviors and strategies. Join in today's episode with your host Merrill Chandler on three Borrower Behaviors that you can use today.Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2021-09-2316 minThe Fundability™ Podcast5 Credit Trends Every Savvy Borrower Needs to KnowWe are seeing a surge in new credit card trends across the US. These trends are interesting ways at getting fundable, and it’s time we took a look at them. In this episode, Merrill Chandler looks at these 5 new trends and gives a quick analysis of each. We find out what sectors are most affected by these changes and how they impact your fundability. Tune in for more information on getting fundable right here.Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2021-09-1615 minThe Fundability™ PodcastOPM: Leveraging Other People's Money To Reach Your GoalsToday, Merrill Chandler goes back to the basics and teaches us how to leverage other people's money to reach our goals. Learn why building a relationship of trust is important for OPM and money lending. Discover the different forms of OPM and know how to build a reputation so that you can get a high score from lenders. Tune in and learn all you need to know about managing other people's money.Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2021-09-0922 minThe Fundability™ PodcastCryptocurrency and Fundability: Friends or Foes?As neo banks continue to dominate the industry, mainly because of the pandemic, digital banking interactions have become commonplace. This begs the question: do cryptocurrency and fundability go well together? Merrill Chandler breaks down how to maximize this digital currency as more and more banks embrace online interactions. He also explains how this impacts your relationship with lenders and how cryptocurrency could play a role when getting a loan.Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2021-08-2610 minThe Fundability™ PodcastAre You More Fundable Because The Government And Big Banks Are Adopting Fundability Principles?The government is finally adopting fundability principles! President Biden is looking to update the economic investment act and touch the rules of fundability. This will encourage lenders to put more money by lending to credit invisibles. Join your host Merrill Chandler and learn why this is good for the economy. By doing this, more people will be able to borrow money from lenders. This will give more people dreams and aspirations, and that is all people need to drive the economy. Tune in and learn more!Love the show? Subscribe, rate, review, and share! h...
2021-08-1914 minThe Fundability™ PodcastRadical Changes In Banking: How New "Banks" Are Creating New Landmines That Can Destroy Your FundabilityThe pandemic has changed a lot in the world—the banking system is one as people transition to going online instead of going to bank branches. How do banks reward borrowers and depositors for positive borrower behaviors? Merrill Chandler explores going digital to make everything easier, faster, and better with the personalized banking experience. He also shares how banks are creating new landmines that could destroy your fundability. Let us dive deep into the digital relationship-building strategies of banks and ways we could protect our cash flow and fundability.Love the show? Subscribe, rate, rev...
2021-08-0523 minThe Fundability™ PodcastWells Fargo Is Abandoning Borrowers: A Foreshadow Of Big Banking Shifts To Come?Are big banking shifts about to come to Wells Fargo? Is their abandoning borrowers a taste of things to come? In this episode, Merrill Chandler analyzes Wells Fargo’s decision to end their line of personal credit instruments. He also takes a look at a few other things that may change in their policies. Learn what you can do to recover from this development. Tune in to find out more.Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2021-07-2910 minThe Fundability™ PodcastWhen Junk Mail Impacts Your FundabilitySpam and junk mail are a serious concern. Many of these also pose a security risk and can endanger your chances at becoming fundable. In this episode, Merrill Chandler talks about junk mail and how to get rid of them. Merrill presents several examples of junk mail and describes the scams that are often connected to them. A great episode to catch if you’re concerned for your information security.Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2021-07-2215 minThe Fundability™ PodcastITINs, CPNs, & SSNs: A Critical ReviewITINs, CPNs, and SSNs may look incomprehensible, but they form a unique look at your fundability. In this episode, Merrill Chandler digs deep into these identification numbers and gives us the lowdown on what they mean. We look at SSNs and analyze the meaning of these numbers. Merrill gives us the score on CPNs and talks about why these are fraudulent numbers that you should avoid at all cost. We also take a peek at ITINs and why these are important fundability tools for foreign people in the US. Love the show? Subscribe, rate, rev...
2021-07-1529 minThe Fundability™ PodcastHow The Biggest Retailers Can Crush Your Real Estate OpportunitiesDid you know that Amazon, Apple, and Venmo destroy your personal fundability via “credit cards?” With low fundability, you’ll find it difficult to get capital for your real estate projects. Today, Merrill Chandler exposes how these big retailers hide the specifics in fine print. To avoid stepping on funding landmines, you need to know the rules of the game. Where to start? Tune in to this episode. Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/
2021-07-0822 minThe Fundability™ PodcastAre Your Consumer Behaviors Costing You?Isn’t it time to move past the term “consumer”? In fact, maybe it’s time to elevate yourself and become the perfect borrower? In this episode, our host Merrill Chandler tackles the term “consumer” and proposes that we elevate ourselves and become borrowers. And not just borrowers, but perfect borrowers. Merrill fleshes out why the borrower is important to the financial cycle and talks about why you need to be a borrower and not a consumer. This episode is a perfect starting point for financial literacy. Join in! Love the show? Subscribe, rate, review, and sh...
2021-06-2413 minThe Fundability™ Podcast5 Credit Myths You Need To KnowAre you aware of credit myths that people continue to believe in? These myths have been passed along, some for generations, and they can cause big trouble to anyone who owns a credit card. As a preview of his new series, where he plans to take on all credit card misinterpretations, Merrill Chandler debunks five common credit myths you need to know to change your funding game. Merrill highlights five myths and why each of these is misinformation and can do more harm than good. From high credit scores to a good source of credit, discover these common myths...
2021-06-0315 minThe Fundability™ PodcastWhy Fundability Is 10x Better Than CreditworthinessThe three-digit credit score determines our capacity to pay for a loan, but it sadly evolved as the standard for financial self-worth over time. Merrill Chandler aims to get rid of this unhealthy perspective and invites everyone to embrace the paradigm of fundability. He explains why these numbers must not feed our ego or push us to look down on other people's financial capacity. Merrill discusses the benefits of adopting the fundability concept, which concentrates on having a borrower behavior and profile corresponding to the lender's guidelines.Love the show? Subscribe, rate, review, and s...
2021-05-2713 minThe Fundability™ PodcastThe Epic Fall Of The Most Popular Credit Card Stacking CompanyStop gaming the system! Learn how to work within it not unless you want to share the same fate as Seed Capital. Merrill Chandler shares the cautionary tale of Seed Capital and their sketchy business practices. Find out who they are and what they did to get the FTC to file a lawsuit against them. Learn how Seed Capital used practices such as credit card stacking to lure in some innocent, first-time investors. Join Merrill as he teaches you how to play the game correctly by following rules and regulations, and learn how to avoid companies like Seed Capital...
2021-05-2026 minThe Fundability™ PodcastThe VISA And MasterCard LieHave you ever wondered what the different logos on your credit card mean? Stick around as Merrill Chandler explains why there is a lot more going on about this than just an excessive love for brand graphics. In this short episode, Merrill breaks down how co-branded credit cards work, what different credit card processors mean, and how to tell what kind of card you have based on the logos that it has and where they are placed within the card. Plus, learn about the relationship between Wells Fargo and American Express that even Merrill could scarcely believe. If you...
2021-05-0616 minThe Fundability™ PodcastYour Business Is Exactly the Business You Want...Whether You Like It Or Not With Gerritt BakeMany business owners want to scale their business, but they’re unwilling to put in the effort required. Your current business is exactly the business you want because it’s a reflection of who you are. Merrill Chandler discusses with his coach Gerritt Bake how interpersonal value equals enterprise value. Gerritt Bake is a strategic planning specialist at Performance Capital who helps Merrill build enterprise value in his business. In this episode, you’ll discover the importance of having clarity, accountability, and commitment. Join in the discussion to gain valuable insights into building enterprise value in your business!
2021-04-2932 minThe Fundability™ PodcastThe Right Way To Get Good DebtDebt is such a scary concept for most of us. After all, who would want to be living working to pay off something? But Merrill Chandler is here to help us overcome this overwhelming word and rethink what debt is to us, especially when planning for the future. In this episode, he discusses the difference between good and bad debt and what is the right way to get the former. Merrill then shares how to leverage debt in order to kill it in your entrepreneurial and real estate investing enterprises. Join in on this discussion and find out how...
2021-04-2228 minThe Fundability™ PodcastThe Secret Strategy For Accelerating FundabilityLearn how to boost your fundability as Merrill Chandler reveals the secret strategy he only teaches his most successful clients! In this episode, he takes us into the world of fundable savings plans, where he helps us become more fundable, save money, and prepare for future possibilities, future vacations, or future disasters. Merrill dives deep into a game-changer for liquidating our savings, all the while improving our quality of life. Join him as he shows you how to better take care of your fundability and also yourself.Love the show? Subscribe, rate, review, and s...
2021-03-2527 minThe Fundability™ PodcastThe Secret To Using Your InstinctUsing your instinct can save your life, whether you’re in a literal war zone or in a quest to be fundable. In this episode, Merrill Chandler shares a near-death experience he had in the battle-torn state of Chiapas, Mexico. This real yet surreal experience shows how listening to intuition literally saved Merrill and his fellow Gringos from a bloody incident that would ensue. What does this have to do with fundability? Well, for starters, fundability, just like any other area of life, is best approached with a balanced use of our three centers: intellect, intuition and instinct. Merrill ex...
2021-03-1821 minThe Fundability™ Podcast6 Things Every Entrepreneur Needs To Make Their Business More Profitable With Michelle Seiler TuckerMaking your business more profitable and exiting rich is easier said than done. Today's guest, Michelle Seiler Tucker, the Founder and CEO of Seiler Tucker Inc., joins Merrill Chandler to share her 6 P Method to help you sell your business for a huge profit - people, product, process, proprietary, patrons, and profits. When you build your business on these 6 P's, you're well on your way to exiting rich. Michelle also cautions you from committing the same mistakes she has seen many others do so you can save yourself from losses and lawsuits! Don't miss this wisdom-filled conversation with Michelle a...
2021-03-0851 minThe Fundability™ PodcastCelebrating A Milestone: 1,000th Client Funded! An Interview With William LamThe mental side of the business is most often neglected, at least until a problem arises. However, as William Lam believes, your business will only be as unlocked as your mind is. It will not live up to its full potential until your mind begins to get there. In this episode, he joins host Merrill Chandler to talk about why mental training is very important and, at the same time, celebrate a milestone as Merrill's 1000th client funded. William takes us across his journey to fundability, having his score plunge down and getting it back up. As a Head Tr...
2021-02-0848 minThe Fundability™ PodcastEasy Ways To Save Your Fundability If You're In Financial StressThere probably is no more challenging time than now in our current pandemic for people with their financials. With so many out of jobs, financial stress has become more evident than ever. Helping you get out of that and recover with a soft landing, Merrill Chandler dedicates this episode to share with you some of the easy ways to save your fundability. He talks about how things can go sideways in recessions and how you can prepare for them and protect yourself. Join Merrill as he takes you deeper into your credit profile, lenders and banks, and some borrower...
2021-02-0121 minThe Fundability™ PodcastA Funny Thing Happened On The Way To The Car DealerWho could have known that auto drafts can be a bit tricky, even for a credit expert? Merrill Chandler shares his harrowing experience of encountering a late (and seemingly phantom) payment for his own auto lease, getting in a bit of a predicament with his car dealer. He shares his takeaways on this situation, detailing how he became his own coach by learning from his bootcamp discussion, as well as appreciating the help he got from the most unexpected people. Merrill emphasizes focusing on how being happy than simply being right can eventually lead to saving even more money...
2021-01-1127 minThe Fundability™ PodcastLeveling Up: Ending The Month, Quarter, & Year At The Top Of Your Game2020 has been a challenging and depressing year for most people. With all the losses and failures, 2021 is being set as a brand new stage for leveling up. Merrill Chandler invites everyone to end the year on a high note and push the boundaries around us, especially those imposed upon our motivation and goals due to the pandemic. He focuses his discussion on gathering all the energy in making December the most rewarding year-ender we could ever have, setting the tone for a much more successful 2021. Merrill also shares his powerful reminders for the coming year, all available at www.G...
2020-12-1816 minThe Fundability™ PodcastBusiness Credit: How The Old Paradigm Is Failing YouThe world is moving fast, and if you don’t catch up with it, you’ll end up naturally falling behind. The same way with fundability, you need to get up to date with what is going on because, without you knowing it, you just might be following strategies and relying on information that doesn't work anymore. In this episode, Merrill Chandler talks about the old paradigm, what people still believe, for business credit and how it no longer applies to funding. He gives an update about a podcast episode done a year and a half ago and taps into...
2020-10-2835 minThe Fundability™ PodcastIs Your IRA Costing You Money? With Jack KileyEven the best people in the business need some help to get their processes right and make sure they are not losing. Merrill Chandler also has his own magic maker, someone who has helped him in more ways than one to do everything right and efficiently. In this episode, he brings over to the show Jack Kiley of MidAtlantic IRA to help you get maximum leverage in real estate and fundability, making sure you dot your I’s and cross your T’s. In particular, they dive deep into your IRA and examine whether or not it is costing you mone...
2020-10-2644 minThe Fundability™ PodcastUsing The Slingshot Strategy For A Better 2021This year seemed to be so long that would you believe we are now nearing the end of 2020? Before it catches up to us, start preparing the right things to make sure you’re making fundable decisions that will protect your fundability in the years to come. To help you with that, Merrill Chandler welcomes you to the three-part Year-End Business Planning series. Kicking it off, he discusses how to use the Slingshot Effect for a better 2021, prepping to close down 2020 and launch into a hardcore and prosperous next year. Merrill also shares how you can prepare for better fu...
2020-10-2022 minThe Fundability™ PodcastFinancial Literacy vs. Borrower EducationThere is no shortage of financial literacy resources out there, but do they really teach you what you need to know if you’re looking to get fundable as a borrower, especially in these tough times? In this episode, you’ll find out that there is a vast difference between what we consider to be financial literacy and what borrower education really should be. Join Merrill Chandler as he analyzes some of the most commonly-used resources that people use to teach financial literacy. Merrill takes each of them apart and shows us where they got things right, where they aren...
2020-09-0432 minThe Fundability™ PodcastThe Creative StrategistWe all have a creative side and a strategic side, and most of us tend to veer towards one or the other. To really succeed, however is to get in that place of genius, and genius all about being a creative strategist. What is a creative strategist, exactly? In this 100th episode of the Get Fundable! Podcast, Merrill Chandler pivots from the tactical approach of the last 99 episodes and takes a minute to talk about the end game. Join in as he explains the need for every one of us to strike that perfect balance between the creative and...
2020-08-1041 minThe Fundability™ Podcast17 Questions Intelligent Home Buyers Ask With Jennifer HammondGetting a mortgage is painstaking work, but with the right broker at your side, things can be made so much easier. Today’s guest explains why it is essential to ask your mortgage broker some brutally honest questions so that you can work towards a win-win setup. Joining Merrill Chandler on the podcast is Jennifer Hammond, a real estate executive at TTR Sotheby’s and talk show host at SiriusXM satellite radio. Jennifer and Merrill go over the 17 questions you should ask your mortgage broker and reflect on how important it is to ask these questions, especially during this pandemic...
2020-05-291h 09The Fundability™ PodcastThe Woes of a 30 Day LateOne area for concern when trying to improve your credit score is a mortgage late report from your lenders. In this episode, Merrill Chandler has you covered on how a 30-day mortgage late will affect you. How does it affect the score? How long does it take to recoup? Merrill gets into those questions and gives you an answer while giving you a view on the degradation process, short sale, foreclosure, and more. He then shares some recession-proofing strategies that can especially come handy during this time.
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2020-05-2622 minThe Fundability™ PodcastThe #1 Transparency Secret to Getting ApprovalsMost business owners are of the belief that whatever goes on in their business should stay under wraps—the only people privy to the information being within the company. But that approach has some severe drawbacks when it comes to your finances, and with the need for many small businesses to take out loans, sooner or later, your company will have to bare it all. Merrill Chandler is joined by Tom Hazzard, the Co-Founder and CEO of Brandcasters, Inc. Together, Merrill and Tom talk about why transparency in business can only help your fundability. This is an important subject, so...
2020-05-2330 minThe Fundability™ PodcastCan You Really Trust Your Gut?One of the ways people who are new to a certain field or industry can do to become successful is to take advice from those who have been around the block and know the ropes. But where do you draw the line between taking advice and listening to the voice inside of you? Merrill Chandler teaches you how to determine when taking advice, whether about fundability or not, from someone else is the best path for you. It’s all a matter of learning to play things by ear and adjusting your approach when needed. Don’t miss out on t...
2020-05-2222 minThe Fundability™ PodcastCrisis: Your Time To ShineThere is always a beautiful version of yourself. Discovering it may be a challenge but can be worth your time and effort. Merrill Chandler takes us into an emotional realization of seeing the light in these dark times. Those experiences where limitations create new and greater opportunities. In this episode, Merrill reminds us of the opportunities we have despite the global financial crisis. He believes that even the darkest night can be turned into the brightest light.
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2020-05-1915 minThe Fundability™ PodcastCan Using The Right Inquiries Get You More Money?How can you improve your game as a professional borrower? The answer lies in using the right inquiries. In this episode, Merrill Chandler talks about inquiries and how they affect your score and fundability. During this financial crisis, inquiries can also greatly affect how you run and grow your business. Merrill highlights FICO’s de-duping method and the different phases and kinds of inquiries that you need to put to heart.
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2020-05-1817 minThe Fundability™ PodcastThe Truth About Authorized UsersWhat are authorized users? In this episode, Merrill Chandler takes a more in-depth look into the truth about authorized users. There is so much misinformation about authorized users, especially now with so much personal or global financial crisis. What you do and how you allow other people to interact, or how you interact with other people’s accounts can be a deal-breaker. Listen to Merrill as he shares some details about why you should allow any authorized user for your accounts or not. Also, take note of how they can affect your financial profile.
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2020-05-1519 minThe Fundability™ PodcastKeeping Hope In A CrisisA financial crisis seems to be just around the corner, but if you’ve played your cards rights up to this point, then you’re probably poised to do well instead of losing out. A financial crisis, if you’re ready for one, opens up opportunities, so you’ve always got to be ready to jump at those opportunities. Merrill Chandler talks about keeping your fundability alive so you can thrive in the middle of a financial crisis. Have hope, and don’t miss Merrill’s sage and timely advice!
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2020-05-1420 minThe Fundability™ PodcastCan “Paid As Agreed” On Your Credit Report Hurt You?In the world of lending, three simple words can affect your future in ways you might not realize: paid as agreed. The impact these three words can have on your fundability is massive, so you have to get familiar before you take any big gambles. Merrill Chandler dives into the repercussions of having the words “Paid As Agreed” on your credit report. Times are getting tough in the lending world, so you have to make sure you can get out there confident in your fundability. Let Merrill guide you through this, and how this limits your choices down the line...
2020-05-1321 minThe Fundability™ PodcastThe SIC Code Mess With Tom HazzardTom Hazzard is the CEO and Co-Founder of Brandcasters, Inc, a podcast empire delivering an end-to-end service that produces, publishes, and promotes podcast shows. In this episode, Tom joins Merrill Chandler to talk about industry discrimination and the SIC code mess felt by businesses like Tom’s Brandcasters, Inc. With the current global health issue, it has become very crucial to learn how your business will get affected by it. Tom and Merrill discuss why businesses that fall under 75% of the world’s SIC codes are being denied funding. Furthermore, they also talk about the two industry classification systems and th...
2020-04-2825 minThe Fundability™ PodcastLender “Miss-A-Month” Payment OffersWith the Coronavirus pandemic, major banks are allowing clients to skip payments for April. In this episode, Merrill Chandler refers to one of his Facebook Lives, which was a Q and A session where he was presenting the Miss-a-Month Program. Answering a concern from someone on the validity of banks allowing them to skip payments for the current month, Merrill elaborates on these miss-a-month payment offers given by tier two and three banks. Decide if you should take advantage of this offer or not as you listen further to Merrill’s wise coaching on how you can live your fund...
2020-04-2317 minThe Fundability™ PodcastCrisis Insights From An Asset Protection Expert With Aaron YoungMany people are on a mission to accrue as much wealth as they can secure for themselves, but they don’t realize that they should start by answering the question of how they can protect that wealth. Asset protection is often neglected in the discussion of acquiring wealth, but that has to change. Merrill Chandler is joined by Aaron Young, an asset protection expert. Together, Merrill and Aaron illustrate some of the best tips and techniques for protecting the wealth you’ve worked so hard to build. Get on these strategies as soon as possible because you’ll never know w...
2020-04-221h 09The Fundability™ PodcastDecisions For Success During A Crisis With Brad BurnettDuring a crisis, you have to be equipped to make the choices that will positively benefit you in the long run, instead of panicking in the present and running out of resources for the future. In order to make the best possible decisions for success, you must be ready for all your worst-case scenarios, and be smart about how you’re going to go about everything. Merrill Chandler is joined by Brad Burnett, the COO and Senior Business Strategist of CreditSense. Merrill and Brad talk about getting properly informed before making decisions that have a huge bearing on your fu...
2020-04-1037 minThe Fundability™ PodcastInside the Mind of a Mad ScientistLet’s go behind the scenes of how Merrill Chandler helps clients with their fundability questions. In this episode, Merrill shares his conversation with one of the CreditSense Solutions Coaching clients where he answers a question that must also be pressing those who are building their QFE (Qualified Fundable Entity): “What do I use the money for?” Merrill lays down the rules of engagement of using the money and shares some business instruments to consider. On branching out away from the W-2 income, Merrill then gives advice on jumpstarting the path to becoming a business consultant. Don’t miss this rar...
2020-04-0822 minThe Fundability™ PodcastLife And Times Of A Collection AccountWhat is a collection account? In this episode, Merrill Chandler takes us to a deep dive into what’s the life story of a collection? What is its impact on our fundability, our profiles, and collection accounts? How do they become a thing? How can we help them go away or cause bureaus to do so after we audited our profiles? Listen intently as Merrill gives everything you need to know about collection accounts, its two kinds, and some myths that need to be busted out there.
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2020-03-2523 minThe Fundability™ PodcastUltraFICO & Experian BoostFICO never seizes to impress us. Today, Merrill Chandler talks about some interesting tactics and strategies that are being used by one credit bureau and by FICO to create a more inclusive credit score. The question is does that make you more fundable? Merrill gets down on UltraFICO and Experian Boost, which is offered by Experian but uses FICO. He also reveals what appears to be an awesome opportunity for one credit bureau.
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2020-03-2423 minThe Fundability™ PodcastA Get Fundable! Look At MintIf you’re part of Mint’s mailing list, you might have received an email that claims to help you kick off the year with a brand new credit score. Merrill Chandler is here to remind you not to fall into that landmine. In this episode, he discusses how that email is more of an advertisement rather than informative and beneficial for you. He starts off by discussing what Credit Karma is and how Intuit uses it to gather your credit information. He goes on to say how a lot of companies that claim to get you out of debt actu...
2020-02-2820 minThe Fundability™ PodcastThe Consumer Protection I Bet You’ve Never Heard Of…But You Need ToThis is the next phase after the Into the Madness series, and today, Merrill Chandler gives us another history lesson by sharing something that has been happening for this entire time. He tells us exactly the rules as to what can and cannot be listed on our credit profile when doing an accuracy audit or when having someone do it for us. In the GetFundableBootcamp.com, he also talks about consumer protection and the breach that credit bureaus have, following up with a ruling called the National Consumer Assistance Plan. Merrill teaches us how to do this in the b...
2020-02-2124 minThe Fundability™ PodcastThe Real ID ActThe REAL ID Act has been a long time coming, and now that it is here, Merrill Chandler takes you into a deep dive into understanding the facts and fiction about it. He talks about the important things you need to know and whether it matters or not. Merrill drops right into a complete review of what the REAL ID Act is and the workarounds that exist. Gathering from his experience, he then shares some of his own stories that describe what it does. Know more in this episode.
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2020-02-1716 minThe Fundability™ PodcastInto The Madness Part 3: How To Get Bigger Approvals With Your Equifax DataAs the adage goes, there is more to something than meets the eye. The same is true when it comes to our fundability. In this third installment of the Into the Madness series, we continue on understanding our consumer disclosures by zoning in and taking a deep dive on Equifax. Host, Merrill Chandler reviews a sample file to show you the ropes of getting bigger approvals with your Equifax data. We need to know what the credit bureaus are reporting about us and understand the data points that are either getting in the way or adding to our fundability...
2020-02-0444 minThe Fundability™ PodcastInto The Madness Part 2: Ordering Consumer DisclosuresGetting access to all of your raw data files directly from the credit bureaus can be tricky; but with Merrill Chandler’s help, it doesn’t have to be. Continuing with the second part of the Into the Madness series, Merrill guides us into the process of ordering consumer disclosures. Here, he discusses how you fill out the form properly to order free consumer disclosures that are authorized by federal law. He goes through one by one the information you need to input across Equifax, TransUnion, and Experian. Don’t miss out on the important things in this sometimes madden...
2020-02-0320 minThe Fundability™ PodcastNames Have Been Changed To Protect the InnocentOn today’s show, Merrill Chandler dives right into what is happening in the Get Fundable world and how people can continue to be a part of that. Explaining the need to change the name of the show from Are You F*able to Get Fundable, Merrill emphasizes his continued commitment to waking people up to their greatness, to their financial dreams, and to making sure that they can have everything that they want in their financial lives through the show. At the end of the day, it takes everybody from Get Fundable and all the audience to build th...
2020-01-2817 minThe Fundability™ PodcastInto The Madness Part 1: Capitalizing On FICO’s Stronghold On The 90%Credit score greatly matters in today’s financially driven world. In this episode, Merrill Chandler discusses FICO, including all three bureaus and myFICO advanced credit report. He talks about revolving utilization and the necessity to compare accounts. Merrill also clarifies to us what is serious delinquency, where one’s debt limit is based on, and how evaluating different criteria between bureaus are done. Join Merrill as he takes us deeper to FICO’s power, how you exercise your rights under the fair credit reporting act and feel free to dispute, and so much more.
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2020-01-141h 03The Fundability™ PodcastStrategies Your CPA May Not Even KnowHow much money do you and your company burn paying taxes on various things year in and year out? Saving on taxes can be relatively easy—that is, if you’re working with the right strategies. Merrill Chandler discusses some techniques to help you get huge savings in taxes that will build over time. Imagine how much more money could be circulating in your company! Let Merrill teach you some great ways to do so that your CPA may not have even considered.
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2020-01-1020 minThe Fundability™ PodcastTake The Win!Celebrating wins boosts your drive towards doing more good deeds for others. In this episode, Merrill Chandler takes a deeper look at some of the things that’s been happening recently in his life and how they’re impacting his fundability. Using the journey to publish his book as an example, he talks about how to take the wins. Celebrate more wins with Merrill as he reminds us the importance of people surrounding us to make our successes possible.
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2019-12-2313 minThe Fundability™ PodcastInterview With A Millennial Investor, Sharon ChandlerInvestor attitude has changed across generations. Today, Merrill Chandler proudly interviews his own daughter, Sharon Chandler, about building her credit profile. Sharon has been teaching Millennial investors like her about the right way to invest in this modern economy. Here, she shares her knowledge on credit and how to build perfect profiles from the ground up. Join Merrill and Sharon as they share some tips on making children and the young generation become financial independent.
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2019-12-1924 minThe Fundability™ PodcastFive Fundability Killers Of The HolidaysIt is the holiday season, and many of us are going to be spending a little extra on gifts and other activities. Just as our pockets become vulnerable at this time of the year, our fundability may suffer, too. For this episode, Merrill Chandler shares the five fundability killers of the holidays. He goes in-depth into the rabbit hole you may find yourself in as you go out to shop and swipe your credit cards. Listen to what Merrill has to say and avoid these deadly practices that can harm your fundability.
2019-12-1825 minThe Fundability™ PodcastWhy FICO Matters With Jessica TaboraYour FICO score might just be one of the most important elements of your credit application. Because so many lenders use the FICO system, it might be best for you to get acquainted in the ways you can help the system see you as a better applicant. Merrill Chandler is joined by Jessica Tabora, a business manager at CreditSense. Merrill and Jessica run through the ways FICO matters in your credit application and how you can keep up the appearance of a stronger credit applicant. After all, you want to succeed as much as the FICO system wants you...
2019-12-0628 minThe Fundability™ PodcastMerrill’s Rant: A Modern Day Witch HuntIn this modern era, people perceive financial algorithms as witchcraft because they don’t understand the first thing about it. Even the frontline lenders’ staff do not know how algorithms decide fundability or funding approvals. However, it’s been proven over and over again that technological advances are not necessarily evil. In this episode, Merrill Chandler talks about the things we need to understand about algorithms and what they are designed for. He also tackles Goldman Sachs’ alleged gender bias in Apple credit card limits.
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2019-11-2623 minThe Fundability™ PodcastHow Your Data Points Impact Business Credit ApprovalsAlways at the bleeding edge of the fundability sword, Merrill Chandler guides you away from the landmines that will blow up your credit approvals. In this episode, Merrill dives into the necessary things you need to do before submitting your business credit application. He lays down the step-by-step process on how your data points impact your approval, covering all the bases that will help you become a professional borrower and play the funding game with lenders.
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2019-11-1325 minThe Fundability™ PodcastThe Other 20%: Your Business DataBesides the 80% that FICO requires from your personal credit profile, do you ever wonder about the other 20% they are measuring? In this episode, host Merrill Chandler dives deep into this 20% that will round up your fundability. If your personal credit identity is your 80%, then the 20% has to do with your business identity. Merrill shares with you how FICO uses your business data to evaluate you and lends some great insights into the world of measuring your business identity for your maximum fundability.
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2019-11-1222 minThe Fundability™ PodcastBusiness Credits Funding: Why Business Lenders Will Not Lend To YouDid you know that the way you fill out an application in an attempt to get a business credit card or credit line is creating the opportunity for lenders to deny you? In today’s episode, Chief Strategist Merrill Chandler talks about the mysteries in business funding and the reasons why lenders will not lend to you. Merrill provides insights on how to frame you as a business and your relationship with your business. Join Merrill Chandler as he imparts his knowledge on how you can speak the language of lenders and play their game.
2019-11-0116 minThe Fundability™ PodcastMaximizing The Value Of Your LoansThis is a follow up on the episode about installment loans contributing to the weightiness of your credit profile. Today, Merrill Chandler shows how the system can support you in tripling fundability points for every single installment loan. Educating us on maximizing loan value, he shares insider secrets that allow such loans to blow up in the most powerful and positive way. Become eligible and take home the most amount as Merrill discusses enhancing your loan value when FICO can contribute score points, and so much more!
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2019-10-3015 minThe Fundability™ Podcast“Business” Credit-Building ScamsThere are so many credit-related scams these days, and more and more people are getting away with it. Today, Merrill Chandler gets to the bottom of these business credit-building scams. Using Dun & Bradstreet CreditBuilder Plus as an example, Merrill helps us understand the difference between business and personal credit reporting. He also shows how these scams work or how scammers lure you into their credit traps. Don’t miss this episode to learn more about how to avoid these scams.
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2019-10-2821 minThe Fundability™ PodcastVelocity Of CreditYour personal profile is crucial to your fundability. In this episode, Merrill Chandler talks about how focusing on your personal profile, the goose that lays the golden egg, and optimizing it has powerful funding results on your timeline. He shares some amazing insider secrets and describes it one by one. He will show you how to set up the funding entity that circles and focuses around you. You will learn more from Merrill’s million-dollar funding formula and be on your way to making your first or additional millions.
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2019-10-0719 minThe Fundability™ PodcastFear Of Failure Or SuccessHave you ever wanted something so badly that when you are close to achieving it, you feel scared and anxious for the next chain of events? This is how Merrill Chandler feels as he is about to launch his upcoming book called Are You F***able? We can all relate to that feeling of excitement to show our achievement to the world, and yet at the same time fearful of the effects that success can bring to our life. Merrill’s book is for free, all you have to pay for is the shipping cost. This is part of hi...
2019-10-0319 minThe Fundability™ PodcastQ&A #1 with Co-Host Brad BurnettShould you close your revolving account or not? This is one of the few emailed answers from the question, “What would you like to know about fundability?” that Merrill Chandler and Brad Burnett tackles on today’s episode. As they share a way to close an account without harming your credit profile, they also give some amazing insights on fundability and how to avoid the landmines where you have been blowing up your funding chances. If you have many credit cards, you have to learn how to manage each one so as not to complicate your fundability. With Merrill’s insigh...
2019-10-0220 minThe Fundability™ PodcastReporting DatesHaving many credit cards may have its advantages, but it can be a total headache when the bill comes especially when you’ve used one card after another. In this episode, Merrill Chandler talks about reporting dates and how to pay your bills on the right period without sacrificing your fundability. When talking about credit, it boils down to how lenders perceive you as a borrower. A lender withhold is one thing that can crush the soul of a borrower profile. Merrill lets you in on what lenders are doing or not doing in order to make credit profiles wo...
2019-09-3033 minThe Fundability™ PodcastRevolving Account Portfolio QualityYour credit cards impact your profile either for the good or the bad. In this episode, Merrill Chandler guides us in determining where ours stand by helping us understand what is called a revolving account portfolio. He also talks about what FICO is measuring and how lenders’ software evaluates the different credit cards – from personal credit lines and personal charge cards to credit cards. Join Merrill in this episode and find out how fundable you are and what a revolving account portfolio is all about.
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2019-09-2630 minThe Fundability™ PodcastFICO 40 And OptimizationAn aim towards positive account scoring with the maximum number of points possible for your file is a necessary goal. Merrill Chandler shows how this can be achieved by sharing the actual secret list that FICO uses to evaluate your fundability and how it corresponds with the lender underwriting software. Merrill emphasizes on the essence of optimization – increasing fundability points and decreasing negative drag against your profile. He also points out the importance of understanding what is being measured.
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2019-09-2413 minThe Fundability™ PodcastLender-Borrower Relationship: How To Improve ApprovalsJust like any relationship, the lender-borrower relationship has its disagreements that can often be solved when both parties reach a mutual decision. As borrowers, we have always felt some bad energy from lenders because at some point, we know they are taking more from us. In this episode, Merrill Chandler discusses a paradigm shift that’s going to change how we perceive lenders and how we can improve our approvals. Shifting our current relationship with lenders, he shares a mindset shift that would allow us to relate with them. Merrill also touches on how personal credit bureaus gather our da...
2019-09-1920 minThe Fundability™ PodcastThe Credit Score PyramidA lot of people don’t have any clue how lenders are making more money out of them. The credit score pyramid invented by Merrill Chandler himself shows how lenders are making more money off of you without leaving you any clue whatsoever. These lenders are smart, but you can outsmart them if you know your way around the credit score system. Merrill talks about the credit score pyramid, explaining its ranges while sprinkling some facts about credit tiers and grading on a curve. Learn more about the pyramid as he breaks it down layer by layer.
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2019-09-1817 minThe Fundability™ PodcastFICO Score VersionsThere are people who want to take advantage of your ignorance for their profit. The good news is you can save yourself from all these scams if you are well-equipped with knowledge about credit scores and how they function. In this episode, Merrill Chandler reveals how merchants use their knowledge of different credit scores to rip you off and charge you the highest possible interest rate. With all these FICO score versions, Merrill teaches on how to identify if you are getting a fake score or not and cautions us to go to myFICO.com for more reliable credit r...
2019-09-1738 minThe Fundability™ PodcastThe Truth You Trust: An Honest Review of Credit KarmaToday, it can be very easy to be lured by offers encouraging us to buy this and buy that. In this episode, Merrill Chandler teaches on how not to fall prey to companies like Credit Karma which attracts people to gain free credit scores and reports. Having used other methods for calculating scores and comparing it to FICO, Vantage scores, and the like, Merrill has concluded that Credit Karma is in to make money through referral fees from those who sign up to linked business card companies. He encourages us to not trust this free score scheme for increasing...
2019-09-1624 minThe Fundability™ PodcastPlayers Of The Funding GameEveryone in the funding world has their own goals and motivations for their actions. Sometimes because of this, friction is created that so often impact people’s fundability and credit approvals. In this episode, host Merrill Chandler introduces these funding game players and exposes their secret motivations. To win in this funding game, you need to get to know who you are up against. Together with Merrill, we take a deep dive into who and what they are all about.
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2019-09-1111 minThe Fundability™ PodcastThe Price You Pay For Being Un-FundableTake a deep dive into a whole new paradigm shift in this episode where host Merrill Chandler talks about the untold price that you pay for being un-fundable. Merrill explains the ways you could be un-fundable and the literal cost it brings to your pocketbook and dreams. As he offers his definition of success and presents an example on the importance of knowing when priorities may change, he also cites some advantages of being fundable and talks about the relationship of having a good credit score to your overall profile. Watch this episode and avoid being unfundable.
2019-09-0643 minThe Fundability™ PodcastCredit Repair Vs. Fundability OptimizationYou may think that credit repair is necessary for your tarnished credit profile, but it is not always the case. In this episode, Merrill Chandler explains why credit repair is not a promising option to make for your credit profile. He reviews some details to watch out for and how to protect yourself from them. Going to the better option, Merrill sheds light on fundability optimization and what it can do for you. On today’s show, learn more about holistic approaches that can guide you towards optimizing your funds.
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2019-09-0520 minThe Fundability™ PodcastAre You F*able?: A Tell-All Origin Story with Merrill Chandler and Guest Co-Host Brad BurnettCredit repair was a strange concept many years ago. Back in ’92, it was still a Wild Wild West and people were getting ripped off and taken advantage of. In this very first episode, Guest Co-Host Brad Burnett sits down with Are You F*able host Merrill Chandler and go through the origin story of how Merrill got into credit repair and into becoming the CEO and Chief Strategist at CreditSense, a company that provides comprehensive credit funding analysis to discover how fundable a credit profile is. Join Merrill and Brad as they dive further into the funny, the amazing, an...
2019-08-2153 min