Shows
What's the Scenario? with PLRBInstallation Floaters? I Still Don’t Own a Boat!In our last podcast, thieves cut into a job site and stole a variety of tools, equipment, and materials. The general contractor had hired a subcontractor to install the plumbing system. Copper piping to be installed at the job site and owned by the sub were also stolen. Notable Timestamps [ 00:45 ] - Last week's scenario is expanded to discuss the impact on subcontractors. [ 01:50 ] - The PLRB crew discusses inside jobs, boats, and gap coverage. [ 02:50 ] - Subcontractors more often prefer Installation Floaters as opposed to Builders Risk. [ 04:00 ] - The Installation Floater f...2025-01-1418 min
What's the Scenario? with PLRBInland Marine? I Don’t Even Own a Boat!Thieves cut through a fence to access the insured general contractor's job site’s and stole tools, a forklift, a pallet of marble tiles, and a truck loaded with precast concrete wall panels. Notable Timestamps [ 00:30 ] - The insured finds out that these losses are not covered under their standard CP forms. [ 01:45 ] - The team discusses impressive thieves, the defintion of a CP policy, New Year's Resolutions, and vision boards. [ 05:13 ] - The CP/BPP form generally applies while the property is on or within 100 feet of the premises described in the policy’s declarations. The jo...2025-01-0718 min
What's the Scenario? with PLRBJoin Us at the 2024 Large Loss ConferenceToday our adjuster is leveling up in their career and handling their first large loss property claim. The adjuster quickly runs into trouble-- where can a claims professional go for help? This October 23 to 25 in Tampa, join PLRB for the 2024 Large Loss Conference. Notable Timestamps [ 00:39 ] - Alissha asks HERSELF "what's the scenario?" This scenario features late notice, Category 3 water, and additional damage during a claim. [ 01:57 ] - The team talks Tampa taco trucks & Cuban cuisine. [ 03:24 ] - Late notice issues? Attend the educational session "It’s Too Late, Baby, It’s Too Late: Navigating a Late...2024-10-0117 minWhat's the Scenario? with PLRBThat Cosmetic Damage is Excluded!After a storm, a warehouse roof seems to leak more often, and a manager notices some water pooling on the edge. The adjuster’s inspection reveals only minor dents, and the policy has a cosmetic damage exclusion. The manager argues the damage is not cosmetic. Notable Timestamps [ 00:19 ] - The manager even hires an expert to contest coverage. [ 01:25 ] - Tim and Mike discuss the leaks in the PLRB offices. [ 02:46 ] - See prior episode "That Damage is Just Cosmetic!" for the version of this scenario with no exclusion. [ 03:50 ] - When cosmetic damage exclusions fi...2024-09-1618 minWhat's the Scenario? with PLRBThat Damage is Just Cosmetic!One day a hailstorm hits a bike manufacturer's warehouse, and the property owner is overwhelmed by the loud sounds of the hail hitting the metal roof. But when the adjuster gets up on the roof, the dents turn out to be minor, arguably cosmetic. Notable Timestamps [ 00:18 ] - Despite the dents appearing to be cosmetic, the insured requests a new roof. [ 01:08 ] - Jeff and Mike compete for the best "dad joke." [ 01:53 ] - The hail was "direct" and "physical", but was it a "loss"? If the roof is now leaking, that would qualify...2024-09-1020 minWhat's the Scenario? with PLRBThe New PLRB.orgAn adjuster is assigned a property loss claim. The insured’s house is in South Zanesville, Ohio on Cinema Drive, and they experienced hail damage to a portion of their roof on June 16. Their homeowners policy was only recently purchased on June 1 of this year. This claim brings up a number of questions, and luckily the adjuster is an employee of a PLRB member company, so they log on to PLRB.org. When they log in using their company email, they realize that PLRB.org has recently been upgraded with a new look and a member-structured approach. How can th...2024-07-2320 minWhat's the Scenario? with PLRBToo Much Technology, Too SoonThis episode of PLRB on Demand will feature Jeff Taxier, retired insurance and property restoration expert. Jeff’s presentation, “Too Much Technology, Too Soon,” has been adapted for this podcast. In an era where technology is quickly replacing many human processes, could we be suffering from too much technology, too soon? Join Jeff Taxier as he describes the benefits and downfalls of incorporating the latest technology trends into the world of claims adjusting. Jeff's delightful anecdotes will show you how technology can be fruitful and fun with the right adjuster expertise. The views and opinions expressed in this r...2023-02-0719 min