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Ray McLennan & Nigel T Best

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How to Raise Money PodcastHow to Raise Money Podcast#216 - Business Plans are Dead: Aren't they?A pain? The difference? Necessary? Pointless? Whatever your thoughts, business plans are a thing! Ray and Nigel give some useful pointers for the why, what and how of business plans. Get in touch hello@htrmoney.co.uk and talk to us. Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Watch us on YouTube ⁠⁠⁠⁠⁠⁠https://www.youtube.com/@howtoraisemoney⁠⁠⁠⁠⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Go to the Resources section for links (e.g. for tax ins...2023-12-2320 minHow to Raise Money PodcastHow to Raise Money Podcast#215 - Predictions for your future!What is 2024 going to be like? Will there be doom and gloom or opportunities a plenty? Ray and Nigel give their thoughts to help you decide your next step! Get in touch hello@htrmoney.co.uk and talk to us. Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Watch us on YouTube ⁠⁠⁠⁠⁠https://www.youtube.com/@howtoraisemoney⁠⁠⁠⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Go to the Resources section for links (e.g. for tax...2023-12-1325 minHow to Raise Money PodcastHow to Raise Money Podcast#212 - Where to find Private Investors!Seek and ye shall find! Ray and Nigel give valuable insights into where to find your next next investor - they might be closer than you think! Get in touch hello@htrmoney.co.uk and talk to us. Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Watch us on YouTube ⁠⁠https://www.youtube.com/@howtoraisemoney⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Go to the Resources section for link...2023-11-2233 minHow to Raise Money PodcastHow to Raise Money Podcast#211 - Benefits & Pitfalls of private investors!Is it worth raising money from Private Investors? Yes! And no!! Listen as Ray and Nigel go through some key knowledge. Get in touch hello@htrmoney.co.uk and talk to us. Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Watch us on YouTube ⁠https://www.youtube.com/@howtoraisemoney⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Go to the Resources section for links (e...2023-11-1537 minHow to Raise Money PodcastHow to Raise Money Podcast#207 - Financial Nightmare? Nowhere to turn? Ask and ye shall receive!We are getting loads of emails (thank you very much everyone) with a variety of issues and challenges that people are facing. Many have been where you are. You are not alone. There may be an answer. Listen in as Ray & Nigel go through situations that may not be as dire as people thought. Get in touch hello@htrmoney.co.uk and talk to us. Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Resources: NOT SURE WHERE TO START? Start here by clicking the...2023-10-2529 minHow to Raise Money PodcastHow to Raise Money Podcast#204 - The Big Short part 2????Is the Big Short about to happen again? 2023 and is cash King? If you haven't watched the Big Short then do so - because the person played by Christian Bale has reportedly shorted the stock market. And he has bet 90% of his assets on it! Does this mean that we should be cash in positions? Does it mean cash is king? For anyone trying to raise money, we know that interest rates, slow solicitors and banks are making it hard work. So is now the time to have cash to be...2023-10-0419 minHow to Raise Money PodcastHow to Raise Money Podcast#203 - 'If I were the devil...', HTRM and politicsRay and Nigel try to ignore the media and political shenanigans to help you focus on being objective with why you want to raise money. Is it possible when the world feels in permanent crisis? (of course it is!) Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Go to the Resources section for links (e.g. for...2023-09-2023 minHow to Raise Money PodcastHow to Raise Money Podcast#202 - Interest Rates: Where is it going?The interest rates keep going up. Our costs keep rising. Taxes are going up. Why is it happening and surely this is a time you should do nothing? Ray & Nigel discuss the situation and what it means for all of us. Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Go to the Resources sec...2023-09-0622 minHow to Raise Money PodcastHow to Raise Money Podcast#201 - Why do we all make these 2 mistakes? Repeatedly. And what to do about it.Yes, that's right. We all do it. Every project takes longer and costs more than we thought! Why is that? Eternal optimism or do we ignore the hidden costs and issues. Ray and Nigel discuss what we can do about it. We have never met anyone who has done a project where it happened quicker and cheaper than they budgeted - unless you can tell us differently. Get in touch and tell us hello@htrmoney.co.uk Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠...2023-08-3023 minHow to Raise Money PodcastHow to Raise Money Podcast#200 - Thank You & What to expect for the next 200!Well Ray and Nigel can't believe that we have been going over 5 years and 200 episodes. AND that is thanks to you, our wonderful listeners! Your support and interest has kept us humble, grateful and enthusiastic! We have some amazing things coming up. Truly. Incredible. Please click on the share button and send the link to a friend and we will see you all in the next 200 episodes Much love Ray & Nigel Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ RE...2023-08-0837 minHow to Raise Money PodcastHow to Raise Money Podcast#197 - Is it time to use Equity to Raise Money?In the past it was only for big business and Shark Tank/Dragons' Den but with interest rates having a huge impact on cash flow, now might be the time to look at Equity as a way of Raising Money. Ray and Nigel look at the pros and cons. Email us at ⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠ REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠ How to...2023-07-1232 minHow to Raise Money PodcastHow to Raise Money Podcast#196 - When these guys make a move, you need to sit up and pay attention! Blackrock & CryptoLove it or hate it, now that the world's largest asset management company has gone down this route, we need to pay attention to crypto currency. Ray & Nigel have a look at what it could mean for us all. Email us at ⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠ REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠ How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠ Go to the Resources...2023-07-0523 minHow to Raise Money PodcastHow to Raise Money Podcast#195 - Section 8 & 21: Nightmare or Opportunity?MORE legislation is heading our way. Everything so far has had the unintended consequence of making it harder to rent, more expensive to rent, adding huge costs to landlords; so is it any wonder that landlords are selling up and getting out in record numbers? Surely now is not the time to buy? Or is it the perfect opportunity? Ray and Nigel discuss their take on the situation. Do you agree with them? Email us at ⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠...2023-06-2825 minHow to Raise Money PodcastHow to Raise Money Podcast#193 - How Teenagers Can Raise Money [part 1]Anyone who has teenage kids knows that their desire for money is very real! So Ray and Nigel thought a discussion about some very possible ways to raise money for teenagers was long overdue. Do you have any ideas? Email us at ⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠ REMEMBER to review us on ⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - ⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠ How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠HER...2023-06-1428 minHow to Raise Money PodcastHow to Raise Money Podcast#192 - Is it a good time to buy property?We get asked all the time...is it a good time to buy property? Well who better to give an opinion than Ray and Nigel! Email us at ⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠ REMEMBER to review us on ⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - ⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠ How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠ Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/res...2023-06-0844 minHow to Raise Money PodcastHow to Raise Money Podcast#191 - Little Known Tax Reliefs You NEED To Be Aware Of!Ray and Nigel look at a range at tax reliefs and why you must look at all of them and discuss them with your accountant to ensure you are making legislation work for you! To get a pdf on this list (there are more than what we talk about in this episode), just email us 😊 Email us at ⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠ REMEMBER to review us on ⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - ⁠⁠⁠⁠⁠HERE...2023-05-3132 minHow to Raise Money PodcastHow to Raise Money Podcast#190 - Don't cry for me (cry for) Argentina! Are we that bad?Interest rates and inflation rates are a hot topic and have a huge impact on the economy. Want to know how bad it can get? Ray and Nigel discuss Argentina and it is eye-wateringly-horrible! Are we headed the same way? Email us at ⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠ REMEMBER to review us on ⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - ⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠ How to L...2023-05-2534 minHow to Raise Money PodcastHow to Raise Money Podcast#189 - FEAR - ok so how do I overcome FEAR?FEAR! Love it or loathe it; feel it consciously or subconsciously, it can have a profound effect on our actions and even our ability to even start. Is it normal? What are the signs? What can I do? Last week (#188) Nigel and Ray chatted through the common types of fear NOW let's hear what they think we can do about it!! Email us at ⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠⁠HERE⁠⁠⁠⁠ REMEMBER to review us on ⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠! Resources: N...2023-05-1734 minHow to Raise Money PodcastHow to Raise Money Podcast#188 - FEAR - is it holding you back and what to do to beat it!FEAR! Love it or loathe it; feel it consciously or subconsciously, it can have a profound effect on our actions and even our ability to even start. Is it normal? What are the signs? What can I do? Nigel and Ray chat through the common types of fear and what you can do about it Email us at ⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠⁠HERE⁠⁠⁠ REMEMBER to review us on ⁠⁠⁠Apple podcasts⁠⁠⁠! Resources: NOT SURE WHERE TO START? Start here...2023-05-1230 minHow to Raise Money PodcastHow to Raise Money Podcast#186 - E for Exits - Another [exotic!] 10 exits you can useFinishing off the E for EXITS part of the CREST model, Ray and Nigel discuss some very little used but super powerful exits that might just attract the investor to the deal! Email us at ⁠hello@htrmoney.co.uk⁠ Recommended Equipment, Software and Books - click ⁠HERE⁠ REMEMBER to review us on ⁠Apple podcasts⁠! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - ⁠HERE https://www.htrmoney.co.uk/⁠ How to Leave a Review on Appl...2023-04-261h 01How to Raise Money PodcastHow to Raise Money Podcast#185 - RANT: Banks and Scotland. Surely not...!!We haven't had a rant for a while (!!) so Ray and Nigel thought it was overdue to discuss money matters as well as the Scottish situation. See if you can hear Ray and his passion for his homeland...! Email us at ⁠hello@htrmoney.co.uk⁠ Recommended Equipment, Software and Books - click ⁠HERE⁠ REMEMBER to review us on ⁠Apple podcasts⁠! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - ⁠HERE https://www.htrmoney.co.uk/⁠ How to Leave a R...2023-04-1945 minHow to Raise Money PodcastHow to Raise Money Podcast#183 - Tell a Story to Raise Money [Part 2]The power of story telling and the link to being successful at raising money. Do not underestimate how important it can be. This second part adds the final parts of a good story structure. So now it is time to build your story and go Raise Money! Nigel's - chatbot link >>>>>> https://m.me/businessprofitclub?ref=w18656647 - we can't upload the QR code image in the show notes!!! Email us at ⁠hello@htrmoney.co.uk⁠ Recommended Equipment, Software and Books - click ⁠HERE⁠ REMEMBER to revie...2023-04-0536 minHow to Raise Money PodcastHow to Raise Money Podcast#182 - Hyperinflation and the End of the US$..!Ray has discovered the BRICS have recommended to get out of the US$ and as such the $ will be swallowed up in hyperinflation. Is it true? Should we ditch US$? This is a lesson on read the headline, analyse, do some due diligence and Keep Calm and Raise Money! Email us at ⁠⁠hello@htrmoney.co.uk⁠⁠ Recommended Equipment, Software and Books - click ⁠⁠HERE⁠⁠ REMEMBER to review us on ⁠⁠Apple podcasts⁠⁠! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guide...2023-03-2941 minHow to Raise Money PodcastHow to Raise Money Podcast#181 - Use Stories To Raise Money. The [first bit of the] power of storytelling!Ray (the constant storyteller) and Nigel (the other one) talk about how a story can have a far bigger impact than a slide deck pitch. Is it something you are using?  If not, then this might change your mind about learning how to create a story for your next property or business venture. Email us at hello@htrmoney.co.uk Recommended Equipment, Software and Books - click HERE REMEMBER to review us on Apple podcasts! Resources: NOT SURE WHERE TO START? Start h...2023-03-2249 minHow to Raise Money PodcastHow to Raise Money Podcast#180 - Bank Collapse!! is this the beginning of something really BAD??!!The Silicon Vally Bank has collapsed! Terrible news for all those directly involved BUT are we all going to suffer? Should we follow Nigel's advice (near the end of the episode)? Or can Keep Calm and Carry On? Email us at hello@htrmoney.co.uk Recommended Equipment, Software and Books - click HERE REMEMBER to review us on Apple podcasts! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https://www.htrmoney.co.uk/2023-03-1518 minHow to Raise Money PodcastHow to Raise Money Podcast#179 - Problem Properties: Opportunity or Risk? [Plus Ray blooper!]Why are some people put off certain properties? This is part 2 or the 'rest of it'!! Don't be worried. Get curious! "Problem" properties may just be a fantastic opportunity...listen to a bunch of great insights into turning a lemon into lemonade! Email us at hello@htrmoney.co.uk Recommended Equipment, Software and Books - click HERE REMEMBER to review us on Apple podcasts! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides...2023-03-0828 minHow to Raise Money PodcastHow to Raise Money Podcast#177 - Visualise Your Business to Help You Raise MoneyToday Ray & Nigel discuss the power of Visualisation. Visualising your business can help you better understand and communicate your vision, improve decision-making, and increase motivation, which can lead to greater success. Try it! Email us at hello@htrmoney.co.uk Recommended Equipment, Software and Books - click HERE REMEMBER to review us on Apple podcasts! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https://www.htrmoney.co.uk/ How to Leave...2023-02-2246 minHow to Raise Money PodcastHow to Raise Money Podcast# 176 NFTs: Can they raise money or will you be left with ENC?NFTs (non-fungible tokens) can be used to raise money for a business or property venture. So listen up folks!! NFTs are unique digital assets that are stored on a blockchain, making them secure and easily transferable. Businesses and property ventures can create and sell NFTs to investors as a means of raising capital. For example, a business could create NFTs that offer investors a share of future revenue or profits. NFTs offer a novel and potentially lucrative way for businesses and property ventures to raise money and engage with investors. This week, Ray & Nigel talk...2023-02-1531 minHow to Raise Money PodcastHow to Raise Money Podcast#173 - Buy To Lets are dead. Aren't they?The staple of any property investor for years has been the humble Buy To Let (BTL). But with Section 24, rising interest rates and more and more costs and penalties for landlords, surely the BTL is dead. Is it though? Let's find out with Ray and Nigel. Email us at hello@htrmoney.co.uk Recommended Equipment, Software and Books - click HERE REMEMBER to review us on Apple podcasts! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your...2023-01-2531 minHow to Raise Money PodcastHow to Raise Money Podcast#172 Bridging Loans: The new no 1 choice to raise money?Interest rates are climbing. Mortgage repayments are rocketing. Mortgage completion times are longer than ever. Is NOW the time to consider Bridging and forget about mortgages? Ray and Nigel discuss the topic in today's episode of HTRM. Enjoy! Email us at hello@htrmoney.co.uk Recommended Equipment, Software and Books - click HERE REMEMBER to review us on Apple podcasts! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https://www.htrmoney.co.uk/2023-01-1840 minHow to Raise Money PodcastHow to Raise Money Podcast#169 A Christmas Wish...2022 has been amazing, chaotic, crazy, frightening, sad and so much more! Whatever it has been for you, we wish you all peace, health and happiness for 2023. Let's go make a positive difference in '23 😊 Merry Christmas Nigel & Ray Email us at hello@htrmoney.co.uk Recommended Equipment, Software and Books - click HERE REMEMBER to review us on Apple podcasts! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free res...2022-12-2122 minHow to Raise Money PodcastHow to Raise Money Podcast#168 - How to Spend Time & Not Money - 1st Step - Measure Them!When it comes to time and money and how to spend them, we often make poor choices. BUT it is really hard to know what the better choices are if you never actually measure what you are doing. Today Nigel and Ray want to share a few things to consider when it comes to measuring where our time and money goes. No judgement. But an opportunity to choose, if you wish, to do something different. The areas are: Drugs Fast Food TV Subscriptions Gambling (article...2022-12-141h 00How to Raise Money PodcastHow to Raise Money Podcast#167 What we see in the economy and what it might meanThe economy at the moment - should you shrink your marketing budget? Nigel and Ray discuss all things from Nigel's Buffalo Bills shirt to Auctions! Email us at hello@htrmoney.co.uk To get our Recommended Equipment, Software and Books - click HERE REMEMBER to get a mention on the show...simply review us on Apple podcasts! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https://www.htrmoney.co.uk/2022-12-0734 minHow to Raise Money PodcastHow to Raise Money Podcast#165 AVOID THESE: 11 Reasons a Business FailsMost Businesses Fail!  But avoiding these 10 (or 11) mistakes should give you a better than average chance of success! Ray and Nigel are on a mission to help people create and build wealth, a second (or third income) and raise money. Today they discuss some of the easy-to-make mistakes for the novice (or indeed experienced) entrepreneur and how to avoid them. IF YOU FEEL THAT YOU ARE STUCK AND FAILING then please email us and see if we can help. We can't bear to see good people, good ideas and good businesses g...2022-11-1640 minHow to Raise Money PodcastHow to Raise Money Podcast#164 Is this the antidote to the 'Toxic' world: Ray & Nigel?!!?Please review us!! We love reading them and we will give you a 'shout out'!! We have decided that enough is enough and we are on a mission to help people. So we are building a solution! What do you think? Does the world need us??!! Email us at hello@htrmoney.co.uk To get our Recommended Equipment, Software and Books - click HERE REMEMBER to get a mention on the show...simply review us on Apple podcasts! Resources: NOT...2022-11-0932 minHow to Raise Money PodcastHow to Raise Money Podcast#162 How to Raise Money in 28 days - GUARANTEED(ish!!)Is there a way to raise money within 28 days, guaranteed (almost!)? Today, Ray and Nigel discuss that very thing - Auctions! Email us at hello@htrmoney.co.uk To get our Recommended Equipment, Software and Books - click HERE REMEMBER to get a mention on the show...simply review us on Apple podcasts! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https://www.htrmoney.co.uk/ 2022-10-2629 minHow to Raise Money PodcastHow to Raise Money Podcast#160 - CRISIS - We are DOOMED! Or are we? - Let's check "The Economic Clock""The perfect storm!" "Cost of Living Crisis!" "Rampant Inflation" "We are doomed...!" because "We have never been in this situation before!" or have we? Ray and Nigel look at the Economic Clock to see if we can navigate these "exceptional" days... Email us at hello@htrmoney.co.uk To get our Recommended Equipment, Software and Books - click HERE REMEMBER to get a mention on the show...simply review us on Apple podcasts! Resources:2022-10-1145 minHow to Raise Money PodcastHow to Raise Money Podcast#150 Episode 150! How To Raise Money - Let's go in depth with the CREST model - the most important model for raising money successfully!Wow! 150 episodes!  Thank you to everyone who has supported us and continue to support us along the way! We are so excited to go back to basics and then go in depth with our series (starting now) based upon the CREST model. AND we are really excited about upcoming guests! We will be mixing CREST episodes with contemporary and Interview episodes. So here's to you, our listeners, and to the next 150! Cheers Nigel and Ray To get our Recommended Equipment, Software and B...2022-07-1350 minHow to Raise Money PodcastHow to Raise Money Podcast#149 Ask not what your country can do for you......but what you can do for your country! It was Kennedy who said it. And boy, do we need that attitude right now! So what could we do? Ray and Nigel discuss, chat and waffle as usual!! To get our Recommended Equipment, Software and Books - click HERE Email us at hello@htrmoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple podcasts! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get...2022-07-0827 minHow to Raise Money PodcastHow to Raise Money PodcastHTRM 144 What They Don't Tell Me...Government Borrowing Rant!Coming soon is an episode with Dominic Frisby - Author of Daylight Robbery, all about tax. And to get us in the mood Ray and Nigel decide to have a chat/rant about How To Raise Money when you are a Government!!! Email us at hello@htrmoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening a bank account in minutes with access to CRYPTO, Stocks and more is HERE Resources: NOT SURE WHERE TO START? Start...2022-06-0136 minHow to Raise Money PodcastHow to Raise Money Podcast#143 - 5 Ways To Protect My Business - the legal lowdown!We often get asked 'how do I protect my company?' and 'do I need a TradeMark?' or 'what is copyright?' So we thought it would be useful to go through it all for you: - copyright - trademark - patents and more in this episode!  Email us at hello@htrmoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening a bank account in minutes with access to C...2022-05-2548 minHow to Raise Money PodcastHow to Raise Money Podcast#142 Crowdfunding - is it for me?Crowdfunding is BIG and getting bigger. Never has it been easier. So the question is...is it for you? Email us at hello@htrmoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening a bank account in minutes with access to CRYPTO, Stocks and more is HERE Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https://www.htrmoney.co.uk/2022-05-1833 minHow to Raise Money PodcastHow to Raise Money PodcastHow To Raise Money - #142 - Crowdfunding - is it for me?Crowdfunding - is it easy? Is it for me? What do I need to know?  It's all here in this episode! Email us at hello@htrmoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening a bank account in minutes with access to CRYPTO, Stocks and more is HERE Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https://w...2022-05-1833 minHow to Raise Money PodcastHow to Raise Money Podcast#141 - 'You're the reason I couldn't sleep last night!!' Shock accusation from listener!The previous episode #140 with Neil Twa sparked a flurry of responses to us - so we unpack the episode and tell you what the overall verdict was! Email us at hello@htrmoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening a bank account in minutes with access to CRYPTO, Stocks and more is HERE Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource...2022-05-1223 minHow to Raise Money PodcastHow to Raise Money Podcast#140 Want to get out of the rat race! Listen to this...This is an in depth interview with Neil Twa (https://www.linkedin.com/in/neiltwa and https://www.voltagedm.com) - thought provoking, inspiring and very enjoyable! We'd love to hear your thoughts  Email us at hello@htrmoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening a bank account in minutes with access to CRYPTO, Stocks and more is HERE Resources: NOT SURE WHERE TO START? Start here by clicking the link below 2022-05-041h 22How to Raise Money PodcastHow to Raise Money Podcast#139 - What makes a sophisticated investor and is it important to know? Listener question!When it comes to a private investor loan and the legal docs required, there are a number of issues. The most important is around the notion of a sophisticated or unsophisticated investor. And thank you to our HTRM listener, Jamie, for raising this question! Email us at hello@howtoraisemoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening a bank account in minutes with access to CRYPTO, Stocks and more is HERE Resources: NOT SURE WHERE TO...2022-04-2734 minHow to Raise Money PodcastHow to Raise Money Podcast#138 - How do you know if your Property Development will work?Is now the best time to raise money for a property development? Nigel & Ray look at market forces and the influence of demand and supply in assessing what you could or should do. Plus Ray goes off on one about Vienna... Email us at hello@howtoraisemoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening a bank account in minutes with access to CRYPTO, Stocks and more is HERE Resources: NOT SURE...2022-04-2037 minHow to Raise Money PodcastHow to Raise Money Podcast#137 - £19billion in unused old money...where is it?!The Bank of England says that there is £19 billion in old currency (no longer legal tender) that has not been returned to the bank! Where the hell is it all?! Check down the back of the sofa, old coat pockets, under your Granny's mattress! Email us at hello@howtoraisemoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening a bank account in minutes with access to CRYPTO, Stocks and more is HERE Resources: 2022-04-1327 minHow to Raise Money PodcastHow to Raise Money Podcast#136 - FIAT Money and Govt Digital Crypto - be afraid...be very afraid...Should we think again about crypto, FIAT money and who is actually running the world? Or should we just get on with our own ways of raising money? The world is changing and FAST! What does it mean and does it affect you? Ray and Nigel pull back the curtain and have a look...and it is scary! Email us at hello@howtoraisemoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening a bank...2022-04-0638 minHow to Raise Money PodcastHow to Raise Money Podcast#135 - EBITDA, rent coverage & why this is so importantA combination of 'affordability' criteria requirements and a shift in emphasis from lenders means that you need to focus on EBITDA and rent coverage. No idea what that means? Hopefully today's episode will clarify matters! Email us at hello@howtoraisemoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening a bank account in minutes with access to CRYPTO, Stocks and more is HERE Resources: NOT SURE WHERE TO START? Start here by clicking the link below 2022-03-3033 minHow to Raise Money PodcastHow to Raise Money Podcast#134 - What Banks Need - Financial Info!Continuing a look at what banks (or lenders in general) need and today we talk about financial information. Do you know your numbers? Are your numbers realistic or laughable? Bad numbers could scupper any chance of raising money so it's time to focus on your financial info! Email us at hello@howtoraisemoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening a bank account in minutes with access to CRYPTO, Stocks and more is HERE 2022-03-2337 minHow to Raise Money PodcastHow to Raise Money Podcast#133 - What the Banks need...a business planToday we look at more of what Banks (or lenders in general) need to assess your 'thing' so they can decide whether to lend you money! Email us at hello@howtoraisemoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening a bank account in minutes with access to CRYPTO, Stocks and more is HERE Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https...2022-03-1637 minHow to Raise Money PodcastHow to Raise Money Podcast#132 - What strategy is best during these worrying times?Ray and Nigel are shocked, horrified and sickened at the attack and war on Ukraine and utterly condemn it and hope and pray it ends as quickly as possible. Today we discuss how we have seen the world strategy on energy, food and other things has led to a monoculture and dependancy that has very little resilience. What does this mean for our ability to raise money, invest and build returns that are resilient and able to support you and others? Email us at hello@howtoraisemoney.co.uk REMEMBER to get a mention...2022-03-1433 minHow to Raise Money PodcastHow to Raise Money Podcast#131 - What Banks NEED: Security!!If you are looking to raise money via borrowing e.g. a loan from the bank, then you will find that the banks need a lot of info! Ray and Nigel talk through some of the things the banks need and give their thoughts on the best way for you to gather and present what they need. Have you tried to get a loan from a bank - what did they ask you? Email us at hello@howtoraisemoney.co.uk REMEMBER to get a mention on the show...simply review us...2022-02-2341 minHow to Raise Money PodcastHow to Raise Money Podcast#130 Inflation - How, Why and What it Means For YouIt is on the news, it is in the food you buy and the energy you need to buy to heat your home...it is everywhere! But what is Inflation and how does it affect us? What can we do about it? Should we be worried? Ray and Nigel give their thoughts on Inflation and How to Raise Money. What do you think? Email us at hello@howtoraisemoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening...2022-02-0923 minHow to Raise Money PodcastHow to Raise Money Podcast#129 Where are we on the "Economic Clock"? And what is coming next?!We always think 'this time it is different' but history shows that it never is! So where are we today in the economic cycle and what does that tell us we should be doing when it comes to raising money, investing, selling, buying and all the rest of it?  Ray and Nigel discuss where we might be and what it means to you. Get your copy of the "Economic Clock" and more - click HERE What do you think? Email us at hello@howtoraisemoney.co.uk REMEMBER to get a...2022-02-0420 minHow to Raise Money PodcastHow to Raise Money Podcast#128 World's Richest Get Richer - Does Oxfam Report Mess With Your Money Mindset?"Wealth of world's 10 richest men doubled in pandemic", Oxfam says "The pandemic has made the world's wealthiest far richer but has led to more people living in poverty "Lower incomes for the world's poorest contributed to the death of 21,000 people each day, its report claims. "But the world's 10 richest men have more than doubled their collective fortunes since March 2020" Oxfam said. When you read this, does it mess up your money mindset? Should it? Today Ray and Nigel explore the story behind the headline - is it right to...2022-01-1933 minHow to Raise Money PodcastHow to Raise Money Podcast#127 What Exactly Is A Bank? And do we need them?This shocked us both. So much so that we have 'acted' out the satirical description of 'What Is A Bank' first shared by Punch magazine in 1957. Can it be true? Is that really what a bank is? And do we need them? Nigel and Ray peek behind the curtain and are shocked at what they saw! Email us at hello@howtoraisemoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening a bank...2022-01-1238 minHow to Raise Money PodcastHow to Raise Money Podcast#126 Welcome to 2022 - why the world of raising money is going to changeWelcome to 2022! What does the year hold for those of us wanting to raise money - especially with the pressure on inflation, interest rates and Chinese property company debt...what?...yes, Chinese property company debt. And our favourite topic of the Banks will be examined. Remember to share the podcast with your friends and a review, from you, would be wonderful! So let's strap in for a fabulous 2022! Email us at hello@howtoraisemoney.co.uk REMEMBER to get a mention on the show...simply review us on...2022-01-0723 minHow to Raise Money PodcastHow to Raise Money Podcast#125 Don't buy a business without listening to this!Start a business or buy a business?  Which should you do? Today, Ray and Nigel discuss some of the issues that many people who ponder the question 'should I buy a business' have to consider. AND there experience shows that many people don't think about it carefully enough! Give yourself the best chance to succeed and that starts by listening to this episode. Enjoy! Email us at hello@howtoraisemoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple p...2021-12-2928 minHow to Raise Money PodcastHow to Raise Money Podcast#124 DON'T do a Joint Venture until you've listened to this!Should you do a Joint Venture? For a lot of people who want to raise money the quickest way can be to 'do a JV' BUT should you? Listen as Ray and Nigel highlight a few things that many failed JVs forgot to consider. If they had would the JV have been a success? You decide! Email us at hello@howtoraisemoney.co.uk REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening a bank...2021-12-2233 minHow to Raise Money PodcastHow to Raise Money Podcast#123 How will another lockdown affect you in 2022?With new variants, vaccines and vagaries in full flow at the end of 2021, we look at where we are and what it means for you in 2022. What are your thoughts on 2022 and how you Raise Money?  Email us at hello@howtoraisemoney.co.uk  REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening a bank account in minutes with access to CRYPTO, Stocks and more is HERE Resources: NOT SURE WHERE TO START? Start here by clicking the li...2021-12-1522 minHow to Raise Money PodcastHow to Raise Money Podcast#122 Are you ready to Raise Money - take the quiz!Take the quick Quiz to see if you are ready to Raise Money HERE It may be a small thing or a huge thing...whatever it is, it's holding you back from raising money! Not sure quite what the problem is? Take our quick Quiz and find the answer! REMEMBER to get a mention on the show...simply review us on Apple podcasts! Nigel's affiliate link to opening a bank account in minutes with access to CRYPTO, Stocks and more is HERE Resources: NOT SURE WHERE TO START? Start...2021-12-0818 minHow to Raise Money PodcastHow to Raise Money Podcast#121 - I spoke to people from a bank!!For anyone who has struggled to actually talk to someone from a bank that can actually give help, support or even answers, we know it may sound incredible...but yes Nigel actually saw and spoke to some bankers! What they said was interesting and may help you and me Raise Money in the future! Why are they doing this? Well, the banks are worried about the rise of the Challenger banks (see below for Nigel's affiliate link HERE to opening an account) ands they can't compete on tech or innovation so they are going back...2021-12-0126 minHow to Raise Money PodcastHow to Raise Money Podcast#120 When Raising Money do you need to think about GDPR?Data. Data breaches. Hacking. It's all the stuff of Hollywood and big business isn't it? We as entrepreneurs don't need to worry about things like GDPR do we? And has anyone been fined under GDPR anyway?  In fact, where does the money from GDPR fines go??!! Well, prompted by a follow up question from HTRM listener, Henrik, we look at disclaimers, legal stuff and GDPR. It might just pay to listen to this one! Check out the ICO and GDPR at https://ico.org.u...2021-11-2436 minHow to Raise Money PodcastHow to Raise Money Podcast#119 Do Interest Rates and Inflation matter when Raising Money?When Raising Money, does it really matter what the interest or inflation rates are? Historic low interest rates but rising inflation may mean interest rates will rise - what does that mean to you and me? PS that link re Nigel losing 13kg in weight - use this affiliate link HERE Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https://www.htrmoney.co.uk/ How to Leave a Review on Apple Podcasts...2021-11-1727 minHow to Raise Money PodcastHow to Raise Money Podcast#118 Do you need to repay your BounceBack Loan?Contentious? Life saving? Millstone? The BounceBack Loan scheme has had many descriptions and everyone has an opinion on them. The aim was to support business. It was a great way to Raise Money for many to keep your business going during lockdown BUT now the repayments have started the question is: Can You Afford To Repay? We always believe that if you borrow, you repay. But normally that is because you chose to borrow.  What happens when you had no choice but to borrow?  Today Ray and Nigel look at...2021-11-1032 minHow to Raise Money PodcastHow to Raise Money Podcast#117 COP26 are we all doomed?If there is no planet left at least you don't have to repay that loan... ...Ray and Nigel discuss the COP26 conference and reflect on messaging and how to 'sell' a deal so that people rush to invest. PS that link re Nigel losing 13kg in weight - use this affiliate link HERE Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https://www.htrmoney.co.uk/ How to Leave a Review on...2021-11-0524 minHow to Raise Money PodcastHow to Raise Money Podcast#116 - How to ask for money from people you know but rarely seeThank you Henrik for getting in touch with us (hello@htrmoney.co.uk) to suggest a topic for the podcast...and it's a real goodie! How do you ask for money from someone you know but rarely see?! Ray and Nigel give a few ideas and possible approaches to try. Let us know how you get on with it Henrik (and anyone else who thinks it might help them too)!!! Enjoy! PS that link re Nigel losing 13kg in weight - use this affiliate link HERE Resources: ...2021-10-2815 minHow to Raise Money PodcastHow to Raise Money Podcast#115 - Would you invest in the NHS?There was sad news recently as Sir Gerry Robinson passed away. Both Nigel and Ray reflect on the 'TroubleShooter' style of tv that he and (one of Nigel's heroes) Sir John Harvey Jones pioneered. As the NHS spirals into a media fuelled doom, we look at the principles of a strong management team being key to investors and whether they feel confident to invest. The NHS, we suspect, would not get much investment from sane investors. However, Sir Gerry showed that with better management then the NHS doesn't need more money. What are the lessons...2021-10-2127 minHow to Raise Money PodcastHow to Raise Money Podcast#106 NFT & Crypto - "it's like the Wild West" - Avi Rabinovich explainsTuning in from Israel, our special guest, Avi Rabinovich from www.vidalgo.ai gives a great insight into the digital world present and future and he answers Nigel's question on NFT and art! For many content creators, the rewards can be very thin but Avi explains how tokenisation with NFTs and AI and Crypto can all help you monetise your value. Perfect for anyone wanting to raise money! And Avi tells you exactly the right time to start marketing your business. Resources: NOT SURE WHERE TO START? Start...2021-08-1855 minHow to Raise Money PodcastHow to Raise Money Podcast#104 Is now the time to raise money?It's a question we get asked a lot...when should I raise money? And just like the proverb about 'when is the best time to plant a tree? Answer...20 years ago' that doesn't really help. Thankfully the proverb gives us an alternative second option which is 'today'. So we generally answer with the second option in the proverb of today. BUT... the follow up question is often 'ok if I should raise money today, what should I raise money for?' And that can be a little harder to answer. 2021-08-0447 minHow to Raise Money PodcastHow to Raise Money Podcast#103 What do you do if you need more money?'Everyone has a plan until they get punched in the face' - Mike Tyson So your project or property venture is not quite going to plan...and the bottom line is that you need more money. What can you do? Well as Ray and Nigel discuss to day the one thing you can't do is put your head in the sand! Instead listen to today's episode to find out some potential solutions. Resources: Get your free resource guides - HERE https://www.htrmoney.co.uk/ ...2021-07-2129 minHow to Raise Money PodcastHow to Raise Money Podcast#102 How To Raise Trillions - to get us all out of debt...Let's face it, however much money you need to raise, it pales into insignificance compared to the National Debt! And thank goodness for that you probably say!! But what can be learned from raising money, the economic situation and how can you use that info to help you? Nigel and Ray investigate (chat) the situation. Resources: Get your free resource guides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would...2021-07-1427 minHow to Raise Money PodcastHow to Raise Money Podcast#101 Don't pay tax!Don't pay tax! Hold on Nigel and Ray, that's illegal isn't it? Ok, let's say Don't Pay Tax when you don't have to!  Not paying tax when you have to pay tax is definitely illegal (it's called tax evasion). But paying tax when you don't have to, simply because you didn't set your affairs up correctly, is crazy, right? And if you could arrange things so that you DON'T pay tax then that would just be seen as sensible, yes?  In fact paying tax when you don't have to is often ca...2021-06-3024 minHow to Raise Money PodcastHow to Raise Money Podcast#100 How To Raise Money is 100!Who would have thought it? Ray and Nigel have made it to 100! A huge thank you from us both to all of our wonderful listeners. Without you we would just be two blokes chatting to each other. Instead we have really felt we are talking with friends. Thank you. Here's to the next 100. Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ ...2021-06-2320 minHow to Raise Money PodcastHow to Raise Money Podcast#098 Using other people's money: do you have the right mindset for success?This episode was requested by Jay, a member of our Facebook group (click here to apply to join for free), and it is a great topic - thanks Jay! Using other people's money: do you have the right mindset for success? Ray and Nigel cover the following topics: What is other people’s money? How do you use other people’s money? Why would you want to use OPM? Biggest problems people have: Fear of asking for money; Fear of asking for enough; Fear of asking for more Risk – of it all going wrong this i...2021-06-0954 minHow to Raise Money PodcastHow to Raise Money Podcast#096 What the Chief Economist of the Bank of England Says about the EconomyRay and Nigel discuss the economy and the impact on raising money. Is it all positive or are there rocky times ahead? Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or en...2021-05-2621 minHow to Raise Money PodcastHow to Raise Money Podcast095 What the Bank said was shocking AND how to eat a 99 ice creamWe didn't think it could happen but the Banks have finally revealed their most shocking assessment yet...and Nigel just could not believe it.  Also, as a shortage of small chocolate flakes threatens the an ice cream meltdown, we ask the important question.  Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with yo...2021-05-2421 minHow to Raise Money PodcastHow to Raise Money Podcast#094 Can you get 100% funding?It is an often asked question - "Can I get 100% funding?" - and so Ray and Nigel discuss the answer...is it possible? Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE  https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or enter htt...2021-05-1233 minHow to Raise Money PodcastHow to Raise Money Podcast#093 Elections & Politics: do they affect raising money?Wooah! What on earth are Ray and Nigel doing, diving into the murky world of politics?  Well they have selflessly done it so you don't have to! Does an election or do politics matter? Let's find out... Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE or https://www.htrmoney.co.uk/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or...2021-05-1046 minHow to Raise Money PodcastHow to Raise Money Podcast#092 Improve your chance of success with "The 'Perfect' Proposal Template"Today Ray and Nigel walk you through the template that you can use to increase your chances of success when creating a proposal to raise money Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE or https://www.htrmoney.co.uk/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or...2021-04-2822 minHow to Raise Money PodcastHow to Raise Money Podcast#081 LIVE Q&A using the ClubhouseApp and why joining could help you Raise MoneyClubhouse...the most exciting social media platform of 2021. Is it useful? Will it help me Raise Money? Why would you want to be in the Clubhouse? Find out more on Clubhouse here https://www.youtube.com/watch?v=F7vGE3frDYg&t=3s Listen to this innovative LIVE Q&A recording of the HTRM room to see how amazing Clubhouse can be for asking questions, getting answers from experts and how Clubhouse and the HTRM podcast could massively grow your network...and remember that your network is your net worth! We...2021-01-131h 39How to Raise Money PodcastHow to Raise Money Podcast#079 Predictions for 2021 with Nostradamus T Best and Old Mother Shipton McLennan!No one predicted 2020 so how about 2021? Ray and Nigel give their 'guaranteed' guess!! What are yours? The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Find the transcript of the episode and have a laugh at the audio-to-copy translation, there are often a few funny words the computer throws in 😜 at https://www.htrmoney.co.uk/079 Before you do anyth...2020-12-311h 04How to Raise Money PodcastHow to Raise Money Podcast#065 The Money Raising Power of Listening!Today we have a special interview for you! Ray met up with Thor Holt, the Entrepreneur in Residence at MIT in Boston. Thor specialises in helping deliver client pitches for money...nice! So get your pen and paper ready to take some notes! To get in touch with Ray you can message him on Twitter @ray_mclennan or Nigel at nigel@nigeltbest.com2019-11-1435 minHow to Raise Money PodcastHow to Raise Money Podcast#041 Ninja Tactics to Getting Your Pitch, Proposal or Presentation to The Top of The List.Not all deals get funded and they don’t all get put in front of the right people, the decision makers. In today’s episode of The How To Raise Money Podcast Ray and Nigel bring you the ninja tactics you can use to get your pitch, proposal or presentation to the top of the list.   Ray and Nigel share with you experiences from real life deals and discuss the key learnings from successful pitches. Learn what to do and what not to do when pitching and discover the four things you can do to stand out from the crowd and s...2018-12-1118 minHow to Raise Money PodcastHow to Raise Money Podcast#037 Interview With Serial Investor And Fund Raiser Fredrik SandvallIn this episode Ray and Nigel welcome special guest Fredrik Sandvall, who is an entrepreneurial individual with multiple business interests including property development and a global sales consultancy. He has raised money for projects in a number of ways including crowd- funding. Tune in to hear Fredrik discusses the key ‘game changers’ you need to know to grow your business. Fredrik also reflects on the vital components required in business and in life to make substantial leaps forward. KEY TAKEAWAYS The hardest thing for people to do in business is to learn how to get out of their own way. Unde...2018-11-1352 minHow to Raise Money PodcastHow to Raise Money Podcast#034 Brexit Affecting LendingIn this episode, Ray and Nigel discuss the varying influences on investors and developers in connection with the impending withdrawal of the UK from the EU. They explore a central question of Brexit – uncertainty,  in connection with raising money, along with the possible opportunities for investors and developers. Ray and Nigel offer an insight into aspects of supply and demand in the property sector and discuss why demand will continue to grow. KEY TAKEAWAYS There will always be world events that create uncertainty. Business want to plan forward and some may use Brexit as an excuse but there were events pri...2018-10-2332 minHow to Raise Money PodcastHow to Raise Money Podcast#033 The Investment Clock & When Should I Invest?Welcome to another episode of the How To Raise Money Podcast. In today’s episode, Ray and Nigel discuss the investment clock, macroeconomics and if now is the right time for you to invest or simply raise finance. No matter what sector, region or market you’re in, you can analyse your situation on the investment clock. Hear Ray and Nigel discuss the pros and cons of evaluating the investment clock and the fundamentals of the UK property market when it comes to investing in property in today’s economic climate. Learn how to research your market sector and predict the ch...2018-10-1630 minHow to Raise Money PodcastHow to Raise Money Podcast#032 FAQ the Cost of CashIn today’s episode, Ray and Nigel discuss how to raise money and the obstacles you may need to overcome to secure investments.  The hosts also delve into the many messages they’ve received and answer some of the most frequently asked questions by the How To Make Money community. KEY TAKEAWAYS The minimum and maximum figures an Angel will invest depends on the business, and three key factors; you, your deal and what the Angel’s position is. Larger investments don’t happen quickly. Even crowd-funding, which appears on the surface to be a rapid solution, can take months of prepar...2018-10-0930 minHow to Raise Money PodcastHow to Raise Money Podcast#031 Bankruptcy, Receivership & County Court JudgementsWelcome to another episode of the How To Raise Money Podcast. Tune in today to hear Ray and Nigel discuss Receivership, Bankruptcy and County Court Judgements and how you can secure investment, even if you have a bad financial track-record or a history with financial difficulty. Your hosts respond to popular demand to answer questions from the How To Raise Money community and provide you with the proven reassurance that anyone can raise finance, start a business and secure investment, if you know how to do it. KEY TAKEAWAYS Just about everyone who you see on TV or present themselves...2018-10-0226 minHow to Raise Money PodcastHow to Raise Money Podcast#029 A list of 8 Things beginning with 'T'In today’s episode, Ray and Nigel discuss the 8 things they’ve learnt over the first 30 episodes of the How To Raise Money Podcast. Tune in today to listen to your hosts dive into previous episodes of the UK’s #1 finance raising podcast and hear a recap of the best moments yet. PLUS, look forward to hearing more from the guys over the next 40 episodes! of the How To Raise Money Podcast, including interviews with successful Dragons Den winner Levi Roots, HouseCrowd’s Fraser Fearnhead and the Bank of Scotland's Ross Mckeown. KEY TAKEAWAYS Time - How to plan and how time...2018-09-1835 minHow to Raise Money PodcastHow to Raise Money Podcast#024 freestyle discussion on Debt and BeggarsRay and Nigel enter into a thrilling and thought-provoking discussion about the morality of debt, beggars and wealth creators. Get inspired by this freestyle episode of The How to Raise Money Podcast. To answer the question; Do you feel bad about getting people into debt? Ray and Nigel explore the realities of both good debt and bad debt and how investors and capitalists (while not perfect) generate finance, cashflowing assets, and job opportunities by following the wealth formula. The word debt describes a whole myriad of words and brings about a host of problems both morally and physically, but in...2018-08-1432 minHow to Raise Money PodcastHow to Raise Money Podcast#023 - Sophisticated InvestorsWelcome to another episode of the How to Raise Money Podcast. Today your hosts and raising money experts Ray and Nigel discuss what it takes to be a sophisticated investor. Learn what to look out for, and what to be aware of when searching and seeking investment from a professional investor, angel, whale or dragon. Ray and Nigel urge you to do your due diligence and understand how to identify a casual investor from the professionals. Hear the easy criteria you can follow if you’re looking for equity investment and an investor you can trust. Ray discusses the simple ti...2018-08-0719 minHow to Raise Money PodcastHow to Raise Money Podcast#022 - Why Would an Investor Want MeWelcome to another episode of the How to Raise Money Podcast. Today your hosts and raising money experts Ray and Nigel talk about what an investor looks for when choosing to invest. The type of person, the personality and the characteristics needed, to attract JV partners and investment finance. All whales, dragons, angels, and investors are looking to invest not only in upcoming projects but in the people who carry them out. Ray and Nigel bring you the five things you need, in order to be the ideal investment opportunity and answer the question many of you have been waiting...2018-07-3114 minHow to Raise Money PodcastHow to Raise Money Podcast#020 - Dont Ignore Your HIgh Street BankWelcome to another episode of the How to Raise Money Podcast. In today’s episode, your hosts Ray and Nigel discuss how to raise money from your traditional highstreet bank and must the myth that banks aren’t lending. Ray speaks to the chief executive officer of a national bank and the head of property to gain an insight into highstreet bank lending and reveal the secrets of how to access the bank's money a little easier. Discover how to get the banks on your side by getting to know their property manager, build credibility and confidence and get the bank...2018-07-1730 minHow to Raise Money PodcastHow to Raise Money Podcast#018 - 9 Secrets to Getting RichWelcome to another episode of the How to Raise Money Podcast. In today’s episode, your host Ray McLennan begins by summing up some of his angel investors most recent deals, including commercial property deals, investment pots and personal funding ventures. Ray reveals the 9 Secrets To Getting Rich and that by learning what the rich and successful people, you increase your chances of success, it’s a combination of things that lead to success. Understand the compounding effect that makes it work and breeds success. Ray explains how to know your values, gain clarity and create a vision by leveraging the...2018-07-0335 minHow to Raise Money PodcastHow to Raise Money Podcast#017 What Does Success Look Like for You?Welcome to Raising Angel (Alternate) Funding. What does success look like for you? Join Ray Mclennan discussing wealth hacks including pension transfer values, capital gains tax, stamp duty, which questions to ask investors, mind-set, training and strategy. KEY TAKEAWAYS Capital Gains Tax. Buy something, sell it, make an uplift and pay tax on it. You pay tax on everything else, now you've got to pay tax on the uplift. Wouldn't it be nice to to pay that tax...? Wouldn't it be useful? Stamp Duty. In England and Wales this is one thing. In Scotland it's called land and buildings transaction...2018-06-2629 minHow to Raise Money PodcastHow to Raise Money Podcast#016 - Why do some businesses succeed when others failWelcome To The How To Raise Money Podcast. Ray and Nigel dive into the Top Ten Scale Up Mistakes business make and how to avoid them. Discover how to thrive, grow and scale in this episode of The How To Raise Money Podcast. Understand the different types of growth and how it affects your business, learn to pay strict attention to your finances and avoid taking on debt and expensive overheads which errode the business. Ray and Nigel discuss that many entrepreneurs will burn through their start up costs quickly and why you need to have reserve capital for unexpected...2018-06-1933 minHow to Raise Money PodcastHow to Raise Money Podcast#015 - Money Mindset Pt 2DESCRIPTION Welcome to the How To Raise Money Podcast! Money mindset. (Part 2) In part one Ray covered money mindset, how to save and if you are ready to handle large amounts of money, whether it’s yours or somebody else’s. Ray also explained, how not to self sabotage and why mindset when it comes to money is essential. Discover Ray’s Forced Accelerated Savings Technique and how to take the emotional side out of dealing with and saving money. In this episode of the How To Raise Money Podcast Ray discusses the purpose of managing money, the rule of three...2018-06-1221 min