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Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
32: Sequence of Returns Risk Explained: Protecting Retirement Income
Like what you heard in this episode? 🗓️ Schedule a Retirement Income Q&A call with Dr. Amanda:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog /////////////// 32: Sequence of Returns Risk Explained: Protecting Retirement Income What if two retirees earned the exact same 6% average return — but one ended up with $419,000 less after just 10 years? In this episode of Retirement Income School™, Dr. Amanda breaks down one of the most misunderstood a...
2026-03-05
14 min
Take Pride in Retirement
100 Episodes of Pride: How to Create Tax-Free Retirement Income with Life Insurance
Welcome to Episode 100! I can't believe we've reached this incredible milestone together. Thank you for being part of this journey as we help LGBTQ+ individuals and couples build retirements rooted in clarity, confidence, and pride. For this special episode, I'm diving deep into one of the most powerful retirement strategies available: tax-free income using life insurance. This is Part 2 of our life insurance series, and today we're getting tactical about taxes—specifically, how to create income streams that Uncle Sam can't touch. I start with a reality check for LGBTQ+ retirees: many of us are si...
2026-03-03
29 min
Take Pride in Retirement
Living Benefits, Legacy Protection & Why Life Insurance Matters More for LGBTQ+ Retirees
Life insurance isn't what it used to be—and that's great news for your retirement plan. Today's episode is all about how life insurance has evolved from a simple death benefit into a powerful financial asset that can protect you while you're still living. I break down the fundamental difference between term and permanent life insurance using a simple analogy: renting versus owning. Term insurance is like renting—it's temporary, inexpensive, and great for specific needs like income replacement when you're raising kids. But it expires right around the time you start thinking about legacy planning. Permanent insu...
2026-02-28
28 min
Take Pride in Retirement
Control What You Can Control: Healthcare Decisions That Define Your Retirement
This is part two of our healthcare series, and today we're shifting from awareness to action. Here's a statistic that might surprise you: nearly seven out of ten people turning 65 today will need some form of long-term care. And here's what really catches people off guard—Medicare does not cover long-term care. With nursing home costs easily exceeding six figures annually, where is that money going to come from? For my LGBTQ+ listeners, this conversation is especially critical. Many of us are likely to age alone or rely on chosen family for caregiving. Planning early isn't just ab...
2026-02-24
20 min
Take Pride in Retirement
The Healthcare Shock: Why LGBTQ+ Retirees Need a Different Strategy
Healthcare costs are one of the biggest sources of anxiety for people heading into retirement—and in this episode, I'm breaking down exactly what you need to know to prepare without panicking. I dive deep into Medicare's alphabet soup (Parts A, B, C, and D), revealing the costly mistakes that can haunt you for life—like late enrollment penalties that never go away. I also introduce you to IRMAA, those income-related surcharges that can double or even triple your Medicare premiums based on a two-year lookback. If you're within five years of turning 65, this timing discussion is abso...
2026-02-20
29 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
31. Roth vs Whole Life for RMD Planning (Start Before 73!)
Like what you heard in this episode? 🗓️ Schedule a Retirement Income Q&A call with Dr. Amanda:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog /////////////// 31. Roth vs Whole Life for RMD Planning (Start Before 73!) If you're asking at age 73 whether whole life can eliminate your RMDs… you might already be asking too late. In this episode of the Retirement Income School™, Dr. Amanda tackles one of the smartest — and most...
2026-02-19
14 min
Take Pride in Retirement
Your LGBTQ+ Inflation Action Plan; Plus Prescription Drug Costs w/Antonio Ciaccia of 46brooklyn
In the last episode, we talked about why inflation still matters — especially for LGBTQ+ retirees. In this episode, we move from awareness to action. I walk through real strategies you can use to protect your retirement from rising costs, including how Social Security cost-of-living adjustments actually work (and where they fall short), how to build income streams that keep up with inflation, and why diversification and disciplined planning are critical over the long run. We also dive into one of the biggest drivers of healthcare inflation: prescription drug costs. I sit down with Antonio Ci...
2026-02-17
29 min
Take Pride in Retirement
Inflation and Your LGBTQ+ Retirement: Why the Stakes Are Higher
Inflation may not dominate the headlines like it did a few years ago — but make no mistake, it’s still reshaping retirement outcomes in a big way. In this episode, I break down why inflation remains one of the biggest long-term threats to financial security, especially for members of the LGBTQ+ community. From healthcare and housing to groceries and travel, rising costs don’t just impact your budget — they impact your independence. And for LGBTQ+ retirees who may be more likely to be single, rely on chosen family, or have faced career or legal barriers in the past, in...
2026-02-14
31 min
Take Pride in Retirement
Smart Tax Planning for LGBTQ+ Retirees; Plus, Emergency Funds with Rod Griffin of Experian
In this episode of Take Pride in Retirement, I’m diving into a topic that can quietly do more damage to your retirement than market volatility: taxes. We talk about “tax drag” — how even small inefficiencies can reduce your income over time — and why it matters especially for LGBTQ+ retirees who may face unique planning challenges around filing status, survivor planning, and income strategy. I break down how required minimum distributions (RMDs), Social Security taxation, and Medicare IRMAA surcharges can all impact what you actually take home in retirement. We also talk about Roth accounts, rollovers...
2026-02-10
29 min
Take Pride in Retirement
Are Fees Stealing Your Future? What LGBTQ+ Retirees Need to Know
In this episode of Take Pride in Retirement, I take a deep dive into one of the most overlooked threats to long-term financial security: hidden investment fees. Even small percentages — 1% here, a fraction there — can quietly compound over time and cost you tens or even hundreds of thousands of dollars in retirement. And for LGBTQ+ individuals and couples who may have fewer traditional safety nets, those costs can have an even bigger impact. I walk through where fees tend to hide, including 401(k)s, mutual funds, advisory structures, and workplace plans. We talk about how expe...
2026-02-06
31 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
30. Why Retirement Is Emotional — Not Just Financial
Like what you heard in this episode? 🗓️ Schedule a Retirement Income Q&A call with Dr. Amanda:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog /////////////// 30. Why Retirement Is Emotional — Not Just Financial In this special lesson of Retirement Income School™, Dr. Amanda shares a more personal side of her journey and explains why retirement planning is about more than numbers on a spreadsheet. From being a single-mom in grad sc...
2026-02-05
19 min
Take Pride in Retirement
Social Security Decisions That Shape Your Retirement (What LGBTQ+ Retirees Need to Know)
On this episode of Take Pride in Retirement, I take a deep dive into Social Security planning, with a special focus on the issues that matter most to LGBTQ+ individuals and couples. From market volatility and inflation to spousal, survivor, and divorce-related benefits, this episode is all about helping you understand how Social Security really fits into your overall retirement plan. I break down why claiming decisions are never one-size-fits-all, how timing can dramatically impact your lifetime income, and why guaranteed income matters even more if your career—or your relationships—didn’t follow a traditional path. We also...
2026-02-03
29 min
Take Pride in Retirement
Tax Changes, Cost-Cutting, and Financial Peace of Mind with Mark Steber (Jackson Hewitt)
On this episode of Take Pride in Retirement, I’m joined by Mark Steber, Chief Tax Officer at Jackson Hewitt Tax Service, to break down some of the most important tax changes impacting individuals and retirees heading into 2026. We talk about new deductions, who qualifies, and how missing just one line on your return could mean leaving thousands of dollars on the table. Before and after my conversation with Mark, I also dig into two critical planning topics that matter deeply for the LGBTQ+ community: managing everyday expenses in retirement and building (or rebuilding) a proper emergency fun...
2026-01-31
30 min
Take Pride in Retirement
Retirement Is More Than Money: Social Security, Purpose & Pitfalls (Part 2)
This episode is part two and the conclusion of our series on the five major retirement shifts happening right now—and how they’re affecting LGBTQ+ individuals and couples as we head into 2026. In part one, we talked about where you live, healthcare costs, and longevity. Today, we wrap things up by diving into two topics that often cause the most confusion—and the most mistakes: Social Security and purpose in retirement. We’ll take an honest look at: What Social Security was really designed to do (and what it wasn’t) Why relying on Social...
2026-01-27
24 min
Take Pride in Retirement
Critical Retirement Shifts LGBTQ+ People Need to Understand Heading into 2026 (Part 1)
Welcome back to Take Pride in Retirement—the show all about helping you build a retirement you can truly take pride in. In this episode, I’m kicking off part one of a two-part series on the five major retirement shifts happening right now as we head into 2026—and why they matter especially for LGBTQ+ individuals and couples. Retirement planning today isn’t just about hitting a certain age or saving a certain number. The rules are changing, and for our community, there are extra layers to consider—healthcare access, caregiving, safety, acceptance, and how long our mo...
2026-01-24
24 min
The Sea Captain Leadership Podcast
Social Security Myths & Truths
Social Security is one of the most important — and most misunderstood — components of retirement planning. In this episode, host Phil Bender is joined by Thomas Drapala, Registered Director of Strategic Partnerships at Social Security Analysts (RSSA), to unpack the myths, misconceptions, and costly assumptions that lead many Americans to leave meaningful benefits unclaimed.Phil and Tom discuss why Social Security decisions are often mishandled, why the benefit still matters for affluent and high-net-worth clients, and how advisors can use clarity in this area to build trust and confidence. They also cut through fear-based headlines to explain the real...
2026-01-22
28 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
29. Roth Conversion Blueprint for an $850K TSP (Live Demo)
Like what you heard in this episode? 🗓️ Schedule a Retirement Income Q&A call with Dr. Amanda:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog/////////////// 29. Roth Conversion Blueprint for an $850K TSP (Live Demo) If you’re a federal employee or retiree with a sizable Thrift Savings Plan (TSP), this episode is designed to help you understand how TSP taxes actually work in retirement. The TSP is excellent at helpi...
2026-01-22
21 min
Take Pride in Retirement
Results in Advance: Reducing Fees & Creating Guaranteed Retirement Income (Part 2)
For many LGBTQ+ retirees, retirement planning comes with additional complexity. We weren’t always taught how to evaluate investment fees, and trusted institutions haven’t always protected our community. That’s why understanding what you’re paying — and why it matters — is so important. Fees can quietly drain your retirement income, especially once you stop working and start relying on your savings. In this episode, I break down: Why most people don’t actually know how much they’re paying in fees How layered investment fees can silently erode retirement income Why outdated portfolio strategies — like relying heavily on...
2026-01-20
21 min
Take Pride in Retirement
Results in Advance: Building a Strong Retirement Foundation (Part 1)
In this episode of Take Pride in Retirement, I’m kicking off a two-part conversation around something I believe every LGBTQ+ person deserves as they approach retirement: clarity before uncertainty hits. I call it “results in advance” retirement planning — the idea that you shouldn’t have to guess what retirement will look like or hope the markets cooperate once you stop working. Instead, you can build a strong foundation now, so you know what you’re walking into later. As a member of the LGBTQ+ community myself, I know retirement planning often comes with extra layers: uneq...
2026-01-17
24 min
Take Pride in Retirement
The High Cost of Panic: Why Emotional Investing Hurts LGBTQ+ Retirees Most
In this episode of Take Pride in Retirement, I tackle one of the biggest mistakes I see retirees make—letting emotions drive their investment decisions. When the world feels chaotic and markets swing like a roller coaster, it’s human nature to react. But emotional investing is one of the most expensive mistakes you can make in retirement—especially for LGBTQ+ retirees, who often lack the traditional financial and family support systems others rely on. I’ll show you exactly how a skilled advisor helps you stay disciplined, avoid costly mistakes, and build a retirement plan that’s structur...
2026-01-14
21 min
Take Pride in Retirement
Retiring in a Volatile World: LGBTQ+ Strategies for Predictable Income and Peace of Mind
Market turbulence is rising—and LGBTQ+ retirees face unique risks, from emotional investing to limited family support structures. In this episode, I share how to build predictable income, avoid sequence-of-returns risk, and create a retirement strategy centered on stability, dignity, and pride. If you want clarity, confidence, and a plan that reflects your life—and your pride—this is your episode. Schedule your free financial consultation at TakePrideInRetirement.com or call 855-246-9211. -- Request your free RSSA Roadmap for Social Security optimizationWatch full episodes on YouTube:https...
2026-01-10
23 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
28. Ed Slott on Roth Conversions, IRAs & RMDs | Retirement Savings Time Bomb
Like what you heard in this episode? 🗓️ Schedule a Retirement Income Q&A call with Dr. Amanda:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog/////////////// 28. Ed Slott on Roth Conversions, IRAs & RMDs | Retirement Savings Time Bomb 📕 LINK TO ED SLOTT'S BOOKThe Retirement Savings Time Bomb Ticks Louder: How to Avoid Unnecessary Tax Landmines, Defuse the Latest Threats to Your Retirement Savings, and Ignite Your Financial Freedom In this lesson fr...
2026-01-08
43 min
Take Pride in Retirement
Podcast Extra: Postpartum Depression in New Dads—A Conversation with Dr. Sheehan Fisher
In this special Take Pride in Retirement Podcast Extra, I sit down with Dr. Sheehan Fisher, a psychologist with Northwestern Medicine, to shine a light on something that is far too rarely talked about: postpartum depression in new dads. This episode is relevant to all families — LGBTQ+, straight, adoptive, blended — because mental health touches every part of our lives, including how we show up for our partners, our children, and ourselves.Postpartum depression is usually associated with new moms, but research shows that 1 in 10 fathers will experience postpartum depression—often in the first 3 to 6 months after the ba...
2025-12-26
06 min
Take Pride in Retirement
A New Year, A New Financial You: 2026 Planning for LGBTQ+ Retirees & Families
As we head into a brand-new year, I wanted to sit down and share something a little more personal — the five financial resolutions I believe can truly transform your future, especially for LGBTQ+ folks like us who’ve often had to navigate financial hurdles that others don’t always see. In this episode, I walk you through the SMART goal framework I personally use, why rebuilding your budget after the holidays matters more than you think, and how automating your savings can change everything — especially if you feel like you got a late start. I also dive into str...
2025-12-20
26 min
Take Pride in Retirement
Your LGBTQ+ Year-End Financial Checklist: 7 Essential Moves Before 2026
In this episode of Take Pride in Retirement, I walk you through a focused LGBTQ+ year-end financial checklist to help you finish 2025 strong and step into 2026 with clarity and confidence. I cover the key moves to make before the calendar turns — from budgeting and debt reduction to maximizing retirement contributions, planning for RMDs, updating beneficiaries, and protecting your legal and financial documents. I also share encouragement for anyone who feels like they “started late,” break down the holiday scams hitting our community especially hard, and take a fun look at this year’s PNC Christmas Price Index. If...
2025-12-13
38 min
Defenders of Business Value
EP 136: The Retirement Strategy Hiding in Plain Sight with Thomas Drapala
Owners fixate on the purchase price of their exit, but the bigger loss to long-term income can come from how Social Security is handled. Get it wrong, and you can quietly lose six figures. Thomas Drapala, Director of Strategic Partnerships at Registered Social Security Analysts (RSSA), explains why 96% of Americans leave money on the table when they treat Social Security as an afterthought. Drawing from his client work, he discusses how self-employment tax, entity structure, and "reasonable compensation" influence Social Security benefits. Thomas also walks through how RSSA's analysis helps owners save thousands of dollars a year...
2025-12-10
32 min
Take Pride in Retirement
The LGBTQ+ Retirement Reset: Emotional, Financial & Lifestyle Shifts in Year One
In this episode, Matt McClure sits down with Bank of America’s Mary Hines Droesch to explore the latest holiday shopping trends—from the rise of “dupe culture” to how Gen Z and millennials are reshaping gift-giving. Then, Matt breaks down the five biggest first-year retirement surprises LGBTQ+ retirees face, including emotional transitions, healthcare shocks, relationship shifts, tax complications, and spending patterns. Packed with practical tips, LGBTQ+-specific insights, and steps to build a more confident retirement. Schedule your free financial consultation at TakePrideInRetirement.com or call 855-246-9211. -- Reques...
2025-12-06
43 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
27. Annuity Q&A 2025: Fees, Caps, LTC Riders, Bonuses & Roth Conversions Explained
Like what you heard in this episode? 🗓️ Schedule a Retirement Income Q&A call with Dr. Amanda:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog/////////////// Links to the TOP 3 EPISODES of the year:🎙️16. Roth Conversion Deadline: Why 2025–2028 Could Save You Thousands 🎥 Roth Conversion Deadline: Why 2025–2028 Could Save You Thousands🎙️19. Roth Conversion Case Study for IRA Millionaires🎥 IRA Millionaire? Watch This Live Roth Conversion Walkthrough 🎙️12. Annuities Explained: Rates, Fees & Why More Re...
2025-12-03
20 min
Take Pride in Retirement
COLA, Medicare & LGBTQ+ Money Gaps: Your 2026 Social Security Update
In this Thanksgiving-week episode of Take Pride in Retirement, host and fiduciary advisor Matt McClure breaks down the 2026 Social Security changes and what they mean specifically for LGBTQ+ retirees and pre-retirees. Matt explains how cost-of-living adjustments, Medicare premium increases, and new tax deductions intersect with the lived financial realities of LGBTQ+ adults—many of whom face wage gaps, career interruptions, discrimination, and lower lifetime earnings that directly impact Social Security benefits. He also tackles the big question: “Will Social Security always be there?” and offers clear, actionable steps LGBTQ+ individuals and couples can take to build...
2025-11-26
26 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
26. 3 IRA Tax Rules From Ed Slott Every Retiree Must Know
Like what you heard in this episode? 🗓️ Schedule a Retirement Income Q&A call with Dr. Amanda:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog/////////////// 26. 3 IRA Tax Rules From Ed Slott Every Retiree Must Know In today’s episode of the Retirement Income School™, I’m sharing the three biggest rules I learned at Ed Slott’s Elite IRA Advisor Group training — using Ed’s exact quotes and simple, practical steps you can use...
2025-11-19
12 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
25. $500K Annuity Showdown: MYGA vs FIA for Retirement Income
Like what you heard in this episode? 🗓️ Schedule a Retirement Income Q&A call with Dr. Amanda:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog/////////////// 25. Live Annuity Comparison: MYGA vs FIA with Income Rider for Retirement Income If you had $500,000 to put into an annuity for retirement income, would you choose a guaranteed 5.5% rate for 10 years — or a guaranteed paycheck for life? In this Retirement Income School™ lesson, Dr. Amanda w...
2025-11-05
19 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
24. Annuity Fees Explained: SPIA, DIA, MYGA, FIA vs. Variable Annuities
Like what you heard in this episode? 🗓️ Schedule a Retirement Income Q&A call with Dr. Amanda:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog/////////////// 24. Annuity Fees Explained: SPIA, DIA, MYGA, FIA vs. Variable Annuities In this Retirement Income School™ lesson, Dr. Amanda tackles one of the biggest misconceptions about annuities — that they all come with high fees. She breaks down the four main types of annuities — SPIAs, DIAs, MYGAs, and FIAs...
2025-10-22
22 min
Take Pride in Retirement
Shutdown Showdown & Market Jitters: Protecting Your Retirement with Pride
In this episode of Take Pride in Retirement, host and advisor Matt McClure breaks down how political tension and government gridlock are impacting the markets—and what LGBTQ+ investors can do to stay calm and stay confident. You’ll hear: Market Update: Why 401(k) investors are moving to cash and bonds amid uncertainty—and how to rebalance for stability and growth. ️ Shutdown Showdown: What the ongoing government shutdown really means for your money, your healthcare, and your peace of mind. ❤️ Special Interview: Sherman Gillums Jr., Senior Director of Public Policy and Advocacy at the Christopher & Dana Reeve Foundat...
2025-10-17
25 min
Take Pride in Retirement
Taxes Today, Taxes Tomorrow: LGBTQ+ Strategies for Smarter Retirement Planning
Tax season might be months away, but smart planning starts now. In this episode of Take Pride in Retirement, host and fiduciary advisor Matt McClure dives into “taxes today and tomorrow” — helping you prepare for year-end changes, minimize future tax burdens, and build lasting financial security. First, Matt welcomes Mark Steber, Chief Tax Information Officer at Jackson Hewitt, to explain the biggest 2025 tax code updates — from new senior deductions and child tax credit increases to changes in overtime and tip income. Then, Matt turns to long-term tax strategy for the LGBTQ+ community, breaking down how to structure your reti...
2025-10-11
40 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
23. Q&A: Annuities, LTC, Roth & Social Security Featuring Roy Snarr
Like what you heard in this episode? 🗓️ Schedule a Retirement Income Q&A call with Dr. Amanda:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog/////////////// 23. Q&A: Annuities, LTC, Roth & Social Security Featuring Roy Snarr In this Retirement Income School™ lesson, Dr. Amanda sits down with nationally recognized LTC and safe-money strategist Roy Snarr to show how annuities and long-term care planning work together. You’ll hear Roy’s personal “why,” what m...
2025-10-08
30 min
Take Pride in Retirement
From Anxiety to Empowerment: Beating Longevity Risk in LGBTQ+ Retirement
For LGBTQ+ retirees, living longer means more years to celebrate who you are—but it also brings the challenge of making your money last. In this episode of Take Pride in Retirement, Matt McClure explores longevity risk through an LGBTQ+ lens, covering unique factors like higher healthcare costs, chosen family support networks, and fewer traditional pensions. Special guest Tom Kamber from AARP joins to discuss digital safety for older adults. Learn how to protect your retirement with strategies tailored to the LGBTQ+ community—because your future should be filled with freedom, not fear. Schedu...
2025-10-03
50 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
22. Retirement Income Paychecks & Playchecks | Tom Hegna #Annuities
Like what you heard in this episode? 🗓️ Schedule a Retirement Income Q&A call with Dr. Amanda:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog/////////////// 22. Retirement Income Paychecks & Playchecks | Tom Hegna #Annuities In this episode of the Retirement Income School™, Dr. Amanda sits down with Tom Hegna — economist, author, and one of the most respected voices in retirement income planning. Together they discuss Tom’s books Paychecks and Playchecks and Don’t Worry, Retir...
2025-09-24
31 min
Take Pride in Retirement
Legacy on Your Terms: Estate Planning for the LGBTQ+ Community
Your legacy is more than numbers on a balance sheet—it’s about ensuring your relationships, your identity, and your wishes are respected long after you’re gone. In this episode of Take Pride in Retirement, host Matt McClure goes beyond the basics of retirement planning to explore legacy and estate planning through an LGBTQ+ lens. From wills and healthcare directives to trusts and charitable giving, Matt highlights why these documents matter so deeply for LGBTQ+ individuals and couples, especially when protecting chosen family. Along the way, he shares insights on avoiding probate, ensuring your identity is honore...
2025-09-19
38 min
Take Pride in Retirement
Why You Can’t Retire Like Your Parents Did (Especially If You’re LGBTQ+)
Retirement today looks nothing like it did for your parents or grandparents—and for LGBTQ+ individuals and couples, the challenges are even greater. In this episode of Take Pride in Retirement, host and fiduciary advisor Matt McClure covers why personalized planning is essential, the decline of pensions, Social Security uncertainties, and how to create your own “personal pension” with guaranteed income strategies. Plus, September is Life Insurance Awareness Month, so Matt breaks down why life insurance is about love, dignity, and financial security—not just a death benefit. You’ll also hear from Dr. Julie Gralow of the America...
2025-09-13
38 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
21. Roth Conversion & Roth Blueprint: Strategies for IRA Millionaires
Like what you heard in this episode? 🗓️ Schedule a Retirement Income Q&A call with Dr. Amanda:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog/////////////// In this episode of Retirement Income School™, I sit down with Steve Hutchinson — creator of the Roth Blueprint software — to dive deep into Roth conversions. We cover why the 2018 tax law changes made conversions riskier, how phantom gains can devastate your retirement, why the 4% rule breaks down durin...
2025-09-10
28 min
Take Pride in Retirement
Annuities Demystified: Building a Secure Retirement Income You Can’t Outlive
In this episode of Take Pride in Retirement, host Matt McClure focuses on one of the most important aspects of retirement planning: creating guaranteed income streams. With pensions disappearing and Social Security facing uncertainty, annuities are making a comeback as a modern solution for financial security. Matt breaks down the different types of annuities—fixed, variable, MYGAs, and fixed indexed annuities—in plain English, explains how they can protect against market volatility, and highlights why they may be especially valuable for LGBTQ+ retirees. You’ll also hear a real-life case study in the Problem Solver segment and test your knowle...
2025-09-06
48 min
Take Pride in Retirement
Four Habits That Can Wreck Your Retirement (and How LGBTQ+ Retirees Can Avoid Them)
In this episode of Take Pride in Retirement, host Matt McClure highlights four costly habits that can derail retirement dreams—and explains how they uniquely impact the LGBTQ+ community. Matt also dives into the realities of healthcare costs, Medicare basics, long-term care planning, and why annuities are the Swiss Army Knife of retirement. With real-life lessons, personal stories, and financial strategies tailored for LGBTQ+ individuals and couples, this episode is all about protecting your future and building a retirement you can truly take pride in. Schedule your free consultation today at takeprideinretirement.com or call (855) 246-9...
2025-08-30
45 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
20. Are Insurance Companies Safe for Retirement Income?
Like what you heard in this episode? 🗓️ Schedule a Retirement Income Q&A call with Dr. Amanda:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog/////////////// Can an insurance company actually go bankrupt — and take your money with it? The short answer is yes, but the full story is very different from what most people think. In today’s lesson, I’ll walk you through the history of life insurance and annuities, how insurance compan...
2025-08-27
13 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
19. Roth Conversion Case Study for IRA Millionaires
Like what you heard in this episode? Schedule a Q&A Call:🗓️ Schedule a Retirement Income Q&A call with me:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog /////////////// Sally retired at 65 with a $1M IRA and felt proud—until she realized how much the IRS could eventually claim. In this lesson, I walk through her real case using my Roth Blueprint software to show how a smart, staged Roth conversion ca...
2025-08-13
20 min
Take Pride in Retirement
Married, Partnered, or Single: Why Relationship Status Matters for LGBTQ+ Retirement Planning
Whether you’re single, married, partnered, divorced, or widowed, your relationship status plays a huge role in shaping your retirement plan—especially in the LGBTQ+ community. In this episode, host Matt McClure breaks down how legal status can impact your Social Security benefits, taxes, estate planning, healthcare decisions, and more. You’ll hear real-life stories, explore crucial legal documents you may need, and learn why proper planning is essential—especially if you're unmarried but in a long-term partnership. Matt also explains how to take advantage of survivor and spousal benefits, avoid costly mistakes, and build a plan that refl...
2025-08-02
34 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
18. IRMAA: The Hidden Medicare Tax That Can Shrink Your Retirement Income
Like what you heard in this episode? Schedule a Q&A Call:1. Schedule a Retirement Income Q&A call with me: calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog/////////////// IRMAA might sound like just another government acronym — but it’s a hidden cost that can quietly drain thousands from your retirement income. It’s based on your income, deducted from your Social Security check, and it increases your Medicare premiums without ever b...
2025-07-30
08 min
Take Pride in Retirement
Caring for Others Without Sacrificing Your Future: LGBTQ+ Caregivers & Retirement Planning
Caregiving is an act of love — but it can also come with an emotional, physical, and financial toll. In this heartfelt episode of Take Pride in Retirement, host Matt McClure shares his personal caregiving journey and dives into the unique challenges LGBTQ+ individuals face when supporting loved ones. From reduced income and out-of-pocket expenses to the emotional weight of caring for chosen family, Matt unpacks how caregiving intersects with retirement planning. You’ll also hear about the financial tools available — including the Nationwide Peak 10 fixed indexed annuity — that can help protect your nest egg and provide a guarante...
2025-07-25
42 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
17. Roth Conversions for IRA Millionaires: Avoid These 6 RMD Tax Traps
Like what you heard in this episode? Here's how I can help:1. Watch my free trainings on how to get PREDICTABLE RETIREMENT INCOME: www.retirementsolutionsfinancial.com/predictable-income2. Schedule a Retirement Income Q&A call with me: calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog/////////////// If you’ve saved $1 million or more in a traditional IRA — congratulations. But here’s the hidden truth: the IRS has already planned how and when they’ll c...
2025-07-23
14 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
16. Roth Conversion Deadline: Why 2025–2028 Could Save You Thousands
Like what you heard in this episode? Here's how I can help:1. Watch my free training on how to get PREDICTABLE RETIREMENT INCOME: www.retirementsolutionsfinancial.com/predictable-income2. Schedule a Retirement Income Q&A call with me:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog/////////////// If you’ve been thinking about a Roth conversion, this episode is for you. In this lesson, Dr. Amanda breaks down how the One Big Beautiful...
2025-07-16
13 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
15. [BOOK REVIEW] Die with Zero - The Retirement Plan That Prioritizes Living Now
Like what you heard in this episode? Here's how I can help:1. Watch my free training on how to get PREDICTABLE RETIREMENT INCOME: www.retirementsolutionsfinancial.com/predictable-income2. Schedule a Retirement Income Q&A call with me: calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog/////////////// What if dying with millions in the bank isn’t a success story — but a missed opportunity? In this episode of the Retirement Income Schoo...
2025-07-09
18 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
14. 8 Important Questions to Ask Before You Retire (at Any Age)
Like what you heard in this episode? Here's how I can help:1. Watch my free training on how to get PREDICTABLE RETIREMENT INCOME: www.retirementsolutionsfinancial.com/predictable-income2. Schedule a Retirement Income Q&A call with me: calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog/////////////// If you’re in your 40s, 50s, or even your 30s and starting to think about retirement, this episode is for you. Most people spend more time...
2025-07-02
14 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
13. Insurance Agent vs. Financial Advisor - Who Should You Trust - How are They Paid?
Like what you heard in this episode? Here's how I can help:1. Watch my free training on how to get PREDICTABLE RETIREMENT INCOME: www.retirementsolutionsfinancial.com/predictable-income2. Schedule a Retirement Income Q&A call with me: calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog/////////////// When it comes to planning your retirement, the person giving you advice matters just as much as the advice itself. In this episode of Retirement Income S...
2025-06-25
25 min
Take Pride in Retirement
Uncovering LGBTQ+ Social Security Secrets with Martha Shedden
How much do you really know about Social Security? This week on Take Pride in Retirement, host Matt McClure—your advisor, your pal, your confidant—sits down with Martha Shedden, president and co-founder of the National Association of Registered Social Security Analysts (NARSSA). Together, they break down what LGBTQ+ retirees need to know when making Social Security decisions—and how the wrong move could cost you tens or even hundreds of thousands of dollars. From survivor benefits and spousal rules to gender identity updates and long-term planning myths, this empowering episode delivers the clarity and compassion LGBTQ+ folks...
2025-06-20
51 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
12. Annuities Explained: Rates, Fees & Why More Retirees Are Saying Yes
Like what you heard in this episode? Here's how I can help:1. Watch my free training on how to get PREDICTABLE RETIREMENT INCOME: www.retirementsolutionsfinancial.com/predictable-income2. Schedule a Retirement Income Q&A call with me:calendly.com/rsf-dramanda/initial-consultation ///////////Most people have heard of annuities — but only 1 in 4 actually understand what they are. And that’s no accident. Annuities don’t generate the same fees as Wall Street investments, so most advisors don’t take the time to explain them. In this lesson, we’re changing that. Dr. Amanda...
2025-06-18
23 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
11. Part III: Maximize Your Social Security Benefits: Live RSSA Roadmap Walkthrough
Want Your RSSA® Social Security Roadmap? Get it Here:www.SocialSecurity.Solutions🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog ///////////////If you’ve ever wondered how to make the smartest Social Security claiming decision, this lesson is for you. In Part 3 of our Social Security series at the Retirement Income School™, I walk you through a live case study using the RSSA Roadmap. You’ll meet Sandy and Steven — a married couple both turning 62 this yea...
2025-06-11
26 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
10. Part II: Social Security Spousal, Survivor & Dependent Benefits Most People Miss
Want Your RSSA® Social Security Roadmap? Get it Here:www.SocialSecurity.Solutions🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog ------------------- Most people think Social Security is just a retirement check based on their own work history — but what if you could qualify for benefits through a spouse, an ex-spouse, or even a deceased partner? In this Retirement Income School™ lesson, I’m diving into the most overlooked Social Security benefits: spousal, survivor, and dependent ben...
2025-06-04
33 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
9. Part I: Is Social Security Going Broke? The Truth You Need to Know
Want Your RSSA® Social Security Roadmap? Get it Here:www.SocialSecurity.Solutions🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog///////////////Is Social Security really going broke? This is one of the most common — and most dangerous — fears retirees face. In this episode, Dr. Amanda breaks down the truth behind the headlines, explains how Social Security actually works, and shows you why it's still the cornerstone of your retirement income strategy. You’ll learn: ...
2025-05-28
31 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
8. Annuities, Whole Life Insurance & 401Ks — What Most People Get Wrong
Like what you heard in this episode? Here's how I can help:1. Watch my free training on how to get PREDICTABLE RETIREMENT INCOME: www.retirementsolutionsfinancial.com/predictable-income2. Schedule a Retirement Income Q&A call with me: calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog///////////////After the last episode on how 401(k)s can fail you in retirement, the comments exploded — some supportive, some skeptical, and many full of strong opinions.
2025-05-21
40 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
7. The #1 Thing Missing from Most Retirement Plans (And Why 401Ks Aren’t Enough)
Like what you heard in this episode? Here's how I can help:1. Watch my free training on how to get PREDICTABLE RETIREMENT INCOME: www.retirementsolutionsfinancial.com/predictable-income2. Schedule a Retirement Income Q&A call with me:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog ///////////// You did everything right — you saved, you worked hard, you built up your 401K. But now you’re nearing retirement, and instead of peace of mind… you feel...
2025-05-14
18 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
6. Safety-First Retirement Planning: How to Build an Income Floor You Can Count On
Like what you heard in this episode? Here's how I can help:1. Watch my free training on how to get PREDICTABLE RETIREMENT INCOME: www.retirementsolutionsfinancial.com/predictable-income2. Schedule a Retirement Income Q&A call with me:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog ///////////// True peace of mind in retirement doesn’t come from guessing—it comes from guaranteed income. In this episode of the Retirement Income School™, we explore one of the...
2025-05-07
15 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
5. [Guaranteed Income Blueprint] LTC Expense Shield™: 3 Smart Ways to Cover Long Term Care Costs
Like what you heard in this episode? Here's how I can help:1. Watch my free training on how to get PREDICTABLE RETIREMENT INCOME: www.retirementsolutionsfinancial.com/predictable-income2. Schedule a Retirement Income Q&A call with me:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog ///////////// LTC Expense Shield™: Part 3 of the Guaranteed Income Blueprint™ What’s the biggest retirement risk most people ignore? Long-term care costs. In this final lesson of t...
2025-04-30
28 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
4. [Guaranteed Income Blueprint] SafeFlow Income™: Lifetime Retirement Income with Annuities
Like what you heard in this episode? Here's how I can help:1. Watch my free training on how to get PREDICTABLE RETIREMENT INCOME: www.retirementsolutionsfinancial.com/predictable-income2. Schedule a Retirement Income Q&A call with me:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog ///////////// SafeFlow Income™: Part 2 of the Guaranteed Income Blueprint™ Want guaranteed income for life without market risk? In this Retirement Income School™ lesson, Dr. Amanda continues...
2025-04-30
25 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
3. [Guaranteed Income Blueprint] Smart Life Plan™: Whole Life Insurance for Retirement Income
Like what you heard in this episode? Here's how I can help:1. Watch my free training on how to get PREDICTABLE RETIREMENT INCOME: www.retirementsolutionsfinancial.com/predictable-income2. Schedule a Retirement Income Q&A call with me:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog ///////////// SmartLife Plan™: Part 1 of the Guaranteed Income Blueprint™ Did you know whole life insurance isn’t just about what happens after you’re gone? In this lesso...
2025-04-30
31 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
2. [Guaranteed Income Blueprint] A Safe Money System to Secure Lifetime Retirement Income
Like what you heard in this episode? Here's how I can help:1. Watch my free training on how to get PREDICTABLE RETIREMENT INCOME: www.retirementsolutionsfinancial.com/predictable-income2. Schedule a Retirement Income Q&A call with me:calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog ///////////// What if you could retire with complete peace of mind — knowing your income is guaranteed, your wealth is protected, and you’ll never be a burden to your...
2025-04-23
17 min
Retirement Income School - Safe Money Solutions to Retire Financially Relaxed
1. Welcome to the Retirement Income School - Safe Money Solutions to Retire Financially Relaxed!
Like what you heard in this episode? Here's how I can help:1. Watch my free training on how to get PREDICTABLE RETIREMENT INCOME: www.retirementsolutionsfinancial.com/predictable-income2. Schedule a Retirement Income Q&A call with me: calendly.com/rsf-dramanda/initial-consultation🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog ///////////// Welcome to the first episode of the Retirement Income School™! ☆ Before we dive in, grab your free retirement tools and exclusive resources at www.RetirementIncome.School. ☆
2025-04-19
07 min
Kare For Kūpuna
#34: Understanding Social Security with our Very Own Lani Soliven
In Episode #34, Trina sits down with our very own Lani Soliven, a certified RSSA (Registered Social Security Analyst), to break down the essential details of Social Security. 💼✨ This episode is packed with valuable insights, from retirement income strategies to when and how to collect Social Security. With over 2,700 rules on claiming Social Security and the Social Security Administration legally not allowed to give advice to you, having an expert in your corner is crucial! Don't miss out on understanding how an RSSA like Lani can help guide your Social Security journey. If you or someone you k...
2024-09-19
08 min
The Broker Link
The Lead Generation Strategy You've Been Overlooking - Social Security Advice
Are you thinking about expanding your insurance business? Have you considered becoming a Registered Social Security Analyst or RSSA? Insurance agents are overlooking this lead generation strategy. In this episode of The Broker Link, we talk with Thomas Drapala, Registered Social Security Analyst's Director of Strategic Partnerships. He dives into how agents can help their clients make the best decisions for their retirement while growing their businesses. Drapala goes over what you get in return by going through the program and becoming a Registered Social Security Analyst. It includes: Education Training Technology Marke...
2024-06-11
21 min
The Broker Link
Do your Clients have Social Security Questions?
Agents, do you ever talk with your clients about Social Security? If not you should start discussing their benefits and options when to take it. In this episode of The Broker Link, Mike Smith, a newly appointed Registered Social Security Analyst (RSSA) discusses what agents should know about Social Security. He will also talk about the process of becoming an analyst. If you want to learn more about RSSA, you can visit their website www.rssa.com. Or you can reach out to Mike or our office at The Brokerage Inc., www.thebrokerageinc.com.
2024-04-24
29 min
The SIMcast
SIMcast 71 - RSSA with Lead Concepts
Todd Brauch is joined by Chris Weir, founder and owner of Lead Concepts, as they discuss how Lead Concepts can drive clients to your RSSA website to help grow your business. If you'd like to learn more or get contracted, give us a call - 877-800-3080!
2024-04-12
26 min
Kilas Kabar Nusantara
RSSA Tangani dan Rawat Pasien Anak Gangguan Ginjal Akut | DJBC Sulbagtara Ambil Peran Dorong Pertumbuhan Ekonomi | Kafilah Jawa Timur Juara Musabaqah Tilawatil
KILAS KABAR NUSANTARA. Sejumlah peristwa penting yang telah kami rangkum pada hari Sabtu, 22 Oktober 2022. MALANG (00:47) Selama rentang waktu tiga bulan atau mulai Agustus hingga Oktober 2022, terdapat pasien rujukan dari berbagai daerah di Jawa Timur yang ditangani pihak RSSA. Diantaranya, pasien dari Malang Raya, Blitar, Pasuruan dan Sidoarjo. MANADO (02:08) Direktor Jenderal Bea dan Cukai Sulbagtara turut memperhatikan peningkatan ekonomi di Sulawesi utara. Tidak hanya memperhatikan DJBC Sulbagtara juga turut ambil peran dalam mendorong pertumbuhan ekonomi. BANJARMASIN (02:48) Kafilah Jawa Timur berhasil menjadi juara umum pada gelaran Musabaqah Tilawatil Qur'an – MTQ Nasional ke-29 Ta...
2022-10-22
03 min
Kilas Kabar Nusantara
Juara Umum MTQ Nasional ke-29 | Siswi SD Kep. Sitaro Terima Vaksin HPV | RSSA Tangani dan Rawat Pasien Anak Gagal Ginjal Akut
KILAS KABAR NUSANTARA. Sejumlah peristwa penting yang telah kami rangkum pada hari Jumat, 21 Oktober 2022. BANJARMASIN (00:18) Kafilah Jawa Timur berhasil menjadi juara umum pada gelaran Musabaqah Tilawatil Qur'an – MTQ Nasional ke-29 Tahun 2022 di Provinsi Kalimantan Selatan. MANADO (01:42) Siswi sekolah dasar Inpres Paniki, Siau Barat, menerima suntikan imunisasi Human Papillomavirus, untuk mencegah terserang kanker serviks bagi perempuan Indonesia. MALANG (02:52) RSSA Malang mengumumkan telah menerima dan merawat pasien anak gagal ginjal akut progresif atipikal (GGAPA). Hal tersebut diungkapkan langsung oleh jajaran dokter spesialis anak yang ada di RSSA Malang dalam ko...
2022-10-21
03 min
Social Security: Answers From The Experts
The Unique Value and Experience of Being A Young RSSA (It’s not just for older professionals!)
The Unique Value and Experience of Being A Young RSSA (It’s not just for older professionals!)Welcome to episode #33 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Melissa Warren and Thomas Drapala and they discuss what it’s like to work at NARSSA, how they help financial professionals, and details about what their program offers.Melissa is a Senior Analyst at NARRSA, she works with clients to address their unique claiming situations. She also is a contributor to the coursework to earn the RSSA designation. Comin...
2022-06-01
40 min
Social Security: Answers From The Experts
RSSA Financial Professional Shares Social Security Expertise Stories
RSSA Financial Professional Shares Social Security Expertise Stories Welcome to episode #21 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Brian Keith Moon and they talk about his experience, and knowledge, as an accomplished RSSA qualified financial advisor.Brian Keith Moon is a Wealth Manager and Chief Compliance Officer with Toro Bravo Investment Advisors. Brian Moon is a Registered Social Security Analyst (RSSA) and has a Certificate for Financial Planning from Boston University. With over 20 years of financial industry experience he has previously worked with ins...
2022-03-09
35 min
The Devin Carroll Show
How Do I Calculate Future Benefits For Years Not Shown On My Statement?
The Devin Carroll Show is a caller-driven show that helps you simplify the complicated Social Security rules so you can get every dollar in benefits you deserve. If you want to ask Devin your question, we record every Thursday at 12:00 Central. The number is 903-400-4848. We also welcome your emails at askdevin@devincarroll.com On today's show, we talk to Edward in Florida, Peter in California, Doug in Alabama, and a couple more callers who have great questions in regards to Social Security strategies. Get a customized Social Security filing plan. Start with a...
2022-02-10
39 min
The Devin Carroll Show
Does Filing At 62 Make Sense?
Welcome to the Devin Carroll Show! On today's show, we talk to Jonna, who wants to know if filing at 62 is right for her. Then, Jim has a problem with how the Administration calculates the GPO, and Jerry wants to know if missed benefits are eventually added back to that benefit (in his case, there is a twist) Plus a few other great calls! Want to be on the show with Devin? We record every Thursday at 12:00 central. The call-in number is: 903-400-4848. Get a customized Social Security filing plan. ...
2022-01-31
21 min
The Devin Carroll Show
Receiving Benefits and Still Paying FICA Taxes?!?
On today’s show, we talk to Susan in Indiana who wants to know if her spousal benefit will step up once her husband files for his benefit. Then Ed in Missouri asks if his dependent grandchildren will be eligible for a benefit and the steps he should take to make that happen. And Doug in Alabama wants to know when his benefit will stop being recalculated. And then Charles is 68 but still working and noticed that his employer is still withholding Social Security taxes...and wants to know if they should be. Plus a few other great calls!...
2021-11-17
43 min
The Devin Carroll Show
Benefit Recalculations: Working After Age 62
On today’s show, we talk to Brian, who wants to know how his spousal benefit will be calculated if he files early. Then Barry has some questions about how benefits are taxed and the accuracy of the tax document that the Administration sends out; David wants to know if the windfall elimination provision will apply if he is not receiving benefits, and Carl wants to know how to time his filing for benefits so they’ll start exactly in his month of full retirement age. Plus a whole lot more! Want to be on the show with Devin? We r...
2021-10-28
39 min
The Devin Carroll Show
The Debt Ceiling & Social Security Payments (With David Stein)
The Treasury Department has warned that if the debt ceiling isn't raised, Social Security payments could stop. Find David at... YouTube Channel - https://www.youtube.com/c/MoneyFortheRestofUs Podcast - https://moneyfortherestofus.com/episodes/ Want to be on the show with Devin? We record every Thursday at 12:00 central. The call in number is 903-400-4848. Get a customized Social Security filing plan. Start with a complimentary 15-minute consultation with my team of Registered Social Security Analysts https://www.devincarroll.com/consult-with-RSSA Financial Advisors! Become an RSSA and discover...
2021-09-29
12 min
The Devin Carroll Show
I Haven't Filed...Will I Get The COLA?
On today’s show we talk to David in Texas who wants to file a few years from now, but is worried he may not get the big cost of living adjustment that's expected in 2022, then we talk to Loraine in OR who wants to understand how survivor benefits are calculated in her husband files early Plus a whole lot more! Want to be on the show with Devin? We record every Thursday at 12:00 central. The call in number is 903-400-4848. Get a customized Social Security filing plan. Start with a complimentary 15-minute consultation wi...
2021-09-27
33 min
Drottninggatan Podcast
49. Färssås
49. Färssås Ett avsnitt utan Birra och Blom. Klarar de andra att leverera? Vi andra tar bl.a upp att Kevin äntligen ätit krögarpytt. Hade Peter en 30års-kris, och är han en glasögonorm? Chrille är en avslappnad nymasserad hoarder? Är det bra att duscha på fyllan? Eller kan det vara dåligt? Detta och mycket mer diskuteras i detta avsnittet. Trevlig lyssning.
2021-04-16
1h 27
Posco Berdialog By Malang Posco Media
(Gak) Happy Hypoxia - NMP Podcast Bareng dr. Tri Wahyudi Iman Dantara., M. Biomed. Episode 47
Happy Hypoxia, menjadi ketakutan baru di masa pandemi Covid - 19. Penyakit ini termasuk menjadi silent killer, karena tidak ada tanda-tanda secara fisik jika penyakit ini menjangkit ke tubuh. Namun kebanyakan penderita penyakit ini merupakan orang yang sudah dinyatakan positif Covid-19. Happy Hypoxia ini merupakan penyakit kekurangan kadar oksigen yang berada di tubuh. untuk lebih jelasnya kita akan membahas penyakit Happy Hypoxia ini bersama dr. Tri Wahyudi Iman Dantara., M. Biomed., Dokter Poli Penyakit Dalam RSSA. Kalian juga bisa berlangganan koran E-Koran New Malang Pos hanya dengan membayar Rp. 100.000 untuk 3 bulan. Gampang kan? nggak perlu k...
2020-09-11
25 min
Posco Berdialog By Malang Posco Media
OJK Sukses Berikan Keringanan Kredit dan Ono Pasien Covid Kabur - NMP Podcast Episode 7
Program keringanan kredit atau restrukturisasi kredit yang dicanangkan oleh pemerintah pusat sukses dijalankan oleh Otoritas Jasa Keuangan(OJK) Malang. Sekitar 90 persen pengajuan keringanan kredit disetujui oleh OJK. Selain itu, seorang pasien Covid-19 yang tengah isolasi kabur dari ruang isolasi RSSA. Namun berkat kecepatan tim medis, pasien tersebut telah ditangkap dan sudah kembali menjalani isolasi.
2020-07-15
19 min
Secrest Wardle Podcast
The Use of Statutory Immunity in Defending Ski Area Claims – 2018 Premises Liability Webinar Series
The eighth installment in Secrest Wardle's 2018 Premises Liability Webinar series provides an update regarding the definitions and scope of SASA (Ski Area Safety Act of 1962), RSSA (Roller Skating Safety Act of 1988), Michigan Bowling Center Act, and the Equine Liability Act. Ms. Joyce will discuss immunity provisions under the Acts as well as the use of liability waivers. Hosted by: Kellie C. Joyce Partner Secrest Wardle, Troy If you are not already on our distribution list, to receive invitations to register for the Premises Liability webinars correlating to our podcasts, please email Marketing Assistant S...
2018-08-08
22 min
Gwiezdne wojny podcast - Wszystkie oblicza Star Wars - Konglomerat podcastowy
Star Wars Komiks – Cytadela grozy
Nowy Star Wars Komiks w kioskach, a to może oznaczać tylko jedno. Nowy podcast. W bieżącej odsłonie magazynu otrzymujemy długo przez nas wyczekiwany crossover serii Star Wars i Doktor Aphra, czyli „Cytadelę grozy”. Komiks ten spotkał się z dość mieszanymi recenzjami pośród fanów, ale czy Konglomerat podziela te opinie? Cóż, nie. Crossover okazał się być dziełem dość egzotycznym, bo mieszanką Gwiezdnych wojen i horroru. Taki miks mógłby okazać się niestrawny, ale… wyszło to naszym zdaniem ciekawie. Jakie nawiązania i inspiracje odnaleźliśmy w „Cytadeli grozy”? Dlaczego ta nietypowa i dość „pojechana” mini-seri...
2018-04-21
37 min
Gwiezdne wojny podcast - Wszystkie oblicza Star Wars - Konglomerat podcastowy
Legendy Star Wars – Z ruin Alderaana
Rebelianci podejmują wywiadowczą ofensywę, gdy księżniczka Leia wysyła dwóch swoich najlepszych pilotów – Wedge’a Antillesa i Luke’a Skywalkera – by dali się pojmać Imperium. Sama zaś szuka nowej bazy dla Sojuszu Rebeliantów. Darth Vader jest jednak czujny… Jakiś czas temu omówiliśmy dla Was w Konglomeracie komiks „W cieniu Yavina”. Dziś Mando recenzuje drugą opowieść jednej z ostatnich serii wydawnictwa Dark Horse Comics, zatytułowanej po prostu Star Wars, tj. rozgrywający się w czasach klasycznej trylogii filmowej komiks „Z ruin Alderaana”. I na koniec ogłoszenie. Aby ułatwić słuchaczom śledzenie naszych gwiezdn...
2018-02-26
17 min
Gwiezdne wojny podcast - Wszystkie oblicza Star Wars - Konglomerat podcastowy
Star Wars Komiks – Doctor Aphra: Ścigana przez wszystkich
Czekaliśmy na nią od dawna i oto jest, lubiana przez nas „Doctor Aphra” zagościła na łamach magazynu Star Wars Komiks. Na razie seria pojawiła się jako wprowadzenie do nadchodzącego crossovera „Cytadela grozy”, ale już trzymamy kciuki za to, by sympatyczna pani archeolog zadomowiła się u nas na dłużej, bo Aphra póki co jest tak dobra, jak liczyliśmy! Jak Kieron Gillen poprowadził dalsze losy postaci, które zaczął pisać w ramach serii „Darth Vader”? Czy komiks utrzymany w duchu kina nowej przygody sprawdza się w ramach uniwersum Gwiezdnych wojen? Czy rysownik dorzucił coś...
2018-02-14
35 min
Gwiezdne wojny podcast - Wszystkie oblicza Star Wars - Konglomerat podcastowy
Star Wars: Ostatni Jedi – Niesamowite przekroje
Niesamowite przekroje to barwne plansze przedstawiające pojazdy i statki z filmu Gwiezdne wojny: Ostatni Jedi, które pozwolą fanom kosmicznej serii jeszcze raz powrócić do odległej galaktyki. Niezwykle szczegółowe przekroje i wyczerpujące opisy sprawiają, że to obowiązkowa pozycja dla każdego miłośnika gwiezdnej sagi. Pamiętajcie, że aby ułatwić Wam śledzenie naszych gwiezdnowojennych podcastów wydzieliliśmy specjalny feed. Możecie nas teraz subskrybować w itunes (nie zapomnijcie ocenić naszych dokonań!) lub śledzić w ramach...
2018-02-05
00 min
Gwiezdne wojny podcast - Wszystkie oblicza Star Wars - Konglomerat podcastowy
Star Wars: Ostatni Jedi – Słownik ilustrowany
Słownik ilustrowany do filmu Star Wars. Ostatni Jedi zawiera wszystkie niezbędne informacje na temat postaci, stworzeń, robotów, miejsc i technologii z VIII części Gwiezdnych wojen.Ze słownikiem poznasz nowe światy, od zamożnej Cantoniki po odludną planetę Crait. Dowiesz się więcej o tajemniczych postaciach, takich jak Luke Skywalker czy Naczelny Wódz Snoke. Zwiedzisz miejsce narodzin Jedi — wyspę, która może stać się także grobowcem zakonu. Zobacz unikatowe przekroje, poznaj mroczne sekrety bohaterów i odwiedź najciemniejsze zakamarki galaktyki. Wstąp do legendarnego zakonu i przekonaj się, czy czas Jedi już minął! Czy...
2018-01-19
18 min
Gwiezdne wojny podcast - Wszystkie oblicza Star Wars - Konglomerat podcastowy
Star Wars: Koniec i początek tom 3: Kres Imperium
Dobrnęliśmy do wielkiego finału trylogii „Koniec i początek”. Pierwszą odsłonę oceniliśmy dość pozytywnie, ale już tom drugi rozczarował nas na tyle, że rozprawienie się ze wszystkimi jego absurdami zajęło nam w podcaście prawie 1,5 godziny. To spowodowało, że czekaliśmy na zakończenie z obawami. Czy Wendigowi udało się domknąć całą opowieść w satysfakcjonujący sposób? Jak potoczyły się losy Nory Wexley i jej ekipy? Co wydarzyło się na Jakku i jak ostatecznie nastąpił tytułowy „Kres Imperium”? I w końcu, czy pierwsza trylogia w nowym kanonie dała nam jakieś tropy dotyczące s...
2018-01-05
1h 00
Gwiezdne wojny podcast - Wszystkie oblicza Star Wars - Konglomerat podcastowy
Kolekcja Komiksów Star Wars Legendy – 01 – Klasyczne opowieści 1
Dzisiaj oficjalnie staruje kolejna kioskowa kolekcja. Tym razem jest to „Kolekcja Komiksów Star Wars Legendy” od DeAgostini. Przez pierwszą część audycji przyglądam się samej kolekcji, omawiając jej plusy i minusy. Zwracam uwagę głównie na format a mniej na zawartość kolejnych tomów. W drugiej części podcastu (od 17:16) omawiam pierwszy tom pt. „Klasyczne opowieści 1”, w którego skład wchodzi 11 zeszytów klasycznych komiksów Marvela, oryginalnie wydanych w końcówce lat siedemdziesiątych. Jest to zarówno pierwsza komiksowa adaptacja filmu „Star Wars” (późniejszego epizodu IV) oraz pierwsze kroki na drodze rozszerzania tego uniwersum. Pam...
2018-01-03
31 min
Gwiezdne wojny podcast - Wszystkie oblicza Star Wars - Konglomerat podcastowy
Star Wars VIII: Ostatni Jedi
Dwa lata oczekiwania i oto premiera Epizodu VIII Gwiezdnych wojen już za nami. Po niezłym, ale dość zachowawczym i odtwórczym „Przebudzeniu mocy”, po kapitalnym „Łotrze 1”, oczekiwania wobec „Ostatniego Jedi” mieliśmy duże, choć nie do końca sprecyzowane. Okazało się, że film Riana Johnsona zaskoczył chyba wszystkich, co widać zresztą choćby po spolaryzowaniu opinii na temat najnowszej odsłony gwiezdnej sagi. Jak zatem potoczyły się dalsze losy trojga nowych bohaterów, czyli Rey, Finna i Poe Damerona? Ile z przewidywań i fanowskich teorii się sprawdziło? Czy wątki postaci znanych ze starej trylogii zostały poprowadzo...
2017-12-22
2h 05
Gwiezdne wojny podcast - Wszystkie oblicza Star Wars - Konglomerat podcastowy
Legendy Star Wars – Karmazynowe Imperium III: Imperium utracone
Twórcy kultowych Karmazynowego Imperium i Karmazynowego Imperium II po kilkunastu latach powrócili do swojej opowieści. Kir Kanos, ostatni ocalały członek Gwardii Imperialnej, jest gotów wyrównać rachunki z Lukiem Skywalkerem i innymi, których obwinia o śmierć swojego Imperatora. Na jego drodze staje była przeciwniczka, a zarazem niemal sympatia, Mirith Sinn. Oboje są jednak tylko pionkami w sekretnej rozgrywce, uknutej przez imperialną klikę! Pamiętajcie, że aby ułatwić Wam śledzenie naszych gwiezdnowojennych podcastów wydzieliliśmy specjalny feed. Możecie nas tera...
2017-12-19
14 min
Gwiezdne wojny podcast - Wszystkie oblicza Star Wars - Konglomerat podcastowy
Legendy Star Wars – Karmazynowe Imperium II: Rada we krwi
Kontynuacja świetnie przyjętego komiksu Karmazynowe Imperium, opowiadającego o losach członków Gwardii Imperialnej. Po śmierci zdrajcy, Carnora Jaxa, który zginął z ręki ostatniego gwardzisty, Kira Kanosa, Imperium Galaktyczne traci przywódcę. Do czasu wyboru nowego władcy rządzi Tymczasowa Rada. Gdy jej członkowie stają się celami zamachów, Kanos zostaje głównym podejrzanym i ponownie znajduje się w centrum intryg i walk, które grożą upadkiem Imperium. Pamiętajcie, że aby ułatwić Wam śledzenie naszych gwiezdnowojennych podcastów wydzieliliśmy specjalny feed. Możecie nas tera...
2017-12-17
13 min
Gwiezdne wojny podcast - Wszystkie oblicza Star Wars - Konglomerat podcastowy
Legendy Star Wars – Karmazynowe Imperium
W całym Imperium nie ma straszliwszych wojowników niż Gwardia Imperialna, zaś żaden z jej członków nie jest bardziej lojalny od Kira Kanossa. Ale kiedy Carnor Jax – najpotężniejszy z tego elitarnego bractwa – zdradza Imperatora i doprowadza do wymordowania Gwardii, Kir musi uciec, żeby spełnić obowiązek pomszczenia swego pana. Przeciwstawiając się całej potędze Imperium, sprzymierza się z siłami Rebelii, by wyrównać rachunki. Kanos, ostatni lojalny gwardzista Imperium, nie ma wyboru – wiernym trzeba pozostać do końca. W dzisiejszym odcinku Mando bierze na warsztat komiks dość wiekowy, czyli wydane pierwotnie w 1998 roku „...
2017-12-13
13 min
Gwiezdne wojny podcast - Wszystkie oblicza Star Wars - Konglomerat podcastowy
Star Wars Komiks – Tajna wojna mistrza Yody
Już jutro w kinach zagości „Ostatni Jedi”, a tymczasem omawiamy dla Was inny gwiezdnowojenny tytuł, czyli kolejny numer magazynu Star Wars Komiks. Tym razem numer wyjątkowo bogaty, bo zawierający aż trzy komiksy – pięciozeszytówkę z serii Star Wars „Tajna wojna mistrza Yody”, Annual Star Wars nr 2 oraz krótki komiks o droidach BT‑1 oraz 0–0‑0. Czy ilość przekłada się na jakość? W tym przypadku niestety niekoniecznie. O tym, co nam nie zagrało czy dlaczego obawiamy się o nadchodzące albumy z głównej serii Star Wars pisanej przez Aarona, a także jak oceniamy obie krótsze historie, dowiecie się z...
2017-12-12
47 min
Gwiezdne wojny podcast - Wszystkie oblicza Star Wars - Konglomerat podcastowy
Star Wars: Więzy krwi
Odliczanie do „Ostatniego Jedi” wchodzi na ostatnią prostą, a my w ramach nakręcenia się na seans postanowiliśmy nadrobić książkowe zaległości. Dziś na warsztat trafia pierwsza z nich, czyli „Więzy krwi” Claudii Gray. Stali słuchacze pamiętają, że poprzednia powieść tej autorki, „Utracone gwiazdy”, bardzo się nam spodobała, a dobre recenzje „Więzów krwi” dodatkowo nastawiały nas pozytywnie do lektury. Ale nawet one nie przygotowały nas w pełni na to z jak dobrą książką przyjdzie nam obcować. W żywiołowej dyskusji rozprawiamy o tym co stoi za sukcesem tej powieści? Jak Gray poradziła sobie...
2017-11-29
54 min
Gwiezdne wojny podcast - Wszystkie oblicza Star Wars - Konglomerat podcastowy
Star Wars: Encyklopedia ilustrowana
Wyrusz w niesamowitą podróż po odległej galaktyce! Od mieczy świetlnych aż po dzikie stworzenia, politykę i stroje – „Star Wars. Encyklopedia ilustrowana” to wyczerpujące kompendium wiedzy o gwiezdnej sadze. Obejrzyj galerię ponad 2500 niezwykłych grafik i odkryj zaskakujące fakty! Zgłębiaj wiedzę o kulturze, nauce i geografii gwiezdnowojennego uniwersum. Książkę „Star Wars: Encyklopedia ilustrowana” kupicie oczywiście w sklepie wydawnictwa Egmont. Pamiętajcie, że aby ułatwić Wam śledzenie naszych gwiezdnowojennych podcastów wydzieliliśmy specjalny feed. Możecie nas teraz subskrybować w itunes (nie zapomnij...
2017-11-04
11 min
Gwiezdne wojny podcast - Wszystkie oblicza Star Wars - Konglomerat podcastowy
Star Wars: Galaxy of Fear – Eaten Alive i City of the Dead
Gwiezdne wojny mają przeróżne oblicza. Dziś Mando sięga po dzieła w tym uniwersum dość nietypowe i omawia dwa pierwsze tomy cyklu młodzieżówek, które łączą Star Wars oraz horror! Czy takie połączenie ma rację bytu? Do kogo adresowane są te powieści? Dlaczego pomimo wielu recenzji na poziomie 1/10 Mando ocenia swoje doświadczenia z lektury „Zjedzonych żywcem” oraz „Miasta śmierci” pozytywnie? Do tego trochę o legendach, podejściu do rozszerzonego uniwersum i młodzieżówkach Star Wars na naszym rynku. Zapraszamy Wzmiankowany projekt Przybliżając legendy możecie znaleźć tu, a prezentację Nadiru o horrorze w Gwiezdn...
2017-10-26
26 min
Gwiezdne wojny podcast - Wszystkie oblicza Star Wars - Konglomerat podcastowy
Star Wars Komiks – Poe Dameron: Tajna misja dowódcy Czarnych
Epizod VIII już na horyzoncie, a my tymczasem kontynuujemy nasze omówienie magazynu Star Wars Komiks. W aktualnym numerze powracamy do serii „Poe Dameron”, której pierwszy album dość mocno skrytykowaliśmy i wcale nam nie było śpieszno aby poznać kolejne przygody najlepszego pilota ruchu oporu. A tu proszę, stare zgredy dały się tym razem zaskoczyć. Co zagrało w „Tajnej misji dowódcy Czarnych”? Czym kupił nas scenarzysta? Dlaczego warto sięgnąć po ten komiks, nawet jeżeli wcześniejsze przygody Poe Damerona Wam również nie przypadły do gustu? To wszystko oraz standardowa porcja komiksowych newsów i dywagacji w...
2017-10-22
37 min
The Social 360 Podcast With Chad Egeland
Episode 17 - 3 Common Social Media Questions Answered
This week on episode 17 of The Social 360 Podcast I share my thoughts on the new Instagram update now that I have finally had the chance to test them out, Social Media Day on June 30th, the DDoS attack against Feedly, a WordPress plugin for tweets and I answer 3 common social media questions. Instagram Updates I finally received my Instagram 6.0 update and have been playing around with the new tools available in the app. I have to say I am really impressed with how easy and intuitive the tools are to use and just how good...
2014-06-14
23 min