Shows
Don't Depend On Daddy119. When $100K Doesn’t Feel Like Enough and Work Feels Wrong: Answering Your Money & Career QuestionsIn this Q+A episode, I’m answering your most-asked personal finance and career questions—covering everything from how I manage my money now that I’m self-employed, to navigating career pivots, saving for big goals, and making the most of your 20s and 30s.Whether you're trying to build a budget that actually works, wondering how to balance saving vs. investing, or struggling to figure out your next career step—this episode has the honest, practical advice I wish I had when I was just getting started.We’re covering both tactical money tips and deeper...2025-07-2354 minDon't Depend On Daddy118. My Mid-Year Life Reset: Fitness, Routines, Career & DeclutteringI just turned 30, and in this episode I’m walking you through my mid-year life reset. From shifting my workouts and eating more protein, to simplifying my content strategy and decluttering my space—these are the small but intentional changes I’m making to feel better, work smarter, and live with more peace in the second half of the year. If you’re craving more structure or clarity, this reset might be the nudge you need.TIMESTAMPS: (skip 9:00-22:00 for trigger warning)00:00 – Intro: What Don't Depend on Daddy is about01:00 – Housekeeping & digital product discounts03:00 – Turning 30: Ho...2025-07-1635 minDon't Depend On Daddy117. 30 Non-Cliche Lessons I've Learned by 30 🤍I’m sharing the unfiltered, sometimes uncomfortable but deeply important lessons I’ve learned by 30—from relationships and self-worth to money, boundaries, and doing life your way. Whether you’re in your 20s or already beyond 30, these life lessons cover navigating adulthood, building independence, de-centering external validation, and cultivating confidence in your own timeline.00:00 – Welcome & turning 3003:00 – Lesson 1: You have plenty of time05:45 – Lesson 4: Move to a new place at least once in your 20s08:00 – Lessons 5–6: Let friendships and people leave naturally10:45 – Lessons 7–8: Decenter men & develop real hobbies13:00 – Lessons 9–10: Choose quality over quanti...2025-07-0930 minDon't Depend On Daddy116. 5 Habits Helping Me Feel My Best This Summer: Summer 2025 State of the UnionWelcome back to Don’t Depend on Daddy, the podcast empowering young professionals to build independent, intentional lives. In this Summer 2025 State of the Union, I’m reflecting on what’s in and what’s out this season—from skincare to career goals, dating, therapy, and everything in between. I’m also sharing five things I’m doing to feel my absolute best physically and emotionally this summer. If you’re entering a new era, trying to enjoy your 20s or 30s with more intention, or just want some inspiration for your own “hot girl summer,” this episode is for you.2025-07-0229 minDon't Depend On Daddy115. 5 Smart Financial Moves I Made in My 20s (That Built My Net Worth to $1M+)In this episode, Michela is breaking down the top 5 financial decisions that helped her cross the $1M net worth threshold before turning 30. From living at home post-grad and building a business, to tracking every dollar and calculating my FIRE number—these choices weren’t flashy, but they were incredibly effective. Whether you’re in your early 20s or heading into your 30s, these are the practical, foundational moves that can create serious financial momentum over time.I’ll also share the mindset shifts that made the biggest difference and how to apply these lessons to your own journey—...2025-06-2528 minDon't Depend On Daddy114. The 5 Best Purchases I Made in My Twenties (That Actually Changed My Life)In this episode of Don’t Depend on Daddy, Michela shares the five best purchases she made throughout her twenties—ranging from a $20 book to a $9,000 cosmetic procedure. These investments weren’t just splurges—they deeply impacted her confidence, routines, finances, and lifestyle. From at-home coffee rituals and skincare to the transformative power of a nose job, Michela breaks down why each purchase was worth it, how she thinks about ROI when spending, and why being intentional with money is the ultimate glow-up. Whether you're in your early twenties or nearing 30, this episode will challenge you to rethink what it means...2025-06-1929 minDon't Depend On Daddy113. Building a Minimalist-Ish Wardrobe and Finding Your Style with Christina MychasIn this episode of Don’t Depend on Daddy, Michela is joined by Christina Mychas—pharmacist turned YouTuber and stylist—to talk all things intentional living, personal style, and Christina’s signature concept: minimalist-ish. Together, they unpack how to shift from chronic overspending and shame-driven “no buys” to curating a wardrobe (and lifestyle) that feels aligned, elevated, and joyful. Expect a deep dive into capsule wardrobes, finding your outfit formula, buying better, and the behavioral science behind why we shop—and how to stop. If you’ve ever looked at a closet full of clothes and felt like you had nothing to w...2025-06-1154 minDon't Depend On Daddy112. How I’m Breaking Up With Social Media and Taking My Life BACK!!On this episode of DDOD, Michela is sharing her journey of breaking up with social media as a creator. Content creation is an integral aspect of her business, but social media can become a toxic place. Michela shares how she is breaking her phone addiction to stop habitually scrolling, work through a dopamine detox, and create sustainable boundaries with social media. She covers why she is doing this, the negative impacts social media has on the brain, and the tactical tips she has been taking to implement. TIME STAMPS: Episode Starts at 4;25💸 NEW F...2025-06-0442 minDon't Depend On Daddy111. Building a Service-Based Business Without Being an Influencer ft. Lucy BedewiOn this episode of DDOD, Michela sits down with Lucy Bedewi, the owner of MyWriteHandWoman. Lucy is a verbal and messaging strategist and she built her business while traveling full-time, after being fired from her first corporate job after 90 days. In this episode, Lucy shares her tips for getting started with a service business, landing your first client, selling high-ticket offers, and how she sells on social media without being an influencer. It’s a GREAT listen if you’re someone who wants to start your own business!TIME STAMPS: Episode Starts at 6...2025-05-2843 minDon't Depend On Daddy110. Living Alone Without Feeling Lonely | How to Build Confidence by Doing Things AloneOn this episode of DDOD, Michela shares a 2 year reflection on living alone. At first, living alone was scary, but Michela shares how she has navigated this period of her life and fostered both an intentional space as well as intentional activities that she does by herself. If you are feeling down about living alone, or want to live alone but are scared to do it, this episode is for you!TIME STAMPS: Episode Starts at 4:51💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Basic Budgeting Template: 2025-05-2134 minDon't Depend On Daddy109. Building a Sustainable and Seasonal Wardrobe | How I Buy Clothes for 4 Seasons on a BudgetOn this episode of DDOD, Michela shares how she is approaching upgrading her wardrobe with the seasons in mind. Having a well-rounded wardrobe is HARD, especially if you live in a place that experiences 4 distinct seasons. In this episode, Michela is sharing some rules for approaching your seasonal wardrobe, financial guidelines to incorporate for spending on your seasonal wardrobe, and her thoughts (more of them lol) on buying clothes and actually wearing them! TIME STAMPS: Episode Starts at 8:17💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-fina...2025-05-1436 minDon't Depend On Daddy108. How to Make Money Online Without Being an Influencer ft. Kate RobbOn this episode of DDOD, Michela is joined by the lovely Kate Robb, a digital entrepreneur with EIGHT streams of income! We focus this conversation primarily on her Etsy business, where she has scaled her shops selling print on demand and digital on demand products. We cover how to get started on Etsy, the Etsy algorithm, if the space is overcrowded (it’s not), and so much more! If you are wanting to start a side hustle but the idea of creating content doesn’t appeal to you - you’ll LOVE THIS!About Kate: Kate is a former teache...2025-05-0748 minDon't Depend On Daddy107. How to Reclaim Your Routines! Why Routines Make You Happier and Set You FreeOn this episode of DDOD, Michela is sharing how she is reclaiming her routines this spring and summer. As we move into the warmer months, it is time to seize the day and take control of your time. She is sharing the psychology behind why routines make you happier, elements of successful morning, work, and night routines, and how she is incorporating some changes into her daily routines to feel better. TIME STAMPS: Episode Starts at 2:03💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Ba...2025-04-3027 minDon't Depend On Daddy106. Things I Find Incredibly ~Chic~On this episode of DDOD, Michela is hopping on the TikTok trend and sharing some things she finds incredibly chic. These go beyond just your personal style (although there are a few style items) and transcend into how you operate, from hobbies to cooking to navigating friendships as an adult. TIME STAMPS: Episode Starts at 3:24💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-finance-dashboard✅ Subscr...2025-04-2328 minDon't Depend On Daddy105. How I Cleared my Hormonal Acne | High Fiber Diet, Birth Control, and Topical RoutineOn this episode of DDOD, Michela is sharing how she cleared her hormonal acne in her 20s. She discusses how following a high fiber, whole foods diet can help improve digestion to clear skin, the impact going off birth control had on her skin, and her current skincare routine. DISCLAIMER: Michela is not a doctor and this is not medical advice. TIME STAMPS: Episode Starts at 3:22💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 Personal Finance Dashboard:https...2025-04-1632 minDon't Depend On Daddy104. 5 Microhabits That Have Improved My Quality of LifeOn this episode of DDOD, Michela is sharing 5 small habits she has incorporated into her routine that have made her life better. The habits include ritualizing her morning coffee, implementing a daily content hour, using a written to-do list, going on a long walk, and taking the extra 10 minutes at night for self–care. It truly is the little things that make it possible to find joy in the mundane parts of everyday life!TIME STAMPS: Episode Starts at 3:00💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Basic Budg...2025-04-0925 minDon't Depend On Daddy103. My Underconsumption Journey: Q1 Low Buy Update + Q2 Spending Plans!On this episode of DDOD, Michela is sharing her 3 month low-buy & underconsumption update. She reflects on her consumption rules she set at the beginning of 2025 and gets honest about what is and isn’t working. Plus, she shares the things she bought in Q1 and what her spending plans are in Q2! TIME STAMPS: Episode Starts at 5:15💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-finance-dashboard✅ Subscribe t...2025-04-0242 minDon't Depend On Daddy102. The 12 Week Year: How to Accomplish More in 12 Weeks than Most People Do in a YearOn this episode of DDOD, Michela is sharing the key lessons from the 12 Week Year. After successfully implementing this method for the first 12 weeks of 2025, Michela can confirm that condensing your planning cycle into 12 week sprints vs. annual targets really DOES make a different. Learn about why annual planning doesn’t work, the 5 disciplines of execution (vision, planning, process control, measurement, time use), and how to implement these strategies for Q2 (the next 12 week spring). This strategy can be applied to ANY area of your life, so if you’re ready to take control of your goals, you need to l...2025-03-2639 minDon't Depend On Daddy101. Life Audit: Your 2025 Spring Cleaning Checklist to Get Your Sh*t TogetherAUDIO NOTE!!! I've been told the audio is only coming out on the left for some. I don't know what happened!! I am sorry !!!!!On this episode of DDOD, Michela is sharing how you can SPRING CLEAN your life and find new motivation as the winter comes to an end. She covers personal finances, your professional life, personal goals, a wardrobe cleanout, digital decluttering, and cleaning out your physical space. If you are ready to head into the new season with a FRESH START then you’ll love this episode. TIME STAMPS: 2025-03-1939 minDon't Depend On Daddy100. Spring 2025 State of the Union: What’s In & Out for Hot Girl SpringOn this episode of DDOD, Michela is back with another State of the Union episode! This time, she is focusing specifically on ins and outs for spring 2025, because we are having a healthy and happy and hot spring! From letting go of a scaredy cat mentality to adding color into her wardrobe, this episode unveils a more personal side to Michela and you’re going to love it. If you have an In or Out for spring, be sure to leave a comment!TIME STAMPS: Episode Starts at 3:15 💸 NEW Basi...2025-03-1229 minDon't Depend On Daddy99. How to Build Your Dopamine Menu | Habits to Feel Better and Stop Doom ScrollingOn this episode of DDOD, Michela is discusses the concept of a Dopamine Menu! This was a trend from 2024 that covers all the little habits and special things that you can implement throughout your day when you need to boost your mood or spark a little joy. This is especially helpful if you are experiencing the winter blues, or just overall want to feel better without reaching for your phone. You’ll learn about what a dopamine menu is, and some examples from MIchela’s (current) dopamine menu!TIME STAMPS: Episode Starts at 3...2025-03-0537 minDon't Depend On Daddy98. Overcoming Overspending | How to Stop Impulse Shopping and Self-Sabotaging with Paige PritchardOn this episode of DDOD, Michela is joined by Paige Pritchard, founder of Overcoming Overspending which is an online community of tens of thousands of women who are developing more disciplined and purposeful spending habits. Paige and Michela discuss how social media influences your spending habits, the 3 Ds of shopping (distance, desire, decision), spending guilt, FOMO, emotional shopping and escapism, how to create friction, aspirational lifestyles, and so much more. If you are ready to take your spending power BACK, this episode is for you!! FIND PAIGE:Instagram: https://www.instagram.com/overcoming_overspending/2025-02-2658 minDon't Depend On Daddy97. Systems to Improve Your Time Management and be More Productive | How I Balance Everything in Business and LifeOn this episode of DDOD, Michela is sharing how she manages her time to balance building and scaling a business with health and wellness and also having time for a personal life! “Doing it all” is impossible, but getting things DONE is a result of having strong systems in place. Michela follows a variety of frameworks and routines to ensure that everything to run the business as well as ensure she stays sane gets accomplished each week. She also shares popular time management tips that she DOESN’T follow (aka time blocking) and how you can balance a 9-5 with c...2025-02-1947 minDon't Depend On Daddy96. 10 Life Lessons That Will Change the Way You Think (from an almost 30 yr old)On this episode of DDOD, Michela is sharing 10 lessons she learned throughout her 20s. In honor of 2025 being the year she turns 30, this is part one of many self-reflective episodes to come that cover important topics for your 20s. In this episode specifically, Michela shares some tough love around owning your choices and your life, learning how to find happiness at work, and being intentional about changing your life! If you have lessons for 20-somethings, leave them in the comments or send me a DM!
TIME STAMPS:
Episode Starts at 6:22
2025-02-1243 minDon't Depend On Daddy95. How I Became Successful in my 20s | Habits, Systems, Routines Across 5 Key Pillars of LifeOn this episode of DDOD, Michela shares habits/routines/systems that have helped her be successful in her 20s. The goal is to enter your 30s feeling SUPER proud of what you accomplished in your 20s, and this episode breaks down the stand-out actions she has taken across 5 pillars of life: personal finance, career, appearance, health/wellness, and personal relationships. Plus, a few life lessons learned along the way. If you are ready to uplevel any of these areas - no matter what your age - you will enjoy this episode!
TIME STAMPS:
...2025-02-0549 minDon't Depend On Daddy94. How to Rebrand Your Life in Q1 and Embrace Winter | Avoiding Winter BluesOn this episode of DDOD, Michela shares 5 tips on how to start embracing winter and romanticizing this slower period of the year. The winter season is the perfect time to slow down and use this extra space to REBRAND your life and actually implement the intentions you set at the top of the year. So if you are hoping to avoid the winter blues and enter the spring and summer seasons feeling REFRESHED and like the best version of yourself, then you’ll love this episode.
TIME STAMPS:
Episode Starts at 5:55
2025-01-2944 minDon't Depend On Daddy93. Your Guide to Material Composition and Creating a Wardrobe of Natural FibersThis year, my goal is to shop more intentionally. A major theme of this is to begin purchasing clothing made of natural materials, and slowly phase out the synthetic clothing in my closet. Natural materials wear better, they look better, they last longer, and are an overall better ROI on your clothing spend. However, it can feel like a daunting task to navigate shopping for natural materials in a world where everything is made of plastic. In this episode, Michela shares why natural materials are better, what materials to look for, where to focus your purchases on, and her...2025-01-2235 minDon't Depend On Daddy92. My Consumption Rules in 2025 to BUY LESS (and of course, buy better)My spending theme in 2025 is to buy and consume LESS. The process of moving was so jarring to me, and it made me realize how much *stuff* I have.. And how much I don’t use. The conversation around consumption has been at the forefront of social media over the last few months. Underconsumption, project pan, and using what we have is going to carry us at least through Q1, but hopefully turns from “trend” to everlasting theme in how we use and spend our money. In this episode, Michela shares her “rules” for consuming this year in an effort to...2025-01-1539 minDon't Depend On Daddy91. How To Make Your Life Better in 2025: Money, Career, Productivity, & AppearanceHappy New Year! A fresh year means a fresh start and taking advantage of all the motivation you have to uplevel your life. In this episode, Michela is sharing 3 tips each to enhance your money, career, productivity, and appearance. From taking a softer approach to your finances, exploring side quests and building community, using AI to uplevel your productivity systems, and taking the extra 10 minutes to feel better about how you look, each of these tips is going to make your life better this year. It’s not your typical glow-up episode, so if you’re looking to learn some...2025-01-0141 minDon't Depend On Daddy90. 2025 State of the Union: My Ins & Outs for the New YearIt’s time to address the ins & outs for 2025! In this episode, Michela is talking spending themes, new years intentions, trends, products, content and more. I’d love to hear your ins & outs for 2025!
TIME STAMPS:
State of the Union Starts at 5:15
Break Your Budget Links:
💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
✅ Subscribe to my Weekly Newsl...2024-12-2550 minDon't Depend On Daddy89. My Most Used + Loved Purchases of 2024 | Annual Favorites by PRICE!On this episode of DDOD, Michela shares her top 9 purchases from 2024! The spending theme of this year was “buy less and buy better” and these purchases are reflective of being super intentional about each and every purchase. She shares her 3 favorite purchases/products within 3 main categories: under $50, under $100, and over $200. She also shares some honorable mentions of products she loves but didn’t purchase this year, and a few items she wished she got more use out of. All of the products are linked below and can be found below or on her LTK!
TIME STAMPS:
Q...2024-12-1834 minDon't Depend On Daddy88. Ask Michela: Moving Update, Extended Unemployment, Resisting the Urge to Splurge + MoreTIME STAMPS:
Q+A Starts at: 3:57
Personal Questions: 4:20
Career Questions: 16:20
Money Questions: 36:45
On this episode of DDOD, Michela is answering your burning questions! She starts off with the personal section, focused on closing loose ends related to her move from LA to Chicago. Then she pivots into the career questions to discuss what to do if you are unemployed for an extended period of time, how to make a career pivot, and how to start creating content. She wraps up the episode with personal finance questions s...2024-12-1150 minDon't Depend On Daddy87. Realistic Financial Milestones to Hit in Your 20s! (with ages)On this episode of DDOD, Michela shares 5 realistic money milestones to work towards throughout your 20s. She shares real ages in order to create a point of comparison, but remember that personal finance is personal and this timeline does not work for everyone. She covers saving an emergency fund, building strong credit, investing for retirement, increasing your income, and investing beyond retirement. (Skip to 3:18 to skip housekeeping)
Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
Own Your Career (book):
https://breakyourbudget.com/oyc-book
Own Your Career Template:2024-12-0434 minDon't Depend On Daddy86. 10 Tips & Tricks I Implement to UNDERconsumeOn this episode of DDOD, Michela share 10 habits and rules she implements to consume LESS. In an era of overconsumption, learning how to control your spending and implementing small tactics to help stay in control of your money is essential. From the 48 hour rule ot developing hobbies, if you’re looking to SPEND LESS in 2025, this is for you.
...2024-11-2738 minDon't Depend On Daddy85. How I Transformed My Relationship with Money: My Financial Journey in my 20s!On this episode of DDOD, Michela shares her in-depth financial journey throughout her 20s. From graduating college and having no clue what to do financially, to taking a pay cut, learning by doing, starting a side hustle, and ultimately building a 7-figure business. Michela has experienced a lot during her 20s and shares all the details in this episode, year by year!
Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
Resource Library:
https://breakyourbudget.com/resource-library
FREE Recession Guide:
https://breakyourbudget.myflodesk.com/recession
FREE Personal Finance Starter Kit: https://breakyourbudget...2024-11-2042 minDon't Depend On Daddy84. Balancing Content Creation While Working a 9-5, Life in Tech, and More with Lillian ZhangOn this episode of DDOD, Michela is joined by Lillian Zhang, a San Francisco Bay Area based creator and product marketing manager in the tech industry who is an alumna of UC Berkeley's Haas School of Business. She's passionate about sharing financial literacy and career education content for her primarily Gen Z audience. We chat about her college-to-corporate journey, her experience working in tech, how she started creating content, how she balances content while working full time, and so much more!
OWN YOUR CAREER:
https://breakyourbudget.com/oyc-book
Own Your...2024-11-1346 minDon't Depend On Daddy83. The Top 5 Best Financial Decisions I’ve Made in my 20sIn this episode of DDOD, Michela share her top 5 best financial decisions from her 20s. These are the decisions she’s made that have had a major impact on her ability to grow wealth, from starting a side hustle, buying a car in cash, taking a pay cut and more.
OWN YOUR CAREER:
https://breakyourbudget.com/oyc-book
Own Your Career Template:
https://breakyourbudget.com/own-your-career-template
FREE FINANCIAL PLAN CRASH COURSE:
https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard:
https://breakyourbudget.com/pers...2024-11-0626 minDon't Depend On Daddy82. 5 Steps to Crush Your Year-End Performance ReviewIn this episode of DDOD, Michela share 5 tips to *actually get something* out of your year-end performance review. These are important career conversations, so rather than simply checking the box, learn how to OWN your relationship with your manager and control the narrative of the conversation so you can position yourself to excel in the next year.
OWN YOUR CAREER:
https://breakyourbudget.com/oyc-book
Own Your Career Template:
https://breakyourbudget.com/own-your-career-template
FREE FINANCIAL PLAN CRASH COURSE:
https://breakyourbudget.myflodesk.com/rojmq2zecg
...2024-10-3032 minDon't Depend On Daddy81. Bounce Back from a Layoff: 5 Steps to Navigate Job LossIn this episode of DDOD, Michela divses into the five most important steps to take if you get laid off. From processing the emotional impact to reassessing your career goals and updating your professional brand, this episode will guide you through each step with practical advice. Tune in to learn how to turn an unexpected setback into an opportunity for growth and a brighter career future!
OWN YOUR CAREER:
https://breakyourbudget.com/oyc-book
FREE FINANCIAL PLAN CRASH COURSE:
https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard:
2024-10-2328 minDon't Depend On Daddy80. Build Your Personal Brand: Strategies to Change Your Career Trajectory ft. Courtney JohnsonOn this episode of DDOD, Michela sat down with Courtney Johnson, a personal brand expert and content creator based in Austin, TX. In this conversation, you learn all about personal branding, how to start a personal brand, social media strategies and tips, and so much more. If you’re ready to take your career to the next level and open yourself up to new opportunities, this is for you!
COURNTEY’S LINKS:
Linkedin:
https://www.linkedin.com/in/courtneylynnjohnson/
Spotify:
https://open.spotify.com/show/7oaV8L7rOBd878nlwydJrj
Maven (Linkedin Cohort):
https://maven.com/cour...2024-10-1636 minDon't Depend On Daddy79. My Top 10 Intentional Splurges I’ve Made in my Late 20sOn this episode of DDOD, Michela shares her top 10 intentional splurges she has made in the last few years. These items are her most used products/items/etc that she has intentionally researched, planned for, and purchased. They span all price ranges, starting at $45 to $700.
Links to everything I shared:
https://shopmy.us/breakyourbudget/shelves
GET RAKUTEN:
https://www.rakuten.com/r/MICHEL156676?eeid=28187
RED LIGHT FACE MASK: code BREAKYOURBUDGET10
https://omniluxled.com/collections/all?transaction_id=1025c2a3d8fc00ddc3751947c154f0&utm_source=a...2024-10-0936 minDon't Depend On Daddy78. How to Create a Holiday Savings PlanOn this episode of DDOD, Michela shares how you can start saving and budgeting for the holidays! Learn quick tips to plan your holiday budget, who you’ll buy for, map out expenses, and shop intentionally.
GET RAKUTEN:
https://www.rakuten.com/r/MICHEL156676?eeid=28187
OWN YOUR CAREER:
https://breakyourbudget.com/oyc-book
FREE FINANCIAL PLAN CRASH COURSE:
https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
FREE Recession Guide:
https://breakyourbudget.myflodesk.com/recession
2024-10-0221 minDon't Depend On Daddy77. Back-to-Basics: 5 Personal Finance Moves to Make in Your 20s/30sOn this episode of DDOD, Michela breaks down the 5 things you need to do to get started on (or refresh) your financial journey. This is a back-to-basics episode where the foundations of financial literacy are discussed at length, including budgeting, account frameworks, setting goals, money tools, and financial routines.
OWN YOUR CAREER:
https://breakyourbudget.com/oyc-book
FREE FINANCIAL PLAN CRASH COURSE:
https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
FREE Recession Guide:
https://breakyourbudget.myflodesk.c...2024-09-2533 minDon't Depend On Daddy76. Life Update: I'm Moving! My Current Favorites! Chatty Q+A!OWN YOUR CAREER:
https://breakyourbudget.com/oyc-book
FREE FINANCIAL PLAN CRASH COURSE:
https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
All Other Resources:
www.breakyourbudget.com/links
Birks I got: https://www.birkenstock.com/us/-boston-soft-footbed-suede-leather/boston-suede2-suedeleather-softfootbed-eva-u_2215.html
On this episode of DDOD, Michela shares an update on her moving plans, her current favorites, and answers a few of your questions about dating, HYSA, writing a book, getting confident on social media...2024-09-1842 minDon't Depend On Daddy75. 10 Micro Habits that are Sabotaging Your FinancesOn this episode of DDOD, Michela shares 10 micro habits that might be keeping you broke. All of these micro habits are things you could be doing that are sabotaging your money. The best part is that they are all easily adjusted or changed, and don’t require getting a new job or increasing your salary. Do you do any of these? Leave a comment to let her know!
OWN YOUR CAREER:
https://breakyourbudget.com/oyc-book
FREE FINANCIAL PLAN CRASH COURSE:
https://breakyourbudget.myflodesk.com/rojmq2zecg
Pe...2024-09-1126 minDon't Depend On Daddy74. How to Get a [New] Job By the End of 2024On this episode of DDOD, Michela discusses a game plan to take advantage of the September Surge! The September Surge is a period after the summer but before the holiday season where recruiters and companies are the most focused on filling positions. She discusses how to give your public facing profiles a facelift, up your networking game, and put together a job application strategy. If you are looking for a new role you need to listen! (These tips apply at any point of the year, not just during September)
OWN YOUR CAREER:
...2024-09-0436 minDon't Depend On Daddy73. Ask Michela: Becoming a Morning Person, Balancing Financial Goals, Saving Too Much, and More!OWN YOUR CAREER:
https://breakyourbudget.com/oyc-book
FREE FINANCIAL PLAN CRASH COURSE:
https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
All Other Resources:
www.breakyourbudget.com/links
On this episode of DDOD, Michela answers your money/career/life questions! From how to stop impulse spending to optimizing your time while working from home. Here are the questions she covers:
-How do I stop impulse spending on clothes and shopping?
-What HYSA...2024-08-2847 minDon't Depend On Daddy72. Credit Cards 101: Building Your Credit + How to Choose the Right Card for You(sorry the audio on this is a tad weird!)
OWN YOUR CAREER:
https://breakyourbudget.com/oyc-book
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
All Other Resources:
www.breakyourbudget.com/links
On this episode of DDOD, Michela does a deep dive on credit cards! She covers what factors make up your credit score, how to build and boost your credit, how to figure out the right credit card for...2024-08-2128 minDon't Depend On Daddy71. 5 Tips to Navigate a Looming RecessionHYSA vs. CD Article:
https://www.ally.com/stories/save/cd-vs-savings-account/
OWN YOUR CAREER:
https://breakyourbudget.com/oyc-book
FREE FINANCIAL PLAN CRASH COURSE:
https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
All Other Resources:
www.breakyourbudget.com/links
On this episode of DDOD, Michela shares 5 tips to navigate and prepare for a recession. There were many compounding factors that have led to this point and unfortunately we are on the edge of what could...2024-08-1434 minDon't Depend On Daddy70. 5 Tips to Get Your Spark BackOWN YOUR CAREER:
https://breakyourbudget.com/oyc-book
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
All Other Resources: www.breakyourbudget.com/links
On this episode of DDOD, Michela shares 5 steps to get your spark back if you are feeling in a funk! From focusing on your routines, getting out of the house, asking for help, spending extra time planning, and more. If you are also dealing with...2024-08-0728 minDon't Depend On Daddy69. Asking the Right Questions and Negotiating EVERYTHING ft. Matt SchulzOn this episode of DDOD, Michela is joined by Matt Schulz to discuss tactics for advocating for and negotiating your money! Matt Schulz is a credit analyst at lending tree, and has been featured on national shows like good morning America, today show, NBC nightly news and more to share his expertise around personal finance and taking control of your financial life. His book, Ask Questions, Saving Money, Make more is a powerful, step by step guide for improving your finances by getting better rates and discounts from credit card companies, banks, hospitals, and other businesses, just by asking...2024-07-3157 minDon't Depend On Daddy68. Ask Michela: (Personal) Dating, Travel Plans, Books, Spending/Splurging, & More!This week Michela is answering your personal questions! She shares an update on how dating is going, future travel plans and a big trip for 2025, how she organizes future purchases, her "menu" for emotional shopping, books she is reading, combining finances and more!
OWN YOUR CAREER:
https://breakyourbudget.com/oyc-book
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
All Other Resources: www.breakyourbudget.com/links2024-07-2433 minDon't Depend On Daddy67. Catch Up + A Few Favorites: East Coast Recap, My Thoughts on SF & More!On this episode of DDOD, Michela does a formal life catch up from her last few weeks of travel. Between her time in NYC, on Cape Cod, and in SF - she shares a ton of new life updates and perspectives!
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
All Ot...2024-07-1732 minDon't Depend On Daddy66. 5 Unconventional Money & Career Lessons I've Learned in my 20sOWN YOUR CAREER:
https://breakyourbudget.com/oyc-book
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
All Other Resources: www.breakyourbudget.com/links
On this episode of DDOD, Michela shares 5 new money and career lessons she has learned in her 20s! From going against th...2024-07-1024 minDon't Depend On Daddy65. Freakout to Freelance: My Career Transformation in my 20'sOWN YOUR CAREER:
https://breakyourbudget.com/oyc-book
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
All Other Resources: www.breakyourbudget.com/links
On this SPECIAL episode of DDOD, Michela is reading Chapter 1 of OWN YOUR CAREER, which is now *OFFICIALLY* available for purchase! Yo...2024-07-0325 minDon't Depend On Daddy64. Why Taking a Pay Cut Was the Best Career Decision I've Ever MadeOWN YOUR CAREER:
https://breakyourbudget.com/oyc-book
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
All Other Resources: www.breakyourbudget.com/links
On this episode of DDOD, Michela tells the story of taking a pay cut. She recounts the decision-making process when switching in...2024-06-2632 minDon't Depend On Daddy63. The Blueprint to Build a Powerful Personal BrandOWN YOUR CAREER: https://breakyourbudget.com/oyc-book
CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
All Other Resources:
www.breakyourbudget.com/links
On this episode of DDOD, Michela di...2024-06-1942 minDon't Depend On Daddy62. Recipe for a Hot Girl Summer (Steps, Protein, Body Care, Makeup, and more!)OWN YOUR CAREER: https://breakyourbudget.com/oyc-book
CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
All Other Resources: www.breakyourbudget.com/links
On this episode of DDOD, Michela shares her tips for looking and feeling your best this summer. From her workout split, step counts, adding more protein in...2024-06-1247 minDon't Depend On Daddy61. How to Save Money at the Grocery Store & Waste LessOn this weeks episode, Michela shares 5 tips to save more money at the grocery store! She keeps her grocery budget between $250-$300 per month by implementing the 3-2-1 method, shopping her pantry, and implementing the other strategies she talks about. If you are looking to trim your grocery budget, this episode is for you!
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book
CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8...2024-06-0534 minDon't Depend On Daddy60. I'm in my ~Hobby Era~ and You Should Be, Too!!In this episode, Michela talks all about hobbies! Over the last year, she has been focused on exploring different hobbies and figuring out what she is passionate about. Learn why hobbies are so important, all about the hobbies Michela has fallen in love with, and get ideas for a hobby you can start this year. Cool people have hobbies!
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book
CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4...2024-05-2941 minDon't Depend On Daddy59. Optimize Your Wardrobe and Elevate Your Style ft. Lauren MorleyOWN YOUR CAREER: https://breakyourbudget.com/oyc-book
CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
All Other Resources: www.breakyourbudget.com/links
On this episode of DDOD, Michela sa...2024-05-2243 minDon't Depend On Daddy58. How I Cleared My Skin: Birth Control, Diet, Exercise, Products and Lifestyle ChangesOWN YOUR CAREER: https://breakyourbudget.com/oyc-book
CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
All Other Resources: www.breakyourbudget.com/links
On this episode of DDOD, Michela shares her journey to clearing her skin in her twenties. She talks about coming off birth control, changing her diet an...2024-05-1436 minDon't Depend On Daddy57. Ask Michela (Career): Balancing a Side Hustle and a 9-5, Managing your Manager, Registering Your Business & More!OWN YOUR CAREER: https://breakyourbudget.com/oyc-book
Career Overhaul Bootcamp: https://breakyourbudget.myflodesk.com/jq6169t6cz
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
All Other Resources: www.breakyourbudget.com/links
On this episode of DDOD, Michela answers your side hustle and career questions!From how to manage a side hustle wi...2024-05-0858 minDon't Depend On Daddy56. How to Start & Scale a 6-Figure Side HustleOn this weeks episode of DDOD, Michela breaks down how to choose a side hustle and the 4 phases to follow to get started. You'll learn the difference between skill-based and low/no-skill side hustles, how to come up with a side hustle idea, content marketing and leveraging social media for business, coming up with a service or offer idea, digital products and more!
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book
Register for Career Overhaul Bootcamp: https://breakyourbudget.myflodesk.com/jq6169t6cz
Don’t Depend on Daddy Moment of the We...2024-05-011h 01Don't Depend On Daddy55. How I Am Upgrading and Elevating my Life in my Late 20sOn this episode, Michela shares 3 ways she is upgrading her life in her later twenties. As part of the discussion, she covers lifestyle creep and when it is and is not OK and how to put a purchase into the context of your financial plan.
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book
RESUME TEMPLATE: https://view.flodesk.com/pages/64cc3cafe7271772c0fccfa1
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://br...2024-04-2440 minDon't Depend On Daddy54. Side Hustle to 7-Figure Business: Lessons from 2 Years of Self-EmploymentOn this episode of DDOD, Michela reflects on two years of working on Break Your Budget full-time. From major accomplishments (that are not properly celebrated) to key lessons and takeaways she's learned about working over the last 2 years, if you're someone who wants to start a business or is just looking for some re-assurance that you're on the right path, this episode is for you.
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book
RESUME TEMPLATE: https://view.flodesk.com/pages/64cc3cafe7271772c0fccfa1
Don’t Depend on Daddy Moment of th...2024-04-1741 minDon't Depend On Daddy53. Spring State of the UnionIn this episode, Michela shares her ins & outs for spring 2024! She is in her fitness, hobbies, and homemaking eras and you'll hear more about each in this episode!
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
All Other Resources: www.breakyourbudget.com/links
2024-04-1029 minDon't Depend On Daddy52. 8 Ways to Elevate Your Career in Your 20s & BeyondOn this episode of DDOD, Michela shares a special announcement about her brand new book, Own Your Career! Plus, she covers 8 ways you can elevate your career in your 20s and beyond, from defining success at work to upgrading your resume and starting a side hustle (and more!)
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book
RESUME TEMPLATE: https://view.flodesk.com/pages/64cc3cafe7271772c0fccfa1
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://br...2024-04-0351 minDon't Depend On Daddy51. Spring Clean Your Money, Career, & Life!Spring is OFFICIALLY in the air! On this weeks episode, Michela shares practical tips to organize and clean up your finances, refresh your career, and freshen up your space + personal life!
SIDE HUSTLE GUIDE: https://breakyourbudget.myflodesk.com/ucl3676u06
RESUME TEMPLATE: https://breakyourbudget.myflodesk.com/e985fd77-7555-40b0-9595-96b6cffa3e69
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Pers...2024-03-2744 minDon't Depend On Daddy50. 10 Things I No Longer BuyOn this episode of DDOD, Michela shares 10 things she no longer is buying. Learn more about spending guidelines and find inspiration to reduce unnecessary spending so you can save more money!
INVESTING MASTERCLASS: https://breakyourbudget.com/masterclass
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard
All Other Resources: www.breakyourbudget.com/links2024-03-2038 minDon't Depend On Daddy49. Become Invaluable at Work: Career Lessons from the Career Contessa (Lauren McGoodwin)On this episode of Don't Depend on Daddy, Michela sat down with Lauren from Career Contessa. Lauren shares the most important career lessons she's learned, practical advice for navigating a career crisis, how to create and enforce boundaries in the workplace, and so much more!
Career Contessa: https://www.instagram.com/careercontessa/
INVESTING MASTERCLASS: https://breakyourbudget.com/masterclass
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg...2024-03-1342 minDon't Depend On Daddy48. Lessons I've Learned About Myself After One Year of Living AloneOn this episode of DDOD, Michela shares her top lessons from one year (so far) of living alone. It is a less scripted and more self-reflective episode sharing how she has navigated self-discovery from living alone and become more self-reliant and self-aware. If you are someone who lives alone or desires to live alone, this episode is for you!
INVESTING MASTERCLASS: https://breakyourbudget.com/masterclass
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://br...2024-03-0630 minDon't Depend On Daddy47. How to Be Alone Without Feeling LonelyOn this weeks episode of Don't Depend on Daddy, Michela shares her journey of feeling lonely throughout her twenties and how to navigate it. You can expect to learn practical tips to feel less lonely, become your own best friend, build confidence in solitude. The lessons in this episode apply no matter your life or relationship status!
Join the BYB Inner Circle:
https://breakyourbudget.com/byb-inner-circle
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CR...2024-02-2852 minDon't Depend On Daddy46. Intentional Splurging: Buying Less and Buying BetterOn this week's episode, we're talking SPLURGING! Michela shares how her spending priorities have shifted throughout her twenties, how to figure out if you can actually afford something, how to stop impulse shopping, and intentional splurges she has made as well as some of the intentional splurges submitted by listeners. If you're looking to overhaul HOW you spend, this episode is for you!
Join the BYB Inner Circle:
https://breakyourbudget.com/byb-inner-circle
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8...2024-02-211h 02Don't Depend On Daddy45. Ask Michela: Saving for House, Changing Careers, Choosing a Side Hustle, Plastic Surgery?On this weeks episode of Don't Depend on Daddy, Michela is answering listener questions across money, career, and personal life. She covers how to save for a house, how I would invest $10k, career changes, side hustles, nose jobs, personal goals and more!
RETIREMENT PLANNING MASTERCLASS: https://breakyourbudget.com/masterclass
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
...2024-02-1449 minDon't Depend On DaddyInvesting for Beginners ft. Austin HankwitzOn this episode, Michela sat down with Austin Hankwitz, host of the Rich Habits podcast. She and Austin discuss investment types, investment accounts, tax implications of different investment types, roboadvisors vs. traditional brokers, choosing an investment and so much more. As a reminder, for any investment decisions you should contact a licensed professional.
Fidelity Article: https://www.fidelity.com/learning-center/investment-products/etf/etf-efficiency
Investing for Beginners Free Guide: https://breakyourbudget.myflodesk.com/dj1jarco3z
Don’t Depend on Daddy Moment of the Week:
https://for...2024-02-0736 minDon't Depend On Daddy44. Where should you live in your 20s?Does the city you live in throughout your 20s matter? In short, yes. So how can you figure out *exactly* where to live? In this episode, Michela breaks down the 3 major questions to ask yourself when deciding where to live. She also shares her personal experience deciding between Boston and Los Angeles, and why LA ended up being the right city for her personally, professionally, and financially. If you've been contemplating a move, or are simply curious if your city is enabling you to THRIVE, give this episode a listen!
Don’t Depend on Da...2024-01-3154 minDon't Depend On Daddy42. MY ROUTINE ERA: Morning, Night, Solo-Friday Night In, & More!On this week's episode Michela breaks down all of her ROUTINES. From the details of her morning and night routines, to all the things she does during the weekend when spending time alone, hanging out with friends, and focusing on self-care. Plus, she shares some of the products she purchased that have elevated her routines and are worth the hype!
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2ze...2024-01-1739 minDon't Depend On Daddy41. Ask Michela: My Budget Breakdown, Spending Habits, Social Media, Balancing Side Hustles & 9-5, Dating, Work/life Balance & more!This week Michela does a long overdue Q+A covering your most popular personal finance, career, business, and personal questions! From spending habits, leveraging social media for your business, dating, and everything in between. If you’d like to submit questions for future Q+A episodes, make sure to be following @breakyourbudget on Instagram.
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book
ClassPass Referral: https://classpass.com/refer/VFFN4T311
LTK fo...2024-01-121h 03Don't Depend On Daddy40. Things That Have Made My Life Better in My 20's (money, career, life)On this weeks episode, Michela shares all the things that have improved her quality of life throughout her twenties. She covers personal finances, career tips and decisions, and some wellness, lifestyle, productivity, and routine advice!
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
www.breakyourbudget.com/book
...2024-01-1046 minDon't Depend On Daddy39. 2024 Ins & Outs: How I Am Elevating My Life (New Era of Don't Depend on Daddy)In this episode, Michela shares some updates to expect from Don't Depend on Daddy going forward + a brand new segment - I want to hear from you! Then, she shares her 2024 INS and OUTs: personal, wellness, mindset, friendships, hobbies, routines and more.
Don’t Depend on Daddy Moment of the Week:
https://forms.gle/X4i4Q11rxqaNhX9y8
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
www.br...2024-01-0353 minDon't Depend On Daddy38. 2023 Wrapped: Spending Recap, Career Review, Personal Wins + Top Purchases!In this episode, Michela is sharing her top takeaways, lessons, and accomplishments for 2023 across personal finance, career, and personal life. She shares what she has accomplished in each area, her biggest struggles, as well was goals she is working towards in 2024. Plus, Michela shares how much she spent in 2023 through a spending recap, as well as her top purchases for the year! Thank you for the support and happy holidays!
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
ORDER OWN YOUR MONEY! https://amzn.to/3Z97...2023-12-201h 02
All The ThingsREVISTED: Break Your Budget Michela Allocca on How to Live More and Spend Less, and Improve Your Money HabitsDuring what is often times the most stressful and expensive time of the year, Sofia is bringing back her revisted series with Break Your Budget's Michela Allocca! In this episode of "All the Things," we're diving deep into the world of budgeting and improving spending habits with an incredible guest, Michela Allocca. As the founder behind "Break Your Budget," author of "Own Your Money," and host of the "Don't Depend on Daddy" podcast, Michela is a leading voice in personal finance and career development. Join us as we explore essential financial strategies for young professionals, ways to overcome mindset...2023-12-141h 06Don't Depend On Daddy37. 2024 Financial Goals + Resolutions: Setting Goals You Can Stick ToIn this episode, Michela shares strategies for setting financial goals, how to build them into your plan, and how to set financial resolutions and intentions for the new year. At the end of the episode, she also shares examples of financial goals and some of the goals + intentions you are working towards! (submitted on IG)
FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
www.breakyourbudget.com/book
ClassPass Referral: https...2023-12-1346 minDon't Depend On Daddy36. Ask Michela: The 50/30/20 Rule, Dating when Your Life is on Social Media, Tips for Living in a HCOL + MoreOn this weeks episode, Michela answers listener questions, including:
1. Do I still follow the 50/30/20 rule in spite of my lifestyle changes and spending?
2. What was the most important finance class I took in college?
3. Is a 401k worth it if your employer doesn’t match?
4. What are my personal/business goals for 2024?
5. What factors should I consider when choosing my first apartment?
6. Tips for saving in a HCOL?
7. Do I find it hard to date since my finances and life are so public?
2023-12-0641 minDon't Depend On Daddy35. 3 Tips to Prepare for Year-End Performance ConversationsOn this episode, Michela shares 3 tips to prepare for your year-end performance conversation. If you are seeking a raise or promotion, or just want to feel more confident, these tips will help you go into the conversation prepared.
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
www.breakyourbudget.com/book
ClassPass Referral: https://classpass.com/refer/VFFN4T311
LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget
DIGITAL PLANNER: https://bit.ly/3yXbVW7
2023-11-2927 minDon't Depend On Daddy34. Financial Shifts I've Made from My Early to Late TwentiesIn this episode, Michela shares 3 ways she has shifted her approach to personal finance throughout her twenties. From taking a really restrictive approach to her money and career to completely transforming how she spends, saves, and works, this episodes goes deep into how you can re-shape the way you think about money as you move through the defining years of your twenties and beyond.
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book
ClassPass...2023-11-2247 minDon't Depend On Daddy33. A Financial Plan WILL Change Your Life + 4 Steps to Get StartedIn this episode Michela breaks down the benefits of having a financial plan and the 4 step framework you can follow to create one before 2024. Plus, she shares WHY spending the time ahead of the new year to do this is so important. She also provides an update on the new features you can expect within the Personal Finance Dashboard 5.0.
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book
ClassPass Referral: https://classpass.com/refer...2023-11-1540 minDon't Depend On Daddy32. 3Navigating a Competitive Job Market, Gen Z in the Workplace, Networking Tips for Introverts + More with Eddiana Rosen!In this episode Michela sat down with Eddiana Rosen of @careersinreview! Eddiana is an Employee Relations Specialist with 10 years of experience and she shares her guidance on navigating the competitive job market, standing out during the application process, how to update your resume for success, communicating with recruiters, using LinkedIn during the job search process and so much more! This is an amazing episode if you are feeling stuck at work, thinking about finding a new job, or just looking for a refresh in your career.
Find Eddiana:
IG: https://www.instagram.com/careersinreview/
...2023-11-081h 08Don't Depend On Daddy31. Financial Routines to Build Long-Term WealthThis week Michela shares a life update and then deep dives on financial routines. The benefits of a financial routine plus how to work through a weekly money routine and a monthly money routine. If you struggle to budget, to stick to a budget, or with overspending, then you'll benefit A LOT from a financial routine!
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book
ClassPass Referral: https://classpass.com/refer/VFFN4T311
2023-11-0149 minDon't Depend On Daddy30. How to Create LIFE-WORK BalanceOn this episode Michela shares some of the most important lessons she has learned in her career, from not equating your identity with your job to setting boundaries at work. She also shares three important boundaries you can implement to create LIFE-WORK balance and get the most out of your free time!
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book
ClassPass Referral: https://classpass.com/refer/VFFN4T311
LTK for Capsule...2023-10-2540 minDon't Depend On DaddyMy Personal Finance Hot TakesIn this episode Michela shares a few of her personal finance hot takes as well as her opinions on the hot takes you submitted!
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book
ClassPass Referral: https://classpass.com/refer/VFFN4T311
LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget
DIGITAL PLANNER: https://bit.ly/3yXbVW7
Increase Your Income Masterclass...2023-10-181h 02Don't Depend On Daddy29. How to Handle the Holiday Season of Spending: 3 Tips to Prep & Plan Your FinancesThis week Michela shares 3 tactical tips to prepare for the season of spending in November and December. If you're feeling overwhelmed about giving gifts and being able to afford the holidays this year, you'll walk away from this episode with tactical strategies to feel more confident going into the holidays!
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book
RAKUTEN: www.rakuten.com/r/MICHEL156676?eeid=28187
ClassPass Referral: https...2023-10-1121 minDon't Depend On Daddy28. Staying True to Yourself at Work, Taking a Gap Year, & Starting a 6-Figure Freelance Business with Grace Lemire!This week Michela sat down with Grace Lemire to talk all things navigating your career post-grad and starting a full-time freelancing business! Grace shares her journey from thinking she wanted to pursue a career in law, to pivoting into freelance work and staying true to herself and what she truly wants out of life and work. If you’re feeling lost in your career or are looking to start a freelancing business, you’re going to want to give this a listen!
FIND GRACE:
Instagram: https://www.instagram.com/grace_lemiree/
Tik...2023-10-0458 minDon't Depend On Daddy26. Is Your College Degree Worth It? ft. David E. Linton, Author of CrushedIn this episode, Michela had a very candid conversation with David E. Linton, Author of Crushed: How Student Debt Has Impaired a Generation and What to Do About It.
We talk about:
-Why college has become so expensive
-Misaligned incentives between universities and students that have led to rising costs
-Student debt policies that can actually make a difference and what to look for in the next election
& so much more!
ORDER OWN YOUR MONEY! https://amzn.to/3...2023-09-1358 minDon't Depend On Daddy25. 8 Money + Career Lessons I Wish I Knew EarlierIn this episode, Michela shares some updates on her podcast break and what to expect from Don't Depend on Daddy going forward! Then, she discusses the top takeaways from each chapter of Own Your Money and how to implement these lessons into your life.
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ
www.breakyourbudget.com/book
DIGITAL PLANNER: https://bit.ly/3yXbVW7
Increase Your Income Masterclass: https://bit.ly/3JXjUt9
Personal...2023-09-0641 minDon't Depend On Daddy24. Your Dream Job Doesn't ExistIn this episode, Michela shares the most important lessons she learned while working corporate, as well as 10 listener lessons. Learn about workplace confidence, owning your relationship with your manager, boundaries and more!
ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd
GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ
www.breakyourbudget.com/book
DIGITAL PLANNER: https://bit.ly/3yXbVW7
Increase Your Income Masterclass: https://bit.ly/3JXjUt9
Personal Finance Starter Kit: https://bit.ly/3Jg2N5l
High-Yield Savings Account Guide: https://bit.ly/409p62A
Subscribe to my Newsletter, Common Cents: https...2023-07-2548 minDon't Depend On Daddy18. Money Makeover: How to Reset and Rebuild Your Finances Mid-YearOn this episode of Don't Depend on Daddy The Podcast, Michela shares her expertise on how to reset your finances mid-year. Learn how to take a financial snapshot, review your goals, reflect on your progress, and create a plan for the rest of the year. Plus, get insights from her new book, Own Your Money, and leave a review if you enjoy the show.
PREORDER MY BOOK!!!!!! https://amzn.to/3Z97Qtd
wwwbreakyourbudget.com/book
FREE BUDGET TEMPLATE: https://www.quarto.com/campaign/own-y...
Book Club Facebook Group...2023-06-1441 min
Let Your Imagination Run Wild With Our Captivating Free AudiobookOwn Your Money: Practical Strategies to Get Your Financial Life Together and Reach Your 6-Figure Savings Goals Audiobook by Michela AlloccaListen to this audiobook in full for free onhttps://hotaudiobook.com/freeID: 629594
Title: Own Your Money: Practical Strategies to Get Your Financial Life Together and Reach Your 6-Figure Savings Goals
Author: Michela Allocca
Narrator: Luzma Ortiz
Format: Unabridged
Length: 4:47:31
Language: English
Release date: 06-13-23
Publisher: Hachette Book Group USA
Genres: Business & Economics, Self Development, Personal Finance, Health & Wellness
Summary:
Join TikTok star Michela Allocca (@BreakYourBudget) for a crash course in everything personal finance. With real-life examples, this book unlocks the fun of money fundamentals.
Michela Allocca had an epiphany when she was working at her first job: even those...2023-06-134h 47Don't Depend On Daddy11. Career Reflection: One Year of Self-Employment! Accomplishments, Challenges, Lessons & More!PREORDER MY BOOK!!!!!! https://amzn.to/3Z97Qtd
GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ
wwwbreakyourbudget.com/book
DIGITAL PLANNER: https://bit.ly/3yXbVW7
Increase Your Income Masterclass: https://bit.ly/3JXjUt9
Personal Finance Starter Kit: https://bit.ly/3Jg2N5l
High-Yield Savings Account Guide: https://bit.ly/409p62A
Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0
TEMPLATES & RESOURCES:
Personal Finance Dashboard: https://bit.ly/3zC9k5b2023-04-1256 min