Rachael Chadwick-Harrison - Podcast Details

Shows

For Finances Sake (FFS)Tax Traps & Tangled TalesIn today’s episode, "Tax Traps & Tangled Tales: What You Don’t Know Will Cost You", we’re diving into some of the most common – and costly – tax mistakes small business owners make. From surprise VAT bills to undeclared income and spending tax money that isn’t really yours, we’re breaking it all down. And joining Rachael is our resident “non-tax expert,” Beth Davis – aka the perfect civilian canary in the tax coal mine. She asks what you’re probably thinking, and trust me, she keeps it real. 2025-07-2906 min

For Finances Sake (FFS)The HR Horror FilesWhen HR goes wrong, the financial consequences can be brutal. In this episode Rachael is joined by Fiona Godfrey, CEO of Inicio HR, to shine a spotlight on the hidden risks buried in your everyday people processes — and why even small oversights in HR can lead to major headaches for finance. From botched payroll handovers to IR35 misclassifications and overlooked right-to-work checks, they unpack the most common (and costly) HR mistakes that businesses make. The conversation also explores the rise of AI in recruitment, the legal expectations around supporting neurodiverse employees, and the surprising tax tra...2025-07-2224 min

For Finances Sake (FFS)Alphabet Soup for Employers: SSP, SMP, SHPP, and MoreStatutory pay. Yes, that glorious alphabet soup: SSP, SMP, SPP, SHPP, SAP. Confused already? You're not alone. Whether you're an employer trying to stay on the right side of HMRC, or an employee wondering what you're actually entitled to, this episode is for you. Rachael is joined by fellow director and payroll expert Christopher Harrison, and together they are cutting through the red tape to help you avoid costly mistakes, unexpected payroll headaches, and those dreaded compliance letters from HMRC. So if you’ve ever asked, “Do I really have to pay...2025-07-1507 min

For Finances Sake (FFS)How Much Does That New Hire Really Cost?In this episode, we're diving into something that sounds dry as toast... but is actually the secret sauce to scaling your business properly: budgeting for new hires. Yep, we’re talking salaries, hidden costs, and the stuff most business owners forget until it’s biting them in the balance sheet. Joining me in the spreadsheet trenches is Julia – our resident number whisperer who’s seen more hiring budgets than most people have had hot dinners. From pensions and onboarding to the hidden costs of cultural misfits and oat milk subscriptions, we’re covering it all. If you’re...2025-07-0808 min

For Finances Sake (FFS)Smart Structures: How to Not Regret Your Property InvestmentWe’re back with Part 2 of our property series! Rachael is once again joined by our in-house tax expert, Monty, to unpack how to structure your property investment the smart way and steer clear of expensive mistakes. If you’re considering buying an investment property, this episode is essential listening. We explore the tax pros and cons of owning property in your personal name, jointly, or through a limited company, and highlight the common pitfalls that can lead to serious cash flow issues. Whether you’re dipping your toes in as a side-hustle invest...2025-07-0115 min

For Finances Sake (FFS)The Furnished Holiday Let Fantasy Is Over....Here’s What’s Really HappeningThis week, we’re diving into Furnished Holiday Lets – once the ultimate tax-savvy investment for landlords, now caught in a perfect storm of rule changes, council crackdowns, and a not-so-little platform called Airbnb. Are FHLs still a smart move in 2025? Or are they turning into a money pit with a smile? We’ll unpack everything from tax rule shakeups and the death of Business Property Relief, to why your cleaner could make or break your investment. If you're thinking about buying a holiday let or already own one, you’ll want to hear this.2025-06-2408 min

For Finances Sake (FFS)Strong on the Outside, Struggling on the InsideThis episode lands during Men’s Mental Health Awareness Month, a time to spotlight the conversations we too often avoid, especially in industries where toughness is worn like a badge of honour. Today, we’re tackling a subject that affects more people than we realise, but rarely gets the airtime it deserves: mental health in the workplace, particularly for men. We’re incredibly grateful to be joined by a brilliant panel: 🛠️ Scott Walker, Managing Director at A W Walker Building Contractors, who’s breaking the silence on-site and sharing his personal journey with anxiety. 📊 Christopher Harr...2025-06-1723 min

For Finances Sake (FFS)So You Think You’re a Property Investor?In this Property Series, Rachael is joined by one of our Senior Accountants at Chadwicks, James (Monty) Montague and we’re asking the big question: So you think you're a property investor? Or… is your buy-to-let dream actually a cash-draining nightmare? We break down the real costs of property investment, challenge some dangerous myths, and explain why your tenants aren’t actually paying your mortgage. Whether you're already investing or just thinking about it, this episode will help you run the numbers before your finances run away from you. 2025-06-1010 min

For Finances Sake (FFS)Crisis, Confidence, and Climbing Fast: The CFO Story of Colin ParselleToday, we’re diving into the career of Colin Parselle, a finance leader who made it to FD in his early 30s, steered companies through crises like Travel liquidation during COVID, and isn’t afraid to talk about failures, imposter syndrome, and what it really takes to succeed. Colin shares lessons that every finance professional and business owner needs to hear, from making bold career leaps and leading through tough times. Not forgetting, guilty financial pleasures, dream CFO swaps, and why buying a 20-year-old BMW might not be the smartest investment. 2025-06-0423 min

For Finances Sake (FFS)Mind the VAT!This week Rachael demystifies VAT, what it is, why and when a business needs to register and how to not fall victim to the VAT Trap! 2025-05-2719 min

For Finances Sake (FFS)From Football to Finance: The CFO Who Proves Numbers Are a Team SportIn this episode of FFS, we sit down with Andy Comyn, former professional footballer turned CFO, to explore the unexpected path that led him from the pitch to the boardroom. Andy shares how a physics degree, a bookkeeping course, and a love for numbers laid the foundation for a successful finance career that spans Big Four firms, industry, and education. 2025-05-2127 min

For Finances Sake (FFS)A Woman Working in Finance - Fiona RobertsWhat happens when a top finance leader breaks rank and tells it like it is? In our first episode, Fiona Roberts joins Rachael Chadwick Harrison to talk toxic workplaces, system meltdowns, mum guilt and why Lurpak is the ultimate guilty pleasure! From boardroom chaos to breaking bias, it's smart, bold conversation with zero filter. If you’ve ever felt like an imposter or wondered how the hell anyone balances career and kids – this ones for you! 2025-05-1325 min

For Finances Sake (FFS)Lets Talk Credit ControlWelcome back to another episode of For Finances Sake! In this episode, Rachael dives into a topic that might not sound exciting at first—but trust us, it’s crucial for keeping your business running smoothly: credit control. Whether you’re a small business owner, freelancer, or just trying to get a better grip on your finances, understanding how to manage customer payments, avoid late payers, and maintain healthy cash flow is a game-changer. So grab your coffee, get comfy, and let’s talk credit control—because getting paid shouldn’t be the hardest part...2025-04-0822 min

For Finances Sake (FFS)Special Guest, Executive Coach - Annie RichardsonWelcome to For Finances Sake, the podcast where we navigate the complexities of the tax world while keeping things calm, clear, and approachable. In this episode Rachael, your host, has a special guest joining the show. Annie is an Executive Coach with years of experience helping leaders and professionals unlock their potential, sharpen their skills, and achieve true balance in their careers and personal lives. She’s known for her strategic approach to coaching, her empathetic style, and her ability to inspire real, lasting change." 2025-04-0128 min

For Finances Sake (FFS)Making A Connection: The Art Of Business Networking with Special Guest Glenn CameronThis week we have a special guest on For Finances Sake. Glenn Cameron. Glenn loves connecting folks in business for advice connections. He has a background of building and selling multiple businesses from startup to £20m+ turnover and empowering success for others by leveraging the tools available and our networks. He's a big believer that everyone can find their tribe for networking. 2025-03-2526 min

For Finances Sake (FFS)Scaling Up: Financial Options For GrowthIn this episode, we’re exploring a key factor in business growth and sustainability—funding options. Securing the right funding can make all the difference in scaling your business, managing cash flow, and seizing new opportunities. But with so many options available, how do you choose the best one for your needs? Let’s break it down, with Rachael Chadwick Harrison- your host! 2025-03-1830 min

For Finances Sake (FFS)The Price is Right: Maximising Your RevenueFor Finances Sake (FFS) : Maximising Your Revenue In this episode, we’re diving into proven strategies to maximise your revenue, with expert insights from Rachael at Chadwick Accountants. We’ll explore: ✅ Getting your pricing right – mastering cost pricing to ensure sustainable growth. ✅ Knowing your margins – because understanding your numbers is the key to profitability. And remember: Turnover is vanity, profit is sanity! Stay tuned as we break it all down with actionable advice to help your business thrive. Let’s get started! 2025-03-1124 min

For Finances Sake (FFS)Going With The Flow: Cash ManagementIn today’s episode, Rachael Chadwick Harrison from Chadwick Accountants, dives into a topic that can make or break your business — cash flow. She explores why managing your cash flow is so critical, common pitfalls to avoid, and practical strategies to help keep your business finances healthy and stress-free. 2025-03-0426 min

For Finances Sake (FFS)Team Building: Managing Your StaffWelcome to For Finances Sake (FFS) with Rachael Chadwick Harrison. In today’s episode, we’re tackling an essential topic for any business or organisation—staff management. Whether you're a seasoned leader, a new manager, or someone looking to sharpen your team-building skills, this episode is packed with insights on how to motivate, support, and lead your team effectively. We’ll explore key aspects like hiring the right people, fostering a positive work culture, handling conflicts, and boosting productivity—all while keeping employee engagement at the heart of it. So, grab your coffee...2025-02-2524 min

For Finances Sake (FFS)Measure For Measure: Key Performance IndicatorsThe podcast that believes taxes don’t have to be something you dread. With the right preparation and knowledge, it can be a smooth and stress-free part of running your business. In Today's episode, Rachael is talking KPI’s! KPIs, or Key Performance Indicators, are measurable values that demonstrate how effectively a business or individual is achieving a key objective. In the context of staff management, KPIs can be used to assess the performance and productivity of employees, teams, or even the entire organisation. Rachael Chadwick Harrison from Chadwick Accoun...2025-02-1820 min

For Finances Sake (FFS)D -Day: Tax Deadlines and How To Deal With ThemTax deadlines can be a major source of stress and confusion for both businesses and individuals, especially when juggling multiple obligations. In this episode, Rachael breaks down some of the most common and crucial questions people have about tax deadlines. Whether you're unsure about when your filings are due, or what to do if you miss a deadline, we’ve got you covered. Stay tuned as we navigate through the details to help you stay on track and avoid penalties! 2025-02-1121 min

For Finances Sake (FFS)The Gold Standard: A Guide To BenchmarkingIn this episode, Rachael is talking about Benchmarking and looking at why it is so important to implement this practice into your business. 2025-02-0421 min

For Finances Sake (FFS)Testament Of Youth: Alcester Academy Careers Fair (part 2)Welcome to For Finances Sake (FFS) 'on the road' at the Alcester Academy School, Careers Fair! We’re so excited to be talking directly to students exploring their future paths, along with school governors and dignitaries such as the Mayor! 2025-01-2730 min

For Finances Sake (FFS)Testament Of Youth: Alcester Academy Careers Fair (part 1)Welcome to For Finances Sake (FFS) 'on the road' at the Alcester Academy School, Careers Fair! We’re so excited to be talking directly to students exploring their future paths, along with school governors and dignitaries such as the Mayor! 2025-01-2130 min

For Finances Sake (FFS)The Generation Game: Employers and ApprenticeshipsIn this episode Rachael is looking at apprenticeships from the point of view of the employer. She will look at the benefits that an apprenticeship can bring to your business, the drawbacks, and, if you decide that an apprenticeship is correct for your business, what are the routes to getting an apprentice, and how do you go about doing that? 2025-01-1530 min

For Finances Sake (FFS)The Best Of 2024Get ready to relax, reflect and recharge as we revisit the best of what For Finances Sake (FFS) to offer in 2024 with Rachael Chadwick Harrison. 2025-01-1023 min

For Finances Sake (FFS)New Beginnings: Is 2025 The Year To Start Your Business?New Year, New Business - Is 2025 the Year to Start Your Business?" As we kick off 2025, the air is buzzing with resolutions and ambitions, and for many, the dream of starting a new business is high on the list. But with the ever-changing economic landscape, is now really the right time to take the plunge? In this episode, we’re diving into the pros and cons of launching a business in today’s climate. Whether you’re dreaming of turning your passion into profit or considering a side hustle to supplement your income, this ep...2025-01-0224 min

For Finances Sake (FFS)What Expenses Can I Claim For My Business?There are several common misconceptions about business expenses that can lead to confusion, mismanagement of finances, or even tax issues for business owners. In this episode, Rachael offers a breakdown of these misconceptions so that you can plan your bookkeeping and get the best results at the next dreaded tax year end! 2024-12-2427 min

For Finances Sake (FFS)Season Of Goodwill: Christmas Party Expenses & GiftsRachael looks at the strict tax regulations to help you balance good cheer with careful accounting, starting with the expenses you can claim for at that ‘most wonderful time of the year.’ 2024-12-1616 min

For Finances Sake (FFS)Driving Ambition: Company CarsIn this weeks episode, Rachael talks about company cars and in particular electric cars when considering or purchasing or leasing a car for your business. 2024-12-1020 min

For Finances Sake (FFS)Talking Insurance With Special Guest - Misty TaylorIn this episode we meet Misty Taylor from Fairview Broking. Misty talks about her deep passion for delivering exceptional client-first service with her insurance company founded in 2021. 2024-12-0517 min

The Business Spotlight SeriesOUR UNIQUE APPROACH TO ACCOUNTING | With Rachael-Ann Harrison and Kay Cote | The Business SpotlightWelcome to the Business Spotlight Series with your host Kay Cote! In this episode, we feature Rachael-Ann Harrison, the founder and managing director of Chadwick Accountants and Bookkeeping Ltd. Join us as Rachael-Ann shares her inspiring journey to business ownership, the challenges she’s faced, and the unique approach her firm takes to accounting. Discover how Chadwick Accountants is transforming the industry with a forward-thinking mindset focused on client service, and hear insights on recruitment, leadership, and growth strategies for businesses. Don't forget to like and subscribe for more entrepreneur success stories!You can get in touch wi...2024-12-0522 min

For Finances Sake (FFS)Package Deal: Choosing The Right Accountancy SoftwareWelcome to For Finances Sake (FFS) In this episode Rachael looks at accountancy software that is available to you as a business and which brands are widely used and come recommended. 2024-11-2623 min

For Finances Sake (FFS)Your Starter For Ten: Do I need To Be A Limited Company?In this episode, Rachael explores an important decision for anyone running a business or thinking of starting one: whether to operate as a sole trader or as a limited company. Each business structure has its own unique advantages, legal implications, tax obligations, and administrative requirements, so understanding the differences can help you make the best choice for your situation. 2024-11-1820 min

For Finances Sake (FFS)The Autumn Budget: Impact and AnalysisJust to briefly recap, last week’s 2024 budget seems to have upset businesses large and small, as we look forward to 2025 being a massive year of change, the impact has been widely criticised to be a ‘hard hit on businesses they should be supporting’ So, what could the impact be on Sole Traders and small businesses? Find out in this episode - The Budget Impact! 2024-11-1215 min

For Finances Sake (FFS)Crystal-Ball Gazing: Pre-Budget Speculation (Part 1)Welcome to our latest episode, where we dive into the upcoming budget broadcast on October 30th. With the Labour government's proposals being described as the most stringent yet, we’ll explore the potential implications for individuals and businesses alike. Join Rachael as she analyses key elements of the budget, discuss its impact on everyday life, and consider what it means for the future. Don't miss this crucial conversation on the financial decisions that could shape our livelihoods. 2024-11-0519 min

For Finances Sake (FFS)Crystal-Ball Gazing: Pre-Budget Speculation (Part 2)Labour could avoid the accounting headache of piecemeal tax increases by possibly breaking their pre-election promises and raising income tax, employee's national insurance contributions or VAT. While politically explosive, some economists say it would be the simplest way to raise large sums in a transparent way. But would it represent a big gamble that mixed voters could be won over by improved public services and higher investment? Rachael answers your questions from last weeks episode. 2024-10-2812 min

For Finances Sake (FFS)Crystal-Ball Gazing: Pre-Budget Speculation (Part 1)Welcome to For finances Sake (FFS) the podcast that rips the suit and tie off accountancy. Hosted by Rachael Chadwick-Harrison, its where finance meets attitude. No fluff, no Jargon-just straight-talking insight, uncomfortable questions and brutally honest advice from people who actually know their stuff. Whether you’re running a business, planning your next move, or just sick of the usual gatekeeping, FFS is here to help you cut through the crap. Tune in. Get smarter. And, if you’re mad after listening? Even better! 2024-10-2115 min

What You Should ReadYou Should Read: Body Positive Books!Send us a textHey Should-Heads! It's summer and we are excited for all of our favorite things: beaches, pools and doing whatever we want, wearing whatever we want. It's hard to do and if you're not quite there yet, we have recommendations! (We've got fiction, nonfiction, adult, YA and middlegrade picks, too.)Look for the books mentioned in this episode on Libro.fm by using our affiliate link. When you buy using this link, you are supporting the podcast! AND if you use our code WYSR at checkout you can get your first two...2022-07-0550 min