Shows
Reinventing FinanceThe Reinventing Finance Podcast - Episode 62 Alexander Heß Managing Director / Country Manager Assurant GermanyIn this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr and VIG Platform Partners CEO Dr. Ronald Engel speak with Alexander Heß, Managing Director & Country Manager of Assurant Germany.Here are some of the key topics discussed in the episode:📍Assurant’s re-entry into Germany driven by a major telco win and European growth strategy.📍Overview of Assurant’s three verticals: housing, automotive (EV-focused), and connected living.📍Distinction between embedded vs integrated insurance and their operational implications.📍Use of circular economy in device protection through trade-in, repair, and...
2025-05-1556 min
Reinventing FinanceThe Reinventing Finance Podcast - Eps. 61 Dr. Ronald Engel CEO VIG Platform Partners & New Co-HostIn this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr speaks with Ronald Engel, CEO of VIG Platform Partners and Head of Transformation at Vienna Insurance Group (VIG), who just took over the role as Nick's new co-host. Here are some of the key topics discussed in the episode:📍Ronald Engel’s background in law, consulting, and entrepreneurship.📍Overview of his role at VIG Platform Partners and the group’s innovation function.📍VIG’s focus on enabling B2B2C digital insurance across CEE markets.📍Discussion on VIG Platf...
2025-05-1351 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 60 with Viola Zsédely-Takács Business Development Director for New Growth Engines at AgeasIn this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr speaks with Viola Zsédely-Takács, Business Development Director for New Growth Engines at Ageas. During the conversation Viola shares insights about how Ageas is scaling B2B2C insurance across Europe and Asia - focusing on distribution innovation, digital bank assurance, and what it really takes to industrialise embedded insurance.Here are some of the key-topics discussed in the episode:📍Strategic evolution at Ageas from the Impact 24 to Elevate 27 strategy, narrowing focus towards B2B2C distribution innovation.📍Thre...
2025-04-0138 min
Reinventing FinanceThe Reinventing Finance Podcast - Ep.59 Christopher Meyer-Mölleringhof, Venture Lead Pet Insurance Fressnapf & Maxi ZooIn this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr speaks with Christopher Meyer-Mölleringhof, Venture Lead for Pet Insurance at Fressnapf Maxi Zoo about how Europe’s leading pet retailer successfully launched its own pet insurance offering. Here are some of the key-insights from the episode:➡️ Fressnapf Maxi Zoo’s entrance into pet insurance, focusing on high demand, commercial attractiveness, and its role in their broader pet care ecosystem.➡️ The business model decision to act as an insurance agent rather than take on risk, partnering with Petolo in Germany and launching a wh...
2025-03-0656 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 58 with Lars Markull, Embedded Finance Advisor & PodcasterIn this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr welcomed Lars Markull, embedded finance expert and host of the Embedded Finance Review Podcast, to discuss together how insurers can harness embedded finance models to drive customer engagement, unlock new revenue opportunities, and strategically integrate financial services into their offerings.They dive into real-world embedded finance use cases that demonstrate how financial products can be embedded seamlessly into insurance and other industries, reshaping customer experiences and business models.Here are some of the topics discussed in the podcast:📍The role...
2025-03-0448 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 57 with Dr. Alexander Bockelmann CTO at Baloise GroupIn this episode of the Reinventing Finance Podcast,KASKO CEO & Co-Founder Nikolaus Sühr (Nick), talks with Alexander Bockelmann, Group CTO at Baloise Group.During their conversationAlexander shares and discusses with Nick:📍 His background and role at Baloise Group, transitioning from environmental science to leading IT transformation in insurance across multiple countries.📍 Baloise’s strategic IT priorities, focusing on technical profitability, operational excellence, growth, and capital efficiency, with IT playing a critical role in driving efficiency and digital transformation.📍 Balancing short-term business needs with long-term IT investments, ensuring modernisation efforts like cloud migration and technical debt reducti...
2025-02-0950 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 56 with Lars Gehrmann CDO Qatar Insurance GroupIn this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr (Nick) speaks with Lars Gehrmann, Chief Digital Officer at Qatar Insurance Group, about fostering innovation and navigating the unique dynamics of the Middle Eastern insurance market.
In the conversation Lars shares with Nick insights about:
📌 His background as a digital entrepreneur, including building ventures in Spain, Zurich, and Qatar, and his current role as Chief Digital Officer at Qatar Insurance Group (QIC).
📌 Lessons learned from building companies and digital products, highlighting the shift from IT-driven processes to product-driven strategies with agile organisational setups.
📌 The transformative potential...
2025-01-2748 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 55 with Randel Bennett Head of QixentIn this episode of the Reinventing Finance Podcast, KASKO CEO- & Co-Founder Nikolaus Sühr speaks with Randel Bennett, Head of Qixent, about driving insurance innovation for startups and transforming bold ideas into market-ready, profitable products.
During the conversation Randel shares and discusses the following insights with Nick:
📍His background in insurance product design and development, and how Qixent specialises in transforming insurance ideas into profitable products by guiding clients from idea to product to profit.
📍Qixent’s process for supporting startups and established businesses:
- Providing essential insurance coverages...
2025-01-2340 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 54 with Phil Hobson from MarshIn the latest episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr had the pleasure of talking with Phil Hobson, Managing Director and International Affinity Leader at Marsh. They discussed how one of the world's leading insurance brokers is redefining risk and insurance services globally.
With over 38 years of experience in the insurance industry—including 28 at Marsh—Phil shares how he blends startup innovation with a legacy business to deliver exceptional client value.
Here’s a glimpse into what Phil and Nick discussed in theirr podcast session:
📌Phil’s professional background
2024-11-2146 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 53 with Simon Moser Muffintech AIIn this episode of the Reinventing Finance Podcast, Nikolaus Sühr talks with Simon Moser, Co-Founder & CEO of Muffintech an AI tech startup developing the first conversational AI for Insurance Context!
Some insights Simon shares with Nick revolve around:
1) His personal Background and steps that led him to found Muffintech
2) The business model pivoted from a chat-based insurance broker to conversational AI
3) Why insurers are so interested in conversational AI
4) Details about the AI Model and what it is built upon
5) The potential added Value for insurers and brokers
6) Pricing of the AI solution
7) Proven use cases and industry s...
2024-10-1543 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 52 Eliron Ekstein CEO & Co-Founder of RAVIN.AIIn this episode of the Reinventing Finance Podcast, Nikolaus Sühr talks with Eliron Ekstein, Co-Founder & CEO of Ravin.AI, a tech start-up transforming the automotive industry with fully autonomous, over-the-air vehicle inspections using everyday cameras and AI.
In the conversation with Nick, Eliron shares insights about:
📍 Which macroeconomic factors are driving up repair costs and affecting the insurance industry
📍 How applying triage at the point of FNOL can significantly lower overhead costs
📍 How Ravin uses computer vision and deep learning to enhance transparency and cut inflated repair costs for insurers, fleet mana...
2024-08-0235 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 51 Martin Schachinger Managing Director FinnoconsultMartin Schachinger is the Co-Founder and Managing Director of Finnoconsult, a consulting firm that accompanies its customers from ideation of digital business ideas to the go2market of tailored solutions and which helps its customers from #banking and #insurance to become more digital.
Finnoconsult help serve customers in a better way by focusing on customer experience – not (as many do) on backend processes and backend activities non-customers don’t judge.
In the podcast episode with Nick, Martin shares insights and discusses:
📍Finnoconsult, Ennoconsult and their new partner AOE
📍Why the non-customer experience...
2024-07-3041 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 50 Frederik Wulff CEO Markel Insurance SE | InsurTech M&AIn this episode of the Reinventing Finance Podcast, Nikolaus Sühr had the pleasure of talking with a repeat guest, Frederik Wulff, the CEO of Markel Insurance SE (European carrier within the Markel Group) and who is in charge of the European business of Markel about the topic of "InsurTech M&A", a topic Markel is quite familiar with.
In the conversation with Nick, they discuss together recent and seasoned cases of M&A in the insurance industry and share thoughts and perspectives on the different industry cases and topics:
📍Challenges at Iptiq around scaling (Acquired by Swissre)
📍W...
2024-07-2550 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 49 Simon Torrance Founder of AI RiskIn this episode of the Reinventing Finance Podcast, Nikolaus Sühr had the pleasure of talking with Simon Torrance, Founder of AI-Risk, a startup focusing on reducing the risks of AI innovation and adoption and helping leaders understand the risks associated with developing and deploying AI around their organisation(s) and connecting them to the best solutions.
As a well-known Thought Leader on Embedded Insurance, Simon shares his career path as a long-term advisor on Business Model Innovation with Nick and how he found his startup AI Risk right at the beginning of the global hype around new AI t...
2024-07-0254 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 48 Alexander Grimm Co-Founder & MD of AQUATYIn this episode of the Reinventing Finance Podcast, Nikolaus Sühr had the pleasure of talking with Alexander Grimm Co-Founder and Managing Director of AQUATY, a digital platform that makes venture capital and private market investments more efficient, accessible and liquid by reducing constraints around regulatory framework, process and automation associated with such investments.
For those who don’t know Alexander yet, it might be worth mentioning that he has served eight years as Chief Operating Officer and board member of the regulated insurer at the well-known InsurTech Getsafe before founding AQUATY with Robert Jeggle & Sebastian Otutuama.
...
2024-06-2733 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 47 Raymond ZenkichIn this episode of the Reinventing Finance Podcast, Tom van der Lubbe and Nikolaus Sühr had the pleasure of talking with Raymond Zenkich, Co-Founder & President of Crypto Asset Insurer Evertas.
Raymond has a background in insurance and technology development, which initially led him to the first vision of starting Evertas, a crypto asset insurance company. As in every emerging industry and with every new technology – insurance is needed, so Evertas started developing suitable products for the crypto industry covering a wide range of risks, damages or losses associated with crypto trading and blockchain technol...
2024-05-3049 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 46 Saed Khawaldeh from DESAISIVIn this episode of the Reinventing Finance Podcast, Tom van der Lubbe and Nikolaus Sühr had the pleasure of talking with Saed Khawaldeh, CEO&Co-Founder of DESAISIV - a MENA-based InsurTech platform operating from Riyadh Saudi Arabia, helping corporates optimising their employees health insurance policies.
The middle eastern start-up is originally a spin-off from Oxford University, where Saed acquired a PhD in Artificial Intelligence (AI) and has recently successfully raised $2 million in a pre-seed funding round.
In the conversation with Nick and Tom, Saed shares insights about:
The journey of DESAISIV and why i...
2024-04-2640 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 45 with Frederik Wulff, CEO of Markel Insurance SEIn this episode of the Reinventing Finance Podcast, Tom van der Lubbe and Nikolaus Sühr, had the pleasure of talking with Frederik Wulff, the CEO of Markel Insurance SE (European carrier within the Markel Group) in charge of the European business. In the podcast episode, he shares with Nick and Tom insights about:
📍His professional background, founding his first company and how he joined Markel
📍Why company culture ("the Markel way of doing things”) and continuous learning are important for success
📍Product Lines and why Markel is active in
📍What differentiates Mar...
2024-03-1153 min
Baloise Talk#13 Digital Sales mit Dr. Ronald Engel, Partner bei Arthur D. LittleZu Gast im Baloise KASKO Talk Podcast bei Till Schaltegger von Baloise, und Nikolaus Sühr von KASKO ist dieses Mal Dr. Ronald Engel, Partner bei der Strategieberatung Arthur D. Little (ADL) und Experte für Insurtech und Insurance Innovation Themen.Im Gespräch mit Till und Nick teilt Ron Erfahrungswerte Rund um das Thema Direct to Consumer Ansätze, die Relevanz von Aggregatoren wie Vergleichsportalen (in DE, A,CH), aber vor allem auch hybride Ansätze und Embedded Insurance.Im Gespräch werden konkrete Maßnahmen; Stellschrauben für Digital Sales, sowie der Customer Lifetime...
2024-02-1348 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 44 with Dr David Stachon former COO of wefoxIn this episode of the Reinventing Finance Podcast by Tom van der Lubbe and Nikolaus Sühr, we had the pleasure of talking with Dr David Stachon Former COO and Advisor to the CEO of Wefox.
In the Podcast David shares and discusses the following insights with Nick and Tom:
📌 His professional background and his journey within the insurance industry
📌 Significant milestones in his career and from the company's that are still relevant today
📌 His time at both, established insurers and digital attackers/startups, and key learnings that you advise insurance board memb...
2024-01-2357 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 43 with Chris Slater and Max CheeIn this episode of the Reinventing Finance Podcast by Tom van der Lubbe and Nikolaus Sühr, we had the pleasure of talking with the investor, Max Chee Head of Aquiline Technology Growth, and the investee, Chris Slater Founder & CEO at Oka, The Carbon Insurance Company.
In the Podcast Chris and Max share insights about:
📌Their professional background
📌Challenges around the Quality and Legitimacy of the existing carbon market
📌What Problems OKA is solving and the secret sauce behind
📌What “retiring” refers to in terms of carbon emissions and carbon credits
📌What potential Max sees in the carbon insurance market\
📌Biggest cha...
2023-12-1952 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 42 with Tim Quayle of One AdventTim Quayle is the CEO of One Advent based in London UK, a specialist MGA services platform that helps MGA businesses launch and grow by providing an infrastructure and regulatory environment to enable that.
In this episode of the Reinventing Finance Podcast by Tom van der Lubbe and Nikolaus Sühr, he shares insights about:
📌His role and what his work at an MGA services platform looks like
📌Who his clients are and reasons why they collaborate with One Advent
📌Services he provides for MGAs and how their business relationship shifts over time
📌What alternatives are out there and how the One A...
2023-11-1645 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 41 with Thomas Krapf & René Alexander Papesch of RiskwolfTom Van der Lubbe and Nick were delighted to welcome the founders of InsurTech Riskwolf as guests to our Reinventing Finance Podcast.
Thomas Krapf, CEO and co-founder of Riskwolf and René Alexander Papesch, CTO and co-founder of Riskwolf, met at a digital transformation project in Zurich for a well-known reinsurer, where they also had one of their first touchpoints with parametric insurance.
With Thomas having over 20 years of experience in the insurance industry including involvement in several digital initiatives, and René having a background in consulting and tech including involvement in the development of many data-intensive applications, these two ca...
2023-11-0253 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 40 with Shameer Sachdev of Growth GorillaShameer Sachdev is the Founder & Managing Director of Growth Gorilla a "Fintech Digital Marketing Agency”, that helps global fintechs with their go-to-market, growth and mastering their market entry.
In this podcast episode of the Reinventing Finance Podcast Shameer shares with Nick and Tom insights about
📌 His background and his business “Growth Gorilla”
📌 What differentiates growth gorilla from other marketing agencies
📌 Why he focuses on fintech and what makes it “special”
📌 Counter-intuitive ever-green advice for companies looking to grow via paid channels
📌A fictive business case example and how growth gorilla can help with it
📌 Some learnings that could be also interesting to hear for...
2023-08-1049 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 39 with Adam Chadroff Investor at Equal VenturesAdam Chadroff is an Investor at Equal Ventures, a seed-stage venture fund based in New York. As his daily business, Adam is looking for early-stage investments across the value chain in insurance and insurtech.
Coming from a Financial Services Background and interest in FinTech, the massive and slowly moving insurance industry with (at that time) undervalued InsurTechs and a lack of excitement for opportunities in that space made Adam want to pivot and find out what thrives innovation inside the insurance industry.
On the newest episode of the Reinventing Finance Podcast, he shares with Nick and Tom insights about:
📌Poi...
2023-07-0454 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 38 with Stefano De Liguoro CDO Zurich SpainStefano de Liguoro is the Chief Digital Officer at Zurich Spain and Head of Zurich Klinc his task is to try creating new digital business models to simplify the way the customer interacts with insurance and also introduce young customers to the world of insurance.
As a guest on the Reinventing Finance Podcast, he shares with Nick and Tom insights about:
📌 His role as a Chief Digital Officer (CDO) and what responsibilities it entails and what it does not
📌 His role as Head of Zurich Klinc and how th...
2023-06-2748 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 37 with Alex TaylorAlex Taylor is the Global Head of Emerging Technology at QBE Ventures, a part of QBE Insurance, an international insurance company. In his role and with his team, his daily work is all about “investing in the future of insurance”, listening to the challenges within insurance companies and finding ways how to solve them through the right external capabilities.
In this episode of the Reinventing Finance Podcast Alex shares with Nick and Tom
📌 The reason for combining venture investing with the regular insurance business
📌 How the venture business and inbound technology lead play together
📌 The expertise an innovation team needs to be s...
2023-06-2655 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 36 with Dr. Ali HasanDr. Ali Hasan is the Chief Medical &Healthcare Officer at Vitality in the UK (a Subsidiary of “Discovery” from South Africa) they are offering Health, Life & Car Insurance insuring 1,5m lives in the UK. The group is present in 40 countries sharing value insurance and value finance products that everyone benefits from. What makes the products stand out, is the “vitality programme” that is embedded in every sold product - and which is the most critical part of Vitality’s success.
On the Reinventing Finance Podcast, he discloses in the conversation with Nick and Tom:
📌 In...
2023-06-2034 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 35 with Natalia DorfmanThis episode’s guest is Natalia Dorfman, CEO & Co-Founder of Kita, a very tech-driven Startup that provides Carbon Insurance for corporates. With their offering, KITA wants to drive more financial funds towards the scale of high-quality carbon projects and create a positive impact on the climate change issues by covering companies’ risks of loss of the initial investments in the carbon projects. Kita is a cover holder under Lloyds and launched their first insurance product in January 2023.
In the conversation with Nick and Tom, Natalia shares insights about:
📍What is Carbon Insurance and how does it work
📍Which Carbon markets ex...
2023-06-1656 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 34 with Cenk TabakogluCenk Tabakoglu is the CEO of Lumnion, a pricing platform that offers AI and ML-based pricing for the Insurance industry and has already won over some well-known insurers with their tech.
In the conversation with Nick and Tom, he shares:
📌 His professional background in the finance and insurance industry
📌 The normal process an insurer goes through in determining the prices for products
📌 How that process looks like when using Lumnion’s services
📌 The business case for the insurer
📌 Pricing of Lumnion’s services
📌 How the loss improvement and premium improvement work with Lumnion’s services
📌 Use cases and numbers from current Lumnion client...
2023-06-1548 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 33 with Dan White & Simon TorranceSimon Torrance (independent advisor on new business models in the financial services sector, founder of “Embedded Finance” and “Super App Strategies”) and Dan White (Founder of “Ninety”, an innovation & insurance agency) are individually well-known in the insurance industry, now they have joined forces with their new endeavour ARK Venture Studios.
There is a gap between what the world needs from insurance and what the current industry is able to deliver. This gap requires more than Embedded Insurance solutions to solve it → And this is what ARK is about.
In the Podcast Da...
2023-06-1352 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 32 with Uwe SchumacherUwe Schumacher is the CEO of DOMCURA AG the largest P&C MGA in Germany with 420m Gross Written Premium p.a. and has a profound background in the insurance industry. Before he took over the role as CEO of Domcura, which he has held for the last decade now, Uwe started out in Management Consulting and held several leading positions at a direct insurer (Verti/Direct Line) for almost 20 years, where he also led and set up the German market entry.
In this episode of the Reinventing Finance Podcast, Uwe shares with Nick...
2023-06-1245 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 31 with Carla VenterCarla Venter is acting Head of Investment at aperture.co and is currently based in Zurich Switzerland, where she is shaping the future of FinTech through investing, marketing & growth strategy. On the Reinventing Finance Podcast Carla shares with Nick and Tom:
- Her background in the financial services industry
- The business model of Aperture.co, how it developed over time and her role in this
- Matako as an example of how the growth marketing solution works and how close collaboration can be between Aperture.co and their clients
2023-06-061h 08
Reinventing FinanceThe Reinventing Finance Podcast - Episode 30 with Bradley Brandon CrossBradley Brandon Cross is an experienced insurance entrepreneur with a track record of experience in the insurance industry in the US, the UK (where he lives now), Asia and Europe. Since 2007 he is involved in the Islamic Insurance Business following the Islamic “Takaful” principles in the UK, a market that is quite big and growing.
In this episode of the Reinventing Finance Podcast Bradley shared and discussed the following insights with Tom van der Lubbe and Nikolaus Sühr:
📍What is Takaful insurance and how is it different from “traditional” insurance
📍What is “...
2023-05-2358 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 29 with Walter De Oude Founder of Chocolate FinanceWalter de Oude is an actuary by training and is originally from South Africa. He has been living in Asia & Singapore for the last 22 years and has been previously working as a CEO at HSBC and founded Singapore Life after funding in 2017 and grew it in the last years.
In this episode of the Reinventing Finance Podcast, Walter shares with Nikolaus Sühr and Tom van der Lubbe details about:
📍 The attack vendor of Singlife and the merger with Aviva Singapore
📍 Why all successful startups eventually become incumbents
📍 His passion for founding companies and growing them
📍 His new entrepreneurial endeavours wi...
2023-05-0945 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 28 with Inas Nureldin of TomorrowInas Nureldin is one of three founders & the Managing Director of Tomorrow, a social business that was started in 2018 with the vision to disrupt the banking industry and use money as a lever for positive change in the world and to be the future of banking. As a Guest on the Reinventing Finance Podcast, he shares with Nick and Tom insights about:
📍Inas’ professional background and the shift of focus that led him to found Tomorrow
📍Why Tomorrow decided to raise money also with crowdfunding and who is the biggest single contributor in terms of money
📍What role the...
2023-01-1748 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 27 with Philippe Moulin, CEO of Drive QuantPhilippe Moulin is an expert in automotive research and development with a technical background and is the CEO of telematics provider Drive Quant. His company focuses on connected insurance based on telematics - collecting driving data using the smartphones of insurance customers.
In this podcast episode, he shares and discusses with Nick and Tom insights about:
📌 the market landscape in Europe and which countries and industries are advanced regarding telematics and data-based services.
📌 the perks of telematics for the insurance industry
> better risk assessment
> better pricing
> better claims manageme...
2023-01-1654 min
Reinventing FinanceReinventing Finance Podcast - Episode 26 with Ian Gutterman CEO of the Informed Group, Inc.Ian Gutterman is the Founder and CEO of the Informed Group, Inc. Before entering the insurance industry he spent quite some time investing in insurance companies and got to learn about the industry very well through this special position he was in, then fell in love with insurance and decided that this is what he would like to do for the rest of his life 🙂
In his conversation with Nick and Tom he shares:
📎 His professional background and how he came to do what he does today
📎 What issues he sees in typical insurance bu...
2022-12-061h 04
Reinventing FinanceThe Reinventing Finance Podcast - Episode 25 with Toby StubbingtonNick and Tom had the great pleasure of talking to gadget and B2B2C insurtech veteran Toby Stubbington, Managing Director of Pier Insurance and Ticketplan.
In the conversation, Toby shares insights about:
📍His professional background and way into the insurance industry
📍The business model of Pier Insurance
📍How to stand out in a market with strong-founded and fast-growing competitors and big players
📍B2C and B2BC
📍Market developments, trends and product innovations
2022-11-3059 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 24 with Suleiman Sukkar from SocotraSuleiman Sukkar from Socotra is the Director of Business Development and Deployments at Socotra, a modern policy admin system provider. As his daily business, Suleiman leads the presales and delivery teams.
In this podcast he shares with Nick and Tom:
📌 His professional background and his way to the insurance industry
📌 More about his role and tasks
📌 What differentiates Socotra from other policy admin systems
📌 What it takes to launch new products (Go-to-market, manual processes, market feedback, iterations)
📌 Third-party integrations and co-development with clients Check out the new episode!
2022-11-2952 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 23 with Gilad Shai from InsurTech:LAGilad Shai is a serial entrepreneur with a unique view from insurance capturing various viewpoints and experiences including incumbent carriers, starting his own embedded insurtech, networkers, podcaster, entrepreneur, advisor and investor.
In the conversation, Gilad shares with Nick and Tom :
👉 His Background and the type of projects he is currently working on
👉 What Gilad learned from his many involvements as a founder, advisor and investor in the insurtech scene over the last 5+ years
👉 Which hypotheses he had before the start of this journey and if they have been validated or falsified
👉 His opinion on v...
2022-11-2259 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 22 with Rick Huckstep from the Wiser NewsletterRick Huckstep is the Founder of the Wiser Newsletter. After having worked within the insurance and finance industry for decades, advising and investing in more than 100 startups as an angel investor, and being a mentor for startup boot camp and Mundi lab, Rick retired in Spain and the corona pandemic motivated him to live one of his passions and decided to get into storytelling and sharing relevant content regularly via his Wiser Newsletter.
In this Podcast, Rick shares with Nick and Tom:
📍His personal and corporate background
📍Past Touchpoints with finance, insurance and fintech and key l...
2022-10-1346 min
Reinventing FinanceThe The Reinventing Finance Podcast - Episode 21 with George KesselmanGeorge Kesselman is the Chief Commercial Officer of Zhong An Tech (ZA Tech). Based in Asia, George is leading B2B Sales, Marketing, and Partnerships, with full P&L responsibility for Malaysia, Thailand, and Vietnam. For those who don’t know ZA and the Asian market much, he explains what ZA does and how it is different to the other known digital players and insurers in Asia. Further topics he talks about:
📍 How Zhong An combines technology with market knowledge in insurance
📍 How to create stickiness within Ecosystems
📍 Differences in the insurance market and customer profiles betw...
2022-10-131h 00
Reinventing FinanceThe The Reinventing Finance Podcast - Episode 20 with Andrew RearMost people might know Andrew Rear as the founder of Munich Re's Digital Partners - one of the pioneers of the involvement of the corporate insurance sector in InsurTechs. Andrew left Digital Partners in 2020 and has since then been an Insurtech board director, investor and adviser to several companies. In the conversation with Tom and Nick, Andrew shares:
📍Where the InsurTech industry stands today and the role that business models play
📍 Where we are on the adoption of technology into real-world insurance
📍 If “InsurTech” is at the peak of its valuation
📍 Where insurtechs need to up their game...
2022-10-131h 02
Reinventing FinanceThe Reinventing Finance Podcast - Episode 19 with Spiros MargarisSpiros Margaris is a VC, Advisor, Board Member of several companies, the “Number One Fintech Influencer” and the business owner at Margaris Ventures. Spiros shares his perspective on why “investment is like a marriage”, the role of luck in business success and his investment philosophy, as well as talks about:
👉 What does it mean to be an influencer and how to measure the impact
👉 Generic advice for someone who is on the downturn
👉 personal story time and real talk about business morals and tough times
👉 Spiros’ sweet spot for business cases on the insurtech market as a VC
👉...
2022-10-121h 16
Reinventing FinanceThe Reinventing Finance Podcast - Episode 18 with Winnie Wong from Asia Insurance and Avo InsuranceWinnie Wong is CEO & Executive Director at two insurance companies - Asia Insurance and Avo Insurance. Also, Winnie is Chairman of the Hong Kong Federation of Insurers (HKFI).
In the podcast, Winnie shares with Nick and Tom:
📍Specifics about Asia Insurance and Avo Insurance and how they play together
📍What is a "virtual insurer"
📍Her ambitions with Asia Insurance and Avo Insurance as well as strategic initiatives she started
📍The role of the HKFI in the insurance / InsurTech ecosystem in Hong Kong
📍Which areas can European and Asian insurers/InsurTechs learn the most from each...
2022-09-2648 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 17 with Amélie Breitband from Lloyd's EuropeAmélie Breitburd is CEO of Lloyd's Europe. Lloyd's has global licenses to underwrite risks and is known for its product innovation. In this Podcast Amélie shares insights about:
👉 The background of Lloyd's Europe and how it compares and contracts to Lloyds of London
👉 The ambitions and plans for Lloyd's Europe
👉 How she measures her success
👉 Success stories of the Lloyd's Lab and plans for the future
👉 What it needs to combat the insurance gap
👉 What Amélie is looking for at the DIA Munich
#insurance #innovation #versicherung #insuranceindustry
2022-09-2356 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 16 with Roger Peverelli from the Digital Insurance AgendaThis episode's guest is Roger Peverelli, Co-Founder of the Digital Insurance Agenda, speaker and author. Roger had been a guest on our podcast before and we are happy to revive the conversation with a focus on the upcoming DIA event in Munich on 28-29th September 2022 and key trends insurers and insurtechs are involved in and what is key in making #partnerships work #insurance #insurer #versicherung #insurtech
2022-09-2253 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 15 with Dr. Roman Rittweger of OttonovaDr Roman Rittweger is the Founder and CEO of the private health insurance provider Ottonova. What is special about Ottonova? It is Germany’s first private health insurance with lean and digital processes.
Roman shares insights about:
➡️ What was the reason why he initially start Ottonova and what did he learn along the way
➡️ The acquisition costs of new clients and the importance of branding
➡️ The role of customer experience in health insurance
➡️ The customer lifetime value in health insurance
➡️ Partnerships, alliances, products and services
➡️ Ottonova’s growth plans for the future
➡️ Topics tha...
2022-08-2448 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 14 with Dr. Carolin GaborDr. Carolin Gabor is the CEO of Movinx, a B2B2C platform for embedded mobility insurance started by @Daimler and SwissRe.
In this podcast Episode, Carolin presents the #businessmodel of Movinx, and use-cases, but she also shares:
➡️ Her background in Consulting @BCG and lessons she learned there
➡️ CEO positions she held at other companies before and her learnings about #leadership
➡️ The importance of having a great team to create great products
➡️ Leadership- / team psychology and theories and concepts
➡️ If it is still a good idea to start a price comparison site nowadays and what can make th...
2022-08-121h 00
Reinventing FinanceThe Reinventing Finance Podcast - Episode 13 with Andrew Jernigan, CEO at Insured NomadsAndrew Jernigan is the CEO and Co-Founder of Insured Nomads, the first insurtech in global benefits, offering a full portfolio of insurance solutions for the globally mobile including international health and travel insurance.
Some topics he discussed with us and shared his insights on for this episode are:
➡️ How did you get into international digital nomad insurance and which problems do you address?
➡️ Could you define an archetypical (or multiple) digital nomads and how their needs differ?
➡️ What are some unintended hurdles a digital nomad would have to go through when moving abroa...
2021-07-2353 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 12 with Eric Schuh, Deputy CEO and COO at ELEMENTEric Schuh is the Deputy CEO and Chief Operating Officer of the cloud-based insurtech and white-label provider for insurance solutions, ELEMENT Insurance AG. Eric has been around in the insurance industry for 20 years now and joined ELEMENT earlier this year from Swiss Re, where he held various international management positions.
He sat down with us for this episode to share his insights on the following topics:
➡️ What are some examples of ELEMENT’s embedded insurance use-cases and why did you win against other insurers?
➡️ The background behind the partnership with Volkswagen Financial Services
➡️ H...
2021-07-0551 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 11 with Roger Peverelli, Co-Founder of Digital Insurance AgendaRoger Peverelli is a speaker, author and consultant in digital customer engagement strategies and innovation, and how to work with fintechs and insurtechs for that purpose. He helped a range of financial institutions to develop new business models and revenue streams, combining deep consumer insights and the latest technologies. Together with Reggy de Feniks, Roger co-founded the Digital Insurance Agenda (DIA) in 2016, which is the first and largest insurtech conference worldwide to connect insurance executives to insurtech leaders.
For this episode Roger shared his thoughts on the following topics:
➡️ What was your vision behind starting DIA...
2021-06-2547 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 10 with Chris Cheatham, VP of Product at Bold PenguinChris Cheatham – the Luke Skywalker of Insurance Policies - is the Vice President of Product at Bold Penguin, where he helps lead the Insurance Intelligence division. He has been working in insurance since 2006 and founded the Insurtech RiskGenius, which was acquired by Bold Penguin in 2020, and which was bought by American Family earlier this year.
Chris discussed the following topics with us in this episode:
➡️ How did the name “Luke Skywalker of Insurance Policies” come to be?
➡️ Which problem does Bold Penguin solve and what is the business model?
➡️ How has Covid impacted your...
2021-06-1845 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 9 with Florian Graillot, Founding Partner of astorya.vcFlorian Graillot is the Founding Partner of astorya.vc, a European early-stage insurance VC fund launched in 2017, which invests in tech startups to build the next insurance generation. He has been working in the investment space for close to 15 years; as an investment manager at listed property company Affine, an investor at Newfund Management and at AXA Strategic Ventures.
For this episode Florian sat down with us to share his insights on the following topics:
➡️ Do you have a specific thesis on the insurance market?
➡️ What is the core difference between open insurance and embe...
2021-06-041h 10
Reinventing FinanceThe Reinventing Finance Podcast - Episode 8 with Minh Q. Tran, Founder & Managing Partner of Mandalore PartnersMinh Q. Tran is the Founder and Managing Partner of the Asset Builder Mandalore Partners, which seeks to create an innovative framework that enables investors of firms in early stages to achieve scale exposure to a range of traditional, alternative and tech venture capital assets. In addition to his experience as one of the founders’ team at AXA Ventures, Minh was also an integral part of several other VC firms, including Nokia Ventures, Bertelsmann Ventures and Truffle Capital.
It was great discussing the following topics with Minh in this episode:
➡️ What is the difference between the VC...
2021-05-2846 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 7 with Susanne Chishti, CEO of FINTECH CircleSusanne Chishti is the CEO of FINTECH Circle, Europe’s first Angel Network focused on fintech opportunities and Founder of the FINTECH Circle Institute, the leading fintech learning platform offering innovation workshops to C-level executives and online courses. She has an extensive background in the financial services sector, starting her career working for a fintech company (before the term "fintech" was being invented) in Silicon Valley 20 years ago and then worked for more than 15 years across Deutsche Bank, Lloyds Banking Group, Morgan Stanley and Accenture in London and Hong Kong.
It was a pleasure discussing the following to...
2021-05-2140 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 6 with Steven Mendel, CEO and Co-Founder at Bought By ManySteven Mendel is the CEO and Co-Founder of Bought by Many, which is disrupting the world of pet insurance through its innovative use of tech. He has over 25 years of experience as an actuary in financial services which has included leading Close Brothers Wealth Management during the launch of their non-advised offering; creating the world’s first art-focused wealth advice offering for Christie’s; working as part of the team that formed Barclays Wealth and heading the McKinsey UK Savings and Investment Group.
In this episode, Steven sat down with us to discuss the following questions and topi...
2021-05-1442 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 5 with Nigel Walsh, Managing Director of Insurance at GoogleNigel Walsh is an Insurance and InsurTech expert and only recently joined Google as the new Managing Director of Insurance for North America. Prior to that, he spent five years as a Partner at Deloitte, leading the global Future of Insurance and the Google Cloud alliance for Insurance, as well as co-leading the Global InsurTech team. He has helped build businesses from scratch in the Insurtech space, launching and designing new propositions, and is on a personal mission to make insurance loveable. :-)
In this episode, Nigel joined us to discuss the following topics and more:
2021-05-0646 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 4 with Jean-Charles Velge, Co-Founder of QoverJean-Charles Velge is the Co-Founder of the Belgian Insurtech startup Qover. which just raised $25 million in its Series B funding round. Before founding Qover together with Quentin Colmant in 2016, Jean-Charles acted as a Vice President at private equity firm Redhorse and worked as an Associate Consultant at Bain & Company.
For our fourth episode he discussed the following topics with us:
➡️ What are the two business models of Qover?
➡️ What problems does Qover address and how does Qover create pan-European insurance solutions?
➡️ What role does VC funding play in accelerating the embedded insurance mar...
2021-04-3047 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 3 with Sabine VanderLinden - "The InsurTech Queen"Sabine VanderLinden is the CEO, Co-Founder and Managing Director of the venture validation and commercialisation lab Alchemy Crew. She is a pioneer in building innovation ecosystems and has co-designed, built and scaled Startupbootcamp InsurTech-London and Hartford-CT's InsurTech Hub. In addition to having accelerated more than 70 early-stage ventures and evolving the traditional accelerator model to a co-creation-led engagement model to deliver tangible outcomes, Sabine is the Co-editor of the bestselling INSURTECH Book and has become one of the key influencers in the Insurtech space.
In this episode, Sabine joined us to discuss the following questions and topics:
2021-04-1643 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 2 with Simon Torrance, Embedded Finance and Insurance expertSimon Torrance is one of the world’s leading experts on business model transformation, specialising in platform strategy, breakthrough innovation and digital ventures, and is an independent advisor to boards and leadership teams, fundamentally improving their economics as digitisation affects them. He currently focuses on the hot topic of embedded finance and insurance, which he projects offers a market opportunity worth over $7 trillion in ten years’ time.
For this second episode, Simon discussed and shared his expertise on the following topics:
✅ Embedded Finance/Insurance: How do you define that topic and why is it so importa...
2021-04-0648 min
Reinventing FinanceThe Reinventing Finance Podcast - Episode 1 with Oliver Lang, CEO at wefox InsuranceOliver Lang is the CEO at the leading digital insurer wefox Insurance - formerly One Insurance, whose renaming was just announced the day after we recorded this episode. He has extensive know-how and expertise in insurance, banking and other financial industry segments, combining consulting experience and first-hand knowledge of corporate players with innovative thinking and business building competencies.
For this first episode, Oliver sat down with us to discuss the following topics and questions:
➡️ The background behind ONE being rebranded as wefox Insurance
➡️ The business model of aggregators
➡️ Which parties do you see as the...
2021-03-171h 00