Shows
The Mack PodcastEmbedded Family Offices: Structure, Risk, and TradeoffsIn this episode of The Mack Podcast, Brian Adams is joined by Timothy Ladin, Ray DiNunzio, and Allen Injijian for a candid, experience-driven conversation on embedded family offices—structures where personal wealth management exists inside operating companies, investment firms, or GP platforms.Drawing from decades of hands-on experience inside single-family offices, advisory firms, and institutional platforms, the panel explores why embedded family offices are increasingly common, where they create real advantages, and where they quietly introduce risk, complexity, and misalignment.This discussion goes beyond theory and addresses the realities families and professionals face as wealth sc...
2026-01-291h 18
The WealthTech PodcastYou Can’t Out-Software Bad Processes: Building a Smarter Family Office | Ray DiNunzio, TOS AdvisorsIn this episode of The WealthTech Podcast, host Mark Wickersham welcomes Ray DiNunzio, Partner at TOS Advisors, for an in-depth conversation on how family offices can radically improve operational efficiency through technology and intentional design.Ray shares the origin story of TOS Advisors and how his experience building TOS Advisors led to a bold realization: most family offices are overburdened by administrative complexity, poor process design, and underwhelming tech stacks. Drawing inspiration from exponential organizations and Silicon Valley principles, Ray and his team reimagined what a high-performing family office could look like—with fewer people, less friction, an...
2025-08-0657 min
Whitley Penn TalksSolving Technology Challenges in Family Offices with Raymond DinunzioMessage us!Join host, John Yeager, of Whitley Penn as he welcomes back Raymond Dinunzio from TOS to the family office series. In this episode, they explore real-life projects with various family offices to address and overcome their technology challenges.Key Points of Conversation:Common Technology Issues: Ray discusses why family offices often don't achieve the desired results with technology and the common pitfalls they encounter.Outsourcing vs. Headcount: Explore the debate between adopting outsourcing solutions versus increasing headcount, and why it's crucial to view family offices differently rather than equating new technology with...
2025-03-2743 minWhitley Penn TalksFamily Office Insights and Solutions with Raymond DinunzioMessage us!Join John Yeager of Whitley Penn as he continues the family office series with special guest, Raymond Dinunzio from TOS. In this episode, Ray discusses his path to joining TOS and the story behind the company's mission.Key Points of Conversation:Insights on the Family Office Industry: They discuss the unique challenges and opportunities in the family office sector, highlighting that there is no one-size-fits-all blueprint for success.Common Issues in Large Family Offices: They explain the typical path for family offices and the common problems these offices face, which often require...
2025-03-1333 min
Arthur's Round Table-Subscription to Curiosity.Raymond Dinunzio is a super curios pro! TOS simplifies and optimizes the management of family offices.Raymond joined TOS in 2019 and has 30 years of
experience in financial services with concentrations in asset management, investment banking and family office services.
Before joining TOS, Raymond served as a managing
director for UBS Global Wealth Management, and he was a founding member of UBS Private Wealth Management division’s management team (1998 to 2016). At UBS, he
was tasked with guiding the evolution of the group’s investment strategy and product development for the Private Wealth Management Group and Global Family
Office Group for the United States. Earlier he led the Institutional Consulting Services division for the Western Unit...
2024-11-151h 12