Look for any podcast host, guest or anyone
Showing episodes and shows of

Peter D'Angelo

Shows

The Pulse and PerspectiveThe Pulse and PerspectiveUpdate 07/31/2025: Fed Freeze, Historic Dissent & a Sub-7% Mortgage Window📈 This week on The Pulse and Perspective, host Peter D’Angelo unpacks a blockbuster Fed meeting that delivered zero rate movement—but plenty of drama. Two governors broke ranks for the first time since 1993, voting for an immediate cut. What does that rare dissent mean for September’s decision and your borrowing costs?🏠 Meanwhile, 30-year mortgage rates are hovering just under 7 percent—the lowest band of 2025 so far—and applications have already jumped nearly 10 percent. National inventory is up 17 percent year-over-year, yet one in three sellers is slashing prices to lure buyers. Is the leverage finally shifting?📰 Peter bre...2025-07-3114 minThe Pulse and PerspectiveThe Pulse and PerspectiveMortgage Monday: How Much Down Payment Do You Really Need in 2025?Think you need 20% down to buy a home? Think again. In this “Did You Know” segment of The Pulse and Perspective, Pete D’Angelo breaks down exactly what down payments look like in today’s market—by loan type, property type, and buyer profile. Whether you’re a first-time buyer, real estate investor, or just planning your next move, this episode clears up common myths and uncovers powerful options you may not know about.Pete walks through minimum requirements for conventional, FHA, VA, USDA, and non-QM loans—and explains why 3% down might actually be your best move (or your worst...2025-07-2913 minThe Pulse and PerspectiveThe Pulse and PerspectiveUpdate 07/24/2025: Mortgage Rates Steady, But Is New Jersey Headed for a Buyer’s Market?This week on The Pulse and Perspective, Pete D’Angelo breaks down the latest New Jersey mortgage and housing data—and it’s all about balance. Are we finally seeing cracks in the long-standing seller’s market? With inventory barely ticking up and rates holding firm between 6.78%–6.85%, buyers may find new negotiating power in some towns across the Garden State. Pete also zooms out to cover national trends: builders are cutting prices, expired listings are on the rise, and 22 straight weeks of mortgage app growth tell a story of buyer demand that just won’t quit.Plus, what’s next...2025-07-2414 minThe Pulse and PerspectiveThe Pulse and PerspectiveUpdate 07/17/2025: NJ Prices Surge as Inflation Bites—What Buyers & Sellers Need to Know NowNew Jersey’s real estate market is defying national trends—again. In this week’s episode of The Pulse and Perspective, host Pete D’Angelo dives into scorching home prices across the state, including a jaw-dropping 31.7% jump in Newark, even as inventory rises. Are these gains sustainable?We break down the hyper-local dynamics driving unexpected growth in places like Union County and Jersey City, while other areas like Englewood begin to soften. Pete also unpacks the updated New Jersey Mansion Tax rules—and shares a clever negotiation tactic buyers can use right now.Then we zoom out t...2025-07-1717 minThe Pulse and PerspectiveThe Pulse and PerspectivePERSPECTIVE: $1.7M in 22 Days – Inside Wayne’s Hottest Home Sale with Joe CharlesWhat does it take to sell a $1.7 million home in just 22 days in one of New Jersey’s most competitive markets? In this episode of The Pulse and Perspective, Pete D’Angelo sits down with Joe Charles, local real estate expert and rising voice in the North Jersey market, for a deep dive into the story behind 38 Birchwood—the highest home sale in Passaic County for June.Joe breaks down the strategy behind soft-listing a home, design decisions that created warmth in a 4,200 sq. ft. luxury build, and the community-centered philosophy that made this new construction project stand...2025-07-1449 minThe Pulse and PerspectiveThe Pulse and PerspectiveHow Inflation and a Credit Score Overhaul Could Reshape Homebuying in 2025In Part Two of this week’s update, Pete D’Angelo dives deep into the real inflation story—and why the Fed’s path to 2% may hit a dead end without lower interest rates. 📉 He walks through the PCE vs CPI debate, breaks down the persistent pressure from shelter costs, and delivers sharp insight into what’s really holding inflation up.Then, Pete unpacks a game-changing shift in credit scoring: the new VantageScore 4.0 rollout by Fannie Mae and Freddie Mac. With rent, utilities, and telecom bills now factored in, 13 million more Americans could enter the homebuying pool. 🏠 Is this the boos...2025-07-1115 minThe Pulse and PerspectiveThe Pulse and PerspectiveUpdate 07/10/2025: New Jersey Housing Market Hits Turning Point—Is a Buyer’s Market Emerging?This week on The Pulse and Perspective, Pete D’Angelo breaks down New Jersey's shifting real estate dynamics with fresh July data. 🏡 Median home prices are up 5% YoY, but cracks are forming: 1 in 3 homes are now selling below asking, and expired listings are rising fast. Pete explores how buyer fatigue, global uncertainty, and seller mispricing are converging to create new openings for savvy buyers. Plus: mortgage rate trends, refinance insights, and the real-time pulse on adjustable-rate mortgages.Whether you're a buyer, seller, or agent, this episode arms you with the data and strategy you need to navigate the m...2025-07-1014 minThe Pulse and PerspectiveThe Pulse and PerspectiveUpdate 07/03/2025: New Jersey Mansion Tax Shake-Up & Mid-Year Market MomentumBig changes are here for New Jersey real estate! In this special 4th of July week episode, Pete D'Angelo breaks down the sweeping update to the NJ Mansion Tax—what it means for sellers, the new tiered rates, and why it’s sparking a last-minute rush to close before the July 10th deadline.Then, it's halftime for 2025! Pete reviews the major housing trends so far this year: record-high median prices, rising inventory, and signs of softening demand. Plus, hear his projections for the rest of the year, including why moderating rates may boost buying power—and why volati...2025-07-0321 minThe Pulse and PerspectiveThe Pulse and PerspectiveUpdate 06/28/2025 Pt. 2: Why the Fed Must Cut Rates to Hit 2% InflationIn Part 2 of this week’s update, Pete D’Angelo dives headfirst into the most overlooked—and potentially decisive—factor behind inflation: shelter costs. Could the very metric used to measure inflation be the bottleneck preventing it from falling further? Pete builds a compelling case that without lower interest rates, the Fed simply can't achieve its 2% target.We break down how shelter inflation distorts CPI readings, what the data says about owners’ equivalent rent, and why the lock-in effect is sabotaging supply. Plus: 🔹 The real-time split inside the Fed on upcoming rate cuts 🔹 How to use the summer mar...2025-06-2717 minThe Pulse and PerspectiveThe Pulse and PerspectiveUpdate 06/26/2025 Pt.1: Mortgage Rates Dip, Housing Market Shifts & Inventory SurgesMortgage rates just dropped below 6.8% 📉 and summer housing momentum is heating up 🔥. In this episode of The Pulse and Perspective, Peter D’Angelo breaks down what the latest rate changes, borrower activity, and surging inventory mean for buyers, sellers, and the broader real estate market.We unpack the newest data from the Mortgage Bankers Association and the National Association of Realtors, exploring regional trends, affordability shifts, and why stable—not necessarily low—rates are key for long-term growth. Plus, a surprising dip in new construction permits and what that signals for the months ahead 🏘️.Whether you're house hunt...2025-06-2715 minOn-Air with Dr. PeteOn-Air with Dr. PeteStrength Training Coach Angelo Gingerelli Shares His Insightful Training TipsSend us a textToday Dr. Pete sits down with a long time friend & colleague- Angelo Gingerell- the strength and conditioning coach at Seton Hall helping thousands of Division 1 Athletes for the last 20 years become successful in the very competitive Big East Conference. Angelo is also an adjunct professor, a published author and he serves on the New Jersey State Directory of the National Strength and Conditioning Association (The NSCA).Learn more about Angelo here: https://www.amazon.com/stores/author/B09G3F5NKC/allbooks?ingress=0&visitId=960e705c-856f-4f07-af3f...2025-06-2729 minThe Pulse and PerspectiveThe Pulse and PerspectiveUPDATE 6/5/2025: Is the Market Cooling or Just Catching Its Breath?Mortgage rates tick down, but affordability remains a hurdle! 🏡 This week on Mortgage, Markets, and More, Peter D'Angelo breaks down why a drop in mortgage applications isn't the full story. From cooling buyer demand to rising inventory across New Jersey—especially hot spots like Monmouth County and Jersey City—this update dives into how shifting psychology, longer commutes, and adjustable-rate mortgages are reshaping buyer behavior. 💼🔥Plus, Peter hints at an exciting new chapter for the show. A rebrand is coming, and it starts with fresh interviews and broader conversations. Don’t miss this pivotal update as we head into a pot...2025-06-0516 minThe Pulse and PerspectiveThe Pulse and PerspectiveInventory Rising, Sales Falling: Is April 2025 the Market’s Breaking Point?April’s housing data tells a complex story: inventory is at a five-year high, sales are slipping, and home prices continue to defy gravity—at least for now. In this week’s episode of Mortgage, Markets, and More, Peter D’Angelo breaks down the latest NAR report and what it means for buyers and sellers heading into summer.National trends reveal persistent affordability pressures and regional price divergence, while New Jersey’s market shows both strength and subtle signs of softening. With more first-time buyers entering and investors pulling back, is the tide finally turning?Plus: Why...2025-06-0218 minThe Pulse and PerspectiveThe Pulse and PerspectiveUPDATE 5/29/2025: Rates Dip, Confidence Jumps, and Inventory Surges: Is the Market Finally Balancing Out?Mortgage rates just slipped below 7%—but is it enough to jolt the market? In this week’s episode of Mortgage, Markets, and More, Peter unpacks a surprising surge in consumer confidence, the highest housing inventory levels in nearly six years, and what these shifts could mean for buyers and sellers alike. 🏠📉We break down the psychological impact of dipping below the 7% rate threshold, explain why Northeast and Midwest markets are still behaving like outliers, and explore what’s driving a cautious optimism among consumers. Plus, with the Fed holding steady, what’s next for policy and inflation?🔍 Get the...2025-05-2914 minThe Pulse and PerspectiveThe Pulse and PerspectiveMoody’s Shocker Sends Mortgage Rates Soaring: What It Means for Buyers NowMortgage rates are back above 7%—and Moody’s U.S. credit downgrade is the culprit. In this week’s Mortgage, Markets, and More, Peter DeAngelo breaks down why rates jumped, how bond yields are reacting, and what this means for buyers navigating today’s volatile market. 📉📈We also zoom into the New Jersey housing market, where inventory is climbing and prices are still rising. Learn why this rare window of buyer opportunity may close fast and what Fed policy could mean for affordability moving forward.#MortgageRates #BondMarket #MoodySDowngrade #RealEstateTrends #HousingAffordability #FedWatch #InterestRates...2025-05-2322 minThe Pulse and PerspectiveThe Pulse and PerspectiveFrom Offer to Ownership: Mastering the Homebuying Journey (Part 2)You're under contract—now what? 🏡 In this action-packed episode of Mortgage, Markets, and More, Peter D'Angelo takes you from making the offer all the way to getting your keys! Learn the critical steps: earnest money, inspections, appraisals, underwriting, closing day, and essential post-closing tips. ⚡ Whether you're buying your first home or just need a refresher, this episode is packed with insider knowledge to make you a confident homeowner. #HomeBuying #MortgageTips #FirstTimeHomeBuyer #ClosingDay #RealEstate101 #MortgageMarketsAndMoreWatch this episode on Youtube!Interested in getting Pre-Approved? Submit your Pre-Approval inquiry here!Interested in your Refinance options? Submit your Re...2025-05-1918 minThe Pulse and PerspectiveThe Pulse and PerspectiveWhy Good Inflation News Isn’t Lowering Your MortgageMortgage rates surged this week, with FHA loans seeing the biggest jump—and yes, even ARMs moved higher despite no Fed rate hike. So what gives? In this episode of Mortgage, Markets, and More, Peter DeAngelo breaks down the surprising reasons behind the rate spike, from sticky shelter inflation to investor anxiety over future tariffs and a cautious Fed. 📈💸We also take a deep dive into bond yields, market sentiment, and why even “cooling” inflation isn’t enough to ease interest rate pressure just yet. #MortgageRates #RealEstateMarket #Inflation2025 #BondYields #FedWatch #HomeBuyingTips #NewJerseyRealEstate #Tariffs #EconomicOutlook #HousingMarketTrendsWatch this...2025-05-1610 minThe Pulse and PerspectiveThe Pulse and PerspectiveFrom Dream to Doorstep: Your Ultimate Homebuying Game Plan (Part 1Ready to unlock the secrets to successful homebuying? 🏡 In part one of our two-part "Did You Know" series on Mortgage, Markets, and More, Peter D'Angelo breaks down the essential first steps — from setting your budget and boosting your credit, to securing pre-approval and finding your perfect agent. We’ll also explore smart house-hunting strategies that make the process less stressful and more exciting! 🚪💼Whether you're a first-time buyer or just need a refresher, this episode is packed with actionable tips to help you move confidently from dreaming about your next home to turning the key in the front door. S...2025-05-1213 minThe Pulse and PerspectiveThe Pulse and PerspectiveMortgage Rates Edge Higher, NJ Listings Surge: What Buyers Must Know NowMortgage rates crept higher again this week, with ARMs seeing a sharp jump 📈, and bond yields flashing warning signs about sticky inflation. Meanwhile, New Jersey real estate is heating up with a big inventory boost — especially in Hudson and Essex Counties! 🏡 In this episode of Mortgage, Markets, and More, Peter D'Angelo dives deep into why rates are stuck, what the Fed's "patience play" means for buyers, and why now could be the perfect storm of opportunity in key NJ markets. 💥Stay tuned for essential insights on navigating today’s volatile mortgage world and tips on timing your next big move...2025-05-0917 minThe Pulse and PerspectiveThe Pulse and PerspectiveSpring Stall or Soft Reset? What March 2025 Home Sales Really Say About the MarketMarch is usually the start of real estate’s spring surge—but this year’s numbers tell a different story. In this data-packed episode of Mortgage, Markets, and More, Peter D’Angelo breaks down the latest national and New Jersey housing stats, asking: is this just a slower start, or the early signs of a broader market shift? 🏡📉From record-high March prices and stubbornly low inventory to investor pullbacks and regional standouts (hello, Northeast!), we unpack what’s driving the numbers—and what it means for buyers, sellers, and real estate pros in Q2. Whether you're tracking the market nationa...2025-05-0719 minThe Pulse and PerspectiveThe Pulse and PerspectiveMortgage Meltdown? Not on Your Watch — The Ultimate Homebuying Do’s & Don’tsBuying a home? 🏠 Don’t let excitement turn into a financial disaster! In this Mortgage Monday episode of Mortgage, Markets, and More, Peter DeAngelo breaks down the critical do’s and don’ts of applying for a mortgage and buying a home—from prepping your credit score to avoiding deal-killing car loans 🚗 and emotional purchases 💔. Learn the insider tips that keep your approval on track, your budget in check, and your sanity intact.Plus, stick around for bonus refinance rules and why even “just switching jobs” could wreck your mortgage deal. This is the checklist every buyer wishes they had befor...2025-05-0514 minThe Pulse and PerspectiveThe Pulse and PerspectiveFalling Rates, Rising Hopes: Is This Your Moment to Buy?Mortgage rates are finally moving down 📉 — and Peter D'Angelo is here to explain why this shift could create a prime window for buyers! From a cooling labor market to signs of easing inflation, we break down the key economic data behind the recent rate drop and what it means for the weeks ahead. 🏡 Plus, Peter shares crucial insights on recession fears, Fed rate cut expectations, and the risks still lurking in the market. If you've been waiting for an opportunity, now might just be it!#MortgageRates #HomeBuying #RealEstateMarket #InterestRates #MortgageUpdate #HousingMarketNews #FedRates #EconomicTrends #BuyersMarket #PeterDAngeloWatch th...2025-05-0213 minThe Pulse and PerspectiveThe Pulse and PerspectiveAppraisal Secrets Unlocked: Waivers, Risks & Winning Buyer TipsWhat exactly is an appraisal—and could you skip it entirely? 🤔 In this Mortgage, Markets, and More episode, Peter D’Angelo breaks down everything you didn’t know you needed to know about home appraisals and waivers. Learn the difference between lender waivers and appraisal contingency waivers, how to qualify for one, and why skipping that $500 appraisal might just speed up your home purchase 🏡💨.Plus: pros, cons, insider lender tips, and a fun fact about how appraisal waivers saved U.S. borrowers over $150 million last year alone. Whether you're a buyer, agent, or just appraisal-curious—this one’s packed with must...2025-04-3014 minThe Pulse and PerspectiveThe Pulse and PerspectiveJersey Gold: The Best Places to Buy Your First Home in 2025Dreaming of owning your first home in New Jersey? 🏡 In this episode of Mortgage, Markets, and More, Peter D'Angelo breaks down the top towns for first-time buyers in 2025—where affordability meets opportunity. From waterfront developments in Carteret to the historic charm of Hightstown, we spotlight the NJ hotspots that deliver value, convenience, and commuter-friendly living.Plus, Peter dives deep into state and local grant programs that could save you $30K+ 💸, highlights low down payment loan options, and shares key trends shaping NJ’s housing market. Whether you're ready to buy or just starting to explore, this guide is your on...2025-04-2815 minThe Pulse and PerspectiveThe Pulse and PerspectiveRates on the Rise, Recession in the Air?Mortgage rates are creeping up again 📈—but it’s the bond market and recession chatter that are turning heads this week. In this Friday episode of Mortgage, Markets, and More, Peter D'Angelo unpacks the latest mortgage rates, a surprising drop in the 5/1 SOFR ARM, and the geopolitical tensions fueling market volatility. Plus, with inflation fears rising, unemployment ticking up, and investor sentiment shifting, what does it all mean for buyers, sellers, and the real estate market ahead?We also dive into the Treasury yield curve, inflation data, and why a 45% recession risk is raising eyebrows on Wall Street...2025-04-2512 minThe Pulse and PerspectiveThe Pulse and PerspectiveInventory Crunch in the Garden State: Winning in NJ’s Cutthroat 2025 MarketLow inventory, high demand, and soaring prices — New Jersey’s real estate market in 2025 is no joke. In this episode of Mortgage, Markets, and More, Peter breaks down why homes are moving lightning fast, how buyers can stay competitive, and what sellers must do to stand out. From multiple-offer madness to smart strategies for both sides of the deal, this deep dive into NJ's tight housing market gives you the edge you need to succeed.Whether you're trying to buy in Montclair or sell in Morristown, this is your survival guide for navigating one of the toughest mark...2025-04-2114 minThe Pulse and PerspectiveThe Pulse and PerspectiveTariffs, Trends & Treasury Twists: Why Mortgage Rates Aren’t Dropping FasterMortgage rates ticked down this week—but not as much as you'd expect. In this episode of Mortgage, Markets, and More, Peter breaks down the stubborn forces keeping rates higher despite cooling inflation, including surprise labor strength and those headline-grabbing tariffs. Dive into the bond market’s mixed signals, what the Fed is really watching, and how geopolitical uncertainty is keeping investors (and rates) on edge. 📉💼📊From 10-year yield volatility to the unexpected resilience in jobs data, this week’s update helps you cut through the noise and understand where mortgage rates might be headed next.#MortgageRate...2025-04-1811 minThe Pulse and PerspectiveThe Pulse and PerspectiveTariff Turbulence & Rate Rumbles: What’s Driving Mortgage Mayhem?Interest rates are on the rise again, and Peter's breaking down why. From volatile Treasury yields to new global tariffs fueling inflation fears, this episode of Mortgage, Markets, and More dives into what’s really driving the mortgage rate rollercoaster 🎢. We’ll also explore new lending guideline updates, rising delinquency trends, and a full breakdown of direct lenders vs brokers vs banks—so you can choose the right path to homeownership 🏡💡.Don’t miss this data-packed episode with actionable insights to navigate today’s choppy mortgage waters. Whether you’re buying, refinancing, or just watching the mar...2025-04-1129 minThe Pulse and PerspectiveThe Pulse and PerspectiveSpring Surge or Sideways Market? Breaking Down Rates, Home Sales & the Hidden Mortgage AdvantageMortgage rates may be wobbling, but the housing market is warming up—and fast! In this week’s episode of Mortgage, Markets, and More, Peter unpacks the latest shifts in mortgage rates, rising bond yields, and what’s really behind the market’s mixed signals. 📊🏡Then, we zoom into the February 2025 NAR Existing Home Sales Report: which regions are heating up, where prices are still climbing, and why first-time buyers are finally gaining ground. Plus, don’t miss our deep dive on how to choose the right mortgage advisor—because your loan is only as good as the expert behind...2025-03-2829 minThe Pulse and PerspectiveThe Pulse and PerspectiveMortgage Rates Drop! Is Now the Time to Buy?Mortgage rates are falling—are you ready to seize the opportunity? 📉 This week on Mortgage, Markets, and More, Peter D'Angelo dives into the latest mortgage rate trends, including a dip in the 30-year fixed-rate to 6.78%! Discover the economic indicators driving this decline, from the surprising PMI data to upcoming inflation and employment reports. 📊Plus, get the latest on existing home sales, regional market dynamics, and the affordability challenges facing first-time buyers. Are adjustable-rate mortgages (ARMs) the key to maximizing your buying power? Peter breaks down everything you need to know about ARMs, including how they work, their pros and...2025-02-2734 minThe Pulse and PerspectiveThe Pulse and PerspectiveMortgage Rates Drop 📉 + The Great Housing Reset: Are We There Yet? 🏡Mortgage rates dip below 7% for the first time in weeks—what does it mean for homebuyers? 🏡💰 We break down the latest interest rate trends, key economic data, and market sentiment. Plus, we dive into The Great Housing Reset—is it happening, or are we still waiting? 🤔📉 Also, in our Did You Know? segment, we explore home equity loans and how they can be a game-changer in today’s market. Don’t miss this info-packed episode! 🚀#MortgageRates #HousingMarket #RealEstateTrends #HomeBuying #Economy #Inflation #HomeEquity #FinanceTipsWatch this episode on Youtube!Interested in getting Pre-Approved? Submit your Pre-Approval inqui...2025-02-0729 minThe Pulse and PerspectiveThe Pulse and PerspectiveMortgage Rates, AI Disruptions & Condo Buying Secrets 🏡🤖Mortgage rates are trending down 📉, but what’s driving the shift? In this episode, Peter D’Angelo breaks down the latest interest rate trends, the Federal Reserve’s latest decision, and how a major AI breakthrough in China just sent shockwaves through the markets.💡 Plus: A deep dive into the NAR’s Existing Home Sales Report, what it means for the 2025 market, and everything you need to know about buying a condo—from HOA reviews to financing challenges.🎧 Don’t miss this packed episode filled with insights, trends, and real estate knowledge you won’t f...2025-01-3129 minThe Pulse and PerspectiveThe Pulse and PerspectiveMortgage Rates Dip, AI in Lending, and Self-Employed Borrower Secrets 🚀🏡Mortgage rates are showing some improvement 📉, but what’s next with the new administration's policies and upcoming economic reports? In this episode, Peter D’Angelo breaks down the latest rate trends, explores cutting-edge AI innovations transforming the mortgage industry, and reveals what self-employed borrowers need to know to qualify for a home loan.💡 Plus, don’t miss the fun fact about a unique Scottish tradition for homeowners who’ve paid off their mortgage! 🏠❤️Tune in to stay informed and ahead in the ever-changing real estate market.#MortgageRates #RealEstate2025 #SelfEmployedMortgages #AIMortgageTech #HomeBuyingTips #HousingMarketUpdate #Refinance #FinancialFreedom2025-01-2426 minThe Pulse and PerspectiveThe Pulse and PerspectiveRates Drop [A little!], Inflation Lingers & Flood Zone Risks: What Buyers Need to Know 🌊📉Mortgage rates are finally ticking down 📉, but inflation and Fed uncertainty are keeping markets on edge. This week, Peter D’Angelo dives into the latest economic data, explains why strong job growth might actually delay rate cuts, and breaks down how inflation continues to squeeze the average American household.💡 Plus, in the Did You Know? segment, Peter unpacks the hidden costs of buying in a flood zone and how flood insurance could impact your budget and mortgage approval.🏡 Ready to navigate today’s market with confidence? Hit play and stay ahead!#MortgageRates #InflationUpdate #FloodInsuranc...2025-01-1722 minThe Pulse and PerspectiveThe Pulse and PerspectiveMortgage Rates, Market Trends & Escrow Essentials: A Continued 2025 KickoffMortgage rates are climbing 📈, inventory is shifting 🏡, and the Fed’s cautious stance is keeping markets on edge. In this episode, Peter D’Angelo breaks down the latest interest rate updates, explains the bond market’s role in mortgage financing, and explores North Jersey’s post-holiday housing inventory uptick.💡 Don’t miss the Did You Know? segment, where Peter dives into escrow accounts—what they are, how they work, and why first-time homebuyers (and current homeowners!) need to understand them.🎧 Tune in for the insights you need to navigate 2025’s mortgage landscape!#MortgageRates #RealEstate2025 #EscrowEsse...2025-01-1020 minThe Pulse and PerspectiveThe Pulse and PerspectiveNew Year, New Rates: What’s Ahead for 2025 🏠📈Kick off 2025 with a deep dive into the current mortgage market! Peter D’Angelo shares the latest updates on mortgage rates 📊 (30-Year Fixed at 7.07%!) and discusses how employment data and Federal Reserve actions could shape the year ahead. Discover how Gen Z and Millennials are navigating affordability challenges, urban living trends, and the tech-driven rental market. Plus, a breakdown of how even a 1% rate change can impact buying power 💰.🎉 Bonus shoutout to Peter’s mom on her birthday! 🥳📌 Key topics:Mortgage rates & bond yields 📉Upcoming market-moving data 🔑Housing trends for Millennials & Gen Z 🌆The surprising math of...2025-01-0318 minThe Pulse and PerspectiveThe Pulse and Perspective🎯 Monday Market Kickoff: Rates, Sales, and 2025 Real Estate Trends 🏡📊This week's episode is packed with insights to fuel your week and prep for 2025! 🚀 Peter D'Angelo dives into:📈 Rising mortgage rates and treasury yields🏡 Existing home sales data with regional highlights🛠️ Strategies for navigating today's rate environment📅 Predictions for 2025 market trends🔥 Why the Fed’s latest moves aren’t lowering rates like expectedGet the lowdown on rates, real estate trends, and practical tips for buyers and professionals alike. Ready to stay ahead of the market? Tune in now! 🎙️✨#MortgageMarketsAndMore #RealEstateTips #MarketTrends2025 #InterestRatesWatch this episode on Youtube!Interested in...2024-12-2329 minThe Pulse and PerspectiveThe Pulse and Perspective🏡 Mortgage Rates, Inflation, and 2025 Insights: What You Need to Know! 📈This week on Mortgage, Markets, and More, Peter D’Angelo breaks down the latest trends in mortgage rates, inflation, and the bond market as 2024 comes to a close. 🏦✨ From current rate updates to the economic indicators shaping them, you’ll gain insight into how the CPI, labor market data, and rising consumer credit impact the housing market.Looking ahead, Peter dives into 2025 mortgage rate forecasts and loan limit increases, offering tips on leveraging discount points to save big on monthly payments. Plus, with home values continuing to rise, understanding these updated limits is more cruc...2024-12-1326 minThe Pulse and PerspectiveThe Pulse and PerspectiveMortgage Rates Drop & 2025 Forecasts: What’s Next for Homebuyers? 🏠📉Good news for your wallet this holiday season! 🎁 Mortgage rates are inching downward, with the 30-year fixed now at 6.84%. In this episode, we dive into what’s driving this dip and explore the latest economic data shaping the Fed’s decisions. 📊 Plus, a sneak peek at 2025 interest rate projections and what they could mean for housing affordability. 🏡🎙️ Bonus Content: Discover the little-known Family Opportunity Mortgage program and how it helps multigenerational families afford homes with lower rates and smaller down payments.Subscribe for upcoming special interviews and stay ahead on all things Mortgage, Markets, and More...2024-12-0620 minThe Pulse and PerspectiveThe Pulse and PerspectiveThanksgiving Insights: Mortgage Rates, Market Trends & Winter Homebuying Hacks 🏠❄️Mortgage rates are cooling off just in time for the holidays! 🦃 In this Thanksgiving Eve episode of Mortgage, Markets, and More, Peter D'Angelo breaks down:📉 Falling rates and bond market trends.🏡 Why winter might be the perfect time to buy—less competition, motivated sellers, and potential savings!📊 A jam-packed week of economic data: from GDP growth to new home sales and inflation updates.💡 Did you know? Learn about temporary buydowns and how they can ease your mortgage payments.Get the knowledge you need to impress at the Th...2024-11-2723 minThe Pulse and PerspectiveThe Pulse and PerspectiveHome Sales Surge Amid High Rates: Is Now the Time to Buy? 🏠📈The latest housing market trends are in! 📰 October’s existing home sales data shows surprising growth 📊 with a 3.4% rise from last month and a 2.9% year-over-year boost. Dive into regional sales breakdowns, median home prices, and the ongoing inventory squeeze. Plus, host Peter D’Angelo shares a hot take🔥 on why rate cuts might not be on the horizon and what it means for you.Whether you’re buying, selling, or just curious, this episode has the insights you need! #RealEstateNews #HousingMarket #MortgageRatesWatch this episode on Youtube!Interested in getting Pre-Approved? Submit your Pre...2024-11-2219 minThe Pulse and PerspectiveThe Pulse and PerspectiveRate Rollercoaster & Holiday Spending RealitiesMortgage rates dip slightly, but what does it really mean for buyers and the bond market? Peter D'Angelo breaks down this week’s market moves, including new insights into government spending, bond yields, and inflation indicators like CPI and PPI. We explore a thought-provoking scenario: what if rates stay elevated for the long haul? Will buyers tap out, or will demand persist? 🤔 In our "Did You Know?" segment, we shatter common myths about credit scores and reveal the secrets to boosting your credit. Don’t miss this deep dive into the trends shaping your mortgage decisions! #MortgageRates #InterestRates #MarketTrends #CreditS...2024-11-1522 minThe Pulse and PerspectiveThe Pulse and PerspectiveFed Cuts Rates, But Mortgage Rates Remain High: Market Insights & 2024 Buyer TrendsThe Federal Reserve just cut benchmark rates by 0.25%, but don't expect a drop in mortgage rates just yet! This episode dives deep into why financing costs remain stubbornly high despite the Fed's move, what this means for the real estate market, and how bond market dynamics are shaping rates. 🏦📈 Plus, explore surprising trends from the National Association of Realtors' 2024 Home Buyer Profile, including a record-low share of first-time buyers and rising down payments. Are multigenerational homes on the rise? Get all the key insights! 🔑🏡 #MortgageRates #RealEstateMarket #FedRateCut #FirstTimeHomeBuyers #HomeBuyingTrends #EconomicOutlookWatch this episode on Youtube!Interested i...2024-11-0825 minThe Pulse and PerspectiveThe Pulse and PerspectiveHigher Rates, Election Buzz, & Real Estate Strategies to Keep Ahead 📈🏡In today’s episode of Mortgage, Markets, and More, Peter D’Angelo dives into the latest mortgage rate changes and bond yields that are setting the tone for November. With the upcoming election and Fed meeting on the horizon, economic data is painting a mixed picture, influencing everything from home affordability to bond yields. 📊Peter explores why sustained higher interest rates might actually benefit the housing market, potentially stabilizing prices while creating opportunities for smart buyers. Plus, get the inside scoop on the “Appraisal Gap Coverage” tactic—an innovative approach to navigate appraisal shortfalls in a competitive market. Tune...2024-11-0125 minThe Pulse and PerspectiveThe Pulse and PerspectiveMortgage Rates Are Flirting with 7%! 🏡📊 What's Driving the Surge?Mortgage rates are on a rollercoaster 🎢, with the 30-year fixed nearing 7%! In this episode of Mortgage, Markets, and More, Peter Dangelo breaks down the latest mortgage trends, interest rates, and bond market dynamics driving the current lending environment. 📈 We dive deep into treasury yields, job market data, and retail sales to explain the ups and downs of rates, plus how the Fed’s mixed signals are keeping everyone on their toes. 🤔💸Also, are people choosing to rent by lifestyle rather than necessity? 🏠 We explore the new mindset of renting for flexibility versus the long-term financial benefits of homeownership. Wh...2024-10-2520 minThe Pulse and PerspectiveThe Pulse and PerspectiveSeptember Home Sales Slump? 📉 Breaking Down the Latest Market Moves 🏡💰🚨 Breaking down the latest real estate trends! 🚨 In this special episode of Mortgage, Markets, and More, host Peter D'Angelo dives deep into the September 2024 Existing Home Sales Report from the National Association of Realtors—fresh off the press! 🏠📊📉 Sales are slowing, with a 1% decline from August and 3.5% from last year, but the numbers tell a deeper story. Inventory levels are growing 📦 (up 23% YoY), and regional trends are painting a fascinating picture:🔹 West Region is bouncing back—sales jumped 4.1% MoM and 5.6% YoY🔸 Northeast sees a sharp...2024-10-2413 minThe Pulse and PerspectiveThe Pulse and Perspective🏠 Rates, Bonds, and Market Stability: What’s Next? 📊In this episode of Mortgage, Markets, and More, I break down the latest trends in the mortgage and bond markets—and it’s all about stability right now. 📉 Treasury yields dipped slightly, but mortgage rates are still holding steady at the same elevated levels we’ve seen since mid-July. So, what’s keeping things from moving? I dive into the latest data, including jobless claims 📃 and CPI inflation 🛒, to explain how these numbers might shape the Fed’s next steps. Heads up: big rate cuts aren’t likely just yet.🔍 Here’s what I cover:Mortgage Rates Update...2024-10-1817 minThe Pulse and PerspectiveThe Pulse and PerspectiveThe Rates Bounce Up📈 Rates Rising & Market Watch: What It Means for You! 🏠This week on Mortgage, Markets, and More, Peter D'Angelo breaks down the latest in mortgage rates, bond yields, and what’s driving market volatility. With the highest interest rates since July and the Fed’s recent rate cuts, there's a lot to unpack. 💥From existing home sales insights to the latest treasury yield updates, Peter explains how these factors could shape mortgage rates into the winter. He also dives into economic indicators like job growth, ISM numbers, and wage inflation, revealing their impact on the Fed's nex...2024-10-1115 minThe Pulse and PerspectiveThe Pulse and PerspectiveExisting Home Sales Update - August 2024🚨 August's Home Sales Data Breakdown! 🚨In this special midweek episode, Peter D'Angelo dives deep into the August 2024 existing home sales report 🏠📊. With sales down 2.5% from July and 4.2% year-over-year, the market is showing some signs of contraction. Regionally, the Northeast remains stable while the South and Midwest are seeing sharper declines in activity. Curious about median home prices? Prices are climbing, with the Northeast leading at a whopping 7.7% year-over-year increase! 💸Plus, Peter explores inventory growth (up 27.3% from last year!) and the impact of rising interest rates on buyer competition. Get the latest insights to stay ahead in t...2024-10-0815 minThe Pulse and PerspectiveThe Pulse and PerspectiveRates Stabile [for now], Conforming Loan Limits Update!🎙️ In this episode of "Mortgage, Markets, and More," we dive into the latest updates on mortgage rates and venture into the "more" with an exciting AI gadget! 📈🏡Mortgage rates continue to inch upwards as volatility strikes the bond market, pushing the 30-year fixed rate to 6.25%. Peter breaks down why job market strength and contraction in the manufacturing sector are driving these rate changes. Plus, geopolitical tensions in the Middle East are adding unpredictability to the market. 🌍💼In our "Did You Know?" segment, we explore new conforming loan limits—good news for homebuyers in high-cost areas! And Peter shares hi...2024-10-0415 minThe Pulse and PerspectiveThe Pulse and PerspectiveRates Holding Steady & Why We Won't [and shouldn't!] See 3% Mortgage Rates📊 Interest rates are holding steady, but what’s next? In this episode of Mortgage, Markets, and More, I break down the latest bond market moves and mortgage rate updates, including a review of the Fed’s recent activity and what it means for homebuyers, sellers, and refinancers alike! 🏡💼Plus, I’m excited to debut our new Did You Know? segment! This week, I uncover a surprising fact about first-time homebuyer loans and how you could qualify for a mortgage with just 3% down. 🤯Wondering if we’ll ever see 3% mortgage rates a...2024-09-2719 minThe Pulse and PerspectiveThe Pulse and PerspectiveThe First Cut Is The Deepest: FED Cuts by 0.5% And A Case For The Would-Be Home-Seller📉 The Fed cuts rates! What does that mean for your mortgage? 🤔 In this week’s episode of Mortgage, Markets, and More, host Peter D’Angelo dives deep into the latest developments after the Fed’s surprise 0.5% rate cut. The focus? How this impacts first-time homebuyers, sellers, and those considering refinancing. 🏡Learn about the domino effect of rate cuts on mortgage interest rates, the potential shifts in the housing market, and what we might expect as inflation drops and unemployment rises 📈. Peter also walks through a real-world scenario of buying a home, comparing mortgage...2024-09-2017 minThe Pulse and PerspectiveThe Pulse and PerspectiveBack in Action! Interest Rate Relief! Welcome back to "Mortgage, Markets, and More"! It's your resident market maestro, Peter D'Angelo, thrilled to be here after our summer sabbatical. I've missed these chats, haven't you? Well, brace yourselves, because we're jumping back into the fray with an autumnal agenda packed with action, analysis, and a pinch of personal passion—because hey, there's more to life than interest rates, even for a seasoned pro like yours truly! Here we stand, on the cusp of a bustling fall—a season that's shaping up to be a hotbed for home hunters and finance fans alike. I'm fine-tuning my f...2024-09-1317 minThe Pulse and PerspectiveThe Pulse and PerspectiveEmployment Miss and Easing Rates🎙 Happy Monday and greetings to all you eager economic explorers out there! It's Peter D'Angelo, your captain through the complex waters of finance on "Mortgage, Markets, and More." Kicking off the week, we're steering straight into a whirlpool of developments with an Employment Miss and Easing Rates sure to spark lively debates at the watercooler and beyond.✨🗨️Last week ended with a blast of revelations, not least the Fed's cool-as-a-cucumber stance on interest rates and the labor statistics that behaved more like a tired marathon runner than the sprightly sprinter we hoped for. Let's dissect this mix that's bot...2024-05-0611 minThe Pulse and PerspectiveThe Pulse and PerspectiveFed Holds-The Mixed Bag🎉🎙️ Welcome back, financial aficionados! Peter D'Angelo here with your weekly dose of "Mortgage, Markets, and More." As we jazz up for May and Cinco de Mayo festivities, I'm here to serve up a platter of fresh insights, hot off the economic grill! 📅🌮This week's episode is aptly dubbed "The Fed Holds—The Mixed Bag," and it's all about unpacking the recent breadcrumbs the Federal Reserve has left us. They've decided to play it cool—no fiddling with rates this time around. 🏦✋Sticking to their guns in the 5.25% to 5.5% rate fortress, the Fed's firmly pressing the pause button. Earlier t...2024-05-0316 minThe Pulse and PerspectiveThe Pulse and PerspectiveMortgage Rates UPdate, I-C-PCE...Going Up📈☀️ Happy new week and almost-Cinco de Mayo, everyone! Peter D'Angelo here to spice up your life with another robust episode of "Mortgage, Markets, and More," where we're all about keeping it short, sweet, and sizzling with the latest in the mortgage rate cosmos. 🌶️🎉👉 Today, it's all about that Mortgage Rates UPDATE, with a side of I-C-PCE (Inflation & Personal Consumption Expenditures) analytics that's got us all on our toes. 🤓💵🏦 We're launching into the bond market's wild waves, surfing through the ten-year treasury yield that finished last week at 4.67%, teasing us with its up-and-down antics. But hold on to your hats, because th...2024-04-2911 minThe Pulse and PerspectiveThe Pulse and PerspectiveSales Slumping, March 2024 Existing Home Sales🎙️📉 Hello to all you market watchers and home dreamers, it's Peter D'Angelo back at it on "Mortgage, Markets, and More!" Wrapping up your week with a dive into the latest real estate trends, and boy do we have some juicy stats to unravel from the National Association of Realtors' existing home sales data for March 2024. 🏠🔍📊 Sales are slipping, but don't let that get you down—there's gold to be mined from these numbers! We're seeing a 4.3% dip to 4.19 million units, with year-over-year sales falling by 3.7%. But as your trusty guide, I'm here to illuminate the path through these shifting tide...2024-04-2618 minThe Pulse and PerspectiveThe Pulse and PerspectiveRollercoater Rates, Reconsider Renovations🎢🔨 Folks, strap in for a wild ride on the rollercoaster of rates and the big rethink on renovations! It's your trusty guide, Peter D'Angelo, steering through another episode of "Mortgage, Markets, and More" to kickstart your new week with a bang! 🚀🏠 So you've been eyeing the soaring highs and dizzying drops of the mortgage rate charts, and you might be wondering—what now? Well, I'm peeling back the curtain to reveal strategies that could be your golden ticket to home ownership, even in an up and down market. 🎫💡Here's the scoop on the rates:The 30-year fixed ra...2024-04-2324 minThe Pulse and PerspectiveThe Pulse and PerspectiveThe Inherent Value of a Buyer's Agent🌟🏡 Hello, property pioneers! It's me, Peter D'Angelo, back again on "Mortgage, Markets, and More" as we sail into the weekend. Today, I'm packing this episode with insights on the unsung heroes of the home-buying journey: buyer's agents. 🦸‍♂️🔑👉 Whether you're a real estate professional seeking to sharpen your sword or a future homeowner looking to navigate the market maze, you'll find treasure in today's talk on "The Inherent Value of a Buyer's Agent." 💎🏰🏗️ Let's construct a timeline and roadmap to the future of real estate professionalism, with a special spotlight on the pending changes to buyer's agent compensation. Are you read...2024-04-1915 minThe Pulse and PerspectiveThe Pulse and PerspectiveHow To Navigate The Volatile Rate(s)🚀🏡 Buckle up, homebuyers and real estate aficionados! 🎉 I'm your host, Peter D'Angelo, and we're diving deep into choppy market waters on this week's episode of "Mortgage, Markets, and More"! 🌊👉 Navigating the Volatile Rate(s) can be as thrilling as a roller coaster ride, but fear not—I've got the insider tips and strategies to keep your dreams of homeownership on track! 🎢🏠 Today's episode is a must-listen if you want to safeguard your buying power from the rip currents of interest rate volatility. 🛡️💰In this episode:✅ I break down the mystery of discount points—a.k.a. permanent buy downs—and how th...2024-04-1517 minThe Pulse and PerspectiveThe Pulse and PerspectiveWhere’d My Buying Power Go!? Hotter Inflation… 🔥🏠 Hey there, mortgage mavens and property enthusiasts! Peter D'Angelo here, and I'm bringing the heat on this sizzling Friday episode of "Mortgage, Markets, and More" titled "Where’d My Buying Power Go!? Hotter Inflation…" 🌶️💸🎙️ In today's mixed bag of market madness, I’m serving up a smorgasbord of real estate insights and the lowdown on mortgage rates—a recipe for empowered decision-making in this rocky financial terrain. 🧠📊👓 Peek into the crystal-less future of real estate values with me as I paint scenarios influenced by the dance of interest rates and buying power. Interest rates are stepping on the toes of property valu...2024-04-1225 minThe Pulse and PerspectiveThe Pulse and PerspectivePonying Up For Down Payment🚀 Get ready to conquer the market with the latest episode of "Mortgage, Markets, and More" featuring your finance maven, Peter D'Angelo! 🏠💸This Monday we're navigating the rocky terrains of mortgage rates, connecting the dots between the elusive ten-year treasury bond and your 30-year fixed rate. 📈🔗 Rates are on the rise, but don't fret—we're dissecting the why, the how, and the when, prepping you for success in this economic rollercoaster. 🎢Discover why good news for the economy spells tough love for mortgage rates, with inflation playing hard to get under control. 💰🎯 But hold onto your hats, as Federal chairman...2024-04-0813 minThe Pulse and PerspectiveThe Pulse and PerspectiveNAR Settlement Q&A Update 🌟 Hey everyone, it's me, Peter D'Angelo, your trusty navigator through the seas of real estate and financing, back with another essential episode of "Mortgage, Markets, and More" titled "NAR Settlement Q and A Update"!✨🚀 As April showers us with opportunities and challenges alike, I'm here on this glorious Friday to shine a light on the twisty terrain ahead. We're tackling the buzzworthy topic of the National Association of Realtors Settlement and decrypting how it shakes things up for the real estate cosmos we're all part of! 🌐🔑🏡 If you're in the game—agents, buyers, and all market mavens—get re...2024-04-0519 minThe Pulse and PerspectiveThe Pulse and PerspectiveLet's See, Now We Got The PCE🚀🎙️ Hey, my fabulous finance aficionados! It's your dedicated guide through the maze of the market, Peter D'Angelo, and I'm thrilled to bring you the inside scoop on the latest episode of "Mortgage, Markets, and More" titled "Let's See, Now We Got The PCE"! 🌟💼💥 This Monday, I'm unpacking an INCREDIBLE update for all of you hungry for the freshest financial forecasts. I've got the mortgage rate rundown you've been craving, and we're diving headfirst into the exciting world of personal consumption expenditure (PCE)! 🏦📉📈 The digits are in, and the 30-year fixed rate mortgage is winking at us with a 6.91% average, b...2024-04-0110 minThe Pulse and PerspectiveThe Pulse and PerspectiveNo More Existential Crisis for Existing Homes Sales? February Report Is IN!🎉🏠💹 Hey there! It's your favorite voice of real estate, and I've just cooked up a STELLAR new episode that's hotter than a housing market in July! "Mortgage, Markets, and More" invites YOU to tune in to our LATEST gem: "No More Existential Crisis for Existing Homes Sales? February Report Is IN!" 🚀🏡📊🤯📈 I’ve pulled out the magnifying glass to scrutinize February's existing home sales data, and let me tell you, the numbers are bursting with stories untold! We're looking at a phenomenal 4.38 million units SOLD—and that's just the start! 🌟 My deep dive reveals a tantalizing median price hike to $388,700 for sing...2024-03-2918 minThe Pulse and PerspectiveThe Pulse and PerspectiveFED Holds and Plotting-Dot Plotting, That Is🎙️📈 Calling all market mavens, real estate enthusiasts, and financial freedom seekers! Get ready for another high-octane episode of "Mortgage, Markets, and More," where our host Peter D'Angelo dives deep into the aftermath of the Fed's latest move! 🎉💡In this fresh-off-the-press episode titled "FED Holds and Plotting-Dot Plotting, That Is," 🔥 Peter breaks down the tantalizing numbers of the current mortgage rates, giving you the 411 on what the reported 7.3% for 30-year fixed-rate mortgages might mean for your wallet. 💸🏠Navigate the nuances of the Federal Open Market Committee's game plan with Peter as he unpacks the significance of the Dot Plot and its im...2024-03-2510 minThe Pulse and PerspectiveThe Pulse and PerspectiveNAR Update and How Times Change...Dive into the dynamic world of real estate with the latest episode of "Mortgage, Markets, and More" titled "NAR Update and How Times Change..." Join host Peter D'Angelo for a deep dive into the transformative National Association of Realtors Settlement and its potential effects on the real estate landscape. Discover the proposed $418 million in damages, operational changes, and the radical shift towards July implementation that could alter the way homebuying has been conducted for decades.In this compelling episode, we explore the impact of the settlement, from shifting buyers' agent commission structures to how buyer loyalty might...2024-03-2221 minThe Pulse and PerspectiveThe Pulse and PerspectiveRate Rollercoaster Continues...DTI-Wanna Qualify!🎢🏡 Welcome back, marvelous mortgage seekers! I'm your host, Peter D'Angelo, ready to take you on another thrilling ride on the latest episode of "Mortgage, Markets, and More," titled "Rate Rollercoaster Continues...DTI-Wanna Qualify!" 🎉📉Hang onto your hats because we've had some ups and downs this week, and I'm here to share the loop-de-loops of our mortgage rate journey while also schooling you on the ABCs of DTI—that's Debt-To-Income for our new friends on this financial coaster. 🤓💰From sizzling survey stats to whispers of inflation, I've got the lowdown that can turn you into a mortgage qualificati...2024-03-1812 minThe Pulse and PerspectiveThe Pulse and PerspectiveSettling Down: NAR Lawsuit Edition🌟🏠 Hey, hey, homebuyers and realty rockstars! Your friendly neighborhood host, Peter D'Angelo, is here with a sizzling scoop on the latest "Mortgage, Markets, and More" episode: "Settling Down: NAR Lawsuit Edition." 🏘️👨‍⚖️Buckle up as we're diving headfirst into the big-league developments shaking up the real estate realm! 📉💼 I've got the hot-off-the-press update on the landmark National Association of Realtors settlement that's got the industry buzzing and maybe a little baffled. With a colossal $418 million settlement on the line, the future of agent commissions is on everyone's minds!Wondering what it all means for your wallet, your home, and your hometo...2024-03-1612 minThe Pulse and PerspectiveThe Pulse and PerspectiveThe View From The [Capitol] Hill🌟🏛️ Good morning, fellow financiers and home hunters! It's your trusty guide, Peter D'Angelo, back with a brand-spankin'-new episode of "Mortgage, Markets, and More" entitled "The View From The [Capitol] Hill"! 📈🎙️I've got my eyes peeled and ears to the ground, bringing you a steaming-hot mortgage rate update straight from the heart of decision-making – yes, we're talking Capitol Hill, where big things are brewing for all of us dream home seekers and real estate gurus! 🏠💼📉🎉 Rates are dipping folks, and I'm here to spill the beans on why you should be tuned in and turned up! With whispers of interest rate...2024-03-1113 minThe Pulse and PerspectiveThe Pulse and PerspectiveTech Innovations for Real Estate!🚀📱 Hey tech enthusiasts and real estate mavens! It's Peter D'Angelo coming at you with a cutting-edge episode of "Mortgage, Markets, and More," titled "Tech Innovations for Real Estate!" 🤖🏘️ Dive in as I geek out over the latest tech trends that are revolutionizing the real estate game – and you're invited to the digital deep dive!I'm unpacking how virtual tours have become the new dazzling darling of property showcases, the effortless elegance of e-signatures smoothing out transactions, and remote online notaries making closings a cyber breeze. 🌐✨ And for my fellow nerds, we're not stopping there! Let's talk AI, augmented reality, an...2024-03-0821 minThe Pulse and PerspectiveThe Pulse and PerspectiveOh MI, MI! Voila! ...Volatility....🎉 Hey listeners! It's your go-to mortgage maestro, Peter D'Angelo, bringing a fresh and fiery episode of "Mortgage, Markets, and More" to your airwaves! Tune in to "Oh MI, MI! Voila! ...Volatility...." where I'm dishing out the latest market melodrama with those ever-tantalizing mortgage rates! 🏡📈🌷 As we leap into March with both feet, I'm all geared up to unravel the enigma of mortgage insurance (MI) with gusto – perfect for real estate pros and homebuyers alike! Dive in as I decode those digits from last week's rate round-up and offer up a slice of insight on why those numbers are doing the...2024-03-0415 minThe Pulse and PerspectiveThe Pulse and PerspectiveThe Holiday Hangover - January Real Estate Report🥳📈 Shake off that holiday sluggishness and get pumped for the latest scoop in "The Holiday Hangover - January Real Estate Report" on "Mortgage, Markets, and More" with me, Peter D'Angelo! 💥🏠We're slicing through January's chill with the National Association of Realtors' hottest sales data! 🔥 Whether you're planning a move this year or just love to monitor the market pulse, this episode is stacked with insights! 📊❄️Dive into the details of single-family homes, condos, co-ops, and the feverish median price climbs 📈. Plus, keep your ears perked for next week's insights on mortgage rates that could make or break your real estate...2024-03-0113 minThe Pulse and PerspectiveThe Pulse and PerspectiveElevators & Mortgage Rates: The Downs and Ups📈🎢 Jump aboard the mortgage rate rollercoaster with the newest episode of "Mortgage, Markets, and More": "Elevators & Mortgage Rates: The Downs and Ups"! I'm your host, Peter D'Angelo, ready to guide you through the thrilling highs and stomach-churning lows of the current market! 🏦🎢In this episode, I dissect the dance between inflation data and mortgage rates and give you the scoop on how to ride this market elevator with finesse! 🕺💸 With my insights, you'll not only survive but thrive, staying one step ahead in the ever-fluctuating mortgage landscape. 🚀🏠If you're a homebuyer, investor, or a real estate aficionado, you c...2024-02-2623 minThe Pulse and PerspectiveThe Pulse and PerspectiveGet in the ZONE-ing🏡🎙️ Dive into the world of real estate like never before with my latest episode of "Mortgage, Markets, and More," titled "Get in the ZONE-ing"! I'm your host, Peter D'Angelo, and I'm here to transform zoning from a snooze-fest into must-know intel! 🚧📚Prepare to navigate the fascinating terrain of zoning laws and discover how the Zoning Atlas could revolutionize the way we build our future communities. 🗺️✨ Whether you're a savvy investor or an eager homebuyer, understanding these regulations could be your golden key to unlocking new opportunities. 🔑💼Stay tuned for next week's catch-up on rates and the deeper look into Januar...2024-02-2411 minThe Pulse and PerspectiveThe Pulse and PerspectiveA Little Bit Hotter Now🔥📈 Ready to feel the market heat? Check out my latest "Mortgage, Markets, and More" episode titled "A Little Bit Hotter Now"! It's me, Peter D'Angelo, here to dish out the latest on mortgage rates and what those sneaky inflation numbers are up to. 🎙️💸This week, I'm slicing through the economic jargon to bring you straight-up facts and how they're nudging interest rates upward. If you're a buyer or a real estate pro, you need this info! 🏠💼With insights into core inflation stats and their ripple effects, I'm keeping you prepared for the buying battle in this sizzling climat...2024-02-1612 minThe Pulse and PerspectiveThe Pulse and PerspectiveKeeping You Appraised🏡🎙️ Excited to share the newest "Mortgage, Markets, and More" episode titled "Keeping You Appraised"! I'm your host, Peter D'Angelo, bringing you an essential update on mortgage rates and a deep dive into the appraisal process in current markets. 📊🔍Navigating appraisals can be tricky, but I've got your back with insider info to keep your buying journey on track! Tune in for top tips on understanding comps, preparing for potential value hiccups, and, of course, my secret sauce for maintaining affordability regardless of appraisals. 🤫💡With interest rates near a yearly low, you won't want to miss out on why NOW might...2024-02-1215 minThe Pulse and PerspectiveThe Pulse and PerspectiveMaybe Don't Wait to List In The Spring...🌟🎙️ Hey there, homebuyers and sellers, it's Peter D'Angelo, your go-to guru in the universe of "Mortgage, Markets, and More"! Bringing an electrifying episode titled "Maybe Don't Wait to List In The Spring..." and trust me, you'll want to tune in! 🏡🌷Get ready for a dose of reality wrapped in optimism, because I'm challenging the old "wait for spring" wisdom with current insights that'll have you rethinking your strategy! 💭💡 Pre-approval is my chorus as I drum it into every episode, but this time I'm amplifying its tune—it's your golden ticket in the fast-paced, blink-and-you'll-miss-it housing market. 🎟️⚡Foreclosures, interest ra...2024-02-0912 minThe Pulse and PerspectiveThe Pulse and PerspectiveWaiting for "Normal"🎙️🚀 Hey there, listeners! It's your host, Peter D'Angelo, back with another episode of "Mortgage, Markets, and More," entitled "Waiting for 'Normal'"! 🏘️✨This week, I'm getting straight to the point with a bite-sized update packed with essential info that matters to you! 📉 Last week's jobs data shook things up a bit, and while we all long for those lower rates, we're navigating through a bit of a zigzag path as the markets adjust to the Fed's latest moves—or lack thereof. 📊As your trusty guide, I'll be sharing my pro tips for prospective homebuyers and realtors alike. From securing yo...2024-02-0508 minThe Pulse and PerspectiveThe Pulse and PerspectiveReal Estate Competition with a Side of Fed🏠📈 Welcome back to "Mortgage, Markets, and More," folks! It's me, your host, Peter D'Angelo, and in this episode, I'm going to take you through the robust real estate arena as it stands in the wake of the National Association of Realtors' latest data drop from December. It's a dynamic world out there, with demand as high as skyscrapers and inventory still catching up.🏙️ I'll be giving you an insider's view of our local markets right here in North Jersey and the ripple effect of a climate where interest rates are playing a colossal role in both selling and...2024-02-0211 minThe Pulse and PerspectiveThe Pulse and PerspectiveFed Up or Fed In?🎙️📈 "Fed Up or Fed In?" – Anticipating the Fed's Moves 📉🎙️Hi everyone, Peter D'Angelo here, and in this gripping episode of my podcast, "Fed Up or Fed In?" I'm diving deep into the heart of America's financial pulse – the Federal Reserve.Are we clear with the Fed's policies, or are we seeing a new strategy we should be buying into? Join me as I dissect the latest rate decisions, economic forecasts, and what this all means for your wallet. 💰🏦Tune in as I give you the inside track on the Fed's influence over our economic future, mortgage...2024-01-3015 minThe Pulse and PerspectiveThe Pulse and PerspectiveDecember Halls Were Decked🎄✨ "December Halls Were Decked" – A Festive Financial Wrap-Up ✨🎄Hey there, it's Peter D'Angelo, and I'm thrilled to share with you a special holiday edition of my podcast. Tune in to "December Halls Were Decked," where I unwrap the end-of-year real estate frenzy.In this episode, I deck the halls with insights on the December market's highs and lows. I'll guide you through the holiday cheer and the economic developments that closed out the year. 🏦🎁Join me for a merry journey through the financial trends that made this December one to remember. Let's jingle all the way to a p...2024-01-2615 minThe Pulse and PerspectiveThe Pulse and PerspectiveWorld News Effects My Mortgage Rate?🌐✨ "World News Effects My Mortgage Rate?" - Discover the Global Impact on Your Home Loan ✨🌐Hey, it's Peter D'Angelo here, and I'm back with another enlightening episode of my podcast. This time, we're delving into a topic that hits close to home: "World News Effects My Mortgage Rate?"Ever wondered how a headline halfway across the world can sway what you pay on your mortgage? 📰💸 I'm unpacking the intricate web of global events and their surprising ripple effects on mortgage rates. From geopolitical tensions to international trade deals, you'll learn how the world stage plays a crucial role i...2024-01-2310 minThe Pulse and PerspectiveThe Pulse and PerspectiveSilver Johnny-Tsunami🌊 Catch the Wave with "Silver Johnny-Tsunami" on Mortgage, Markets, and More! 🏡🎙️Hey everyone, it's Peter D'Angelo, your go-to source for all things real estate, and I'm thrilled to bring you the latest episode of my podcast: "Silver Johnny-Tsunami."In this episode, I dive into the tidal wave of change that's could hit the housing market. We're talking about the 'silver tsunami'—a phenomenon where baby boomers could trigger a surge in home inventory as they downsize.🔍 I'll break down what this could mean for you, whether you're looking to buy, sell, or just stay informed. W...2024-01-1912 minThe Pulse and PerspectiveThe Pulse and PerspectiveGuidelines Off The Sidelines🔊 Introducing "Guidelines Off The Sidelines" – the game-changing episode you can't afford to miss! 🌐🏈 In this week's podcast, "Guidelines Off The Sidelines," we tackle the latest shifts in mortgage regulations that are stepping into the playfield.📝 Whether you're a homebuyer on the hunt, a homeowner eyeing refinancing, or an industry pro, this episode is your playbook to understanding and leveraging the new rules of the game.🎙️ Listen as I, Peter D'Angelo, break down these complex guidelines into winning strategies. Stay ahead of the curve and turn insights into action!#MortgageGuidelines #FinancialPlaybook #HomebuyingTips #RefinancingRules #I...2024-01-1010 minThe Pulse and PerspectiveThe Pulse and PerspectiveRocky Rates To Start 2024🎙️ Buckle up for a rollercoaster ride with the latest episode of our podcast, "Rocky Rates to Start 2024"! 🎢💸As we usher in 2024, the mortgage rate landscape is more thrilling than ever. I'm Peter D'Angelo, here to steer you through the twists and turns of the current financial climate. In this episode, we'll explore the tumultuous start to the year, dissecting what's driving the fluctuations and how they affect your wallet.📈 From geopolitical shocks to policy pivots, find out what's making the markets quiver and how to navigate the rocky terrain ahead.🔗 Don't miss out on this must-hear...2024-01-0807 minThe Pulse and PerspectiveThe Pulse and PerspectiveNo-Mo November 2023Unpacking "No-Mo November 2023" on My Podcast "Mortgage, Markets, and More"🍁 This past November, the unexpected hit — a mortgage market slowdown. Why the sudden stall? Join me as I unravel this in "No-Mo November 2023," the latest episode of my podcast, "Mortgage, Markets, and More."📊 I'm digging deep into the economic trends and policy changes that left buyers and sellers pondering their next move. I'll be your guide, Peter D'Angelo, bringing clarity to the complexity of the market's current state.🔮 Is this a temporary dip or a warning sign for the future of real estate...2024-01-0515 minThe Pulse and PerspectiveThe Pulse and PerspectiveNew Year, New Me!...Right?Embark on a transformative journey with the latest episode of my podcast, "New Year, New Me...Right?" Join me, your host Peter D'Angelo, as we challenge the tradition of New Year's resolutions and explores the true essence of personal change. Discover why resolutions often fail and how to set yourself up for sustained success. I share my unique insights on embracing growth, harnessing technology, and the importance of resilience in shaping our new year. Tune in to redefine what it means to become a "new you" this year, and turn the page to a chapter filled with possibility, progress...2024-01-0316 minThe Pulse and PerspectiveThe Pulse and PerspectiveThat's A Wrap For 2023!Welcome to the inaugural episode of "Mortgage, Markets, and More," hosted by Peter D'Angelo, your seasoned mortgage and real estate aficionado. In this debut episode, I'll walk you through a comprehensive review of 2023, unpacking a year's worth of data, trends, and insights.Throughout this episode, we'll dissect the interest rate trends that have shaped the past year and analyze their impact on the housing market. I'll break down the home sales data, providing clarity on what the numbers really mean for buyers and sellers alike.For those of you considering taking the leap into homeownership...2023-12-2743 minBlood TimeBlood Time105. Interview W/Carmen AngeloIn this episode of the #BloodTime podcast, seasoned Cleveland broadcast news and sports figure Carmen Angelo, known for his role at #WTAM, joins Peter Cimoroni as a guest. Carmen openly shares his personal journey, tracing back to early struggles with alcohol and discussing his path to recovery, crediting the transformative power of #faith. The conversation delves into Carmen's profound influences, particularly his experience as a football player, highlighting how it catalyzed significant personal growth. Carmen draws parallels between sports training, like football and wrestling, and success in diverse fields, emphasizing the discipline acquired as a solid foundation...2023-12-2133 minBetter HusbandBetter HusbandMen's Work, Elemental Wisdom, and The Journey Within with Peter Eugène BennettIn this episode of the We Are The Men podcast, host Angelo Santiago engages in a transformative conversation with Peter Eugène Bennett. From his early struggles and feelings of invisibility to becoming a leader in men's work and embodiment practices, Peter shares his compelling journey. The narrative unfolds from a state of victimhood to empowerment, culminating in his role as a vessel for positive change. This episode delves into the significance of authenticity, fearless self-expression, and the transformative power of elemental practices in fostering a deep connection with nature.Peter sheds light on the importance of m...2023-11-2730 minBlood TimeBlood Time97. The D'Angelo Family Legacy W/ Sal D'AngeloThe Legacy of his brother Nick and what the Nick D'Angelo fund provides to John Carroll University and Lake Catholic High School. Thanks for listening to this episode of the podcast! You can now support the “Blood Time” and “Undeniable” podcasts directly! shorturl.at/dghoK Podcast Feedback? Business Inquiry? Contact Peter “Coach” Cimoroni at (216)-287-1522! Thanks to this episode's sponsors! Edwins: https://edwinsrestaurant.org Infinite Search Solutions: www.in-finite.com Just For Fun Honda: https://justforfunhonda.com Next Level Continuing Education: shorturl.at/BDLPW 2023-04-2338 minFlorida Vs...Florida Vs...AUGUST 2022 w/ Heidi Langenfeld, Leonard Smith Jr., Michael D'AngeloFIRST BIG STUDIO SHOW! (VIDEO SUPPORTED ON SPOTIFY) Heidi, Leonard, and Michael pop in the Third Wheel Studio to review the month of August and everything that happened along the way! Look for more Third Wheel Studio Shows soon! Michael's a little late, NBD. Heidi Langenfeld is a comedian and globetrotter from Minnesota, Leonard Smith Jr. is a comedian and supermarket specialist from Georgia, Michael D'Angelo is a comedian and actor from Nevada. *****The opinions conveyed in this podcast are only expressed for comedic effect***** “Fl...2022-09-051h 14Constant Constance: The Andrew D\'Angelo PodcastConstant Constance: The Andrew D'Angelo PodcastEp. 22 - Peter RothToday’s episode is an especially personal one. Our guest, Peter Roth, is the co-founder of the Heart River Center for Intuitive Healing and is a pioneer of ‘Human Design,’ to which Andrew and Peter speak about in great detail during the conversation. Andrew met Peter when he (Andrew) was suffering from brain cancer, and no matter how you feel about alternative medicine, Peter gave Andrew unwavering support and love during a time when he needed it the most. Peter visited Andrew in the hospital after his surgeries, and saw Andrew weekly for healing sessions while he was recovering. We hop...2021-08-221h 33Talk to MeTalk to MeE62: He started the band Rush! Michael Angelo Caruso interviews Peter Schultz from CanadaPeter Schultz was in an early version of Rush.  He helped start the legendary band! We all come from someplace and the gentleman featured in this interview Neal Peart, the virtuoso drummer of the Canadian prog-rock band, Rush, passed away a while back, causing many fans to reminisce to people were about the early days of the band. Author and speaker, Michael Angelo Caruso, interviewed Peter (remember the TV show "What's My Line?") Schultz about his odd and exciting connection to the Alex Lifeson, the guitar player in Rush. Peter grew up in Toronto, Ontario and played in a b...2021-06-1417 minUn Espresso avec AngeloUn Espresso avec AngeloLes secrets de Peter Mammas, l’humble restaurateur authentique. - E3Peter Mammas, président de Foodtastic vient nous parler de son parcours de franchiseur, de ses études en ingénierie, de sa vision du futur de la restauration (post-COVID) de la restauration, de son plan pour la chaîne Second Cup et bien sûr nous parlerons de chaussures, de yoga de beignet et de pizza!Peter vous invite à encourager tous les restaurateurs!Pour écouter la version vidéo: https://youtu.be/AtpkAU2B64wDans cet épisode--00:00 Introduction00:41 Présentation de l'invité01:00 L'espresso d'Angelo VS Second Cup01:44 En...2021-06-1030 minIl GondoliereIl GondoliereLA MALA NOVELLA da Primo Levi e Peter Weiss letta da Angelo CallipoL'esperienza di Primo Levi e le riflessione di Peter Weiss sugli anni bui dell'olocausto.2021-01-2709 min