Shows
Insurance Couch PodcastThe Insurance Couch Podcast - Embedded AirlineGet Your Insurance Fix on “The Insurance Couch” Podcast! Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, supervisory board member and advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech enabler KASKO as they bring you unique insights from their experiences in the insurance world.This episode they talk about Embedded Insurance when it comes to Airlines:Travel insurance through airlines is one of the oldest and most successful embedded insurance segments.It can raise ticket profitability for the airline by as much as 30%.The best airline/insurer partnerships reach up to 15% attachment rates...2025-05-071h 00Insurance Couch PodcastThe Insurance Couch Podcast - Risk AppetiteGet Your Insurance Fix on “The Insurance Couch” Podcast! Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, supervisory board member and advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech enabler KASKO as they bring you unique insights from their experiences in the insurance world.This episode they talk about the Risk Appetite of Insurers:Every insurance Board of Directors must issue a Risk Appetite Statement.However, there aren’t many proper and specific Risk Appetite Statements for insurers. Yet, defining the Risk Appetite isn’t that hard.For a Financial Risk Appetite Statemen...2025-04-2353 minInsurance Couch PodcastThe Insurance Couch Podcast - Insurtech LeftoversGet Your Insurance Fix on “The Insurance Couch” Podcast! Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, supervisory board member and advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech enabler KASKO as they bring you unique insights from their experiences in the insurance world.This episode is all about what they call "Insurtech Leftovers". These are some of the key insights shared in the episode:Insurtech is dead – R.I.P.Online direct isn’t an attractive channel in insurance: limited size, no growth, high CAC, low LTVApps and portals have been a mistak...2025-04-0956 minInsurance Couch PodcastThe Insurance Couch Podcast - AI ImplementationChallenges (2/2)Get Your Insurance Fix on “The Insurance Couch” Podcast!Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, supervisory board member and advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech enabler KASKO as they bring you unique insights from their experiences in the insurance world.This episode is all about AI Implementation Challenges (2/2) and these are some of the key insights of the episode:70% of a successful AI implementation is change managementReasons for resisting AI implementation include cognitive overload, fear of failure, lack of leadership buy-in, change fatigue, or misaligned incentivesThese reasons of re...2025-03-2657 minInsurance Couch PodcastThe Insurance Couch Podcast - AI Implementation Challenges (1/2)Get Your Insurance Fix on “The Insurance Couch” Podcast! Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, supervisory board member and advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech enabler KASKO as they bring you unique insights from their experiences in the insurance world.This episode is all about AI Implementation Challenges (1/2):The progress in AI is impressive and calls every manager to actionGiven the vast amounts of funding, AI is likely to continue its success story As with every tech implementation, change management is the most important componentUsing AI to ge...2025-03-1252 minInsurance Couch PodcastThe Insurance Couch Podcast - Auto Renewal vs. Forced RenewalGet Your Insurance Fix on “The Insurance Couch” Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about the renewal of insurance contracts 🎙️
Whether customers must actively renew their insurance contracts (forced renewal) or contracts renew as long as you don’t cancel them (auto-renewal) makes a big difference for insurance markets.
The difference in Lifetime Customer Value (LTV) between...2025-02-2654 minInsurance Couch PodcastThe Insurance Couch Podcast - Strategic Investment
Get Your Insurance Fix on “The Insurance Couch” Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about Strategic Investment in the Insurance Industry 🎙️
It’s a good idea to buy other insurers if you want to enter new countries or lines of business – because building this organically isn’t what most insurers are good at.
Buying insurance sales channels c...2025-02-1252 minInsurance Couch PodcastThe Insurance Couch Podcast - Broker DistributionGet Your Insurance Fix on “The Insurance Couch” Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about broker distribution 🎙️
Brokers are a valuable distribution channel for most insurers/MGAs
Segmenting brokers makes a lot of sense – but use profitability, not volume as criteria
The most profitable brokers will be the ones for which you are the preferred insurer/MGA
...2025-02-0546 minInsurance Couch PodcastThe Insurance Couch Podcast - MGA Market Entry GermanyGet Your Insurance Fix on “The Insurance Couch” Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about MGA Market Entry in Germany🎙️
Germany is a big insurance market, so as a non-German MGA you might consider entering the market.
Regulation for intermediaries is more light touch than in other EU countries.
To actively source business, you need (senior) lo...2025-01-2948 minInsurance Couch PodcastThe Insurance Couch Podcast - Growth Opportunities Bonus EpisodeGet Your Insurance Fix on “The Insurance Couch” Podcast!Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about Growth Opportunities in the insurance industry (Bonus Episode):
Hybrid agencies generate leads online but convert them over the phone.
Hybrid agencies are scalable: for every new telesales agent you typically get about 200 new customers per month.
You can easily start a hybrid agenc...2025-01-2248 minInsurance Couch PodcastThe Insurance Couch Podcast - Growth Upportunities 4Get Your Insurance Fix on “The Insurance Couch” Podcast!Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about Growth Opportunities in the insurance industry (4/4):
Quick growth can be achieved by winning new sales partners with existing customers (brokers, multi-agents, banks, etc.).
Don’t give the sales partners parts of your margin: solve some of their problems.
Adjust your products and process...2025-01-1559 min
Embedded Finance ReviewWhich brands should get into embedded insurance? With Nikolaus Sühr from KaskoIn this episode, I speak with Kasko co-founder and CEO Nikolaus Sühr. Nikolaus is an Insurtech expert; with him, we are diving into the world of embedded insurance. We are talking about:
- What are the most common embedded insurance products
- How do brands usually build such products
- What is the role of traditional insurance
- Nikolaus' journey in embedded insurance
- And much more
Visit our website at www.embeddedfinancereview.com for more content.
This episode was produced by Orama.tv.
00:00 Introduction and Welcome
01:22 Defining Embedded Insurance
02:32 Use Cases of Embedded Insurance
05:18 Types of Insurance P...2024-11-2937 minInsurance Couch PodcastThe Insurance Couch Podcast - Growth Opportunities 3Get Your Insurance Fix on “The Insurance Couch” Podcast!Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about Growth Opportunities in the insurance industry (3/4):
Insurance is not an industry with lots of trends and hypes. So, if you find a hype in your market, jump on it!
Don’t try to create a trend. Follow what’s already successfu...2024-11-1954 minInsurance Couch PodcastThe Insurance Couch Podcast - Growth Opportunities 2Get Your Insurance Fix on “The Insurance Couch” Podcast!Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.This episode is all about Groth Opportunities in the insurance industry (2/4)🎙️:
Smart referrals can boost your business.
When you offer recurring savings on premiums you turn your referral program into a loyalty program.
Switch products have proven to be an effective measure to win new customers.
The perceived...2024-11-0655 minInsurance Couch PodcastThe Insurance Couch - Growth Opportunities 1Get Your Insurance Fix on “The Insurance Couch” Podcast!Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.This episode is all about growth ideas for actors within the insurance industry (1/4)🎙️:
The past 2 years, growth has mainly come through rate increases. It’s time to show some real growth again.
If you want to show growth in 2025, it’s time to act now.
Utilize your tied agents to...2024-10-2259 minInsurance Couch PodcastThe Insurance Couch Podcast - AI in the Insurance IndustryGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about AI in the Insurance Industry🎙️
Investors and boards request the use of AI in insurance companies.
It’s crucial to get your data right. No AI without well-organized data.
The best starting point to use AI is in customer request handling...2024-10-091h 05Insurance Couch PodcastThe Insurance Couch Podcast - Tied-Agent vs. Multi-AgentGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about the upsides and downsides of Tied-Agents vs. Multi-Agents🎙️
Brokers and tied agents look more and more the same.
Very few customers know the difference between brokers and agents.
Many brokers work predominantly with a few selected insurance partners.
Single-tied agents start o...2024-09-0453 minInsurance Couch PodcastThe Insurance Couch Podcast - Bancassurance 2.0Get Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about Bancassurance 2.0🎙️
Bancassurance 2.0 isn’t working as well as it sounds
Bank transaction data doesn’t contain enough information for personalised insurance advice
However, together with data from other sources bank transaction data (and banks’ trusted brands) can improve insurance conversion ratios
Wher...2024-08-2152 minInsurance Couch PodcastThe Insurance Couch Podcast - Digital Customer JourneyGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
🎙️This episode is all about how to improve performance in digital customer journeys.
If you are strapped for time, here are some takeaways:
Conversion rates on digital customer journeys are comparatively low (2,5-3%) driving up CAC
Technical investment in mobile-first, speed, tracking & retargeting and A/B-testi...2024-08-0752 minInsurance Couch PodcastThe Insurance Couch Podcast - Productivity Agents & BrokersGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
In this episode, they discuss productivity for Agents & Brokers Here are some of the key insights from this podcast episode:
Tied agents have gone through a massive productivity improvement of about 40% over the last 10 years.
This is even more impressive as brokers haven’t realised any...2024-07-2453 minInsurance Couch PodcastThe Insurance Couch Podcast - Hybrid AgencyGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
In this episode we discuss the hybrid Agency Business and why it is so successful. Here are some of the key insights from this podcast episode:
Hybrid insurance agencies complement traditional agency formats
Hybrid agencies can win new customer groups and cross-sell to existing customers
Eve...2024-07-0353 minInsurance Couch PodcastThe Insurance Couch Podcast - Health Budget InsuranceGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about Health Budget Insurance. Here are some of the key insights from this podcast episode:
Health Budgets is proven product innovation at the crossing of employee benefits and health insurance
It’s an employer-financed coverage for employee out-of-pocket health expenses
Positive impact...2024-06-1947 min
Philosoph! Der andere Versicherungspodcast#33 Nikolaus Sühr, KASKO: Irgendjemand ist immer schon weiter. Zum Glück.
mit Nikolaus Sühr, Gründer und CEO von KASKO
Für Nikolaus Sühr ist Innovation nicht nur eine Neuerung für den Markt, sondern vor allem für das Unternehmen selbst. Er betont, dass Innovation kein Selbstzweck oder Leuchtturmprojekt sein darf, sondern als angewandte Innovation verstanden werden muss - also konkret umsetzbar und nutzbringend sein sollte. Innovation ist harte Arbeit und erfordert kontinuierliche Anstrengungen und Anpassungen.
Die Rolle der Insurtechs und neuer Technologien
Die große Insurtech-Welle vor einigen Jahren konnte die hohen Erwartungen nicht ganz erfüllen. Dennoch ist das Potenzial in diesem Bereich nach wie...2024-06-1746 minInsurance Couch PodcastThe Insurance Couch Podcast - InnovationGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about innovation in insurance🎙️
Innovation = Novelty * Utilization – and ideally it creates a new profit pool.
Innovation in insurance is barely rewarded by the customer – sometimes it’s triggered by regulation.
Pet insurance, Switch products, embedded insurance, or digital agencies are examples of successful ...2024-06-0550 minInsurance Couch PodcastThe Insurance Couch Podcast - Profit InvestmentGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about profit investment in the insurance industry 🎙️
Capital markets reward growth companies vs. dividend companies.
Start growing where you’re already good at - existing products, distribution channels, and regions.
Invest in areas where Customer Lifetime Value (CLV) is more than 3 times Cus...2024-05-2250 minInsurance Couch PodcastThe Insurance Couch Podcast - Beyond InsuranceGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
Here are some of the key insights from this podcast episode:
Don’t build what you can’t sell is also true for services beyond insurance.
Many services beyond insurance fail – you need to be able to test and end new services quickly.
...2024-05-0849 minInsurance Couch PodcastThe Insurance Couch Podcast - InternationalisationGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about internationalisation in the insurance industry 🎙️
Organic internationalisation without an existing distribution channel is suicide.
What you buy when purchasing an insurer abroad is mainly its access to distribution channels.
For cross-country regulation turn to people who have been there and done th...2024-04-2450 minInsurance Couch PodcastThe Insurance Couch - High Frequency ClaimsGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about high-frequency claims and how they affect the insurance industry 🎙️
High-frequency claims lines can be handled profitably with exclusions without lowering prices.
Making it harder for customers to hand in claims esp. around proof of purchase and loss is key to ensure profitabi...2024-04-1054 minInsurance Couch PodcastThe Insurance Couch - Natural CatastrophesGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about natural catastrophes and how they affect the insurance industry 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
Over the last three decades, the economic effect caused by climate change...2024-03-2046 minInsurance Couch PodcastThe Insurance Couch - Credit Protection InsuranceGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about Credit Protection Insurance🎙️
The party as we know it is over in Germany.
Distribution must be completely rethought.
Products and technology must adapt to the new normal.
Cross-selling other (insurance) products can make up for some of the lost business.
As a ma...2024-03-0647 minInsurance Couch PodcastThe Insurance Couch - Direct InsurersGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about Direct Insurers 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
Online direct insurers need a long-term owner
Getting services from mother companies at cheap variable costs is an unfair a...2024-02-2159 min
Baloise Talk#13 Digital Sales mit Dr. Ronald Engel, Partner bei Arthur D. LittleZu Gast im Baloise KASKO Talk Podcast bei Till Schaltegger von Baloise, und Nikolaus Sühr von KASKO ist dieses Mal Dr. Ronald Engel, Partner bei der Strategieberatung Arthur D. Little (ADL) und Experte für Insurtech und Insurance Innovation Themen.Im Gespräch mit Till und Nick teilt Ron Erfahrungswerte Rund um das Thema Direct to Consumer Ansätze, die Relevanz von Aggregatoren wie Vergleichsportalen (in DE, A,CH), aber vor allem auch hybride Ansätze und Embedded Insurance.Im Gespräch werden konkrete Maßnahmen; Stellschrauben für Digital Sales, sowie der Customer Lifetime...2024-02-1348 minInsurance Couch PodcastThe Insurance Couch - Carbon Offset InsuranceGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about carbon offset insurance 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
Carbon offset compensates for a greenhouse gas emission that an individual or organization produces
Sellers of carbon offset a...2024-02-0746 min
Baloise Talk#12 mit James Kench von Kita (Englischsprachige Episode)In this episode of the Baloise KASKO Talk, Philipp Marty, Head of New Business and Partnership at Baloise Switzerland and Nikolaus Sühr from KASKO welcome James Kench, Head of Insurance at carbon insurance specialist Kita (cover holder Lloyd’s of London) as a guest. Kita’s mission is derisking investments and enabling companies to invest in carbon removal projects and technologies and scale by offering a portfolio of insurance products. The goal is that the reduced risk in carbon credit transactions leads to greater flows of upfront capital and accelerates the pace of creating a positive climate...2024-01-3042 minInsurance Couch PodcastThe Insurance Couch - Tied AgentsGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about tied agents 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
Insurtechs ultimately didn’t work because of the expense and time it takes to build trust
Until today, major grow...2024-01-2450 min
Baloise Talk#11 Digitale Effizienz im Versicherungsvertrieb Mit Fynn MonshausenZu Gast im Baloise KASKO Talk Podcast bei Till Schaltegger, und Nikolaus Sühr ist dieses Mal Fynn Monshausen, Head of Department Digital Sales bei der Gothaer und Geschäftsführer bei der Gothaer Digital GmbH.Digitalvertrieb steht nicht für Digitalisierung per se - Vielmehr ist der Digitalvertrieb als ein Teilbereich der Digitalisierungsmaßnahmen von Unternehmen zu verstehen.Als Experte in Sachen Multichannel Versicherungsvertrieb, beschäftigt sich Fynn tagtäglich mit der strategischen Optimierung verschiedener Vertriebskanäle und der Berwertung der “Geschäftsqualität” von Neukundengruppen.Im Gespräch mit Till Schaltegger und Nikolaus Sü...2024-01-1640 minInsurance Couch PodcastThe Insurance Couch - What stays from 2023?Get Your Insurance Fix on "The Insurance Couch" Podcast!
Join, Oliver Lang former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This time they talk about what trends to expect to stay from 2023.
📌 We haven’t seen much operational improvements in broker consolidation platforms.
📌Pet is still a growth area – but not very profitable.
📌 2023 was the year of restructuring in P&C insurance – and it’s not over y...2024-01-1054 minInsurance Couch PodcastThe Insurance Couch Podcast - Insurance Industry Forecast 2024Get Your Insurance Fix on "The Insurance Couch" Podcast!
Join, Oliver Lang former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This time they talk about what to expect about what we expect to see happening in 2024 in the #insuranceindustry.Here are six forecasts of many more you can expect in this podcast episode:📌 None of the 2023 hype topics will see a break-through in 2024.
📌 P...2024-01-1053 min
Tech Behind FintechThe Fusion of Finance and Coverage - Mastering Embedded InsuranceJoin us on the "Tech Behind FinTech" this Friday, October 20th, 2023, as we dive deep into the dynamic realm of embedded insurance with Nikolaus Sühr, the innovative CEO & Co-Founder of KASKO. In an age where financial services and insurance converge to offer streamlined experiences, embedded insurance emerges as a game-changer. Nikolaus, with his profound expertise at the helm of KASKO, deciphers the nuances of this fusion, illustrating how the confluence of finance and coverage is not only enhancing customer experiences but also reshaping the FinTech and InsurTech landscapes. As traditional boundaries blur and industries intertwine, this episode promises to i...2023-12-1559 min
Baloise Talk#10 Partnerschaften im Plattformgeschäft - mit Matteo Bernardoni der UBSZu Gast im Baloise KASKO Talk Podcast bei Dominik Hug von Baloise, und Nikolaus Sühr von KASKO ist dieses Mal Matteo Bernardoni, Head of Digital Platform and Marketplaces bei der UBS. Matteo und sein Team sind sozusagen die Baumeister einer der führenden Hypothekenvermittlungsplattformen in der Schweiz. Er ist für Themen rund um das Ökosystem Real Estate bei der UBS und für die Hypothekenplattform (UBS key4 Mortgages: https://key4.ch/en/) sowie Partnerschaften in diesen Bereichen verantwortlich.Im Podcast mit Dominik und Nick spricht Matteo über die Vorteile von Ökosystemen, dem Zusammenschluss verschieden...2023-12-1138 minInsurance Couch PodcastThe Insurance Couch - MGAsGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about MGAs and their practices 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
MGAs are just like an insurance company without taking risk, buying reinsurance and investing assets
The differen...2023-12-0649 min
Baloise Talk#9 Parametrische Versicherungen in der Praxis Mit Dr. Alexander BraunZu Gast im Baloise KASKO Talk Podcast bei Till Schaltegger, und Nikolaus Sühr ist dieses Mal Dr. Alexander Braun, Associate Professor of Insurance and Capital Markets und Director des Institutes of Insurance Economics an der Universität St. Gallen.Am Institut der Versicherungswirtschaft (IVW) fokussiert er sich in seiner Arbeit auf Innovationsthemen wie beispielsweise die digitalen Transformation, Ökosysteme, neue Geschäftsfelder, verschiedene Risikotransferinstrumente, und Nachhaltigkeit in der Assekuranz.Im Gespräch mit Till Schaltegger und Nikolaus Sühr geht es in diesem Podcast um das Thema parametrische Versicherungen. Ähnlich wie bei Wetterderivaten braucht es bei der...2023-12-0544 min
Baloise Talk#8 Parametrische Wetterversicherung - mit Nikolaus Haufler von WetterheldZu Gast im Baloise KASKO Talk Podcast bei Till Schaltegger, und Nikolaus Sühr ist dieses Mal Nikolaus Haufler, Founder und CEO von Wetterheld.Das Hamburger InsurTech Wetterheld revolutioniert den Markt mit seinen parametrischen Versicherungen für Wetterrisiken. Ob Regenversicherung im Urlaub, bei Open-Air Veranstaltungen und Festivals oder der Dürreversicherung von Landwirten - Wetterheld ist seit 2019 am Markt und hat eine weitreichende Palette an Wetterversicherungsprodukten entwickelt.Zudem erweitert Baloise in Partnerschaft mit Wetterheld und KASKO sein Ferienversicherungsportfolio und führt als erster Versicherer parametrische Deckungen für den Schweizer Retail-Markt ein.Im gemei...2023-11-2847 minInsurance Couch PodcastThe Insurance Couch - All about ClaimsGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about claims and handling them🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
Claims handling is an insurer’s core product.
Our product doesn’t have to be great...2023-11-2245 minInsurance Couch PodcastThe Insurance Couch - Inflation and implications for the insurance industryGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is about inflation and its implications on the insurance industry 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
📌 Inflation is the time of larger shifts in...2023-11-081h 00Insurance Couch PodcastThe Insurance Couch - AggregatorsGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is about aggregators in the insurance industry 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
📌 Some call aggregators the last true innovation in insurance
📌 Ch...2023-10-1852 minInsurance Couch PodcastThe Insurance Couch - Shareholder ValueGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is about shareholder value 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
📌 Markets clearly favour investments in insurance brokers over insurance carriers.
📌 Owning the customer is important...2023-09-2756 minInsurance Couch PodcastThe Insurance Couch - Customer Acquisition Cost FinancingGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is about customer acquisition cost in the insurance industry 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
📌 Lemonade’s synthetic agent is simple financing of customer acquisition cost
📌...2023-09-1350 minInsurance Couch PodcastThe Insurance Couch - One PolicyGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is about the One Policy 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
📌 The ONE policy covers any unplanned reduction in income and any unplanned...2023-08-3040 minInsurance Couch PodcastThe Insurance Couch - Corporate startups in the insurance industryGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about corporate startups 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
📌 With every new legal entity you create organizational debt
📌 In some organiz...2023-08-1651 min
Connecting InsuranceConnecting Insurance Podcast Episode 15 with Dominik WexenbergerIs it possible to become a fluid speaker in German, English, Spanish or French within 200 hours of study?
Spoiler Alert: It is.
In this episode of the Connecting Insurance Podcast, KASKO CEO and Co-Founder Nikolaus Sühr talks with Dominik Wexenberg, who lived studied and worked in different countries like Spain, England and France before coming to Mexico, where he currently resides. With a university background in psychology, philosophy, sociology and linguistics and experiencing many different countries, languages and cultures first-hand, Dominik found his passion in teaching others languages professionally. Knowing languages can always be helpful...2023-08-141h 10
Connecting InsuranceConnecting Insurance Podcast Episode 14 with Astrid BayerAstrid Bayer is Sustainability Officer at Provinzial and responsible for all sustainability-related topics since 2018. Not just in her business life but also in her private life sustainability is an important topic for her.
In the Connecting Insurance Podcast Astrid shares with Nikolaus Sühr insights about:
📌 More about Astrid, her background and reasons why sustainability is an important topic to her
📌 Why the insurance industry needs to move towards sustainability now and have a duty to tackle sustainability issues
📌 Where the insurance industry and insurers in particular have the power to positively...2023-08-0850 minInsurance Couch PodcastThe Insurance Couch - Innovation in the insurance industryGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about Innovation in the insurance industry 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
📌 Innovation is novelty x application.
📌 Our industry doesn’t favour first movers.
📌 Innovat...2023-08-0237 minInsurance Couch PodcastThe Insurance Couch - ESG in the insurance industryGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about ESG in the insurance industry 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
📌 Lemonade does “social washing”
📌 Taking two years to regulate a claim isn’t social
📌...2023-07-1951 minInsurance Couch PodcastThe Insurance Couch - Solidarity In The Insurance IndustryGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about solidarity in the insurance industry 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
📌 Equal societies are less fragile
📌 Including the state-run systems insurance accounts for more than 25...2023-07-0547 min
Tech Leaders IntelEmbedded Insurance: Escaping The Innovation TrapWhen we talk about digital transformations, they are not meant to sound like a cure-all that can be applied to stimulate growth. Any firm not willing to do the meticulous work to see that a digital transformation goes to plan properly will find themselves no better off than when they started. In the most recent episode of the Tech Leaders’ Intel podcast, Richard Jackson talks to Nikolaus Sühr, CEO and co-founder of the insurtech firm Kasko, a firm that works with large insurance companies and intermediaries to digitalise their product portfolios.Richard and Nikolaus discuss:Why the...2023-06-2237 minInsurance Couch PodcastThe Insurance Couch - The role of IT in the Insurance IndustryGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about the role of IT in the insurance industry 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
📌 You don’t have to be the "Apple" of insurance, it’s fine to be F...2023-06-2154 min
Insurance Couch PodcastThe Insurance Couch - Changing World Order & War For Talent In The Insurance IndustryGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about the changing world order & the war for talent in the insurance industry 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
Changing World Order
📌 Insurers and reinsurers...2023-06-0753 min
Insurance Couch PodcastThe Insurance Couch - Embedded Insurance & InsurTech Valuation DownturnGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about Embedded Insurance & InsurTech valuation 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
Embedded Insurance
📌Forcing a customer to buy Payment Protection insurance at a 90% commission ratio is n...2023-05-2253 min
Insurance Couch PodcastThe Insurance Couch - Consolidation in the insurance broker industryGet Your Insurance Fix on "The Insurance Couch" Podcast!
Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.
This episode is all about consolidation in the insurance broker industry 🎙️
These are some key points about what to expect to learn from the conversation in this podcast session:
📌 The result of a broker consolidation is typical that 5-10 large brokers own 70-80% of th...2023-03-2053 min
Connecting InsuranceConnecting Insurance Podcast Episode 13 with Marcel Walther an Actuarial Data ScientistMarcel Walther is Senior Manager at EY Tech Consulting and considers himself an "Actuarial Data Scientist", as in his past he was both "an actuary and a data scientist. In the past, he helped Oliver Lang, former InsurTech CEO at wefox/One insurance, create the insurance playbook for the insurance unicorn. For him, insurance is a data product - based on information and risk, that gives him the advantage of combining his two backgrounds and skillsets. In this podcast episode, Marcel and Nick discuss and share details about product management, distribution channels and customer centricity in the insurance industry. So...2023-02-091h 16
Connecting InsuranceConnecting Insurance Podcast Episode 12 with Thomas Bischof from Gothaer & Karl Dienst from WegatechThomas Bischof is the CEO of Gothaer Allgemeine Versicherung AG and is responsible for the Property & Casualty (P&C) business. Karl Dienst is the Founder of Wegatech, a company that sells and installs Heat Pumps, Photovoltaics, battery storage systems, and e-charging stations that make its predominantly B2C clients self-sufficient in terms of energy usage. Recently Gothaer invested in Wegatech.
In this episode of the Connecting Insurance Podcast, Thomas and Karl share with Nick details about this investment and the importance of sustainability in both of their businesses.Also, they share info about:
🌿 The professional bac...2023-02-0158 min
Connecting InsuranceConnecting Insurance Podcast - Episode 11 with Oliver LangOliver Lang has a history of working in the Insurance and InsurTech scene with 25 years of experience in the industry.
Coming from a background in consulting he founded several businesses (Sales & MGA's, insurers) and held a variety of positions with his last role being the CEO of InsurTech unicorn wefox and his new role as an advisor and part of supervisory boards of several companies in the insurance space, he is staying true to his two professional interests: Insurance & growth strategies.
Oliver has been a guest on the podcast previously, but in this episode, he...2023-01-251h 01
Baloise Talk#7 Von Corporate zu InsurTech, als CEO nach Deutschland und zurück in die Schweiz - mit Désirée MettrauxZu Gast im Podcast bei Philipp Marty und Nikolaus Sühr ist dieses Mal Désirée Mettraux. Désiréee ist DIAmond-Award-Gewinnerin und war bereits bei vielen verschiedenen InsurTechs und Versicherungen in Deutschland und der Schweiz tätig. Zuletzt war sie CEO der DACH-Region beim Oldtimer-Versicherungs-Spezialisten OCC.Heute ist sie als selbstständige Beraterin tätig und beschäftigt sich mit Herausforderungen von Unternehmen in den Themenbereichen, für die sie wirklich brennt - Versicherung, Digitalisierung, Digitale Geschäftsmodelle und Ecosysteme, Customercentricity, MGA’s/ Assekuradeure und Nischenmodelle.Sie plädiert insbesondere dafür, die Ökosysteme und Un...2023-01-181h 11
Baloise Talk#6 Erfolgreich Cross-Selling - Tipps von Simon-Kucher & PartnersCross-Selling ist eigentlich ganz einfach, wenn man mit Frank Gehrig und Carsten Mangels von Simon-Kucher & Partners spricht . In dieser Episode des KASKO Baloise Talks mit Philipp Marty und Nikolaus Sühr verraten sie ihre persönlichen Best Practices zum Thema Cross-Selling und welche Quick Wins es dabei gibt. Weiter zeigen sie auf, welches Potential im Erstkontakt mit dem Kunden steckt und was eine Adressänderung alles bewirken kann, wenn man sie zu nutzen weiß.Über Feedback auf diese Episode freuen wir uns sehr. Schreibt uns unter baloisekasko@kasko.io oder folgt Nick Sühr und Philipp Marty auf Li...2022-12-0158 min
Connecting InsuranceConnecting Insurance Podcast - Episode 10 with Zaid EI Mogaddedi from IFIBAFZaid El-Mogaddedi is the Founder and Managing Director of the IFIBAF, the institute of Islamic and Banking.
In the conversation he shares with Nick:
🔎 His background in the insurance and finance industry and how he found
🔎 His way to start his own business and what it consists of
🔎 What does “principle and value-based finance products” means (Takaful) and why the wording is important to break down possible communication barriers in Germany
🔎 Principals of the Islamic economy and insurance industry
🔎 Differences between Islamic (principle and value-based insurance- and finance products and conventional insurance- and finance product...2022-11-2450 min
Connecting InsuranceConnecting Insurance Podcast - Episode 9 with Jonas PielaJonas Piela is InsurTech Management Consultant who also hosts the Digital Insurance Podcast, as a passion and side project. As his daily business, Jonas advises C-level executives and decision-makers from the insurance scene about a bandwidth of topics related to digital transformation and helps them develop strategies for today and tomorrow.
In the conversation with Nick, Jonas shares his point of view about:
why digital transformation is not something abstract in the future but something that businesses should do and live on a daily basis
What makes him passionate about digital transformation and his job
What...2022-11-2156 min
The WolfcastEP 31 - Nikolaus Sühr - CEO & Co-Founder at KASKO - If Your Technology Is Great but It Does Not Enable Growth, What’s the Point?The Wolfcast spent some high-quality talking with Nikolaus Sühr, the CEO & Co-Founder at KASKO. KASKO offers an API-powered agile insurance product and distribution platform that operates between digital customer touchpoints and legacy IT systems.
Some of the topics Nikolaus discussed:
Remote working and distributed teams
Enabling different channels of communication depending on the urgency
The focus on providing growth to one's stakeholders
The beauty of insurance and how it does not necessarily need to be disrupted
The difference between input and output-oriented
The three mental notes hidden in the word Enkelfähig
Some other tit...2022-10-2841 min
Connecting InsuranceConnecting Insurance Podcast - Episode 8 mit Fynn MonshausenFynn Monshausen ist Head of Department Digital Sales bei der Gothaer und Managing Director der Gothaer Digital GmbH. In diesem Podcast teilt er mit Nick seine Erfahrung einen digitalen Vertrieb für einen OmniKanalen Versicherer aufzubauen. Themen die Fynn in diesem Podcast anspricht sind z.B.:
📌 Sein beruflicher Weg bis hin zur aktuellen Rolle und dem B2C Geschäft
📌 Erfolgsfaktoren der Omnichannel Leadgenerierung
📌 Wie das Department Digital Sales bei der Gothaer aufgestellt ist
📌 Daten zu Kundenintnetionen als Entscheidungsgrundlage für Digital Sales
📌 Unterschiede zwischen Google Advertising und Social Advertising in Hinblick auf eine potenzielle Conversio...2022-10-191h 05
Connecting InsuranceThe Switch Opportunity | Connecting Insurance Podcast - Spin-off with Oliver LangDue to the good feedback on the 7th episode of our "Connecting Insurance Podcast" with Oliver Lang, former CEO of WeFox Insurance, we decided to do a spin-off about the "Switch Opportunity".
Nick and Oli talk more about the immense opportunity they see within switch products. Of course, Oli also introduces himself to those who might not know him yet 😉
Some topics in this podcast episode are:
- What is a switch tariff and why does it matter at the moment?
- How can switch be profitable and whose margins are ruined 💸
- Requ...2021-11-1153 min
Connecting InsuranceConnecting Insurance Podcast – Episode 7 with Oliver LangWelcome to our 7th Episode of the Connecting Insurance Podcast. As we are starting our collaboration with Oliver Lang, former ONE/wefox Insurance CEO, you might be curious to learn more about him.
In their conversation, Oli and Nick talk about Olis's professional background, about wefox and the time he spent as CEO of wefox insurance, and also about what important strategic decisions he took while being CEO.
One of the big topics this episode touches on is switch tariffs, which is one of the huge successes of wefox. Oli explains all about what switch t...2021-10-291h 11
Connecting InsuranceConnecting Insurance Podcast – Episode 6 with Mathias ZinggWelcome to our 6th episode of our Connecting Insurance Podcast! In this episode Nikolaus Sühr spoke with Mathias Zingg, Director Sales and Marketing Switzerland and member of the executive board at Baloise.
In this conversation, Mathias tells Nick about the strategic topics which are currently on his mind, and what are common tasks he handles on a daily basis. Some of the topics he touches on are:
👉 the challenges of recruiting experienced executives
👉 which skills they have to bring to the table
👉 omnichannel strategic decision-making
👉 why the customer perspective is important to be successful i...2021-10-2945 min
Digital Insurance Podcast: Versicherung & DigitalisierungEmbedded Insurance als Zukunftsmodell mit Nikolaus SührIn dieser Folge des Digital Insurance Podcast spreche ich mit Nikolaus Sühr, CEO und Co-Gründer von KASKO.
Das Start-up KASKO bietet Versicherungsunternehmen eine Plattform zur Skalierung ihrer Services. Es hilft Versicherern beim Kreieren von flexiblen Versicherungsprodukten.
Das Konzept von Embedded Insurance ist nicht neu - und dennoch ist es heute wieder ein heißes Thema. Wie so häufig liegt der Grund hierfür in der Digitalisierung. In der Tat bietet Embedded Insurance eine Reihe neuer Möglichkeiten, Versicherungsprodukte an den Kunden zu liefern. Nahtlos eingebunden in die Customer Journey hat sie ein riesig...2021-09-1645 min
Connecting InsuranceConnecting Insurance Podcast – Episode 5 mit Tim KundeTim Kunde ist der Geschäftsführer und Mitgründer von dem Berliner InsurTech Friendsurance, welches als Online-Makler mit dem ersten Peer-to-Peer Versicherungsmodell bereits 2010 den Schadensfrei-Bonus entwickelt hatte.
Tim sprach mit mir über folgende Themen in dieser Episode:
➡️ Wie sieht das Geschäftsmodell von Friendsurance aus?
➡️ Was sind in deiner Erfahrung die Erfolgsfaktoren im Bancassurance Bereich und was würdest du empfehlen?
➡️ Was genau macht ihr gemeinsam mit der Deutschen Bank?
➡️ Wie steht ihr zu dem Thema Wechseltarif?
➡️ Bankdaten im Versicherungsvertrieb: Was ist eure eigene Data-Strategie und was sind eure bisherigen E...2021-09-0546 min
Connecting InsuranceConnecting Insurance Podcast – Episode 4 mit David FurtwänglerDavid Furtwängler ist ein international anerkannter Bancassurance Experte mit 35-jähriger Berufserfahrung in der Versicherungs- und Bankenbranche. Er trat nach 13 Jahren im August 2020 von seiner Position als Hauptbevollmächtigter und CEO bei BNP Paribas Cardif zurück und baut gerade sein startup VALU-X auf.
In dieser Episode des Podcasts sprach David mit mir über folgende Themen:
➡️ Welchen Ratschlag würdest Du Dir selbst zurückblickend geben?
➡️ Was macht in deiner Erfahrung einen Versicherer im Bancassurance Bereich erfolgreich?
➡️ Wie differenzierst du zwischen Embedded insurance und Bancassurance?
➡️ Warum ist Bancassurance im deutschen Markt noch...2021-08-201h 12
Voice of FinTech®Making insurance agile with Nick Sühr, CEO and founder of KaskoNikolaus Sühr, CEO and founder of Kasko, a London headquarter InsurTech-as-a-service spoke to Rudolf Falat, founder of the Voice of FinTech podcast, about how Kasko helps incumbent insurers reach customers with new offerings and features quicker than on their own.Here is what they talked about:Nick's backstory: How and why has Nick decided to start his own companyWhat is embedded insurance and Insurance 3.0Why are embedded insurance and Insurance 3.0 exciting?What is Kasko? How does it work? What is the problem that Kasko is solving?What is Kasko's unique advantage? How is it different f...2021-08-0327 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 13 with Andrew Jernigan, CEO at Insured NomadsAndrew Jernigan is the CEO and Co-Founder of Insured Nomads, the first insurtech in global benefits, offering a full portfolio of insurance solutions for the globally mobile including international health and travel insurance.
Some topics he discussed with us and shared his insights on for this episode are:
➡️ How did you get into international digital nomad insurance and which problems do you address?
➡️ Could you define an archetypical (or multiple) digital nomads and how their needs differ?
➡️ What are some unintended hurdles a digital nomad would have to go through when moving abroa...2021-07-2353 min
Connecting InsuranceConnecting Insurance Podcast – Episode 3 mit Dr. Sebastian GrabmaierDr. Sebastian Grabmaier ist CEO und Mitgründer von JDC Group AG und ist für die Ressorts Unternehmensstrategie, Investor Relations, Recht und Richtlinien (Compliance), sowie Produktpartnerschaften/Einkauf und Vertrieb zuständig.
Sebastian sprach mit mir über folgende Themen in dieser Episode:
➡️ Wer sind Eure Kunden? Wer sind Eure Wettbewerber? Wie schaut Euer Geschäftsmodell aus?
➡️ Advisortech und Bancassurance: Was sind zwei Use-Cases?
➡️ Wer sind Eure Wettbewerber und was macht ihr anders?
➡️ Was verstehst du unter Financial Home?
➡️ Warum gibt es das Exklusivitätsmodell noch?
➡️ Durchsetzung von Digital Walle...2021-07-1447 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 12 with Eric Schuh, Deputy CEO and COO at ELEMENTEric Schuh is the Deputy CEO and Chief Operating Officer of the cloud-based insurtech and white-label provider for insurance solutions, ELEMENT Insurance AG. Eric has been around in the insurance industry for 20 years now and joined ELEMENT earlier this year from Swiss Re, where he held various international management positions.
He sat down with us for this episode to share his insights on the following topics:
➡️ What are some examples of ELEMENT’s embedded insurance use-cases and why did you win against other insurers?
➡️ The background behind the partnership with Volkswagen Financial Services
➡️ H...2021-07-0551 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 11 with Roger Peverelli, Co-Founder of Digital Insurance AgendaRoger Peverelli is a speaker, author and consultant in digital customer engagement strategies and innovation, and how to work with fintechs and insurtechs for that purpose. He helped a range of financial institutions to develop new business models and revenue streams, combining deep consumer insights and the latest technologies. Together with Reggy de Feniks, Roger co-founded the Digital Insurance Agenda (DIA) in 2016, which is the first and largest insurtech conference worldwide to connect insurance executives to insurtech leaders.
For this episode Roger shared his thoughts on the following topics:
➡️ What was your vision behind starting DIA...2021-06-2547 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 10 with Chris Cheatham, VP of Product at Bold PenguinChris Cheatham – the Luke Skywalker of Insurance Policies - is the Vice President of Product at Bold Penguin, where he helps lead the Insurance Intelligence division. He has been working in insurance since 2006 and founded the Insurtech RiskGenius, which was acquired by Bold Penguin in 2020, and which was bought by American Family earlier this year.
Chris discussed the following topics with us in this episode:
➡️ How did the name “Luke Skywalker of Insurance Policies” come to be?
➡️ Which problem does Bold Pengiun solve and what is the business model?
➡️ How has Covid impacted...2021-06-1845 min
Connecting InsuranceConnecting Insurance Podcast – Episode 2 mit Thomas OlaynigThomas Olaynig ist der Geschäftsführer und Leiter von Placement & Specialties bei dem führenden Industrieversicherungsmakler und Risikoberater Marsh Deutschland.
In dieser Episode des Podcasts sprach Thomas mit mir über folgende Themen:
➡️ Was sind Eure Hauptgeschäftsfelder bei Marsh?
➡️ Welche Chancen siehst Du in den nächsten 12-24 Monaten?
➡️ Maklerverdichtung und die Auswirkung auf das Verhältnis zwischen Makler und Versicherer und die Wertschöpfungskette
➡️ Wie steht Ihr zum Thema KMU?
➡️ Embedded Insurance Wachstumspotenzial: Welche Wetten platziert Ihr hier?
➡️ Wie kann man als Insurtech mit Euch zusammenarbeiten?
2021-06-1654 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 9 with Florian Graillot, Founding Partner of astorya.vcFlorian Graillot is the Founding Partner of astorya.vc, a European early-stage insurance VC fund launched in 2017, which invests in tech startups to build the next insurance generation. He has been working in the investment space for close to 15 years; as an investment manager at listed property company Affine, an investor at Newfund Management and at AXA Strategic Ventures.
For this episode Florian sat down with us to share his insights on the following topics:
➡️ Do you have a specific thesis on the insurance market?
➡️ What is the core difference between open insurance and embe...2021-06-041h 10
Reinventing FinanceThe Reinventing Finance Podcast - Episode 8 with Minh Q. Tran, Founder & Managing Partner of Mandalore PartnersMinh Q. Tran is the Founder and Managing Partner of the Asset Builder Mandalore Partners, which seeks to create an innovative framework that enables investors of firms in early stages to achieve scale exposure to a range of traditional, alternative and tech venture capital assets. In addition to his experience as one of the founders’ team at AXA Ventures, Minh was also an integral part of several other VC firms, including Nokia Ventures, Bertelsmann Ventures and Truffle Capital.
It was great discussing the following topics with Minh in this episode:
➡️ What is the difference between the VC...2021-05-2846 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 7 with Susanne Chishti, CEO of FINTECH CircleSusanne Chishti is the CEO of FINTECH Circle, Europe’s first Angel Network focused on fintech opportunities and Founder of the FINTECH Circle Institute, the leading fintech learning platform offering innovation workshops to C-level executives and online courses. She has an extensive background in the financial services sector, starting her career working for a fintech company (before the term "fintech" was being invented) in Silicon Valley 20 years ago and then worked for more than 15 years across Deutsche Bank, Lloyds Banking Group, Morgan Stanley and Accenture in London and Hong Kong.
It was a pleasure discussing the following to...2021-05-2140 min
Connecting InsuranceConnecting Insurance Podcast – Episode 1 mit Dr. Veronika von Heise-RotenburgDr. Veronika von Heise-Rotenburg ist seit 2018 CFO des Münchner Auto-Abo Anbieters Cluno, und verantwortet die Bereiche Accounting, Controlling, Planung, Risikomanagement, Refinanzierung, Financial Technology, und Legal. Das Mobility Startup wurde Ende Februar 2021 von dem britischen Online-Autohändler Cazoo erworben, und als EU Finance Director von Cazoo ist Veronika für das EU-Rollout von Cazoo's und Cluno's Leistungsangebot in der gesamten Finanz- und Rechtsfunktion verantwortlich.
Für diese Folge des Podcasts sprach Veronika mit mir über folgende Themen:
➡️ Wie genau funktioniert Cluno's Geschäftsmodell? Wer ist Euer typischer Privat- und Gewerbekunde und warum kommen die Kunden zu euch?2021-05-1832 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 6 with Steven Mendel, CEO and Co-Founder at Bought By ManySteven Mendel is the CEO and Co-Founder of Bought by Many, which is disrupting the world of pet insurancethrough its innovative use of tech. He has over 25 years of experience as an actuary in financial services which has included leading Close Brothers Wealth Management during the launch of their non-advised offering; creating the world’s first art-focused wealth advice offering for Christie’s; working as part of the team that formed Barclays Wealth and heading the McKinsey UK Savings and Investment Group.
In this episode, Steven sat down with us to discuss the following questions and topics:
2021-05-1442 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 5 with Nigel Walsh, Managing Director of Insurance at GoogleNigel Walsh is an Insurance and InsurTech expert and only recently joined Google as the new Managing Director of Insurance for North America. Prior to that, he spent five years as a Partner at Deloitte, leading the global Future of Insurance and the Google Cloud alliance for Insurance, as well as co-leading the Global InsurTech team. He has helped build businesses from scratch in the Insurtech space, launching and designing new propositions, and is on a personal mission to make insurance loveable. :-)
In this episode, Nigel joined us to discuss the following topics and more:
2021-05-0646 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 4 with Jean-Charles Velge, Co-Founder of QoverJean-Charles Velge is the Co-Founder of the Belgian Insurtech startup Qover. which just raised $25 million in its Series B funding round. Before founding Qover together with Quentin Colmant in 2016, Jean-Charles acted as a Vice President at private equity firm Redhorse and worked as an Associate Consultant at Bain & Company.
For our fourth episode he discussed the following topics with us:
➡️ What are the two business models of Qover?
➡️ What problems does Qover address and how does Qover create pan-European insurance solutions?
➡️ What role does VC funding play in accelerating the embedded...2021-04-3047 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 3 with Sabine VanderLinden - "The InsurTech Queen"Sabine VanderLinden is the CEO, Co-Founder and Managing Director of the venture validation and commercialisation lab Alchemy Crew. She is a pioneer in building innovation ecosystems and has co-designed, built and scaled Startupbootcamp InsurTech-London and Hartford-CT's InsurTech Hub. In addition to having accelerated more than 70 early-stage ventures and evolving the traditional accelerator model to a co-creation-led engagement model to deliver tangible outcomes, Sabine is the Co-editor of the bestselling INSURTECH Book and has become one of the key influencers in the Insurtech space.
In this episode, Sabine joined us to discuss the following questions and topics:
2021-04-1643 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 2 with Simon Torrance, Embedded Finance and Insurance expertSimon Torrance is one of the world’s leading experts on business model transformation, specialising in platform strategy, breakthrough innovation and digital ventures, and is an independent advisor to boards and leadership teams, fundamentally improving their economics as digitisation affects them. He currently focuses on the hot topic of embedded finance and insurance, which he projects offers a market opportunity worth over $7 trillion in ten years’ time.
For this second episode, Simon discussed and shared his expertise on the following topics:
✅ Embedded Finance/Insurance: How do you define that topic and why is it so imp...2021-04-0648 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 1 with Oliver Lang, CEO at wefox InsuranceOliver Lang is the CEO at the leading digital insurer wefox Insurance - formerly One Insurance, whose renaming was just announced the day after we recorded this episode. He has extensive know-how and expertise in insurance, banking and other financial industry segments, combining consulting experience and first-hand knowledge of corporate players with innovative thinking and business building competencies.
For this first episode, Oliver sat down with us to discuss the following topics and questions:
➡️ The background behind ONE being rebranded as wefox Insurance
➡️ The business model of aggregators
➡️ Which parties do y...2021-03-171h 00
EY FinTech & bEYond#019 - InsurTechs vs. Versicherer: Ein PerspektivwechselWie unterscheidet sich die Herangehensweise von Managern bei etablierten Versicherern und InsurTechs? In der neuen Folge unseres Podcast wagen wir das Experiment eines Perspektivwechsels: Mit Martin Gräfer als Vorstand der Bayerischen und Nikolaus Sühr, CEO & Mitgründer von KASKO, und Stephen Voss, CSO & Mitgründer der Neodigital Versicherung AG, tauschen der Vorstand eines mittelständischen Versicherers und zwei Gründer von InsurTechs die Rollen. Mit Martin Gräfer diskutieren wir, welche Art von InsurTech er gründen würde und was die Erfolgsfaktoren bei der Gründung eines Start-ups sind. Mit Nikolaus Sühr und Stephen Voss erörtern wi...2020-12-1445 min
Talent EqualsEp.11. Nikolaus Sühr & Matthew Wardle, of KASKO insurtech. The Co-founders' Journey.Nikolaus Sühr & Matthew Wardle, of KASKO insurtech. The Co-founders' Journey. In this episode, William Laitinen is joined by Nikolaus Sühr & Matthew Wardle the CEO and CTO of KASKO insurtech to explore their journey, how they work together as co-founders and building their business culture. Subscribe to our YouTube channel and follow us on LinkedIn to keep up to date with all the Fintech and Insurtech news.William LaitinenLinkedIn: https://www.linkedin.com/showcase/search-with-purpose-insurtech-&-fintech/LinkedIn: https://www.linkedin.com/in/william-laitinen-93282/Website: https://www.exigeinternational.com/Nikolaus Sü...2020-11-201h 09
digital.dean | Einfach Digitalisierung verstehen!Digitale Versicherungsprodukte der Zukunft mit NikolausDie digitale Transformation macht auch vor Versicherungen keinen Halt und zwingt Versicherer, einfache, transparente und verständliche Versicherungsprodukte zu entwickeln. Doch wie sieht das digitale Versicherungsprodukt der Zukunft aus? Braucht der Kunde noch die persönliche Beratung durch einen Vermittler? Wie können die time-to-market-Zyklen in der Produktentwicklung beschleunigt werden? Wir haben hierzu mit Nikolaus Sühr, Gründer des Insurtech KASKO gesprochen. Er gibt Impulse, wie ...2020-11-1831 min