Olumide Ogunsanwo And Bankole Makanju

Shows

Afrobility: Africa Tech and Business#79: Cellulant - How the FinTech payments platform is providing financial services across AfricaOverview: Today, we’re going to talk about Cellulant, the African payments infrastructure company. We’ll explore the story across the following areas African financial sector context Cellulant’s early history Product & monetization strategy Competitive positioning & potential exit options Outlook This episode was recorded on Jan 20, 2025 Companies discussed: Cellulant, Flutterwave, Interswitch, DPO Group (Network International), Paystack, Stripe, Moniepoint, MTN & Airtel. Business concepts discussed: Payments platforms, payments partnerships strategy, card networks, payments infrastructure, low-end disruption, banking regulation & payments M&A strategy...2025-01-311h 45

Afrobility: Africa Tech and Business#78: MNT-Halan - How the lending platform is providing financial services across Egypt and other developing marketsOverview: Today, we’re going to talk about MNT-Halan, the Egyptian lending & financial services company. We’ll explore the MNT-Halan story across the following areas African and Egyptian financial sector context MNT-Halan’s early history Product & monetization strategy Competitive positioning & potential exit options Outlook This episode was recorded on Dec 11, 2024 Companies discussed: MNT-Halan, Mashroey, Tasaheel, Halan, Raseedy, Talabeyah, Advans Pakistan, Fawry, Swvl, Gojek, Paymob, & Tam Finans Business concepts discussed: Asset-backed Financing, Microfinance Lending, Super App Strategy, Buy Now Pay Later...2024-12-232h 06

Afrobility: Africa Tech and Business#77: PiggyVest - How the savings and investment platform is providing financial services across NigeriaOverview: Today, we’re going to explore PiggyVest - the Nigerian savings and investment platform. We’ll discuss the story across the following areas: African Banking & Neobank context PiggyVest’s early history Product & monetization strategy Competitive positioning & potential exit options Overall outlook This episode was recorded on Oct 30, 2024 Companies discussed: PiggyVest, Chipper Cash, Kuda Bank, Paystack, Flutterwave, FairMoney, Paystack, Brass, Cowrywise, Carbon, Chipper Cash, Interswitch, GTBank, Sterling Bank & UBA. Business concepts discussed: Neobank / Challen...2024-11-182h 24

Afrobility: Africa Tech and Business#76: IHS Towers - How the telecom infrastructure company is building and managing towers across Africa and beyondOverview: Today, we’re going to explore IHS Towers - the African telecommunications infrastructure company. We’ll discuss the story across the following areas: Telecom tower infrastructure context IHS Towers' early history Product & monetization strategy Competitive positioning & potential exit options Overall outlook This episode was recorded on May 5, 2024 Companies discussed: IHS Towers, MTN, Airtel, Telkom, Orange, Etisalat / 9 Mobile, American Tower Company, Globacom, Libancell, Helios Towers Nigeria, Telkom, Vodacom, Goldman Sachs, (IFC), Public Investment Corporation of South Africa, Ecobank, Investec, Standard Bank. Busine...2024-05-151h 42

Afrobility: Africa Tech and Business#75: eTranzact - How Nigeria's pioneering payments and switching platform is serving businesses and governments across AfricaOverview: Today, we’re going to explore eTranzact - the African payments and switching platform. We’ll discuss the story across the following areas: First, Nigerian payments context Second, eTranzact's early history Third, Product & monetization strategy Fourth, Competitive positioning Fifth, Overall outlook This episode was recorded on Feb 11, 2024 Companies discussed: eTranzact, Interswitch, Unified Payment Services Limited (UPSL), Systemspecs (Remita), Paystack, Flutterwave, Moniepoint, Paga, OPay, MTN & Airtel. Business concepts discussed: Mobile money, Payments Collections, Payments ecosystem, payments partnerships strategy, card networks, payments infras...2024-02-161h 48

Afrobility: Africa Tech and Business#74: Moove - How the mobility fintech is providing vehicle financing to mobility entrepreneurs across Africa and the rest of the worldOverview: Today, we’re going to explore Moove, the mobility fintech. We’ll discuss the story across the following areas: African mobility and transportation context Moove's launch & early history Product & monetization strategy Competitive positioning & potential exit options Our overall outlook. This episode was recorded on Jan 14, 2024 Companies discussed: Moove, Uber, Lyft, Autochek, Cars45, GoKada, Creditas, Swvl, Lori, Sendy & FairMoney Business concepts discussed: Revenue-based financing, asset-based lending, Ridesharing & Mobility entrepreneurship Conversation highlights: (01:20) - What Moove does and why we’r...2024-01-232h 43

Afrobility: Africa Tech and Business#73: AFEX (Africa Exchange) - How the commodities exchange is facilitating commodity trade by offering training, credit, storage to farmers & providing investment solutions to financial partnersOverview: Today, we’re going to explore AFEX, the African commodities exchange. We’ll discuss the story across the following areas: African Agriculture context AFEX's launch & early history Product & monetization strategy Competitive positioning & potential exit options Overall outlook. This episode was recorded on Dec 24, 2023 Companies discussed: AFEX, EAX (East African Commodity Exchange), Tony Elumelu Foundation, Heirs Holdings, Apollo Agriculture, NCX, Cargill, Louis Dreyfuss, 50 Ventures & Berggruen Charitable Trust Business concepts discussed: Agriculture technology (AgTech, AgriTech or AgroTech), Agribusiness marketplaces, farming financing, Farmer mark...2023-12-311h 55

Afrobility: Africa Tech and Business#72: Nomba (Kudi) - How the Nigerian FinTech is providing Point-of-Sale, agency banking and payment solutions to merchants across AfricaOverview: Today, we’re going to talk about Nomba (formerly known as Kudi) , the FinTech payments solutions provider. We’ll explore the story across the following areas: African & Nigerian SME context Nomba's early history Product & monetization strategy Competitive positioning & potential exit options Our overall outlook. This episode was recorded on December 3, 2023 Companies discussed: Nomba (Kudi), MoniePoint (TeamApt), Yoco, Kuda Bank, Flutterwave, Paystack, Stripe, Safaricom, Brass Banking, TradeDepot, Sabi, Paystack, Flutterwave, MTN, Airtel, Bumpa, Vendease, Orda, OPay, OnePipe, Paga, FairMoney, Omnibiz, Interswitch & Kippa Bus...2023-12-111h 36

Afrobility: Africa Tech and Business#71: TymeBank - How the South African Neobank is integrating digital and physical experiences to provide holistic financial services across emerging marketsOverview: Today, we’re going to explore TymeBank - the South African neobank. We’ll discuss the story across the following areas: African & Nigerian banking context TymeBank's launch, early history, growth & fundraising Product & monetization strategy Competitive positioning & potential exit options Overall outlook. Companies discussed: TymeBank, African Rainbow Capital (ARC), MTN, Kuda Bank, Chipper Cash, FairMoney, Carbon, Discovery Bank, Branch, Pick N Pay, TakeAlot, Commonwealth Bank of Australia, Bank Zero, Naspers & NuBank Business concepts discussed: International expansion, Startups and Distribution, Deposit banking, International expansion, Data...2023-11-132h 30

Afrobility: Africa Tech and Business#70: Carbon - How the credit-led neobank is providing loans, BNPL and financial services across Nigeria and AfricaOverview: Today, we’re going to explore Carbon, the credit-led Neobank. We’ll discuss the Carbon story across the following areas: African lending & consumer credit Carbon's founding & early history Product & monetization strategy Competitive positioning & potential exit options Overall outlook This episode was recorded on Oct 15, 2023 Companies discussed: Carbon (PayLater, One Credit, OneFi, One Finance), Diamond Bank, Cafe Neo, Kaizen Venture Partners, FairMoney, Branch, Paga, Kuda Bank, GTBank, Access Bank, Chipper Cash, NuBank, Lesaka (NET1 UEPS), Lendable, Interswitch, Visa, RenMoney, Tala & Safaricom (M-Pesa) Bu...2023-10-192h 37

Afrobility: Africa Tech and Business#69: FairMoney - How the credit-led neobank is providing consumer loans and financial services across Nigeria, India and other developing marketsOverview: Today, we’re going to talk about FairMoney, the credit-led Neobank in emerging markets. we’ll explore the FairMoney story across the following areas African lending & consumer credit FairMoney's founding & early history Product & monetization strategy Competitive positioning & potential exit options Overall outlook This episode was recorded on Oct 1, 2023 Companies discussed: FairMoney, Branch, PalmPay, Kuda Bank, Carbon, 54Gene, GTBank, Access Bank, Ecobank, PalmPay, Carbon, PiggyVest, Upstart, Tala, Visa, Mastercard Safaricom (M-Pesa), PayForce & Chipper Cash Business concepts discussed: Smartphone credit assessment, African custo...2023-10-062h 18

Afrobility: Africa Tech and Business#68: Branch - From Kiva to providing consumer loans and FinTech services across Africa and other developing marketsOverview: Today, we’re going to talk about Branch, the FinTech lending company and Neobank. We’ll explore the story across the following 5 areas: African lending & consumer credit Branch's founding early history Product & monetization strategy Competitive positioning & potential exit options Overall outlook This episode was recorded on Sep 10, 2023 Companies discussed: Branch, Kiva, Kuda Bank, Chipper Cash, Earnin, Paga, FairMoney, MFS Africa, GTBank, Access Bank, Ecobank, PalmPay, Carbon, PiggyVest, Upstart, Tala, Visa, Mastercard & Safaricom Business concepts disc...2023-09-152h 47

Afrobility: Africa Tech and Business#67: Sabi - How the B2B retail platform is providing business services to informal SMB retailers, distributors, suppliers and manufacturers in Nigeria and AfricaOverview: Today, we’re going to talk about Sabi, the B2B retail & supply chain services platform. We’ll explore the story across the following areas: Africa’s and Nigeria’s informal retail sector Sabi’s early history Product & monetization strategy Competitive positioning & potential exit options Overall Outlook. This episode was recorded on July 23, 2023 Companies discussed: Sabi, Rensource, TradeDepot, Twiga Foods, Wasoko (Sokowatch), Omnibiz, Alerzo, & Marketforce Business concepts discussed: Informal retail penetration, SMB retail OS, B2B Operating systems, Equity carve-outs, Power as a...2023-07-272h 18

Afrobility: Africa Tech and Business#66: TradeDepot - How the B2B retail platform is improving the supply chain for informal SME retailers and consumer goods producers across Nigeria and Africa Overview: Today, we’re going to talk about TradeDepot. We’ll explore the story across the following areas: Africa’s and Nigeria’s informal retail sector TradeDepot's early history Product & monetization strategy Competitive positioning & potential exit options Overall Outlook. This episode was recorded on June 25, 2023 Companies discussed: TradeDepot, Twiga Foods, Wasoko (Sokowatch), Omnibiz, Alerzo, Marketforce, Sabi, Multipro, FMCG Distributions Limited & Kellogg Business concepts discussed: Informal retail penetration, SMB retail OS, B2B Operating systems, Informal markets, B2B retail...2023-07-011h 59

Afrobility: Africa Tech and Business#65: Wasoko (Sokowatch) - How the B2B retail platform is providing services and improving the supply chain for informal retailers across Kenya and AfricaOverview: Today, we’re going to talk about Wasoko (Sokowatch) We’ll explore the story across the following areas: Africa’s and Kenya’s informal retail context Wasoko's early history Wasoko's Product & monetization strategy Competitive positioning & potential exit options Overall outlook. This episode was recorded on June 11, 2023 Companies discussed: Wasoko (Sokowatch), Twiga Foods, TradeDepot, OmniBiz, Alerzo, mPharma, Nestle, Unilever, Multipro, Marketforce, Udaan & Flipkart Business concepts discussed: Informal retail penetration, Agency banking adoption, B2B Operating systems, Informal markets, & last-mile distribution Conv...2023-06-161h 55

Afrobility: Africa Tech and Business#64: Twiga Foods - How the AgriTech supply chain company is connecting SMB retailers and smallholder farmers to improve food logistics across Kenya and AfricaOverview: Today, we’re going to talk about Twiga Foods. We’ll explore the story across the following 6 areas Africa Agricultural context Kenya farming & market access context Twiga Foods’ early history Twiga Foods’ Product & monetization strategy Twiga Foods’ Competitive positioning & potential exit options Future outlook. This episode was recorded on May 28, 2023 Companies discussed: Twiga Foods, Apollo Agriculture, Vendease, Kibanda, Kellogg, Tolaram, Multipro, Olam, Dangote, Coca-Cola, Shoprite, Cargill, Nestle, Unilever & Safaricom (M-Pesa) Business concepts discussed: Agriculture technology (AgTech, AgriTech or AgroTech...2023-06-022h 12

Afrobility: Africa Tech and Business#63: Yoco - How the South African FinTech is scaling Point-of-Sale and other payment solutions to merchants across AfricaOverview: Today, we’re going to talk about Yoco, the South African Point-Of-Sale FinTech company. We’ll explore the story across the following areas: South African payments context Yoco’s early history Yoco’s Product & monetization strategy Yoco’s Competitive positioning & potential exit options Overall outlook. This episode was recorded on Apr 9, 2023 Companies discussed: Yoco, Square, Flutterwave, PayFast, PayThru, PayU, DPO, Flutterwave, Paystack, Stripe, Ikhokha, MTN, Safaricom, Zapper, Visa, Interswitch, Nedbank, ABSA, FNB (First National Bank South Africa) & Wave Busi...2023-04-152h 24

Afrobility: Africa Tech and Business#62: DPO Group - How the FinTech payments platform went from bootstrapping for 8+ years to strategically acquiring multiple companies, and exiting to Network International for $288MOverview: Today, we’re going to talk about DPO Group. We’ll explore the story across the following areas African payments context DPO group’s early history Product & monetization strategy Competitive positioning & potential exit options overall outlook. This episode was recorded on Mar 5, 2023 Companies discussed: DPO Group, Network International, Apis partners, Flutterwave, Paystack, Interswitch, Safaricom, MTN, Airtel, Takealot.com, Superbalist.com, Safaricom, Yoco, PayPal & Chipper Cash Business concepts discussed: Bootstrapping, Payments ecosystem, payments partnerships strategy, payments infrastructure, low-end disruption, banking regulation, Mobile Money, E-commerce payments, Virtual cards & paymen...2023-03-111h 46

Afrobility: Africa Tech and Business#61: MFS Africa (Onafriq) - How the payments network hub is connecting telcos & financial institutions to increase interoperability across Africa and beyondOverview: Today, we’re going to talk about MFS Africa. We’ll explore the MFS Africa story across the following 5 areas: African payments context MFS Africa’s early history Product & monetization strategy Competitive positioning & potential exit options Overall outlook. This episode was recorded on Jan 29, 2023 Companies discussed: Onafriq (MFS Africa), Safaricom (M-Pesa), Opay, Flutterwave, Paystack, MTN, Airtel, Orange, Chipper Cash, Ecobank, Safaricom, Homesend, TransferTo, MasterCard & Visa Business concepts discussed: Financial interoperability, mobile money (agency banking), banking regulation, acquisition strategy, payment processing, payment gateways & closed-loop payment networks 2023-02-031h 52

Afrobility: Africa Tech and Business#60: M-Kopa - How the asset financing platform is providing access to consumer products across Kenya & AfricaOverview: Today, we’re going to talk about M-Kopa, the African asset financing platform. We’ll explore the M-Kopa story across 5 areas: African electrical power context M-Kopa's early history Product & monetization strategy Competitive positioning & exit options Then we'll end with our views on its overall outlook. This episode was recorded on Jan 15, 2023 Companies discussed: M-Kopa, Safaricom (M-Pesa), d.light, Zola Electric, Transsion, Samsung, Nokia (HMD global), Airtel, MTN, Mobisol, Carbon & Fairmoney Business concepts discussed: Rural electrification, Payment infrastructure, Pay-as-you-go Solar, Off-grid energy, asset financing, credi...2023-01-191h 52

Afrobility: Africa Tech and Business#59: Africa Tech - 2023 & Beyond (Creator Roundtable #2)Overview: Today, we’re going to have a creator roundtable to discuss the African tech ecosystem. We’ll discuss the biggest 2022 moments in Africa Tech & our hopes for the tech ecosystem in 2023. This episode was recorded on Dec 10, 2022 Companies discussed: Flutterwave, FTX, 54gene, Swvl, Chipper Cash, TeamApt (Moniepoint), QED, Binance, Remitly, Brimore, Shoprite, & Jumia Business concepts discussed: Economic recessions, fundraising, bootstrapping, Cryptocurrency, M&A, Creator monetization & Pan-African Expansion Conversation highlights: (07:35) - Biggest 2022 moments (00:53) - Impact of Recession on Africa Tech (1:00:05) - What we would...2022-12-182h 27

Afrobility: Africa Tech and Business#58: Reliance Health - How the HealthTech platform is providing insurance & health services across Nigeria & AfricaOverview: Today, we’re going to talk about Reliance Health, the African HealthTech company - we’ll explore the Reliance Health story across the following areas: African health context Reliance Health's early history Product & monetization strategy Competitive positioning & potential exit Overall outlook This episode was recorded on October 30, 2022 Companies discussed: Reliance Health, Y Combinator (YC), Hygeia HMO, CribMD, AXA Mansard, RedCare & BIMA Health Business concepts discussed: Insurance monetization, Insurance partnerships, consumer distribution, telco partnerships, product development, consumer market penetration & pricing strategy Conversation high...2022-11-032h 30

Afrobility: Africa Tech and Business#57: African InsurTech - How consumer insurance platforms are providing insurance across AfricaOverview: Today we’re going to talk about African Insurtech. We’ll discuss the consumer insurance landscape & analyze InsurTech players. This episode was recorded on October 17, 2022 Companies discussed: Reliance Health, BIMA, Naked Insurance, Pineapple Insurance, Amenli, Creditas, Minutos Seguros, Acko, Policy Bazaar, Casava Insurance, Lami, Curacel, Turaco, Amanleek & Avidea Business concepts discussed: New product development, consumer market penetration & pricing strategy Conversation highlights: (01:20) Consumer InsurTech context (12:30) Insurtech in other emerging markets - India (23:40) Insurtech in other emerging markets - Brazil (34:50) Insurance context in Africa (47:17 ) Southern Africa startups (1:02:20) Western Africa startups (1:14:19) Eastern Africa startups (1:24:34) North...2022-10-262h 06

Afrobility: Africa Tech and Business#56: Thrive Agric - How the Agriculture platform evolved from crowdfunding to supporting smallholder farmers across Nigeria & AfricaOverview: Today, we’re going to talk about Thrive Agric, the Nigerian Agricultural technology company - we’ll explore Thrive Agric's story across 5 areas: First we'll start with some context about African agriculture Thrive Agric's launch & early history Product & monetization strategy Competitive positioning & potential exit options Overall outlook This episode was recorded on September 25 2022 Companies discussed: Thrive Agric, Apollo Agriculture & FarmCrowdy Business concepts discussed: Agricultural Technology (AgriTech or AgTech), smallholder farmers acquisition strategy, Agriculture financing, Crowdfunding, Agriculture value and supply chains & Debt financing Conversation highlights: (10:41) - Africa Agri...2022-10-011h 49

Afrobility: Africa Tech and Business#55: Apollo Agriculture - How the AgriTech platform is supporting smallholder farmers to scale across Kenya & AfricaOverview: Today, we’re going to talk about Apollo Agriculture, the Kenyan AgTech company - we’ll explore the Apollo story across the following areas African agriculture context Apollo's launch & early history Product & monetization strategy Competitive positioning & exit options Overall outlook This episode was recorded on Aug 21, 2022 Companies discussed: Apollo Agriculture, The Climate Corporation (WeatherBill), Pula, FarmDrive, Monsanto, FairMoney & Kuda Bank Business concepts discussed: Agricultural Technology (AgriTech or AgTech), smallholder farmers, Risk mitigation, Debt funding, Customer acquisition costs (CAC) & Customer lifetime value (LTV, CLV) 2022-08-282h 00

Afrobility: Africa Tech and Business#54: Swvl - How the bus mobility platform became one of the largest transportation companies in AfricaOverview: Today, we’re going to talk about Swvl, the Egyptian and Dubai based mobility platform. We’ll explore the Swvl story across 5 areas: Egypt transportation context Swvl's early history Product & monetization strategy Swvl's SPAC public offering Overall outlook. This episode was recorded on July 17, 2022 Companies discussed: Swvl, Careem, Uber, Treepz & Rocket Internet Business concepts discussed: Mobility strategy, Ridesharing, Bus sharing, Public transportation, infrastructure dependencies, IPOs & Special Purpose Acquisition Companies (SPACs) Conversation highlights: (01:00) - Intro and why we’re discussing this topic ...2022-07-222h 01

Afrobility: Africa Tech and Business#53: Konga - How the Ecommerce platform initially grew and eventually reset across NigeriaOverview: Today, we discuss Konga, the Nigerian e-commerce company. We’ll explore the Konga story across 5 areas: We'll give some context about the Nigerian e-commerce sector Konga's early history Product & Monetization strategy Konga sale Overall outlook This episode was recorded on July 3, 2022 Companies discussed: Konga, Jumia, Naspers, Kinnevik, Jiji, OLX, Amazon, Takealot, Yudala & Zinox Business concepts discussed: Ecommerce, marketplaces, classifieds, fundraising strategy, Blitzscaling risks, market readiness & Africa expansion Conversation highlights: (01:13) - Konga background and why we’re talking about it (09:19) - Nige...2022-07-082h 01

Afrobility: Africa Tech and Business#52: OLX Africa - How the Classifieds platform initially grew and eventually shut down across AfricaOverview: Today, we’re going to talk about OLX - the classifieds & marketplace platform. We’ll explore the OLX Africa story across 4 areas: OLX's early history OLX's growth in other emerging markets OLX Africa's early history & Naspers acquisition Naspers OLX exit from Africa This episode was recorded on June 5, 2022. Companies discussed: OLX, Jiji, Craigslist, Konga, Naspers, Kalahariads, Dealfish, Pricecheck, Mocality & Tradestable Business concepts discussed: Classifieds platforms, classifieds monetization, M&A strategy, e-commerce, social commerce, lift and shift business models & international expansion Conversation highl...2022-06-141h 49

Afrobility: Africa Tech and Business#51: Jiji - How the Classifieds platform became the largest marketplace in West & East AfricaOverview: Today, we’re going to talk about Jiji - the African classifieds platform. We’ll explore the Jiji story across 6 areas: Classifieds platforms in other emerging markets Classifieds platforms in Africa Jiji’s early history Jiji’s product & monetization strategy Jiji’s competitive positioning & potential exit options overall outlook. This episode was recorded on May 15 2022. Companies discussed: Jiji, Genesis Group, Naspers, OLX, Craigslist, Avito.ru, Adevinta, Jumia, Konga, Cars45, Cheki.ng, Autochek, Tonaton, Saltside Technologies, Bikroy, Dubizzle, Kalahari, Autotrader & Property24 Business concepts discussed: Classifieds platforms, classifieds monetizati...2022-05-201h 42

Afrobility: Africa Tech and Business#50: Wave - From Sendwave remittances to disrupting Francophone Africa with mobile money & financial servicesOverview: Today, we’re going to talk about Wave, the African consumer payments company. We’ll explore Wave’s story across 5 areas: We'll start with some context about payments in Africa Wave's launch & early history Wave's Product & monetization strategy Wave's competitive positioning & potential exit options Overall outlook This episode was recorded on May 1, 2022 Companies discussed: Wave, Sendwave, Safaricom (M-PESA), bKash, TeamApt, Chipper Cash, Orange (Sonatel), Free (Tigo), Opay, Paga, MTN, Airtel, Zedbank & Kuda Bank Business concepts discussed: Consumer Fintech (Agency banking & mobile money), International expans...2022-05-062h 28

Afrobility: Africa Tech and Business#49: Glo (Globacom) - How the private telecommunications company expanded across Nigeria & West AfricaOverview: Today we’re going to talk about Globacom - The Nigerian telecommunications company. We’ll explore the Globacom story across 5 areas: Nigerian telco sector context Globacom's early history Globacom's telco & non-telco businesses Globacom's potential exit options Outlook This episode was recorded on Apr 10, 2022 Companies discussed: Glo (Globacom), MTN, Airtel, NITEL (Nigerian Telecommunications Limited), Econet Wireless & 9mobile (Etisalat) Business concepts discussed: Telecommunications (Telco) strategy, Mobile money, Mobile Virtual Network Operators (MVNOs), Telco regulation, Celebrity advertising, Low-price telecoms strategy. Conversation highlights: (01:00) - Glob...2022-04-151h 55

Afrobility: Africa Tech and Business#48: Telkom - How the former South African monopoly evolved to provide telecommunication services across AfricaOverview: Today we’re going to talk about Telkom - The South African telecommunications company. We’ll explore the Telkom story across 5 areas: South African telecoms sector context Telkom's early history We'll deepdive into Telkom's primarily telco & non-telco businesses Telkom's operating & financial performance .Overall outlook. This episode was recorded on Mar 27, 2022 Companies discussed: Telkom, Vodacom, Vodafone, Cell C, MTN, Southwestern Bell Communications (now AT&T), Safaricom (M-Pesa), Rain Networks & Multilink Business concepts discussed: Telecommunications (Telco) strategy, Mobile money, Internet connectivity, International telecommunication expansion, Mobile Virt...2022-04-011h 43

Afrobility: Africa Tech and Business#47: Vodacom - How the South African Telco became one of the largest telecommunications companies in AfricaOverview: Today we’re going to talk about Vodacom - The South African telecommunications company. We’ll explore the Vodacom story across 5 areas: South African telecoms sector context Vodacom's early history Vodacom's telco & non-telco businesses Vodacom's operating & financial performance Overall outlook This episode was recorded on Mar 13, 2022 Companies discussed: Vodacom, Vodafone, Safaricom (M-Pesa), Telkom, MTN, Airtel & Glo Business concepts discussed: Telecommunications (Telco) strategy, Mobile money, Internet connectivity, International telecommunication expansion, Mobile Virtual Network Operators (MVNO), Cell Towers spinoffs, Rain & Telco regulation Conversation highl...2022-03-181h 44

Afrobility: Africa Tech and Business#46: MAX (Metro Africa Xpress) - How the mobility tech platform is providing transportation & delivery services across AfricaOverview: Today, we’re going to talk about MAX - the Nigerian mobility tech platform. We’ll explore Max's story across 6 areas: Context on motorbike transportation platforms in other emerging markets Background on Nigeria transportation Max.'s launch, early history, growth over time & fundraising Product & monetization strategy Competitive positioning & potential exit options Overall outlook This episode was recorded on Jan 30, 2022 Companies discussed: MAX (Max.africa, Max.ng), GiG Logistics, Red Star Express, Gokada, GoJek, Breakthrough Energy Ventures, Jumia Food, Konga, Uber, Africa Courier Express (ACE), Pathao, Flutterwave & Safeboda Bu...2022-02-062h 22

Afrobility: Africa Tech and Business#45: Gokada - How the mobility tech platform is providing delivery & transportation services across NigeriaOverview: Today, we’re going to talk about Gokada - the Nigerian mobility tech platform. We’ll explore the Gokada story across 5 areas: African ridesharing context Gokada's launch, early history, growth over time & fundraising Product & monetization strategy Competitive positioning & potential exit options Overall outlook This episode was recorded on Jan 9, 2022. Companies discussed: Gokada, GoJek, Max.ng, Pathao, Bolt, Uber & Jumia Business concepts discussed: Mobility, logistics, delivery, bike-sharing & tech regulation Conversation highlights: (01:00) - Gokada context (06:50 - Bike-sharing platforms in other markets - GoJe...2022-01-131h 59

Afrobility: Africa Tech and Business#44: Pathao - From Ride Sharing & Food Delivery to building the largest mobility platform in BangladeshOverview: Today, we’re going to talk about Pathao - the largest mobility tech platform in Bangladesh. This episode was co-hosted with Shammi Quddus and recorded on Nov 21 & Dec 5, 2021. Conversation highlights: (10:15) - Motorbike sharing platforms in emerging markets - GoJek (11:00) - Bangladesh context (44:40) - Pathao founding story (1:05:20) - Fundraising and growth (1:19:10) - Product & monetization strategy (1:49:13) - Competition & Exit options (2:10:30) - Overall thoughts (Bankole, Shammi & Olumide) (2:32:04) - Recommendation &small wins Companies discussed: Pathao, bKash, Uber, GoJek, Shohoz, Tootle, Chalo, RC Ventures & Battery Road Digital Holdings Business concepts discussed: Ri...2021-12-172h 51

Afrobility: Africa Tech and Business#43: Africa Tech - 2022 & Beyond (Creator Roundtable #1)Overview: Today, we’re going to have a creator roundtable to discuss the African tech ecosystem. We’ll discuss the biggest 2021 moments in Africa Tech and our hopes for the ecosystem in 2022. This episode was co-hosted with Justin Norman & Samora Kariuki and recorded on Nov 28, 2021. Companies discussed: Adamantium Fund, The Flip Podcast, Frontier Fintech newsletter, Wave, Andela, Flutterwave, Entrepreneur First, Safeboda, Chipper Cash, FTX, Upstart, Helium Health (Magic Fund), Twiga Foods, Omnibiz, Safaricom, mPharma & Paystack Business concepts discussed: M&A, regulation, employment enablement, infrastructure moats, Web3 decentralization, fundraising strategy, oper...2021-12-042h 34

Afrobility: Africa Tech and Business#42: Andela - How the engineering hiring platform is connecting companies with software developers in Africa & emerging marketsOverview: Today, we’re going to talk about Andela - the software developer recruitment platform. We’ll explore the Andela story across 6 areas: Labor markets in Africa context Andela's founding and early history Fundraising & Growth Product & monetization strategy Competitive positioning & potential exit options Overall outlook. This episode was co-hosted with Iyinoluwa "E" Aboyeji & recorded on Nov 7, 2021 Companies discussed: Andela, Fora, 2U, Bookneto, Spark Capital, CRE Ventures, Chan Zuckerberg Initiative (CZI), SoftBank (Vision Fund), Gebeya, Semicolon, Decagon, CRE Ventures, Spark Labs & Generation Investment Management Business concepts discussed: Emer...2021-11-222h 09

Afrobility: Africa Tech and Business#41: SafeBoda - How the Ugandan motorbike hailing platform is delivering mobility services across AfricaOverview: Today, we’re going to talk about SafeBoda - the Ugandan motorbike hailing platform. We’ll explore the SafeBoda story across 7 areas: Motorbike hailing platforms in other emerging markets (GoJek/GoTo) African mobility context SafeBoda's founding & early history Fundraising and growth Product & monetization strategy Competitive positioning & potential exit options Overall outlook This episode was recorded on Oct 31, 2021. Companies discussed: SafeBoda, GoJek (GoTo), Gokada, Pathao, Allianz X, CRE Ventures, Uber Boda, Bolt / Taxify Boda, Tugende, Chipper Cash, Musha ventures, Go ventures & Gozem Business concepts discussed: Mobility Tech, Pan...2021-11-042h 04

Afrobility: Africa Tech and Business#40: Fawry - How the Egyptian payments platform became one of the largest Tech companies in AfricaOverview: Today, we’re going to talk about Fawry - the Egyptian payments platform. We’ll explore the Fawry story across 6 areas: Egypt context Founding and early history Fundraising & Growth Product & monetization strategy Competitive positioning Overall outlook. This episode was recorded on October 17, 2021 Companies discussed: Fawry, Egypt National Post Office (ENPO), IFC, Helios Investment Partners, Raya Holding, Technology Development Fund (Ideavelopers), Arab African International Bank, HSBC, Bank of Alexandria (Alexbank), Paymob, Banque Misr, Ebtiikar, Khales, Bee, Masary, Meeza, elmenus & Cashi (alsoug). Business concepts discussed: Payment Platforms, IPOs, star...2021-10-171h 50

Afrobility: Africa Tech and Business#39: BIMA (Milvik) - How the HealthTech company is providing insurance & medical services across emerging marketsOverview: Today, we’re going to talk about BIMA - the HealthTech insurance company. We’ll explore BIMA's story across 6 areas: African Health care status & context BIMA Health founding and early history Fundraising & Growth Product & monetization strategy Competitive positioning & potential exit options Overall outlook. This episode was recorded on Oct 3, 2021 Companies discussed: BIMA (Milvik), Kinnevik, LeapFrog investments, Allianz X (Allianz Group), Millicom, Digicel, China CreditEase, Jamii, M-Tiba, BlueWave, MicroEnsure & Gates Foundation Business concepts discussed: HealthTech (Healthcare technology), InsurTech (Insurance Technology), Telco partnership, geographical expansion & Health policy 2021-10-031h 56

Afrobility: Africa Tech and Business#38: 54gene - How the HealthTech platform is building diverse datasets to improve diagnostic and treatment outcomes across AfricaOverview: Today, we’re going to talk about 54gene - the genomics HealthTech company. We’ll explore the 54gene story across 6 areas: African Health care status & context 54gene early history Fundraising & Growth Product & monetization strategy Competitive positioning & potential exit options Overall outlook. This episode was recorded on Sep 19, 2021 Companies discussed: 54gene, llumina, African Centre of Excellence for Genomics of Infectious Diseases, Y Combinator (YC), 50 Years, Bill & Melinda Gates Foundation, Gilead, IMS Health, Broad Institute, Novartis, Cathay AfricInvest, Helium Health & mPharma Business concepts discussed: Genomics, Capacity development / Local knowledge development, Healthcare technology, Health insurance cover...2021-09-191h 58

Afrobility: Africa Tech and Business#37: mPharma - How the HealthTech supply chain platform is providing services to pharmacies & patients across AfricaOverview: Today, we’re going to talk about mPharma - the Ghanaian prescription drug inventory management company. We’ll explore the mPharma story across 6 areas: African Health care status & context mPharma founding and early history Fundraising & Growth Product & monetization strategy Competitive positioning & potential exit options Overall outlook. This episode was recorded on Sep 5, 2021 Companies discussed: mPharma, Novartis, DrugStoc, Medsaf, Helium Health, Golden Palm Investments, Novastar ventures, CDC & Gates Foundation Business concepts discussed: Healthcare Logistics, drug distribution, Healthcare technology, Health insurance coverage, Health platforms, IFC & Public policy 2021-09-052h 01

Afrobility: Africa Tech and Business#36: Helium Health - How the HealthTech infrastructure platform is supplying services to health care providers across AfricaOverview: Today, we’re going to talk about Helium Health - the Nigerian HealthTech infrastructure company. We’ll explore the Helium Health story across 6 areas: African Health care status & context Helium Health founding and early history Fundraising & Growth Product & monetization strategy Competitive positioning & potential exit options Overall outlook. This episode was recorded on Aug 22, 2021 Companies discussed: Helium Health, Epic, MAGIC Fund, Y Combinator (YC), KingsChat & Tencent ventures Business concepts discussed: Healthcare technology, Operator-Investor dynamics, Health insurance coverage, Health platforms, Electronic Medical Records, Electronic Health Records & Health policy 2021-08-221h 40

Afrobility: Africa Tech and Business#35: MultiChoice - How the South African Pay TV pioneer became the largest entertainment provider across AfricaOverview: Today, we’re going to talk about MultiChoice - The African video entertainment provider. We’ll explore the MultiChoice story across 5 areas: South African video entertainment market context MultiChoice's launch & growth over time MultiChoice's product & monetization strategy Competition, primary & emerging businesses Overall outlook This episode was recorded on August 15, 2021 Companies discussed: MultiChoice (M-Net), Naspers, MTN, ShowMax, BetKing, Comcast, Sky, DSTV, MTN, Iroko TV, HiTV, StarTimes, Vivendi Canal+, ROK Media, English Premier League, Netflix, HBO Max, ShowMax, Showtime & BBC Business concepts discussed: Pan-African expansion strategy, Entertainment content acquisition strategy, subscription & hardware monetization strategy 2021-08-151h 30

Afrobility: Africa Tech and Business#34: Kuda Bank - How Nigeria’s most popular Neobank is scaling to offer financial services to “every African on the planet”Overview: Today, we’re going to discuss Kuda Bank - the African neobank. We’ll explore the Kuda story across 6 areas: Neobanks in other emerging markets (Brazil & NuBank) African & Nigerian banking context Kuda's launch, early history, growth over time & fundraising Kuda's product & monetization strategy Competitive positioning, potential exit options Overall outlook This episode was recorded on July 25, 2021. Companies discussed: Kuda Bank, Nubank, Carbon, N26, Monzo, Chime, GTBank, Stanbic IBTC, Sparkle, Rubies, Monzo, Xinja, Chime & Chipper Cash Business concepts discussed: Neobank / Challenger bank / digital bank strategy, consumer FinTe...2021-07-262h 41

Afrobility: Africa Tech and Business#33: Chipper Cash - How the FinTech platform started from African remittances to become the fastest unicorn in Africa Tech historyOverview: Today, we’re going to talk about Chipper Cash - The African Fintech payments & remittances player. We’ll explore the Chipper story across 6 areas: Intra-Africa remittances context Global remittances (outside Africa to Africa) context Chipper Cash’s launch, early history, growth & fundraising Chipper Cash's Product & monetization strategy Competitive positioning & potential exit options End with our overall outlook. This episode was recorded on July 11 & Aug 1, 2021. Companies discussed: Chipper Cash, Venmo, PayPal, Square, Flutterwave, EcoBank, Safaricom, Sendwave, MTN, Airtel, Deciens Capital & Liquid2 Ventures Business concepts discussed: Consumer FinTec...2021-07-112h 14

Afrobility: Africa Tech and Business#32: African FinTech lending - How consumer loan platforms are providing credit across AfricaOverview: Today we’re going to talk about consumer lending in Africa. We start by discussing lending in other emerging markets, discuss Africa’s credit landscape, analyze lending tech companies across Africa & end with our overall outlook. This episode was recorded on June 27, 2021. Companies discussed: Navi, Creditas, Jumo, Carbon, Branch, Tala, Tugende, FairMoney, Shahry, Khazna, NuBank, Safaricom (M-Pesa), Alibaba (Ant Financial & AliPay), Migo (Mines), Numida, Tyme Bank, Lulalend & Evolve Credit Business concepts discussed: Consumer lending, SME lending, unbanked population, Agency banking, credit assesment, lending risk management & lending (financial services) regulation Conversation highlights: (00:40) - Wh...2021-06-281h 49

Afrobility: Africa Tech and Business#31: African Sports betting & gambling tech - The rise & expansion of betting services across AfricaOverview: Today we’re going to talk about Sports betting & gambling tech in Africa. We share some context about betting in developed and emerging markets, analyze betting tech companies across Africa & end with our overall outlook. This episode was recorded on Jun 13, 2021. Companies discussed: BetKing, Betway, Bet9ja, BetBonanza, SportPesa, BetFair, Bet365, Flutter entertainment, Paddy Power, Walletec, 22Bet, William Hill & Multichoice Business concepts discussed: Gambling, Betting, Tech policy, Taxation strategy & Government Tech Conversation highlights: (01:00) - Why we’re talking about sports betting / gambling + how...2021-06-141h 22

Afrobility: Africa Tech and Business#30: Paga - How one of Nigeria’s earliest FinTech companies is providing financial services across emerging marketsOverview: Today, we’re going to talk about Paga, the fintech payments company. We'll discuss its founding, early history, growth, impact & end with our overall outlook. This episode was recorded on May 30, 2021. Companies discussed: Paga, Safaricom (M-Pesa), bKash, GTBank, First Bank, Chipper Cash, MTN, Airtel, FairMoney, Flutterwave, Paystack, Interswitch (Quickteller) & OPay Business concepts discussed: Unbanked population, Financial inclusion, Mobile money, Payment platforms, government regulation, global expansion & telco competition Conversation highlights: (00:40) - What Paga does and why we’re talking about it (04:27) - Founder back...2021-05-311h 15

Afrobility: Africa Tech and Business#29: bKash - How the FinTech payments platform became Bangladesh’s largest tech companyOverview: Today we’re going to talk about bKash - The largest Fintech player in Bangladesh. We start with some background on Bangladesh, discuss bKash’s founding, growth & impact on Bangladesh's economy. We also discuss what other emerging markets can learn from the bKash story & end with our overall outlook. This episode was co-hosted with Shammi Quddus & recorded on May 16, 2021. Companies discussed: bKash, CellBazaar, Money in Motion, Grameenphone, Grameen Bank, BRAC, BRAC Bank, Safaricom (M-Pesa), Nagad, Telenor, Gates Foundation, IFC (World Bank) & Alibaba (Ant Financial) Business concepts discussed: Agency bank...2021-05-161h 55

Afrobility: Africa Tech and Business#28: Sendwave - How the mobile remittances service scaled from Y Combinator to a $500M WorldRemit exitOverview: Today, we're going to talk about Sendwave - the mobile remittances service that was acquired by WorldRemit in 2020-Aug. We start with the context of African remittances, discuss Sendwave's early history, growth, acquisition by WorldRemit & end with our overall outlook. This episode was recorded on May 2nd, 2021 Companies discussed: Sendwave (Remittances), Wave (Mobile money / Consumer FinTech), WorldRemit (Zepz), Chipper Cash, Transferwise, Remitly, Western Union, MoneyGram & Safaricom Business concepts discussed: African remittances, personal finance OS, neobanks, Market expansion entry & Consumer Fintech (WealthTech) entry strategy ...2021-05-031h 15

Afrobility: Africa Tech and Business#27: Takealot - How the South African online retailer became one of the largest e-commerce platforms in AfricaOverview: Today, we’re going to talk about Takealot - the largest ecommerce platform in South Africa & one of the largest across Africa. We'll start by giving some context of e-commerce in South Africa, discuss Takealot's early history, Naspers' 2018 acquisition of Takealot, analyze Takealot business strategy & end with our overall outlook. This episode was recorded on April 18, 2021. Companies discussed: Takealot, Take2, Naspers, Tiger Global, Jumia, Kalahari.net, BidorBuy, Kilimall, Amazon, Konga, Alibaba, Everyshop (JD Group), Pick n Pay, Woolworths, Massmart, Spar & MIH Africa Business concepts discussed: Developing markets e-commerce, Pan-African expansion strategy & ecommerce ma...2021-04-191h 20

Afrobility: Africa Tech and Business#26: African AgriTech - Early opportunities for technology to scale Agriculture across AfricaOverview: Today, we discuss the opportunity for Agriculture technology to make a difference in Africa. We'll start with some context of African Agriculture, discuss AgriTech in developed and emerging markets, analyze Agritech players across Africa & end with our overall outlook. This episode was recorded on Apr 4, 2021. Companies discussed: Twiga Foods, Pula, SunCulture, Releaf, FarmCrowdy, DeHaat, Arya, WeFarm, Aerobiotics, Gro Intelligence, SwiftVee, Agroop, Pure Harvest, Naspers & Agrocenta Business concepts discussed: Agriculture technology (AgTech, AgriTech or AgroTech), Agribusiness marketplaces, farming financing, Farmer market access opportunities & Agriculture insurance strategy 2021-04-051h 20

Afrobility: Africa Tech and Business#25: Crypto trading exchanges (African WealthTech Pt 3) - How cryptocurrency platforms are providing decentralized financial services across AfricaOverview: Today we’re going to discuss cryptocurrency trading in Africa. We start with the global context of cryptocurrency, review crypto trading exchanges in Africa & end with our overall outlook. This episode was recorded on Mar 21, 2021. Companies discussed: Coinbase, BitPesa, Xend, BuyCoins, eToro, Luno, Paxful, Quidax & Coinmama Business concepts discussed: Asset allocation strategy, decentralized networks, cryptocurrency innovation, Fintech customer acquisition strategy, investment regulation & open-source decentralization Conversation highlights: (01:30) - Why we’re talking about Cryptocurrency in Africa (03:20) - Background and context: Cryptocurrency, Bitcoin and Altc...2021-03-221h 30

Afrobility: Africa Tech and Business#24: Neobanks (African WealthTech Pt 2) - How TymeBank, Kuda & other digital banks are delivering banking services across AfricaOverview: Today we’re going to discuss the rise of Neobanks in Africa. We’ll start with reviewing Neobanks in other emerging markets, discuss the landscape of neobanks across different African regions & end with our general thoughts and outlook. This episode was recorded on Mar 7, 2021. Companies discussed: Nubank, TymeBank, Kuda Bank, Umba, DoPay, Zazu, PiggyVest, Cowryrise, Risevest & Bettr Business concepts discussed: Retail banking strategy, African customer segmentation strategy & low-end disruption Conversation highlights: (01:00) - Neobanks context and background (02:20) - Why we’re discussing neobanks (03:20) - The...2021-03-081h 34

Afrobility: Africa Tech and Business#23: Stock trading services (African WealthTech Pt 1) - How retail investment platforms are racing to build the African Robinhood and ZerodhaOverview: Today we’re going to talk about WealthTech & the rise of retail investing platforms in Africa. We’ll start with some context of stock market trading, review investment platforms in India & China & then dive into Africa's personal investing landscape. This episode was recorded on Feb 21, 2021. Companies discussed: RobinHood, Zerodha, Futu, Ant Financial / AliPay, Bamboo, Chaka, Trove, Abacus, ARM Pensions, eToro, AvaTrade, Thndr, EasyEquities, Wealth.ng, RiseVest, PiggyVest & Cowrywise Business concepts discussed: Personal finance strategy, retail investment strategy & wealth management Conversation highlights: (00:40) - WealthTech & InvestTech context (03:40) - Stock trading & Brokerages context (15:40) - Indi...2021-02-221h 39

Afrobility: Africa Tech and Business#22: African Corporate VCs & Softbank - Why African corporates are not investing in tech startupsOverview: Today we’re going to talk about African Corporate Venture Capital (CVC) using Softbank as a reference point. We'll talk about Softbank's early history, transition from operational to investment company, and finally dive into the current state and future potential of CVC in Africa. This episode was recorded on Feb 7, 2021 Companies discussed: Softbank, Naspers / Prosus, MTN, Nedbank, Safaricom, Orange, Stripe, Visa, MasterCard, Tencent & Alibaba Business concepts discussed: Corporate Venture Capital (CVC), M&A strategy, Internal vs External innovation & developing market investment strategy Conversation hi...2021-02-081h 29

Afrobility: Africa Tech and Business#21: uLesson - How the EdTech platform is bridging the educational gap across Nigeria & Anglophone AfricaOverview: Today, we’re going to talk about uLesson - the African EdTech platform. We'll start with some context about education in Africa & Nigeria, talk about uLesson's early history, fundraising, product strategy & end with our views on its future outlook. This episode was recorded on Jan 24, 2021. Companies discussed: uLesson, Byju’s, School Visual, WhiteHat Jr, Yuanfudao & Owl Ventures Business concepts discussed: Education technology, monetization strategy, African expansion, product localization, new product development, growth/profitability trade-offs & equity fund raising Conversation highlights: (01:30) - Why we are talking about uLesson (04:15) - Nigerian / Afri...2021-01-251h 43

Afrobility: Africa Tech and Business#20: Paystack - How the FinTech payments platform went from Y Combinator to a $200M Stripe exit in 5 yearsOverview: Today, we’re going to talk about Paystack - the African payments infrastructure company that was acquired by Stripe in 2020 October. We’ll give some context of the Nigerian payments sector before 2015, Paystack's founding, early history, acquisition by Stripe & end with our views on its future outlook. This episode was recorded on January 10th, 2021. Companies discussed: Paystack, Stripe, Flutterwave, Interswitch & Y Combinator (YC) Business concepts discussed: Payments infrastructure strategy, low-end disruption, product-market fit (PMF), capital fundraising (Angels, Strategic investors, VCs), Corporate venture capital (CVC) strategy, payments infrastructure & payments M&A...2021-01-111h 22

Afrobility: Africa Tech and Business#19: Africa Tech - 2021 & BeyondOverview: Today, we’re going to discuss the future of the African tech ecosystem. We’ll discuss our hopes for African entrepreneurs, startups, investors & tech businesses in 2021 and end with a quick discussion of future podcast plans. This episode was recorded on December 27th, 2020. Companies discussed: Naspers, Mono, OnePipe, Okra, MTN, Airtel, Paystack & Interswitch Business concepts discussed: Platform businesses, government impact / investments in tech, corporate venture capital (CVC), investment portfolio diversification, private market investments & scaling startups Conversation highlights: (01:14) - Bankole’s wishlist for 2021 Africa...2020-12-2852 min

Afrobility: Africa Tech and Business#18: Flutterwave - From Y Combinator to becoming one of Africa’s largest FinTech platformsOverview: Today, we’re going to talk about Flutterwave - the African payments infrastructure company - we’ll give some context of the Nigerian payments sector before 2014, Flutterwave's founding, early history, growth over time & end with our views on its future outlook. This episode was recorded on Dec 13, 2020. Companies discussed: Flutterwave, Y Combinator (YC), Fora.com, Interswitch, Adyen, Visa, MasterCard, Stripe, Shopify & Paystack Business concepts discussed: Payments ecosystem, payments partnerships strategy, startup accelerators, payments infrastructure, low-end disruption, banking regulation & payments M&A strategy Conversation high...2020-12-131h 20

Afrobility: Africa Tech and Business#17: Interswitch - How the pioneering Nigerian FinTech & payments platform became one of the most valuable private companies in AfricaOverview: Today, we’re going to talk about Interswitch, the African fintech payments company. We'll discuss its founding, early history, growth, place in the broader African fintech ecosystem & end with our views on its future outlook. This episode was recorded on Nov 29, 2020. Companies discussed: Interswitch, Telnet, Visa, Helios Investment Partners, Stripe, Flutterwave, Paystack & Jumia Pay Business concepts discussed: Nigerian Payments ecosystem, payments partnerships strategy, card networks, payments infrastructure, low-end disruption, banking regulation & payments M&A strategy Conversation highlights: (02:40) - Why Interswitch is important 2020-11-301h 16

Afrobility: Africa Tech and Business#16: Iroko TV - How the Nollywood video platform is overcoming challenges to deliver African entertainment around the worldOverview: Today, we’re going to talk about IROKO TV, the Nollywood video platform, we'll give some background on the Nigerian cinema industry, talk about IROKO's founding, early history, different businesses over time and our views on its future outlook. This episode was recorded on Nov 15, 2020. Companies discussed: IROKO TV, Rok studios, iROKING, Netflix & Spark Capital Business concepts discussed: Entertainment Technology, Backward integration, media distribution, Streaming Video on Demand (SVOD) & African streaming video Conversation highlights: (03:10) - Why we’re talking about Iroko TV ...2020-11-161h 15

Afrobility: Africa Tech and Business#15: Orange - How the former French monopoly telco entered & expanded in Francophone AfricaOverview: Today we’re going to talk about Orange - The 2nd largest telco in Africa, we’ll discuss its French founding, global expansion, success in Africa, non-telco businesses & end with our views on its future outlook. This episode was recorded on Nov 1, 2020. Companies discussed: Orange S.A. (France Telecom), Orange Africa, Airtel Africa, Bharti Airtel Group, Celtel, Zain, MTN, Reliance Jio, Safaricom, Sonatel, Orascom, Mobinil, Ivoiris & Meditel Business concepts discussed: Telco developing markets growth strategy, mobile money, telco M&A strategy & developing markets growth strategy. 2020-11-021h 12

Afrobility: Africa Tech and Business#14: African HealthTech - Emerging opportunities for technology to provide better, faster & cheaper health care across AfricaOverview: Today, we’re going to talk about the opportunity for technology to make a difference in African healthcare. We'll start with the context of health in Africa, deepdive into health verticals and African companies, investigate Health Tech in other developing countries & how technology can help. This episode was recorded on Oct 18, 2020. Companies discussed: Babyl, MobiHealth, mPharma, BIMA, Helium Health, Ilara Health, Zipline, Life Bank, 54gene, MTN Ayo, Ping An Good Doctor, Dr. Consulta, Practo & PharmEasy Business concepts discussed: Healthcare technology, African Access stack, Health care coverage, Health insurance, Health platforms & Public policy. Con...2020-10-181h 23

Afrobility: Africa Tech and Business#13: Airtel - How the world's second largest telco expanded from India to AfricaOverview: Today we’re going to talk about Airtel - The third largest telco in Africa (& second largest telco in the world), we’ll discuss its founding, early history, success in India, expansion into Africa, non-telco businesses & end with our views on its future outlook. This episode was recorded on October 4, 2020 Companies discussed: Airtel Africa, Bharti Airtel Group, Celtel, Zain, MTN, Reliance Jio, Safaricom, Econet Wireless & Vmobile Business concepts discussed: Telco diversification (voice vs data vs emerging businesses), VOD (video on demand), mobile money, telco M&A strategy & developing mark...2020-10-051h 18

Afrobility: Africa Tech and Business#12: Innovation Hubs (CcHub, iHub & others) - How African incubators, accelerators & co-working spaces are nurturing entrepreneurship and building the tech ecosystemOverview: Today, we discuss how African innovation hubs are nurturing entrepreneurship, the history of CCHub / iHub & end with our views on the future outlook of African innovation hubs Companies discussed: CcHub, iHub, Entrepreneur First, Y Combinator (YC), TechStars & Station F Business concepts discussed: Innovation Hubs, sustainable business models & Entrepreneurial support/financing Conversation highlights: (01:07) - Why innovation hubs / entrepreneur support organizations are important (02:45) - What are innovation hubs (04:37) - Different types of innovation hubs (15:24) - Private vs Government innovation hubs (18:15) - Challenges faced by in...2020-09-211h 07

Afrobility: Africa Tech and Business#11: African EdTech & lessons from Byju's - The story of the world's most valuable EdTech company & the emerging opportunities for technology to scale education across AfricaOverview: Today, we’re going to talk about Byju's & Edtech in Africa. We'll start with some context about African education, discuss Byju's success in India as a reference point, major edtech African players & the future of the African edTech ecosystem Companies discussed: Byju’s, Naspers, uLesson, Kio Kit / BRCK, Gebeya, Ubongo, M-Shule, BeBlocky, Elham Inspire, MySkoolPortal, Tuteria, MTN, Vodacom & ZEduPad Business concepts discussed: Educational technology, Africa infrastructure development, product localization, new product development, technological leapfrogging & equity fund raising Conversation highlights: (02:21) - Why the Byju’s story is importa...2020-09-071h 25

Afrobility: Africa Tech and Business#10: MTN - How Africa's largest Telco grew to dominate Africa and expand to other emerging marketsOverview: Today we’re going to talk about MTN - The largest telco in Africa, we’ll discuss its founding, early history, success in Africa, global expansion, diversification into non-telco businesses & future outlook Companies discussed: MTN Group (M-Cell, MTN Nigeria, MTN Irancell), Investcom, Telkom, Vodafone (Vodacom & Safaricom), Naspers (Multichoice, M-Net) & Transsion Business concepts discussed: Telco diversification, Telco license acquisition strategy, Fintech services, messaging platforms, conglomerates, government private sector influence & developing markets expansion. Conversation highlights: (01:03) - Why we’re talking about MTN today (03:34) - MTN's founding, early history and cont...2020-08-241h 09

Afrobility: Africa Tech and Business#9: OPay (Opera Pay) - From Web Browser & Fintech to blitzscaling and building Africa's Super AppOverview: Today we’re going to talk about OPay - The African Payments startup, we’ll discuss its early history, initial focus on African payments, blitzscale attempt to become Africa’s Super App & OPay's future outlook. This episode was recorded on August 9, 2020 Companies discussed: Opera Group, OPay (Opera Pay), OCar, OFood, ORide, OExpress, OBus, OTrike, Beijing Kunlun, Meituan Dianping, Tencent (WeChat), Go-Jek, Grab, Jumia (Jumia Pay), AliPay & GTBank. Business concepts discussed: Blitzscaling, Super App strategy, Equity fundraising, Venture Capital (VC) / Entrepreneur risk dynamics, China Tech, Fintech, Betting Technology & Chinese investments in Africa...2020-08-1059 min

Afrobility: Africa Tech and Business#8: Reliance Jio - How India's largest company enabled a mobile revolution & how Africa can also have a "Jio Moment"Overview: Today we’re going to talk about the potential for a Reliance Jio moment in Africa. We'll start with some context of the Reliance parent group, its telco subsidiary - Reliance Jio (& its digital services subsidiary Jio Platforms) & their impact on India. Then we'll end by discussing ways Africa can also have a Reliance Jio moment. This episode was recorded on July 26, 2020. Companies discussed: Reliance group, Reliance Jio / Jio Platforms, Dangote Group, Remgro, Transcorp, Naspers, Safaricom / Vodacom, Transsion, América Móvil & MTN Business concepts discussed: India Tech, vertical integration, gove...2020-07-2658 min

Afrobility: Africa Tech and Business#7: Internet access & Technology censorship - Why and how African governments are increasing internet restrictionsOverview: Today we’re going to talk about technology & Internet censorship in Africa. We’ll discuss internet access across African countries, how censorship works, examples of censorship and end with our views on internet censorship across Africa. This episode was recorded on July 12, 2020 Companies discussed: ARPANET (Advanced Research Projects Agency Network), Loon & ByteDance (TikTok) Concepts discussed: Internet access, Internet censorship, Technology censorship, China Tech, India Tech & Government influence on technology Conversation highlights: (01:22) - Highlights from public launch - listener breakdown (04:22) - Background on internet access in A...2020-07-1343 min

Afrobility: Africa Tech and Business#6: Safaricom - How Kenya’s largest telco drove M-Pesa to become the most successful mobile financial platform in AfricaOverview: Today we’re going to talk about Safaricom - The largest telecom carrier in Kenya. We’ll discuss its early history, M-Pesa launch, M-Pesa success, attempted M-Pesa global expansion & Safaricom's future outlook Companies discussed: Safaricom, Vodacom, Vodafone, Telkom, MTN & M-Kopa Business concepts discussed: Unbanked population, Financial inclusion, Mobile money, Payment platforms, government regulation, global expansion, telco competition, state-owned companies & product launch timing Conversation highlights: (00:36) - Kenya context and contrast with other major African countries (01:10) - Safaricom history and ownership structure (03:53) - Safaricom financials and market share ...2020-06-2945 min

Afrobility: Africa Tech and Business#5: Naspers - How Africa’s largest company went from newspaper publishing to Tencent and ProsusOverview: In this episode, we talk about Naspers - The South African conglomerate, investment group & most valuable company in Africa. We’ll discuss its early history, transition from newspaper publisher to tech investment firm, Tencent investment, broader investment portfolio & Naspers' future outlook. Companies discussed: Naspers, Prosus, Tencent, PayU, Media24, Takealot, M-Net, Swiggy, OLX, PayU, Delivery Hero Business concepts discussed: VC investments, developing market investing, portfolio diversification & conglomerate discounts Conversation highlights: (00:40) - Naspers founding and early history (02:18) - Koos Bekker background and influence (05:25) - Tencent investment (06:10) - Ten...2020-06-1558 min

Afrobility: Africa Tech and Business#4: African Mobility Tech (Uber, Taxify & others) - How ridesharing is changing transportation across AfricaOverview: In this episode, we discuss ridesharing in Sub-Saharan Africa. We discuss transportation in major African cities, the entry, impact & business models of ridesharing platforms & end with our views on the future outlook of ridesharing platforms Companies discussed: Uber, Bolt / Taxify & OPay (Opera Pay) Business concepts discussed: Low end disruption, Bottom of the pyramid (BOP) solutions, customer segmentation, product localization & marketplace differentiation Conversation highlights: (00:30) - Transportation and Mobility context in sub-Saharan African cities (04:35) - Uber’s history and entry into Africa via So...2020-06-0152 min

Afrobility: Africa Tech and Business#3: Transsion (Tecno, Infinix & Itel) - From Shenzhen China to dethroning Samsung & Huawei to become Africa's top phone sellerOverview: Today we’re going to talk about Transsion - The Chinese phone manufacturer that has sold the most phones in Africa since 2017. We’ll discuss its early history, entry & success into Africa, progress in other developing markets, eventual 2019 IPO & Transsion's future outlook Companies discussed: Transsion (Tecno, Infinix and Itel), PalmPay & Jumia Business concepts discussed: Customer segmentation, product localization & revenue diversification (hardware vs services businesses) Conversation highlights: (00:33) - Transsion: Founding and early history (03:20) - Entry into Africa and design changes for the African market (11:10) - Transsion’s focus o...2020-05-1849 min

Afrobility: Africa Tech and Business#2: Jumia - From Rocket Internet to Unicorn IPO. What’s next for the ‘Amazon of Africa’?Overview: Today we’re going to talk about Jumia - The largest ecommerce player in Africa. We’ll discuss its founding, seminal points in its history, eventual 2019 IPO & Jumia's future outlook. This episode was recorded on May 3, 2020. Companies discussed: Jumia, Africa Internet Holding (Africa Internet Group), Rocket Internet, Kasuwa, Sabunta, Konga, Naspers, Takealot, Kaymu (Jumia Travel), Hello Food (Jumia Food), Lamudi (Jumia House) & Carmudi (Jumia Cars) Business concepts discussed: E-commerce, Payments, Logistics, Retail, Marketplaces, Revenue growth vs profitability, Stock short-selling & IPOs Conversation highlights: (1:00) - E-Commerce and Reta...2020-05-0447 min

Afrobility: Africa Tech and Business#1: African Fintech - 2018 to 2020 startup investments funding boom in AfricaOverview: This episode covers major recent fintech investments in Africa. We start with some context on why fintech is important, why the majority of Africans are unbanked, discuss the early history of mobile money & then discuss the largest fintech investments in 2018 and 2019 Companies discussed: Cellulant, Migo, Paga, Yoco, Jumo, Flutterwave, Branch, OPay (Opera Pay), Visa, PalmPay (Transsion), Interswitch & Jumia Pay Business concepts discussed: Unbanked population, financial inclusion, Mobile money, M-Pesa & financial services regulation Conversation highlights: (0:38) – Why Fintech is important to Africa (1:18) – Unbanked population in Africa (4:20) – Mobile money & M-Pesa (6:06) – 2018 May: Cellulant raised $47.5M (8:19) – 2018 Aug: Mines/M...2020-04-2046 min

Afrobility: Africa Tech and Business#0: Introduction to Afrobility - What to expect from the podcastOverview: Today we’re going to give an introduction to the podcast, we’ll talk about our backgrounds, why we wanted to make this podcast together and what you can expect from Afrobility in the future We’d love to hear from you. If you have feedback, topics you’d like to hear, or just want to say hello, please email info@afrobility.com Join our mailing list where we get feedback on new episodes & find all episodes at Afrobility.com 2020-04-1903 min