Shows
Truly Passive IncomeBuilding Wealth Beyond the White Coat with Dr. Param BaladandapaniBurned out but still "successful"? Dr. Param Baladandapani was too, until she walked away from medicine to build a life on her terms. Learn how real estate, mindset shifts, and daily discipline paved her path to freedom, and how this episode could spark the shift you've been craving.Key takeaways to listen for[01:51] Personal reasons behind Dr. Param’s decision to leave medicine[06:32] Why real estate is the perfect escape hatch for busy professionals[15:06] How inner work unlocked outer wealth (and the mindset shift that did it)[16:34] The red and green flags passive investors should never ig...2025-07-2834 min
Generational Wealth MDHow Reducing Taxes Made Work OptionalEvery burnt out physician is looking for ONE THING only - a way to replace their clinical income before they turn 65, so they can finally get off the hamster wheel.But all they know is the traditional retirement model where they invest in stocks and bonds for decades all while paying multiple six figures in taxes and investing their meagre after tax savings. The Savvy physician’s ultimate goal is to reduce taxes so that they can accelerate to Financial Freedom and live a life of Autonomy & Freedom decades earlier.Join me as we...2025-07-2514 minGenerational Wealth MDSlash Your Tax Bill with 100% Bonus Depreciation (Feat. Kim Lochridge)If you’re a physician: ❌ Still Paying six figures in taxes and ❌ wondering how some physicians are completely slashing their tax bill? This episode is for you! July 4 was Huge for Real estate investors: 100% Bonus Depreciation is officially back, supercharging a powerful tax strategy that significantly reduces taxable income & boosts returns for real estate investors & business owners.Join me and Kim Lochridge, Executive Vice president for Engineered Tax services, an industry-leading provider of specialty tax services on July 17 at 5 pm PST Live on FB as we deep dive into ✅ how Smart...2025-07-1845 minGenerational Wealth MDHow to Make Your Kid a Millionaire Before 18The wealthy do a great job setting their kids up for financial independence early on but most of us are clueless - and NO - the school system unfortunately DOES NOT give them this core foundation.As parents, all of us would do anything to keep our kids from making the same avoidable mistakes we made. So our kids Aren’t stuck in the hedonic cycle of trading their time for money Aren’t sucked into soul crushing jobs where they don’t have autonomyAren’t relying on a salary for their f...2025-05-0324 minGenerational Wealth MDHow 10x is Easier than 2xIf you have been struggling to Replace your clinical income through investments & slash your tax bill - but keeIf you have been struggling to Replace your clinical income through investments & slash your tax bill - but keep hearing stories of physicians like you doing just that- you’re not alone! If you dream of Financial security but: 1. You never seem to be able to find the time2. Feel overwhelmed just thinking about investing outside the stock market3. Or lose steam quickly and have surrendered to working till you’re 65 or olderI want...2025-04-2521 minGenerational Wealth MDUltimate Investment Amidst Tariff TurmoilPresident Trump’s tariff policy induced sell off threw the stock market into turmoil this month wiping over $10 trillion off major markets across the globe. And since then the market’s been going crazy- there’s real concern about global financial market instability & spiraling of the US economy.But while so many are fearful and sitting on the sidelines waiting it out in cash & what they consider SAFE HAVENS - 1. Their net worth may be eroding 2. Purchasing power will further erode as these proposed policies take effect if inflation spikes or interest rates dro...2025-04-2127 min
Mailbox Money ShowParam Bala - Radiologist to Real Estate ProGet my new book: https://bronsonequity.com/fireyourselfDownload my new special report - How to Use Inflation to Your Advantage - www.bronsonequity.com/inflationWelcome to our latest episode!Join host Bronson Hill and guest host Nate Hambrick, author of The 18 Laws of Leverage, for an inspiring episode of the Mailbox Money Show with Param Baladandapani, a radiologist, real estate investor, and mentor to physicians chasing time and financial freedom. After a 2019 career shakeup and the pandemic exposed the fragility of her...2025-04-2134 minGenerational Wealth MD2025 Tax Changes & Paying $0 in Taxes (Feat. Thomas Castelli CPA)With President Trump’s Tariffs wreaking havoc on the stock market, there’s a lot of uncertainty amid investors - Is this still a good time to invest in real estate? Can investing in real estate still help me lower my taxes? What other big changes to the tax code can I expect ?Join me and Thomas Castelli CPA as we dive deep into: 1. Tax optimization strategies in 2025 for real estate investors2. What’s happening with 100% bonus depreciation? 3. Potential tax changes for 2025So enjoy, and please consider subscribing and li...2025-04-1128 minGenerational Wealth MDHow to Profit from Inflation Feat. Bronson HillI recently bought balloons at our local dollar store for my kids’ birthday at double the cost they were selling for a few years ago. I’m sure many of you are feeling the pain at the pump and stores - yet our salaries and savings have not doubled! Here’s the nasty truth about inflation -1. President Trump’s tariffs & policies are pro inflationary - so brace yourself 2. The inflation game has winners & losers. 3. Most of us lose the inflation game! We make very costly mistakes during high inflationary periods - that set u...2025-04-0525 minGenerational Wealth MDFrom 0 to STR Owners in 3 MonthsLast year Valerie & Zach had a Breakthrough year! Not only did they tie the knot ❤️- they also had a breakthrough year financially as they took massive action - They went from owning 0 real estate to • Joining the Fall cohort of our Real estate coaching program • becoming proud owners of a short term rental before the end of 2024 with raving guest reviews• that allows them to shelter clinical income from taxes. So, as you set goals & build your Massive Action plan for this year, I wanted to share with you their story...2025-02-2742 min
Weiss AdviceSmart Investing for Busy Professionals with Param BaladandapaniSend us a textIs your job as secure as you think? Dr. Param Baladandapani, a hysician-turned-real-estate-investor, shares how a job merger made her realize the need for financial independence. She built a real estate portfolio that replaced her medical income in just a year and now helps other professionals do the same. In this episode, she breaks down passive investing, tax-efficient wealth-building, and strategies for achieving financial freedom without sacrificing your career. [00:01 - 07:33] The Wake-Up Call: Realizing the Power of Passive IncomeA career shake-up exposed the risk o...2025-02-1637 minGenerational Wealth MDPart-Time Pediatrician to Millionaire Real Estate InvestorMy best friend is a Pediatrician - and a millionaire real estate investor (No surprise given that we talk every other day 😂) who self manages her portfolio of Long Term rentals and invests in Real estate syndication.It has allowed her to double her Passive income in a few short years! I have heard so many of you say that investing in real estate is hard because you • Don’t have the money • Can’t find the time • Don’t know enough to get started So as you build your Massive Action plan...2025-02-1427 minGenerational Wealth MDReducing Your Taxes in 2025 and BeyondTill 4 years ago- I was paying multiple six figures in taxes Most of you probably still do. And as you are looking to make this your year of financial Breakthrough - remember the easiest dollar you earn is the dollar you keep in your pocket If you remember step 6 from the 7 steps to a breakthrough Financial year - it was Leverage! That’s what Tax sheltering strategies helped me do! Join me as I go over... • The tax strategies my students and I have used to add momentum to our plans ...2025-02-0743 minGenerational Wealth MDAsset Protection for Short Term Rentals with Jeff HamptonWorried about protecting your real estate empire from lawsuits?Over the years, I have seen so many of our members either Build their real estate portfolios, without the right legal structures to protect them.Get stuck worried about & figuring out asset protection - paralyzing them from taking action.Create elaborate entities for protection that they end up never using Watch as I am joined by Jeff Hampton - best-selling author, seasoned real estate investor and asset protection lawyer. We will be deep diving into:What real est...2025-01-3148 minGenerational Wealth MD7 steps to a Breakthrough Financial YearLast month I made a decision to make 2025 my breakthrough year and I solidified the decision by committing to a six figure mentorship program - to surround myself with 7 and 8 figure entrepreneurs! And as I begin mapping out my Breakthrough year with my coaches, I wanted to share with you Ray Dalio’s (founder of the world’s largest $196 Billion hedge fund) “Holy Grail” of investing principles and the 7 step process to implement this principle for your Breakthrough year. This is the same process I used in 2024 to boost my passive income by 50% & triple our A...2025-01-2428 min
The Lone Star Capital PodcastFund Friday E55: Why the Wealthy Use Real Estate to Build Tax-Free Wealth with Param BaladandapaniIn this insightful episode, Craig McGrouther sits down with Param Baladandapani, a prominent general partner in the capital-raising space, to explore her journey to financial independence. Param shares how diversifying income streams beyond traditional employment unlocked opportunities for wealth creation, particularly through real estate investing.The conversation dives into the numerous benefits of real estate, such as tax advantages and significant returns, while addressing common hurdles like time constraints and trust issues. Param emphasizes the critical role of education in overcoming these barriers and highlights strategies for risk management and conservative investing.Craig and Param...2024-11-2950 minGenerational Wealth MDYEAR-END TAX strategies & Planning for 2025If you are curious about:Physicians using real estate to pay $0 in taxesStrategies to save $$$ in taxes before the end of the year Join me and Nick Aiola as we dive deep into:Tax efficiencies of real estate investing for Passive & active investorsImpact of elections on tax policy, and real estate investingYear-end power tax strategies landlords should consider Nick leads Aiola CPA, a virtual CPA firm exclusively serving real estate investors, specializing in tax advisory, tax preparation, and accounting. Nick actively manages his own investment portfolio of rentals (LTR and STR), flips, and syndications, enhancing hi...2024-11-1540 minGenerational Wealth MDRetire richer with Self Directed IRAsWorried your retirement account isn’t growing fast enough?Frustrated because you have No money to invest in real estateBut Want higher returns, more diversification & stability in your portfolio? Then this podcast is just what you need! Join me on as I dive deep into Self Directed IRAs & Solo 401ks with Ramez Fakhoury of the IRA club Half the country has IRAs worth $14.6 trillion but only 4% use the money to invest out of the stock market forTax efficient Higher returns and to reduce portfoli...2024-11-0951 minGenerational Wealth MD10% down Financing for Short Term Rentals- DemystifiedIf you have heard of physicians investing in Short term rentals with 10% down Lending products and then turning around and pulling all that downpayment out come tax time in tax savings -Come learn how! Responsible Leverage is a big part of a real estate investor’s Wealth strategy. Listen as Jeff Chisum with Northpointe mortgage joins us to discuss:Financing alternatives like the 10% down second home loan, HELOCs & delayed financing to help you maximize leverage and scale faster Non- income based Loan products for those on a 1099 and those who have exceeded your DTI...2024-10-2144 minGenerational Wealth MDInvesting in Real Estate with $5K or $50K or $500K“I don’t have enough money to get started in real estate” is something I hear over and over again - and it’s often just a limiting belief. Because there are ways to get creative with real estate investing - where you can invest with less down - sometimes little to no money of your own. To make this more interesting, I’m going to go over multiple ways I would invest today if I were getting started and had Just $5K, $50K or $500KSo watch the replay as I give you ex...2024-09-0931 minGenerational Wealth MD5 Tips to Invest in Real Estate in 20245 Tips to Invest in Real Estate in 20242024 has been a tricky year - everyone went from focusing on a Recession to predicting a soft landing, stock market volatility to interest rate cuts…And yet, if you have been on the sidelines, there’s a way to position yourself strongly to invest in real estate and take advantage of opportunities in the next 12-24 months…Watch the replay of the episode where I talk about:Strategy - What to pay attention to & stay hyper focused on? Boosting returns (yes you can even in...2024-08-3020 minGenerational Wealth MDStep 3: Scaling to $300M in AUM“What got you here won’t get you there” - the challenges I had to overcome and mindset and strategy shifts that got me to six figures in Passive income could not get me to where I am today. This is true for everyone. But those who continue to grow do very similar things to foster growth. So join me as I let you in on the Secrets to Scaling Billionaires use…So enjoy, and please consider subscribing and liking the episode! This helps me support more people -- just like you -- to acc...2024-08-1716 minGenerational Wealth MDStep 2: How I 10x’d Passive Income in 1 yearAfter a decade of earning close to half a million dollars as a radiologist - I only had $2000/ month in passive income. And if i continued doing what I was doing then, it would take me another 20 years to get to 10k/m in passive income from my portfolio. So how did I manage to change things around in a year?Listen to the replay as I talk about:Key shifts in StrategyHow I added Momentum See you there! So enjoy, and please consider subscribing and liking the episode! This he...2024-08-0925 minGenerational Wealth MDStep 1: Multi-Millionaire Reverse Goal SettingEver wonder why some people achieve 10x more than others in a short span of time - Build things that others think impossible in one lifetime?That’s because the Uber successful Goal set differently! Watch the Episode Replay as I walk you through the: - My “aha” moment for Goal setting that shifted my trajectory- How I teach goal setting todaySo enjoy, and please consider subscribing and liking the episode! This helps me support more people -- just like you -- to accelerate to financial freedom and move toward the lif...2024-08-0216 min
The Freedom Point PodcastForming a Financial Freedom Community for PhysiciansWelcome to the Freedom Point Real Estate podcast! In today's episode, Jeremy Dyer asks Param Baladandapani about how she became financially independent by 41, whether or not active vs passive investors achieve the same tax benefits, how to "de-risk" your investing strategy and stress-test, and more. Want to learn more? Visit www.startingpointcapital.com Param Baladandapani is a Radiologist in Southern California who while working full time and raising two young kids built a multi-million dollar real estate portfolio that helped her become financially independent at 41 following which she quit her full time position in medicine...2024-07-3030 minGenerational Wealth MDTax Strategies for Passive InvestorsMany times I have heard physicians brush off Passive real estate investing because they think they can’t tap into the tax efficiencies afforded by the IRS- unless they but nothing is farther from the truth …You can shelter 6 figures of income from taxes as a Passive investor while working full time in medicine ! You heard that right - YOU DON’T HAVE to:Self manage multiple Short Term rentals Spend over 750 hours a year in real estate and finding properties, running complex underwriting, managing rehabs and tenants Work Part time in medicineListen to...2024-06-1235 minGenerational Wealth MDTax Savings Uncovered: Hidden StrategiesDo you hear about doctors paying $0 in taxes, but then they talk about cost segregation, bonus depreciation and your eyes glaze over? You’re not alone! Join us as we decode complex tax strategies with industry expert Kim Lochridge, a big-league tax expert for Fortune 500 and ultra high net worth individuals. We’ll dive into: How Cost Segregation and Bonus Depreciation work Will 100% bonus depreciation come back?What to do when bonus depreciation goes away - how you can s...2024-06-0432 minGenerational Wealth MDStarting & Scaling a Short-Term Rental Portfolio with Avery CarlHave you been hearing stories about physicians, members of our coaching program who work full time & are sheltering over half a million dollars of clinical income from taxes in one year, generating six figures in revenue from a single property, but you’re still stuck at : How do I pick the right Airbnb Market?Am I picking a profitable property?Is it even possible to manage a property from across the country?How do I go from property 1 to property 10 without burning out?Then join me and...2024-05-1444 minGenerational Wealth MDInvesting with Less Down - Creative Financing with Parker BorofskyEver wonder how some physicians are buying profitable Short Term Rentals for 10% down in this interest rate environment and sheltering $$$ of clinical Income from taxes? If you’re someone who:- Wants to learn how to invest with less money down so you can utilize leverage optimally- Are curious about using a second home loan for investing- Want to explore financing options for Short Term rentalsThen watch this informative replay of our podcast, where we go over the intricacies of Second Home loans for investing in STRs with Parker Bor...2024-05-0629 min
Physicians and PropertiesBuilding Generational Wealth in Real Estate with Dr. Param Baladandapani🎙️ Welcome back, savvy listeners!Are you ready to transform your investment strategy and achieve long-term success? Ever wondered how real estate could unlock the doors to financial freedom and lifestyle flexibility?Join us on the Physicians and Properties Podcast as we sit down with Dr. Param Baladandapani, a radiant figure in the physician real estate investment community.Dr. Param, a specialized radiologist and the visionary behind Generational Wealth MD, has charted a phenomenal path through medicine and real estate. Known for her strategic prowess and heartfelt commitment to family and philanthropy, she h...2024-05-0143 min
Real Estate Hustlers with Josh Appelman10x Your Financial Freedom with Parameshwari Baladandapani | Episode 107🔥On this Real Estate Hustlers Podcast episode Param Baladandapani is a Radiologist in Southern California who while working full time and raising two young kids built a multi-million dollar real estate portfolio that helped her become financially independent at 41 following which she quit her full-time position in medicine. She is the Founder & CEO of GenerationalWealthMD & GW Capital where she has helped thousands of physicians accelerate toward financial freedom through her coaching program and syndication opportunities. She has over a decade of real estate experience investing in long-term and Short-term rentals, Apartments, and development projects in multiple domestic and international mar...2024-04-2428 min
Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, MoneyDr. Param Baladandapani's Journey from Debt to Diversified WealthOnce a radiologist content with the traditional path to retirement, Dr. Param encountered unforeseen challenges that shifted her perspective and led her to the world of real estate. Her candid recounting of the obstacles faced and the subsequent realization that real estate could offer a more robust and resilient path to financial independence is both inspiring and educational. Dr. Param’s deep dive into the nuances of real estate syndication, from understanding market dynamics to evaluating deals and sponsors, provides listeners with a comprehensive guide to navigating the often-intimidating realm of real estate investment. You’ll e...2024-04-121h 02
How Did They Do It? Real EstateSA931 | Financial Independence, Early Retirement, and Passive Investing with Param Baladandapani, MDIf you’re a high-income physician or a professional in any field looking to make your life more passive, retire early, and make more time for the things that really matter in your life, Dr. Param Baladandapani is here to share how you can accelerate your way to your goals!Dr. Param shares the strategies in real estate that made her achieve financial independence, her perspectives toward passive investing and retirement, and some resources that will help fast-track your success. Don’t miss this meaningful discussion and make the best decision for your future today!...2024-04-1028 minGenerational Wealth MDHow I made my first million in Real estateHow I made my first million in Real estate: 2021 was the year I made my first million in real estate - It wasn’t easy but it was simple! 90% of millionaires in this country are through owning real estate - I am not special If you want to learn the: Strategies I used;Breakdown of actual numbers;& insights into how you can do the same in the current economic cycle.Let's get started!So enjoy, and please consider subscribing and liking t...2024-03-0419 min
Finance for PhysiciansFeeling Trapped? 3 Steps To Break The Golden Handcuffs Or Your Hospital SalaryIn speaking to hundreds of doctors a month, it's obvious that many feel trapped by their hospital salary, and that can lead to burnout, but it doesn't need to be this way!That's why we went back into our past episodes to give you 3 examples of physicians like you who have broken free of the golden handcuffs put on them by hospitals.
You'll see that they each had 3 commonalities:
There was an "AHA!" moment when their priorities shifted. For these 3 physicians, it coincided with the birth of a child (not always the first), but...2024-02-1354 min
Real Estate Investing For Medical ProfessionalsLimited Beliefs- Limited WealthWelcome to the Viking Capital podcast where we dive deep into uncovering the subtle yet powerful barriers that hinder your path to wealth. Join us as we explore the world of limiting beliefs and how they shape our financial realities. In this episode, our special guest Dr. Param Baladandapani (Pa-rem) sheds light on the impact of these beliefs and provides practical strategies for overcoming them.2024-02-0837 min
Generational Wealth MD3 Steps to Make Your Fortunes During the Upside of This Downturn3 Steps to Make Your Fortunes During the Upside of This DownturnIf the high interest rates and talk of recession has kept you on the sidelines, and you are waiting to jump into the market when the timing is right, know that it’s never that simple! Most humans are poor investors- our emotions invariably get in the way. To really Participate in the upside of this downturn, you need to learn to Use market Psychology to your advantage!Join me as I talk about how you can train yourself to be G...2024-01-3027 min
Generational Wealth MDFinancial Goal Mapping for 2024It’s the beginning of a brand new year, new possibilities, fresh starts, and the perfect time to reset old patterns.If you’re all revved up to take your finances to the next level in 2024, really work towards growing meaningful passive income and accelerating to financial freedom but...Don't know where to start? Are confused about your best next step?Are overwhelmed by the plethora of options out there..Join me as I go over:The 1 shift that will have the greatest impact on your passive income in 20245 steps to build your Financial Roadm...2024-01-1528 min