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Nagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsWhy people don't like religion especially IslamA pre Ramadan food for thought episode. Why don't our people practice Islam? The only way I can explain it: A short summarised look at the cause of it all. Hope this helps us all make real efforts where it counts, not just during Ramadan but after and before. Ramadan Mubarak in advance. 2023-02-2720 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsYou and me VS. You and IThe best way to remember when to use "you and I" and "you and me"2023-01-3002 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsSkyelectric Issue Final PartAfter a month, some sort of a conclusion or resolution, finally!2023-01-2640 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsOngoing Saga of Skyelectric: Still no inverterI am now finding out they never even asked for or got the replacement and didnt do ANYTHING these 2.5 weeks and are now attempting to replace the module in my currently malfunctioned inverter. So, after making me wait for a replacement they are now going to repair my inverter after all. So why waste half a month? And why give me the run around? Why lie? Skyelectric has never compensated me in any way for any of the losses incurred, from installation till date. I paid double the amount for half the size of a system and i paid...2023-01-1324 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsSkyelectric Fails to Honour its Deadline AGAIN...no inverter replaced!After taking a good 15 days they are once again displaying their incompetence as they fail to install the replacement inverter. After causing us a huge loss they even have the gall to make excuses. Only in Pakistan can this BS happen. NEVER install Skyelectric EVER and save yourself financial and psychological and other losses.2023-01-1217 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsUpdate on the SkyElectric Inverter Replacement IssueI was hoping to make 1 update episode covering everything but since 8 days have passed with no progress I thought I'd fill you in.2023-01-0715 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL SpokenEnglishSessions: "To open up" with weatherFor Pakistani learners the Utdu expression used for weather in English. For non-Pakisrani learners too, in general what we mean when we say the weather has opened up or let up.2023-01-0500 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsLard and Alcohol and drugs in products that are Kid-friendly?Strange how in products that are universal like baked goods, candies, chewing gum and chocolates and confectioneries have stuff in them that can make them unsuitable for kids, vegetarians and for those who care about halal and kosher stuff. It's rather ridiculous. How are these things being sold universally when the majority of the consumers shouldn't and cannot even eat them? The type of gelatin if used must be mentioned, which is not. alcohol and drugs in candies and cholocaltes also must be restricted and mentioned. the fact that pork is even used in products like toothpaste is pretty...2022-12-2923 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Do, Make, I'm OffThere are certain expressions we use in English directly translated from Arabic or Urdu and that makes them technically wrong. Also, the difference between I'm off today and I'm off.2022-12-2910 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsSkyelectric pt2Just a small episode promising an update (if I remember) and a little more rant on our illegal govt. Also a bit about the voice issue in my previous episode. 2022-12-2809 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsMy experience with SkyElectric and its solar systemA summary of my experience leading to the most recent incident caused by their incompetence. Only in Pakistan.2022-12-2831 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsEtiquette: Guests with kids and nanniesOne of the most annoying things is having guests who don't observe etiquette, and the biggest example is the trend of taking your nannies and servants to your hosts' home without any real training as to how to behave. You may be easing your burden but you are definitely adding to your host's burdens. In Pakistan especially relatives seem to think it's okay to impose but it is not: be you close relatives or immediate family, you must learn to respect the home of the host and you must learn to consider the people you are visiting....2022-12-1236 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Vase, the correct pronunciationHow to pronounce the word Vase correctly. 2022-12-1101 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Crepe pronunciationThe English pronunciation of the word Crepe which is essentially a French word for pancakes.2022-12-1101 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Psychopathy and Sociopathy pronunciationsAnd here it is: the standard pronunciations of psychopathy and sociopathy.2022-12-0100 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: visiting the sickIn Urdu we have a specific word for "visiting the sick" , however, in English we do not. We just simply say "visiting the sick" or inquiring about their health, and when we want to state that we went to a certain place to visit someone who isn't well, we just say it simply: "I went to visit so and so who isn't feeling very well/who is ill" etc. Listen to the short clip to see how we say it.2022-12-0101 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Expressing a habit: How toIn our sessions ESL students have had a bit of a hiccup in expressing the most commonly used word "habit", how to say 'it's a habit' when linking it to the action they want to describe as their habit. Well, here are the ways we can describe a habit.2022-12-0103 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Meaning and usage of words Chill, Chilly, to Chill, ChillingThe difference between the words Chilly, to Chill, and Chilling in terms of context and usage.2022-12-0102 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Sending others wishes Pt IIThis episode was prepared in answer to one of my students on how to wish specific blessings or prayers to another in English. In Urdu and most Asian languages wishing someone on specific occasions and events or sending blessings or just wishing anyone well is very specifically expressed and there are terms used, unlike in English. So, here are some of the ways we send wishes or wish others well in English.This 2 part episode is one of the many audio clips made for my ESL students and I hope sharing these clips here...2022-12-0101 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Sending wishes to others Pt IThis audio was made to answer a student's question on how to wish someone specific wishes or blessings or prayers in English. In Urdu and most Asian languages wishing someone on specific occasions and events or sending blessings or just wishing anyone well is very specifically expressed and there are terms used, unlike in English. So, here are some of the ways we send wishes or wish others well in English.This 2 part episode is one of the many audio clips made for my ESL students and I hope sharing these clips here will be help to...2022-12-0102 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Bulgur, Burghul pronunciationUsed a lot in the Subcontinent and ME/Gulf even I guess, it is a bit tricky to pronounce in English. Also the brand name YSL pronunciation. An audio clip from one of my sessions thus the very random words chosen here. Thought it would be helpful to share it here for other ESL learners.2022-12-0101 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Carrier meaning in ScienceWhat the word carrier means in terms of science.2022-11-2902 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Career vs CarrierThe difference between carrier and career. The commonly mispronounced word "career" and how to correctly pronounce it.2022-11-2902 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Flour, Floor, Flower pronunciationsIn the subcontinent one of the most mispronounced words is "flour" and there is a reason behind it. In this episode you can listen to the correct pronunciations of these words.2022-11-1601 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: most commonly mispronounced words in Subcontinental EnglishPatrol, petrol, diabetes pronunciations and the different names of eggplant.2022-11-1603 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsIESL Spoken English Sessions: Intimate & IntimidateThe meanings and definitions with examples in sentences.2022-11-1207 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: On Time vs In TimeThe meaning of on Time vs in Time. Pt IV and final part of the "Talking about Time" episode. 2022-11-1200 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Talking about Time Pt IIThe prepositions used when describing time, days, periods of time and days, dates etc.2022-11-1201 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Talking about Time Pt IThe prepositions used when describing time, days, periods of time and days, dates etc.2022-11-1204 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Various ways to say "no"/express negation and yes/affirmationThis was also originally a tip I recorded for my students but I will share it here: how to express "no" or negation and "yes" or affirmation in other simple ways instead of just saying "no". I have also different ways of posing/asking certain simple questions politely, indirectly or any other way that is nice as an answer to a student's query.2022-10-1904 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Different ways to describe angerThis was an audio message I made originally for my ESL students, directly from my phone. But decided to share it here as well. 2022-10-1904 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Stressing Out vs Freaking OutThe difference between stressing out and freaking out.2022-10-1702 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Expressing Tension and StressThe most common ways of using the words "tension" and "stress" 2022-10-1702 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Dating and Relationship VocabularyThe most commonly used idioms, expressions, words, slang and terms used when talking about relationships and dating etc, also words used to express certain acts of offense and sexual harassment that women generally face which men think are part of trying to start a relationship.Sorry for the slight distortion in the background noise had a bit of a problem with the noise cancellation.2022-10-1432 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: idioms in English and Urdu pt IIMore idioms in English explained and translated in Urdu.2022-10-1210 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English sessions: idioms from English to UrduEngkish Idioms explained in Urdu.2022-10-1210 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English Sessions: Sentences Used upon Meeting someone For the First TimeStandard introductory sentences used upon first encounters and how to part ways after the first encounter. 2022-10-1107 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English: Past Perfect/Continuous Vs Present Perfect/ContinuousThe difference between the present perfect tesne, the present perfect continuous tense and the past perfect and past perfect continuous tenses and how and when to use them2022-10-0305 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL SPOKEN ENGLISH: Home vs House using prepositions and articles with locationIn this latest episode we will understand the usage of articles and prepositions with "house" and with "home".PS just made this in urgency so excuse the slightly distorted bg as noise cancellation tried to do its magic.2022-10-0205 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English: past aux verb + infinitiveUsing the main verb as infinitive when the helping verb is in past tense. When and how to use.2022-09-2902 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English: A, An, The usageWhen to use the definite and indefinite articles and when not to use them.2022-09-2808 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English: articles with namesFor some odd reason English learners of the Subcontinent tend to use the definite article with names. In this clip it is explained how articles cannot be used with names but can be used with common nouns and locations. 2022-09-2801 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English: lie vs layWhen and how to use lie and lay. The actual meaning. 2022-09-2801 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsESL Spoken English: Past tense, Present Tense/continuous tense, Future Tense, When to useAnother short episode for my English conversation students on how to and when to use the past tense, present tense and future tense and when to use the continuous tenses.2022-09-2715 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsSay, Tell, Ask, when and How to useFor my English Conversatio students. Understanding the difference between using say, tell and ask and their usage.2022-09-2704 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsGemstones in UrduA list of some of the most commonly known precious and semi-precious stones in Urdu. 2022-08-0206 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsI believe Pt IIIRemembered more points that I believe should be done, said, thought and just should be in life.2022-07-3017 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsI believe Pt IIThe second of a three-part episode wherein I list the things I believe or think or feel re the various things in life from manners to political correctness to environment etc. All the little and big things that effect us in life: how i see them as they are, as they should be or as they are not.2022-07-2926 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsI believe Pt IThe first of a three-part episode wherein I list the things I believe or think or feel re the various things in life from manners to political correctness to environment etc. All the little and big things that effect us in life: how i see them as they are, as they should be or as they are not.2022-07-2930 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsTrouble pronouncing these names? Or just can't be bothered?UPDATE: For all readers and book lovers the Smashwords Sale is on, starting 1st July and will last through the month: you can get my latest ebooks for heavy discount (please do remember to review them after you have read them). For kindle readers The Mist Stage One (conspiracy/spy thriller series) will be discounted on kindle countdown deal beginning 30th July...for both US and UK readers. And for my desi readers celebrate 14th August with me by grabbing THE MIST SERIES bundle (the complete series bundle) on kindle (offer lasts 14-18 august 2022). So mark your dates and...2022-06-2831 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsThings related to the kitchen in Urdu: utensils and food itemsThings related to the kitchen like utensils and food items, some common spices and herbs and other dishes in Urdu.2022-06-1722 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsBeing a Desi and Living in DesilandYou know you're a desi....a few things that make you know you're a desi. Also a short observation on the "perks" of living in desiland.2022-06-1028 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsBasic Questions in Urdu for a beginner or a travelerMore examples on the usage of the 5Ws and 1H questions, in Urdu the "k"s. And more basic questions on greetings and how to get to a place etc.2022-06-0424 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsUrdu Grammar: Basic rules on syntax and word order, verbs and adjectivesBasic rules of word and sentence formation in Urdu. Basic rule of verbs, nouns and adjectives.2022-06-0418 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsSocial Etiquette and Social MediaThe weird fact that the generation born into Social Media and IT do not have the common sense on social mannerisms to observe while socializing with each other pertaining to communication devices and leaving themselves open to vulnerability is odd. Also odd is how parents dont seem to understand how important observing these social mannerisms and etiquette is especially while communcating on the internet where everything is on the record.2022-05-2837 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsPakistan Today: Where we standA short summation of what is going on in Pakistan, the reason behind it and the public's reaction to the US planted government and open illegal interference in our country's affairs.2022-05-2730 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsMunafiq aur Neech log (deifnition of hypocrites and lowlives)LANGUAGE: UrduDefinition of hypocrites and people of despicable characters: as individuals, as a society and as a nation: what does it mean culturally, politically, religiously, socially and individually..2022-04-1049 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsRamadan Mubarak 2022The meaning of Ramadan, detoxification, rehab, family,...are we actually observing Ramadan the way it should be observed and following the process and steps or have we forgotten the real purpose? Maintaining the same life style, the same habits while fasting....does that mean our fasting is accepted?Listen to the episode to know more...Ramadan Mubarak everyone!2022-04-0645 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsOn Schools and Books and Their Roles TodayHave our schools maintained their role as learning institutes? Parents, schools, law and order institutions and the government were created to be able to make a safe environment for people to thrive, to protect children and to maintain an orderly environment that helps everyone develop, progress and grow with each other. Now none of them are playing/fulfilling their role in society as a result our society has collapsed.The the most dangerous is when learning institutes stop doing what they are supposed to and contradict the very values they are teaching their students in their own...2022-03-3027 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsOn BusinessesJust summarizing on collapse of businesses during COVID, and generally how and why the new generation prefers to stake out on their own rather than inherit family businesses. Balancing the old with new rules, establishing and maintaining relationships with clients. Service industries low quality services and products for high rates: all the problems with businesses today.LANGUAGE: ENGLISH2022-03-2629 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsWhy No Etiquette?Language: UrduNaked thoughts on our people and our society that talks a lot about our culture but lacks any mannerisms that culture would put first. The very basic manner of social boundaries and of doing your own stuff, of borrowing stuff and how to return them, all that is missing from our people. What manners? What culture? Parents seem to think getting good grades to make money is more important than your basic everyday mannerisms.2022-03-2236 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsHow do you Not KnowAs promised, about Putin, USA and the hypocrisy of the Western World re the war. A thought on history, facts and myths. An analysis on many little facts and the double standards. (Enjoy the calm bg that I made sure didn't get cancelled. No noise cancellation baby!)2022-03-1922 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsUSC CORP PAKISTAN Govt corruption or Incompetence? ONGOING DRAMANOTE: It seems the noise cancellation tends to vanish some of my words in its effective display of cancelling bg noise, So I apologise for the sudden fading of words like on and get and two etc So, yes, that isn't a vocab or grammatical mistake here, but the noise cancellation at work.This episode is on the way the government bodies work in my country and probably in all of yours'. They never do their jobs, always make you do their jobs for them, they don't give you the required paperwork and then refuse to produce...2022-03-0816 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsFunny S&@t People Throw at you Pt IIPeople are just weird!2022-02-1014 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsFunny S&@t People Throw at you Pt IThe weird random stuff people just say to others today when one is trying to live life.2022-02-1011 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsDisease or Just Rotten?We have started condoning bad behaviour, black sheep, rotten personalities, weak and deeply rotten characters as "disease": drug abuse: disease, diva queen: "disease", psychopathy "disease", selfish pricks "disease"....we need to call a spade a spade. We know that manners, personalities, characters can be built, we know that values are taught, so why are we not teaching them any more? sense of responsibility is something we teach, so why are we not doing it anymore? We don't just endorse these anti-social behaviours, we actually create them: we develop them by letting them get away with it without drawing the...2022-02-1028 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsThe NADRA Affair ConclusionFinally got a resolution to my NADRA problem and got yet another proof of Allied Bank Ltd.'s dishonest practices as a bank. You know the saying one can never win from an unemployed person? It is true...self-employed people are like unemployed people today as we have a lot of time to fight with any injustice: it is our time, so we can put it to any use! Ha!!!!2022-02-0315 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsExploitation of Family Values and Family in our Society Pt IIDivorce, difference in upbringing, mental level, the big flaw in the regressive upbringing of our boys, education, the main reason behind marriage, all that and more that lead to problematic families and ultimately a problematic society...we have overrated marriage and sex and forgotten to teach them what marriage really means and what making a family means. How we have just changed who we label but are much the same...2022-01-1841 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsExploitation of Family and Family Values in our Society Pt ILanguages: English and UrduThe myths and reality of our society today, especially the reality of family values and moral values as a society.2022-01-1835 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsThe Murree TragedyA few questions and thoughts on the Murree Tragedy that just took place and is still ongoing of tourists trapped in Murree on the roads due to the heavy snow storm that took place two days ago.2022-01-0932 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsTHE NADRA AFFAIR FOLLOW UPJust after publishing my latest episode, I launched a complaint against NADRA for the 2nd time at the PM office (citizens portal) and so got a call from the NADRA isl office wherein as usual they were trying to evade responsibility....so in 3 successive calls of 10 min each I had to give them a shut up call everytime they tried to make sorry assed excuses regarding the whole scenario2022-01-0707 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsTHE NADRA AFFAIR PT2LANGUAGE: English and UrduStarts off with an update on the NADRA refund that was owed me....and moves on to me venting as both my bank ABL and NADRA not only fail to answer me as to the whereabouts of my refund but then begin avoiding my calls.How can we expect anyone to follow the law when the government itself resorts to unlawful and dishonest means.2022-01-0720 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsThe NADRA AFFAIRThe latest experience getting a renewal of my ID card, which btw I still have not got.2021-12-2324 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsCitizens Portal: Digitally screwing with Citizens Pt IV (the Lesco Affair)A message and a warning to the government and their failure to curb corruption, while being directly involved in state corruption to the extent that they are harrassing their public by making them pay bills for non existent meters and units. The government has been making the citizens pay bills on net metered connections despite the fact that the government owes them credits worth of thousands in units, and then the government has moved on to bill people on non-existent meters.Blatantly lying on the record, and blatantly stealing from the public, Imran Khan has disappointed the public hugely...2021-11-2908 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsHow we make others feelWe try to universalise feelings, sadness and happiness. We know that happiness and hardships are subjective: What is painful to one may not distress another. Mental distress is irreparable. How we make others feel is more than important than we like to acknowledge. We intentionally ignore it because we are all guilty of it.2021-11-1021 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsCitizens Portal: Digitally screwing with citizens Pt IIII just got a new development regarding my complaint against my bank, Allied Bank Ltd, Pakistan, for breach of information and involvement in scam leading to the loss of my money: Banking Mohtasib closed the case again citing the bank to be clean and clear of all responsibility and blaming me, despite the proofs that I have submitted showing that my information was breached. I have met up with another victim of this bank's who lost all his money too, this time via cheques. There has been a case submitted by clients against ABL for 2 years to Banking Mohtasib...2021-11-0807 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsCitizens Portal: Digitally Screwing with Citizens Pt IIDuring my recording of Pt I my parents were at the LESCO office...so part II will tell you what happened there and as I get more development on the rest of my complaints I shall bring out more parts. The government's incompetence, the state making us pay instead of the people they have failed to collect taxes from or failed to collect bills from...all is being highlighted.This is abuse of authority.This is State Corruption.Conclusion: Nothing has changed.2021-11-0319 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsCitizens Portal: Digitally screwing the citizens Pt IMy experiences with the Pakistan citizens portal: a portal created by the PM to address grievances of the public. I had lodged 8 total complaints till date. Only one was resolved. Part II will be shared when I get some developments.2021-11-0315 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsHow the government law enforcement agencies, banks and politicians deal with victims of cyber crime and other crimesMy own experience as a cyber crime victim....it has been 4 months and they actually closed the case without any resolution....i did all the legwork, i traced the scammer, i recovered the partial money....they did nothing but close the case because they were getting transferred, the bank ABL went scott free even after evidence that they breached my information, the scammers were not caught, and the MPA, MNA and my relative who always used me whenever they needed me and my family did not even lift a finger to help.We need to remove all...2021-09-3034 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsLack of manner equals lack of virtues, moral values and degradation of societyThe narrative of a single modern woman observing the current trends of society, the roles (or lack thereof) of modern parents, the lack of discipline, of moral values and virtues...simply because there is no more stress or study given to manners and etiquette. Society is rapidly regressing: the next generation will be filled with narcissists who think the world revolves around them: selfishness and barbarism is what we are going for/towards.2021-09-0835 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsAnnoyances of Today's SocietyListing the common annoyances of today's society. LANGUAGE: ENGLISH.1.USSD Codes and helplines 2. Service Industries that have no services 3. breach of information 4. telemarketing 5. banks that don't keep your money safe 6. media and public manipulation 7. getting up close and personal 8. narcissism 9. guests who keep you waiting on them hand and foot.2021-08-1220 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsAnswer to those who indulge in victim-bashing on various crimesMAIN LANGUAGE: URDU A rant on society's hypocrisy as it chooses to justify various crimes by bringing in gender or age and ultimately blaming the victim. As i have always said: our society likes victims to remain victims, people do not like victims to fight back: laws are quick to judge victims who fight for their rights when these same laws are never there to give them justice. Our society always tends to question female victims whereas they have a different take on men who are victims of crime. It depicts how governments, law, parents and society...2021-08-0429 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsOur Pet PeevesA cotton producing country suddenly has no cotton fabric available to the common manLawn, the staple fabric, has become an elite fabricAs an agricultural country we have GMOs and low quality foodNo choice in the market in terms of quality and types, styles, materials in anything we needPay more for lessThe ozone layer is bustedCapitalism has destroyed quality and options for common man esp durabilityEverything is made to add to the pollution on earthWe are...2021-07-2522 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsEid Day III SPECIAL: Hypocrisy of citing cultureLANGUAGE URDUIn our society there is a new trend of older generation complaining about how the new generation doesn't seem interested in keeping up with the culture you had: of meeting with family, of cousins being close, of the fear that the next generation will not even know who their relative are. The problem is the responsibility lies with the former: the older generation is the source of breakage of family reunions, of teaching their children that family is all about politics and resentment and division. Similarly the older generation has not worked hard to revive...2021-07-2315 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsButterfly effectIt is something I have talked about in great detail over a span of time with others, thus the summation of these talks on this episode: how inequality, discrimination, ruination of society and civilisation, and generations begins at home...how as parents we think we are following society, but end up creating a more heinous society that leads to a corrupt, unsafe, mentally unhinged barbaric society and ultimately world domination.This time I began the talk with perspective to Eid, as today is Eid-Ul-Adha all over the world, and we talk of sacrifice and faith and fate...2021-07-2044 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsA Desi's baddua for all desisAn overseas desi forced to live in desiland, after suffering at the hands of desis, suffering at the hands of a corrupt society, of dishonest people, who has suffered so long and each time the level of the suffering has been greater than the last, finally decides to give a huge baddua...there are certain people in life we should not mess with: the problem is we cannot recognise them. When these people are messed with, they become the source of your eternal pain. These people have a special connection with karma and with God...when we push good...2021-07-1705 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsIslam's take on rape, sexual harassmentConclusionary episode: bascially I am too tired to even try to talk to people who seem to justify having one law for themsevles and another for others. Something is okay for someone but not for another...in Islam it is said a Muslim is he who likes for others what he likes for himself. A true Muslim is considerate, does not harm or hurt...the most dangerous of weapons, according to the Prophet (pbuh) are one's hands and tongue: the harm done is irreparable. Islam has a very clear cut view on rape, its punishment, harassment, what constitutes harassment...2021-06-2324 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsIslam's take on rape/ sexual harassment Pt 2Part two of my two cents' worth on how people hypocritically twist divine laws to suit them, and dare to call it religion.2021-06-2305 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked Thoughtsthe 5Ws and 1H, basic questions, time, usage of time in basic conversation, elements in UrduRemember to follow/join/like us onhttps://www.facebook.com/learnurduylt2021-05-2915 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsList of flowers in English and UrduA list of flowers known commonly to us. Both in English and Urdu.2021-05-2905 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsLists of colours, descriptive colours, fruits, vegetables, dry fruits and spices in English and UrduFor Urdu learners/beginners. Follow/like us on https://www.facebook.com/learnurduylt2021-05-2919 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsBasic sentences in UrduBasic sentences in Urdu from greetings to asking locations etc.For the Learn Urdu community, overseas Pakistanis and all beginners learning Urdu.Check out and join the learnurdu page on fb to keep learning:https://www.facebook.com/learnurduylt/2021-05-2829 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsAlphabets, numbers and lists of animals, birds and body parts in UrduThe basic lists of animals, birds and body parts together with the complete list of the Urdu alphabet, and numbers 1-10 for the Learn Urdu Community/anyone learning Urdu as a third language/second language and overseas Pakistanis. Phonetics.For alphabets and numbers you can also check out these links:https://www.ucl.ac.uk/atlas/urdu/alphabet.htmlhttps://www.ucl.ac.uk/atlas/urdu/alphabet2.htmlJoin the learnurdu page on fb to keep learning:https://www.facebook.com/learnurduylt/2021-05-2834 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsUrdu and the usage of Urdu/Hindi correct or incorrectOn the use of alternating the term "Hindi" with "Urdu", when it is acceptable and when it is used incorrectly. "Obliquing" Hindi with Urdu.2021-05-2627 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsTransitioning accents, dialects and languages Pt2Part Two has a general progress towards how not only accents but dialects and languages get incorporated into our daily speech patterns and the resulting impact it has on us and language in general.For my English and Urdu language students and community members at https://www.facebook.com/learnurduylt/2021-04-0220 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsTransitioning AccentsThe different accents we incorporate into our language and how it becomes a unique pattern on its own as we live in different countries of different cultures. For my Spoken English and Learn Urdu community members/students: https://www.facebook.com/learnurduylt/2021-03-3002 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsWhat we do wrong as a society today...Ramblings Pt2Furthering on other issues we have as a society, as we talk a bit more on cyber-bullying, taking it further to other forms of abuse and domination of self over others.2021-03-1531 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsCyber-bullying: What we do wrong as a society Ramblings Pt1This 4min episode is a starter for my ramblings on the various issues we have as a society and what I feel is the reason behind all that we do, and why we go wrong. This starts off with Cyber-bullying.2021-03-1504 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsMy books and why I don't market them Pt2Part 2 of the session: A question that any reader stumbling upon my books ask me: Why haven't they heard about my books? Why don't I market them? The obstacles and restrictions behind my lack of marketing explained...2021-01-0518 minNagwa Malik\'s Naked ThoughtsNagwa Malik's Naked ThoughtsMy Books and Why I don't Market them Pt1A question that any reader stumbling upon my books ask me: Why haven't they heard about my books? Why don't I market them? The obstacles and restrictions behind my lack of marketing explained...2021-01-0507 min