Shows
Swipe!SWIPE 191 - Ten ways to leave your lender and eliminate debt.Polly lists the ten ways that you can leave your lender! Listen for the many ways that life can affect your finances in this episode!2025-02-2512 minSwipe!SWIPE 190 - Credit pitfalls to avoid on spring break!Join Polly as she shares many pitfalls that you should avoid during this spring break! This episode is filled with great tips! Listen before you travel or spend this spring break season!2025-02-1916 minSwipe!SWIPE 189 - Do you want the government making your financial decisions?Join us as Polly shares the many ways that government can impact your finances and what you should consider moving forward! 2025-01-2918 minSwipe!SWIPE 188 - Why merchants should accept all types of crypto currency as payment for goods and services.Join Polly as she discusses the many reasons that you may want to reconsider accepting all types of crypto currency for goods and services! 2025-01-2724 minSwipe!SWIPE 186 - Holiday cyber criminal update!Join Polly as she shares some holiday cyber crimes that you need to look out for! 2024-12-2816 minSwipe!SWIPE 185 - Our podcast has a milestone! 10,000 downloads and its Thanksgiving!We are so grateful this Thanksgiving for YOU our Swipers! Polly shares her gratitude for this Thanksgiving season and we celebrate our 10,000th download of the show! Polly also shared her expertise with you on credit as usual so do not miss this episode!2024-11-3014 minSwipe!SWIPE 184 - Skyrocketing credit card debt breaks records in 2024!Join Polly as she shares how 2024 credit card debt has surpassed a trillion dollars and how we can be mindful during this holiday season.2024-11-3019 minSwipe!SWIPE 182 - Frightening credit card regulations that may impact your life. Part 1Join Polly and guest host Niel Guilarte as they discuss some frightening credit card regulations that may impact you personally! Part 1 of 22024-10-3123 minSwipe!SWIPE 183 - Frightening credit card regulations that may impact your life Part 2Join Polly and guest host Niel Guilarte as they continue their discussion on some frightening credit card regulations that may impact you personally! 2024-10-1818 minSwipe!SWIPE 181 - Not everyone who calls is your friend. Beware!Polly discusses various ways people will try to get into your wallet by decieving you! Do not give out personal details to anyone on a call until you hear this episode!2024-09-2514 minSwipe!SWIPE 180 - Scams! Scams! Scams!Listen in as Polly discusses many modern day scams so that you can avoid them!2024-09-1825 minSwipe!SWIPE 179 - Do you plan to pay off your credit card debt?Join Polly as she shares amazing research on the amount of credit card debt that exists and the scary headline which states that many people have NO PLAN to pay off their debt! Do not miss this episode! 2024-08-2711 minSwipe!SWIPE 178 - Introducing the Bank Secrecy ActJoin Polly as she covers the Bank Secrecy Act and explains why banks require so many forms when you make large withdrawals. Its all about avoiding fraud!2024-08-1314 minSwipe!SWIPE 177 - Managing credit card debt during tough timesPolly discusses how to manage finances particularly credit card debt during difficult times. Listen in for tips that can help ease your stress!2024-07-3117 minSwipe!SWIPE 176 - Merchants: Do you qualify for a rebate from VISA or Master Card from a recent class act lawsuit?Polly shared how you can check to see if you qualify for a rebate from VISA and Mastercard from a recent class action law suit! Listen to see how you can check to see if you qualify and more!2024-07-2609 minSwipe!SWIPE 175 - The impact of human emotion in the scamming gamePolly discusses how scammers manipulate the emotions of their victims. It is more common than you think!2024-06-2714 minSwipe!SWIPE 174 - Why Scamming Is On The RiseJoin Polly as she share the top reasons that scamming is on the rise. Learn to identify ways to protect yourself before it happens!2024-06-1916 minSwipe!SWIPE 173 - The time value of moneyPolly defines the time value of money in this information packed episode! 2024-05-2813 minSwipe!SWIPE 172 - Understanding Financial LiteracyJoin Polly as she helps you understand what financial literacy is. She highlights principals from the book How Money Works: Stop Being A Sucker.2024-05-1718 minSwipe!SWIPE 171 - Not all credit cards are equal (Revisited Part 2)Join Polly as she continues her series on credit cards. Polly shares information on secured credit cards for students and those looking to establish credit for the first time.2024-04-2311 minSwipe!SWIPE 170 - Not all credit cards are equal (Revisited)Join Polly in a two part series where she does a deep dive into credit cards and more!2024-04-0915 minSwipe!SWIPE 169 - credit unions vs banksPolly discusses organizational tips and suggestions to keep you current as well as the difference between a credit union and a bank! 2024-03-2610 minSwipe!SWIPE 168 - Tips on living frugallyPolly shares tips on living within your means, not beyond it!2024-03-1212 minSwipe!SWIPE 167 - Having fun with credit cards!Polly shares some of the fun you can have with credit cards! She discusses benefits, rewards and more! 2024-02-2711 minSwipe!SWIPE 166 - So you got your first credit card, now what?Polly goes over the basics you need to know when you get your first credit card. Listen in!2024-02-2315 minSwipe!SWIPE 165 -Using your credit: Give yourself a "Polly Pass" during challenging times.Polly shares some credit basics and focuses on giving yourself some grace when it is time to access your credit, especially during challenging times. Sometimes you have to give yourself a "Polly Pass" and she detailes when and how in this episode!2024-02-1416 minSwipe!SWIPE 164 - Make sure you have access to cash!Join Polly as she shares insights on ensuring you have access to cash vs just using your credit card! December 30th is Polly's birthday so reach out and say hello! Do you have access to emergency cash? You may want to listen to learn more!2023-12-2022 minSwipe!SWIPE 163 - The value of customer service and keeping your word. Join Polly as she shares recent experiences that focus on world class customer service and the value of keeping your word. 2023-11-2916 minSwipe!SWIPE 162 - Gift Cards & Quality Customer ServiceJoin Polly B as she discusses some holiday gift giving ideas and the value of world class customer service as we shop this season.2023-11-1521 minSwipe!SWIPE 161 - What scares you about your finances this Halloween?Polly discusses thebiggest fears for most Americans this Halloween! Listen to learn how our spending habits have changed and what fears many people have with their finances this time of year! 2023-10-3112 minSwipe!SWIPE 160 - Frightening Finances for 2024!Join Polly as she lists the financial threats that many people should be afraid of in 2024! Liste in!2023-10-1818 minSwipe!SWIPE 159 - Are you prepared for all types of disasters?Learn some of the tips that people have shared with Polly during her last hurricane evacuation!2023-09-2816 minSwipe!SWIPE 158 - It's the merchant's turn!It's time that we as Americans help keep our merchants in business by spending more at home.2023-09-2017 minSwipe!SWIPE 157 - It's becoming a cyber currency world!Listen in as Polly shares surprising news as to who is accepting cyber currency as payment today! It may shock you!2023-08-2916 minSwipe!SWIPE 156 - Why all businesses should accept cyber currency.Join Polly as she shares the benefits of accepting cyber currency as payment and shares why its safe to accept it today!2023-08-2222 minSwipe!SWIPE 155 - Keep your eye on your medical bills.Join Polly while she shares how she caught hundreds of dollars of medical charges in error on her bill. The physicians were not tracking the billing properly and the office staff billed BOTH the insurance company AND the customer, Such action is a federal offense and the Physical can and lose his license. Just because you get a medical bill does not mean the insurance company isn't investigating the charge to pay it. DON'T pay a bill before you contact your insurance provider. EVen worse, the physicians are collecting the deductible multiple times..... It's your money, keep a close eye on it...2023-07-2517 minSwipe!SWIPE 154 - How taking a vacation can get you paid!Join Polly as she shares research and statistics on how taking a vacation can get you a well deserved pay raise and also save your life!2023-07-1219 minSwipe!SWIPE 153 - Bitcoin, Politics & More!Learn about the highlights of the Bitcoin 2023 conference along with some surprising power players. Listen in!2023-06-2716 minSwipe!SWIPE 152 - Payments Education Forum, the place to be!Here is a golden opportunity to meet with world class leaders in the payments industry!2023-06-1322 minSwipe!SWIPE 151 - Grab your beach bag, umbrella, flip flops and your travel rewards card!Learn how your travel rewards card can give you so many benefits and opportunities to play harder on your vacation.2023-05-2914 minSwipe!SWIPE 150 - Oh No! My credit score dropped! What can I do?Join Polly as she explains why credit score fluctuation in normal. Listen in!2023-05-1616 minSwipe!SWIPE 149 - Will you outlive your money?Join Polly as she shares the four threats every wealth builder ha to conquer. Procrastination, inflation, losses and taxes.2023-04-2514 minSwipe!SWIPE 148 - Review of money milestonesLeap into Spring with some financial tipsto help your savings blossom!2023-04-1514 minSwipe!SWIPE 147 - Are you being scammed right now?Join Polly as she dives deeper into scams and shares how to identify them.2023-03-2817 minSwipe!SWIPE 146 - Romance Scams 101Join Polly as she iintroduces you to romance scams you may not be aware of!2023-03-1415 minSwipe!SWIPE 145 - Be Credit Intelligent in 2023Listen and learn how to improve your credit score..after holiday shopping.2023-02-2813 minSwipe!SWIPE 144 - Savvy Swipers' Satchel 2023Join Polly as she answers listener questions on this first Savvy Swipers Satchel episode of the new year! It has been a long while since she does this so listen in for valuable information and share it with a friend!2023-02-1514 minSwipe!SWIPE 143 - The Myths about budgetingJoin Polly B as she highlights myths surrounding budgeting and many of the excuses we make to avoid what we know we should do! If you are looking to budget this year listen in!2023-01-2515 minSwipe!SWIPE 142 - Financial Goals vs Budgeting in the new yearTune in as Polly explains why it is important to have financial goals in mind before you set your budget!2023-01-1215 minSwipe!SWIPE 141 - How to prepare for recession, side hustles and more!JoinPolly B as she provides valuable information on how to prepare for a recession and also highlights some side hustles and credit cards to aid you in this new year!2023-01-0418 minSwipe!SWIPE 140 - How to avoid credit card stress this holiday season.Join Polly B as she helps you navigate this holiday season by minimizing your credit card usage which leads to high stress.2022-12-2414 minSwipe!SWIPE 139 - Beware of "emotional Shopping" this holidayLearn. how sounds, smells, colors, lighting and displays can trigger your emotions when buying for loved ones. 2022-11-2218 minSwipe!SWIPE 138 - Holiday gift ideas on a budget!Join Polly B and guest host Niel Guilarte as they go over gift suggestions for the holidays that cost less than $50! Avoid getting into credit card debt with these great suggestions!2022-11-0924 minSwipe!SWIPE 137 -A January with no debt !Join Polly B and lets start planning early how to spend less…give more from the heart than from the plastic . You deserve to have a real authentic holiday withput huge January debt .2022-10-2517 minSwipe!SWIPE 136 - Credit Card ChurningJoin Polly B as she breaks down credit card trends, specifically credit card churning and the pitfalls of this trend.2022-10-1112 minSwipe!SWIPE 135 - The secret to BIG cash flow...Join Polly as shares why "now" is the best time to start a side hustle........ and how to turn your gifts-talent into a cash machine.2022-09-2015 minSwipe!SWIPE 134 - International Travel Rewards & More!Join Polly B as she walks through the benefits of international travel rewards and goes over which cards offer some of the best benefits!2022-09-0617 minSwipe!SWIPE 133 - How to identify a cyber-currency scam!Join Polly as she teaches you how to identify the tricks used by cyber-currency scammers to get you to trust them!2022-07-2619 minSwipe!SWIPE Special Edition: Top Gun Merchants meet in DC to strategize,lead, educate and ensure payment profitability.Learn how attending the Payments Ed Forum can be a game changer for your business! 2022-07-1326 minSwipe!SWIPE 132 - What's your Money Mindset?Join Polly B. and guest host Niel Guilarte, Founder of Wildstyle Media Group, LLC, as they share their childhood stories about their money mindset and more!2022-06-2823 minSwipe!SWIPE Special Episode: The Payments Education ForumThis is a special edition of SWIPE! Take a moment to listen in as Polly B extends a personal invitation to the Payments Education Forum this August in Washington DC. This is a HUGE opportunity listen in for details now.2022-06-1727 minSwipe!SWIPE 131 - How to improve your cash flow!On this episode host Polly B. welcomes Niel Guilarte, Founder of Wildstyle Media Group, LLC in Tampa to discuss cash flow. Listen as Niel and Polly help you understand cash flow and provide tips on how to increase it as we enter the summer season.2022-06-0719 minSwipe!SWIPE 130 - Spender's Law Part 2Join us on this second part of the series as we continue to discuss the Spender's Law with guest host Niel Guilarte, founder of Wildstyle Media Group, LLC in Tampa, Florida. 2022-05-2417 minSwipe!SWIPE 129 - Spender's Law Part 1Join us on this two part series as Polly B discusses the Spender's Law with guest host Niel Guilarte, founder of Wildstyle Media Group, LLC in Tampa, Florida. This is a series you do not want to miss!2022-05-1014 minSwipe!SWIPE 128 - Bitcoin MythsBitcoin.. People either Love It..Hate it or don't understand it...Join Polly B while she shares some common myths around Bitcoin and it value.2022-04-1911 minSwipe!SWIPE 127 - Crypto 101: Bitcoin Explained Part 2Polly B breaks down the basics of bitcoin further and specifically focuses on how to use bitcoin especially if you are new to it! 2022-04-1112 minSwipe!SWIPE 126 - Crypto 101: Bitcoin ExplainedJoin Polly B as she breaks down the basics of bitcoin and the blockchain in response to listener requests! 2022-03-2215 minSwipe!SWIPE 125 - Financial Concerns..... Do you know your FIN number?Join Polly B as she shares callers concerns that they might outlive their money. 2022-03-0812 minSwipe!SWIPE 124 - Women in businessJoin us on this episode as Polly B shared statistics on women in business that you may not know and some of it is surprising! This is an episode you do not want to miss!2022-02-2212 minSwipe!SWIPE 123 - Women in the workplaceOn this episode Polly B discusses the particiaption of women in the workplace in todays environment. If you are working from home or in person, this is an episode that you do not want to miss!2022-02-0809 minSwipe!HELP- Is the financial info on my smartphone secure?A record number of holiday shoppers used their smartphone to buy . Listen to Polly as she shares best practices to protect your smart phone from cyberthreats. 2022-01-1809 minSwipe!Changing the way you approach your emergency fund.Join Polly B as she details ways to rethink how you handle your emergency fund in 2022. 2022-01-0408 minSwipe!Protect Your grandkids from crippling debt.oin Polly B as she talks about how to educate your grandkids about credit card debt. First time credit card users up to 19.3 million in 2021.2021-12-2109 minSwipe!Avoiding Holiday Debt.....Credit Card Purchases during the holidays.Learn the tricks and tips of how to shop during the holidays and avoid 6 month debt for gifts.2021-12-0709 minSwipe!I don't have to pay for credit card charges I didn't make.....do I ?Join Polly B as she shares HORROR stories of hundreds of thousands of "gaming charges" applied during Covid.... to cards where children played hours of games white their parents' credit cards got charged!2021-11-2313 minSwipe!OH NO Christmas 2021-- OUT OF STOCKHow do you feel about telling your 5 year old grandchild that the ONLY toy she really wanted wont be here till March?? Christmas toys, to electronics are on the ships that can't unload and trucks that are paying CRAZY prices for gasoline. Predictions for CHristmas 2021 is that stock of stock or back ordered will be the name of the game. 2021-11-0915 minSwipe!Let's talk credit scores!Join Polly B as she discusses credit score myths and much more!2021-10-2616 minSwipe!What it means when your credit card issuer changes.Join Polly B as she explains why it means when your credit card issuer changes. Polly provides clear insights so that you. understand the entire process.2021-10-1213 minSwipe!Protect your data from scams Part 2Join Polly B as she reveals the scams to get your personal information.2021-09-2813 minSwipe!New Scams occur every week.Follow Polly B while she directs you through new scams plots to get your personal information. 2021-09-1416 minSwipe!Simple financial milestones that will improve your life!Join Polly B as she highlights simple financial milestones from the award winning book How Money Works that will allow you to rest easy and improve your life! Take control of your financial future and start with the basics! 2021-08-2418 minSwipe!Do you really know how money works?Join finance veteran Polly B as she takes you through the basic finance lessons you were not taught in school!2021-08-1017 minSwipe!Finding the RIGHT credit card partner for your back to school move.Heading back to school with the wrong card can cost you tons. Listen carefully as Polly highlights some of the best student cards for managing your money this fall semester.2021-07-2716 minSwipe!To Close or Not to Close a Credit CardJoin special guest host, Laura Lively as she talks about the pros and cons of closing a credit card account. Before you close a card, listen in for tips and tricks that will help make the best decision for your situation.2021-06-2913 minSwipe!Title Credit Scores Run your Life……Really !Join Polly B as she talks about the importance of understanding your credit score and the difference between No credit Score and a Bad Credit score.2021-06-1516 minSwipe!New telephone scam update!Join Polly as she shares a few fraudulent scams that are occurring and how you can protect yourself! Today, scammers are using vaccines and even churches as bait to get your valuable information! Listen in!2021-05-2517 minSwipe!SWIPE 106 - Hackers Beware! Enough is Enough!Join Polly as she shares tips from the Houston Police Department on how to protect your identity and hold on as an angry Polly puts her foot down on identity theft and fraud in general! 2021-04-1317 minSwipe!Covid 19 financial scams...watch your back!Join Polly B as she shares her personal scam attacks and what you need to do to protect yourself!2021-03-2318 minSwipe!Small merchants hit hard by pandemic credit card fraudJoin Polly B as she shares with you how small businesses can prevent credit card fraud.2021-03-0217 minSwipe!Title Identify Theft … Stop… Learn How to Protect your good name!Pay close attention as Polly and Jerick take you through the immediate actions you need to take to prevent the nightmare of Identify Theft.2021-02-1615 minSwipe!Swipe Team Members- Hacked !! - No one is protected from Fraud HacksJoin Polly B. and Jerick Johnston as their share personal stores of how crocks hacked multiple accounts and attempted Identity theft. Learn what to watch for to protect your good name. 2021-02-0216 minSwipe!Are you in Student Loan Terror?Join Guest host Jerick Johnston and Guest Speaker and Student Loan Expert Christie Arkovitch Esq as they explain the newest government updates on Student Loan payments reduction and possible forgiveness. Learn directly from Christie , a world class expert on how you can qualify for student loan relief and take control back control of your student loan. 2021-01-1914 minSwipe!Happy 100th Episode!Listen in as Polly and team talk about how they began Swipe The Podcast back in July of 2017, what was Polly’s original vision, where she currently is as we ring in 2021, and what her vision for the future of Swipe! She is joined by her fabulous team, Niel Guilarte, Jerick Johnson, and Laura Lively who will also reminisce and then catch listeners up on what they’re most excited about in 2021.2021-01-0527 minSwipe!Its the season for Giving.Join Polly B and Her special Guest Niel Guilarte as they share tips of how to make sure your dollars go to the charity of your choice. Learn as Niel tells about software and apps that will help you qualify charities and make sure your money is being used as you intended.2020-12-2216 minSwipe!Have a safe and Financially Healthy 2020 Holiday SeasonListen in as Polly and Laura walk through some great tips to make sure you stay credit savvy during the 2020 Holiday Season. They’ll share their thoughts about shopping online, making sure you budget for things you might not think of and share a bit about their own plans for this holiday season.2020-12-0815 minSwipe!Holiday 2020 spending on a budget.In these uncertain financial times its important to be frugal and protect your wallet. Join Polly B as she shares proven trips that allow you to shop wisely during Holiday 2020.2020-11-1715 minSwipe!Plastic Only….NO cash acceptedJoin Guest Jerick Johnston and Polly B as they talk about the impact of businesses accepting plastic only.2020-11-0314 minSwipe!A Man Is Not A PlanJoin Polly and Dawn Siebold, Certified Financial Educator and Master Trainer of How Money Works as they discuss how important it is for women to be better educated in the arena of money.2020-10-2018 minSwipe!Do You Know Where Your Money Is?Do you open and review your 401k statements researching to see if your plan needs to be recalibrated? Were you taught by your parents or educators about how to manage your money beyond a typical checking or savings account? Join Polly and Dawn Siebold, Certified Financial Educator and Master Trainer of How Money Works as they discuss how important financial literacy is for everyone.2020-10-0618 minSwipe!College Students and their Credit CardsListen in as Polly and Jerick share information about the biggest mistakes students make with credit cards that damage their credit reports and impact their future. Learn about the top 3 Best credit cards for students seeking to establish a good credit history.2020-09-1516 min