Shows
The Scottish Property PodcastThe Clark Twins: Flipping Houses Without Quitting the Day JobIn this episode, Nick and Steven sit down with brothers Calum and Connor Clark, two investors who’ve built a thriving, family-run property business across multiple strategies — from buy-to-let and HMOs to commercial conversions and hospitality.Episode Highlights:🏘️ Starting Out in PropertyHow they got into property without quitting their day jobs.The first flip project — and how it led to long-term investingEarly challenges and how they gained experience through hands-on learning💼 Building a Scalable PortfolioFocused on delivering hig...2025-06-091h 04
The Scottish Property Podcast100 Properties Before 28 - The Strategy Behind the Scale with Ewan DuddingIn this episode of the Scottish Property Podcast, Nick and Steven are joined once again by serial investor and mortgage broker Ewan Dudding — who has now scaled to over 100 properties and relocated to Dubai while running a high-volume brokerage and build team.Episode Highlights:🏗️ Scaling the PortfolioNow owns over 100 units, including 17 HMOs and multiple portfoliosBuying properties every 5 days for himself and every 2.5 days for clientsRefurbs running at £100k/month with two build teams and vans on the roadTargets £300–£350/month cash flow per uni...2025-05-2257 min
The Scottish Property PodcastMastering Yourself to Win Big – with Colin CampbellIn this special episode, co-host Nick Ponty sits down with Colin Campbell to delve into a refreshingly candid conversation that strays from the usual property chat and instead dives deep into the world of personal growth, mindset shifts, and life transformation.🎧 What You’ll Learn in This Episode:Colin's powerful journey of self-discovery and how personal development became the foundation for his success.Why men struggle to talk openly about emotions and personal challenges—and how breaking that silence can be transformative.The importance of showing up as your authentic self in busi...2025-05-051h 03
The Scottish Property PodcastLandlords Could Be JAILED Under Labour’s New Proposals with Nick and StevenIn this episode of the Scottish Property Podcast, Nick and Steven return with a jam-packed market update, covering everything from global economic trends to local property prices. They dive into the latest landlord legislation, interest rate forecasts, and the growing shift from amateur landlords to serious portfolio investors.Key Highlights:📉 Mortgage Market & Interest RatesWhy the IMF is predicting three interest rate cuts this yearHow global trade tensions (yes, Trump again) could bring cheaper goods to the UKLatest 5-year swap rate and new limited com...2025-04-2742 min
The Scottish Property PodcastWhy Dubai Might Be the Next Hotspot for UK InvestorsIn this episode of the Scottish Property Podcast, Steven and Nick are back from their first-ever international trip to Dubai—and they’re giving you the full rundown. From why they decided to hop on a plane to what went on behind the scenes, this episode sets the stage for a brand-new batch of episodes recorded in the UAE. Whether you’re a regular listener or just jumping in, this is your sneak peek into what’s coming and why it matters.Key Highlights:🇦🇪 Dubai DebriefReflections on their March...2025-04-0734 min
The Scottish Property PodcastHow Government Policies are Shaping the Rental Market with Mark ShantaIn the latest episode, Nick and Steven welcome back Mark Shanta, an estate agent, letting agent, and property investor. This engaging episode offers listeners a comprehensive overview of the key issues affecting landlords, tenants, and investors alike. The conversation spans a wide array of critical topics, from the immediate impact of recent governmental policy changes to the broader, ongoing dynamics of supply and demand within the rental sectorKey HighlightsThe impact of the Scottish government's policies on landlords and the rental market.The imbalance between rental supply and demand...2025-03-3152 min
The Scottish Property PodcastFrom Rugby to Real Estate: The Unexpected Career Shift! with Andy CramondIn this episode of the Scottish Property Podcast, Steven and Nick sit down with former professional rugby player turned property investor, Andy Cramond. Andy shares his incredible journey from playing top-level rugby in France to transitioning into property investment, development, and luxury home buying. He discusses the lessons learned from his sports career, how he built his property portfolio, and his latest venture into apartment hotels and high-end real estate.Episode Highlights:🏉 From Rugby to Real EstateHow Andy's rugby career took him from Aberdeen to FranceT...2025-03-2446 min
The Scottish Property PodcastHow to Lend Money in Property Safely with Lindsey DevineIn this episode of the Scottish Property Podcast, Steven and Nick sit down with legal expert Lindsey Devine from NM Legal to discuss the legal risks and best practices when it comes to private money lending in property. With more investors turning to private finance to scale their portfolios, it’s crucial to understand how to protect your investment and avoid costly mistakes.Episode Highlights:Due Diligence Before LendingWhy investors turn to private finance instead of traditional lenders.The risks involved and common mistakes to avoid.Why pr...2025-03-1055 min
The Scottish Property PodcastScottish Housing Market in Crisis – What’s the Solution? with Brian GilmourIn this episode, Steven and Nick welcome back Brian Gilmour from Indigo Square to discuss key updates in the Scottish property market. With rent controls changing, interest rates stabilising, and housing policies evolving, this episode is packed with insights for landlords, investors, and property professionals.Key Highlights:Scottish Property Market Updates: Changes to rent controls and what they mean for landlords. The impact of the Scottish Government’s new housing policies. Why institutional investors are pulling out of Scotland.Economic & Interest Rate Discussion: Th...2025-03-031h 07
The Scottish Property PodcastExposed: The Biggest Red Flags in Property Social Media! with Nick and StevenIn this episode, Steven and Nick go solo to break down the biggest social media mistakes in the property industry. From misleading marketing tactics to fake recommendations, they expose what NOT to do when building your brand online. If you're using social media to grow your property business, this episode is a must-listen! Common Social Media Mistakes in Property: Over-the-top self-promotion that turns people off. Fake testimonials and why they damage credibility. Posting only success stories and hiding failures. The “Get Rich Quick” Hype: Why “no money down” strategies aren’t as easy as...2025-02-1744 min
The Scottish Property PodcastFrom Zero to 23 Properties—How He Did It! with Giuseppe PaladiniIn this episode of the, Steven and Nick sit down with Giuseppe Paladini, a former university lecturer who made the leap into property investing and entrepreneurship. From studying fish pathology in Italy to building a 23-property portfolio and launching multiple businesses in Scotland, Giuseppe shares his incredible journey and the strategies that helped him scale.From Academia to Property:How Giuseppe transitioned from university research to property investing.The moment he realised property could give him financial freedom.Scaling the Portfolio:How he started with Airbnb and usedequity release to fund...2025-02-101h 06
The Scottish Property PodcastGovernment U-Turn: What Scrapped Rent Controls Mean for Landlords! with Jonathan WilliamsIn this episode, Steven and Nick sit down with mortgage expert Jonathan Williams to discuss the latest developments in the Scottish property market. From mortgage interest rates and inflation to rental trends and landlord strategies, Jonathan shares valuable insights on what’s happening right now and what investors should expect in 2024.
Mortgage Market & Interest Rates:
Where are interest rates heading in 2024?
How inflation is affecting lending and affordability.
What landlords need to know about remortgaging this year.
Property Investment & Landlord Trends:
Why some landlords are exiting while others are scaling up.
Ho...2025-02-0350 min
The Scottish Property PodcastFrom Setbacks to Success: Building A 12-Property Portfolio in One Year with Rory BoydIn this episode of the Scottish Property Podcast, Steven and Nick sit down with Rory Boyd, a driven property investor who has successfully scaled a 12-property portfolio while balancing a demanding career in the motor industry and family life. Rory shares his journey from buying his first property to setting ambitious goals for 2025, offering practical advice and insights into building a sustainable property business.
Episode Highlights:
Getting Started in Property:
How Rory transitioned from car sales to property investing.
Leveraging sourcing agents to secure his first few deals.
Scaling the...2025-01-271h 00
The Scottish Property PodcastWhat It Takes to Build a Property Portfolio in Your 20s with Kyle BlackIn this episode, we welcome Kyle Black, a young and driven property entrepreneur who has built an impressive portfolio and business empire at just 27 years old. From his humble beginnings as a greenkeeper to navigating the property world with no prior experience, Kyle shares his journey of hard work, education, and embracing social media to scale his ventures.
Key Topics Covered:
Kyle's Early Journey: From Renfrew to property success and the pivotal moments that shaped his career.
Overcoming Challenges: Why Kyle decided to leave his apprenticeship and step into the world of property.
...2025-01-191h 08
The Scottish Property Podcast2025 Property Predictions: House Prices & Scotland’s 8% ADS Shake-Up!In this special episode of the Scottish Property Podcast, Steven and Nick take the mic to review the key events and trends that shaped the Scottish property market in 2024. They also share their bold predictions for 2025, offering actionable advice to help investors navigate the year ahead. From the 8% ADS hike to emerging market opportunities, this episode is packed with insights for seasoned investors and newcomers alike.
Episode Highlights:
2024 in Review:
Key trends and surprises in the Scottish property market.
The impact of the ADS increase to 8% and how it has affected...2025-01-1356 min
The Scottish Property PodcastInside Our Property Portfolios: Challenges, Changes, and Growth With Nick and StevenIn this relaxed and candid episode of the Scottish Property Podcast, Nick and Steven catch up on their latest adventures—both in life and business. From thrilling personal experiences, like road trips and skydiving in the US, to the challenges of managing property portfolios, the hosts share insights, stories, and hard-earned lessons.
This episode offers an honest look at the highs and lows of property investing, including staffing issues, rising mortgage rates, and portfolio restructuring.
Episode Highlights:
Nick’s US Adventure:
Nick talks about his two-week trip across the West Coast, riding Harl...2024-10-2845 min
The Scottish Property PodcastEarning £45K A Month from a Glamping Site with Tomas RobertsonIn this episode, we sit down with Tomas Robertson, a seasoned property investor who started his journey at the age of 25. Over nearly a decade, Tomas successfully flipped properties, strategically adding value and selling to avoid capital gains tax. When the short-term rental market caught his attention, Tomas ventured into Airbnb, where he achieved remarkable success—exceeding income estimates and thriving even during the pandemic.
Key Takeaways:
Starting in Property: Tomas began investing in property at 25, using a strategy that allowed him to grow his earnings by flipping properties every two years.
Airbnb Su...2024-08-1250 min
The Scottish Property PodcastHow a £380k Investment Turned into £1 Million with Stephen GallagherIn this episode, we sit down with Stephen Gallagher to explore his impressive journey in property investment and the formation of SAS Scotland.
Key Discussion Points:
SAS Scotland:
Stephen and Derek's hands-on network for property investors.
Practical learning through live projects.
Stephen’s Background:
From aerospace engineering to oil and gas, then banking and finance.
Transition to property investment starting with residential and moving to commercial properties.
Property Investment Strategy:
Using SAS pensions for tax-efficient investments.
Importance of market understanding, due diligence, and trusted partners.
Case Study - Hamilton Pr...2024-08-051h 03
The Scottish Property PodcastMarket Updates with Davy HuttonIn this episode, hosts Steven Clark and Nick Ponty are joined by Davy Hutton to discuss the latest market updates for August 2024. They cover a range of topics affecting the Scottish property market, including inflation, economic outlook, property market dynamics, planning system inefficiencies, and the impact of government policies.
UK Inflation and Taylor Swift Effect:
UK inflation stayed at 2% in June, partly attributed to Taylor Swift's tour increasing demand and prices in local services, particularly hotels.
The Bank of England's base rate is 5.25%. Despite expectations for a cut, the "Taylor Swift effect" and...2024-07-3054 min
The Scottish Property PodcastScotland Declares Housing EmergencyIn this episode, hosts Stephen Clark and Nick Ponty are joined by Ricardo Giovanacci from Rosevale Lettings to discuss the latest news and events in the Scottish property market. They delve into the current challenges and opportunities, including rising rents, housing shortages, and government policies.
Key Topics Discussed:
UK Inflation and Mortgage Rates
UK inflation rate has dropped to 2.3%, approaching the Bank of England's target of 2%.
The Bank of England's base rate remains steady at 5.25%.
Potential for mortgage rate cuts in the near future, contingent on economic and...2024-06-0358 min
The Scottish Property PodcastThe TikTok Estate Agent Selling 35 Houses A Month!In this episode, we are joined by Vikki Ridler, a renowned TikTok estate agent, to discuss her incredible success and insights into the Scottish property market. Vikki's innovative use of social media has significantly impacted her career, leading her to sell an impressive 35 houses a month.
Key Topics Covered:
Introduction
Welcoming Vikki Ridler to the podcast.
Vikki's popularity and her contributions to the Edinburgh networking event.
Career Start
Vikki's journey from starting at 16 in an office job to becoming an estate agent.
Her initial reluctance and...2024-05-291h 04
The Scottish Property PodcastHow to manage a refurb efficiently with Nick & StevenIn this episode Steven & Nick give some educational info on refurbs and the processes involved. Join us for tips and tricks and anecdotes on how to manage a project efficiently.We talk about the following:Doing too much on site can slow growthBringing people in can speed up the process Know what you are trying to achieve Understanding what your exit is for budget allocationSetting your budget up front in the buying process Going over budget is most likely in design stages&n...2024-05-1345 min
The Scottish Property PodcastUsing artificial intelligence for property deal sourcing with Steven McKaveneyIn this episode Nick & Steven chat with Steven McKaveney about his life in IT, living and working in Dubai for years, his SA strategy across the country and his new AI deal sourcing website and patented software.We talk about the following:Starting in IT being a “cable monkey”Contracting and altercations Living in Dubai for 5-6 years Being paid £24,000 a month Working on apps for Banks in DubaiThe efficiency of the Arab cultureAttending a property course Doing SA in Ma...2024-04-291h 04
The Scottish Property PodcastThe rent cap is ending market update with Nick & StevenIn this episode Nick & Steven chat about the latest in the property market for March including the looming rent cap being lifted.We talk about the following:The end of the rent cap Potential need to sell if after raising rents the tenants contests Landlords raising rents to actual market value The difficult decisions facing landlords after interest rate risesHas Landlords goodwill after Covid come back to bite them?The Scottish government legislation in protection for tenan...2024-04-0142 min
The Scottish Property PodcastPredicting property prices & the birth of “Positive Ponty“ with Mark ShantaIn this episode Nick & Steven chat with Mark Shanta for a mid month market update. Covering house price predictions, Stuart Milne builders going bust, where interest rates are going and the birth of “Positive Ponty”.We talk about the following:The possible cutting of interest ratesAre we heading towards 7-8% mortgage rates?Will bank rates be slashed or continue to rise?The new Paragon buy to let product with a 5% feeFactoring all of these fees into your deal numbers Are surveyors giv...2024-01-1547 min
The Scottish Property Podcast100 units in 3 years & adding £4,980,000 to the portfolio in a year with Sam DyerIn this episode Steven & Nick chat with Sam Dyer about buying 100 properties in 3 years by teaming up with Steven. The power of diversity in partnerships and how they have added almost £5,000,000 in value to the portfolio in 1 year. Partnerships complimenting each others strengths & weaknesses Dealing with daily fallouts Steven gets slagged rotten Affording the opportunity to buy what you want Buying mental assets not just financial assets Adding almost £...2023-11-1357 min
The Scottish Property PodcastShooting the s**t part 2 - StevenIn this episode Nick has a catch up conversation about what’s going on in Steven’s businesses. The difference between finance in the past compared with today and Steven’s Aberdeen portfolio status.Stevens various projects in progressFollow up on completed projectsJumping on Opportunity The pain points in the next few years with interest rates Portfolio management Bridging loans and their feesThe difference in appraisals from last year to nowArrangements fees Refinance appl...2023-10-0225 min
The Scottish Property PodcastShooting the s**t part 1 - NickIn this episode Steven has a catch up conversation about what’s going on in Nick’s business. The Highs, lows, trials of Nick’s Lettings agency issues along with putting across the best image of yourself to achieve growth in your business.In this episode Nick & Steven chat with Ryan Quinn from Quinn & Co wealth management about his move from sports businesses into property investment and financial planning. How buying 10 buy to let's gave him the power to retrain.The difficulty in star...2023-09-2521 min
The Scottish Property PodcastHow to buy property portfolios with Nick Ponty & Steven ClarkIn this episode Nick & Steven deep dive into the world of portfolio purchases. The numbers and due diligence process. The pro’s and con’s. How to find them and the motivation for landlords to sell. The difference in ADS between single unit and portfolio purchasesLandlords motivations for sellingHow to find portfolios for saleThe pro’s and con’s of buying portfoliosWhat is classed as a portfolio The effect on market value discount of purchasing portfoliosWhat lenders require befo...2023-08-1435 min
The Scottish Property PodcastIs buy to let dead in 2023? with Nick Ponty & Steven ClarkIn this episode Nick and Steven chat about whether buy to let is still a viable strategy in 2023. Is it a dead strategy or is it all a matter of opinion, spin and fear mongering?What are the main concerns with buy to lets at the momentADS going up to 6% recently Rent caps and eviction bans The interest rates keep rocketing upProperty is still the best way to store wealthThe difference with property and other asset classes The importance of not over-leveraging going forward ...2023-07-1736 min
The Scottish Property PodcastEco energy & buying 300 houses & 100 shops in the family business with Steven EastonIn this weeks episode Steven and Nick chat with Steven Easton of Easton Group about owning 300 residential properties & 100 commercial properties within the family business whilst also running a green energy efficiency company. He provides some great business insights along with advice on achieving EPC ratings. 400 properties split between residential and commercial Energy efficiency solutions How his father became an accidental landlordBuying a £1.5 million property at auc...2023-06-2638 min
The Scottish Property PodcastHow to make £5,150 cashflow per month from 1 building with Steven ClarkIn this episode Nick chats to Steven about the process and numbers of his latest and greatest project to date. He shares details on the acquisition of the building, the refurb and the fact that this one building will generate over £61,000 a year in profit!HMO availability and demand in Scotland How the property was sourced & due diligenceHow the project was funded and cost planningFiguring out the exit strategyThe use of bridging lending Recruitment company issues Rubbish a...2023-06-1245 min
The Scottish Property PodcastLoss, Lessons, Legacy & Living life on your own terms with Steven ClarkIn this episode Nick takes the opportunity to interview Steven about his story and building a life through property. Steven tells how he got started and shares some very personal information. The highs and lows and the truth about what it takes to build a property empire.Leaving a high paying job off-shoreStarting a property businessConsidering yourself a businessmanStepping outside of your comfort zoneThe trauma that makes us strive for more Leaving a LegacyThe worst mistake you could m...2023-04-1051 min
The Scottish Property PodcastAirbnb, short-term lets and the communal entrance ban with Calum GrahamIn this episode, Steven and Nick talk to Calum Graham from BnB host ltd about serviced accommodation and the short-term lettings market. He discusses the pro's & con's along with the latest legislation and the issues faced by those trying to qualify for a licence.Starting an Airbnb company in 2015Managing 130 Airbnb properties in Glasgow and the surrounding areaHow he joined forces with his business partner The Pro's & Con's that come with short term letThe changes taking place in the legislation right now The Airbnb application process and requirementsThe impact the new rules are ha...2023-01-1744 min
The Scottish Property PodcastHow to find a good builder with Nick GuitIn this episode, Steven and Nick chat to Nick Guit who is a property investor as well as running his own building company. We talk about the following:How Nick started out as a welder in the shipyardsTraining as a building surveyorStarting his own construction companyThe struggles of running a building companyBest tips on trying to find the best builders and tradesmenHow Nick got started in investing in his own properties Some of Nicks projects and how they are structuredNicks thoug...2022-11-1555 minThe Scottish Property PodcastHow to grow your business using Instagram with Ina BakalovaIn this episode, Nick and Steven chat to social media expert Ina Bakalova. Steven took part in Ina's Instagram course recently and since then he has been able to grow his following and engage better with his audience. This episode is great for anyone who is looking to reach more people and generate more business through the use of Instagram specifically.We talk about the following:How to get started and what content to postIdentifying your ideal customer and working towards ...2021-11-2555 minThe Scottish Property PodcastOur best and worst property deals! With Nick and StevenIn this episode, Nick and Steven talk about their highs and lows in property. We share some details about the the deals that didn't go so well and also some of our big wins.We talk about the following:Nick shares how he lost £50k in a property value during the financial crash. The same property has now recovered well and experienced good capital growth and rent increase.If you buy in the right areas then long term, you will survive a price crash.Steven talks about being st...2021-10-2847 minThe Scottish Property PodcastRent controls and the "new deal" for tenants with John BlackwoodIn this episode, Nick and Steven chat to the CEO of the Scottish Association of landlords, John Blackwood about the proposed new government changes in the private rented sector.We talk about the following:The Scottish Green party new deal for tenants and what this means for landlordsWhat are the housing policies which will change the PRSHow will they go about implementing these changesWhat are landlords biggest fears now that the Green party are in a power sharing governmentRent control...2021-09-3050 minThe Scottish Property PodcastFlipping properties in the current market - Bridge of Earn case studyIn this episode, Nick interviews Steven on his latest flip project in Bridge of Earn. Although Steven is an experienced developer, he shares the ups and the downs of the project and the vital lessons learnt along the way.We talk about the following:How the deal was structured with a joint-venture partnership.How the deal was sourced The numbers breakdown and what profit they aim to makeThe challenges faced due to rising prices of materials and how they overspent on the budget...2021-09-2235 minThe Scottish Property PodcastMinimum EPC ratings, get your properties ready! With Jonathan AnnanIn this episode, Nick and Steven chat to Chartered Surveyor, Jonathan Annan of Harvey Donaldson & Gibson about upcoming minimum EPC legislation and how this will affect landlords and property investors.We talk about the following:What is an EPC certificate is, who can carry them out and where they can be found.Why they are important for property investors and landlords with minimum rating legislation coming in, update on timescales.What can be done to increase the EPC ratings of old...2021-09-1540 minThe Scottish Property PodcastCan you still find "No money left in deals"?In this episode, Nick and Steven talk about finding "No money left in deals". This is where the investor buys the property, adds the value through a refurb, and then refinance all of the initial cash investment back out and sometimes even more!We talk about the following:What is a no money left in deal?Why it is getting harder and more competitive to find such dealsWhere and how are people still managing to find these deals?Case studies of a couple of Stevens deals that he has co...2021-09-0926 minThe Scottish Property PodcastSteven Clark gets interviewed for the Freedom Property PodcastIn this episode, our very own Steven Clark gets interviewed by Kessar Salimi for the freedom property podcast. We thought it would be useful to share the recording with our audience as it's been a while since we have heard some of Stevens's updates.As well as going into his backstory and how he got involved in property, he shares a lot of the stuff that he's working on now and some of the big goals he has for the future.Connect with Steven:Instagram: https://www.instagram.co...2021-07-2200 minThe Scottish Property PodcastBuying a 120 year old derelict house by accident at auction with Claire and CalIn this episode of the podcast, Nick and Steven chat to a very inspiring young couple who have been working on a full restoration project in Dunoon for 2 1/2 years. They ended up bidding on the wrong property at auction and bought a derelict house in Dunoon instead of a flat in the south side of Glasgow.We covered lots of interesting points:How Cal managed to bid on the wrong property at auctionThe process of finding the other owners so that they could take over the whole buildingThe ex...2021-07-1548 minThe Scottish Property PodcastOil rig worker Chris Goymer quits his £100k a year job to become a full time property investorIn this episode of the podcast, Nick and Steven chat to property investor Chris Goymer. Chris is an incredibly humble guy and has done an amazing job building a property business over the last 12 months. He quit his offshore job in the oil and gas industry with a very high salary and now lives a much improved lifestyle where he can see his kids every day.We covered lots of good valuable points:How money is not the be all and end all, why Chris was unhappy in his high salary offsho...2021-07-0739 minThe Scottish Property PodcastSelf managing 175 houses with portfolio landlord Alex WalkerIn this episode of the podcast, Nick and Steven chat to portfolio landlord Alex Walker. Over the past 30 years, Alex has built his buy to let portfolio to around 175 houses with a goal of having 200 by the end of the year. It was great to speak to someone with such vast experience and a passion for the business.We covered lots of good valuable points:How he provides a good product to achieve over market rent and a quality tenantFully systemising the portfolio with the help of prop...2021-06-2359 minThe Scottish Property PodcastCrackdown coming on Airbnb and short term lets with Fiona CampbellIn this episode of the podcast, Nick and Steven chat to Fiona Campbell - Chief Executive, Association of Scotland's Self-Caterers about the regulation and proposed government legislation of short-term accommodation. Also known as Airbnb, serviced accommodation and short-term lets, Fiona gives us a great guide on what you need to do as a landlord if you considering this business and also what changes are being talked about by governments and local authorities to introduce licensing powe...2021-06-1645 minThe Scottish Property Podcast1000 homes for 1000 families with Paul KinghamIn this episode of the podcast, Nick and Steven chat with property investor, coach and mentor Paul Kingham. It was great to hear Paul's story and we talked about the following subjects:Paul's big vision of 1000 homes for 1000 familiesSourcing 90 deals for other investorsWhy has the PRS got a bad name and how to change itPaul's own portfolio and how he plans to build itDebate on property educationIs property investing passive income?Connect with Paul:Email: Paul@kingsmithprop...2021-06-0953 minThe Scottish Property PodcastOnline Property Auctions with George DouglasIn this episode of the podcast, Nick and Steven chat with the owner of Online Property Auctions Scotland, George Douglas.George has a wealth of experience in the property market and shares some inside stories of his years in property including:Are there still deals to be had in auctions?Top tips for people who are buying from auctionsThe best way to build relationships with agentsConnect with George:george.douglas@opascotland.comhttps://opascotland.comhttps://www.linkedin.com/in/george-dougla...2021-06-0255 minThe Scottish Property Podcast5 tips to improve your chance of getting a Buy Let mortgage with Kessar SalimiIn this episode of the podcast, Nick and Steven chat to property investor and mortgage broker, Kessar Salimi. He gives us 5 top tips to improve your chance of getting a Buy to Let mortgage. Kessar also hosts the Freedom Property Podcast.Connect with Kessar for mortgage advice:https://www.kessarsalimi.com/https://www.instagram.com/kessarsalimi/?hl=enhttps://www.linkedin.com/in/kessar-salimi-16919a139/⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if...2021-05-2638 minThe Scottish Property PodcastBuild to rent £25m portfolio with Andi CookeIn this episode of the podcast, Nick and Steven interview successful property developer Andi Cooke. Andi is the Co-founder of Whitebox Property Solutions and along with his business partner Lloyd Girardi, they have built up a portfolio of £25m as well as a number of active developments on the go. They now teach others to become property developers.We talk about the following:Getting into property development with little or no moneyDetails of Andi and Lloyds first development and ...2021-05-191h 00The Scottish Property Podcast£15 per hour to £2100 per hour with Derek BaskervilleIn this episode of the podcast, Nick and Steven interview property developer Derek Baskerville. Derek, who is a joiner to trade made the decision to renovate his own house to sell. He then realised quickly how much potential there was to make money in property development and quickly switched his full-time attention to it.We talk about the following:Getting away from the mindset of carrying out work on a project and using other tradesHow to find good trades and maintain long-lasti...2021-05-1252 minThe Scottish Property PodcastCrypto investing with Dee LudlowIn this episode of the podcast, Nick and Steven interview investor Dee Ludlow. Dee is the founder of the 5am club which helps people get educated on all sectors of investing. These days he focuses a lot of his time on Cryptocurrency investing which we dig deep on.We talk about the following:How Dee started investing and what he boughtDee's experience in propertyWhy he invests in bitcoin and cryptocurrencyHow to start investing in crypto and what strategies to usePredictions on the...2021-05-051h 05The Scottish Property PodcastProfessional footballer to property investor with Gary WalesIn this episode of the podcast, Nick and Steven interview former professional footballer Gary Wales of Hame Property. After enjoying a career in football, Gary now uses multiple strategies to invest in property. He is also now an Estate Agent with Keller Williams.We talk about the following:What life was like as a footballer and did he receive any support in planning for his life after retirement.How he became interested in property investing and the reasons whyServiced apartments...2021-04-2849 minThe Scottish Property PodcastStaying cool in a heated property market! 🔥In this episode of the podcast Nick and Steven talked about their trials and tribulations in the current red hot property market. We cover the following in detail:Why the market is so competitive at the moment What happens when people start overpayingHow it is so important to stick to your criteria and strategy to achieve your long-term goalsCase study of how a deal came to Nick when he was least expecting it and why patience has paid offTales from closing datesDon't compare your pr...2021-04-2138 minThe Scottish Property PodcastBuying a 91 unit portfolio during a pandemic and the economics of property with Adam LawrenceThis week on the podcast, Nick and Steven chat to property investor Adam Lawrence. Adam has just completed on a purchase of a 91 unit portfolio in Scotland. He also has some great views and a solid understanding of the current economy and the outlook for property prices. Adam writes a weekly article on the Partners in Property Facebook page where he goes deep on the current economy and property market.Partners in Property:https://www.facebook.com/partnersinpropertyukWe...2021-04-071h 05The Scottish Property PodcastFlips, interiors and holiday lets with Jennifer OlivierThis week on the podcast, Nick and Steven chat to property investor Jennifer Olivier about her path in property so far. Jennifer has been successful in multiple strategies including Flips, buy to lets and holiday lets. She also has a passion for interior design which really shows through in her property projects and her Instagram page.We cover the following in detail:Transitioning from a full-time HR job to spending more time in propertyJennifers holiday lets and how she has weat...2021-03-3154 minThe Scottish Property PodcastFirst time buyer mortgages and the state of the market with Jonathan WilliamsThis week on the podcast, Nick and Steven speak to mortgage broker Jonathan Williams about the options the lending options now available to first time buyers and how this will have an impact on the property market.We cover the following in detail:The relaunch of the first home fund in Scotland - the advantages and disadvantagesUK government-backed 95% mortgages announced post budgetThe current state of the property market Possible stamp duy (LBTT) reformConnect with Jonathan:Web site&nbs...2021-03-2440 minThe Scottish Property Podcast7 Figure Portfolio Using None of My Own Money With Sam DyerThis week on the podcast, Nick and Steven interview Sam Dyer.Sam is a portfolio landlord & investor with a property portfolio spanning across Scotland from Glasgow up to Aberdeen. All of Sam's acquisitions since 2016 have been funded by private investors and his main strategy is acquiring portfolios. He also co-owns Dyer & Co Property, an ARLA accredited property management company that focusses on the property investment sector. Sam’s main role within the company is running the portf...2021-03-1757 minThe Scottish Property PodcastWill the property market crash in 2021?This week on the podcast, Nick and Steven pick out the key announcements made by Rishi Sunak in this year's budget and how they will affect the property market in 2021.The following points are covered:The key budget announcements that have will affect property investorsWhat could affect property prices Our view on how the market will performThe opportunity in various different strategiesChat about general market conditions ⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it...2021-03-1043 minThe Scottish Property PodcastConveyancing in Scotland explained with Gerald SegalThis week on the podcast, Nick and Steven interview Mov8 Associate Solicitor Gerald Segal who explains the conveyancing process in Scotland for buying and selling property.The following points are covered:What does conveyancing actually mean?How long is the process of conveyancing in Scotland?Explanation of the offer/acceptance stageExplanation about the negotiating stageExplanation on the settlement stageWhat fees can you expect to pay including LBTT, ADSHow to choose the right solicit...2021-03-0353 minThe Scottish Property PodcastHow to invest in property remotelyThis week on the podcast, Nick and Steven talk about how to invest in property remotely. It is natural to want to stick to buying property on your doorstep due to being familiar with the area but sometimes you need to look further afield to get the best investment deals and find the opportunity.In this episode talk about:What desktop research you can carry out without actually being on the groundHow to find a team that will help you acquire and renovate the propertyThe reasons why you s...2021-02-2422 minThe Scottish Property PodcastBuilding a £2m multi strategy property portfolio with Martin and Stephen SweeneyThis week on the podcast, Nick and Steven chat to the Sweeney brothers. Over the past four years, Martin and Stephen Sweeney have built an impressive portfolio of properties incorporating many different strategies and have taken massive action.In this episode, we dive in to the following topics:Building a solid buy to let property portfolio as the foundation of their businessCommercial to residential conversionsLuxury Serviced Apartments (The Sweeney Rooms)New build developm...2021-02-1756 minThe Scottish Property PodcastFlipping properties during lockdownThis week on the podcast, Nick and Steven chat about flipping properties during lockdown showcasing Stevens Kinross flip project which he just completed on. Despite facing tough lockdown restrictions and an uncertain economic situation, he managed to generate a great profit and complete the project from start to finish in 6 months!We discuss:The current market and where we think the opportunity lies to flip property Dive into Stevens Kinross project and talk about the numbers and t...2021-02-1037 minThe Scottish Property PodcastProperty portfolio exit strategies with Craig HolmesThis week on the podcast, Nick and Steven chat to Fife based property investor Craig Holmes. Craig has built his portfolio over a number of years buying repossessions and using the BRRR strategy. He is now in a position where he is not acquiring any more property and implementing his exit strategy which is to pay down the debt so he is not highly leveraged.Amongst other things we talk about:How Craig has built his own personal portfolio His letting agency business and why he ...2021-02-0349 minThe Scottish Property Podcast£1.7 million property portfolio in 3 years! With Markus and ElsieThis week on the podcast, Nick and Steven chat with Markus Hartung and Elsie Li Chen. A fantastic young power couple who have managed to build a property portfolio worth £1.7 million in a very short space of time. We talk about how they started off in the Glasgow buy to let market and now focus on HMO investing in the North West of England.Connect with them on Instagram:@markus.property@elsieli_www.em-investments.co.ukYoutube: Elsie and Markushttps://www.linkedin.com/in/mar...2021-01-2746 minThe Scottish Property PodcastDirect to vendor deals and £65k from a flip with Emily SmithThis week on the podcast, Nick and Steven chat with Emily Smith. Emily talks about sourcing deals direct to vendor and the strategies and tips she uses. We also go into detail about her amazing flip result where she netted £65k profit!Connect with Emily on her social media:https://www.instagram.com/voeberg_emily/?hl=en-gbhttps://www.linkedin.com/in/emilysmith-propertyinvestor-sourcer/⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leav...2021-01-201h 03The Scottish Property Podcast5 key steps to becoming a successful property investor with Darren GreenThis week on the podcast, Nick and Steven chat with Darren Green. Darren is a property investor and transformational coach. He recently left his corporate job to pursue his property investing goals and to help other people in their own personal development. He gives us his key learnings over the years which have helped him and his wife Gillian build up a successful buy to let property portfolio. We talk about 5 key steps to becoming a successful property investor:1.&n...2021-01-1354 minThe Scottish Property PodcastHow to use social media to attract investors and grow your property businessThis week on the podcast, Nick and Steven talk about how to use social media to build your personal brand, establish relationships with investors and bring in leads for your property business. We discuss the following:Why can social media be so valuable as a property investor?Build a personal brand.Attract private investors.Bring deals to you through your network.Attract joint venture partners.Builds credibility in the industry.How do we do this?Be Consistent, show up daily and build up ...2021-01-0629 minThe Scottish Property PodcastHow to set and achieve your goals for 2021 with Jerry AlexanderHappy New Year Everyone!! 🥳This week on the podcast, Nick and Steven talk to Commercial Property Investor Jerry Alexander about his process for setting and achieving goals. Jerry shares some really good tips on how to set out the process and talks about how important it is to re-evaluate your goals and book a meeting with yourself throughout the year so that you remain on track. Connect with Jerry:LinkedIn: https://www.linkedin.com/in/jerryalexander/Facebook: https...2021-01-0245 minThe Scottish Property PodcastRent to Buy explained with Alex CollieThis week on the podcast, Nick and Steven interview property investor Alex Collie who has implemented the Rent to Buy strategy in his property business.Rent to buy as a relatively new kid on the block so if you're interested in finding out more about it then this is the podcast for you! It's interesting to hear how the strategy can help give something back to society by providing the tenant with a good stable long-term home with the option to buy at the end of the term.Disclaimer: ...2020-12-251h 00The Scottish Property PodcastOur 2020 F*ck ups! Cowboy builders and Dodgy tenantsThis week on the podcast, Nick and Steven talk about some of the downsides of property investing. Steven speaks about a recent bad experience with a new builder relationship that turned sour. Nick talks about losing £945 to handyman and a recent tenant checkout where the property was handed back in poor condition.⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.Connect with us on social media:Join the Sc...2020-12-1145 minThe Scottish Property PodcastInvesting in Aberdeen with Chris Minchin and Steven ClarkOn this week's podcast, we release the recording from our live monthly networking event which focuses on investing in the city of Aberdeen.Aberdeen has it's own micro-market and doesn't follow the trends of the rest of the country. We look in to some of the great BRRR deals that Steven has picked up along with talking with our guests about the opportunities that are currently available. Timestamps:1:12 - Kessar Salimi with the mortgage updateEmail: kessar@freedomfs.co.uk0138...2020-11-061h 28The Scottish Property PodcastGetting your hands dirty on a refurb! The best property education you will get.In this week's episode, Nick and Steven talk about the pros and cons of getting yourself involved in carrying out work on a refurb project. We talk about:Is this best use of your time as an investor?If you enjoy it then why not get stuck in with the sledge hammer?Learning the structure and fabric of a property and how tradesmen work will set you up for dealing with the costing of refurbs.Top tips on starting the refurb which will save you time and money⭐️⭐️⭐️⭐️⭐️Hope you find it useful a...2020-09-0530 minThe Scottish Property PodcastMonte Carlo or Bust! with Jim ParkerIn this week's episode, Nick and Steven chat to Jim Parker of Fife Properties. Jim is an estate agent, letting agent and also an experienced property investor active in the Fife area.We talk about:Jim's journey in property and his strategy for investingGrowing a successful business and the difficulty of deligatingMindset and overcoming negativityCurrent market conditions in Fife Its a great conversation and it was really interesting to hear about Jim's story.Connect with Jim on hi...2020-08-281h 05The Scottish Property PodcastFrom Redundancy to Taxi Driver to Property Investor with Paul CumminsIn this week's episode, Nick and Steven chat to Paul Cummins aka UK Property man. Paul is a full-time property investor active in the North of England and Lanarkshire.We talk about:How Paul transitioned from a successful engineer in the oil and gas industry to becoming full time in propertyHow he finds deals and works with investors to fund dealsWhy Paul invests in English HMO and why the strategy doesn't work in ScotlandThe way he uses social media to expand his networkIts a great conv...2020-08-2155 minThe Scottish Property Podcast5 apps and systems you can use in your property business to boost productivityIn this week's episode, Nick and Steven give 5 hacks to save you time and allow you to get more organised in your property business. 1. Google Photos https://www.google.com/photos2. Dropbox https://www.dropbox.com3. Zoom https://zoom.us4. Trello https://trello.com5. Report and Run http://www.reportandrun.comHope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.Connect with us on social media:Join the ...2020-08-1532 minThe Scottish Property PodcastTop tips for buying property at auctions 🔨In this week's episode, Nick and Steven give some top tips for buying property at auctions. A lot of people get the property bug from watching homes under the hammer but buying properties at auction comes with an added degree of risk and we talk about some of the things you should look out for.Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.Connect with us on social media:Join the Scottish Property Podcast Facebook Gro...2020-08-0832 minThe Scottish Property PodcastBuying and selling tenanted property with Chris WoodIn this week's episode, Nick and Steven explore the options for buying and selling investment property with a sitting tenant with Chris Wood from Portolio. We talk about:The advantages and disadvantages of buying property with a sitting tenantTips on doing your due diligence when buying tenanted propertyThe process involved in buying and selling property with a tenant in placeDiscussion about the current Scottish market and any hotspots for buy to let investingConnect with Chris at Porto...2020-07-3141 minThe Scottish Property PodcastBuy, Refurbish, Rent, Refinance (BRRR) 😨 explained!In this week's episode, Nick and Steven explain what the Buy Refurbish, Rent, Refinance model involves and how it is an amazing strategy for building your portfolio.Nick gives a real life case study in Glasgow where he has used this strategy recently.Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.Join us on the Monday night live zoom call at 8pm, book your ticket here:https://www.eventbrite.co.uk/e/scottish-property-podcast...2020-07-2420 minThe Scottish Property PodcastOvercome your fear of buying your 1st property with Arshad AliIn this week's episode, Nick and Steven chat with property investor Arshad Ali and discuss the fear and risk involved in buying your first investment property. Making that first investment is a huge move and you need to be taking all the steps that Arshad talks about to mitigate the risk of losing money on a deal.We talk about:The due diligence process for appraising a dealTips on viewing and how you can tell if it is a good propertyMindset on actually following through and making an of...2020-07-1758 minThe Scottish Property PodcastOur 6 month goal reviewIn this week's episode, Nick and Steven review their personal goals in property and look back on the goals set out in Episode 2 at the start of 2020. Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.Join us on the Monday night live zoom call at 8pm, book your ticket here:https://www.eventbrite.co.uk/e/scottish-property-podcast-lockdown-live-tickets-107571964642Connect with us on social media:Join the Scottish Property P...2020-07-1021 minThe Scottish Property PodcastShould you use a Property Sourcer?In this weeks episode Nick and Steven discuss the use of a property sourcer to help you build your property portfolio.What is a property sourcer and why would you use one?How much do they charge and what should you be paying for?What sort of information should a sourcer give you?Should you sign an NDA?What sort of terms should you be agreeing to?What kind of due diligence and checks can you carry out on a sourcer and make sure they are compliant?Examples of times when Nick and Steven have use...2020-07-0332 minThe Scottish Property Podcast10,000 houses in 5 years with Ross HarperThis week Nick and Steven interview Ross Harper. There are not many things Ross has not done in property! He owns multiple property businesses along with and auction company and estate agency. It was a really inspiring chat and we covered the following:- How Ross structures his various property businesses and how they work together so he can maximize on opportunities.- How Ross came through the dark times of the 2008 financial crash- Property trading and deal sourcing - Thou...2020-06-191h 01The Scottish Property Podcast10 things you need to know as a landlord during Covid-19This week Nick and Steven discuss all the changes that have happened for landlords over the past 3 months of lockdown during Covid-19. From new laws to financial help, we break down 10 things that landlords need to be aware of.Legal:Fair rents billChanges to eviction proceduresChanges to the model PRT lease, special clauses for notice periodsNew council tax student exemptionEPC minimum rating requirement postponedSeparating the necessary tasks from the unnecessaryFinancial:Mortgage holi...2020-06-1230 minThe Scottish Property PodcastCaroline Claydon - From the brink of financial ruin to a multimillion pound property portfolio.This week Nick and Steven interview Caroline Claydon. This fun, lighthearted interview covers a lot of ground...Caroline opens up to the guys about a failed business in the 2008 recession almost ruins her and her husband financially. After attending a property training course they rapidly grow their BTL portfolio before moving onto HMO's and then onto their latest project a new smart hotel concept. Connect with Caroline to follow her journey as she grows on social media platforms. https://www...2020-06-0551 minThe Scottish Property PodcastUniversal Credit with Bill IrvineThis week on the Scottish Property Podcast Nick and Steven are joined Universal Credit expert Bill Irvine. With the recent Covid-19 pandemic and many tenants experiencing financial hardship, there has never been a better time to educate yourself on the subject of UC so that you can work together with your tenant to ensure the rent gets paid. Bill helps dissect the system.We cover:What exactly is Universal Credit and how is the transition from housing benefit goingWhat problems te...2020-05-2249 minThe Scottish Property Podcast5 step action plan for dealing with rent arrearsThis week in the Scottish Property Podcast Steven asks Nick about his 5 step plan for dealing with rent arrears. Whether you are a self-managing landlord or have a portfolio managed by an agent it is important to understand the process of rent arrears which could ultimately lead to eviction proceedings. Find out the circumstances and identify the problem.Provide tenant with information and links to government help so that they can access the relevant support.Keep a record of all c...2020-05-0830 minThe Scottish Property Podcast5 ways to fund a flip projectIn this weeks episode Nick and Steven cover a very common question that is asked when joining the facebook group page; How to fund flip projects. Here is a high level overview of the methods discussed; 1.) Releasing equity from your own home.2.) Bridging finance. 3.) You can in theory use a BTL mortgage then 'change your mind'. But bear in mind this technically mortgage fraud. It is common and people do it but it's not strictly the right way to do it. 4.) Private investmen...2020-04-2421 minThe Scottish Property PodcastHow to create a successful Joint VentureIn this weeks episode Nick and Steven discuss joint ventures. Joint ventures are very common in the property industry. But like all relationships they start off new and exciting but can often not work out the way we intended. In this episode the guys discuss what joint ventures are, how they can be structured and they give some top tips on how to have a successful joint venture. Visit thisisproperty.info to learn more about the awakening workshop2020-04-1730 minThe Scottish Property Podcast7 things to do during lockdown to propel your property businessSome of us may have a bit more free time on our hands whilst the government advise us to stay at home and save lives. So this week Nick and Steven give you 7 things to do during lockdown which will prepare you for when the crisis ends and put you in a position to thrive in your property business. Although things feel bad at the moment there will be opportunities at the end of this and it is important not to fall into victim mode! Use the time effectively and give yourself a ...2020-04-1034 minThe Scottish Property PodcastSteven Canning - An insight in to deal sourcingNick and Steven catch up with deal sourcer Steven Canning who has already sourced £500,000 worth of property for his clients despite only just starting out in his property career.We discuss:How Steven got started in propertyStevens strategies to source on and off market dealsHow to build relationships and find investorsHow to stay compliant when sourcing dealsConnect with Steven:Instagram: https://www.instagram.com/stevencanning83/LinkedIn: https://www.linkedin.com/in/stevenncanning/Hop...2020-04-0343 minThe Scottish Property PodcastCoronavirus, how it's affecting property investors and landlordsNick and Steven catch up on the latest news regarding the Coronavirus crisis and how it is having an impact on property investors and landlords.We cover :How have property investors been affected ?Serviced Accomodation market and rent to rentFlips and developersWill transactions still go through?Buy to let landlordsScottish government announcement to ban any evictions for rent arrearsUniversal credit and advising tenants3 month Mortgage holiday periodWill tenants abuse the systemAfter effects...2020-03-2022 minThe Scottish Property PodcastLinda Martin - Full Time Property Developer MumThis week on the Scottish Property Podcast Nick and Steven interview Linda Martin. Linda runs her property development business around her young family. Since 2010 Linda has successfully flipped properties. In the interview she discusses how she finds her deals and how she maximises the profit by raising the ceiling price of every project she completes. A great insight how developer Linda is still having great success in a very buoyant property market. Connect with Linda on s...2020-03-1341 minThe Scottish Property PodcastServiced Accommodation vs Buy to LetIn this episode, Steven interviews Nick on his experience of running a Serviced Accommodation business and why he is converting back to long term lets and the traditional Buy to Let model.Why it is easy to get caught up in the hype of the top line figures of SAOperating in the hospitality industry and is it really property investing?The pros and cons of SAWhy Nick went from 6 units back to 1Top tips on starting out in SAHope you find it useful and we would appreciate it hugely if you could fi...2020-03-0656 minThe Scottish Property PodcastHow to carry out a successful refurbIn this week's episode we talk about all things refurbs! Top tips for carrying out full renovation projects.How to save money on materials.Nick and Stevens share personal experience of their own developments.Things that can go wrong during a refurb.Examples of costs of different elements in the refurb.Also some good banter with Steven accusing Nick of being a tight arse! Hope you find it useful and we would appreciate it hugely if you could find time to leave a review.Connect with us on ...2020-02-2849 minThe Scottish Property PodcastHow Steven lost £7000 on a property dealIn this episode, Nick interviews Steven about a failed property deal and how he lost £7000 in fees and never got the chance to complete. This is the kind of stuff you never hear about on social media. Property can go wrong and we should always remember that there are risks involved in any transaction.Steven gives a complete insight into the deal and we discuss how where it all went wrong and want we can learn from it.Hope you find it useful.Connect with us on social media:Join the Scot...2020-02-1443 minThe Scottish Property PodcastBuilding your Power TeamThis week on the Scottish Property Podcast Nick and Steven discuss the importance of building your power team. We really dislike this term but there isn't a better way of putting it. It is basically the team of people around you that is crucial to your success as a property investor. We discuss who these people are, how to build up the relationship and ensure they are on track with your vision for your property career. Please join our facebook group community by searching for 'Scott...2020-02-0732 minThe Scottish Property PodcastProperty Strategies: Part 2Following on from last week's Property Strategies Part 1, this week on the Scottish Property Podcast Nick and Steven discuss the second part of the different types of strategies commonly used in Scotland. They give a high level overview of each of the strategies and objectively discuss the pros and cons of each one. 3. Buy to flip / Flipping property after renovation 4. Commercial to residential conversions6. New build developmentsConnect with us on social media:Scottish Property Podcast Face...2020-01-1735 minThe Scottish Property PodcastProperty Strategies: Part 1This week on the Scottish Property Podcast Nick and Steven discuss the different types of strategies commonly used in Scotland. They give a high level overview of each of the strategies and objectively discuss the pros and cons of each one. 1. Buy to Let 2. HMO and Serviced Accomodation3. Deal Sourcing Visit thisisproperty.info to learn more about the awakening workshop2020-01-1035 minThe Scottish Property PodcastIntroduction to the Scottish Property PodcastWhy have we created a Scottish Property Podcast?Who is Steven Clark?Who is Nick Ponty?How we can help you. Visit thisisproperty.info to learn more about the awakening workshop2019-12-2758 min