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Minnesota Homeownership Center

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Loan Officer Success PartnerLoan Officer Success PartnerChampions of Change: From Sports Legends to Homeownership Heroes.🏆 LEGENDS COLLIDE: When Sports Icons Become Homeownership Heroes!This conversation will give you CHILLS! Jimmy Ellis (NFL/Boxing legend) and Shawn King are on a mission that goes way beyond sports - they're helping families build generational wealth through innovative homeownership solutions! 🏠💪Jimmy's journey: Pop Warner → NFL → Boxing → Changing lives through lending Shawn's mission: Breaking down barriers with down payment assistance programsThese aren't just athletes - they're warriors fighting for financial freedom in communities that need it most.🔥 What you'll discover:The Earned Equity Program that's changing everythingHow spor...2025-07-1142 minThe Welcome Home PodcastThe Welcome Home PodcastMeet Our Homeownership Advisors!We sit down with three of our Network Homeownership Advisors to discuss their work in honor of Homeownership Month. Braden Strayhan with NeighborWorks Home Partners, Anais Valle with Neighborhood Development Alliance (NeDA) and Stephen Sengendo with the International Institute of Minnesota join host Bill Gray for this conversation.2025-07-1126 minDemographics Decoded - Unveiling the trends shaping your futureDemographics Decoded - Unveiling the trends shaping your futureHomeownership in Crisis: What the Numbers Are Really Telling UsToday, we’re diving into a topic that’s at the heart of the “Great Australian Dream”: homeownership. For over a century, owning your own home was not just a rite of passage—it was an expectation. But that dream is slipping further out of reach for millions of Australians, particularly younger generations. We discuss the evolving landscape of homeownership in Australia, tracing its historical roots and examining the current challenges faced by younger generations.   We examine the impact of demographic shifts, migration, and investment trends on homeownership rates, as well as the grow...2025-07-0125 minPocket Change PodcastPocket Change PodcastMaking Homeownership Possible with THDA (#61)Dreaming of homeownership but unsure where to start? It may be more achievable than you think. Discover how the Tennessee Housing Development Agency (THDA) can help make your dream home affordable through down payment assistance, closing cost support, and expert financial counseling. Join us as Ralph Perrey, THDA's Executive Director, explains how his agency is helping first-time buyers turn their homeownership dreams into reality.   Highlights 01:00 - How did you get involved in the housing industry? 02:22 - What common misconceptions do you encounter about homeownership 04:58 - Why is homeownership important?2025-07-0122 minTrust TalksTrust TalksEpisode #19: Confronting Homeownership BarriersWhile homeownership is often viewed as a pathway to building wealth, a range of challenges can hinder its effectiveness, particularly for specific groups. These include financial burdens such as rising property taxes and ongoing maintenance costs, neighborhood-based appraisal disparities, and the need to meet family responsibilities. While increasing homeownership is critical to the region’s economic health, there is no one-size-fits-all approach to increasing homeownership in disinvested communities. In this episode of Trust Talks, host Matt Shomo, program manager for Homeownership & Home Equity at The Chicago Community Trust, is joined by Noreen Sugrue, research fellow at the Lat...2025-06-2436 minThe Real ViewThe Real ViewBridging the Wealth Gap Through Homeownership and Community BuildingJa’Mal Green joins this week’s episode to discuss how homeownership can create generational wealth and build communities. He also shares his successes in combating the racial wealth gap in America.Full Description / Show NotesJamal’s career background and history Founding Generational Green and what they do thereThe importance of homeownership in communitiesHow to build generational wealth through homeownershipCreative ways to become a homeownerCommon myths about becoming a homeownerThe biggest barriers that exist when it comes to homeownershipHis movement against JP Morgan Chase BankThe role of lenders in homeownership2025-02-1827 minThe Welcome Home PodcastThe Welcome Home PodcastWhat is the GroundBreak Coalition? We sit down with representatives from the GroundBreak Coalition here in the Twin Cities to learn more about this important initiative and discuss our work together in the area of homeownership. Erin Gavin, Acting Project Director for the GroundBreak Coalition and Marcus Owens, Principal Consultant at Nawe Partners join host Bill Gray for this conversation. 2025-01-1618 minRolling Real with RanardRolling Real with Ranard🏠 Unlock the Secrets to Homeownership: Expert Tips to Beat Rising Rates & Build Wealth in Real Estate!Podcast Episode Title: "Unlock the Secrets to Homeownership: Expert Tips to Beat Rising Rates & Build Wealth in Real Estate!" In today’s challenging economic climate, the dream of homeownership can feel increasingly out of reach. With rising interest rates, record-high housing prices, and financial uncertainty, many potential buyers are left wondering: Is now the right time to invest in real estate? Navigating this complex landscape without expert guidance can lead to costly mistakes and missed opportunities. In this episode of The Rolling Reel with Renard, host Renard tackles these pressing concerns head-on with th...2024-12-311h 37The Welcome Home PodcastThe Welcome Home PodcastThe Importance of Insurance in Building Your LegacyWe sit down with a homeownership advisor and an insurance rep to discuss the importance of life insurance, wills and trusts in building and ensuring your legacy. Henry Rucker, Associate Director of Homeownership and Financial Coaching at Project for Pride in Living (PPL), and Ed Beavers, District Manager for Country Financial join host Bill Gray for this conversation.2024-11-2738 minThe Welcome Home PodcastThe Welcome Home PodcastSitdown w/Mpls + StPaul Housing OfficialsWe sit down with affordable homeownership staff leaders from the cities of Minneapolis and St. Paul to explore their work and how it intersects with the work of the Homeownership Center. Dean Porter-Nelson, Housing Finance Supervisor with the City of St. Paul, and Cherie Shoquist, Residential and Real Estate Development Manager with the City of Minneapolis join host Bill Gray for this conversation.2024-11-2133 minThe WORxK Solutions PodcastThe WORxK Solutions PodcastGentrification and Advancing Homeownership in Minority Communities | WORxK Solutions Podcast | S1:EP13Replay Alert! WORxK Solutions Podcast | Gentrification and Advancing Homeownership in Minority Communities with Debbie Morris We’re excited to bring back a powerful episode from our last February Podcast Blitz in celebration of Black History Month 2024—now airing on the WORxK Solutions Podcast! Join us as we revisit this impactful conversation with Debbie Morris, a seasoned mortgage broker and advocate for minority homeownership, on the topic of Gentrification and Advancing Homeownership in Minority Communities. Tune in for this must-watch replay and gain insight into how we can support homeownership in u...2024-11-0845 minThe Welcome Home PodcastThe Welcome Home PodcastThe New Minnesota First Generation Down Payment Assistance ProgramsWe dig into the two First-Generation Homebuyer Down Payment Assistance Programs that came online in 2024. Brooke Walker, Strategic Initiatives Director at the Minnesota Homeownership Center, and Heidi Welch, Business Relations Team Manager at Minnesota Housing join host Bill Gray for this conversation. 2024-10-0722 minLaugh, Lend and EatLaugh, Lend and EatAdvocacy and Authenticity: Whitley Cooper on Minority Homeownership and Empowering CommunitiesEpisode Overview:In this episode of Laugh, Lend, & Eat, we sit down with Whitley Cooper, a Mortgage Broker at Advocate Home Loan, live from NAMMBA Connect '24. Whitley shares her inspiring journey from mortgage originator to running her own brokerage, highlighting the importance of advocacy in helping underserved communities. The discussion covers topics such as breaking down barriers for minority homeownership, the role of personal branding in business, and how Whitley’s work with the Black Homeownership Council is driving legislative change. Key Themes: Advocacy in Homeownership: Whitley emphasizes the role of adv...2024-09-1914 minThe Welcome Home PodcastThe Welcome Home PodcastAchieving Homeownership Panel Discussion (en EspaĂąol)Our friend Gracie Mendez takes over the mic to host a panel discussion on achieving homeownership in Spanish! Alma Sanchez, Homeownership Advisor with Neighborhood Development Alliance (NeDA), Joannette CintrĂłn, VP with Old National Bank and Guille Garza, RealtorÂŽ with KW Integrity join Gracie for the conversation. 2024-09-1941 minLaugh, Lend and EatLaugh, Lend and EatBreaking Barriers: Montell Watson on Using Data to Drive Equity in HomeownershipWe have a returning guest, Montell Watson⁠, the Director of Diversity Lending and Strategic Partnerships at Movement Mortgage. Montell sat down with Fobby and Joe to kick off Day 2 of NAMMBA Connect '24. Montell shares his personal journey and the critical work he’s leading at Movement Mortgage to address the racial homeownership gap. With over 14 years of experience in the mortgage industry, Montell has been instrumental in launching initiatives like Grab the Key, a program aimed at increasing homeownership among underserved communities. In this conversation, Montell emphasizes the importance of actionable intelligence, fostering community relationships, and using...2024-09-1414 minThe Pursuit of Progress PodcastThe Pursuit of Progress PodcastEpisode 40: Is Homeownership Still a Reality in 2024-2025? 🏠🔊 In this episode of "The Pursuit of Progress," Adam & Ben dive deep into the big question on everyone's mind: Is homeownership still achievable in 2024 and beyond? 💭 💬 Topics We Cover: 📈 The realities of today's housing market: Rising property taxes, climbing insurance costs, and skyrocketing interest rates. 💰 Why financial planning and intentional spending are your best tools in this challenging market! 🚫 Tips to avoid debt traps and boost your credit score! 📊🏦 How building an emergency fund can prepare you for unexpected expenses. 🔍 The importance of staying informed and ready for the...2024-09-1343 minBig BrainsBig BrainsHow Homeownership Shaped Race In America, with Adrienne BrownRace has played a huge role in the creation of mass homeownership in the United States. Discriminatory housing practices including redlining, exclusionary zoning and whitewashing led to great disparities in home ownership among White and Black homeowners. Despite the passage of the Fair Housing Act in 1968, the damage had been done to communities of color and the rates of Black homeownership. Mass homeownership actually changed the definition, perception and value of race, according to a new book called The Residential is Racial: A Perceptual History of Mass Homeownership. In it, University of Chicago scholar Adrienne Brown documents...2024-08-2227 minNew Books in Urban StudiesNew Books in Urban StudiesAdrienne Brown, "The Residential Is Racial: A Perceptual History of Mass Homeownership" (Stanford UP, 2024)Housing experts and activists have long described the foundational role race has played in the creation of mass homeownership. This book insistently tracks the inverse: the role of mass homeownership in changing the definition, perception, and value of race.In The Residential Is Racial: A Perceptual History of Mass Homeownership (Stanford University Press, 2024) Dr. Adrienne Brown reveals how mass homeownership remade the rubrics of race, from the early cases realtors made for homeownership's necessity to white survival through to the 1968 Fair Housing Act. Reading real estate archives and appraisal textbooks alongside literary works by F. Scott Fitzgerald, Jo...2024-06-091h 01New Books in American PoliticsNew Books in American PoliticsAdrienne Brown, "The Residential Is Racial: A Perceptual History of Mass Homeownership" (Stanford UP, 2024)Housing experts and activists have long described the foundational role race has played in the creation of mass homeownership. This book insistently tracks the inverse: the role of mass homeownership in changing the definition, perception, and value of race.In The Residential Is Racial: A Perceptual History of Mass Homeownership (Stanford University Press, 2024) Dr. Adrienne Brown reveals how mass homeownership remade the rubrics of race, from the early cases realtors made for homeownership's necessity to white survival through to the 1968 Fair Housing Act. Reading real estate archives and appraisal textbooks alongside literary works by F. Scott Fitzgerald, Jo...2024-06-091h 01New Books in GeographyNew Books in GeographyAdrienne Brown, "The Residential Is Racial: A Perceptual History of Mass Homeownership" (Stanford UP, 2024)Housing experts and activists have long described the foundational role race has played in the creation of mass homeownership. This book insistently tracks the inverse: the role of mass homeownership in changing the definition, perception, and value of race.In The Residential Is Racial: A Perceptual History of Mass Homeownership (Stanford University Press, 2024) Dr. Adrienne Brown reveals how mass homeownership remade the rubrics of race, from the early cases realtors made for homeownership's necessity to white survival through to the 1968 Fair Housing Act. Reading real estate archives and appraisal textbooks alongside literary works by F. Scott Fitzgerald, Jo...2024-06-091h 01New Books in African American StudiesNew Books in African American StudiesAdrienne Brown, "The Residential Is Racial: A Perceptual History of Mass Homeownership" (Stanford UP, 2024)Housing experts and activists have long described the foundational role race has played in the creation of mass homeownership. This book insistently tracks the inverse: the role of mass homeownership in changing the definition, perception, and value of race.In The Residential Is Racial: A Perceptual History of Mass Homeownership (Stanford University Press, 2024) Dr. Adrienne Brown reveals how mass homeownership remade the rubrics of race, from the early cases realtors made for homeownership's necessity to white survival through to the 1968 Fair Housing Act. Reading real estate archives and appraisal textbooks alongside literary works by F. Scott Fitzgerald, Jo...2024-06-091h 01New Books in Literary StudiesNew Books in Literary StudiesAdrienne Brown, "The Residential Is Racial: A Perceptual History of Mass Homeownership" (Stanford UP, 2024)Housing experts and activists have long described the foundational role race has played in the creation of mass homeownership. This book insistently tracks the inverse: the role of mass homeownership in changing the definition, perception, and value of race.In The Residential Is Racial: A Perceptual History of Mass Homeownership (Stanford University Press, 2024) Dr. Adrienne Brown reveals how mass homeownership remade the rubrics of race, from the early cases realtors made for homeownership's necessity to white survival through to the 1968 Fair Housing Act. Reading real estate archives and appraisal textbooks alongside literary works by F. Scott Fitzgerald, Jo...2024-06-091h 01New Books in American StudiesNew Books in American StudiesAdrienne Brown, "The Residential Is Racial: A Perceptual History of Mass Homeownership" (Stanford UP, 2024)Housing experts and activists have long described the foundational role race has played in the creation of mass homeownership. This book insistently tracks the inverse: the role of mass homeownership in changing the definition, perception, and value of race.In The Residential Is Racial: A Perceptual History of Mass Homeownership (Stanford University Press, 2024) Dr. Adrienne Brown reveals how mass homeownership remade the rubrics of race, from the early cases realtors made for homeownership's necessity to white survival through to the 1968 Fair Housing Act. Reading real estate archives and appraisal textbooks alongside literary works by F. Scott Fitzgerald, Jo...2024-06-091h 01New Books with Miranda MelcherNew Books with Miranda MelcherAdrienne Brown, "The Residential Is Racial: A Perceptual History of Mass Homeownership" (Stanford UP, 2024)Housing experts and activists have long described the foundational role race has played in the creation of mass homeownership. This book insistently tracks the inverse: the role of mass homeownership in changing the definition, perception, and value of race.In The Residential Is Racial: A Perceptual History of Mass Homeownership (Stanford University Press, 2024) Dr. Adrienne Brown reveals how mass homeownership remade the rubrics of race, from the early cases realtors made for homeownership's necessity to white survival through to the 1968 Fair Housing Act. Reading real estate archives and appraisal textbooks alongside literary works by F. Scott Fitzgerald, Jo...2024-06-091h 01The Welcome Home PodcastThe Welcome Home PodcastJune Homeownership Month 2024We sit down with three of our award-winning network homeownership advisors in honor of June Homeownership Month! LaShelle Smith with PRG, Patricia Aguilar with CAPI USA and Jackie Kemp with One Roof Community Housing join host Bill Gray for this conversation.2024-06-0724 minBuilding Wealth with Josh Fard: Real Insights for Real FamiliesBuilding Wealth with Josh Fard: Real Insights for Real Families#5 How First Nation Financial Can Help You Achieve Your Homeownership DreamsHomeownership symbolizes security, stability, and independence, but the journey can feel daunting. First Nation Financial is here to be your trusted guide. In this episode, you will learn how First Nation Financial empowers individuals, from first-time homebuyers to blue-collar workers, on their path to homeownership. Episode Highlights: • Discover How You Can Achieve Homeownership with First Nation Financial: With over 30 years of experience, First Nation Financial provides expert guidance tailored to your unique situation. We prioritize your needs and goals, offering tailored financing options for first-time homebuyers, blue-collar workers, and more. Our empathetic ap...2024-06-0509 minBuilding Wealth with Josh Fard: Real Insights for Real FamiliesBuilding Wealth with Josh Fard: Real Insights for Real Families#1 Unlocking Homeownership: Leveraging Your Side Hustle Income for a MortgageWelcome to the inaugural episode of Mortgage Matters, where we uncover the secrets to using your extra income to make your homeownership dreams a reality. Today, we're diving into the world of mortgages and how your side hustle can be your ticket to owning a home. Episode Highlights: • The Rise of Side Hustles: In today's dynamic economic landscape, traditional 9-to-5 jobs are no longer the sole path to financial stability. With the gig economy flourishing, many individuals are exploring side hustles to supplement their income and achieve their financial goals. • Unlo...2024-05-0815 minMillionaire MindcastMillionaire MindcastBridging the Gap to Homeownership: Making The American Dream Achievable Again For Renters | John PackGuest Bio: John Pack joins us in this transformative discussion. Once deeply involved in single-family investing and real estate, John has now pivoted towards addressing a critical need in today's housing market. His latest venture, Nido Rewards, aims to tackle the affordability crisis, making the dream of homeownership attainable once more. Episode Summary: In a world where the American dream of homeownership seems increasingly out of reach, Matty A. and John Pack dive deep into the innovative solution that is Nido Rewards. This episode not only reminisces about adventurous times but also critically examines the current state...2024-04-0135 minLiving in Greenville North CarolinaLiving in Greenville North CarolinaThe True Costs Of Homeownership | Homebuying ExpensesThis video is a must-watch if you're thinking about buying a home, or if you're already a homeowner and are struggling with budgeting and expenses. By the end of this video, you'll have a better understanding of the costs associated with homeownership, and you'll be better equipped to make smart financial decisions! In this video, we're going to be discussing the unexpected expenses of homeownership. From property taxes to home maintenance, we're going to cover everything you need to know about the costs of homeownership. If you're thinking of...2024-03-3108 minLiving in Greenville North CarolinaLiving in Greenville North Carolina3 Things To Achieve Homeownership Success'3 Things To Achieve Homeownership Success'. If you're looking to buy a home, then you need to focus on these 3 things. By following these tips, you'll be on your way to achieving homeownership success! In this video, we're going to share 3 things that you need to achieve homeownership success. Whether you're a first-time buyer or you have experience, these tips will help you reach your homeownership goals! So be sure to watch this video and get started on your path to homeownership success! 3 Things To Achieve Homeownership Success 2024-03-3111 minGoGaddis Real Estate RadioGoGaddis Real Estate RadioHomeownership and Relationships: Navigating Your Path to HomeJoin Cleve Gaddis on GoGaddis Real Estate Radio as we explore the intersection of homeownership and relationships. Should you marry before you buy? Discover the benefits and considerations of buying a home as a single woman. Plus, we'll discuss the idea of buying your childhood home and whether it's a sentimental journey or a smart investment. Segment Introduction: Welcome to GoGaddis Real Estate Radio, your go-to source for real estate insights and advice. In today's episode, we'll be discussing the evolving trends in homeownership, including whether you should marry before you buy and the unique considerations for single women. We'll...2024-03-2712 minThe Welcome Home PodcastThe Welcome Home PodcastThe Center’s 2024 Legislative Agenda and Coalition PartnershipsWe check in with two of the folks leading the charge at the Minnesota State Capital on behalf of homeownership this legislative session. Jeff Washburne, lead organizer with the statewide Homeownership Minnesota (HOM) Coalition, and Julie Gugin, president of the Minnesota Homeownership Center join host Bill Gray for this conversation.2024-03-2620 minMobile Home MovementMobile Home MovementAchieving Homeownership and Entrepreneurial Success in Your 20s w/ Kimberlin Mendoza | Franco PerezJoin us for an inspiring episode as we sit down with Kim, a driven entrepreneur and homeowner who achieved remarkable milestones in her 20s. Kim shares her journey from working in sales to diligently saving up for her dream of owning a home. With determination and strategic planning, she not only accomplished her goal of homeownership but also established her own successful business.In this insightful conversation, Kim opens up about the pivotal decision to invest in a mobile home and the unique advantages it offered her. She discusses the financial freedom it provided...2024-03-0630 minEarn Your LeisureEarn Your LeisureStudy Hall: The Truth About 401Ks and HomeownershipIn this episode, Rashad Bilal, Troy Millings, and Ian Dunlap discuss the misconceptions and truths about 401K investments and homeownership. Rashad, drawing from his experience as a former financial advisor, sheds light on the importance of responsible conversations about 401Ks and breaks down the myths surrounding their returns. He emphasizes the need for diversification and responsible investing to secure a financial future.Rashad dismantles the idea that 401Ks are a scam, highlighting their potential for substantial gains and the benefits of lower tax liabilities. He explains the different investment options within 401Ks, debunking the...2024-03-0112 minThe Real Deal On Real EstateThe Real Deal On Real EstateThe Homeownership Myth: Why Your House Isn't an AssetIn this thought-provoking episode of "The Real Deal on Real Estate Podcast," we tackle a widely accepted misconception head-on: the idea that your house is an asset. "The Homeownership Myth: Why Your House Isn't an Asset" dives deep into the financial realities of owning a home versus investing in real estate that generates income. With a straightforward comparison, we challenge traditional views on homeownership and investment, sparking a crucial conversation for anyone looking to make informed financial decisions. What You'll Learn: The True Cost of Homeownership: Explore the financial...2024-03-0110 minReal Estate Happy Hour WeeklyReal Estate Happy Hour WeeklyEP 16 -The Benefits of Homeownership_ Why Buying is Better Than Renting, Also Super Bowl StuffWelcome to the ultimate guide on homeownership! In this informative video, we explore the age-old debate of renting versus buying a home. Whether you're a first-time homeowner or considering a change in your living situation, this in-depth analysis will help you make an informed decision. Our expert panel delves into the pros and cons of renting and buying, covering essential factors such as financial implications, long-term investment potential, personal preferences, and more. With their valuable insights, you'll gain a comprehensive understanding of the advantages and drawbacks associated with each option. Discover the advantages of renting, including flexibility, minimal maintenance responsibilities...2024-02-1431 minThe Home🏠 ShowThe Home🏠 ShowRedlining and Its Impact on Building Wealth Through HomeownershipIn this podcast episode, the host discusses the discriminatory practice of redlining and its long-term effects on homeownership and community development in the U.S. The episode explores how redlining has hindered access to resources and quality education, emphasizing the need for change in the housing industry. Solutions such as support programs for affected communities are discussed, and the host urges industry professionals and officials to facilitate homeownership opportunities. Listeners are encouraged to seek help in achieving homeownership and to share the episode, with a promise of future content simplifying residential home loan topics.📅 Sch...2024-01-2213 minThe Welcome Home PodcastThe Welcome Home PodcastHomeownership 101: How to Become a HomeownerWe sit down with a RealtorÂŽ, a lender and a Homeownership Advisor to talk about achieving homeownership for yourself.2023-11-0938 minAgents Lounge PodcastAgents Lounge PodcastUnlocking the Path to Homeownership: The Power of Military Benefits with Eddie SolisIn this episode of the Agents Lounge Podcast, hosts Marco Salinas and Francisco Bermudez Jr. sit down with special guest Eddie Solis, a real estate agent with the Empire Real Estate Team. Eddie shares his inspiring journey from the military to becoming a successful realtor, with a particular focus on helping military clients navigate the world of homeownership.Eddie highlights the incredible benefits available to military members, such as the VA loan. With a VA loan, military buyers are not required to make a down payment, which can save them thousands of dollars. Additionally, Eddie emphasizes that military...2023-10-3135 minBusiness Innovators RadioBusiness Innovators RadioUnlocking the Path to Homeownership: The Power of Military Benefits with Eddie SolisIn this episode of the Agents Lounge Podcast, hosts Marco Salinas and Francisco Bermudez Jr. sit down with special guest Eddie Solis, a real estate agent with the Empire Real Estate Team. Eddie shares his inspiring journey from the military to becoming a successful realtor, with a particular focus on helping military clients navigate the world of homeownership.Eddie highlights the incredible benefits available to military members, such as the VA loan. With a VA loan, military buyers are not required to make a down payment, which can save them thousands of dollars. Additionally, Eddie emphasizes that military...2023-10-3135 minThe Welcome Home PodcastThe Welcome Home PodcastThe Homeownership Center's Annual Impact Report 2022In this episode of the Welcome Home Podcast, we take a look at the Homeownership Center's 2022 Annual Impact Report. Center president Julie Gugin and Associated Bank Community Accountability VP Brian Crosby join host Bill Gray for this discussion.2023-10-0518 minTrust TalksTrust TalksEpisode #12: Closing the Homeownership GapHomeownership is one of the most important vehicles for building generational wealth and helping families achieve economic stability; however, Black and Latinx families often face barriers to accessing and maintaining homeownership. Since The Chicago Community Trust launched its strategic focus on closing the Chicago region’s racial and ethnic wealth gap in 2019, affordable and equitable homeownership has been a key priority.  Connecting Capital and Community (3C) is a community-driven initiative housed at the Trust that collaborates with partners across multiple sectors to test innovative solutions that will increase Black and Latinx homeownership in East Garfield Park and Hum...2023-09-2540 minTroy TalksTroy TalksUnveiling the Secrets: Tina Houchins on Increasing Homeownership in Underserved CommunitiesUnveiling the Secrets: Tina Houchins on Increasing Homeownership in Underserved Communities If you're feeling frustrated and helpless because your efforts to increase homeownership rates in underserved communities are falling short, then you are not alone! Despite your best intentions, offering traditional mortgage products and outreach programs may not be enough to bridge the homeownership gap. Instead, potential buyers from marginalized racial and ethnic groups face systemic barriers such as discriminatory lending practices, lack of affordable housing options, and limited access to resources and information. In this episode, you will be able to:2023-09-0535 minGet Rich EducationGet Rich EducationHow Often Do Home Prices Fall? Homeownership Rate, Join Our Live EventGet our free "Don't Quit Your Daydream" Letter. Text 'GRE' to 66866. Home prices fell three times since 1975. We explore the reasons why. The homeownership rate is 66% today. (The long-term average is 65%.) I expect the homeownership rate to fall due to low affordability, which will increase renter households. If you have dollars in a savings account that pays 5% interest, I describe why you’re losing prosperit. Our Investment Coach, Aundrea & I discuss the state of the real estate market. Then we discuss our upcoming live event for new-build Utah fourplexes. Th...2023-08-1441 minMartini Mortgage PodcastMartini Mortgage PodcastHomeownership: The Keystone of WealthIn episode 185 of the Martini Mortgage Podcast, titled "Homeownership: The Keystone of Wealth," Certified Mortgage Advisor and Raleigh Mortgage Broker Kevin Martini unpacks the secrets of homeownership as a wealth creation and preservation tool. He compares homeownership to a golden goose that lays the eggs of wealth accumulation, offering the homeowner financial freedom. He begins the episode by emphasizing the power of home equity - the portion of a home that's owned outright. As a homeowner pays off their mortgage, their equity (a.k.a. wealth) increases. Martini refers to this as a form of forced savings...2023-08-0107 minThe Elephant In The Room Property Podcast | Inside Australian Real EstateThe Elephant In The Room Property Podcast | Inside Australian Real EstateAn Expert’s Revelation: The Unexpected Link Between Homeownership and HappinessHow closely are our homes tied to our overall sense of wellbeing? Is it true that homeowners experience greater happiness compared to renters? We're about to uncover the truth behind this common assumption. While owning a home can offer stability and a sense of control over our living environment, it is not without its challenges. Financial stress and the responsibility of property maintenance can dampen the initial excitement. So, how long does the satisfaction of homeownership last before we yearn for something more? In today's episode, we are honored to have Dr. Peggy Kern, an...2023-06-0454 minThe Welcome Home PodcastThe Welcome Home PodcastMeet Our Advisors for June Homeownership MonthWe sit down with three of our Homeownership Advisors to discuss their work with aspiring homebuyers. Eboni Williams with Model Cities, Amber Leger with Mni Sota Fund and Drake McCreary with CAPI USA join host Bill Gray for this conversation.2023-06-0124 minThe Word with Jackie RaeThe Word with Jackie RaeIs homeownership out of reach? This Realtor wants you to build generational wealth to overcome disparitiesInequities in homeownership rates persist despite the many advantages it offers, including stability, cherished traditions and long-term financial benefits.According to data from the National Association of Realtors, homeownership in the United States rose to 65.5% in 2021, but a significant gap remains between Black and white Americans. While 72.7% of white Americans were homeowners in 2021, only 44% of Black Americans owned their homes. This 29% disparity marks the largest Black-white homeownership rate gap observed in the past decade.To address these disparities and empower individuals of all backgrounds to achieve homeownership, Angelo Dickens II, a respected Long Beach real...2023-05-2428 minThe Welcome Home PodcastThe Welcome Home PodcastNAHREP's 2022 State of Hispanic Homeownership ReportWe analyze the stats in the 2022 State of Hispanic Homeownership Report, published by the National Association of Hispanic Real Estate Professionals (NAHREP). NAHREP Twin Cities Chapter members Joannette Cintron, with Old National Bank, and Adriana Martinez, a RealtorÂŽ and chapter President join host Bill Gray for this conversation.2023-05-0425 minMiddayMiddayHomeownership in Maryland: Confronting the racial inequitiesWelcome to Midday. Sitting in for Tom Hall once again is guest host Jayne Miller, the former WBAL-TV reporter and now an independent investigative journalist. Today, Jayne will be looking at the future of Baltimore from two angles: later in the program, the focus will be on the progress of downtown development efforts. She'll be joined by two Baltimore Banner reporters who recently wrote a sobering assessment of the current state of the heart of the city. But before we discuss commercial development, we consider what's happening with residential properties in the city. Last week...2023-04-2611 minThe Welcome Home PodcastThe Welcome Home PodcastAlternative Ownership Models - Land Trusts and CoopsIn this episode of the Welcome Home podcast, we look at the two main alternative homeownership models, community land trusts and housing cooperatives. AsaleSol Young, Executive Director of Urban Homeworks, and Osborne Strickland, a broker at City of Lakes Community Realty join host Bill Gray for this conversation.2023-04-0335 minYour First Home Buyer Guide PodcastYour First Home Buyer Guide PodcastWomen’s Financial Empowerment Through HomeownershipDid you know that women over 55 are the fastest-growing cohort of homeless in Australia, and only a quarter of property investments are owned by women? The gender pay gap, social norms, and other barriers make it difficult for many women to achieve financial stability. However, despite these challenges, homeownership and financial stability is still attainable for women. In this episode, we explore the critical role that homeownership plays in women's financial empowerment. Our guest, Nicola McDougall, co-author of The Female Investor, shares her expertise on how women can create wealth through property ownership and achieve financial independence.2023-03-2854 minBlack OxygenBlack OxygenTiffany Malone: Own It - Black Homeownership in MadisonAccording to 2022 report on home ownership by the nonpartisan Wisconsin Policy Forum, only 15% of Black households own their home in Madison,  compared to over 50% of White households. Nationwide, 42% of Black households own their homes, compared to 72% of white households. This episode of Black Oxygen features a conversation with Tiffany Malone a Realtor in Madison and the co-founder of Own It: Building Black Wealth. In this episode, Tiffany discusses her journey to Wisconsin, the purpose and key successes of Own It, and provides advice on purchasing your first home. #OwnIt #BlackHomeownership #BlackOxygenPodcast #BlackInMadison #HomeownershipDisparities #Homeownership #MadisonWisconsin #B...2023-03-131h 01The Homeowner Prep PodcastThe Homeowner Prep PodcastEpisode 059: African American Homeownership Trends - Part IIIn Part I we discussed the alarming trends in African American Homeownership and Wealth, but in this episode we will discuss the solutions to reverse those trends. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments. // SHOW NOTES 00:00 African American Homeownership Solutions 00:11 Intro 00:33 Hey! Real Quick Before We Start… 01:00 Welcome To The Homeowner Prep Podcast 02:03 Solution 1: Homeownership Creates Wealth 04:07 Solution 2: Invest Early & Think About Retirement...2023-02-2309 minThe Homeowner Prep PodcastThe Homeowner Prep PodcastEpisode 058: African American Homeownership Trends - Part IThere are some alarming trends in African American Homeownership that need to be addressed, so on this episode we will discuss these trends and their generational impact. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments. // SHOW NOTES 00:00 African American Homeownership Trends 00:10 Intro 00:32 Hey! Real Quick Before We Start… 00:59 Welcome To The Homeowner Prep Podcast 01:41 Homeownership Was Higher With Discrimination? 02:45 770,000 Fewer Homeowners 04:09 Home Eq...2023-02-1607 minWorking WithinWorking WithinEpisode 38: A Love Letter to Black Girls with Dr. Plashan McCune Exec. Dire. Higher Learning U Inc., CEO of Black Homeownership ProjectWelcome back and thank you all for tuning in to the latest episode of the Working Within Podcast Season 3! In this week’s episode we are joined by Dr. Plashan McCune, Executive Director of Higher Learning U Inc. and CEO of The Black Homeownership Project. We dive into a heartfelt and passionate conversation that really is A Love Letter to Black Girls. Dr. McCune is no stranger to hard work and dedication as she currently is on the National Board for Certified Counselors, is a licensed professional counselor, and has earned a Doctor of Education degree. But ed...2023-02-1453 minWillPower PodcastWillPower Podcast#32 Ashley Crawford Dailey Shares how to Make Your Homeownership Dreams a RealityIn this captivating episode, host Will engages in a compelling conversation with local real estate agent Ashley Crawford Dailey. Join them as they delve into their thriving business relationship spanning four years and uncover the secrets to turning homeownership dreams into a reality. Ashley brings a wealth of expertise and experience to the table, having played a pivotal role in helping over 100 families achieve their dreams of homeownership. Together with her dedicated team, Ashley has established a track record of success in the real estate industry, making her a trusted and sought-after professional in her field. Throughout the episode, Will...2023-01-3041 minLiving in Greenville North CarolinaLiving in Greenville North CarolinaThings to WATCH FOR when you are Using a Credit Repair Company: Homeownership PathAre you looking to repair your credit and purchase a home? Learn all the things you should watch for when using a credit repair company and get on the path to homeownership! Things to WATCH FOR when you are Using a Credit Repair Company: Homeownership Path Don't let your dreams of homeownership slip away! In this helpful video, we'll walk you through the important things to consider and watch for when you are using a credit repair company. From understanding the terms of service to being aware of potential...2023-01-1103 minGary Acosta\'s PodcastGary Acosta's PodcastClosing the Minority Homeownership Gap Won’t Come Without DiscomfortIt has been long understood that a nation of stakeholders makes for a strong union, and for that reason, closing the minority homeownership gap has been a goal and a topic of discussion for decades. However, despite a lot of talk and a modest amount of action, the homeownership gap for Black and Latino communities has remained stubbornly large. Homeownership percentages only increase when a large number of first-time buyers enter the market. This is not an easy problem to solve. It’s time to recognize that closing the minority homeownership gap won’t come without a ton of fres...2022-12-0406 minWillPower PodcastWillPower Podcast#21 Shawn Kaplan shares his journey of helping thousands achieve homeownership & discovering..Join Will and Shawn as they delve into the origins of his career and the valuable life lessons he has gathered along the way. Discover the insights and wisdom that have shaped Shawn's path, and gain a deeper understanding of the profound impact of homeownership on individuals and communities. Shawn's story serves as a testament to the power of perseverance and staying connected to one's purpose. He shares invaluable life lessons that remind us of the importance of never losing sight of our "why" as we navigate our personal and professional journeys. Moreover, he highlights the significance...2022-12-0242 minTalk Data To Me | Certified CreditTalk Data To Me | Certified CreditHispanic Homeownership with Dalila Ramos [Episode 14]Hispanic & Latino homebuyers will account for 70% of homeownership growth in the next 20 years, according to The Urban Institute. So, how can the mortgage industry help support them and their dreams of homeownership, while also easing the path to homeownership for other diverse communities? This Hispanic Heritage Month (September 15 - October 15) we are celebrating the contributions and influence of Hispanic Americans to the history, culture, and achievements of the US. To help us recognize this influential community nationwide, in this episode of Talk Data to Me, we are joined by Marisol Pintado, Certified Credit’s Client Success Manager of...2022-09-2251 minThe Welcome Home PodcastThe Welcome Home PodcastMinnesota Homeownership Center's 2021 Annual Impact ReportIn this episode of the Welcome Home Podcast, we take a look at the Homeownership Center's 2021 Annual Impact Report. We also discuss ongoing policy change efforts and review the Center's state legislative proposal for a First Generation Homebuyers Down Payment Assistance Fund. Center president Julie Gugin and strategic initiatives director Brooke Walker join host Bill Gray for this discussion.2022-09-1323 minExit Strategies Radio ShowExit Strategies Radio ShowEpisode 37: Road to a Faith-Based HomeownershipBuying a home is one of the most important financial decisions that we make in our lifetime. When it comes to fulfilling this American Dream, being faith-based is sometimes missing from our industry, and from e-commerce as a whole. While homeownership offers incredible benefits, from financial stability to a space to call your own, the advantages of owning a home are practical, personal, and powerful, homeownership is not only a wealth building tool, but it's also a legacy building tool. Joining us in this week’s spectacular episode of Exit Strategies Radio Show from North Charleston, SC, we...2022-06-0628 minThe Welcome Home PodcastThe Welcome Home PodcastJune Homeownership MonthIn this episode of the Welcome Home Podcast, we speak with three homeownership advisors based in the Twin Cities: Linda White with Model Cities; Graciela Mendez with Neighborhood Development Alliance (NeDA); and Nick Yang with NeighborWorks Home Partners.2022-06-0230 minMartini Mortgage PodcastMartini Mortgage PodcastHomeownershipIn June we celebrate National Homeownership Month however every month of every year is a great time to celebrate the once in a lifetime opportunity to build generational wealth that homeownership provides.  Yes, homeownership provides financial and lifestyle benefits and sadly there are many myths that are holding many back.  In this episode of the Martini Mortgage Podcast, Raleigh mortgage broker and Certified Mortgage Advisor, Kevin Martini will not just shares but also address the 3 widely held myths that are preventing many from taking advantage of everything that homeownership has top offer: Homeownership Myth Number 1: Yo...2022-06-0109 minThe Welcome Home PodcastThe Welcome Home PodcastThe 2021 NAHREP State of Hispanic Homeownership ReportIn this episode of the Welcome Home Podcast, we dive into the 2021 State of Hispanic Homeownership Report produced by the National Association of Hispanic Real Estate Professionals (NAHREP). Host Bill Gray is joined by NAHREP Twin Cities Chapter president Ed Luna and Realtor(r) Guille Garza for this discussion.2022-05-0234 minFIFE PROPERTIES - Helpful guides for buyers, sellers, landlords and tenantsFIFE PROPERTIES - Helpful guides for buyers, sellers, landlords and tenantsFife Homeownership Rockets by 7,942 Homes in the Last 5 YearsFife Homeownership Rockets by 7,942 Homes in the Last 5 Years ¡ The Fife housing market over the last five years has behaved oddly. ¡ Fife house prices are 23.6% higher than in 2017, even though during those five years, the British economy had the uncertainty of Brexit and the massive fall in   GDP during the pandemic. ¡ Yet, a less observed trend is that the net number of homeowners in Fife has risen by 7,942 households, a jump of 3.7%. ¡ Why has growth in homeownership happened, and what does it mean for Fife's existing homeow...2022-04-2835 minProperty Investment, Success & Money | The Michael Yardney PodcastProperty Investment, Success & Money | The Michael Yardney PodcastHomeownership trends property investors must understand, with Simon KuestenmacherIf you’re interested in becoming a successful property investor, my chat today with leading demographer Simon Kuestenmacher will be of real benefit to you, because we’re going to talk about a demographic trend that is critical in understanding how our property markets will work moving forward. What is this trend? Probably not the trend you’re thinking about. It’s homeownership. Considering homeowners make up 70% of our property markets, I think you’ll benefit from today’s chat. Home Ownership Demographic Trends We often talk about Australians' passion for...2022-04-2731 minThe Welcome Home PodcastThe Welcome Home PodcastThe Homeownership Opportunity AllianceIn this episode of the Welcome Home Podcast, we take a look at the Homeownership Opportunity Alliance - a coalition of engaged industry leaders who are actively dedicated to closing Minnesota’s homeownership gap. Host Bill Gray is joined by guests Trent Bowman, CRA Business Development VP with MidWestOne Bank, and Portia Jackson, Community Development Specialist with Ramsey County.2022-04-121h 01Women & Money: The Shit We Don\'t Talk About!Women & Money: The Shit We Don't Talk About!Ep 7: How Homeownership Impacts our Community with Matt ShanlianSend us a textHomeownership is one of the key pillars in economic progress for women. On today’s episode, Matt Shanlian, the President of Primary Residential Mortgage at the Great Lakes Division, joins us to explore real estate and why it’s such an important investment for women. We'll also discuss its impact on the community and real estate’s crucial role in developing generational wealth. Matt has been in the mortgage industry for 14 years, working a lot with financial advisors and their clients. His unique perspective gives him a national viewpoint on the real es...2022-03-2435 minMartini Mortgage PodcastMartini Mortgage Podcast6 Financial Reasons for HomeownershipHomeownership has so much to offer financially but it can also positively impact your life today and impacts  future generations.  In this special episode Certified Mortgage Advisor, Kevin Martini, share 6 Financial Benefits for Homeownership. Each benefit is powerful by itself but when you consider the layers of benefits to homeownership, it is an opportunity that needs further investigation if it is right for you and your family. The 6 benefits that are explained in detail in episode 135 of the Martini Mortgage Podcast are: Leverage, Housing Cost, Forced Savings, Tax Benefits, Hedge Against Inflation and Non-Financial Benefits.    2022-03-2219 minThe Welcome Home PodcastThe Welcome Home PodcastThe Minnesota Homeownership CenterIn this inaugural episode of the Minnesota Homeownership Center's Welcome Home Podcast, host Bill Gray sits down with Center president Julie Gugin, Center Board vice chair Rose Teng and Homeownership Advisor Henry Rucker to explore what we do, how we do it and why it's so important. 2022-03-1057 minLets Talk With TijuanaLets Talk With TijuanaBuilding Wealth in Homeownership (Different Types Of Homeownership)How do you build wealth in homeownership? First, you have to have a great amount of knowledge about the different types of homeownership. In this video, I discuss the different types of homeownership and how you can effectively use what you know to build financial wealth in Real Estate. Recommended videos: How To Become A Successful Real Estate Buyer In Today's Market? https://youtu.be/3rmJu1DJxkQ How To Submit An Offer On A Property? https://youtu.be/VYnPvAXI0h4 What Is Real Estate For Beginners As A Buyer? ...2022-01-1308 minProptech EspressoProptech EspressoDanielle Samalin - On a Mission to Democratize HomeownershipWhat is a social enterprise and how does this business model support more equitable homeownership? How has information asymmetry contributed to the inequality in homeownership rates? How did the lack of adequate information geared to the most vulnerable homeowners leave them susceptible to predatory scams during the 2008/9 financial crisis? With the wealth of information available online today, what role do homeowner education solutions play in increasing homeownership attainability? How has the pandemic further entrenched the systematic barriers to homeownership entry for underrepresented communities?Danielle Samalin - CEO of Framework Homeownership, joins Proptech Espresso to answer these questions...2021-10-2738 minZABE Smart Mortgage PodcastZABE Smart Mortgage PodcastHomeownership by DesignWelcome to the first episode of the ZABE Smart Mortgage Podcast, a podcast that inspires and educates you about the lending process, what trends we're seeing, how to get the best rate, and so much more. Hosted by Fidel Dorado, team leader for the Fidel Dorado team at ZABE Mortgage Group, Fidel has helped hundreds of people with their mortgages, and now he wants to help you become mortgage smart.Purchasing a home is a BIG investment. It's the BIGGEST investment that a family makes. It's not something you want to do fast. What you do want...2021-10-1412 minTeam Lally Hawaii Real Estate PodcastTeam Lally Hawaii Real Estate PodcastHawaii Homeownership Center with Dale TomeiThis week on the Team Lally Real Estate Radio Show, we interview Dale Tomei of the Hawaii HomeOwnership Center. We'll talk about their “Chip in for Homeownership” Annual Golf Tournament and much more.We also have your favorite experts providing this week's tips on property management, mortgage loans, home inspection and home insurance!Who is Dale Tomei?Dale Tomei was born and raised on Oahu and Studied Economics at the University of Hawaii - West Oahu.  He is currently the Education Coordinator at Hawaii HomeOwnership Center. The Hawai‘i HomeOwne...2021-08-2000 minBeginner to BuyerBeginner to BuyerAm I ready for homeownership?Is homeownership really for me? How do I know if I’m ready to buy a home? And can I afford to buy and still live the life I love?These are just a few of the questions people ask as they consider buying a home for the first time. They may sound elementary, but as Beginner to Buyer host Nadeska Alexis uncovers, they are actually essential starting points for a successful journey to homeownership. In this episode, she hears from a first-time home-buying couple and then discusses their questions and concerns with Keosha Burns, Executive Director an...2021-08-1731 minBeginner to BuyerBeginner to BuyerHomeownership: Why it mattersHomeownership is good for families, businesses, and the broader community—but historical barriers have made it difficult for many to succeed at buying a home. So what should you know about the history, data, and current trends in homeownership before you buy? And why should you care?In this episode, Beginner to Buyer podcast host Nadeska Alexis sits down with Cerita Battles, Head of Community & Affordable Lending at Chase to talk about these historical trends and unpack why they are relevant to homebuyers today. Cerita overviews data on the importance of ownership to family stability as well as...2021-08-1729 minAccessibility Is Home podcastAccessibility Is Home podcastBlack History Month and handicap homeownershipSend us a textIn this special episode of the Accessibility Is Home podcast, we examine in honor of Black History month, what experiences might people with disabilities who are African American have when exploring their homeownership opportunities. Specifically through the eyes of the fabulous Ms. Candace Joseph, host of the “Business Knowledge Broker Hour” Radio show tells her own experience of looking for housing as an African American before becoming a member of the disability community. She then also talks about her experience of needing to buy an accessible home in Texas later in her life. Ms...2021-03-0844 minAtlanta Real Estate Forum RadioAtlanta Real Estate Forum RadioJose Plascencia Creates Homeownership for Underserved CommunityMarietta Branch Manager for New American Funding, Jose Plascencia, is in the studio for today’s episode of Atlanta Real Estate Forum Radio. Joined by co-hosts Carol Morgan and Todd Schnick, the group discusses how New American Funding serves the underserved, what makes it unique, its recent successes and more on this All About Real Estate segment of Radio. Plascencia has been in the mortgage industry since 2008 and with New American Funding for the past three years. He joined the Atlanta team for several reasons, including the ideals and family feeling the organization provides. Most notably, Plascencia also joined because of...2021-01-2719 minMortgage Impact PodcastMortgage Impact PodcastAlanna McCargo: Black homeownership in America part 2Did you know the current 30-percentage-point gap between black and white homeownership is larger than it was in 1968, when housing discrimination was legal? That's a problem that needs to be addressed. Join the leader of Movement's Black American homeownership initiative, Montell Watson, and the Vice President of Housing Finance Policy for the Urban Institute, Alanna McCargo, on this edition of the Mortgage Impact Podcast. Now’s the time to listen and learn about what we can do to help. https://www.urban.org/research/publication/how-economic-crises-and-sudden-disasters-increase-racial-disparities-homeownership https://www.urban.org/urban-wire/five-point-strategy-reducing-black-homeownership-gap2020-06-2400 minPower HousePower HouseThe Urban Institute’s Alanna McCargo on black homeownership after COVID-19This week, the Housing News Podcast features a bonus crossover episode from HousingWire’s Daily Download.In this episode, HousingWire Digital Producer Alcynna Lloyd interviews The Urban Institute‘s Alanna McCargo on how the COVID-19 pandemic is likely to impact America’s black homeownership rate.For some background on the interview:Last year, the homeownership rate for black Americans fell to 40.6% in the three months through June, the lowest level in the Census Bureau’s quarterly data going back to 1994, according to a government report. It was the smallest share recorded for black households since the...2020-06-0413 minMartini Mortgage PodcastMartini Mortgage PodcastNational Homeownership MonthJune is National Homeownership Month – even though the official celebration for National Homeownership Month is in June, every month and every day in any year is truly a time to celebrate homeownership.  Obviously there are economic benefits to homeownership but the reality is that homeownership also provides other benefits to you and your family and host Kevin Martini will highlight them in this episode, episode 102 of the Martini Mortgage Podcast. Raleigh Mortgage Strategists, Kevin Martini, with the Martini Mortgage Group at Benchmark Mortgage created his “Top 8 Reason to Own Your Home in Raleigh, North Carolina”.  To be frank, th...2020-06-0311 minNext Level Agents: The Kevin & Fred Show - Interviews with the best and brightest minds in the real estate industryNext Level Agents: The Kevin & Fred Show - Interviews with the best and brightest minds in the real estate industryHow FLEQ is Reimagining Homeownership & Turning the Mortgage On Its Axis w/Todd ShererAbout the Episode On this episode, I’m joined by Todd Sherer, CEO & Founder of Fleq; a company that’s revolutionizing what homeownership means; and instead of forcing people down the path of getting a mortgage, giving them a pathway to experience homeownership.   FLEQ is a fascinating concept that’s gotten many people talking because it adds important factors and points to the homeownership conversation. In an age where many young people are opting not to own homes, many have argued that traditional homeownership is on its way out. What Todd has done is give...2020-03-2352 minSelling Sacramento: Insights from Agent KeeSelling Sacramento: Insights from Agent KeeEp 4 Black GenX-ers and Millennials May be the Key to Reversing the Downward Black Homeownership TrendSpecial guest, Tanisha Broadway, 1st VP of Sac Realtist Assoc (NAREB) Urges Black Millennials to Become Homeowners With The Launch of “House Then The Car” Initiative Campaign.  National Association of Real Estate Brokers (NAREB) kicks off nationwide program to reach the 1.7 million Black, mortgage-ready Millennials about homeownership as a wealth building tool. “NAREB is sounding the alarm. Black homeownership is at a critically low point and could slip even further in large part due to the enormous obstacles faced by Black millennial households attempting to access mortgage credit as stated in NAREB’s 2019 edition of the State...2019-11-0437 minCafĂŠ with MonicaCafĂŠ with MonicaLet’s Just Talk About Homeownership with Sean RayOut of my own curiosity as a millennial who knows nothing about homeownership and growing up my family never talked about how to approach buying a home, I reached out to Sean Ray Dallas Real Estate Expert to talk all about homeownership. In this episode, Sean shares homeownership myths, understanding the finances behind homeownership and what you need to know before approaching homeownership. Sean also shares his story as an entrepreneur and how owning a home has been an important investment opportunity. Sean Ray, is a real estate agent and apartment locator in the Dallas Fort Worth...2019-10-3055 minLife Plus Up by Kevin YangLife Plus Up by Kevin YangEpisode 4 "Getting on the Homeownership Train"Welcome to Life Plus Up Podcast with your host Kevin Yang. A sincere thanks to all the listeners as we have a lot of positive feedbacks from our previous episode with our guest, Michael Spitkovsky, the Premier Mortgage Consultant of HSBC. With this rate, we may have to bring him back soon. Normally, I will take the time to answer some of the mailbag questions at the end of the segment but with overwhelming questions in regards to mortgage and first-time home buying processes. Positive News https://www.cnn.com/2019/10/14/us/crossing-guard-birthday-surprise-trnd/index.html2019-10-2326 minThe Burn Your Mortgage PodcastThe Burn Your Mortgage PodcastHelping Keep the Homeownership Dream Alive with Tim Hudak of OREATim Hudak is the CEO of the Ontario Real Estate Association (OREA), Canada’s largest provincial real estate industry association. Tim joined OREA after a distinguished 21 years of public service in the Ontario Legislature – including five years as Leader of the Progressive Conservative Party of Ontario. Since becoming CEO in December 2016, he and his OREA team have focused on transforming OREA into Ontario’s most effective professional association that delivers high-impact advocacy on behalf of realtors and consumers, and provides quality services to members. OREA has launched the Keep the Dream Alive campaign. The campaign is aim...2019-07-0624 minMartini Mortgage PodcastMartini Mortgage Podcast4 Reasons to be Optimistic about HomeownershipHomeownership matters…there are financial benefits to owning a home and there are also social benefits to owning a home.  The homeownership rate is volatile, the homeownership rate in the U.S. for Q1of 2019 was 64.2%.  During Q2 & Q4 of 2004 the homeownership rate recorded its highest reading in modern history at 69.2%.  Right now, in my opinion, there is a ground floor opportunity for homeownership & this episode talks about the 4 Kevin Martini Reasons to be Optimistic about Homeownership.  Kevin Martini is not just the host of the Martini Mortgage Podcast…Kevin Martini has been in the financial services since th...2019-06-2509 minHabitat for Humanity Canada -The PodcastHabitat for Humanity Canada -The PodcastHow Habitat’s affordable homeownership worksIf you have specific questions about Habitat's model of affordable homeownership, including mortgage, eligibility criteria or current builds, please reach out to your local Habitat for more information. Please note that eligibility criteria and mortgage models vary between local Habitat for Humanity organizations. Habitat for Humanity Canada’s unique model of affordable homeownership has helped more than 3300 families build strength, stability and independence. The model is one based on the idea of partnerships, of both personal and community commitment to building “Many people believe we give away homes,” says Mark Rodgers, Habitat Canada’s Presiden...2018-12-0320 minExchanges: A Cambridge UP PodcastExchanges: A Cambridge UP PodcastChloe Thurston, “At the Boundaries of Homeownership: Credit, Discrimination, and the American State” (Cambridge UP, 2018)Earlier this year, we heard from Suzanne Mettler and her book on the politics of policies hidden from view. Mettler explained that most Americans are benefiting from numerous public policies, but often fail to notice it because participation is hidden in the tax code. This leads to a disconnect between many citizens and the government.This week, we return to similar terrain, with an excellent new book on homeownership policy. Chloe Thurston has written At the Boundaries of Homeownership: Credit, Discrimination, and the American State (Cambridge University Press, 2018). Thurston is assistant professor of political science at Northwestern...2018-10-2422 minEvidence In ActionEvidence In ActionDon’t Give Up on Homeownership Just YetThese days, it can seem like buying a home is becoming increasingly impossible for young people. But homeownership still matters when it comes to building wealth, and there are supports out there to help. Host Justin Milner talks with housing finance policy expert Laurie Goodman and communications expert Sheryl Pardo to break down the major obstacles to homeownership. Related links: Barriers to Accessing Homeownership Down Payment, Credit, and Affordability - 2018 Access and Affordability: Interactive map and research on 3 barriers to homeownership More than 19 million millennials in 31 US cities are ready to...2018-10-1020 minMortgage with Manny GomesMortgage with Manny GomesWhy Homeownership Is Still Part of the American DreamWe’ve all heard of “the American Dream,” but where did the phrase originate and when did homeownership become part of that idea?  First appearing in the book “The Epic of America,” author James Truslow Adams says: “The American Dream is that dream of a land in which life should be better and richer and fuller for everyone, with opportunity for each according to ability or achievement.”  Nearly a century since “The Epic of America” was first published, many of the ideas it espoused still hold true today. However, there have obviously been certain cultural, social, and economic changes since this book came out...2018-08-2700 minMission Realty Real Estate Podcast with Clayton GitsMission Realty Real Estate Podcast with Clayton Gits4 Advantages Homeownership Offers Over Renting To explain the true cost of not owning a home, I have the top four advantages homeownership provides that renting doesn’t.Buying a home? Click here to perform a full home searchSelling a home? Click here for a FREE Home Price EvaluationThere are four main advantages to buying a home that, as a renter, you can’t enjoy. First, there are five great financial benefits: Homeownership is a form of forced savings. It provides tax savings. ...2017-12-2800 minLos Angeles and South Bay Real Estate Video Blog with Lenny LaRoccaLos Angeles and South Bay Real Estate Video Blog with Lenny LaRoccaWhy Is the Average Length of Homeownership Rising? The length of homeownership is rising both here in California and across the United States. So, why is this happening and what does it mean for the real estate market? Looking to buy a Los Angeles home? Search all homes for sale  Selling your Los Angeles home? Get a FREE home value report Length of homeownership has increased not only here in California, but nationwide. A recent study conducted by the Adam Data Solutions Group collected information from 11 major metropolitan cities in California, and it found that the typical length of homeownership is alm...2017-09-2500 minGlendale Real Estate Careers Podcast with Nate MartinezGlendale Real Estate Careers Podcast with Nate MartinezRecent Trends in Hispanic HomeownershipIt’s pretty amazing to see some of the home buying numbers in the Hispanic community. Here are a few that stick out to us.Join RE/MAX Professionals The National Association of Hispanic Real Estate Professionals has recently published a report that I wanted to talk about today. There are a lot of interesting numbers in here that point to an upward trend in Hispanic homeownership that no other demographic is seeing. Here’s what’s been going on:In 2016, there were 7.3 million Hispanic homeowners in the U.S.Also in 2016, there...2017-09-1351 minValley of the Sun Real Estate Podcast with Nate MartinezValley of the Sun Real Estate Podcast with Nate MartinezRecent Trends in Hispanic HomeownershipIt’s pretty amazing to see some of the home buying numbers in the Hispanic community. Here are a few that stick out to us. Join RE/MAX Professionals The National Association of Hispanic Real Estate Professionals has recently published a report that I wanted to talk about today. There are a lot of interesting numbers in here that point to an upward trend in Hispanic homeownership that no other demographic is seeing. Here’s what’s been going on: • In 2016, there were 7.3 million Hispanic homeowners in the U.S. • Also in 2016, there were 209,000 new Hispanic homeowners. • Hispanic people account for 60% of t...2017-09-1100 minThe Matt Townsend ShowThe Matt Townsend ShowHomeownership Politics, Proof of Heaven, Pushy ParentNo Place Like Home: Wealth, Community and the Politics of Homeownership (15:48) Dr. Brian McCabe is an Assistant Professor of Sociology at Georgetown University. Teaches courses on urban studies, neighborhood inequalities and quantitative methods for social research. For decades, owning a home has been a major status symbol, and for most Americans, it is the most important and largest financial investment of their lives. It also provides individuals and families with a sense of community. However, how have our nation’s various housing crises, changed the meaning of homeownership? And how has the need for perfectly crafted communities become a source of...2016-05-032h 25Spivey and Daniel Real Estate Group PodcastSpivey and Daniel Real Estate Group PodcastWhy Is Homeownership So Important? .embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; height: auto; } .embed-container iframe, .embed-container object, .embed-container embed { position: absolute; top: 0; left: 0; width: 100%; height: 100%; } According to the National Association of Realtors, most people don't understand the benefits of homeownership. Homeownership is very important, and there are three main reasons why. Want to sell your East Bay Home? Get a FREE home value report Want to buy an East Bay Home? Search all homes for sale Why is homeownership so important? There are three main reasons. Owning a home gives you the op...2015-11-2000 minVolkswirtschaft - Open Access LMU - Teil 01/03Volkswirtschaft - Open Access LMU - Teil 01/03HomeownershipWe develop a dynamic stochastic equilibrium model of two locations within a city where heterogeneous households make joint location and tenure mode decisions. To investigate the effect of homeownership on equilibrium prices and allocations, we compare the response of this model economy to a labor shock with that of a rental-only version. This comparison yields three results. First, homeownership enables more households to remain in the more desirable location at the expense of newcomers. Second, homeownership adds to the volatility of the housing market. Third, homeownership may amplify the dispersion of household income within a location. Homeownership raises distributional issues...2002-11-0100 min