Shows
Cortburg Speaks Retirement6 Retirement Mistakes That Could Cost You LaterMany retirement mistakes aren’t dramatic — they’re quiet. And they often go unnoticed for years.In this episode, Miguel Gonzalez highlights common retirement planning mistakes people don’t realize they’re making — from outdated beneficiaries to overlooked tax considerations and scattered workplace accounts. A few small adjustments today can help you stay organized, reduce stress, and protect your long-term financial goals.Miguel Gonzalez is a Certified Retirement Counselor (CRC) with over 20 years of experience helping individuals and families plan for retirement income, investment management, and long-term financial clarity. He is the Managing Partner of Cortburg Ret...
2026-02-1804 min
Cortburg Speaks RetirementHow Couples Can Talk About Money Without FightingMoney is one of the biggest sources of stress in relationships—but it doesn’t have to be.In this episode, Miguel Gonzalez explains how couples can talk about money without fighting, reduce financial tension, and build stronger communication around shared goals. Whether you’re newly married, long-term partners, or navigating major life changes, these practical strategies can help you move forward together with confidence.Miguel Gonzalez is a Certified Retirement Counselor (CRC) with over 20 years of experience helping individuals and families make smarter financial decisions. He is the Managing Partner of Cortburg Retirement Advisors, a bout...
2026-02-1102 min
Cortburg Speaks RetirementFebruary Financial Reset: 6 Smart Ways to Check Your Money Health In this episode, Miguel Gonzalez walks through 6 simple steps to help you review your budget, savings, goals, and debt—so you can take control of the rest of the year with confidence. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment mana...
2026-02-0404 min
Cortburg Speaks RetirementWhat’s Your Money Personality? Understand Your Habits to Improve Your Finances Are you a Saver, Spender, Giver, or Avoider? In this episode, Miguel Gonzalez breaks down 5 money personalities—and how understanding yours can help you build a stronger financial future. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan...
2026-01-2904 min
Cortburg Speaks RetirementFinancial Red Flags to Watch For in Your 30s, 40s, and 50sIn this episode, Miguel Gonzalez breaks down the top financial red flags by decade—and how to course-correct before they impact your future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Co...
2026-01-1405 min
Cortburg Speaks RetirementKickstart 2026 with These 5 Simple Financial HabitsA new year is the perfect time to reset your financial life. Miguel Gonzalez shares 5 easy habits to help you start strong, stay consistent, and make 2026 your most financially confident year yet.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment...
2026-01-0703 min
Cortburg Speaks RetirementHow to Make Big Purchases Without Derailing Your Financial GoalsIn this episode, Miguel Gonzalez shares practical strategies to help you make smart spending decisions that align with your future goals. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business S...
2025-12-3104 min
Cortburg Speaks RetirementHow to Find Financial Peace This Holiday Season The holiday season isn’t just about spending—it’s about finding peace of mind. In this episode, Miguel Gonzalez shares how to reset your mindset, reduce money stress, and end the year feeling calm and confident about your finances. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+...
2025-12-2403 min
Cortburg Speaks RetirementUnderstanding Credit Scores: What Really Affects Your Number?What is a credit score, really—and how do you keep it healthy? In this episode, Miguel Gonzalez breaks it down in simple terms and gives you practical tips to build and protect your financial reputation.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in re...
2025-12-1704 min
Cortburg Speaks RetirementMoney and Happiness: How to Save Smart and Enjoy Life Now Is it possible to be financially responsible and still enjoy your life right now? In this week’s episode, Miguel Gonzalez, CRC, shares 5 practical ways to align your money habits with what truly makes you happy. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in reti...
2025-12-1003 min
Cortburg Speaks RetirementYear-End Financial Checklist: 5 Smart Moves to Make Now Before the year wraps up, take advantage of financial strategies that can save money and set you up for success. In this episode, Miguel Gonzalez, CRC, shares 5 important moves to make before December 31st. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income pl...
2025-12-0302 min
Cortburg Speaks RetirementHow to Manage Holiday Spending Without the Stress Holiday joy shouldn’t come with a financial hangover. In this episode, Miguel Gonzalez, CRC, shares practical ways to stick to a holiday budget, avoid debt, and enjoy the season stress-free. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and...
2025-11-2602 min
Cortburg Speaks RetirementMoney & Gratitude: Thanksgiving Lessons for Your FinancesThanksgiving isn’t just about food—it’s also about reflection, gratitude, and smart planning. In this episode, Miguel Gonzalez, CRC, shares timeless financial lessons inspired by the holiday table. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirem...
2025-11-1902 min
Cortburg Speaks RetirementHow to Teach Kids About Money at Every AgeWant to raise financially confident kids? In this episode, Miguel Gonzalez, CRC, breaks down age-appropriate money lessons—from piggy banks to budgeting, credit, and saving for the future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan de...
2025-11-0502 min
Cortburg Speaks RetirementWhat to Do With Side Hustle Income: Smart Financial MovesEarning extra income is great—but what you do with it matters more. In this episode, Miguel Gonzalez, CRC, shares smart ways to use side hustle income to build stability, grow savings, and reach your goals faster.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in...
2025-10-2902 min
Cortburg Speaks RetirementWhat Rising and Falling Interest Rates Mean for YouInterest rates affect more than just loans—they ripple through your entire financial life. In this episode, Miguel Gonzalez, CRC, explains how rising and falling rates impact your savings, borrowing, and investments.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment ma...
2025-10-2202 min
Cortburg Speaks Retirement5 Budgeting Myths That Keep People StuckIn this episode, Miguel Gonzalez, CRC, busts 5 common budgeting myths that could be holding you back from real financial progress.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business...
2025-10-1502 min
Cortburg Speaks RetirementThe Cost of Waiting: Start Financial Planning NowWaiting to start your financial plan can cost more than you think. In this episode, Miguel Gonzalez, CRC, explains how time, inflation, and missed opportunities can quietly derail your future—and what to do today instead.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in re...
2025-10-0804 min
Cortburg Speaks RetirementRising Interest Rates? Here's What to Do NowIn this episode, Miguel Gonzalez, CRC, shares smart strategies to protect your finances and take advantage of opportunities in a high-rate environment.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia...
2025-10-0103 min
Cortburg Speaks RetirementWhat to Do with a Raise or Bonus: 6 Smart Money MovesGot a raise or bonus? Don’t waste it. In this episode, Miguel Gonzalez, CRC, shares 6 smart ways to turn extra income into long-term financial progress. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an...
2025-09-1703 min
Cortburg Speaks RetirementBack-to-School Budget Reset: Fall Financial Tips for FamiliesBack-to-school season is the perfect time for a financial reset. In this episode, Miguel Gonzalez, CRC, shares smart budgeting moves to clean up summer spending, plan for fall costs, and finish the year strong.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income...
2025-09-1003 min
Cortburg Speaks RetirementRetiring Early? What You Need to Know FirstIn this episode, Miguel Gonzalez, CRC, breaks down the essential financial, healthcare, and lifestyle factors to consider before retiring in your 50s—or even earlier.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MB...
2025-09-0304 min
Cortburg Speaks RetirementHow to Handle a Market Downturn in RetirementWorried about market drops in retirement? In this episode, Miguel Gonzalez, CRC, explains how to protect your income, manage withdrawals, and stay on track when volatility hits.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design...
2025-08-2705 min
Cortburg Speaks RetirementHow Inflation Threatens Your Retirement PlanInflation is one of the biggest threats to retirement bug it’s often overlooked. In this episode, Miguel Gonzalez, CRC, shares how rising costs impact retirees and how to protect your income with smart planning.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement in...
2025-08-2005 min
Cortburg Speaks RetirementHidden Retirement Costs That Can Derail Your PlanRetirement expenses go far beyond housing and travel. In this episode, Miguel Gonzalez, CRC, reveals the most overlooked retirement costs—like medical bills, taxes, and inflation—and how to plan for them now.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, inve...
2025-08-1305 min
Cortburg Speaks RetirementWhen Should You Take Social Security? Age 62, 67, or 70?Not sure when to claim Social Security? In this episode, Miguel Gonzalez, CRC, explains the pros and cons of taking benefits at 62, full retirement age, or 70—so you can make the smartest choice for your retirement.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in re...
2025-08-0604 min
Cortburg Speaks RetirementTax Diversification in Retirement ExplainedTax diversification gives you the power to manage taxes in retirement more efficiently. In this episode, Miguel Gonzalez, CRC, breaks down the three tax buckets and how to strategically withdraw income for long-term tax savings.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement...
2025-07-3003 min
Cortburg Speaks RetirementShould You Pay Off Your Mortgage Before Retirement?Is paying off your mortgage before retirement the right move? In this episode, Miguel Gonzalez, CRC, breaks down the key pros, cons, and strategies to help you make an informed decision.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment...
2025-07-2303 min
Cortburg Speaks RetirementHow to Afford Long-Term Care Without Going Broke | Retirement Planning TipsLong-term care is one of the biggest threats to your retirement savings—but it doesn’t have to be. In this episode, Certified Retirement Counselor Miguel Gonzalez shares practical, cost-effective strategies to help you prepare for future care without derailing your financial plan.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with...
2025-07-1603 min
Cortburg Speaks RetirementWhat Should You Do With Your 401(k) When You Leave a Job? | 4 Smart Options ExplainedWhen you leave a job, your 401(k) doesn’t come with you automatically. In this episode, Miguel Gonzalez breaks down your four main options—and how each one affects your taxes, investment strategy, and future growth.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in reti...
2025-07-0903 min
Cortburg Speaks Retirement5 Essential Social Security Strategies to Maximize Your Retirement IncomeLearn 5 proven strategies to help you get the most out of your Social Security benefits. From timing your claim to minimizing taxes, Certified Retirement Counselor Miguel Gonzalez walks you through smart steps that can strengthen your retirement income plan.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience...
2025-07-0204 min
Cortburg Speaks RetirementShould You Roll Over Your 401(k)? What to Know Before You Decide If you're changing jobs or heading into retirement, you might be wondering whether to roll over your 401(k). In this episode, Miguel Gonzalez breaks down the pros, cons, and key factors to consider before making a move. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers ex...
2025-06-2505 min
Cortburg Speaks RetirementIs It Too Late to Save for Retirement in Your 50s? Here's the TruthThink you’re behind on retirement savings in your 50s? It’s not too late. In this week’s episode, Miguel Gonzalez breaks down smart strategies to catch up and build a solid financial future—starting now.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertis...
2025-06-1804 min
Cortburg Speaks RetirementRMD Rules Explained: What You Must Know at Age 73 and BeyondConfused about Required Minimum Distributions (RMDs)? Learn when they start, how they work, and how to avoid costly tax mistakes in this week’s episode with Miguel Gonzalez.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan de...
2025-06-1104 min
Cortburg Speaks RetirementTraditional IRA vs. Roth IRA: Which One Is Right for You? | Retirement Planning ExplainedUnderstanding the difference between a Traditional IRA and a Roth IRA is key to building a tax-efficient retirement plan. In this episode, Miguel Gonzalez, CRC®, breaks down the key features, tax implications, and how to choose the right account based on your goals.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist w...
2025-06-0404 min
Cortburg Speaks RetirementYour Finances Need an Annual Physical TooYour finances need regular checkups to stay healthy. In this episode, Miguel Gonzalez, CRC, explains why a financial review is essential for managing life changes, boosting tax efficiency, and maintaining long-term peace of mind.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income...
2025-05-2804 min
Cortburg Speaks RetirementWhat Is an Investment Savings Plan and Why You Need One NowIn this episode, Certified Retirement Counselor Miguel Gonzalez breaks down Investment Savings Plans (ISP)—what they are, how they work, and how to create one that fits your financial goals. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and ret...
2025-05-2105 min
Cortburg Speaks RetirementHow to Financially Plan to Live to 100 | Longevity & Retirement TipsIn this episode, Miguel Gonzalez, CRC®, shares key strategies to help you plan for a long life—covering healthcare, income, savings, and wellness.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Col...
2025-05-1403 min
Cortburg Speaks RetirementSmart Steps for Managing an Inheritance: A Beneficiary’s GuideIn this episode, Miguel Gonzalez, CRC®, walks you through what to expect when you inherit money—from probate to debt handling, taxes, and investment strategies—to help you make informed decisions during a difficult time.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement incom...
2025-05-0705 min
Cortburg Speaks RetirementAre You Ready for Retirement? 5 Key Steps to Avoid Financial StressMiguel Gonzalez, CRC®, shares five essential steps to avoid financial strain and build the retirement you deserve.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience w...
2025-04-3005 min
Cortburg Speaks RetirementHow Social Security Is Taxed in 2025 | Maximize Your Retirement IncomeCertified Retirement Counselor Miguel Gonzalez breaks down how Social Security is taxed in 2025 and shares smart strategies to avoid surprise tax bills.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia...
2025-04-2305 min
Cortburg Speaks Retirement8 Smart Money Moves for HENRYs in a Volatile MarketHENRYs—High Earners, Not Rich Yet—face unique financial challenges despite strong incomes. In this episode, Certified Retirement Counselor Miguel Gonzalez shares 8 key money management and investing strategies to help HENRYs build wealth and stay confident in volatile markets.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offer...
2025-04-1606 min
Cortburg Speaks RetirementEstate Planning for Parents of College-Bound KidsBefore your child heads to college, make sure your estate plan is in place. Miguel Gonzalez, Certified Retirement Counselor, shares four key legal documents parents should have to protect their family's future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment...
2025-04-0905 min
Cortburg Speaks Retirement10-Year Rule for Inherited IRAs: What Every Beneficiary Needs to KnowIn this episode, Miguel Gonzalez, Certified Retirement Counselor, breaks down the 10 most important facts about the 10-year rule for inherited IRAs. Learn who this rule affects, the key tax implications, and how to strategically navigate RMDs as a beneficiary.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience...
2025-04-0205 min
Cortburg Speaks RetirementFinding Financial Zen: Simple Steps to Reduce Money Stress & Build WealthFinancial stress can feel overwhelming, but finding your financial zen is possible! In this episode, Miguel Gonzalez, CRC®, shares simple yet effective strategies to create balance in your finances—helping you budget smarter, save wisely, and invest in a stress-free future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of...
2025-03-2605 min
Cortburg Speaks RetirementAfter-Tax Contributions: A Smart Strategy for Retirement SavingsUnlock the power of after-tax contributions to boost your retirement savings and reduce taxes in retirement. In this episode, Miguel Gonzalez, CRC®, breaks down how after-tax contributions, Roth IRAs, and strategic tax-free withdrawals can optimize your financial future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers e...
2025-03-1906 min
Cortburg Speaks RetirementRetirement Taxes Explained: How to Pay Less and Keep More of Your Savings!Understanding how your retirement income is taxed can help you avoid costly surprises and keep more of your hard-earned money. In this episode, Certified Retirement Counselor (CRC) Miguel Gonzalez breaks down tax strategies for 401(k)s, IRAs, Roth accounts, and Social Security.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+...
2025-02-2606 min
Cortburg Speaks RetirementHelping Aging Parents with Finances: Smart Steps for Financial SecurityThis week, Miguel Gonzalez, CRC, shares practical steps to help protect your aging relatives' finances—organizing accounts, preventing scams, and setting up a Power of Attorney. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an...
2025-02-1904 min
Cortburg Speaks RetirementPost-Holiday Recovery: Smart Financial Tips to Rebuild Savings and Pay Off DebtMiguel Gonzalez, a Certified Retirement Counselor with 20+ years of experience, shares practical tips to help you get back on track after overspending during the holidays. Learn how to tackle debt, rebuild savings, and prepare for a stress-free holiday season next year.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years...
2025-02-1204 min
Cortburg Speaks Retirement529 Plans Explained: Tax Benefits & Savings StrategiesDiscover everything you need to know about 529 plans—how they help fund education, provide tax benefits, and act as a wealth transfer tool. Join Miguel Gonzalez, CRC, for insights that can impact your family’s future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in reti...
2025-02-0506 min
Cortburg Speaks RetirementMoney Management for Career Success | Smart Income Strategies for a Secure FutureIn this episode, Certified Retirement Counselor Miguel Gonzalez shares essential income management techniques to help you budget, save, invest, and plan for your future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA...
2025-02-0506 min
Cortburg Speaks RetirementMaxed Out Your 401(k)? Top Retirement Savings StrategiesMiguel Gonzalez shares smart strategies for growing your retirement savings beyond your 401(k). Learn about IRAs, HSAs, and more. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and p...
2025-01-2904 min
Cortburg Speaks Retirement6 Signs You're Not Saving EnoughMiguel Gonzalez, CRC, breaks down 6 signs that your retirement savings may be falling short. Learn practical strategies to adjust your financial planning and ensure a more secure retirement.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan...
2025-01-2206 min
Cortburg Speaks RetirementTop 5 RMD Mistakes to Avoid in 2025Miguel Gonzalez, CRC, shares the top five RMD mistakes and how to avoid costly penalties. Stay on track with your retirement withdrawals!Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia...
2025-01-1507 min
Cortburg Speaks RetirementNew Year, New Goals: Resolutions for Your Retirement SuccessReady to make the most of your retirement this year? Join Certified Retirement Counselor Miguel Gonzalez as he shares practical New Year’s resolutions to improve your finances, health, and happiness in retirement.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, in...
2025-01-0104 min
Cortburg Speaks Retirement6 Year-End Giving Tips for Tax SavingsIn this week's holiday episode, Miguel Gonzalez, Certified Retirement Counselor, shares 6 effective strategies to make the most of your charitable contributions while saving on taxes.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an...
2024-12-2607 min
Cortburg Speaks Retirement12 Days of Year-End PlanningWrap up the year with confidence! Miguel Gonzalez, CRC, shares 12 quick, actionable steps to get your finances in order before the year ends.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from C...
2024-12-1807 min
Cortburg Speaks RetirementHow Much Should You Have Saved in Your 401(k) by Now?Wondering if your 401(k) savings are on track? Learn key benchmarks by age, tips to grow your retirement account, and how to plan for a financially secure future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan...
2024-12-1108 min
Cortburg Speaks RetirementEnd the Year Strong: Year-End Financial Review TipsWith the year coming to a close, now is the time to review your finances. Miguel Gonzalez shares practical tips to help you save more, reduce taxes, and prepare for a successful financial future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income...
2024-12-0405 min
Cortburg Speaks Retirement5 Holiday Budgeting Strategies to Keep Your Finances Merry and BrightThe holidays can bring joy—and financial stress. In this episode, Miguel Gonzalez, Certified Retirement Counselor, shares 5 practical strategies to help you budget smarter, avoid debt, and enjoy the season without breaking the bank.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income pl...
2024-11-2705 min
Cortburg Speaks RetirementGet Up to Speed on Retirement: Essential Steps for Financial SecurityAre you ready for retirement? Learn how to navigate pension options, 401(k) decisions, and personal savings strategies for long-term financial security. Miguel Gonzalez, CRC, breaks down the key steps you need to take.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning...
2024-11-2004 min
Cortburg Speaks RetirementAvoid These 5 Common Roadblocks to a Successful RetirementJoin Miguel Gonzalez, a Certified Retirement Counselor, as he shares 5 major risks to avoid on your journey to a secure and comfortable retirement.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from...
2024-11-1305 min
Cortburg Speaks RetirementTrusts Explained: Myths & BenefitsLearn the real benefits of trusts and uncover common misconceptions that hold people back from using this powerful estate planning tool. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business S...
2024-11-0606 min
Cortburg Speaks RetirementFinancial Strategies for the Sandwich Generation | Retirement Planning with Miguel GonzalezLearn how to manage competing financial responsibilities for aging parents and children while securing your retirement. Miguel Gonzalez shares key tips to ease the financial burden.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With...
2024-10-3005 min
Cortburg Speaks RetirementHow to Protect Your Retirement from Market Volatility | Financial Planning Tips Learn how to safeguard your retirement savings during market downturns with expert advice from Miguel Gonzalez, Certified Retirement Counselor. Discover strategies for building a cash cushion and balancing investments effectively. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and re...
2024-10-2306 min
Cortburg Speaks RetirementHow to Retire by 40Learn expert strategies to retire early by 40. Miguel Gonzalez, CRC, shares actionable tips on retirement planning and savings growth to secure your future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from...
2024-10-1611 min
Cortburg Speaks RetirementOctober is Financial Planning Month!Miguel Gonzalez, CRC, shares key tips for choosing the right financial professional. From asking for referrals to understanding compensation structures, these steps can help ensure your financial future is in the right hands.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning...
2024-10-0907 minCortburg Speaks RetirementHow to Save During InflationCertified Retirement Counselor Miguel Gonzalez shares quick, practical tips to combat rising inflation. Learn how smart shopping, meal planning, and energy savings can protect your finances.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With...
2024-10-0204 min
Cortburg Speaks RetirementChoosing the Right Retirement ContributionsMiguel Gonzalez, CRC breaks down the differences between pre-tax, Roth, and non-Roth after-tax contributions for employer-sponsored retirement plans. Learn how to choose the best option based on your financial goals and tax situation.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group...
2024-09-2509 min
Cortburg Speaks RetirementYour 6-Step Retirement Check-up!Join Miguel Gonzalez, CRC, this week as he guides you through an easy annual checkup for your retirement plan. From optimizing contributions to reviewing investments, learn practical steps to keep your retirement strategy on track.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax...
2024-09-1805 minCortburg Speaks RetirementAre You a Retirement Expert?In this week's podcast, Certified Retirement Counselor Miguel Gonzalez challenges your retirement savings knowledge with a True or False test. Tune in to see how much you know!Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.About Miguel...
2024-09-1109 min
Cortburg Speaks RetirementDon't Stress Over Your Retirement Goal!This episode with Miguel Gonzalez, Certified Retirement Counselor, dives into setting achievable retirement savings goals. Learn how to break down daunting numbers, navigate changing assumptions, and make your future self a priority to stay on track for a secure retirement.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including...
2024-09-0409 min
Cortburg Speaks RetirementPaving Your Road to RetirementJoin Miguel Gonzalez, a Certified Retirement Counselor with over 20 years of experience, as he guides you through essential strategies to ensure a smooth and confident transition into retirement.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits, insurance, and...
2024-08-2805 min
Cortburg Speaks Retirement10 Years and Counting....6 Tips for those Approaching Retirement!This week Miguel Gonzalez, CRC, shares practical tips for those 10 years away from retirement to help plan for a smooth and stress-free transition.About Cortburg Retirement Advisors, Inc. Join Miguel Gonzalez, CRC, this week as he tackles the crucial question of when to start receiving Social Security benefits. Tune in to learn how your decision impacts your financial future and get expert insights to help you make the best choice for your unique situation.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients t...
2024-08-2111 min
Cortburg Speaks RetirementPlanning Your Retirement Flight Plan In this week's podcast, Miguel Gonzalez, a Certified Retirement Counselor with over 20 years of experience, discusses three essential steps to prepare for retirement, including understanding annual expenses, inspecting income sources, and planning for healthcare costs. About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax pl...
2024-07-3105 min
Cortburg Speaks Retirement5 Strategies to Preserve Your FinancesJoin Miguel Gonzalez, a Certified Retirement Counselor with over 20 years of experience, as he discusses revisiting your financial goals this summer and provides 5 essential tips for achieving financial independence.About Cortburg Retirement Advisors, Inc. Join Miguel Gonzalez, CRC, this week as he tackles the crucial question of when to start receiving Social Security benefits. Tune in to learn how your decision impacts your financial future and get expert insights to help you make the best choice for your unique situation.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial p...
2024-07-2404 min
Cortburg Speaks RetirementA Recipe for RetirementDiscover how annuities, mutual funds, and life insurance can shape your retirement strategy for a secure financial future. Join Miguel Gonzalez, CRC, as he breaks down these key components and empower you to make informed decisions.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits...
2024-07-1706 min
Cortburg Speaks RetirementWhen to Collect Social Security?Join Miguel Gonzalez, CRC, this week as he tackles the crucial question of when to start receiving Social Security benefits. Tune in to learn how your decision impacts your financial future and get expert insights to help you make the best choice for your unique situation.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our...
2024-07-1007 min
Los del Más AcáMiguel GonzálezEn el primer episodio del podcast "Los del Más Acá", los anfitriones Miguel y Gracia introducen el propósito del programa: explorar el mundo de la mediumnidad y otras disciplinas esotéricas. Su objetivo es brindar un espacio seguro y acogedor para compartir experiencias, aprender y crecer. Miguel comparte su experiencia personal como médium y cómo descubrió sus habilidades. También abordan la importancia del apoyo familiar y la normalización de la mediumnidad. La conversación culmina con una tradición familiar de tomar café y realizar lecturas de tarot.Miguel comparte cómo su pareja...
2024-05-022h 10
Cortburg Speaks Retirement2024 Contribution Limits: What’s New?Cortburg Speaks Retirement - Episode #172: 2024 Contribution Limits: What’s New? / Investment in Stock Market, Financial Planning, Retirement Planning, Money ManagementIn this week's episode, Miguel reviews important changes to retirement contribution limits for 2024.Cortburg, retirement, retirement planning, retirement tips, retirement income, retirement income planning, retirement goals, retirement investing, retirement advice, retirement goals, stock market, money management, wealth management, finance tips, financial advice, financial freedom, financial education, insurance, Cortburg Speaks Retirement, Miguel Gonzalez, 2024 retirement limits, 401k, IRA, Roth, Savers Credit, Simple, Defined Benefit, IRS, Nerd Wallet, MorningStar, KXLH About Cortburg Retirement Advisors, Inc...
2024-01-2407 min
Cortburg Speaks RetirementInvestment FOMODo You Have FOMO When it Comes to Investing?Fear-of-missing-out is a very real emotion – in this week's audio podcast, Miguel Gonzalez, explains how it it can derail your investment portfolio.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/migue...
2021-08-2505 min
Cortburg Speaks RetirementInflation – Age and SpendingIn this week's audio episode, Miguel Gonzalez shares how inflation varies based on your spending and gives tips to accurately project for inflation as you think about your retirement plans.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.Cort...
2021-08-1107 min
Cortburg Speaks Retirement5 Financial Mistakes You Should AvoidWe all make mistakes, and through them, we learn. But when it comes to finances, trial-and-error may not be the most suitable approach for you.In this week's episode, Miguel Gonzalez shares simple steps that might save you a great deal of money and heartache.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.fac...
2021-08-0406 min
Cortburg Speaks RetirementTips for Navigating a Volatile RetirementRetirement is the time in your life when you want to sit back, relax, and enjoy the fruits of years of hard work. But unfortunately, when the market is volatile, it may bring additional anxiety and stress. The good news is, a volatile market does not necessarily spell disaster. In this week's episode, Miguel Gonzalez shares a few simple tips to reduce anxiety as you navigate through these times.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTE...
2021-07-2804 min
Cortburg Speaks RetirementEarly Retirement and Pension BuyoutsCortburg Speaks Retirement - episode #41: Are Early Retirement and Pension Buyout Offers a Good Deal for You? / Investment in Stock Market, Financial Planning, Retirement Planning, Money ManagementOn this episode, Miguel Gonzalez will help you answer the questions “Are Early Retirement and Pension Buyout Offers a Good Deal for You?”Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTB...
2021-07-1404 min
Cortburg Speaks RetirementMANAGING A BUDGET DURING YOUR RETIREMENTRetirees face a critical task in managing their income and expenses to ensure that they can support their lifestyle and any healthcare costs.In this week's audio podcast, Miguel Gonzalez shares 3 important steps that you can take to maximize your cash flow and better manage your income and expenses during retirement.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com...
2021-07-0706 min
Cortburg Speaks RetirementWomen & Retirement: Modern Day ChallengeWomen can experience more challenges saving for retirement than men, and unfortunately, COVID-19 has added even more challenges. In this week's audio podcast, Miguel Gonzalez shares several reasons why retirement is different for women than men, and tips women can implement to thrive in retirement.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.face...
2021-06-3005 min
Cortburg Speaks RetirementRetirement Planning Throughout LifeRetirement planning is a complex process requiring as much support and time as possible to reach the desired end. Retirement planning at all ages is important – the more time put into the process, the less investment is necessary to work towards your goals. In this week's episode, Miguel Gonzalez shares a variety of strategies that exist to help people retire, and how these strategies and methods change over time.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®
2021-06-2305 min
Cortburg Speaks RetirementCould the Roth 401(k) Be Right For You?On this episode, Miguel Gonzalez shares the differences between traditional and Roth 401(k) to help you determine which option is right for you. Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com...
2021-06-1606 min
Cortburg Speaks Retirement5 Factors that Impact Your RetirementOn this episode, Miguel Gonzalez shares 5 factors that can impact your retirement. Although it’s hard to know what will happen in the future to you or your investments, these are the main things that should be addressed in your retirement portfolio.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitte...
2021-06-0204 min
Cortburg Speaks RetirementCROWDFUNDING - Capital for the 21st CenturyIn this week’s episode, Miguel Gonzalez shares how crowdfunding continues to gain momentum as more people search the Internet for financing and fundraising alternativesWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
2021-04-2103 min
Cortburg Speaks RetirementWho is the executor?In this weekly audio episode, Miguel Gonzalez will share how the right executor may help ensure the distribution of your assets is done with as little upheaval as possible.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com...
2021-04-1405 min
Cortburg Speaks RetirementCREATIVE WAYS TO MOTIVATE YOUR EMPLOYEESIn this week’s episode, Miguel Gonzalez shares 5 creative and inexpensive ideas for motivating your employees.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
2021-04-0703 min
Cortburg Speaks RetirementBEST-PERFORMING ASSET CLASSESBonds may outperform stocks one year only to have stocks rebound the next, so on this episode Miguel Gonzalez discusses the best performing asset classes.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Ema...
2021-03-3105 min
Cortburg Speaks RetirementTYPES OF STOCK MARKET ANALYSISCortburg Speaks Retirement - episode #26: Types of Stock Market Analysis / Investment in Stock Market, Financial Planning, Retirement Planning, Money ManagementMost stock market analysis falls into three broad groups: Fundamental, technical, and sentimental. In this week's audio podcast, Miguel Gonzalez reviews each of them.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com...
2021-03-2405 min
Cortburg Speaks RetirementA BRIEF HISTORY OF ESTATE TAXESOn this episode, Miguel Gonzalez shares a brief history of estate taxes, and how estate tax rules were adjusted again as part of the 2017 Tax Cuts and Jobs Act.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com...
2021-03-1705 min
Cortburg Speaks Retirement4 STEPS TO PROTECTING A CHILD WITH DISABILITIESRaising a child is expensive and can cost a quarter of a million dollars, not including college. For a child with special needs, that cost can more than double. In this episode, Miguel Gonzalez shares four steps to protecting a child with disabilities.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/Cort...
2021-03-0304 min
Cortburg Speaks RetirementWHEN DOES YOUR PERSONAL CAR BECOME A COMMERCIAL VEHICLE?In this week’s episode, Miguel Gonzalez reviews at what point you can call your personal vehicle a commercial one. For small business owners, the line between the personal and their business can be a bit hazy at times. This video will help clarify a few aspects to consider.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https...
2021-02-2404 min
Cortburg Speaks RetirementHow will working affect Social Security benefits?In a recent survey, 74% of current workers stated they plan to work for pay after retiring. And that possibility raises an interesting question: how will working affect Social Security benefits?In this episode of Cortburg Speaks Retirement, Miguel Gonzalez answers that question and provides an understanding of three key concepts: full retirement age, the earnings test, and taxable benefits.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US O...
2021-02-1706 minCortburg Speaks RetirementIntroduction to PodcastCortburg Speaks RetirementCortburg Speaks Retirement / Investment in Stock Market, Financial Planning, Retirement Planning, Money ManagementCortburg Speaks Retirement is a weekly program that looks at new and relevant investment topics each Wednesday, and answers questions about financial and retirement planning, money management as well as general concerns about the stock market with Certified Retirement Counselor, Miguel Gonzalez.Our weekly audio podcast will have a repeatable structure which will allow our listeners to either listen to the whole episode or specific segments of interest. 1.Educational Update2. W...
2020-09-1606 min