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Phil Gadd
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The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
Should You Move to Fernie BC? The 2026 Relocation & Cost Guide
Send us a textIs the Fernie dream actually worth the price tag in 2026?On paper, relocating to Fernie, BC looks like a financial trap. The median home price has hit $952,050, the price-to-income ratio is a staggering 7.7, and vacancy rates are near zero. But spreadsheets don't tell the whole story.In this episode, Phil Gadd strips away the marketing fluff to break down the "Fernie Paradox"—the tension between the elite mountain lifestyle and the harsh economic reality of buying in. Drawing on 21 years of local experience, Phil explains wh...
2025-11-27
11 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
Fernie Real Estate Market Report – October 2025: Sales Surge, Listings Drop & Rates Cut
Send us a textThe snow is back on the peaks and Fernie’s real estate market is heating up again. In this month’s Fernie Real Estate Market Report, Phil Gadd breaks down October 2025: listings down 22%, sales up 36%, and inventory tightening as winter approaches. Discover what these numbers really mean for buyers, sellers, and investors—and how the Bank of Canada’s latest 2.25% rate cut could shape the months ahead.Packed with local insight, long-term data trends, and Phil’s on-the-ground perspective, this episode gives you the clarity you need to make smart...
2025-11-05
09 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
Holly Mabery: Confidence, Mentorship & Breaking Barriers in Real Estate
Send us a textSenior VP of eXp Realty Holly Mabery joins The Property Mindset Podcast for an empowering conversation on leadership, mentorship, and confidence. Recorded live at eXpCon Miami by Milly Gadd, this episode explores how women in real estate can build successful, resilient careers and inspire the next generation. Perfect for agents, investors, and anyone striving to grow in the business.👉 Schedule a consultation with Phil today 🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips! Show Spo...
2025-10-31
07 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
A Simple Guide to Choosing eXp Luxury for Your Fernie Home | Why CMA Reports Matter
Send us a textThinking about selling your Fernie home or curious what your property is really worth? In this episode of The Property Mindset Podcast, Phil Gadd explains how the eXp Luxury platform gives your Fernie property global exposure — and why starting with a Comparative Market Analysis (CMA) is the smartest move before listing or buying.Learn how eXp Luxury elevates your marketing with 90,000+ agents worldwide, elite media placement in outlets like The Wall Street Journal and Mansion Global, and cinematic digital storytelling that puts you...
2025-10-09
07 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
Fernie Real Estate Market Outlook | September 2025: Buyer, Seller & Investor Strategies
Send us a textFernie’s real estate market just shifted — sales dropped over 50%, but prices and demand remain strong. In this episode, Phil Gadd breaks down what that means for buyers, sellers, and investors in 2025. Discover where the real opportunities lie, what’s driving Fernie’s property market resilience, and how to act strategically in the months ahead.👉 Schedule a consultation with Phil today 🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips! Show Sponsor: First Tracks Real Estate Group - eXp LuxuryYOUTUBE...
2025-10-03
08 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
Why 2026 Could Be the Year to Sell Your Fernie Home | Fernie Real Estate Market Outlook
Send us a textThinking about selling your Fernie home? 2026 may be your best window yet. In this episode, Phil Gadd of First Tracks Real Estate Group breaks down why next year’s market could deliver top-dollar results — from BCREA’s bullish forecasts to Fernie’s tightening inventory and surging buyer demand. A must-listen for homeowners looking to maximize equity and time their move perfectly.👉 Schedule a consultation with Phil today 🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips! Show Sponsor: First Tracks Real Estate Grou...
2025-09-26
07 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
Bank of Canada Rate Cut Explained | What It Means for Fernie Real Estate + Big Koocanusa News
Send us a textThe Bank of Canada just cut its key rate for the first time since March—📉 but what does it really mean for Fernie real estate? Join Phil Gadd as he unpacks how this decision affects mortgages, buyer confidence, and local housing trends. Plus, stay tuned for exciting news about his new Koocanusa Village lake house project!👉 Schedule a consultation with Phil today 🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips! Show Sponsor: First Tracks Real Estate Group - eXp Luxury
2025-09-19
20 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
Fernie Real Estate Market Update – July 2025: Buyers Return, Prices Rise, and Inventory Tightens
Send us a textIn this episode of The Property Mindset Podcast, Phil Gadd breaks down Fernie’s July 2025 real estate trends — where sold listings have surged, average prices climbed, and inventory is tightening across the valley. Discover what this shift means if you’re buying, selling, or investing in Fernie, BC. Get clear insights into pricing trends, buyer momentum, and how Fernie stacks up against other BC markets.Stay ahead of the Fernie property market — subscribe for monthly updates and expert advice from The Property Mindset Podcast.👉 Schedule a consultation with Phil today
2025-07-04
05 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
Fernie Real Estate Market Report: May 2025 – Buyer’s Market Deepens as Listings Fall and Homes Sell Faster
Send us a textMay 2025 reveals a tale of two markets—sales are down, prices are cooling, but properties are moving faster. 📊 New listings dropped 24% 💰 Sale prices fell 2% ⏱️ Days on market down by 53% 🛑 MSI sits at 7.3, solidifying a strong buyer’s marketTune in for this month’s insights into Fernie's evolving market and what it means for your next move—plus the long-term trends still favouring both buyers and sellers.👉 Schedule a consultation with Phil today 🔔 Don’t forget to subscribe for more real estate...
2025-06-05
05 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
April 2025 Fernie Market Update – Tariffs, Elections & Buyer Hesitation
Send us a textIn this episode, we dive into the April 2025 Fernie real estate numbers—where tariffs, election tension, and shifting buyer confidence are showing up in the data. 📉 Listings and sale prices are down. 📈 Days on market are up. But there's more beneath the surface. Whether you're buying, selling, or watching from the sidelines, this episode breaks down the trends and opportunities emerging in a cooling market.👉 Schedule a consultation with Phil today 🔔 Don’t forget to subscribe for more real estate insights and...
2025-05-08
05 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
Fernie Market Update: March 2025 – Shifts, Surprises & Tariffs!
Send us a textExplore the Fernie real estate landscape with Phil Gadd in the March 2025 episode of The Property Mindset Podcast:New Listings Surge: A 28% jump to 78 year-to-date listings – what's driving the increase?Sales Performance: Identical to last year with 17 homes sold in March – stability or stagnation?Median Price Adjustments: A slight decrease to $670,000, down 4% – signs of market correction?Pricing Trends: Average listing prices down 17% year-over-year; sale prices reflect cautious optimism.Market Tempo: Days on market decrease by 18% – faster sales indicating increased demand?Inventory Insights...
2025-04-11
06 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
🏆 How Goal Setting Led Us to eXp ICON Success 🏆
Send us a textIn this episode of The Property Mindset Podcast, I’m getting personal—sharing how goal setting, persistence, and strategic action led us to achieving ICON Agent status at eXp Realty in 2024.But this episode isn’t just about awards and stock. It’s about the power of clear goals and how setting intentional, structured plans can transform both your business and life.🔹 The journey from running a restaurant to real estate success 🔹 How we overcame financial struggles to build a thr...
2025-03-20
09 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
Win a Bidding War in Fernie: Proven Strategies for Success
Send us a textLosing out on your dream home in a bidding war? You’re not alone. In today’s Fernie real estate market, multiple offers are common, and unprepared buyers often miss out. But with the right strategy, you can secure your dream home—without overpaying!In this episode of The Property Mindset Podcast, I’m sharing proven bidding war strategies that have helped my clients win even in the most competitive situations. Learn how to craft a winning offer, avoid costly mistakes, and posi...
2025-03-12
12 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
February 2025 Fernie Market Pulse: Surging Listings & Shifting Prices
Send us a textDive into the Fernie real estate market with our comprehensive February 2025 update in this episode of The Property Mindset Podcast. This month, we’ve witnessed a significant 21% increase in new listings and a notable change in sales dynamics, with prices showing unexpected movements. We explore what these developments mean for both buyers and sellers as inventory changes shape the market landscape.Key highlights include:A detailed analysis of the rise in new listings and what it signals for potential buyers.Insights into the sales slowdown and the factors driving the 35% dr...
2025-03-05
07 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
10 Home Buying Hacks to Find Hidden Deals & Win in Fernie’s Market
Send us a text🏡 Buying a Home in Fernie? Don’t Overpay! 🏡With rising prices and intense competition, buying a home in Fernie can feel like a race against time. But what if you had 10 powerful hacks to get ahead of the competition, find hidden deals, and negotiate like a pro?In this episode of The Property Mindset Podcast, I break down:✔️ Off-market listings and how to access them before others✔️ Fixer-upper strategies that save you thousands 💰✔️ Pre-approval power—why it’s a game-chan...
2025-02-28
06 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
🏡 How to Sell Your Home FAST in Fernie & Get Top Dollar!
Send us a text🏡 Thinking of Selling Your Home in Fernie? Here’s How to Get Top Dollar!Are you trying to sell your home in Fernie but worried about it sitting on the market for months? With rising home prices and changing buyer trends, selling a home in 2025 requires the right strategy!In this episode of The Property Mindset Podcast, I’ll walk you through expert-backed steps to help you sell your home faster and for the best possible price.📌...
2025-02-22
08 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
How Trump’s Trade War Impacts Fernie’s Economy & Real Estate
Send us a textTrump’s Tariffs & Fernie’s Economy – What You Need to KnowA 25% tariff on Canadian steel and aluminum just hit, and Canada is fighting back with $155 billion in retaliatory tariffs. But how does this trade war impact Fernie’s economy, real estate market, and cost of living?In this episode of The Property Mindset Podcast, Phil Gadd breaks down:✅ Rising home construction costs & infrastructure delays 🚧✅ Inflation impact on groceries, vehicles & household goods 🏠✅ Job risks in constru...
2025-02-12
05 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
Fernie Real Estate Kickoff 2025: Navigating the New Market Dynamics
Send us a textDive into the new year with a comprehensive analysis of the Fernie real estate market in January 2025 on The Property Mindset Podcast. This episode provides an in-depth look at the major shifts and trends affecting the market, from a surprising increase in new listings to significant changes in property prices. Whether you're a potential buyer, seller, or investor, understanding these dynamics is crucial for making informed decisions.We'll explore:The significant rise in new listings and what it signals for the market.How the median and average prices have adjusted...
2025-02-05
05 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
🏡 Investment Property vs. Vacation Home: What's Best in Fernie?
Send us a textThinking about buying in Fernie but unsure what type of property is right for you? In this episode of The Property Mindset Podcast, we break down the pros and cons of investing in a rental property vs. securing your dream vacation home. With Fernie’s real estate values climbing and demand for short-term rentals increasing, now is the time to explore your options.🎯 What You’ll Learn in This Episode:The financial benefits of investment properties vs. vacatio...
2025-01-30
07 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
Downsizing in Fernie: Embrace More Adventure and Less Stress
Send us a textAre you over 50 and considering downsizing in Fernie, BC?In this episode of The Property Mindset Podcast, Phil Gadd explores why downsizing is a game-changing move for homeowners looking to simplify their lives and maximize the incredible lifestyle Fernie has to offer. Whether you're an outdoor enthusiast or planning for retirement, downsizing can unlock financial freedom, reduce your workload, and give you more time to enjoy powder days at Fernie Alpine Resort or peaceful evenings by the fire.What You'll Learn in This Episode:...
2025-01-24
08 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
Top 5 Winter Activities in Fernie, BC | Your Ultimate Snowy Escape! 🏔️
Send us a textIn Episode #51 of The Property Mindset Podcast, Phil Gadd takes you on a thrilling ride through Fernie, BC’s top five winter activities that make this mountain town a must-visit destination! Whether you’re seeking adrenaline-fueled adventures or peaceful winter escapes, Fernie offers something for everyone.What You’ll Discover in This Episode:🎿 Epic Skiing & Snowboarding: Explore Fernie Alpine Resort’s legendary powder with over 2,500 acres of terrain and 142 runs.🏔️ Backcountry Cat Skiing: Dive into untouched powder with world-class operations like Island Lake Lodge and Fernie Wilde...
2025-01-17
05 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
The Real Cost of Living in Fernie, BC
Send us a textRising Costs, Unmatched LifestyleFernie, BC, is known for its breathtaking mountain views, world-class recreation, and strong community vibes. But with an average home price climbing over $800,000 and the cost of living rising faster than many other Canadian towns, can you afford to live in this mountain paradise?In Episode #50 of The Property Mindset Podcast, host Phil Gadd explores the true cost of living in Fernie. From housing and groceries to transportation and dining out, Phil breaks down the financial realities of life in this vibrant mountain town...
2025-01-10
08 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
December 2024 Fernie Market Wrap-Up: Trends and Predictions
Send us a textIn Episode #49 of The Property Mindset Podcast, titled "December 2024 Fernie Market Wrap-Up: Trends and Predictions," host Phil Gadd takes a deep dive into the year-end dynamics of the Fernie real estate market. Discover how various property types fared as we transition from 2024 into 2025 and what potential buyers and sellers might expect in the coming year.What’s Inside This Episode:December Overview: An in-depth analysis of fewer listings and how specific property types like single-family homes and apartments have seen price increases.Market Dynamics: Ex...
2025-01-02
05 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
Why Fernie Real Estate is a Smart Investment in 2025
Send us a text📈 Fernie's real estate market has grown an impressive 14.42% year-over-year, with average home prices now exceeding $750,000. But what does this mean for you as a buyer or investor?In this episode of The Property Mindset Podcast, Phil Gadd explains why buying real estate in Fernie is not only a smart financial investment but also an opportunity to embrace a thriving mountain lifestyle. Whether you’re searching for a vacation home, rental property, or permanent residence, Phil offers a step-by-step guide to help you n...
2024-12-26
08 min
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
2025 Fernie Real Estate Predictions: Market Trends & Opportunities
Send us a text🏡 What does 2025 hold for the Fernie real estate market? In this episode of The Property Mindset Podcast, host Phil Gadd dives into the latest predictions and trends shaping the future of real estate in Fernie, BC. With home sales across BC forecasted to rise by 13%, mortgage rates expected to drop, and growing demand for recreational and lifestyle properties, 2025 is shaping up to be a dynamic year for buyers and sellers alike.🎯 Key Insights Covered in This Episode:Price Predictions: Average Fernie home prices could surpass $800,000.Invent...
2024-12-19
08 min