Ray Lucia Jr. - Podcast Details

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Vaulted Views with Ray Lucia Jr.How Fiduciary Advisors Build Enterprise Value and Retain Clients in Volatile MarketsIn the Season 2 finale of Vaulted Views, Ray Lucia Jr. breaks down the proven strategies fiduciary advisors use to scale their businesses, reduce client anxiety during turbulent markets, and build real enterprise value.Discover how combining fiduciary standards with structured income planning—like The Bucket Strategy®—can help you serve your clients more effectively while creating a repeatable, scalable business model.Whether you’re an advisor looking to reduce emotional client calls, generate predictable revenue, or build a business someone else could buy, this episode gives you the blueprint.✅ Why fiduciary thinking is more than a le...2025-04-0708 min

Vaulted Views with Ray Lucia Jr.Business Lessons from Sports, Hollywood, and HospitalityIn this episode, Ray Lucia Jr. uncovers surprising business lessons drawn from the worlds of pro sports, Hollywood, hospitality, and beyond.You’ll hear how vision, values, and execution—not formal business plans—often drive the most powerful results.Whether you're an investor, entrepreneur, or financial advisor, this conversation offers a unique perspective on building something meaningful, lasting, and fun.Here’s what you’ll take away from this episode:✅ The common thread behind successful brands in sports, entertainment, and business✅ How the...2025-03-241h 00

Vaulted Views with Ray Lucia Jr.The Hidden Costs of Index Funds: What Every Investor Must KnowThink index funds are the safest bet? Think again. In this Vaulted Views episode, Ray Lucia Jr. uncovers the hidden fees quietly eating away at investor returns, why over-diversification might be holding you back, and how financial advisors can build stronger portfolios with high-conviction investing.✅ Why index funds have hidden fees✅ How over-diversification can dilute returns✅ The benefits of SMAs for high-net-worth investors & financial advisorsDon’t let hidden fees control your financial future! Watch now to learn how to take charge of your investments.2025-03-1706 min

Vaulted Views with Ray Lucia Jr.The #1 Retirement Fear (And How to Avoid It)In this episode of Vaulted Views, Ray Lucia Jr. breaks down why even high-net-worth retirees hesitate to spend—and what financial advisors can do to help them transition from accumulation to confident decumulation.In This Episode:✅ Why retirees struggle to spend—even when they have more than enough✅ The role of IQ, EQ, and BQ in guiding clients through retirement decisions✅ How The Bucket Strategy® creates a structured withdrawal plan for peace of mind✅ The true value of a financial advisor—beyond just investment management✅ How tax-eff...2025-03-1013 min

Vaulted Views with Ray Lucia Jr.AI & Insurance: Closing the DealJoin host Ray Lucia Jr. as he welcomes special guest Craig Bender, CEO of INSUREU2, a company revolutionizing the insurance industry by combining AI-driven operational solutions, strategic marketing services, and premium branded merchandise to help professionals enhance their business.What You'll Learn in this Episode:The challenges of being a young entrepreneur in a traditional industryThe importance of building relationships and trust with clientsHow AI can revolutionize the way insurance agents operateThe significance of continuous growth and adaptation in business 2025-03-0339 min

Vaulted Views with Ray Lucia Jr.Entrepreneurship, Risk-Taking & Bourbon: The Story of Cask & Coast BourbonJoin host Ray Lucia Jr. as he welcomes special guest Mark Kersey, the co-founder of Cask & Coast, a unique bourbon blending house based in California. Mark shares his journey from tech entrepreneur to city council member and now to the world of bourbon, revealing the passion and dedication behind creating a craft spirit that has already won multiple gold medals.What You’ll Learn in this Episode:✅ Spotting Opportunities Before Others Do – How to recognize trends and gaps in any industry ✅ Aligning Passion with Strategy – Why success happens whe...2025-02-2455 min

Vaulted Views with Ray Lucia Jr.#014 Vaulted Views - Meet the Southern Savant of Retirement PlanningJoin host Ray Lucia Jr. as he breaks down the often-misunderstood world of annuities, fixed indexed annuities, renewal rates, and the fine print that matters with Chris Lloyd, CFP, CHFC, MBA.Takeaways:Fixed vs. Fixed Indexed Annuities—What’s the DifferenceThe Truth About Renewal Rates & why they impact your long-term returnsThe Importance of Due Diligence—how advisors can better serve clientsCollaboration & Community in financial planningIf you're serious about financial planning & personal finance, this episode is a must-watch.F...2025-02-181h 09

Vaulted Views with Ray Lucia Jr.#013 Vaulted Views - How to Build Community Through TechnologyJoin host Ray Lucia Jr. for an insightful episode of Vaulted Views as he explores the intersection of entrepreneurship, community-building, and innovation in the tech world with entrepreneur Josh Hotsenpiller.Takeaways:- From Ministry to Tech – Navigating career shifts and embracing new opportunities.- Building Community from Scratch – The power of creative engagement and grassroots marketing.- Social Impact in Business – How companies can mobilize employees for social good.- Adapting to Change – How the pandemic reshaped business strategies and tech solutions.- Lessons in Leade...2025-02-101h 12

Vaulted Views with Ray Lucia Jr.#012 Vaulted Views - The Entrepreneurial Mindset: Lessons Learned from Startups and BeyondJoin host Ray Lucia Jr. as he sits down with leadership expert Stacey McKibbin to discuss entrepreneurship, leadership, and the power of adaptability. Stacey shares how: - She transitioned from book distribution to startups and business coaching. - A failed $800M acquisition taught her invaluable business lessons. - She helps organizations align vision with leadership for lasting success. Subscribe to hear more from business leaders on their journeys to success.2025-02-0352 min

Vaulted Views with Ray Lucia Jr.#011 Vaulted Views - Pivoting in Style: How Adaptability Drives Business SuccessJoin host Ray Lucia Jr. as he interviews Lucas Lujano from David August to discuss resilience and adaptability in business. Lucas shares how: - He navigated the challenges of the pandemic, pivoting his company’s focus to meet evolving client demands. - His journey from the ground up, building a high-profile client base - The strategies that helped him sustain and grow the business during unprecedented times.2025-01-2752 min

Vaulted Views with Ray Lucia Jr.#010 Vaulted Views - Rashard Cook: NFL Lessons in Leadership, Money, and LifeJoin us for an inspiring episode of Vaulted Views as Ray Lucia Jr. sits down with former NFL player and current high school football coach, Rashard Cook. Topics Covered: Rashard's journey from Southern California to the NFL The transition from athlete to financial advisor Leadership lessons from sports and finance The importance of family and community in coaching Navigating the NIL era in college football 2024-12-0247 min

Vaulted Views with Ray Lucia Jr.#009 Vaulted Views - Sarah Jeltema: From 911 Dispatcher to Whiskey EducatorJoin host Ray Lucia Jr. as he dives into the fascinating world of whiskey with special guest Sarah Jeltema, a former 911 dispatcher turned whiskey educator and social media influencer. Highlights: Embrace Your Passions: Sarah's transition from a career in public service to the whiskey industry highlights the importance of following your passions. Continuous Learning is Key: Throughout our discussion, Sarah emphasized the value of education and mentorship in her journey. Community Matters: Sarah's involvement in the whiskey community, particularly her role as the president of Women Who Whiskey San Diego, showcases...2024-11-181h 22

Vaulted Views with Ray Lucia Jr.#008 Vaulted Views - Rick Plum, CFP®: Life Lessons from The Professor of FinanceJoin Ray Lucia Jr. for an episode with friend and colleague, Rick "The Professor" Plum, the Chief Financial Planning Officer of Lucia Capital Group. Highlights: Rick's journey from aspiring pilot to financial planner The importance of changing financial strategies as retirement approaches Managing emotions and behavior in investing Understanding taxes and expenses in retirement Subscribe for more episodes and insights! Follow me on social media: Twitter: @rayluciajr LinkedIn: / rayluciajr Leave a comment below with your thoughts on the episode! 2024-11-1159 min

Vaulted Views with Ray Lucia Jr.#006 Vaulted Views - Chris Thorne: Transforming Military Experience into Community ImpactJoin Ray Lucia Jr. and Chris Thorne for a candid conversation, in which Chris shares his incredible journey from a young dreamer in Phoenix, Arizona, to a seasoned leader in the Navy, and now the CEO of the North San Diego Business Chamber. In this episode, you'll learn about: Chris's early inspirations and military journey Lessons learned from serving in the Navy Transitioning to civilian life and entrepreneurship The importance of caring for people in leadership Working with the Gary Sinise Foundation Subscribe for more episodes and insights! Follow me on social media: Twitter...2024-10-2855 min

Vaulted Views with Ray Lucia Jr.#005 Vaulted Views - Pete Sciabarra: Leadership Lessons from a Navy CaptainJoin Ray Lucia Jr. in this inspiring episode as he welcomes Pete Sciabarra, a retired Navy captain turned business coach. With a remarkable journey from the Naval Academy to leading high-performing business leaders, Pete shares his insights on leadership, integrity, and the importance of people in both military and civilian life. In this episode, you'll learn about: Pete's early influences and his path to the Naval Academy The rigorous training and experiences of a Navy pilot The transition from military life to the corporate world, including his role at Vistage 2024-10-2137 min

Vaulted Views with Ray Lucia Jr.#004 Vaulted Views - Mark Scalzo: From Investment Banking to Portfolio ManagementJoin Ray Lucia Jr. as he welcomes his longtime friend and business partner, Mark Scalzo, to the podcast! In this episode, they dive deep into Mark's fascinating journey from investment banker to an international money manager. Mark shares his experiences at the prestigious Wharton School, his early days at Salomon Brothers during the high-stakes world of investment banking, and the lessons learned while working with industry legends like Ken Fisher and Rick Edelman. Discover how Mark navigated the tumultuous waters of the 2008 financial crisis, the challenges of Highlights: Mark's background and...2024-10-141h 05

Vaulted Views with Ray Lucia Jr.#003 Vaulted Views - Marni Von Wilpert: The Making of a Council MemberJoin us for an inspiring episode as Ray Lucia Jr. sits down with Marni von Wilpert, a remarkable woman whose journey has taken her from Scripps Ranch to Africa, New York City, Mississippi, and now back to her hometown as a San Diego City Council member. Marni shares her experiences in the Peace Corps, her time in law school at Fordham, and her work in Congress, where she learned the ins and outs of public service. Takeaways: The power of service Listening is key Taking risks for change 2024-10-0747 min

Vaulted Views with Ray Lucia Jr.#002 Vaulted Views - From Wine & Spirits to Wealth Management with Joe LuciaIn this episode of our podcast, host Ray Lucia Jr. sits down with his cousin, Joe Lucia, to explore Joe's fascinating journey from a young, tenacious wine and spirits entrepreneur to running a $2 billion wealth management firm. Key Highlights: From Malibu to Milan: Joe takes us through his early days at Pepperdine University, where he lived the "glamping" college life on the beach in Malibu. Building an Empire: Learn how Joe, a young and tenacious entrepreneur, built his own wine import business, forged relationships with major retailers like Costco and Trader Joe's, and...2024-09-3046 min

Vaulted Views with Ray Lucia Jr.#001 Vaulted Views w/ Ray Lucia Sr. A Father-Son Journey: From the 1987 Crash to Building a Legacy Family BusinessIn this inaugural episode, we dive deep into the fascinating journey with Ray's father, the GOAT, Ray Lucia Sr., a pioneering author, radio personality, and host of 'The Ray Lucia Show'. The two recount the tumultuous market crash of 1987 to the creation of the revolutionary "Buckets of Money" strategy. This episode is packed with insights, anecdotes, and lessons learned over decades in the family business. Key Highlights: The 1987 Market Crash From a Local Radio to National Syndication The Birth of The Bucket Strategy® Family and Business Scalability an...2024-09-231h 10

Vaulted Views with Ray Lucia Jr.#000 - Vaulted Views - From CPA to CEO: Ray Lucia Jr.'s JourneyMeet Ray Lucia Jr. In the debut episode of Vaulted Views, host Ray Lucia Jr. shares his background, journey, and vision for the podcast. Join Ray and interviewer Emily Paup as they discuss Ray's extensive experience in the financial services industry, his mission to help 1 million American households, and his personal vices like bourbon, cigars, and horse racing. Key Highlights: Ray's background in wealth management and asset management Ray's big, hairy, audacious goal (BHAG) of helping 1 million American households Ray's vices including bourbon, cigars, and horse racing Tune in to get to know Ray Lucia...2024-09-1626 min

Vaulted Views with Ray Lucia Jr.Introducing Vaulted Views with Ray Lucia Jr. - TrailerWelcome to Vaulted Views with Ray Lucia, Jr. Join Ray as he steps inside the minds of successful entrepreneurs, financial experts, and business leaders. These are people who have taken steps that very few others were willing to take, and now they’re reaping the rewards. You'll not only learn about their secrets to success, but you’ll also witness the journey they took to get there. 2024-09-1200 min

Joy At WorkDo this one thing differently when presenting with Ges RayIn this episode, I welcome Ges Ray, an inspiring public speaking trainer, who shares a practical technique to improve your work presentations, sales conversations, and pitches—deep breathing. Ges passionately walks us through the importance of breathing in alleviating stress, boosting confidence, and enhancing audience perception. Discover how to transform from chaos to calm with simple breathing exercises that can be practiced anywhere, even moments before you speak. Ges also touches on the broader implications of controlled breathing, including its impact on voice depth and resonance. Join us to learn a valuable skill to bring joy to your professional li...2024-07-1111 min

GenialesGENIALES #28 – LUCÍA VALENCIA & ODETTE PAZ | Arte, crítica, vender tu obra, sueños, pasión creativa.LUCÍA VALENCIA. LUCIA ES CREADORA, ARTISTA PLÁSTICA Y VISUAL. HA PARTICIPADO EN MÁS DE 25 EXPOSICIONES INDIVIDUALES Y COLECTIVAS DESDE MÉXICO A USA. HA EXPUESTO EN GALERIAS COMO TERRENO BALDIO O MUSEO COMO EL DE ARTE MODERNO. ACTUALMENTE, PRESENTA SU EXPOSICIÓN INDIVIDUAL; ¿ QUÉ ES ESTE SUEÑO QUE SOÑAMOS? EN CASA MILAN. EN ESTE EPISODIO DE GENIALES, EXPLORAMOS TEMAS COMO EL ARTE, LA CRITICA, VENDER OBRA, LA PASIÓN ARTISTICA, ENTRE OTROS TEMAS. SI TE GUSTA EL EPISODIO POR FAVOR DALE ME GUSTA, SUSCRÍBETE AL CANAL Y COMENTA A Q...2024-01-231h 31

The Relatable Voice PodcastLiving WINGLESS in a Winged World with Ray McAllisterHello and welcome to another episode of the Relatable Voice podcast! The RV is en route to Michigan to speak with Ray McAllister. Ray has a master degree in reflexology and author of the new book, Wingless. 2023-01-2226 min

LifeDoneDifferent.lyMatt & Lucia Long - I'm actually an opera singerHi everyone. Hope you're all okay, coping, surviving, learning, growing - it's hard to know what to say these days - we're all experiencing the same thing and whilst the experience is so shared sometimes . . . the more I talk to people the more I understand, at times, how very differently we're all experiencing it. This conversation is a good example. It's a conversation with Matt & Lucia, husband and wife, both professional singers, parents to Persephone, neighbours of my friends Caramel & Roger and most recently the creative and operational geniuses behind mini music makers which are fun, energetic, e...2020-10-051h 22

Managing Your Financial Future with Lucia Capital GroupHow To Manage the Scare of Long-Term CareMany people know that long-term care costs are expensive. In spite of that, they're often reluctant to buy an insurance policy to cover those costs because they don't want to pay for something that they may never need to use. After all, not everyone ends up in a nursing home or care facility.But what if you could both insure against those costs AND retain ownership of your premiums so that you or your heirs can have that money if you never need long-term care? Is that even possible? Yes. Rick "The Professor" Plum, CFP®, and Johnny Dean, along with Ray L...2020-01-0821 min

Managing Your Financial Future with Lucia Capital GroupControlling Your Tax Bill - It's Easier Than You ThinkDid you know that the location of your assets - 401(k), IRA, personal account, Roth - is a big determinant of your ultimate tax bill? By simply locating your assets in the proper account(s), you may be able to drastically reduce your tax bill. Find out how with Rick "The Professor" Plum, CFP®, and Johnny Dean, along with Ray Lucia Jr. and Joe Lucia, on this week's episode of Managing Your Financial Future.See omnystudio.com/policies/listener for privacy information.2019-12-1725 min

Managing Your Financial Future with Lucia Capital GroupThe Myth of the "Retirement Savings Crisis"You may have heard or read that Americans aren't saving enough for their retirement years. If so, there's a good chance that the phrase "retirement crisis" was part of the story. It's easy to scare people into reading an article online, but while everyone could probably stand to save more then they are, is there really a retirement crisis in America? Maybe not.Rick "The Professor" Plum, CFP®, and Johnny Dean, along with Ray Lucia Jr. and Joe Lucia, talk about this issue and why the doomsday headlines could very well be wrong, on this week's episode of Managing You...2019-12-0922 min

Managing Your Financial Future with Lucia Capital GroupThe Three Biggest Risks to Your Nest EggYou work hard for your money. You save, you plan, you make contingent plans, you save some more, and yet you can never really be sure that your savings will last as long as you do. Your portfolio faces a number of different risks, and not all of them happen after you retire. We've narrowed those risks down to the three most basic - the three you really need to plan for.Find out what those risks are, and how you may be able to avoid them through proper planning, on today's Managing Your Financial Future podcast featuring Rick "The...2019-12-0622 min

Managing Your Financial Future with Lucia Capital GroupThe Unintended Consequence of Social SecuritySocial Security has provisions for a survivor benefit, which allows a surviving spouse to continue receiving their deceased spouse's Social Security benefits. It was put in place in 1940 to ensure that widows would not suffer a cut in benefits. Ironically, in today's world, those same survivor benefit rules may cause just that - a actual cut in pay to the survivor. How is that possible?Find out. Join show hosts Rick "The Professor" Plum, CFP®, and Johnny Dean, along with Ray Lucia Jr. and Joe Lucia, for the inaugural episode of Managing Your Financial Future. See omnystudio.com/policies/listen...2019-12-0623 min

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