Shows
NerdWallet's Smart Money PodcastEscape the Infinite Workday Trap (Plus: How to Grow $200/Month Into $300K)Get tips to reclaim your time from the “infinite workday,” then learn how to build retirement savings as a stay-at-home parent.
How do you reclaim your time in an always-on work culture? How can stay-at-home parents keep building retirement savings? Hosts Sean Pyles and Elizabeth Ayoola discuss the rise of the “infinite workday” and answer a listener’s question about how to save for retirement as a stay-at-home parent. First, NerdWallet senior news writer Anna Helhoski joins the show to share her conversation with Colette Stallbaumer, co-founder of Microsoft WorkLab and general manager for Microsoft 365 Copilot, who shares new...2025-06-2634 min
Smart Travel: Upgrade Your GetawaysSummer Travel Deals: Where Prices Are Dropping and How to Book Luxury for LessScore travel deals, discover hotel savings, and learn how to maximize your budget without missing out this summer.
How can you travel this summer without overspending? Where should you book to get the most value from your hotel stay? Hosts Sally French and Meghan Coyle discuss the state of summer travel and how shifting prices are impacting vacation budgets. But first, they break down the latest travel headlines, including: massive crowds already clogging airports and attractions, updates to the Chase Sapphire Reserve and new rules for holding multiple Sapphire cards, a teased refresh of...2025-06-2535 min
NerdWallet's Smart Money PodcastYour Housing Questions Answered: Down Payments, Mortgage Recasting, and Buying in Tough MarketsExplore strategies to strengthen your finances and get smart answers to common home buying and mortgage questions.
When you're looking to buy your next home, should you pay off your current mortgage or save more for a down payment? How does mortgage recasting work? Hosts Sean Pyles and Elizabeth Ayoola answer several questions from listeners about home buying and renting. But first, they talk with NerdWallet experts Amy Knight and Sara Rathner about how people are navigating today’s financial challenges, from rising costs to career interruptions. They explore practical ways to strengthen your money habits, with ti...2025-06-2334 min
NerdWallet's Smart Money PodcastAre You Saving Enough in 2025? What the Data Says About Falling Short (Plus: Where to Keep Conservatorship Funds)Learn whether you’re saving enough money in 2025. Then, learn where to keep conservatorship funds to safely earn interest.
What is the average American saving in 2025? Where can you keep conservatorship funds to earn interest? Hosts Sean Pyles and Elizabeth Ayoola tackle a listener’s question about how to grow savings when managing a conservatorship account. But first, Elizabeth welcomes Anna Helhoski, NerdWallet senior writer, and Erin El Issa, NerdWallet data writer, to discuss new findings from NerdWallet’s midyear savings report. They cover how much Americans are saving in 2025, what they’re saving for, and the biggest...2025-06-1925 minSmart Travel: Upgrade Your GetawaysBig Changes to a Top Travel Card — Is It Still Worth It or Is There a Better Fit for You?Learn about major changes to the Chase Sapphire Reserve — and how to decide if another premium card is a better fit.
Is the Chase Sapphire Reserve still worth it after its major 2025 refresh? What do travelers lose — and gain — with the new credit card benefits? Hosts Meghan Coyle and Sally French break down this week’s sweeping changes to the Chase Sapphire Reserve and compare it with other premium travel cards to help you decide the best fit for your wallet. But first, they break down the latest travel headlines, including the abrupt shutdown of Silver Airways, American...2025-06-1832 min
NerdWallet's Smart Money PodcastSmart Planning Sessions: Digging Out of $36K in Debt — Without Derailing RetirementIn this month’s Smart Planning segment, a financial advisor discusses how to build a smarter debt payoff plan without sacrificing long-term financial goals.
What’s the smartest way to make progress on credit card debt when budgeting alone isn’t cutting it? When can debt consolidation tools actually make your situation worse? Hosts Sean Pyles and Elizabeth Ayoola discuss strategies for getting out of debt without sacrificing long-term financial stability. But first, they begin with a round of Smart Money, Dumb Money, Fun Money, where they talk about some of the smartest, dumbest and “f...2025-06-1635 minSmart Travel: Upgrade Your GetawaysMaking Group Travel Work: Planning Trips for Different Budgets, Ages, and InterestsHow to plan a multi-generational trip without breaking the bank — or your relationships — and make it truly memorable.
How do you plan a budget-friendly vacation for multiple generations of family? And how do you keep everyone — from toddlers to grandparents — happy without overspending or over-planning? Hosts Sally French and Meghan Coyle explain how you can overcome the challenges of multi-generational travel. But first, they break down the latest travel news, including Capital One Venture X cutting free lounge access for guests, Southwest’s new international partnership with China Airlines, Starlux launching a luxe new route out...2025-06-1133 min
NerdWallet's Smart Money PodcastEconomic Chaos and Car Costs: How to Weigh Risks in Uncertain TimesLearn how to keep calm and carry on with smart money moves and car buying plans amid tariffs, market swings, and rising prices.
Should you buy a car now or wait — even if prices are expected to rise? How can you navigate the financial noise of today’s economy without losing your cool? Hosts Sean Pyles and Elizabeth Ayoola discuss coping with economic uncertainty and the impact of tariffs on consumer behavior. Joined by NerdWallet data journalist and senior economist Elizabeth Renter, they explore how ongoing policy whiplash — from tariffs to spending bills — is fueling...2025-06-0533 minSmart Travel: Upgrade Your GetawaysIs Epic Universe the Future of Theme Parks? Here’s How to Save When You GoLearn what’s worth it (and what to skip) at Universal’s new theme park Epic Universe, with money-saving tips and sneak peeks of top rides.
Is Epic Universe worth the higher ticket price compared to Universal’s other parks? How can you save money on theme park food, drinks, and add-ons without sacrificing fun? Hosts Meghan Coyle and Sally French discuss the newest and most expensive addition to Universal Orlando—Epic Universe—and help you decide what’s worth the splurge, what’s skippable, and how to enjoy a top-tier experience without breaking your budget. But first, they br...2025-06-0435 min
NerdWallet's Smart Money PodcastWhat to Do When the U.S. Gets Downgraded and Your Travel Credit Card Stops Paying OffLearn what a U.S. credit downgrade means for your portfolio, plus find out when it might be time to cancel your travel credit card.
What does the U.S. credit rating downgrade mean for your investments? Should you cancel your travel credit card if the perks no longer justify the fee? Hosts Sean Pyles and Elizabeth Ayoola discuss the U.S. government’s recent credit downgrade by Moody’s and how it could impact markets, borrowing costs, and long-term economic stability. Joined by NerdWallet news writer Anna Helhoski and investing writer Sam Taube, they...2025-05-2928 minSmart Travel: Upgrade Your GetawaysHow to Plan an Itinerary That Saves Money, Avoids Crowds, and Unlocks Hidden GemsLearn how to plan travel itineraries that save you money, skip tourist traps, and make the most of your points.
How can you plan a travel itinerary that saves money without missing out? What travel credit cards are worth it if you don’t want to pay an annual fee? Hosts Sally French and Meghan Coyle talk about how to plan a smart, budget-conscious travel itinerary without sacrificing memorable experiences. But first, Sally breaks down the latest travel news with NerdWallet’s Tess Vigeland, including rising summer flight volumes, the high cost of theme park vacations, Hyatt’s expa...2025-05-2831 min
NerdWallet's Smart Money PodcastShould You Keep Your Old Home? The Financial Case for Selling vs. RentingPlanning a big move? Learn how to decide whether you should sell or rent your home and fund your next down payment.
Should you sell or rent out your home when you move? What’s the best way to fund a down payment from multiple accounts? Host Sean Pyles talks to NerdWallet writer Lisa Green about the big financial decisions that come with relocating across a long distance. Joined by listener David, they explore how to evaluate whether keeping a home as a rental makes sense, and what it takes to manage that property from a distance....2025-05-2623 min
NerdWallet's Smart Money PodcastHow to Prepare for Stagflation and Make Your Insurance Work HarderLearn what stagflation could mean for your finances and how to tell if you need life insurance.
Do you still need life insurance if you’ve built enough wealth? What does stagflation mean for your financial plan? Hosts Elizabeth Ayoola and Sean Pyles discuss how to determine whether your life insurance coverage still fits your needs and what to watch for as economists warn about potential stagflation. First, along with NerdWallet senior news writer Anna Helhoski and inflation expert Taryn Phaneuf, they break down how to think about your financial protection in uncertain times, discussing stagflation—what it i...2025-05-2234 minSmart Travel: Upgrade Your GetawaysDisney Done Right: When to Go, What to Skip, and How to Save at Disney ParksGet the most out of your next Disney trip with tips for saving on tickets, spending less time in lines, and finding legitimate discounts.
When is the cheapest time to go to Disney parks? How can you save money and avoid long lines once you're there? Hosts Sally French and Meghan Coyle talk all things Disney, including when to go, how to find legit ticket discounts, and the best ways to save time and money once you're inside the parks. But first, producer Tess Vigeland joins Sally to break down the latest travel headlines...2025-05-2128 min
NerdWallet's Smart Money PodcastSmart Planning Sessions: Investing Through Uncertainty and Planning for Early Retirement AbroadIn this month’s Smart Planning segment, a financial advisor discusses when it might make sense to scale back your 401(k) contributions.
Is it safe to invest right now? Should you keep contributing to your retirement account when the economy feels uncertain? Hosts Sean Pyles and Elizabeth Ayoola discuss how to navigate turbulent financial times by focusing on long-term investing strategies and what you can control. They break down what’s going on with recent stock market activity, why the dollar is weakening, and how investors can stay the course by understanding their risk tole...2025-05-1946 min
NerdWallet's Smart Money PodcastIs 'Made in the USA' Still Worth It with Tariffs? Plus: Best Accounts for Your Home Repair SavingsWhen is buying “Made in the USA” worth it? Plus, learn where to stash savings for home repairs to maximize your returns.
What does it mean when something is “Made in the USA”? Should you use a money market or high-yield savings account for home repairs? Hosts Sean Pyles and Elizabeth Ayoola discuss how to evaluate products labeled “Made in the USA” and how tariffs and global supply chains influence pricing and availability. Joined by NerdWallet senior news writer Anna Helhoski, they begin with a deep dive into how “Made in the USA” labels are regulated, the real-world impact of tariffs on co...2025-05-1526 minSmart Travel: Upgrade Your GetawaysThe Benefits of Award Search Tools and When They’re Worth Paying ForLearn how to use award search tools, when it’s worth it to pay for one, and how to use alerts and filters to save time and get better redemptions.
What are the best tools to find award flight availability using points or miles? Is it worth paying for premium travel tools to simplify the booking process? Hosts Sally French and Meghan Coyle discuss the newest features in airline loyalty programs and award redemption platforms to help you save time—and points—on your next trip. Joined by NerdWallet travel writer Craig Joseph, they break down exactly how to...2025-05-1434 min
NerdWallet's Smart Money PodcastStart Feeling Better About Money Today and Learn How to Manage Finances After a LayoffLearn how to navigate job loss and reshape your money mindset to feel more in control — emotionally and financially.
What should you do with your money after losing a job? How can you feel better about money and stop stressing about finances? Hosts Sean Pyles and Elizabeth Ayoola discuss managing job loss and improving your relationship with money to help you understand both the practical and emotional sides of financial well-being. NerdWallet writer Kim Palmer joins the show to share her conversation with Aja Evans, a financial therapist and author of Feel-Good Finance: Untangle Your Relationship with Mo...2025-05-1238 min
NerdWallet's Smart Money PodcastAre We in a Recession? What the Data Says—and How to Protect Your FinancesLearn what a shrinking GDP means for you. Plus: how to handle your HSA if your employer stops contributing.
Is the U.S. in a recession? How do you roll over an HSA when your employer stops contributing? Hosts Sean Pyles and Elizabeth Ayoola discuss the current state of the economy and how to manage your Health Savings Account (HSA) to help you protect your finances. Joined by NerdWallet news writer Anna Helhoski and economist Elizabeth Renter, they begin with a discussion of economic indicators, offering insights into why the GDP shrank in Q1, how tariffs and...2025-05-0826 minSmart Travel: Upgrade Your GetawaysInsider Strategies for First-Class Cruise Perks Without the Premium PriceIs a cruise actually cheaper than a land vacation? Learn how to sail smarter and save big on your next getaway.
Are cruises really a budget-friendly alternative to land vacations? What’s the best credit card to use for travel and Costco expenses? Hosts Meghan Coyle and Sally French discuss cruise travel, pricing strategies, and credit card hacks to help you understand how to get the most value out of your next vacation. But first, they break down the latest travel headlines, including Southwest Airlines’ newly rebranded fare classes and upcoming assigned seating; United Club’s updated lounge...2025-05-0733 min
NerdWallet's Smart Money PodcastHow to Keep Your Credit Strong During Economic Shifts and Know If You’re Ready to Buy a HomeLearn what rising delinquencies mean for your finances, plus how to decide if you're truly ready to buy your first home.
What happens if you fall behind on your loan or credit card payments? How much do you actually need to buy a house? Hosts Sean Pyles and Elizabeth Ayoola discuss rising debt delinquencies and first-time homebuying realities to help you protect your credit and avoid costly financial missteps. Joined by NerdWallet senior news writer Anna Helhoski, they begin with a discussion of climbing delinquency rates across student loans, credit cards, auto loans, and...2025-05-0132 min
NerdWallet's Smart Money PodcastSmart Planning Sessions: When is it OK to Stop Saving? (Plus: Spring Cleaning Your Finances)In a new Smart Planning segment, a finance expert tackles retirement goals and savings questions with a listener.
How can you gift savings bonds? When is it time to stop saving for retirement early? Hosts Sean Pyles and Elizabeth Ayoola offer tips for “spring cleaning” your finances, including refreshing your budget, resetting your financial goals, updating your insurance and estate plans, and getting back on track if emotional spending crept up earlier this year.
Then, they debut Smart Planning, a new segment where a registered financial advisor helps a list...2025-04-2838 min
NerdWallet's Smart Money PodcastLess Spending Power, More Debt? Navigate a Declining Dollar and Make Progress on Credit Card BillsLearn how a weakening U.S. dollar affects your wallet and how you can escape the cycle of never-ending credit card debt.Why is the U.S. dollar losing value and how does that affect day-to-day spending? How can you make progress on credit card debt that feels impossible to tackle? Hosts Sean Pyles and Elizabeth Ayoola discuss the value of the U.S. dollar and strategies to break free from credit card debt. Joined by NerdWallet senior news writer Anna Helhoski, they begin with a discussion of what’s behind the dollar’s rece...2025-04-2427 minSmart Travel: Upgrade Your GetawaysWhen and How to Transfer Credit Card Rewards Points To Get The Most ValueLearn when it’s worth transferring credit card points — and how to avoid costly mistakes that waste your rewards.When should you transfer your credit card points to an airline or hotel loyalty program? What are your options if you no longer want to pay the annual fee on a travel card you’ve held for years? Hosts Meghan Coyle and Sally French discuss how to get the most value from your travel rewards and what to do when a credit card no longer fits your needs. But first, they break down the latest travel...2025-04-2331 min
NerdWallet's Smart Money PodcastMichele Norris Shares Kitchen Must-Haves and the Nerds Break Down Switching Banks for Better RatesFind out when it’s worth splurging on kitchen gear and how to switch banks without losing your financial footing.What kitchen tools are actually worth the money? Is switching to an online bank really worth the hassle? Hosts Sean Pyles and Elizabeth Ayoola discuss the value of investing in high-quality kitchen gear and what to consider when moving your money to an online bank so you can make smarter, more intentional financial choices. They begin by speaking with Michele Norris, host of the podcast Your Mama’s Kitchen. She explains how you can alig...2025-04-2136 min
NerdWallet's Smart Money PodcastStrategies for Navigating Market Swings and Leveraging Home Equity WiselyLearn how to stay calm during market volatility and whether a HELOC or cash-out refi makes sense for your home reno goals.What should you do with your investments when the stock market is particularly volatile? What’s the difference between a HELOC and a cash-out refinance? Hosts Sean Pyles and Elizabeth Ayoola discuss coping with market volatility as well as borrowing against home equity to help you understand how to navigate uncertainty and also make smart decisions about home renovations. First, NerdWallet senior news writer Anna Helhoski and investing writer Sam Taube offer di...2025-04-1733 min
NerdWallet's Smart Money PodcastHow To Have a Better Relationship With Money and Maximize Every DollarLearn how to explore your money beliefs and take real steps toward saving and investing, even on a tight income.What’s really behind your money habits? How can you build savings and invest if you’re not earning much? Hosts Sean Pyles and Elizabeth Ayoola discuss how your relationship with money shapes your financial behaviors and what you can do to change that narrative. Joined by Shannah Game, host of Everyone’s Talkin’ Money and author of Unraveling Your Relationship with Money, they begin with a discussion of how money beliefs form in childhoo...2025-04-1437 min
NerdWallet's Smart Money PodcastCar Prices, Tariffs, and Trade-Offs: What to Know Before You Buy or Move OutLearn how tariffs could impact car prices and how to know when it’s OK to spend instead of save.Should you buy a car now before prices rise due to tariffs? When is it okay to stop saving aggressively and spend more? Hosts Sean Pyles and Elizabeth Ayoola discuss recent auto tariffs and navigating major money moves to help you understand how external events and internal goals shape your financial plan. Joined by NerdWallet news writer Anna Helhoski and auto writer Shannon Bradley, they begin with a discussion of auto tariffs, with tips an...2025-04-1037 min
NerdWallet's Smart Money PodcastLast-Minute Tax Questions Answered and Tips for Keeping Your Financial Documents SafeLearn how to store all your important documents and get some last-minute tips for filing your taxes. Where should you store your important financial documents? How long should you keep them? What should you do if you’re facing a tricky tax situation? Hosts Sean Pyles and Elizabeth Ayoola discuss some tips and best practices for storing documents like tax returns, bank statements, credit card bills and more, including how and when to dispose of them safely. Then, NerdWallet tax writer Bella Avila joins Sean and Elizabeth to answer list...2025-04-0729 min
NerdWallet's Smart Money Podcast401(k) vs. Brokerage Account: Which Is Better for Retirement Savings? Plus, the National Debt ExplainedLearn about the U.S. national debt and how it impacts economics and what options to explore if your employer-offered 401k plan seems limiting. What exactly does it mean when you read about the enormous national debt in the United States? What options do you have if you’re not happy with the 401k plan offered by your employer? Hosts Sean Pyles and Elizabeth Ayoola dig into investing options with NerdWallet personal finance lead writer June Sham. But first, NerdWallet senior news writer Anna Helhoski joins the show to break down what exactly is the...2025-04-0321 min
NerdWallet's Smart Money PodcastHow to Build Wealth Right Now and How Couples Can Align on Financial GoalsLearn the truth behind myths about building wealth, plus hear from a couple looking to align on financial goals and values.Can you build wealth without starting a business? How can couples figure out what to do with extra money in their budget? Hosts Sean Pyles and Elizabeth Ayoola share their “money hot takes” and then talk to a married couple about how they can better align on financial priorities. Sean and Elizabeth kick off the episode with their thoughts on how to become a millionaire without needing to own your own business, and why t...2025-03-3137 min
NerdWallet's Smart Money PodcastHow to Get Ready for a Recession and Choose Enough Car InsuranceLearn how to prepare for a possible recession and make sure your car insurance coverage is enough to protect your finances.What should you do to get ready for a recession? How much car insurance coverage do you really need? Hosts Sean Pyles and Elizabeth Ayoola discuss recession risks and car insurance basics to help you understand how to protect your finances. Joined by NerdWallet senior news writer Anna Helhoski, they begin with a discussion of recession warnings, with tips and tricks on budgeting with the 50/30/20 rule, building an emergency fund, and prepping your...2025-03-2734 min
NerdWallet's Smart Money PodcastFrom Broker to Budget: How to Buy or Sell a Home in 2025Learn how to budget for a mortgage, compare lenders, and prep for home buying or selling in today’s changing housing market.How can you shop smart for a mortgage and pick the right broker or lender? How do you budget for a home purchase? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage shopping and home affordability to help you understand how to make informed, strategic choices when buying or selling a home. Joined by Jonathon Haddad, president of Next Door Lending, and Kate Wood, NerdWallet mortgage expert, they cover how brokers work, what to...2025-03-2439 min
NerdWallet's Smart Money PodcastManaging the Job Market and Your Parents’ Finances: Tips for the Sandwich GenerationLearn how to juggle finances for aging parents and kids, plus what the latest labor market data means for your wallet.How do you navigate the financial challenges of caring for aging parents while raising kids? How should the job market impact your financial decisions? Hosts Sean Pyles and Elizabeth Ayoola break down the realities of the sandwich generation and the latest labor market trends shaping Americans’ financial outlook.They begin with a discussion of how economic sentiment differs from reality, exploring new data on job security, wage growth, an...2025-03-2031 min
NerdWallet's Smart Money PodcastWhat to do When Groceries Cost More and Retirement Feels Out of ReachLearn why tariffs are driving up prices and how you can still save money. Plus, how to catch up on retirement savings if you started late.How will new tariffs impact your grocery bill and big-ticket purchases? Is early retirement an option if you’re behind on retirement savings? Hosts Sean Pyles and Elizabeth Ayoola discuss rising costs due to tariffs and strategies for catching up on retirement savings. They’re joined by NerdWallet senior news writer Anna Helhoski, who leads a conversation with personal finance writers Kim Palmer and Amanda Barroso about the late...2025-03-1333 min
NerdWallet's Smart Money PodcastCan AI Really Manage Your Money? Plus: The Truth About Roth ConversionsLearn how AI can help you budget, invest, and build financial knowledge. Then, get expert insights on Roth conversions.How can AI help you manage your money? What do you need to know about Roth conversions? Hosts Sean Pyles and Elizabeth Ayoola discuss the rise of AI-powered financial tools and break down the pros and cons of using AI for budgeting, financial education, and investing research. They explore how generative AI, budgeting apps, and robo-advisors can assist with personal finance tasks but also highlight potential risks that come with using the technology, like misinformation...2025-03-1025 min
NerdWallet's Smart Money PodcastHow Tariffs Could Impact Your Retirement and What to Know for 2025 TaxesLearn how to respond to market volatility, the risks of private credit investing, and key tax updates for 2025.Should you adjust your 401(k) amid uncertain market conditions? How do you decide between the standard deduction and itemizing on your taxes? Hosts Sean Pyles and Elizabeth Ayoola discuss stock market volatility and tax season essentials to help you make smarter financial choices. NerdWallet senior news writer Anna Helhoski and investing writer Sam Taube, join Sean and Elizabeth to discuss recent stock market swings, covering how new tariffs on major trade partners are affecting the economy...2025-03-0624 min
NerdWallet's Smart Money PodcastHow to Get Your Finances Ready for a Crisis and Tackle Debt SmarterLearn how to prepare financially for uncertain times and balance debt payoff with saving for emergencies and retirement.How much emergency cash should you keep on hand? Should you focus on paying off debt or saving for retirement first? Hosts Sean Pyles and Elizabeth Ayoola discuss financial preparedness and debt payoff strategies to help you feel more financially secure. They begin with a discussion on personal and financial resilience, covering tips on keeping emergency cash, building a support network, and taking proactive financial actions.Then, Sean and Elizabeth talk with listener Michaela, a 24-year-old paralegal...2025-03-0334 min
NerdWallet's Smart Money PodcastEgg Prices, Greenwashing, and Smarter Ways to InvestLearn what’s causing egg prices to rise so dramatically, then explore ethical investing and how to manage savings wisely.Are ESG investments really as ethical as they claim to be? What’s the smartest way to put extra savings to work? Hosts Sean Pyles and Elizabeth Ayoola discuss ethical investing and savings strategies to help you make informed financial decisions. They begin with a discussion of the rising cost of eggs with NerdWallet senior news writer Anna Helhoski, who explores the surprising reasons behind skyrocketing prices. They break down how the ongoing avian flu...2025-02-2732 min
NerdWallet's Smart Money PodcastWelcome to NerdWallet's Smart Money PodcastHosts Sean Pyles, CFP®, and Elizabeth Ayoola are here to answer your biggest financial questions and help you take control of your money.On NerdWallet’s Smart Money Podcast, our trusted finance experts break down real-world money challenges, giving you clear, actionable strategies to build wealth and reach your financial goals.Each episode cuts through the noise with expert insights on budgeting, saving, investing, home buying, credit cards, and more—so you can make smarter financial decisions with confidence.By the end of every episo...2025-02-2401 minNerdWallet's Smart Money PodcastMarriage and Money Myths — and Why the Economy Feels 'Off'Understand the financial pros and cons of marriage, from taxes to credit scores, and how it impacts your future.Is the economy as bad as people think it is? How does your spouse’s credit and debt affect your finances? Hosts Sean Pyles and Elizabeth Ayoola discuss marriage and money to help you understand the financial implications of tying the knot. But first, NerdWallet Senior News Writer Anna Helhoski interviews Eugene Ludwig, chair of the Ludwig Institute for Shared Economic Prosperity, about why traditional economic data may not accurately reflect the financial struggles of mi...2025-02-2030 minNerdWallet's Smart Money PodcastCross-Country Moving Tips and What a CFPB Shutdown Could Mean for YouLearn what a CFBP shutdown could mean for consumers, plus how to financially manage a cross-country move — including whether to rent or sell your home. What happens if the CFPB is shut down? Should you sell or rent out your home when moving to a new city? Hosts Sean Pyles and Elizabeth Ayoola discuss the financial decisions involved in relocating, including managing moving expenses and deciding whether to keep or sell a home. But first, NerdWallet Senior News Writer Anna Helhoski joins Sean and Elizabeth to discuss the potential shutdown of the Consumer Financial Pr...2025-02-1337 minSmart Travel: Upgrade Your GetawaysAvoid These 5 Costly Travel Mistakes to Save Time, Money, and StressFrom booking flights to getting through airport security, NerdWallet’s travel pros share five costly mistakes — and how to avoid them.Is TSA PreCheck or Global Entry worth the cost? How can you use travel credit card perks to save money on trips? Hosts Meghan Coyle and Sally French discuss five common travel mistakes and how to avoid them to help you travel smarter. They begin with tips for getting the most value out of TSA PreCheck and Global Entry. Then, they explain how you can make the most of travel credit card perks, use...2025-02-1222 minNerdWallet's Smart Money PodcastDebt in the Dating World and Retirement Planning for Entrepreneurs and Business OwnersLearn how debt affects dating, plus expert advice on retirement planning for business owners navigating succession and savings.When does debt become a red flag in the dating world? How can business owners best plan for retirement? Hosts Sean Pyles and Elizabeth Ayoola discuss a new NerdWallet survey revealing how financial responsibility impacts romantic relationships, and they explore how different types of debt — like student loans versus credit card debt—affect dating prospects. Plus, they discuss why financial transparency matters, and they give you some steps to take if you want to become more fina...2025-02-1029 minNerdWallet's Smart Money PodcastIntroducing Smart Travel: Upgrade Your Getaways, a NerdWallet PodcastDo you need a vacation from planning your vacation? Before you budget, learn how to get the most out of your travel dollars with Smart Travel, debuting Wednesday, February 12.NerdWallet’s trusted travel experts, Sally French and Meghan Coyle, are here to help your travel dollars work even harder. But the travel Nerds don’t just make recommendations; they break down the latest traveldetails, exploring the pros and cons of specific strategies, practical tools, and tactics. Dive deepwith the experts as they lay out a...2025-02-0502 minSmart Travel: Upgrade Your GetawaysWelcome to Smart Travel: Upgrade Your Getaways, from NerdWalletDo you need a vacation from planning your vacation? Before you budget, learn how to get the most out of your travel dollars with Smart Travel, debuting Wednesday, February 12.NerdWallet’s trusted travel experts, Sally French and Meghan Coyle, are here to help your travel dollars work even harder. But the travel Nerds don’t just make recommendations; they break down the latest traveldetails, exploring the pros and cons of specific strategies, practical tools, and tactics. Dive deepwith the experts as they lay out a...2025-02-0501 minNerdWallet's Smart Money PodcastThe Price Isn’t Right: How to Stop Overspending and Stay Debt-FreeBreak free from debt cycles and rethink your spending habits with tips on no-buy challenges and financial therapy.How can you stop falling into a cycle of paying off debt, only to rack it back up again? What is a no-buy year, and how can it help you control your spending? Hosts Sean Pyles and Elizabeth Ayoola discuss strategies for breaking unhealthy spending patterns and staying out of debt for good. They begin with a conversation about the benefits of a no-buy year with NerdWallet personal finance writer Amanda Barroso, who shares tips on...2025-02-0332 min
NerdWallet's Smart Money PodcastRising Insurance Costs and Choosing the Best Savings Account for Your MoneyLearn how rising climate risks impact home insurance costs and compare high-yield savings against money market accounts.How can you protect your home and finances as climate disasters increase? Should you choose a high-yield savings account or a money market account? Hosts Sean Pyles and Sara Rathner discuss rising home insurance costs and how to evaluate savings options to make informed financial decisions. First, they welcome home insurance Nerd, Caitlin Constantine, to discuss skyrocketing home insurance premiums in the wake of climate-related disasters, and share tips on shopping for competitive rates, raising deductibles responsibly...2025-01-2725 min
NerdWallet's Smart Money PodcastSimple Steps to Budget Better and Manage Credit With ConfidenceLearn how to create an effective budget and manage credit responsibly to build a strong financial foundation for 2025.How can you create a budget that works for you? What are the best ways to use credit cards responsibly? NerdWallet personal finance expert Kim Palmer joins host Sean Pyles to discuss budgeting strategies and smart credit management to help you build a strong financial foundation for 2025. They begin with a discussion of budgeting, with tips and tricks on choosing the right budgeting method, tracking expenses effectively, and overcoming common pitfalls like unexpected expenses.2025-01-1625 min
NerdWallet's Smart Money PodcastDisaster-Resistant Finances: What to Do Before and After CatastrophesLearn how to prepare financially for natural disasters with practical tips on planning, saving, and post-disaster recovery.How can you financially prepare for a natural disaster? What should you do to recover financially afterward? Host Sean Pyles and NerdWallet insurance writer Caitlin Constantine discuss the financial impact of climate change and share actionable strategies to prepare for and recover from natural disasters. They begin with practical tips for disaster preparedness, including creating a home inventory, saving for emergencies, and understanding insurance coverage. Then, Kate Bulger, senior director of business d...2025-01-1531 min
NerdWallet's Smart Money PodcastWhat to Know About Managing Money Before Traveling or Living AbroadLearn actionable strategies to tackle credit card debt and ways to manage your money while traveling or living abroad.How can you manage your money while living abroad? What are the best strategies to pay off credit card debt? Hosts Sean Pyles and Sara Rathner discuss managing finances while living outside the US and practical tips for tackling credit card debt to help you make smarter financial decisions. They begin with a discussion of credit card debt trends in the US, with tips on understanding why debt is rising, exploring repayment strategies, and avoiding...2025-01-1327 min
NerdWallet's Smart Money PodcastFrom Meme Stocks to Index Funds: A 2025 Investing GuideWelcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: Learn how to balance risk and reward in your investments, rebalance your portfolio, and avoid common investing pitfalls.How can you manage risk and reward when investing? What are the best strategies for rebalancing your portfolio for 2025? Host Sean Pyles and Investing Nerd Sam Taube discuss how to set yourself up for long-term financial success by evaluating your investment strategy and taking actionable steps to achieve your goals. They begin with a di...2025-01-0921 min
NerdWallet's Smart Money PodcastStop Scrolling, Start Saving: Better Habits and Budgets for 2025Learn how to budget irregular income, set sustainable financial goals, and curb mindless spending for a better 2025.How do you create a budget when you're paid in large, irregular chunks of income? What are practical ways to curb unnecessary spending and stick to financial goals? Hosts Sean Pyles and Sara Rathner discuss how to break down irregular income into manageable monthly budgets and how to cut out habits that hurt your finances, like mindless phone scrolling. They begin with a discussion of financial New Year’s resolutions, with tips and tricks on identifying habits to...2025-01-0625 min
NerdWallet's Smart Money PodcastRegret Less, Save More: How to Make Smarter Money Moves in 2025Learn how to tackle financial regrets, set achievable money goals, and make 2025 your best year financially.How can you avoid repeating your biggest financial regrets this year? What are simple steps to improve your savings and spending habits? Hosts Sean Pyles and Sara Rathner discuss financial regrets and practical resolutions to help you take control of your money in 2025, beginning with a discussion of top financial regrets from 2024. Then, Sara talks to NerdWallet Senior Economist Elizabeth Renter about strategies for creating achievable money goals and overcoming common financial missteps. They share tips for mindful...2025-01-0224 min
NerdWallet's Smart Money PodcastLive Financial Planning Session: Expert Budgeting and Spending TipsHear an actual financial planning session where a CFP advises a listener on transforming her budget and spending habits.Magda Doemeny, a certified financial planner from the NerdWallet Advisors platform, gives a listener specific advice to improve their finances (advice given on behalf of Nerdwallet Advisors, not NerdWallet). Brinker, the listener, is struggling with spending habits that she calls “irresponsible” and how to manage some of her debt. She discusses her upbringing, financial challenges, and goals while Magda offers insights and strategies to help her improve her finances. The episode delves into methods for track...2024-12-3034 min
NerdWallet's Smart Money PodcastDeck the Bills: Smart Spending and Credit Tips for the HolidaysLearn how to avoid holiday shopping pitfalls and quickly improve your credit, with ideas for restoring your credit.How can you avoid overspending during the holidays? How can you can help your credit score recover after missed payments? Can rental payments be reflected on your credit reports? Hosts Sean Pyles and Sara Rathner discuss optimizing your financial habits during the holiday season and overcoming credit mishaps that could show up on your credit report. They begin with a discussion of impulsive holiday shopping, providing tips for intentional spending, minimizing waste, and prioritizing experiential gifts...2024-12-2331 min
NerdWallet's Smart Money PodcastEnd-of-Year IRA Fixes Before Tax Time: Roth Contribution and Correction StrategiesDiscover how to embrace “lazy” money management, maximize Roth IRA contributions and fix over-contribution mistakes.How can you passively grow your money? What should you do if you over-contribute to a Roth IRA? Hosts Sean Pyles and Sara Rathner discuss lazy money-management strategies and Roth IRA over-contribution fixes to help you stay on top of your finances with minimal effort. They begin with a discussion of "lazy" personal finance tips, with actionable advice on automating investments, leveraging savings buckets, and using target-date funds for hands-off financial growth.Then, investing expe...2024-12-1624 minNerdWallet's Smart Money PodcastBuy Now, Regret Later? Decoding BNPL and Layaway Payment PlansLearn the pros and cons of layaway and Buy Now, Pay Later (BNPL) and how to choose the best option for holiday shopping.What is the difference between layaway and Buy Now, Pay Later (BNPL)? Which payment option is better for holiday shopping? Hosts Sean Pyles and Anna Helhoski discuss these two financing tools, how they work, and which might be the smarter choice for holiday shopping. Lauren Schwahn, a writer at NerdWallet who covers credit, debt, budgeting and money, joins Sean and Anna to break down the basics of layaway and BNPL, highlighting...2024-12-1116 min
NerdWallet's Smart Money PodcastSmart Mortgage Strategies: From Refinancing to HELOCLearn how to refinance your mortgage, manage credit card debt, and navigate home equity with practical tips and strategies.When is the right time to refinance a mortgage? How can you use a HELOC or home equity to your advantage? Hosts Sean Pyles, freshly returned from time off to focus on the CFP exam, and Sara Rathner discuss mortgage refinancing, home equity, and credit card debt management to help you make smarter financial decisions. But first, they share an update on Sean’s CFP journey and discuss what to do about recent changes in in...2024-12-0933 min
NerdWallet's Smart Money PodcastOnline Banking vs Neobanks: Understand FDIC Safety and Protect Your MoneyWelcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: Learn how to distinguish neobanks from traditional banks, understand FDIC insurance, and get tips for affordable holiday hosting.What is the difference between a neobank and a traditional bank? Is my money safe in an online bank or neobank? Hosts Sean Pyles and Sara Rathner discuss how to distinguish a neobank from a traditional bank and ways to safeguard your savings, helping you understand what to look for in financial institutions. But fir...2024-11-1826 minNerdWallet's Smart Money PodcastLife Insurance as an Investment? We Fact-Check the TikTok TrendLearn why life insurance isn't a substitute for a 401(k) and how to spot reliable financial advice on social media.Is life insurance a better investment than a 401(k) for retirement? How can I tell if financial advice from TikTok influencers is reliable? Hosts Tess Vigeland and Anna Helhoski dive deep into the latest viral finance advice circulating on TikTok. With influencers claiming that life insurance is a better investment than a 401(k), investing Nerd Alana Benson joins the show to break down the facts. She explains the critical differences between life insurance policies...2024-11-0612 minNerdWallet's Smart Money PodcastGen Z, Millennials, Gen X, Boomers — Are You Spending Like Your Generational Peers?Learn how your spending compares to others in your generation using insights from the Bureau of Labor Statistics’ annual Consumer Expenditure Survey.How does your spending compare to other people your age? Are you saving enough compared to others in your generation? Hosts Tess Vigeland and Anna Helhoski are joined by NerdWallet’s Senior Economist Elizabeth Renter to break down the latest Bureau of Labor Statistics Consumer Expenditure Survey. They dive into how income and spending patterns shift across generations, from Gen Z to the Silent Generation, and discuss average income peaks, the changing rati...2024-10-3014 min
NerdWallet's Smart Money PodcastHow to Maximize Rewards on Big Credit Card PurchasesGet tips for saving money on Halloween costumes and decorations, plus how to leverage credit cards when making big purchases.How can you use credit cards to maximize rewards when making big purchases? What are some ways to save money on Halloween costumes? Hosts Sean Pyles and Elizabeth Ayoola discuss saving money on Halloween costumes and decorations to help you understand how to be festive without breaking the bank. They begin with a discussion of Halloween budgeting, with tips and tricks on DIY costume ideas, using cash back apps, and repurposing items you already...2024-10-2830 min
NerdWallet's Smart Money PodcastHow to Make The Fed’s Interest Rate Cut Work for YouLearn about the Chase Sapphire Preferred card’s limited time sign-up bonus and understand the impact of Federal Reserve interest rate changes.What is the economic impact of lowering interest rates? Does lowering interest rates increase people’s spending power? Host Sean Pyles leads discussions around the Chase Sapphire Preferred card and the Federal Reserve's interest rate adjustments to help you understand how to optimize travel rewards and navigate economic shifts. Travel Nerds Sally French and Meghan Coyle start the episode with a discussion of a limited time sign-up bonus for the Chase Sapphire Pref...2024-10-1424 min
NerdWallet's Smart Money PodcastBudget Like a Boss: A Financial Planner’s Tips for Achieving Your Money GoalsLearn what it truly means to work with a certified financial planner (CFP) and how personalized advice can help you set and achieve your financial goals.NerdWallet Advisors is no longer accepting new clients, and will be closing its financial planning business as of December 20th, 2024.What should you know before working with a certified financial planner? What strategies can help you navigate societal pressures and make personal financial choices? Host Sean Pyles talks to Magda Doemeny, a certified financial planner with NerdWallet Advisors, to discuss the power of...2024-10-0726 minNerdWallet's Smart Money PodcastMedicare Confusion? Get the Facts Before It Hits You (or Your Parents)Learn how to reassess Medicare coverage during open enrollment and get the latest on interest rates, home sales, and stock prices.How can you know if you have the right amount of Medicare coverage? How can you change your Medicare coverage? Hosts Sean Pyles and Anna Helhoski dive into the latest findings on Medicare coverage from a new NerdWallet survey conducted by the Harris Poll. Personal Finance Nerd Elizabeth Ayoola joins to discuss what Medicare enrollees can do if they’re unsure whether they’ve chosen the right plan. The Nerds explain what Medicare user...2024-09-2514 min
NerdWallet's Smart Money PodcastBudget Like a Boss: How to Drive Down Debt and Park Money in Savings (Video Episode)Join a financial planning session with a listener who receives guidance on achieving multiple goals, including debt payoff and maximizing savings.NerdWallet Advisors is no longer accepting new clients, and will be closing its financial planning business as of December 20th, 2024.How can you balance multiple financial goals like debt repayment, retirement savings, and major purchases? How can you manage finances in an expensive city while supporting dependents? Recording in-person from a studio in Los Angeles, host Sean Pyles sits down with Magda Doemeny, a certified financial planner with...2024-09-2335 minNerdWallet's Smart Money PodcastJobs Up, Vibes Down: Why Economic Data Doesn’t Match How We FeelLearn why the economy feels worse than the data suggests, and what the latest jobs report means for interest rates.Why do people feel negative about the economy even when the data says it’s doing well? How could upcoming changes to interest rates affect your personal finances? Hosts Sean Pyles and Anna Helhoski dive into the latest job market data and discuss why it’s so hard to tell whether the economy is doing well or not. Joined by NerdWallet Senior Economist Elizabeth Renter, they unpack the mixed messaging in headlines, explain why cons...2024-09-1117 min
NerdWallet's Smart Money PodcastFinancial Fitness for Big Moves: Achieving Your Goals Without Sacrificing Security (Video Episode)A certified financial planner offers a listener actionable advice to help him save for a big move while maintaining financial stability.NerdWallet Advisors is no longer accepting new clients, and will be closing its financial planning business as of December 20th, 2024.How much should you save before you move to a new city? How can you reach your savings goals while also spending on your lifestyle? Recording in-person from a studio in Chicago, host Sean Pyles sits down with Magda Doemeny, a certified financial planner with NerdWallet Advisors, to...2024-09-0938 min
NerdWallet's Smart Money PodcastReduce Financial Anxiety Now: Actionable Tips from a Live Planning Session (Video Episode)A CFP helps a listener turn financial anxiety into actionable steps for budgeting, investing, and achieving financial peace of mind.NerdWallet Advisors is no longer accepting new clients, and will be closing its financial planning business as of December 20th, 2024.How can you be more comfortable spending money? What are strategies for combating financial anxiety? Host Sean Pyles sits in on a live financial planning session where Magda Doemeny, a certified financial planner from the NerdWallet Advisors platform, gives a listener (also named Sean) specific advice to reduce anxiety...2024-08-2638 minNerdWallet's Smart Money PodcastBack-to-School Budgeting: Strategies to Save on School SuppliesLearn budgeting and money-saving tips for back-to-school shopping to avoid debt and make the most of sales and discounts.What are the best ways to save on back-to-school shopping? How much do people usually spend on school supplies? Hosts Sean Pyles and Anna Helhoski dive into the latest NerdWallet survey results on back-to-school shopping, revealing spending habits and budgeting strategies. NerdWallet’s Sara Rathner joins the conversation to discuss the survey and provide actionable tips on saving money, avoiding debt, and making the most of sales and secondhand purchases. Then, Sean and Anna discuss re...2024-08-1412 min
NerdWallet's Smart Money PodcastExpert Budgeting and Spending Tips from a Live Financial Planning Session (Video Episode)Hear an actual financial planning session where a CFP advises a listener on transforming her budget and spending habits.NerdWallet Advisors is no longer accepting new clients, and will be closing its financial planning business as of December 20th, 2024.Magda Doemeny, a certified financial planner from the NerdWallet Advisors platform, gives a listener specific advice to improve their finances (advice given on behalf of Nerdwallet Advisors, not NerdWallet). Brinker, the listener, is struggling with spending habits that she calls “irresponsible” and how to manage some of her debt. She discu...2024-08-1234 min
NerdWallet's Smart Money PodcastBudget-Friendly Pet Care: Demystifying Pet Insurance and Hidden CostsLearn to navigate pet insurance options, costs, and smart budgeting strategies for your pet's health care.Is pet insurance worth it? How can pet owners afford the rising costs of veterinary care? Hosts Sean Pyles and Ronita Choudhuri-Wade discuss the ins and outs of pet insurance and various budgeting strategies to help you manage pet care expenses effectively. They begin with a discussion of the importance of pet insurance amidst escalating vet bills, with tips and tricks on the potential financial benefits of pet insurance, the low adoption rate of pet insurance in the...2024-08-0830 minNerdWallet's Smart Money PodcastFed Could Finally Cut Rate Soon: What Would That Mean for You?Learn how the Fed's interest rate decisions impact your finances and get insights on retirement readiness and brokerage outages.What does the Fed's recent decision to maintain the current interest rate mean for you? How will a potential rate cut in September impact your finances? Hosts Sean Pyles and Anna Helhoski discuss the implications of the Federal Reserve's latest moves and what you can expect from a potential rate cut in the near future. NerdWallet’s Senior Economist Elizabeth Renter joins them to provide insights and actionable takeaways on how these changes could affect yo...2024-08-0717 min
NerdWallet's Smart Money PodcastRefresh Your Finances with Money Cleansing, Investing, and Family Travel TipsGet a breakdown of the hottest tips from Smart Money this year, including wealth-building strategies and managing money in relationships. How can you make your money work for you? What’s the best way to save on group travel? Host Sean Pyles presents some of the most impactful conversations we’ve had on Smart Money in order to help you make better decisions about your finances.00:54 30-Day Money Cleanse: NerdWallet’s Kim Palmer talks to Ashley Feinstein Gerstley, author of The 30...2024-07-0131 min
NerdWallet's Smart Money PodcastWhat Does the Car Market Really Look Like Right Now?Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: Explore car buying in 2024, from Carvana's process to the electric vehicle surge and how to maximize your car's sale value.Budgets Beyond the Numbers: How do you manage the emotional aspects of budgeting? What’s the car buying market like in 2024? Hosts Sean Pyles and Elizabeth Ayoola discuss personal budgeting and the future of car buying to help you understand how to navigate financial decisions with confidence. They begin with a discussion of budgeting “beyond the numbers,” with tips and...2024-05-0629 min
NerdWallet's Smart Money PodcastSummer Travel Insights: Maximize Your Vacation BudgetUnlock insights on vacation spending to leverage summer travel trends, and dive into the latest employment report. Planning to travel this summer? In this episode of NerdWallet’s Smart Money podcast, hosts Sean Pyles and Anna Helhoski delve into the world of summer travel. They discuss the key findings from NerdWallet’s 2024 Summer Travel Report, revealing insights into Americans’ vacation plans and expected spending. NerdWallet travel rewards expert Sally French joins them to dissect the latest trends in airline fees, price fluctuations, and factors influencing travel decisions. Whether you plan on traveling across the globe, or staying local...2024-04-1013 minNerdWallet's Smart Money PodcastTips to Save on Groceries and Navigate Tax SeasonLearn about savvy grocery saving and expert tax filing tips to bolster your budget and ease tax season stress.1:14 This Week in Your Money: How can you slash your grocery bills and still eat healthy foods amid rising costs? What’s new for this year’s tax season? Hosts Sean Pyles and Sara Rathner discuss saving money on groceries and simplifying tax filing to help you understand how to eat smart, save big, and conquer tax season with ease. They begin with a discussion of frugal grocery shopping, with tips and tricks on comparing unit prices, the bene...2024-03-0425 minNerdWallet's Smart Money PodcastMoney News: Strategies for Building a Safety Net and Single-Parent Finances UnpackedUncover 30-year trends in single-parent household finances with insights on growth, challenges and building a safety net.What should you do when stock markets hit record highs? Is now a good time to buy or sell a home now that mortgage rates have dropped again? How can you build a safety net when you’re a single parent? Hosts Sean Pyles and Anna Helhoski break down the latest headlines from the world of personal finance, including record-breaking stock market events, increases in consumer confidence, and the lowest mortgage rates since May 2023.NerdWallet Senior Writer Elizabeth Re...2024-01-2414 minNerdWallet's Smart Money PodcastMoney News: Conquer Your Part of $1.2 Trillion in U.S. Credit Card DebtUnderstand the implications of Americans’ $1.2 trillion credit card debt, the latest inflation stats, and SAVE plan news.Are you eligible for student loan forgiveness if you’ve been on the SAVE plan? What do the Commerce Department’s latest inflation figures mean for how much things cost? How can you pay off debt, which more Americans faced in 2023 than in the previous year? Hosts Sean Pyles and Anna Helhoski break down this week’s headlines to help you understand how they could affect you — and your wallet.You’ll learn about what makes certain people on the SAVE p...2024-01-1715 min
NerdWallet's Smart Money PodcastYear-End Money Tasks to Thrive in 2024 and How to Choose a Budgeting AppLearn about practical money management tasks to set yourself up for success in 2024 and tips for choosing a budgeting app.01:11 This Week in Your Money: Hosts Sean Pyles and Sara Rathner propose three money tasks to tackle this winter. The first is a task to do this week, the next is something to do over the course of a month, and the last is something you can do over the whole winter season. By completing these tasks, you may be able to put yourself in a better financial position going into the new year...2023-12-1832 min
NerdWallet's Smart Money PodcastUsing AI to Budget and Save and Debit vs. Credit Card Pros and ConsLearn how to use AI for help with budgeting and saving money, then learn whether credit cards or debit cards are safer.01:30 This Week in Your Money: NerdWallet banking writer Chanelle Bessette joins hosts Sean Pyles and Sara Rathner to discuss how AI can be used to help with budgeting and saving money. They explore how AI chatbots can assist in creating a budget and setting savings goals, why it’s important to double check chatbots’ math and consider seeking official financial advice for more risky decisions. They also talk about the benefits of incorporating AI into mone...2023-12-1124 min
NerdWallet's Smart Money PodcastMoney News: Ticketmaster Trouble, Alaska Airlines Merger, GDP Updates and MoreLearn how the Department of Justice is tackling the ticketing industry — and what it could mean for buyers and sellers.Before focusing on Congress’ latest ticketing industry crackdown, hosts Sean Pyles and Anna Helhoski discuss the IRS' delayed online seller rule, a revision to Q3 GDP figures, a new survey on money and happiness, the merger between Alaska Airlines and Hawaiian Airlines, and self-serve airplane snacks. Get ready for an episode that dissects the struggle for fair ticket prices and the potential consequences of a ticketing market in need of change.Then, Sean and Anna explo...2023-12-0615 minNerdWallet's Smart Money PodcastUsing Your Financial Anxiety to Make Better DecisionsWelcome to NerdWallet’s Smart Money podcast, where we answer real-world money questions. In this episode: Nerds Sean Pyles and Kimberly Palmer speak with Farnoosh Torabi, author of the new book, “A Healthy State of Panic.” She explains how we can use our fears as a superpower to make better decisions when it comes to finances, career and life. Torabi is a personal finance expert and host of the “So Money” podcast. In their discussion, Torabi shares how her upbringing as the daughter of immigrants taught her to be fearful of certain things, but that as an adult...2023-11-3020 min
NerdWallet's Smart Money PodcastIs Your Personal Finance Indecision Costing You? Plus, How to Shop for a New BankUncover the true cost of making financial decisions (and financial indecision) and get tips for shopping for a new bank.01:19 This Week in Your Money: Explore the concept of financial opportunity cost and the trade-offs we make with our money with hosts Sean Pyles and Sara Rathner. They discuss the risks associated with sticking with the status quo, the importance of periodically reassessing your financial decisions, the potential pitfalls of always relying on automatic payments, and the benefits of switching banks and taking advantage of sign-up bonuses.10:05 Today’s Money Question: Andee, a 69-year-old listener, jo...2023-11-2732 min
NerdWallet's Smart Money PodcastMoney News: Where to Save Money on Falling Prices from DeflationLearn which prices are slowing down—or even dropping—as a result of deflation, including your Thanksgiving feast.Before focusing on price deflation, hosts Sean Pyles and Anna Helhoski explore recent financial updates, including the rising income among first-time homebuyers, the United Autoworkers Union (UAW) ratifying new contracts with the Big Three automakers, and Black Friday and Cyber Monday sales trends.Then, Sean and Anna explain what’s happening behind recent price deflation. They highlight significant price drops across various goods and services, including eggs, smartphones, health insurance, gas, and Thanksgiving dinner essentials. They also break...2023-11-2213 min
NerdWallet's Smart Money PodcastMoney and Happiness: What's Happiness Really Worth?Do you really need money to be happy? Or is money the reason you’re unhappy? Either way, chances are your relationship to money and happiness is a little, well, messy. To kick off this Nerdy deep dive into money and happiness, Sean talks with happiness experts Gretchen Rubin and Robert Puff to understand what happiness really means. Then Sean talks with Morgan Housel, author of “The Psychology of Money,” about where money and happiness intersect.If you’re looking for an app to track all your money in one place, then check out the free Nerd...2023-11-2040 min
NerdWallet's Smart Money PodcastYour Guide to Budgeting, Credit and Debt Management StrategiesLearn tactics to make and manage a budget, understand credit scores, and manage debt to improve your financial health.02:02 Budgeting Basics: Personal Finance Nerd Elizabeth Ayoola discusses how you can create and stick to a budget. She explains how to use the 50-30-20 method to allocate your income, gives tips on how to adjust your budget to fit your needs, and methods for budgeting and stretching your paycheck when it arrives at different intervals, like monthly or biweekly. 13:35 Credit Scores and Credit Reports: NerdWallet writer Lauren Schwahn breaks down the basics of credit scores an...2023-11-1641 min
NerdWallet's Smart Money PodcastMoney News: Latest Stock Market News, New IRS Tax Brackets, Tipping TrendsDelve into recent stock market developments. Plus, tax bracket adjustments.Before taking an in-depth look at what’s going on in the stock and bond markets, hosts Sean Pyles and Anna Helhoski delve into the recent developments in personal finance news. They start by breaking down the latest inflation numbers. Then, they discuss the concerning increase in credit card delinquencies, shedding light on rising balances and the generational shift in credit card usage before offering smart tips on managing credit balances in a high-interest rate environment. They then turn their attention to the latest IRS tax bracket ad...2023-11-1517 minNerdWallet's Smart Money PodcastPlan Your Black Friday Shopping Strategy and Should You Wait to Buy a Home?Craft your holiday shopping plan with Black Friday insights, then understand options for buying a home in today’s market.01:24 This Week in Your Money: Unlock the secrets of savvy shopping by learning about the biggest sales events of the year. Hosts Sean Pyles and Sara Rathner discuss the holiday shopping season with Personal Finance Nerd Tommy Tindall, who talks about the value of shopping on Black Friday versus other annual sales events like Cyber Monday, the best days of the season to find deals in certain categories like big ticket electronics and winter clothing, and helpful ti...2023-11-1344 min
NerdWallet's Smart Money PodcastMoney News: Lawsuit Could Change How Houses are Sold; Also, a $23.5K Payout … in CoinsLearn how recent headlines could impact your finances, including a federal real estate ruling and new employment figures.Hosts Sean Pyles and Anna Helhoski start by dissecting the latest monthly jobs report and its potential impact on the Federal Reserve's interest rate policies, then explain how a recent federal jury's decision on real estate agent commissions could reshape the way homes are bought and sold in the United States. They then turn their attention to former cryptocurrency billionaire Sam Bankman-Fried's conviction on various counts of criminal fraud. With the announcement that popular budgeting app Mint w...2023-11-0812 min
NerdWallet's Smart Money Podcast2 Ways to Improve Your Credit Score, Budgeting Tips, and Investing 403b and 529 PlansLearn about two quick credit tips, 403b and 529 plans, delinquencies on old loans, and budgeting when you only get paid once a month.01:11 This Week in Your Money: Hosts Sean Pyles and Sara Rathner provide two quick tips for improving credit scores. The first tip involves credit utilization, which is the amount of available credit that you're using. They also discuss the option of asking for an increased credit card limit. For their second tip, they discuss the benefits and risks of becoming an authorized user on a friend or family’s credit card. To wrap up th...2023-11-0629 min
NerdWallet's Smart Money PodcastChoosing the Right Insurance Policy to Protect Your Income: Life Insurance, Disability Insurance, and MoreExplore coverage options to protect your income in worst-case scenarios, such as life insurance and disability insurance.Hosts Sean Pyles and Liz Weston discuss the importance of insurance coverage, highlighting statistics around how many people are underinsured or lack adequate coverage. To dive deeper into different types of coverage, Liz welcomes Insurance Nerd Ryan Brady and John Ryan, founder and CEO of Ryan Insurance Strategy Consultants, to explain various types of insurance.In this episode, they talk about life insurance, accidental death and dismemberment insurance (AD&D) insurance, and disability insurance, and explore the nuances...2023-11-0236 min
NerdWallet's Smart Money PodcastOptions for Paying Off Credit Card Debt: Hardship Programs, Balance Transfer Cards, Loans and MoreHear Nerds’ “financial horror stories” and explore solutions for paying credit card debt, from 401k loans to bankruptcy.01:20 This Week in Your Money: Hosts Sean Pyles and Sara Rathner share their personal “financial horror” stories, including Sean’s rejected credit card application and what happened to some of Sara’s retirement account funds. They’re cautionary tales that will help you make sure you’re getting the most out of your money.09:46 Today’s Money Question: Sean welcomes Nerd Liz Weston and Tommy Tindall to help answer a question about whether a listener should consider taking out a 401k lo...2023-10-2831 min
NerdWallet's Smart Money PodcastChoosing a Healthcare Plan via Open Enrollment (HMO, PPO, FSA, HSA, HDHP and More)Expert Nerds talk through the complexities of open enrollment, starting with ways to assess healthcare plans and costs.This episode takes a deep dive into specific terminology and scenarios relevant to choosing health insurance coverage. Hosts Sean Pyles and Liz Weston start with an overview of open enrollment period timelines for November and December 2023 before welcoming guest Nerd Kate Ashford to explain deductibles, premiums, HMOs, PPOs and HDHPs. Then, NerdWallet’s Tina Orem joins the show to discuss the pros and cons of high deductible plans and the intricacies of Health Savings Accounts (HSAs) and bot...2023-10-2633 min
NerdWallet's Smart Money PodcastMoney Saving Tips On Car & Home Insurance, plus Budgeting for Conventions and Hobbies @ Comic ConGet budgeting tips for conventions and hobbies straight from New York Comic Con, then learn about money saving strategies for car and home insurance.01:20 This Week in Your Money: Having just returned from New York Comic Con, host Sean Pyles discusses what he learned about budgeting for conventions, hobbies and cosplay outfits. He also shares an interview with Kayden Phoenix, a Los Angeles-based comic book writer known for her Latina superheroes. Kayden shares her experiences attending Comic Con and other conventions, including the costs associated with attending such events and how she has managed to minimize expenses...2023-10-2341 minNerdWallet's Smart Money PodcastWelcome to NerdWallet's Smart Money PodcastNerdWallet’s Smart Money Podcast will give you practical knowledge you can use to level up your finances.Every week, NerdWallet’s expert Nerds answer your money questions and break down the latest personal finance news. You’ll learn about different investment strategies; understand your credit score and your tax bills; get pro tips for organizing your expenses and putting more money into your savings; and a whole lot more. Whatever your money question, the Nerds will give you the info to make your money decisions with confidence.Weekly financ...2023-06-0502 min
NerdWallet's Smart Money PodcastHow Nerds Choose the Best, and Paying for CollegeSifting through financial products can be a pain. That’s where NerdWallet comes in. Our Nerds just released the 2022 Best-Of Awards so you can find the best products for your money goals. To kick off this episode, Sean and Liz talk with the head of the NerdWallet Content team, Hanah Cho, about how you can make the most of the Best-Of Awards and how NerdWallet maintains editorial independence. Then they answer a listener’s question about how to pay for college.To send the Nerds your money questions, call or text the Nerd hotline at 901-730...2022-01-1722 min
NerdWallet's Smart Money PodcastUnequal unemployment recovery, and whether to buy a new or a used carSean and Liz dig into what unemployment trends mean for our economy. Then they answer a listener's money question about whether it's best to buy a new or a used car. Want your money question answered by our Nerds? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.If you’re looking for an app to track all your money in one place, then check out the free NerdWallet app: https://nerdwallet.com/app Learn more about your...2020-10-0535 min
NerdWallet's Smart Money PodcastWelcome to NerdWallet's Smart Money podcast!Welcome to NerdWallet's Smart Money podcast, where we answer your money questions. Wondering how to start investing? Or which credit card is best for you? Maybe you just need some budget help. Whatever your question, turn to the Nerds.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.2019-07-0101 min