Shows
Ditch the Suits - Your Money, Your LifeMarket Crashes. Now What? - EP. 168In this episode, Travis and Steve discuss how to navigate market volatility, emphasizing the importance of understanding market corrections and crashes. They explore strategies for profiting during downturns, including Roth conversions and identifying investment opportunities. The conversation highlights the wisdom of Warren Buffett, encouraging listeners to view market fluctuations as "opportunities rather than threats."Key TakeawaysMarket volatility can be leveraged for profit.Understanding the difference between market corrections and crashes is crucial.Market resets can create buying opportunities.Roth conversions during market downturns can maximize tax benefits.Investors should focus on the value...2025-05-2024 min
Ditch the Suits - Your Money, Your Life4 Common Tax Reduction Mistakes - EP. 167In this episode, Travis and Steve delve into the complexities of taxation, focusing on common mistakes individuals make regarding tax reduction strategies. They discuss the difference between tax loopholes and traps, the concept of tax loss harvesting, and the risks associated with market timing. The conversation also covers the implications of deferring income taxes, the challenges of capital gains, and the strategic use of the zero percent tax bracket. Together, Travis and Steve emphasize the importance of understanding tax rules to avoid costly mistakes and maximize financial outcomes.TakeawaysUnderstanding the difference between tax...2025-05-1337 min
Ditch the Suits - Your Money, Your LifeAn Inside Look at Financial Planning at S.E.E.D. Planning Group - EP. 166We're diving deep into the world of financial planning with our awesome guest, Jeff Chase! Jeff is Vice President of Financial Planning and a Senior Wealth Manager at S.E.E.D. Planning Group.This episode shines a spotlight on the critical importance of choosing not just a financial planner, but the right firm that supports them. We discuss how organizations can make or break your financial journey, focusing on the concept of "bench strength"—essentially, what happens when your go-to planner is unavailable or out of the office. Plus, we’ll explore the evolution of f...2025-05-0629 min
Ditch the Suits - Your Money, Your LifeThe Business of Financial Planning - EP. 165Today, we're diving deep into the nitty-gritty of what makes a financial planner the "real deal." Our special series guest, Jeff Chase, VP of Financial Planning and Senior Wealth Manager at S.E.E.D. Planning Group is back with us, and together we're about to drop some insights that’ll help you see through all the shiny sales pitches out there. We’re breaking down the art of financial planning and why it’s not just about throwing money at investments and calling it a day. Instead, it’s about crafting a tailored strategy that considers everythi...2025-04-2933 min
The One Big Thing with Steve CampbellFrom Waiting to Winning with Kristen CampbellIn this powerful and deeply personal episode, I had the opportunity to reconnect with a longtime friend, Kristen Campbell - a collegiate volleyball player turned mentor, nonprofit leader, and now founder of her own business. Kristen opens up about the highs and lows of her journey: from feeling on top of the world in her career, to walking through the heartbreak of infertility and burnout, and ultimately taking a bold leap of faith into entrepreneurship.Kristen shares how her unshakable faith and gift of encouragement have guided her through seasons of waiting, disappointment, and transformation...2025-04-231h 03
Ditch the Suits - Your Money, Your LifeChange is Needed in the Financial Industry - EP. 164Our special guest, Jeff Chase, Senior Vice President of Financial Planning at S.E.E.D. Planning Group, is back! In this episode, we're diving deep into financial planning and exposing financial advisors and professionals who might be more about sales than sound advice.We'll break down how to distinguish experienced, qualified financial planners from those who are just in it for the commission—because when it comes to your financial future, you deserve a true professional, not just a salesperson.We discuss how to find someone who’s not only got your back but also...2025-04-2231 min
Ditch the Suits - Your Money, Your LifeGetting to Know Jeff Chase Sr VP, Financial Planning - EP. 163Navigating the world of financial advising can feel like wandering through a maze blindfolded. Not every financial advisor is created equal—some have the credentials and expertise, while others just have the title. So, how can you tell the difference?In this brand-new four-part series, we’re joined by Jeff Chase, Senior Vice President of Financial Planning at S.E.E.D. Planning Group. Together, we're pulling back the curtain on the financial advising industry and trying to help you better identify and spot the real deal when it comes to working with a financial professional. To...2025-04-1525 min
Ditch the Suits - Your Money, Your LifeAre the Markets Rigged? - EP. 162Have you ever felt like the stock market is rigged against you? Well, you’re not alone in that sentiment, but we’re here to pull back the curtain and show you that it’s all about understanding the rules of the game.Throughout the episode, we argue that many investors are distracted by the flashy allure of 'instant wealth' while ignoring the real strategies that could lead to sustainable success. We illustrate how knowledge and strategy can turn the tables. The conversation weaves through the emotional rollercoaster of investing, debunking the idea that markets are in...2025-04-0840 min
Ditch the Suits - Your Money, Your LifeA Guide to Buying Investments - EP. 161Ever feel like the investment world is just one big emotional rollercoaster? Well, you’re not alone! We’re diving into the nitty-gritty of why the average investor is at a serious disadvantage and how to flip the script. We kick things off by addressing the emotional rollercoaster that is the stock market, likening it to an emotional teenager throwing tantrums over price fluctuations. It’s all about understanding that while the market might be throwing a fit, we don’t have to join the chaos. We dive deep into the common pitfalls that trap everyday investors, highligh...2025-04-0135 min
Ditch the Suits - Your Money, Your LifeWhy Investing is Boring - EP. 160Would you like your investments to have more good days than bad days? Are you tired of logging in and seeing your investment account balances dropping? Why does the stock market feel like an emotional teenager throwing tantrums and making drama? Well, that's what we're diving into today!We’re breaking down how the ups and downs of your investments mirror the wild mood swings of adolescence—think mood swings but with dollar signs. Between the media's sensational headlines and our natural urge to know “why,” we often find ourselves spiraling into panic mode. We’re here to...2025-03-2535 min
Ditch the Suits - Your Money, Your LifeWhat Is The Estate Attorney's Job - EP. 159This episode dives into why teaming up with a competent attorney is essential for your financial well-being, especially when it comes to estate planning. We’ve got our go-to legal expert, Kristen Luce, Partner at Coughlin and Gerhart LLP, back in studio to share how the right attorney can make all the difference in ensuring your assets are handled according to your wishes. We chat about the importance of communication, transparency, and doing your homework when choosing legal professionals—because let’s be honest, nobody wants to leave their loved ones tangled in a legal mess. Ask those...2025-03-1847 min
Ditch the Suits - Your Money, Your Life$17.5 Million for Potentially Misleading Statements about ESG Investing - EP. 157We’re diving deep into the world of trust (or lack thereof) in the financial services industry! This episode is all about how trust in your financial advisor should be more than just a warm fuzzy feeling; it needs to be backed by proactive planning and accountability. We'll break down two compelling cases: one involving a major investment firm hit with a $17.5 million civil penalty for allegedly making misleading statements about its ESG-focused investments, and another where an advisor orchestrated a Ponzi scheme to deceive clients.📢 We Want Your Input! Take our quick two-question survey here...2025-03-0431 min
Ditch the Suits - Your Money, Your LifeTop Quality in a Financial Advisor – Trust or Performance? - EP. 156In this special episode of Ditch the Suits, Travis and Steve break down the results of a recent survey that asked 1,000 investors working with financial advisors: What matters more—trust or performance?Should it be just one thing or a combination? Don’t you deserve to work with someone who you can both trust not to rip you off and expect performance from? Join us as we challenge the status quo and discuss why clients should raise their expectations.Key takeaways from the survey:🔹 Why 72% of investors prioritize trust over performance🔹 How proact...2025-02-2540 min
Ditch the Suits - Your Money, Your LifeWhat Are Your Estate Planning Options - EP. 155Jess Blake, Certified Trust and Fiduciary Advisor and Senior Wealth Manager at S.E.E.D. Planning Group returns for the last episode in this series to help clarify the common misconception that estate planning is only necessary for the wealthy or elderly. We engage in a lively debate, dispelling these myths and emphasizing that anyone over 18 with any form of asset should consider an estate plan. The discussion highlights the critical role of power of attorney documents and how vital they are, especially when the unthinkable happens. Jess recounts real-life situations where families were...2025-02-1835 min
Regenerative Ag Stories on the Grazing Grass Podcast157. The Art of Breeding Grass-fed Cattle with Steve CampbellIn this episode of the Grazing Grass Podcast, esteemed cattle consultant Steve Campbell shares his remarkable journey from a stocker cattle manager to a leading figure in grass-finished beef production. Following a life-altering leg injury in 1999, Steve's career took a transformative path as he embraced regenerative practices, heavily influenced by the Stockman Grass Farmer magazine. His expertise in optimizing grass and mineral content has led to groundbreaking methods for disease prevention, such as eliminating pink eye and foot rot. Steve's commitment to sustainable cattle management, along with his innovative approach to genetic and epigenetic cattle selection, makes this episode...2025-02-121h 05
Ditch the Suits - Your Money, Your LifeUnleashing Clients - EP. 153In this episode, we dive into estate planning with Jessica Blake, a Senior Wealth Manager and Certified Trust and Fiduciary Advisor (CTFA) at S.E.E.D. Planning Group. Jessica shares real-life insights from working with clients every day, shedding light on the critical mistakes people make that can jeopardize their financial legacy.We explore why estate planning is often overlooked, how proper planning can prevent financial disaster, and why working with the right advisor makes all the difference. Jessica and the team discuss how financial planning goes beyond numbers—it’s about creating a life that alig...2025-02-0428 min
The One Big Thing with Steve CampbellThe $2 Million Mistake That Changed Chick-fil-A Forever with ex-Marketing Officer Steve RobinsonSteve Robinson, the former chief marketing officer of Chick-fil-A, shares his incredible journey of building one of the most recognized brands in America while emphasizing the importance of faith and purpose in both business and life. Through his candid reflections, he discusses the lessons learned from a $2 million marketing blunder early in his career, which led to a transformative shift in how Chick-fil-A approached branding—moving away from discounts to focusing on value and customer experience. Robinson highlights the significance of having a clear mission statement and how applying biblical principles can guide decision-making and fo...2025-01-2945 min
Ditch the Suits - Your Money, Your LifeThe Unleashed Fiduciary - EP. 152This episode of the Ditch the Suits focuses on the critical importance of estate planning and the common mistakes people make in this area. Travis and Steve welcome Jessica Blake, a Senior Wealth Manager and Certified Trust & Fiduciary Advisor (CTFA) from S.E.E.D. Planning Group, with extensive experience in estate planning, to share her insights. They discuss what constitutes an adequate estate plan and debunk the misconception that it's merely about having a will or life insurance. Jessica emphasizes the value of understanding the intricacies of estate planning, including tax implications and the...2025-01-2833 min
Ditch the Suits - Your Money, Your LifeFinancial Advice, Rip Off Alert - EP. 151Understanding your personal finances means treating them like a business, and that's exactly what this episode of Ditch the Suits emphasizes. Travis and Steve dive into the importance of recognizing yourself as the boss of your financial situation, encouraging listeners to engage with financial advisors as if they were hiring employees. They discuss the pitfalls of over-reliance on financial professionals who may not have your best interests at heart, and how to spot red flags in the financial services industry. Throughout the conversation, they highlight the necessity of being proactive and informed, ensuring...2025-01-2137 min
Ditch the Suits - Your Money, Your LifeReal People, Real Financial Advice - EP. 150In our last episode, we did a status check on the state of the financial advice industry. We discussed that the term financial advisor is meaningless and how you can get more information on any potential financial advisor or firm you may consider working with. This episode is an open conversation about some of our experiences helping people find real value via financial planning.This episode of Ditch the Suits dives deep into the true value of financial planning and the importance of working with a fiduciary financial planner. We share experiences from our combined 25+...2025-01-1427 min
Ditch the Suits - Your Money, Your LifeShould You Do Business with a Financial AdvisorHave you ever thought “should I work with a financial advisor” or if you already do, “do I need a second opinion?” Or maybe, “aren’t all financial advisors the same?” In this episode you’ll get the answer to these questions and more as we dig into the state of the financial advisor industry.Should you hire a financial advisor? This question lies at the heart of the latest discussion on the Ditch the Suits podcast, where hosts Travis and Steve peel back the layers of the financial services industry. They explore the different types of financial...2025-01-0745 min
Ditch the Suits - Your Money, Your LifeHoliday Message from Travis and SteveThe holiday season brings a unique blend of reflection and anticipation for us on the Ditch the Suits podcast. In this episode, we take a moment to appreciate our journey over the past year, celebrating a remarkable 34% growth in listenership. We’re excited to share updates to our content strategy, including guest interviews and deeper dives into key topics, to offer varied insights from active professionals in financial planning.A central theme of this discussion is the significance of personal connections during this busy time. We explore how financial planning should never come at the expense of me...2024-12-3117 min
Ditch the Suits - Your Money, Your LifeDitch the Suits Podcast - A Year In ReviewJoin us as we dive into a comprehensive recap of the past year's highlights from our Ditch the Suits podcast. This episode reflects on the critical financial insights we've shared, focusing on the importance of understanding your money in the context of life and personal fulfillment. From navigating estate planning to tackling the complexities of bonds, we explore how our discussions have aimed to empower listeners with practical knowledge for their financial journeys. We also address the impact of current events, such as corporate profits and election cycles, on personal finance, emphasizing the...2024-12-2438 min
Ditch the Suits - Your Money, Your LifeYou Are Worth It. Don’t Disinherit Yourself When You Lose Your Significant Other.This episode of the Ditch the Suits Podcast dives deep into the emotional and financial complexities that arise after losing a loved one.. Co-hosts Travis Maus and Steve Campbell emphasize the importance of taking time to grieve and not rushing into decisions, advocating for a thoughtful gap analysis to assess financial needs and future goals. They explore the potential emotional burdens tied to property ownership and the responsibility that comes with selling, particularly the concern for future buyers. The conversation highlights the necessity of understanding the intention behind financial decisions made by the deceased, ensuring...2024-12-1733 min
Ditch the Suits - Your Money, Your LifeRebuilding Life After DeathThis episode of the Ditch the Suits Podcast explores the profound challenges of rebuilding life after the loss of a loved one. It focuses on both the emotional and practical decisions that arise in the wake of such a life-altering event.A show follower asked Travis and Steve about their experience managing a family farm after losing a partner while also navigating the responsibility of caring for a mother who wants to remain nearby. Recognizing that many people may face similar struggles, Travis committed to dedicating two full episodes to help others navigate life after...2024-12-1040 min
Ditch the Suits - Your Money, Your LifeTax Deductions – How to Get More!This episode of Ditch the Suits Podcast delves into the intricate world of financial planning, particularly as the year draws to a close. Hosts Steve Campbell and Travis Maus discuss practical actions that individuals can take before the end of the year, emphasizing the importance of understanding capital gains and the potential benefits of tax loss harvesting. The discussion highlights the distinction between short-term and long-term capital gains and the associated tax implications, guiding listeners to make informed decisions about their investments. Moreover, they introduce charitable giving strategies, such as Qualified Charitable Distributions (QCDs) and...2024-12-0338 min
Ditch the Suits - Your Money, Your LifeROTH Conversions, 401k Strategies, and Income Tax PlanningThis episode of the Ditch the Suits podcast gives practical financial insights that can significantly impact your money management strategies. Steve Campbell and Travis Maus emphasize the importance of completing a personal tax assessment, which acts as a mock tax return to identify potential opportunities and gaps in your financial planning. They also discuss the critical need to revisit your 401(k) contribution strategy, highlighting the risks of overfunding and underfunding these accounts. The conversation touches on the benefits of Roth conversions, particularly for those who may find themselves in higher tax brackets in...2024-11-2639 min
Ditch the Suits - Your Money, Your LifeEffective Budgets and Income Sourcing PlansThis episode focuses on practical financial strategies for preparing for the end of the year and setting yourself up for success in the coming year. Travis and Steve discuss the importance of revisiting your budget, emphasizing that it should be a flexible tool rather than a rigid constraint. They introduce the concept of an income-sourcing plan for those approaching retirement, highlighting how to draw from various accounts to optimize tax efficiency effectively. Additionally, they reveal the hidden benefit of receiving extra paychecks throughout the year, which can be leveraged for debt reduction or...2024-11-1939 min
Ditch the Suits - Your Money, Your LifeHidden Costs of a High SalaryIn this episode of Ditch the Suits, Steve Campbell and Travis Maus discuss the hidden costs of a high salary. They emphasize that financial freedom is more than just money and that stress and anxiety can lead to an unfulfilled life. The conversation explores whether a high salary equates to job satisfaction and personal happiness, the importance of considering the benefits package, and the possibility of making more money by earning less salary. They also discuss the impact of geography on salary and the need to reframe the conversation around salary and future...2024-11-1225 min
Ditch the Suits - Your Money, Your LifeMajor Mistake When Selling a House or BusinessIn this episode of Ditch the Suits, Steve Campbell and Travis Maus discuss the mistakes people make when selling a house or a business. They highlight the concept of anchoring bias, where individuals become fixated on a specific number and are unwilling to consider other options. They provide examples of how this bias can lead to financial losses and missed opportunities. The conversation covers the importance of considering the broader context, such as taxes, terms of the deal, and opportunity costs. Together, they emphasize the need for a comprehensive understanding of the numbers...2024-11-0529 min
Ditch the Suits - Your Money, Your Life2024 Proposed Tax Policy Grab Bag (Part 2)Part 2 of the Proposed Tax Policy Grab Bag delves into the potential repercussions of proposed tax legislation that could significantly impact wealth creation and financial mobility, particularly for middle-class individuals and small business owners. We discuss how changes to capital gains taxes, eliminating the step-up basis at death, and increased taxes on stock buybacks could lead to double taxation and hinder economic growth. We emphasize the importance of understanding these complex tax policies, as they may affect not only those in high-income brackets but also everyday Americans striving for financial stability. Our conversation...2024-10-2947 min
Ditch the Suits - Your Money, Your Life2024 Proposed Tax Policy Grab Bag (Part 1)This episode delves into the potential impact of proposed tax policy changes that could significantly affect Americans, particularly those making over $400,000, and the broader implications for everyday citizens. We discuss how these tax changes, including increases on capital gains and the introduction of new taxes, may not only target high earners but could also trickle down to the average person in various ways. We emphasize the importance of understanding that tax policies can influence the economy as a whole, affecting prices and investment opportunities. We also highlight the misconception that only the wealthy will bear...2024-10-2235 min
Ditch the Suits - Your Money, Your LifeThe Financial Doomsday of an Unrealized Capital Gains TaxThis episode into the controversial proposal of taxing unrealized capital gains, a measure that could have far-reaching consequences for individuals and the economy at large. Hosts Steve Campbell and Travis Maus break down the implications of such a tax, emphasizing that it not only targets the ultra-wealthy but could also negatively impact everyday Americans. They discuss how taxing assets that have not been sold creates a precarious situation where individuals might be forced to liquidate holdings to pay taxes on hypothetical gains, potentially destabilizing markets and affecting job security. The conversation highlights the ripple effects...2024-10-1535 min
Ditch the Suits - Your Money, Your LifeThe Nightmare of Taxing Unrealized Capital GainsWe continue our series by taking a critical look at the proposed taxation of unrealized capital gains, a topic that has stirred considerable debate among financial experts and policymakers. We initiate the conversation by defining unrealized gains—the increase in value of an asset that has not yet been sold—and how the proposed tax would apply primarily to individuals with substantial wealth, specifically those with assets exceeding $100 million. We argue that while the tax might seem targeted at the ultra-wealthy, its implications could have far-reaching effects on the economy and individuals across various financial brackets.We...2024-10-0830 min
Ditch the Suits - Your Money, Your LifeSurprise Effects of Increasing Corporate Taxes**We are pausing our current series to bring you five timely episodes surrounding suggested new tax policies**In this new series, we delve into the complexities of corporate taxation and its implications for individual investors. We argue that while raising taxes on corporations may seem like an attractive solution for increasing government revenue, the actual burden often trickles down to shareholders, employees, and consumers. This episode highlights the intricate flow of money through corporations, emphasizing that corporations are not standalone entities but rather integral components of the economy that directly impact personal finances. By increasing...2024-10-0136 min
Ranching Reboot#186 Mind-Blowing Animal Nutrition Techniques That Will Revolutionize Your Ranch #61 Re-release with Steve CampbellIn this episode, Steve Campbell from Tailor Made Cattle
Company joins the Ranching Reboot podcast to explore innovative, regenerative ranching techniques focused on mineralizing cattle. The discussion emphasizes the use of natural minerals like Redmond salt and mineral water to enhance
cattle health and productivity. Steve shares insights into addressing common
cattle ailments such as pink eye, foot rot, and scours through natural
solutions and highlights historical and scientific supports for mineralization.
The episode also discusses optimal cattle health and breeding strategies,
including feeding practices, fertility indicators, and the relationship between
horn and hair quality. Engaging with sustainable practices...2024-09-301h 47
Ditch the Suits - Your Money, Your LifeWhy Your Net Worth Is The Wrong Number To TrackIn this episode of the Ditch the Suits podcast, Steve Campbell and Travis Maus discuss why net worth is the wrong number to track for financial freedom. They emphasize that financial freedom is not just about money, but also about living a fulfilling life free from stress and anxiety. They explore why people stress about the volatility of their net worth and the value of their future estate. Travis explains that people's fixation on net worth is rooted in social pressure and the misconception that it determines their worth and flexibility. They also...2024-09-2426 min