Shows
Purpose Driven FinTechThe $443 Billion AI Lending Bias: Why 65% of Good Customers Get Declined | Carla Canino, Founder and CEO KindleeIn this pod,Carla Canino, CEO of Kindlee AI, shares with us how AI bias is costing lenders $443 billion annually and what financial institutions can do about it.Key highlights:• 65% of loan declines are actually creditworthy customers being misclassified by biased AI models• Traditional lending models ignore 23% disabled, 20% elderly, and 22% neurodiverse populations• Small banks waste $4-5M annually on operational friction caused by bias in customer interactions• European AI Act requires independent third-party auditing of high-risk AI systems• Inclusive lending models can increase profitability while ensuring regulatory compliance...
2026-02-2053 min
AI and FinTech LearningsAgentic AI: Reimagining Banking Operations in AsiaThis pod was based on the AI in Asia: Reimagining banking operations through agentic AI article by McKinsey & Company and AI generated by Notebook LM. The hosts are not real people, but I personally guided Notebook LM to give us this output, enjoy!This episode explores the transformative potential of agentic AI and multiagentic systems within the banking sector, particularly across Asia. As financial institutions face tightening margins and intensifying risks, the sources highlight how operations—which typically represent 60 to 70 percent of a bank’s cost base—are ripe for a fundamental rewiring. You will learn how shifti...
2026-01-1927 minAI and FinTech LearningsSaudi FinTech: AI, Payments, and Capital Market GrowthThis pod was based on the "Innovative fintech reimagining Saudi banking, experts say" article by Arab News and AI generated by Notebook LM. The hosts are not real people, but I personally guided Notbook LM to give us this output, enjoy!This episode examines the rapid evolution of the Saudi Arabian financial landscape, where the Kingdom achieved a 79 percent cashless transaction rate in 2024, surpassing its Vision 2030 targets ahead of schedule. We explore how over 260 fintech companies are dismantling traditional banking blueprints by leveraging data-first strategies and the Saudi Central Bank’s (SAMA) advanced Regulatory Sandbox to drive fi...
2026-01-1836 min
Purpose Driven FinTechFrom 36 Cents To 32 Cents: The Growing Gender Wealth Gap No One Talks About | Kristine Beese, Founder and CEO of Untangle MoneyThe retirement crisis is a women's crisis - and the numbers are shocking! For every dollar men have in wealth, women have just 32 cents. Even worse? That gap is growing, not shrinking.In this episode, I speak with Kristine Beese, Founder and CEO of Untangle Money, about the alarming wealth gap affecting women and why traditional financial services aren't designed for our needs. Kristine shares powerful insights from her journey as a former stock analyst and portfolio manager to building a FinTech solution that's actually helping women take control of their financial futures.We explore...
2025-11-251h 11
Purpose Driven FinTechHow To Get Into Home Ownership With Just 1% Down (No Mortgage Required) | Chris Smith, Founder and CEO at BloxxsWhat if home ownership could start with just 1% down and you could build equity without taking on any debt? This revolutionary approach is transforming how people achieve the dream of owning their own home.In this episode, I speak with Chris Smith, Founder and CEO at Bloxxs. We explore an alternative to traditional mortgages that's opening doors for people who thought home ownership was out of reach. Chris shares his powerful journey from banking executive to unpaid startup founder, building a solution that directly connects capital to aspiring homeowners.We dive into the innovative “subscription” mode...
2025-11-1933 min
Purpose Driven FinTechThe Future of SMB Banking: AI, Automation, and Financial Intelligence | Akhil Nigam, CoFounder at Finmo,In this episode, I speak with Akhil Nigam, CoFounder at Finmo, and we answer the critical question: How can global businesses transform their fragmented treasury operations into unified, intelligent systems that drive growth?He shares insights on why SMEs deserve better treasury solutions, how real-time payment rails are transforming cash management, and why MO AI is becoming the intelligent co-pilot every finance team needs.👉 Follow Akhil Nigam:LinkedIn: https://www.linkedin.com/in/akhilnigam562/Website: https://finmo.net/👉 Follow Monica:LinkedIn: https://www.linkedin.com/in/monicamillares/Y...
2025-11-0637 min
Purpose Driven FinTechHow To Actually Protect Your Crypto Users: 79% of Users Demand This Crypto Feature | Anthony Yeung, Chief Commercial Officer at CoinCover,Trust remains the biggest barrier to crypto adoption. Security breaches, lost access, and the fear of irreversible mistakes keep 79% of users demanding better protection before they'll fully commit to crypto.In this episode, I speak with Anthony Yeung, Chief Commercial Officer at CoinCover, the leader in digital asset protection, and we answer the critical question: How can FinTechs build crypto products that users actually trust?Anthony shares insights on the real risks FinTech leaders need to understand when building crypto offerings, the layered protection approach that top institutions use, and why traditional banking security just...
2025-10-2243 min
Purpose Driven FinTechSolving Wealth Management for MENA Henrys: Why Sharia-Compliant Investment Platforms Matter | Ziad Mabsout, Co-Founder & CEO at VennreThe MENA region presents a massive opportunity for growth: The High Earners, Not Rich Yet (HENRY's).In this episode, I speak with Ziad Mabsout, Co-Founder & CEO at Vennre, about building investment platforms specifically for the Henry segment in MENA and why Sharia-compliant solutions are an unlock. Ziad shares his journey from getting rejected for a $50K investment to building a fintech that solves exactly the problem he had back then: Accessibility. We explore how the lack of pension systems in MENA creates urgent demand for investment solutions, and why Sharia-compliant products attract non-Muslim customers seeking...
2025-10-0240 min
Purpose Driven FinTechHow Neobanks Can Use Bitcoin & Stablecoins for Competitive Advantage | Richard Green, RootstockLabsNeobanks are struggling with differentiation, rising costs, and intense competition - but what if Bitcoin and stablecoin infrastructure could be your competitive advantage?In this episode, I speak with Richard Green, Director of Ecosystem and Rootstock Institutional at RootstockLabs, the largest and longest-running Bitcoin sidechain, and we answer the big question: How can neobanks strategically integrate Bitcoin and stablecoin infrastructure to create competitive advantages?Richard leads GTM for strategic partnerships and growth across cross-border remittance, DeFi, institutions and stablecoins clients, bringing deep expertise from Bloomberg, Circle, and now RootstockLabs. He shares practical insights...
2025-06-2048 min
Purpose Driven FinTechHow AI-Powered FinTech is Solving the £4B UK Energy Debt Crisis | Fliss Berridge & James SharpeIn today's episode, we explore how innovative fintech partnerships are tackling the UK's massive £4 billion energy debt crisis through compassionate collections and flexible payment solutions.I speak with Fliss Berridge, UK Managing Director and Co-Founder at Ordo, and James Sharpe, Sales Director, Digital Native Business at Eviden. We talk about their groundbreaking partnership creating an intelligent recommendation and notification engine that helps consumers manage utility payments in a way that matches their actual income patterns, not arbitrary monthly billing cycles.Their solution combines open banking, AI, and a deep understanding of customer behavior to transform h...
2025-04-1756 min
Purpose Driven FinTechA Conversation About Rebuilding Trust in Digital Assets | Natalya Thakur and Kevin HoangIn this episode, I speak with Natalya Thakur, CEO of Knova, and Kevin Hoang Founder of EQ Exchange (EQX), two innovative founders who are tackling the fundamental issue of trust in the digital assets space🔑 Key Highlights:How EQX aims to become the first company in the world to disclose financial statements in real-timeThe critical difference between "compiled" vs "generated" financial statements for transparencyHow technology can play a central role in creating new trust frameworks for financial services👉 Follow Natalya and KevinNatalya: https://www.linkedin.com/in/nthakur9/Kevin: https...
2025-04-0948 min
Purpose Driven FinTechThe Bold Move: How I went from Banking to Building FinTech Startups | Monica Millares, CPO at BigPay & Purpose Driven FinTech Podcast HostThe financial industry is transforming rapidly, with traditional banking giving way to innovative FinTech solutions that are reshaping how people interact with money worldwide.In this solo episode, I share my personal journey from traditional banking to building FinTech startups and products across multiple continents, revealing the challenges, insights, and transformational lessons learned along the way. From my first steps into product leadership to scaling products to millions of users, I share the journey, what helped me succeed and the mistakes that taught me the most valuable lessons.What you'll learn:How I transitioned...
2025-03-2527 min
Purpose Driven FinTechBreaking the Rules of Banking: Why LATAM Needs Infinite Adaptation | Maria Mancuso & Ray Ruga, Co-Founders FinTech AmericasFinTech LaTam is booming; but it's not just just about digital transformation - we have the power to transform the region, but to do so, we must do a paradigm shift and focus on infinite adaptation and human-centered innovation.In this episode, I speak with Maria and Ray from FinTech Americas, who share powerful insights about LaTam, building trust in financial services, driving true financial inclusion, and fostering innovation that puts people first. And of course, they reveal why LaTam's unique challenges require a paradigm shift from traditional transformation to continuous adaptation.🔑 Key Highlights:Why...
2025-02-2326 min
Purpose Driven FinTechHow To Grow Customer Acquisition Without a Big Marketing Budget in 2025 | Araminta Robertson, Founder Mint StudiosWe live in a world where marketing acquisition budgets are tight and we have a ton of pressure to deliver growth! - as a result content marketing has emerged as a powerful strategy for FinTech growth. In this episode, I speak with Araminta Robertson, Founder of Mint Studios, and we answer the big question: How to leverage content marketing effectively in the FinTech space?Araminta brings deep expertise in content strategy and SEO and shares insights on building effective content strategies that drive measurable results and explains why bottom-of-funnel content is becoming increasingly crucial in...
2025-02-0847 min
Purpose Driven FinTechHow Product Managers Can Use AI To Build Better Products | Jas Shah, Founder Bitsul and Product ConsultantWe all wonder how to incorporate AI into our workflows! Soo I've recorded as special episode on AI in FinTech Product Development! Join me with Jas Shah, founder of Bitsul, and 3rd time guest in the show as we dive deep into how AI can streamline innovation and create more purpose-driven fintechs. We take a very practical approach so you'll learn frameworks for implementing AI, from automating admin tasks to enhancing customer research, and discover how to build sustainable, customer-centric solutions that create lasting valueIf you enjoy this Purpose Driven FinTech pod, please subscribe...
2025-02-0653 min
Purpose Driven FinTechFuture-Proof Your FinTech: Why Your 2030 Customer Won't Be Human | Pawel Stezycki, Principal Consultant at SpyrosoftThe AI revolution in FinTech is happening faster than you think! This week I speak with Pawel to explore how AI is transforming financial services and what it means for product leaders.From beating competitors with limited resources to preparing for a future where your customers might be AI copilots - this episode is packed with actionable insights for FinTech leaders who want to stay ahead of the curve.Discover:Why the AI transformation will happen 20x faster than the industrial revolutionHow to identify high-impact AI use cases with limited resourcesReal examples of cross-industry...
2025-01-3142 min
Purpose Driven FinTechBuilding Trust in the Metaverse: A Strategy Playbook for FinTech | Victoria Richardson and David Birch , AuthorsThe Metaverse isn't just a GenZ trend -- it's our chance to rebuild financial services with trust at the core! 🔥Join Victoria Richardson, David Birch and I as they share their findings from their book "Money in the Metaverse". We explore why identity infrastructure must be built differently this time, how native metaverse payments will transform commerce, what it really means to build safe spaces in virtual worlds, and what Gen Z is teaching us about virtual economies. Finally, Victoria and David reveal their framework for financial institutions to navigate this transformation: from establishing presence to...
2025-01-1147 min
Purpose Driven FinTechHow to build a career you love And be in-demand in 2025 | Monica MillaresAre you feeling that growing pressure of becoming irrelevant in today's fast-paced FinTech landscape? In this episode, I'm going solo and I'm sharing my battle-tested career development framework - the exact approach that has helped me stay ahead in an industry where yesterday's innovations become tomorrow's table stakes. I'll show you how to transform that fear of irrelevance into your biggest advantage, building a strategic career plan that keeps you at the forefront of FinTech innovation.Key Insights:Why traditional goal-setting fails and how strategic development planning leads to lasting career growthThe power of...
2025-01-1128 min
Purpose Driven FinTechInside Velexa's Mission to Transform Wealth Management | Tamara Kostova, Founder & CEO VelexaJoin us for an insightful conversation with Tamara, CEO of Velexa, as we explore how FinTech is revolutionizing wealth management and financial education. From democratizing investment access to building community-driven platforms, discover how Velexa is making financial services more inclusive and less intimidating for everyone.Why education and community are key to next-generation FinTech solutionsHow Brazil became a leader in neobank adoption with 43% population penetrationThe importance of hybrid approaches in empowering women investorsWhy Southeast Asia leads in digital wealth management innovationThe role of AI and ChatGPT in shaping the future of investment adviceBuilding scalable B2B solutions while...
2024-12-2642 min
Purpose Driven FinTechBuilding Trust with AI: How Rural Laos Is Innovating Financial Services | Tim Scheffmann, CEO and Chief Investment Officer LTS VenturesImagine a world where rural communities thrive with access to financial services tailored to their unique needs. That’s exactly what Tim Scheffmann, CEO of LTS Ventures, is making possible with the largest digital village banking network in Southeast Asia.In this episode, we dive into the transformative power of FinTech in underserved regions and how Tim is redefining financial inclusion. From adopting cutting-edge AI to ensuring communities have access to emergency funds, LTS Ventures bridges the gap between technology and humanity to create lasting change.How LTS reached profitabilityWhy a strong business model is key to...
2024-12-1045 min
Purpose Driven FinTechReaching the 98% using Blockchain - How Fasset is Innovating for Financial Inclusion | Umair Javed, Chief Business Officer at FassetPurpose Driven FinTechs are predicated on accessibility and inclusiveness - it's not about building a product that a very few people really love and admire and adore and become early adopters.Fasset is an all-in-one financial super app that allows people and businesses to securely invest, earn, and make payments and they are targeting a broader subsegment of society with financial services using blockchain technology — so that more people to benefit from it!Come behind the scenes with me all the way to the UAE. Meet Umair Javed, Chief Business Officer at Fasset. We discuss ho...
2024-11-1901 min
Purpose Driven FinTechZubin Reveals Why Empathy Is the Secret to Building Differentiated Solutions for Southeast Asians | Zubin Rada Krishnan, CEO at BigPayCome behind the scenes of one of the largest NeoBanks in Southeast Asia! Zubin Rada Krishnan, CEO at BigPay, shares BigPay's mission of leveling up people's lives through accessible and simple financial services and explains how BigPay aims to promote financial well-being by shaping positive spending habits and providing innovative financial products.We discuss the unique challenges and opportunities in the Southeast Asian fintech market, the importance of empathy in product development and leadership, BigPay's exciting developments like their expansion into Thailand, their partnership with AirAsia MOVE, their innovative stashes solutions and much more!BigPay...
2024-11-1248 min
Purpose Driven FinTechConnecting FinTechs and Banks to Drive Efficiency and Innovation | Jorge A. Ruiz, CEO at FinConectaThe future is about Fintech & Bank Partnerships! And FinConecta is here to make it easier, cheaper and more efficient for all!If you are bank you know you have legacy systems, and that you need new tech to innovateAs a B2B FinTech it is likely you are solving a problem for Banks... Well FinConecta makes it easy for both parties to find each other - And more importantly, to connect to multiple partners with one API. FinConecta supports Financial Institutions in their digital transformation journey. They've created an interconnected network of...
2024-11-0538 min
Purpose Driven FinTechMax Reveals How We Are Solving Real Problems in Crypto: Customer Pain Points Explained — Max Krupyshev, CEO at CryptoProcessing by CoinsPaid500M own crypto, 30% want to pay with it — are you ready?Customer expectations are changing fastAnd crypto payments are rapidly becoming the new normal!In today's episode I spoke with Max Krupyshev. CEO at CryptoProcessing.com by CoinsPaidto deep dive and understand what's going on! We cover: - How crypto is solving for real customer problems- Argentina as use case- Freelancers! A biggy one!- Pain points crypto payments are solving for- De-bust the my...
2024-10-2254 min
Purpose Driven FinTechHow Tapi is Revolutionizing LATAM's Outdated Payments Infrastructure from the Ground Up | Kevin Litvin, CBO & Co-Founder TapiLATAM's payment infra is fragmented and outdated... Imagine a single API that breaks down barriers across LATAM and unlocks a seamless payment experience, and multiple geo launches; a smooth, unified digital payment experience for the entire region!Well, I had the pleasure of speaking with Kevin Litvin, Co-Founder at tapi, and he's doing exactly that! In LATAM people still line up to pay bills and basic services... And while FinTechs and banks have a massive opportunity to fix this, The real magic happens on the infra layer... and this is why tapi is disrupting the region: One...
2024-10-1649 min
Purpose Driven FinTechBankifi Reveals How Engagement Banking With Human Interaction And Data Delivers Impact To Underserved SMEs | Mark Hartley, CEO & Founder at BankifiThere are 5. 5 million small businesses with less than 20 people in the UK - and we can argue small businesses are the most underserved of all FS customers today! That’s why Bankifi is transforming the space and making bank's digital banking platforms from something that's purely transactional into the place where a small business run and operate their business from.In this episode Mark Hartley, CEO & Founder at Bankifi, shares with us Bankifi’s backstory and purpose, the challenges of both banks and SMEs, and we go deep on data, AI, engagement - and more importantly human inte...
2024-10-0258 min
Purpose Driven FinTechUnlocking Financial Data to Drive Customer and Commercial Impact | Nare Vardanyan, CEO & Co-Founder at Ntropy“There's a lot of power behind financial data. Every time we move money from point A to point B, we also move information” BUT the power is unlocked by the quality of the data, and the what we do with the data!In this episode Nare Vardanyan, CEO & Co-Founder at Ntropy, the immense potential of financial data and its impact on both consumers and businesses. We discuss how standardizing and unifying fragmented financial data can unlock new opportunities in lending, payment authorization, accounting automation, and more. We explore the challenges and role of AI and advanced models in t...
2024-09-3040 min
Purpose Driven FinTechOper Reveals How To Reduce Mortgage Borrower Anxiety by Blending Human Touch With AI Efficiency | Geert Van Kerchkhoven, CEO & Co-Founder OperBuying a property is a big life moment, and one full of anxiety! And yes, we the people in the industry are guilty of creating anxiety to our customers! That’s why Geer Van Kerchkhoven, CEO & Co-Founder Oper is doing something about it, and helping both banks and customers create a much better mortgage experience!In this episode Geert shares his journey and insights on improving the mortgage process. He reveals how we can reduce borrower anxiety and streamline the home-buying journey, why Oper is a great product and his secret sauce to building products people love an...
2024-09-1749 min
Purpose Driven FinTechFranchising is broken. Kenny reveals the top benefits of Franchise Investing and how FranShares makes Franchise Investing accessible for all | Kenny Rose, Founder and CEO at FranSharesHave you ever thought about owning a Franchise, but got discouraged by the large amount of investment capital? Many of us have. Franchises pose barriers to entry to most of us, but not any more!In today’s episode I speak with Kenny Rose, the founder of FranShares. He is on a double mission to allow individuals to invest in franchises and to solve for the generational wealth gap through local business ownership. Kenny has an amazing mindset and energy. So we go deep both on him as an entrepreneur and his business. We...
2024-09-1056 min
Purpose Driven FinTechWio Bank Reveals How They Reached Profitability Within Year One | Prakash Sunkara, Chief Financial Officer at Wio BankWio Bank has become one of the fastest Neo-Banks globally to achieve profitability. In its first full year of operations, Wio reported a revenue of AED 266.4 million and a net profit of AED 2 million. Wio has over 50,000 Wio Business and 40,000 Wio Personal customers… and in today’s episode we go through the How they achieved such amazing success!I speak with Prakash Sunkara, Chief Financial Officer at Wio Bank - and I have to say he’s a CFO that sounds like a CPO! He is absolutely super customer centric!We discuss Wio’s story, their mindset and...
2024-08-2750 min
Purpose Driven FinTech51% Feel out of Control With Their Finances: How Can We Enhance Financial Engagement? | Theo Paraskevopoulos, CEO & Founder InvessedThe Statistics are brutal!56% of young investors avoid professional advice due to high fees and outdated approaches.51% of respondents feel they lack control over their finances, indicating a significant financial literacy and engagement gap.63% of women are uncomfortable with basic investment principles, with 72% not actively monitoring their investments.47% of participants save little to no income, reflecting poor financial habits and future preparation.Theo Paraskevopoulos, CEO & Founder of Invessed, is taking the challenge straight on and transforming wealth management to better serve younger generations.I sit with Theo to discuss the evolving landscape of financial...
2024-08-0644 min
Purpose Driven FinTechHow Businesses Save Money on SAAS Subscriptions with Lemon | Matt Bird, Co-Founder and CEO, LemonOver a TRILLION dollars per year is spent on SAAS and so much of that is wasted! Customers know they are overpaying for subscriptions, don’t have good visibility on them, and are aware they could save so much Money if they could bring them all into a single place easily and unlock savings from the software providers This is exactly what Matt Bird, Co-Founder and CEO of Lemon is on a mission to do! To help Businesses save Money so that they can focus on growing their business - and the impact is huge!No...
2024-07-3054 min
Purpose Driven FinTechGavin Nachbar Reveals How FinTech is Changing Tax for Good | Gavin Nachbar, Cofounder at Column Tax“I love filing my return!” Said no one ever… did you know in the US people spend over 5 billion hours per year to get their taxes done. And Column Tax is in a mission to do something about it!Gavin Nachbar, Co-Founder of Column Tax, shares how Column Tax is disrupting the process of filing taxes - and it all starts by leveraging customer’s existing apps! Column Tax is a B2B2C solution that enables Neobanks, Banks, and Institutions to solve a taxing problem for their users.We discuss the complexity of the US Tax S...
2024-07-2346 min
Purpose Driven FinTechWhat’s Best Practice for FinTech Metrics? Discover Practical Frameworks to Define Metrics, AB Test, and Move the Needle | Jas Shah, Independent Fintech Product ConsultantJas shares with us the importance of data metrics in building purpose-driven fintech. We go deep and practical! We start by defining what makes great product and the role of metrics in product development. We give examples across fintech verticals to bring it to life. It’s a super practical conversation, so defining metrics is not enough, we also deep dive into the challenges like confirmation bias and tools necessary for efficient product growth, including A/B testing, and the potential of AI.If you enjoy this Purpose Driven FinTech pod, please subscribe in YouTube, follow in Sp...
2024-07-1648 min
Purpose Driven FinTechGavin Nachbar Reveals How FinTech is Changing Tax for Good | Gavin Nachbar, Cofounder at Column Tax“I love filing my return!” Said no one ever… did you know in the US people spend over 5 billion hours per year to get their taxes done. And Column Tax is in a mission to do something about it!Gavin Nachbar, Co-Founder of Column Tax, shares how Column Tax is disrupting the process of filing taxes - and it all starts by leveraging customer’s existing apps! Column Tax is a B2B2C solution that enables Neobanks, Banks, and Institutions to solve a taxing problem for their users.We discuss the complexity of the US Tax S...
2024-07-1646 min
Purpose Driven FinTechHow Data, Simplicity, and Innovation Drive Payment Solutions | Robert Kraal, Co-Founder of SilverflowToday DATA is a differentiated proposition! And that's why it matters who you select as your payments processor and partner in crime! I had the honour and pleasure to speak with Robert Kraal, Co-Founder at Silverflow, and hear all about how Silverflow has designed with data in mind!Silverflow is a cloud-based payment processing platform that provides a state-of-the-art upgrade for payment-providers, shielding them from the current antiquated legacy technology still in use today. With Silverflow, PSPs can now directly access card networks, instantly add new functionality, have real-time insight into transaction fees and get smart data...
2024-06-2544 min
Purpose Driven FinTechEnsuring that Green Inclusive Finance is Truly Green and Truly Inclusive | Tiffany Tong, CEO and Co-Founder, AloiIn Today’s episode we speak with Tiffany, CEO and Co-Founder of Aloi, a multi-award winning FinTech in Nepal. Aloi is enabling climate financing for grassroots entrepreneurs through real-time loan journey insights. They have a cashless-financing platform offering 3 features to track a full loan cycle for informal sector business loans: monitor loan usage, loan repayments, and payments.If you enjoy this Purpose Driven FinTech pod, please subscribe in YouTube, follow and leave a 5 star rating. Remember to connect in LinkedIn to keep the conversation going.Let’s dive into it!👉 You can find Tiffany...
2024-06-1837 min
Purpose Driven FinTechTurning sustainability into a competitive advantage with planet-leading solutions | Oli Cook, CEO and Co-Founder, ekkoIn Today’s episode we speak with Oli Cook, CEO and Co-Founder of ekko, the multi-award winning sustainability platform for banks and payments. Ekko’s solution allows you to make any transaction or customer interaction an opportunity to do good for the planet and your business.We discuss how we should understand sustainability first and then think of how FinTech can be part of the solution, not the other way around; how ekko is a positivity driven FinTech .. I love the idea and this makes them unique among all FinTechs across the world. What is sustainability, sustainability and...
2024-06-1141 min
Purpose Driven FinTechInsights from Money20/20 Bangkok and Dubai FinTech Summit 2024This is the start of season number two!We had a small break a few weeks and we are ready to go with more exciting guests and FinTechs One of the reasons why we had a short break in between season one and season two is because I've been attending conferences. I've been to Money 20/20 Bangkok, and then I went to Dubai FinTech summit, of course in Dubai.In this episode I cover the key insights that I got, and what are the things that we need to be aware of?If you...
2024-06-0825 min
Purpose Driven FinTechDecoding Embedded Finance for SMBs | Regina Lau, CFO at Weavr.ioIn Today’s episode we speak with Regina Lau, CFO at Weavr.io. Regina is a proponent of merging purpose and profit by not thinking of business as a zero sum game, but as an endeavor to growing the pie together. We discuss how measuring customer sentiment help us understand the actual impact we are having in customer’s lives. I love this approach because the amount of money we have in the bank is not indicative of our financial wellbeing. We go personal and discuss how as a minority woman she’s reached C-level as a CFO and we get...
2024-04-1645 min
Purpose Driven FinTechSolving for Debt Management for Peace of Mind | Yaseen Rostom, Founder and CEO at IncredibleFor the first time ever in history, consumer borrowing in the UK has racked up to 2 trillion pounds. We've never seen that before. Pandemic ripple effects, high interest rates, and the raising cost of living have led people to rely on credit more. Even the richest 20 percent of the population are using credit to get by. This problem statement must to talked about.Today we speak with Yaseen Rostom, Founder and CEO at Incredible. I absolutely love their product, it’s solving a genuine customer pain point and it’s well thought through. He is not building just...
2024-04-0942 min
Purpose Driven FinTechIs It the End of Card Payments or Are They the Key to Financial Inclusion? | Jeff Parker, CEO at PaymentologyToday we have the honour to speak with Jeff Parker, CEO at Paymentology. He takes us back to the core. We explore what is Purpose, how Paymentology is having direct impact in customers’ lives - even though they are a B2B FinTech. He emphasizes how we need to collaborate more and share ideas as a FinTech community for us to be able to have 10x the impact in 5 years time. Jeff is known as a great leader, so I dig deeper on his leadership style and what we can do as an Industry to make it better for Fi...
2024-04-0244 min
Purpose Driven FinTechExpert: Accelerating Financial Wellbeing impact with Trust, Investing in Women and Consolidating Transaction Data | Tina Fisher, Chief Marketing Officer at IntixIn today’s episode Tina Fisher, Chief Marketing Officer at Intix, shares with us the how we can 10x the impact we have as FinTechers and go deep on the role of trust.Tina has an impressive trajectory, she was named “Top Female Tech Founder” by the British Government, and her company SnapSave was listed as “Top 12 Series A investment opportunity” by VC4A. We tap into her mind and heart and she shares her top advice for women wanting to grow their business and career and as part of international women’s month, we deep dive on how we as...
2024-03-1947 min
Purpose Driven FinTechFounder: Only 200 Million adults in India have credit history, Credit Fair is on a mission to 5x the impact with Purpose Driven Underwriting | Aditya Damani, Founder at Credit FairIn today’s episode Aditya Damani, Founder at Credit Fair, shares with us his vision on having impact in over one million adults in India who currently don’t have access to credit, and the one thing we can do as FinTechers to have 10x results in solving for financial stress.We discuss what makes Credit Fair different and why they are able to give credit to customers that banks usually wouldn’t. We explore how to go about building alternative credit risk models, how to manage late payments and loan defaults to minimize risk of non paymen...
2024-03-1347 min
Purpose Driven FinTechFounder: Shameer Unveils FinTech Growth Strategies For Budget Constrained Times | Shameer Sachdev, Founder & MD at Growth GorillaIn today’s episode Shameer Sachdev, Founder & MD at Growth Gorilla, shares with us his hypothesis on why he thought he could win by adding value no else did at the time in FinTech, the power of diversity when building Purposeful FinTechs, how Growth Gorilla is having impact in millions of customers - despite not having a Financial Services offering, and the one thing we can do as FinTechers to have 10x results in solving for financial stress.After discussing all things impact and purpose deep dive on how we can grow FinTechs during times of turbulence an...
2024-03-0553 min
Purpose Driven FinTechMonica Millares Masterclass: What is purpose in FinTech? Financial Wellbeing? And how do we have more impact? | Monica MillaresIn today’s episode I step back to have deep thinking time. I went through key Purpose Driven FinTech episodes and found common threads and insights that allow us to answer the research question — How can FinTechs have better impact?This is not an interview pod, but a Masterclass split in four sections:Let’s define PurposeHow can we build more Purpose Driven FinTechsWhat is Financial WellbeingSummary of findings: How can we deliver most impactIf you enjoy this Purpose Driven FinTech pod, please subscribe in YouTube, follow and leave a 5 star rating on Spotif...
2024-02-2502 min
Purpose Driven FinTechAI: Regenerating Banking with AI | Paolo Sironi, IBM Institute for Business Value & Co-host Breaking Banks Europe PodcastIn today’s episode Paolo Sironi shares with us in plain English the findings of his most recent research paper “Global Outlook for Banking and Financial Markets Regenerate Banking with AI” where he surveyed 600 banking executives about how they are working with generative AI.78% of Financial Institutions are tactically implementing generative AI for at least one use case, which makes AI governance a must-have.We cover how generative AI can transform the banking and financial sectors; why risk, compliance reporting, and client engagement lead the way in AI potential most critical use cases; making financial servic...
2024-02-1952 min
Purpose Driven FinTechExpert: How to stop fraud with AI and Machine Learning| Amanda Lieu, Director Brand, Product Marketing & Growth at SEONIn today’s episode, Amanda Lieu, Director Brand, Product Marketing & Growth at SEON, shares with us the fundamentals of fraud.Why fraud is on the rise?Different types of fraud - we can’t prevent nor manage if we don’t understand it wellFraud ringsThe black box and white box - how to understand why fraud is happeningHow AI and Machine learning help us prevent, detect and stop fraudIf you enjoy this Purpose Driven FinTech pod, please subscribe in YouTube, follow and leave a 5 star rating on Spotify and a review on Apple podcasts. Remember to con...
2024-02-1350 min
Purpose Driven FinTechFounder: AI, The Coreless Banking Revolution, and The Bank of the Future | Norris Koppel, Founder and CEO at MoneseIn today’s episode, Norris Koppel, Founder and CEO at Monese, shares his vision of hyper personalization and customer-centric financial services enabled by AI, and becoming 'the bank of the future.'We discuss the impact of AI on the financial industry, understanding the current state of AI in FinTech, concerns regarding its implications, and practical usecases for AI to improve processes, prevent fraud, and offer highly personalized services to customers. Norris talks to us about Monese’s spin off, XYB by Monese, an end-to-end coreless banking platform and his partnership with Google for generative AI.Le...
2024-02-0655 min
Purpose Driven FinTechFounder: The Secret to Building Trust in FinTech | Kimberley Waldron, Founder at SkyParlourWe can not talk about Money without talking about Trust. Since the begining of time customers have trusted financial institutions to look after their hard earned money - or have they not? This is a critical topic for FinTechs — why would customers decide to put their money with new players vs going with established brands? Smooth interface and a nice promise is not good enough. We need to go back to trust.In today’s episode, Kimberley Waldron, Founder at SkyParlour talks to us about Trust. We start with defining trust, followed by how to build trust in F...
2024-01-3049 min
Purpose Driven FinTechBest of: Dealing with Failure | 2023 Compilation PodWe can't talk about FinTech, startups, and entrepreneurship without talking about failure, the tough times, mistakes and all the difficult things in life.Today's episode is a compilation episode for one of my favourite mindset questionsThank you for all our wonderful guests who have been in the Purpose Driven FinTech pod throughout 2023👉Svitlanka Sergiichuk Romaniuk at Neofin solutions 👉Monica Eaton at Chargebacks911👉Tony CraddocK at The Payments Association👉Shalom Ben Or at Avenews👉Barry Levett at Mypinpad👉Lauren Jones at Open Banking Exchange👉De...
2024-01-0928 min
Purpose Driven FinTechMonica Millares Featured in The Fintech Marketers and Leaders Podcast, with Shameer SachdevShameer, host of “The FinTech Marketers and Leaders Podcast”, goes extensively through my career journey, my trajectory within BigPay, my thoughts and advice on Product leadership and growth, improving communication between marketing and product teams, diversity of thought, inclusion and mentorship, and much more.We cover:👉Product leadership and growth in FinTech👉Managing growth and product development👉Diversity and inclusion in FinTech leadership👉Diversity and mentorship in the workplace👉Career development, mentorship, and self-promotionIf you enjoy this Purpose Driven FinTech episode it would mean the world if you su...
2024-01-0843 min
Purpose Driven FinTechMonica Millares Featured In The All Immigrant Podcast, with Vivek Ishwar and Abin ShettyThis is raw and personal.Vivek Ishwar and Abin Shetty, host of “All Immigrant Podcast”, interview me on my over 15 year journey living away from home.We go back in time on the why I decided to move out of Mexico in the first place, the personal challenges of being an Immigrant, work in Corporate vs Startup, the evolution of my own podcast, advice for Aspiring Entrepreneurs in FinTech and much moreIf you enjoy this Purpose Driven FinTech episode it would mean the world if you subscribe and give it a follow so t...
2024-01-0752 min
Purpose Driven FinTechMonica Millares Featured in A Girl in the Product World Podcast, with Aamna HussainAamna Hussain, host of “A girl in the product world”, interviews me with her somewhat tricksy questions….We worked together in Tandem Bank, while she worked with one of our Tech Partners back then, so she brings this perspective of seeing us grow the bank from scratch. She queries me on our culture in Tandem Bank, how was it actually working with our Tandem CEO.As a curious product leader she is, she then gets deeper into my mind to understand the real journey on how come I ended up moving to Malaysia to help launch...
2023-12-1455 min
Purpose Driven FinTechMonica Millares Featured In The Digital Transformation & Leadership Podcast, with Danny LevyThis week I'm on the hot seat! Danny Levy, Managing Director Asia & ANZ at Money20/20 invited me to his pod "Digital Transformation and Leadership".We start with a quick intro and icebreaker questions, the work we are doing at Big Pay and we then deep dive into talking about money! We discuss how to bridge the gap and get people to open up about their financial struggles, the challenges I see with the unbanked, and close off with advice to people who are just starting out in the Fintech industryIf you enjoy this Purpose...
2023-12-1247 min
Purpose Driven FinTechFounder: The Truth Behind Empowering The 44 Million Immigrants In The US contributing to 22% of US GDP | Dr David Wachira, CEO & Co-Founder at WayaBeing an immigrant in the US comes with financial challenges, starting with struggles to open a bank account. This is a 44 Million problem with 13% of US population classified as immigrants, and contributing to 22% of US GDP - that’s USD 3.9Trillion per year.In today’s episode, Dr David Wachira, CEO & Co-Founder at Waya, talks to us about this customer problem statement and how Waya is being part of the solution.We explore how to create purpose driven FinTechs to create more impact, the biggest challenges immigrants have accessing financial services in the US. Waya’s cust...
2023-11-2851 min
Purpose Driven FinTechFounder: Bringing Banking Access to the 60% Unbanked Mexicans | Iliana de Silva, CEO & Co-Founder at TechreoFinancial Inclusion means reaching out to customers who are by definition not very digital savvy, so how do we do it in the age of digital banks? … A hybrid partnership approach seems to work as a solution!In today’s episode Iliana de Silva, CEO and Co-Founder at Techreo brings her perspectives on financial inclusion, financial wellbeing, and how Techreo is actually reaching the unbanked in Mexico with a Bank Partnership model. 60% of Mexicans do not have access to a bank account, and social media and referral rewards won’t be enough to include them, we need a diff...
2023-11-2139 min
Purpose Driven FinTechAI: Deconstructing AI and Digital Transformation in Financial Services | Ara Abrahamyan, Board Advisor at Cognaize & AmeriabankIncorporating AI in your tech stack is a digital transformation project among both big banks and FinTechs. To do it well it’s important first we understand the challenges of both digital transformation and AI.In today’s episode Ara Abrahamyan shares with us his wealth of experience working in digital transformation projects in the largest banks in Europe and his experience working in the AI space in Financial Services.We discuss how the DNA of FinTechs and incumbent banks are different, his fascinating career journey, how to breach the world between innovative tech, while stil...
2023-11-1447 min
Purpose Driven FinTechFounder: Loqbox shares shocking stats! and the path to helping 1,000,000 people build their credit scores and improve their financial wellbeing | Gregor Mowat, Founder & Co-CEO at Loqbox11.5 million people in the UK have less than a hundred pounds in savings9 million people are in serious debt81% of young people in the UK feel anxious about money73% of adults say that money worries impact them at work58% of people do not understand money and say they don't recall being taught anything about money at secondary school or sixth form collegethat’s why Loqbox exists!Loqbox is a multi-award-winning FinTech and they are in a mission to “give everyone access to a richer life.” Gregor is the Co-CEO and Founder of Loqbox, and in this e...
2023-11-0748 min
Purpose Driven FinTechFounder: Obu aims to close the gender investment gap through angel investing | Sarah King, CEO and Co-Founder at ObuI bet you are not an angel investor because you think you need a ton of money to be part of the club, or you have no idea even where to start because you don’t have a network of entrepreneurs building projects you believe in! Well all of that may be true, but not anymore!In this episode, Sarah helps us demystify Angel Investing. She explains what angel investing is, the challenges of Angel Investing, and a solution to make it accessible for all of us - Obu! We then go broader into the role of Ob...
2023-10-3148 min
Purpose Driven FinTechProduct: Jas Shah Reveals How to Build a Killer FinTech Value Proposition | Jas Shah, Founder and Consultant at BitsulA differentiated FinTech value proposition that resonates with customers is what differentiates the great from the average - nice UI/UX is not enough anymore! It is easier said than done. But it’s not an impossible mission.In today’s episode, Jas Shah takes us step by step on how to build a solid proposition. We first get very clear on the difference between Product and Proposition - or the relationship between these two. We define what makes a strong proposition, go in detail on how to do Discovery work, and the very delicate topic of trus...
2023-10-2457 min
Purpose Driven FinTechFounder: £2 Billion Annual Lost Payments in Subscriptions: Taking Control of Subscriptions While You Sleep | Delphine Emenyonu Co-founder at ScribePayDid you know that in the UK consumers lose £2 Billion per year on unwanted subscriptions? Yes the ones that you join a trial and then forget about and boom! You get charged by surprise. This in turn creates financial stress, mainly to individuals, freelancers and small businesses. Even though it’s a big pain point, somehow it is still underserved. Till now!Delphine takes us through her story on what inspired her to start ScribePay. ScribePay is a UK FinTech that allows consumers to track all their subscriptions in one place so that you are not caught off...
2023-10-1744 min
Purpose Driven FinTechExpert. The Role of Open Banking and Open Data in Fostering Financial Inclusion | Lauren Jones, Director Market Development at Open Banking ExchangeToday I speak with Lauren Jones, Director of Market Development at Open Banking Exchange. Lauren is an expert focused on delivering open banking and open finance to central banks, regulators and market infrastructures around the world.Open Banking Exchange aims to foster innovation, competition and efficiency to increase consumer choice and enhance security for online payments and is globally known for guiding central banks, authorities and regional communities through operational and technical set-up of open banking and open finance ecosystems.Lauren explains open banking, open data, and open finance in a simple to understand manner...
2023-10-1054 min
Purpose Driven FinTechFounder: Merging two companies to create an innovative SoftPOS solution known as one of the best of the world | Barry Levett, Co-Founder and CEO at MypinpadToday I speak with Barry Levett, Co-founder and CEO at Mypinpad. Mypinpad strives to be the solution of choice for money on the move — making mobile transactions safe, easy and enjoyable and Barry confidently says they are known for being some of the best of the world!We discuss building soft POS, the impact Mypinpad is having in society when it comes to financial inclusion, lessons from merging two companies with different but supplementary strengths and products and successfully creating an innovative solution, not flawless execution, their recent 30 million investment round, community, market expansion and much more!...
2023-10-0348 min
Purpose Driven FinTechFounder: The financial super app for the 2.5 million agribusinesses feeding Africa | Shalom Ben Or, Co-Founder and CEO at Avenews-GTMy guest today is Shalom Ben Or, Co-founder and CEO at Avenews. Avenews is building the first financial super app for the agriculture industry catering for the 2.5 million agriculture SMEs across Sub-Saharan Africa. They empower businesses with access to capital and tools that allow them to understand and mange their business better, and source all the business services they need – all in one place.In today’s episode, we discuss why FinTech in agriculture matters, the pain points in the sector, and why solving problems in product is not enough, instead we should focus on value. Shalom has...
2023-09-1249 min
Purpose Driven FinTechFounder: The journey to becoming a FinTech Unicorn - with female Co-Founders | Daniela Binatti, Co-Founder and CTO at PismoMy guest today is Daniela Binnati, Co-founder and CTO at Pismo. Pismo is global leader in cloud-native core banking and a card issuing platform and Daniela to me is one of the most inspirational women in FinTech. Earlier this year Visa signed an agreement to acquire Pismo for USD $1 Billion.In today’s episode, we go through Daniela’s journey. It was not easy. From working 45 days Sunday to Sunday, juggling being a mom, self shame of not being there for the kids, getting started investing her life savings, to selling the car to pay for school fees...
2023-09-0549 min
Purpose Driven FinTechCEO: The world's first plastic-free wooden card: Solving the 6 billion annual plastic cards production challenge | Christian Lehringer, CEO at CopectoMy guest today is Christian Lehringer, CEO at Copecto. Copecto’s innovative product is The TIMBERCARD. The world’s first plastic-free wood payment card that can be used like any conventional banking card. It is fully biodegradable, except for the chip, antenna and magnetic stripe. and when exposed to the soil, it decomposes much quicker than conventional plastic cardsWe talk about the 6 billion per annum plastic cards problem and how the Timbercard is part of the solution. He talks to us about the innovative processes behind the card and the challenges in building such an innovative prod...
2023-08-2948 min
Purpose Driven FinTechFounder: Unleashing the Power of AI, Sustainability and Programmable Money | Tony Craddock, Director General of the Payments AssociationMy guest today is Tony Craddock, the Director General of the Payments Association, an award-winning community to advance payments innovation, and encourage collaboration across the payments industry. We talk about mindset, AI and programmable money, Sustainability, making payments more efficient and encouraging more responsible and sustainable spending for all.If you enjoy this episode it would mean the world if you subscribe and give it a follow so that we can have more impactLet’s dive into it!👉 You can find Tony hereLinkedIn: https://www.linkedin.com/in/tonycraddock/LinkedIn The Pa...
2023-08-2244 min
Purpose Driven FinTechFounder: Understanding the US$250 Billion Chargebacks challenge | Monica Eaton, CEO at Chargebacks 911My guest today is Monica Eaton, CEO at Chargebacks911. We explore her success mindset, her early start as an entrepreneur, and the story behind Chargebacks911. We then explore how chargebacks are costing the industry 250 Billion usd, the impact of AI and Chargebacks and end with her thoughts on what is limiting women to thrive in their careers.If you enjoy this episode it would mean the world if you subscribe and give it a follow so that we can have more impactLet’s dive into it!👉 You can find Monica Eaton hereLin...
2023-08-1540 min
Purpose Driven FinTechFounder: Innovation despite all odds. Growing a Lending SaaS FinTech during times of war | Svitlanka Sergiichuk Romaniuk, CEO & Co-founder, NeofinMy guest today is Svitlanka Sergiichuk Romaniuk, CEO & Co-founder at Neofin, a Lending SaaS FinTech. We had a ton of fun recording, we talk about how no code solutions are empowering companies to launch lending propositions faster.Neofin started years ago in Ukraine, so we explore their founding story and their journey of losing all their Ukrainian bank customers one by one in a matter of days at the start of the war. They then had to make a very difficult decision to stop or adapt and continue. It is deep and inspiring.Today Neofin...
2023-08-0848 min
Purpose Driven FinTechProduct: FinTech in 2030! Mastering Product Innovation for the Metaverse & Alpha Generation” | Pawel Stezycki, Senior Fintech & Banking Consultant at NetguruMy guest today is Pawel Stezycki, Senior Fintech & Banking Consultant at Netguru. We talk about the future of FinTech in 2030! We first set context on the how to go about thinking about the futureWe discuss how to go about finding underserved needs. We then go deep into what he sees as the top 3 opportunities:Banking in Middle East and AfricaSME BankingAnd the Alpha Generation! Yes the teenagers of today are the customers of tomorrow...But guess what a seamless banking app will not be enough for themThe big bet is...
2023-08-0139 min
Purpose Driven FinTechProduct: Navigating FinTech Success: Insights on solving SME's painpoints, US market expansion, product strategy and psychological safety | Marijke Koninckx, Chief Product Officer at BankifiMy guest today is Marijke Koninckx, Chief Product Officer at Bankifi. We talk about the challenges of SMEs managing their payments flow, getting financing and managing their money, the importance of creating a safe environment to innovate and run successful FinTech's, the difference between product strategy and roadmap, and how to go about market expansion as per Bankifi’s success story.“The question would probably be what would life and work be without purpose, right? Then it's just spending time. Everyone's looking for meaning in their life, but also in their work, because you spend a significant port...
2023-07-2552 min
Purpose Driven FinTechFounder: Think differently: be a challenger, not an excellent sheep. How data enrichment can help you stand out and remove anxiety from your customer's lives | Ken Hart, CEO and Founder at Snowdrop SolutionsToday I speak with Ken Hart, CEO and Founder at Snowdrop Solutions, a data enrichment FinTech. We talk about the importance of clarity and transparency of transactions in financial services, focusing on solving every day problems, the need for a user-centric approach using personalized spending insights and recommendations, the benefits of autonomy in building a company to have a meaningful impact on users' lives and the importance of creating a culture that builds challengers, not excellent sheep"There's moments in people's lives where there's a lack of clarity, a lack of transparency, and if you could just...
2023-07-1843 min
Purpose Driven FinTechFounder: Open banking, data privacy, learning who is your target audience and economic background diversity in FinTech | Fliss Berridge, Director and Co-founder at OrdoToday I speak with Fliss Berridge, Director and Co-founder at Ordo, an Open Banking Payments-as-a-Service FinTech. Fliss has a background in music, law, and payments. We talk about resilience and embracing failure, account information services and payment initiation services open banking standards, learning who is your target audience and iterating accordingly, designing for customers who do not have your level of knowledge, addressing concerns about data privacy and security in open banking, and gender, social and economic background diversity in FinTech."You need people that have got different experiences, you want to see how different...
2023-07-111h 12
Purpose Driven FinTechProduct: How to build and scale Products with a customer centric focus| Edu Moore, Product Director at ClaraIn today’s episode I speak with Edu Moore, Product Director at Clara, Latin America’s leading end-to-end business spend management platform. Edu has an impressive career and worked in three FinTech Unicorns - Nubank, Bitso and Clara. We go through challenges of collecting feedback, prioritization, the differences between B2C and B2B product management, and how to keep PMs motivated"You don't necessarily need to jump from one product to another. If the one product you have is working well, is attracting new customers, is gaining traction, you got retention, you got engagement, then maybe you...
2023-07-0446 min
Purpose Driven FinTechVC: People, Process, Product - What VCs wish you knew about Product | Kevin Brockland, Founder and Managing Partner at Indelible VenturesIn today’s episode I speak with Kevin Brockland, Founder and Managing Partner at Indelible Ventures, a seed stage venture fund in Malaysia. We go through the three Ps needed to build products and companies with impact: People, Process & Product.The conversation is packed with Product gems - we go deep in product growth, onboarding optimization, removing friction, customer mapping, fluidity in processes and much more!Let’s dive into it!👉 You can find Kevin hereLinkedIn: https://www.linkedin.com/in/kbrockland/LinkedIn Indelible Ventures: https://www.linkedin.com/in/kbrockland/Website...
2023-06-2748 min
Purpose Driven FinTechFounder: Money2020 Special Edition: The Sound of Payments | John Ryan, Founder at PayEd - Education in PaymentsMoney20/20 Amsterdam was the event of the Summer! A place where new ideas, perspectives and people meet. It is definitely not your traditional event, it is fun and experiential. I had a blast and without a doubt I can say it was an amazing life and professional experience. So I’ll dedicate today’s episode to my session titled "The Sound of Payments"Of course I’m biased because that was my talk . But genuinely, I thought it was an amazing creative session where we mixed the right and left brain. First you had me explaining the trends...
2023-06-2032 min
Purpose Driven FinTechFounder: Empowering Businesses: Payments and banking solutions for medium and high risk businesses | Lissele Pratt, Founder at CapitalixeLissele Pratt is the Founder of Capitalixe, a fast-growing fintech consultancy. Capitalixe specializes in helping medium to high-risk industries obtain market-leading fintech, payments, and banking solutions. Lissele has been recognized by the industry multiple times, she was named in Forbes' 30 under 30 Finance list and won Rising Star of the Year at the UK FinTech Awards 👉 You can find Lissele here:LinkedIn: https://www.linkedin.com/in/lisselepratt/LinkedIn Capitalixe: https://www.linkedin.com/company/capitalixe/Website: https://capitalixe.com/👉 And you can find Monica here:LinkedIn: https://www.linkedin.com/in/monicamillares/Newsletter: Innovat...
2023-06-1341 min
Purpose Driven FinTechFounder: What is open banking, open finance and open data, and how it will change the world | Huw Davies, Co-founder and Chief Commercial Officer at Ozone APIHuw Davies is the Co-founder and Chief Commercial Officer at OzoneAPI. Huw believes open banking, open finance and open data will change the world, and he is a man on a mission to make it happen. He’s spent over 20 years in banking and payments building high growth businesses and teams at places like Barclays, MasterCard and HSBC before turning his attention to building FinTech start ups.To me Huw gives us the best explanation of open banking, open finance, and open data on the internet today! We cover what do we mean with “Open APIs”, the benefi...
2023-05-3043 min
Purpose Driven FinTechProduct: Exploring Purpose Driven Robowealth and Outcome Driven Product Culture | Julie Martin, Head of Product at StashawayJulie Martin is the Head of Product at Stashaway. Julie started her career in investment banking, moved to Product in a Fashion company and now heads a team building Investment Products at a Robowealth FinTech.We cover her story on how she entered the FinTech market coming from Fashion, transitioning from a Product Manager solo contributor to a Head of Department, the customer pain points Stashaway is solving for in the investments journey, how to build an outcome driven product culture, diversity in Fintech , and how regulators can improve to facilitate innovation in FinTechs.👉 You can...
2023-05-2345 min
Purpose Driven FinTechFounder: The role of Purpose in FinTech and how to craft a strategic Purpose to create differentiated Products that add customer value | Simon Clarkson, Founder and Consultant CMO at PurposecraftSimon Clarkson is the Founder and Consultant CMO at Purposecraft where he helps companies develop and implement a clear, evidence-based strategic purpose, while empowering functions to be catalysts for change and creators of customer value.In today’s episode, we go deep to understand what do we mean with Purpose. Its impact on company success, the governance to measure it - and how he’s successfully done this with a 9000 people organization! We explore the role of Purpose in FinTech and discuss a framework you can use to define a clear evidence-based strategic purpose to differentiate your Prod...
2023-05-1644 min
Purpose Driven FinTechPurpose Driven FinTech TrailerWelcome to Purpose Driven FinTech.I’m your host Monica Millares. In this podcast, I interview FinTech Founders, Product leaders and experts to uncover their stories, challenges, and lessons learnt in building products with impact.Let’s be honest.It’s a lot of work to build FinTechs and products people love while giving investors positive returns.If you want to stay ahead of the game you need to be able to cut through the noise and build FinTechs that solve real customer needs in a differentiated manner.The...
2023-04-2400 min
AI and FinTech LearningsDisrupting the Exam marking industry | Pau Pavon, Founder ExamfyPau Pavon is the co-founder and Head of Product at Examfy, where he helps teachers streamline the exam marking process. In today’s episode, Pao speaks about his journey as a Founder while being a University student, his findings on cultural differences between Spain, Korea, India and Northern Europe, and his approach to product development. He emphasizes the need to talk to costumers constantly, how he goes about it, and his favourite method: Obsess about the problem, not the solution. -----You can find Pau here LinkedIn: https://www.linkedin.com/in/pau...
2023-04-1131 min
AI and FinTech LearningsIntroducing FinTech Product Podcast - Why FinTech? Why Product? Why career advice for women? | Moni Millares, FinTech Product Leader & Podcast HostToday I introduce the evolution of the podcast into FinTech Product Podcast ;🎉I cover: Why FinTech?Why Product? Why women? Who am I? Why? Because....1. Financial stress is at it’s peak. We as Fintechers have the responsibility to create solutions that solve customer pain points. We need to be well informed, educated and become better every day.2. It is hard to find great product people with the experience FinTechs need to create differentiated products, at speed. We need to train them.3. FinTech is male dominated. We need to ed...
2022-10-2431 min
AI and FinTech LearningsB2B marketing is broken, Demand Gen is the new way | Christopher Roche, CEO Catalyst ConsultingIf you are a Fintech B2B company, or a SaaS company as great as your product may be you rely on your marketing to generate leads and on sales to go on on long education periods till you close your prospectThis model is broken! Why because only 1 - 2% of your audience is in buying mode at any point in time, and then those leads conversion rates into sales are ridiculously low - eg below 1%.We know it’s painful and it’s a matter of survival for most…In this episode, Chris...
2022-09-1946 min
AI and FinTech LearningsDisrupting the health industry, finding cofunders and dealing with dark moments | Eliot Brooks, Founder & COO at Thriva. Forbes 30 Under 30Eliot is Founder & COO at Thriva. Forbes 30 Under 30 - European Healthcare, a dear friend and an amazing entrepreneur I admire tons.
We have a warm conversation about his journey building Thriva - a home-based blood testing kits company.
How he managed his energy having a full time job while building Thriva,
The story on how we met his cofounders,
What were his biggest fears back then,
What is his success mindset,
How he went about fundraising and much much more!
It is warm, genuine and fun
To keep the spirit o...
2022-04-2552 min
AI and FinTech LearningsBecoming financially free and breaking norms as a woman | Hulya GunayFinancial freedom seems aspirational these days, but I believe it’s becoming a core need – though many of us do not know how to get there….Hulya shares with us her fascinating story and wisdom moving from Turkey to Ireland to help expand a Bank, to then making a career move and dedicating herself to advice others on how to grow their financial lives.She is writing a book for financially free women and we’ll deep dive on the mindset and tools such that you too can be financially free.
2022-04-2452 min
AI and FinTech LearningsHealing from failure as an entrepreneur and bullying at work | Natasha KK Mak-Levrion, Founder & CEO of PPEARL“A strong woman supports herself, a stronger woman supports others” power words from Natasha KK Mak-Levrion. In this episode we talk about her story of success and failure as an entrepreneur:
- Starting a consulting business and a spa in parallel
- Failing and closing the spa
- Bullying at work
- Healing from failure and bullying
- Creating a thriving company that helps others create inclusive environments
Natasha is the Founder and CEO of PPEARL and an amazing woman an individual.
You can find Natasha here...
2022-04-1143 min
AI and FinTech LearningsThe journey of creating and pricing my first NFT | Dani Muñoz, Costa Rica's first female crypto artistDani Muñoz - she is Costa Rica's first female crypto artist, wife and mother of two 💥We met in a community in Telegram, and her story is fascinating!We talk about:🤔 How to start an NFT - for newbes...🤑 How to price it and tips on how to "make more sales"👀What...
2022-03-2940 min
AI and FinTech LearningsBuilding confidence & self-empowerment through Motorcycling | Alison GrünAlison Grün is a force to be reckoned with - she shares her story and talks to us about gaining confidence and self-empowerment through motorcycling.
Yes after losing her job in a corporate and consulting, she decided to go for her passion, and she is growing a movement to teach women how to ride bikes and apply that confidence to drive their lives
She is such a powerful force, and energy, I'm sure you'll love the conversation.
You can find Alison here:
LinkedIn: https://www.linkedin.com/in...
2022-03-0739 min
AI and FinTech LearningsFrom card and student debt to saving for house deposit | Freya MathersHave you ever thought: "How on earth am I going to buy a property? I can't even save for the deposit..." and in some cases... "and I'm drowning on student debt"
This is one of the biggest questions Millennials and GenZ have...
In this pod, Freya Mathers shares with us how she went from debt to getting the deposit.
She is now a Financial Coach in the UK and helps people get on top of their finances so that they can achive their life dreams and goals
You can find Freya...
2022-03-0351 min
AI and FinTech LearningsAll you need to know to start your podcast for newbes | Moni MillaresHave you thought about starting a podcast but you are unsure, and you kind of pro crastinate? In this episode I go through the lessons learnt in my one year of podcasting and 33 episodes later wohoooI split the learnings in four sections: - The basics- The reality- The technicalities- The key lessonsHope it is helpful and do send me your questions!You k...
2022-02-2828 min
AI and FinTech LearningsWhat is Web 3.0 and what to look out for? | Viktor Tey, Founder at Y-Foundry DAOThere is a lot of hype behind web3.0, but do you understand what it is? I didn't... and I was getting a bit frustrated with so much information out there 🤔So I asked my friend Viktor who runs a defi community in Discord.And in this episode we go through the basics so that we all can understand in simple terms 🎉And we learn from all the mistakes he's made!And...
2022-02-2534 min
AI and FinTech LearningsBuilding resilience, boundaries and assertiveness | PhoebusWe can all relate to that conversation where we wish we were more confident, stronger, braver... 🤔this is a game called assertiveness! 🔥People believe positivity will take you places... but there is something deeper and more powerful that will rocket you to your dreams....RESILIENCE! 💥Yes that inner strenght that helps you push through when you don't want to...
2022-02-2249 min
AI and FinTech LearningsCreating conscious relationships with yourself and your lover | Elif and PhilPerfect topic to explore during Valentines week, and anytime really! We start by exploring what do we mean with conscious relationshipsBoth Phil and Elif give their perspectives and we converge on ackwnowledging that are human beings unfolding and changing all the time.As such a relationshi is constant opening, and constantly growing together. Fining out about each other.The reflection of the connection to yourself.We talk about forgiveness, self forgivenss, wounds, triggers... and opening up. Either learning on how to...
2022-02-131h 18
AI and FinTech LearningsShould I go for egg freezing? And all your freezing questions answered | Moni MillaresOkas! Egg freezing! How it can be a life changing experience, like it was for me. The challenges, the excitement and the scary bit of the journey. Covering it all very openly from decision making to doing research, the finance, selecting the doctor, the 10 days of self shots in the tummy and the procedure as such! It is a journey!Hope it serves you or your friends as an informative tool, or just to relate, or even to prompt questions in your head..Enjoy!As usual, it is my honour...
2021-04-0126 min
AI and FinTech LearningsTaboo topic in the workplace: Babies, my career, fertility and the impact of the clock! (Part 1) | Moni MillaresIf you know you want to be a mom or have some curiosity then this episode is for you! We don't talk about it much but as women we have so much pressure and a life question that is not spoken much about: How will I juggle starting my family and growing my career? and more importantly, am I fertile?In this episode I share my thinking process and the advise that few of my friends gave me that properly changed my life!Enjoy!
2021-03-2424 min
AI and FinTech LearningsWhat's my money personality? How can I spend as much as I want, guilt free, and still have a budget? | Moni MillaresWe all have money personalities -- and it impacts our ability to grow our business and our careers.
- Do you love spending, think money is to enjoy it and live it in the moment and tend to get in debt?
- Are you super organized in your finances and struggle to spend on things that make you happy because you want to save more?
- Do you struggle to work on your finances, and prefer not to?
- Do you believe it's not good to have a lot of money bec...
2021-03-1525 min